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The Property Academy Podcast Profile

The Property Academy Podcast

English, Finance, 1386 seasons, 1763 episodes, 4 days, 14 hours, 47 minutes
About
The Property Academy Podcast is a daily show that gives you insight, analysis and strategies for how to get the most out of the NZ property market. That's whether you're an existing or aspiring property investor, you want to get into your first home, or you're just interested in the property market. Andrew Nicol and Ed McKnight host the podcast. Andrew is the Managing Partner of Opes Partners and a prolific investor himself. Ed is an economist. Both Stuff and Juno Investment Magazine have previously published his analyses. https://www.opespartners.co.nz/investment/property-investment
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Property investor's guide to valuations ⎜ Ep. 1720

In this episode, we discuss what property investors need to know about valuations. This includes how to talk to a valuer, when to get a valuation and how to use them the right way. And we also mention our red carpet events for the ⁠⁠⁠⁠⁠premiere of The Deal season 2⁠⁠⁠⁠⁠, happening in Christchurch June 25th, and Auckland June 26th. Click to register for your free tickets. For more from Opes Partners: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Sign up for the weekly Private Property newsletter⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠TikTok
5/27/202416 minutes, 54 seconds
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Property vs Shares – Is there a winner? ⎜ Ep. 1719

In this episode, we discuss the differences between property and shares as an investment strategy. This includes the pros and cons of both so you can decide which is the best option for you. For more from Opes Partners: ⁠⁠⁠⁠⁠⁠Sign up for the weekly Private Property newsletter⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠TikTok
5/26/202415 minutes, 44 seconds
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[Must Listen] Single-mum, 32 & almost mortgage-free – What do I do next? ⎜ Ep. 1718

In this episode, we are joined by Ruby from Queenstown. This is an inspiring case study. At 32 Ruby is a single-mum. She's almost mortgage free and will try (almost) any thing to increase her income to pay off debt. She's started her own business and wants to travel with her son. Now Ruby wants to know what to do next. We give her our honest advice. For more from Opes Partners: ⁠⁠⁠⁠⁠⁠Sign up for the weekly Private Property newsletter⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠TikTok
5/25/202417 minutes, 20 seconds
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Renting to WINZ tenants – pros and cons ⎜ Ep. #1717

In this episode, we discuss the pros and cons of renting your property to a beneficiary. This includes the perceived risks – and the programmes WINZ has to protect landlords. And we also mention our red carpet events for the ⁠⁠⁠⁠premiere of The Deal season 2⁠⁠⁠⁠, happening in Christchurch June 25th, and Auckland June 26th. Click to register for your free tickets. For more from Opes Partners: ⁠⁠⁠⁠⁠⁠⁠⁠⁠Sign up for the weekly Private Property newsletter⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠TikTok
5/24/202412 minutes, 23 seconds
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Wolfbrook's $8k cash back. Is it as good as it seems? ⎜ Ep. 1716

In this episode, we discuss Wolfbrook's $8k cash back offer. We dig through the details so that you can find out if it's too good to be true. And we also mention our red carpet events for the ⁠⁠premiere of The Deal season 2⁠⁠, happening in Christchurch June 25th, and Auckland June 26th. Click to register for your free tickets. For more from Opes Partners: ⁠⁠⁠⁠⁠⁠⁠Sign up for the weekly Private Property newsletter⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠TikTok
5/23/202415 minutes, 15 seconds
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Rapid fire – How to build a $100k passive income in 2024 ⎜ Ep. 1715

In this episode, we do a rapid fire where we answer your questions from our most recent webinar. It's all about how to build a passive income through property investment in 2024 And we also mention our red carpet events for the ⁠⁠⁠premiere of The Deal season 2⁠⁠⁠, happening in Christchurch June 25th, and Auckland June 26th. Click to register for your free tickets. For more from Opes Partners: ⁠⁠⁠⁠⁠⁠⁠⁠Sign up for the weekly Private Property newsletter⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠TikTok
5/22/202415 minutes, 45 seconds
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What to invest in and when – Martin Hawes ⎜ Ep. 1714

In this episode, we are once again by Martin Hawes – an author and investment expert. Here, Martin takes us through what you should invest in at each stage of your life. For more from Opes Partners: ⁠⁠⁠⁠⁠⁠Sign up for the weekly Private Property newsletter⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠TikTok
5/21/202419 minutes, 33 seconds
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'The Block' winners share their renovation tricks – The Pearsons ⎜ Ep. 1713

In this episode, we are joined by the Pearsons. They won the Block back in 2013. Here, they share their top renovation tips and tricks, what they're up to now, and the tricks the TV studios play which means you can't believe everything you see on TV. And we also mention our red carpet events for the ⁠⁠premiere of The Deal season 2⁠⁠, happening in Christchurch June 25th, and Auckland June 26th. Click to register for your free tickets.
5/20/202419 minutes, 18 seconds
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Revealed: New build vs existing – Which goes up in value faster? ⎜ Ep. 1712

In this episode, we go through new data from CoreLogic and reveal which goes up in value faster – New Builds or existing properties? We've tried to answer this in the past. But, there hasn't been really good data available. So we paid the money to get the data and answer once and for all – which is better? New Builds or existing properties. For more from Opes Partners: ⁠⁠⁠⁠⁠⁠Sign up for the weekly Private Property newsletter⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠TikTok
5/19/202417 minutes, 8 seconds
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Case Study Sunday – How to build spec homes with Michael Wilson ⎜ Ep. 1711

In this episode, we are joined by Michael Wilson to discuss his property investment strategy – building spec homes. This is a classic property investment strategy that's not often discussed. Here Michael breaks down how he builds homes and then sells them once they're complete. For more from Opes Partners: ⁠⁠⁠⁠⁠⁠Sign up for the weekly Private Property newsletter⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠TikTok
5/18/202417 minutes, 37 seconds
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How to earn more money: Pay rise vs side hustle vs boarder ⎜ Ep. 1710

In this episode, we discuss different ways to earn more money. This includes a comparison between getting a pay rise, starting a side hustle and getting a boarder. And we also mention our red carpet events for the ⁠premiere of The Deal season 2⁠, happening in Christchurch June 25th, and Auckland June 26th. Click to register for your free tickets.
5/17/202416 minutes, 4 seconds
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Martin Hawes – 45 years of investing in 20 minutes ⎜ Ep. 1709

In this episode, we are joined by Martin Hawes, one of New Zealand's most trusted financial commentators and authors. Here Martin shares the principles he's learned over the last 45 of investing and condenses it all down into just 20 minutes. For more from Opes Partners: ⁠⁠⁠⁠⁠⁠Sign up for the weekly Private Property newsletter⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠TikTok
5/16/202421 minutes, 3 seconds
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Are Baby Boomers about to kill the property market? ⎜ Ep. 1708

In this episode, we discuss the demographic changes happening in New Zealand and whether Baby Boomers are about to kill the housing market. This includes what happens if Baby Boomers all downsize at the same time and the impact of immigration. And we also mention our red carpet events for the premiere of The Deal season 2, happening in Christchurch June 25th, and Auckland June 26th. Click to register for your free tickets. For more from Opes Partners: ⁠⁠⁠⁠⁠⁠Sign up for the weekly Private Property newsletter⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠TikTok
5/15/202414 minutes, 33 seconds
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Bonus - How to Build $100k Passive Income Plan Through Property - Webinar audio

In this special bonus episode, you'll hear the audio from the recent Property Live webinar where we looked at 'How to Build $100k Passive Income Plan Through Property' and teach you how to build your plan in 52 minutes!
5/14/20241 hour, 21 minutes, 11 seconds
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Buy a house with $0 cash – The No Cash Needed method ⎜ Ep. 1707

In this episode, we discuss the No Cash Needed Method. This is where you can buy a house with $0 of cash. We walk through a case study of where Ed bought a house using this method so you can figure out if you can do it too. And we also mention our Useable Equity calculator Try it out for yourself. For more from Opes Partners: ⁠⁠⁠⁠⁠⁠Sign up for the weekly Private Property newsletter⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠TikTok
5/14/202410 minutes, 13 seconds
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Our honest advice for getting financial freedom ⎜ Ep. 1706

In this episode, we discuss our honest advice for achieving financial freedom. This includes how to create a plan, set goals, and find out if you're already on track to hit them. And we also mention our upcoming webinar '⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Build your $100K retirement plan in 52 minutes⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠'. It's on Tuesday May 14th at 7pm. Click the link to register.
5/13/202419 minutes, 11 seconds
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What's a good yield? Updated Figures [2024] ⎜ Ep. 1705

In this episode, we discuss what a good gross yield is for property investors in 2024. We look at data from TradeMe and OneRoof to figure out what yield property investors are actually getting. For more from Opes Partners: ⁠⁠⁠⁠⁠⁠Sign up for the weekly Private Property newsletter⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠TikTok
5/12/202415 minutes, 41 seconds
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Case Study Sunday – "I own 4 properties at 38" ... How Dave did it ⎜ Ep. 1704

In this episode, we are joined by Dave from Hamilton. At just 38 years old, Dave already owns 4 properties. He talks us through how he did it, the struggles he came up against ... and what it's all for. For more from Opes Partners: ⁠⁠⁠⁠⁠⁠Sign up for the weekly Private Property newsletter⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠TikTok
5/11/202419 minutes, 10 seconds
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"I lost $10k from one bad decision" ⎜ Ep. 1703

In this episode, we discuss how this investor lost $10k from a single bad decision. We share how this investor tried to find the perfect tenant possible – but in doing so, their property was empty for weeks. This cost them thousands of dollars. And we also mention our upcoming webinar '⁠⁠⁠⁠⁠⁠⁠⁠⁠Build your $100K retirement plan in 52 minutes⁠⁠⁠⁠⁠⁠⁠⁠⁠'. It's on Tuesday May 14th at 7pm. Click the link to register.
5/10/202411 minutes, 15 seconds
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Where is my money going? Ed + Andrew read their bank statements ⎜ Ep. 1702

In this episode, we discuss where our money is going. This includes what we spend money on and what we can cut back on. We read out our credit card and bank statements to show you just how much we're frittering away (and how much you might be too. This should be useful for property investors who are struggling with cashflow and need to find quick ways to cut back. YouTube clip from Saturday Night Live
5/9/202418 minutes, 23 seconds
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Are all Kainga Ora tenants gang members? ⎜ Ep. 1701

In this episode, we discuss who Kainga Ora tenants are and share their real stories. This includes how Kainga Ora properties impact surrounding property prices and who these tenants really are. And we also mention our upcoming webinar '⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Build your $100K retirement plan in 52 minutes⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠'. It's on Tuesday May 14th at 7pm. Click the link to register.
5/8/202413 minutes, 47 seconds
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Easier to get a mortgage? New rules coming soon (CCCFA) ⎜ Ep. 1700

In this episode, we discuss the new CCCFA mortgage rules that have just been announced by the National government. We go through what the rules mean, and whether it will actually make it easier to get a mortgage. And we also mention our upcoming webinar '⁠⁠⁠⁠⁠⁠⁠Build your $100K retirement plan in 52 minutes⁠⁠⁠⁠⁠⁠⁠'. It's on Tuesday May 14th at 7pm. Click the link to register. For more from Opes Partners: ⁠⁠⁠⁠⁠⁠⁠Sign up for the weekly Private Property newsletter⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠TikTok
5/7/202412 minutes, 40 seconds
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Cheaper to build + renovate property? What the government's building changes mean ⎜ Ep. 1699

In this episode, we are joined by Kyle Brookland from Informed Inspections – a property inspection company. Kyle discusses the new building changes, including whether building materials will actually get cheaper once the rules change. We also discuss how long it will take for the changes to flow through to the market. For more from Opes Partners: ⁠⁠⁠⁠⁠⁠Sign up for the weekly Private Property newsletter⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠TikTok
5/6/202415 minutes, 37 seconds
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Revealed: When will I die? Actual numbers revealed ⎜ Ep. 1698

In this episode, we discuss how long we will live, and when we'll die. This is based on numbers from Stats NZ that estimate how long we'll live and what it means for our retirement. And we mention you can figure the numbers out for yourself using our 'How long will I live' spreadsheet. Click here to download your own copy to try. For more from Opes Partners: ⁠⁠⁠⁠⁠⁠Sign up for the weekly Private Property newsletter⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠TikTok
5/5/202416 minutes, 24 seconds
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Case Study Sunday – "My Financial Adviser Fooled Me" – Livii ⎜ Ep. 1697

In this episode, we have another Case Study Sunday. Today we are joined by Livii, a property investor from Wanaka. Livii shares her story, starting with the time she built a dual-income property. It continues on to a time where her financial adviser pulled a fast one – and misled her. She shares her tips for how you can avoid shady advisers to and how to grow your wealth. For more from Opes Partners: ⁠⁠⁠⁠⁠⁠Sign up for the weekly Private Property newsletter⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠TikTok
5/4/202416 minutes, 35 seconds
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How to make money in your 20s vs 30s vs 40s vs 50s ⎜ Ep. 1696

In this episode, we discuss how to manage your money mindset across your lifetime. This includes the mindset you should have in your 20s vs your 30s, your 40s and your 50+. For more from Opes Partners: ⁠⁠⁠⁠⁠⁠Sign up for the weekly Private Property newsletter⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠TikTok
5/3/202414 minutes, 54 seconds
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Moving overseas as a property investor? – Don't forget these 4 things ⎜ Ep. 1695

In this episode, we discuss the 4 things you need to think about as a Kiwi property investor if you're moving overseas. This includes what to think about when it comes to tax, managing your properties and sorting your mortgage. And we also mention our upcoming webinar '⁠⁠⁠⁠⁠⁠Build your $100K retirement plan in 52 minutes⁠⁠⁠⁠⁠⁠'. It's on Tuesday May 14th at 7pm. Click the link to register. For more from Opes Partners: ⁠⁠⁠⁠⁠⁠Sign up for the weekly Private Property newsletter⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠TikTok
5/2/202413 minutes, 9 seconds
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Xero vs Excel vs Hnry – Top 3 best accounting software for property investors ⎜ Ep. 1694

In this episode, we compare the top 3 best accounting systems and software for property investors. This includes comparing Xero with Excel vs Hnry. Ultimately, you can use this to choose the best accounting system for you and your portfolio. And we also mention our upcoming webinar '⁠⁠⁠⁠⁠Build your $100K retirement plan in 52 minutes⁠⁠⁠⁠⁠'. It's on Tuesday May 14th at 7pm. Click the link to register. For more from Opes Partners: ⁠⁠⁠⁠⁠⁠Sign up for the weekly Private Property newsletter⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠TikTok
5/1/202413 minutes, 36 seconds
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House sold for $1 – do one-dollar reserve auctions work? ⎜ Ep. 1693

In this episode, we discuss the house that sold for just a single dollar. This includes a discussion of $1 reserve auctions and whether they really work. And we also mention our upcoming webinar '⁠⁠⁠⁠Build your $100K retirement plan in 52 minutes⁠⁠⁠⁠'. It's on Tuesday May 14th at 7pm. Click the link to register. For more from Opes Partners: ⁠⁠⁠⁠⁠Sign up for the weekly Private Property newsletter⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠TikTok
4/30/202414 minutes, 33 seconds
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Should I Pay Down Debt vs Invest – Live Case Study ⎜ Ep. 1692

In this episode, we discuss a case study of whether this couple should pay down debt or invest. We dig through their numbers, consider their goals and share what their potential options are. And we also mention our upcoming webinar '⁠⁠⁠Build your $100K retirement plan in 52 minutes⁠⁠⁠'. It's on Tuesday May 14th at 7pm. Click the link to register. For more from Opes Partners: ⁠⁠⁠⁠Sign up for the weekly Private Property newsletter⁠⁠⁠⁠ ⁠⁠⁠⁠Instagram⁠⁠⁠⁠ ⁠⁠⁠⁠TikTok
4/29/202415 minutes, 44 seconds
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Revealed: Do houses with more land go up in value faster? ⎜ Ep. 1691

In this episode, we discuss whether properties with more land get more capital growth and go up in value faster. This is based on a new data from CoreLogic and provided to the podcast. It shows that properties with more land don't go up in value much faster than properties with less land. For more from Opes Partners: ⁠⁠⁠Sign up for the weekly Private Property newsletter⁠⁠⁠ ⁠⁠⁠Instagram⁠⁠⁠ ⁠⁠⁠TikTok
4/28/202412 minutes, 38 seconds
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Case Study Sunday – We 2.5x our income by moving to Australia – Tamati and Liana ⎜ Ep. 1690

In this episode, we are joined by Tamati and Liana to talk about their property investment journey. They share how they 2.5x their incomes by moving to Australia. They share how they did, what properties they're investing in and what they're doing for their future. For more from Opes Partners: ⁠⁠⁠Sign up for the weekly Private Property newsletter⁠⁠⁠ ⁠⁠⁠Instagram⁠⁠⁠ ⁠⁠⁠TikTok
4/27/202418 minutes, 13 seconds
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6 years of changes in 6 months – Do you realise how much is going on? ⎜ Ep. 1689

In this episode, we discuss the big changes that are happening in the property market. This includes tax changes, tenancy law changes, lending changes. All up, we reckon there's about 6 years of changes coming in the next 6 months. And we also mention our upcoming webinar '⁠⁠Build your $100K retirement plan in 52 minutes⁠⁠'. It's on Tuesday May 14th at 7pm. Click the link to register. For more from Opes Partners: ⁠⁠⁠Sign up for the weekly Private Property newsletter⁠⁠⁠ ⁠⁠⁠Instagram⁠⁠⁠ ⁠⁠⁠TikTok
4/26/202412 minutes, 51 seconds
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Buyers market vs sellers market – what's the difference? ⎜ Ep. 1688

In this episode, we discuss the differences between buyers and sellers markets. This includes how to tell whether it is currently a buyers or a sellers market. You'll also learn what emotions you'll need to overcome to make the most of each type of market. And we also mention our upcoming webinar '⁠Build your $100K retirement plan in 52 minutes⁠'. It's on Tuesday May 14th at 7pm. Click the link to register. For more from Opes Partners: ⁠⁠⁠Sign up for the weekly Private Property newsletter⁠⁠⁠ ⁠⁠⁠Instagram⁠⁠⁠ ⁠⁠⁠TikTok
4/25/202412 minutes, 18 seconds
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New inflation data – The good and bad news ⎜ Ep. 1687

In this episode, we discuss the latest inflation data. Inflation has fallen to 4%. That's good. but domestic inflation is still high. What does it mean for your interest rates and mortgage? Join Ed and Andrew to find out. And we also mention our upcoming webinar 'Build your $100K retirement plan in 52 minutes'. It's on Tuesday May 14th at 7pm. Click the link to register. For more from Opes Partners: ⁠⁠Sign up for the weekly Private Property newsletter⁠⁠ ⁠⁠Instagram⁠⁠ ⁠⁠TikTok
4/24/202411 minutes, 51 seconds
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Buying vs investing in property – what's the difference? ⎜ Ep. 1686

In this episode, we discuss the differences between buying a property vs investing in property. We share how – as a property investor – you need to look at properties in a very different way than if you were buying them to live in. We give you the tools so you can see whether you are looking to buy a property or invest in property. For more from Opes Partners ⁠Sign up for the weekly Private Property newsletter⁠ ⁠Instagram⁠ ⁠TikTok
4/23/202415 minutes, 15 seconds
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Buying and selling off-market – is it a good idea? ⎜ Ep. 1685

In this episode, we discuss buying and selling properties off-market. This includes the pros and cons for both sellers and buyers. This is to give you a good sense of whether using an off-market strategy could be the right fit for you. For more from Opes Partners ⁠Sign up for the weekly Private Property newsletter⁠ ⁠Instagram⁠ ⁠TikTok
4/22/202412 minutes, 45 seconds
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The Property Clock: how to time the market (the right way) ⎜ Ep. 1684

In this episode, we discuss the property clock. This is a classic model investors use to understand the property cycles and what might happen next in the market. We walk you through a standard cycle around the property clock along with what you can expect at each stage. For more from Opes Partners ⁠Sign up for the weekly Private Property newsletter⁠ ⁠Instagram⁠ ⁠TikTok
4/21/202416 minutes, 13 seconds
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Case Study Sunday – "$50k passive income in 7 years" with Hannah Presswood ⎜ Ep. 1683

In this episode, we are joined by Hannah Presswood for another Case Study Sunday. Hannah shares the story of how she started investing in property ... how she has grown her portfolio. And most importantly, she shares how she's now on track to build a $50k passive income over the next 7 years. For more from Opes Partners ⁠Sign up for the weekly Private Property newsletter⁠ ⁠Instagram⁠ ⁠TikTok
4/20/202416 minutes, 3 seconds
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Interest rates vs house prices – should I wait for interest rates to come down before I invest in property? ⎜ Ep. 1682

In this episode, we compare interest rates and house prices. We specifically look at the numbers to see whether you should wait for interest rates to come down before you invest in property. We know that interest rates will likely come down. But when that happens, house prices will probably go up. So what's better? Waiting or buying now? For more from Opes Partners ⁠Sign up for the weekly Private Property newsletter⁠ ⁠Instagram⁠ ⁠TikTok Want to become a successful property investor? The 'Ultimate NZ Property Investor Bundle' has everything you need, featuring spreadsheets, ebooks, an audiobook, and exclusive software.
4/19/20249 minutes, 57 seconds
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How to set the right rent for your investment property ⎜ Ep. 1681

In this episode, we discuss the Right Rent system. This comes from Ed and Andrew's book – Wealth Plan. It includes the exact process that you can use to set the right rent for your property every single time. For more from Opes Partners Sign up for the weekly Private Property newsletter Instagram TikTok Rental yield  Want to know what your investment property could earn? Use our rental yield calculator to forecast your property's potential income.
4/18/202415 minutes, 19 seconds
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Government announces 'Pet Bonds' – what property investors need to know ⎜ Ep. 1680

In this episode, we discuss the government's most recent change to the tenancy laws. This includes details about the policy of pet bonds. Soon, property investors will be able to charge an extra 2 weeks' worth of rent to their tenants. But how does it work and what other changes are coming? That's what you'll learn in the show. Free weekly newsletter Want exclusive insights into the NZ property market? Join Andrew Nicol's private property community with the other 30,000 people. Delivered to your inbox every Thursday.   Rental yield  Want to know what your investment property could earn? Use our rental yield calculator to forecast your property's potential income.
4/17/202416 minutes, 10 seconds
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Bonus: New Tax Rules For Kiwi Property Investors [2024] - Webinar audio

In this special bonus episode, you'll hear the audio from the recent Property Live webinar where we looked at 'New Tax Rules For Kiwi Property Investors [2024]'.
4/16/20241 hour, 16 minutes, 10 seconds
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Should property investors lower their rent? The morals of property ⎜ Ep. 1679

In this episode, we discuss whether property investors have a moral obligation to lower their rents when the tax rules change. National's tax cuts will improve investor's cashflow. We dig through the data to show how much rents have gone up vs costs over the last few years. This gives you a sense of whether investors have extra money to pass on to tenants. Email Newsletter –  Want exclusive insights into the NZ property market? Join Andrew Nicol's private property community with the other 30,000 people. Delivered to your inbox every Thursday. Download all our best resources –  The 'Ultimate NZ Property Investor Bundle' has everything you need, featuring spreadsheets, ebooks, an audiobook, and exclusive software. Cashflow calculator –  Want to quickly calculate your investment property's cashflow? Use our cashflow calculator to find out. 
4/16/202411 minutes, 56 seconds
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The accidental capital gains tax (Tainting). Where investors go wrong ⎜ Ep. 1678

