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Life Kit: Money Profile

Life Kit: Money

English, Finance, 1 season, 105 episodes, 1 day, 10 hours, 47 minutes
About
Being in control of your money leads to great things. From dealing with debt or student loans, to how to buy a house, NPR wants to help. Subscribe to get episodes from Life Kit on money and personal finance.
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Healthy money habits for couples

Should you merge your finances with a significant other? Keep them separate? Or something in between? Financial therapist Lindsay Bryan Podvin breaks down different ways to handle your finances with a partner and how to keep communication open and honest no matter what financial plan you pick.Learn more about sponsor message choices: podcastchoices.com/adchoicesNPR Privacy Policy
6/17/202426 minutes, 2 seconds
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Summer fun on a budget

Ideas on how to have fun this summer without breaking the bank. Go on a "penny date." Throw a movie marathon party. Swap houses with a friend. With a little imagination, you can bring delight and joy — at a low cost — into your sunny days ahead. This episode originally published August 1, 2023.Learn more about sponsor message choices: podcastchoices.com/adchoicesNPR Privacy Policy
5/27/202412 minutes, 49 seconds
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The social etiquette of lending money

If a close friend or family member is in need of money, your first impulse might be to help out. But what if they don't pay you back? What if they need more than you can provide? How do you ensure your financial agreement doesn't harm your relationship? There are no hard and fast rules around lending money. Expectations may depend on culture, financial status or even your marital status. Advice on when to give — and how to say no.Learn more about sponsor message choices: podcastchoices.com/adchoicesNPR Privacy Policy
5/7/202423 minutes, 50 seconds
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Electric Cars - SHELL

There are options beyond living solo or with roommates — and one of them is called 'communal living.' In this arrangement, people don't just simply live together, but share resources and create community. In this episode, co-living enthusiasts explain how it works and how to decide whether it's right for you.Learn more about sponsor message choices: podcastchoices.com/adchoicesNPR Privacy Policy
4/16/202422 minutes, 44 seconds
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Start a financial self-care routine

There are things we're supposed to do routinely for our health: brush our teeth, shower and exercise. There's a version of that for financial health too. We'll talk about those tasks — and go beyond the number-crunching to explore how our mental health affects our finances. This episode originally published August 15, 2023.Learn more about sponsor message choices: podcastchoices.com/adchoicesNPR Privacy Policy
4/2/202416 minutes, 6 seconds
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What is the new etiquette for tipping?

Tipping requests are on the rise. Businesses that never seemed to ask for a tip, like fast food joints, are now asking for one. Here's how to deal with unexpected requests and more.Learn more about sponsor message choices: podcastchoices.com/adchoicesNPR Privacy Policy
3/26/202413 minutes, 14 seconds
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Effective ways to repair your credit score

Credit scores determine whether you can get a mortgage, credit card, auto loan and more. So if your score is subprime, how do you bump it up to above a 700? In this episode, find out how to read your credit report, navigate collections and negotiate payments.Learn more about sponsor message choices: podcastchoices.com/adchoicesNPR Privacy Policy
3/12/202423 minutes, 44 seconds
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Investing for beginners

You don't need to be an expert to grow a nest egg. We'll cover how to build your portfolio, when to sell (or not sell) stocks and how to avoid fees.Learn more about sponsor message choices: podcastchoices.com/adchoicesNPR Privacy Policy
2/19/202421 minutes, 44 seconds
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Save money on streaming services

Just about every major streaming service has raised its subscription fees. At the same time, there are more programming bundles, membership deals, ad-supported subscriptions and streaming services overall. NPR TV critic and media analyst Eric Deggans shares a streaming strategy to help you get the most bang for your buck.Learn more about sponsor message choices: podcastchoices.com/adchoicesNPR Privacy Policy
2/12/202419 minutes, 3 seconds
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How to save for a big purchase

Meeting a big financial goal can feel daunting and confusing. How do you make an effective plan when life gets in the way? Credit counselor and financial expert Monique White shares tips to help you buy a laptop, a car, or even a house.
1/18/202416 minutes, 36 seconds
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Refresh your budget with these simple finance tips

