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DIY Money | Personal Finance, Budgeting, Debt, Savings, Investing Cover
DIY Money | Personal Finance, Budgeting, Debt, Savings, Investing Profile

DIY Money | Personal Finance, Budgeting, Debt, Savings, Investing

English, Education, 1 season, 620 episodes, 4 hours, 9 minutes
About
With over 20 years of experience, Quint Tatro and Daniel Czulno have a passion for helping folks who desire to go it alone in the world of personal finance and investing. Whether you're looking to start a simple budget and get out of debt or you're developing a full blown financial and retirement plan, DIY Money is for those who want to drive the ship towards their retirement future.
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Roth IRA Basics

Quint and Allie talk about the basics of a Roth IRA and if you should use one.
7/24/202417 minutes, 17 seconds
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The Housing Market

Quint and Daniel talk about their thoughts on the current housing market and where they see it going in the future.
7/22/202422 minutes, 16 seconds
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DIY Money Jr: What to Invest In?

Quint and Logan talk about how to start investing in stocks and the market.
7/19/202413 minutes, 41 seconds
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Does Non-Interest Bearing Debt Matter?

Quint and Allie talk about zero interest loans and if you should have them. 
7/17/202418 minutes, 2 seconds
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Choosing a Financial Advisor

Quint and Logan talk about when you may need a financial advisor and how to choose one.
7/15/202416 minutes, 18 seconds
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DIY Money Jr - How to Start Saving for Retirement

Allie and Quint talk about how to get started early saving for retirement.
7/12/202415 minutes, 20 seconds
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Being on the Deed v. on the Will

Quint and Daniel talk about estate planning and the best ways to title assets.
7/10/202415 minutes, 54 seconds
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Fast Cash - Hard Cash or in the Bank?

Quint and Logan talk about the purpose of fast cash and how to keep it.
7/9/202419 minutes, 56 seconds
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Debit Card or Credit Card

Quint and Allie talk about what you should use on a daily basis.
7/5/202417 minutes
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Student Loan Repayment

Quint and Daniel talk through student loans and how to approach repayment.
7/3/202412 minutes, 24 seconds
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Withdrawing Funds from Life Insurance

Quint and Allie talk about life insurance and what to do with cash value of a whole life policy.
7/1/202422 minutes, 7 seconds
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DIY Money Jr - Risk v. Gambling

Allie and Logan answer a junior question about risk and if the stock market is equivalent to gambling.
6/28/202420 minutes, 6 seconds
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Important Roth IRA Rules

Allie and Logan talk through BOTH 5 year rules for a Roth IRA.
6/26/202421 minutes, 12 seconds
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Paying Off Your Mortgage

Daniel and Logan discuss the psychology v. the math on when it makes sense to pay off your mortgage.
6/24/202419 minutes, 24 seconds
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DIY JR: When Should I Get a Credit Card?

Quint and Logan answer this question on how old you should be to consider getting a credit card. 
6/21/202415 minutes, 47 seconds
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Should I Have Cash in My Retirement Account?

Logan and Quint unpack how much cash should be held within retirement accounts.
6/19/202422 minutes, 3 seconds
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Custodial Accounts & Kiddie Tax

Quint and Allie dive into this tax question that is important to consider when saving for kids.
6/17/202423 minutes, 31 seconds
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DIY Money Jr - Starting a Business and Giving Back

Quint and Allie answer one of the best junior questions we have ever gotten. They talk through building a business and giving back.
6/14/202415 minutes, 53 seconds
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What is a Donor-Advised Fund?

Quint and Daniel "get into the weeds" on a donor-advised fund.
6/12/202418 minutes, 12 seconds
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How Long Will I Live? What Should I Plan For?

One of the important aspects of a financial plan is how long that plan should last. Quint and Logan talk through how long to project out your financial plan.
6/10/202420 minutes, 18 seconds
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DIY Money Jr - In the Bank? Or in the Markets?

Logan and Quint answer a question for where a DIY Money Jr listener should start putting money.
6/7/202419 minutes, 28 seconds
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Where to Contribute Extra Funds?

Daniel and Quint tackle one of the most important questions in any financial plan. 
6/5/202419 minutes, 17 seconds
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How Much in an Emergency Fund?

Allie and Quint talk about how much to keep in your emergency fund.
6/3/202422 minutes, 17 seconds
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DIY Money Jr - Individual Stocks vs. Index Funds

Quint and Logan talk through how to get young people started with investments.
5/31/202418 minutes, 8 seconds
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How Much Do Your Investments Cost?

Quint and Daniel talk about expense ratios and factoring this in when building your portfolio.
5/29/202416 minutes, 21 seconds
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National Debt Crisis

Quint and Logan talk about the national debt, what it means for our country, and how the US can pull through this crisis.
5/28/202421 minutes, 10 seconds
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Traditional or Roth 401(k)

Quint and Logan explain how to decide between a Traditional or Roth 401(k).
5/24/202422 minutes, 25 seconds
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Big Raise? Now What?

Quint and Allie talk about what to do when you get a big raise.
5/22/202416 minutes, 52 seconds
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Disability Insurance

Quint and Daniel talk about how disability insurance factors into your financial plan.
5/20/202415 minutes, 18 seconds
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Simplifying Your Portfolio

Daniel and Allie talk about taking a portfolio from individual stocks to ETFs and mutual funds.
5/17/202414 minutes, 23 seconds
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Leveraged ETFs & Volatility

Daniel and Logan talk about volatility in your investments and if a leveraged ETF is a good idea.
5/15/202414 minutes, 32 seconds
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DIY Money Jr - Custodial Roth IRA

Quint and Allie talk about opening a Roth IRA for kids and how beneficial they can be.
5/13/202416 minutes, 7 seconds
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Should I Invest in I Bonds?