In this episode, we discuss tainting and when property investors accidentally need to pay tax on their capital gains. This is particularly important when the bright line test changes. Because developers, traders, property flippers and builders will have stricter rules. And we also mention our upcoming webinar ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Property Investment Webinar: NZ Tax Edition⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ happening on Tuesday 16th April at 7pm. Weekly newsletter –  Want exclusive insights into the NZ property market? Join Andrew Nicol's private property community with the other 30,000 people. Delivered to your inbox every Thursday.   Get all our best resources for free –  The 'Ultimate NZ Property Investor Bundle' has everything you need, featuring spreadsheets, ebooks, an audiobook, and exclusive software.   Cashflow calculator –  Want to quickly calculate your investment property's cashflow? Use our cashflow calculator to find out. 
4/15/202412 minutes, 55 seconds
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Property developers – how to get your projects off the ground ⎜ Ep. 1677

In this episode, we discuss how property developers can get their projects off the ground. This includes which buyers to target, how to get pre-sales, where to build your properties and how to know what type of properties to build. We mention a few of our best resources including: Capital growth and yield maps for the Auckland property market The tenant tool Weekly newsletter – Want exclusive insights into the NZ property market? Join Andrew Nicol's private property community with the other 30,000 people. Delivered to your inbox every Thursday.   Get all our best resources for free –  The 'Ultimate NZ Property Investor Bundle' has everything you need, featuring spreadsheets, ebooks, an audiobook, and exclusive software.
4/14/202414 minutes, 41 seconds
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Case Study Sunday – Joe buys NZ houses from the USA ⎜ Ep. 1676

In this episode, we are joined by Joe, a German who lives in the USA, who is currently investing in NZ property. Joe walks us through why he made the decision to invest in NZ property, rather than over in the USA. He also shares the differences between buying property in Australia vs New Zealand. Free property newsletter – Want exclusive insights into the NZ property market? Join Andrew Nicol's private property community with the other 30,000 people. Delivered to your inbox every Thursday.    Can I afford to become a property investor? Inspired by today's case study? Find out if you can afford an investment property with our quick calculator.
4/13/202419 minutes, 33 seconds
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How long does a property cycle last? Auckland vs rest of NZ ⎜ Ep. 1675

In this episode, we discuss how long a property cycles lasts in New Zealand. We compare property cycles in our major centres vs the regions and share how long each part of the property cycles takes. This includes the boom, the peak, the downturn and the trough. And we also mention our upcoming webinar ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Property Investment Webinar: NZ Tax Edition⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ happening on Tuesday 16th April at 7pm. Want exclusive insights into the NZ property market? Join Andrew Nicol's private property community with the other 30,000 people. Delivered to your inbox every Thursday. Want to become a successful property investor? The 'Ultimate NZ Property Investor Bundle' has everything you need, featuring spreadsheets, ebooks, an audiobook, and exclusive software. Wondering what your property could be worth in the future? Use our capital growth calculator to uncover your investment's potential value.
4/12/202415 minutes, 56 seconds
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Property maintenance - how much does it cost? ⎜ Ep. 1674

In this episode, we discuss how much investors should spend on property maintenance per year. We go through a couple of examples to show you how much to budget based on how old your property is and the condition. And we also mention our upcoming webinar ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Property Investment Webinar: NZ Tax Edition⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ happening on Tuesday 16th April at 7pm. Want exclusive insights into the NZ property market? Join Andrew Nicol's private property community with the other 30,000 people. Delivered to your inbox every Thursday. Want to quickly calculate your investment property's cashflow? Use our cashflow calculator to find out. 
4/11/202413 minutes, 43 seconds
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How to get the money to flip properties – Basecorp ⎜ Ep. 1673

In this episode, we discuss how Kiwis can get the money to flip properties. For this we are joined by John Moody, Chief Financial Officer at Basecorp. They are one of the largest lenders who work with property flippers in New Zealand. John shares which loan applications Basecorp tends to approve (and which they say no to). This is a must listen for any property flippers.
4/10/202420 minutes, 5 seconds
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How much more expensive are New Builds vs existing homes? ⎜ Ep. 1672

In this episode, we discuss how much more expensive New Builds are compared to existing properties. This is based off new data released from CoreLogic which shows the "New Build premium". We share that New Builds are currently about 5.6% more expensive than existing properties and that this is slightly below the historical average.
4/9/202411 minutes, 29 seconds
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Jargon Buster: Freehold vs cross lease vs unit title vs leasehold ⎜ Ep. 1671

In this episode, we discuss different ways of owning land in New Zealand. We cut through the jargon to let you know what terms like freehold, cross lease, unit title and leasehold mean. This includes the differences and what you need to look out for as a home buyer or property investor. And we also mention our upcoming webinar ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Property Investment Webinar: NZ Tax Edition⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ happening on Tuesday 16th April at 7pm.
4/8/202412 minutes, 12 seconds
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How to buy a house with 10% deposit – and what's the catch? ⎜ Ep. 1670

In this episode, we discuss whether it's possible to buy a property with a 10% deposit. We talk about who can get access to this low deposit lending, and what the extra costs and fees are. We also share which banks are more willing to let investors purchase properties with lower deposits. Ultimately, you can use this information to get a sense of whether you should buy a property with a lower deposit.
4/7/202417 minutes, 4 seconds
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Case Study Sunday – How Helena and Harish are handling high interest rates ⎜ Ep. 1669

In this episode, we are joined by Helena and Harish to discuss their property investment journey. This includes how they are handling today's higher interest rates. We also talk about how they stress tested their budget to make sure they could afford the property even if interest rates went up. Want to share your story on Case Study Sunday? Send us a message, email [email protected]
4/6/202412 minutes, 49 seconds
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Can I negotiate a cheaper house price in Winter? ⎜ Ep. 1668

In this episode, we discuss how the weather impacts the property market. This includes all of the seasonal impacts on the property market. We look at whether house prices go down in Winter and when the best time to buy and sell a property is. Ultimately you can use this information to figure out when the best time to buy a property is. And we also mention our upcoming webinar ⁠⁠⁠⁠⁠⁠⁠⁠⁠Property Investment Webinar: NZ Tax Edition⁠⁠⁠⁠⁠⁠⁠⁠⁠ happening on Tuesday 16th April at 7pm.
4/5/202412 minutes, 59 seconds
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How much vacancy will I have? How often won't I have a tenant? ⎜ Ep. 1667

In this episode, we discuss how much vacancy property investors should expect. This includes how often you won't have a tenant and therefore how much rent your property might miss out on. This includes what causes vacancy and how to minimise it. And we also mention our upcoming webinar ⁠⁠⁠⁠⁠⁠⁠⁠Property Investment Webinar: NZ Tax Edition⁠⁠⁠⁠⁠⁠⁠⁠ happening on Tuesday 16th April at 7pm.
4/4/202413 minutes, 50 seconds
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Is Adrian Orr The Worst Reserve Bank Governor Ever? ⎜ Ep. 1665

In this episode, we are joined by Matthew Gilligan from Gilligan Rowe and Associates to discuss the legacy of Adrian Orr. This includes whether Adrian Orr is the worst Reserve Bank Governor in history, and whether he (and the monetary policy committee) did the right things during the pandemic. Matthew argues that the Reserve Bank Governor messed up. Whereas, Ed argues that the legacy isn't so black and white. After all, it's easy to point fingers after the fact. Ultimately, it's up to you to decide who wins the debate. Will Adrian Orr be remembered as the worst Reserve Bank Governor ever?
4/2/202415 minutes, 33 seconds
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Tiny Homes – Do they stack up as a good investment? ⎜ Ep. 1666

In this episode, we discuss tiny homes and whether they stack up as a good investment. This includes how much tiny homes cost, what the interest rates are and how you get a mortgage. We also discuss some of the things you'll need to think about if you decide to rent out a tiny home (or buy one for yourself). And we also mention our upcoming webinar ⁠⁠⁠⁠⁠⁠⁠Property Investment Webinar: NZ Tax Edition⁠⁠⁠⁠⁠⁠⁠ happening on Tuesday 16th April at 7pm.
4/2/202415 minutes, 37 seconds
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Protect Yourself from Property Disaster with Trusts – Matthew Gilligan ⎜ Ep. 1664

In this episode, we are joined by Matthew Gilligan from Gilligan Rowe and Associates. Matthew discusses how to protect yourself from property investment disaster with trusts, companies and the right types of structures. This includes how to set up your wills and trusts so that your children, dependents and assets are secure.
4/1/202421 minutes, 55 seconds
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How to buy the house your tenants want [Free tool] ⎜ Ep. 1663

In this episode, we discuss how to buy the house your tenants want. This includes giving you our new Opes Tenant Tool. You can use this to figure out what tenants are looking for in your area. That way you can buy the house your tenants are willing to rent. This should lower your vacancy and improve your cashflow.
3/31/202413 minutes, 37 seconds
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Case Study Sunday – Tauranga couple invests for the future (Kate and Sean) ⎜ Ep. 1662

in this episode, we are joined by Kate and Sean to talk about their property investment journey. We talk about what it's all for, and what they want to get out of property investment. They also share how even though they bought close to the top of the market, they don't mind so much. Now that their house has fallen in value, they wouldn't be able to buy today anyway. Willing to share you story on Case Study Sunday? Let us know – [email protected]
3/30/202418 minutes, 2 seconds
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Airbnb review: Should I turn my investment property into an Airbnb? ⎜ Ep. 1661

In this episode, we discuss whether you should turn your investment property into an Airbnb. We run the numbers on one of Ed's properties to see how the cashflow compares to a long term rental. We also talk through the steps he'd have to take if he wanted to turn it into an Airbnb. And we also mention our upcoming webinar ⁠⁠⁠⁠⁠⁠Property Investment Webinar: NZ Tax Edition⁠⁠⁠⁠⁠⁠ happening on Tuesday 16th April at 7pm.
3/29/202416 minutes, 2 seconds
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3x your retirement income [Case study] ⎜ Ep. 1660

In this episode, we discuss a case study of a property investor who is already retired. He owns a $1 million property without a mortgage, but he only earns $12k in the hand a year. We talk through what he could do to increase his income and the different options available to him. Ultimately, we share several ways he could more than 3x his retirement income. And we also mention our upcoming webinar ⁠⁠⁠⁠⁠Property Investment Webinar: NZ Tax Edition⁠⁠⁠⁠⁠ happening on Tuesday 16th April at 7pm.
3/28/202410 minutes, 37 seconds
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Lower Interest Rates from Heartland Bank – What's the Catch? ⎜ Ep. 1659

In this episode, we discuss why Heartland bank has the lowest interest rate ... and whether it's worth it. We talk through the catches – like how you can only get it for your own home. And how it really isn't the right fit for property investors. Ultimately, you can use this information to figure out whether it's the right rate for you. And we also mention our upcoming webinar ⁠⁠⁠⁠Property Investment Webinar: NZ Tax Edition⁠⁠⁠⁠ happening on Tuesday 16th April at 7pm.
3/27/202410 minutes, 51 seconds
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How Much Less Tax Will I Pay? Interest Deductibility – How it Impacts You ⎜ Ep. 1658

In this episode, we discuss how much less tax property investors will pay once the interest deductibility rules change. This includes looking at different situations to see who will pay a lot less tax, who will pay a bit less tax, and who nothing will change for. And we also mention our upcoming webinar ⁠⁠⁠Property Investment Webinar: NZ Tax Edition⁠⁠⁠ happening on Tuesday 16th April at 7pm.
3/26/202410 minutes, 53 seconds
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Break Fees – How Much Does It Cost to Break My Mortgage? ⎜ Ep. 1657

In this episode, we talk about mortgage break fees and how much it costs to break your mortgage. When interest rates start to fall, many Kiwis will ask "is it better to break my loan and take a cheaper rate? We dig through the numbers so you can figure out if it's worth breaking your loan and trying to negotiate a better deal. And we also mention our upcoming webinar ⁠⁠Property Investment Webinar: NZ Tax Edition⁠⁠ happening on Tuesday 16th April at 7pm.
3/25/202411 minutes, 47 seconds
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Ranked: Where are House Prices Bouncing Back Fastest? ⎜ Ep. 1656

In this episode, we discuss where house prices are bouncing back fastest. We share how some regions are bouncing back quickly (and have even surpassed their Covid peaks). Places like Dunedin are up 9% compared to the bottom of the market, and others like Auckland are almost 6% up. But, some parts of the country haven't crept up much at all. we share where prices are bouncing back fast (and which aren't).
3/24/202411 minutes, 49 seconds
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Case Study Sunday – 1st Time Property Investors Heidi and Nath ⎜ Ep. 1655

In this episode, we are joined by Heidi and Nath who share how they have just become first time property investors. This includes what went well (and what didn't go to plan). We dig into why they wanted to become property investors in the first place, what it's all for and what they want to get out of property.
3/23/202415 minutes, 22 seconds
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New Interest Deductibility Rules: A Definitive Guide ⎜ Ep. 1654

In this episode, we discuss National's new interest deductibility rules. This is your definitive guide to the rules, what they are and what they mean. There have been lots of proposals for what the rules should be. So some property investors are confused about what the rules actually are. Here, Ed and Andrew lay down the law and share what the final rules are.
3/22/20248 minutes, 16 seconds
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Is It All For Capital Growth + Is It Unfair?⎜Ep. 1653

In this episode, we discuss whether property investors just invest for capital growth. We also discuss whether that's unfair. This is after Ed appeared on Newstalk ZB to talk about the latest changes to the tax rules. And we also mention our upcoming webinar ⁠Property Investment Webinar: NZ Tax Edition⁠ happening on Tuesday 16th April at 7pm.
3/21/202413 minutes, 6 seconds
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Top 6 Myths About Property Investors Debunked ⎜ Ep. 1652

In this episode, we discuss the top 6 myths about property investors. This includes myths like interest deductibility – is it just an unfair tax cut for property investors who don't need it. We also dig into the idea of a capital gains tax and whether property investment is different from other businesses. And we also mention our upcoming webinar Property Investment Webinar: NZ Tax Edition happening on Tuesday 16th April at 7pm.
3/20/202417 minutes, 53 seconds
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How the OCR Really Impacts Interest Rates ⎜ Ep. 1651

In this episode, we discuss how the OCR impacts mortgage interest rates. We talk about what the OCR is, how the banks use it, how it impacts swap rates and how it eventually impacts your mortgage interest rate. As you'll learn, it takes time for the OCR to impact your mortgage interest rate. And your mortgage interest rates can start to go up or down even before the OCR moves.
3/19/202414 minutes, 6 seconds
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Inflation for Dummies – How Inflation Works For Property investors ⎜ Ep. 1650

In this episode, we discuss inflation, what it is, how it works. And what you need to know as a property investor. This includes how to calculate the returns you actually get when you invest in property. That means how you factor in the 'time value of money', and how to make sure that property investment builds you a better life.
3/18/202410 minutes, 8 seconds
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Forecasts vs Reality – Are Our House Price Forecasts Correct? ⎜ Ep. 1649

In this episode, we dig through house price data to see whether our standard house price forecasts match up to reality. Can you reliably say that house prices go up 5% or 6% a year? And how easy is it to fudge the numbers and make it sound like property always goes up in value? We dig through the numbers to see whether these assumptions are correct.
3/17/202413 minutes, 53 seconds
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Case Study Sunday: Breaking The Poverty Cycle with Sera and Quentin ⎜ Ep. 1648

In this episode, we are joined by Sera and Quentin. This couple share their inspiring story. From humble beginnings, these two started out by working 5 jobs between them. Now they've paid off the mortgage and are investing in property. They're helping their families learn about property and are breaking the poverty cycle.
3/16/202423 minutes, 43 seconds
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Are Holiday Homes a Good Investment? ⎜ Ep. 1647

In this episode, we discuss whether holiday homes are a good investment. We look at Airbnb data to get a sense of the returns you can make investing in holiday homes. Then we talk about where you can invest and how much it might cost to invest in a holiday home.
3/15/202412 minutes, 32 seconds
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Top Problems with Property Investment Companies ⎜ Ep. 1646

In this episode, we discuss the top problems with property investment companies. We talk about what these companies get wrong, and what you need to look out for as someone thinking about using one of these businesses. This includes companies like Opes Partners, Propellor Property Investments, Momentum Realty, enable.me, Positive Real Estate and others. It also applies to any company who recommends New Builds as an investment option.
3/14/202416 minutes, 52 seconds
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Interest Deductibility Rules Changed – Property Investors to Pay Less Tax ⎜ Ep. 1645

In this episode, we discuss the recently announced interest deductibility tax rules. We're going back to the old rules. Property investors will be treated like every other business and will pay less tax. Interest will be deductible again, some property investor's cashflows will change. But not all property investors will feel the full extend of the change. We dig through the data on who will and won't see a big difference from the changing tax rules.
3/13/202413 minutes, 31 seconds
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Bonus: NZ Property Market Update – 3 Steps To Make Money in Property in 2024 - Webinar audio

In this special bonus episode, you'll hear the audio from the recent Property Live webinar where we looked at 'NZ Property Market Update – 3 Steps To Make Money in Property in 2024'.
3/12/20241 hour, 26 minutes, 48 seconds
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Dream Home vs Reno and Invest – Case Study ⎜ Ep. 1644

In this episode, we discuss whether this investor should buy their dream home ... or renovate and invest. This comes from a listener of the show who is tempted to upgrade their own home. But they're also considering growing their portfolio. We run through the numbers so you can get a sense about what may be the right fit for you.
3/12/202416 minutes, 31 seconds
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Revealed: Where Are Properties Selling Above CV? ⎜ Ep. 1643

In this episode, we discuss where properties are selling above (and below) their CV. This includes the areas where properties are selling 40-60% above the CV. On the other hand, there are some areas where properties are selling 20% below CV. This data is from February 2024. We also mention our new Opes Partners monthly Data Newsletter. Click here to subscribe.
3/11/202412 minutes, 56 seconds
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How Long For Property Prices to Recover? Exact Numbers Revealed ⎜ Ep. 1642

In this episode, we discuss how long it could take for property prices to recover. If you bought at the top of the market, you've faced the perfect storm. House prices have gone down, and interest rates have gone up. But how long could it take for property prices to recover and fully regain their previous peak? That's what you'll find out in this episode. And we also mention our latest newsletter, a monthly property market update straight to your inbox...sign up for all the latest data!
3/10/202411 minutes, 17 seconds
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Case Study Sunday – Mortgage Free at 40 – How Maurice Will Do It With Investment Property ⎜ Ep. 1641

In this episode, Maurice Wills joins us to discuss his property investment journey. Like you, Maurice is a listener of the show. He went on his OE and saved enough to buy his own home. He then bought an investment property, which has gone up in value. He plans to sell this property soon to pay off his mortgage. He'll be mortgage-free at 40.
3/9/202413 minutes, 51 seconds
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Easier to Borrow Money For Property Soon? National's CCCFA Revamp ⎜ Ep. 1640

In this episode, we discuss National's pledge to revamp and rewrite the CCCFA (the Credit Contracts and Consumer Finance Act). This law saw first-time home buyers being denied a mortgage because of gym memberships, Kmart purchases, and their coffee addictions. But National wants to rewrite the law so more people can get a mortgage. But what does it actually mean, and why did the new rules come in, in the first place?
3/8/202412 minutes, 55 seconds
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Buy a House With No Deposit ... What's The Catch? ⎜ Ep. 1639

In this episode, we discuss Wolfbrook's latest marketing tactic – offering property buyers the chance to buy a house with 'no deposit'. But what's the catch? And is it a good idea or just a clever marketing tactic? We take you through the pros and cons, what you have to do to get the deal, and who it may be the right fit for.
3/7/202413 minutes, 16 seconds
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'Property Ruined My Life' – Should I Sell and Take a $150k Loss? ⎜ Ep. 1638

In this episode, we discuss a case study of a listener of the show. This investor bought a property in Hamilton. Since then, it has gone down in value, and high interest rates are killing his cash flow. He's wondering whether it is better to hold on to the property or sell and take the $150k loss. We walk through the numbers to show what could happen if he holds vs what happens if he sells.
3/6/202413 minutes, 45 seconds
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Should I Buy, Should I Sell? – Should I Wait, Should I Invest? ⎜ Ep. 1637

In this episode, we discuss whether you should buy, sell, wait or invest. We go through different case studies and situations. These show who should buy, and who should sell. Through this you can get a sense of what your next step in the property market should be.
3/5/202412 minutes, 46 seconds
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Property Investment Scams – How to Avoid Getting Conned ⎜ Ep. 1636

In this episode, we discuss different property investment scams. This includes how to spot common scams and cons, so that you don't lose tends (or hundreds) of thousands of dollars. We cover redirection scams, fake asset scams and timeshares.
3/4/202412 minutes, 38 seconds
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The Hidden Costs When You Buy a Property + When You Pay Them ⎜ Ep. 1635

In this episode, we discuss all the hidden costs you'll face when you buy a property. This includes building inspection fees, lawyer costs, interest, the cost of new keys, and so much more. You can use this information to get prepared for all the costs you'll face when you start investing. Because these are all the setup costs you'll need to pay.
3/3/202416 minutes, 41 seconds
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Case Study Sunday – Started Investing at 23 ... Now I Own 3 Investment Properties. With Mike Pestas ⎜ Ep. 1634

In this episode, we are joined by Mike, a property investor and listener of the show. Mike started investing in property at 23. Now he owns 3 investment properties and his own home in Wanaka. Mike shares they story about how he grew his property portfolio, even when the lending started to get tough.
3/2/202424 minutes, 40 seconds
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The Chance of Winning Lotto Revealed ⎜ Ep. 1633

In this episode, we discuss how likely it is that you'll win Lotto. This includes your chance of winning Powerball and 1st division. We also discuss the chance that you win big if you consistently play Lotto over the next 20 years. All of this is to give you a sense of whether you should bet your retirement strategy on winning Lotto.
3/1/202417 minutes, 2 seconds
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Bridging Finance – The Complete Guide For Home Owners and Investors ⎜ Ep. 1632

In this episode, we discuss bridging finance. This includes how it works, how much it costs and how you can get a bridging loan. We go through the rules and regulations, compare open and closed bridging finance and talk about the fishhooks where borrowers get caught out. Ultimately this is so you can decide whether a bridging loan is the right move for you.
2/29/202412 minutes, 56 seconds
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OCR Holds at 5.5% – What It Means For Interest Rates ⎜ Ep. 1631

In this episode, we discuss the latest OCR decision and monetary policy statement from the Reserve Bank. This includes what it means for interest rates, property prices, and your mortgage. We play clips from the recent press conference so you can get under the hood and understand what the Reserve Bank really means.
2/28/202411 minutes, 26 seconds
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Has ANZ Lost The Plot? 6% OCR Forecast Reviewed ⎜ Ep. 1630

In this episode, we discuss ANZ's recent OCR forecasts, along with why they think the OCR will go up to 6%. We go through their house price and interest rate forecasts and go through what the media may have missed. This is all as a preview for the next OCR announcement that comes out this afternoon.
2/27/202411 minutes, 3 seconds
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Offset Mortgage vs Revolving Credit – Which is Better? ⎜ Ep. 1629

In this episode, we compared offset mortgages vs revolving credits. This includes what they cost, how they work and how you can use them to save money on your mortgage. We go through which banks offer each option and what actually makes them different. That way you can decide which option is right for you.
2/26/202413 minutes, 8 seconds
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Which Properties Sell Fastest? The Top 5 Factors Ranked ⎜ Ep. 1628

In this episode, we dig into the data to find out which properties sell the fastest. We look at 5 factors, including the number of bedrooms a property has, the land type, the property type, the price and the location of the property. You can then use this as a priority list to understand which factors you should pay attention to and which don't matter as much.
2/25/202415 minutes, 9 seconds
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Case Study Sunday – Andrew Coaches Podcast Listener Live – with Jesse ⎜ Ep. 1627

