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Making Money

English, Finance, 2 seasons, 44 episodes, 1 day 4 hours 57 minutes
About
Learn how to build wealth - investing, pensions, the psychology of money - even things like how to get a payrise. We’re not taught about money so most of us don’t know how to build long term wealth, but with a bit more knowledge and confidence you can change your financial future. Our focus is on the big stuff, teaching you the strategies and mindset shifts that can have a significant impact on your life. This is the financial education we wish we'd had. Hosted by Damien Jordan (YouTube @DamienTalksMoney) and Timeyin Akerele. Contact us: [email protected]
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Ask Us Anything: How financially savvy were our parents?

You asked, we answered: Were either of our parents financially savvy or has everything been self taught? SUV at 5.49% for 60 months. Brain says pay if off or do I continue investing/saving for baby OTW? --------- Sponsors Sensate: Get help with your anxiety & 10% off with the code MM10: https://www.getsensate.com/makingmoney Unbiased: Get help with your money from a financial advisor: https://www.unbiased.co.uk/makingmoney … Making Money Masterclass Sign up to the Masterclass: https://makingmoney.mykajabi.com/joinus … What's your financial health?  Take our quiz: https://makingmoneypod.scoreapp.com/ … Investment platforms Here are some of the biggest investment platforms in the UK - and Damo uses all of them too. Some of these are affiliate links. If you purchase a product or service using one of these links, we will receive a small commission from the seller. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee o
19/02/202414 minutes 43 seconds
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Ask Us Anything: Should you be worried about a 'pension crisis'?

The questions are all about pensions this week: What are our thoughts on a ‘pension crisis’ for Millennials/Gen Z when retirement comes around? Should you reduce pension contributions in order to pay off debt quicker? What % of your income should you pay into your pension? We will be back with Season 3 of Making Money in a few weeks. --------- Sponsors Sensate: Get help with your anxiety & 10% off with the code MM10: https://www.getsensate.com/makingmoney Unbiased: Get help with your money from a financial advisor: https://www.unbiased.co.uk/makingmoney … Making Money Masterclass Get on our waiting list here: https://forms.gle/mdQgMgZBu8TWZ5qMA … What's your financial health?  Take our quiz: https://makingmoneypod.scoreapp.com/ … Investment platforms Here are some of the biggest investment platforms in the UK - and Damo uses all of them too. Some of these are affiliate links. If you purchase a product or service using one of these links, we will receive a small commission from the
09/02/20248 minutes 54 seconds
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S2E12: How to get a pay rise, step-by-step guide from HR expert Wayne Clarke

We all want to get paid more but how do you get a salary increase out of your company? What steps should you take to build your case before asking? And how do you approach that pay rise meeting with your manager? To help us figure out a plan, we’re speaking to HR expert Wayne Clarke, author of How to Become a World-Class Manager. Wayne’s book: https://amzn.to/3RW2YFC … Making Money Masterclass Get on the waiting list: https://forms.gle/mdQgMgZBu8TWZ5qMA … Sponsors Sensate: Get help with your anxiety & 10% off with the code MM10: https://www.getsensate.com/makingmoney Unbiased: Get help with your money from a financial advisor: https://www.unbiased.co.uk/makingmoney … Newsletter If you want a summary from this episode in an easy format, please subscribe to our newsletter: https://makingmoney.email/S2E12. … What's your financial health?  Take our quiz: https://makingmoneypod.scoreapp.com/ … Investment platforms Here are some of the biggest investment platforms in the UK - and Damo uses a
22/01/20241 hour 3 minutes 23 seconds
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S2E11: 6 steps to hit your life & career goals: the science behind changing your habits | Dr Grace Lordan

Do you ever look back and think where did the time go? It’s a horrible feeling, life passing you by, but it’s natural because we have to spend most of our lives operating in subconscious mode. To learn how to get what we want from life, particularly how to change career, we’re speaking with Dr Grace Lordan, author of Think Big and an Associate Professor at the London School of Economics. How do you decide what you really want, and how do you get it? Think Big on Amazon: https://amzn.to/3RTinGT … Making Money bootcamp Get on our bootcamp waiting list here: https://forms.gle/mdQgMgZBu8TWZ5qMA … Sponsors Sensate: Get help with your anxiety & 10% off with the code MM10: https://www.getsensate.com/makingmoney Unbiased: Get help with your money from a financial advisor: https://www.unbiased.co.uk/makingmoney … Newsletter If you want a summary from this episode in an easy format, please subscribe to our newsletter: https://makingmoney.email/S2E11. … What's your financial health?  Take our qui
15/01/20241 hour 9 minutes 45 seconds
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Ask us anything: Christmas edition - would you take £1m or £5k/month?

