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The Australian’s Money Cafe

English, Finance, 1 season, 408 episodes, 2 days, 14 hours, 33 minutes
About
The Australian's Wealth Editor James Kirby, along with business and finance experts discuss the biggest news in business, finance, and economics, and what it means for investors. To read articles on the topics covered in The Money Cafe, take out a subscription to The Australian or download The Australian app at your app store.
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HECs... something's gotta give

The average HECs student debt is now $26,500 and rising rapidly. Once upon an inflation-free time HECs hardly mattered, now it matters a lot. Worse still, the way HECs is managed by the government is antiquated and unfair to former students. Meanwhile, banks use the debt to reduce your borrowing capacity. No wonder there is a push to change the process. In today's show we cover: Why more than 200,000 people are pushing for change in student debt How to manage your HECs situation  Expanding an SMSF to include six people Is leasing an electric car a better way to go? Advisor James Wrigley of First Financial joins wealth editor James Kirby in this episode.See omnystudio.com/listener for privacy information.
4/11/202436 minutes, 58 seconds
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Will the rate cut delay stall the property market?

As the economists continue to push their rate cut forecasts further out, it is now distinctly possible we will not see interest rate cuts this calendar year. What does it mean for the property market and your borrowing plans? In today's show we cover: The reality of higher-for-longer interest rates Will commercial property problems spill over into the residential sector Searching for multi-asset funds outside of super Getting to know the 'six year' CGT primary residence exemption rule. Dr Doug Turek of Minchin Moore Private Wealth joins wealth editor James Kirby in this episode See omnystudio.com/listener for privacy information.
4/9/202433 minutes, 28 seconds
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July 1 tax and super changes - what you need to do

It might be hard to believe but the key numbers for both personal tax and super contributions are going to change again on July 1 2024 - Now is the time to make your plans.In today’s show, we cover: How to position for lower personal tax rates Catching up with planned super contribution changes Investing based on demographics  Do share market index funds offer diversification any longer? Financial adviser James Gerrard joins wealth editor James Kirby in this episode See omnystudio.com/listener for privacy information.
4/3/202432 minutes, 5 seconds
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How Under 35s Can Crack the First Home Market

It's the biggest financial challenge for the new generation - how to get a toehold in the property market. In today's episode we cover   The first steps towards buying a property Considering the 'rentvest' strategy Should super be available to home buyers Getting to know the '6-year rule' for your home and CGT  John Pidgeon of Solvere Wealth and the This is Money podcast joins Wealth Editor James Kirby in this episode See omnystudio.com/listener for privacy information.
4/1/202426 minutes, 8 seconds
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Roger Montgomery's Four Stock Picks

The ASX just hit a new record and the markets are on a roll: So what should investors be looking for? AI-themed technology stocks and - believe it or not - consumer discretionary companies, says fund manager Roger Montgomery.   In today's episode, we cover:  Why is the share market on a bull run? AI hopefuls - Macquarie Technology and Megaport  Consumer favourites - Lovisa Jewellery and ARB  Does Bunnings have too much power? Fund manager Roger Montgomery of Montgomery Investment Management joins wealth editor James Kirby in this episode See omnystudio.com/listener for privacy information.
3/28/202435 minutes, 48 seconds
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Mythbusting The Promise of Positive Gearing

The promise of the investment property that 'pays for itself' is all too common in the property market and all too difficult to locate in practice. Is positive gearing feasible with high rates and low rental yields?  In today's show we cover: Positive gearing - The fading prospect Bad behaviour among buyers advocates Using Federal and State home buyer grants in tandem When advice lets you down  Real estate advisor Cate Bakos joins wealth editor James Kirby in this episode.  See omnystudio.com/listener for privacy information.
3/26/202428 minutes, 59 seconds
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Special Edition: Artificial Intelligence 2024... What's Next For Investors?

In June 2023 we did our first special edition on AI when we introduced the issue and we talked about Nvidia - the AI chipmaker which is up 200 per cent since that time. Today we catch up on AI in mid-2024 with Matt Barrie, the founder and CEO of Freelancer: an executive at the frontline of AI changes.In this episode we cover: Why are investment markets so excited over AI?* Threats and opportunities of the new technology Why Google and Netflix should be very worried The stocks ready to surf the AI wave  Matt Barrie, the CEO of Freelancer joins wealth editor James Kirby in this episode.See omnystudio.com/listener for privacy information.
3/21/202444 minutes, 20 seconds
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Should you always pay down the mortgage first?

For a long time it was a golden rule among financial advisers to pay down your mortgage before any other investment consideration. Well, not any longer…for some investors putting money into super should come first. In today’s show we cover… Mortgage payments versus super contributions  Selling a property without using a real estate agent Should you self insure ? Playing house with CGT exemptions and negative gearing   Financial adviser Bruce Brammall joins wealth editor James Kirby in this episode See omnystudio.com/listener for privacy information.
3/19/202436 minutes, 55 seconds
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Who's Who On The New Rich List?

The annual Rich 250 has just been released with a whole new crew of debutants pushing the incumbents of previous generations to one side. In this episode, we cover: The new network of tycoons emerging across Australia The crypto king building the most expensive house...ever...in Australia Two sisters who saved Blundstone boots and made a fortune The Australian with a $2 billion empire in Estonia   John Stensholt editor of The List - Australia’s Richest 250 joins Wealth Editor James Kirby in this episode. See omnystudio.com/listener for privacy information.
3/14/202436 minutes, 32 seconds
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Is Melbourne The Most Undervalued City In Australia?

The Victorian capital is the weakest of the major cities and its apartment market has been a loser for more than a decade. But the soft patch can't last forever: The investment fundamentals for the city are strong and long-term investors could do very well looking a little more closely at the Melbourne market.   In today's show, we cover:  Melbourne apartments - 'Be greedy when others are fearful' How your HECs bill blocks your borrowing capacity  Is over-capitalization over-rated? The two regional cities that capture the shift outside Syndey and Melbourne Adviser Stuart Wemyss of ProSolution Private Clients joins wealth editor James Kirby in this episodeSee omnystudio.com/listener for privacy information.
3/12/202436 minutes, 8 seconds
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How To Invest Like The Future Fund

The Future Fund's consistently strong returns and its big exposure to so-called 'unlisted assets' have captured the interest of many investors. But, until very recently, most investors could not get access to unlisted assets and were restricted to listed securities such as shares and managed funds. Usefully, things are changing - today we take a serious look at unlisted assets.  In this episode we cover  Introducing the risk spectrum of unlisted assets  Accepting a 5-7 year wait for unlisted returns Water rights, forestry schemes and new agribusiness opportunities Why do retirees not pay tax?  Matthew Cassidy of Partners Wealth Group joins wealth editor James Kirby in this episode.See omnystudio.com/listener for privacy information.
3/7/202435 minutes, 37 seconds
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Why Are Regional Property Markets Rebounding?

This was not supposed to happen: The regions were meant to return to their secondary position in the residential investment market after COVID-19. Instead, over the last three months, prices rose faster than in the cities and the rental vacancy rates remained tight as hell... what gives?In today's show, we cover:  The curious case of the regional property bounceback How the national market is already looking better than last year's forecasts Are investors in one-bedroom units facing a disadvantage Navigating property taxes  Property analyst Louis Christoper of SQM Research joins Wealth Editor James Kirby in this episode See omnystudio.com/listener for privacy information.
3/5/202432 minutes, 34 seconds
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Nvidia : The World’s Hottest Stock and Your Portfolio

Not for the first time a single stock has become the proxy for a red-hot theme: AI and Nvidia are now interchangeable - and the specialist chipmaker has become the world’s top stock. Today we look at the AI boom and the first steps every Australian investor should be taking.In today’s show, we cover: The Australian stakeholders inside Nvidia  Playing the AI boom on the ASX Exploring solar power and EVs* Selling shares without paying tax  Financial advisor James Gerrard joins Wealth Editor James Kirby in this episodeSee omnystudio.com/listener for privacy information.
2/29/202438 minutes, 21 seconds
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Cash Crunch: Grabbing The Last Of The 5 Percent Deposit Rates

The consensus view is that interest rates have peaked in this cycle. Banks are already snipping their fixed rate mortgage rates (which is good) while also reducing the rate they pay on cash deposits (which is not so good). It's time to find out what's going on in the finance market.In today's show, we cover:  The beginning of lower fixed-rate mortgages Beyond the big four - where to hunt for cash rates Why the First Home Super Saver scheme is too much trouble The trouble with SMSF loans  Sally Tindall, head of research at comparison service, RateCity, joins Wealth Editor James Kirby in this episode See omnystudio.com/listener for privacy information.
2/27/202436 minutes, 8 seconds
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Secrets Of The Rich And Not-So-Famous (Family Office Special)

Family offices are very much the fashion among the nation’s ultra-wealthy: What are they exactly and what might we learn from how they operate?In today’s show, we cover  The booming business of the family office  Safety in numbers - how the system works  How much do you need to start a family trust? Fund manager performance fees - an explanation  Jacqui Clarke, author and family office adviser joins Wealth Editor James Kirby in this episode See omnystudio.com/listener for privacy information.
2/22/202435 minutes, 23 seconds
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A Rare Opportunity for Buyers in Sydney

Sydney prices have been soft in early 2024: It's not quite a 'buyer's market' but it is as good a time to find value as we have seen in years. Where are the opportunities in the city and which neighbourhoods should we watch? In today's show we cover:  Taking advantage of a rare lull in the nation's top property market Excitement builds around Sydney's new airport zone Why one-bedroomed apartments have limited appeal What is going on around the future of negative gearing? Judy Schmidt of Advocate Buyers Agency joins Wealth Editor James Kirby in this episodeSee omnystudio.com/listener for privacy information.
2/20/202426 minutes, 30 seconds
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Tackling Tax Threats (Real and Imagined)

In redrawing the plan for personal tax cuts while introducing a tax on unrealised gains in super the government has unleashed a whirlwind of speculation: All tax shelters from negative gearing to CGT discounts are now fair game.What to do?In today’s show, we cover   The political brawl on tax and how it affects you Exploring investment bonds and family trusts The looming importance of unrealised gains  Struggling with poor service at Big Super  Liam Shorte of Sonas Wealth joins wealth editor James Kirby in this episode See omnystudio.com/listener for privacy information.
2/15/202439 minutes, 3 seconds
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The Promise of Passive Property Income

Most property investors will aspire to have more than one property: Many in the market suggest strategies that allow an investor to accumulate a 'passive income portfolio' over time. But how do you approach this? What are the risks of running multiple properties? And would future tax changes make a difference? In today's show, we cover : Behind the promise of passive property investment * Do you need a buyer's advocate? Switching a mortgage from the home to an investment  The future of negative gearing Property educator P.K. Gupta joins wealth editor James Kirby in this episode. See omnystudio.com/listener for privacy information.
2/13/202430 minutes, 44 seconds
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Is Taylor Swift A Financial Role Model?

The financial success of singer Taylor Swift is unprecedented: Show business will never be the same again. For millions, she is a champion who outsmarts the music industry at every turn. So is she a role model for younger investors?In today's show we cover... The devilishly clever business brain behind the music How Taylor Swift invests The role of her dad who is a financial advisor ‘Swiftonomics’  - how it really works  Sociologist Dr Rachel Carroll joins wealth editor James Kirby in this episode See omnystudio.com/listener for privacy information.
2/8/202431 minutes, 22 seconds
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Is Property Set to Drop? The Bear Case

It's time to listen to the other side: Some economists believe house prices are heading south in 2024 as interest rate hikes finally hit home and unemployment rises at the same time.In this show we cover: What's behind a forecast drop of 5 per cent in the market? The tremors signaled by new statistics on 'distressed sales' * Is the tradie shortage still a thing?  Why your house is taking longer to build Economist Stephen Koukoulas of Market Economics joins Wealth Editor James Kirby in this episode See omnystudio.com/listener for privacy information.
2/6/202436 minutes, 52 seconds
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After The Tax Backflip - What To Do Now?

The surprise changes to the planned tax cuts by the Albanese government will fuel political debate for months: But for the pragmatic investor it's a question of how to respond effectively. In today's show, we cover:  Revisiting tax personal tax strategies If annuities are so good, why are they not popular? Optimising tax with a non-working partner  Is your home part of your investment portfolio? Will Hamilton of Hamilton Wealth Management joins wealth editor James Kirby in this episodeSee omnystudio.com/listener for privacy information.
2/1/202439 minutes, 5 seconds
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Negative gearing - The comeback

The conditions have been building for a rebound in negative gearing with climbing interest rates and rising rental yields. Now a surprise reversal in tax relief for upper-income earners means the search for tax deductions is about to begin again. In today's show, we cover; the startling figures on mortgage stress, how negative gearing just gets better, the Canberra rent freeze and why the split between homeowner and investor lending rates? Cameron Kusher, research director at REA (a subsidiary of News Corp) joins wealth editor James Kirby in this episode.See omnystudio.com/listener for privacy information.
1/30/202425 minutes, 43 seconds
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Should You Borrow To Invest?

Australians will borrow to the gills to buy the family home. They will also take big loans to enter the property market, but when it comes to the share market they hold back. Today we look a serious look at ‘leverage’. In this episode, we cover:  What you need to know about borrowing for investment If annuities are so sensible why are they not more popular? How franking credits work* The case for a $2m minimum in self-managed super funds Dr Sam Wylie of  Windlestone Education and Melbourne Business School joins Wealth Editor James Kirby in this episode. See omnystudio.com/listener for privacy information.
1/25/202445 minutes, 42 seconds
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Stress Testing Property Forecasts

The big banks offered a consensus estimate that capital city house prices would rise by 5.7 percent in 2024. With a rush of negative data since the year began, this week we interrogate those bullish forecasts and see if they can be taken seriously. In today's show, we cover: Will gloomy consumers drag property prices lower? NSW leads the investor rebound  Why one in three immigrants head to Melbourne  The outlook for rental yields  Eliza Owen of the CoreLogic research group joins Wealth Editor James Kirby in this episode See omnystudio.com/listener for privacy information.
1/23/202429 minutes, 32 seconds
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Your Shares in 2024

The share market beat all expectations in 2023 and what's stopping a repeat performance in 2024? Lots of things actually but then again volatility is the name of the game when your money is at risk on listed markets. Here at the Money Puzzle we just assume a real return of around 9 percent each year and then it's a question of the stock choices you make. In today's episode, we cover: The outlook for shares in the next 12 months Banks and miners - who will make the money? Healthcare and REITs - two sectors with the wind behind them Why ETFs always win Gemma Dale, Director SMSF and investor behaviour at Nabtrade joins wealth editor James Kirby on this week's episode See omnystudio.com/listener for privacy information.
1/18/202457 minutes, 24 seconds
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Sorting out your property plans for 2024

In our first property episode of the year, we look at the very promising outlook for apartments, the improving inflation picture, and the chance that rates might drop. We also take note of the potential headwinds in the next 12 months - especially the sharp decline in ‘buyer intention’ which has just been reported by Commonwealth Bank.In today’s episode, we cover: The property fundamentals of 2024 Why Perth could shine and Melbourne may underperform  The reality of current rate settings Buying a property with friends  Stuart Wemyss of ProSolution joins Wealth Editor James Kirby in today’s episodeSee omnystudio.com/listener for privacy information.
1/16/202431 minutes, 29 seconds
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Fun Money 4: Creating an art collection

How might you start collecting art? "If you enjoy it hanging on your wall, then that should be enough," says one of our best-known contemporary art collectors, former China ambassador Geoff Raby. And he should know, he built an art collection worth more than $3 million before donating it to La Trobe University.   In today's episode we cover; finding your own path in the art market, negotiating with art dealers and auction houses, the price you pay to complete a collection and how to store your art collection.  Geoff Raby, economist and company director, joins Wealth Editor James Kirby in this episode See omnystudio.com/listener for privacy information.
1/10/202426 minutes, 42 seconds
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Fun Money 3: How to become a car collector

Driving a classic car that looks wonderful - and might just make you a small fortune - is something most investors have probably considered at some stage. Today we talk to one of the country's foremost car collectors who operates in the global market and has been in the game since he was a teenager. In this episode we cover:  How to start collecting cars Where the bargains are this year The key factors in selecting a car How to collect without losing money Paul Huggins, a director of the Hamilton Chase group joins Wealth Editor James Kirby in this episode.See omnystudio.com/listener for privacy information.
1/4/202442 minutes, 14 seconds
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Fun Money  2:  How to Build a Wine Collection

This is the second in our summer Fun Money series. There is money to be made and fun to be had collecting wine: But how do you get started?  It's a tricky business finding good wine, storing it, and indeed not drinking it until the right time!  In today's episode, we cover: How to start a wine collection  Finding the top Australian wines to colle  Getting to know the pricing of top vintages   Maintaining your wine  John Lehmann, managing editor of The Australian and wine connoisseur joins Wealth Editor James Kirby in today's episode See omnystudio.com/listener for privacy information.
12/27/202327 minutes, 32 seconds
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Fun Money 1: Whisky and a Good Book

How about having fun and making money too - it's entirely possible if you become an expert collector of cars, art, wine, rare books...or maybe even whiskey. ((Hey! you can even put them in your Self Managed Super Fund). Over the next four weeks tune in for a wide-ranging guide to collecting:   In this episode, we kick off with financial adviser James Gerrard and host James Kirby on the first things you need to know  In coming episodes:   How to build a wine collection - with The Australian's John Lehmann How to create a luxury car collection - with Paul Huggins Collecting Art - with former China Ambassador Geoff Raby  See omnystudio.com/listener for privacy information.
12/20/202335 minutes, 33 seconds
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How to buy a holiday home

A spot by the sea? A place in the country? Can you do it...should you do it? The holiday home as a property investment enters the public imagination around about mid-December each year.  In today’s episode we cover; the difference in buying a holiday home compared to a permanent residence, the biggest mistakes people make, how to locate and settle on a property and the demands of managing a second property. Jarrod McCabe of Wakelin Property Advisory joins Wealth Editor James Kirby in today's episode See omnystudio.com/listener for privacy information.
12/19/202330 minutes, 51 seconds
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The Smart Way to Buy a Car

So you want that car? The problem is you know very little about it - and certainly not enough to deal with the guy with a devilish grin coming towards you in the showroom. In today's episode we cover ; How to approach buying a car  The special circumstance of buying a luxury vehicle   How to behave yourself in the showroom  Rarity and brand power - how to get a car that will improve in price  Madam Wheels (aka Jacquie Hayes) joins Wealth Editor James Kirby in this episode See omnystudio.com/listener for privacy information.
12/13/202327 minutes, 53 seconds
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Why Sydney beats Melbourne out the door for property investors

Melbourne is growing faster than Sydney. In the next decade, the two cities are expected to draw level in terms of total population. So why is Sydney three times better for property investment returns than the Victorian capital? In today's episode, we cover: The weakness of the Melbourne property market   Is the foreign investment clampdown anything to worry about? Using  your mortgage to optimize your investing costs Should you ever retire with a mortgage? Stuart Wemyss of ProSolution joins Wealth Editor James Kirby in this episode.See omnystudio.com/listener for privacy information.
12/12/202327 minutes, 50 seconds
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Meet Our Billionaire Families

Who are the families behind Australia’s biggest companies? What are they like and what can we learn from them as investors?In today’s show, we cover:  Getting to know the Pratts and the Packers Meet the Millners (who just engineered a $3.5 bn takeover for Perpetual) The new arrivals in the billionaire set Extracting more value from Listed Investment Companies  Damon Kitney author of The Fortune Tellers joins Wealth Editor James Kirby in today’s episodeSee omnystudio.com/listener for privacy information.
12/7/202339 minutes, 1 second
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Investors Are Back In The Property Market - Should You Join Them?

There is now hard evidence that investors are back in the residential property market. What's more, they are borrowing faster than owner occupiers and we can expect to see this translated into more demand from investors in the year ahead. What does it mean for the market?In today's episode, we cover:    The changing dynamics of a hot investment market Are clearance rates weak?  History suggests otherwise Should taking in lodgers come with tax breaks? Can I sell half my home to another family member?  Eliza Owen of the CoreLogic group joins Wealth Editor James Kirby in this episode  See omnystudio.com/listener for privacy information.
12/5/202334 minutes, 9 seconds
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Artificial Intelligence : What to do Now ?

We were told AI would take off as the investment theme of the year and it came to pass - that's why the NASDAQ has been about six times better than the ASX 200 in terms of returns this year.In today's show, we cover:  The next phase of AI for investors Finding the 'picks and shovels' in the AI boom Some stocks to consider for 2024 Behind AusSuper's banning of Origin Energy share purchases Clay Carter, global head of equities at the Halo Technologies group joins Wealth Editor James Kirby in today's episode See omnystudio.com/listener for privacy information.
11/30/202331 minutes, 14 seconds
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Thanks Mum! Thanks Dad! - How the 'Bank of Mum and Dad' Will Underpin a House Rise of 2024

It's one of Australia's biggest banks but we never see any data from it - in fact, we heavily underestimate the role of family finance in helping first-time buyers get started in the property market. But this is a key factor set to underpin yet another lift in house prices in 2024 if the economists have it right. In today's show, we cover:   The Bank of Mum and Dad   Immigration levels and the rental market  The return of the lodger  What happens to tax losses with the new super tax  Diana Mousina, economist at AMP joins Wealth Editor James Kirby in this episode See omnystudio.com/listener for privacy information.
11/29/202338 minutes, 12 seconds
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Social Media for Investors - Good or Bad?