Quint and Logan discuss investing in I bonds and why to own bonds at all.
5/10/202418 minutes, 59 seconds
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Margin Loans

Quint and Daniel talk about taking out margin specifically on stock plans.
5/8/202417 minutes, 29 seconds
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Appropriate Percentages for Budgeting

Quint and Allie talk about how much to allocate to each category of your budget.
5/6/202420 minutes, 20 seconds
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Putting Your Home in a Trust

Quint and Logan talk about estate planning and utilizing a trust account properly.
5/3/202422 minutes, 49 seconds
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Debt Sent to Collections

Quint and Allie talk through negotiating and paying off debt that has been sent to collections.
5/1/202420 minutes, 26 seconds
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Ethical Investing

Logan and Quint talk about ESG and ethical investing. Also, Quint talks more about his early days of starting the Joule business.
4/29/202418 minutes, 42 seconds
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DIY Interview - Drew Sutton - Teaching Kids About Investing

Quint interviews Drew Sutton who has invented a really cool way to teach your kids about investing early in life. Check out this tool at theblackinvestingbox.com.
4/26/202440 minutes, 21 seconds
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Student Loans

Quint and Allie talk about student loans and the new SAVE repayment plan.
4/24/202419 minutes, 43 seconds
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Bitcoin ETFs

Quint and Logan talk about Bitcoin and purchasing it through an exchange-traded fund.
4/22/202422 minutes, 8 seconds
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DIY Money JR - When to Invest

Allie and Logan answer this junior question about when to get started investing.
4/19/202417 minutes, 2 seconds
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Money Hack: The HSA

Daniel and Allie dive deep into how a health savings account works and why it is one of the best money hacks out there.  
4/17/202414 minutes, 19 seconds
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Life Insurance for Kids

Should you have life insurance for your kids? If so what kind? Daniel and Logan discuss.
4/15/202420 minutes, 34 seconds
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How to Invest for Short Term Goals

Logan and Allie talk about investing large sums of money for short term goals.
4/12/202414 minutes, 28 seconds
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When to Take Social Security

Quint and Logan break down the math of taking social security early versus waiting till later in retirement.
4/10/202418 minutes, 21 seconds
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Credit Card "Hack" - Adding Kids to Parent's Credit Card

Allie and Daniel talk about this credit card "hack" for helping your kids build credit.
4/8/202414 minutes, 34 seconds
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Buy When the Market is Down

Quint and Allie answer a question about buying stocks on days the market is down.
4/5/202417 minutes, 19 seconds
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Fees on Your Investments

Quint and Daniel talk about one of the most important things to watch out for when investing.
4/3/202414 minutes, 32 seconds
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Retirement Strategies with Large Age Gap

What can an age difference mean for your financial planning? Allie and Daniel weigh in.
4/1/202417 minutes, 18 seconds
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Budgeting with Multiple Accounts

Quint and Logan explain tracking your budget with multiple accounts like savings, checking, and credit cards.
3/29/202417 minutes, 33 seconds
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Changing Investment Strategy

Quint and Daniel talk through changing investment strategies from individual stocks to index funds and ETFs.
3/27/202415 minutes, 37 seconds
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Bringing on a Tax Advisor?

Logan and Allie talk through how to build a team of advisors around you and when you need to do so.
3/25/202418 minutes, 58 seconds
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How to Evaluate Individual Stocks

Quint and Logan discuss how to evaluate individual stocks and their earnings reports. 
3/22/202424 minutes, 47 seconds
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When Do You Need a Trust?

Daniel and Quint talk about estate planning and when it is important to get a trust in place.
3/20/202418 minutes, 56 seconds
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Filing Jointly Versus Separately

Quint and Allie talk through filing taxes jointly versus separately and why you would do either.
3/18/202414 minutes, 14 seconds
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DIY Money Jr - Should I Own Gold?

Quint and Daniel answer this great question from a young listener about owning/buying gold.
3/15/202417 minutes, 23 seconds
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Pulling Funds from Your 401K

Logan and Allie dive into the tax consequence of pulling money out of your 401K. They also touch on strategies for tax management when living outside of the US. 
3/13/202417 minutes, 5 seconds
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How to Network - Question from Will Levis, NFL Quarterback of the Tennessee Titans

Quint and Logan answer a great question about networking from NFL quarterback of the Tennessee Titans, Will Levis.
3/11/202417 minutes, 15 seconds
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Using Credit Cards - Sponsored by Wallet Hub

Quint and Daniel talk through how they use credit cards, the pitfalls of credit, and what to look for when searching for a credit card.
3/8/202416 minutes, 51 seconds
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Accounts for Kids: UTMA v. UGMA

Quint and Logan talk about various investment accounts for kids, what the different acronyms mean, and the best one to save for your child.
3/6/202423 minutes, 8 seconds
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How to Charitably Give Stock

Quint and Logan talk through tax advantages and strategies for giving stock to charity. 
3/4/202422 minutes, 37 seconds
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Where to Hold Your Emergency Fund

Daniel and Allie talk through where to hold your emergency fund.
3/1/202417 minutes, 15 seconds
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Basics of a Roth IRA

Logan and Allie talk through the basics of opening, saving, and investing in a Roth IRA.
2/28/202413 minutes, 34 seconds
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How to Invest in Different Accounts

Daniel and Logan talk about the differences between ETFs, Mutual Funds, and how to invest in different accounts.
2/26/202416 minutes, 37 seconds
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How to Track Expenses

Logan and Allie talk about apps and resources to help you track your expenses.
2/23/202415 minutes, 49 seconds
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HSA v. Paying off Mortgage

Quint and Logan talk about funding an HSA versus funding other goals like paying off your house.
2/21/202418 minutes
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Backdoor Roth IRA

Allie and Daniel talk through a backdoor Roth IRA contribution, when you should use this strategy, and how to do it.
2/19/202420 minutes, 10 seconds
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DIY Money Jr - How to Make Money as a Kid

Quint and Logan answer this question and tell stories about how to make money when you are young.
2/16/202415 minutes, 45 seconds
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Keep Funds in a Business or Take Money Out?

Quint and Allie talk about reinvesting funds into your business or taking that money out for your benefit. 
2/14/202421 minutes, 7 seconds
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Balancing Joy and Savings

Daniel and Quint talk through the balancing act of spending now versus saving for later.
2/12/202415 minutes, 56 seconds
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DIY Money Jr - Investing in a Roth IRA without Earned Income

Allie and Quint talk about contributions to a Roth IRA when you are young and just starting to make money.
2/9/202417 minutes, 2 seconds
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Relationships and Budgeting

Daniel and Logan talk about how to navigate spending and budgeting in a relationship. 
2/7/202419 minutes, 8 seconds
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Saving for Retirement & Taxes when Self-Employed

Quint and Allie talk through the best ways to save on taxes and for retirement when you are self-employed or have a small business.
2/5/202420 minutes, 20 seconds
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Finance Must-Knows

Quint and Logan talk about the most important things to teach young people about personal finance.
2/2/202416 minutes, 52 seconds
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How to Value Real Estate

We talk about how to value stocks often, but in this episode Daniel and Quint break down how to value Real Estate.
1/31/202418 minutes, 9 seconds
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What to Do With an Inheritance

Logan and Daniel talk through where money should go if you receive an inheritance.
1/29/202414 minutes, 25 seconds
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DIY Money Jr - How do Banks Make Money?