You asked us: Would you rather have a million pounds or five thousand pounds a month until you get to a million? What would you do if you lost all your savings and had to start again? We are going to be back in January with our full-length episodes. --------- Book giveaway Enter here: https://makingmoney.email/books Books included: Deborah Meaden - Why Money Matters, Claer Barrett - What They Don't Teach You About Money, David Robson - The Intelligence Trap, Merryn Somerset Webb - Share Power, Andrew Craig - How To Own The World, Lisa Conway-Hughes - Money Lessons, Wayne Clarke - How To Become A World Class Manager, Dr Grace Lordan - Think Big, Paul Johnson - Follow The Money. … Sponsors Sensate: Get help with your anxiety & 10% off with the code MM10: https://www.getsensate.com/makingmoney Unbiased: Get help with your money from a financial advisor: https://www.unbiased.co.uk/makingmoney … Bootcamp Get on the bootcamp waiting list here: https://forms.gle/mdQgMgZBu8TWZ5qMA … What's
18/12/202310 minutes 23 seconds
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Ask us anything: What's the key lesson from legendary investor Charlie Munger?

You asked us: What is the one key lesson we can learn from Charlie Munger’s legacy? Were either of your parents financially savvy or has everything been self taught? What are the true risks of doing nothing with money? Book giveaway Enter here: https://makingmoney.email/books Books included: Deborah Meaden - Why Money Matters, Claer Barrett - What They Don't Teach You About Money, David Robson - The Intelligence Trap, Merryn Somerset Webb - Share Power, Andrew Craig - How To Own The World, Lisa Conway-Hughes - Money Lessons, Wayne Clarke - How To Become A World Class Manager, Dr Grace Lordan - Think Big, Paul Johnson - Follow The Money. … Sponsors Sensate: Get help with your anxiety & 10% off with the code MM10: https://www.getsensate.com/makingmoney Unbiased: Get help with your money from a financial advisor: https://www.unbiased.co.uk/makingmoney … Bootcamp Get on the bootcamp waiting list here: https://forms.gle/mdQgMgZBu8TWZ5qMA … What's your financial health?  Take our quiz:
11/12/202310 minutes 45 seconds
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S2E9: Where your taxes actually go and why you’ll need to pay more | Director of the IFS Paul Johnson

It feels like we pay a lot of tax in the UK but is that really true? Where do our taxes actually go? Are they wasted? And are we going to have to pay more in the future? Paul Johnson is the Director of the insanely well respected Institute for Fiscal Studies and in this episode he explains how we’ve got into this pickle, how we can get out of it - and why our feelings about paying too much tax might not be rooted in reality.  Get Paul’s book Follow The Money: https://amzn.to/41aOqXa … Sponsors Sensate: Get help with your anxiety & 10% off with the code MM10: https://www.getsensate.com/makingmoney Unbiased: Get help with your money from a financial advisor: https://www.unbiased.co.uk/makingmoney … Newsletter If you want a summary from this episode in an easy format, please subscribe to our newsletter: https://makingmoney.email/S2E9. … What's your financial health?  Take our quiz: https://makingmoneypod.scoreapp.com/ … Investment platforms Here are some of the biggest investment platfor
04/12/20231 hour 3 minutes 15 seconds
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S2E8: 7 ways your brain is making you poorer - the invisible biases that hurt your financial decision-making | David Robson