The new year is a great time to update your budget, say financial experts. Here's what you can do to curb your spending, save for emergencies and keep your investments on track.
1/2/202414 minutes, 35 seconds
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How to make resolutions you'll keep

Happy New Year! If you want to make a resolution that sticks, the key to success is creating what's known as a SMART goal. This episode outlines how SMART goals work and how they can help you use your time for the things that matter most.
1/1/202418 minutes, 1 second
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How to donate to a charity with purpose and intention

Not sure which cause to support or how much to give? Kevin Scally of Charity Navigator has some advice to help you make the right decisions.
11/27/202317 minutes, 39 seconds
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Protect yourself from scams

Scams can happen to anyone. Experts explain how to safeguard your data and money from being exploited or stolen by fraudsters.
11/7/202318 minutes, 36 seconds
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Prenups aren't just for the rich and famous. Here's when to consider one

Prenuptial agreements lay out how couples deal with money both during marriage and after divorce. That includes whether you'll have a joint bank account or pay off your loans together. Here's what you should know — and how to start the conversation with your partner.
8/31/202318 minutes, 10 seconds
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Student loan repayment is resuming. Here's what you need to know

The three-year federal pause on student loans is expiring soon. If your financial circumstances have changed, or you just need an explanation of the many payment plans out there, here's a refresher course on how to pay off your student debt.
8/29/202314 minutes, 10 seconds
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Start a financial self-care routine

There are things we're supposed to do routinely for our health — brush our teeth, shower and exercise. There's a version of that for financial health, too. We'll talk about what those tasks are — and also go beyond the number crunching to talk about mental health and finances.
8/15/202315 minutes, 58 seconds
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Let's have some cheap fun

You don't need to spend a lot of money to have fun. Have you done a chocolate bar taste test? Hosted a themed hangout? Gone to a surprise movie night? Here are some ideas to help you save money and maximize entertainment.
8/1/202312 minutes, 51 seconds
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Start your own business

It's time to get your MBA — the easy way. We're sharing an episode from Planet Money's Summer School. In this lesson: Everyone has a million dollar business idea (e.g., "Shazam but for movies"), but not everyone has what it takes to be an entrepreneur. You'll hear two case studies with founders who learned the hard way what goes into starting a small business and a biz school professor who chimes in to explain the fundamentals.
7/29/202332 minutes, 6 seconds
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How to buy a car with confidence

Buying a car can be intimidating. This episode will help you strategize to avoid all the potential pitfalls, so you can drive away with a good deal. This episode originally published February 18, 2020.
7/17/202324 minutes, 24 seconds
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How to choose a bank

It's easy to feel stuck with the bank account you've had forever, even if it's inconvenient or racking up fees. But there are lots of options out there. We walk through four types of financial institutions and companies for a checking or savings account: big banks, credit unions, community banks and newer financial technology apps.
7/11/202316 minutes, 41 seconds
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How to prepare for the return of student loan payments

The Supreme Court has decided to strike down the Biden administration's plan to discharge some or all federal student loan debt. The decision impacts tens of millions of Americans – so what can student loan borrowers do to prepare now that the plan is over? NPR's education correspondent Cory Turner gives context and advice for borrowers.
7/3/202314 minutes, 14 seconds
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Renting? Learn to be your own best housing advocate

Does your landlord have to fix that? Should you be worried about that clause in your lease? If you're one of the 35% of Americans renting your home, there's a lot you should know to protect yourself best. We'll discuss rental red flags, learn how to speak the language of landlords and how to decode a lease.
6/12/202324 minutes, 34 seconds
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Save money on groceries

Groceries aren't cheap but there are ways beyond just looking for sales to make budget meals. To help cut down your grocery bill, we have practical tips for saving money on the food you cook at home.
5/30/202317 minutes, 54 seconds
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Tricks to boost your credit score

A strong credit score can make major purchases and financial transactions much easier. Here's how to make yours better and keep it high. (This episode originally ran in November 2020.)
3/20/202318 minutes, 54 seconds
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Can I afford to quit my job?

