Winamp Logo
The Pete the Planner Show Cover
The Pete the Planner Show Profile

The Pete the Planner Show

English, Finance, 1 season, 803 episodes, 15 hours, 32 minutes
About
Personal Finance Expert and author Pete the Planner (aka Peter Dunn) welcomes one person per episode on a quest to make them a millionaire. He digs deep into their financial life, fixes problems, and lays-out a detailed plan on how to accomplish their goals. Each guest is given their Million Dollar Day. The former comedian makes a seemingly boring topic, interesting. The podcast is filled with surprises, laughs, and practical money advice for real people.
Episode Artwork

Ep. 542: What to do if your financial advisor changes firms

In this week's episode, Kristen, Pete, and Dame talk about how to handle your financial advisor changing firms.
5/21/20241 hour, 1 minute, 4 seconds
Episode Artwork

Ep 541: Instagram is driving-up the cost of weddings

On this week's episode, Dame, Kristen, and Pete dig through new realities of getting married in the 21st century. The result? Kristen reminds Pete and Dame how old they are.
5/14/202458 minutes, 37 seconds
Episode Artwork

Ep. 540: Should a new relationship help pay-off old debts?

On this week's episode, Dame, Pete and Kristen debate whether or not a new relationship is a get out of debt jail free card.
5/7/20241 hour, 2 minutes, 12 seconds
Episode Artwork

Ep. 539: Why I'm skeptical of a person's $3 million retirement plan

On this week's episode, we debate whether or not an emailer should retire with his $3 million plan. It's not as cut and try as you might think.
4/30/20241 hour, 4 minutes, 14 seconds
Episode Artwork

Ep. 538: Your primary residence isn't the ultimate investment

On this week's episode, Kristen, Dame, and Pete, combat a local credit union's assertion that a primary residence is the ultimate wealth generation tool. Needless to say, it's not.
4/23/20241 hour, 1 minute, 46 seconds
Episode Artwork

Ep. 537: Being an executor can't be that hard, can it?

On this week's episode, Dame and Pete discuss the complexity of being the executor of an estate. Long story short, it's a lot harder than you think it is.
4/16/202456 minutes, 34 seconds
Episode Artwork

Ep. 536: If only we had avoided these stupid mistakes

In this week's episode, Kristen and Pete recall the mistakes they made early in their financial lives.
4/2/20241 hour, 7 minutes, 4 seconds
Episode Artwork

Ep. 535: Did the real estate industry just change forever?

On this week's episode, Dame, Kristen, and Pete discuss whether the NAR settlement will shift real estate prices significantly. They also make predictions as to how low real estate commissions will go in the next couple of years.
3/26/202450 minutes, 22 seconds
Episode Artwork

Ep. 534: The gender episode

On this week's episode, Kristen and Pete discuss money and gender.
3/19/20241 hour, 5 minutes, 42 seconds
Episode Artwork

Ep. 533: How to recover from a big financial mistake

In this week's episode, Dame and Pete talk about how to recover from a bad financial mistake.
3/12/202458 minutes, 52 seconds
Episode Artwork

Ep. 531: A deep look inside the alleged misdeeds of a prominent financial advisor

In this week's episode, Dame and Pete take a deep dive into shocking allegations against a Carmel, Indiana based financial advisor. The advisor is accused of stealing $2.6 million from a husband and wife, and then buying a $2 million mansion within minutes of take control of their money.
3/5/202455 minutes, 31 seconds
Episode Artwork

Ep. 531: Pivoting hard when you think you might lose your job

In this week's episode, Dame, Kristen, and Pete explore how to make preemptive financial moves, if you think you're about to lose your job.
2/27/202458 minutes, 4 seconds
Episode Artwork

Ep. 530: Overrated and underrated financial advice

In this week's episode, Kristen, Dame, and Pete debate what financial advice is overrated and what financial advice is underrated.
2/20/202457 minutes, 49 seconds
Episode Artwork

Ep. 529: The 5 money conversations you need to have with your partner

In this week's episode, Dame, Kristen, and Pete talk about having better money conversations with your significant other.
2/13/202454 minutes, 24 seconds
Episode Artwork

Ep. 528: What is the best amount for a starter emergency fund

In this week's episode, Kristen, Dame, and Pete debate the best amount of money to set aside as a starter emergency fund.
2/6/20241 hour, 2 minutes, 33 seconds
Episode Artwork

Ep. 527: Why don't people research their financial advisor's past?

In this week's episode, Kristen, Dame, and Pete express their frustrations with the lack of due diligence surrounding hiring a financial advisor.
1/30/20241 hour, 4 minutes, 55 seconds
Episode Artwork

Ep. 526: The first day of retirement

On this week's episode, Dame, Kristen, and Pete talk about their visions for their first day of retirement.
1/23/20241 hour, 7 minutes, 6 seconds
Episode Artwork

Ep. 525: The ins and out of 2024

In this week's episode, Dame, Kristen, and Pete talk about what habits they're leaving behind, and what habits they're employing anew in 2024.
1/16/20241 hour, 7 minutes, 8 seconds
Episode Artwork

Ep. 524: Stock prediction awards spectacular

On this week's episode, Dame, Kristen, and Pete review their 2023 stock picks, and make their selections for 2024.Stock and market predictions are for entertainment purposes only.
1/9/20241 hour, 1 minute, 50 seconds
Episode Artwork

Ep. 523: 2023 PTP Show Wrapped

In this week's episode, Dame, Kristen, and Pete review the year that was the PTP Show. We also hand-out our listener of the year award(s)!
12/26/20231 hour, 7 minutes, 26 seconds
Episode Artwork

Ep. 522: The crew shares their book recommendations!

In this week's episode, Kristen, Dame, and Pete answer three different emails. The highlight of this episode is when the crew shares their book recommendations.
12/19/202351 minutes, 47 seconds
Episode Artwork

Ep. 521: When should you NOT max out your retirement plan contributions?

On this week's episode, Dame, Kristen, and Pete discuss scenarios in which it makes no sense to max-out your retirement plan contributions.Also, stolen valor.
12/12/202357 minutes, 4 seconds
Episode Artwork

Ep. 520: There are questions you should be asking questions about your money, and you currently aren't asking these questions.

In this week's episode, Dame and Pete chat through the various questions you should be asking about your money, but aren't.
12/5/20231 hour, 6 seconds
Episode Artwork

Ep. 519: Are the fees in my retirement plan too high?

In this week's episode, Stacy, Dame, and Pete discuss high retirement plan fees.
11/21/202358 minutes, 12 seconds
Episode Artwork

Ep. 518: Paying off your partner's debt

In this week's episode, Dame, Kristen, and Pete discuss the ends and out of paying off your partner's debt. And as you might guess, the email which stoked the conversation, has some strange twists.
11/14/20231 hour, 2 minutes, 22 seconds
Episode Artwork

Ep. 517: Considering unorthodox financial products

WE WANT TO ANSWER YOUR QUESTIONS ABOUT MONEY. EMAIL US AND YOU MAY HEAR YOURS ON THE AIR: [email protected]In this week’s episode, Kristen, Dame, and Pete discuss whether or not they’d purchase an All-in-one mortgage or universal life insurance.
11/7/20230
Episode Artwork

Ep. 517: Considering unorthodox financial products

We want to answer your questions about money. Email us and you may hear yours on the air: [email protected] In this week’s episode, Kristen, Dame, and Pete discuss whether or not they’d purchase an All-in-one mortgage or universal life insurance. Click the... Read More The post Ep. 517: Considering unorthodox financial products appeared first on Pete the Planner®.
11/7/202359 minutes, 56 seconds
Episode Artwork

Ep. 516: Dame's 2024 economic outlook

WE WANT TO ANSWER YOUR QUESTIONS ABOUT MONEY. EMAIL US AND YOU MAY HEAR YOURS ON THE AIR: [email protected]In this week’s episode, Kristen, Dame, and Pete discuss what Dame learned at a recent economic conference.
10/31/20230
Episode Artwork

Ep. 516: Dame’s 2024 economic outlook

We want to answer your questions about money. Email us and you may hear yours on the air: [email protected] In this week’s episode, Kristen, Dame, and Pete discuss what Dame learned at a recent economic conference. Click the PLAY button below for... Read More The post Ep. 516: Dame’s 2024 economic outlook appeared first on Pete the Planner®.
10/31/202359 minutes, 9 seconds
Episode Artwork

Ep. 515: Okay fine. Life is tremendously more expensive than it was in 1967 and 1995.

WE WANT TO ANSWER YOUR QUESTIONS ABOUT MONEY. EMAIL US AND YOU MAY HEAR YOURS ON THE AIR: [email protected] this week’s episode, Kristen, Dame, and Pete discuss how much the cost of living has increased relative to wage growth. Even though we knew it would illustrate a crazy challenge for young people, the results were actually worse than we thought.
10/24/20230
Episode Artwork

Ep. 515: Okay fine. Life is tremendously more expensive than it was in 1967 and 1995.

We want to answer your questions about money. Email us and you may hear yours on the air: [email protected] In this week’s episode, Kristen, Dame, and Pete discuss how much the cost of living has increased relative to wage growth. Even though... Read More The post Ep. 515: Okay fine. Life is tremendously more expensive than it was in 1967 and 1995. appeared first on Pete the Planner®.
10/24/202357 minutes, 44 seconds
Episode Artwork

Ep. 514: The Gen Z episode

WE WANT TO ANSWER YOUR QUESTIONS ABOUT MONEY. EMAIL US AND YOU MAY HEAR YOURS ON THE AIR: [email protected]In this week’s episode, Pete and special guest co-host Ellie discuss all things Gen Z finance.
10/10/20230
Episode Artwork

Ep. 514: The Gen Z episode

We want to answer your questions about money. Email us and you may hear yours on the air: [email protected] In this week’s episode, Pete and special guest co-host Ellie discuss all things Gen Z finance. Click the PLAY button below for the... Read More The post Ep. 514: The Gen Z episode appeared first on Pete the Planner®.
10/10/202348 minutes, 48 seconds
Episode Artwork

Ep. 513: Is it dishonest to have two financial advisors?

WE WANT TO ANSWER YOUR QUESTIONS ABOUT MONEY. EMAIL US AND YOU MAY HEAR YOURS ON THE AIR: [email protected]In this week’s episode, Dame, Kristen, Pete discuss Pete’s most recent newspaper column. In it, he suggests people hurt themselves when they try to juggle various financial advisors.
10/3/20230
Episode Artwork

Ep. 513: Is it dishonest to have two financial advisors?

We want to answer your questions about money. Email us and you may hear yours on the air: [email protected] In this week’s episode, Dame, Kristen, Pete discuss Pete’s most recent newspaper column. In it, he suggests people hurt themselves when they try... Read More The post Ep. 513: Is it dishonest to have two financial advisors? appeared first on Pete the Planner®.
10/3/20231 hour, 2 minutes, 48 seconds
Episode Artwork

Ep. 512: The refilling of the emergency fund is the key to success

WE WANT TO ANSWER YOUR QUESTIONS ABOUT MONEY. EMAIL US AND YOU MAY HEAR YOURS ON THE AIR: [email protected]In this week’s episode, Dame, Kristen, Pete, and special guest L.A.-based comedian Danny Dunn (actually related), discuss various financial topics.
9/26/20230
Episode Artwork

Ep. 512: The refilling of the emergency fund is the key to success

We want to answer your questions about money. Email us and you may hear yours on the air: [email protected] In this week’s episode, Dame, Kristen, Pete, and special guest L.A.-based comedian Danny Dunn (actually related), discuss various financial topics. Click the PLAY... Read More The post Ep. 512: The refilling of the emergency fund is the key to success appeared first on Pete the Planner®.
9/26/20231 hour, 9 minutes, 50 seconds
Episode Artwork

Ep. 511: Did Aaron just come-up with a compelling reason for a 401k loan?

WE WANT TO ANSWER YOUR QUESTIONS ABOUT MONEY. EMAIL US AND YOU MAY HEAR YOURS ON THE AIR: [email protected] this week’s episode, Dame and Pete consider whether or not the dreaded 401k loan is justified by emailer Aaron’s latest case use.
9/19/20230
Episode Artwork

Ep. 511: Did Aaron just come-up with a compelling reason for a 401k loan?

We want to answer your questions about money. Email us and you may hear yours on the air: [email protected] In this week’s episode, Dame and Pete consider whether or not the dreaded 401k loan is justified by emailer Aaron’s latest case use.... Read More The post Ep. 511: Did Aaron just come-up with a compelling reason for a 401k loan? appeared first on Pete the Planner®.
9/19/202353 minutes, 49 seconds
Episode Artwork

Ep. 510: The personal finance fantasy draft

WE WANT TO ANSWER YOUR QUESTIONS ABOUT MONEY. EMAIL US AND YOU MAY HEAR YOURS ON THE AIR: [email protected] this week’s episode, Kristen, Dame, Ben, and Pete put together personal finance fantasy teams. We draft strategies in 9 different areas of personal finance, and then we vote to see who drafted the best financial life. We’ll validate what you already know — it’s not Pete.Click the PLAY button below for the rest of the show!
9/12/20230
Episode Artwork

Ep. 510: The personal finance fantasy draft

We want to answer your questions about money. Email us and you may hear yours on the air: [email protected] In this week’s episode, Kristen, Dame, Ben, and Pete put together personal finance fantasy teams. We draft strategies in 9 different areas of... Read More The post Ep. 510: The personal finance fantasy draft appeared first on Pete the Planner®.
9/12/20231 hour, 7 minutes, 37 seconds
Episode Artwork

Ep. 509: Kristen, what debts would you take on?

WE WANT TO ANSWER YOUR QUESTIONS ABOUT MONEY. EMAIL US AND YOU MAY HEAR YOURS ON THE AIR: [email protected] this week’s episode, Kristen and Pete discuss what types of loans they’d actually sign-up for.Click the PLAY button below for the rest of the show!
9/5/20230
Episode Artwork

Ep. 509: Kristen, what debts would you take on?

We want to answer your questions about money. Email us and you may hear yours on the air: [email protected] In this week’s episode, Kristen and Pete discuss what types of loans they’d actually sign-up for. Click the PLAY button below for the... Read More The post Ep. 509: Kristen, what debts would you take on? appeared first on Pete the Planner®.
9/5/20231 hour, 5 minutes, 40 seconds
Episode Artwork

Ep. 508: Signs your financial stability is starting to crumble

WE WANT TO ANSWER YOUR QUESTIONS ABOUT MONEY. EMAIL US AND YOU MAY HEAR YOURS ON THE AIR: [email protected] this week’s episode, Kristen, Dame, and Pete discuss how they know their financial stability is starting to suffer, and what they do about it.Click the PLAY button below for the rest of the show!
8/29/20230
Episode Artwork

Ep. 508: Signs your financial stability is starting to crumble

We want to answer your questions about money. Email us and you may hear yours on the air: [email protected] In this week’s episode, Kristen, Dame, and Pete discuss how they know their financial stability is starting to suffer, and what they do... Read More The post Ep. 508: Signs your financial stability is starting to crumble appeared first on Pete the Planner®.
8/29/202352 minutes, 27 seconds
Episode Artwork

Ep. 507: Why homeowners insurance and auto insurance premiums are climbing

We want to answer your questions about money. Email us and you may hear yours on the air: [email protected] In this week’s episode, Kristen, Dame, and Pete discuss the harsh reality many people are facing — skyrocketing insurance rates. Is there a... Read More The post Ep. 507: Why homeowners insurance and auto insurance premiums are climbing appeared first on Pete the Planner®.
8/15/20231 hour, 9 minutes, 37 seconds
Episode Artwork

Ep. 506: Kristen and Pete’s battle royale over hot button issues

We want to answer your questions about money. Email us and you may hear yours on the air: [email protected] In this week’s episode, Kristen and Pete “debate” each other, as Dame watches-on with glee. Click the PLAY button below for the rest... Read More The post Ep. 506: Kristen and Pete’s battle royale over hot button issues appeared first on Pete the Planner®.
8/8/20231 hour, 10 minutes
Episode Artwork

Ep. 505: When sitting on a giant chunk of money is the right answer

We want to answer your questions about money. Email us and you may hear yours on the air: [email protected] In this week’s episode, Kristen and Pete answer an email question which wonders what to do with an extra $250,000. Yeah, we know... Read More The post Ep. 505: When sitting on a giant chunk of money is the right answer appeared first on Pete the Planner®.
8/1/20231 hour, 2 minutes, 53 seconds
Episode Artwork

Ep. 504: Pete actually has a personal finance issue

We want to answer your questions about money. Email us and you may hear yours on the air: [email protected] In this week’s episode, Dame, Kristen, and Pete discuss Pete’s financial conundrum. Click the PLAY button below for the rest of the show!... Read More The post Ep. 504: Pete actually has a personal finance issue appeared first on Pete the Planner®.
7/25/20231 hour, 12 minutes, 1 second
Episode Artwork

Ep. 503: It’s time to ask your advisor what you’re doing wrong

We want to answer your questions about money. Email us and you may hear yours on the air: [email protected] In this week’s episode, Dame, Kristen, and Pete discuss why you should convince your financial advisor to be harder on you. Click the... Read More The post Ep. 503: It’s time to ask your advisor what you’re doing wrong appeared first on Pete the Planner®.
7/18/202356 minutes, 33 seconds
Episode Artwork

Ep. 502: The Supreme Court live stream reporting episode

We want to answer your questions about money. Email us and you may hear yours on the air: [email protected] In this week’s episode, Dame and Pete did their best to update live stream viewers in real time about the US Supreme Court’s... Read More The post Ep. 502: The Supreme Court live stream reporting episode appeared first on Pete the Planner®.
7/4/20231 hour, 4 minutes, 49 seconds
Episode Artwork

Ep. 501: What does it mean to financially “win the game”? And is it realistic?

We want to answer your questions about money. Email us and you may hear yours on the air: [email protected] In this week’s episode, Dame, Pete, and Kristen spend an entire episode on one very long email. The email eventually asks about “winning... Read More The post Ep. 501: What does it mean to financially “win the game”? And is it realistic? appeared first on Pete the Planner®.
6/27/20231 hour, 13 minutes, 28 seconds
Episode Artwork

Ep. 500: It’s kinda episode 850, but whatever

We want to answer your questions about money. Email us and you may hear yours on the air: [email protected] In this week’s episode, Dame, Pete, and Kristen celebrate their 500th episode. There are special guests, special moments, and of course technical difficulties.... Read More The post Ep. 500: It’s kinda episode 850, but whatever appeared first on Pete the Planner®.
6/20/20231 hour, 13 minutes, 11 seconds
Episode Artwork

Ep. 499: Do 401k loans ever make sense?

We want to answer your questions about money. Email us and you may hear yours on the air: [email protected] In this week’s episode, Dame and Pete discuss whether or not a 401k is ever justified. Click the PLAY button below for the... Read More The post Ep. 499: Do 401k loans ever make sense? appeared first on Pete the Planner®.
6/13/202355 minutes, 12 seconds
Episode Artwork

Ep. 498: Why renters are giving up on homeownership

We want to answer your questions about money. Email us and you may hear yours on the air: [email protected] In this week’s episode, Kristen and Pete discuss why 66% of renters have given-up on the idea of home ownership. Do their reasons... Read More The post Ep. 498: Why renters are giving up on homeownership appeared first on Pete the Planner®.
6/6/202359 minutes, 53 seconds
Episode Artwork

Ep. 497: These are the financial metrics we dislike

We want to answer your questions about money. Email us and you may hear yours on the air: [email protected] In this week’s episode, Kristen, Dame, and Pete debate financial metrics. Which ones are helpful and insightful? And which ones can you lead... Read More The post Ep. 497: These are the financial metrics we dislike appeared first on Pete the Planner®.
5/30/20231 hour, 3 minutes, 32 seconds
Episode Artwork

Ep. 496: The popular expenses we just don’t get

We want to answer your questions about money. Email us and you may hear yours on the air: [email protected] In this week’s episode, Kristen, Dame, and Pete take a look at the popular expense categories which just don’t make any sense to... Read More The post Ep. 496: The popular expenses we just don’t get appeared first on Pete the Planner®.
5/16/20231 hour, 7 minutes, 3 seconds
Episode Artwork

Ep. 495: Evaluating homeownership standards

We want to answer your questions about money. Email us and you may hear yours on the air: [email protected] In this week’s episode, Kristen and Pete take a look at home income, downpayment, and other factors impact your ability to buy a... Read More The post Ep. 495: Evaluating homeownership standards appeared first on Pete the Planner®.
5/9/202359 minutes, 46 seconds
Episode Artwork

Ep. 494: Is your benefits package any good?

We want to answer your questions about money. Email us and you may hear yours on the air: [email protected] In this week’s episode, Kristen, Dame and Pete discuss what makes a good benefits package. And yes, we talk about hybrid work. Click... Read More The post Ep. 494: Is your benefits package any good? appeared first on Pete the Planner®.
5/2/202356 minutes, 53 seconds
Episode Artwork

Ep. 493: Wait, Apple’s a bank now?

We want to answer your questions about money. Email us and you may hear yours on the air: [email protected] In this week’s episode, Kristen, Dame and Pete discuss whether or not Apple’s foray into banking will be a success or not. Click... Read More The post Ep. 493: Wait, Apple’s a bank now? appeared first on Pete the Planner®.
4/25/20231 hour, 1 minute, 22 seconds
Episode Artwork

Ep. 492: The dynamics of 1 and 2 income households

We want to answer your questions about money. Email us and you may hear yours on the air: [email protected] In this week’s episode, Kristen, Dame and Pete discuss the dynamics of having two working incomes versus one, in a two person household.... Read More The post Ep. 492: The dynamics of 1 and 2 income households appeared first on Pete the Planner®.
4/18/20231 hour, 4 minutes, 24 seconds
Episode Artwork

Ep. 491: Do secured credit cards make sense for young people?

We want to answer your questions about money. Email us and you may hear yours on the air: [email protected] In this week’s episode, Dame and Pete discuss whether or not a secured credit card makes sense for a college student. Click the... Read More The post Ep. 491: Do secured credit cards make sense for young people? appeared first on Pete the Planner®.
4/4/202350 minutes, 43 seconds
Episode Artwork

Ep. 490: How to help your parents with their finances

We want to answer your questions about money. Email us and you may hear yours on the air: [email protected] In this week’s episode, Dame and Pete discuss the proper way to give support to your aging parents. Click the PLAY button below... Read More The post Ep. 490: How to help your parents with their finances appeared first on Pete the Planner®.
3/28/20231 hour, 25 seconds
Episode Artwork

Ep. 489: Is the banking system really melting down?

We want to answer your questions about money. Email us and you may hear yours on the air: [email protected] In this week’s episode, Dame and Pete discuss whether or not the bank meltdown will directly impact most people. Click the PLAY button... Read More The post Ep. 489: Is the banking system really melting down? appeared first on Pete the Planner®.
3/21/202342 minutes, 18 seconds
Episode Artwork

Ep. 488: Is the new 529 rollover rule helpful?

We want to answer your questions about money. Email us and you may hear yours on the air: [email protected] this week's episode, Dame and Pete discuss whether or not the 529 rollover rule is helpful or not.Click the PLAY button below for the rest of the show!
3/14/20230
Episode Artwork

Ep. 488: Is the new 529 rollover rule helpful?

We want to answer your questions about money. Email us and you may hear yours on the air: [email protected] In this week’s episode, Dame and Pete discuss whether or not the 529 rollover rule is helpful or not. Click the PLAY button... Read More The post Ep. 488: Is the new 529 rollover rule helpful? appeared first on Pete the Planner®.
3/14/202359 minutes, 12 seconds
Episode Artwork

Ep. 487: What's the biggest threat to your financial stability?