Many investors now rely heavily on social media influencers for investment guidance: But who are these operators and do they have your best interests in mind? It's a key question for investors and regulators and the game is evolving very quickly indeed. In today's show, we cover:  The pros and cons of social media investment guidance  How crypto investing through social media is a world within a world  Are you trading enough to fall foul of the tax office? Balanced portfolios - have the rules changed? Gemma Dale, head of investor behavior and SMSF at Nabtrade joins Wealth Editor James Kirby on today's episode.See omnystudio.com/listener for privacy information.
11/23/202336 minutes, 32 seconds
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Property price drop in 2024? Not everyone agrees

Australian house prices could see a nationwide fall next year with Sydney leading the downturn on a forecast drop of four per cent, according to property research agency SQM. But in today's podcast, one of the top buyer's agents on the ground in Sydney reflects wide scepticism in the market over any perceived softening of prices.In today's episode we cover; the factors that will hold the market up in 2024, rental assistance, tips for renovating on a $1,000 budget and diversifying your property portfolio.Kitty Parker of Kitty and Miles Buyers Agency joins Wealth Editor James Kirby in this episode See omnystudio.com/listener for privacy information.
11/21/202320 minutes, 48 seconds
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The 2024 case for bonds

Australian investors kept away from bonds for many years preferring instead ‘bond proxies’ such as the banks and telco fully franked shares. And they did the right thing because bonds have been bad news for the last three years - especially bond ETFs where total returns have let people down. But now the time may be right …for government bonds bought one by one and held to maturity.  In today’s episode we cover; the 2024 appeal of bonds, tax cuts coming, HECs and HELP and whether loans are included in super caps? Hugh Robertson of Centaur Financial joins Wealth Editor James Kirby in this episode.See omnystudio.com/listener for privacy information.
11/16/202333 minutes, 36 seconds
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China property buyers are back...and making a difference

For a while, it seemed as if the China buyer - a potentially powerful influence at property auctions -had left the scene. But in recent months Australia has emerged as the number one overseas destination for China-based property investors, even surpassing Canada in terms of activity. In today's show, we look at how the China buyer rebound is changing the market, where are the mortgage stress signals in the bank results and waiting for the interest rate peak. Pete Wargent of AllenWargent Property Buyers joins Wealth Editor James Kirby in today's episode  See omnystudio.com/listener for privacy information.
11/14/202331 minutes, 18 seconds
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Big Super's plan to offer you financial advice

The nation's super funds will be able to widen the range of financial advice they offer under the new Future of Financial Advice legislation: What does it mean for you? In today's show we cover; how the market's second biggest fund - ART - plans to expand advice, the reality of super's little known inheritance tax, what is Nick Bolton up to at Magellan and can the ASX withstand the loss of major stocks?Anne Fuchs, executive general manager at the Australian Retirement Trust joins Wealth Editor James Kirby in today's episode See omnystudio.com/listener for privacy information.
11/9/202327 minutes, 26 seconds
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Should First Time Property Investors Venture Interstate?

Everyone likes to think they know their own neighborhood: As a result ‘home bias’ is a major issue among property investors. For first-time investors the issue is acute: The first steps into property would be even more daunting if the investment was in a distant city. But staying at home - especially in Melbourne - may just mean missing the best opportunities.In today’s show, we cover :  Making sure you are not being dudded by the body corporate  Buying interstate - the pros and cons  A cool response to making changes on Capital Gains Tax Where are exiting property investors putting their funds? James Gerrard of www.financialadviser.com.au joins Wealth Editor James KirbySee omnystudio.com/listener for privacy information.
11/7/202338 minutes, 19 seconds
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Thinking of Spending Your Inheritance in Advance? Stop Right There

We are on the cusp of the biggest handover of wealth in the history of the nation: A wall of money- estimated at $3.5 trillion - from both wills and super is about to transfer to the next generation. In Australia, we don't have an inheritance tax (though we do have an effective tax of 17 percent on money inherited through Super). With everyone living longer and the age of inheritance moving ever higher, the issue of 'impatience' is building with some investors not just anticipating future income but actively mortgaging their inheritance...it's a very bad idea. In today's show explain why... and also look at:  The rules of inheritance for all generations  How to lower the tax due on super inheritance  Ozempic's health and investment outcomes  Super statistics for women Jacqui Clarke of Maxima Private joins Wealth Editor James Kirby in this episode See omnystudio.com/listener for privacy information.
11/2/202337 minutes, 58 seconds
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Could CGT changes unlock the housing market?

The housing market is in a state of paralysis. Renters can’t find accommodation yet investors are moving their money out. There must be a way to revive the market for all concerned. In today’s show we examine a simple change to Capital Gains Tax that could breathe new life into this moribund market. Better still, such a tax change would not require cross-border agreement from the states and there is already a precedent tax rule in place since the days of the Howard government. In this episode we cover; expanding the CGT discount for long term investors, applying the small business retirement exemption rules to property owners and whether you should buy in a city you don’t know.  Stuart Wemyss of ProSolution joins Wealth Editor James Kirby in the episode See omnystudio.com/listener for privacy information.
10/31/202339 minutes, 44 seconds
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The Ozempic Effect - How the Wonderdrug is Hitting the ASX

Ozempic is causing a sensation in the health industry: Originally a weight loss treatment, it is now clear the so-called GLP-1 drug can have positive effects on other health conditions such as diabetes. But for Australian investors, it means a string of household favorite stocks such as CSL and ResMed have been hit hard. Today we look at whether the 'Ozempic-sell off' may just be a rare opportunity to get into blue chips at a discount.In this episode we cover whether the market impact of Ozempic is overstated, the high cost of your big dividends, the sorry tale of shares that go to zero, and will fewer workers mean less goes into super? Shareplicity author Danielle Ecuyer joins Wealth Editor James Kirby in today's episode See omnystudio.com/listener for privacy information.
10/26/202338 minutes, 10 seconds
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Home equity: It's your money...use it!

Across Australia home prices have lifted higher than anyone might have reasonably expected: it means millions of Australians have financial power locked up in their homes. Accessing home equity is one of the few ways the average investor can get to finance extra investments or settle financial emergencies without having to pay exorbitant credit card rates. In today's show we cover; how to use the equity in your home, how to compare market lending rates and do listed property trusts offer true diversification?  Anthony Keane, personal finance writer at News Corporation joins wealth editor James Kirby in this episode See omnystudio.com/listener for privacy information.
10/24/202339 minutes, 21 seconds
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Family Trusts - Not Off The Hook Just Yet

The legal structure around family trusts in Australia has just survived a double stress test in the courts where the ATO tried to make changes in the personal use of some assets: The case has now been turned away for a second time on appeal and for now the coast is clear. Is a family trust worth exploring?  Can we assume the legal structure widely used by business owners, farmers, and wealthy investors is now secure?In today's episode, we cover:   Family Trusts - what you need to know  Capital Gains Tax and super  Risk-taking in your own name  Are private credit offerings as good as they seem?  Will Hamilton of Hamilton Wealth Partners joins Wealth Editor James Kirby in this episode See omnystudio.com/listener for privacy information.
10/19/202326 minutes
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The property opportunity in your back garden

With a rental shortage across the major cities, new research has revealed there are more than 600,000 spots across urban Australia where owners could install a residential unit such as a 'granny flat'. At a stroke, such a change would change the dynamics of the market - not to mention the household income of many Australians struggling to come to terms with the reality of the current market. In today's show we cover; the powerful potential of the 'granny flat', rules and regulations around independent living units, and why property owners are quitting Victoria. Tim Lawless, research director of CoreLogic joins Wealth Editor James Kirby in this episode See omnystudio.com/listener for privacy information.
10/17/202327 minutes, 33 seconds
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How to prepare for new super tax

The government has finally outlined the details of the new super tax and it will hit many more investors than forecast initially. In particular the effective 30 per cent tax on amounts above $3 million will hit middle-income property investors where the bulk of the assumed value of their super fund may be taken up with an investment mortgage. In today’s show we cover; ‘T bill and chill’ - is cash and fixed income good enough now, three bad years in a row for bond ETFs, cashing out annual leave and the best way to deal with the plan for higher super tax. Adviser Doug Turek of Minchin Moore Private is Wealth Editor James Kirby’s guest in this episode See omnystudio.com/listener for privacy information.
10/12/202342 minutes, 36 seconds
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Why rents will stay high for years

This year’s immigration intake means a city the size of Newcastle has effectively arrived looking for accommodation within the nation’s existing housing stock - and it’s the key reason rental incomes are soaring and vacancy rates are close to one per cent. Moreover, there is very little to suggest the scenario of demand greatly outweighing supply will change over the next three years. In today’s show we cover; the very strong outlook for rental investment property, why house prices can keep rising moderately from here, rock bottom home ownership levels for younger Australians and is Hobart set to slip from Australia’s fourth most expensive city. Saul Eslake of Corinna Economic Advisory joins Wealth Editor James Kirby on today’s episode See omnystudio.com/listener for privacy information.
10/10/202331 minutes, 1 second
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Twiggy Forrest, Escalante, Moving and Shaking

Andrew “Twiggy” Forrest’s moves into renewables and Laurence Escalante’s VGW gaming empire are interesting insights into where some of the wealthiest names in business are seeing the future. Should you follow them? Would you invest? Plus Bruce Mathieson on Endeavour and Alex Waislitz’s foresight on interest rates. In today's show, we also cover:  SMSFs v APRA funds and how CGT impacts your final super balance.  Will Baby Boomers retirement see our nation’s super-pot start to reduce?  Non-concessional super contributions and tax  Will BRIC’s expansion bring about the death of the US dollar? Bruce Brammall, financial adviser at Bruce Brammall Financial (www.brucebrammallfinancial.com.au ), was this week’s host of The Money Puzzle and was joined by John Stensholt, Richest 250 List editor at The Australian.See omnystudio.com/listener for privacy information.
10/5/202335 minutes, 13 seconds
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Does Airbnb still make sense with the new 7.5% income tax?

Victoria is the first Australian state to legislate a levy on revenue generated from short term accommodation platforms such as Airbnb and Stayz. The 7.5 per cent levy will commence from 1 January 2025 as is an attempt to tackle the ongoing rental crisis, which many politicians blame on the rise in popularity of short term letting platforms such as Airbnb. Although Victoria will be the first to implement an 'Airbnb tax', other states have already flagged their intention to review, and most likely implement a similar system. In today's show, we cover; whether this is fair or another case of government meddling, if it still makes sense to rent a property on a short term basis, tips and tricks for prospective owners of Airbnb properties, and when is the 'right' time to pay down investment property debt? Quirin Schwaighofer, co-founder of short term accommodation management company MadeComfy, joins James Gerrard founder of www.financialadvisor.com.au on today's show.  See omnystudio.com/listener for privacy information.
10/3/202338 minutes, 13 seconds
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Uranium Providing Glowing Returns for Investors

Uranium exchange-traded funds have increased 20 percent in value over the past month and are up 50 percent over the past 6 months, making uranium a standout metal commodity for 2023. Given that Australia is not pro-nuclear power, it is easy to forget about uranium in an investment portfolio. However, Australia has around a quarter of the world's uranium deposits and several strong uranium mining, exploration, development and production companies on the ASX .We discuss the opportunity with uranium, discuss whether investors have missed the boat and look at the long-term thematics of uranium and how investors can potentially position it in their portfolios.In today's show, we also cover* How the China property market woes will affect Australia* What to do when bond yields eventually stop rising* Pros and cons of using a no frills accountant for your super fund* Why did the RBA have to raise interest rates to reduce inflation? Betashares chief economist David Bassanese joins James Gerrard founder of www.financialadvisor.com.au on today's showSee omnystudio.com/listener for privacy information.
9/28/202331 minutes, 40 seconds
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How To Manage Property Investments - Property Basics No.4

How do you successfully manage a property - or a string of properties? There are multiple risks and pitfalls in running a portfolio, but with a little forward planning you can optimise your assets. In today's show we cover; whether to manage property by yourself or with a professional, dealing with a body corporate, assembling a team of professionals, and the secrets of buying interstate. Stuart Wemyss of ProSolution Private Clients joins Wealth Editor James Kirby for this special series episode.See omnystudio.com/listener for privacy information.
9/26/202329 minutes, 2 seconds
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Top Advisers List Edition - How To Find A Financial Adviser

The Australian publishes its annual Top Financial Advisors list this week - and it's the perfect time to find out how to select a financial adviser. In today's show we cover; how to choose a financial adviser, how much should you expect to pay, is there a way to sidestep rogue operators, and what you should expect from a top-end adviser. Sarah Abood, Chief Executive of the Financial Planners Association of Australia, joins James Kirby, Wealth Editor of The Australian, on today's episode. See omnystudio.com/listener for privacy information.
9/20/202331 minutes, 30 seconds
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How To Find A Home Loan - Property Basics No.3

How do you choose a home loan? What's on the menu...and how on earth do you pick the package that is best for you? In today's show we cover; how to get a basic home loan, selecting between fixed and variable, offsets and interest-only, and moving beyond the 'Big Four' banks. Sally Tindall the Research Director at comparison service RateCity joins Wealth Editor James Kirby for this special series episode.See omnystudio.com/listener for privacy information.
9/19/202328 minutes, 32 seconds
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How to Build a Share Portfolio Like a Professional Wealth Manager

In the past share market investors built their portfolios with individual stocks with a bias toward bluechip banking and mining companies. But today with so many low-cost ETFs available, there has been an evolution in professional portfolio construction with a move towards an ETF-based core/satellite approach.The core component targets the average share market return through low-cost ETFs while the satellite component tries to outperform the market with 5 to 10-year themes. We cover how many ETFs to include, which ETFs to consider, and when to review, adjust and sell.In today's show, we also cover: proposed changes to tax in superannuation and capital gains, how the EV Discount Bill can result in a 47 percent tax deduction on your car, how to reduce the interest rate on your SMSF loan and should 'equal weight' ETFs be considered in a portfolio? Accountant Timothy Ricardo from Bishop Collins Chartered Accountants joins James Gerrard founder of www.financialadvisor.com.au on today's showSee omnystudio.com/listener for privacy information.
9/14/202336 minutes, 11 seconds
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How To Sell A Property - Property Basics No.2

How do you sell a property? What are the essential moves to make to ensure you get the best deal for your home or investment? The choices have multiplied in recent years: Should you auction? Should you have an ‘expression of interest’ campaign? Do you really need a ‘stylist’?  In today’s show we cover; how to choose a real estate agent, how to choose a method of sale, preparing your property, and timing your sale.  Jarrod McCabe of Wakelin Property Advisory joins Wealth Editor James Kirby for this special series episode.See omnystudio.com/listener for privacy information.
9/12/202332 minutes
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The low-flying kangaroo – Qantas’ death spiral?

Qantas is more than just an airline to Australians. But the way shareholders see the airline has diverged considerably from how customers do. That has now cost the airline its previously well-respected CEO, and seen the aviation business lodge plans to change its flight path. In today's show, we also cover; interest rates, what to make of industry funds’ shift to offering indexed investment options, Newcrest’s takeover and holding foreign stock, and what the tax difference is between industry fund v SMSF.  Bruce Brammall, financial adviser at Bruce Brammall Financial, was this week’s host of The Money Puzzle and was joined by Eric Johnstone, associate editor, business, at The Australian.See omnystudio.com/listener for privacy information.
9/7/202340 minutes, 50 seconds
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How To Buy A Property - Property Basics No.1

Buying a property? What are the first steps? What are the pitfalls? It's never easy whether you are buying a first home or adding another asset to your investment portfolio: But there are some basics everyone should know... In today's show, we cover: How to select a property, why private sales are your best option, assessing real estate agent jargon, and the vexed issue of your dollar limit.  Kitty Parker of the Kitty and Miles buyer's agency is wealth editor James Kirby's guest for this special series episode.See omnystudio.com/listener for privacy information.
9/5/202334 minutes
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Your guide to the super fund performance tests

The expanded performance tests for super from the government set a new milestone in our investment market: Just about every investor in Australia has super savings and now we can see clearly if it is being managed well or not. Nearly one in ten funds failed: Is your fund one of them? In today's episode, we cover: how to make the best out of the super performance tests, using the my.gov website to see how your fund scored, stage three tax cuts and franked dividends, and investing for tax concessions. Will Hamilton of Hamilton Wealth Management joins Wealth Editor James Kirby in this episode.See omnystudio.com/listener for privacy information.
8/31/202323 minutes, 20 seconds
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Do Property Investors Need Financial Advisors

Active property investors are very often the same people who steer clear of shares and managed funds. At the same time, many advisors are heavily committed to shares and funds with little expertise when it comes to direct property: What to do?  In today's show, we cover: Financial advice for the property investor, the common mistake advisers make in property, investing in Australian property if you live overseas and offset account money and negative gearingFinancial adviser James Gerrard of www.financialadvisor.com.au joins Wealth Editor James Kirby on today's show See omnystudio.com/listener for privacy information.
8/29/202330 minutes, 7 seconds
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The no-brainer income opportunity

Here's the puzzle: Should you depend on shares or cash for income? Well, your risky return from the ASX is represented by an average dividend yield of just over 4 percent. Meanwhile, with a cash term deposit, you can still get a 5 percent rate  - government guaranteed - it just might be the deal of the decade, know it when you see it. In today's show, we cover: The last of the best of the term deposit deals? How to play thematic exchange-traded funds,  shared equity home loans and when investment bonds make sense. Liam Shorte of the Sonas Wealth group is Wealth Editor James Kirby's guest on this episode See omnystudio.com/listener for privacy information.
8/24/202332 minutes, 50 seconds
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Looking to borrow for property? Listen up

As the residential property sector stabilizes, the banks have been playing some games in the lending market - if you are borrowing for a home or an investment you need to know what's going on. In today's episode, we cover: why interest-only borrowers are being punished, how can banks offer more than the RBA for deposits, why home loan borrowers are fixing again and the bias against retirees in the lending system.  Steve Mickenbecker, chief commentator at Canstar, joins Wealth Editor James Kirby in this episode See omnystudio.com/listener for privacy information.
8/22/202336 minutes, 56 seconds
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Unlisted Trusts: Why would you bother?

The fashion for alternative unlisted investments is getting a reality check as investors can get a risk-free cash rate of more than four per cent. The biggest cloud over the sector, so far, is the redemption refusals popping up at major unlisted property funds. So what does it mean for investors? In today's episode, we cover: the big fat problem with unlisted assets, how to optimising super concessional contributions and the dreaded US withholding rate for Aussie investors.  Tim Mackay of the Quantum Financial group is wealth editor James Kirby's guest in this episode.See omnystudio.com/listener for privacy information.
8/17/202335 minutes, 52 seconds
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Taking Stock of the Tiny House movement

Tiny houses are popping up all over Australia yet the movement remains a mystery to many in the property sector. These hybrid mobile dwellings cost around the same as a deposit on an average house. No wonder they are popular among a broad range of investors from first home buyers to holidaymakers: So how does it all work and would it suit you? In today's episode, we cover: the pros, cons and legal limitations of a 'tiny house', running a tiny house as an investment, how to buy and sell your tiny house and why it's not for everyone. Christine Murphy of the Lets Talk Tiny Houses podcast is Wealth Editor James Kirby's guest in this episode See omnystudio.com/listener for privacy information.
8/15/202326 minutes, 40 seconds
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The Black Spot in Super You Need to Know

Life insurance is a big expense and most smart investors save money by purchasing it through their super fund. But the track record of big super funds in getting around to sending through insurance payout is woeful. Worse still, big funds will often ignore your wishes on where they send the money.In today's show, we cover: insurance failings in big super funds, class action payouts, getting to know the Australian Financial Complaints Authority and the auditor problem in SMSFs.Fiona Halsey of Halsey Legal Services joins Wealth Editor James Kirby in this episode.See omnystudio.com/listener for privacy information.
8/10/202332 minutes, 9 seconds
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How Industrial Property Became The Hot Spot In The Property Market

Residential property isn't the only sector with exceptionally tight vacancy rates. Industrial property - warehouses and factory units at the edge of every city - has become one of the hottest parts of the market. But why has it boomed, and how should everyday investors approach this investment area? In today's show, we cover: how online retail changed the shape of the property market, the reason industrial property is outperforming and how deep the problems in the office sector are. Charlie Buxton, CEO of the Cadence Property Group, is Wealth Editor James Kirby's guest in this episode. See omnystudio.com/listener for privacy information.
8/8/202330 minutes, 10 seconds
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Artificial Intelligence: The Best-Placed ASX Stock

The excitement around AI has fuelled the 'magnificent seven' tech stocks on Wall Street and underpinned the 20 percent year-to-date return on Wall Street: But which Australian listed stock could be the champion for Australian Investors In today's show, we cover: the AI contenders on the ASX, will CSL recover? The best and worst of Exchange Traded Funds and gearing into shares.Rudi Filapek-Vandyck, editor of the research investment service FNArena.com joins Wealth Editor James Kirby in this episodeSee omnystudio.com/listener for privacy information.
8/3/202338 minutes, 19 seconds
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Commercial property - is it for you?

Investing in retail shops or industrial warehousing is a different ball game than buying the house around the corner. Longer leases and higher yields make this area attractive, but it's a lot more work upfront. In today's show, we take a first-time look at this sector and cover: What is the minimum entry point for commercial property? The key concern with commercial tenants, where the bargains are in 2023, and the ideal investment vehicle for your first venture. Buyer's agent and founder of Revolve Commercial Property, Mish Daniel,  is Wealth Editor James Kirby's guest in this episode See omnystudio.com/listener for privacy information.
8/1/202334 minutes, 10 seconds
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The Most Promising Sector in the Share Market

It's been a better-than-expected year for the share market - especially on Wall Street.  But where does it go from here? What is the one area of the global market set to catch up with the AI-driven 'magnificent seven' stocks that have underpinned the money made so far in 2023?In today's show, we cover: The global share market rebound, the dangers in chasing alternatives, why banks frown on share market portfolios as collateral, and inheritance tax in super.Will Hamilton of Hamilton Wealth Partners is Wealth Editor James Kirby's guest in this episodeSee omnystudio.com/listener for privacy information.
7/27/202335 minutes, 27 seconds
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Buying Property With A Mate: Should You?

Perhaps you cannot afford a first property, but if you combined with a mate it might be possible. In today's podcast, a question from a 21-year-old listener who wants to buy in partnership with a friend gets the thumbs up. In fact, the government has recently moved to make it easier for mates to buy together by allowing 'joint' applications for the popular First Home Guarantee Scheme. In today's episode, we also cover: the most promising region for investors nationwide, what would a market with 'rent controls' look like? And the mixed data on whether home prices are softening. Nerida Conisbee, chief economist at the Ray White Group is Wealth Editor James Kirby's guest in this episode.See omnystudio.com/listener for privacy information.
7/25/202334 minutes, 59 seconds
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Alternative Investments - How Much Can You Afford to Lose?

Big super funds and high net worth investors are ever more keen on 'alternative investments' but are they for you? One of the nation's top female financial advisers certainly does not think so. In today's episode we cover: sticking with a financial plan through thick and thin, the fact that the very rich can risk a lot on alternatives - but can you? Why defined benefit pension funds are 'gold'  and bonds versus term deposits.Sally Huynh of Shadforth Financial Group is Wealth Editor James Kirby's guest in this episode.See omnystudio.com/listener for privacy information.
7/20/202335 minutes, 24 seconds
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Is the Commercial Property Scare An Opportunity?

The reckoning for office property values has finally arrived in the Australian market, a long time after they first hit the US - where listed values are now rebounding. As the first reports of ‘limited redemptions’ at office-based unlisted property trusts hit the local sector, investors might reasonably expect this downturn in valuations will pass - indeed the funds might be catching up on formalising valuations that have dipped and are ready to recover. In today’s show, we cover: Freeze-frame - reality bites for unlisted property valuations, why property prices and interest rates can rise at the same time, should we worry about a double-dip for the residential market and using the First Home Super Saver Scheme to buy a home   Chris Bedingfield of global real estate investors, Quay Global Investors is Wealth Editor James Kirby’s guest in this episodeSee omnystudio.com/listener for privacy information.
7/18/202334 minutes, 52 seconds
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Whatever Happened to the Superannuation Disruptors?