In this episode, we are joined by Jesse for a live coaching session. Here, Andrew reviews Jesse's portfolio and financial situation and then recommends what she should do next in her property career. Jesse shares how she bought her first home in Canterbury, which is now an investment property. But should she keep it? That's what she and Andrew discuss.
2/24/202420 minutes, 8 seconds
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How Do I Find Good Boarders – & How Much Can I Charge Them? ⎜ Ep. 1626

In this episode, we discuss how you can find good boarders for your property. This includes where to find boarders and flatmates, how to tell if they're any good, and how much you can make by having a boarder. If you are looking to pay off your mortgage early by getting flatmates, this is the episode to listen to.
2/23/202413 minutes, 28 seconds
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Steve Goodey – Full Time Property Investor & The Lessons it Took 25 Years to Learn ⎜ Ep. 1625

In this episode, we are joined by Steve Goodey, a professional, full-time property investor. Steve shares his biggest learnings, including the lessons it took 25 years to learn. He also tells us what he'd do if starting again from scratch. And we also mention the Succeed in Property Bootcamp with Steve Goodey Sunday, 17 March in Auckland. Click the link to get your tickets
2/22/202416 minutes, 17 seconds
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OCR Increase to 6%? ANZ's Predictions Under the Microscope ⎜ Ep. 1624

In this episode, we discuss out latest interest rate predictions, including whether the OCR could go up to 6%. ANZ, our country's largest bank predicts that the OCR could go up further. Could it happen, or are they just thirsty for headlines? We dig through the numbers and other banks predictions so you can get a sense of what might happen to interest rates.
2/21/202412 minutes, 40 seconds
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How Much Did You Make in Property? 10 Year Review of an Average House ⎜ Ep. 1623

In this episode, we discuss how much you could have made by buying an average property in New Plymouth over the last 10 years. This includes a look at the actual interest rates, inflation, rental inflation and property price growth you would have seen. Ultimately, this gives you a sense of how much you can make each year in property and how volatile the returns tend to be. We also mention Private Property, Andrew's free weekly newsletter. Click the link to get a copy in your inbox.
2/20/20249 minutes, 56 seconds
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How Many Properties Can I Buy in 10 Years? New Data Reveals How Fast You Can Grow Your Portfolio ⎜ Ep. 1622

In this episode, we discuss how many properties you can buy over the next 10 years. This includes new data from the Reserve Bank that reveals how many properties you can buy before and after the DTIs come in. We also talk about how many properties you can potentially buy if you invest outside of the DTI rules.
2/19/20249 minutes, 23 seconds
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Best Places to invest under $500k (Tier List) ⎜ Ep. 1621

In this episode, we go through the top places to invest where house prices are under $500k. We look at whether each area is under or overvalued, how high incomes are and what the average yield is. This includes a look at towns like Taumaranui, Invercargill, Whanganui, Ashburton and many other towns in New Zealand.
2/18/202420 minutes, 20 seconds
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Case Study Sunday: 4 Properties at 33 – Tessa and Adam's Story | Ep. 1620

In this episode, we are joined by Tessa for another Case Study Sunday. Here, Tessa shares how she and her husband Adam bought 4 properties over the last 10 years. Now they are in their mid-30's and own 4 properties – their own home and 3 investment properties. This includes how they saved for their first and second home deposits, the opportunities they took and the money they've made.
2/17/202415 minutes, 8 seconds
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The Servicing 7 – How To Keep Investing When DTIs Come In ⎜ Ep. 1619

In this episode, we discuss the Servicing 7. These are the 7 tactics you can use to keep investing even when DTIs come in. This includes actions like investing in New Builds or commercial properties, and using non-bank lenders. With these tactics in mind, you may be able to keep growing your portfolio even when these new rules come in.
2/16/202413 minutes, 59 seconds
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NZ Getting a Capital Gains Tax (CGT)? Did Stuff.co.nz Lie? ⎜ Ep. 1618

In this episode, we discuss a recent Stuff.co.nz article. This article suggested that Treasury thinks NZ needs a Capital Gains Tax. We talk about the documents that Stuff.co.nz reported on, and whether the news website was being entirely truthful. As we discover, the impression the article gives is not entirely accurate. And as mentioned here is the link to Treasury's Briefing to Incoming Minister of Finance slide deck.
2/15/202415 minutes, 23 seconds
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Ranked: Best Places To Invest in NZ – Tier List ⎜ Ep. 1617

In this episode, we discuss where the best places to invest in New Zealand are. This includes a discussion of how over or undervalued each area is, the average house price, and the yields. Ultimately you can use this information to get a sense of where to (and where not to) invest.
2/14/202414 minutes, 25 seconds
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Bonus: How to keep buying property when DTI’s come in [2024] - Webinar audio

In this special bonus episode, you'll hear the audio from the recent Property Live webinar where we looked at 'How to keep buying property when DTI’s come in [2024]'.
2/13/20241 hour, 29 minutes
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Contaminated Land – Should I Buy a Property on Contaminated Land? ⎜ Ep. 1616

In this episode, we discuss what property investors and homeowners need to know about buying property that is on contaminated land. We talk about how a piece of land gets contaminated and what you can do to fix it. This includes what to look out for and how to know if it is a real issue (or not).
2/13/202414 minutes, 10 seconds
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Co-ownership Schemes – Scam or Sound Investment? ⎜ Ep. 1615

In this episode, we discuss co-ownership schemes and whether they are a scam ... or a sound way to get into property. We review different shared equity schemes, including those by Kainga Ora, the Housing Foundation, Ngai Tahu, YouOwn, Own by Williams and Aera. This includes the pros and cons of each scheme, how they make their money and whether it could be the right fit for you.
2/12/202412 minutes, 11 seconds
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How Much Discount Can I Negotiate Off My Interest Rate? ⎜ Ep. 1614

In this episode, we discuss how much discount you can negotiate off your interest rate when you get a mortgage. We look at the latest rates our team at Opes Mortgages have got from the banks, along with what the lenders are actually advertising. This gives you a sense of what rates you can actually get from a bank when you next apply for a mortgage.
2/11/202413 minutes, 48 seconds
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Case Study Sunday – Getting Killed By High Interest Rates. Should I Sell My First Home? ⎜ Ep. 1613

In this episode, we discuss a case study of a first home buyer who is getting killed by high interest rates. He asks whether he should sell his home and rent instead. We dig through the numbers to look at whether it makes sense to sell his home, rent, and try to buy it back later when interest rates are lower.
2/10/202414 minutes, 47 seconds
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Interest Rate Predictions 2024 – When Will Rates Come Down? ⎜ Ep. 1612

In this episode, we discuss our latest interest rate predictions for 2024. This includes how fast interest rates could come down, and the data behind the predictions. We look at interest rate forecasts out of the banks and talk about our long term interest rate forecasts.
2/9/202413 minutes, 1 second
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Pilfered or Protected – Trusts vs Companies vs Own Name – Best Way to Own a Property ⎜ Ep. 1611

In this episode, we discuss the best way to own an investment property – trusts vs companies vs own name. We go through a couple of case studies to show when each structure would work best. Ultimately, you need to talk to an accountant to figure out the right way to own properties in your situation. But, using this podcast, you can get a sense of what could be right for you.
2/8/202412 minutes, 52 seconds
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130,000 New Kiwis From Net Migration. Where Do They All Go? ⎜ Ep. 1610

In this episode, we discuss how high net migration impacts the New Zealand property market. This includes where the new migrants choose to live, and how many properties they tend to buy. We also mention our upcoming webinar ⁠⁠New mortgage rules: How to keep buying property when DTI’s come in [2024]⁠⁠ on Tuesday February 13th at 7pm. Click the link to register
2/7/202413 minutes, 9 seconds
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5 Facts Property Developers Need to Hear ⎜ Ep. 1609

In this episode, we go through 5 facts that property investors need to hear in today's market. This includes how to price your properties, what to build, where to build it, and how to make all of these decisions. Ultimately, this shows that property development is more than just putting up a few houses. And we also mention our upcoming Developer Event in Auckland on March 21st, so click the link to register.
2/6/202413 minutes, 3 seconds
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Your DTI Questions Answered – Debt to Income Ratios⎜ Ep. 1608

In this episode, we answer some of the main questions investors and first home buyers have about debt to income ratios (DTIs). This includes what DTIs are, how they'll impact the property market and who will be most impacted. We also mention our upcoming webinar ⁠New mortgage rules: How to keep buying property when DTI’s come in [2024]⁠ on Tuesday February 13th at 7pm. Click the link to register
2/5/202413 minutes, 56 seconds
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How Will DTIs Impact House Prices? The Numbers Revealed ⎜ Ep. 1607

In this episode, we discuss what will happen to house prices when the Reserve Bank brings in Debt to Income Ratios. This includes how DTIs have impacted house prices when other countries have brought them in. We also talk about how much debt the country has and how fast incomes go up. This acts as a proxy for how much debt there already is, and how fast prices can go up.
2/4/202415 minutes, 18 seconds
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[Must Listen] Case Study Sunday – 10 Years In + Just Getting Started (Katherine and Stuart) ⎜ Ep. 1606

In this episode, we are joined by Katherine and Stuart from Hamilton to discuss how they started investing in property. They share the numbers on a few of their deals and explain the stories that went along with them. This includes how Stuart started his own spa and transport business, and how Katherine used property to buy a supermarket.
2/3/202427 minutes, 48 seconds
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Multi-Offers – What To Do In a Multi-Offer When Buying a House NZ ⎜ Ep. 1605

In this episode, we discuss what to do when you make an offer on a house and the real estate agent tells you it's a multi-offer. This includes what you have to do, how to improve your offer, and how to negotiate with the agent. Ultimately, this gives you the heads up about what property investors, home buyers and first-home buyers need to know in a multi-offer situation.
2/2/202413 minutes, 39 seconds
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DTI Winners and Losers – Who Benefits From the New Mortgage Rules ⎜ Ep. 1604

In this episode, we discuss who wins and loses from the Reserve Bank's new mortgage rules. The winners include first-home buyers, developers, non-bank lenders and people buying New Builds. The losers, on the other hand, are banks, mortgage brokers, investors, renovators and (even) doctors.
2/1/202415 minutes, 58 seconds
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How The New DTIs Will Impact Different Kiwis ⎜ Ep. 1603

In this episode, we discuss how the new Debt to Income ratio Restrictions (DTIs) will impact different Kiwis. We go through different scenarios to look at what it means for investors, home owners, first home buyers, business owners and a whole heap more. We also mention our upcoming webinar New mortgage rules: How to keep buying property when DTI’s come in [2024] on Tuesday February 13th at 7pm. Click the link to register
1/31/202418 minutes, 11 seconds
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7 Lies You'll Tell Yourself That Stop You Investing In Property ⎜ Ep. 1602

In this episode, we discuss the 7 lies you'll tell yourself that could stop you from investing in property. These are the key things we hear over and over again from investors ... like: "I just saw another great property down the road" “I want to sleep on it” … and “I need more time” We talk about when these statements make sense, and when they're just excuses.
1/31/202415 minutes, 20 seconds
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"Fix Your Soul" – Ed and Andrew React to Mean Comments ⎜ Ep. 1601

In this episode, we react and respond to mean comments people have left on our Facebook and Instagram accounts. This includes comments like "Fix your soul" and accusations of being "snake oil salesmen". While this is a fun episode, we also address some of the big questions about the different ways to invest in property.
1/29/202416 minutes, 54 seconds
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Houses vs Townhouses vs Apartments – Which Take Longer To Sell? ⎜ Ep. 1600

In this episode, we discuss houses vs townhouses vs apartments and which ones take the longest to sell. We look at sales data from Auckland, Wellington and Christchurch to figure out whether some types of properties stay on the market longer than others. We also look at townhouses in larger developments to see if they take longer to sell as well. Ultimately, you can use this information to become a more informed property investor.
1/28/202417 minutes, 17 seconds
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Case Study Sunday: Should I Sell My Investment Property And Buy Something Else? ⎜ Ep. 1599

In this episode, we discuss a case study of a listener of the show (Joe) who has just moved overseas. We talk about whether he should sell his investment property and buy something else. We also go through the numbers to see whether he could buy a better investment today, and when should consider selling.
1/27/202413 minutes, 2 seconds
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Revealed: Buy These Properties to Get the Highest Return ⎜ Ep. 1598

In this episode, we discuss which properties to buy to get the highest returns. We look at the different ways to measure property investment returns and which properties come out on top for each measurement. Ultimately this shows that you buy different properties to get a different type of return.
1/26/202411 minutes, 18 seconds
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Latest House Price Data: Prices up 7.1% In This Region ⎜ Ep. 1597

In this episode, we discuss the latest house price data from QV, CoreLogic, and the Real Estate Institute. This includes examining where house prices are going up the fastest and the region where prices are up 7.1% in just seven months. We also share where the best places to invest are (right now), and when interest rates could start coming down.
1/25/202412 minutes, 3 seconds
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Reserve Bank's New Mortgage Rules: DTI's and LVR's What You Need to Know ⎜ Ep. 1596

In this episode, we dive into the Reserve Bank's newest mortgage rules. This includes details about both the Debt to Income Ratios (DTI's) and the updated Loan to Value Ratio (LVR) restrictions. Together these will impact how much money you can get to grow your property portfolio. We delve into the new rules and let you know what you need to consider.
1/24/202414 minutes, 35 seconds
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How Much Money Will You Make Through Property In 2024? ⎜ Ep. 1595

In this episode, we discuss how much money you could potentially make through property in 2024. This includes how much Ed and Andrew might make on their own portfolios. This includes cashflow and house price growth over the next 12 months.
1/23/20249 minutes, 27 seconds
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Not Everyone Gets NZ Superannuation: Could It Be Means Tested? ⎜ Ep. 1594

In this episode, we discuss what it would look like if NZ Superannuation was means tested. We look at the pension system in Australia and compare what NZ does with other major countries. This gives you a sense of how much you should rely on the NZ superannuation system in your retirement plan.
1/22/202411 minutes, 29 seconds
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Reserve Bank OCR Forecasts Reviewed – Are They Accurate? ⎜ Ep. 1593

In this episode, we discuss the Reserve Bank's OCR forecasts and predictions. We go through their previous forecasts and compare what they said they'd do ... with what they actually did. This gives us a sense of whether the OCR could come down more quickly than what the Reserve Bank is currently saying. This lets you get a feel for if interest rates could come down faster.
1/21/202410 minutes, 48 seconds
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Case Study Sunday – "Didn't Think I'd Ever Buy My First Home ... Now I Have" ⎜ Ep. 1592

In this episode, we are joined by Laine Moger to discuss how she bought her first home. In less than a week Laine went from not thinking she'd ever buy her first home, to signing the contract. She's about to settle on her new property and shares what she's learned in the process.
1/20/202411 minutes, 26 seconds
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Debt To Income Ratio Predictions – When Will The New Rules Come In? ⎜ Ep. 1591

In this episode, we discuss the upcoming Debt to Income Ratio (DTI) rules and when they could potentially be introduced. This includes what the new rules could look like and the impact it will have on the property market. Ultimately, this is useful for first home buyers and investors who want to know when to buy.
1/19/202415 minutes, 45 seconds
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How Much Can I Negotiate Off the Asking Price of a Property? ⎜ Ep. 1590

In this episode, we discuss how much you can realistically negotiate off the asking price of a property. We dig through data to show how much sellers are discounting off their properties to get them sold. And we show you how to tell whether you can negotiate more off a property and ask for a bigger discount.
1/18/202410 minutes, 43 seconds
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Are The Banks House Price Predictions Accurate? New Data Revealed ⎜ Ep. 1589

In this episode, we look through history to see if the bank's house price predictions are accurate. This includes looking at ANZ, ASB and the Reserve Bank's previous forecasts, then looking at what actually happened. Ultimately, you can use this information to see which bank has the most accurate predictions to pay attention to.
1/17/202410 minutes, 57 seconds
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Mythbusters: Do Cellphone Towers and Powerlines Affect Property Prices? ⎜ Ep. 1588

In this episode, we discuss whether cellphone towers and powerline impact your property's value. We look at data and university research that shows that some cellphone towers can impact your property's value ... but most don't. We also show that some high powered powerline can make your property's value go down ... but it depends how close your property is to them.
1/16/202413 minutes, 45 seconds
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5 Ways To Measure Property Investment Returns – Pros + Cons ⎜ Ep. 1587

In this episode, we discuss the 5 different ways you can measure investment property returns. This includes the pros and cons of gross yields, net yields, cash on cash return, return on investment and internal rate of return. This episode shows that you buy a different property based on the way you measure property investment returns. We also mention our new quiz and calculator to help you find out ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Can I afford an investment property in 2024?
1/15/202414 minutes, 25 seconds
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The Lower The Deposit – The Better ... What Investors Need to Know ⎜ Ep. 1586

In this episode, we discuss why property investors need to care about getting the lowest deposit possible. This includes how investors can use lower deposits to get a higher return on investment. We also mention our new quiz and calculator to help you find out ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Can I afford an investment property in 2024?
1/14/202413 minutes, 1 second
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Case Study Sunday: How to Convert Leasehold To Freehold ⎜ Ep. 1585

In this episode, we discuss a case study about how to convert a leasehold property into a freehold title. This is based off a real scenario, where a unit owner needs to works with other property owners to buy the land underneath their properties. We also mention our new quiz and calculator to help you find out ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Can I afford an investment property in 2024?
1/13/202415 minutes, 33 seconds
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Can You Answer These 8 Basic Money Questions? ⎜ Ep. 1584

In this episode, we test Andrew to see if he can answer 8 simple money questions. This is based off a recent OneRoof article, which said that most Kiwis can't answer these basic questions. Follow along to see if you can beat Andrew. We also mention our new quiz and calculator to help you find out ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Can I afford an investment property in 2024?
1/12/202413 minutes, 34 seconds
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6 Steps To Find Profitable Investment Properties ⎜ Ep. 1583

In this episode, we discuss the 6 steps you can take to find profitable investment properties. This includes where to get good data and how to analyse it. We mention these articles in the show: NZ Property market update Wellington property market update Wellington City over or undervalued analysis We also mention our new quiz and calculator to help you find out ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Can I afford an investment property in 2024?⁠
1/11/202412 minutes, 19 seconds
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The Premium In, Premium Out Principle – What Investors Need to Know ⎜ Ep. 1582

In this episode, we discuss the Premium In, Premium Out principle. This is the principle where you sometimes spend more money on a property, but it doesn't become a better investment. The risk is that investors start buying nicer properties, but don't really get more bang for their buck (in investment terms). We mentioned the article "Do properties with more land go up in value faster?" We also mention our new quiz and calculator to help you find out ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Can I afford an investment property in 2024?⁠
1/10/202412 minutes, 20 seconds
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Rent Property To Family – The Right Way ⎜ Ep. 1581

In this episode, we discuss the right way to rent an investment property to a family member. This includes the dos and don'ts, including why you should never accept some of their money as part of the deposit. Ultimately, this is to help you avoid the mistakes that other investors have made when renting to friends and family. We also mention our new quiz and calculator to help you find out ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Can I afford an investment property in 2024?
1/9/202412 minutes, 31 seconds
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Don't Wait For Grandma To Die – The Truth About Inheritance Revealed ⎜ Ep. 1580

In this episode, we reveal the truth about inheritance. This includes why you should never fully count on the money (until it hits your bank account). We also go through court cases in New Zealand's history to show you what happens when families squabble about inheritance. This includes how to contest a will ... and the law changes that could be coming to stop you contesting a family member's will. We also mention our new quiz and calculator to help you find out ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Can I afford an investment property in 2024?
1/8/202416 minutes, 4 seconds
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Are Home Buyers Scared of Plaster Homes? Do They Sell For Less Money? ⎜ Ep. 1579

In this episode, we discuss whether home buyers are scared of plaster homes. This includes a review of research out of the University of Auckland about whether plaster homes sell for less money (even after they've been repaired). This can give us a sense of whether plaster homes are a good investment and what you need to be aware of. We also mention our new quiz and calculator to help you find out ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Can I afford an investment property in 2024?
1/7/202410 minutes, 30 seconds
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Bricks vs Plaster vs Weatherboard vs Metal – 4 Cladding Types Reviewed ⎜ Ep. 1578

In this episode, we review and compare the 4 main types of cladding used in New Zealand. This includes, bricks, plaster, weatherboard and metal. And while there are lots of different types of material you can build your house out of, these are the main ones. Ultimately, this helps you make an informed decision about what type of property to buy. We also mention our new quiz and calculator to help you find out ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Can I afford an investment property in 2024?
1/6/202411 minutes, 32 seconds
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Plaster Homes Review – Are Plaster Homes a Good Investment? ⎜ Ep. 1577

In this episode, we are joined by Tyson from TK Plastering to discuss plaster homes. This includes: why some plaster homes leak, how to spot whether a plaster home could be a leaker, and how to know whether a plaster property is ok. Ultimately, this helps you figure out whether to invest in a plaster home or not. We also mention our new quiz and calculator to help you find out ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Can I afford an investment property in 2024?
1/5/202413 minutes, 57 seconds
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[Must Listen] The Story of the Lawyer & the Truck Driver ⎜ Ep. 1576

In this episode, we discuss the story of the Lawyer and the Truck Driver. This is a parable that shows that you don't need a high income to be rich ... you just need to invest for the long term. We compare the two mindsets – someone who is on a low income, but invests to get ahead, and someone on a high income that wastes the opportunity. We also mention our new quiz and calculator to help you find out ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Can I afford an investment property in 2024?
1/4/202414 minutes, 52 seconds
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[Live] How to Analyse an Investment Property – Part #2 – New Build Properties ⎜ Ep. 1575

In this episode, we show you how to analyse a New Build investment property. This includes a step by step breakdown of how Ed and Andrew analyse potential investment opportunities. That way you can copy their process when you're thinking about buying a property. We also mention our new quiz and calculator to help you find out ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Can I afford an investment property in 2024? Run the numbers on an investment property with our Return-on-investment spreadsheet.
1/3/202414 minutes, 10 seconds
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[Live] How to Analyse an Investment Property – Part #1 – Existing Properties ⎜ Ep. 1574

In this episode, we show you how to analyse an investment property. We take a property from iFind Property's website and run through the numbers. That way you can analyse your own properties when you're running the numbers. We also mention our new quiz and calculator to help you find out ⁠⁠⁠⁠⁠⁠⁠⁠⁠Can I afford an investment property in 2024?
1/2/202414 minutes, 59 seconds
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The 5 Money Personalities – Which One Are You? ⎜ Ep. 1573

In this episode, we discuss the 5 money personalities so you can decide which one you are. Ed and Andrew take the Money Personality test and reveal how they think about money too. We mention the Money Personality Quiz that you can try for yourself. We also mention our new quiz and calculator to help you find out ⁠⁠⁠⁠⁠⁠⁠⁠Can I afford an investment property in 2024?⁠
1/1/202414 minutes, 24 seconds
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How to Set Goals You'll Actually Achieve in 2024 ⎜ Ep. 1572

In this episode, we discuss how to set goals that you will actually achieve in 2024. The trouble with goal setting is most people know they should set goals ... but then either don't, or they forget the goals they set by February. Here, Ed and Andrew show you how to set goals that you'll complete by the end of the year. We also mention our new quiz and calculator to help you find out ⁠⁠⁠⁠⁠⁠Can I afford an investment property in 2024?
12/31/202313 minutes, 10 seconds
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Case Study Sunday – Properties Ed and Andrew Bought in 2023 ⎜ Ep. 1571

In this episode, Ed and Andrew share the properties they bought and settled in 2023. This includes the properties they said they'd buy (and then didn't), along with their property highs and lows over the last year. We also mention our new quiz and calculator to help you find out ⁠⁠⁠⁠⁠Can I afford an investment property in 2024?
12/30/202315 minutes, 43 seconds
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2023 Reviewed: The Big Events in Property Investment in 2023 ⎜ Ep. 1570