We want to answer your questions about money. Email us and you may hear yours on the air: [email protected] this week's episode, Kristen, Dame, and Pete discuss each major threat to financial stability, for ever generation. Yes, it gets cranky.Click the PLAY button below for the rest of the show!
3/7/20230
Episode Artwork

Ep. 487: What’s the biggest threat to your financial stability?

We want to answer your questions about money. Email us and you may hear yours on the air: [email protected] In this week’s episode, Kristen, Dame, and Pete discuss each major threat to financial stability, for ever generation. Yes, it gets cranky. Click... Read More The post Ep. 487: What’s the biggest threat to your financial stability? appeared first on Pete the Planner®.
3/7/202355 minutes, 2 seconds
Episode Artwork

Ep. 486: What if my employer doesn’t match?

We want to answer your questions about money. Email us and you may hear yours on the air: [email protected] In this week’s episode, Kristen, Dame, and Pete discuss whether or not you should bail on your company’s 401k if they don’t match.... Read More The post Ep. 486: What if my employer doesn’t match? appeared first on Pete the Planner®.
2/28/20231 hour, 2 minutes, 7 seconds
Episode Artwork

Ep. 485: The financial regulations we would change

We want to answer your questions about money. Email us and you may hear yours on the air: [email protected] In this week’s episode, Kristen, Dame, and Pete discuss what financial regulations they change, if they were somehow mystically able to make financial... Read More The post Ep. 485: The financial regulations we would change appeared first on Pete the Planner®.
2/21/20231 hour, 8 minutes, 53 seconds
Episode Artwork

Ep. 484: Where does financial confidence come from?

We want to answer your questions about money. Email us and you may hear yours on the air: [email protected] In this week’s episode, Kristen, Dame, and Pete discuss what they do with their emergency funds. Then later in the show, they explore... Read More The post Ep. 484: Where does financial confidence come from? appeared first on Pete the Planner®.
2/7/20231 hour, 4 minutes, 24 seconds
Episode Artwork

Ep. 483: Should you hire a friend as your financial advisor?

We want to answer your questions about money. Email us and you may hear yours on the air: [email protected] this week's episode, Kristen, Dame, and Pete discuss whether or not you should hire a friend to run your finances.Click the PLAY button below for the rest of the show!
1/31/20230
Episode Artwork

Ep. 483: Should you hire a friend as your financial advisor?

We want to answer your questions about money. Email us and you may hear yours on the air: [email protected] In this week’s episode, Kristen, Dame, and Pete discuss whether or not you should hire a friend to run your finances. Click the... Read More The post Ep. 483: Should you hire a friend as your financial advisor? appeared first on Pete the Planner®.
1/31/20231 hour, 3 minutes, 14 seconds
Episode Artwork

Ep. 482: Hills we're willing to die on -- boy that escalated quickly

We want to answer your questions about money. Email us and you may hear yours on the air: [email protected] this week's episode, Kristen, Dame, and Pete each reveal the personal finance hills they're willing to die on. Everything was going just fine, and then Pete got serious. #AwkwardClick the PLAY button below for the rest of the show!
1/24/20230
Episode Artwork

Ep. 482: Hills we’re willing to die on — boy that escalated quickly

We want to answer your questions about money. Email us and you may hear yours on the air: [email protected] In this week’s episode, Kristen, Dame, and Pete each reveal the personal finance hills they’re willing to die on. Everything was going just... Read More The post Ep. 482: Hills we’re willing to die on — boy that escalated quickly appeared first on Pete the Planner®.
1/24/20231 hour, 10 minutes, 21 seconds
Episode Artwork

Ep. 481: Should you pay cash for a house by liquidating investments?

We want to answer your questions about money. Email us and you may hear yours on the air: [email protected] In this week’s episode, Kristen, Dame, and Pete read the world’s longest email, and answer whether or not a guy should sell this... Read More The post Ep. 481: Should you pay cash for a house by liquidating investments? appeared first on Pete the Planner®.
1/17/20231 hour, 2 minutes, 24 seconds
Episode Artwork

Ep. 480: 2023 stock market predictions

We want to answer your questions about money. Email us and you may hear yours on the air: [email protected] this week's episode, Kristen, Dame, and Pete make their 2023 stock picks. ****This is not investment advice. Picks are for entertainment purposes only.Click the PLAY button below for the rest of the show!
1/10/20230
Episode Artwork

Ep. 480: 2023 stock market predictions

We want to answer your questions about money. Email us and you may hear yours on the air: [email protected] In this week’s episode, Kristen, Dame, and Pete make their 2023 stock picks. ****This is not investment advice. Picks are for entertainment purposes... Read More The post Ep. 480: 2023 stock market predictions appeared first on Pete the Planner®.
1/10/202354 minutes, 48 seconds
Episode Artwork

Ep. 479: End of 2022 extravaganza

We want to answer your questions about money. Email us and you may hear yours on the air: [email protected] In this week’s episode, Kristen, Dame, and Pete put a bow on 2022 and look forward to 2023. Special appearance by Ted Dunn.... Read More The post Ep. 479: End of 2022 extravaganza appeared first on Pete the Planner®.
1/3/202358 minutes, 59 seconds
Episode Artwork

Ep. 478: Who will be the most impacted by the fed’s actions?

We want to answer your questions about money. Email us and you may hear yours on the air: [email protected] In this week’s episode, Kristen, Dame, and Pete debate what demographics of people will be the most severely impacted by the Fed’s fiscal... Read More The post Ep. 478: Who will be the most impacted by the fed’s actions? appeared first on Pete the Planner®.
12/20/202258 minutes, 44 seconds
Episode Artwork

Ep. 477: Expenses retirees regret

We want to answer your questions about money. Email us and you may hear yours on the air: [email protected] this week's episode, Kristen, Dame, and Pete talk about the various expenses retirees end-up regretting.Click the PLAY button below for the rest of the show!
12/13/20220
Episode Artwork

Ep. 477: Expenses retirees regret

We want to answer your questions about money. Email us and you may hear yours on the air: [email protected] In this week’s episode, Kristen, Dame, and Pete talk about the various expenses retirees end-up regretting. Click the PLAY button below for the... Read More The post Ep. 477: Expenses retirees regret appeared first on Pete the Planner®.
12/13/202254 minutes, 53 seconds
Episode Artwork

Ep. 476: Are these popular money tips actually just myths?

We want to answer your questions about money. Email us and you may hear yours on the air: [email protected] In this week’s episode, Kristen and Pete explore popular pieces of money advice. And we ask the question of whether or not they’re... Read More The post Ep. 476: Are these popular money tips actually just myths? appeared first on Pete the Planner®.
11/22/202252 minutes, 22 seconds
Episode Artwork

Ep. 476: Are these popular money tips actually just myths?

We want to answer your questions about money. Email us and you may hear yours on the air: [email protected] In this week’s episode, Kristen and Pete explore popular pieces of money advice. And we ask the question of whether or not they’re true or not. Click the PLAY button below for the rest of the show!     SIDE NOTE: — Give your personal finances a facelift. Explore our personal guidance platform: Hey Money. —   The post Ep. 476: Are these popular money tips actually just myths? appeared first on Pete the Planner®.
11/22/202252 minutes, 22 seconds
Episode Artwork

Ep. 475: What is your dominant money behavior?

We want to answer your questions about money. Email us and you may hear yours on the air: [email protected] In this week’s episode, we talk the four dominant money behaviors. You can determine your dominant behaviors right here. Click the PLAY button... Read More The post Ep. 475: What is your dominant money behavior? appeared first on Pete the Planner®.
11/15/202254 minutes, 15 seconds
Episode Artwork

Ep. 475: What is your dominant money behavior?

We want to answer your questions about money. Email us and you may hear yours on the air: [email protected] In this week’s episode, we talk the four dominant money behaviors. You can determine your dominant behaviors right here. Click the PLAY button below for the rest of the show!     SIDE NOTE: — Give your personal finances a facelift. Explore our personal guidance platform: Hey Money. —   The post Ep. 475: What is your dominant money behavior? appeared first on Pete the Planner®.
11/15/202254 minutes, 15 seconds
Episode Artwork

Ep. 474: Would you rather — the financial addition

We want to answer your questions about money. Email us and you may hear yours on the air: [email protected] In this week’s episode, we play everyone’s favorite game — Would you rather. It’s an illuminating conversation which touches on the complexities of... Read More The post Ep. 474: Would you rather — the financial addition appeared first on Pete the Planner®.
11/8/202257 minutes, 22 seconds
Episode Artwork

Ep. 474: Would you rather — the financial addition

We want to answer your questions about money. Email us and you may hear yours on the air: [email protected] In this week’s episode, we play everyone’s favorite game — Would you rather. It’s an illuminating conversation which touches on the complexities of high-stakes decisions. Click the PLAY button below for the rest of the show!     SIDE NOTE: — Give your personal finances a facelift. Explore our personal guidance platform: Hey Money. —   The post Ep. 474: Would you rather — the financial addition appeared first on Pete the Planner®.
11/8/202257 minutes, 22 seconds
Episode Artwork

Ep. 473: Common insurance mistakes to avoid

We want to answer your questions about money. Email us and you may hear yours on the air: [email protected] In this week’s episode, we discuss everyone’s least favorite topic — insurance. We know this topic isn’t fun, but we did our best... Read More The post Ep. 473: Common insurance mistakes to avoid appeared first on Pete the Planner®.
10/25/202254 minutes, 57 seconds
Episode Artwork

Ep. 473: Common insurance mistakes to avoid

We want to answer your questions about money. Email us and you may hear yours on the air: [email protected] In this week’s episode, we discuss everyone’s least favorite topic — insurance. We know this topic isn’t fun, but we did our best to ensure we covered all the things you need to know in a fun way. Click the PLAY button below for the rest of the show!     SIDE NOTE: — Give your personal finances a facelift. Explore our personal guidance platform: Hey Money. —   The post Ep. 473: Common insurance mistakes to avoid appeared first on Pete the Planner®.
10/25/202254 minutes, 57 seconds
Episode Artwork

Ep. 472: How to use behavior modification tactics to better your finances

We want to answer your questions about money. Email us and you may hear yours on the air: [email protected] In this week’s episode, we discuss various ways to use behavior modification tools to make good financial ideas stick. Click the PLAY button... Read More The post Ep. 472: How to use behavior modification tactics to better your finances appeared first on Pete the Planner®.
10/11/202256 minutes, 2 seconds
Episode Artwork

Ep. 472: How to use behavior modification tactics to better your finances

We want to answer your questions about money. Email us and you may hear yours on the air: [email protected] In this week’s episode, we discuss various ways to use behavior modification tools to make good financial ideas stick. Click the PLAY button below for the rest of the show!     SIDE NOTE: — Give your personal finances a facelift. Explore our personal guidance platform: Hey Money. —   The post Ep. 472: How to use behavior modification tactics to better your finances appeared first on Pete the Planner®.
10/11/202256 minutes, 2 seconds
Episode Artwork

Ep. 471: Dame flees the hurricane

We want to answer your questions about money. Email us and you may hear yours on the air: [email protected] In this week’s episode, Kristen and Pete talk money. Then Dame shows up late to tell us how he barely escaped the hurricane.... Read More The post Ep. 471: Dame flees the hurricane appeared first on Pete the Planner®.
10/4/202246 minutes, 9 seconds
Episode Artwork

Ep. 471: Dame flees the hurricane

We want to answer your questions about money. Email us and you may hear yours on the air: [email protected] In this week’s episode, Kristen and Pete talk money. Then Dame shows up late to tell us how he barely escaped the hurricane. Click the PLAY button below for the rest of the show!     SIDE NOTE: — Give your personal finances a facelift. Explore our personal guidance platform: Hey Money. —   The post Ep. 471: Dame flees the hurricane appeared first on Pete the Planner®.
10/4/202246 minutes, 9 seconds
Episode Artwork

Ep. 470: Can a single income under the age of 30 really afford a house?

We want to answer your questions about money. Email us and you may hear yours on the air: [email protected] In this week’s episode, Dame, Pete, and Kristen debate whether a young person can actually afford to buy a house in 2022. Click... Read More The post Ep. 470: Can a single income under the age of 30 really afford a house? appeared first on Pete the Planner®.
9/27/202255 minutes, 17 seconds
Episode Artwork

Ep. 470: Can a single income under the age of 30 really afford a house?

We want to answer your questions about money. Email us and you may hear yours on the air: [email protected] In this week’s episode, Dame, Pete, and Kristen debate whether a young person can actually afford to buy a house in 2022. Click the PLAY button below for the rest of the show!     SIDE NOTE: — Give your personal finances a facelift. Explore our personal guidance platform: Hey Money. —   The post Ep. 470: Can a single income under the age of 30 really afford a house? appeared first on Pete the Planner®.
9/27/202255 minutes, 17 seconds
Episode Artwork

Ep. 469: The relationship between urgency and regret

We want to answer your questions about money. Email us and you may hear yours on the air: [email protected] In this week’s episode, Dame and Pete discuss how fickle we can be when it comes to urgency, and how our inaction is... Read More The post Ep. 469: The relationship between urgency and regret appeared first on Pete the Planner®.
9/20/202259 minutes, 48 seconds
Episode Artwork

Ep. 469: The relationship between urgency and regret

We want to answer your questions about money. Email us and you may hear yours on the air: [email protected] In this week’s episode, Dame and Pete discuss how fickle we can be when it comes to urgency, and how our inaction is what drives regret. Click the PLAY button below for the rest of the show!     SIDE NOTE: — Give your personal finances a facelift. Explore our personal guidance platform: Hey Money. —   The post Ep. 469: The relationship between urgency and regret appeared first on Pete the Planner®.
9/20/202259 minutes, 48 seconds
Episode Artwork

Ep. 468: September Stock Market Checkin

We want to answer your questions about money. Email us and you may hear yours on the air: [email protected] In this week’s episode, Dame and Pete review their 2022 stock picks. Who’s losing, and why is it Pete? Click the PLAY button... Read More The post Ep. 468: September Stock Market Checkin appeared first on Pete the Planner®.
9/13/202251 minutes, 50 seconds
Episode Artwork

Ep. 468: September Stock Market Checkin

We want to answer your questions about money. Email us and you may hear yours on the air: [email protected] In this week’s episode, Dame and Pete review their 2022 stock picks. Who’s losing, and why is it Pete? Click the PLAY button below for the rest of the show!     SIDE NOTE: — Give your personal finances a facelift. Explore our personal guidance platform: Hey Money. —   The post Ep. 468: September Stock Market Checkin appeared first on Pete the Planner®.
9/13/202251 minutes, 50 seconds
Episode Artwork

Ep. 467: How much effort should you put into retiring your parents?

We want to answer your questions about money. Email us and you may hear yours on the air: [email protected] In this week’s episode we tackle on awesome question from a listener in regards to helping her mom retire. Does it ever make... Read More The post Ep. 467: How much effort should you put into retiring your parents? appeared first on Pete the Planner®.
9/6/20221 hour, 3 minutes, 8 seconds
Episode Artwork

Ep. 467: How much effort should you put into retiring your parents?

We want to answer your questions about money. Email us and you may hear yours on the air: [email protected] In this week’s episode we tackle on awesome question from a listener in regards to helping her mom retire. Does it ever make sense to put your parents’ financial life in front of your own? Click the PLAY button below for the rest of the show!     SIDE NOTE: — Give your personal finances a facelift. Explore our personal guidance platform: Hey Money. —   The post Ep. 467: How much effort should you put into retiring your parents? appeared first on Pete the Planner®.
9/6/20221 hour, 3 minutes, 8 seconds
Episode Artwork

Ep. 466: The day student loans were forgiven

We want to answer your questions about money. Email us and you may hear yours on the air: [email protected] In this week’s episode we talk about the biggest personal finance news story in years — Student Loan Forgiveness. What’s good about it,... Read More The post Ep. 466: The day student loans were forgiven appeared first on Pete the Planner®.
8/30/20221 hour, 38 seconds
Episode Artwork

Ep. 466: The day student loans were forgiven

We want to answer your questions about money. Email us and you may hear yours on the air: [email protected] In this week’s episode we talk about the biggest personal finance news story in years — Student Loan Forgiveness. What’s good about it, what’s bad about it, and what are the long-term implications of this policy. It certainly addresses one problem, but did it make the other problem worse? Click the PLAY button below for the rest of the show!     SIDE NOTE: — Give your personal finances a facelift. Explore our personal guidance platform: Hey Money. —   The post Ep. 466: The day student loans were forgiven appeared first on Pete the Planner®.
8/30/20221 hour, 38 seconds
Episode Artwork

Ep. 465: Should you ask for details of your inheritance now?

We want to answer your questions about money. Email us and you may hear yours on the air: [email protected] In this week’s episode we explore whether or not asking your family about your inheritance makes sense. Click the PLAY button below for... Read More The post Ep. 465: Should you ask for details of your inheritance now? appeared first on Pete the Planner®.
8/23/20221 hour, 1 minute, 28 seconds
Episode Artwork

Ep. 465: Should you ask for details of your inheritance now?

We want to answer your questions about money. Email us and you may hear yours on the air: [email protected] In this week’s episode we explore whether or not asking your family about your inheritance makes sense. Click the PLAY button below for the rest of the show!     SIDE NOTE: — Give your personal finances a facelift. Explore our personal guidance platform: Hey Money. —   The post Ep. 465: Should you ask for details of your inheritance now? appeared first on Pete the Planner®.
8/23/20221 hour, 1 minute, 28 seconds
Episode Artwork

Ep. 464: How long will the recession last?

We want to answer your questions about money. Email us and you may hear yours on the air: [email protected] In this week’s episode we explore how long we think the recession will last. Click the PLAY button below for the rest of... Read More The post Ep. 464: How long will the recession last? appeared first on Pete the Planner®.
8/16/202253 minutes, 23 seconds
Episode Artwork

Ep. 464: How long will the recession last?

We want to answer your questions about money. Email us and you may hear yours on the air: [email protected] In this week’s episode we explore how long we think the recession will last. Click the PLAY button below for the rest of the show!     SIDE NOTE: — Give your personal finances a facelift. Explore our personal guidance platform: Hey Money. —   The post Ep. 464: How long will the recession last? appeared first on Pete the Planner®.
8/16/202253 minutes, 23 seconds
Episode Artwork

Ep. 463: I would never…

We want to answer your questions about money. Email us and you may hear yours on the air: [email protected] In this week’s episode, Kristen introduced us to a game of “I would never.” It became the whole show. Click the PLAY button... Read More The post Ep. 463: I would never… appeared first on Pete the Planner®.
8/9/20221 hour, 4 minutes, 32 seconds
Episode Artwork

Ep. 463: I would never…

We want to answer your questions about money. Email us and you may hear yours on the air: [email protected] In this week’s episode, Kristen introduced us to a game of “I would never.” It became the whole show. Click the PLAY button below for the rest of the show!     SIDE NOTE: — Give your personal finances a facelift. Explore our personal guidance platform: Hey Money. —   The post Ep. 463: I would never… appeared first on Pete the Planner®.
8/9/20221 hour, 4 minutes, 32 seconds
Episode Artwork

Ep. 462: Should moving-in with a partner be the solution to your financial problems?

We want to answer your questions about money. Email us and you may hear yours on the air: [email protected] In this week’s episode, we talked about the whether or not a financial situation should escalate a relationship. Click the PLAY button below... Read More The post Ep. 462: Should moving-in with a partner be the solution to your financial problems? appeared first on Pete the Planner®.
7/25/202249 minutes, 48 seconds
Episode Artwork

Ep. 462: Should moving-in with a partner be the solution to your financial problems?

We want to answer your questions about money. Email us and you may hear yours on the air: [email protected] In this week’s episode, we talked about the whether or not a financial situation should escalate a relationship. Click the PLAY button below for the rest of the show!     SIDE NOTE: — Give your personal finances a facelift. Explore our personal guidance platform: Hey Money. —   The post Ep. 462: Should moving-in with a partner be the solution to your financial problems? appeared first on Pete the Planner®.
7/25/202249 minutes, 48 seconds
Episode Artwork

Ep. 461: Why withdrawing money for college this fall will sting

We want to answer your questions about money. Email us and you may hear yours on the air: [email protected] In this week’s episode, we talked about the unfortunate timing of this down-turn as it relates to the college fall semester. Plus, Kristen... Read More The post Ep. 461: Why withdrawing money for college this fall will sting appeared first on Pete the Planner®.
7/19/20221 hour, 9 minutes, 18 seconds
Episode Artwork

Ep. 461: Why withdrawing money for college this fall will sting

We want to answer your questions about money. Email us and you may hear yours on the air: [email protected] In this week’s episode, we talked about the unfortunate timing of this down-turn as it relates to the college fall semester. Plus, Kristen talks about why it’s so hard to get yourself to budget. Click the PLAY button below for the rest of the show!     SIDE NOTE: — Give your personal finances a facelift. Explore our personal guidance platform: Hey Money. —   The post Ep. 461: Why withdrawing money for college this fall will sting appeared first on Pete the Planner®.
7/19/20221 hour, 9 minutes, 18 seconds
Episode Artwork

Ep. 460: Is a credit line a reasonable emergency fund?

We want to answer your questions about money. Email us and you may hear yours on the air: [email protected] In this week’s episode, we all brought a topic to the table. In other words, it was Potluck Radio. Dame talked emergency funds.... Read More The post Ep. 460: Is a credit line a reasonable emergency fund? appeared first on Pete the Planner®.
7/12/20221 hour, 3 minutes, 39 seconds
Episode Artwork

Ep. 460: Is a credit line a reasonable emergency fund?

We want to answer your questions about money. Email us and you may hear yours on the air: [email protected] In this week’s episode, we all brought a topic to the table. In other words, it was Potluck Radio. Dame talked emergency funds. Pete talked about a report of increased planned layoffs. And Kristen talked about college savings beyond 529 plans. Click the PLAY button below for the rest of the show!     SIDE NOTE: — Give your personal finances a facelift. Explore our personal guidance platform: Hey Money. —   The post Ep. 460: Is a credit line a reasonable emergency fund? appeared first on Pete the Planner®.
7/12/20221 hour, 3 minutes, 39 seconds
Episode Artwork

Ep. 459: Are income share agreements going to replace student loans?

We want to answer your questions about money. Email us and you may hear yours on the air: [email protected] In this week’s episode, we explore whether income share agreements can replace student loans. Purdue University made a big bet on this type... Read More The post Ep. 459: Are income share agreements going to replace student loans? appeared first on Pete the Planner®.
7/5/202256 minutes, 45 seconds
Episode Artwork

Ep. 459: Are income share agreements going to replace student loans?

We want to answer your questions about money. Email us and you may hear yours on the air: [email protected] In this week’s episode, we explore whether income share agreements can replace student loans. Purdue University made a big bet on this type of college funding, but now they’ve suspended the program. Click the PLAY button below for the rest of the show!     SIDE NOTE: — Give your personal finances a facelift. Explore our personal guidance platform: Hey Money. —   The post Ep. 459: Are income share agreements going to replace student loans? appeared first on Pete the Planner®.
7/5/202256 minutes, 45 seconds
Episode Artwork

Ep. 458: iBonds, gas tax holidays, and a chaotic stock market

We want to answer your questions about money. Email us and you may hear yours on the air: [email protected] In this week’s episode, we explore what we’ve learned about the stock market so far this year. We also look at iBonds and... Read More The post Ep. 458: iBonds, gas tax holidays, and a chaotic stock market appeared first on Pete the Planner®.
6/28/202253 minutes
Episode Artwork

Ep. 458: iBonds, gas tax holidays, and a chaotic stock market

We want to answer your questions about money. Email us and you may hear yours on the air: [email protected] In this week’s episode, we explore what we’ve learned about the stock market so far this year. We also look at iBonds and the proposed federal gas tax holiday. Click the PLAY button below for the rest of the show!     SIDE NOTE: — Give your personal finances a facelift. Explore our personal guidance platform: Hey Money. —   The post Ep. 458: iBonds, gas tax holidays, and a chaotic stock market appeared first on Pete the Planner®.
6/28/202253 minutes
Episode Artwork

Ep. 457: Was the American Rescue Plan a mistake?