For a short while it looked like the leviathans of the Australian super industry were facing a new breed of challengers. Start-up youth-focused super funds such as Spaceship rattled the sector with ‘green’ style products, social media marketing, and clear support from a younger demographic. But the challengers have faded - they could not match the performance or services offered by big super. Will there ever be a successful super disruptor?  How about a US$7 trillion non-profit global fund that’s just beginning to make some headway? Find out more in this week’s episode when we cover: the false dawn of super disruptors, the titan that could yet shake the market, the unlisted assets in big super, and doing your own super contributions. Andy Darroch of Independent Wealth Advice joins The Australian’s Wealth Editor James Kirby in this episodeSee omnystudio.com/listener for privacy information.
7/13/202342 minutes, 8 seconds
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Why 'cheaper to buy than rent' suburbs are everywhere

You might have thought that the endless escalation of mortgage rates would finish the notion of a suburb where buying was cheaper than renting.Not so.There are at least 40 suburbs around the nation that are both cheap and offer strong prospects for the home owner or investor.  Terry Ryder of the Hotspotting group is Wealth Editor, James Kirby's  guest in this episode. Submit your questions on all things property, business and finance here - [email protected]  See omnystudio.com/listener for privacy information.
7/11/202338 minutes, 12 seconds
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Why the Share Market’s 'Value Versus Growth' Debate is ‘Rubbish’

This year was meant to be all about ‘value’ on the share market: Rising rates were expected to hose down the demand for tech-focused growth stocks and boring old value stocks were meant to shine. It didn't happen.  ‘Because’, says top adviser Charlie Viola, ‘ the whole debate is rubbish, good companies make good investments that’s all there is to it, ‘  Sounds simple. Moreover, it sounds true. We cover: what happened to the long-promised return of value stocks? The need to take some money off the table in the months ahead, timing super contributions and should bank hybrids be classified as shares? Charlie Viola, managing director of Pitcher Partners joins Wealth Editor James Kirby on today’s episodeSee omnystudio.com/listener for privacy information.
7/6/202337 minutes, 32 seconds
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Renovators Delight - The Properties Nobody Wants

The residential market in 2023 is most unusual - prices are rising while interest rates are increasing; Up to a third of buyers don't need a mortgage and...nobody wants to do any renovation work! The blow-out in building costs, supply difficulties and sluggish response times from some local councils have combined to create a market where the perfect property is perfectly ready to inhabit, But for those willing to take the plunge and renovate the rewards may be lucrative.   Dean Berman of Berman Buys is Wealth Editor James Kirby's guest in this episode. Submit your questions on all things property, business and finance here - [email protected]  See omnystudio.com/listener for privacy information.
7/4/202336 minutes, 36 seconds
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The Biggest Tax Break of the New Financial Year

The new financial year begins on July 1 and a range of key 'caps'  come into play. But the outstanding item of personal tax news is that you can have an extra $200,000 in super tax-free: Yes, if you are fortunate enough to be in the upper band of super investors then the amount you can have in super where the is no tax on earnings is moving up from $1.7m to $1.9m: Who said inflation is bad news for everyone. We cover why your super contributions are rising - whether you like it or not, the generous lift in the tax-free super threshold, saying goodbye to pandemic-era drawdown rates for older Australians, and how to become a financial adviser.  Financial adviser James Gerrard of www.financiladviser.com.au joins Wealth Editor James Kirby in this episode.See omnystudio.com/listener for privacy information.
6/29/202341 minutes, 46 seconds
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Why one in four property buyers don't care about interest rates

You might think higher rates keep buyers away from the property market but a remarkable 25 percent of purchasers buy outright - with no mortgage! It’s a remarkable statistic and offers an insight into a unique feature of today’s real estate market: Aging downsizers combined with freshly made fortunes from offshore underpin a considerable amount of the demand in the residential sector. Michael Matusik of Matusik Property Insight is Wealth Editor James Kitby’s guest in this week’s episode   Submit your questions on all things property, business and finance here - [email protected]  See omnystudio.com/listener for privacy information.
6/27/202340 minutes
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Artificial Intelligence Special Edition - Don’t Miss It!

The excitement around artificial intelligence has propelled the US sharemarket this year. That’s why returns stateside are three times better than the ASX over recent months. So what’s going on with AI and what does it mean for you?We cover the investment opportunity of AI, whether this is going to be a dot.com boom, when to expect the first AI billionaires and how healthcare and financial advice will change.  Dudley Nevill-Spencer of the London-based Live and Breathe group is Wealth Editor James Kirby’s guest in this episode.See omnystudio.com/listener for privacy information.
6/23/202337 minutes, 28 seconds
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Do 400,000 new arrivals change the property market? (you bet they do)

The biggest factor ‘new’ factor in the property sector is the remarkable change we will see from the arrival of 400,000 people into a market population growth had been close to zero. But will the demand lift that comes from a population burst be enough to counter a consumer slowdown or even a full- blown recession? Tim Toohey, strategist and chief economist at Yarra Capital is Wealth Editor James Kirby’s guest in this episode.See omny.fm/listener for privacy information.
6/20/202339 minutes, 25 seconds
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The Biggest Money Mistake That couples make

Leave the investment to me, darling! It’s still a refrain in household finances and letting one person handle all money matters is the single biggest mistake couple make, says author Jacqui Clarke. As an advisor to some of Australia’s wealthiest families, Clarke knows a thing or two about how individuals can lose when it comes to family fortunes:  In today’s episode she spells out the life lessons everyone needs to know. We cover, how to manage household wealth in everyone’s interest, the attractions of pooling money for couples, building your own ‘village’ of wealth consultants and making sense of ‘buy’ recommendations from stockbrokers. Jacqui Clarke, author of “Stop Worrying about Money’ joins Wealth Editor James Kirby in this episode.See omnystudio.com/listener for privacy information.
6/15/202336 minutes, 17 seconds
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How you can use your Super to play the property rebound

They don't make it easy, but any investor can directly enter the property investment market using their super. In fact, any investor with a Self Managed Super Fund can borrow to buy investment property as part of a wider diversified portfolio. Gemma Dale, Director of SMSF and investor behaviour at NAB Trade is Wealth Editor, James Kirby's guest in this episode. Submit your questions on all things property, business and finance here - [email protected]  See omnystudio.com/listener for privacy information.
6/13/202341 minutes, 16 seconds
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Is it Time to Take Money From Super to Pay Part of Your Home Loan?

In this week's show, we talk about whether the Australian share market is likely to finish the year in the black. We also discuss ways that investors can jump on the electric vehicle boom by investing in certain stocks and ETFs.And with interest rates rising for the 12th time in 14 months, is it time to take money out of super to pay down your home loan? We also look at the new 30 percent super tax above $3M, the devil is in the detail with an unexpected sting in the tail for those with large super balances.Stockbroker Chris Macdonald joins financial planner James Gerrard on this week's episode See omnystudio.com/listener for privacy information.
6/8/202339 minutes, 9 seconds
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From the Auction Frontline

What's the temperature in the market at the moment? How are the Saturday mornings for the buyers, sellers and even the auctioneers? With clearance rates lifting, are we being misled or is caution the smart money? Jarrod McCabe from Wakelin Property Advisory joins Wealth Editor James Kirby's guest in this episode. Submit your questions on all things property, business and finance here - [email protected]  See omnystudio.com/listener for privacy information.
6/6/202334 minutes, 44 seconds
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How to Invest Like Taylor Swift (No Kidding)

We're talking about how to tackle inflation as an active investor. We also deal with a question on discounted Listed Investment Companies which - believe it or not - leads us towards the Taylor Swift school of investing.  It turns out Taylor takes tips from her ex-Merrill Lynch stockbroker dad, Scott - and she seeks out discounted closed-end mutual funds. The ASX version of this investment is discounted LICs - but are they for you? We also cover: Optimising your cash to tackle inflation, gearing at a time of high-interest rates, and getting to the bottom of family trusts.  Financial adviser Bruce Brammal joins The Australian's Wealth Editor James Kirby on this week's episode.See omnystudio.com/listener for privacy information.
6/1/202341 minutes, 22 seconds
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Why investors should pay a lower rate than home loan borrowers

Investors pay a higher mortgage rate than home loan borrowers. However, this was not always the case – and there is now a solid argument to suggest that investors should pay less. In reality, the repayment statistics for investors are better than the same numbers for homeowners – but investors get no reward for their better performance. Cameron Kusher, Executive Director - Economics, at REA Group joins Wealth Editor James Kirby's guest in this episode. Submit your questions on all things property, business and finance here - [email protected]  See omnystudio.com/listener for privacy information.
5/30/202334 minutes, 51 seconds
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How about lending instead of borrowing?

As the sharemarket drifts, investors are looking to ‘alternatives’ for returns: One of the most dependable alternative income investments is ‘secured mortgages’ where you get a high rate of return underpinned by property projects: This week we fish in a new income stream that is worth exploring for the everyday investor. We also cover: Artificial Intelligence - who will be the losers? Investing in shares for children, Should you worry about big super’s unlisted assets? And speculating on future rate movements. James Gerrard of www.financialadviser.com.au is Wealth Editor James Kirby’s guest on this episode of The Money Puzzle   See omnystudio.com/listener for privacy information.
5/25/202338 minutes, 45 seconds
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Why this property upturn will be very different

The capacity to borrow will be the big difference in the next upward cycle of residential real estate prices. Property investors might be familiar with the challenges around locating and managing a successful property, but an entire generation of investors has never faced operating in a high-interest rate environment. Stuart Wemyss of the ProSolution group is Wealth Editor James Kirby's guest on this episode of The Money Puzzle. Submit your questions on all things property, business and finance here - [email protected] See omnystudio.com/listener for privacy information.
5/23/202332 minutes, 50 seconds
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Bad For Landlords. Bad For Renters -Property Paradox

As housing affordability bites hard and the rent crisis continues, many landlords are as frustrated as their tenants with the long-term realities of the property market: Could it work better and what would it take to move the dial?  In this episode we discuss the case for wholistic tax reform,  Dr Monique Ryan's mortgage, how the Teals are working on a new tax blueprint, super changes and whether the $3m cap will be the last 'adjustment'? Dr Monique Ryan, the 'teal' member for Kooyong, Melbourne is Wealth Editor James Kirby's guest on this week's show. See omnystudio.com/listener for privacy information.
5/18/202333 minutes, 40 seconds
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Money cafe - Budget Special

The Albanese government's first 'May Budget' elevates the risk of higher inflation and higher rates - it also signals further strong returns for miners and building stocks. In this week's episode, we cover the hits and misses of Budget 2023,  the outlook for your super, whether family trusts are in the gun and the next building boom Will Hamilton of Hamilton Wealth Partners is Wealth Editor James Kirby's guest on this week's show See omnystudio.com/listener for privacy information.
5/11/202340 minutes, 4 seconds
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Is a self managed super fund for you?

Self Managed Super Funds are often associated with the very wealthy who have millions to spend, but new figures show the median amount for new SMSFs is $260,000.  In this week's episode, we cover the advantages of an SMSF,  why the sector isn't growing very fast, explore SMSFs to include the whole family and the latest planned changes in super. Meg Heffron of Heffron SMSF Solutions is Wealth Editor James Kirby's guest on this week's showSee omnystudio.com/listener for privacy information.
5/4/202339 minutes, 28 seconds
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Why Aussie Small Cap Stocks Are Ready To Rebound

Value investor Roger Montgomery is associated with blue chip companies, but that does not mean he looks exclusively at 'large caps': In fact, Montgomery says the small-cap selection on the ASX is emerging from the pandemic ready to beat all rivals.  We cover - a green light for small caps, the dangers of 'over contributing' to super, why the ASX is reasonable value just now and whether we should worry about US banks. Roger Montgomery of Montgomery Investment Management is Wealth Editor James Kirby's guest on this week's show See omnystudio.com/listener for privacy information.
4/27/202338 minutes, 3 seconds
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Why Impact Investing Is Ready To Go Mainstream

Impact investing, where investors actively create ethical outcomes, has been growing steadily but the Albanese government's 'reconvening' of a task force on the issue is set to create a breakthrough. It's a great area... but can you make money from it?Today we're getting to know impact investing, learning how 'Goodstart Childcare' changed Australia, finding out who might invest here and why? and looking at 'big capital' the plan for an Australian impact investment powerhouse.Michael Traill, impact investing leader is Wealth Editor James Kirby's guest on this week's episode See omnystudio.com/listener for privacy information.
4/20/202339 minutes, 23 seconds
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Buyer's Advocates: Should You Bother?

Would you be better at a hotly contested auction than a buyer's advocate? How do they work and what do they charge?In today's show we cover how buyer's advocates operate and whether paying a fee or commission is better, we discuss whether local councils be dropping rates by now. And the debate over banning foreign buyers. Kitty Parker, buyer's advocate at Kitty and Miles Ltd is Wealth Editor James Kirby's guest on this week's show. See omnystudio.com/listener for privacy information.
4/13/202337 minutes, 4 seconds
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The Millionaire Next Door

This week we ask how will the new super changes work? And we meet a real-life 'millionaire next door’ (Australian style). Plus, we get to grips with new super tax changes, discuss borrowing for shares at mortgage rates and how Australian shares are falling behind Wall Street again. Questions for the podcast are always welcome to [email protected] James Gerrard of www.financialadvisor.com.au is wealth editor James Kirby‘s guest on this week’s showSee omnystudio.com/listener for privacy information.
4/6/202334 minutes
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What About My Bank Stocks?

The credit markets have been shaken by the dual troubles of US and European banks. Crucially, the Credit Suisse rescue involved bondholders taking a rare ‘haircut’. What does it all mean for investors? In this week’s Money Cafe, we cover the fallout from the bank crisis and whether the affair will trouble Australian bank shareholders? What are the issues for bank hybrids? And just who needs secretive Swiss banks anyway? Questions always welcome for the podcast to [email protected]  Financial adviser Doug Turek of Minchin Moore is Wealth editor James Kirby’s guest this week.See omnystudio.com/listener for privacy information.
3/30/202335 minutes, 10 seconds
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The lowdown on the high flyers of the Rich 250

The old guard are back - with a vengeance - miners, paper manufacturers and property developers regain a grip on the Rich 250 in 2023, Still, as the tech titans struggle (in relative terms!) the list has some very interesting new arrivals including the Zimmerman sisters who have built a global fashion retailing empire.In this week's show, we cover the traits that push people to the top of the Rich 250,  the fund manager who says yoga and meditation make for a better investor, philanthropy among billionaires and we ask: are the super-rich happy ?John Stensholt, editor of The Rich 250 joins wealth editor James Kirby on this week's showSee omnystudio.com/listener for privacy information.
3/23/202331 minutes, 5 seconds
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Talking housing with NSW Premier Dominic Perrottet

In this special edition of Money Cafe we cover whether Sydney will be the first city to have a house price rebound, solving the rental crisis, the long-term economics of home ownership and why NSW premier Dominic Perrottet believes his Future Fund  - where the state government will annually co-fund contributions to give kids a headstart for housing or education - may be picked up in other states across Australia. Wealth Editor James Kirby's guest on this week's show is NSW Premier Dominic Perrottet  See omnystudio.com/listener for privacy information.
3/16/202332 minutes, 10 seconds
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Everything You Need to Know on the Super Changes

What just happened in super? Is this about the 86,000 super investors above $3m -  or is it the start of a new regime which will change how super works for a whole generation? Wealth Editor James Kirby's guest this week is Tim Mackay of Quantum Financial.See omnystudio.com/listener for privacy information.
3/9/202343 minutes, 52 seconds
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Time for 'Big Super' to Bankroll Financial Literacy

Industry super funds are the outright winners in the super system. The funds have thrived on the back of a simple law - every worker must put one dollar in ten they make into super. Yet, surveys show Australians are not just unsure about super, they are unsure about every aspect of investing and finance. The Ecstra foundation, Australia's best known financial literacy agency, exists on the back of irregular payments based on regulator fines. But the fund is making great progress kickstarting financial literacy in our schools. Wealth Editor James Kirby's guest this week is Caroline Stewart, the CEO of the financial literacy foundation Ecstra   Questions always welcome to  [email protected] See omnystudio.com/listener for privacy information.
3/2/202335 minutes, 58 seconds
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Super Cap Could Be A Property Trap

Items covered in this episode include - Does property really double in price ever decade? The perils of trying to use a former SMSF property as a home, why using the home mortgage is the cheapest form of finance and buying in Australia while living offshore. Wealth Editor James Kirby's guest this week is property expert Pete Wargent. Questions always welcome to [email protected]     See omnystudio.com/listener for privacy information.
2/23/202338 minutes, 33 seconds
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The Problem With ETFs

How can you go wrong with an Exchange Traded Fund? They match the market average, they have very cheap management fees and your financial adviser thinks they are the best thing ever...but there is no such thing as a perfect investment.In this week's podcast we cover. Wealth Editor James Kirby's guest this week is Chris Brycki, CEO of digital adviser Stockspot. Questions for the podcast are always welcome at [email protected] omnystudio.com/listener for privacy information.
2/16/202337 minutes, 20 seconds
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Investing in NDIS property - is it for you?

Property developers are promising strong and stable returns from NDIS investments, but the risks are bigger than you might think. Topics covered in this episode include what every investor needs to know about NDIS property, the plan to reform financial advice and why interest rate moves don't work like they used to do. Questions for the podcast are always welcome at [email protected] omnystudio.com/listener for privacy information.
2/9/202344 minutes, 57 seconds
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Is Super Worth The Effort?

Inside financial advice circles they call it the ‘black spot,’ the wealth level where government benefits fall away but annual investment income may be little better than pension. Wealth Editor James Kirby’s guest this week is financial adviser, Liam Shorte of the Verante Group Questions for the podcast are always welcome at [email protected]  See omnystudio.com/listener for privacy information.
2/2/202343 minutes, 46 seconds
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Why Your Bank Stocks Are Buzzing

The lift in bank stocks since the start of the year signals a change of heart in the residential property market. In this episode Wealth Editor James Kirby’s is joined by Will Hamilton of Hamilton Wealth Management. Questions always welcome to [email protected]  See omnystudio.com/listener for privacy information.
1/26/202328 minutes, 48 seconds
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Sorting out all your money issues in 2023

We're well and truly into 2023 now, are people still saying "happy new year?" ....in the last of our summer series with the Australian’s Wealth Editor James Kirby, James Gerrard of www.financialadviser.com.au is here to sort out your money issues in 2023. See omnystudio.com/listener for privacy information.
1/19/202339 minutes, 3 seconds
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Sorting out your property plans in 2023

With the news about the rental market, interest rates on the move and uncertainty ahead, The Australian’s Wealth editor James Kirby and special guest Stuart Wemyss of ProSolution have some commentary to get you thinking property through the summer. See omnystudio.com/listener for privacy information.
1/12/202341 minutes, 7 seconds
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Your shares in 2023

In this episode Wealth Editor James Kirby’s guest is NABTrade’s head of investor behaviour, Gemma Dale. Discussing shares and the market ahead in 2023.See omnystudio.com/listener for privacy information.
1/4/202333 minutes, 39 seconds
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Tax breaks beyond your Super

In this episode of our Summer Series, Wealth Editor James Kirby’s guest is adviser Doug Turek, and we're getting Super set for 2023.  See omnystudio.com/listener for privacy information.
12/28/202225 minutes, 57 seconds
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Super for Starters

Over summer The Australian's Money Cafe will be helping you get financially fit for 2023.....in this episode Wealth Editor James Kirby’s guest is adviser Bruce Brammall.See omnystudio.com/listener for privacy information.
12/21/202237 minutes, 37 seconds
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What you must know about property next year

Wealth Editor James Kirby's guest this week is Stuart Wemyss of the ProSolution group. They discuss the swing back to the city forecast for 2023, new 'rent bidding' reforms, how much higher mortgage rates and how apartments will get their moment in the sun.See omnystudio.com/listener for privacy information.
12/15/202239 minutes, 5 seconds
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Pay the mortgage or top up super - a new perspective

Wealth Editor James Kirby is joined by James Gerrard of www.financialadviser.com.au. They discuss the new realities of higher rates and home mortgages, if ethical investing still offers an edge over conventional funds, unexpected tangles in the First Home Super Savers Scheme and if we should worry about an inverted yield curve.See omnystudio.com/listener for privacy information.
12/8/202242 minutes, 46 seconds
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Forget the ASX forecasts and find the dividends

In this episode Wealth Editor James Kirby's guest is Gemma Dale, Head of Investor Behaviour at NABtrade. They say the ASX will close in 2023 somewhere close to where it will close at the end of this month. Except, the forecasts are invariably wrong - brokers confidently predicted a 10 percent return this year and we are not going to get there.See omnystudio.com/listener for privacy information.
12/1/202240 minutes, 55 seconds
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Will the crypto crash make gold shine?

James Kirby’s guest this week is Doug Turek, financial advisor at Minchin Moore. In this episode, topics for discussion include - Gold should be a winner in a market where shares are severely challenged, should you fix your mortgage now? the growing power of industry super funds and where now for crypto?  Questions are always welcome for the podcast at [email protected]  See omnystudio.com/listener for privacy information.
11/24/202235 minutes, 11 seconds
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Why property bargain hunters should bide their time

James Kirby's guest on the podcast this week is adviser Bruce Brammall of Bruce Brammall Financial. The property market is down but not down far enough for bargain hunters - the cumulative strain of higher rates and lower prices is yet to come. James and Bruce also discuss if the sharemarket managed a turnaround? Do financial adviser clients access a wider range of investments? See omnystudio.com/listener for privacy information.
11/17/202233 minutes, 51 seconds
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Could your bank be hacked?

James Kirby's guest this week is Eric Johnston, Associate Editor and Business Columnist on The Australian. Cybersecurity has reached a new level with the spectacular blackmailing of Medibank Private...what's next? Also for discussion, the story behind the year's most spectacular takeover battle, the future of coal and does my credit behaviour overseas affect my record at home?  See omnystudio.com/listener for privacy information.
11/10/202240 minutes, 13 seconds
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Will we ever see a budget surplus again?