Longing to quit your job and follow your passion? Or perhaps take a break to travel? Or move to a new place? First, you'll need to look at your finances. In this episode, Jill Schlesinger, a certified financial planner and business analyst for CBS News, walks through her five steps for assessing your financial situation before a possible life change.
2/28/202319 minutes, 8 seconds
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How to prepare for tax season

The time to file your taxes is approaching. For something that's legally required, taxes can be confusing to actually do. This guide explains when and how to hire a tax preparer, covers the latest credits and deductions — and helps you plan ahead for next year.
2/23/202312 minutes, 47 seconds
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Budgeting for dating

How much should you spend on a date? Who should pick up the bill? Can you talk money on the first date? Kristin Myers, editor-in-chief of The Balance, shares the results of a recent survey on finances and dating.
2/6/202317 minutes, 32 seconds
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Helpful financial advice for creative types

Got a side hustle and not sure how to handle your money? Financial coach Paco de Leon, author of 'Finance for the People: Getting a Grip on Your Finances,' explains why you should put your freelance funds into a separate bank account and how to prepare yourself for tax season.
1/24/202321 minutes, 30 seconds
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Stressed about talking about finances with a new partner? This framework can help

It can be awkward to discuss money when you're in a new relationship. Financial therapist Amanda Clayman suggests following what she calls the "five components of financial intimacy" to get the conversation started.
12/5/202218 minutes, 50 seconds
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How much money is enough to become parents? An episode from This Is Uncomfortable

A couple clashes about how much money they need to save before having children. This episode is from our friends This Is Uncomfortable's podcast series on fights about money.
11/26/202217 minutes, 58 seconds
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Life Kit answers your pressing questions about inflation

The prices of goods and services have gone up. How much of that is due to Ukraine or the pandemic? What can our elected officials do to lower prices? And how does inflation slow down? NPR's Marielle Segarra and Stacey Vanek Smith tackle listener queries.
11/8/202220 minutes, 49 seconds
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Credit card points are for everyone. Here's how to get into them

The idea that you can use your credit card to earn points for airfare, hotels and car rentals or offset grocery or gas bills might seem too good to be true. But people are doing it — and so can you.
11/7/202219 minutes, 5 seconds
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Student loan forgiveness Q&A

Life Kit teams up with NPR Education to answer some common questions about student loan relief, including: What's the application process like? What loans qualify for debt relief? What if you have multiple loans?
10/24/202214 minutes, 35 seconds
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The markets are down. Here's how to handle your investments

About 60% of Americans have some money in the stock market — and the markets are not doing great. Your knee-jerk reaction might be to sell. But experts explain why that's not a good idea.
10/3/202215 minutes, 51 seconds
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How to protect yourself from inflation

High inflation and a possible recession is making life more expensive. Washington Post personal finance columnist Michelle Singletary explains how to manage debt as interest rates increase and prepare for an economic downturn.
8/11/202214 minutes, 19 seconds
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Life Kit Presents: CNN's Diversifying

We're sharing an episode of CNN's personal finance podcast, Diversifying. Host Delyanne Barros explores the question: How does money make you feel? This episode centers on an all too common but under-discussed area of personal finance: money trauma. Learn how to overcome the anxiety and stress associated with money so you can start to make better financial decisions.
8/6/202232 minutes, 52 seconds
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How to financially prepare for having a baby

Having a baby is one of the biggest - and most expensive - life changes a person can experience. Here's what you need to know about financially planning for a baby, according to Farnoosh Torabi, Editor at Large CNET Money. Find out if there is a magic number that tells you you're ready, what to think about ahead of time and learn what can probably wait.
7/26/202222 minutes, 8 seconds
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Crypto 101: blockchains, currencies and security

If the words "crypto," "Bitcoin," "blockchain," "mining," feel overwhelming or confusing Life Kit is here to help. In this episode, experts to demystify cryptocurrencies and give you the tools to decide whether buying some is a good option for you.
7/25/202222 minutes, 17 seconds
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How to avoid 'lifestyle creep'

Making more money tends to lead to spending more money. It's a phenomenon known as "lifestyle creep." Paco de Leon, author of Finance for the People, shares advice on keeping your long term financial goals in check and fending off the subconscious urge to automatically increase spending when your income increases.
7/14/202223 minutes, 38 seconds
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Save money with these basic car maintenance tips