We want to answer your questions about money. Email us and you may hear yours on the air: [email protected] In this week’s episode, we explore whether or not all the economic stimulus helped us or hurt us. Is it possible for it... Read More The post Ep. 457: Was the American Rescue Plan a mistake? appeared first on Pete the Planner®.
6/14/20221 hour, 2 minutes, 13 seconds
Episode Artwork

Ep. 457: Was the American Rescue Plan a mistake?

We want to answer your questions about money. Email us and you may hear yours on the air: [email protected] In this week’s episode, we explore whether or not all the economic stimulus helped us or hurt us. Is it possible for it to have been both appropriate and incredibly damaging? Click the PLAY button below for the rest of the show!     SIDE NOTE: — Give your personal finances a facelift. Explore our personal guidance platform: Hey Money. —   The post Ep. 457: Was the American Rescue Plan a mistake? appeared first on Pete the Planner®.
6/14/20221 hour, 2 minutes, 13 seconds
Episode Artwork

Ep. 456: The return of live calls!

We want to answer your questions about money. Email us and you may hear yours on the air: [email protected] In this week’s episode, I did something I hadn’t done in nearly 10 years. I took random live calls. I loved it. Enjoy.... Read More The post Ep. 456: The return of live calls! appeared first on Pete the Planner®.
6/7/202255 minutes
Episode Artwork

Ep. 456: The return of live calls!

We want to answer your questions about money. Email us and you may hear yours on the air: [email protected] In this week’s episode, I did something I hadn’t done in nearly 10 years. I took random live calls. I loved it. Enjoy. Click the PLAY button below for the rest of the show!     SIDE NOTE: — Give your personal finances a facelift. Explore our personal guidance platform: Hey Money. —   The post Ep. 456: The return of live calls! appeared first on Pete the Planner®.
6/7/202255 minutes
Episode Artwork

Ep. 455: The housing market is about to cool down, right?

We want to answer your questions about money. Email us and you may hear yours on the air: [email protected] In this week’s episode, we’re discussing whether or not the housing market is finally going to cool down. With rising interest rates and... Read More The post Ep. 455: The housing market is about to cool down, right? appeared first on Pete the Planner®.
5/24/202252 minutes, 52 seconds
Episode Artwork

Ep. 455: The housing market is about to cool down, right?

We want to answer your questions about money. Email us and you may hear yours on the air: [email protected] In this week’s episode, we’re discussing whether or not the housing market is finally going to cool down. With rising interest rates and a recession on the horizon, buying a home right now feels like a risk. Click the PLAY button below for the rest of the show!     SIDE NOTE: — Give your personal finances a facelift. Explore our personal guidance platform: Hey Money. —   The post Ep. 455: The housing market is about to cool down, right? appeared first on Pete the Planner®.
5/24/202252 minutes, 52 seconds
Episode Artwork

Ep. 454: 1,000 point market swings are the latest rage

We want to answer your questions about money. Email us and you may hear yours on the air: [email protected] In this week’s episode, we’re discussing whether you should be concerned that the market is swinging 1,000 points at a time. Click the... Read More The post Ep. 454: 1,000 point market swings are the latest rage appeared first on Pete the Planner®.
5/10/202258 minutes, 48 seconds
Episode Artwork

Ep. 454: 1,000 point market swings are the latest rage

We want to answer your questions about money. Email us and you may hear yours on the air: [email protected] In this week’s episode, we’re discussing whether you should be concerned that the market is swinging 1,000 points at a time. Click the PLAY button below for the rest of the show!     SIDE NOTE: — Give your personal finances a facelift. Explore our personal guidance platform: Hey Money. —   The post Ep. 454: 1,000 point market swings are the latest rage appeared first on Pete the Planner®.
5/10/202258 minutes, 48 seconds
Episode Artwork

Ep. 453: Is a recession coming?

We want to answer your questions about money. Email us and you may hear yours on the air: [email protected] In this week’s episode, we’re discussing whether or not a recession is on the horizon. It kinda feels that way, doesn’t it? Click... Read More The post Ep. 453: Is a recession coming? appeared first on Pete the Planner®.
5/3/202258 minutes, 50 seconds
Episode Artwork

Ep. 453: Is a recession coming?

We want to answer your questions about money. Email us and you may hear yours on the air: [email protected] In this week’s episode, we’re discussing whether or not a recession is on the horizon. It kinda feels that way, doesn’t it? Click the PLAY button below for the rest of the show!     SIDE NOTE: — Give your personal finances a facelift. Explore our personal guidance platform: Hey Money. —   The post Ep. 453: Is a recession coming? appeared first on Pete the Planner®.
5/3/202258 minutes, 50 seconds
Episode Artwork

Ep. 452: What role should shame play in our financial lives?

We want to answer your questions about money. Email us and you may hear yours on the air: [email protected] In this week’s episode, we’re talking to the Director of Education at Your Money Line, Kristen Ahlenius, about how shame impacts our finances.... Read More The post Ep. 452: What role should shame play in our financial lives? appeared first on Pete the Planner®.
4/26/20221 hour, 1 minute, 21 seconds
Episode Artwork

Ep. 452: What role should shame play in our financial lives?

We want to answer your questions about money. Email us and you may hear yours on the air: [email protected] In this week’s episode, we’re talking to the Director of Education at Your Money Line, Kristen Ahlenius, about how shame impacts our finances. Click the PLAY button below for the rest of the show!     SIDE NOTE: — Give your personal finances a facelift. Explore our personal guidance platform: Hey Money. —   The post Ep. 452: What role should shame play in our financial lives? appeared first on Pete the Planner®.
4/26/20221 hour, 1 minute, 21 seconds
Episode Artwork

Ep. 451: Thing That Matter with Joshua Becker

We want to answer your questions about money. Email us and you may hear yours on the air: [email protected] In this week’s episode, we’re talking to friend of the show Joshua Becker. Joshua’s new book Things That Matter is available for purchase... Read More The post Ep. 451: Thing That Matter with Joshua Becker appeared first on Pete the Planner®.
4/19/20221 hour, 48 seconds
Episode Artwork

Ep. 451: Thing That Matter with Joshua Becker

We want to answer your questions about money. Email us and you may hear yours on the air: [email protected] In this week’s episode, we’re talking to friend of the show Joshua Becker. Joshua’s new book Things That Matter is available for purchase April 19th. Click the PLAY button below for the rest of the show!     SIDE NOTE: — Give your personal finances a facelift. Explore our personal guidance platform: Hey Money. —   The post Ep. 451: Thing That Matter with Joshua Becker appeared first on Pete the Planner®.
4/19/20221 hour, 48 seconds
Episode Artwork

Ep. 450: What parts of your financial life should be automated?

We want to answer your questions about money. Email us and you may hear yours on the air: [email protected] In this week’s episode, we’re taking a look at how much of your financial life should be automated. The reality is, sometimes automation... Read More The post Ep. 450: What parts of your financial life should be automated? appeared first on Pete the Planner®.
4/5/20221 hour, 52 seconds
Episode Artwork

Ep. 450: What parts of your financial life should be automated?

We want to answer your questions about money. Email us and you may hear yours on the air: [email protected] In this week’s episode, we’re taking a look at how much of your financial life should be automated. The reality is, sometimes automation burns you. Click the PLAY button below for the rest of the show!     SIDE NOTE: — Give your personal finances a facelift. Explore our personal guidance platform: Hey Money. —   The post Ep. 450: What parts of your financial life should be automated? appeared first on Pete the Planner®.
4/5/20221 hour, 52 seconds
Episode Artwork

Ep. 449: Should you be concerned if your advisor is charging you 2.5 percent? Probably

We want to answer your questions about money. Email us and you may hear yours on the air: [email protected] In this week’s episode, we’re taking a look at advisor fees. We’ll discuss what’s normal, what’s high, and why you should care. Click... Read More The post Ep. 449: Should you be concerned if your advisor is charging you 2.5 percent? Probably appeared first on Pete the Planner®.
3/29/20221 hour, 4 minutes, 3 seconds
Episode Artwork

Ep. 449: Should you be concerned if your advisor is charging you 2.5 percent? Probably

We want to answer your questions about money. Email us and you may hear yours on the air: [email protected] In this week’s episode, we’re taking a look at advisor fees. We’ll discuss what’s normal, what’s high, and why you should care. Click the PLAY button below for the rest of the show!     SIDE NOTE: — Give your personal finances a facelift. Explore our personal guidance platform: Hey Money. —   The post Ep. 449: Should you be concerned if your advisor is charging you 2.5 percent? Probably appeared first on Pete the Planner®.
3/29/20221 hour, 4 minutes, 3 seconds
Episode Artwork

Ep. 448: How much are gas prices really impacting your wallet?

We want to answer your questions about money. Email us and you may hear yours on the air: [email protected] In this week’s episode, we’re taking a look at how gas prices are directly impact your wallet. Yes, there’s indirect impact, primarily pass... Read More The post Ep. 448: How much are gas prices really impacting your wallet? appeared first on Pete the Planner®.
3/15/202256 minutes, 10 seconds
Episode Artwork

Ep. 448: How much are gas prices really impacting your wallet?

We want to answer your questions about money. Email us and you may hear yours on the air: [email protected] In this week’s episode, we’re taking a look at how gas prices are directly impact your wallet. Yes, there’s indirect impact, primarily pass through by businesses. But is the direct impact really that bad? Click the PLAY button below for the rest of the show!     SIDE NOTE: — Give your personal finances a facelift. Explore our personal guidance platform: Hey Money. —   The post Ep. 448: How much are gas prices really impacting your wallet? appeared first on Pete the Planner®.
3/15/202256 minutes, 10 seconds
Episode Artwork

Ep. 447: The difference between risk tolerance and risk capacity

We want to answer your questions about money. Email us and you may hear yours on the air: [email protected] In this week’s episode, we’re talking investing! We discuss a few finer point, which often get overlooked. Click the PLAY button below for... Read More The post Ep. 447: The difference between risk tolerance and risk capacity appeared first on Pete the Planner®.
3/8/202251 minutes, 42 seconds
Episode Artwork

Ep. 447: The difference between risk tolerance and risk capacity

We want to answer your questions about money. Email us and you may hear yours on the air: [email protected] In this week’s episode, we’re talking investing! We discuss a few finer point, which often get overlooked. Click the PLAY button below for the rest of the show!     SIDE NOTE: — Give your personal finances a facelift. Explore our personal guidance platform: Hey Money. —   The post Ep. 447: The difference between risk tolerance and risk capacity appeared first on Pete the Planner®.
3/8/202251 minutes, 42 seconds
Episode Artwork

Ep. 446: The impact of Ukraine on the world economy

We want to answer your questions about money. Email us and you may hear yours on the air: [email protected] In this week’s episode, we’re discussing the impact Ukraine has on the world right now. Please understand, our primary concern is with the... Read More The post Ep. 446: The impact of Ukraine on the world economy appeared first on Pete the Planner®.
3/1/20221 hour, 4 minutes, 27 seconds
Episode Artwork

Ep. 446: The impact of Ukraine on the world economy

We want to answer your questions about money. Email us and you may hear yours on the air: [email protected] In this week’s episode, we’re discussing the impact Ukraine has on the world right now. Please understand, our primary concern is with the Ukrainian people and their safety and security. We do explore other ways in which this crisis impacts other parts of the world. Click the PLAY button below for the rest of the show!     SIDE NOTE: — Give your personal finances a facelift. Explore our personal guidance platform: Hey Money. —   The post Ep. 446: The impact of Ukraine on the world economy appeared first on Pete the Planner®.
3/1/20221 hour, 4 minutes, 27 seconds
Episode Artwork

Ep. 445: The housing market is a giant bubble, right?

We want to answer your questions about money. Email us and you may hear yours on the air: [email protected] This week on the Pete the Planner Show, we’re exploring why we think the housing market is about to get hammered, and who’s... Read More The post Ep. 445: The housing market is a giant bubble, right? appeared first on Pete the Planner®.
2/22/202250 minutes, 19 seconds
Episode Artwork

Ep. 445: The housing market is a giant bubble, right?

We want to answer your questions about money. Email us and you may hear yours on the air: [email protected] This week on the Pete the Planner Show, we’re exploring why we think the housing market is about to get hammered, and who’s going to suffer for it. Click the PLAY button below for the rest of the show!     SIDE NOTE: — Give your personal finances a facelift. Explore our personal guidance platform: Hey Money. —   The post Ep. 445: The housing market is a giant bubble, right? appeared first on Pete the Planner®.
2/22/202250 minutes, 19 seconds
Episode Artwork

Ep. 444: Are 401k vesting schedules ethical?

We want to answer your questions about money. Email us and you may hear yours on the air: [email protected] This week on the Pete the Planner Show, we’re exploring three main topics: Are 401k vesting schedules ethical? Should my wife’s organ transplant... Read More The post Ep. 444: Are 401k vesting schedules ethical? appeared first on Pete the Planner®.
2/15/20221 hour, 3 minutes, 5 seconds
Episode Artwork

Ep. 444: Are 401k vesting schedules ethical?

We want to answer your questions about money. Email us and you may hear yours on the air: [email protected] This week on the Pete the Planner Show, we’re exploring three main topics: Are 401k vesting schedules ethical? Should my wife’s organ transplant affect our retirement spending strategy? Why doesn’t the market spike on Fridays, due to everyone getting paid and making 401k deposits? Here’s a preview of what happened and when: Show Notes: Emailer worried his employer’s 401 matching contributions could be pulled-back, if he leaves his job Whether you know it or not, when your employer contributes to your 401k, their deposits aren’t completely yours until after a pre-determined period of time. Of course there’s a term for this; it’s called vesting. Vesting exists for a few different reasons, but the primary reason is to encourage you to stay at your job longer. There are some strange ramifications to vesting, for both the employer and the employee. In this segment, we discuss whether vesting makes sense, and what you need to know to ensure you don’t miss-out on your employer’s contributions. An emailer’s wife got two organ transplants; should that affect their planning? The great challenge of financial planning is that a plan must be practical and realistic both 5 minutes from now and 30 years from now. Health realities only add to the complexity of financial planning. In this segment, the emailer must make decisions around pension survivor benefits. Why doesn’t the market spike on payday, as millions make deposits into their 401k’s? On the surface, this hypothesis makes a lot of sense. Why doesn’t the market spike on Fridays, or other popular paydays? It’s complicated, but 401k deposits aren’t as immediate as you think.   Click the PLAY button below for the rest of the show!     SIDE NOTE: — Give your personal finances a facelift. Explore our personal guidance platform: Hey Money. —   The post Ep. 444: Are 401k vesting schedules ethical? appeared first on Pete the Planner®.
2/15/20221 hour, 3 minutes, 5 seconds
Episode Artwork

Ep. 443: Could consumer habits solve the inflation problem?

We want to answer your questions about money. Email us and you may hear yours on the air: [email protected] This week on the Pete the Planner Show, we’re exploring three main topics: How often should you look at your investments? Could changing... Read More The post Ep. 443: Could consumer habits solve the inflation problem? appeared first on Pete the Planner®.
2/8/20221 hour, 1 minute, 13 seconds
Episode Artwork

Ep. 443: Could consumer habits solve the inflation problem?

We want to answer your questions about money. Email us and you may hear yours on the air: [email protected] This week on the Pete the Planner Show, we’re exploring three main topics: How often should you look at your investments? Could changing consumer habits toward experiences, make goods less expensive? How is a person who is very behind on retirement savings supposed to retire? Here’s a preview of what happened and when: Show Notes: Looking at your investment account balances too often can cause undue financial anxiety Dame admits to looking at his investments too often, in good times and in bad. And Pete admits to checking the price of certain investments during bad times, but can’t bring himself to look at the balance. The fact is, if you’re a long-term investor and the market is trending down, looking at your account is pointless. More harm than good can come from that increased awareness. A new report suggests consumers are buying more experiences and fewer goods When the pandemic started, all you could buy were goods, as experiences were more or less closed. With the return to normalcy at the front of everyone’s mind, consumers have started to buy less stuff and buy more experiences (like travel). Theoretically, along with the supply chain getting caught-up, could result in inflation finding itself under control. If you’re 50 years old and just starting to save, is there hope at retirement? Yes, but it depends on how much money you make and how much you spend. But not the way you think. The less your household income is, the more likely Social Security retirement can replace a great deal of that income once you reach full-retirement age. Your job then become to supplement that income by systematically investing during your remaining work years. Click the PLAY button below for the rest of the show!     SIDE NOTE: — Give your personal finances a facelift. Explore our personal guidance platform: Hey Money. —   The post Ep. 443: Could consumer habits solve the inflation problem? appeared first on Pete the Planner®.
2/8/20221 hour, 1 minute, 13 seconds
Episode Artwork

Ep. 442: Stress is an amazing financial motivator…at first

We want to answer your questions about money. Email us and you may hear yours on the air: [email protected] This week on the Pete the Planner Show, we’re exploring three main topics: How does the taxation of ETFs differ from the taxation... Read More The post Ep. 442: Stress is an amazing financial motivator…at first appeared first on Pete the Planner®.
2/1/202258 minutes, 35 seconds
Episode Artwork

Ep. 442: Stress is an amazing financial motivator…at first

We want to answer your questions about money. Email us and you may hear yours on the air: [email protected] This week on the Pete the Planner Show, we’re exploring three main topics: How does the taxation of ETFs differ from the taxation of actively managed mutual funds? Does you level of stability impact your primary financial motivation? Pete says absolutely yes. The economy is gonna get weird in the 2nd and 3rd quarter of 2022, according to Pete’s bold prediction of the week. Here’s a preview of what happened and when: Show Notes: Diana wants to know if ETFs are a tax nightmare When you are holding passive investment vehicles, your tax burden can often be significantly less than when you’re holding active vehicles. Dame explains. Pete has a new theory about stress, reality, and opportunity Pete’s hypothesis is that people who aren’t struggling, but also not stable, run the risk of chasing opportunity, as opposed to acting on the reality of the situation. Will student loan repayments starting up again in May impact the economy? Pete and Dame say yes, that is unless repayment obligations are delayed again. Click the PLAY button below for the rest of the show!     SIDE NOTE: — Give your personal finances a facelift. Explore our personal guidance platform: Hey Money. —   The post Ep. 442: Stress is an amazing financial motivator…at first appeared first on Pete the Planner®.
2/1/202258 minutes, 35 seconds
Episode Artwork

Ep. 441: How common is insider trading, and are you at risk?

We want to answer your questions about money. Email us and you may hear yours on the air: [email protected] This week on the Pete the Planner Show, we’re exploring three main topics: Is cash about to become popular again?  Why did Netflix... Read More The post Ep. 441: How common is insider trading, and are you at risk? appeared first on Pete the Planner®.
1/25/20221 hour, 6 minutes, 35 seconds
Episode Artwork

Ep. 441: How common is insider trading, and are you at risk?

We want to answer your questions about money. Email us and you may hear yours on the air: [email protected] This week on the Pete the Planner Show, we’re exploring three main topics: Is cash about to become popular again?  Why did Netflix and Peloton have the worst week ever? How common is insider trading, and are you at risk? Here’s a preview of what happened and when: Show Notes: More stores are giving cash discounts Is society’s move to cashless, short-lived? A recent trend in cash discounts suggests that cash is making a comeback. Dame and Pete explore whether or not that’s practical. Pete and Dame discuss why Netflix and Peloton’s stocks crashed Turns-out, people want to go outside when the pandemic is over. Netflix has hit a subscriber ceiling, possibly. You always hear about insider trading, but how common is it Unless you are an executive at a publicly traded company or you’re in the investment business, insider trading is pretty rare. That is unless you’re a congressperson, allegedly. Click the PLAY button below for the rest of the show!     SIDE NOTE: — Give your personal finances a facelift. Explore our personal guidance platform: Hey Money. —   The post Ep. 441: How common is insider trading, and are you at risk? appeared first on Pete the Planner®.
1/25/20221 hour, 6 minutes, 35 seconds
Episode Artwork

Ep. 440: Should you care if your financial advisor is an avid gambler?

We want to answer your questions about money. Email us and you may hear yours on the air: [email protected] This week on the Pete the Planner Show, we’re exploring three main topics: Can an emailer retire, whether or not you should be... Read More The post Ep. 440: Should you care if your financial advisor is an avid gambler? appeared first on Pete the Planner®.
1/18/20221 hour, 2 minutes, 21 seconds
Episode Artwork

Ep. 440: Should you care if your financial advisor is an avid gambler?