In this episode, we review everything that happened in property investment in 2023. This includes storms, banks collapsing, developers collapsing, elections, tax changes, and a whole heap more. We also mention our new quiz and calculator to help you find out ⁠⁠⁠⁠Can I afford an investment property in 2024?
12/29/202312 minutes, 17 seconds
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The Best Podcast Episodes to Re-listen To ... Best Episodes Revealed ⎜ Ep. 1569

In this episode, we recap our top episodes from 2023. While you're away on holiday, kick back and re-listen to some of our best journalism in 2023. Here are the links to the episodes mentioned: Exposed: Beware "Too Good to be True" Deals From Deceptive Developers ⎜ Ep. 1244 Misleading! Developer's Cashflow Trap Revealed + Hidden Risks of Developer-Provided Cashflows⎜Ep. 1292 Case Study Sunday: "The Council Swapped My Suburb"⎜Ep. 1312 Property Spruikers' Dirty Secrets: Hidden Commissions and Trickery Revealed⎜Ep. 1379 Developer’s Playbook: How Much Money Can You Make Developing Properties? Real Numbers⎜Ep. 1425 The Flood Factor – How To Avoid Buying Flood-Prone Properties⎜Ep. 1432 The $100k Moisture Repairs Barfoot & Thompson Agents Didn't Disclose⎜Ep. 1490 EnableMe vs Opes Partners: An Unbiased Comparison for Property Investors⎜Ep. 1505 How To Diversify Your Property Portfolio⎜Ep. 1524 How to Make an Extra $1million in Property: Does Our Over/Undervalued Model Actually Work?⎜Ep. 1544 We also mention our new quiz and calculator to help you find out ⁠⁠⁠Can I afford an investment property in 2024?⁠
12/28/202316 minutes
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The Perfect Mortgage Approval – What The Process of Applying for a Mortgage Looks Like ⎜ Ep. 1568

In this episode, we are joined by April Hastilow from Opes Mortgages to discuss the process of applying for a mortgage. This includes what the perfect mortgage approval looks like. We also mention our new quiz and calculator to help you find out ⁠⁠Can I afford an investment property in 2024?⁠
12/27/202317 minutes
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Best Suburbs in NZ To Buy Property – Best of the Best Report ⎜ Ep. 1567

In this episode, we take you through CoreLogic's Best of the Best report. This shows you the cheapest and most expensive houses in NZ. You'll also learn the suburbs where houses have gone up (and down) in value most in 2023. You can download a copy of the Corelogic "Best of the Best" Report here We also mention our new quiz and calculator to help you find out ⁠⁠Can I afford an investment property in 2024?⁠
12/26/202311 minutes, 1 second
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Latest Data: Property Prices Rising In These Areas ⎜ Ep. 1566

In this episode, we go through the latest property market data to show you the areas where prices are rising. This includes how fast prices are rising and where the opportunities are. We also mention our new quiz and calculator to help you find out ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Can I afford an investment property in 2024?
12/25/202313 minutes, 39 seconds
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All I Want For Christmas ... What Ed + Andrew Want From Santa ⎜ Ep. 1565

In this episode, we discuss what Ed and Andrew want from Santa in 2024. This includes what we'd really like to see happen in the property market. We also mention our new quiz and calculator to help you find out ⁠⁠Can I afford an investment property in 2024?⁠
12/24/202311 minutes, 32 seconds
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Case Study Sunday – No Money Down Deals with Matthew Bannister ⎜ Ep. 1564

In this episode, we are joined by Matthew Bannister to discuss how to invest using contemporaneous settlements. This includes his game plan for how to do no money down deals. We also mention our new quiz and calculator to help you find out ⁠⁠Can I afford an investment property in 2024?⁠⁠
12/23/202316 minutes, 14 seconds
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12 Days of Xmas – Property Investment Edition ⎜ Ep. 1563

In this episode, we count down the 12 days of Xmas, the property investment edition. For this we are joined by 11 financial advisers and 1 economist to talk give advice about how to grow a property portfolio in 2024. We also mention our new quiz and calculator to help you find out ⁠Can I afford an investment property in 2024?⁠
12/22/202315 minutes, 19 seconds
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Airbnb Tax Changes – What the App Tax Means For Airbnb Property Investors ⎜ Ep. 1562

In this episode, we discuss what the new App Tax means for Airbnb property investors in 2024. This includes how property investors who use Airbnb will earn 6% less under the new taxes. We also discuss whether you should become GST registered and the risks of the new changes. We also mention our new quiz and calculator to help you find out ⁠Can I afford an investment property in 2024?⁠
12/21/202313 minutes, 52 seconds
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Econ 101 – What Really Impacts Demand + Supply In The Housing Market ⎜ Ep. 1561

In this episode, we discuss the factors that impact demand and supply in the NZ housing market. This includes things like changes in tax policy, expectations about the future, changes in the availability (and cost) of building materials, and much more. Ultimately this gives you the tools to understand what's happening in property in NZ. We also mention our new quiz and calculator to help you find out Can I afford an investment property in 2024?
12/20/202315 minutes, 49 seconds
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New Government Policies – Rapid Fire. Your Questions Answered ⎜ Ep. 1560

In this episode, we answers your questions about the new government's policies. We go through over 20 questions in under 15 minutes. These questions come from our recent webinar, that over 1,500 people came along to. This includes what National, Act and NZ First's policies mean for you.
12/19/202314 minutes, 28 seconds
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Mortgage Jargon Explained – What Banks + Brokers Really Mean ⎜ Ep. 1559

In this episode, we are joined by April Hastilow from Opes Mortgages to discuss what banks and brokers mean when they use jardon. This includes a discussion of split banking, LVR, DTI and all those niggly terms that first timers may not understand but are too scared to ask about.
12/18/202315 minutes, 7 seconds
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The 5 Levels of Decision Making – 5 Ways to Make a Property Investment Decision ⎜ Ep. 1558

In this episode, we discuss the 5 levels of decision making. These are the 5 ways you can make a decision about how you invest in property. The levels include guessing and emotions, anecdotes and experience, basic data, and advanced probabilities. You can check out the diagram showing the 5 levels of decision making here. We also mentioned Ed's latest oneroof article, and our 'How long does it take to find a tenant' article.
12/17/202313 minutes, 34 seconds
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Case Study Sunday: "It Hasn't Worked Out For Me" – with David Melse ⎜ Ep. 1557

In this episode, we are joined by David Melse. He talks us through all the property investment strategies he's tried in the past and how it hasn't worked out for him. That includes where he's invested, how long he's held on for, and what his next step is.
12/16/202313 minutes, 24 seconds
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Guaranteed Returns? – If I Buy a Property with Property Coach ... What's the Guarantee it Works? ⎜ Ep. 1556

In this episode, we discuss property coach guarantees. This is about what happens if you buy a property through a property coach or property investment company and things go wrong. For this, we are joined by Vanessa Garrod from Opes Mortgages to talk about how to make a complaint and make sure your property coach does the right thing.
12/15/202319 minutes, 3 seconds
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Bright Line Test Changes Revealed – How It Impacts The Property Market ⎜ Ep. 1555

In this episode, we discuss the details of the bright line test. This includes when National plans to bring it in, how many properties will be impacted, and what it means for housing supply. We also work through examples to show you how much tax you could save.
12/14/202310 minutes, 10 seconds
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Are All Developer Cashbacks Dodgy? 3 Things That Need to Be True ⎜ Ep. 1554

In this episode, we discuss whether all cashbacks from developers are dodgy. This includes an analysis of other developer incentives like rental guarantees. We give you three tests you can run your developer incentive through to see whether it's clean, or whether you should run a country mile.
12/13/202312 minutes, 7 seconds
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Bonus: Top 5 New Policies That Property Investors Need to Know - Webinar audio

In this special bonus episode, you'll hear the audio from the recent Property Live webinar where we looked at 'Top 5 New Policies That Property Investors Need to Know'.
12/12/20231 hour, 16 minutes, 37 seconds
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7 Alternative Christmas Gifts For Property Investors ⎜ Ep. 1553

In this episode, we discuss 7 alternative Christmas gifts for property investors. These aren't the standard gifts people buy for each other at Christmas. But for that property investor (or future property investor) in your life they could do just the trick.
12/12/202312 minutes, 27 seconds
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How To Save (A Lot) of Money with Stacey Adams ⎜ Ep. 1552

In this episode, we are joined by Stacey Adams to talk about how she manages to save a lot of money through her savings system. This includes where to start and how to go form saving 10% of your income up to 40%. This includes when to share and merge your finances with your partner and how to make sure you take control of your money.
12/11/202317 minutes, 56 seconds
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Don't Listen To These People – Where To Get Your Property Advice From? ⎜ Ep. 1551

In this episode, we discuss who you should and shouldn't get your property investment advice from. This includes who to talk to about which parts of the property investment journey and a look at the Dunning-Kruger effect. Ultimately this will help you better navigate the world of property investment.
12/10/202314 minutes, 55 seconds
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Case Study Sunday: "The Mortgage Broker Said No – Bought a House Anyway" with Stacey and Matt ⎜ Ep. 1550

In this episode, we are joined by Stacey and Matt for Case Study Sunday. They share their journey in property investment, including how their mortgage broker initially said they couldn't invest. Then they talked to someone else ... and got the money to invest anyway.
12/9/202313 minutes, 59 seconds
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How To Invest As a Single Person (On One Income) ⎜ Ep. 1549

In this episode, we discuss how to invest as a single person on one income. This includes the unique challenges of investing when you're single. The pros and cons and how to manage it. Ultimately this is to help you figure out if it's possible to invest on your own.
12/8/202310 minutes, 33 seconds
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How Much Passive Income Should I Aim For? ⎜ Ep. 1548

In this episode, we discuss how much passive income you should aim for when creating a property investment plan. This is important, because this is the #1 question property investors come up against when they start creating a long term plan ... "What should I aim for." So we walk you through the 6 different lifestyles you could aim for with what you can spend in each scenario.
12/7/202314 minutes, 32 seconds
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Inflation Coming Down? OCR Update & Reserve Bank Revises House Price Forecast ⎜ Ep. 1547

In this episode, we dive into the latest monetary policy statement from the Reserve Bank. We go through their house price and inflation predictions, as well as what they say (vs what they potentially mean). This is to give you a sense of what the interest rates could be next year.
12/6/202314 minutes, 18 seconds
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How Much Should I Save? Actual Numbers Revealed ⎜ Ep. 1546

In this episode, we discuss how to figure out the amount your should be saving. There is no rule (or number) that suits everyone. But, most financial commentators and books suggest 20% of your take home pay. This works as a ballpark, hard-and-fast rule to get a sense of whether you are over or under saving/investing.
12/5/202314 minutes, 56 seconds
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Auckland vs Hamilton: Where is the best place to invest? ⎜ Ep. 1545

In this episode, we discuss the pros and cons of investing in Hamilton and Auckland. That includes whether it's better to invest in the larger city (Auckland), or go for the more affordable option (Hamilton). Ultimately we share the facts then take a step back so you can decide which is the right place to invest for you.
12/4/202313 minutes, 8 seconds
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How to Make an Extra $1 million in Property – Does Our Over/Under Model Actually Work? ⎜ Ep. 1544

In this episode, we discuss whether the overvalued-undervalued model we talk about on this show actually works. We walk you through 20 years of investing in property to discuss what would happen if you followed this shows advice. We talk about the sort of properties you'd buy, where you'd buy and how much money you would have made compared to buying the average porperty.
12/3/202317 minutes, 48 seconds
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Case Study Sunday – We Bought 6 Properties in 4 years. How James Did It ⎜ Ep. 1543

In this episode, we are joined by James who shares how he bought 6 properties in just 4 years. He and his wife now own 8 properties in total. He talks about how he grew his portfolio while earning a normal income. This includes how he got the money to invest, where he invested, and how this show helped him on the way.
12/2/202323 minutes, 45 seconds
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"Tenants Can Have Pets" Tenancy Tribunal Says – Can I Still Stop My Tenants Having Pets? ⎜ Ep. 1542

In this episode, we discuss whether you can still stop your tenants from having pets in your rental property. New Tenancy Tribunal decisions suggest that property investors have to let tenants have pets. We go through the details to show what these decisions mean and how you can still protect yourself as an investor.
12/1/202311 minutes, 8 seconds
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Tenancy Tribunal – Top Reasons Your Tenant Takes You to The Tribunal ⎜ Ep. 1541

In this episode, we discuss the top reasons that tenants take property investors to the tenancy tribunal. This includes how often you could find yourself at the tribunal and how to manage it. That way you can get a sense of how often you might find yourself in trouble and the reasons why.
11/30/202313 minutes, 59 seconds
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New Government. New Policies. What the Media Missed ⎜ Ep. 1540

In this episode, we discuss the new government policies about what they mean for property investors. This is a first look after National, Act and New Zealand First released their respective coalition agreements. There are opportunities for property investors in these new policies. So we go through what you need to know.
11/29/202318 minutes, 43 seconds
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Negotiation No No's For New Builds ... Niggly Things Developer's Funders Want | Ep. 1539

In this episode, we are joined by Sue Foley from Landley Law to talk about negotiation no, no's for new builds. This includes the niggly things that developers funders and financiers require them to have in contracts. Ultimately this will help you be more informed when you negotiate an off-the-plans contract with a developer.
11/28/202320 minutes, 57 seconds
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Sunset Clauses – What Property Investors Need to Know in 2024 with Sue Foley | Ep. 1538

In this episode, we are joined by Sue Foley from Landley Law to discuss what property investors need to know about sunset clauses in 2024. This includes how to negotiate a sunset clause, why they're needed at all, and how to make sure you don't get screwed over by a developer.
11/27/202319 minutes, 40 seconds
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Your Options When You Retire With a House and Nothing Else – Case Study | Ep. 1537

In this episode, we discuss a case study of a listener of the show. His parents are about to retire and they want to build a passive income. Right now they have a mortgage free house, but not much else. We talk through their options and how they could build a small passive income by downsizing their home.
11/26/202313 minutes, 20 seconds
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Case Study Sunday: Buying Property in a Group – How Lochie Did It | Ep. 1536

In this episode, we are joined by Lochie Mckellar who shares how he bought his first investment property with 5 friends. He takes us through what he bought, how the mortgage worked and how he convinced his friends to go in with him. Ultimately this will be useful for any investors who are interested in buying property as part of a syndicate or group.
11/25/202313 minutes, 59 seconds
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Homeowner Loses $405,000 – People Who Lost Money in Property | Ep. 1535

In this episode, we discuss Kiwis who lost money in property. One homeowner lost over $400,000 in just 2 years. This shows that while people can make money in property, there are some people who lose a lot of money. This is based on CoreLogic's Pain and Gain Report.
11/24/202314 minutes, 45 seconds
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Data Day – Property Market Update – What's Happening to NZ House Prices? | Ep. 1534

In this episode, we discuss the most recent data about the NZ property market. We look at where house prices are increasing and decreasing, and where property prices have rebounded first.
11/23/202311 minutes, 52 seconds
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ANZ vs ASB vs BNZ vs Westpac – Aren't All Banks the Same? | Ep. 1533

In this episode, we are joined by April Hastilow from Opes Mortgages to compare the banks' lending policies. This includes who each bank may be a good fit for ... and who might struggle a little more to get lending. Ultimately this is to demonstrate how each bank will look at your mortgage application in a different way. That way you can make an informed choice about where you get your lending from.
11/22/202318 minutes, 47 seconds
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12 Predictions and Forecasts For 2024 – What Will Happen in Property Investment? | Ep. 1532

In this episode, we discuss 12 predictions and forecasts for what could happen in property investment in 2024. This includes what could happen to house prices, interest rates and inflation. We also chuck in a few odd-ball forecasts about what could happen to KiwiBuild and developers during the new year.
11/21/202314 minutes, 15 seconds
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How Do I Keep Buying Property When the Banks Won't Lend Me More Money? | Ep. 1531

In this episode, we discuss how to keep buying properties when the banks won't lend you more money. We give you the tactics you can use to improve your servicing, so you can still get a mortgage. You'll also learn what strategies to take to get more money from different lenders. And while there are some tactics you can use to keep growing your portfolio ... sometimes it does come down to waiting.
11/20/202314 minutes, 9 seconds
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Investor vs Homeowner Mindset – Which Are You Thinking Like? | Ep. 1530

In this episode, we discuss the differences between having an investor and homeowner mindset when investing in property. This includes looking at the things that homeowners care about when purchasing properties. We then look at whether these factors really matter when you're purchasing an investment property.
11/19/202316 minutes, 41 seconds
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Case Study Sunday: How to Become a Property Developer with George Clifford | Ep. 1529

In this episode, we are joined by George Clifford, a property developer from Four Avenues. George shares how he became a property developer, the highs and the lows, and how it all works. This includes how much money you need to get started and what he did to get his start. That way you can learn how to become a property developer too.
11/18/202319 minutes, 23 seconds
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New Builds vs Existing [Update] – What's Better After the Tax Changes? | Ep. 1528

In this episode, we discuss New Builds vs existing properties and which is better after the new tax changes come in. This includes a look at deposits, return on investment, which are more expensive, and how the taxes work. And while we here at Opes Partners help investors buy New Builds, we also know that they aren't the right fit for everyone. So outlining the pros and cons means you can then decide which is the right fit for you.
11/17/202316 minutes, 15 seconds
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Upgrade My Own Home vs Investing in Property – Can I Do Both? | Ep. 1527

In this episode, we discuss whether you should invest in property or upgrade your own home ... and whether you can do both. This comes after a listener of the show messaged in asking about their own situation. They want to invest in property, but they also want to upgrade their own home. Can they do both?
11/16/20239 minutes, 58 seconds
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Is It Still Worth Investing in Property in 2024? | Ep. 1526

In this episode, we discuss whether it is still worth investing in property in 2024. This includes a look at cashflow, capital growth and the potential house price increases in 2024. We also look at the probability that these returns eventuate so you can make an informed decision about whether investing in property is right for you.
11/15/202312 minutes, 22 seconds
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House Price Predictions – How much will house prices go up in 2024? | Ep. 1525

In this episode, we discuss how much house prices might go up in 2024. We look at the predictions and forecasts out of Westpac, ASB, BNZ and ANZ and others. Ultimately no one knows how much house prices might change. But this will give you a sense of what could happen.
11/14/202311 minutes, 16 seconds
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How To Diversify Your Property Portfolio To Spread the Risk and Increase Returns | Ep. 1524

In this episode, we discuss how to diversify your property portfolio to spread the risk and get higher returns. We compare the Auckland and Gisborne property market and talk about what a diversified portfolio would look like. This includes how to adapt your portfolio so it increases in value more consistently over time.
11/13/202313 minutes, 50 seconds
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Land Banking – Is It Worth It? | Ep. 1523

In this episode, we discuss land banking. This is a property investment strategy where investors buy land and hold it for the long term. But what are the pros and cons of landbanking? And is it still a good strategy in 2024? That's what we cover in this episode.
11/12/202312 minutes, 25 seconds
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Case Study Sunday – Cashflow Positive Airbnb | Ep. 15212

In this episode, we are joined by a listener of the show, Emily, to discuss how she's using Airbnb to make her investment property cashflow positive. This includes where she is investing and what her strategy is.
11/11/202318 minutes, 34 seconds
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How Easy Is It To Get a Mortgage in 2024? | Ep. 1521

In this episode, we are joined by Peter Norris from Opes Mortgages to discuss how easy it is to get a mortgage in 2024. This includes a review of the factors that will make it easier and harder to get a mortgage in the new year. That way you can foresee and figure out what you need to think about when applying for a mortgage.
11/10/202311 minutes, 32 seconds
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The 7 Uncertainties of Property Investment ... What You Can Expect | Ep. 1520

In this episode, we discuss the 7 uncertainties in property investment. These are the risks and the "you don't know what you don't knows". This includes a breakdown of all the things you can't necessarily control and what to do about them. This way you know what to look out for when you invest in property.
11/9/202315 minutes, 13 seconds
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4 Ways To Make Money In Property (The Only 4 ways) | Ep. 1519

In this episode, we discuss the only 4 ways to make money in real estate. Fresh off our Wealth Plan tour, these include capital growth, instant equity, debt repayments and cashflow. Ultimately you can use this information to evaluate any strategy you're considering.
11/8/202315 minutes, 46 seconds
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Shares vs Property vs Term Deposits ... The 7 Differences You Can't Ignore | Ep. 1518

In this episode, we discuss the key differences between shares, property and term deposits. And we go through the 7 differences that you can't ignore. This includes the sort of returns you get, how the returns differ and how easy it is to diversify. Ultimately this allows you to figure out which type of investment is right for you.
11/7/202318 minutes, 4 seconds
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Revealed: The #1 Most Overused Phrase on TradeMe | Ep. 1517

In this episode, we discuss the most overused phrases on TradeMe. Ed and Andrew play a game to see if they can guess that most used phrases by real estate agents. They take turns guessing the phrases agents use before adding them up to see who wins. This is a fun game for property investors to see if they can guess the best real estate cliche.
11/6/202310 minutes, 46 seconds
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Flipping Good App – Tama Singh's New App Reviewed – InvestorPro | Ep. 1516

In this episode, we review InvestorPro, an app just released by property investor, Tama Singh. This includes the pros and the cons so you can decide whether this is the right app for you. We also talk about pricing, how much InvestorPro costs and when you'd use it.
11/5/202313 minutes, 26 seconds
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Case Study Sunday: Buying an Investment With Your Family. How Emily Did It | Ep. 1515

In this episode, we are joined by Emily for another Case Study Sunday. Emily shares how she bought her first home with her family and how she has used that to buy her first home.
11/4/202319 minutes, 48 seconds
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Unlucky Letterbox Numbers – Do They Make a Difference? | Ep. 1514

In this episode, we discuss whether unlucky numbers of your letterbox make a difference to your property's value. Some cultures avoid and are superstitious about certain numbers like 4, 13 and 44. But does it make a difference when it comes to your property's value. We dive into the data to find out how you should use these numbers as part of your property investment strategy.
11/3/202315 minutes, 11 seconds
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When Paying Down Debt Just Makes Sense ⎜ Ep. 1513

In this episode, we discuss when paying down debt just makes sense. So often on the show we bang on about interest-only mortgages. But you shouldn't always avoid paying down debt. Sometimes it just makes sense. That's why in this show you'll hear the times and situations when paying down investment debt just makes sense. Main topics discussed: principal and interest vs interest only
11/2/202313 minutes, 38 seconds
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How Long Will I Live? How Long Does Retirement Last? ⎜ Ep. 1512

In this episode, we discuss how long you can expect your retirement to last. This is based in Stats NZ data that shows how long the average person is expected to live based on their sex and birthdate. We show how the average person underestimates how long they're expected to live and therefore how much money they'll need for retirement. Main topics discussed: Life expectancy How long the average person lives How long retirement lasts
11/1/202314 minutes, 48 seconds
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Best Property Software in NZ – Property Guru vs Relab vs MyPropTech ⎜ Ep. 1511

In this episode, we compare the top property software in New Zealand. Specifically we look at Property Guru, Relab and MyPropTech. Property Guru is produced by CoreLogic, while Relab is an independent startup. On the other hand MyPropTech is part of the Du Val Group. We weigh up the pros and cons of each software so you can decide which is the right one for you. Main topics discussed: Property Guru, Relab and MyPropTech Top Property Software NZ
10/31/202314 minutes, 55 seconds
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7 Things Accountants Are Plain Wrong About ⎜ Ep. 1510

In this episode, we discuss the 7 things that non-property accountants get wrong when it comes to property. This includes things like "buy a commercial building" and "it's a bad investment". To be clear, you need a good property accountant. But sometimes more general business accountants give bad advice when it comes to property. If you're looking for a good property accountant here are our picks for the top property accountants in New Zealand?.
10/30/202315 minutes, 25 seconds
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4 Strategies to Make Your Retirement Funds Last Longer ⎜ Ep. 1509