Car ownership can be intimidating - and expensive - especially when it comes to upkeep. In this episode of Life Kit, get expert guidance on how to spot and maintain essential safety features in a car, how to find the right mechanic for you and when it's time for a new car.
7/5/202219 minutes, 6 seconds
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How to stop stress-spending

We could all stand to stretch our cash a little further right now. Life Kit teamed up with financial expert Tiffany Aliche, also known as the Budgetnista, for tips about how to separate needs from wants, stop stress-spending and save for the future.
6/23/202220 minutes, 29 seconds
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Life Kit answers your personal finance questions

Whether you want to save for a vacation or retirement, build generational wealth or split expenses with a partner, Life Kit answers your questions about personal finance.
6/2/202221 minutes, 17 seconds
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Your tax refund, explained

It's tax season >. But don't worry, in this episode of Life Kit, CPA and tax analyst Kimberly Washington offers helpful advice on maximizing your refund, what deductions to remember and how the child tax credit impacts your tax filings this year.
3/28/202211 minutes, 19 seconds
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Financial advice for artists who think they're 'bad with money'

Getting your finances in order can be intimidating, especially for freelancers, creatives, and side-giggers. Financial planner and artist Paco de Leon shares simple, holistic advice for tuning up your finances.
2/7/202221 minutes, 45 seconds
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How To Make Ethical Investing Work For You

Money talks, but how do you make sure your money is sending the right message? Ethical investing isn't magic, but it's one way to try and put your money where your morals are. Here's what you need to know before you get started.
1/13/202216 minutes, 53 seconds
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How to curb money avoidance and face financial woes head-on

If you wince every time you open up your credit card app or feel stressed just thinking about personal finances, here's how to curb money avoidance and train your brain to face your money woes head-on.
1/6/202216 minutes, 45 seconds
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How to give thoughtful holiday gifts on a budget

Holiday gift exchanges can feel like a burden, especially if you're shopping on a budget. Here are tips from a shopping expert on how to give more thoughtful presents — without breaking the bank. (This episode originally aired in December 2020.)
12/21/202117 minutes, 27 seconds
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How to shop for sustainable holiday gifts

It's time for holiday shopping — except this year, some consumers are making the deliberate choice to buy less to protect our environment. In this episode, writer Annaliese Griffin shares tips on online thrift shopping and giving meaningful secondhand gifts.
12/11/202111 minutes, 13 seconds
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How to talk money with friends, from planning a hangout to splitting the bill

Even among the closest of friends, conversations about money and privilege can be awkward. In this episode from Life Kit and The Cut, author Otegha Uwagba discusses how we can break that ice — before it's time to split the check.
12/9/202116 minutes, 58 seconds
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How to start a budget. (And why you might actually enjoy it)

Whether you're paying down credit cards or saving for daily necessities, the best place to start is with a budget. Some simple tools can help. (This episode first ran in November 2019.)
11/1/202120 minutes, 33 seconds
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How To Choose A Health Insurance Plan

Picking health insurance takes a lot of work. It's not a one-size-fits-all type of situation, and there are a lot of confusing terms that come up every year. You also need to consider your general health and finances. So how can you make sense of it all? That's where we come in. In this episode of Life Kit, we'll have experts guide you on where to look for coverage, how to narrow down plans — and how to get trustworthy help if you need it.
10/18/202124 minutes, 53 seconds
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The Case For A 4-Day Workweek

The five-day workweek can feel as preordained as the number of minutes in an hour, but it hasn't always been the norm. Workers fought for a Monday-to-Friday schedule before it became standard in the U.S. in the 1930s. Since then, the nature of work has changed a lot, and now, workers are once again fighting for better conditions, says U.K.-based researcher Will Stronge.In this episode, Stronge, who co-wrote the book Overtime: Why We Need a Shorter Working Week, discusses what's changed since the 30s and what a shorter workweek offers workers and organizations.
10/5/202118 minutes, 2 seconds
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It's FAFSA Time! Here's How To Apply For College Financial Aid

The Free Application for Federal Student Aid opens to potential college students to fill out on Oct. 1 for the 2022-2023 school year. Here's how to fill out the form to get money for college — and why you should apply now instead of waiting.
9/30/202114 minutes, 25 seconds
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How To Thrive While Working In A Hybrid Setup