We want to answer your questions about money. Email us and you may hear yours on the air: [email protected] This week on the Pete the Planner Show, we’re exploring three main topics: Can an emailer retire, whether or not you should be bothered by your advisor’s sports gambling, and how you can avoid the impending tax refund delay. Oh, and Pete may have been over-caffeinated. Here’s a preview of what happened and when: Show Notes: Emailer asks questions, saves words for himself Hi. We’re 55. 4.6m net worth, 1m of which is in our home. 2 private colleges funded 0 debt. 120k a year all in spending and we can easily cut back Estimate 5k a month SS in 12 years or more waiting to 70.5. Can we retire? P.S. 60/40 portfolio. 6% rebalancing bands. Pete and Dame debate the relevance of a financial advisor’s sports gambling As it turns out, it bothers both Pete and Dame. But they admit they’re likely way over-sensitive to this topic. Gambling and investing are not the same, but sometimes people approach investing like they approach gambling, which is where things start to go horribly wrong. The IRS is incredibly understaffed, which means tax refunds could be severely delayed this year In the first 6 months of 2021, 15,000 IRS employees tried to handle 240 million calls. Yeah, that didn’t work. Click the PLAY button below for the rest of the show!     SIDE NOTE: — Give your personal finances a facelift. Explore our personal guidance platform: Hey Money. —   The post Ep. 440: Should you care if your financial advisor is an avid gambler? appeared first on Pete the Planner®.
1/18/20221 hour, 2 minutes, 21 seconds
Episode Artwork

Ep. 439: Market Review for 2021 PLUS Our Picks for 2022

We want to answer your questions about money. Email us and you may hear yours on the air: [email protected] This week on the Pete the Planner Show, we’re still saying Happy New Year! 🥳 🎉 Here’s a preview of what happened and when:... Read More The post Ep. 439: Market Review for 2021 PLUS Our Picks for 2022 appeared first on Pete the Planner®.
1/11/20221 hour, 1 minute, 21 seconds
Episode Artwork

Ep. 439: Market Review for 2021 PLUS Our Picks for 2022

We want to answer your questions about money. Email us and you may hear yours on the air: [email protected] This week on the Pete the Planner Show, we’re still saying Happy New Year!
1/11/20221 hour, 1 minute, 21 seconds
Episode Artwork

Ep. 438: Three Smart Money Moves to End 2021 & Start 2022

We want to answer your questions about money. Email us and you may hear yours on the air: [email protected] This week on the Pete the Planner Show, a bonanza of Dunns! Damian is back, Pete’s here, and they bring on the most... Read More The post Ep. 438: Three Smart Money Moves to End 2021 & Start 2022 appeared first on Pete the Planner®.
12/28/202156 minutes, 9 seconds
Episode Artwork

Ep. 438: Three Smart Money Moves to End 2021 & Start 2022

We want to answer your questions about money. Email us and you may hear yours on the air: [email protected] This week on the Pete the Planner Show, a bonanza of Dunns! Damian is back, Pete’s here, and they bring on the most special guest co-host, Pete’s very own son: Theo “Ted” Dunn! No time to listen to the LAST SHOW OF 2021?  Here’s a preview of what happened and when: Show Notes: SPECIAL NEWS ALERT: FEDERAL STUDENT LOANS PAUSE EXTENSION: [5:55] On December 12, 2021, President Biden extended the pause on federal student loans until May 1, 2022. Payments had been set to restart on February 1, 2022. Approximately 41 million individuals had their loans put into administrative forbearance as part of the CARES Act nearly 2 years ago effectively removing the requirement that they make monthly payments to the government. The deadline has been extended by both Presidents Trump and Biden. Borrowers will continue to have the option of not making any student loan payments due on their federal student loans, though they can resume making payments at any time. Any payments made during this pause will be applied against the principal of the loan as interest has been paused during this time, as well. PETE: I am surprised, but not shocked. DAMIAN: People are appreciative, but upset about this news. The conversation was previously about forgiving (some) of the Student Loan debt. PETE: The perfect time to restart this, politics aside, is actually now. DAMIAN: There may be a tax return coming in around that time, to possibly help ease the transition back into payments.   THREE SMART MONEY MOVES: [22:30] Let’s begin with Employee Benefits. Instead of waiting until open enrollment, get into your portal and ask yourself the critical question: “Am I okay with this current path?” DAMIAN: Maybe it’s looking at any new changes to the benefits from over the year(s). Minor changes to health plans, or retirement accounts, are all to be considered. PETE: Ah, the annual rebalance. This is a good time of year to take a look at what’s happening across the entire financial landscape of your life. DAMIAN: Look to see if there is an automatic rebalance option. Second money move: Conduct a household financial meeting DAMIAN: Use this time (even 30 minutes) to do a household finance S.W.O.T analysis and set some financial goals for the new year Third money move: Look at your checking account more critically. How could you improve the flow of your money? What patterns do you see? DAMIAN: We’re not talking about huge changes, but remember that small changes can lead to big differences over time.   We only show a few previews here, but don’t stop you from enjoying the whole show. Click the PLAY button below for the rest of the show!     FINAL SIDE NOTE OF 2021: — Before you go, give your personal finances a facelift. Peep our personal guidance platform: Hey Money. —   The post Ep. 438: Three Smart Money Moves to End 2021 & Start 2022 appeared first on Pete the Planner®.
12/28/202156 minutes, 9 seconds
Episode Artwork

Ep. 437: Talking Modern Money with Special Guest: Joe Saul-Sehy

We want to answer your questions about money. Email us and you may hear yours on the air: [email protected] This week on the Pete the Planner Show, Pete brings a friend and special guest co-host, Joe Saul-Sehy from the podcast Stacking Benjamins!... Read More The post Ep. 437: Talking Modern Money with Special Guest: Joe Saul-Sehy appeared first on Pete the Planner®.
12/21/20211 hour, 10 minutes, 23 seconds
Episode Artwork

Ep. 437: Talking Modern Money with Special Guest: Joe Saul-Sehy

We want to answer your questions about money. Email us and you may hear yours on the air: [email protected] This week on the Pete the Planner Show, Pete brings a friend and special guest co-host, Joe Saul-Sehy from the podcast Stacking Benjamins! No time to listen?  Here’s a preview of what happened and when: Show Notes: Looking for the TL;DR summary? This conversation is too fun not to check it our for yourself. From cryptocurrency to Joe’s latest book, “STACKED: Your Super‑Serious Guide to Modern Money,” you can tell they both have had long histories of being on-air.   Play the rest of the show for more!  —  click PLAY below.   SIDE NOTE: — Before you go, give your personal finances a facelift. Peep our personal guidance platform: Hey Money. —   The post Ep. 437: Talking Modern Money with Special Guest: Joe Saul-Sehy appeared first on Pete the Planner®.
12/21/20211 hour, 10 minutes, 23 seconds
Episode Artwork

Ep. 436: HELP! My Employer Doesn’t Have A Good 401(k) Plan

We want to answer your questions about money. Email us and you may hear yours on the air: [email protected] This week on the Pete the Planner Show, Pete pushed his limits tooooo far with a giant 2PM cold brew coffee. 🥴  …Bad... Read More The post Ep. 436: HELP! My Employer Doesn’t Have A Good 401(k) Plan appeared first on Pete the Planner®.
12/14/20211 hour, 4 minutes, 43 seconds
Episode Artwork

Ep. 436: HELP! My Employer Doesn’t Have A Good 401(k) Plan

We want to answer your questions about money. Email us and you may hear yours on the air: [email protected] This week on the Pete the Planner Show, Pete pushed his limits tooooo far with a giant 2PM cold brew coffee.
12/14/20211 hour, 4 minutes, 43 seconds
Episode Artwork

Ep. 435: Discretionary Spending + Financial News Rundown

We want to answer your questions about money. Email us and you may hear yours on the air: [email protected] This week on the Pete the Planner Show, Pete abandoned the show opening tune and got scolded by Damian! Whew! No time to... Read More The post Ep. 435: Discretionary Spending + Financial News Rundown appeared first on Pete the Planner®.
12/9/202147 minutes, 53 seconds
Episode Artwork

Ep. 435: Discretionary Spending + Financial News Rundown

We want to answer your questions about money. Email us and you may hear yours on the air: [email protected] This week on the Pete the Planner Show, Pete abandoned the show opening tune and got scolded by Damian! Whew! No time to listen?  Here’s a preview of what happened and when: Show Notes: MAILBAG QUESTION #1: [5:05] “Dear Pete, I heard colleagues talking about discretionary spending this week. It got me thinking about how much money I allow myself to spend in any given month. I typically give myself some cushion for dinning out and a random purchase here or there. Beyond that, I tend to keep a pretty low balance in my checking account because I tend to spend more responsibly if I limit the amount of money I have access to. How do you think about discretionary spending? DAMIAN: Discretionary spending is actually planned, you just don’t know what you’re spending it on yet. DAMIAN: It’s quite variable, so don’t compare yourself to other families in this category PETE: You’re giving yourself an allowance; what you spend it on is what’s discretionary. It took an ugly turn when online banking came out. The debit card makes spending all too easy. PETE: You have to find a way that works for you. You don’t need to keep boatloads of money in your checking account.   The Dunns cover so much more in the full show! Don’t let this little teaser stop you from enjoying the whole thing.   Play the rest of the show for more!  —  click PLAY below.   SIDE NOTE: — Before you go, give your personal finances a facelift. Peep our personal guidance platform: Hey Money. —   The post Ep. 435: Discretionary Spending + Financial News Rundown appeared first on Pete the Planner®.
12/9/202147 minutes, 53 seconds
Episode Artwork

Ep. 434: Let’s Play, ‘Will You Need That Much?’

We want to answer your questions about money. Email us and you may hear yours on the air: [email protected] This week on the Pete the Planner Show, Pete and Damian get into the show in record time! No time to listen?  Here’s... Read More The post Ep. 434: Let’s Play, ‘Will You Need That Much?’ appeared first on Pete the Planner®.
11/23/202144 minutes, 34 seconds
Episode Artwork

Ep. 434: Let’s Play, ‘Will You Need That Much?’

We want to answer your questions about money. Email us and you may hear yours on the air: [email protected] This week on the Pete the Planner Show, Pete and Damian get into the show in record time! No time to listen?  Here’s a preview of what happened and when: Show Notes: MAILBAG QUESTION #1: [2:07] “Hey Pete, honest question: given recent content around inflation and changing conventional knowledge about drawdown rates… My wife and I generally set aside $50,000 – $60,000 annually for retirement, including employer matches. We have 25-30 years until retirement and our savings is about $430,000. We max out one 401(k), we’re also funding two 529s and making weekly contributions into brokerage accounts. We have a very aggressive risk tolerance, but assume conservative returns for long-term planning. Despite all of this, most retirement calculators have us coming up short because they assume we’ll need 75%-80% of our current income in retirement. Our income is slightly variable based on annual bonus potential and whatnot. But shouldn’t we reduce the amount of annual retirement income we’ll need by what we’re currently saving? At the point of retirement, we’ll be drawing down our balance rather than actively contributing so it seems that it should be reflected in the assumed need… PETE: I major beef with retirement calculators. Do they assume people won’t reduce their expenses at all? DAMIAN: Most people don’t want to live on less in retirement. Hopefully your health will be in good condition, and you may end up spending more with the extra time on your hands. PETE: Most people accumulate priorities without shedding priorities DAMIAN: That can be an absolute retirement plan killer.   WILL YOU NEED THAT MUCH?:  [13:50] Let’s look at the Ideal Budget and play a game. Do you think you will need more or less of the following expenses in retirement?: HOUSING (25%) of your income: Damian – Less. Pete – Less TRANSPORTATION (15%): Damian – Maybe a push. Pete – Less FOOD (12%): Damian – Less. Pete – Maybe about the same. Review the rest of the Ideal Budget with the Dunns in when you listen to the full show!   Play the rest of the show for more!  —  click PLAY below.   SIDE NOTE: — Before you go, give your personal finances a facelift. Peep our personal guidance platform: Hey Money. —   The post Ep. 434: Let’s Play, ‘Will You Need That Much?’ appeared first on Pete the Planner®.
11/23/202144 minutes, 34 seconds
Episode Artwork

Ep. 433: Retirement – Digging Deep Into the 4% Rule…

We want to answer your questions about money. Email us and you may hear yours on the air: [email protected] This week on the Pete the Planner Show, Pete and Damian revisit a #FAIL of their own: the intro music to the show.... Read More The post Ep. 433: Retirement – Digging Deep Into the 4% Rule… appeared first on Pete the Planner®.
11/16/202153 minutes, 50 seconds
Episode Artwork

Ep. 433: Retirement – Digging Deep Into the 4% Rule…

We want to answer your questions about money. Email us and you may hear yours on the air: [email protected] This week on the Pete the Planner Show, Pete and Damian revisit a #FAIL of their own: the intro music to the show. No time to listen?  Here’s a preview of what happened and when: Show Notes: DIGGING DEEP INTO THE 4% RULE: [6:33] One of the weird things about saving money into a retirement plan for 45 years is your find yourself perpetually in the accumulation phase. You don’t really think about the distribution phase. It can be hard to stay focused and remember why you’re doing it. The industry rallied around this idea that you should calculate how much your nest egg will generate by multiplying your nest egg by 4% and that will tell you how much you can safely withdraw annually without the fear of running out of money.  This past week, a paper was published suggesting the new number should be 3.3%. PETE: This means a $500,000 nest egg at retirement would then drop from $20K to $16,500 per year without the fear of running out of money. DAMIAN: $500,000 sounds cool, but that’s a pretty small number when you break it down with maths. PETE: If more people calculated a proper withdrawal rate at the midpoint in their career, I think it would make people get on their horse a bit more when thinking about retirement.   IRS  CONTRIBUTION LIMITS HAVE CHANGED AGAIN!:  [19:45] Every year, the IRS puts together the increases in contribution limits people can put into retirement vehicles and other things. Their changes are always shockingly predictable. Special note: there has been a lot of criticism lately as this relates to the income gap and how retirement plans unfairly reward those with money, which in turn, leaves people with no money behind. In 2021, if you were to max out a 401(k) or 403(b), you could put in $19,500. It used to be $18,000 some years ago. PETE: One of the ways people can prepare for the retirement crisis is by putting away the right amount of money. By not moving the limits up, in some respects could dissuade people from properly planning for retirement. DAMIAN: In the year 2000, it was $10,500. In 2005: $14,000. In 2010: $16,500. In 2015: $18,000. In 2022: it’s $20,500….if you’re 49 years old or younger. Find out why we think this is problematic in the full show!   Play the rest of the show for more!  Check it out in the full show!  — click PLAY below.   SIDE NOTE: — Before you go, give your personal finances a facelift. Peep our personal guidance platform: Hey Money. —   The post Ep. 433: Retirement – Digging Deep Into the 4% Rule… appeared first on Pete the Planner®.
11/16/202153 minutes, 50 seconds
Episode Artwork

Ep. 432: Does Being ‘Dependable’ Make You Financially Stable?

We want to answer your questions about money. Email us and you may hear yours on the air: [email protected] This week on the Pete the Planner Show, Pete and Damian discuss what could be the biggest business FAIL of all time! No... Read More The post Ep. 432: Does Being ‘Dependable’ Make You Financially Stable? appeared first on Pete the Planner®.
11/9/202148 minutes, 1 second
Episode Artwork

Ep. 432: Does Being ‘Dependable’ Make You Financially Stable?

We want to answer your questions about money. Email us and you may hear yours on the air: [email protected] This week on the Pete the Planner Show, Pete and Damian discuss what could be the biggest business FAIL of all time! No... Read More
11/9/202148 minutes, 1 second
Episode Artwork

Ep. 431: Do You Need Credit to Get Student Loans?

We want to answer your questions about money. Email us and you may hear yours on the air: [email protected] This week on the Pete the Planner Show, Damian is back! And …there goes the show. 😅 No time to listen?  Here’s a... Read More The post Ep. 431: Do You Need Credit to Get Student Loans? appeared first on Pete the Planner®.
10/26/202159 minutes, 57 seconds
Episode Artwork

Ep. 431: Do You Need Credit to Get Student Loans?

We want to answer your questions about money. Email us and you may hear yours on the air: [email protected] This week on the Pete the Planner Show, Damian is back! And …there goes the show.
10/26/202159 minutes, 57 seconds
Episode Artwork

Ep. 430: Colleges Running Up the Tab on Parent PLUS Loans

We want to answer your questions about money. Email us and you may hear yours on the air: [email protected] This week on the Pete the Planner Show, Peter and Dam- wait… no; Kristen! Pete and Kristen connect to throw down the gauntlet... Read More The post Ep. 430: Colleges Running Up the Tab on Parent PLUS Loans appeared first on Pete the Planner®.
10/19/20211 hour, 1 minute, 54 seconds
Episode Artwork

Ep. 430: Colleges Running Up the Tab on Parent PLUS Loans

We want to answer your questions about money. Email us and you may hear yours on the air: [email protected] This week on the Pete the Planner Show, Peter and Dam- wait… no; Kristen! Pete and Kristen connect to throw down the gauntlet... Read More
10/19/20211 hour, 1 minute, 54 seconds
Episode Artwork

Ep. 429: Why Raising the Federal Debt Ceiling Matters

We want to answer your questions about money. Email us and you may hear yours on the air: [email protected] This week on the Pete the Planner Show, Peter and Damian are back in the chairs with the most hilarious banter of all... Read More The post Ep. 429: Why Raising the Federal Debt Ceiling Matters appeared first on Pete the Planner®.
10/12/20210
Episode Artwork

Ep. 429: Why Raising the Federal Debt Ceiling Matters

We want to answer your questions about money. Email us and you may hear yours on the air: [email protected] This week on the Pete the Planner Show, Peter and Damian are back in the chairs with the most hilarious banter of all... Read More
10/12/20210
Episode Artwork

Ep. 428: Handling the Unexpected Expenses Parents See!

We want to answer your questions about money. Email us and you may hear yours on the air: [email protected] This week on the Pete the Planner Show, IT’S SPOOKY SEASON! Don’t skip past this show intro! No time to listen?  Here’s a... Read More The post Ep. 428: Handling the Unexpected Expenses Parents See! appeared first on Pete the Planner®.
10/5/20210
Episode Artwork

Ep. 428: Handling the Unexpected Expenses Parents See!

We want to answer your questions about money. Email us and you may hear yours on the air: [email protected] This week on the Pete the Planner Show, IT’S SPOOKY SEASON! Don’t skip past this show intro! No time to listen?  Here’s a... Read More
10/5/20210
Episode Artwork

Ep. 427: Questioning Our Confidence in Retirement!

We want to answer your questions about money. Email us and you may hear yours on the air: [email protected] This week on the Pete the Planner Show, Pete admitted he talked too much last week! No time to listen?  Here’s a preview... Read More The post Ep. 427: Questioning Our Confidence in Retirement! appeared first on Pete the Planner®.
9/27/20210
Episode Artwork

Ep. 427: Questioning Our Confidence in Retirement!

We want to answer your questions about money. Email us and you may hear yours on the air: [email protected] This week on the Pete the Planner Show, Pete admitted he talked too much last week! No time to listen?  Here’s a preview... Read More
9/27/20210
Episode Artwork

Ep. 426: Parent PLUS Loans Are the Bane of Our Existence?!

We want to answer your questions about money. Email us and you may hear yours on the air: [email protected] This week on the Pete the Planner Show, Pete and Damian drop in with a new intro! You’ve got to hear this. No... Read More The post Ep. 426: Parent PLUS Loans Are the Bane of Our Existence?! appeared first on Pete the Planner®.
9/21/20210
Episode Artwork

Ep. 426: Parent PLUS Loans Are the Bane of Our Existence?!

We want to answer your questions about money. Email us and you may hear yours on the air: [email protected] This week on the Pete the Planner Show, Pete and Damian drop in with a new intro! You’ve got to hear this. No... Read More
9/21/20210
Episode Artwork

Ep. 425: Open Enrollment: The Biggest (Financial) Missed Opportunity?

We want to answer your questions about money. Email us and you may hear yours on the air: [email protected] This week on the Pete the Planner Show, Pete and Damian ease back into things from a holiday off-week!  No time to listen? ... Read More The post Ep. 425: Open Enrollment: The Biggest (Financial) Missed Opportunity? appeared first on Pete the Planner®.
9/14/20210
Episode Artwork

Ep. 425: Open Enrollment: The Biggest (Financial) Missed Opportunity?

We want to answer your questions about money. Email us and you may hear yours on the air: [email protected] This week on the Pete the Planner Show, Pete and Damian ease back into things from a holiday off-week!  No time to listen? ... Read More
9/14/20210
Episode Artwork

Ep. 424: Is Your Alma Mater Going Under?

We want to answer your questions about money. Email us and you may hear yours on the air: [email protected] This week on the Pete the Planner Show, Pete goes full-on Soccer Assistant Coach!  No time to listen?  Here’s a preview of what happened... Read More The post Ep. 424: Is Your Alma Mater Going Under? appeared first on Pete the Planner®.
8/31/202156 minutes, 13 seconds
Episode Artwork

Ep. 424: Is Your Alma Mater Going Under?

We want to answer your questions about money. Email us and you may hear yours on the air: [email protected] This week on the Pete the Planner Show, Pete goes full-on Soccer Assistant Coach!  No time to listen?  Here’s a preview of what happened... Read More
8/31/202156 minutes, 13 seconds
Episode Artwork

Ep. 423: Pandemic Fallout: We React to the News!

We want to answer your questions about money. Email us and you may hear yours on the air: [email protected] This week on the Pete the Planner Show, Pete and Damian continue their Dunniest unrelated Dunn banter!  No time to listen?  Here’s a... Read More The post Ep. 423: Pandemic Fallout: We React to the News! appeared first on Pete the Planner®.
8/24/202156 minutes, 5 seconds
Episode Artwork

Ep. 423: Pandemic Fallout: We React to the News!

We want to answer your questions about money. Email us and you may hear yours on the air: [email protected] This week on the Pete the Planner Show, Pete and Damian continue their Dunniest unrelated Dunn banter!  No time to listen?  Here’s a... Read More
8/24/202156 minutes, 5 seconds
Episode Artwork

Ep. 422: When I Retire, What Really Happens to My Money?

We want to answer your questions about money. Email us and you may hear yours on the air: [email protected] This week on the Pete the Planner Show, Damian becomes a radio star!  No time to listen?  Here’s a preview of what happened and... Read More The post Ep. 422: When I Retire, What Really Happens to My Money? appeared first on Pete the Planner®.
8/17/202154 minutes, 50 seconds
Episode Artwork

Ep. 422: When I Retire, What Really Happens to My Money?

We want to answer your questions about money. Email us and you may hear yours on the air: [email protected] This week on the Pete the Planner Show, Damian becomes a radio star!  No time to listen?  Here’s a preview of what happened and... Read More
8/17/202154 minutes, 50 seconds
Episode Artwork

Ep. 421: The Jobs Report Is Here & I Was Wrong (Again!)

We want to answer your questions about money. Email us and you may hear yours on the air: [email protected] This week on the Pete the Planner Show, Pete and Damian change it up with YouTube and Facebook Live with the killer ‘wide... Read More The post Ep. 421: The Jobs Report Is Here & I Was Wrong (Again!) appeared first on Pete the Planner®.
8/10/20211 hour, 7 minutes, 16 seconds
Episode Artwork

Ep. 421: The Jobs Report Is Here & I Was Wrong (Again!)

We want to answer your questions about money. Email us and you may hear yours on the air: [email protected] This week on the Pete the Planner Show, Pete and Damian change it up with YouTube and Facebook Live with the killer ‘wide... Read More
8/10/20211 hour, 7 minutes, 16 seconds
Episode Artwork

Ep. 420: “Pete, Am I Investing Too Aggressively?”

We want to answer your questions about money. Email us and you may hear yours on the air: [email protected] This week on the Pete the Planner Show, Pete is back from vacation and Dame’s AquaDunns are expected to do quite well in... Read More The post Ep. 420: “Pete, Am I Investing Too Aggressively?” appeared first on Pete the Planner®.
8/3/202146 minutes, 49 seconds
Episode Artwork

Ep. 420: “Pete, Am I Investing Too Aggressively?”

We want to answer your questions about money. Email us and you may hear yours on the air: [email protected] This week on the Pete the Planner Show, Pete is back from vacation and Dame’s AquaDunns are expected to do quite well in... Read More
8/3/202146 minutes, 49 seconds
Episode Artwork

Ep. 419: Dissecting the New Inflation & Social Security Rates

We want to answer your questions about money. Email us and you may hear yours on the air: [email protected] This week on the Pete the Planner Show, Pete and Damian discuss what happens next week when Pete goes on vacation! What do... Read More The post Ep. 419: Dissecting the New Inflation & Social Security Rates appeared first on Pete the Planner®.
7/20/202145 minutes, 28 seconds
Episode Artwork

Ep. 419: Dissecting the New Inflation & Social Security Rates

We want to answer your questions about money. Email us and you may hear yours on the air: [email protected] This week on the Pete the Planner Show, Pete and Damian discuss what happens next week when Pete goes on vacation! What do... Read More
7/20/202145 minutes, 28 seconds
Episode Artwork

Ep. 418: What Do We Do If We Might Over-Fund Our 529?

We want to answer your questions about money. Email us and you may hear yours on the air: [email protected] This week on the Pete the Planner Show, Pete hits the beep AGAIN and wonders if he’s a radio master by now after... Read More The post Ep. 418: What Do We Do If We Might Over-Fund Our 529? appeared first on Pete the Planner®.
7/13/202151 minutes, 33 seconds
Episode Artwork

Ep. 418: What Do We Do If We Might Over-Fund Our 529?

We want to answer your questions about money. Email us and you may hear yours on the air: [email protected] This week on the Pete the Planner Show, Pete hits the beep AGAIN and wonders if he’s a radio master by now after... Read More
7/13/202151 minutes, 33 seconds
Episode Artwork

Ep. 417: Should I Roll Over My Older 401(k)s?

We want to answer your questions about money. Email us and you may hear yours on the air: [email protected] This week on the Pete the Planner Show, Pete hits the beep AGAIN, also Damian chooses the order for the show. WHAAAAT?! 🤯😱... Read More The post Ep. 417: Should I Roll Over My Older 401(k)s? appeared first on Pete the Planner®.
7/6/202148 minutes, 14 seconds
Episode Artwork

Ep. 417: Should I Roll Over My Older 401(k)s?

We want to answer your questions about money. Email us and you may hear yours on the air: [email protected] This week on the Pete the Planner Show, Pete hits the beep AGAIN, also Damian chooses the order for the show. WHAAAAT?!
7/6/202148 minutes, 14 seconds
Episode Artwork

Ep. 416: Is This the Greatest Time Ever for Hustlers?!