Amy Auster, chief economist at PWC joins James Kirby Wealth Editor at The Australian on this week's episode. They discuss if we will ever see a balanced budget again, how super-low unemployment is not good for the economy, if our planned tax cuts have anything in common with the UK's 'Trussonomics' and the case for a bigger GST.See omnystudio.com/listener for privacy information.
11/3/202232 minutes, 51 seconds
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Budget Special: We read the measures, so you don't have to

For discussion today.....tax, super and franked dividend issues  in the budget, why property REITs don't pay dividends (it's distributions), investment bonds don't always work out and getting roubles out of Russia. Wealth editor James Kirby's guest this week is Will Hamilton of Hamilton Wealth Partners. See omnystudio.com/listener for privacy information.
10/27/202241 minutes, 49 seconds
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Who's afraid of the GST?.......The Sequel

In this episode James Kirby and adviser Stuart Wemyss take a break from reporting on what the ALP says it won't do and concentrate on what needs to be done - in a word they have to broaden the tax base by lifting GST. Also for discussion the problem with the FIRE-Early Retire movement, will gold ever come back as a hedge against trouble? Borrowing to buy shares and a second look at Cathie Wood and her ARK Fund.See omnystudio.com/listener for privacy information.
10/20/202247 minutes, 45 seconds
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Help! I'm in a financial hole...dig me out

Financial advisers help you get rich and financial counselors deal with the less fortunate who find themselves in a hole – what can we learn from them? Financial counsellor Rob Burgess of Mortgage Stress Victoria joins Wealth Editor James Kirby on this week’s episode. They discuss what a financial counsellor is and why you would need one, why gamblers are treated separately in counselling, if Centrelink is an Orwellian nightmare or a useful operation, and the rules of the game for debt collectors. Questions for the podcast always welcome at [email protected] omnystudio.com/listener for privacy information.
10/13/202235 minutes, 51 seconds
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The investment mistakes we all make

Olivia Margana of Aspire Retire is a member of the Top 100 Advisers List. In this episode she and James Kirby discuss how too many investors rush to invest and make mistakes that cost time and money down the track.See omnystudio.com/listener for privacy information.
10/6/202244 minutes, 4 seconds
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Is it a good time to buy property?

House prices are falling across Australia, in this episode we take a closer look at the market and find out where the first  bargains may emerge with Eliza Owen, head of research Australia for CoreLogic.See omnystudio.com/listener for privacy information.
9/29/202232 minutes, 48 seconds
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Is that the end of the market sell off?

Share markets have absorbed the latest Fed Fund rate hike quite well, with the US down 17% this year and the ASX down 12% we take the pulse for active investors In this episode James Kirby and Will Hamilton of Hamilton Wealth Partners look at why Australia is doing relatively better than Wall Street, the missing ingredient for a share market rebound, the new climate for bond investors and can you plan to put your home in a self managed super fund?See omnystudio.com/listener for privacy information.
9/21/202235 minutes, 53 seconds
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So you still think rates are going to drop next year?

This week's US inflation figure challenges the fragile consensus that inflation and rates are about to drift lower - for investors it's time to tune in. In this episode James Kirby and economics correspondent Pat Commins look at the following - Why rates are rising at the same time as inflation, the new reality for renters, are you getting your super paid properly? and why wages are so slow to lift.See omnystudio.com/listener for privacy information.
9/15/202243 minutes, 8 seconds
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Why you DON'T have to fear our high inflation rate

Super fund CEOs are warning inflation will erode returns and they can't be expected to do as well as recent years: But private investors are not under the same stress, they just need to get it right over the long term: 'We've forgotten that inflation is normal," says top rated adviser, Charlie Viola from Pitcher Partners. Send questions or comments to [email protected] See omnystudio.com/listener for privacy information.
9/8/202236 minutes, 58 seconds
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Hunting for high paying hedge funds

The Future Fund’s CEO Raphael Arndt and chairman Peter Costello are notoriously tight-lipped when it comes to which investments win or lose for the nation’s most important investment vehicle each year. But this year they outlined how hedge funds had gone a long way to cushion overall returns.  In discussion, how macro hedge funds hit it out of the park for the Fund Fund, a hunting guide to alternative funds for the everyday investor, local investors take a bath on Bed Bath and Beyond Inc and will financial advice get cheaper if they loosen the rules? See omnystudio.com/listener for privacy information.
9/1/202239 minutes, 16 seconds
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Around the world with the Money Cafe -Ex-pat special episode

This week's special episode covers money issues for Australians abroad or anyone who has international investment queries. Financial adviser, Dr Doug Turek of Minchin Moore, joins James Kirby to discuss how to manage your Super if moving overseas, checking out the Bali tax break - living there and paying no Australian Tax... and receiving an inheritance from another country? Watch for tax treaties,See omnystudio.com/listener for privacy information.
8/25/202241 minutes, 2 seconds
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The investment fund that's become a charity powerhouse

Caroline Gurney the CEO of Listed Investment Company, Future Generation, joins The Australian's Wealth Editor James Kirby in this episode. Discussing listed investment companies...how they work, 'Untied funding' - trusting the charity to do the right thing and what happens when a company delists from the ASX?See omnystudio.com/listener for privacy information.
8/18/202232 minutes, 22 seconds
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The advisor's guide to finding financial advice

James Kirby talks to Tim Mackay, advisor at Quantum Financial Services. Topics discussed include the qualification you want your advisor to have, should you bother becoming a Sophisticated Investor? Why four out of ten financial advisers have quit the industry and can you put your house in your Self Managed Super Fund? See omnystudio.com/listener for privacy information.
8/11/202239 minutes, 49 seconds
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Spotting the red flag for fraud in Super

Leah Bennett, financial crime manager at Australian Catholic Super and a member of the First Nations Foundation joins The Australian's Wealth Editor James Kirby on this week's show. They discuss how super access schemes kick-started a fraud frenzy, the single most dangerous moment for your super fund, the tax problem when your partner earns too much and why balanced funds don't all cost the same.See omnystudio.com/listener for privacy information.
8/4/202230 minutes, 45 seconds
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Pay the mortgage or top up super?

Financial adviser and author Bruce Brammall joins The Australian's Wealth Editor James Kirby on this week's show. They discuss how the RBA got it so wrong, tracking down listed investment companies and the latest on the bond market scams. See omnystudio.com/listener for privacy information.
7/28/202241 minutes, 57 seconds
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New financial year tax changes you should know

Financial advisor Liam Shorte of the Verante Group joins The Australian's Wealth Editor James Kirby on this week's show. They discuss updates on changes to super, home grants and downsizing, bond funds fraud alerts, chasing overseas and the perils of income protection insurance.   See omnystudio.com/listener for privacy information.
7/21/202237 minutes, 20 seconds
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Tech Titan Bargain Basement?

Danielle Ecuyer, author of Shareplicity joins The Australian 's wealth editor James Kirby on this week's show. They discuss if the 50% discount on Facebook or Atlassian is enough, the investment income rising by double digits, 'cost-plus' building contracts and the cloudy future for the gig economy.   See omnystudio.com/listener for privacy information.
7/14/202239 minutes, 6 seconds
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Yes, the markets could get worse... here's why

Will Hamilton of Hamilton Wealth Management joins The Australian's wealth editor James Kirby on this week's show. They discuss why the markets could get worse, the biggest mistake the RBA ever made, government bonds and what would make an ideal investing couple. See omnystudio.com/listener for privacy information.
7/7/202239 minutes, 18 seconds
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The 'must know' tax tips for your 2021/2022 return

Timothy Ricardo, director at Bishop Collins Chartered Accountants joins financial advisor James Gerrard from FinancialAdvisor.com.au on this week's show. They discuss commonly overlooked tax deductions, the new tax free "digital nomad" visa for Bali and tips for women to boost their super.See omnystudio.com/listener for privacy information.
6/30/202235 minutes, 58 seconds
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How to save thousands on your mortgage in just one phone call

Wayne Dive, personal mortgage adviser at Smartline joins financial advisor James Gerrard from FinancialAdvisor.com.au on this week's show. They discuss whether it's too late to fix your interest rate, a smart trick to reduce your pay off your loan sooner and expert tips on how to combat rising cost of living pressures.See omnystudio.com/listener for privacy information.
6/23/202238 minutes, 39 seconds
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Stagflation, La Nina and rate rises

Patrick Commins, economics correspondent at The Australian joins financial advisor James Gerrard from FinancialAdvisor.com.au on this week's show. They discuss the iceberg lettuce price crisis, what stocks are set to gain from high inflation and whether it is time to buy shares in buy now pay later company Zip Co  See omnystudio.com/listener for privacy information.
6/16/202246 minutes, 7 seconds
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Rising interest rates: will property investors or share market investors do better?

Terry Tran, share market educator at The Freedom Trader joins fellow financial advisor James Gerrard from FinancialAdvisor.com.au on this week's show. They discuss the impact of rising interest rates for investors, should you be buying growth or value stocks and tips to get more tax free income in retirementSee omnystudio.com/listener for privacy information.
6/9/202236 minutes, 44 seconds
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How to get 7% income on your investment but at what cost?

Stuart Wemyss, financial advisor at ProSolution Private Clients joins fellow financial advisor James Gerrard from FinancialAdvisor.com.au on this week's show. They discuss whether property markets are going to collapse, finding share market bargains as well as what investments will give you 7% income on your money.See omnystudio.com/listener for privacy information.
6/2/202244 minutes, 10 seconds
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The portfolio changes you need to consider with Labor in power

Dr Doug Turek, financial advisor at Minchin Moore joins fellow financial advisor James Gerrard from FinancialAdvisor.com.au on this week's show. They discuss the washout from the federal election and pick out who are the winners, who are the losers and what it means for you over the next three years with a Labor government.See omnystudio.com/listener for privacy information.
5/26/202239 minutes, 2 seconds
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Who are the guaranteed winners from the Federal election?

Good friend of the podcast James Gerrard joins James Kirby on this week's episode, discussing a rocky ride in the share market, is there a correlation between crypto and shares? and what you didn't know about the $250,000 Government Guarantee on depositsSee omnystudio.com/listener for privacy information.
5/19/202235 minutes, 24 seconds
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Is this the market’s ultimate bargain corner?

Tim Boreham, Stockhead's small caps correspondent joins The Australian's Wealth Editor James Kirby on this week's show. They discuss how Biotech gets hit hardest of all, one reason this sector may recover first and three ASX biotech stocks for you to consider.  See omnystudio.com/listener for privacy information.
5/12/202244 minutes, 3 seconds
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No bear in sight ! Why the ASX is still a late stage bull market

In this episode Jun Bei Liu, of Tribeca Alpha Plus Fund joins James Kirby to discuss CSL the bargain blue chip, what's the tax on my ten-bagger? and the problem with RIO's shareholder largesse.See omnystudio.com/listener for privacy information.
5/5/202239 minutes, 35 seconds
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Why younger investors are not putting money into super

James Kirby is joined by Chris Brycki, the CEO of online finance advice group Stockspot, discussing how thematic Exchange Traded Funds can lose you money, is ETF managers crypto fund delay a lucky break and why active managers can't beat the index See omnystudio.com/listener for privacy information.
4/28/202238 minutes, 59 seconds
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Charity giving: Australia you’re doing it wrong

In this episode James Kirby is joined by Scott Walters the CEO of Opportunity International, topics in discussion include the private investor charity tax shelter you never heard of, what is Microfinance and how does it work? amnd how to read the annual report from your favourite charity.    See omnystudio.com/listener for privacy information.
4/21/202236 minutes, 49 seconds
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Bank stocks are back in fashion: But which one?

It's a debut on the podcast for Remo Greco of Sanlam Private Wealth, topics being discussed in this episode include the miner’s new dividend policy, will big super funds find our market too small? some help for HELP debt and is Air New Zealand raising a bargain?See omnystudio.com/listener for privacy information.
4/14/202244 minutes, 59 seconds
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Ukraine Donations - Are they tax deductible?

In this episode Doug Turek of Professional Wealth joins Wealth Editor James Kirby to discuss, among other things - How the crisis in Ukraine has affected investors in emerging markets, the bond market rout - when will it end? preparing your portfolio for higher rates and can you benchmark your financial adviser?    See omnystudio.com/listener for privacy information.
4/7/202239 minutes, 3 seconds
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BONUS - Live web event for The Australian's subscribers

In this bonus episode we're publishing the audio from a subscriber exclusive webinar on Budget Day. James Kirby was joined by Ross Greenwood the Business Editor at Sky News Australia and Ticky Fullerton Editor At Large of The Australian Business Review. To find out more about become a subscriber to The Australian, search for The Australian in your app store, or search The Australian Subscription in your browser.See omnystudio.com/listener for privacy information.
4/5/202245 minutes, 42 seconds
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What we found out about inflation from Treasurer Frydenberg

In this episode financial adviser James Gerrard of www.financialadviser.com.au joins The Australian's Wealth Editor James Kirby on this week's show. Catching up on the key changes for younger investors, what you need to know about the super drawdowns discount extension and optimizing your super contributions See omnystudio.com/listener for privacy information.
3/31/202237 minutes, 19 seconds
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Introducing - The Front

The Front is a new daily news podcast from The Australian, featuring each day’s essential page one stories, journalists’ candid take on the issues that matter and behind-the-scenes insight from our newsrooms.  Search for The Front and follow or subscriber wherever you listen to your podcasts. To find out more about The Front you can link here and for more from the newsroom at The Australian link here or search for The Australian in your app store.See omnystudio.com/listener for privacy information.
3/25/202211 minutes, 4 seconds
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The two things most Rich 250 members have in common

John Stensholt the editor of the The Rich 250 joins James in this episode. The 250 is up for discussion including persistence and property - the twin interests of the nation’s richest, how Rich 250 queen Gina Rinehart invests beyond iron ore, the former fund manager king who dropped a billion and founder-driven companies: Are they better?   See omnystudio.com/listener for privacy information.
3/24/202232 minutes, 48 seconds
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NFTs for Dummies

In this episode David Swann, Technology Editor of The Australian joins Wealth Editor, James Kirby. For discussion, what are Non Fungible Tokens and should you buy them? How some of the world's biggest companies are getting involved, which Aussie Cricket star just launched his own NFT collectables?  The ATO and NFTs - A Metaverse mystery See omnystudio.com/listener for privacy information.
3/17/202235 minutes, 42 seconds
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Why Super is the Best Tax Rate in Town

In this episode James is joined by Financial adviser Charlie Viola of Pitcher Partners. Points for discussion include, how to make the best of super, long term rules for your SMSF, couples who ‘split’ can be winners and how super rule change ceasefire is a winner.      See omnystudio.com/listener for privacy information.
3/10/202239 minutes, 15 seconds
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Ukraine Crisis - The ethical dilemma for investors

In a special episode of the podcast David Bassenese, the chief economist at Betashares joins James Kirby, The Australian’s Wealth Editor to discuss some very topical subjects - Is Russia a ‘buy’ or ‘sell?' How oil prices could still go higher, what if Russia gains control? and why crypto won’t help the Oligarchs   See omnystudio.com/listener for privacy information.
3/3/202235 minutes, 4 seconds
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Welcome to The Australian's Money Cafe

The Australian's Wealth Editor James Kirby, along with business and finance experts discuss the biggest news in business, finance, and economics, and what it means for investors. To read articles on the topics covered in The Money Cafe, take out a subscription to The Australian or download The Australian app at your app store.See omnystudio.com/listener for privacy information.
3/1/202231 seconds
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The ugly secret of unpaid super

Financial advisor and commentator James Gerrard of financialadvisor.com.au joins James Kirby, The Australian’s Wealth Editor. Items under discussion include ATO moves on family trusts, getting younger family members to invest, preparing for our Metaverse special episode.See omnystudio.com/listener for privacy information.
2/24/202234 minutes, 15 seconds
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What now for Aussie investors on Wall Street?

‘Shareplicty’ author and commentator Danielle Ecuyer joins James Kirby, The Australian’s Wealth Editor on this week’s episode. Items under discussion include Facebook versus Microsoft, reality biting for Tesla and Block Inc enters Australian top twenty.  See omnystudio.com/listener for privacy information.
2/16/202233 minutes, 54 seconds
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Lessons from the fall of the Magellan Fund

In this episode of The Australian's Money Cafe Financial advisor, Will Hamilton of Hamilton Wealth Management joins James Kirby to discuss if the Magellan Financial Group is close to the bottom, how top advisers deal with key person risk and we're keeping an eye on ‘after fees’ performance figures.                          See omnystudio.com/listener for privacy information.
2/10/202229 minutes, 53 seconds
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Watch out! Exchange Traded Funds are drifting off course

Investment strategist Giselle Roux joins the Australian’s Wealth Editor James Kirby on this week's episode of the show. They discuss the dangers in the new boom of ‘thematic’ ETFs, how niche ETF funds get stuck with too many small cap stocks, and the backlash on ‘greenwashing’ in coming.See omnystudio.com/listener for privacy information.
2/3/202236 minutes, 7 seconds
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Inflation - What will it mean for your investments ?

Dr Doug Turek of Professional Wealth joins James Kirby, the Australian’s Wealth Editor on this week’s show. The pair discuss why inflation has finally broken out in our domestic economy, which stock sectors are set to win and lose in the months ahead and will interest rates really rise by much?       See omnystudio.com/listener for privacy information.
1/27/202237 minutes, 19 seconds
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Where are the property bargains in 2022?

Eliza Owen, head of research at property group CoreLogic joins James Kirby, the Australian's Wealth Editor on this week's show. They discuss the reasons why apartments will never catch up with houses, the state where the sun is shining on real estate prices and how the regulators may cool the market.  See omnystudio.com/listener for privacy information.
1/20/202236 minutes, 17 seconds
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Special Summer ‘ReStart’ - Episode Three - Your introduction to investment property

In the final summer special 'ReStart' series James Kirby talks to financial advisor James Gerrard about the best financial approach to buying an investment property, if you should do it yourself, how much a managing agent costs, the key to selecting an investment property and buying inside a block or complex compared to stand alone.  See omnystudio.com/listener for privacy information.
1/12/202237 minutes, 5 seconds
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Special Summer ‘ReStart’ - Episode Two  - Getting to know shares and managed funds

This is the second episode in the special four part summer 'restart' edition of The Australian's Money Cafe, where James Kirby is joined by financial advisor James Gerrard to reintroduce you to investing. This week they discuss how to balance your shareholdings to get growth and defensive investments, the secrets of dollar cost averaging, the 12 month tax rule you must know when share trading and what the ideal number of stocks to hold is? See omnystudio.com/listener for privacy information.
1/6/202236 minutes, 29 seconds
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Special Summer ‘ReStart’ - Episode One - Introducing you to the first principles of investing

The Australian's Money Cafe is running a four part summer special 'ReStart' edition, where each week James Kirby is joined by financial advisor James Gerrard covering all you need to know to be introduced - or reintroduced - to investing. This week they discuss what a balanced portfolio is, and if you should have one, what the right tax structure is for your investing, how to cut your tax bill selling an investment after 12 months, and if you should borrow to invest.See omnystudio.com/listener for privacy information.
12/30/202129 minutes, 17 seconds
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Most popular episode of 2021 - Spare cash? Should you put it in super or cut the mortgage?

In today's special episode of the Australians Money Cafe we are playing back one of the most popular episodes we had on the podcast this year. The episode is all about what to do if you have some spare cash - do you pay down your mortgage or put it in your super? James Kirby spoke to financial advisor and author Bruce Brammall about what HECs hitch you should seek to avoid, when it is the time to gear into shares, and a place in the country - how to do it.See omnystudio.com/listener for privacy information.
12/23/202137 minutes, 13 seconds
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Smart investors end the year preparing for a downturn

Gemma Dale, head of investor behaviour at stockbroker nabtrade joins Wealth Editor James Kirby on this week’s edition of The Australian’s Money Cafe. They discuss how the Electric Vehicle boom will power ahead in 2022, the tax rule you must know to optimise this year's market gains and how to find a way into renewable investing.       See omnystudio.com/listener for privacy information.
12/16/202135 minutes, 45 seconds
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The one habit all rich investors have in common

John Stensholt, the Rich 250 editor joins Wealth editor James Kirby on this weeks episode of The Australian's Money Cafe. They discuss the difference between old rich and new rich in Australia, the global reach of the Rich 250, how the rich approach crypto and why property still underpins great fortunes.See omnystudio.com/listener for privacy information.
12/9/202135 minutes, 10 seconds
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The scandal your superfund hopes will go away

Will Hamilton of Hamilton Wealth Management joins James Kirby, the Australian's Wealth Editor on this week's show. They discuss if it is irresponsible for fund managers not to have some crypto, losing money in bond funds and why there is no such thing as a 'free' share market trade. See omnystudio.com/listener for privacy information.
12/2/202137 minutes, 25 seconds
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Mythbusting the 'great resignation'

Shane Oliver, chief economist at AMP Capital Shane joins Wealth Editor James Kirby on this week's episode of The Australian's Money Cafe. They discuss the great resignation, if we can still trust gold, how the pandemic is going to lift wages and if the RBA talks too much.  See omnystudio.com/listener for privacy information.
11/25/202144 minutes, 10 seconds
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Crypto Special - How much? For how long?

Jon Deane, CEO of Trovio and member of the government's Digital Finance Cooperative Research Centre, joins James Kirby on this week's episode of The Australian's Money Cafe. They discuss how to begin as an investor in the speculative world of crypto, if Bitcoin is a proxy for the entire game, why you need to separate 'coins' from blockchain technology and what the sophisticated investors are doing in the space.  To read articles on the topics covered in this episode of The Australian's Money Cafe, take out a subscription to The Australian or download The Australian's app at your app store.See omnystudio.com/listener for privacy information.
11/18/202131 minutes, 21 seconds
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Discovering the best value sector in residential property

Financial adviser and author Stuart Wemyss of ProSolution joins Wealth Editor James Kirby on this week's episode of The Australian's Money Cafe. They discuss if Fortescue should spin-off it's clean energy division, the plain truth about Self Managed Super Fund costs and if Macquarie Bank is a 'green' investment? See omnystudio.com/listener for privacy information.
11/11/202140 minutes, 54 seconds
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Should you pay your HECS or your Mortgage?

Financial adviser and Spirit Super director Sue Dahn joins James Kirby on this weeks episode of The Australian's Money Cafe.They discuss if you should pay off your HECS bill or your mortgage first, dud super funds and what it means for a fund at the bottom of the ATO scorecard, and who's paying for andrew forests' big experiment in green energy. To read articles on the topics covered in this episode of The Australian's Money Cafe, take out a subscription to The Australian or download The Australian's app at your app store.See omnystudio.com/listener for privacy information.
11/4/202135 minutes, 15 seconds
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Are house prices finally slowing down?