The pandemic upended work for millions of people. Now, more companies than ever are offering hybrid schedules, allowing employees to split their time between office and home. Working in a hybrid setup can be challenging as well as rewarding. Here are some steps you can take to ease the way.
9/7/202117 minutes, 41 seconds
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7 Tips To Help You Get Out Of Debt

It's easy to get into debt, but harder to get out of it — especially if you don't have a plan. This episode offers strategies to help you pay off debt.
9/6/202126 minutes, 5 seconds
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How To Rent Smarter

Whether it's an apartment or a house, finding a place to rent can be taxing. It takes research, a disciplined budget and a strong sense of your priorities to find a place where you can feel like yourself.In this episode we're giving you the ultimate checklist of things to consider as you're looking for your next place to live, including a detailed list of questions to ask the property manager.
8/31/202119 minutes, 25 seconds
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5 Ways To Rethink Money In Your Relationship

Talking about money can feel intimidating, even taboo. But it's also the key to fostering a closer connection with your partner. In this episode, financial therapist Amanda Clayman breaks down five crucial elements to a healthy financial relationship with your significant other.
8/17/202118 minutes, 9 seconds
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Money Talks: How To Teach Kids About Finance

Money can feel like a taboo topic in a lot of households, but talking about it regularly can take the awkwardness out of it.Kids see and do everything that we do, and that's true when it comes to money, says financial expert Jen Hemphill. In this episode, Hemphill shares her top tips for financial literacy for kids and families, including how to start those conversations and creating a healthy money mindset for everyone.
8/3/202119 minutes, 44 seconds
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Smart Investing Tips For Beginners

Investing is the most powerful way that we can save for retirement, college for our children and similar long-term goals. But if you're just getting started it can be hard to separate the good advice from the bad.In this episode, NPR Life Kit host Chris Arnold offers up a few tips for those who are just entering the world of investing.
7/27/202111 minutes, 2 seconds
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Retirement 101: How To Save What You Need

It's never too early to start putting away money for retirement. In this episode, NPR's Chris Arnold decodes what you should know — from the types of retirement accounts to strategies for saving. (This episode originally published in October 2020.)
7/9/202114 minutes, 53 seconds
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Tricks To Improve Your Credit Score

A strong credit score can make major purchases and financial transactions much easier. Here's how to make yours better and keep it high. (This episode originally ran in November 2020.)
7/8/202119 minutes, 9 seconds
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Spend Savvier, Save Smarter: 5 Tips to Stop Stress Spending

We could all stand to stretch our cash a little further right now. Life Kit teamed up with financial expert Tiffany Aliche, also known as the Budgetnista, for tips about how to separate needs from wants, stop stress-spending and save for the future. (This episode originally published in September 2020.)
7/7/202120 minutes, 49 seconds
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How To Navigate A Financial Crisis

In a financial crisis, like when you lose your job or the country is in a recession, you have to answer some tough questions: what bills should you prioritize? Who should you turn to? Is it ok to ask for a loan? Michelle Singletary, personal finance expert and author of the new book, What To Do With Your Money When Crisis Hits, answers these questions and more.
7/6/202117 minutes, 28 seconds
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5 Steps To Eating Healthy On A Budget

Dietitian Shana Spence joins Life Kit to share her tips to making nutritious meals without spending more than necessary. (This episode originally ran in October 2020.)
7/5/202110 minutes, 14 seconds
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Why Leaving A Legacy Takes Self-Reflection

Wealth isn't just cold, hard cash, says strategic investor Dr. Pamela Jolly. It's whatever you value — and that means generational wealth can take lots of forms. TK Dutes speaks with Dr. Jolly about how to get strategic about leaving a legacy.
5/27/202121 minutes, 37 seconds
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Rational Advice For A Chaotic Housing Market

Home prices have shot up in the last year. But with so many people eager to buy, the competition is stiff. If you're in the market to buy a home, this episode offers some advice for how to navigate this seemingly impossible market.
5/25/202112 minutes, 17 seconds
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Buying A Car With Confidence