In this episode, we discuss the 4 strategies you can use to make your retirement fund last longer. This is based on the 4 rules of thumb that have been released by the NZ Society of Actuaries. The rules of thumb include: the rule of 6%, the rule of 4% and 2 others. But you'll have to listen to the episode to find out what they are. Main topics discussed: Managed funds and shares Retirement funds, and decumulation Nest Egg Strategy
10/29/202314 minutes, 49 seconds
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Case Study Sunday – "Mortgage Free at 31 and 33" How Troy and Jana Did It ⎜ Ep. 1508

In this episode, we discuss how Troy and Jana became mortgage free by 31 and 33. They walk us through how they used investment properties to pay off their mortgage, and how they are growing their property portfolio. Main topics discussed: How to use investment properties to pay off your mortgage Opes Partners Customer Case Study
10/28/202314 minutes, 46 seconds
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Company vs Look-Through-Company? How Should I Own My Investment Properties? ⎜ Ep. 1507

In this episode, we discuss whether you should use a look through company or normal (standard) company to own your investment properties. This includes a discussion about the pros and cons of both ways to owns your investments. On one hand ordinary companies appear to have a lower tax rate, but this isn't always as simple as it seems. Main topics discussed: Look through companies vs companies for investment properties Property accountants Ownership structures
10/27/202311 minutes, 42 seconds
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7 Things Your Family Will Say About Property Investors at the Summer BBQ ⎜ Ep. 1506

In this episode, we discuss the 7 things that your family or Uncle Lester will say about property investment at the family BBQ. Property investment is a contentious topic, especially among family and friends. So this episode is to share what they might say and what to look out for.
10/26/202317 minutes, 19 seconds
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enable.me vs Opes Partners: What is the difference? An Honest Review ⎜ Ep. 1505

In this episode, we give an honest overview of the differences between enable.me and Opes Partners. This includes differences in the price of properties offered through their subsidiary (Momentum Realty) and Opes. We also talk about the costs you need to think about the differences in build type. Ultimately this is so you can decide which is the right option for you. And we also mention our upcoming ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Wealth Plan seminars⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ in Auckland, Wellington and Christchurch. Click the link to register for tickets.
10/25/202312 minutes, 18 seconds
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Fixing Your Credit Score: How to Make Sure Bad Debts Don't Stop You Getting a Mortgage ⎜ Ep. 1504

In this episode, we discuss how to find out and then fix your credit score. This includes what to do if you find there are factors on your credit report that could stop you from getting a mortgage. Main points discussed: ClearScore Credit scores and credit reports How to find out your credit score And we also mention our upcoming ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Wealth Plan seminars⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ in Auckland, Wellington and Christchurch. Click the link to register for tickets.
10/24/202316 minutes, 33 seconds
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Top 6 Developers in Christchurch. They're Not Who You Think ⎜ Ep. 1503

In this episode, we discuss the top 6 property developers in Christchurch. This includes who they are, what they specialise in and why we like them. So if you're interested in buying an investment property you can know who you might like to consider. Top picks include: Oakridge Homes, Freedom Built, Rosefern, Millsford, Four Avenues and Tao Homes. And we also mention our upcoming ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Wealth Plan seminars⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ in Auckland, Wellington and Christchurch. Click the link to register for tickets.
10/23/202312 minutes, 9 seconds
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Airbnb Cashflow: What The Cashflow Looks Like on an Airbnb Property ⎜ Ep. 1502

In this episode, we discuss how to create a cashflow for an AirBnb property. This includes how much it costs to maintain an AirBnb and how much money you can make. We also discuss how much vacancy you should expect to have with a property you're renting out as short term accomodation. This way you can have confidence if you do decide to rent your house out as an AirBnb. Main points discussed: AirBnb Cashflow How much can I make from AirBnb? Short term accomodation Click here download the Airbnb cashflow spreadsheet. And we also mention our upcoming ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Wealth Plan seminars⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ in Auckland, Wellington and Christchurch. Click the link to register for tickets.
10/22/202317 minutes, 2 seconds
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Case Study Sunday: Producer Dave Proves He's Real and Not Ai ⎜ Ep. 1501

In this episode, we are joined by Producer Dave, the editor and producer of the Property Academy Podcast. He shares some of the stories from behind the scenes of the show and talks about how he started investing in property. This includes some of his top learnings from being involved in the show. And we also mention our upcoming ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Wealth Plan seminars⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ in Auckland, Wellington and Christchurch. Click the link to register for tickets.
10/21/202313 minutes, 16 seconds
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Revealed: The Hottest Rental Markets In NZ. No3 Will Surprise You ⎜ Ep. 1500

In this episode we discuss the hottest and coldest rental markets in New Zealand. This is based on new data from TradeMe that shows the average number of days a property stays listed online. Some of the areas discussed include: Thames-Coromandel, Otorohanga, Kawerau, Queenstown, Blenheim, Southland and Westland. And we also mention our upcoming ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Wealth Plan seminars⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ in Auckland, Wellington and Christchurch. Click the link to register for tickets.
10/20/202312 minutes, 1 second
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No Money Down Deals. Buying a House with No Deposit – Contemporaneous Settlements ⎜ Ep. 1499

In this episode, we discuss no money down deals and contemporaneous settlements. This includes how to make money from a no money down deal and the risks it involves. This includes how to negotiate a no money down deal and the levers you can pull like asking for a deferred settlement (delayed settlement) and early access. Main points discussed: Contemporaneous settlements deferred settlement (delayed settlement) Early access No money down deals And we also mention our upcoming ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Wealth Plan seminars⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ in Auckland, Wellington and Christchurch. Click the link to register for tickets.
10/19/202317 minutes, 37 seconds
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Warning! Do Not Use a Property Coach Until You Do This ⎜ Ep. 1498

in this episode, we discuss what property investors must do before using (and paying for) a property coach. This comes after Andrew met with an investor who had paid $18,000 for property coaching ... but they then found out they couldn't get the money from the bank. They'd forked out thousands for education they wouldn't be able to use. Main topics discussed: Property coaches like Property Apprentice, Wolfe Property Coaching, AssetLab, Property Lifestyle, Nichole Lewis and Wealth Mentor Cost of property coaching And we also mention our upcoming ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Wealth Plan seminars⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ in Auckland, Wellington and Christchurch. Click the link to register for tickets.
10/18/202311 minutes, 53 seconds
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National Wins: How a National Government Will Change The Property Market ⎜ Ep. 1497

In this episode, we discuss the impact of a potential new National-led government on the NZ property market. Will property prices increase faster? How quickly will it take for the property market to recover? And what policies will likely come in? Click here to download our Return on Investment calculator to see how the policies will affect your investment property. And we also mention our upcoming ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Wealth Plan seminars⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ in Auckland, Wellington and Christchurch. Click the link to register for tickets.
10/17/202312 minutes, 20 seconds
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What Self-Employed People Need to Know Before They Get a Loan ⎜ Ep. 1496

In this episode, we discuss what self employed Kiwis need to know about getting a mortgage. This includes what the bank looks for and what they'll ask you to approve when you apply for a home loan. This applies to business owners, self employed people, freelancers, contractors and commission-only sales people. And we also mention our upcoming ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Wealth Plan seminars⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ in Auckland, Wellington and Christchurch. Click the link to register for tickets.
10/16/202313 minutes, 21 seconds
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Are Property Investors Making More Money? Are Rental Yields Going Up or Down? ⎜ Ep. 1495

In this episode, we discuss how rental yields are changing. This includes whether they are going up or down. We look at a couple of areas, including Auckland and Invercargill to talk about the rental yields you can expect to get in today's market.
10/15/202311 minutes, 13 seconds
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Case Study Sunday – Alex the Cashflow Positive Airbnb Rentvestor ⎜ Ep. 1494

in this episode, we are joined by Alex a rentvestor from Christchurch. Alex shares how he has 2 investment properties while still renting. He talks through his portfolio including how one he Airbnbs is cashflow positive even while interest rates are high.
10/14/202316 minutes, 24 seconds
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6 Steps to Flip Your First Home: Quick Start Guide ⎜ Ep. 1493

In this episode, we discuss the 6 steps to flip your first home. This is especially useful if you want to buy your first home as a group. This includes how to set up your group the right way, what sort of house to look for and how to renovate it. You'll also get tips on how to sell your property for top dollar. And we also mention our upcoming ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Wealth Plan seminars⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ in Auckland, Wellington and Christchurch. Click the link to register for tickets.
10/13/202313 minutes, 24 seconds
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Big Cities vs Small Towns. Does It Really Take Longer to Rent Properties in Small Towns? ⎜ Ep. 1492

In this episode, we discuss whether properties in small towns take longer to rent than those in bigger cities. We dig through TradeMe data to find out how long it takes to rent a property and where the hottest and coldest rental market are in the country. And we also mention our upcoming ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Wealth Plan seminars⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ in Auckland, Wellington and Christchurch. Click the link to register for tickets.
10/12/202314 minutes, 3 seconds
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How Do I Choose a Property Management Company? There Are So Many to Choose From ⎜ Ep. 1491

In this episode, we delve into how to choose a property management company. This includes what to look for in a property manager, what they need to know and the red-flags to look out for when picking a company. Main points discussed: What to look for in a property manager The process of finding a property manager: from rental appraisals to signing agreements. Top property managers in New Zealand And we also mention our upcoming ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Wealth Plan seminars⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ in Auckland, Wellington and Christchurch. Click the link to register for tickets.
10/11/202315 minutes, 51 seconds
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Bonus: How to run the numbers on an investment property in 2024 - Webinar audio

In this special bonus episode, you'll hear the audio from the recent Property Live webinar where we looked at 'How to run the numbers on an investment property in 2024' and had a real life case study with studio guests Stacey and Matt talk about their property investment journey.
10/10/20231 hour, 17 minutes, 41 seconds
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The $100k Moisture Repairs Barfoot & Thompson Agents Didn't Disclose ⎜ Ep. 1490

In this episode, we discuss a controversial property deal involving undisclosed moisture issues and two Barfoot and Thompson agents. We talk about what happened and why the buyer of the property was left with a hefty repair bill for a buyer. Through our investigation, we uncover the intricacies of the deal, from overlooked building reports to pivotal decisions on auction day. Main points discussed: Building reports Real estate agent conduct The importance of due diligence in property transactions. Real estate agent complaints And we also mention our upcoming ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Wealth Plan seminars⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ in Auckland, Wellington and Christchurch. Click the link to register for tickets.
10/10/202315 minutes, 29 seconds
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Commercial vs Residential: Which Investment Is Right for Me? ⎜ Ep. 1489

In this episode, we discuss the pros of cons of commercial vs residential property. That way you can decide which is the right investment for you. We talk about the yields you can expect, how much you need to spend, the deposit you need and how the cashflow works. This is wrapped up within a case study so you can get a sense of what it possible. Main points discussed: Overview of commercial vs residential properties. Initial deposit requirements. Yields and cashflows.
10/9/202313 minutes, 59 seconds
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6 Ways to Invest in Property: 6 Different Strategies & How to Choose the Right One For You ⎜ Ep. 1488

In this episode, we discuss the 6 different ways you can invest in property and how to choose the path that works for you. This includes whether to invest in New or Existing properties. We also look at whether you should renovate, or whether it's a better idea to develop. We look at examples of investors who are using each strategy and what it takes to get started. Main points discussed: New vs existing Developing properties Renovations and renovating properties.
10/8/202318 minutes, 58 seconds
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Case Study Sunday – "We Had 2 Advisers Saying Different Things" Here's What Anita and Tim Did ⎜ Ep. 1487

In this episode, we are joined by Anita and Tim. They are property investors from Wellington. They ran into a problem when they started investing. They had 2 financial advisers saying opposite things. Who should they listen to? Anita and Tim tell us what they did aliong with their goals and what they plan to grow their investment portfolio.
10/7/202319 minutes, 22 seconds
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Your Annual Checklist: What to Do Every Year For Your Investment Property ⎜ Ep. 1486

In this episode, we discuss what you need to do every year as a property investor. This includes things like putting up your rent, looking at your interest rate, and checking in with your financial advisers. Main points discussed: Annual property investor checklist What you need to do every year End of year for property investors And we also mention our upcoming ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Wealth Plan seminars⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ in Auckland, Wellington and Christchurch. Click the link to register for tickets.
10/6/202311 minutes, 37 seconds
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What's The Chance I Lose Money in Property? Revealed: Probability and Property Prices ⎜ Ep. 1485

In this episode, we discuss how likely it is you'll lose money if you invest in property. We look at the historic returns from the property market, then look forward into the future to calculate the probability that your house goes down in value after you buy it. And we also mention our Private Property newsletter, click the link to read on the Opes Partners website.
10/5/202317 minutes, 14 seconds
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Reality TV vs. Real Renovations … Did 'The Block' Lie to Me? ⎜ Ep. 1484

In the episode, we debunk myths about home renovations portrayed on popular reality TV shows. This includes looking at how the condensed timelines, streamlined coordination, and unrealistic costs can set up viewers for disappointment and costly mistakes. You'll learn that while these shows are entertaining, they are not educational guides for how to do a real-life renovation. Main points discussed: The Block, Love it or List it Reality TV renovations And we also mention our upcoming ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Wealth Plan seminars⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ in Auckland, Wellington and Christchurch. Click the link to register for tickets.
10/4/202314 minutes, 20 seconds
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JV Exit Strategies: How to Get Out of a Property Syndicate ⎜ Ep. 1483

In the episode, we discuss how to exit a joint property investment, the right way. This includes: buying out other partners or selling the property. It also delves into factors to consider in choosing between new or existing properties for reinvestment. Main points discussed: JVs Buying as a group when to sell New Builds vs Existing And we also mention our upcoming ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Wealth Plan seminars⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ in Auckland, Wellington and Christchurch. Click the link to register for tickets.
10/3/202314 minutes, 31 seconds
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Is Landlords Insurance Worth It? Pros and Cons Deep Dive⎜Ep. 1482

In today's episode, we discuss the specifics of landlord insurance for property investors. This includes what it covers, how much it costs, and when it's useful. If you've ever wondered about the ins and outs of landlord insurance, this episode is your go-to guide. Main points discussed: Landlords insurance Natural disasters Loss of rent cover And we also mention our upcoming ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Wealth Plan seminars⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ in Auckland, Wellington and Christchurch. Click the link to register for tickets.
10/2/202315 minutes, 56 seconds
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How to Pay Off Your Mortgage Using an Investment Property (Real Example) ⎜ Ep. 1481

In this episode, we discuss the strategies Kiwis can use to pay off their home mortgage with an investment property. This includes talking about whether it's legal and how you can actually do it. Main Points: Mortgage re-structure Portfolio structure Bright Line Test Look through company and trusts And we also mention our upcoming ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Wealth Plan seminars⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ in Auckland, Wellington and Christchurch. Click the link to register for tickets.
10/1/202315 minutes, 12 seconds
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Case Study Sunday – 5 Rental Properties in 2 Years. How Jeanette and Brett Did It ⎜ Ep. 1480

In this episode, we are joined by Jeanette and Brett. This couple have bought 5 investment properties in just 2 years. They're not on mega-money. Brett's a policeman and Jeanette is a primary school teacher. They share how they've grown their investment portfolio and the challenges they're currently facing.
9/30/202317 minutes, 18 seconds
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Updated: What's a Good Yield in NZ? New Numbers Revealed ⎜ Ep. 1479

In today's episode, we discuss the latest statistics on property yields across New Zealand. From Southland's high yields to Auckland's lower ones, find out what makes a "good" yield in 2023. Main Points: Fresh data on average, low, and high property yields across NZ regions. Comparisons between the higher-yielding regions like Southland and Otago vs. lower-yielding areas like Auckland. And we also mention our upcoming ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Wealth Plan seminars⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ in Auckland, Wellington and Christchurch. Click the link to register for tickets.
9/29/202311 minutes, 35 seconds
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National's Housing Policy Explained: All Your Questions Answered ⎜ Ep. 1478

In this episode, we discuss the National Party's housing policy. This includes a look at interest deductibility, the bright-line test and changes for commercial property owners. And we also mention our upcoming ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Wealth Plan seminars⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ in Auckland, Wellington and Christchurch. Click the link to register for tickets.
9/28/202313 minutes, 3 seconds
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Property Prices Up 3 Months in a Row – New Data Revealed in Property Market Update ⎜ Ep. 1477

In this episode, we discuss the latest data about the New Zealand property market. This includes revealing that property prices across the country have increased 3 months in a row. You'll also hear the latest stats about the rental market – and the surprising place where rental properties are snapped up in just 8 days. And we also mention our upcoming ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Wealth Plan seminars⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ in Auckland, Wellington and Christchurch. Click the link to register for tickets.
9/27/202313 minutes, 47 seconds
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Taupo: Is It a Good Place To Invest? (New Data Update) ⎜ Ep. 1476

In this episode, we discuss whether it's a good idea to invest in Taupo. This includes a deep dive into the Taupo property market. That allows you to answer the question "are proeprties in Taupo a good investment right now?" Main Points: Latest data on Taupo's housing market. Rental availability in Taupo and its significance. Is Taupo over or undervalued? And we also mention our upcoming ⁠⁠⁠⁠⁠⁠⁠⁠⁠Wealth Plan seminars⁠⁠⁠⁠⁠⁠⁠⁠⁠ in Auckland, Wellington and Christchurch. Click the link to register for tickets.
9/26/202314 minutes, 8 seconds
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Should I Refinance My Mortgage to Get a Lower Interest Rate? ⎜ Ep. 1475

In this episode, we discuss whether you should refinance your mortgage. This includes what refinancing, restructuring and refixing really mean. You'll also learn the pros and cons of refinancing your mortgage and switching banks. Main Points: Difference between refixing, restructuring, and refinancing. Why refinancing is a hot topic. Pros and cons of refinancing. Splitbanking. And we also mention our upcoming ⁠⁠⁠⁠⁠⁠⁠⁠Wealth Plan seminars⁠⁠⁠⁠⁠⁠⁠⁠ in Auckland, Wellington and Christchurch. Click the link to register for tickets.
9/25/202312 minutes, 49 seconds
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What is a Good Gross Yield in 2023? Numbers Revealed ⎜ Ep. 1474

In this episode, we discuss what a good gross yield is in 2023. We talk about how to calculate the gross yield. Then we deep dive into the Hamilton property market to show what yields property investors are willing to accept in 2023. We reveal that the median gross yield in Hamilton is 4.46%. Main points discussed: How to calculate gross yield Real-world examples from Hamilton The median gross yield is 4.46% Importance of calculating yield based on current value
9/24/202312 minutes, 52 seconds
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Case Study Sunday – High School Drop Out Owns 5 Properties at 34 Years Old. Jeremy Field ⎜ Ep. 1473

In this episode, we are joined by Jeremy Field, a 34-year-old who already owns 5 properties. Jeremy shares his story, including how he dropped out of high school with no qualifications. He went on to turn his life around. He currently owns 5 properties. And we also mention our upcoming ⁠⁠⁠⁠⁠⁠⁠Wealth Plan seminars⁠⁠⁠⁠⁠⁠⁠ in Auckland, Wellington and Christchurch. Click the link to register for tickets.
9/23/202317 minutes, 42 seconds
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Advanced: How To Become a Full Time Property Investor ⎜ Ep. 1472

In this episode, we discuss how you can become a full-time property investor. This includes what it takes to quit your 9-to-5 and manage your property portfolio full-time. We look into Connor's scenario. He's a 30-year-old with 14 properties. We explore key strategies for maximizing property cashflow, making smart sales, and retaining bank support. Main points discussed: Requirements for full-time property investing Retiring young And we also mention our upcoming ⁠⁠⁠⁠⁠⁠Wealth Plan seminars⁠⁠⁠⁠⁠⁠ in Auckland, Wellington and Christchurch. Click the link to register for tickets.
9/22/202314 minutes
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Designing for Dollars: Interior Design for Investment Properties ⎜ Ep. 1471

In today's episode, we are joined by Nuinra Katta from NMK Interiors. Nurina is an interior who specialises in investment properties. She shares what property investors need to know when renovating their rentals. We explore what you can do to your properties to get a higher rent, less vacancy, and a higher property value. Main points discussed: Impact of strategic interior design on property value. Design nuances for investment properties vs. personal homes. Cost-benefit analysis and emerging design trends. And we also mention our upcoming ⁠⁠⁠⁠⁠Wealth Plan seminars⁠⁠⁠⁠⁠ in Auckland, Wellington and Christchurch. Click the link to register for tickets.
9/21/202317 minutes, 15 seconds
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Case Study: $10k Renovation = $100 Extra Rent Per Week ⎜ Ep. 1470

In this episode, we are joined by Ilse Wolfe to discuss a case study of how one investor purchased a property for $50k under its value. She also shares how the investor spent just $10k on a renovation. But, managed to increase the rent by $100 a week. Main points discussed: Cost-effective renovations low-cost renovations Instant equity Buying a property under-value
9/20/202314 minutes, 23 seconds
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"A Man is Not a Retirement Plan" – The Money Mentalist, Lynda Moore ⎜ Ep. 1469

In this episode, we chat with the Money Mentalist, Lynda Moore. Lynda shares her personal journey and how she was told from a young age just to "marry a rich farmer". This includes looking at the risks of depending solely on a partner for finances. Main points discussed: Lynda Moore's personal financial journey. The pitfalls of depending on partners for finances.
9/19/202314 minutes, 52 seconds
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"My Biggest Mistake" – Ed Shares A Big Property Investment Regret ⎜ Ep. 1468

In this episode, we discuss one of Ed's biggest property investment mistakes. He shares how we put a property under contract when his relationship was already on the rocks. Ultimately this put him in a tough position when it came to calling it quits with his then partner. Main points discussed: Property investment mistakes Property and relationships And we also mention our upcoming ⁠⁠⁠⁠⁠Wealth Plan seminars⁠⁠⁠⁠⁠ in Auckland, Wellington and Christchurch. Click the link to register for tickets.
9/18/202311 minutes, 27 seconds
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How to Choose Your Interest Rate: How Long Should I Fix For? ⎜ Ep. 1467

In this episode, we discuss how Kiwis can decide which interest rate to choose. This includes which mortgage interest rate to go for and strategies for selecting the best mortgage interest rate. We look back at past trends and explore the trade-off between a lower rate and stability. Main points discussed: fixed interest rates. Choosing your interest rate Here is the link to the Interest Rate spreadsheet mentioned in this episode. And we also mention our Opes Partners YouTube channel, click the link to check it out.
9/17/202314 minutes, 50 seconds
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Case Study Sunday – Overseas Kiwi Buys 12 Properties. How Aaron Did It ⎜ Ep. 1466

In this episode, we are joined by Aaron – a listener of the show – for Case Study Sunday. Aaron shares how he owns 12 properties and how he has quickly grown a portfolio while living aborad. Main points discussed: Investing in property from overseas property investor case study
9/16/202312 minutes, 52 seconds
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Foreign Buyers Back? What National's Policy Means for House Prices ⎜ Ep. 1465

In this episode, we discuss National's foreign property buyer policy. This includes which parts of New Zealand would be most impacted and how that might flow through to the rest of the country. Main points discussed: National's foreign buyer policy and its implications. The 2018 foreign buyer ban and its impact on the NZ property market. Auckland's property market: Potential surge and broader effects. And we also mention our upcoming ⁠⁠⁠⁠Wealth Plan seminars⁠⁠⁠⁠ in Auckland, Wellington and Christchurch. Click the link to register for tickets.
9/15/202311 minutes, 51 seconds
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How Fast Do Rents Go Up? The Numbers Revealed ⎜ Ep. 1464