We want to answer your questions about money. Email us and you may hear yours on the air: [email protected] This week on the Pete the Planner Show, Pete hits the beep! 🎉🥳 Remember: In the first six months of 2021, we’re going... Read More The post Ep. 416: Is This the Greatest Time Ever for Hustlers?! appeared first on Pete the Planner®.
6/29/202147 minutes, 44 seconds
Episode Artwork

Ep. 415: So, We Need Long-Term Care Insurance Now, Too?

We want to answer your questions about money. Email us and you may hear yours on the air: [email protected] This week on the Pete the Planner Show, Pete and Damian adjust the levels and the recording day to recognize the new Federal Holiday:... Read More The post Ep. 415: So, We Need Long-Term Care Insurance Now, Too? appeared first on Pete the Planner®.
6/22/202151 minutes, 3 seconds
Episode Artwork

Ep. 414: My 2021 Prediction was WRONG! 😫

We want to answer your questions about money. Email us and you may hear yours on the air: [email protected] This week on the Pete the Planner Show, Pete and Damian are rested, recharged and energized from vacation and getting back in their... Read More The post Ep. 414: My 2021 Prediction was WRONG! 😫 appeared first on Pete the Planner®.
6/15/202145 minutes, 58 seconds
Episode Artwork

Ep. 412: How Much Exposure Do You Have to Inflation?

We want to answer your questions about money. Email us and you may hear yours on the air: [email protected] This week on the Pete the Planner Show, Pete and Damian decide if they’re shirts on or shirts off kind of guys at... Read More The post Ep. 412: How Much Exposure Do You Have to Inflation? appeared first on Pete the Planner®.
5/25/202155 minutes, 32 seconds
Episode Artwork

Ep. 411: How Do You Know When You’re A Worse Investor Than You Thought?

We want to answer your questions about money. Email us and you may hear yours on the air: [email protected] This week on the Pete the Planner Show, Damian is exposed to be a martial arts expert?! Remember: In the first six months... Read More The post Ep. 411: How Do You Know When You’re A Worse Investor Than You Thought? appeared first on Pete the Planner®.
5/18/202150 minutes, 3 seconds
Episode Artwork

Ep. 410: Why Hire A Financial Advisor And Not Listen?

We want to answer your questions about money. Email us and you may hear yours on the air: [email protected] This week on the Pete the Planner Show, Pete and Damian get right down to business! Remember: In the first six months of... Read More The post Ep. 410: Why Hire A Financial Advisor And Not Listen? appeared first on Pete the Planner®.
5/11/202147 minutes, 15 seconds
Episode Artwork

Ep. 409: Why Does A Company Care About Its Stock Price?

We want to answer your questions about money. Email us and you may hear yours on the air: [email protected] This week on the Pete the Planner Show, Pete confesses he doesn’t want to get the test to find if he and Damian... Read More The post Ep. 409: Why Does A Company Care About Its Stock Price? appeared first on Pete the Planner®.
5/4/202149 minutes, 15 seconds
Episode Artwork

Ep. 408: Should We Move Our Money To A Self-Directed IRA?

We want to answer your questions about money. Email us and you may hear yours on the air: [email protected] This week on the Pete the Planner Show, Pete reveals how he still goes to bed, even during a live-streamed DJ party! Remember:... Read More The post Ep. 408: Should We Move Our Money To A Self-Directed IRA? appeared first on Pete the Planner®.
4/27/202151 minutes, 31 seconds
Episode Artwork

Ep. 407: Longest Question Ever Asked on This Show?!

We want to answer your questions about money. Email us and you may hear yours on the air: [email protected] This week on the Pete the Planner Show, Pete is back home in the office studio after a year of pandemic evasion! Remember:... Read More The post Ep. 407: Longest Question Ever Asked on This Show?! appeared first on Pete the Planner®.
4/20/202153 minutes, 15 seconds
Episode Artwork

Ep. 406: Where Are All The New Jobs? – Recovery Update

We want to answer your questions about money. Email us and you may hear yours on the air: [email protected] This week on the Pete the Planner Show, Pete and Damian push the podcast recording speed limits, talk news, and give answers to... Read More The post Ep. 406: Where Are All The New Jobs? – Recovery Update appeared first on Pete the Planner®.
4/6/202148 minutes
Episode Artwork

Ep. 405: Buy Quality vs Buy Cheap – What Would We Do?

We want to answer your questions about money. Email us and you may hear yours on the air: [email protected] This week on the Pete the Planner Show, Pete and Damian meet their technical problems face to face! Oh, and they also respond to... Read More The post Ep. 405: Buy Quality vs Buy Cheap – What Would We Do? appeared first on Pete the Planner®.
3/30/202155 minutes, 40 seconds
Episode Artwork

Ep. 404: Should We Eliminate Our Mortgage or Keep Saving?

We want to answer your questions about money. Email us and you may hear yours on the air: [email protected] This week on the Pete the Planner Show, Pete and Damian are digging back into the mailbag to respond to real questions from real... Read More The post Ep. 404: Should We Eliminate Our Mortgage or Keep Saving? appeared first on Pete the Planner®.
3/23/202153 minutes, 34 seconds
Episode Artwork

Ep. 403: U.S. Net Worth Averages & Medians By Age

We want to answer your questions about money. Email us and you may hear yours on the air: [email protected] This week on the Pete the Planner Show, Pete and Damian haven’t the foggiest about what’s going to happen! Hey, it happens to... Read More The post Ep. 403: U.S. Net Worth Averages & Medians By Age appeared first on Pete the Planner®.
3/16/202149 minutes, 25 seconds
Episode Artwork

Ep. 402: What’s Missing from Monte Carlo Simulations?

We want to answer your questions about money. Email us and you may hear yours on the air: [email protected] This week on the Pete the Planner Show, Pete and Damian do a lightning round review of industries to see how they might fare... Read More The post Ep. 402: What’s Missing from Monte Carlo Simulations? appeared first on Pete the Planner®.
3/9/202151 minutes, 22 seconds
Episode Artwork

Ep. 401: Win, Lose, or Fail: Economic Recovery by Industry

We want to answer your questions about money. Email us and you may hear yours on the air: [email protected] This week on the Pete the Planner Show, Pete and Damian do a lightning round review of industries to see how they might fare... Read More The post Ep. 401: Win, Lose, or Fail: Economic Recovery by Industry appeared first on Pete the Planner®.
3/2/202152 minutes, 37 seconds
Episode Artwork

Ep. 400: How Do You Plan (Now) On Funding Your Future?

We want to answer your questions about money. Email us: [email protected] This week on the Pete the Planner Show, THIS IS OUR 400TH EPISODE!!! 🎊🎉 “Mama we made it!” Remember: In the first six months of 2021, we’re going to make over five families’... Read More The post Ep. 400: How Do You Plan (Now) On Funding Your Future? appeared first on Pete the Planner®.
2/23/202156 minutes, 3 seconds
Episode Artwork

Ep. 399: How Our Financial Views Have Evolved Decade x Decade!

We want to answer your questions about money. Email us: [email protected] This week on the Pete the Planner Show, Pete is not a cat, but he and Damian crrrrritique comments from Dave Ramsey! Remember: In the first six months of 2021, we’re going... Read More The post Ep. 399: How Our Financial Views Have Evolved Decade x Decade! appeared first on Pete the Planner®.
2/16/202151 minutes, 55 seconds
Episode Artwork

Ep. 398: Does Mass Student Loan Forgiveness Make Sense?

We want to answer your questions about money. Email us: [email protected] This week on the Pete the Planner Show, Damian gets a “listener” question! Remember: In the first six months of 2021, we’re going to make over five families’ financial lives, LIVE on the... Read More The post Ep. 398: Does Mass Student Loan Forgiveness Make Sense? appeared first on Pete the Planner®.
2/10/202145 minutes, 59 seconds
Episode Artwork

Ep. 397: So, What Happened with GameStop & Robinhood?

We want to answer your questions about money. Email us: [email protected] This week on the Pete the Planner Show, Pete and Damian talk about the GameStop (GME) CHAOS that blew up the stock market. Remember: In the first six months of 2021, we’re... Read More The post Ep. 397: So, What Happened with GameStop & Robinhood? appeared first on Pete the Planner®.
2/2/202151 minutes, 34 seconds
Episode Artwork

Ep. 396: Should Your Adult Kids Know About Your Money?

Get expert answers to your questions about money. Email us at: [email protected] This week on the Pete the Planner Show, Damian gets to choose where the show begins! NOTE: In the first six months of 2021, we’re going to make over five families’ financial... Read More The post Ep. 396: Should Your Adult Kids Know About Your Money? appeared first on Pete the Planner®.
1/26/202151 minutes, 37 seconds
Episode Artwork

Ep. 395: President-Elect Biden’s $1.9 Trillion Stimulus Proposal

Get expert answers to your questions about money. Email us at: [email protected] This week on the Pete the Planner Show, Pete celebrates Betty White’s 99th birthday because of another Betty White?! ….Let’s get into the show. NOTE: In the first six months of 2021, we’re... Read More The post Ep. 395: President-Elect Biden’s $1.9 Trillion Stimulus Proposal appeared first on Pete the Planner®.
1/19/202150 minutes, 43 seconds
Episode Artwork

Ep. 394: Who Knows the Financial Details of Your Life?

Get expert answers to your questions about money. Email us at: [email protected] This week on the Pete the Planner Show, Pete would like to note that his voice is back! Oh, and if you’re interested in a money makeover, check out the note... Read More The post Ep. 394: Who Knows the Financial Details of Your Life? appeared first on Pete the Planner®.
1/12/202152 minutes, 6 seconds
Episode Artwork

Ep. 393: Bold Predictions for 2021…Yeah, We Know.

Get expert answers to your questions about money. Email us at: [email protected] This week on the Pete the Planner Show, 2020 wraps up and Pete and Damian introduce 2021 with bold predictions about what could happen this year? If that’s even possible…... Read More The post Ep. 393: Bold Predictions for 2021…Yeah, We Know. appeared first on Pete the Planner®.
1/5/202153 minutes, 38 seconds
Episode Artwork

Ep. 392: Let’s Break Down This New Stimulus Bill…

Get expert answers to your questions about money. Email us at: [email protected] This week on the Pete the Planner Show, Pete admits that Damian was right! Whether you know if that’s common or not, check out the show to find out why. NOTE:... Read More The post Ep. 392: Let’s Break Down This New Stimulus Bill… appeared first on Pete the Planner®.
12/29/202048 minutes, 32 seconds
Episode Artwork

Ep. 391: 2020 Holiday Variety Pack

Get expert answers to your questions about money. Email us at: [email protected] This week on the Pete the Planner Show, Pete and Damian use a new computer that can shut down the show at any moment! In the first six months of 2021,... Read More The post Ep. 391: 2020 Holiday Variety Pack appeared first on Pete the Planner®.
12/22/202051 minutes, 42 seconds
Episode Artwork

Ep. 390: A New Format & Our Weirdest Metaphor Ever!

QUESTIONS ABOUT MONEY? GET EXPERT ANSWERS. EMAIL US AT: [email protected] week on the Pete the Planner Show, Pete and Damian have an amazing surprise for our show listeners! You will now be getting the full, raw, unedited podcast to hear even more Dunn-isms each week!Show Notes:Mailbag Question 1:My wife and I are both 52 and have a done a mediocre job at saving for retirement. Based on every online calculator I’ve used, we’re falling short of our retirement goals and the goals are modest. Between our mortgage, car payments and kids’ college educations, we don’t have much left each month. What do you tell people who are scraping by now and headed toward a not-so-great retirement?”Damian: You may have to shift your idea of what retirement looks like. The things you may have envisioned are likely going to have to change a bit.Pete: When people look at retirement shortfalls, they come to the conclusion “I don’t have a lot of money.” Change that lens; instead of focusing on not having a lot, focus on eliminating the obligations which make retirement seem impossible. Pete’s StoryTime:“When the pandemic and recession hit, we volunteered our services to the city of Indianapolis to be able to help people who had been suffering. This guy and his wife were about 50 years old. She was staying at home, not working. He was in the hospitality industry. Last year was his best year ever, bringing in $130,000. This year, he will have made $65,000. They’re only going in the hole to the tune of $750 per month. They’re renters and want to buy a home, while staying in their good school district. They’ve saved a bit of a downpayment, and want to buy a $225,000 home. …. They had saved $100K as a downpayment and have $50K in an emergency fund. They don’t feel great about what they have saved for retirement …but they have about $250K saved for retirement. They want to stop renting, but they can’t afford a new house in their neighborhood, even with that downpayment. It’s a remarkable problem, their perspective. Is this not one of the most unusual crises you’ve ever heard of?“Damian: They must have been pretty disciplined prior to this year. They’ve got decisions to make, with younger kids still in school. “How much are they going to want to contribute to their kids’ education?” Some of that savings could need to be redistributed to other areas on their life.Pete: It’s fascinating; they’ve got four goals, but only three of them are possible. I hate to say this, but ‘college’ is at the complete end of the list here.  NO MORE SEGMENTS! There’s so much more in the full show!
12/15/20200
Episode Artwork

Ep. 390: A New Format & Our Weirdest Metaphor Ever!

Questions about money? Get expert answers. Email us at: [email protected] This week on the Pete the Planner Show, Pete and Damian have an amazing surprise for our show listeners! You will now be getting the full, raw, unedited podcast to hear even more... Read More The post Ep. 390: A New Format & Our Weirdest Metaphor Ever! appeared first on Pete the Planner®.
12/15/202058 minutes, 3 seconds
Episode Artwork

Ep. 389: A Unique Stock Market Year-End Review!

QUESTIONS ABOUT MONEY? GET EXPERT ANSWERS. EMAIL US AT: [email protected] week on the Pete the Planner Show, Pete and Damian welcome a special co-host: Pete’s daughter, Ollie!No time to listen? BUMMER. Here’s some of what happened:Show Notes:Stock Market Year-End Review (a month early):Back on March 23rd, Pete and Damian talked about the performance of the market. Neither predicted that things would recover and rally like it has.Guessing Game: How has this stock done this year – is it: up, really up, or down, or really down?Carnival Cruise Lines: (Olivia) Down; (Damian) Very down. – Actual: Very down.Peloton: (Olivia) Up to really up; (Damian) Astronomically up. – Actual: Really up..Delta Airlines: (Olivia) Down; (Damian) Down. – Actual: Really down.ZOOM: (Olivia) Really up; (Damian) Really up. – Actual: Really down.S&P 500: (Olivia) Really up; – Actual: up. Mailbag Question:“I like to think I’m very responsible with money. Other than mortgage ($308K), I have no debt. I make $216K salary + a bonus of about $75K per year. Cashflow is good and I max out my 401(k) with company match. I’ve got 3 kids, 17, 15, and 12 years old respectively. I have some college funds set up for them. Is it stupid to join a country club?“Damian: I’m not unbiased. I grew up on a golf course. The one word that concerns us is “some.” IF the kids know what their future college expense responsible going to be, sure, join the club. Make memories!Pete: Me too. I’m leaning yes on this. His cash flow is significant. They could basically cashflow college. 
12/8/20200
Episode Artwork

Ep. 389: A Unique Stock Market Year-End Review!

Questions about money? Get expert answers. Email us at: [email protected] This week on the Pete the Planner Show, Pete and Damian welcome a special co-host: Pete’s daughter, Ollie! REMINDER: Try HEY MONEY, your new secret weapon for advice in your personal finances. No time to... Read More The post Ep. 389: A Unique Stock Market Year-End Review! appeared first on Pete the Planner®.
12/8/202038 minutes, 57 seconds
Episode Artwork

Ep. 388: Our Philosophies on Money, Explained! Sort Of.

HAVE A MONEY QUESTION? GET EXPERT ANSWERS. EMAIL US AT: [email protected] week on the Pete the Planner Show, Pete and Damian get two of the shortest questions of 2020 …and then they get the longest email question in the history of the show.
12/1/20200
Episode Artwork

Ep. 388: Our Philosophies on Money, Explained! Sort Of.

Have a money question? Get expert answers. Email us at: [email protected] This week on the Pete the Planner Show, Pete and Damian get two of the shortest questions of 2020 …and then they get the longest email question in the history of... Read More The post Ep. 388: Our Philosophies on Money, Explained! Sort Of. appeared first on Pete the Planner®.
12/1/202039 minutes
Episode Artwork

Ep. 387: “Hold Tight. See How Things Play Out…”

HAVE A MONEY QUESTION? GET EXPERT ANSWERS.EMAIL US: [email protected] this episode of the Pete the Planner Show, Peter and Damian remind everyone that the upcoming holidays are not cancelled; we just need to look at them differently, with safety being a priority. FEATURED CONVO: Will Student Loan Forgiveness plans continue with the new federal administration?REMINDER: Try HEY MONEY, your new secret weapon for advice in your personal finances.No time to listen? BUMMER. Here’s some of what happened:Show Notes:Mailbag Question 1:“I’m in Indiana. What is a reasonable fee for a fee-only advisor? What services should I expect? I’ve seen $600 for a retirement readiness assessment, and I’ve seen $1200/year fees. What’s reasonable?”Damian: Let’s compare this to the percentage of the assets managed. I’ve seen all the way up to 2%. This flat-fee idea is gaining traction. What to expect? It depends. A bigger portfolio or on-going relationship is likely going to cost more. Ask yourself ‘what do you need?’ The advisor should essentially keep you from doing something foolish in the long term.Pete: There could be some real confusion here. $125 – $300 per hour sounds reasonable to talk through your financial strategies. Also, use Hey Money, for everything else once you’ve got your investments figured out. (Hint: Use the offer code “RADIO”) Mailbag Question 2:“My wife and I are plotting out our financial goals for 2021, but hit a snag on deciding our theme for the year. Our incomes are north of $350K, or about $17K per month. We both contribute more than 10% to our 401(k)s. We don’t have kids and live in a modest house. We have a savings account with $80K in it we kick into every month; it’s higher than normal. Our debt is our mortgage and med school loans. Should we use the excess cash and pay down our mortgage or invest into the S&P500?“Damian: I think they should wait and keep doing what you’re doing. Watch the incoming administration. Especially with regard to student loans. Does your wife qualify for PSLF (Public Service Student Loan Forgiveness)?Pete: I agree. They need more time. Maybe consider stopping saving so aggressively?  There’s a full, entertaining conversation in here! Get the full answers to this more — click PLAY below for the full show.
11/24/20200
Episode Artwork

Ep. 387: “Hold Tight. See How Things Play Out…”

Have a money question? Get expert answers. Email us: [email protected] On this episode of the Pete the Planner Show, Peter and Damian remind everyone that the upcoming holidays are not cancelled; we just need to look at them differently, with safety being a... Read More The post Ep. 387: “Hold Tight. See How Things Play Out…” appeared first on Pete the Planner®.
11/24/202039 minutes, 2 seconds
Episode Artwork

Ep. 386: Maturity Plays A Big Role In This…

HAVE A MONEY QUESTION? GET EXPERT ANSWERS.EMAIL US: [email protected] this episode of the Pete the Planner Show, Peter and Damian tackle some serious relationship problems. REMINDER: Try HEY MONEY, your new secret weapon for advice in your personal finances.No time to listen? BUMMER. Here’s some of what happened:Show Notes:Mailbag Question 1:“I’m feeling I’ve been abused by my husband. He thinks a stay-at-home mom is a servant and I don’t need an allowance, and is constantly saying rude things to me about our financial problems.”Pete: This hurts. So little is said, with words, but it says so much. The idea of an adult with an allowance still rubs me the wrong way.Damian: Financial abuse often comes along with emotional of physical abuse and manipulation. These stories aren’t to be brushed under the rug. Peoples’ value and worth is not their income. She might need to find an advocate to help create an opening to work through this. Mailbag Question 2:“I believe you have a better chance of success when you know how to define success, which is to set a goal. How do you recommend people set goals when they’re doing it with someone else?“Damian: Communication has to happen. Maybe even over multiple meetings. Start talking about where you’re at and what you want to accomplish. Give yourself a specific number to reach and within a specific time limit.Pete: I’ll add “what it is you’re trying to accomplish.” It’s not enough to say, “I’d like less debt this year.” You need something like, “I’d like $350 less debt on my Best Buy card by December 6th of this year.” You’ve got to be able to measure it. Also, trust and vulnerability have to be there.We built Hey Money so someone can guide you through this process to set financial goals together. (Hint: Use the offer code “RADIO”) There’s a full, entertaining conversation in here! Get the full answers to this more — click PLAY below for the full show.
11/10/20200
Episode Artwork

Ep. 386: Maturity Plays A Big Role In This…

Have a money question? Get expert answers. Email us: [email protected] On this episode of the Pete the Planner Show, Peter and Damian tackle some serious relationship problems.  REMINDER: Try HEY MONEY, your new secret weapon for advice in your personal finances. No time to listen?... Read More The post Ep. 386: Maturity Plays A Big Role In This… appeared first on Pete the Planner®.
11/10/202038 minutes, 59 seconds
Episode Artwork

Ep. 385: The Effects of the Pandemic (and Recession) on Higher Ed

HAVE A MONEY QUESTION? GET EXPERT ANSWERS.EMAIL US: [email protected] this episode of the Pete the Planner Show, Peter and Damian welcome a special guest: Phil Schuman, Executive Director of Financial Wellness & Education at Indiana University!REMINDER: Try HEY MONEY, your new secret weapon for advice in your personal finances.No time to listen? BUMMER. Here’s some of what happened:Show Notes:Catching Up:“What does the local economy of Bloomington, look like?“Phil: I’m glad people hare respecting the mask mandates and following the rules for managing COVID-19, but it’s different; it’s a very different vibe. We’ve seen lots of locals support restaurants. “From a financial perspective… what’s the vibe of students?“Phil: Weirdly, it’s fairly similar. Also, I’m hearing more conversations about about 401(k)s and resources they can use. We’re asking “what can we do to help them overcome financial issues that keep students from their degree?” “Have you seen a trend with parents taking out more or less student loan debt during this pandemic?Damian: The trends are still parented trying to figure out how they’re going to pay for it, especially if there’s been an income disruption in the household…There’s a full, entertaining conversation in here!z! Get the full answers to this more — click PLAY below for the full show.
11/3/20200
Episode Artwork

Ep. 385: The Effects of the Pandemic (and Recession) on Higher Ed

Have a money question? Get expert answers. Email us: [email protected] On this episode of the Pete the Planner Show, Peter and Damian welcome a special guest: Phil Schuman, Executive Director of Financial Wellness & Education at Indiana University! REMINDER: Try HEY MONEY, your new... Read More The post Ep. 385: The Effects of the Pandemic (and Recession) on Higher Ed appeared first on Pete the Planner®.
11/3/202038 minutes, 59 seconds
Episode Artwork

Ep. 385: The Effects of the Pandemic (and Recession) on Higher Ed

Have a money question? Get expert answers. Email us: [email protected] On this episode of the Pete the Planner Show, Peter and Damian welcome a special guest: Phil Schuman, Executive Director of Financial Wellness & Education at Indiana University! REMINDER: Try HEY MONEY, your new... Read More
11/3/202038 minutes, 59 seconds
Episode Artwork

Ep. 384: How We Feel About What We Said 238 Days Ago!