Smart people make bad decisions all the time. That’s because intelligence (IQ) has no bearing on our ability to make rational, unbiased decisions. If you can be aware of your biases and investigate your intuitions then you will make better decisions which can have a profound effect on your finances. In this episode, David Robson, author of The Intelligence Trap, lays out the key biases stopping you from getting richer - and how to combat them. … Sponsors Sensate: Get help with your anxiety & 10% off with the code MM10: https://www.getsensate.com/makingmoney Unbiased: Get help with your money from a financial advisor: https://www.unbiased.co.uk/makingmoney … Newsletter If you want a summary from this episode in an easy format, please subscribe to our newsletter: https://makingmoney.email/S2E8. Watch this episode here: https://youtu.be/rcf0pGYkdxs (from 4pm on Monday 27th of November) … What's your financial health?  Take our quiz: https://makingmoneypod.scoreapp.com/ … Investment platfo
27/11/202359 minutes 15 seconds
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How to get to £2 million using an ISA I Ask us anything

You asked us: Do we step in when we see friends/family making terrible financial decisions? How does Damo plan to get to £2 million in an ISA? What is the worst stock we've ever invested in? -------------------- What would you like to ask us? Email [email protected] -- What's your financial health? Take our quiz: https://makingmoneypod.scoreapp.com/ -- You can find all our previous newsletters on our website: www.makingmoneypodcast.co.uk/episodes. -- Get 45% off Blinkist after a 7-day free trial. https://blinkist.com/makingmoney -- Here are some of the biggest investment platforms in the UK - and Damo uses all of them too.  Some of these are affiliate links. If you purchase a product or service using one of these links, we will receive a small commission from the seller. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk. InvestEngine Get
01/10/202311 minutes 33 seconds
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What is the secret to quick wealth? Ask us anything

You asked us: What is the secret to quick wealth? When should you set up a limited company? Where should you store your emergency fund? Here's Damo's video where he talks about money market funds: https://www.youtube.com/watch?v=i0bBcjNyPWQ Here's Ramin Nakisa's Pensiocraft video on money market funds if you want more detail: https://www.youtube.com/watch?v=hnFnm-HPjGw&t=627s -------------------- What would you like to ask us? Email [email protected] -- What's your financial health? Take our quiz: https://makingmoneypod.scoreapp.com/ -- You can find all our previous newsletters on our website: www.makingmoneypodcast.co.uk/episodes. -- Get 45% off Blinkist after a 7-day free trial. https://blinkist.com/makingmoney -- Here are some of the biggest investment platforms in the UK - and Damo uses all of them too.  Some of these are affiliate links. If you purchase a product or service using one of these links, we will receive a small commission from the seller. There will be n
24/09/202312 minutes 13 seconds
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Should you overpay your mortgage? Ask us anything

Your biggest questions: Is overpaying your mortgage a good investment compared to other things like a pension or an ISA? Should you transfer your ISA out of a managed fund to get out of paying a 1.5% fee? -------------------- What would you like to ask us? Email [email protected] or slide into our DMs. -- What's your financial health? Take our quiz: https://makingmoneypod.scoreapp.com/ -- You can find all our previous newsletters on our website: www.makingmoneypodcast.co.uk/episodes. -- Get 45% off Blinkist after a 7-day free trial. https://blinkist.com/makingmoney -- Here are some of the biggest investment platforms in the UK - and Damo uses all of them too.  Some of these are affiliate links. If you purchase a product or service using one of these links, we will receive a small commission from the seller. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your
18/09/202314 minutes 21 seconds
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What will interest rates be in 2/5 years? Damo & T give their predictions. Ask us anything

You asked us your biggest questions: Rishi Sunak says wages are driving inflation: is that really the case?  Should the government raise interest rates or taxes? What will interest rates be in 2/5 years?  -------------------- What would you like to ask us? Email [email protected] or slide into our DMs. -- What's your financial health? Take our quiz: https://makingmoneypod.scoreapp.com/ -- You can find all our previous newsletters on our website: www.makingmoneypodcast.co.uk/episodes. -- Get 45% off Blinkist after a 7-day free trial. https://blinkist.com/makingmoney -- Here are some of the biggest investment platforms in the UK - and Damo uses all of them too.  Some of these are affiliate links. If you purchase a product or service using one of these links, we will receive a small commission from the seller. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. You
11/09/202315 minutes 13 seconds
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Is it better to keep money in cash or invest right now? Ask us anything