Buying a car is intimidating. This episode will help you strategize to avoid all the potential pitfalls, so you can drive away with a good deal. (This episode originally ran in Feb. 2020.)
4/6/202124 minutes, 50 seconds
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The Emotions Behind Money

Money isn't just about numbers. It's about emotions, too. Tiffany 'The Budgetnista' Aliche's new book unpacks the relationships we all have with finances so you can make the most of your cash.
3/29/202118 minutes, 40 seconds
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A First-Timer's Guide To Filing Taxes

Is unemployment taxed? What about stimulus checks? The pandemic has changed a lot when it comes to filing taxes. In this episode, we break down the filing process and tackle common COVID-19-related tax questions with a CPA.
3/16/202120 minutes, 56 seconds
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Making A Side Gig Work For You

Making money from a hobby takes a lot of work — and strategy. In this episode, host Ruth Tam gets some advice from independent business owners and financial experts about how to make it work.
2/4/202122 minutes, 5 seconds
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Improving Your Credit Score

A strong credit score can make major purchases and financial transactions much easier. Here's how to make yours better and keep it high.
11/10/202019 minutes, 8 seconds
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Eating Healthy Without Overspending

Dietitian Shana Spence joins Life Kit to share her tips to making nutritious meals without spending more than you have to.
10/8/202010 minutes, 19 seconds
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Retirement 101: How To Save And Why

It's never too early to start putting away money for retirement. In this episode, NPR's Chris Arnold decodes what you should know — from the types of retirement accounts to strategies for saving.
10/5/202018 minutes, 14 seconds
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Do You Love It Or Just Want It? How To Stop Stress Spending

We could all stand to stretch our cash a little further right now. Life Kit teamed up with financial expert Tiffany Aliche, also known as the Budgetnista, for tips about how to separate needs from your wants, stop stress spending and save for the future.
9/24/202020 minutes, 52 seconds
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Simple Steps to Smarter Investing, Even During COVID-19

When COVID-19 began, the stock market fell off a cliff — leaving less experienced investors wondering, "should I sell to stop the pain!?" The answer, as it always is, was "NO!" The market has now come roaring back, and analysts are wondering, "Can it last, and should people sell stocks?" In this episode we talk to one of the best investors on the planet about the most successful approach to riding out stock market storms and beyond.
8/21/202023 minutes, 53 seconds
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Braving Your Student Loan Payments

The student loan system is confusing. Sometimes it can seem designed to make borrowers fail. But if you know how to navigate it, you're more likely to save money in the long run.
8/20/202028 minutes, 15 seconds
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It's A Good Time To Save More. Here's How

If you're not good at saving money, it's not your fault: Humans are hard-wired to focus on the present. But there's a way to beat evolution and build for your future. This episode explains how to make saving automatic and painless.
8/19/202015 minutes, 24 seconds
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Your Plan To Become Debt-Free

It's easy to get into debt, but harder to get out of it — especially if you don't have a plan. This episode offers strategies to help you pay off debt
8/18/202027 minutes, 40 seconds
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Budgeting Basics To Get You More Money

Whether you're paying off student loans or saving for daily necessities during COVID-19, the best place to start is with a budget. Some simple tools can help.
8/17/202021 minutes, 57 seconds
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Getting Out Of Medical Debt Can Feel Impossible. Here's How To Do It

One in five Americans struggles with medical bills. The secret is that there's something you can do about it — you just have to know where to look and how to ask.
7/14/202023 minutes, 42 seconds
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Your Boss Wants You Back. But Is It Safe?

Returning to work during the COVID-19 pandemic? This episode helps workers understand their rights, including current rules about unemployment, safety concerns and underlying conditions.
7/7/202016 minutes, 12 seconds
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End-Of-Life Planning Is A 'Lifetime Gift' To Your Loved Ones

Talking about death makes many of us uncomfortable, so we don't plan for it. But the reality is even a small amount of planning ensures our final wishes are honored — and makes it easier on our friends and family. This episode will help you get started on making a will and an advanced directive, even if you don't have a big estate.
6/30/202021 minutes, 19 seconds
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Don't Fall For The Unnecessary Fee Trap