Financial adviser Bruce Brammall joins James Kirby on this week's episode of the Australian's Money Cafe. They discuss why bonds are suddenly a danger zone, what color your hydrogen investment is and why RBA non-believers are on the rise. To read articles on the topics covered in this episode of The Australian's Money Cafe, take out a subscription to The Australian or download The Australian's app at your app store.See omnystudio.com/listener for privacy information.
10/28/202142 minutes, 3 seconds
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Tesla - Is it too late to join the party?

'Shareplicity' author Danielle Ecuyer joins James Kirby, Wealth Editor of The Australian as the special guest on this week's episode of The Australian's Money Cafe. They discuss making money from net zero, bargain hunting in the China sell-off and if ETF's are too passive on ESG.   To read articles on the topics covered in this episode of The Australian's Money Cafe, take out a subscription to The Australian or download The Australian's app at your app store.See omnystudio.com/listener for privacy information.
10/21/202140 minutes, 38 seconds
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Tax targets: The ATO's future hunting grounds

Dr Doug Turek of Professional Wealth joins James Kirby on this week's episode of The Australian's Money Cafe. They discuss how many Square shares you'll get for Afterpay stock, how inflation increases its grip on markets, and if we can believe the RBA will not move until 2024. To read articles on the topics covered in this episode of The Australian's Money Cafe, take out a subscription to The Australian or download The Australian's app at your app store.  See omnystudio.com/listener for privacy information.
10/14/202139 minutes, 2 seconds
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The rich are different...and this is why

This week on the Australian's Money Cafe James Kirby is joined by Gemma Dale, head of investor behaviour, NAB trade. They discuss the distinct approach of the wealthy investor, why you get 'anchored' to your favourite stocks, the search for a vegetarian investment, and if we change our behaviour if rates are lower. To read articles on the topics covered in this episode of The Australian's Money Cafe, take out a subscription to The Australian or download The Australian's app at your app store.See omnystudio.com/listener for privacy information.
10/7/202130 minutes, 1 second
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The ultimate Capital Gains Tax escape

This week on the Australian's Money Cafe James Kirby is joined by James Gerrard, financial advisor at www.financialadvisor.com.au. They discuss the post lockdown house price outlook, take a second look at managed funds, and uranium rebound...is it for real ?   To read articles on the topics covered in this episode of The Australian's Money Cafe, take out a subscription to The Australian or download The Australian's app at your app store.See omnystudio.com/listener for privacy information.
9/30/202138 minutes, 58 seconds
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Help! I'm stuck in a dud superfund

On this week's episode of The Australian's Money Cafe James Kirby is joined by Will Hamilton of Hamilton Wealth Management. They discuss why share markets remain nervous on China credit crisis, scouting for bargains in a volatile ASX and the problem with buying US shares.  To read articles on the topics covered in this episode of The Australian's Money Cafe, take out a subscription to The Australian or download The Australian's app at your app store.           See omnystudio.com/listener for privacy information.
9/23/202132 minutes, 10 seconds
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What the hell is a blue-chip: Where can I see a list ?

On this week's episode of The Australian's Money Cafe James Kirby is joined by Rudi Filapek-Vandyck, publisher of share market guide FNarena.com. They discuss rising debt and the share market, if the ASX can avoid a plunge in September (the worst month of the year) and the Dusk Group - the small cap that smells nice.  To read articles on the topics covered in this episode of The Australian's Money Cafe, take out a subscription to The Australian or download The Australian's app at your app store.See omnystudio.com/listener for privacy information.
9/16/202135 minutes, 44 seconds
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Lessons from Bitcoin's 'flash crash'

James Kirby is joined by Anthony Keane, Personal Finance Correspondent for News Ltd, on this week's episode of The Australian's Money Cafe. They discuss what to look for if you don't need dividends, high government debt and your portfolio and if it is time to start shorting China.  To read articles on the topics covered in this episode of The Australian's Money Cafe, take out a subscription to The Australian or download The Australian's app at your app store.See omnystudio.com/listener for privacy information.
9/9/202129 minutes, 5 seconds
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How to invest for your kids

James Kirby is joined by adviser Sue Dahn from Pitcher Partners on this episode of The Australian's Money Cafe. They discuss Exchange Traded Funds versus Listed Investment Companies, if inflation will eat into your investments and a problem with the super fund 'shame file'.  To read articles on the topics covered in this episode of The Australian's Money Cafe, take out a subscription to The Australian or download The Australian's app at your app store.See omnystudio.com/listener for privacy information.
9/2/202140 minutes, 20 seconds
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Bitcoin versus Gold - What you need to know

James Kirby is joined by adviser Dr Doug Turek from Professional Wealth in this episode of The Australian's Money Cafe. They discuss if the markets can stay strong if we face another recession, lithium stocks and the possibility of a storage unit as an entry level property. To read articles on the topics covered in this episode of The Australian's Money Cafe, take out a subscription to The Australian or download The Australian's app at your app store.See omnystudio.com/listener for privacy information.
8/26/202142 minutes, 30 seconds
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Special Edition - China and your investments

On this special episode of the Australian's Money Cafe James Kirby is joined by Will Glasgow, China correspondent for The Australian. They discuss the new risks in China-related stocks, the cost of our troubled relationship with Beijing and how Hong Kong stocks can win from here. See omnystudio.com/listener for privacy information.
8/19/202137 minutes, 42 seconds
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Special Ethical Investing Edition

Special guest Mara Bun, director of Australian Ethical Investment, joins James Kirby on this week's episode of the Australian's Money Cafe. The two discuss the greatest ethical company (you know it well), if we can believe in ethical ratings, and greenwashing: a beginner's guide.   To read articles on the topics covered in this episode of The Australian's Money Cafe, take out a subscription to The Australian or download The Australian's app at your app store.See omnystudio.com/listener for privacy information.
8/12/202145 minutes, 12 seconds
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Spare cash? Should you put it in super or cut the mortgage?

Adviser and author Bruce Brammall joins James Kirby in this episode of The Australian's Money Cafe. They discuss a HECs hitch you should seek to avoid, when it is the time to gear into shares, and a place in the country - how to do it.    To read articles on the topics covered in this episode of The Australian's Money Cafe, take out a subscription to The Australian or download The Australian's app at your app store.See omnystudio.com/listener for privacy information.
8/5/202139 minutes, 15 seconds
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Why the takeover boom is only starting

Fund manager and commentator Roger Montgomery of Montgomery Investment Management joins James Kirby in this episode of The Australian's Money Cafe. They discuss how to find value on the ASX, the capital city property market looking cheap and a share market 'pick' ready to reward for years to come. To read articles on the topics covered in this episode of The Australian's Money Cafe, take out a subscription to The Australian or download The Australian's app at your app store.See omnystudio.com/listener for privacy information.
7/29/202139 minutes, 31 seconds
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Gold for the kids... it's a thing

Adviser and writer James Gerrard of Finance Advisor joins James Kirby in this episode of The Australian's Money Cafe. They discuss why used car prices are going nuts, the best way to deal with your HECs debt, and if car parks are an investment property entry point?  To read articles on the topics covered in this episode of The Australian's Money Cafe, take out a subscription to The Australian or download The Australian's app at your app store.See omnystudio.com/listener for privacy information.
7/22/202142 minutes
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Will the US export it's inflation to Australia ?

In this episode James Kirby discusses why China is not that important, ETF price drops are explained and should you be looking at inflation-linked investments ?  To read articles on the topics covered in this episode of The Australian's Money Cafe, take out a subscription to The Australian or download The Australian's app at your app store.See omnystudio.com/listener for privacy information.
7/15/202137 minutes, 37 seconds
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Inside Peter Switzer's Self Managed Super Fund

In this week's episode James Kirby is joined by the broadcaster and founder of the Switzer Group, Peter Switzer. Points for discussion include should fin-influencers be prosecuted? the problem when industry supers rack up 20 per cent returns, and are you paying someone else's tax in your managed fund? To read articles on the topics covered in this episode of The Australian's Money Cafe, take out a subscription to The Australian or download The Australian's app at your app store.See omnystudio.com/listener for privacy information.
7/8/202137 minutes, 12 seconds
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Investing in space (yes, seriously)

In this week's episode James Kirby is joined by The Australian Technology Editor David Swan. The two discuss the Aussie EV company heading to NASDAQ, a gleaming shiny new way to buy gold, and two red hot ETFs it's worth knowing more about. To read articles on the topics covered in this episode of The Australian's Money Cafe, take out a subscription to The Australian or download The Australian's app at your app store.    See omnystudio.com/listener for privacy information.
7/1/202144 minutes, 9 seconds
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Why the Taiwan drought will change your investment returns (it's the chip shortage)

In this episode of The Australian's Money Cafe James Kirby is joined by Managing Partner of Hamilton Wealth, Will Hamilton. Topics discussed include that all important tax guidance for the EOFY, is the First Home Super Saver scheme worth the effort?  and the biggest challenge in the building trade boom.  To read articles on the topics covered in this episode of The Australian's Money Cafe, take out a subscription to The Australian or download The Australian's app at your app store.See omnystudio.com/listener for privacy information.
6/24/202139 minutes, 22 seconds
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Rates and inflation to move higher...can we ignore it ?

Sky News Business Director Ross Greenwood joins James Kirby in this episode. Topics discussed include El Salvador changing the game on Bitcoin, gold and silver going their separate ways and Is your super fund really 'balanced' ?  To read articles on the topics covered in this episode of The Money Cafe, take out a subscription to The Australian or download the Australian app at your app store.See omnystudio.com/listener for privacy information.
6/17/202124 minutes, 2 seconds
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Negative gearing: The beginning of the end?

In this episode of The Money Cafe the team discusses fixing rates? why it's now or never, will ETFs take over the market? and how it's a very very fine time for the Big Four banks.  To read articles on the topics covered in this episode of The Money Cafe, take out a subscription to The Australian or download the Australian app at your app store.See omnystudio.com/listener for privacy information.
6/10/202156 minutes, 16 seconds
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GDP growth pops: Can inflation be far behind?

This week on The Money Café, James Kirby and Alan Kohler traverse the world of ransomware and crypto, question whether it’s time to look at the chipmakers, and explore Grant Hackett's dive into investment bonds. To read articles on the topics Alan and James cover in this episode of The Money Cafe, take out a subscription to The Australian or download the Australian app at your app store.See omnystudio.com/listener for privacy information.
6/3/202141 minutes, 26 seconds
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We need to talk about crypto!

In this episode The Money Cafe touches on the (latest) financial advice crisis, what happens when that fixed term mortgage ends, the problem with property for the non-permanent resident and doing the distance with a struggling investment. To get your questions answered email [email protected] To read articles on the topics Alan and James cover in this episode of The Money Cafe, take out a subscription to The Australian or download the Australian app at your app store.See omnystudio.com/listener for privacy information.
5/27/202138 minutes, 2 seconds
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The NFT unicorn Australia didn’t want

This week on The Money Café Alan Kohler and James Kirby discuss the concept of being trapped in your super fund, examine Dr Lowe’s language and look at whether Bitcoin gives new meaning to the word ‘volatile.’ To read articles on the topics Alan and James cover in this episode of The Money Cafe, take out a subscription to The Australian or download the Australian app at your app store.See omnystudio.com/listener for privacy information.
5/20/202127 minutes, 22 seconds
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The Budget Week Special – What really happened just there?

The Budget takes centre stage in this week’s episode of The Money Café, with James Kirby and Alan Kohler examining the key measures that might be useful from ‘the big spend’. Also discussed is inflation, why mining services stocks are behind the pace, and what happened to the price of Bitcoin. To read articles on the topics Alan and James cover in this episode of The Money Cafe, take out a subscription to The Australian or download the Australian app at your app store.See omnystudio.com/listener for privacy information.
5/13/202132 minutes, 46 seconds
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Why house prices can’t keep this up

This week on The Money Café, James Kirby and Alan Kohler question whether Fortescue can float on hydrogen, look at why the RBA Governor doesn’t have a defined benefit fund, and check up on Bitcoin’s latest movements. To read articles on the topics Alan and James cover in this episode of The Money Cafe, take out a subscription to The Australian or download the Australian app at your app store.See omnystudio.com/listener for privacy information.
5/6/202140 minutes, 22 seconds
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Iron ore – too good to be true?

The dynamic duo James Kirby and Alan Kohler return to The Money Café where they discuss a radical idea for getting wage inflation up, how to chase Tesla returns, and look at A2 Milk’s progress. To read articles on the topics Alan and James cover in this episode of The Money Cafe, take out a subscription to The Australian or download the Australian app at your app store.See omnystudio.com/listener for privacy information.
4/29/202131 minutes, 29 seconds
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The property market is crazy!

Property takes centre stage in this week’s episode of The Money Café, with buyers advocate Nicole Jacobs from Whitefox Advocacy sharing her thoughts on underquoting, when the right time to buy a house is and much, much more. To read articles on the topics covered in this episode of The Money Cafe, take out a subscription to The Australian or download the Australian app at your app store.See omnystudio.com/listener for privacy information.
4/22/202135 minutes, 16 seconds
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Getting smart on super contributions

This week on The Money Café, James Kirby is joined by Pitcher Partners’ Sue Dahn to discuss whether split mortgages work and whether rates can really stay this low if house prices pop. The pair also give a warning to the bank of mum and dad that the law might not be on their side. To read articles on the topics Alan and James cover in this episode of The Money Cafe, take out a subscription to The Australian or download the Australian app at your app store.See omnystudio.com/listener for privacy information.
4/15/202141 minutes, 7 seconds
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China's digital currency plans - big deal or not?

This week on The Money Café, Alan Kohler and James Kirby discuss why bonds bear bad news. Also on the agenda is the use of buyers’ advocates & questioning whether currency hedges can work forever. To read articles on the topics Alan and James cover in this episode of The Money Cafe, take out a subscription to The Australian or download the Australian app at your app store.See omnystudio.com/listener for privacy information.
4/8/202133 minutes, 33 seconds
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Is AMP an impossible job?

This week on The Money Café, Alan Kohler and James Kirby discuss the secret tax break in vintage cars, question the rush to the regions, and look at how to get a stock pre-IPO. To read articles on the topics Alan and James cover in this episode of The Money Cafe, take out a subscription to The Australian or download the Australian app at your app store.See omnystudio.com/listener for privacy information.
4/1/202143 minutes, 55 seconds
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Why balanced funds may not be the best from here

Doug Turek joins James Kirby in this week’s episode of The Money Café to discuss off-the-plan property, chasing dividends and the crazy story of Airtasker's IPO. To read articles on the topics Alan and James cover in this episode of The Money Cafe, take out a subscription to The Australian or download the Australian app at your app store.See omnystudio.com/listener for privacy information.
3/25/202137 minutes, 16 seconds
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Why rates won’t rise

InvestSMART’s Head of Strategy Evan Lucas joins James Kirby in The Money Cafe this week to discuss if it’s possible to find a residential property ETF. Also on the agenda is bitcoin’s big energy use and whether house prices are fully reflected in our inflation numbers. To read articles on the topics Alan and James cover in this episode of The Money Cafe, take out a subscription to The Australian or download the Australian app at your app store. See omnystudio.com/listener for privacy information.
3/18/202136 minutes, 5 seconds
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Bitcoin versus gold

In this week’s episode of The Money Café, Alan Kohler and James Kirby delve into the property market as Sydney house prices accelerate again. The pair also discuss why people are saying goodbye to saving for now and whether a cleaner cement company could clean up. To read articles on the topics Alan and James cover in this episode of The Money Cafe, take out a subscription to The Australian or download the Australian app at your app store. See omnystudio.com/listener for privacy information.
3/11/202135 minutes, 18 seconds
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Pay off the mortgage? Not so fast

In this week’s episode of The Money Café, Alan Kohler and James Kirby discuss the prospect of Bitcoin in your super. Also on the agenda is Afterpay bringing back the zero coupon deal and big mouth Bernie Fraser. To read articles on the topics Alan and James cover in this episode of The Money Cafe, take out a subscription to The Australian or download the Australian app at your app store. See omnystudio.com/listener for privacy information.
3/3/202134 minutes, 51 seconds
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Standby for the solar ‘tsunami’

On this week’s episode of The Money Café, Alan Kohler and James Kirby delve into the mystery of the unlicensed adviser and her missing $20 million. The pair also discuss Bitcoin’s bad week and the phenomenon of magic mushroom investing. To read articles on the topics Alan and James cover in this episode of The Money Cafe, take out a subscription to The Australian or download the Australian app at your app store. See omnystudio.com/listener for privacy information.
2/25/202130 minutes, 34 seconds
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How to invest a million-dollar windfall?

In this week’s episode of The Money Café, Alan Kohler and James Kirby discuss the brutish and arrogant Facebook. The pair also look into the rise of Clubhouse and take a deep dive into the Iranian stock exchange. To read articles on the topics Alan and James cover in this episode of The Money Cafe, take out a subscription to The Australian or download the Australian app at your app store. See omnystudio.com/listener for privacy information.
2/18/202138 minutes, 29 seconds
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JobKeeper... time to press for payback

In this week’s episode of The Money Cafe, Alan Kohler and James Kirby discuss the truly awful AMP and why Crown can’t go on like this. Also on the agenda are the inflation worriers and an explanation of who’s behind the short selling. To read articles on the topics Alan and James cover in this episode of The Money Cafe, take out a subscription to The Australian or download the Australian app at your app store. See omnystudio.com/listener for privacy information.
2/11/202129 minutes, 52 seconds
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GameStop: Storm in a teacup?

Alan Kohler and James Kirby are back in The Money Cafe this week to discuss whether austerity is back on the agenda. The pair also wonder whether a central banker would make a good Prime Minister and estimate China-based ETFs. To read articles on the topics Alan and James cover in this episode of The Money Cafe, take out a subscription to The Australian or download the Australian app at your app store. See omnystudio.com/listener for privacy information.
2/4/202136 minutes, 22 seconds
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Mad markets – hunting with wolves!

James Kirby and Alan Kohler are back in the virtual Money Cafe to discuss the GameStop controversy and hedge fund comeuppance. Also on the agenda is the property investment market's shot in the arm, whether the higher inflation number actually means anything, and hydrogen for beginners.See omnystudio.com/listener for privacy information.
1/28/202145 minutes, 24 seconds
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Can a bubble last for years?

Alan and James return to Saporito for the first Money Café of 2021 which is labelled the year of the electric car. Also on the agenda is a discussion on the future of the office REIT, the flying Aussie dollar and the heavyweight comparison between Afterpay and Tesla.See omnystudio.com/listener for privacy information.
1/21/202137 minutes, 43 seconds
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What investors learned in a year to forget. IPO boom surfs a wave of optimism. Is it time to re-educate economists?

In the last episode for 2020, James and Alan look back on what they've learned from a dreadfully difficult year, and the trends that seem likely to dominate the one on the horizon.See omnystudio.com/listener for privacy information.
12/10/202043 minutes, 5 seconds
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House prices are going up, yes, really. Can Australia reset its trade relations with China? The winners and losers of rising super guarantees.

As we round into the home stretch of a dreadful year, things are starting to look strangely optimistic. House prices are going up, the recession appears to be waning, and there's a COVID vaccine in sight. On this week's episode, James and Alan take stock of the latest economic data, and wonder about the end point of an ongoing trade spat with China. See omnystudio.com/listener for privacy information.
12/3/202037 minutes, 39 seconds
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Why Bitcoin is back. State budgets damn the deficits. The secret of multi million super accounts

After a year that has redefined turbulence, it appears that most investors are going to finish... flat? James and Alan talk about the surprisingly upbeat end to 2020, crypto, state budgets and electric cars on this week's episode  See omnystudio.com/listener for privacy information.
11/26/202035 minutes, 24 seconds
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Bitcoin – The Second Coming. The Vaccine Race- Will Big Pharma play fair? China's booming sharemarket. Share swapping and CGT.

Bitcoin’s second coming has Alan Kohler and James Kirby questioning whether people are losing faith in the US dollar. The duo also ponder what other reforms might be pushed through during the COVID-19 crisis on the back of NSW’s changes to stamp duty.See omnystudio.com/listener for privacy information.
11/19/202031 minutes
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How to fix your rate regrets. Markets optimistic about a Trump transition. Beware faux ethical funds.

Rates are on everyone's minds at the moment. Can you beat the bank? Alan and James provide their opinions on fixing mortgages on this week's episode, and pick over the smouldering remains of the US presidential election, before diving into some curly listener questions about sector ETFs, ethical funds and boron mines.See omnystudio.com/listener for privacy information.
11/12/202036 minutes, 31 seconds
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Back in the cafe! Market is pricing in a Biden win. A lot more than a rate cut from the RBA.

This week's episode was recorded as votes were being counted in the US Presidential election, but markets seem to have already warmed to the prospects of a narrow Biden win. Tech stocks in particular seem poised to benefit from that outcome. Also discussed in this episode: the resilience of pent-up consumer demand in Australia, the RBA's messaging around rates and a bunch of listener questions. See omnystudio.com/listener for privacy information.
11/5/202038 minutes, 14 seconds
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Is there a recession or not? How bank dividend cuts hurt retirees hardest. What If AusPost's Holgate had offered cash instead?

As Victoria emerges from its lockdown, Alan Kohler and James Kirby take a closer look at Reserve Bank deputy governor Guy Debelle’s comment that a technical recession is over, and question how much that actually matters. Also on the agenda is the Australia Post Cartier watch scandal, a preview of the RBA’s next meeting, and more.See omnystudio.com/listener for privacy information.
10/29/202045 minutes, 20 seconds
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Gold regains lustre as an inflation hedge. Who wants a Crown with this much controversy? Investing in barrels can be whisky business

Gold is back in vogue with investors, but what about cryptocurrencies? James and Alan discuss the idea of reserve banks creating their own digital currencies on this week's episode of The Money Cafe, as well ass the ongoing disaster at Crown, the prospect of investing in scotch, and the growing love for a Biden win on financial markets.  See omnystudio.com/listener for privacy information.
10/22/202042 minutes, 26 seconds
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Our top 3 best stocks. How low will Lowe go? Does government spending really drop next year?

With the RBA indicating another rate cut is imminent, Alan Kohler and James Kirby convene in the virtual Money Café to question how low Lowe will go. The duo also discusses whether government spending will really drop next year and why they’re only half as worried as they were about mortgage deferrals.  See omnystudio.com/listener for privacy information.
10/15/202039 minutes, 11 seconds
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Should you fix rates? The answer is obvious. What’s going on with super?

As the dust settles from Tuesday’s federal budget, Alan Kohler and James Kirby reconvene in their traditional Money Cafe time slot to trawl through the budget’s entrails while looking into super reform and pondering where they would spend an extra $10 billion on top of the budget.  See omnystudio.com/listener for privacy information.
10/8/202036 minutes, 3 seconds
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Budget 2020: searching for surprises in a blizzard of measures

James and Alan jump in to a spare room at the 2020 Federal Budget lockup to discuss a massive slate of fiscal measures largely already announced. It's a podcast of big numbers: debt, deficit, population growth and tax cuts all feature prominently.  See omnystudio.com/listener for privacy information.
10/6/202018 minutes, 32 seconds
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Budget predictions. Can you beat the house when fixing rates? The cities left behind in a housing recovery.