Logan and Allie tackle a great questioner from a young listener about how banks work.
1/26/202415 minutes, 27 seconds
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Hiring a Financial Advisor

Quint and Logan talk about hiring a financial advisor and what that process actually looks like.
1/24/202421 minutes, 25 seconds
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How to Treat Debt Forgiveness

Daniel and Quint talk about loans that could potentially be forgiven and how that changes a financial plan.
1/22/202416 minutes, 50 seconds
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Changing Beneficiaries for 529s

Quint and Logan dive into 529 plans and different strategies for these accounts.
1/19/202416 minutes, 17 seconds
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Business Bank Account

Logan and Allie talk through opening a business bank account and what you should look out for.
1/17/202414 minutes, 33 seconds
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Budgeting for Flexible Income

Quint and Daniel talk through budgeting when you do not have a steady income.
1/15/202416 minutes, 54 seconds
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Back to the Basics: Wealth Creation

Daniel and Logan break down the final step in the DIY Money process of how to build wealth.
1/12/202423 minutes, 14 seconds
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Back to the Basics: Debt Hierarchy

Allie and Logan explain the next step in the DIY process of how to pay off debt.
1/10/202423 minutes, 26 seconds
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Back to the Basics: Magic is in the Margin

Quint and Logan talk about margin, what it is, and how to get more of it.
1/8/202413 minutes, 54 seconds
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Back to the Basics: Fast Cash & Managing Emergency Fund

Quint and Daniel talk about the next steps in the DIY process.
1/5/202415 minutes, 26 seconds
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Back to the Basics: Budgeting 101

Allie and Quint bring it back to the foundation of DIY Money. How to start a budget.
1/3/202424 minutes, 24 seconds
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DIY Money Jr. - Taxable Investment Accounts v. Retirement Accounts

Allie and Quint discuss goals and making sure you are putting money in the correct accounts.
1/1/202419 minutes, 2 seconds
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Managing Short-Term and Long-Term Goals

Allie and Quint talk about balancing short-term and long-term goals.
12/29/202316 minutes, 25 seconds
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How Best to Buy a Car?

Buying a car can be a necessary evil sometimes, Quint and Logan break down the best ways to purchase one.
12/27/202315 minutes, 36 seconds
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Evaluating Alternative Investments

Quint and Logan talk about how to evaluate alternative investments and when they might make sense in a portfolio.
12/25/202319 minutes, 5 seconds
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Rebalancing Accounts Over Your Lifetime

Quint and Logan talk how to rebalance your retirement accounts over the course of your lifetime.
12/22/202314 minutes, 46 seconds
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Taking Out Debt to Fund Retirement?

Quint and Allie discuss if you should take out personal loans to further fund retirement accounts.
12/20/202316 minutes, 8 seconds
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Should I Have Multiple 401Ks?

Daniel and Quint talk about having multiple jobs in a short time period and if you should take advantage of the 401K at each.
12/18/202315 minutes, 27 seconds
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Contribute to Roth or Traditional 401K?

Allie and Daniel break down the age old question of Roth versus Traditional contributions.
12/15/202316 minutes, 47 seconds
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Marrying Into Debt

Logan and Quint talk through tackling debt when you are recently married. How should each side of the marriage approach debt payoff?
12/13/202314 minutes, 53 seconds
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Living on One Income

Quint and Allie talk about maximizing savings, budgeting, and planning for one spouse to stop working.
12/11/202318 minutes, 42 seconds
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Combining Your Finances

Quint and Logan answer this question about combining finances for newlyweds.
12/8/202322 minutes, 51 seconds
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Long Term Care Insurance

Quint and Daniel talk about long term care insurance and when it is a good time to explore these policies.
12/6/202317 minutes, 40 seconds
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Retirement Savings: Where to Put Money

Quint and Daniel dive in to a question about where to put margin as you approach retirement.
12/4/202314 minutes, 50 seconds
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DIY Interview - Jacob Thomson - Professional Marathon Runner and Coach

Quint interviews Jacob Thomson about his Olympics aspirations, coaching business, and DIY Money lifestyle.
12/1/202334 minutes, 52 seconds
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Providing Funds for Special Needs Children

Quint and Daniel break down providing money for special need children through an ABLE account or a 529 plan.
11/29/202313 minutes, 54 seconds
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Alternative Investment Ideas

Quint and Daniel throw around this fun question about shipping container homes and alternative investment ideas.
11/27/202316 minutes, 52 seconds
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DIY Interview - Ian McMillan - What Is A Stock

Quint interviews writer of the book, "What Is A Stock", Ian McMillan to discuss his story and inspiration for the book.
11/24/202318 minutes, 25 seconds
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Hiring Your Child

Quint and Allie discuss a strategy of hiring your child and helping them start to save early.
11/22/202318 minutes, 30 seconds
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Deferment on Loans

Daniel and Logan discuss deferment on loans and how to strategically payoff debt.
11/20/202313 minutes, 10 seconds
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DIY Interview - Ed Berry - NFL Super Agent - Aaron Rodgers, Randall Cobb, Will Levis, Saquon Barkley

NFL super-agent, Ed Berry, sits down with Quint to discuss his incredible story, from a graduating class of 38 people to representing the likes of Aaron Rodgers, Randall Cobb, Will Levis, and Saquon Barkley; Ed's story is beyond inspirational.     
11/17/202340 minutes, 58 seconds
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What Account Should I Use to Save?