In this episode, we discuss how fast rents go up. This includes times when rents have gone up faster than average. It also looks at times when rents haven't increased quite as fast. We also dive into how inflation impacts rents, and whether rents go up faster when inflation is high. Main points discussed: annual rent increase. Rental rates vs. inflation. Impact of high inflation on rents. And we also mention our upcoming ⁠⁠⁠Wealth Plan seminars⁠⁠⁠ in Auckland, Wellington and Christchurch. Click the link to register for tickets.
9/14/202311 minutes, 48 seconds
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Property Syndication 101: Investing as a Group to Share Success ⎜ Ep. 1463

In this episode, we discuss property syndication 101, and how investors can get started in property syndication. We go through the basic and more complex approaches. We also mention some of the companies you can use to buy syndicated property. People like Erskine Owen, Bayleys and Centuria. We also look at property funds and REITs. Main points discussed: property syndication commercial property Real Estate Investment Trusts (REITs) Bayleys, Centuria and Erskine Owen And we also mention our upcoming ⁠⁠Wealth Plan seminars⁠⁠ in Auckland, Wellington and Christchurch. Click the link to register for tickets.
9/13/202314 minutes, 42 seconds
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The #1 Trait of Successful Property Investors. They Do These 4 Simple Things ⎜ Ep. 1462

In this episode, we discuss the pivotal trait that sets successful property investors apart from the rest. This includes looking at the psychological tactics you can use to motivate yourself to continue investing. Main points discussed: Money motivation Motivating yourself to save Saving vs spending And we also mention our upcoming ⁠⁠Wealth Plan seminars⁠⁠ in Auckland, Wellington and Christchurch. Click the link to register for tickets.
9/12/202313 minutes, 36 seconds
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Buy and Hold Strategy Pros and Cons. It's Not For Everyone ⎜ Ep. 1461

In this episode, we discuss the pros and cons of the Buy and Hold strategy. While the idea of purchasing a property and waiting for its value to rise may sound appealing, it's still got its challenges. You'll learn the limitations of the strategy and the potential pitfalls. Main points discussed: Overview of the Buy and Hold strategy. Problem #1: Reliance on the market. Problem #2: Property values can stagnate or even decrease. Problem #3: Equity remains locked until property sale. Problem #4: Potential for continuous top-ups due to negative gearing. Ideal candidates for the Buy and Hold strategy. And we also mention our upcoming ⁠Wealth Plan seminars⁠ in Auckland, Wellington and Christchurch. Click the link to register for tickets.
9/11/202313 minutes, 7 seconds
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'I Invest For the Mailbox Money': How to Properly Invest in Real Estate ⎜ Ep. 1460

In this episode, we delve into the motivations behind real estate investing. Ed and Andrew explore the Nest Egg and Golden Goose retirement strategies, using real-world examples. These strategies help you retire early and live the life you want. Main points discussed: The 'why' behind investing in property Nest Egg vs Golden Goose retirement strategies. Real-world investor stories. The inherent risks and rewards of property investment.
9/10/202313 minutes, 59 seconds
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Case Study Sunday – 24 Year Old Owns 2 Investment Properties. How Paarth Did It ⎜ Ep. 1459

In this episode, we are joined by Paarth to discuss his property investment journey. At just 24 years old, he already owns 2 properties. Seeing his older sister buy her first home at 21 inspired him to start a property portfolio. Want to come on Case Study Sunday? Send us a message on Instagram.
9/9/202315 minutes, 49 seconds
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Palmerston North: Is It a Good or Bad Place to Invest? ⎜ Ep. 1458

In this episode, we discuss whether it's worth investing in Palmerston North. Palmerston North is close to Wellington and is New Zealand's 8th largest city. We discuss whether it's worth a punt, and discuss its significant student population from institutions like Massey and UCOL. Main Points Discussed: Overview: Quick facts about Palmerston North Best Investment Neighbourhoods in Palmerston North: A data-driven look at promising areas And we also mention our upcoming Wealth Plan seminars in Auckland, Wellington and Christchurch. Click the link to register for tickets.
9/8/202313 minutes, 59 seconds
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Election Special - How Parties Policies Impact Property Investors⎜Ep. 1457

In this timely Election Special, we delve into how various political parties' policies could influence property investors. Our aim is not to guide your vote but to inform you about the stances of each party on key property-related issues. Main Points Discussed: Interest Deductibility: How parties like Labour, Greens, and National differ on this policy Bright Line Test and Capital Gains Tax: What you need to know New Rental Rules: From rent control to no-cause terminations Wealth and Land Banking Taxes: The Greens and Te Pati Maori’s proposed taxation systems Listen in to understand how these policies may affect the property market, thus informing your overall election decision. And we also mention our upcoming Wealth Plan seminars in Auckland, Wellington and Christchurch. Click the link to register for tickets.
9/7/202315 minutes, 8 seconds
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Paying Less Tax: What Property Investors Can Deduct? ⎜ Ep. 1456

In this episode, we discuss what property investors can deduct on their tax return. This We play a game where Andrew has to rank 12 potential tax deductions from largest to smallest. Main Points Discussed: Tax deductions for property investors Property investment game The Price is right By tuning in, you'll not only learn about what you can deduct to effectively pay less tax but also enjoy an entertaining segment involving a wager over hot spicy chips.
9/6/202315 minutes
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Bonus - Policies, Predictions & Property - How to invest in 2024 - Webinar audio

In this special bonus episode, you'll hear the audio from the recent Property Live webinar where we looked at 'Policies, Predictions & Property - How to invest in 2024' and had a real life case study with Michelle and Tim talk about their property investment journey.
9/5/20231 hour, 23 minutes, 50 seconds
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Dave Ramsey's 7 Baby Steps: The Kiwi Edition ⎜ Ep. 1455

In today’s episode, we put an Aotearoa twist on Dave Ramsey's renowned 7 Baby Steps. We explore how these American financial guidelines translate to the Kiwi market and what adjustments would make them more suitable for New Zealanders. Main Points Discussed: Introduction to Dave Ramsey and his 7 Baby Steps Adapting these steps for the Kiwi financial landscape The episode takes an in-depth look at strategies for paying down debt and growing income with the aim of property investment. We also mention Opes Partners' other podcast Property ExpLained, click the link to give it a listen.
9/5/202315 minutes
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Cashflow: Then vs. Now. How Investment Property Cashflow Has Changed Over Time ⎜ Ep. 1454

In this episode, we discuss how cashflow in property investment has changed over the years. This includes how interest rates, property prices, and law changes have impacted your bottom line. Main Points Discussed: Property investment cashflow Year-by-year case studies demonstrating cashflow trends As the episode reveals, cashflow top-ups have significantly increased over the years. This is mainly due to rising interest rates and market changes.
9/4/202316 minutes, 31 seconds
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Renders vs Reality: What If the Builder Does a Botched Job? ⎜ Ep. 1453

In this episode, we compare the renders vs reality. This is how properties in the developer's designs compare to the final product. We look at examples where the finished property didn't quite match up to the glossy renders. This includes what your options are when discrepancies arise. Main Points Discussed: New Build renders What if the developer doesn't deliver Legal rights Buying off the plans Building inspections Sometimes, what you see is not what you get. Know your rights, read your contract, and yes—you absolutely do need a building inspection.
9/3/202319 minutes, 41 seconds
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Case Study Sunday – 2 Rentals at 28 and 31. How Matilda and Jess Did It ⎜ Ep. 1452

In this episode, we are joined by Matilda and Jess. They own 2 rental properties at just 28 and 31 years old. We dive into the couple's journey from saving diligently for their first home to using it to buy their first rental property. Matilda and Jess share their motivations for venturing into property investment. They discuss how investing has already started to make a difference in their lives. Main Points Discussed: Case Study Investing from Australia Saving Building your first home
9/2/202316 minutes, 2 seconds
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What to Expect From Your Property Manager. Is Your Property Manager Taking The Mickey? ⎜ Ep. 1451

In this episode, we discuss the often-misunderstood realm of property management. We look at what you should and shouldn't expect from your property manager. This includes real-world scenarios of how property managers should act. Main Points Discussed: Understanding what "fair wear and tear" means Rent reviews Property management Property managers And we also mention our upcoming webinar ⁠⁠⁠⁠Policies, Predictions & Property: How to invest in 2024⁠⁠⁠⁠ on Tuesday September 5th at 7pm, click the link to register.
9/1/202316 minutes, 58 seconds
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How Much Do I Offer How To Figure Out The Right Price For a House?⎜Ep. 1450

In this episode, we discuss how to figure out what to offer for a house. This includes actionable tips on how to figure out the price without talking to a real estate agent (or paying money for expensive software). We also cover the "Right Rent System" method, demonstrating how to do your own market analysis. By spending just 15 to 30 minutes on research, you'll be better informed than most buyers. Main Points Discussed: Using Homes.co.nz, OneRoof and Property Guru The "Right Rent System" for pricing Market research And we also mention our upcoming webinar ⁠⁠⁠Policies, Predictions & Property: How to invest in 2024⁠⁠⁠ on Tuesday September 5th at 7pm, click the link to register.
8/31/202314 minutes, 44 seconds
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Revealed - Pros and Cons of Buying a Property Off the Plans. An Honest Review⎜Ep. 1449

In this episode, we discuss the pros and cons of buying a property off the plans. We break down what it means to buy a property that hasn't been built yet. The benefits include possible capital growth, avoiding higher interest rates, and the luxury of first choice. However, they also explore the potential cons and risks. These include property prices going down, banks changing their lending criteria, loss of deposit, and concerns about the developer's quality of work. Main Points Discussed: off the plans pros and cons New Builds Risks of buying off the plans And we also mention our upcoming webinar ⁠⁠⁠Policies, Predictions & Property: How to invest in 2024⁠⁠⁠ on Tuesday September 5th at 7pm, click the link to register.
8/30/202315 minutes, 52 seconds
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The Rate Race - Where Are The Most Expensive Council Rates in NZ? (Must Listen)⎜Ep. 1448

In this episode, we discuss where the most expensive local council rates are for property investors. The analysis includes an examination of areas where council rates are more expensive and less expensive. Main Points Discussed: The most expensive council rates for property investors Ratepayers Report Big cities vs small towns Key factors influencing rates, including population size and density, geographic area, and fixed costs And we also mention our upcoming webinar ⁠⁠Policies, Predictions & Property: How to invest in 2024⁠⁠ on Tuesday September 5th at 7pm, click the link to register.
8/29/202316 minutes, 42 seconds
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The Mortgage Maze: How To Avoid Clawbacks … and Hidden Costs of Mortgages ⎜ Ep. 1447

In this episode, the hosts explore the complex world of mortgage clawbacks. This is where your mortgage adviser could send you an unexpected bill for thousands of dollars. You'll learn the potential cost of clawback fees, how they are calculated, and how they can be legitimately charged. We also share tips for how to avoid clawback fees. And we also mention our upcoming webinar ⁠Policies, Predictions & Property: How to invest in 2024⁠ on Tuesday September 5th at 7pm, click the link to register.
8/28/202315 minutes, 36 seconds
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It's Over ... The Bottom of the Market Has Been and Gone. What New Data Shows ⎜ Ep. 1446

In this episode, we discuss the recent Reserve Bank announcement and what it signifies for the property market. The Reserve Bank has left the OCR at 5.5% and released new forecasts and data that both signal the end of the downturn in the property market. According to their forecasts, house prices bottomed out in March and are expected to increase by 14.5% three years from today. Alongside this, we discuss recent REINZ data, showing two months of rising Auckland property prices, and variation across different regions in New Zealand. Main points discussed: Reserve Bank's new forecasts and its implications REINZ data and property price trends Is it too early to declare the end of the property market downturn? The possible impact on interest rates. Also we mentioned the House Price data on our website, click the link to see all the latest updated data.
8/27/202316 minutes, 27 seconds
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Case Study Sunday – "I Was Meant to Die ... " – Di Foster ⎜ Ep. 1445

In this episode, we are joined by Di Foster a listener of the show and property investor. Di shares her story, including how she was diagnosed with terminal cancer but pulled through and is now living life to the fullest. She shares how she started investing in property, her fears and her concerns. If you'd like to come on Case Study Sunday and share your story, either message us on Instagram, or email [email protected]
8/26/202314 minutes, 24 seconds
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Who's Going to Rent My Property – This Is The Average Tenant (Based on Data) ⎜ Ep. 1444

In this episode, we discuss the average tenant who is likely to rent a property. This is based on data gathered from various sources, including Stats NZ. We start with an overview of the entire country, then dig into the differences between renters and homeowners. Ultimately this gives you a sense of who your tenant may be ... and the sort of properties they want to rent. Main points discussed: Renters vs owners Average tenant Who will rent my property? We also mention this article that contains all the data. And we also mention our upcoming webinar ⁠Policies, Predictions & Property: How to invest in 2024⁠ on Tuesday September 5th at 7pm, click the link to register.
8/25/202316 minutes, 17 seconds
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"My Mortgage Broker Didn't Get Me The Best Interest Rate" – Andrew and Ed React ⎜ Ep. 1443

In this episode, we discuss a recent post from the Property Investors Chat Group, where a property investor expressed frustration with their mortgage broker. The investor felt that the broker did not secure the best interest rate for them and raised several non-negotiable conditions for their mortgage. Andrew and Ed dissect the post, reacting to both the investor's demands and the broker's response. Main points discussed: mortgage brokers Does mortgage broker get best interest rate? And we also mention our upcoming webinar Policies, Predictions & Property: How to invest in 2024 on Tuesday September 5th at 7pm, click the link to register.
8/24/202314 minutes, 30 seconds
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Non-Bank Lender Exit Strategies: How To Move From a Non-Bank to a Main Bank ⎜ Ep. 1442

In this episode, we discuss how to move from a non-bank to a main bank. This includes the strategies you can use to get in the position where you can move. These include: waiting for property values to increase to aggressively paying down debt. We also talk about the factors that can stop you from moving – like current bank lending policies. Main points discussed: Non bank lenders vs main banks Non bank exit strategies Bank lending policy And we also mention our book Wealth Plan is now available as an audiobook ⁠⁠⁠⁠⁠here
8/23/202311 minutes, 39 seconds
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Renovation Roulette: Budget Blowouts and Hidden Costs of Renovating ⎜ Ep. 1441

In this episode, we are joined by Ilse Wolfe to play a newly invented game – Renovation Roulette. This is a new game show we have just made up, where we spin a wheel to unveil the hidden costs and budget blowouts in various renovations you might complete in your house. This includes real scenarios from the Property Investors Chat Group/ Through this, you will learn the secrets behind successful renovations and learn how to spot budget blowouts and hidden costs before they hit your wallet. Main points discussed: Identifying hidden costs in renovations Renovation cost and budget blowouts BRRRR strategy And we also mention our book Wealth Plan is now available as an audiobook ⁠⁠⁠⁠here
8/22/202314 minutes, 36 seconds
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The Mortgage Maze: How To Avoid Break Fees and Hidden Costs ⎜ Ep. 1440

In this episode, we discuss the complex world of mortgages, specifically break fees. We let you know what a break fee is and why the banks charge them. You'll also learn when it does and doesn't make sense to break a mortgage. Main points discussed: Understanding Break Fees How Break Fees are calculated How Long to fix your mortgage for And we also mention our book Wealth Plan is now available as an audiobook ⁠⁠⁠here
8/21/202314 minutes, 35 seconds
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"I Want Out of this Flipping Nightmare." How This Investor Lost $90,000 ⎜ Ep. 1439

In the episode, we discuss the disconcerting journey of an investor who lost $90,000 in the property market. After purchasing, the property dropped in value. So she now has a large mortgage and a property with negative cashflow. Andrew and Ed delve into the situation, discussing the realities of buying at the wrong time and the potential recovery paths. Main points discussed: Emotional vs Logical Analysis of Investments Timing the Property Market Market Recovery Predictions Strategies to Handle Cashflow and Interest Rates Importance of Long-Term Planning and Selling at the Right Time And we also mention our book Wealth Plan is now available as an audiobook ⁠⁠here
8/20/202313 minutes, 11 seconds
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Case Study Sunday – Maori Millionaire ... "I Will Be a Millionaire by 25" ⎜ Ep. 1438

In this episode, we discuss an inspiring case study of Te Kahukura from the Maori Millionaire. She shares her journey from growing up the daughter of a single parent relying on government assistance. Now, she's helping Maori learn about money and encourages them to get ambitious. She shares her journey and what she is doing to become a first home buyer. Main topics discussed: Personal Goals and Ambitions Money Saving Techniques Wealth Growth Strategies The Journey Towards Becoming a Millionaire at 25
8/19/202312 minutes, 38 seconds
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10 Ways To Save Money in 10 Minutes – How to Create the Top-Up For Your Investment Property ⎜ Ep. 1437

In this episode, we discuss ten practical ways to save money quickly, which can help in creating a top-up for your investment property. We explore strategies ranging from setting up a specific bank account for your top-up to managing subscriptions and reducing unnecessary expenses. Ideas include ordering groceries online to avoid impulse spending, consolidating debts, evaluating KiwiSaver contributions, and even negotiating a pay rise. Some unconventional methods, such as turning off Apple Pay to add friction to spending, are also discussed. Main topics discussed: Top ups Investment property cashflow Negative gearing Paying Yourself First Online Grocery Shopping Debt Consolidation And we also mention our book Wealth Plan is now available as an audiobook ⁠here
8/18/202312 minutes, 39 seconds
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Paying Off Mortgage vs Investing in Shares – What's Right For Me? ⎜ Ep. 1436

In this episode, we discuss how to decide whether to pay off your mortgage and invest in shares. This includes the pros and cons of each. We look at the advantages of paying down a mortgage, including saving interest, lower risk, and psychological peace of mind. Next, we explore the benefits of investing in shares, such as generally higher returns, liquidity, and asset diversification, but also discuss the potential downsides like increased risk and fluctuating value. That way you can decide what's right for you. Main topics discussed: Pros and Cons of Paying Down Mortgage Pros and Cons of Investing in Shares Risk and Return Comparison Personal Considerations and Preferences Growth Funds vs Term Deposits And we also mention our book Wealth Plan is now available as an audiobook here
8/17/202314 minutes, 22 seconds
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When Property Dreams Turn to Nightmares – The Danger of Trusting Developers Blindly ⎜ Ep. 1435

In this episode, we discuss the hidden pitfalls of trusting property developers blindly. This includes a look at the number of developers marketing directly to investors and the associated risks. This includes a real case study of a Golden Homes property based in Christchurch. You'll learn about the hidden costs related to progressive payments builds, inflated rent, and marketing missteps that could cost investors more than expected.
8/16/202311 minutes, 45 seconds
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New Builds vs Existing: Which Goes Up In Value Faster? ⎜ Ep. 1434

In this episode, we discuss whether new builds or existing properties increase in value faster. There's not a lot of good data to help us answer the question ... so we go through the usual arguments discussed in the property investment industry. Then we dive into real examples of new builds that have done better, worse, or the same as the market. Main topics discussed: New Builds vs Existing Capital Growth Case Studies
8/15/202315 minutes, 23 seconds
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Racing Against the Property Clock: How Long Does The Bottom of the Market Last? ⎜ Ep. 1433

In this episode, Ed and Andrew talk about how quickly the "bottom" of the market lasts. This includes a look at the 2008 property market downturn to get a sense of which areas bounced back fastest. You'll also find out how much house prices increased in the immediate aftermath of the market's bottom. Key topics discussed: Bottom of the market Property price cycle Timing the market Auckland property market Queenstown property market Wellington property market
8/14/202315 minutes, 32 seconds
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The Flood Factor – How To Avoid Buying Flood-Prone Properties ⎜ Ep. 1432

In this episode, we discuss how to avoid buying properties in flood-prone arteas. This includes a look at Auckland Council's new Flood Viewer tool. You can use this tool to identify if a property is in a flood zone. We discuss what flood plains really mean and how properties are built today to take into account flood risks. This includes a look at the tools available through different councils. Main topics discussed: -> flood risks, flood plains and flood prone areas -> Cyclone Gabrielle and the Auckland Anniversary Floods
8/13/202321 minutes, 38 seconds
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Case Study Sunday – How Kyle and Pradshee Bought Their First Investment Property ⎜ Ep. 1431

In this episode, we are joined by Kyle and Pradshee, recent property investors and listeners of the show. They share how they got interested in investing, how they chose which property to invest in, and what their next steps are in property investment. Want to come on the podcast for Case Study Sunday? Send Ed an email on [email protected]
8/12/202317 minutes, 6 seconds
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What I'd Do If Starting Again – The 30 Properties Challenge ⎜ Ep. 1430

In this episode, we discuss what Andrew would do if starting again today. He specifically walks us through how he'd replicate his journey to own 30 properties! This means starting out again as a 19-year-old with a junior job, then diving into the nitty gritty of which strategies to use over time. Main Topics Discussed: -> Building 30 properties from scratch? -> Real-life strategies & tips -> Why asset volume beats property numbers -> A big caution flag on unnecessary high risk
8/11/202314 minutes, 54 seconds
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Polls to Properties – How the NZ Election Impacts Property Prices ⎜ Ep. 1429

In this episode, we discuss how the NZ election will impact the NZ property market. This includes how many properties are sold and what it does to house prices. Ultimately this will give you a sense of how the property market is likely to change over the next 6 months.
8/10/202314 minutes, 7 seconds
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How Will Auckland's Future Development Strategy Impact House Prices? ⎜ Ep. 1428

In this episode, we unpack the potential impact of Auckland's Future Development Strategy on house prices. We discuss the council's preference for brownfields development (redevelopment of existing properties) over greenfields development (creating new suburbs from scratch). While this intensification might drive up the value of land suitable for redevelopment, we caution that these documents often don't have a significant impact on property investors. Instead, more impactful changes could come from actions like abolishing the Rural Urban Boundary. We also debunk the myth that rising building costs directly push up house prices. Main Topics Discussed: Auckland's Future Development Strategy Impact on house prices Rural Urban Boundary Council policy Local government policy
8/9/202312 minutes, 39 seconds
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Bonus - How to Succeed as a Property Investor With No Experience + Real Life Case Study - Webinar audio

In this special bonus episode, you'll hear the audio from the recent Property Live webinar where we looked at 'How to Succeed as a Property Investor With No Experience' and had a real life case study with Dave and Anna talk about their property investment journey.
8/8/20231 hour, 29 minutes, 40 seconds
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Successful vs. Unsuccessful Property Investors – Successful Investors Do These Things ⎜ Ep. 1427

In this episode, we explore the differences between successful and unsuccessful property investors. We discuss how successful investors make property a top priority, ensure that both partners are on board, are patient, accept reality, and changing their thinking when facts change. We caution against waiting for the perfect property and emphasise that while successful investors are methodical and have criteria, they understand trade-offs between high growth and high yield. Main Topics Discussed: Successful vs unsuccessful property investing Relationships Tradeoffs in property investment
8/8/202316 minutes, 21 seconds
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"Should I Add a Minor Dwelling on The Back of My Section?": Costs and Returns Revealed ⎜ Ep. 1426

In this episode, we delve into how to add a minor dwelling to your property. We discuss the process, cost, potential rental returns, and the impact on the property's overall value. We explain the types of minor dwellings you can construct, the range of rental income they can generate, and the approximate cost of construction and installation. The episode further discusses who this strategy is best suited for and breaks down the pros and cons.
8/7/202313 minutes, 21 seconds
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Developer’s Playbook: How Much Money Can You Make Developing Properties? Real Numbers ⎜ Ep. 1425

In this episode, we discuss one of Andrew's recent developments and how much money he expected to make ... compared to what he will potentially make. You'll get to hear what goes into a development budget, and how the costs shape up (and change) during the course of a development project. You'll also hear how much money you need if you want to start developing properties. Ultimately, you can use this information if you are interested in doing your own development project.
8/6/202317 minutes, 59 seconds
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Case Study Sunday – "I'm Sure It'll Be Ok" – How Arron Started Investing ⎜ Ep. 1424