HAVE A MONEY QUESTION? GET EXPERT ANSWERS.EMAIL US: [email protected]’s time for a semi-annual review! On this episode of the Pete the Planner® Show, Peter and Damian discuss their current views on the concerns they had from March 1, 2020! Don’t forget! HEY MONEY is your new secret weapon for advice in your personal finances.No time to listen? BUMMER. Here’s some of what happened:Show Notes:On the Pandemic:“On the pandemic, how concerned are you on a scale of 1-10?“Damian: (NOW) – 6/7. We’re navigating our daily lives, but there’s still something sitting out there… (MARCH) – 1, for my family’s safety.Pete: (NOW) – About an 8, trending towards 9. (MARCH) – I was a 6.On the Market:“On the market, 1 = no concern, 10 = freaking out?“Damian: (NOW) – 2. We’ve been through lots of traumatic stuff over the last 100 years, but things keep steamrolling on. (MARCH) – 1.Pete: (NOW) – 1 on a long-term view, 2 on short-term view. (MARCH) – 1.On the Economy:“On the economy, where are you on the US economy?“Damian: (NOW) – About a 7. We’ve talked about a number of challenges coming (election, evictions, virus ramping back up) so sI’m a little afraid of getting into an open-close cycle in the next 3-12 months… (MARCH) – 3-5, with the information we had.Pete: (NOW) – About an 8 or 9. For the same reasons, maybe a hair stronger though. (MARCH) – I was more concerned about the economy than the pandemic, back then. This is only the highlight reel! Get the full answers to this more — click PLAY below for the full show.
10/27/20200
Episode Artwork

Ep. 384: How We Feel About What We Said 238 Days Ago!

Have a money question? Get expert answers. Email us: [email protected] It’s time for a semi-annual review! On this episode of the Pete the Planner® Show, Peter and Damian discuss their current views on the concerns they had from March 1, 2020!  Don’t... Read More The post Ep. 384: How We Feel About What We Said 238 Days Ago! appeared first on Pete the Planner®.
10/27/202038 minutes, 57 seconds
Episode Artwork

Ep. 384: How We Feel About What We Said 238 Days Ago!

Have a money question? Get expert answers. Email us: [email protected] It’s time for a semi-annual review! On this episode of the Pete the Planner® Show, Peter and Damian discuss their current views on the concerns they had from March 1, 2020!  Don’t... Read More
10/27/202038 minutes, 57 seconds
Episode Artwork

Ep. 383: Managing Money Is Not A “Men’s Only” Club

HAVE A MONEY QUESTION? GET EXPERT ANSWERS.EMAIL US: [email protected] this episode of the Pete the Planner Show, Damian is gone forever! Well….forever was a stretch. For this awesome episode, Pete is handling hosting duties and welcomes our very own, OZ for an important chat!Reminder: HEY MONEY is your new secret weapon for advice in your personal finances.No time to listen? BUMMER. Here’s some of what happened:Show Notes:  Women and Investing:“I’m 24, and a woman. I have never invested in the stock market and I’ve always wanted to. Thinking long term, is it wise for me to invest? Studies show, fewer women invest in the stock market than men. Is there a better mechanism for the risk-averse to grow their money? How do women know when and how to jump into the market?“Pete: There’s been a lot of research around this topic. One shows that when women do invest, they tend to be better investors than men. Here’s the theory on why: in situations where women don’t know what to do, they investigate and to find the answers first. Men tend to plow through the lack of information anyway. That likely leads men into more binds than women.Nevertheless, it’s a predominantly male industry. You should find a female investment advisor. Here’s one!”Equity and The Industry:“The gender equity gap is expected to only grow wider in this country. We are all better off with equitable workplaces.This is only the highlight reel! Dive into this critical conversation! — click PLAY below for the full show.
10/20/20200
Episode Artwork

Ep. 383: Managing Money Is Not A “Men’s Only” Club

Have a money question? Get expert answers. Email us: [email protected] On this episode of the Pete the Planner Show, Damian is gone forever! Well….forever was a stretch. For this awesome episode, Pete is handling hosting duties and welcomes our very own, OZ... Read More The post Ep. 383: Managing Money Is Not A “Men’s Only” Club appeared first on Pete the Planner®.
10/20/202039 minutes, 1 second
Episode Artwork

Ep. 383: Managing Money Is Not A “Men’s Only” Club

Have a money question? Get expert answers. Email us: [email protected] On this episode of the Pete the Planner Show, Damian is gone forever! Well….forever was a stretch. For this awesome episode, Pete is handling hosting duties and welcomes our very own, OZ... Read More
10/20/202039 minutes, 1 second
Episode Artwork

Ep. 382: Let’s Talk About Lifestyle Creep!

HAVE A MONEY QUESTION? GET EXPERT ANSWERS.EMAIL US: [email protected] this episode of the Pete the Planner Show, Peter and Damian ask, “Should a person buy a home right now?” And they answer it!Don’t forget! HEY MONEY is your new secret weapon for advice in your personal finances.No time to listen? BUMMER. Here’s some of what happened:Show Notes:Mailbag Question 1:“As my means has grown, so has my budget. My wife and I used to make $25K, now we are both at about $85-90K. Over the years, we’ve purchased a home and pay for daycare now. We both contribute over 15% to our retirements accounts, and we have no debt other than our mortgage. At what point is a growing budget lifestyle creep and what are key indicators to watch out for?“Damian: Find a way to measure yourself year-over-year. Make sure your goals are covered up front, and appropriate for your situation.Pete: Their income has increased significantly. Their metrics are indicative of people who can responsibly increase their lifestyle. Ask, “what can you remove if times get tough?”Mailbag Question 2:“Is now a good time to refinance my house? … If I am a renter right now, who has a down payment and an emergency fund, is now a good time to buy a house?“Damian: …No.This is only the highlight reel! Get the full answers to this more — click PLAY below for the full show.
10/13/20200
Episode Artwork

Ep. 382: Let’s Talk About Lifestyle Creep!

Have a money question? Get expert answers. Email us: [email protected] On this episode of the Pete the Planner Show, Peter and Damian ask, “Should a person buy a home right now?” And they answer it! Don’t forget! HEY MONEY is your new secret... Read More The post Ep. 382: Let’s Talk About Lifestyle Creep! appeared first on Pete the Planner®.
10/13/202039 minutes, 2 seconds
Episode Artwork

Ep. 382: Let’s Talk About Lifestyle Creep!

Have a money question? Get expert answers. Email us: [email protected] On this episode of the Pete the Planner Show, Peter and Damian ask, “Should a person buy a home right now?” And they answer it! Don’t forget! HEY MONEY is your new secret... Read More
10/13/202039 minutes, 2 seconds
Episode Artwork

Ep. 381: Help! My Parents Haven’t Filed Taxes in 5 Years!

HAVE A MONEY QUESTION? GET EXPERT ANSWERS.EMAIL US: [email protected] this episode of the Pete the Planner Show, Peter and Damian tell personal stories about their households!Don’t forget! HEY MONEY is your new secret weapon for advice in your personal finances.No time to listen? BUMMER. Here’s some of what happened:Show Notes:Mailbag Question 1:“My grandmother passed away and left me $15,000. I could use a new car. What should I do with it?“Damian: I don’t think there’s any way you told them to use that on the car. How are we feeling about their employment? Is it solid?Pete: They also are considering a $12,000 home repair. There are responsible options here. Small-ish inheritances don’t seem to get the same respect as larger amounts.Mailbag Question 2:“You often talk about budgeting. Where I struggle in budgeting is to know what is actually left. We no longer live in a cash society. With debit and credit cards as our spending method, how do you actually know when you’re out of money?”For the answers to this and this episode’s featured question, click PLAY below for the full show.
10/6/20200
Episode Artwork

Ep. 381: Help! My Parents Haven’t Filed Taxes in 5 Years!

Have a money question? Get expert answers. Email us: [email protected] On this episode of the Pete the Planner Show, Peter and Damian tell personal stories about their households! Don’t forget! HEY MONEY is your new secret weapon for advice in your personal finances.... Read More The post Ep. 381: Help! My Parents Haven’t Filed Taxes in 5 Years! appeared first on Pete the Planner®.
10/6/202039 minutes, 2 seconds
Episode Artwork

Ep. 381: Help! My Parents Haven’t Filed Taxes in 5 Years!

Have a money question? Get expert answers. Email us: [email protected] On this episode of the Pete the Planner Show, Peter and Damian tell personal stories about their households! Don’t forget! HEY MONEY is your new secret weapon for advice in your personal finances.... Read More
10/6/202039 minutes, 2 seconds
Episode Artwork

Ep. 380: How Much You Should Have Saved for Retirement

HAVE A MONEY QUESTION? GET EXPERT ANSWERS.EMAIL US: [email protected] this episode of the Pete the Planner Show, Peter and Damian remember they don’t speak Spanish!Don’t forget! HEY MONEY is your new secret weapon for advice in your personal finances.No time to listen? BUMMER. Here’s some of what happened:Show Notes:Main Question:“How much should I have saved based on how old I am in relation to my retirement portfolio?“Damian: This is a very common question; especially the younger a person is. They’re more focused on a benchmark or guideline to see where they are on “track.”Based on an article by Michael Batnik responding to a Fidelity infographic, at Age 30, Fidelity says you should have the equivalent of 1 year’s income in your retirement plan.At Age 40: you should have 3x your current income set aside in retirement funds.At Age 50: you should have 6x your current income set aside in retirement funds to know that you are on track.At Age 60: you should have 8x your current income set aside in retirement funds.At Age 67: you should have 10x your current income set aside in retirement funds.Follow Up:“Michael Batnik didn’t believe this was realistic until looking at the data. He found that this is actually realistic if you start in your early 20s. Also, this falls apart if you have huge pay jumps through the years, largely due to lifestyle creep.Tune in for the featured segment. The segments in this episode are INTERESTING. It’s pretty different from many of our educations. Click PLAY below for the full show.
9/29/20200
Episode Artwork

Ep. 380: How Much You Should Have Saved for Retirement

Have a money question? Get expert answers. Email us: [email protected] On this episode of the Pete the Planner Show, Peter and Damian remember they don’t speak Spanish! Don’t forget! HEY MONEY is your new secret weapon for advice in your personal finances. No... Read More The post Ep. 380: How Much You Should Have Saved for Retirement appeared first on Pete the Planner®.
9/29/202039 minutes, 4 seconds
Episode Artwork

Ep. 380: How Much You Should Have Saved for Retirement

Have a money question? Get expert answers. Email us: [email protected] On this episode of the Pete the Planner Show, Peter and Damian remember they don’t speak Spanish! Don’t forget! HEY MONEY is your new secret weapon for advice in your personal finances. No... Read More
9/29/202039 minutes, 4 seconds
Episode Artwork

Ep. 379: The Economic Chaos Coming This Holiday Season

HAVE A QUESTION? GET SOME EXPERT ANSWERS.EMAIL US: [email protected] this episode of the Pete the Planner Show, Peter and Damian realize that the show is so good, we’ve got return visitors! There are actually people who have emailed us back!Don’t forget! HEY MONEY is your new secret weapon for advice in your personal finances.No time to listen? BUMMER. Here’s some of what happened:Show Notes:Question 1:“I was previously featured on episode 291. I bought a home in New Jersey for $148,000 with $1110 monthly payment on the $114K mortgage at 2.75%. My other expenses come to $400 per month. I’m making $47,000 per year, hoping to increase my income in the future. My Roth IRA is up to $34K now, and my student loans are down to $11K at 3%. A 1-year emergency fund is about $20K to me, so what do I do with that money?“Pete: She lives well within her means and is incredibly stable. What should she do? With relief options available, wiping out student loan debt wouldn’t be the highest item on my list.Damian: She’s got some opportunities as this point. with nearly two years of savings sitting there waiting. She could get rid of student loans entirely. She could max out funding retirement accounts. And she’s not in a rush, not even being 30 years old yet.Question 2:“Bryan here again…my girlfriend and I, both 26, currently lease an 700 sq. ft. apartment in Westchester, NY for $2600 per month. For our next place, I’ll be working from home more due to COVID-19. We want more space now, so I see our options as rent a 2 BR apartment for $3K per month, but hearing of a possibly disastrous rental market coming. Or purchase a townhome, running at least $750K with 15% down, and 3% interest, for a monthly fee of about $4K per month. I’m hesitant to commit due to other homeownership costs and our short-term interest in a house. What do you two think?“Damian: I would not want to be tied into an interest-only mortgage with all that’s coming. Renting is the only answer here.Pete: I hate interest-only mortgages with a passion. Ask the landlord for a month-to-month agreement for added flexibility.Tune in for the featured segment. The light-hearted conversation about the serious topic of finances never stops! Click PLAY below for the full show.
9/22/20200
Episode Artwork

Ep. 379: The Economic Chaos Coming This Holiday Season

Have a question? Get some expert answers. Email us: [email protected] On this episode of the Pete the Planner Show, Peter and Damian realize that the show is so good, we’ve got return visitors! There are actually people who have emailed us back!... Read More The post Ep. 379: The Economic Chaos Coming This Holiday Season appeared first on Pete the Planner®.
9/22/202039 minutes, 2 seconds
Episode Artwork

Ep. 379: The Economic Chaos Coming This Holiday Season

Have a question? Get some expert answers. Email us: [email protected] On this episode of the Pete the Planner Show, Peter and Damian realize that the show is so good, we’ve got return visitors! There are actually people who have emailed us back!... Read More
9/22/202039 minutes, 2 seconds
Episode Artwork

Ep. 378: The Greatest Segment in the History of Our Show?!

HAVE A QUESTION? GET SOME EXPERT ANSWERS.EMAIL US: [email protected] this episode of the Pete the Planner Show, Pete and Damian, use 3/4 of the show to tell and answer ONE question and cover the greatest segment in the history of this show.Don’t forget! HEY MONEY is your new secret weapon for advice in your personal finances.No time to listen? BUMMER. Here’s some of what happened:Show Notes:Question 1:“I’ve got an unusual conundrum. On a previous show, you said that a landscape artist shouldn’t aggressively pay off his mortgage during a pandemic. What if you already had the cash to do so? My wife and I bought our home 11 years ago with <10% down, 30-year mortgage, for more than half our take-home pay. We purchased a home we loved, in a location we loved, for a payment we could (barely) afford. Since, we’ve refinanced to a 3.15%, 15-year mortgage, which consumes about 30% of our net income. The balance is about $179K with a home value of $600K. During the last 10 years, we’ve saved and put about $650K into retirement vehicles, $55K in HSA, $60K into our kids’ 529 plans, and over $200K in savings and taxable brokerage accounts, and $25K emergency fund. We make about $180K/year and have no other debt. I’ve lost short, midterm faith in the markets – expecting a significant correction coming in the next 3-5 years. If we paid off our mortgage, we could boost our monthly brokerage account investment from $1K to $2800. I’ve thought this through. Should we liquidate some of our savings? What to do?“Damian: There’s a compelling argument to sell off some securities and pay it off. There would also be some tax/capital gains consequences. Considering that, with the new free money each month, that could do so many things.Pate: What, to the dollar, would be the tax bill for liquidating $179K from the $200K available? By freeing up that roughly 30% of their income each month, would they avoid lifestyle creep? What is the riskier move: pay it off and “outsmart the market” or ride out the 3.15% mortgage?There’s so, so much more more on this deep conversation. Check out the full show to walk through it all with our hosts!The Greatest Segment in the History of Our Show!You’ve got to hear this to believe it. Seriously. Click PLAY below for the full show! 
9/15/20200
Episode Artwork

Ep. 378: The Greatest Segment in the History of Our Show?!

Have a question? Get some expert answers. Email us: [email protected] On this episode of the Pete the Planner Show, Pete and Damian, use 3/4 of the show to tell and answer ONE question and cover the greatest segment in the history of... Read More The post Ep. 378: The Greatest Segment in the History of Our Show?! appeared first on Pete the Planner®.
9/15/202039 minutes, 7 seconds
Episode Artwork

Ep. 378: The Greatest Segment in the History of Our Show?!

Have a question? Get some expert answers. Email us: [email protected] On this episode of the Pete the Planner Show, Pete and Damian, use 3/4 of the show to tell and answer ONE question and cover the greatest segment in the history of... Read More
9/15/202039 minutes, 7 seconds
Episode Artwork

Ep. 377: Pressing Reset on Our Financial Sensibilities

HAVE A QUESTION? GET SOME EXPERT ANSWERS.EMAIL US: [email protected] this episode of the Pete the Planner Show, Peter and VP of Advice, Damian, answer a question, Pete gets personal, and the economic recession and COVID-19 pandemic are not over as the CDC makes an unprecedented move on housing.Don’t forget! HEY MONEY is your new secret weapon for advice in your personal finances.No time to listen? BUMMER. Here’s some of what happened:Show Notes:Question 1:I switched jobs and I have a retirement account from my last job with a financial company. My new job also uses the same company. I got a call from them asking me to rollover my old account into an IRA with them, but it makes more sense to me to take my old account and put it into my new 401(k) account. Does it really matter?“Pete: I’m upset. Institutional fees are generally lower than individual fees. This is likely a money grab. Go with the new 401(k).Damian: “Maybe.” Let’s look at the fees of the transaction and all of the investment options.For more on this and tips to look out for from Pete, check out the full show!Story Time!“My Grandpa Dunn, as a child of the Great Depression, learned to make do with what they had and nothing more. He was a very sensible, prudent person. He went on to fight in WWII, was stranded on a beach overnight, had to find their way to a ship, etc. He taught me about money, saving his coins in a Pringles can. His generation would laugh at a “Never Satisfied” bumper sticker. I think there’s a sensibility reckoning as it relates to materialism and consumerism. Our financial habits have gotten worse year after year. I’m not sure we can come back from our addition to a comfortable lifestyle and regain that prudence his generation once had. What do you think, Damian?“Damian: I hope you’re right, thinking we will change. Most of us have very comfortable lifestyles we’re raising kids in. My kids are going to have an expected lifestyle where they graduate from college. The chances are probably lower than they should be that they’re not going to have a period of struggle where they worry about putting food on the table. We try to solve our kids’ problems. I don’t let my kids struggle enough…Pete: I think we have to press reset on our financial sensibilities. Click PLAY below for the full show! 
9/9/20200
Episode Artwork

Ep. 377: Pressing Reset on Our Financial Sensibilities

Have a question? Get some expert answers. Email us: [email protected] On this episode of the Pete the Planner Show, Peter and VP of Advice, Damian, answer a question, Pete gets personal, and the economic recession and COVID-19 pandemic are not over as... Read More The post Ep. 377: Pressing Reset on Our Financial Sensibilities appeared first on Pete the Planner®.
9/9/202039 minutes, 5 seconds
Episode Artwork

Ep. 377: Pressing Reset on Our Financial Sensibilities

Have a question? Get some expert answers. Email us: [email protected] On this episode of the Pete the Planner Show, Peter and VP of Advice, Damian, answer a question, Pete gets personal, and the economic recession and COVID-19 pandemic are not over as... Read More
9/9/202039 minutes, 5 seconds
Episode Artwork

Ep. 376: Shoring Up Finances In The Economic Downturn

HAVE A QUESTION? GET ANSWERS.EMAIL US: [email protected] are feeling the pain all over. Peter and Damian discuss stories of the current reality onset by the strange mix of the economic recession and COVID-19 pandemic.Don’t forget! HEY MONEY is your new secret weapon for advice in your personal finances.No time to listen? BUMMER. Here’s some of what happened:Show Notes:Story Time!Article: “Survey: Many in United States Shoring Up Finances Amid Downturn.”It’s the paradox of a pandemic that has crushed the U.S. economy: 12.9 million lost jobs and a dangerous rash of businesses closing, yet the personal finances of many Americans have remained strong—and in some ways have even improved. A new poll…finds that 45% of Americans say they’re setting aside more money than usual. 26% are paying down debt faster than they were before the coronavirus pandemic. In total, about half of Americans say they’ve either saved more or paid down debt since the outbreak began. Kent Sullivan, a landscape painter from Orlando, Florida, has been making extra mortgage payments.“Pete: There is a right way and a wrong way to do it. You don’t get flexibility by making extra mortgage payments during a pandemic. Paying off your mortgage quickly doesn’t always make sense.Damian: “What’s this guy’s emergency fund look like?” He’s an older gentleman, if he’s got the cash flow, maybe there’s a reason to do this going into retirement, IF the emergency fund is there.Student Loan Refinancing:“Both my wife and I lost our jobs when the pandemic hit. We previously had a household income of $165k. I’ve been able to get a job for $15 per hour while I look for jobs more consistent with my skills and experience. My wife is coordinating our kids’ virtual learning so it’s difficult for her to find work. I’m also going to look into a second job on nights or weekends. We might have to dip into our retirement savings or we won’t be able to make our mortgage payments. Are we crazy for doing that? I want to make sure I’m thinking clearly.“Pete: I’m sorry, John, that you’re going through this. Don’t feel the pressure to let this moment in history to define your character. But the fact that he’s willing to do whatever it takes to care for his family demonstrates his character. The CARES Act makes this a much less risky move.Damian: We’ve made it almost taboo to withdraw from retirement accounts for any reason other than retirement. In this case, you’re forced to look at the resources that you’ve got. Click PLAY below for the full show! And while you’re here, don’t forget to check out Hey Money!
9/1/20200
Episode Artwork

Ep. 376: Shoring Up Finances In The Economic Downturn

Have a question? Get answers. Email us: [email protected] People are feeling the pain all over. Peter and Damian discuss stories of the current reality onset by the strange mix of the economic recession and COVID-19 pandemic. Don’t forget! HEY MONEY is your... Read More The post Ep. 376: Shoring Up Finances In The Economic Downturn appeared first on Pete the Planner®.
9/1/202039 minutes, 2 seconds
Episode Artwork

Ep. 376: Shoring Up Finances In The Economic Downturn

Have a question? Get answers. Email us: [email protected] People are feeling the pain all over. Peter and Damian discuss stories of the current reality onset by the strange mix of the economic recession and COVID-19 pandemic. Don’t forget! HEY MONEY is your... Read More
9/1/202039 minutes, 2 seconds
Episode Artwork

Ep. 375: The Hottest Topic Under the Sun: Student Loans?

HAVE A QUESTION? GET ANSWERS.EMAIL US: [email protected] is alllllll about Student Loans. Peter and Damian throw words back and forth to hand out critical information on the sad realities of student loans!Don’t forget! HEY MONEY is your new secret weapon for advice in your personal finances.No time to listen? BUMMER. Here’s some of what happened:Show Notes:Mailbag Question 1:“We came o the USA as refugees in 2004, and my son was 19 years old. We had no money, no friends, no computer, and no knowledge of English. We sent our son to study and believed that he would be provided with work so we wouldn’t be afraid to take out student loans. There was no interpreter, and no one explained to us how interest works, but actively informed that we should not start paying before graduation. As a result, our debt is $260,000 plus huge interest. Five other Limited English Proficiency families are in disastrous situations as well. We get bills of almost $4,000, my son did not find a job from 2011-2014 as promoted, banks do not offer a relief plan, lawyers are not willing to help us. What’s our way out?“Damian: This is an experience that you don’t have to be a refugee to experience, sadly. It’s horrible. Let’s find out if these are private, federal or Parent PLUS loans. There may not be an easy solution here.Pete: “Past performance is not indicative of future performance.” I feel like this mantra did not make its way to higher ed. Try graduating in 2008-2009. Jobs just weren’t there; universities were pushing a message of a future that just didn’t pan out.Student Loan Refinancing:“When the CARES Act became a thing, it pushed off the obligation to may a payment on federal student loans until the end of September, now the end of 2020 through Executive Order. No accumulation of interest for the time frame, and no payment. There’s now a giant group of people who refinanced their student loans through very popular, trendy, consumer student loans debt services. Why is that? Why, when you consolidate your debt, did what happened in the CARES Act mean nothing to you?“Damian: Timing is everything. If you have taken your federal loans, consolidated them into a private loan with one of those companies, all of these benefits are no longer applicable to you. You are now on a payment schedule with a private lender and that is your lot in life. 
8/25/20200
Episode Artwork

Ep. 375: The Hottest Topic Under the Sun: Student Loans?

Have a question? Get answers. Email us: [email protected] Today is alllllll about Student Loans. Peter and Damian throw words back and forth to hand out critical information on the sad realities of student loans! Don’t forget! HEY MONEY is your new secret... Read More The post Ep. 375: The Hottest Topic Under the Sun: Student Loans? appeared first on Pete the Planner®.
8/25/202039 minutes, 1 second
Episode Artwork

Ep. 375: The Hottest Topic Under the Sun: Student Loans?