It's easy to get caught in a cycle of mounting overdraft fees, credit card interest and high-cost loans. A few simple tools can help you hold onto those hard-earned dollars.
5/21/202022 minutes, 49 seconds
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Juggling Student Loans During A Pandemic

The CARES Act provides relief to many student loan borrowers during the coronavirus pandemic. But how do you know if you qualify? What if you're enrolled in Public Student Loan Forgiveness? What about private loans? This episode, a Life Kit collaboration with Death, Sex & Money from WNYC Studios, explains the fine print of how to handle students loans during coronavirus.
4/27/202021 minutes, 17 seconds
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What To Do If You Lost Work Because Of Coronavirus

The coronavirus pandemic has caused vast economic disruptions. Millions of people are filing for unemployment, trying to pay rent and deferring loans. If you've lost work, here are some things you can do.
3/30/202017 minutes, 50 seconds
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Coping With Coronavirus: Tips For Your Wallet And Kitchen

Staying at home means new challenges for your daily habits. This episode, we talk about budget tips and cooking hacks for your self-quarantine time.
3/27/202012 minutes, 13 seconds
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Is It Better To Rent Or Buy A House?

Owning a home is part of the quintessential American dream, but how do you know if it's right for you? These 6 tips will help sort out the pros and cons to renting and owning — and reveal some things a rent vs buy calculator can't tell you.
3/3/202022 minutes, 56 seconds
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How To Buy A Car (Without Being Taken For A Ride)

Whether you're a pro at car buying or intimidated by the thought of stepping into a car dealership, there are always ways to play the car buying game better. This episode will help you strategize to avoid the potential pitfalls when it comes to getting a car loan, so you can drive away with a good deal.
2/18/202023 minutes, 56 seconds
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Mortgage Secrets That Will Save You Money

It's hard to imagine a more boring (and dreaded) word than "mortgage." But if you know where to look, you might find a mortgage that will save you thousands of dollars a year or discover that you qualify for a loan when you didn't think you could.
10/2/201925 minutes, 30 seconds
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Paperwork, Appointments And Repairs: Managing Adult Responsibilities

Life seems full of ever-increasing piles of paperwork – bills to pay, appointments to make, school forms to sign, carpools to organize. Here's how to conquer all the responsibilities on your to-do list so you can get back to real life.
9/25/201916 minutes, 45 seconds
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How To Save For Your Kid's College Education

Don't let the sticker price of college paralyze you. This episode gives you smart saving strategies — including how to prioritize your own retirement savings, choosing a 529 plan and what financial aid offices really look at — so you can start saving for your child's college tuition.
9/11/201927 minutes, 47 seconds
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Rx For Medical Debt

One in 5 Americans struggles with medical bills. Here are things you do to get medical bills reduced — or even forgiven.
8/9/201923 minutes, 29 seconds
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Crush Debt Fast (While Staying Motivated)

It is possible to get out of debt fast, but it's a gritty marathon to get to a better place. Here's how to keep up the momentum.
8/7/201922 minutes, 48 seconds
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7 Strategies For Digging Out Of Debt

If you're in debt, you're not alone. Here's how to make a plan and get yourself out.
8/5/201926 minutes, 38 seconds
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Millennials And Money

In this special episode, Sam Sanders of NPR's "It's Been A Minute" talks with financial journalist Hannah Seligson and Aminatou Sow from the podcast "Call Your Girlfriend" about why millennials are so financially intertwined with their parents.
7/16/201937 minutes, 19 seconds
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Paying For College: What To Know Before You Go

Don't let college anxiety rush you into a financial mistake that could haunt you for years. This Life Kit episode lays out the do's and don'ts of paying for college so that you don't have to mortgage your future before you get there. Here's what to remember:- Consider attending community college before transferring to a more expensive four-year school.- Don't let a school's high price deter you — you may only have to pay a fraction of the advertised price.- The FAFSA form is the gatekeeper to most student financial aid, so don't put it off.- Find free money, from federal Pell Grants to college-based aid to scholarships for left-handed tuba players. - If you or your parents have to borrow beyond federal student lending limits, the degree might not be worth the debt.- Relax! You don't have to attend an elite school to be happy.
6/14/201930 minutes, 29 seconds
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Survive College When You're Paying Your Own Way