James returns to the Money Cafe just as an enormous Federal Budget looms on the doorstep. This week, he and Alan discuss what next week's budget could contain, the increasingly bifurcated Australian property market, and how anemic interest rates should change the way you view a mortgage rate fix.  See omnystudio.com/listener for privacy information.
10/1/202042 minutes, 34 seconds
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How to prepare for a Presidential punch-on. Setting the bar on fund manager experience. Could COVID crush small industry funds?

With James Kirby still on a locked down holiday, Alan is joined in the Money Cafe by Chris Weston, head of research at Pepperstone. Together the two of them look at the RBA's messaging on rates, the prospects of a drag-out Presidential election, how young investors can negotiate a turbulent economic cycle, and the maths on Afterpay.  See omnystudio.com/listener for privacy information.
9/24/202046 minutes, 26 seconds
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‘Buy the rumour, sell the fact’. The work from home revolution. A Minsky moment.

Alan Kohler puts the markets under the microscope in this week’s episode of The Money Cafe as he is joined by Author and Publisher of The Pain Report, Jonathan Pain. The pair discuss what the Fed’s been up to, why Jonathan is shorting the Nasdaq, the working from home revolution, and much more.  See omnystudio.com/listener for privacy information.
9/17/202039 minutes, 33 seconds
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Rio's road to perdition. Insuring the vaccines. Tech sell off: If not this time, next time

This week on The Money Cafe, James and Alan chat about the widening gap between markets and the economy, vaccine insurance, the increased pressure on Rio Tinto's leaders after the Juukan Gorge fiasco and Warren Buffet's very diverse views on diversification.  See omnystudio.com/listener for privacy information.
9/10/202033 minutes, 14 seconds
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Recession… or something else entirely? Why the Future Fund is cashing up. Can we believe these house price numbers?

Alan Kohler and James Kirby are back in the virtual café to flesh out yesterday’s GDP figures and why the recession label doesn’t capture the current economic situation. The duo also look at IOOF’s acquisition of MLC, the Future Fund’s warning sign and why residential property signals are deteriorating.  See omnystudio.com/listener for privacy information.
9/3/202041 minutes, 42 seconds
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The secret of BNPL success. What happens if Biden wins? How much for financial advice?

Alan's back in the virtual cafe this week, and has a lot to catch up on as between market moves and corporate misbehaviour. He and James discuss the epic battle between commercial landlords and retailers, the institutional investors that were out for revenge against AMP, and how markets could react to a change in the White House.  See omnystudio.com/listener for privacy information.
8/27/202034 minutes, 28 seconds
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With special guest – Top financial adviser Sally Huynh. Early super withdrawal… is it taxed? A house in the city, a place in the country...can it be done?

 Top financial adviser Sally Huynh joins James Kirby in this week’s episode of The Money Café for a discussion on the key issues and investment trends emerging from COVID including gold’s spectacular rally, early super withdrawals and the state of industry funds as airports and toll roads struggle.  See omnystudio.com/listener for privacy information.
8/20/202043 minutes, 52 seconds
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Mining a rebound. Government guaranteed gold? Revealing the 'jobkeeper stocks'.

Resources expert Tim Treadgold joins James Kirby in the cafe this week for a detailed discussion about gold, iron ore, lithium, and how government stimulus could be a major boon for mining generally.  See omnystudio.com/listener for privacy information.
8/13/202037 minutes, 7 seconds
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Forward Slash special: the buy now, pay later boom

Buy now, pay later companies are eating up an increasing share of the retail transaction market at a time when credit cards are on the wane. It's another example of neglected customers finding a better experience with an innovative start-up product. But is regulation keeping up with the pace of change, and should consumers be more wary of these lending systems as a historic recession rocks the world?  See omnystudio.com/listener for privacy information.
8/11/202024 minutes, 6 seconds
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Is investing in gold ridiculous? Why keeping an eye on US markets is a must. Suspension of insolvency laws and your portfolio.

With Alan on a lockdown holiday, James is joined by financial adviser Doug Turek for a distanced chat about how he is managing portfolios in 2020, and the haunting sense hanging over markets.  See omnystudio.com/listener for privacy information.
8/6/202040 minutes, 13 seconds
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The murkiest earnings season ever! Is something wrong at CSL? Early super withdrawal beats all forecasts.

This week on The Money Café, James Kirby and Alan Kohler look ahead to the upcoming earnings season, look at what’s going on at CSL, examine the magnitude of early super withdrawals, mull over why Solomon Lew bought Myer and more.  See omnystudio.com/listener for privacy information.
7/30/202042 minutes, 43 seconds
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The fine detail of Australia's dire budget update. Could deferred loans be written off? The fix is in on Australian mortgages.

Federal Treasurer Josh Frydenberg has revealed the incredible damage COVID-19 has wreaked on Australia's finances. But a closer reading of the budgetary assumptions reveals a mix of optimism and pessimism. James and Alan discuss what is and isn't meaningful in the news, and whether we are destined for a depression in this week's episode. Also covered: more MMT debate, the outlook for deferred loans and Tesla's unlikely win.  See omnystudio.com/listener for privacy information.
7/23/202041 minutes, 15 seconds
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Anticipating Frydenberg's huge budget update. Gold leverage explained. The super withdrawl disaster accelerates.

The Treasurer's mini-budget update on July 23 will be one of the most keenly anticipated Zoom calls of the year. Alan and James discuss the budgetary and human considerations being weighed up in this week's Money Cafe, and compare communist financial management to the MMT trend. Also discussed: Afterpay's valuation, gold ETFs, the huge fund manager leaning into cash, and the long-term impact of early super withdrawals.  See omnystudio.com/listener for privacy information.
7/16/202041 minutes
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An exhaustive look at ETFs. A golden bubble? Income protection policies.

With Alan off-duty, James invites Vanguard's Robin Bowerman on for a comprehensive explanation of how exchange traded funds work, and the ways that ETFs can help and hurt an investing strategy.  See omnystudio.com/listener for privacy information.
7/9/202033 minutes, 14 seconds
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Special Edition - Modern Monetary Theory - What the hell is it and why is everyone talking about it?

Alan has created quite the stir through his recent fascination with modern monetary theory, or MMT. So, this week he and James thrash out the logic and potential drawbacks of this radical shift in thinking, and explain how Money Cafe listeners should prepare for a potential change in policy.  See omnystudio.com/listener for privacy information.
7/2/202040 minutes, 23 seconds
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Introducing: Forward Slash

Introducing a brand new podcast from The Australian: 2020 has seen the world reshaped at an unprecedented pace. Eras that once spanned a decade fly past in the space of a month. Trends that lasted weeks are lucky to survive an entire day. Technology is accelerating a lot of these changes, but could it also steer us towards a safer, fairer future? Forward Slash is a podcast series about how massive change and technology are colliding in our present moment. New episodes will be released fortnightly. Search for Forward Slash in your podcast app to hear more. 
 See omnystudio.com/listener for privacy information.
6/26/20201 minute, 48 seconds
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Recession brings a new wave of retail investors. Why fewer financial advisers should mean better advice.

This week on The Money Café, James Kirby and Alan Kohler look into the number of new investors coming into the market, Qantas’ latest job cuts, the risk-reward ratio of bonds, and answer a number of listener questions.  See omnystudio.com/listener for privacy information.
6/25/202024 minutes, 56 seconds
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Market signals muffled as reserve banks buy up corporate bonds. The distancing rule that could ruin restaurants. Why Afterpay is soaring

Zombie companies loom on the horizon of this week's episode as James and Alan discuss the potential impacts of the US Fed buying up bonds from businesses wounded by the COVID-19 shutdown. In Australia, Job Keeper appears to be the only measure keeping the lights on for many smaller hospitality businesses. How can these measures be unwound? Also discussed: the RBA's property freeze suggestion, and the surprisingly positive year for your super balance.  See omnystudio.com/listener for privacy information.
6/18/202024 minutes, 35 seconds
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Why Kogan is on a tear. Crazy credit card fees. Assessing the FIRE (Financial Independence Retire Early) movement.

This week Alan Kohler and James Kirby make their long awaited return to the Money Cafe to mull over the stock market recovery following the best 50 days on the market… ever, the disparity between credit card interest rates and buy-now pay-later firms, and punch through a treasure trove of listener questions.  See omnystudio.com/listener for privacy information.
6/11/202032 minutes, 32 seconds
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Why a GDP recession matters. Will rioting bring markets back to reality? Learning from a tale of ETF woe.

A week of mass protest in the streets of America hasn't subdued Wall Street. Is this rally too good to be true? James and Alan ponder how long stocks can soar in the face of civil unrest in this week's episode of The Money Cafe, and consider how the grim outlook for GDP should be read.  See omnystudio.com/listener for privacy information.
6/4/202040 minutes, 53 seconds
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Capital raisings bonanza - did you get a fair share? Why tech titans will now extend their dominance. Inflation or deflation - which is the worry?

Stephen Mayne joins James in the Money Cafe this week for an episode largely focused on a rash of capital raisings. Is the current system set up in a way that is unfair to retail investors? Why have some famous rich listers not opted into their own raisings? And which offerings were the real winners in this batch?  See omnystudio.com/listener for privacy information.
5/28/202051 minutes, 43 seconds
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Is Amazon propping up world markets? Travel titans play hardball. Reading the last recession.

Have we entered the Land of Oz? Where markets and the economy can persist in divergent realities? James and Alan space out on the big questions in this week's episode The Money Cafe, and attack a rising bag of listener questions.  See omnystudio.com/listener for privacy information.
5/21/202042 minutes, 25 seconds
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Australia's misleading unemployment arithmetic. How the big banks will decide what happens to house prices. Will we work from home forever?

After the release of today’s confronting employment figures, Alan Kohler and James Kirby unpack the numbers and reveal the true damage to Australia’s labour force. The duo also discuss the Commonwealth Bank’s grim forecast for property prices in this week’s episode of The Money Café.  See omnystudio.com/listener for privacy information.
5/14/202042 minutes, 42 seconds
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Wall Street Wakes! What to do if you regret accessing early super release? Using an SMSF to buy residential property.

Have markets found the floor, or are we looking at another dip coming down the tracks? James and Alan compare notes on recent history and consider the shaky case for optimism in the future in this week's episode of The Money Cafe.  See omnystudio.com/listener for privacy information.
5/7/202039 minutes, 18 seconds
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Weasel words and banking dividends. Could Australia escape a recession? Markets punt on a Crown takeover.

Alan Kohler and James Kirby get stuck into a big week in finance which has been dominated by the banks and more big movements in the oil price. They also look to the US and whether its largest GDP contraction since the GFC is just the beginning of a deep recession.  See omnystudio.com/listener for privacy information.
4/30/202047 minutes, 26 seconds
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Big oil's bad days. Why unemployment data hides a far uglier reality. Was Virgin flying in the wrong direction from the start?

James is back in the Money Cafe for a meaty discussion of a dramatic week of business news. Crashing oil prices have left some traders scrambling for space in the garage for a few extra barrels, and the RBA has issued an economic update that may have under-stated the depths of Australia's economic dip.  See omnystudio.com/listener for privacy information.
4/23/202044 minutes, 43 seconds
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An overly optimistic IMF outlook? How falling migration could hit the rental market. What’s the damage of a potential second wave?

As March 23 becomes further and further away, Alan Kohler is joined this week by Principal of Minack Advisors, Gerard Minack, to ponder whether we have in fact, seen the bottom. They also question the IMF’s bullish economic outlook and dissect how a potential second wave of COVID-19 might impact Australia socially and economically.  See omnystudio.com/listener for privacy information.
4/16/202034 minutes, 5 seconds
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Battle lines drawn between industry and regulators on crisis management. Are capital raising at bargain prices? The mystery of the $100 notes.

Analysts have started to try and call the bottom, but could we see a bear market rally or just a dead cat bounce? James and Alan discuss the latest market data in this week's episode, along with the true value of PE ratios in the absence of guidance, the dilemma residential landlords find themselves in, and the curious popularity of $100 notes in Australia's circulation.  See omnystudio.com/listener for privacy information.
4/9/202043 minutes, 7 seconds
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Industry super funds' defining moment. And the Jobkeeper package winner is... JM.Keynes! Bargain capital raisings on the way.

In this week’s isolation podcast, Alan Kohler and James Kirby unpack the government’s extraordinary JobKeeper package, the impact it will have on future budget deficits and marvel at technological developments being used while in isolation.  See omnystudio.com/listener for privacy information.
4/2/202045 minutes, 53 seconds
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Which stocks might bounce first? Day of reckoning for the fund management industry. Why you need to be consistent in your approach

In this week's isolation podcast, James and Alan look at where the big money is hovering ahead of the recovery, wonder how fund managers can withstand the market crash, and answer a swag of listener questions.  See omnystudio.com/listener for privacy information.
3/26/202045 minutes, 30 seconds
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After the rate cut: stimulus on steroids. Why you should avoid cashing in super. Can airlines steer through market turbulence.

The Money Cafe has gone remote, so it's now a BYO coffee affair. In this week's episode James and Alan ponder the current state of affairs facing the markets with coronavirus front and centre for investors, look at whether to switch your superfund to cash, and contemplate when the market might begin to show signs of recovery.  See omnystudio.com/listener for privacy information.
3/19/202038 minutes, 14 seconds
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Stimulus struggles for cut through. Will oil stocks ever recover? What to do with my son the wannabe millionaire.

Indiscriminate sell-offs have swept through the ASX, but what companies can be seen as reasonable prospects in a recovery? James and Alan pick through the latest market dramas, and answer a few listener questions.  See omnystudio.com/listener for privacy information.
3/12/202026 minutes, 21 seconds
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Markets crisis special edition. Everything you want to know about the shares rout and what it might mean.

Emergency edition! James and Alan sit down for an extra coffee to discuss a dramatic few days on the market, and what could come next for the nation's toilet paper stockpiles.  See omnystudio.com/listener for privacy information.
3/10/202032 minutes, 20 seconds
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Boom or bust – the dilemma ahead for sharemarket investors. We name the stocks that have defied the correction. Golden opportunities. The bidet bonanza.

Alan Kohler and James Kirby catch up in the chaos of this week to make sense of the market correction and whether it is a buying opportunity. They also question the toilet paper hysteria and look at the appeal of buying gold ETFs, plus much more.  See omnystudio.com/listener for privacy information.
3/5/202032 minutes, 36 seconds
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Are we talking a global recession now? Rio confirms it – mining dividends are for real, Crown casinos looking cheap

After a turbulent week in global markets, Alan and James discuss how deep and how long this coronavirus hit will last and question whether a global recession is now inevitable. They also discuss the feasibility of using the big three miners as income stocks, plus much more.   See omnystudio.com/listener for privacy information.
2/27/202029 minutes, 6 seconds
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Why the coronavirus is good for markets. Australia's wave of wage scandals. What's behind the local software sell-offs?

After a brief dip, the ASX has resumed its soar towards blue skies despite global fears over the impacts of coronavirus. Could the disease actually be a good thing for markets? Alan and James discuss this, along with a disappointing start to earnings season and the latest spate of wage scandals on The Money Cafe this week.  See omnystudio.com/listener for privacy information.
2/20/202030 minutes, 42 seconds
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Blind bullishness takes hold on ASX. AMP’s infuriating bonus bump. Sayonara to the Calombaris empire

After a revealing week of reporting season, Alan Kohler and James Kirby catch up on The Money Café to discuss the fallout from AMP’s dividend cut, CSL’s continued dream run and CommBank’s surprising profit results.  See omnystudio.com/listener for privacy information.
2/13/202035 minutes, 7 seconds
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The stocks that will swing markets this earnings season. Why are investors flocking to gold? Tesla shocks the shorts.

What does it mean when markets are forging on while analysts predict a serious coronavirus shock? Alan thinks this is a sign of perverse markets, and James has an eye on the stocks that will determine the fate of many investors this earnings season.  See omnystudio.com/listener for privacy information.
2/6/202033 minutes, 52 seconds
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Can markets contain coronavirus panic? Australia: home of the world's dearest exchange. Three takeover targets to watch.

James and Alan reconvene the Money Cafe for another year with coronavirus fears swirling in the air. Will an epidemic force a recession in China and a broader market plunge? Analyst models have painted a pessimistic picture of the year ahead for Australian investors, but Alan isn't sure how much that really matters. And, of course, listeners have their say with some loquacious submissions.  See omnystudio.com/listener for privacy information.
1/30/202029 minutes, 22 seconds
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2019's fliers and flops. At last, some super data. What's more likely: inflation rise or asteroid strike?

The Money Cafe wraps up a big year in business by reflecting on the wins and dramatic failures, and trying to get through as many listener questions as possible. Many thanks to all of you who listened and wrote in this year, and best wishes for a happy and healthy holiday period. We will resume transmission at the end of January.  See omnystudio.com/listener for privacy information.
12/12/201937 minutes
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Rate cuts coming to an end? Japan stops the shorts. Australia's property recovery: nuts or nice?

After a week where markets fell out of bed, what will a fresh decade bring? James and Alan discuss rates, houses, markets and more in this episode of The Money Cafe.  See omnystudio.com/listener for privacy information.
12/5/201935 minutes, 39 seconds
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Westpac's unforgivable indifference. What's to celebrate in a new ASX record? High drama at Harvey Norman AGM.

It's been a week of highlights for the ASX and lowlights for Westpac. James and Alan chew over the fallout from the major bank scandal in this week's Money Cafe, as well as Gerry Harvey's fierce performance at the Harvey Norman AGM, the impact of recent RBA speeches, and the outlook for gold.  See omnystudio.com/listener for privacy information.
11/28/201935 minutes, 53 seconds
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What's the value of a charismatic CEO? Household debt stress a GFC throwback. How to jump into small caps, safely

James and Alan have packed up the Money Cafe and taken it to Sydney for their first live podcast! In this episode they discuss the tug between stimulus and surplus, whether boomers will have to work forever, the long-term outlook for rates and the murky merits of a charismatic CEO.  See omnystudio.com/listener for privacy information.
11/21/201947 minutes, 25 seconds
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Does Afterpay deserve a tick or a kick? Australia's unhappy financial marriages. Could a bear market be good news for battling fund managers?

With a new boss at the big Australian, James and Alan begin their conversation in the Money Cafe this week by weighing up the merits of internal promotion in large companies. They also ponder Afterpay's change in fortune, the latest in Chinese interest in Australian property, and the country's financial mansplainers.  See omnystudio.com/listener for privacy information.
11/14/201936 minutes, 13 seconds
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The Money Cafe hits a million downloads! Are Australian banks stuffed? Why you shouldn't - ever - take investing advice from your tax agent.

It's drinks all round at the Money Cafe this week as James and Alan toast a million downloads, wonder about the long-term outlook for Australian banks, not the inconsistency between what the RBA and the government is saying about the economy, and stress the difference between a tax agent and a financial adviser.  See omnystudio.com/listener for privacy information.
11/7/201935 minutes, 5 seconds
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Why punters are being steered away from the track. What hope for the next crop of advisers? The winners and losers among Australia's richest.

The Australian's John Stensholt joins Alan in The Money Cafe for a spring update on the list of the nation's wealthiest, as well as a look at the state of horse racing, and a grab bag of listener questions.  See omnystudio.com/listener for privacy information.
10/31/201932 minutes, 20 seconds
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Standing up for shorts.The incredible shrinking AMP. The hard to believe housing rebound.

James and Alan begin this week's Money Cafe with a little remeniscing about the Black Thursday crash, before moving on to discuss the state AMP, shorters, and a local housing market in remarkably rude health.  See omnystudio.com/listener for privacy information.
10/24/201932 minutes, 46 seconds
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Introducing: On the Fence, a new property podcast from The Australian

The Australian's economic editor Adam Creighton drops into The Money Cafe feed to introduce a new podcast about Australia's property obsession. To hear more, search for On the Fence in your podcast app.With prices in major capital cities racing away again, rentvesting is now returning as an alternative for those struggling to afford high prices.In this episode we look at the property market through the eyes of some very savvy investors, one a property mogul and the other a share market whiz.If you took the emotion out of property and looked at it from a rational financial perspective, would you buy or rent and invest?Host: Adam Creighton, Economics Editor of The AustralianGuests: Margaret Lomas, Destiny FinancialSteve Johnson: Forager Funds Management 
 See omnystudio.com/listener for privacy information.
10/23/201942 minutes
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Why the IMF and its global growth forecasts are way off. A stake through the heart of financial adviser commissions. What links a revolving door, a pokies king and an asthma device?

The IMF's latest update casts a gloomy shadow over this week's Money Cafe, in which James and Alan also discuss the next steps for Brexit, and Trump's smokey China trade deal.  See omnystudio.com/listener for privacy information.
10/17/201935 minutes, 40 seconds
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How to get a bite of the alternative meat craze. The WeWork killer sets his sights on Afterpay. Is paranoia the best reason to keep your money in a bank today?

Where's the beef in this week's Money Cafe? Alan and James talk fake burgers, the market giving up on AMP, the factors that will govern the success of buy now/pay later companies.  See omnystudio.com/listener for privacy information.
10/10/201930 minutes, 2 seconds
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How low will rates go? Why bond funds are making big money. What share market sectors still offer value? Why you need to make 20% more salary in Sydney

James Kirby is joined by Evan Lucas in this week’s episode of The Money Café, where the duo discuss what the catalyst might be to bring rates back up, how to adjust for a low yielding environment, property trusts, and churn through a number of listener questions.  See omnystudio.com/listener for privacy information.
10/3/201939 minutes, 33 seconds
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Bulls and bears alike are conflicted on Trump. Is the WeWork flop a sign of the top? Re-writing old wisdom on cash and retirement.

Brexit strife and impeachment speculation abounds but markets don't seem particularly fussed. But what impact could a Trump departure have for American investors? Alan and James ponder this in this week's episode of The Money Cafe, along with how negative gearing has played a role in shoddy residential developments, and the troubled WeWork IPO. Also addressed: a swag of listener feedback about last week's CGT-gate controversy!  See omnystudio.com/listener for privacy information.
9/26/201947 minutes, 27 seconds
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Digging in on virtue signalling. Huh! Why US interest rates jumped. Does audit insurance pass the sniff test?