Have a question? Get answers. Email us: [email protected] Today is alllllll about Student Loans. Peter and Damian throw words back and forth to hand out critical information on the sad realities of student loans! Don’t forget! HEY MONEY is your new secret... Read More
8/25/202039 minutes, 1 second
Episode Artwork

Ep. 374: How Are You Using the Income You Make?

HAVE A QUESTION? GET ANSWERS.EMAIL US: [email protected], Pete gives what he calls “mystic” advice to a listener’s question from the mailbag and Damian is called DAD (again)!Don’t forget! HEY MONEY is your new secret weapon for advice in your personal finances.No time to listen? BUMMER. Here’s some of what happened:Show Notes:Mailbag Question 1:“I’ve been a longtime listener and reader of your content. My wife and I are 36 and we have a 6 year-old daughter. We’re pretty frugal, so this new COVID-19 world feels about normal to us. We live on $30K, so far I’ve saved 13 into a brokerage account. Health and Life insurance are solid. I also will receive a military retirement will kick in in 2022 at $25k per year. I’ve also saved about $8k so far into my daughter’s 529 Plan. She also has full access to my G.I. Bill that should cover her college expenses. Additionally, we’ve saved $93K in a Roth IRA and $250K in a Roth 401(k). Should I redirect my savings entirely to a taxable brokerage account to fund early retirement?“Damian: I think he’s sitting in great shape: pension, great amount of money saved already. You can always get those contributions out of a Roth IRA. I don’t know if I would neglect that. Putting everything else into a taxable account is mere personal preference at this point.Pete: Practical advice: absolutely do what he asking about doing. It really takes on legs when the pension kicks in in two years. This could be a real retire at 50 situation. Mystic advice: Are you feeling purposeful in your financial gifts? How much impact do you want to make with your wealth? Or do you want to?Mailbag Question 2:“I have a 529 account that I set up when our only child was in school. We failed to use all of the funds for her education. At this point, it is unlikely that she will pursue another advanced degree, is single, and has no children. I read that we can change the beneficiary on the amount to our child’s spouse (assuming she does marry), knowing the levels of student debt young people carry now. Is this a possibility down the road?“Damian: You can change the beneficiary to a family member. The IRS’ definition of ‘family member’ is fairly broad, so yes. This is possible. All new this year, something in 2020, due to the SECURE Act.Pete: She could arguably put it on her Tinder profile? Maybe? Click PLAY below for the full show! And while you’re here, don’t forget to check out Hey Money!
8/18/20200
Episode Artwork

Ep. 374: How Are You Using the Income You Make?

Have a question? Get answers. Email us: [email protected] Today, Pete gives what he calls “mystic” advice to a listener’s question from the mailbag and Damian is called DAD (again)! Don’t forget! HEY MONEY is your new secret weapon for advice in your personal... Read More The post Ep. 374: How Are You Using the Income You Make? appeared first on Pete the Planner®.
8/18/202039 minutes, 1 second
Episode Artwork

Ep. 374: How Are You Using the Income You Make?

Have a question? Get answers. Email us: [email protected] Today, Pete gives what he calls “mystic” advice to a listener’s question from the mailbag and Damian is called DAD (again)! Don’t forget! HEY MONEY is your new secret weapon for advice in your personal... Read More
8/18/202039 minutes, 1 second
Episode Artwork

Ep. 373: Stability Is More Valuable Than You Think

HAVE A QUESTION? GET ANSWERS.EMAIL US: [email protected] we are digging all the way into the mailbag! Pete and Damian respond to listener questions about credit card debt, 529 accounts, and talk financial stability!Don’t forget! HEY MONEY is your new secret weapon for advice in your personal finances.No time to listen? BUMMER. Here’s some of what happened:Show Notes:Mailbag Question 1:“I recently took a job after being downsized in January, making about $20K less. I accumulated about $38K in credit card debt. Some of the interest monthly is about as high as the payment itself. Should I take a loan against my 401(k) to pay off the high-balance ones and keep paying the lower balance ones? Or should I do so to pay off all the loans?“Damian: Let’s think about not taking the easier way out. Can we make the numbers work within the income you have? If it’s doable, it’s a much better option than taking a 401(k) loan out.Pete: The 401(k) loan should be our last possible option; even if that includes some major lifestyle and systemic changes. If what led to the $38K debt hasn’t stopped, taking a loan from your future is the worst possible thing to do.Mailbag Question 2:“My son is 7 now. I’m exploring 529 accounts. What is an optimal amount to save every month if he goes to a private college? Is it okay to split my savings across multiple 529 accounts? Any other savings vehicles you can suggest?“Damian: That money will grow tax-free, when it comes out for a qualified purpose, It comes out tax-free. That’s a beautiful thing. Seek the double or triple tax-advantaged tools.Pete: There are at least two tax advantages to 529 accounts. For example, here in Indiana, there is a state tax credit. In Florida, there is not, however. There could be several options, but talk to an expert first, as age, vehicle type, and other factors could be at play. Click PLAY below for the full show! And while you’re here, don’t forget to check out Hey Money!
8/11/20200
Episode Artwork

Ep. 373: Stability Is More Valuable Than You Think

Have a question? Get answers. Email us: [email protected] Today we are digging all the way into the mailbag! Pete and Damian respond to listener questions about credit card debt, 529 accounts, and talk financial stability! Don’t forget! HEY MONEY is your new secret weapon for... Read More The post Ep. 373: Stability Is More Valuable Than You Think appeared first on Pete the Planner®.
8/11/202038 minutes, 48 seconds
Episode Artwork

Ep. 373: Stability Is More Valuable Than You Think

Have a question? Get answers. Email us: [email protected] Today we are digging all the way into the mailbag! Pete and Damian respond to listener questions about credit card debt, 529 accounts, and talk financial stability! Don’t forget! HEY MONEY is your new secret weapon for... Read More
8/11/202038 minutes, 48 seconds
Episode Artwork

Ep. 372: The Million-Dollar Question With Damian Dunn

HAVE A QUESTION? GET ANSWERS.EMAIL US: [email protected] we’re talking about tax debt, stock splits, and The Million-Dollar Question! Pete and Damian are back with their usual hijinks talking about the latest money news and listener questions!Don’t forget! HEY MONEY is your new secret weapon for advice in your personal finances.No time to listen? BUMMER. Here’s some of what happened:Show Notes:Mailbag Question 1:“My son-in-law did not pay taxes owed and has a $10k debt to Uncle Sam. My daughter is freaked out. I told them to go onto the IRS.gov website to set up a payment plan. Also, who would be the best person to see to make sure they don’t get into this mess again?“Damian: $10,000 is a bit more than pocket change. But it’s easy to get on the website to set up a payment plan; no need to get a third-party involved. Try and get this figured out, and don’t wait longer than you have to.Pete: Getting behind can happen quite easily with self-employed folks who don’t set money aside for taxes. Also, relationship communication needs to increase, as this is an awful time to have a $10k tax debt.Mailbag Question 2:“Apple announced a big stock split; 4-to-1. Why do companies take their stock, cut it up, shrink the price, and then give people more shares of the stock at a lower price?“Damian: The thought is they hope to make the company more liquid and reachable for the average investor. More people can buy shares of the company in full, versus buying fractional shares. This lets more get in on Apple and make some money. This does not lessen the overall value, it simply adds more shares at a smaller per-share price.Pete: So this move is to entice investors from around the world! It also gets people’s attention; “Oh, now I can afford it!” Click PLAY below for the full show! And while you’re here, don’t forget to check out Hey Money!
8/4/20200
Episode Artwork

Ep. 372: The Million-Dollar Question With Damian Dunn

Have a question? Get answers. Email us: [email protected] Today we’re talking about tax debt, stock splits, and The Million-Dollar Question! Pete and Damian are back with their usual hijinks talking about the latest money news and listener questions! Don’t forget! HEY MONEY is your new... Read More The post Ep. 372: The Million-Dollar Question With Damian Dunn appeared first on Pete the Planner®.
8/4/202038 minutes, 43 seconds
Episode Artwork

Ep. 372: The Million-Dollar Question With Damian Dunn

Have a question? Get answers. Email us: [email protected] Today we’re talking about tax debt, stock splits, and The Million-Dollar Question! Pete and Damian are back with their usual hijinks talking about the latest money news and listener questions! Don’t forget! HEY MONEY is your new... Read More
8/4/202038 minutes, 43 seconds
Episode Artwork

Ep. 371: Talking Retirement with Gold-Star Gayle!

Have a question? Get answers. Email us: [email protected] Jump into the conversation with us! Gold-Star Gayle, from Austin, TX is back to share the wisdoms!  Don’t forget! HEY MONEY is your new secret weapon for advice in your personal finances. No time to listen?... Read More The post Ep. 371: Talking Retirement with Gold-Star Gayle! appeared first on Pete the Planner®.
7/28/202043 minutes, 40 seconds
Episode Artwork

Ep. 371: Talking Retirement with Gold-Star Gayle!

Have a question? Get answers. Email us: [email protected] Jump into the conversation with us! Gold-Star Gayle, from Austin, TX is back to share the wisdoms!  Don’t forget! HEY MONEY is your new secret weapon for advice in your personal finances. No time to listen?... Read More
7/28/202043 minutes, 40 seconds
Episode Artwork

Ep. 370: We Love the Advice Here; Can You Help Us?

Have a question? Get answers. Email us: [email protected] Do you wonder about your credit score? So many of us do. Do you know about these options to get back on track? Pete and Damian get into their thoughtful moods to provide some expert suggestions... Read More The post Ep. 370: We Love the Advice Here; Can You Help Us? appeared first on Pete the Planner®.
7/21/202039 minutes, 47 seconds
Episode Artwork

Ep. 370: We Love the Advice Here; Can You Help Us?

Have a question? Get answers. Email us: [email protected] Do you wonder about your credit score? So many of us do. Do you know about these options to get back on track? Pete and Damian get into their thoughtful moods to provide some expert suggestions... Read More
7/21/202039 minutes, 47 seconds
Episode Artwork

Ep. 369: Pensions & Retirement – Decisions, Decisions!

Have a question? Get answers. Email us: [email protected] Annnnnd we’re back again for another round of answers to real life listener questions. Pete and Damian offer their best expert suggestions to help. Listen for a special offer code! HEY MONEY is your new secret... Read More The post Ep. 369: Pensions & Retirement – Decisions, Decisions! appeared first on Pete the Planner®.
7/14/202039 minutes, 44 seconds
Episode Artwork

Ep. 369: Pensions & Retirement – Decisions, Decisions!

Have a question? Get answers. Email us: [email protected] Annnnnd we’re back again for another round of answers to real life listener questions. Pete and Damian offer their best expert suggestions to help. Listen for a special offer code! HEY MONEY is your new secret... Read More
7/14/202039 minutes, 44 seconds
Episode Artwork

Ep. 368: 2020 Halftime Financial Market Report

Have a question? Get answers. Email us: [email protected] The first 6 months of this year have been a doozy. Pete and Damian run the numbers. Listen for a special offer code! HEY MONEY is your new secret weapon for advice in your personal finances.... Read More The post Ep. 368: 2020 Halftime Financial Market Report appeared first on Pete the Planner®.
7/7/202039 minutes, 48 seconds
Episode Artwork

Ep. 368: 2020 Halftime Financial Market Report

Have a question? Get answers. Email us: [email protected] The first 6 months of this year have been a doozy. Pete and Damian run the numbers. Listen for a special offer code! HEY MONEY is your new secret weapon for advice in your personal finances.... Read More
7/7/202039 minutes, 48 seconds
Episode Artwork

Ep. 367: Questions with Kristen: “Queen of the Desert!”

Have a question? Get answers. Email us: [email protected] We’ve got a special, special treat for your ear canals today: Pete is joined by The Queen of the Desert herself, our very own financial expert, Kristen! Listen for a special offer code!... Read More The post Ep. 367: Questions with Kristen: “Queen of the Desert!” appeared first on Pete the Planner®.
6/30/202039 minutes, 30 seconds
Episode Artwork

Ep. 367: Questions with Kristen: “Queen of the Desert!”

Have a question? Get answers. Email us: [email protected] We’ve got a special, special treat for your ear canals today: Pete is joined by The Queen of the Desert herself, our very own financial expert, Kristen! Listen for a special offer code!... Read More
6/30/202039 minutes, 30 seconds
Episode Artwork

Ep. 366: How Can You Tell If You’re Financially Stable?

Have a question? Get answers. Email us: [email protected] Let’s walk through some of the factors of what it means to be “financially stable.” Pete and Damian have worked hard on this new formula. You’ve gotta hear this. Listen for a special offer... Read More The post Ep. 366: How Can You Tell If You’re Financially Stable? appeared first on Pete the Planner®.
6/23/202039 minutes, 28 seconds
Episode Artwork

Ep. 366: How Can You Tell If You’re Financially Stable?

Have a question? Get answers. Email us: [email protected] Let’s walk through some of the factors of what it means to be “financially stable.” Pete and Damian have worked hard on this new formula. You’ve gotta hear this. Listen for a special offer... Read More
6/23/202039 minutes, 28 seconds
Episode Artwork

Ep. 365: Can I Help My Adult Child Learn About Money?

Have a question? Get answers. Email us: [email protected] Maybe things around here are slipping back to “normal.” Pete and Damian have the pleasure of answering some incredibly hard questions from our listeners. ::whisper::  Listen for a special offer code! HEY MONEY! is your... Read More The post Ep. 365: Can I Help My Adult Child Learn About Money? appeared first on Pete the Planner®.
6/16/202039 minutes, 24 seconds
Episode Artwork

Ep. 365: Can I Help My Adult Child Learn About Money?

Have a question? Get answers. Email us: [email protected] Maybe things around here are slipping back to “normal.” Pete and Damian have the pleasure of answering some incredibly hard questions from our listeners. ::whisper::  Listen for a special offer code! HEY MONEY! is your... Read More
6/16/202039 minutes, 24 seconds
Episode Artwork

Ep. 364: The Latest Market Reports: We’re Dumbfounded!

Have a question? Get answers. Email us: [email protected] And we’re back for a new week. Pete and Damian highlight the latest reports and dig into the mailbag to address what’s happening in our listeners’ lives. ::whisper::  Listen for a special offer code!... Read More The post Ep. 364: The Latest Market Reports: We’re Dumbfounded! appeared first on Pete the Planner®.
6/9/202042 minutes, 52 seconds
Episode Artwork

Ep. 364: The Latest Market Reports: We’re Dumbfounded!

Have a question? Get answers. Email us: [email protected] And we’re back for a new week. Pete and Damian highlight the latest reports and dig into the mailbag to address what’s happening in our listeners’ lives. ::whisper::  Listen for a special offer code!... Read More
6/9/202042 minutes, 52 seconds
Episode Artwork

Ep. 363: $40K Interest-Free Loan From My In-laws. Yes or No?

Have a question? Get answers. Email us: [email protected] And we’re back for a new week. Today, Pete and Damian dig back into the mailbag to address what’s going on in our listeners’ lives. ::whisper::  Listen to get a special offer code for HEY MONEY! your... Read More The post Ep. 363: $40K Interest-Free Loan From My In-laws. Yes or No? appeared first on Pete the Planner®.
6/2/202040 minutes, 54 seconds
Episode Artwork

Ep. 363: $40K Interest-Free Loan From My In-laws. Yes or No?

Have a question? Get answers. Email us: [email protected] And we’re back for a new week. Today, Pete and Damian dig back into the mailbag to address what’s going on in our listeners’ lives. ::whisper::  Listen to get a special offer code for HEY MONEY! your... Read More
6/2/202040 minutes, 54 seconds
Episode Artwork

Ep. 362: “Quite the Financial Quagmire,” He Says…

Have a question? Get answers. Email us: [email protected] And we’re back for a new week. Today, Pete and Damian dig back into the mailbag to address what’s going on in our listeners’ lives. ::whisper::  Listen to get a special offer code for HEY MONEY! your... Read More The post Ep. 362: “Quite the Financial Quagmire,” He Says… appeared first on Pete the Planner®.
5/26/202040 minutes, 54 seconds
Episode Artwork

Ep. 362: “Quite the Financial Quagmire,” He Says…

Have a question? Get answers. Email us: [email protected] And we’re back for a new week. Today, Pete and Damian dig back into the mailbag to address what’s going on in our listeners’ lives. ::whisper::  Listen to get a special offer code for HEY MONEY! your... Read More
5/26/202040 minutes, 54 seconds
Episode Artwork

Ep. 361: The Future of Restaurants – Special Guest: Neal Brown

Have a question? Get answers. Email us: [email protected] The coming changes resulting from COVID-19 will spread across industries. Specifically, today, Pete and Damian talk restaurant business, the food world, and …social distancing? ::whisper::  Listen to get a special offer code for HEY MONEY! your... Read More The post Ep. 361: The Future of Restaurants – Special Guest: Neal Brown appeared first on Pete the Planner®.
5/19/202040 minutes, 56 seconds
Episode Artwork

Ep. 361: The Future of Restaurants – Special Guest: Neal Brown

Have a question? Get answers. Email us: [email protected] The coming changes resulting from COVID-19 will spread across industries. Specifically, today, Pete and Damian talk restaurant business, the food world, and …social distancing? ::whisper::  Listen to get a special offer code for HEY MONEY! your... Read More
5/19/202040 minutes, 56 seconds
Episode Artwork

Ep. 360: July Could Get Ugly; Is A New Stimulus Coming?

Have a question? Get answers. Email us: [email protected] More changes could be coming to our economy.  Although here, Pete and Damian are back in the mailbag,  answering financial questions from our amazing listeners.  ::whisper::  Listen to get a special offer code for HEY... Read More The post Ep. 360: July Could Get Ugly; Is A New Stimulus Coming? appeared first on Pete the Planner®.
5/12/202040 minutes, 56 seconds
Episode Artwork

Ep. 360: July Could Get Ugly; Is A New Stimulus Coming?

Have a question? Get answers. Email us: [email protected] More changes could be coming to our economy.  Although here, Pete and Damian are back in the mailbag,  answering financial questions from our amazing listeners.  ::whisper::  Listen to get a special offer code for HEY... Read More
5/12/202040 minutes, 56 seconds
Episode Artwork

Ep. 359: Are We “New Normal” Yet? + The Rest of 2020

Have a question? Get answers. Email us: [email protected] Ah, yes….this feels like the good old days.  Pete and Damian are back in the mailbag,  answering financial questions from our amazing listeners.  ::whisper::  Listen to get a special offer code for HEY MONEY! No... Read More The post Ep. 359: Are We “New Normal” Yet? + The Rest of 2020 appeared first on Pete the Planner®.
5/5/202040 minutes, 55 seconds
Episode Artwork

Ep. 359: Are We “New Normal” Yet? + The Rest of 2020

Have a question? Get answers. Email us: [email protected] Ah, yes….this feels like the good old days.  Pete and Damian are back in the mailbag,  answering financial questions from our amazing listeners.  ::whisper::  Listen to get a special offer code for HEY MONEY! No... Read More
5/5/202040 minutes, 55 seconds
Episode Artwork

Ep. 358: Coronavirus Domino Effects + Pete Was Wrong!

Have a question? Get answers. Email us: [email protected] This week on the show we return to the fundamentals: Q&A!  Pete and Damian answer some tough questions. In these trying times, people all over and across income levels are weathering this storm. Let’s... Read More The post Ep. 358: Coronavirus Domino Effects + Pete Was Wrong! appeared first on Pete the Planner®.
4/28/202040 minutes, 55 seconds
Episode Artwork

Ep. 358: Coronavirus Domino Effects + Pete Was Wrong!

Have a question? Get answers. Email us: [email protected] This week on the show we return to the fundamentals: Q&A!  Pete and Damian answer some tough questions. In these trying times, people all over and across income levels are weathering this storm. Let’s... Read More
4/28/202040 minutes, 55 seconds
Episode Artwork

Ep. 357: What Is The Future of Our National Debt?

Have a question? Get answers. Email us: [email protected] This week on the show... Pete and Damian answer questions? Eh, maybe not. But they do shed light on a very important topic as we all seek to recover from the “Economic Pandemic”! ::whisper::... Read More The post Ep. 357: What Is The Future of Our National Debt? appeared first on Pete the Planner®.
4/21/202040 minutes, 51 seconds
Episode Artwork

Ep. 357: What Is The Future of Our National Debt?

Have a question? Get answers. Email us: [email protected] This week on the show... Pete and Damian answer questions? Eh, maybe not. But they do shed light on a very important topic as we all seek to recover from the “Economic Pandemic”! ::whisper::... Read More
4/21/202040 minutes, 51 seconds
Episode Artwork

Ep. 356: Economic Pandemic; Rebuilding from Recession

Have a question? Get answers. Email us: [email protected] This week on the show... Pete and Damian visit all kinds of thoughts on saving the world? Eh, maybe not; keeping it local takes center stage! ::whisper:: Remember, keep this link in your bookmarks!... Read More The post Ep. 356: Economic Pandemic; Rebuilding from Recession appeared first on Pete the Planner®.
4/14/202040 minutes, 51 seconds
Episode Artwork

Ep. 356: Economic Pandemic; Rebuilding from Recession

Have a question? Get answers. Email us: [email protected] This week on the show... Pete and Damian visit all kinds of thoughts on saving the world? Eh, maybe not; keeping it local takes center stage! ::whisper:: Remember, keep this link in your bookmarks!... Read More
4/14/202040 minutes, 51 seconds
Episode Artwork

Ep. 355: Can We Call This An Economic Pandemic?

Have a question? Let us know! [email protected] This week on the show... Pete and Damian ask questions, too!  ::whisper:: Remember, keep this link in your bookmarks! — HEY MONEY! Can’t listen? Check the Show Notes! Show Notes: We want to show you... Read More The post Ep. 355: Can We Call This An Economic Pandemic? appeared first on Pete the Planner®.
4/7/202040 minutes, 51 seconds
Episode Artwork

Ep. 355: Can We Call This An Economic Pandemic?

Have a question? Let us know! [email protected] This week on the show... Pete and Damian ask questions, too!  ::whisper:: Remember, keep this link in your bookmarks! — HEY MONEY! Can’t listen? Check the Show Notes! Show Notes: We want to show you... Read More
4/7/202040 minutes, 51 seconds
Episode Artwork

Ep. 354: The CARES Act Stimulus Bill: An Overview

Have a question? Let us know! [email protected] This week on the show, the team discusses the CARES Act. Pete and Damian bring in a special guest: “The Queen of the Desert” herself, Kristen!  ::whisper:: Hey, you should keep this link in... Read More The post Ep. 354: The CARES Act Stimulus Bill: An Overview appeared first on Pete the Planner®.
3/31/202040 minutes, 55 seconds
Episode Artwork

Ep. 354: The CARES Act Stimulus Bill: An Overview

Have a question? Let us know! [email protected] This week on the show, the team discusses the CARES Act. Pete and Damian bring in a special guest: “The Queen of the Desert” herself, Kristen!  ::whisper:: Hey, you should keep this link in... Read More
3/31/202040 minutes, 55 seconds
Episode Artwork

Ep. 353: The Most Interesting Week of 2020, So Far

Have a question? Let us know! [email protected] This week on the show, everyone is trying to find a new normal. Pete and Damian are social distancing, not for the first time as they pull out common questions from the mailbag.  ::whisper::... Read More The post Ep. 353: The Most Interesting Week of 2020, So Far appeared first on Pete the Planner®.
3/24/202040 minutes, 55 seconds
Episode Artwork

Ep. 353: The Most Interesting Week of 2020, So Far

Have a question? Let us know! [email protected] This week on the show, everyone is trying to find a new normal. Pete and Damian are social distancing, not for the first time as they pull out common questions from the mailbag.  ::whisper::... Read More
3/24/202040 minutes, 55 seconds
Episode Artwork

Ep. 348: All Things Considered, Should We Relocate?