You've taken the leap and enrolled in college! But money issues don't end when you accept your financial aid. Paying your way through school can be stressful, but lots of folks have made it work and they have advice for how you, too, can navigate your years in college. Here's what to remember: - Find out what resources your college offers for students — you may have to do some digging.- It's OK to get a job, but try to find one that's related to what you want to do. - Make a budget. And don't miss out on that free food!- When being thrifty isn't enough and you have no more hours for a job, talk to the financial aid office about taking out small federal loans.- Don't be afraid to ask for help.- Take care of yourself. You've made it to college: You belong there!
6/12/201923 minutes, 35 seconds
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Pay Off Student Loans The Smart Way

Paying off student loans can be a financial nightmare. But if you know how to navigate the system, you can find a payment plan that's more affordable. Plus, if you qualify for loan forgiveness, you might get tens of thousands of dollars of debt wiped out. Here's what to remember:- Download a list of all your federal loans.- If you get an income-driven repayment plan, stay in it!- Don't trust your loan servicer. Do the research, find your payment plan and get it in writing.- Take a personal day or make a date with a friend to tackle student-loan paperwork.- Consider a full frontal assault on your loans to pay them down quickly.- Loan consolidation or refinancing might make sense for you, but might also lead to financial disaster.
6/10/201928 minutes, 50 seconds
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Boost Your Credit Card IQ

If you use credit cards in a intentional way, you can free up some valuable perks. We geek out on strategies to make credit cards work for you.
4/28/201920 minutes, 20 seconds
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Never Pay An Unnecessary Fee Again

Don't get caught in a cycle of unnecessary overdraft fees, credit card interest and high-cost loans. A few simple tools can help you hold onto those hard-earned dollars.Here's what to remember:- Automation is your friend. Set your bills on autopay. - Overdraft protection is deceptive. Link your checking account to a savings account to avoid overdraft fees.- Set up a buffer savings account with automatic deposits. - Don't use credit cards for emergency spending.- If you do have an emergency, try asking your employer for your already-earned wages. - Balance transfer checks can help with high-interest debt, but read the fine print.
4/28/201920 minutes, 2 seconds
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Be The Master Of Your Budget

To many, it's a dreaded task: making a budget to keep track of money. Guess what? You can do it, and we show you some tools that can help — maybe even make it fun. The founder of the popular budgeting software You Need A Budget tells us how to track your spending.Here's what to remember:- Don't budget just because you should: Set a goal.- Leverage anxiety from a life change and turn it into motivation.- Follow the 50-30-20 method.- Use the power of scarcity.- A roommate is worth 1,000 coffees.- Find the budgeting technique that works for you. Here's a worksheet to get you started: https://bit.ly/2umlqex.
4/28/201921 minutes, 49 seconds
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Should You Pay For Financial Advice?

We help you understand whether you need an adviser, and if you do want one, how to find someone who will act in your best interest.Here's what to remember:- Many people don't need to pay for financial advice.- Use a "fee-only" adviser, not a "fee-based" adviser.- Consider low-cost options like robo-advisers or Vanguard.- You might need to break up with your adviser — but you can still be friends. - Two online resources can help you find an adviser: NAPFA and Kent on Money.
4/28/201921 minutes, 23 seconds
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Your Cheat Sheet For Smarter Investing

Investing doesn't have to be hard. We explain how to grow a nice nest egg and avoid that four-letter word that starts with F ... fees. Here's what to remember:- Don't pick your own stocks. - Don't sell stocks if the market crashes.- Diversify your portfolio. - Don't pay too much in fees.- Invest in index funds, not actively managed funds.- Rebalance your portfolio every year — then leave it alone.
4/28/201922 minutes, 11 seconds
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Get Started Saving

If you're not good at saving money, it's not your fault: Humans are hard-wired to focus on the present. But there's a way to beat evolution and build for your future. Here's what to remember: - Make savings automatic.- Save, even if you have student loans.- Participate in your employer's matching plan.- Reward yourself for saving.- Envision your future self.- Start saving young.
4/26/201916 minutes, 45 seconds