On this episode of DIY Money, Quint and Daniel answer a question about whether to use a SEP IRA or a solo 401K when saving for retirement.
11/15/202319 minutes, 30 seconds
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Taking Advantage of a Good Situation

On this episode of DIY Money, Daniel and Logan talk about making the most of good financial situations.
11/13/202316 minutes, 20 seconds
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Giving the Gift of Investments

On this episode of DIY Money, Allie and Quint talk about gifting investments this holiday season.
11/10/202316 minutes, 51 seconds
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DIY Money Jr - How Does My Money Help Me Get More Money

On this episode of DIY Money Junior, Quint and Daniel talk about saving, investing, and growing your money.
11/8/202315 minutes, 26 seconds
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Different Class of Stock

On this episode of DIY Money, Quint and Logan talk about Berkshire Hathaway stock and what different share classes of stock mean.
11/6/202315 minutes, 59 seconds
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Net Worth Averages

On this episode of DIY Money, Quint and Daniel talk about the online studies for average net worth. 
11/3/202316 minutes, 11 seconds
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Multiple Monthly Mortgage Payments

On this episode of DIY Money, Quint and Daniel talk about different strategies for paying your mortgage.
11/1/202319 minutes, 31 seconds
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How Much Should I Put in Each Account?

On this episode of DIY Money, Logan and Allie talk through allocation of funds to different accounts particularly for kids.
10/30/202317 minutes, 58 seconds
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What Are Treasury Bonds and How to Use Them?

In this episode of DIY Money, Daniel and Logan talk about treasury bonds and the best ways to utilize them in your portfolio.
10/27/202320 minutes, 20 seconds
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DIY Money JR - First Time Investing

On this episode of DIY Money Junior, Logan and Allie talk about how to start investing and what to invest in.
10/25/202316 minutes, 20 seconds
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Determining a Companies Financial Health

On this episode of DIY Money, Quint and Logan bring it back to the classroom and talk about analyzing companies and evaluating their cash flows.
10/23/202321 minutes, 41 seconds
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Are Managed Funds Worth the Fees?

On this episode of DIY Money, Quint and Daniel talk about actively managed funds and whether they are worth the additional fees.
10/20/202316 minutes, 4 seconds
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Can an HSA Also Be an Emergency Fund?

On this episode of DIY Money, Quint and Allie talk about utilizing an HSA as a backup emergency fund.
10/18/202312 minutes, 53 seconds
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Managing Credit Cards and Building Credit

On this episode of DIY Money, Quint and Logan talk about how to manage credit cards and the best ways to build credit. 
10/16/202317 minutes, 50 seconds
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Where to Put Margin?

On this episode of DIY Money, Quint and Allie answer a classic question of where to allocate funds. Should you put more towards paying off your house? Or utilize an HSA account?
10/13/202317 minutes, 32 seconds
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DIY Money JR - Why Should You Start Saving Early?

On this episode of DIY Money Junior, Quint and Daniel talk about the power of compounding and how important it can be to start saving early.
10/11/202315 minutes, 20 seconds
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Money Market for Your Emergency Fund?

On this episode of DIY Money, Quint and Logan talk about money market funds and if they are a good place to put your emergency fund.
10/9/202319 minutes, 8 seconds
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Changing Allocation as You Approach Retirement

On this episode of DIY Money, Daniel and Quint talk about transitioning investments towards a dividend portfolio as you near retirement.
10/6/202324 minutes, 14 seconds
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Real Estate Syndicate

On this episode of DIY Money, Quint and Allie talk about real estate syndicates and how they could fit into a portfolio.
10/4/202320 minutes, 20 seconds
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Excess Contributions and Tax Strategies

On this episode of DIY Money, Quint and Logan talk about what to do when you over contribute to a retirement account and tax strategies to think about.
10/2/202315 minutes, 34 seconds
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Roth Or Brokerage Account

On this episode of DIY Money, Quint and Daniel talk about contributing to a brokerage account versus a Roth IRA account.  
9/29/202314 minutes, 36 seconds
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Benefits of Traditional and Roth IRAs

On this episode of DIY Money, Quint and Daniel talk about the benefits of IRAs and whether it makes sense to do a backdoor Roth IRA contribution.
9/27/202315 minutes, 54 seconds
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Self-Employment Tax and Retirement Strategies

On this episode of DIY Money, Quint and Daniel talk about taxes and saving for retirement when you are self-employed.
9/25/202317 minutes, 45 seconds
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Taxes and Marriage

On this episode of DIY Money, Quint and Logan discuss how taxes change after marriage and how to adjust your plan accordingly.
9/22/202316 minutes, 35 seconds
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Different Types of Bonds

On this episode of DIY Money, Quint and Daniel talk about the different types of bonds and where those belong in your portfolio.
9/20/202314 minutes, 49 seconds
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Buying an Active Fund in Your Retirement Account

On this episode of DIY Money, Quint and Daniel talk about diversification and buying actively managed funds in your retirement account.
9/18/202315 minutes, 25 seconds
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Fix Your Car or Get a New One?

On this episode of DIY Money, Quint and Logan talk about vehicles and whether to fix it or get a new one.
9/15/202316 minutes, 52 seconds
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Over or Under Funding a 529 Plan

On this episode of DIY Money, Quint and Allie talk about over or under funding a 529 plan when saving for education.
9/13/202316 minutes, 10 seconds
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Should I Sell a Stock that Has a Loss?

On this episode of DIY Money, Quint and Logan talk about investments that have been losers. Should you sell or hold?
9/11/202318 minutes, 10 seconds
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Keeping Your Old Home and Renting

On this episode of DIY Money, Quint and Daniel talk about a common phenomenon in the current rental market, keeping your old home and renting it out. 
9/8/202317 minutes, 30 seconds
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DIY Interview - Lauren Jacobs ”Cheerful Baker”

On this special DIY Money episode, Quint interviews Lauren Jacobs about her side hustle turned successful business.
9/6/202346 minutes, 59 seconds
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DIY MONEY JR - How Do Savings Grow?