In this week's Money Cafe, James and Alan dive into the heated debate of corporate leaders taking social stances, explain America's sudden rate spike, and lay out the potential capital gains tax implications of a takeover deal for shareholders.  See omnystudio.com/listener for privacy information.
9/18/201935 minutes, 35 seconds
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Should the tax office be regulating SMSFs? David Teoh's photo opp. What to do with $10 million?

This week on The Money Café, Alan Kohler and James Kirby look into why the ATO is meddling with SMSFs, debate whether an accountant or financial adviser is better equipped to manage your money, and dive into why apartment approvals are down 40 per cent.  See omnystudio.com/listener for privacy information.
9/12/201932 minutes, 55 seconds
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What kind of investing world are we living in? Auction clearance rate warning. Watch sterling bounce as Boris get pounded.

With conflicting signals and tensions frayed, the first order of business for James and Alan this week is figuring out just what world we're living in. With that covered, they move onto auction clearance rates, Gerry Harvey, and some firm rebuttals from listeners.  See omnystudio.com/listener for privacy information.
9/5/201938 minutes, 39 seconds
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The ASX's best performing stock you can't name. Why bond ETFs are outperforming bonds. Time to look at 'real assets'...but what are they ?

What does the endgame of a global trade war look like? James and Alan tackle the questions driving anxiety around the globe in this episode of The Money Cafe, along with the resilient Afterpay, and the latest outrageous play from Boris Johnson.  See omnystudio.com/listener for privacy information.
8/29/201937 minutes, 49 seconds
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German bond bust hints at a bubble. Trump's Greenland gambit. Is it time to size up bear ETFs?

Negativity looms large once again in the Money Cafe, thanks to fresh news from the German bond market? Are we all totally rooted? Alan thinks so, James is more circumspect. Also discussed: the Donald's latest power play, discounted LICs and bear ETFs.  See omnystudio.com/listener for privacy information.
8/22/201938 minutes, 6 seconds
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Will negative interest rates bring on a crash? How to hedge. Is this the end of the Hong Kong market?

James is back on deck in the Money Cafe in a week of global drama and market turbulence. So what's next? He and Alan discuss AMP, Magellan, hedging, negative rates and a swathe of listener questions.  See omnystudio.com/listener for privacy information.
8/15/201933 minutes, 42 seconds
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A negative outlook on interest rates. Chinese pigs and the US trade war. The pitfalls of interstate property.

Robert Gottliebsen joins Alan Kohler this week in the Money Cafe for a lively chat about China, America, trade wobbles and property investment.  See omnystudio.com/listener for privacy information.
8/8/201938 minutes, 20 seconds
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How Australia's top financial adviser is positioning her clients. What to know before buying gold bullion. How much super is enough?

Today Alan Kohler is joined by Sue Dahn, who topped The Australian's list of Australia's top 50 financial advisers, to discuss how and why the financial industry is changing, why the Fed cut left some people disappointed, how long will the good times last, as well as answer a number of listener questions.  See omnystudio.com/listener for privacy information.
8/1/201942 minutes, 10 seconds
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Will Apple take control of Tesla? The ASX's healthy high. Tips for generation z investors.

Steve Sammartino, author and futurist, joins Alan Kohler in this week’s episode of The Money Café to discuss Facebook, Tesla, Apple, the ASX and its new high, as well as answer a number of listener questions.  See omnystudio.com/listener for privacy information.
7/25/201931 minutes, 20 seconds
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Is APRA short staffed? How advisers react to lower rates. Is AMP a target of private equity?

This week on The Money Café, Dr Doug Turek, Managing Director and Principal Adviser of Professional Wealth joins Alan Kohler to discuss Graeme Samuel’s review into APRA, whether the RBA has overstepped its mark, and answer a sizeable amount of listener questions.  See omnystudio.com/listener for privacy information.
7/18/201943 minutes, 7 seconds
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Afterpay's uptown support. RM Williams: ethical, iconic, overpriced? It's as tax reduction not a tax deduction.

With rate cuts looming and housing affordability looking strong, cash is on everyone's mind in this episode of The Money Cafe? Aside from many reader questions on where to spend it, Alan and James discuss Afterpay, the question to ask your super fund, and why the economy is looking good for investors.  See omnystudio.com/listener for privacy information.
7/11/201934 minutes, 30 seconds
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What the hell is deeming and why does it matter? Australian trade can forge ahead despite foreign tensions Yes...it's time to buy a house

Alan is back with James in the Money Cafe this week, and ready to thaw out by figuring out the finer details of deeming, what he learned about Brexit, and explain why he'd be putting his cash in housing.  See omnystudio.com/listener for privacy information.
7/4/201930 minutes, 18 seconds
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Could rate cuts force some rash cash withdrawals? The point at which a lower dollar will hurt. The questions to ask before hiring a mortgage broker.

Evan Lucas from InvestSMART joins James in The Money Cafe this week for a lengthy chat on the state of the economy, where rates are going, and how investors can respond.  See omnystudio.com/listener for privacy information.
6/27/201945 minutes, 17 seconds
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Wealth advice for millennials. Are 'education bonds' for real? Why a finance adviser might turn you away.

It's a double James week on The Money Cafe, as J Kirby is joined by J Gerrard, financial adviser, for a substantial look at his investing philosophy.  See omnystudio.com/listener for privacy information.
6/20/201936 minutes, 11 seconds
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Your insurance in super may be in jeopardy. How much is enough to start a SMSF? AMP... what to do?

This week on The Money Cafe, James is joined by financial adviser Bruce Brammall to discuss the urgent matter of super insurance, the tricky matter of picking the right financial advice, and a series of tricky listener questions.  See omnystudio.com/listener for privacy information.
6/13/201937 minutes, 7 seconds
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What to do if you've got $250,000. A realistic timeline for a property recovery. Tactical tilts from Will Hamilton

Financial adviser Will Hamilton joins James in The Money Cafe for a chat about the outlook for a SMSF renaissance, the property landscape, and a series of tricky listener questions.  See omnystudio.com/listener for privacy information.
6/6/201929 minutes, 11 seconds
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How many interest rate cuts did you say? Huawei and the new economic cold war. How to buy Baidu

This week on The Money Café, James Kirby and Alan Kohler discuss the future direction of the RBA, whether Melbourne is becoming the finance capital of Australia, the new economic Cold War, and much, much more.  See omnystudio.com/listener for privacy information.
5/30/201935 minutes, 45 seconds
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Hurry up with the tax cuts says RBA. Tesla's silly valuation. How much did Clive Palmer invest in each vote?

What's left to talk about after Labor's policy platform evaporated? James and Alan turn their minds to the wake of the federal election, the prospect of taxing retirees, the Huawei ban and Tesla's valuation.  See omnystudio.com/listener for privacy information.
5/23/201927 minutes, 21 seconds
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How the first home buyer scheme works. Has the Uber float changed course? Making money from fake meat

One the precipice of the Federal Election, James and Alan discuss the last minute first home buyers scheme, the certainty around a coming rate cut, Uber's bumpy ride and much more in this episode of The Money Cafe  See omnystudio.com/listener for privacy information.
5/16/201931 minutes, 24 seconds
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It's Sims, not TPG, that's gambling. Why the RBA doesn't matter. Can you time the market?

A blocked merger, a rate hold, and a broken deal dominate this week's agenda on The Money Cafe, although Alan also finds some time for a chat about snooker. Also discussed: the value of GDP, Egyptian investing, and a story with real bite.  See omnystudio.com/listener for privacy information.
5/9/201942 minutes, 54 seconds
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Are unicorns enjoying the last of the bull run? Why the RBA has lost its power. Will Wall St light a fuse on the ASX? Crazy coffee prices and It's time to audit the auditors

This week on The Money Café, James Kirby and Alan Kohler discuss Beyond Meat and other billion dollar stocks, question whether Scott Morrison is doing deals with Clive Palmer, discuss Wall Street hitting its highest closing on record, answer listener's questions and much more.  See omnystudio.com/listener for privacy information.
4/25/201935 minutes, 35 seconds
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Has the housing market finally bottomed out? Is super growth slowing down? Westpac goes solar!

This week on The Money Café, James Kirby and Alan Kohler discuss Bill Shorten’s changes to superannuation, question whether the property market has finally bottomed out, Westpac’s solar play, answer a number of listener questions and more.  See omnystudio.com/listener for privacy information.
4/18/201931 minutes, 52 seconds
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Why did Wynn walk away from Packer? Hayne's last stand. Electric car dreams.

Lock up your utes! This week on The Money Cafe James and Alan look at the electric talking point of the week, the legal fight over financial advice trailing commissions, the Crown leak, and another big slab of listener questions.  See omnystudio.com/listener for privacy information.
4/11/201935 minutes, 29 seconds
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Just how reliable are Federal Budget forecasts? The future of oil companies. Will there be an investor rush to beat negative gearing rules?

James and Alan return to their usual digs in Melbourne at the end of a big budget week to discuss what it all meant, and what Ian Narev might be Seeking at his new employer. Also covered: approximately one thousand listener questions.  See omnystudio.com/listener for privacy information.
4/4/201933 minutes, 45 seconds
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Searching for reality in the 2019 Budget lockup

Alan and James sit down by the coffee cart in the 2019 Budget Lockup to pick through what matters in Josh Frydenberg's announcements.  See omnystudio.com/listener for privacy information.
4/2/201914 minutes, 34 seconds
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Banks playing games with 'responsible lending'. The yield curve and you. Is portfolio rebalancing nonsense?

This week on The Money Cafe, James and Alan wonder about where SMSF investors will turn for funds when the banks turn off the tap, and look towards the federal budget next week. Also: what should we make of an inverted yield curve?  See omnystudio.com/listener for privacy information.
3/28/201921 minutes, 18 seconds
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RBA doublespeak on the banks? Doing the maths on CGT changes. Why the dollar is going up again.

This week in The Money Café, James Kirby and Alan Kohler discuss the US Federal Reserve’s decision that rates will remain on hold and what that might mean for the RBA. There’s also a lively chat about responsible lending and falling house prices, and the dynamic duo respond to a number of listener questions.  See omnystudio.com/listener for privacy information.
3/21/201925 minutes, 34 seconds
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The ten-bagger buy now pay later IPO. Where will the next GFC come from? Is Brexit a danger for global markets?

This week in The Money Café, James Kirby and Alan Kohler discuss the resurgence of coal, the latest Brexit dramas, the triumph of mortgage brokers, bond yields, and answer a number of questions from loyal listeners.  See omnystudio.com/listener for privacy information.
3/14/201931 minutes, 28 seconds
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Why the market sees two interest rate cuts coming. Is the NAB fraud case an SGC issue? Dividend stripping and ETFs.

This week in The Money Café, James Kirby and Alan Kohler ponder where to next for interest rates, dig into a former NAB senior staffer’s lavish lifestyle, debate the industry super fund flex, and power through a big bag of listener questions.  See omnystudio.com/listener for privacy information.
3/7/201933 minutes, 21 seconds
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Industry funds - the steamroller without brakes. Open banking coming to a phone near you. Coal - the money keeps pouring in.

In the 100th episode of The Money Cafe, James and Alan discuss new banks, old coal and the midnight text at the centre of an ugly corporate fight.  See omnystudio.com/listener for privacy information.
2/28/201926 minutes, 58 seconds
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Why shopping centres will be better off without department stores. The week house prices hit consumer wallets. Can Coca Cola do a turnaround?

Eli Greenblat joins James Kirby in The Money Cafe for a big catch-up on retail earnings and trends. Topics discussed: a post department store future for shopping centres, how supermarkets are feeling the housing pinch, Coke, Afterpay and listener anger on Labor's agenda.  See omnystudio.com/listener for privacy information.
2/22/201928 minutes, 4 seconds
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Home loans credit freeze. No hope for Telstra. Collectables: is it investing or collecting?

This week in The Money Café, James Kirby and Alan Kohler question whether there’s still a need for mortgage brokers, wonder whether Andy Penn from Telstra can turn the company around, and ponder a strange listener question…investing in Lego.  See omnystudio.com/listener for privacy information.
2/14/201929 minutes, 36 seconds
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How much did Hayne actually miss? The RBA changes its story. Negative gearing changes countdown.

This weeks podcast is focused on the wake of the Hayne report recommendations, as James and Alan wonder if a golden opportunity was missed on financial advice, and what the news means for Australia's big banks.  See omnystudio.com/listener for privacy information.
2/7/201930 minutes, 3 seconds
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Hoping Hayne is as tough as he sounds. Brexit - can this story end anything but badly? TPG's big call.

Alan and James are back for a new year of Money Cafe podcasts, and kick things off with a discussion of the shambolic state of Brexit, what Monday's Royal Commission release could hold, and the key measures we should use when measuring housing affordability. This week’s podcast was brought to you in partnership with IG, a world leader in online trading, offering you access to over 15,000 global markets. Visit www.ig.com.au for more information. Music during Kyle's preview by Kevin MacLeod.  See omnystudio.com/listener for privacy information.
1/31/201928 minutes, 8 seconds
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The year ahead - Who to believe? Big guns join the bank bashing, Huawei and TPG

On The Money Café this week, James Kirby and Alan Kohler discuss the big four banks and the fallout from the Banking Royal Commission, Huawei, the outlook for 2019, and burn through a number of listener questions.This week’s podcast was brought to you in partnership with IG, a world leader in online trading, offering you access to over 15,000 global markets. Visit www.ig.com.au for more information. Music during Kyle's preview by Kevin MacLeod.  See omnystudio.com/listener for privacy information.
12/13/201828 minutes, 6 seconds
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What planet is the RBA on? How bad is the interest-only loan problem? The seven year old on $22m a year.

Big news this week in the Money Cafe, as Alan Kohler discusses his new job title. Other (less significant) news covered: the RBA's stance on the economy, why you can't trust real estate agents on the housing market, interest-only loans, and the children making millions reviewing toys. This week’s podcast was brought to you in partnership with IG, a world leader in online trading, offering you access to over 15,000 global markets. Visit www.ig.com.au for more information. Music during Kyle's preview by Kevin MacLeod  See omnystudio.com/listener for privacy information.
12/6/201833 minutes, 40 seconds
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Is that a Santa rally coming down the chimney? How bad was Ken Henry really? Dave Sharma's second life.

It's been a rough year for Australian investors, but could a Santa rally sweeten things? James and Alan toss up the coal and the presents in this week's Money Cafe, and discuss Ken Henry's performance at the Royal Commission, the state of Afterpay, and Dave Sharma's new gig. This week’s podcast was brought to you in partnership with IG, a world leader in online trading, offering you access to over 15,000 global markets. Visit www.ig.com.au for more information. Music during Kyle's preview by Kevin MacLeod  See omnystudio.com/listener for privacy information.
11/29/201834 minutes, 1 second
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Minute by minute we lose faith in CBA. Why is Coles worth less now than when Wesfarmer bought it? What's so great about Aldi anyway?

This week on The Money Cafe: stepping to observe and appreciate the Royal Commission, wondering what's next for Coles as it returns to the ASX, and where Labor's franking credits policy could end up. This week’s podcast was brought to you in partnership with IG, a world leader in online trading, offering you access to over 15,000 global markets. Visit www.ig.com.au for more information. Music during Kyle's preview by Kevin MacLeod  See omnystudio.com/listener for privacy information.
11/22/201828 minutes, 35 seconds
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Peak Apple? The good oil on lower crude prices. Keating versus Daley - not happy Paul.

There's no shortage of panic around Australia's housing market, so Alan and James try to allay these fears by guessing just how far things could fall this week on The Money Cafe. Also discussed: a labourer drought, how to invest in the uranium boom, and where the next iPhone buyers are hiding. This week’s podcast was brought to you in partnership with IG, a world leader in online trading, offering you access to over 15,000 global markets. Visit www.ig.com.au for more information. Music during Kyle's preview by Kevin MacLeod  See omnystudio.com/listener for privacy information.
11/15/201839 minutes, 56 seconds
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Get out and vote, super funds! Is CSL cheap? Why the US midterms mean zilch for us.

This week on The Money Cafe, James and Alan discuss the impacts of America's midterm elections, some expensive stocks that may have become a bargain, why NAB has broken open the piggy bank to pay its dividends, and a whack of listener questions about franking credits. This week’s podcast was brought to you in partnership with IG, a world leader in online trading, offering you access to over 15,000 global markets. Visit www.ig.com.au for more information. Music during Kyle's preview by Kevin MacLeod  See omnystudio.com/listener for privacy information.
11/8/201834 minutes, 35 seconds
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Are you game to go back into this market? The franking credits controversy

This week in The Money Cafe, James Kirby and Alan Kohler discuss the sharemarket, Kogan, the banks, the franking credits controversy, the US midterm elections and more. This week’s podcast was brought to you in partnership with IG, a world leader in online trading, offering you access to over 15,000 global markets. Visit www.ig.com.au for more information.  See omnystudio.com/listener for privacy information.
11/1/201836 minutes, 27 seconds
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Frightening falls give Australia'a rich list a haircut. Would you want a daily update on your wealth? Super funds: bankrolling a mall near you.

This week in The Money Café, Alan Kohler and special guest John Stensholt – Rich Lists Editor at The Australian, chat about the stock market correction, Rich Listers James Packer, Anthony Pratt and the Atlassian duo, and churn through a bunch of listener questions ranging from ETF’s to non-bank lenders. This week’s podcast was brought to you in partnership with IG, a world leader in online trading, offering you access to over 15,000 global markets. Visit www.ig.com.au for more information. Music during Kyle's preview by Kevin MacLeod  See omnystudio.com/listener for privacy information.
10/25/201839 minutes, 35 seconds
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Is Telstra talking down the price of the NBN ? What is the unemployment rate....really?

Halloween is just around the corner, and markets are looking suitably scary. James and Alan discuss how banks could be to blame for much investor woe this year, Telstra's interest in an NBN sale, unemployment data and much more on this week's episode of The Money Cafe. This week’s podcast was brought to you in partnership with IG, a world leader in online trading, offering you access to over 15,000 global markets. Visit www.ig.com.au for more information. Music during Kyle's preview by Kevin MacLeod  See omnystudio.com/listener for privacy information.
10/18/201835 minutes, 37 seconds
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Is that a bell we hear ringing for the top of the market? Bankers' bedside manners. Investing in kids' names.

Markets were flashing red this week as James and Alan sat down to record at The Money Cafe. There was plenty to discuss about where things may be headed, as well as a bumper crop of IPOs, a potential bill for the banking royal commission, and stacks of listener questions. This week’s podcast was brought to you in partnership with IG, a world leader in online trading, offering you access to over 15,000 global markets. Visit www.ig.com.au for more information. Music during Kyle's preview by Kevin MacLeod  See omnystudio.com/listener for privacy information.
10/11/201836 minutes, 33 seconds
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Bouncing bond yields will push down the dollar. Magellan minus Mr Douglass. Tim Wilson's Royal Commission.

On this week's Money Cafe, James and Alan say goodbye to the banking royal commission and hello to a new world of volatile bond yields. Also discussed: the sense of any potential Myer buyer, Alan's big election focus, and a swathe of super listener questions. This week’s podcast was brought to you in partnership with IG, a world leader in online trading, offering you access to over 15,000 global markets. Visit www.ig.com.au for more information.  See omnystudio.com/listener for privacy information.
10/4/201833 minutes, 29 seconds
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Why the entire ABC board is in trouble. Would you take a loan for your root canal? Why the government will soon be throwing money at you.

James and Alan spend this week's episode chatting about the ABC, arguing about SMSF lending, and discussing the prospect of some cash being splashed ahead of next year's federal election.  See omnystudio.com/listener for privacy information.
9/27/201828 minutes, 47 seconds
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Who are the likely casualties of a trade war? Are aged care stocks now a no-go area? Behind NABs executive pay reform plan.

James and Alan fly through a packed agenda in this week's episode of The Money Cafe, covering Trump's trade war antics, an aged care debacle, Labor's pitch to female workers, and a mountain of listener questions.  See omnystudio.com/listener for privacy information.
9/20/201833 minutes, 42 seconds
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The danger of Royal Commission fatigue. What really triggered the GFC? The man monstering Myer.

This week's episode features reflections on the global financial crisis, a focus on life insurance at the banking Royal Commission, analysis of Myer's strategy, and a couple of special guests.  See omnystudio.com/listener for privacy information.
9/13/201835 minutes, 31 seconds
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Is there a pre-election mini-Budget on the way? As good as it gets on the GDP. Behind the retirement backflip.

Politics, pensions and (GD)P are all on the menu in this week's episode of The Money Cafe. Also discussed: the new online utilities that are getting frighteningly large, the state of charitable investing, and a swag of listener questions.  See omnystudio.com/listener for privacy information.
9/6/201838 minutes, 56 seconds
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How did you super do this year? Why did TPG give up its ambitions? Trump versus Google: the reality

Alan and James reunite for a rapid fire discussion of super returns, Labor's tax revolution, and the state of Australia's telco sector.  See omnystudio.com/listener for privacy information.
8/30/201832 minutes, 47 seconds
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The beef on the best agri-investments. Why the drought hardly matters to some ag stocks. Superstar stock A2 milk is not what it seems.

The Australian's rural reporter, Sue Neales, jumps into the Money Cafe for a special episode on all things ag. What separates the cream from the crap in Australia's regional companies, and where should investors be looking for the next crop of success stories?  See omnystudio.com/listener for privacy information.
8/23/201829 minutes, 9 seconds
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Crisis in Turkey: is it over or just about to begin? At $216 a share is CSL overpriced? Another Spaceship super mystery.

Alan and James reunite in the Money Cafe this week for a meaty chat about financial crises abroad and the ongoing Banking Royal Commission in Australia. Also covered: wage growth, migration, online fashion and CSL.  See omnystudio.com/listener for privacy information.
8/16/201826 minutes, 15 seconds
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Has ASIC been a 'poodle' regulator? Crown finally reveals its pokie numbers. Huh! AGL triples profits and the share price falls

This week Stephen Mayne steps into The Money Cafe to join James Kirby for a discussion of a massive week in the royal commission, and what it means for many financial institutions.  See omnystudio.com/listener for privacy information.
8/9/201827 minutes, 19 seconds
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The FAANG stocks; Apple goes from strength to strength; and the open question of Telstra's future

In this edition of The Money Café, Alan Kohler and special guest Supratim Adhikari, tech editor at The Australian, talk all things FAANGs, and unpack the wobbly state of Telstra.  See omnystudio.com/listener for privacy information.
8/2/201840 minutes, 56 seconds
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Nine's offer for Fairfax Media to take control of Domain and Stan, Facebook isn't cool anymore and shares fell 25 percent in one day and Amazon's success has been Kogan's pain

Alan Kohler and guest David Swan, technology reporter for The Australian, discuss the Nine-Fairfax merger as a digital play. Facebook shares fell 25 percent in one day and Amazon’s going gangbusters.  See omnystudio.com/listener for privacy information.
7/26/201828 minutes, 12 seconds
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ACCC boss Rod Sims gets bolshy, does jobs growth mean higher wages and will the government crack down on industry super funds?