You asked us your biggest questions: Should you stop investing in UK gilts? Is it better to save or invest right now? What do we think of AI investment tools? Here's Damo's video on cash vs investing. -------------------- What would you like to ask us? Email [email protected] or slide into our DMs. -- What's your financial health? Take our quiz: https://makingmoneypod.scoreapp.com/ -- You can find all our previous newsletters on our website: www.makingmoneypodcast.co.uk/episodes. -- Get 45% off Blinkist after a 7-day free trial. https://blinkist.com/makingmoney -- Here are some of the biggest investment platforms in the UK - and Damo uses all of them too.  Some of these are affiliate links. If you purchase a product or service using one of these links, we will receive a small commission from the seller. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your m
04/09/202317 minutes 24 seconds
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Do you need a financial adviser? Ask us anything

You asked us your biggest questions: What have Damo and T changed about their own approaches to personal finance since starting the pod? Do you need a financial adviser? What would you like to ask us? Email [email protected] or slide into our DMs. -- What's your financial health? Take our quiz: https://makingmoneypod.scoreapp.com/ -- You can find all our previous newsletters on our website: www.makingmoneypodcast.co.uk/episodes. -- Get 45% off Blinkist after a 7-day free trial. https://blinkist.com/makingmoney -- Here are some of the biggest investment platforms in the UK - and Damo uses all of them too.  Some of these are affiliate links. If you purchase a product or service using one of these links, we will receive a small commission from the seller. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk. InvestEngine Get a £25 bonus when you
28/08/202310 minutes 57 seconds
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Has being parents affected the kinds of decisions we make? I Ask us anything

You asked us your biggest questions: Has being a parent affected the kinds of decisions we make?  Where should a higher rate taxpayer who has maxed out ISAs and premium bonds put their money? What would you like to ask us? Email [email protected] or slide into our DMs. -- You can find all our previous newsletters on our website: www.makingmoneypodcast.co.uk/episodes. -- Get 45% off Blinkist after a 7-day free trial. https://blinkist.com/makingmoney -- Here are some of the biggest investment platforms in the UK - and Damo uses all of them too.  Some of these are affiliate links. If you purchase a product or service using one of these links, we will receive a small commission from the seller. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk. InvestEngine Get a £25 bonus when you invest at least £100. https://investengine.pxf.io/daOD2Q Vang
21/08/20239 minutes 34 seconds
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Should I overpay my student loan or invest? Ask us anything

We answer your biggest questions: Alfie has £45k of student debt at 7.1% interest. He asks "Should I focus on trying to take chunks off this debt, with my yearly bonus, or invest it?" Adam asks "T, what kind of work do you do in crypto? And how do you see crypto/Blockchain space in the coming years in terms of uses?" What would you like to ask us? Email [email protected] or slide into our DMs. -- You can find all our previous newsletters on our website: www.makingmoneypodcast.co.uk/episodes. -- Get 45% off Blinkist after a 7-day free trial. https://blinkist.com/makingmoney -- Here are some of the biggest investment platforms in the UK - and Damo uses all of them too.  Some of these are affiliate links. If you purchase a product or service using one of these links, we will receive a small commission from the seller. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply.
14/08/202312 minutes 37 seconds
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How do you talk to your partner about money? Ask us anything

We answer your biggest questions: How do you handle finances with your partner, especially if one of you earns a lot more than the other? Can I just keep balance transferring my interest free credit cards forever? What would you like to ask us? Email [email protected] or slide into our DMs. -- You can find all our previous newsletters on our website: www.makingmoneypodcast.co.uk/episodes. -- Get 45% off Blinkist after a 7-day free trial. https://blinkist.com/makingmoney -- Here are some of the biggest investment platforms in the UK - and Damo uses all of them too.  Some of these are affiliate links. If you purchase a product or service using one of these links, we will receive a small commission from the seller. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk. InvestEngine Get a £25 bonus when you invest at least £100. https://investengi
07/08/202314 minutes 17 seconds
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What should kids be taught about money? Ask us anything