On this episode of DIY Money Júnior, Quint and Logan explain how savings and investments grow over time. 
9/4/202319 minutes, 52 seconds
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Common Versus Preferred Shares

On this episode of DIY Money, Quint and Allie talk through the differences between common and preferred stock.
9/1/202317 minutes, 17 seconds
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401K Versus IRA

On this episode of DIY Money, Quint and Allie talk about prioritizing contributions to a 401K versus IRA.
8/30/202320 minutes, 47 seconds
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Financial Marriage Advice

On this episode of DIY Money, Quint and Logan talk about financial marriage advice.
8/28/202316 minutes, 32 seconds
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Whole Life Insurance

On this episode of DIY Money, Quint and Daniel talk all things whole life insurance.
8/25/202317 minutes, 36 seconds
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Planning and Saving With a Disability

On this episode of DIY Money, Quint and Daniel talk through saving if you have a disability and planning ahead with disability insurance.
8/23/202314 minutes, 55 seconds
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HSA Savings and DIY Money Steps

On this episode of DIY Money, Quint and Daniel rehash the DIY Money steps and talk about building in an HSA to your financial plan.
8/21/202313 minutes, 34 seconds
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Wise Home Remodels

On this episode of DIY Money, Quint and Daniel talk about home remodels and how to wisely invest in your home to make money.
8/18/202315 minutes, 47 seconds
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Adjusting Retirement Savings for Near Term Goals

On this episode of DIY Money, Quint and Daniel answer a question about adjusting 401K contributions to pay for kids college.
8/16/202315 minutes, 46 seconds
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Budgeting for Goals

On this episode of DIY Money, Quint and Allie lay out how to budget for goals.
8/14/202319 minutes, 46 seconds
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Dividend Stocks and Reinvestment

On this episode of DIY Money, Quint and Daniel discuss dividend paying stocks and reinvesting dividends. 
8/11/202320 minutes, 11 seconds
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Planning for Death

On this episode of DIY Money, Quint and Daniel talk about how to smartly plan for someone's passing.
8/9/202319 minutes, 11 seconds
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Company Stock Incentive Plans

On this episode of DIY Money, Quint and Logan talk about various stock incentives like ISOs, RSUs, and NSOs.
8/7/202319 minutes, 32 seconds
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Actively Trading Your Roth IRA

On this episode of DIY Money, Daniel and Logan discuss trading in a Roth IRA, the tax implications of doing so, and their thoughts on managing in this way.
8/4/202314 minutes, 22 seconds
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Tax Planning in a No Income Tax State

On this episode of DIY Money, Logan and Allie talk about tax planning for states with no income tax. 
8/2/202312 minutes, 50 seconds
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Municipal Bonds versus US Government Bonds

On this episode of DIY Money, Daniel and Logan talk about municipal bonds and US government bonds. They talk about the pros of each and why you would add them to your portfolio.
7/31/202316 minutes, 58 seconds
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Should I Buy Solar Panels?

On this episode of DIY Money, Quint and Daniel go in depth on the financial decision of buying solar panels.
7/28/202317 minutes, 14 seconds
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Changing Investments Due to Expense Ratio

On this episode of DIY Money, Quint and Daniel discuss expense ratios and swapping one investment for another.
7/26/202314 minutes, 50 seconds
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Employee Stock Purchase Plans

On this episode of DIY Money, Quint and Daniel talk about Employee Stock Purchase Plans.
7/24/202320 minutes, 10 seconds
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How to Get Past the Fear of Investing?

On this episode of DIY Money, Quint and Logan talk about the important mental aspect of investing.
7/21/202321 minutes, 22 seconds
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529 Penalties and Taxes

On this episode of DIY Money, Quint and Logan clarify what actual fees and taxes you could pay on a 529 plan. They talk about some of the benefits of this plan as well. 
7/19/202316 minutes, 50 seconds
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Lump Sum Pension or Annuity Payout?

On this episode of DIY Money, Quint and Logan break down decisions between a lump sum rollover of a pension or turning it into a annuity stream.
7/17/202318 minutes, 58 seconds
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What Should I Deduct on My Taxes?

On this episode of DIY Money, Allie and Quint talk about tax deductions and if itemization is worth it.
7/14/202313 minutes, 26 seconds
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What Is a Wash Sale and How to Avoid It?

On this episode of DIY Money, Quint and Daniel talk through the intricacies of wash sales for investments.
7/12/202314 minutes, 40 seconds
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Look Out, Student Loans are Back

On this episode of DIY Money, Quint and Daniel talk about student loans resuming and saving for bigger expenses.
7/10/202315 minutes, 15 seconds
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Different Types of Custodial Account

On this episode of DIY Money, Daniel and Logan talk about the different types of custodial accounts.
7/7/202313 minutes, 37 seconds
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Setting Up a Retirement Plan at Work

On this episode of DIY Money, Daniel and Logan talk through setting up a retirement plan for a small business.
7/5/202316 minutes, 55 seconds
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Should I Buy an Annuity?

On this episode of DIY Money, Daniel and Logan discuss what annuities are and our thoughts on them.
7/4/202323 minutes, 55 seconds
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Should I Have Dividends?

On this episode of DIY Money, Quint and Allie talk about dividends and whether or not you should own them.
6/30/202319 minutes, 37 seconds
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Don’t Break the Bank on a Wedding

On this episode of DIY Money, Daniel and Quint talk about saving, budgeting, and paying for a wedding.
6/28/202314 minutes, 5 seconds
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Payment Strategy for Student Loans

On this episode of DIY Money, Daniel and Quint talk through paying off student loans.
6/26/202317 minutes, 30 seconds
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Retirement Rules of Thumb

On this episode of DIY Money, Quint and Logan talk about retirement rules of thumb and the 4% rule.
6/23/202316 minutes, 23 seconds
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DIY Money Jr- Should I Save Or Invest?

On this episode of DIY Money Junior, Allie and Quint discuss saving versus investing, specifically for college.
6/21/202316 minutes, 53 seconds
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Lump Sum or DCA Inheritance

On this episode of DIY Money, Quint and Logan answer a question about investing in a lump sum or by dollar cost averaging for kids.
6/19/202315 minutes, 21 seconds
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How to Locate Retirement Savings

On this episode of DIY Money, Daniel and Allie discuss how to find the best place for your retirement money.
6/16/202315 minutes, 38 seconds
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Simple IRAs and 401Ks for a Small Business

On this episode of DIY Money, Daniel and Logan talk about Simple IRAs for small businesses versus 401Ks and what benefits a plan administrator should provide.
6/14/202316 minutes, 3 seconds
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Withholding Taxes on Distributions

On this episode of DIY Money, Daniel, Logan, AND Allie talk about withholding taxes on distributions out of a retirement account or an inherited retirement account.
6/12/202315 minutes, 19 seconds
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Retirement Account Allocation

On this episode of DIY Money, Daniel and Logan talk about allocation in retirement accounts, specifically in a TSP. 
6/9/202316 minutes, 35 seconds
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Dollar Cost Averaging Into Individual Stocks

On this episode of DIY Money, Daniel and Logan talk about buying individual stocks and whether to continue dollar cost averaging into them.
6/7/202315 minutes, 8 seconds
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How Does My Pension Change My Plan?