Alan Kohler and guest co-host John Durie also ask when don’t executives get bonuses? What’s keeping CEO salaries down and how there's more men named Andrew than women in ASX100 listed companies.  See omnystudio.com/listener for privacy information.
7/19/201826 minutes, 59 seconds
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What credit crunch? Elon Musk and limits of corporate sponsorship and do you really trust Aldi that much?

The ACCC wants to regulate the energy market, Wayne Byers claims there’s no credit crunch and the decline in lending hasn’t led to a decline in residential construction thanks to immigration. Alan and James discuss consumer confidence being up thanks to talk of tax cuts, Aldi dethroning Qantas as the most trusted brand and Elon Musk's submarine to the Thailand cave rescue.  See omnystudio.com/listener for privacy information.
7/12/201831 minutes, 54 seconds
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Aussie shares are ready to rebound. Has the SMSF sector reached a plateau? The battle to bury trailing commissions.

Why have Australian analysts changed their mind on the market's short term future? Alan and James discuss where mortgages are headed, whether trailing commissions can ever be killed, and how millennials are being wooed by financial institutions.  See omnystudio.com/listener for privacy information.
7/5/201830 minutes, 34 seconds
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Can online retail finally deliver for investors? The next Aldi eyeing off Australia. Gerry Harvey's secret weapon for a retail fight.

Retail reporter Eli Greenblat joins The Money Cafe this week for a special discussion of department stores, supermarket price wars, online marauders and more. Which companies does he love, and which does he doubt?  See omnystudio.com/listener for privacy information.
6/28/201827 minutes, 13 seconds
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Why the sharemarket is pushing higher. Telstra's perfect storm.

Even a huge round of layoffs couldn't save Telstra from investor ire this week, but will Jame and Alan make of the mess that Australia's largest telco finds itself in. Elsewhere, they examine the other telco CEO who makes Andy Penn's problems seem simple by comparison, and the 99 year old back at the helm of the listed company he founded.  See omnystudio.com/listener for privacy information.
6/21/201827 minutes, 54 seconds
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Should we worry about selling our gas network to Hong Kong? Here come the rate rises. How financial adviser Terry McMaster has made history.

What do you need to do before the end of financial year? James and Alan give you their tips on this week's episode, along with a lengthy discussion of foreign takeovers, where rates are heading (and how investors should respond) and some advice for Australia's kinder hearted financial advisers.  See omnystudio.com/listener for privacy information.
6/14/201828 minutes, 4 seconds
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Five favourite funds. Why global share markets are moving higher. Stagefright or something worse - online lender Prospa perplexes

Are we living in an age of financial malfeasance or bolstered regulation? James and Alan debate the regulatory landscape, what Ruslan Kogan could have in store, the trajectory of global markets and Alan names his favourite funds on this week's Money Cafe podcast.  See omnystudio.com/listener for privacy information.
6/7/201835 minutes, 10 seconds
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Why we like Google. Super myth busting. Italy...and you think our coalition has problems.

This week James and Alan pick through the wake of the productivity commission's massive report in Australia's superannuation system, wonder about the prospect of an Italian exit from the Euro and marvel at what private equity can do when they get their hands on an IPO  See omnystudio.com/listener for privacy information.
5/31/201827 minutes, 37 seconds
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Have we reached 'peak franchising'? Why we lag China on electric cars. Would you pay a financial adviser $2000 a month?

This week in The Money Cafe James and Alan discuss the sad stories that have emerged from the small business sessions at the Royal Commission, wonder about the outcome of Westpac's bank bill swap rate case, point to the warning signs around Australian franchises and mark the birthday of an aging rock star.  See omnystudio.com/listener for privacy information.
5/24/201828 minutes, 24 seconds
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The trouble with Telstra. The Tesla big short. The class action gravy train picks up steam.

This week in The Money Cafe, James and Alan pick through the last entrails of the 2018 Federal Budget, puzzle over the future of some of Australia's biggest stocks, and take on another batch of fiery listener questions.  See omnystudio.com/listener for privacy information.
5/17/201831 minutes, 34 seconds
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Is it really the time to cut ASIC's budget? The real reason government revenue bounced in the budget. Lonely Planet's long road to irrelevance

As the washup from the 2018 Federal Budget recedes, James and Alan pick through the numbers and wonder about the revenue outlook for Australia, why the government cut ASIC's budget in the middle of a massive financial scandal, and deal with some spicy listener questions.  See omnystudio.com/listener for privacy information.
5/10/201832 minutes, 41 seconds
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A budget special from inside the lockup

Money Cafe inmates James and Alan discuss the ins and outs of the 2018 Federal Budget from inside the lockup  See omnystudio.com/listener for privacy information.
5/8/201816 minutes, 18 seconds
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Why bank stocks are rising through a crisis. Tesla automates cash incineration

The fallout from the banking royal commission continues to rain down but the market hasn't been fussed. Bank stocks are rising while public opinion plummets. What's going on? James and Alan discuss what could come next for our nation's biggest financial institutions, and unpack a large parcel of listener questions on this week's episode of The Money Cafe.  See omnystudio.com/listener for privacy information.
5/3/201829 minutes, 2 seconds
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Success of the Royal Commission starts to bite the banks. Don't care about US bond yields? You should.

This week in The Money Café, James Kirby and Alan Kohler talk budget leaks, the Banking Royal Commission, the US 10-year bond yield, and question whether it’s time for a customer banking revolution.  See omnystudio.com/listener for privacy information.
4/26/201825 minutes, 45 seconds
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Bonus Royal Commission special with Ben Butler

Ben Butler jumps behind the microphone with James Kirby for a special emergency podcast to discuss all the latest news to spill out of the banking royal commission in Melbourne.  See omnystudio.com/listener for privacy information.
4/23/201820 minutes, 4 seconds
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The worst days yet at the Royal Commission. Where are the Budget leaks this year? Is the ATO out of control?

On this week's podcast, James and Alan discuss the latest controversies spinning out of the banking Royal Commission, the outlook for Blue Sky, the latest word from the RBA and some clear answers for curly listener questions.  See omnystudio.com/listener for privacy information.
4/19/201822 minutes, 31 seconds
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The 200,000 download party episode . Can Blue Sky survive the shorts? Zuckerberg's bum testimony.

This week James and Alan discuss everything under pressure  and besieged: Blue Sky, Afterpay, Mark Zuckerberg and even the very idea of a tariff war between the US and China.  See omnystudio.com/listener for privacy information.
4/12/201825 minutes, 2 seconds
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The phoney US-China tariff war. Why tech stocks are suddenly on the nose.

If a trade war starts but markets don't panic, did it ever really happen? Alan makes his return to the podcast this week to pick through a manure load of business and finance news, including a fresh coal fight, shorting, and a dramatic downturn for tech stocks.  See omnystudio.com/listener for privacy information.
4/5/201826 minutes, 35 seconds
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Why did Rio quit coal and is CSL our greatest company?

This week in The Money Café, James Kirby, Wealth Editor at The Australian and Stephen Mayne from The Constant Investor discuss issues facing shareholders and more.  See omnystudio.com/listener for privacy information.
3/29/201831 minutes, 25 seconds
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Bank Inquiry Special : The scandals we never knew.

The Financial Services Royal Commission takes centre stage in this week’s Money Café. Ben Butler, Business Reporter for The Australian joins James Kirby, Wealth Editor at The Australian to discuss what the big four banks have been up to. James also goes through a number of listener questions regarding ETFs.  See omnystudio.com/listener for privacy information.
3/22/201823 minutes, 8 seconds
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What is Bill Shorten really planning for pensioners? Up Next: the US v China IP tariff war. The gym instructor flogging home loans.

The Australian Labor Party has floated a range of economic proposals during their time in opposition, why did this week's franking dividend announcement unleash hell? James and Alan discuss why it was a political mistake, as well as the latest Trump, Myer, and bitcoin news. Listeners also chime in with another round of debate about ETFs.  See omnystudio.com/listener for privacy information.
3/15/201830 minutes, 20 seconds
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What to expect from Amazon in Australia. Could Trump Kick-off a trader war? (You bet he could). What's wrong at Harvey Norman?

This week's episode is (almost) all about retail, with The Australian's Eli Greenblat filling in for Alan Kohler. He and James run through Amazon, Myer, Harvey Norman and much more as they answer a healthy crop of reader questions.  See omnystudio.com/listener for privacy information.
3/8/201832 minutes, 54 seconds
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Has the world left Harvey Norman behind? Is the market's 'double top' a bad omen?

Covered in this week's show: the eerie signs of what could lie ahead for the ASX, a wake up call for Harvey Norman, tossing up the concept of a golden era for ag stocks, a signifcant fact check from a listener, and more ETF debate.   See omnystudio.com/listener for privacy information.
3/1/201829 minutes, 6 seconds
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Immigration and unemployment - a new theory. What wages growth? RBA late to the party on interest only loans

Where do the financial facts lie in the coalition's war of words over immigration? James and Alan discuss this week's round of political ructions, as well as the prospect of wages growth in the future, the RBA dragging its feet on interest only loans, the fight over SMSFs investing in property and BHP's PR battle.  See omnystudio.com/listener for privacy information.
2/22/201826 minutes, 43 seconds
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Barnaby Joyce's new financial reality. Will Myer Go Broke? Betting on a belter of a bank inquiry.

James and Alan cast their eye over a week of high drama that resulted in Richard Umbers being shown the door and Barnaby Joyce taking leave of parliament. Also discussed: whether ETFs are a waste of time, the banking royal commission and bitcoin.  See omnystudio.com/listener for privacy information.
2/15/201824 minutes, 55 seconds
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Who's to blame for an ugly week on the ASX? The truth behind Elon Musk's pay packet. Bitcoin's true believers are back in the market

When American markets sneezed on Tuesday, Australia caught a bad cold. So why did some big name stocks get left behind in the rally? James and Alan unpick a gory week for traders, Tesla's penchant for publicity stunts and the outlook for Bitcoin on this week's podcast.  See omnystudio.com/listener for privacy information.
2/8/201826 minutes, 8 seconds
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Trump, 'little rocket man' and a nervous sharemarket. No time to be buying CBA. Why Facebook bans Bitcoin ads.

Trump rattles the saber, and now a preemptive strike seems possible. But James and Alan think the bigger picture is US-China relationship. This week they also talk about the new head of the CBA, electric cars, and ask why Facebook is banning ads relating to cryptocurrencies.  See omnystudio.com/listener for privacy information.
2/1/201823 minutes, 18 seconds
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Why the dollar is rising. Why Facebook is fast losing friends. How David Jones signals trouble ahead.

Is there reason to cheer when one of Australia's biggest shorts wins out? James and Alan discuss the washup of the Quintis saga, the outlook for local currencies, pricing Australian retail outlets and much more on this week's episode.  See omnystudio.com/listener for privacy information.
1/25/201822 minutes, 17 seconds
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How Amazon helped an Australian retailer double in value. Can a bitcoin crash be contained? The common factor in the ASX's biggest winners of 2017.

The Money Cafe resumes service for 2018 with a bumper helping of bitcoin debate, as well some prognostications for the year ahead on stock exchanges in Australia and abroad.  See omnystudio.com/listener for privacy information.
1/18/201826 minutes, 21 seconds
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Crystal balls and bags of poo - what's ahead In 2018 ?

James and Alan finish up a busy year by reflecting on their personal hits and misses, then cast their mind forward to the new year. What's in story for rates, markets, bitcoin and more?  See omnystudio.com/listener for privacy information.
12/14/201730 minutes, 8 seconds
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Negative signals flash in the bond market. Could hedge funds be loading up for a big bitcoin short? Amazon to disappoint in Australia - Are you kidding?

As bitcoin prices continue to climb, James and Alan wonder what the entrance of shorters into the market could do, and just who would be wild enough to bet against the hottest commodity they've ever seen.  See omnystudio.com/listener for privacy information.
12/7/201724 minutes, 7 seconds
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Which bank has most to fear in the bank inquiry? Why Bitcoin is never going back to zero.

The sudden arrival of a royal commission into the financial sector and the dramatic rising value of bitcoin dominate this week's proceedings on The Money Cafe. Also covered: negotiating Alan's tricky line on female CFO competence, and two grumpy men casting gloom on property.  See omnystudio.com/listener for privacy information.
11/30/201723 minutes, 14 seconds
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Why you should always look for a company that has a female CFO. What's happening with the property market next year. The arrival of Amazon in Australia.

This week James Kirby is speechless when Alan Kohler says women are much better at managing money than men. The pair disagree on Telstra and SMSFs but reunite as they discuss Bitcoin, Malcolm Turnbull’s tax cuts, investing in clean-tech, and ETFs.  See omnystudio.com/listener for privacy information.
11/23/201734 minutes, 34 seconds
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Bitcoin spivs go marching in. Why Jessica Rudd is a daigou queen. Could Chinese tourists replace coal mines?

When you can't wear bitcoin, what's it alternate use as a store of value? Ideology, says Alan Kohler in this week's Money Cafe. Also discussed: Jessica Rudd's stellar retail success in China, and the wave of Chinese tourists that have yet to reach Australian shores.  See omnystudio.com/listener for privacy information.
11/16/201726 minutes, 2 seconds
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What we can do about offshore tax avoiders. Capturing the combustion in electric car stocks.

In a week when the ASX limped over the 6000 mark and the paradise papers blew up, Alan and James still found some time to squeeze in discussion on electric cars, lithium batteries and Ardent Leisure.  See omnystudio.com/listener for privacy information.
11/9/201723 minutes, 38 seconds
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But what would Solomon Lew do with Myer? Is Bitcoin becoming respectable? The future of shopping centres.

In this week's Money Cafe, James and Alan discuss doom and gloom in the housing market, Solly Lew's machinations, and the potential for respectability in cryptocurrencies.  See omnystudio.com/listener for privacy information.
11/2/201722 minutes, 26 seconds
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Are China's BATs are flying too high? Why is nobody checking the Crown Casino allegations? Why the ASX may not break 6000 this year.

There's little movement in the station when it comes to the Crown scandal, which is James' primary concern this week, while Alan is a bit wary of the outlook for Australian equities. Also covered: BATs, FANGs, floating notes and other investment structures.  See omnystudio.com/listener for privacy information.
10/26/201730 minutes, 7 seconds
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Barracking for first home buyers. Making money out of class actions. What will it take to sort out Crown Casino?

More memories of the 1987 crash begin this week's episode. James and Alan also discuss the potential for a big boost to Australia's market, two big scandals at Crown and Rio, and the comeback of the Australian first home buyer.  See omnystudio.com/listener for privacy information.
10/19/201729 minutes, 5 seconds
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Why AMP packed in stock picking . The alarming under-performance of Aussie banks. Can Trump halt the march of emerging markets?

There's plenty of reminiscing on this week's episode, as Alan and James discuss how they first met, and remember the 87 stock market crash. AMP's passive move, the under performance of large funds, Trump's impact on the developing world, and some fresh research on Chinese property investors are also covered.  See omnystudio.com/listener for privacy information.
10/12/201733 minutes, 7 seconds
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Can the Future Fund save us? Deckside with Solly Lew on the motor yacht to Monaco. Making money from unregulated energy.

In this week's podcast, James and Alan discuss the recent retail figures and wonder how mortgage stress could be playing a part in the broader economy, discuss the latest in the Solly Lew Myer affair, and the investment potential in Australia's energy sector.  See omnystudio.com/listener for privacy information.
10/5/201726 minutes, 30 seconds
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Trump - making tax cuts great again. Australia's frightening loan ratio. Is Solomon Lew stupid enough to want to take over Myer?

Taxes in America: going down. Australia's budget deficit: going down. Is this good news for Australia's macroeconomic outlook? James and Alan discuss these big changes in a bumper episode that also covers a scary perspecting on the local housing market, Solomon Lew's aggressive moves on the Myer board, and a number of listener questions.  See omnystudio.com/listener for privacy information.
9/28/201733 minutes, 42 seconds
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The risky business of blokey super funds. Why banks don't want the wealthy. What's the ACCC really up to with its four pillars review?

On this week's podcast, Alan and James discuss the eventual end of quantitative easing, the ACCC's deeply confusing messages, how gender affects the risk curve for Australian superannuation funds, and answer a bag of listener questions.  See omnystudio.com/listener for privacy information.
9/21/201724 minutes
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Was Myer the worst float ever? A big bank calls BS on bitcoin. Why those new iPhones are cheap.

Myer's grim journey since rejoining the ASX took another ill turn this week, so James and Alan ask where it ranks on the all time worst floats in local history. Other big points pondered this week: AGL's political playbook, the new mascot for unpaid super, and China's crack down on bitcoin.  See omnystudio.com/listener for privacy information.
9/14/201723 minutes, 1 second
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Energy crisis - picking the winners from a debacle. What to do when a director starts trading shares in their own company. The secrets the rich want to keep hidden...from miners.

This week, Alan and James go long on Australia's resources sector that's looking like more and more of a debacle as the year goes along. Also covered: the latest GDP data, an attempted crackdown on strident charities, the latest in the CBA class action, and fresh signs of a super market price war.  See omnystudio.com/listener for privacy information.
9/7/201722 minutes, 1 second
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How shareholders will be suing themselves at CBA. Which woman will take the top job at Qantas? The city escaping the property slowdown.

Is it possible for shareholders to sue their own company and come out ahead? James Kirby and Alan Kohler puzzle out this and other conundrums like Qantas' outlook, the prospect of further growth in Australia's housing market, and the dismal state of the men's cricket team in this week's episode of The Money Cafe.  See omnystudio.com/listener for privacy information.
8/31/201724 minutes, 28 seconds
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Should Grant King stand down at Business Council of Australia ? BHP's hopeless dividend ploy. Why Australian ETFs are looking like a very bad bet .

James Kirby and Alan Kohler pull apart a big week of earnings in Australian business, taking a close look at BHP's dividend play as well as board moves at the Big Australian. The pair also take a look at whether ETFs are such a good bet.   See omnystudio.com/listener for privacy information.
8/24/201723 minutes, 38 seconds
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Trump's corporate friends are jumping out of Airforce One. Remembering the horror of the GFC. Why Dominos CEO over promised and under delivered.

Alan Kohler and James Kirby remember the horror of the global financial crisis 10 years on and discuss the recovery of the market since 2007.  The reunited pair talk about trouble at CBA and if it's cost their position as kingpin.   See omnystudio.com/listener for privacy information.
8/17/201720 minutes, 35 seconds
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Why CBA's Ian Narev will survive. The biggest bill looming for CBA. Rio's robots ready to roll.

James Kirby chats with The Australian's business columnist John Durie on why Ian Narev will survive at CBA . In Alan Kohler's absence they talk about ASIC's dislike for the banks and the outlook ahead for corporate Australia.   See omnystudio.com/listener for privacy information.
8/10/201724 minutes, 34 seconds
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Tesla test drive. Bitcoin Cash could leave Bitcoin behind. Uber for jets - why you'll never fly economy again.

Alan Kohler and David Swan discuss Tesla's range on a road trip to Sydney and Trov.com disrupts traditional insurers, but their big data could be an even more exciting proposition.  See omnystudio.com/listener for privacy information.
8/3/201724 minutes, 44 seconds
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Media hysteria over reserve bank hints. Waiting for a property market correction. Could dogs guard retail landlords from online raiders?

Property reporter Elizabeth Redman steps into the Money Cafe for an extensive chat on the state of Australia's housing market, while Alan provides a poetic tribute to the absent James Kirby, and some thoughts on inflation and monetary policy.   See omnystudio.com/listener for privacy information.
7/27/201724 minutes, 59 seconds
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Myer's reeling before Amazon can even land a punch. How boring do you have to be to be a reserve banker?

Stephen Bartholomeusz joins the Money Cafe for a deep discussion of retail, resources and much more.  See omnystudio.com/listener for privacy information.
7/20/201724 minutes, 15 seconds
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Is the formula broken for milk stocks? The wackiest thing you'll hear this year on renewables. Why family trusts could fill the super gap.

This week on the Money Cafe agenda: could a massive boost in ETF activity lift volatily? No end in sight for turmoil over infant formula. The real reason Elon's bringing the world's biggest battery to South Australia. Why Craig Kelly got it wrong on renewables.  See omnystudio.com/listener for privacy information.
7/13/201724 minutes, 12 seconds
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The ATO gives up on Google and hunts mum and dad instead. Fairfax bidders flee. Will your next house be built by a robo-bricklayer?

Fairfax suitors are walking away, the RBA is sitting pat, and our retirees should be screaming over the latest changes to Australia's retirement system.  See omnystudio.com/listener for privacy information.
7/6/201730 minutes, 2 seconds
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Did your pension fund miss the market bounce this year? How the Dick Smith mob hit the rocks at Slater and Gordon. Has Australia Post's first female CEO been short changed?

When fund managers aren't crowing after a solid year on markets, should we start to worry that they've missed an opportunity? Also: making sense of Alex Malley's crash to earth, Christine Holgate's pay, the scandalous state of Australia's retirement community, and what could be next for beleaguered law firm Slater & Gordon.  See omnystudio.com/listener for privacy information.
6/29/201723 minutes, 41 seconds
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Super changes - what you absolutely must know. Coke's expensive sugar habit. Is there hope amid the retail recession?

Retail writer Eli Greenblat sits in this week for a discussion of the state of the retail sector, who will be hit hardest by Amazon's expansion, and what Australians need to know before the superannuation reforms come in on July 1.  See omnystudio.com/listener for privacy information.
6/22/201722 minutes, 24 seconds
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Superannuation gets its first new idea in decades. Property owners put on notice. Can anyone make money from UBER ?

Fallen figures and falling house prices feature prominently in this week's discussion. Also covered: bitcoin alternative ethereum, the Finkel review and the latest unemployment data.   See omnystudio.com/listener for privacy information.
6/15/201729 minutes, 1 second
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Was that GDP figure good or bad? Bunnings backs its sausages against Amazon's raids. Why is Resources Minister Canavan so keen to back Adani?

In this week's episode, James and Alan get to the bottom of what a first homebuyer grant really achieves, give an update on the Altair debacle, and try to unpick the contradictions of where Australia's renewable energy landscape.  See omnystudio.com/listener for privacy information.
6/8/201722 minutes, 39 seconds
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Slowing house prices, Telstra's sunny side up, and the fund manager who gave his money back and got sued by his mum

James Kirby and Alan Kohler debate the tale of the fund manager to threw in the towel, and the other biggest news stories of the week.  See omnystudio.com/listener for privacy information.