We answer your biggest questions: i) What should kids be taught about money? ii) What to do with a lump sum right now to make it grow? What would you like to ask us? Email [email protected] or slide into our DMs. -- You can find all our previous newsletters on our website: www.makingmoneypodcast.co.uk/episodes. -- Get 45% off Blinkist after a 7-day free trial. https://blinkist.com/makingmoney -- Here are some of the biggest investment platforms in the UK - and Damo uses all of them too.  Some of these are affiliate links. If you purchase a product or service using one of these links, we will receive a small commission from the seller. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk. InvestEngine Get a £25 bonus when you invest at least £100. https://investengine.pxf.io/daOD2Q Vanguard https://www.vanguardinvestor.co.uk/ This is not an affil
31/07/202314 minutes
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When should you get out of an investment? Ask us anything

We answer your biggest questions: i) when should you get out of an investment? ii) why is your money not growing quickly enough? What would you like to ask us? Email [email protected] or slide into our DMs. -- You can find all our previous newsletters on our website: www.makingmoneypodcast.co.uk/episodes. -- Get 45% off Blinkist after a 7-day free trial. https://blinkist.com/makingmoney -- Here are some of the biggest investment platforms in the UK - and Damo uses all of them too.  Some of these are affiliate links. If you purchase a product or service using one of these links, we will receive a small commission from the seller. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk. InvestEngine Get a £25 bonus when you invest at least £100. https://investengine.pxf.io/daOD2Q Vanguard https://www.vanguardinvestor.co.uk/ This is not an affiliate l
24/07/202310 minutes 59 seconds
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Is gold a good investment? Ask Us Anything

We answer your biggest questions: i) when is enough, enough? ii) is gold a good investment? iii) will the stock market keep rising? What would you like to ask us? Email [email protected] or slide into our DMs. -- You can find all our previous newsletters on our website: www.makingmoneypodcast.co.uk/episodes. -- Get 45% off Blinkist after a 7-day free trial. https://blinkist.com/makingmoney -- Here are some of the biggest investment platforms in the UK - and Damo uses all of them too.  Some of these are affiliate links. If you purchase a product or service using one of these links, we will receive a small commission from the seller. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk. InvestEngine Get a £25 bonus when you invest at least £100. https://investengine.pxf.io/daOD2Q Vanguard https://www.vanguardinvestor.co.uk/ This is not an affilia
17/07/202315 minutes 7 seconds
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Kerry Katona on going bankrupt twice - "everyone vanished"

Most people in the UK know of Kerry Katona but not many people know about the wild ride she’s had with money. This episode might not be suitable for all listeners. Kerry is incredibly open about her life and that means there are references to drugs, suicidal thoughts and violence. If you are affected by anything mentioned in this episode please call the Samaritans for free on 116 123 on or check them out at https://www.samaritans.org/.  … If you want a bullet point summary from this episode in an easy format, please subscribe to our newsletter: https://makingmoney.email/ep11. … Get 45% off Blinkist after a 7-day free trial. https://blinkist.com/makingmoney … Here are some of the biggest investment platforms in the UK - and Damo uses all of them too.  Some of these are affiliate links. If you purchase a product or service using one of these links, we will receive a small commission from the seller. There will be no additional charge for you. Remember investments can fall and rise - and
26/06/202345 minutes 12 seconds
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How economics really affects you I The Bank of England comes for tea

Studies show that basic economic literacy means doing better with money over the long-term. So we invited Bank of England economists, Rupal Patel and Jack Meaning, round to tea to ask them the big questions: Why does inflation feel higher than it is? Is raising interest rates the best way to bring inflation down? Do politicians understand economics? Should we be optimistic about the UK's future? Thank you to everyone who sent us their questions. -- If you want a summary and next steps from this episode, subscribe to our newsletter: makingmoney.email/ep6 -- Below are some of the biggest investment platforms in the UK (Damo uses all of them too).  InvestEngine Get a £25 bonus when you invest at least £100. https://investengine.pxf.io/daOD2Q Vanguard https://www.vanguardinvestor.co.uk/ This is not an affiliate link. Trading 212 Get a free share worth up to £100 when you sign up for a new Invest or ISA account and deposit at least £1. https://www.trading212.com/promocodes/MM If yo
22/05/20231 hour 4 minutes 35 seconds
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Trailer: Making Money

Welcome to the financial education we should've had. It's crazy we're not taught about money in the UK, but the good news is that getting good with money is no harder than learning to drive a car. What are the key steps? That's why we're here.
10/03/20231 minute 26 seconds