On this episode of DIY Money, Logan and Daniel talk about how pensions impact a long term financial plan.
6/5/202312 minutes, 18 seconds
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Custodial and Investment Accounts for Kids

On this episode of DIY Money, Daniel and Quint talk about investing for kids and what situations you should consider using different types of accounts.
6/2/202314 minutes, 6 seconds
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Budgeting Tips and Tricks

On this episode of DIY Money, Quint and Allie talk about budgeting tips and tricks.
5/31/202319 minutes, 28 seconds
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Should I Use a 529 Now?

On this episode of DIY Money, Quint introduces the newest member of the DIY and Joule team Allie Howard CPA MBA. Listen to them talk about 529 plans and the new strategies available for them.
5/29/202320 minutes, 44 seconds
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DIY MONEY JR- Starting an Online Business

On this episode of DIY Money Junior, Logan and Quint talk about starting an online business.
5/26/202316 minutes, 36 seconds
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Buying a Home? How Much Should You Put Down?

On this episode of DIY Money, Daniel and Logan talk about what percentage to put down on your home. 
5/24/202316 minutes, 12 seconds
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Take More Risk With a Pension?

On this episode of DIY Money, Logan and Daniel talk about risk when factoring in a pension to a financial plan.
5/22/202317 minutes, 38 seconds
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Increasing 401K Savings to Save on Taxes

On this episode of DIY Money, Logan and Daniel talk about increasing 401K savings to ultimately save on taxes.
5/19/202318 minutes, 3 seconds
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Using an HSA for Retirement

On this episode of DIY Money, Logan and Daniel talk about calculating retirement needs while factoring in an HSA.
5/17/202317 minutes, 43 seconds
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We Want You At Joule!

We would love to have you apart of our team at Joule Financial. Learn more about our open position HERE.
5/16/20231 minute, 1 second
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Savings Bucket for a Baby

On this episode of DIY Money, Quint and Logan talk about creating an extra savings bucket when planning on having a baby.
5/15/202317 minutes, 32 seconds
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Should I Pay Off My Mortgage? Or Invest?

On this episode of DIY Money, Quint and Logan talk through the qualitative and quantitative factors to paying off your mortgage versus investing.
5/12/202321 minutes, 3 seconds
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What to Do When You Make Over the Roth IRA Limits?

On this episode of DIY Money, Quint and Daniel talk about what to do when you start making income over the Roth income limits.
5/10/202317 minutes, 4 seconds
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What Happens To My Loan If My Bank Fails?

On this episode of DIY Money, Quint and Daniel talk about what would happen to your mortgage, car loan, etc. if your bank were to fail.
5/8/202317 minutes, 30 seconds
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Inheritance, EE Bonds, and Taxes

On this episode of DIY Money, Quint and Daniel talk about inheriting EE bonds and what to do with them.
5/5/202313 minutes, 30 seconds
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More Margin, Now What?

On this episode of DIY Money, Quint and Daniel talk about what to do when you start having more margin.
5/3/202313 minutes, 11 seconds
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How to Find a Good Tax Accountant?

On this episode of DIY Money, Quint and Daniel talk about how they find professionals to work with.
5/1/202315 minutes, 51 seconds
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Buying a Manufactured Home

On this episode of DIY Money, Daniel and Logan answer a question about buying a manufactured home.
4/28/202315 minutes, 26 seconds
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1% Match on Your Roth IRA

On this episode of DIY Money, Daniel and Logan talk about incentives that investment companies offer for Roth contributions.
4/26/202314 minutes, 54 seconds
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Maxing Out Your Retirement

On this episode of DIY Money, Logan and Daniel talk about maxing out your retirement savings.
4/24/202313 minutes, 37 seconds
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Are My Percent Contributions to Roth or Traditional 401K the Same?

On this episode of DIY Money, Quint and Logan talk about changing your 401K from Traditional to Roth and how that changes your paycheck.
4/21/202312 minutes, 6 seconds
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Saving for Retirement With a Pension

On this episode of DIY Money, Quint and Logan discuss the changes of saving for retirement when you have a pension.
4/19/202316 minutes, 53 seconds
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Saving for a Special Needs Child

On this episode of DIY Money, Quint and Logan discuss savings for a special needs child.
4/17/202317 minutes, 15 seconds
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How Much Should My Mortgage Payment Be?

On this episode of DIY Money, Quint and Daniel discuss buying a home and how much to allocate to your mortgage each month.
4/14/202318 minutes, 47 seconds
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Series EE Savings Bonds

On this episode of DIY Money, Quint and Daniel discuss Series EE Bonds and what to do with them.
4/12/20230
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DIY Money Jr - Invest in Stocks or Somewhere Else?

On this episode of DIY Money Junior, Quint and Daniel discuss investing while you are young and the best places to put your money.
4/10/202315 minutes, 25 seconds
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Multiple or One Savings Account?

On this episode of DIY Money, Quint and Daniel talk about having 1 savings account versus having multiple for several different goals.
4/7/202313 minutes, 3 seconds
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ESG Funds

On this episode of DIY Money, Quint and Daniel talk about ESG Funds.
4/5/202319 minutes, 14 seconds
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5 Years From Retirement, What Do I Do?

In this episode of DIY money, Quint and Daniel talk about what to do as you are approaching retirement with your investments.
4/3/202320 minutes, 12 seconds
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Getting a Tax Refund

On this episode of DIY Money, Quint is once again joined by guest Bobby Livesay. They discuss what to do with a tax refund and how to navigate your tax withholdings. 
3/31/202319 minutes, 6 seconds
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Quarterly Tax Payments

On this episode of DIY Money, Quint is joined by guest Bobby Livesay and they discuss making quarterly tax payments.
3/29/202316 minutes, 15 seconds
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Starting a Roth Early

On this episode of DIY Money, Quint and Logan talk about starting a Roth early on in life and investing while in college. 
3/27/202314 minutes, 38 seconds
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Impact Investing

On this episode of DIY Money, Quint and Daniel discuss what impact investing means and how they approach this topic.
3/24/202318 minutes, 49 seconds
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Taking on Debt for Rental Real Estate

On this episode of DIY Money, Quint and Daniel discuss if it is wise to take on debt for a rental real estate investment.
3/22/202317 minutes, 15 seconds
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Helping Your Parents Retire

On this episode of DIY Money, Quint and Daniel talk about the difficulties of helping your parents save and plan for retirement.
3/20/202315 minutes
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Should I Pay off My Mortgage with Retirement Funds?