Have a question? Let us know! [email protected] Peter Dunn and Damian Dunn — no relation — take questions from our listeners and offer their financial expert-level responses on the air (with a bit of humor to make it go down... Read More The post Ep. 348: All Things Considered, Should We Relocate? appeared first on Pete the Planner®.
2/18/202040 minutes, 35 seconds
Episode Artwork

Ep. 348: All Things Considered, Should We Relocate?

Have a question? Let us know! [email protected] Peter Dunn and Damian Dunn — no relation — take questions from our listeners and offer their financial expert-level responses on the air (with a bit of humor to make it go down... Read More
2/18/202040 minutes, 35 seconds
Episode Artwork

347: Do We Make Enough Money? Is There Hope?

Have a question? Let us know! [email protected] Pete and Damian are back to solving financial issues for a new week. Oh! But first, here’s a quick prelude: We are so excited for the soft launch of Hey Money tomorrow exclusively for... Read More The post 347: Do We Make Enough Money? Is There Hope? appeared first on Pete the Planner®.
2/11/202040 minutes, 35 seconds
Episode Artwork

347: Do We Make Enough Money? Is There Hope?

Have a question? Let us know! [email protected] Pete and Damian are back to solving financial issues for a new week. Oh! But first, here’s a quick prelude: We are so excited for the soft launch of Hey Money tomorrow exclusively for... Read More
2/11/202040 minutes, 35 seconds
Episode Artwork

Ep. 346: What Should We Do With Our Cashflow?

Get ready to dive in! In this episode, Pete and Damian spare no details exploring our writers’ financial lives. There is far too much to discuss; let’s get into it, post haste!Can’t listen? Check the Show Notes!Show Notes:Scenario: Writer, Jake and his wife bring in over $250,000 jointly, per year. She’s maxing out her 401K, he’s contributing 11% and increasing it by 2% each year. He currently has $20,000 saved, she has $50,000 saved. They are renters at $2100 per month, have student loans, car payments, live in Southern California, and are considering IVF ($20,000) in their family planning. They want to take out a $235,000 mortgage on an investment property.Question 1: – Should they make this home purchase or do something else with cash flow? — Pete and Damian have a lot to say about this! Using every bit of information, they present some compelling arguments for not going through with this move. Click PLAY to hear how they dissect the facts!Question 2: Pete and Damian help settle a 5-year debate between co-workers: Co-worker #1 says his 401(k) – comprised of 6 funds – is more diversified than the S&P 500. Co-worker #2 believes the S&P is in itself (already) diversified because it’s made up of 500 different holdings. …Who’s right? — Peter swings for the fences saying, “Having a large number of financial holdings…IS in itself a diversity of money, but not diversification of styles. The S&P 500 is not diverse enough to be your only holding.”  Listen to understand more about what that means.Question 3: A young, 19 year-old student needs to learn how a credit card works, asking: “What happens when you hit your limit? Do you just get more?” — Pete speculates if the absence of “No” has created so many financial behavior issues…Something SpecialREMEMBER: We’re rolling out a new thing! Hey Money – our new service for everyone! Get instant access to financial experts whenever you need it to help you solve your toughest (or easiest) money conundrums. Get on the Hey Money Launch List for EXCLUSIVE first access. The Launch List is the only way to access Hey Money for the first few weeks when we launching in early February.
2/4/20200
Episode Artwork

Ep. 346: What Should We Do With Our Cashflow?

Get ready to dive in! In this episode, Pete and Damian spare no details exploring our writers’ financial lives. There is far too much to discuss; let’s get into it, post haste! Can’t listen? Check the Show Notes! Show Notes: Scenario: Writer,... Read More The post Ep. 346: What Should We Do With Our Cashflow? appeared first on Pete the Planner®.
2/4/202039 minutes, 56 seconds
Episode Artwork

Ep. 345: Brendan, This One's For You

In an uncommon feat, This episode is dedicated to Brendan. Pete and Damian feel so much gratitude to our writer's email that he earned the entire show dedicated to his three questions Click PLAY below to see if you could use any of the same answers they came up with for Brendan.Can't listen? Check the Show Notes!Show Notes:Scenario: Writer, Brendan and his Wife are both about 30 years old and have three young children. After expenses and student loan payments, they have about $1500 cash left.Question 1: Should they put that #1500 toward 529s for their kids and just pay the minimums to student loans? — Damian says, "Do both." Reap the benefits of compound interest and pay down debt. Have a plan for how much you want to accumulate in the 529 plans. Listen to hear if Pete actually agrees..Question 2: Brendan needs life insurance. He currently pays for a $400,000 policy and has a preexisting medical condition. Would he be better off getting a term policy? — Damian says, "Look into a 20 or 30-year fixed term for yourself and have the agent shop you around with respect to your medical condition. Can't hurt to look."Question 3: Should they save to pay for their kids’ future weddings (among all the quality-of-life benefits they enjoy)? Brendan and his spouse disagree. —— This is about your priorities. — Damian says, "This is a nice-to-do. Don’t put the psychological weight of identifying money for that on yourself. Not saving for a wedding, specifically, is the best move here."
1/28/20200
Episode Artwork

Ep. 345: Brendan, This One’s For You

In an uncommon feat, This episode is dedicated to Brendan. Pete and Damian feel so much gratitude to our writer’s email that he earned the entire show dedicated to his three questions Click PLAY below to see if you could use any... Read More The post Ep. 345: Brendan, This One’s For You appeared first on Pete the Planner®.
1/28/202039 minutes, 55 seconds
Episode Artwork

Ep. 344: Want to Retire? Ask The Right Questions

New to the show this week, Pete and Damian present: The Best Email of the Year!  Believe us, you don’t want to miss this one. They’ll explain it all when you click Play below. Can’t listen? Check the Show Notes! Show Notes:... Read More The post Ep. 344: Want to Retire? Ask The Right Questions appeared first on Pete the Planner®.
1/21/202039 minutes, 58 seconds
Episode Artwork

Ep. 343: Bridging the Financial Questions Gap, Finally.

FIRST SHOW OF THE NEW DECADE! Starting 2020 off in the right way, Pete and Damian are…still here.  Seriously, to welcome us all into a new season, it’s only right that the team introduce you to something new. Click play to hear... Read More The post Ep. 343: Bridging the Financial Questions Gap, Finally. appeared first on Pete the Planner®.
1/14/202039 minutes, 57 seconds
Episode Artwork

Ep. 343: Bridging the Financial Questions Gap, Finally.

FIRST SHOW OF THE NEW DECADE! Starting 2020 off in the right way, Pete and Damian are…still here.  Seriously, to welcome us all into a new season, it’s only right that the team introduce you to something new. Click play to hear... Read More
1/14/202039 minutes, 57 seconds
Episode Artwork

Ep. 342: What Can I Do With My Money?

Coming up this week: Pete and Damian try even harder to try to figure out what they can disagree on!  For the final show of 2019, the dynamic duo try to empty out the mailbag and answer what they can... Read More The post Ep. 342: What Can I Do With My Money? appeared first on Pete the Planner®.
12/31/201939 minutes, 55 seconds
Episode Artwork

Ep. 342: What Can I Do With My Money?

Coming up this week: Pete and Damian try even harder to try to figure out what they can disagree on!  For the final show of 2019, the dynamic duo try to empty out the mailbag and answer what they can... Read More
12/31/201939 minutes, 55 seconds
Episode Artwork

Ep 341: 2019 Holiday Variety Pack

It’s almost 2020, people! As we wrap up 2019, we’re digging deep into the mailbag to discuss more of our listeners’ questions.  Listen to this show to hear a variety of situations  and Pete and Damian’s expert insights. Perhaps you’ve been... Read More The post Ep 341: 2019 Holiday Variety Pack appeared first on Pete the Planner®.
12/24/201939 minutes, 58 seconds
Episode Artwork

Ep 341: 2019 Holiday Variety Pack

It’s almost 2020, people! As we wrap up 2019, we’re digging deep into the mailbag to discuss more of our listeners’ questions.  Listen to this show to hear a variety of situations  and Pete and Damian’s expert insights. Perhaps you’ve been... Read More
12/24/201939 minutes, 58 seconds
Episode Artwork

Ep. 340: The Ultimate Retirement Question: $ or %?

This week’s show is, in a word: focused.  Pete and Damian really drill into the most general area there is: Retirement. The mailbag was opened and brought out a question from a listener that Pete could get excited over: “Here’s my financial... Read More The post Ep. 340: The Ultimate Retirement Question: $ or %? appeared first on Pete the Planner®.
12/17/201939 minutes, 58 seconds
Episode Artwork

Ep. 340: The Ultimate Retirement Question: $ or %?

This week’s show is, in a word: focused.  Pete and Damian really drill into the most general area there is: Retirement. The mailbag was opened and brought out a question from a listener that Pete could get excited over: “Here’s my financial... Read More
12/17/201939 minutes, 58 seconds
Episode Artwork

Ep. 339: After Job Loss, What Happens to my 401(k)?

New this week, Pete and Damian spend the entire show on The 401(k). Our writer is suffering a crushing blow with this from the mailbag: “I lost my job after 27 years of employment there. What should I do with my 401(k).”... Read More The post Ep. 339: After Job Loss, What Happens to my 401(k)? appeared first on Pete the Planner®.
12/10/201939 minutes, 5 seconds
Episode Artwork

Ep. 339: After Job Loss, What Happens to my 401(k)?

New this week, Pete and Damian spend the entire show on The 401(k). Our writer is suffering a crushing blow with this from the mailbag: “I lost my job after 27 years of employment there. What should I do with my 401(k).”... Read More
12/10/201939 minutes, 5 seconds
Episode Artwork

Ep. 338: Inheritance Is Coming. What Should I Do?

Familiar and funny as ever, Pete and Damian disagree. Our regular listeners will know what an occasion this is. "I'm going to receive a $130,000 inheritance. What should..." WAIT! Before you tune out the rest of the question, there are some home-buying gems you should hear in this show.Can't listen? Check the Show Notes!Show Notes:The writer has a $130K inheritance coming. While we listen with jealous ears, he writes should he use it to pay down his current mortgage, or save the $130k for the next home purchase? How should he use the inheritance in the smartest way possible?Without knowing all of the details, Pete and Damian discuss the range of options with two different time horizons: 10 years from retirement and 30+ years from retirement.Peter and Damian disagree, one claiming a better option would be to grow the $130 through market instruments, and the other backing a more cashflow-forward approach. 
12/3/20190
Episode Artwork

Ep. 338: Inheritance Is Coming. What Should I Do?

Familiar and funny as ever, Pete and Damian disagree. Our regular listeners will know what an occasion this is. “I’m going to receive a $130,000 inheritance. What should…”  WAIT! Before you tune out the rest of the question, there are... Read More The post Ep. 338: Inheritance Is Coming. What Should I Do? appeared first on Pete the Planner®.
12/3/201938 minutes, 57 seconds
Episode Artwork

Ep. 338: Inheritance Is Coming. What Should I Do?

Familiar and funny as ever, Pete and Damian disagree. Our regular listeners will know what an occasion this is. “I’m going to receive a $130,000 inheritance. What should…”  WAIT! Before you tune out the rest of the question, there are... Read More
12/3/201938 minutes, 57 seconds
Episode Artwork

Ep. 337: New Home Buyer’s Remorse!

Up next on the new show, Pete and Damian wince as their writer begins his question with a stunning headline: “I just bought a new home and I instantly regret it.” You have got to check this one out. Can’t listen?... Read More The post Ep. 337: New Home Buyer’s Remorse! appeared first on Pete the Planner®.
11/26/201938 minutes, 58 seconds
Episode Artwork

Ep. 337: New Home Buyer’s Remorse!

Up next on the new show, Pete and Damian wince as their writer begins his question with a stunning headline: “I just bought a new home and I instantly regret it.” You have got to check this one out. Can’t listen?... Read More
11/26/201938 minutes, 58 seconds
Episode Artwork

Ep. 336: Signs of a Chaotic Financial Life

This week, we’re talking about the chaos that can ensue in your financial life. Can’t listen? Check the Show Notes! Show Notes: Chaos—while fun to spell and fun to say is not so fun when it comes to your financial... Read More The post Ep. 336: Signs of a Chaotic Financial Life appeared first on Pete the Planner®.
11/19/201938 minutes, 39 seconds
Episode Artwork

Ep. 336: Signs of a Chaotic Financial Life

This week, we’re talking about the chaos that can ensue in your financial life. Can’t listen? Check the Show Notes! Show Notes: Chaos—while fun to spell and fun to say is not so fun when it comes to your financial... Read More
11/19/201938 minutes, 39 seconds
Episode Artwork

Ep. 335: With $1M Saved, I Can Retire Now, Right?

Back into the mailbag! New on the show, Pete and Damian try to find balance in their skepticism toward a retirement-bound writer. With over $1M in investable assets and a continuing part-time job, why is he still concerned about outliving his... Read More The post Ep. 335: With $1M Saved, I Can Retire Now, Right? appeared first on Pete the Planner®.
11/12/201939 minutes, 2 seconds
Episode Artwork

Ep. 335: With $1M Saved, I Can Retire Now, Right?

Back into the mailbag! New on the show, Pete and Damian try to find balance in their skepticism toward a retirement-bound writer. With over $1M in investable assets and a continuing part-time job, why is he still concerned about outliving his... Read More
11/12/201939 minutes, 2 seconds
Episode Artwork

Ep. 334: Am I Saving TOO MUCH Money? Help.

New week, new show! This time, Pete is joined by… Damian! They wax so poetic about retirement and advisors that they had to extend the segment! Is it possible to be saving TOO MUCH money for retirement? Find out when... Read More The post Ep. 334: Am I Saving TOO MUCH Money? Help. appeared first on Pete the Planner®.
11/5/201939 minutes
Episode Artwork

Ep. 334: Am I Saving TOO MUCH Money? Help.

New week, new show! This time, Pete is joined by… Damian! They wax so poetic about retirement and advisors that they had to extend the segment! Is it possible to be saving TOO MUCH money for retirement? Find out when... Read More
11/5/201939 minutes
Episode Artwork

Ep 333: This Is Motivation to Start Saving! (Maybe.)

This week, Pete and Damian talk examples of the classic phrase: “Have your cake and eat it too:” You can save $3.8M in your lifetime? Do Student Loan payments build credit? New spouse, new house & new baby: Am I ok? Three very real... Read More The post Ep 333: This Is Motivation to Start Saving! (Maybe.) appeared first on Pete the Planner®.
10/29/201939 minutes, 5 seconds
Episode Artwork

Ep 333: This Is Motivation to Start Saving! (Maybe.)

This week, Pete and Damian talk examples of the classic phrase: “Have your cake and eat it too:” You can save $3.8M in your lifetime? Do Student Loan payments build credit? New spouse, new house & new baby: Am I ok? Three very real... Read More
10/29/201939 minutes, 5 seconds
Episode Artwork

Ep. 332: Power Percentage™

Introducing Power Percentage™. You have been trying to measure your financial life for years. You measure it by your credit score, your net worth, your income, your savings or retirement account balances… yet none of those reward you for good behavior... Read More The post Ep. 332: Power Percentage™ appeared first on Pete the Planner®.
10/22/201941 minutes, 19 seconds
Episode Artwork

Ep. 332: Power Percentage™

Introducing Power Percentage™. You have been trying to measure your financial life for years. You measure it by your credit score, your net worth, your income, your savings or retirement account balances… yet none of those reward you for good behavior... Read More
10/22/201941 minutes, 19 seconds
Episode Artwork

Ep 331: Preparing for A Prenup & More!

The tag team is back again! This week, Pete and Damian tackle Considerations when Preparing for a Prenuptial Agreement, Going into Debt to buy Furniture, and ‘Retirement Confidence.’ Three very real topics, for very real people! Can’t listen? Check the Show Notes! Show Notes:... Read More The post Ep 331: Preparing for A Prenup & More! appeared first on Pete the Planner®.
10/15/201938 minutes, 59 seconds
Episode Artwork

Ep 331: Preparing for A Prenup & More!

The tag team is back again! This week, Pete and Damian tackle Considerations when Preparing for a Prenuptial Agreement, Going into Debt to buy Furniture, and ‘Retirement Confidence.’ Three very real topics, for very real people! Can’t listen? Check the Show Notes! Show Notes:... Read More
10/15/201938 minutes, 59 seconds
Episode Artwork

Ep 330: Is A HELOC the Winning Option?

Another week, another show! Press play and listen as Pete and Damian weigh the HELOC vs. the ‘Double Move.’ Yes, it’s HELOC, not to be confused with a mythical Master of the Universe. Can’t listen? Check the Notes. Show Notes: HELOC means Home... Read More The post Ep 330: Is A HELOC the Winning Option? appeared first on Pete the Planner®.
10/8/201939 minutes, 5 seconds
Episode Artwork

Ep 330: Is A HELOC the Winning Option?

Another week, another show! Press play and listen as Pete and Damian weigh the HELOC vs. the ‘Double Move.’ Yes, it’s HELOC, not to be confused with a mythical Master of the Universe. Can’t listen? Check the Notes. Show Notes: HELOC means Home... Read More
10/8/201939 minutes, 5 seconds
Episode Artwork

Ep. 329: Why HSAs are one of the best financial products on the planet

Pop in your earbuds or turn the sound on and listen while you work. In this latest edition, Pete and Damian tell you why they love Health Savings Accounts (HSA). Feel like you don’t know enough about what those are... Read More The post Ep. 329: Why HSAs are one of the best financial products on the planet appeared first on Pete the Planner®.
10/1/201939 minutes, 9 seconds
Episode Artwork

Ep. 328: Dipping your toe into minimalism

Special guest Gayle Evezich joins Pete and Damian to discuss starting a minimalist journey. The post Ep. 328: Dipping your toe into minimalism appeared first on Pete the Planner®.
9/24/201939 minutes, 4 seconds
Episode Artwork

Ep. 327: How many 529 accounts does our family need?

Pete and Damian discuss college funds, Power Percentage, and more. Special guest this week is Kristen Ahlenius from Your Money Line®. The post Ep. 327: How many 529 accounts does our family need? appeared first on Pete the Planner®.
9/17/201939 minutes, 7 seconds
Episode Artwork

Ep. 326: Getting rid of an old car which starts costing you money

It's the age old question -- "When do I bite the bullet and just get a new car?" Damian and Pete do their best to answer this question.
9/10/20190
Episode Artwork

Ep. 326: Getting rid of an old car which starts costing you money

It’s the age old question — “When do I bite the bullet and just get a new car?” Damian and Pete do their best to answer this question. The post Ep. 326: Getting rid of an old car which starts costing you money appeared first on Pete the Planner®.
9/10/201938 minutes, 59 seconds
Episode Artwork

Ep. 325: Prenups are certainly something

Pete and Damian discuss the prudence of pre-nuptial agreements. The post Ep. 325: Prenups are certainly something appeared first on Pete the Planner®.
9/3/201939 minutes, 2 seconds
Episode Artwork

Ep. 324: Using a Roth to buy a house

This week Pete and Damian explore alternative uses for a Roth IRA. The post Ep. 324: Using a Roth to buy a house appeared first on Pete the Planner®.
8/20/201939 minutes, 5 seconds
Episode Artwork

Ep. 323: What should we do with this inheritance?

Pete and Damian help a guy deal with a $60,000 inheritance. The post Ep. 323: What should we do with this inheritance? appeared first on Pete the Planner®.
8/13/201939 minutes, 5 seconds
Episode Artwork

Ep. 323: What should we do with this inheritance?

Pete and Damian help a guy deal with a $60,000 inheritance.
8/13/201939 minutes, 5 seconds
Episode Artwork

Ep. 322: One of the two topics married couples argue about the most

Pete and Damian answer questions around money and relationships. The post Ep. 322: One of the two topics married couples argue about the most appeared first on Pete the Planner®.
8/6/201939 minutes, 5 seconds
Episode Artwork

Ep. 322: One of the two topics married couples argue about the most

Pete and Damian answer questions around money and relationships.
8/6/201939 minutes, 5 seconds
Episode Artwork

Ep. 321: Don’t buy the house

Pete and Damian tackle two emails in which the solution is to not buy the house. The post Ep. 321: Don’t buy the house appeared first on Pete the Planner®.
7/30/201939 minutes, 3 seconds
Episode Artwork

Ep. 321: Don’t buy the house

Pete and Damian tackle two emails in which the solution is to not buy the house.
7/30/201939 minutes, 3 seconds
Episode Artwork

Ep. 320: Stock market update

Pete and Damian give you an update on what the market is doing and why you should care. The post Ep. 320: Stock market update appeared first on Pete the Planner®.
7/23/201938 minutes, 37 seconds
Episode Artwork

Ep. 320: Stock market update

Pete and Damian give you an update on what the market is doing and why you should care.
7/23/201938 minutes, 37 seconds
Episode Artwork

Ep. 319: I’ll pay for college if you get good grades

An emailer wants to know if his self-created “merit” based college funding idea makes sense for his sons. The post Ep. 319: I’ll pay for college if you get good grades appeared first on Pete the Planner®.
7/16/201939 minutes, 6 seconds
Episode Artwork

Ep. 319: I’ll pay for college if you get good grades

An emailer wants to know if his self-created “merit” based college funding idea makes sense for his sons.
7/16/201939 minutes, 6 seconds
Episode Artwork

Ep. 318: Children with special needs and ABLE accounts

Pete and Damian discuss ABLE plans and how they can help families with children with special needs. The post Ep. 318: Children with special needs and ABLE accounts appeared first on Pete the Planner®.
7/9/201938 minutes, 41 seconds
Episode Artwork

Ep. 318: Children with special needs and ABLE accounts

Pete and Damian discuss ABLE plans and how they can help families with children with special needs.
7/9/201938 minutes, 41 seconds
Episode Artwork

Ep. 317: Wiping out all student loan debt and starting over

Pete and Damian discuss the proposals to wipe out student loan debt. Are they realistic? Are they fair? The post Ep. 317: Wiping out all student loan debt and starting over appeared first on Pete the Planner®.
7/2/201939 minutes, 4 seconds
Episode Artwork

Ep. 317: Wiping out all student loan debt and starting over

Pete and Damian discuss the proposals to wipe out student loan debt. Are they realistic? Are they fair?
7/2/201939 minutes, 4 seconds
Episode Artwork

Ep. 316: Why our financial lives are more complicated than they used to be

Whether you realize it or not, our financial lives have changed drastically in the last few decades. We used to not be charged with dealing with our pasts and our futures. Today we are. The post Ep. 316: Why our financial lives are more complicated than they used to be appeared first on Pete the Planner®.
6/25/201939 minutes, 5 seconds
Episode Artwork

Ep. 316: Why our financial lives are more complicated than they used to be

Whether you realize it or not, our financial lives have changed drastically in the last few decades. We used to not be charged with dealing with our pasts and our futures. Today we are.
6/25/201939 minutes, 5 seconds
Episode Artwork

Ep. 315: Should your college degree be on your balance sheet?

Alvaro from Colombia emails to see whether or not a degree belongs on a balance sheet. Pete, Damian, and Phil Schuman, Director of Financial Literacy at Indiana University, weigh in. The post Ep. 315: Should your college degree be on your balance sheet? appeared first on Pete the Planner®.
6/18/201939 minutes, 3 seconds
Episode Artwork

Ep. 315: Should your college degree be on your balance sheet?

Alvaro from Colombia emails to see whether or not a degree belongs on a balance sheet. Pete, Damian, and Phil Schuman, Director of Financial Literacy at Indiana University, weigh in.