In this episode, we are joined by a listener of the show, Arron to discuss his property investment journey. Arron shares why he's investing in property and the strategy he's using to build wealth. This includes how he and his partner communicate and make better financial decisions together. Main topics discussed: Property Investment Case Study Communicating with Partner and relationships
8/5/202316 minutes, 5 seconds
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New Builds vs Existing Homes – Which Prices Fell the Most? ⎜ Ep. 1423

In this episode, we delve into the differing price movements between new builds and existing homes over the past 18 months. We examine recent market trends, discussing if the rising cost of building and dropping prices of existing houses make it wiser to "buy the dip." We also touch on the decline in new build prices using data from developers, including Williams Corporation, and compare it with the overall market decrease. Main Topics Discussed: New builds vs existing home prices Construction costs Building costs
8/4/202315 minutes, 50 seconds
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Airbnb Rules – Where Do You Need Council Permission To Set Up An Airbnb? ⎜ Ep. 1422

In this episode, we discuss the new rules for short-term visitor accommodation (like Airbnb) in Christchurch. Through the episode, we talk about the rules for all Airbnbs around the country, including where you do and don't need permission to set up an Airbnb. And we also mention our upcoming webinar about ⁠How to Succeed as a Property Investor With No Experience + Real Life Case Study⁠. It's on Tuesday August 8th at 7pm, click the link to register.
8/3/202318 minutes, 53 seconds
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What Will My Tenants Be Like? Dodgy Area = Dodgy Tenants? ⎜ Ep. 1421

In this episode, we discuss what your tenants could be like as a property investor. We shed light on the common misconceptions regarding "dodgy" tenants in economically challenged neighbourhoods and talk about how good or bad tenants can be found anywhere. We also discuss what you can do as a landlord to attract responsible tenants. Main Topics Discussed: Misconceptions about tenants in different socio-economic areas Examples of good and bad tenants Tenancy risks And we also mention our upcoming webinar about ⁠How to Succeed as a Property Investor With No Experience + Real Life Case Study⁠. It's on Tuesday August 8th at 7pm, click the link to register.
8/2/202314 minutes, 36 seconds
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Is The Credit Crunch Over? Are Banks Loosening the Purse Strings ⎜ Ep. 1420

In this episode, we discuss whether the Credit Crunch is over? We analyze recent developments in the lending policies of banks, the rise in test rates, and their impact on potential borrowers. We also look at what real mortgage brokers and mortgage advisers are seeing in the market. This includes discussing what the CCCFA roll backs mean for borrowers. Main Topics Discussed: Credit crunch and banks' lending criteria Impact of servicing test interest rates on borrowing Changes in the CCCFA Bank attitudes to lending And we also mention our upcoming webinar about ⁠How to Succeed as a Property Investor With No Experience + Real Life Case Study⁠. It's on Tuesday August 8th at 7pm, click the link to register.
8/1/202313 minutes, 28 seconds
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Interest Rates vs House Prices: Should I Wait Till Interest Rates Go Down? ⎜ Ep. 1419

In this episode, we delve into the relationship between interest rates and house prices, helping you answer the question: "Should I wait for interest rates to drop before investing in property?" We discuss how house prices may react to falling interest rates, and how quickly they may increase. We delve into housing price forecasts from leading economists and discuss the potential for a 4-6% increase over the next year. Main Topics Discussed: Interest rates and house prices House price forecasts Long term property investment And we also mention our upcoming webinar about ⁠How to Succeed as a Property Investor With No Experience + Real Life Case Study⁠. It's on Tuesday August 8th at 7pm, click the link to register.
7/31/202312 minutes, 59 seconds
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How Much Money Can You Make Through Property Investment: The Numbers Revealed ⎜ Ep. 1418

In this episode, we reveal how much money you can make through different property investment strategies. We kick off by discussing the 'Buy and Hold' strategy, detailing what it involves, its returns, and potential risks. Next, we move to the 'Golden Goose' strategy that focuses on buying a dual-key apartment with no debt. Understand how you can walk away with substantial cash flow even after paying all costs. We also dive into the 'Flipping Strategy' and 'Development Strategy'. Discover the profits and risks tied to each and the importance of factors such as time, involvement, money, and risk tolerance when deciding the best strategy for you. Main Topics Discussed: Buy and Hold Strategy Golden Goose Strategy Flipping Strategy Development Strategy
7/30/202318 minutes, 15 seconds
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Case Study Sunday – "I Couldn't Even Afford a Coffee. Now I'm Investing in Property" ⎜ Ep. 1417

In this episode, we are joined by Thomas, a ched from Queenstown. Thomas shares how he turned up in New Zealand with little to his name. Now, he is one of the top chefs in New Zealand. He walks us through his journey including how he purchased his first property, and what he's doing now to grow a property portfolio. Key points discussed: Buying your first investment property Queenstown Property Market
7/29/202317 minutes, 15 seconds
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Top 10 Best Places To Invest In NZ (Outside the Main Centres) ⎜ Ep. 1416

In this episode, we explore the top 10 investment hotspots in New Zealand outside the main centres. We discuss the potential for capital growth in locations such as Kaiapoi, Rangiora, and Ashburton. We also delve into why the South Island, specifically places like Blenheim and Nelson. While making our assessment, we consider factors like affordability, rental yields, average incomes, population growth, and desirability. Lastly, we cover areas with high rental yield like Tokoroa, Levin, Whanganui, and Gisborne and reveal why Queenstown-Lakes has made it to our top 10 list. Main Topics Discussed: Top investment locations Rangiora property market Kaiapoi property market Ashburton property market Levin property market Whanganui property market Gisborne property market Tokoroa property market Queenstown property market Nelson property market Blenheim property market We also mention you can play around with this data on our website. And we also mention our upcoming webinar about ⁠How to Succeed as a Property Investor With No Experience + Real Life Case Study⁠. It's on Tuesday August 8th at 7pm, click the link to register.
7/28/202316 minutes, 32 seconds
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[Latest Data] Inflation Predictions: What It Means For Interest Rates ⎜ Ep. 1415

In this episode, we discuss the latest inflation data and our predictions for where inflation is heading. We start by discussing the current 6% inflation figure and how fast inflation is going down. This includes the impact on interest rates and our latest interest rate predictions. Finally, we discuss the potential impact on the property market and house prices. Main Topics Discussed: Inflation Inflation impact on interest rates Inflation predictions and inflation forecasts Interest rate predictions and forecasts And we also mention our upcoming webinar about How to Succeed as a Property Investor With No Experience + Real Life Case Study. It's on Tuesday August 8th at 7pm, click the link to register.
7/27/202315 minutes, 37 seconds
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Top 4 Reasons Your Mortgage Got Declined! (With Case Studies)⎜Ep. 1414

In this episode, we discuss the top four reasons why your mortgage application might get declined. This includes real-life case studies to show you where Kiwis are going wrong. This includes scenarios where investors have got the value of their properties wrong, not disclosed debts, and put the wrong income on a mortgage application. Through this, you'll learn how to avoid mortgage rejection and will be able to steer clear of these common mistakes. Main topics discussed: Getting finance Mortgage approval Mortgage decline We also mention our upcoming property investment bootcamp. This is in Christchurch on Saturday 29th July from 1 – 3pm. It's free to register. Click the link to book your free ticket.
7/26/202313 minutes, 42 seconds
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Aging Nation vs Rising Students: Decoding the Demographics of the NZ Property Market? ⎜ Ep. 1413

In this episode, we discuss how population shifts impact the property market. This includes what the birth rates from 21, 47 or even 65 years ago tell us about the property market today and where the opportunities will be in the future. You'll hear how to use this data to plan your property portfolio and buy properties New Zealand needs. Main Topics Discussed: Impact of Demographics on Property Market Trends in University Student Numbers Future of Student Housing Increase in Elderly Population Changes in Housing Needs Role of Demographics in Market Analysis
7/25/202314 minutes, 48 seconds
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Investment Anxiety: It's Real. Here's How To Conquer It ⎜ Ep. 1412

In this episode, we are joined by Michael and Becky from Anxiety Specialists to talk about how you can conquer investment anxiety as a property investor. Together, the two take us through the techniques that you can use to conquer anxiety including Worry Scheduling and Conscious Challenging. You can use these techniques to deal with worries, fears and concerns when investing in property. And we also mention Anxiety Specialists YouTube Channel and their website.
7/24/202318 minutes, 28 seconds
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How Much Does It Cost To Sell My House and Put It On The Market? Hidden Costs Revealed⎜Ep. 1411

In this episode, we unravel the hidden costs associated with selling a house. We don't just talk about the real estate agent's fees but dig deep into all the costs you'll face when putting a property on the market. We start with the unavoidable costs related to photos, videos, and marketing, which also includes the fee to list the property on TradeMe. We then discuss how much it typically costs and when you need to pay for these services. Staging your house is not mandatory, but is it recommended? We weigh in on the pros and cons and discuss the influence it has on the final selling price. We also share the typical costs, factors that can make it more expensive, and when these payments are generally due. Other significant expenses to consider are a builder's report and potential repair costs. We explain why it's beneficial to invest in a builder's report and discuss an instance where a property needed substantial maintenance before being listed. Finally, we sum up all the costs, giving you an idea of what the total cost could be when selling your house, apart from the agent's commission. Main topics discussed: Marketing and Listing Costs The Role and Cost of Staging The Importance of a Builder's Report Potential Repair Costs Total Cost Summary
7/23/202317 minutes, 8 seconds
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Case Study Sunday – "I Was Curled Up in The Fetal Position" – Michael and Becky's Emotional Rollercoaster ⎜ Ep. 1410

In this episode, we are joined by Becky and Michael, a pair of podcast listeners who are currently building two properties on the back of their section. We go through the emotional rollercoaster of the build, and how they were hit by an unexpected $500,000 bill. Michael and Becky walk us through how they handled it, and what their next steps are in property investment.
7/22/202315 minutes, 44 seconds
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When Do You See the Cash from Your House Sale? When's Payday?⎜Ep. 1409

In this episode, we delve into the financial aspects of selling a house, specifically, when and how you get paid from the sale. We begin by discussing the reasons why people are keen to get the money quickly, such as needing the cash to pay a deposit on their next property. We then break down the selling process, shedding light on when you actually get paid. You'll also learn what happens on settlement day, when the balance of the property price is paid. Main topics discussed: House Selling Process Deposit Payments Real Estate Agent Commission Legal Aspects Settlement Day We also mention our upcoming property investment bootcamp. This is in Christchurch on Saturday 29th July from 1 – 3pm. It's free to register. Click the link to book your free ticket.
7/21/20239 minutes, 53 seconds
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Latest Data: What's Happening In the NZ Property Market Right Now? ⎜ Ep. 1408

In this episode, we discuss the latest property market data from the Real Estate Institute of New Zealand. This includes a look into which areas are increasing (and which are decreasing) in value. We also discuss the areas where more (and fewer) properties are selling. Ultimately, this lets you make an informed decision about whether (and where) to invest in New Zealand property.
7/20/202316 minutes, 2 seconds
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More Costs for Apartment Owners? Understanding the New Body Corporate Rules ⎜ Ep. 1407

In this episode, we discuss the recently updated Unit Titles Act, and what these changes mean for apartment owners in New Zealand. We start with a breakdown of the new laws that came into effect on 9th May 2023 and highlight the three main changes: Giving apartment buyers more information about the building so they can make a more informed decision. Forcing some body corporates to hire a professional body corporate manager. Increased emphasis on long-term maintenance planning, including the requirement that some body corporates will now need to create a 30-year long-term maintenance plan. Finally, we address the impact of these changes on body corporate fees and whether the increased disclosure and new rules could lead to higher costs for apartment owners. Main topics discussed: Apartments New Body Corporate Rules Unit Titles Act Changes Role of Body Corporate Managers Long-term Maintenance Planning Potential Rise in Body Corporate Fees We also mention our upcoming property investment bootcamp. This is in Christchurch on Saturday 29th July from 1 – 3pm. It's free to register. Click the link to book your free ticket.
7/19/202313 minutes, 56 seconds
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Interest Rate Predictions: Will Interest Rates Go Back Down? ⎜ Ep. 1406

In this episode, we discuss whether interest rates will go down over the next few years. We dive into the factors impacting interest rates and discuss why many people believe they might drop in the future. We discuss how the Reserve Bank has increased interest rates to combat inflation and explain how an inverted yield curve can signal expected rate drops. We also look at the Reserve Bank's own projections and recent inflation trends, which both suggest that we might have reached the peak of the interest rate cycle. Main topics discussed: Interest rates in New Zealand Interest rate predictions Inflation Interest rates Reserve Bank
7/18/202313 minutes, 43 seconds
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Renovate to Flip vs. Renovate to Hold: What's Right For Me? ⎜ Ep. 1405

In this episode, we break down the key differences between: Renovate to Flip vs Renovate to Hold. We dig into the unique considerations that each method demands: Buyer: whether you'll sell to an owner occupier or rent to a tenant. Building: The type of property you'll invest in. Bunnings (Building Materials): The choice of renovation materials based on look and how easy it is to replace. Budget: How much you should spend on a flip vs a hold. We wrap up the episode with some real-life success stories about successful flip and hold renovations. Main topics discussed: Renovation strategies Renovate to flip vs renovate to hold BRRRR strategy Renovating Flipping properties
7/17/202315 minutes, 42 seconds
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Investing in Auckland: Hot or Not? Should I Invest in Auckland? ⎜ Ep. 1404

In this episode, we dissect whether you should invest in Auckland – New Zealand's largest and most expensive city. We discuss the pros and cons of investing in Auckland. Highlights include: Auckland's house prices are currently 9.30% below their long-term average, suggesting potential growth. Historically, Auckland's house prices have increased more rapidly than the rest of New Zealand. Population growth in Auckland is set to fuel the demand for housing. However, Auckland's high house prices and lower yields present challenges for investors. We examine what kind of properties an investor should consider in Auckland and delve into who would most benefit from investing there. Main topics discussed: Auckland house prices Auckland property market Auckland property investment
7/16/202318 minutes, 14 seconds
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Case Study Sunday: "We Liked It ... So We Bought It" How This Family Is Investing, Together⎜Ep. 1403

In this episode, we are joined by Nitpreet, a listener of the show who joins us from the back of his family jewellery shop. He shares how his family are investing together in the South Auckland market and how they achieve their financial goals together. This includes why they want to invest and how they manage the family dynamic (and any issues that come up).
7/15/202314 minutes, 20 seconds
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The 23-Step Checklist To Find the Right Investment Property: Don't Buy A Dud⎜Ep. 1402

In this episode, we delve into the 23-step checklist you can use to identify good investment properties. This detailed guide covers five critical aspects of property investing: Location: things like historical capital growth, the property cycle of the region and population growth. Developer: Factors related to the developer's financial stability, reputation and their handling of issues. Banks / Lending: We explore whether banks will lend you money for the property. Building: Whether the property has a healthy yield, tenant demand, and whether it meets the Healthy Homes Standards. Pricing: We discuss the significance of appropriate and affordable pricing. You can download the checklist to use on your own property investment journey here.
7/14/202316 minutes, 22 seconds
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“Don’t Have Babies” … How Maternity Leave Impacts How Much You Can Borrow ⎜ Ep. 1401

In this episode, we discuss how couples planning to have children can invest in property, how to plan a portfolio, and what to look out for. This includes how to navigate the financial challenges that come with a single income while one partner is on maternity leave. We shed light on how having children impacts cash flow, borrowing capabilities, and your ability to invest. We also explore how maternity leave influences these dynamics. Main Points Discussed: The Impact of Having Children on Investing: Maternity leave Investing Before Having Children: Friendly Bank Policies for People on Maternity Leave: Strategies for Single-Income Families:
7/13/202313 minutes, 36 seconds
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Building Inspection Breakdown: Spot the Real Problems vs. The Minor Issues ⎜ Ep. 1400

In this episode, we delve into the world of building inspections, showing you how to spot significant issues (and avoid worrying about minor concerns). We analyze two different building inspection reports: one for an existing plaster home, and the other for a new build. Whether you're a seasoned investor or a first-time homebuyer, this episode will teach you how to navigate building inspections confidently. Main Points Discussed: Understanding Building Inspections Analyzing an Inspection Report for an Existing Plaster Home Dissecting an Inspection Report for a New Build How to Distinguish Between Major Problems and Minor Issues Links Mentioned –  ⁠Property investment bootcamp - Learn how to be a property investor
7/12/202315 minutes, 23 seconds
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Bonus - Spot the Difference- Good Vs Bad Investment Property - Webinar audio

In this special bonus episode, you'll hear the audio from the recent Property Live webinar where we looked at 'How To Spot the Difference: Good Vs Bad Investment Property' by uncovering the hidden traits of a profitable investment property, the common oversights made by investors and we share our 23 step checklist to help you make the right decisions.
7/11/20231 hour, 25 minutes, 45 seconds
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"The bank 'thought' we earned an extra $42,000" – How This Couple Used the Earn Baby Earn Strategy To Get Their Mortgage Approved ⎜ Ep. 1399

In this episode, we tackle the "Earn Baby Earn" strategy for self-employed individuals, small business owners, and commission earners aiming to get their mortgages approved. We define what this strategy is, how it works, and why it might help you borrow more from the banks. Through a case study, we illustrate how one couple, Lucy and Nathan, successfully used this strategy to get their loan approved despite initially failing to meet the bank's requirements. Main Points Discussed: The "Earn Baby Earn" strategy explained Actual vs. Bank perceived income Advice for commission earners seeking a mortgage The potential of the "Earn Baby Earn" strategy for prospective property investors Links Mentioned: Property investment bootcamp - Learn how to be a property investor
7/11/202313 minutes, 15 seconds
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FOMO Returns: 7 Reasons The Market Is About To Turn ⎜ Ep. 1398

In this episode, we delve into 7 major indicators that suggest that the property market is about to turn. We discuss factors like the recent dip in house prices, wage growth, a continuous rise in rents, and escalating construction costs. We also cover whether interest rates have peaked and if the banks are easing credit criteria. Main Topics Discussed: Property Market Update Decline in House Prices Wage Growth Rising Rents Construction Costs and Failing Developments Banks Easing Credit Criteria Links Mentioned: Tony Alecander's Newsletters Upcoming Webinar (Spot the Difference: Good Vs Bad Investment Property⁠ Tuesday, 11th July at 7pm)
7/10/202314 minutes, 34 seconds
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How To Buy an Investment With No Cash (Useable Equity Explained) ⎜ Ep. 1397

This episode breaks down the basics of useable equity. We clarify what useable equity is, how it differs from regular equity, and how it can be leveraged to purchase an investment property without a cash deposit. We also address potential uses, risks, and the steps to access your useable equity. This knowledge is essential whether you're an experienced investor or just beginning your property journey. Main Points Discussed: Definition and Calculation of Useable Equity Utilizing Useable Equity to Purchase Property Different Property Types and Borrowing Limits Other Uses and Risks of Useable Equity Steps to Access Your Useable Equity Links mentioned: Useable Equity Calculator
7/9/202312 minutes, 46 seconds
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Case Study Sunday – Sisters Own 6 Houses Between Them. How Christine and Miriam Got Their Start ⎜ Ep. 1396

In this episode, we are joined by Christine and Miriam from Wellington. These sisters began investing together about 6 years ago. Since then, they have used their first property to grow an impressive portfolio. Today, they have 6 properties between them. They talk us through their journey and what they've learned over the years.
7/8/202317 minutes, 26 seconds
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One vs Two: How Many Real Estate Agents Should I Use? ⎜ Ep. 1395

Should you use one or two real estate agents to sell your property? Justin, one of our listeners, has 2 properties up for sale. But two real estate agents want to sell them in different ways. And he's scratching his head over which strategy to go for. In this episode, we get down to the nitty-gritty of sole agency versus general agency contracts. I.e. should he use 1 or 2 real estate agents? We talk about the pros and cons of both options. With a sole agency, you might get better service, but your property's exposure is limited to one network. With a general agency, your property potentially gets seen by more people, but there are potential conflicts and extra costs to consider. And just to keep things spicy, we look at Justin's specific situation. Plus, Andrew shares a real-life experience from a few years back when he was in Justin's shoes. Main topics discussed: Sole vs General Agency Selling strategies for adjacent properties Real-life experiences in property selling Pros and cons of both agency options Links mentioned: Upcoming webinar – Spot the Difference: Good vs Bad Investment Property Tuesday 11th July at 7pm
7/7/202314 minutes, 32 seconds
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Setting Up Your Own Residents Association – Step-By-Step Guide for Property Investors ⎜ Ep. 1394

In this episode, we dive into the murky waters of setting up a resident's association. You're in for a treat – it's a step-by-step guide! A listener of the show, Michael is in a bit of a pickle. He settled on a townhouse in Dec '22. But here's the twist, the developer went under, and now there's no resident's association. So, Michael is scratching his head, wondering – do I need one? And if I do, how on earth do I set it up? In this episode, we clear the air about resident's associations – what they are, why they're important, and yes, the nitty-gritty on how to set one up. You'll learn about the three main functions of a resident's association. You'll also learn the five steps you need to set up a resident's association: Main topics discussed: Setting up a resident's association Role of insurance in resident's associations Shared property maintenance Rules within resident's associations
7/6/202315 minutes, 23 seconds
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Rental Appraisals Trust Them or Trash Them? Learn How to Spot an Accurate Estimate ⎜ Ep. 1393

In this episode, we get down to the nitty-gritty of rental appraisals. A listener recently reached out, scratching their head over a couple of rental appraisals that seemed a bit high for a potential investment in Auckland's Beach Haven. We unpack what rental appraisals really are and how much weight you should give them. Spoiler alert: they're not an exact science! You'll learn the steps you need to take to make sense of these estimates, and we'll use a real-life example to illustrate our points. And what if you pick the wrong appraisal? We've got you covered with a chat about the potential pitfalls and how to sidestep them. This episode is like a backstage pass to the world of rental appraisals. So, buckle up and join us for the ride! Main topics discussed: Rental appraisals Property investment Property management Real estate market in Auckland Beach Haven properties Market research Rental income
7/5/202314 minutes, 26 seconds
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The Great Kiwi Property Debate: Can First Home Buyers Still Break Through? ⎜ Ep. 1392

In this episode, we dive into New Zealand's housing landscape to discuss whether first-home buyers can still break through. We talk about the widening gap between house prices and income growth. But also that despite the challenges, first-home buyers are making homeownership happen, accounting for a quarter of the market. We also explore international homeownership comparisons, debunking some common misconceptions. You'll also hear inspiring stories of first-home buyers overcoming obstacles and offer practical advice for those looking to secure their first property. Main topics discussed: First home buyers Homeownership Success stories
7/4/202317 minutes, 20 seconds
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Convincing The Sceptic – How To Get Your Partner On Board With Property Investing ⎜ Ep. 1391

In this episode, we discuss a situation where a listener of the show is trying to convince her sceptical husband to invest in property. We share her story and talk through the best way to talk to your significant other about property investment. This includes a discussion about what happens when they read bad news articles in the media. Ultimately we suggest that instead of trying to 'convince the sceptic', you should instead try to understand their thoughts, concerns and fears so you can discuss how to work through them. We also mention that you can find our new ebook here – New Build Buyers Guide ebook. You can also read the interest.co.nz article mentioned in the podcast here.
7/3/202318 minutes, 36 seconds
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How Many Cars Do Kiwis Actually Own? How Many Car Parks Should My Investment Property Have? ⎜ Ep. 1390

In this episode, we discuss how many cars Kiwis own. This includes diving into the numbers to look at how car ownership differs between homeowners and tenants. We also discuss how this changes around the country. People own lots of cars in some parts of NZ, and fewer cars in other parts. Ultimately, this will help you make a decision about how many cars you need in your investment property.
7/2/202317 minutes, 15 seconds
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Case Study Sunday – 29 Year Old Buys Her First Investment Property. How Nicole Did It ⎜ Ep. 1389