On this episode of DIY Money, Quint and Daniel talk about when it does and does not make sense to use retirement money to pay off your home.
3/17/202312 minutes, 49 seconds
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”Buy When the Market is Low” -- With What??

Everyone says "Buy When the Market is Low". On this episode of DIY Money, Quint and Daniel talk about that common phrase and why it is not so easy to do so.
3/15/202312 minutes, 33 seconds
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Resources that Teach Your Kids Investing

On this episode of DIY Money, Quint and Daniel talk about different resources that can help teach kids about investing.   Check out Ian McMillan's book "What Is A Stock" at whatisastockbook.com.
3/13/202315 minutes, 19 seconds
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Adding a Spouse to Your Mortgage and Home

On this episode of DIY Money, Quint and Daniel answer a question about adding a spouse to the mortgage and home title.
3/10/202312 minutes, 16 seconds
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Selling Investments to Buy a House

On this episode of DIY Money, Quint and Daniel talk through if it makes sense to sell investments to buy a house.
3/8/202317 minutes, 59 seconds
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More Savings or More Fun?

On this episode of DIY Money, Quint and Daniel debate saving for the future or spending for now.
3/6/202317 minutes, 17 seconds
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Purchasing a Business

On this episode of DIY Money, Quint and Logan talk about debt and buying a business.
3/1/202317 minutes, 44 seconds
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Roth vs. 401K Debate

On this episode of DIY Money, Quint and Logan debate using a Traditional 401K or Roth 401K or something else.
2/26/202321 minutes, 11 seconds
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529, Custodial Accounts, and Joint Accounts

On this episode of DIY Money, Daniel and Logan walk through various ways to save for kids whether that is for college or other goals.
2/22/202317 minutes, 8 seconds
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What to Do With Home Sale Proceeds

On this episode of DIY Money, Daniel and Logan talk about what to do with the proceeds once you sell your home.
2/19/202317 minutes, 26 seconds
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What to Prioritize in 2023

On this episode of DIY Money, Quint and Logan talk through priorities for your financial life in 2023.
2/15/202313 minutes, 21 seconds
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DIY Money Jr - How to Make Money Online

On this episode of DIY Money Junior, Quint and Logan talk about how to make money online.
2/14/202315 minutes, 33 seconds
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DIY Money Jr - What to Do With a Full Piggy Bank

On this episode of DIY Money Junior, Quint and Logan talk about what to do when you have a full piggy bank.
2/12/202314 minutes, 6 seconds
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Paying Rent While Looking for a House

On this episode of DIY Money, Quint and Daniel talk about paying rent while you are looking to buy a house.
2/8/202318 minutes, 57 seconds
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Starting a Business Without Massive Debt

On this episode of DIY Money, Quint and Daniel discuss how to start and grow a business without taking on loads of debt.
2/5/202315 minutes, 59 seconds
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Differences Between Cash Equivalents

On this episode of DIY Money, Daniel and Logan talk through different cash equivalents like treasuries, CDs, and money market funds.
2/1/202319 minutes, 10 seconds
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Should I Have Bonds in My Brokerage Account?

On this episode of DIY Money, Daniel and Logan discuss owning bonds and if you should have them in your brokerage or taxable account.
1/29/202316 minutes
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Pay off My Mortgage or Invest?

On this episode of DIY Money, Quint and Daniel take a deeper look into paying down your mortgage versus investing.
1/25/202321 minutes, 35 seconds
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Paying off Student Loan Debt

On this episode of DIY Money, Quint and Daniel answer a question on how to balance paying off student loan debt versus investing in retirement accounts.
1/22/202317 minutes, 19 seconds
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What Should My Net Worth Be?

On this episode of DIY Money, Quint and Logan discuss financial goals and talk about the "net worth by age X" calculations.
1/18/202317 minutes, 21 seconds
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Investing for Kids and New 529 Rules

On this episode of DIY Money, Quint and Logan talk through new changes and rules for 529 plans along with their thoughts on saving for your kids.
1/15/202321 minutes, 54 seconds
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Variable Annuities

On this episode of DIY Money, Quint and Logan discuss variable annuities. They walk through how they work, their fees, and how to potentially get out of them.
1/11/202315 minutes, 32 seconds
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How to Choose an S&P500 Fund

On this episode of DIY Money, Quint and Logan discuss how to select an S&P500 fund.
1/8/202320 minutes, 5 seconds
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SPECIAL EPISODE - The Traveling Gamblers

On this special episode of DIY Money, Quint interviews The Traveling Gamblers. This pair has made a life of hopping from port to port, cruise ship to cruise ship as a guest of casinos far and wide. Don't miss this unique and exciting interview. 
1/5/202341 minutes, 26 seconds
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DIY Money Jr - What Companies Should I Buy?

On this episode of DIY Money, Quint and Daniel discuss the basics to buying companies.
1/4/202316 minutes, 41 seconds
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BACK TO THE BASICS - Investing

On this episode of DIY Money, Quint and Daniel discuss the basics to investing.
1/2/202318 minutes, 51 seconds
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BACK TO THE BASICS - Margin

On this episode of DIY Money, Quint and Daniel dive into how to get margin and where to apply it.
12/28/202214 minutes, 29 seconds
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BACK TO THE BASICS - Budgeting

On this episode of DIY Money, Quint and Daniel go back to the fundamentals and break down how to start, develop, and maintain a budget.
12/25/202220 minutes, 26 seconds
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Extra Payment to Your Mortgage?

On this episode of DIY Money, Daniel and Logan discuss the practice of making a 13th payment on your mortgage each year.
12/21/202217 minutes, 2 seconds
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Rent or Sell Your Starter Home?