In this episode, we are joined by Nicole, a property investor who bought her first rental at 29. Nicole shares how she bought her first home and the steps she took to get ready to invest in property. But it wasn't until Nicole saw someone her age buying an investment property that she realised she could too. As usual, Nicole is a listener of the show and has come on to Case Study Sunday to share her story and inspire others. If you want to feature on Case Study Sunday, too, send an email to [email protected]
7/1/202314 minutes, 48 seconds
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TradeMe vs Realestate.co.nz – What's The Best Website for Finding NZ Properties? ⎜ Ep. 1388

In this episode, we discuss which is the better website for finding property investment deals – TradeMe or Realestate.co.nz. We review how many listings each website has, the features and the differences in how you search for properties. Ultimtaely there are more differences than you might think. Ultimately we crown the king of property websites.
6/30/202317 minutes, 5 seconds
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Where Will Property Prices Bottom Out (And Bounce Back) First? ⎜ Ep. 1387

In this episode, we look through the latest property market data to determine which New Zealand areas will bottom out first. This includes a discussion of which areas are still seeing significant price falls and which are seeing little change. Ultimately this will help you make a decision about whether (and where) to invest over the next year or two.
6/29/202311 minutes, 20 seconds
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"We Tried Investing in Student Housing - The Rental Yields Will Shock You!" ⎜ Ep. 1385

In this episode, we are joined by Ilse Wolfe from Opes Accelerate to discuss what property investors need to know about investing in student housing. We deep dive into the Dunedin market and look at where student housing is most in demand, the types of properties that suit student housing, and the returns investors can get when investing in these types of properties. Ultimately this will help you understand whether investing in student housing is the right fit for you.
6/27/202316 minutes, 7 seconds
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Negative Equity: Have Falling House Prices Put You In Mortgage Prison? ⎜ Ep. 1384

In this episode, we discuss the concept of 'negative equity'. This includes what it is, who is most likely to fall into having negative equity, and how to get yourself out. We also discuss how being in (or close) to negative equity can put property investors into 'Mortgage Prison'. This is where you struggle to switch banks because your property's value has decreased. This can mean you struggle to get a better interest rate.
6/26/202316 minutes, 38 seconds
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The Secret Language of Real Estate Agents: What They Say Vs What They Mean ⎜ Ep. 1383

In this episode, we discuss the secret language of real estate agents; this includes the euphemisms they use when advertising properties. We go through words like 'cosy', 'motivated seller', 'shabby chic' and 'renovator's dream'. This shows you what to look for when searching for properties online.
6/25/202313 minutes, 58 seconds
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Case Study Sunday – Real Investor: How Eliot Started Flipping Properties In Christchurch ⎜ Ep. 1382

In this episode, we are joined by a listener of the show – Eliot – who shares how he started investing in property and how he has now started flipping properties. He also shares how he found a business partner to start flipping with, how he renovated his first property during the pandemic, and the next steps he'll take in his renovation and property investment journey. If you want to come on the show and share your story, email [email protected].
6/24/202315 minutes, 19 seconds
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NZ vs Australia: The Investing Strategies That Work Across The Ditch (New vs Existing) ⎜ Ep. 1381

In this episode, we compare the strategies that work when investing in property in Australia and the New Zealand market. This comes after a listener of the show asked why some property experts in Australia recommend against investing in New Build properties. Whereas others in New Zealand favour investing in New Builds. We compare the different rules in Australia and New Zealand so you can decide how you want to start investing.
6/23/202310 minutes, 37 seconds
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I'm Moving to Australia! What Do I Do With My NZ Properties?" ⎜ Ep. 1380

In this episode, we discuss what Kiwis need to know if they move to Australia. This includes what to do with your New Zealand properties and the different options you have. This includes a discussion on how to grow your NZ property investment portfolio before you move across the ditch and how to hang on to your properties in NZ.
6/22/202310 minutes, 36 seconds
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Property Spruikers' Dirty Secrets: Hidden Commissions and Trickery Revealed ⎜ Ep. 1379

In this episode, we discuss the dirty secrets of property spruikers. These businesses (primarily based in Australia) sell you bad property investment deals. We share their underhanded tactics to get people to invest and what's wrong with some of their deals. This includes businesses selling properties for more money than they are worth and even mortgage and bank fraud (on the part of the spruikers). Ultimately this episode will help you spot a property spruiker to avoid their high commissions and trickery.
6/21/202318 minutes, 33 seconds
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Bonus - How To Get The Bank To Say Yes ... Two Case Studies on Increasing Serviceability - Webinar audio

In this special bonus episode, you'll hear the audio from the recent Property Live webinar where we looked at 'How To Get The Bank To Say Yes ... Two Case Studies on Increasing Serviceability' with Ilse Wolfe from Opes Accelerate.
6/20/20231 hour, 35 minutes, 27 seconds
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Bought a House with Your Parents? Brace Yourself for this Hidden Tax ⎜ Ep. 1378

In this episode, we discuss a hidden tax that most Kiwis don't think about when buying a house with their parents. We all know about the Bright Line Test. That's New Zealand's version of a capital tax gains tax. And most of us also know it doesn't apply to the family home. But, if your parents buy your house with you, they could have to pay tax if you sell your property within the bright line. This is a tax most Kiwis won't be thinking about. But with mortgage brokers reporting that up to 50% of first home buyers get help from the Bank of Mum and Dad ... this is a tax you need to know about.
6/20/202311 minutes, 23 seconds
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Are Christchurch Properties Harder to Insure After the Earthquakes? ⎜ Ep. 1377

In this episode, we discuss whether it is harder to insure properties in Christchurch compared to the rest of the country. We go through the data to show which parts of the country are most likely to be hit by an earthquake and also look at how much insurance costs around the country. Ultimately this will let you make an informed decision about where to invest, and you'll also understand how much your house insurance could cost.
6/19/202313 minutes, 18 seconds
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"I Regret Paying Down Debt" – When Paying Off Debt Is The Wrong Decision ⎜ Ep. 1376

In this episode, we share a case study of a listener of the show who regrets paying down debt. We share how they sold a property and paid down their personal mortgage. This investor wanted to re-borrow against his home to purchase an investment property. But he decided to wait because it wasn't the right time to buy. When the investor was ready to grow his investment portfolio, his house value had dropped. That meant he couldn't get the money from the bank for the deposit. Ultimately he found himself saying, "I wish I hadn't paid down debt."
6/18/202317 minutes, 16 seconds
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Case Study Sunday: "We Now Earn $52,000 More And Bought Our First Investment Property" ⎜ Ep. 1375

In this episode, we are joined by property investor and financial adviser Stevie Waring to discuss a case study of a couple who increased their income so they could start investing in property. This couple had a lot of bubblegum debt. That's credit cards, personal loans and car loans. This debt was holding them back from investing in property. So they increased their incomes by a whopping $52,000 so they could invest in property. This is the story of how they did it.
6/17/202317 minutes, 26 seconds
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Buying a Property: The Emotional Rollercoaster You Didn't See Coming! ⎜ Ep. 1374

In this episode, we discuss the emotional rollercoaster of purchasing an investment property. As much as we all say "focus on the figures," … the truth is that feelings come into buying an investment property too. So in this episode, you'll learn all the emotions you'll face when you purchase an investment property. You'll also learn how to manage these emotions and the tactics you can use to get your head back in the game.
6/16/202317 minutes, 33 seconds
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Tauranga: Is It a Good Place To Invest? (New Data Update)⎜Ep. 1373

In this episode, we discuss whether Tauranga is a good place to invest (or not). We look at how quickly house prices have increased in Tauranga and which parts of Tauranga have seen the fastest capital growth. You'll also get a feel for where Tauranga is in its property cycle. Is it overvalued? Or undervalued? Ultimately, this helps you make an informed decision about whether you want to invest in the Tauranga property market (or not).
6/15/202317 minutes, 26 seconds
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What Happens If I Don't Invest? Retirement Reality Revealed ⎜ Ep. 1372

In this episode, we discuss what happens if you don't invest in property. This includes a discussion about which Kiwis need to invest and the idea that every New Zealander need a 'stop work plan'. That's a plan for what happens when you want to stop working. You'll find out the types of people who don't tend to invest and what life looks like if you just live on the NZ Superannuation.
6/14/202317 minutes, 29 seconds
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Splitbanking Simplified … Should I Cheat on My Bank? Pros and Cons Explained ⎜ Ep. 1371

In this episode, we discuss 'Split Banking'. This is a mortgage strategy where investors use multiple banks rather than just one. This strategy will help some investors grow their portfolios faster and protect their assets when they begin to sell down. We take you through both the pros and cons of this strategy so you can decide for yourself whether this is the right strategy for you.
6/13/202313 minutes, 17 seconds
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We Tried Renovating a House – You Won't Believe the Disasters! Reno Horror Stories ⎜ Ep. 1370

In this episode, we are joined by Ilse Wolfe, a property investor who shares her renovation horror stories. This includes times when tenants have destroyed her properties and other times when renovation projects have become more time-consuming and expensive (through no fault of the property investor). Ultimately this will help you understand the problems that can happen when you renovate. And through this, you'll learn to avoid some of the common mistakes so that you can be a more successful property investor.
6/12/202315 minutes, 36 seconds
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What's Draining Your Cashflow? Top 5 Factors Explained! ⎜ Ep. 1369

In this episode, we discuss the 5 factors that most impact the cashflow of your investment property. This includes the interest rate, the mortgage type, the cash deposit, the property's tax situation, and the property's yield. Together this will give you a sense of how your property's cashflow could change based on how you set it up. You can also watch the video version of this podcast by heading to the Opes Partners Youtube channel. Just Google 'Opes Partners YouTube', and you'll see it come up.
6/11/202315 minutes, 21 seconds
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Case Study Sunday – How Much Money Have Opes Investors Made? ⎜ Ep. 1368

In this episode, we discuss how much money investors who work with Opes Partners have made. Over the years, many investors have asked whether we can share these numbers. Although we often don't like talking about ourselves, we've made an exception here since so many investors have asked the question. This includes comparing how much money the investors have made compared to the rest of the market. This helps you understand how to tell whether someone is good at picking potential investment properties.
6/10/202316 minutes, 36 seconds
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Spot the Difference Challenge: Progressive Payments Build Vs. True Turnkey – Can You Do It? ⎜ Ep. 1367

In this episode, we discuss how to spot the difference between a progressive payment and turnkey property. This is important for investors to know since progressive payment contracts come with hidden costs. However, telling the difference can be hard since developers will sometimes advertise their properties as 'turnkey' when they're not. This episode will help you tell the difference and find out what to look for when finding properties online.
6/9/202310 minutes, 5 seconds
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Do I Really Need a Mortgage Broker? The Answer May Be No ⎜ Ep. 1366

In this episode, we discuss whether property investors, first-home buyers and homeowners need to use a mortgage broker. This includes discussing who will get value from using a mortgage broker … and who will get less value. We also discuss situations where Kiwis should not use a mortgage broker. Ultimately, this will help you decide whether a mortgage broker is the right fit for you and your financial situation.
6/8/202316 minutes, 53 seconds
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ChatGPT Property Investing Experiment - Epic Win or Epic Fail? ⎜ Ep. 1365

In this episode, we do a live experiment to see if (and how) you can use ChatGPT and artificial intelligence to invest in property. We go through 4 different use cases and then decide whether the experiment was an epic win … or an epic fail. This includes: seeing whether property investors can use ChatGPT to create a target list of properties, whether it can analyse a property market, and if artificial intelligence can automate creating letters for your tenants. Ultimately this will help you understand how artificial intelligence could make being a property investor a bit easier.
6/7/202316 minutes, 33 seconds
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Bonus - From Zero to $100k Building Passive Income Through Property - Webinar audio

In this special bonus episode, you'll hear the audio from the recent Property Live webinar where we looked at 'From Zero to 100k Building Passive Income Through Property' and how to start running the race with your own property portfolio.
6/7/20231 hour, 29 minutes, 40 seconds
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Rank the Banks – Which Bank Gives You Mortgage Money Easiest? ⎜ Ep. 1364

In this episode, we rank the banks. This includes talking about 5 of the major banks in New Zealand (ANZ, BNZ, ASB, Westpac and TSB). We rank them in order of which banks are most willing to lend money based on their income criteria. For this, we are joined by two mortgage advisers – Peter Norris and April Hastilow, both from Catalyst Financial. Of course, this episode is based on the experience of the two brokers (and they don't always agree). And just because one bank might provide the "easiest" yes for one person doesn't mean it will be the same for another. Similarly, even if a bank has stricter lending criteria, it could still be the right fit for you. This episode aims to help you become a more informed investor, so you can appreciate that not all banks are the same.
6/6/202314 minutes, 57 seconds
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Don't Buy These! Do Not Invest In These New Build Properties ⎜ Ep. 1363

In this epsiode, we discuss the New Build properties that Kiwis should stay away from. This includes what to look out for when you are searching for a New Build property on TradeMe. The main ones to look out for are: staying away from 1-bed properties and studios, staying away from expensive brand-name developers, watching out for leasehold properties, and also whether the property is turnkey or a progressive payments build. Ultimately this allows you to go into property investment with your eyes wide open, able to make a good investment decision.
6/5/202314 minutes, 37 seconds
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Dunedin: Is It a Good Place To Invest? (New Data Update) ⎜ Ep. 1362

In this episode, we discuss whether Dunedin is a good place to invest (right now). This includes a deep dive into the latest data for this student city, and a discussion about which parts of Dunedin could be good for investing. Of course, Dunedin has a lot of young students, which presents its own set of risks. So we talk through how you can handle some of those risks. Ultimately, this will help you decide whether investing in Dunedin is the right fit for you and your portfolio (or not).
6/4/202313 minutes, 2 seconds
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Case Study Sunday: Property on TradeMe Has $70,000 of Hidden Costs ⎜ Ep. 1361

In this episode, we compare progressive payments vs turnkey properties. We go through TradeMe to look at the hidden costs of purchasing a progressive payments build and how Kiwi property investors can tell the difference. This analysis shows that a 'seemingly' cheaper property can be more expensive simply because of the hidden costs not disclosed on TradeMe. Ultimately this helps you become a better property investor because you'll know what to look for when evaluating an investment property.
6/3/202316 minutes, 49 seconds
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OCR Peaked – Will Interest Rates Plunge? Reserve Bank Announcement Analysed ⎜ Ep. 1360

In this episode, we discuss the Reserve Bank's most recent increase in the OCR and how this will impact mortgage interest rates. We analyse the Reserve Bank's press conference and examine how house prices might change based on the bank's analysis. This provides clues about where the OCR may go and how it could impact your property investment strategy.
6/2/202313 minutes, 38 seconds
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"My Husband Won't Let Me Invest" – What Couples Need to Know ⎜ Ep. 1359

In this episode, we discuss how couples can get on the same page when it comes to property investment. No, that doesn't mean that one partner convinces the other that they should invest in property ... it's about deciding whether property investment is the right fit for you and your relationship. We go through why couples get into conflict when it comes to property and the 4 ways you can get on the same page. Ultimately this allows you to move forward together as a couple.
6/1/202314 minutes, 4 seconds
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Leaky Home Owner Wins $524k Claim Against Housing Inspector – What You Need To Know ⎜ Ep. 1358

In this episode, we discuss how one leaky homeowner won over half a million dollars from her former building inspector. This homeowner thought she was doing the right thing. She was given a building report from the real estate agent and even called the building inspector to make sure the home wasn't leaky. When she moved in, she quickly realised ... it was. She took the building inspector to court and won! The most interesting part – she wasn't even the building inspector's client. She didn't pay them a cent. This is a fascinating case study as it turns some of our traditional advice on its head. This is a must-listen for first-home buyers, homeowners and property investors. Through this, you'll learn whether you need to hire a building inspection company (or whether you can now rely on one given by a real estate agent). You'll also learn what you need to look out for when buying existing properties.
5/31/202314 minutes, 40 seconds
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Ultimate Power Team for Property Investing – Who's In & What's the Cost? ⎜ Ep. 1357

In this episode, you'll hear from Ilse Wolfe, a property investor and coach from Opes Accelerate. Here, you'll learn how to build a power team for your property investment journey. This includes who you need in your team when you follow a renovation strategy, how to use them and what they cost. This includes how to work with builders, plumbers, electricians, plasterers and valuers. You can then use this information to plan your next renovations-based property investment project. Key topics: BRRRR, Power Team
5/30/202314 minutes, 48 seconds
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5 Things Investing in Property Will STOP You Doing. Must Listen ⎜ Ep. 1356

In this episode, you'll learn the 5 things that investing in property could stop you from doing. If you borrow hundreds of thousands of dollars to purchase an investment property, the bank might not let you borrow money for other things. This could mean that investing in property stops you from upgrading or renovating your own home. Or it could stop you from borrowing for a new car, a holiday home or buying a business. This episode is to help you fully understand the choice you make when purchasing an investment property so you can make sure it is the right fit for you. Key topics: property investment, borrowing
5/29/202314 minutes, 9 seconds
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How Much Does It Cost To Invest In Property? Real Numbers + Hidden Costs ⎜ Ep. 1355

In this episode, you'll learn the 3 main costs of investing in property. These include 1) the purchase price, 2) the cashflow of the property and 3) the set-up costs. You'll learn how a standard new build property typically costs between $550k – $1.1 million. However, the rent of this property won't cover all of the costs to own it. That's why investors need to top up their properties by $300 - $500 a week. On top of that, there are set-up costs, which investors typically need to pay $4k - $7k. Ultimately this will let you know how much you need to pay in order to buy and own an investment property. Key topics: cost to invest, set up costs, cashflow
5/28/202313 minutes, 37 seconds
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Case Study Sunday: "I'm Single And Own 3 Rental Properties … Here's What I'm Doing Next" ⎜ Ep. 1354

In this episode, you'll hear a case study of an investor who owns 3 rental properties ... despite the fact that she's single. While this investor was doing well, her properties were losing about $770 a week due to interest deductibility tax changes. You'll hear how she plans to restructure her portfolio to turn things around. The strategies we discuss are: selling a property, using an interest-only mortgage, and buying a property with better cashflow. Want to forecast the cashflow of your investment property? Download a copy of the ⁠Opes Partners Return on investment spreadsheet⁠ for free. Key topics: interest deductibility, case study
5/27/202313 minutes, 2 seconds
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Are Dual Income Houses Worth Investing In? Pros and Cons Revealed ⎜ Ep. 1353

In this episode, you'll uncover the truth about dual-income houses. You'll learn both the pros and the cons, so you can decide whether they are the right fit for you. This includes how dual-income houses have higher rental yields and lower risk of vacancy. But you'll also hear the flip side. This includes the higher purchase price, the possibility of lower capital growth, and the unique challenges of reselling such properties. You'll also explore who these properties are a good fit for. This includes the different scenarios dual-income houses can be used in, like multi-generational living and Airbnb rental opportunities. By the end, you'll be able to make an informed decision about whether dual-income properties are the right fit for you. Key topics: dual key apartments, dual income properties, high yield properties
5/26/202313 minutes, 58 seconds
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"You Raised The Rent Too Much" – Tenant. Here's What Happened at The Tenancy Tribunal ⎜ Ep. 1352

In this epsiode, you'll hear a compelling case study about how a tenant contested a heft $ 100-a-week rent increase. This case ended up at the Tenancy Tribunal. Get the full scoop on both the tenant and landlord's arguments, the backstory, and the Tribunal's ruling. You'll also learn what you need to know when increasing the rent on your investment properties. That way, you'll better understand the dynamics of the property market, rental laws, and maintaining a good relationship with your tenants. Key topics: rent increases, increasing rent, tenancy tribunal, case study
5/25/202310 minutes, 46 seconds
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Will The 39% Trust Tax Smash Your Property Empire? NZ Budget 2023 Revealed! ⎜ Ep. 1351

In this episode, we discuss the most recent budget released by the government. We talk about the new 39% tax rate for trusts and what this means for property investors. This includes a run-down on whether trusts still make sense. You'll also learn whether you should use a look-through company instead. The epsiode also goes through why the taxes won't harm high-income trusts. Instead, loss-making trusts are the ones who will feel the brunt of the tax change. Many investors will raise an eye brow when they hear how the new tax works with interest deductibility. Together the two rules will harm some property investors.
5/24/202310 minutes, 42 seconds
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Money In. Money Out. How Your Cashflow Changes Based on Your Deposit ⎜ Ep. 1350

In this episode, we discuss how the cash deposit you put into a property impacts its cashflow. You'll hear the numbers, including how much cash you'd need to put into a property to make it cashflow neutral. And how the yield of the property impacts this. This gives you a sense of whether you should put a cash deposit into a property or not.
5/23/202312 minutes, 42 seconds
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Cashing In on Cross Lease Conversions – What Property Investors Need to Know ⎜Ep. 1349

In this episode, we are joined by Kirstie Winter from Good Title to discuss how you can cash in on converting your cross-lease property. This includes why cross-leases exist, how much it costs to convert a cross-lease property to freehold, and how much your property could increase in value after the conversion is complete. We also let you in on who typically pays for the conversion (is it you and your neighbour, or just you?) Ultimately, this is to let you know the pros and cons of converting your property, the process and what it involves. That way, you can decide whether it is the right fit for you (or not).
5/22/202317 minutes, 24 seconds
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Are We At The Bottom Of The Market? The 6 Graphs You Need to See ⎜ Ep. 1348

In this episode, we discuss whether we are at the bottom of the market and the 6 graphs that you need to see if you're wanting to understand the New Zealand housing market. This is based on a recent episode we did with economist Tony Alexander, where Tony shared which data (and graphs) you need to look at to build your own property investment analysis. We share these graphs and show you exactly where to get the data from (for free).
5/21/202314 minutes, 58 seconds
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Investors Owe $66K in TAX?! Bright Line Test Tricks ⎜ Ep. 1346

In this episode, we discuss the bright line test and 2 investors who would accidentally have to pay about $66k in tax. This includes some of the more technical aspects of the bright line, including how the IRD treats subdivisions, flipping your family home and selling a holiday home. Ultimately, this helps you better understand how much tax you might have to pay when buying and selling properties.
5/19/202312 minutes, 45 seconds
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Unseen Bank Tricks: Don't Make These Mistakes on Your New Build Investment Property ⎜ Ep. 1345

In this episode, we discuss some of the new build lending secrets that property investors have to know. This includes the key risks that you need to avoid (or manage) as a property investor … and what the banks are offering you. We discuss why you might need to pay a valuer for a completion certificate ... and why you must know about pre-allocated titles. While seemingly technical and boring, these could save you hundreds of thousands of dollars if used right.
5/18/202312 minutes, 19 seconds
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Billionaires Pay Less Tax?! The Truth Revealed ⎜ Ep. 1344

In this episode, we discuss whether billionaires really do pay less tax than the rest of us. This comes from a recent report from the IRD that suggested that the average high-net-worth individual pays less than 9% in tax. Whereas a person earning $80,000 would pay 22% in income tax. We discuss how the IRD came to this conclusion and whether their conclusions are sound. Ultimately, this helps you better understand and interpret the media headlines.
5/17/202314 minutes, 11 seconds
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Free Data: Create Your Own DIY Property Market Analyse With Tony Alexander ⎜ Ep. 1343

In this episode, we are again joined by Tony Alexander, an independent economist, to discuss how to create your own DIY property market analysis. Of course, if you want to get to grips with the property market, you can read commentary from the likes of Tony. But, what if you want to explore the data yourself? That's where you can use these tips (and free data) to dig into the details and understand what's happening in property.
5/16/202317 minutes, 13 seconds
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Tony Alexander's (Updated) Interest Rate Predictions For 2023 + Beyond ⎜ Ep. 1342

In this episode, we are joined by independent economi