On this episode of DIY Money, Daniel and Logan answer a question about whether to sell your starter home or keep it and rent it out.
12/18/202216 minutes, 51 seconds
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Broker CDs

On this episode of DIY Money, Quint and Daniel discuss the ins and outs of Broker CDs and how to get interest on your funds.
12/14/202214 minutes, 39 seconds
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How to Bring in Clients to My Small Business

On this episode of DIY Money, Quint and Daniel discuss how to start a business and begin bringing in clients. 
12/11/202216 minutes, 25 seconds
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Financially Planning for Children

On this episode of DIY Money, Quint and Daniel discuss the financial considerations to make before having kids and the expenses that come with that decision.
12/7/202212 minutes, 55 seconds
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Over Contributing to Tax Efficient Accounts

On this episode of DIY Money, Quint and Daniel discuss what happens when you contribute over the maximum in a retirement or HSA account.
12/4/202215 minutes, 43 seconds
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Buying a Car for a Gap Period

In this episode of DIY Money, Quint and Logan discuss a unique situation of buying a car for a short period of time.
11/30/202216 minutes, 20 seconds
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Using a Roth IRA for Emergencies

On this episode of DIY Money, Quint and Logan talk through the circumstances when you can use a Roth IRA for emergencies and discuss their thoughts on utilizing a Roth in this way. 
11/27/202216 minutes, 12 seconds
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Should I Do a Backdoor Roth Conversion?

On this episode of DIY Money, Quint and Daniel discuss utilizing an employer 401K in order to facilitate a backdoor Roth conversion.
11/23/202214 minutes, 16 seconds
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Taxes on Non-Retirement Accounts

On this episode of DIY Money, Daniel and Quint discuss taxes for taxable investing accounts and break down the usefulness of these types of accounts.
11/20/202217 minutes, 56 seconds
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Funding a Home Remodel

On this episode of DIY Money, Quint and Daniel discuss ideas for funding a home remodel.
11/16/202217 minutes, 5 seconds
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Managing My Debt in a High Rate Environment

On this episode of DIY Money, Quint and Daniel discuss their thoughts on ARMs, refinancing, debt, and building in this environment.
11/13/202216 minutes, 22 seconds
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Thoughts on Different Types of Insurance

On this episode of DIY Money, Quint and Daniel discuss several different kinds of insurance, everything from term life insurance to pet insurance. 
11/9/202216 minutes, 55 seconds
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Starting in the Financial Business

On this episode of DIY Money, Quint and Daniel talk about being in the financial advising/planning world and they dive into the pros and cons of the business.
11/6/202217 minutes, 55 seconds
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Insurance Investments

On this episode of DIY Money, Daniel and Logan discuss their thoughts on insurance as an investment.
11/2/202212 minutes, 56 seconds
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Planning for Retirement Medical Expenses

On this episode of DIY Money, Daniel and Logan discuss planning for retirement medical expenses.
10/30/202216 minutes, 6 seconds
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Saving When Self Employed

On this episode of DIY Money, Daniel and Logan discuss different ways to save when you are self employed.
10/26/202214 minutes, 47 seconds
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Investing in Family Real Estate

On this episode of DIY Money, Quint and Daniel discuss a unique question about investing in a generational family property.
10/23/202211 minutes, 52 seconds
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Saving for Near Term Goals

On this episode of DIY Money, Quint and Daniel discuss different savings options for near term goals.
10/19/202216 minutes, 18 seconds
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When Fiscal Responsibility Gets Boring

On this episode of DIY Money, Quint and Daniel talk about how to keep yourself motivated when saving, investing, and budgeting start to get boring.
10/16/202215 minutes, 3 seconds
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Managing Your Checking Account Balance

On this episode of DIY Money, Quint and Daniel discuss different strategies and thoughts on how much to keep in your checking account.
10/12/202218 minutes, 22 seconds
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Contributing to 401Ks, IRAs, and Roths

On this episode of DIY Money, Quint and Daniel discuss the thought process for deciding whether to contribute to a 401K, IRA, or Roth.
10/9/202217 minutes, 13 seconds
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Leasing vs. Owning Your Car

In this episode of DIY Money, Daniel and Logan discuss the math to consider when determining whether to lease or buy a car.
10/5/202219 minutes, 39 seconds
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Renting vs. Buying Your Home?

In this episode of DIY Money, Daniel and Logan discuss the differences between renting or buying your home and debate the pros and cons for each.
10/2/202226 minutes, 14 seconds
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What Certifications Should I Get?

On this episode of DIY Money, Daniel and Logan discuss the different certifications out there and which ones are beneficial for you.
9/28/202220 minutes, 2 seconds
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Student Loan Forgiveness

On this episode of DIY Money, Daniel and Logan discuss the new student loan forgiveness program and how to start navigating it.
9/25/202220 minutes, 8 seconds
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Investing with Currency Risk

On this episode of DIY Money, Quint and Daniel tackle and excellent question from across the pond and discuss the impact of currency risk.
9/21/202219 minutes, 20 seconds
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DIY Money Jr - How to Save for College

On this episode of DIY Money Jr, Quint and Daniel discuss how to save money for college and how to invest those funds.
9/18/202216 minutes, 38 seconds
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When to Accept Money from Family Members

On this episode of DIY Money, Quint and Logan discuss good times and potentially bad times to accept money from family.
9/14/202221 minutes, 35 seconds
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Starting a Healthy Financial Marriage

On this episode of DIY Money, Quint and Logan discuss how to start and maintain healthy financial practices in your marriage.
9/11/202218 minutes, 33 seconds
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Backdoor Roth Conversion Strategy

On this episode of DIY Money, Quint and Daniel discuss backdoor Roth conversion strategy and share their thoughts on utilizing it.
9/7/202221 minutes, 15 seconds
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Investing for Retirement Without a 401K

On this episode of DIY Money, Quint and Daniel discuss other options for investing when your employer does not provide a company 401K.
9/4/202218 minutes, 1 second
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How Do I Invest My Assets?

On this episode of DIY Money, Quint and Daniel discuss how to build an allocation and what things to consider when doing so.
8/31/202212 minutes, 58 seconds
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Are Your Advisors Fees Worth It?

On this episode of DIY Money, Quint and Daniel discuss how to determine if the advisor fees you are paying are worth it.
8/28/202214 minutes, 57 seconds
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Thoughts on Target Date Funds?

In this episode of DIY Money, Daniel and Logan discuss the pros and cons of target date funds.
8/26/202217 minutes, 24 seconds
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Investing in 401ks or Other Retirement Accounts

On this episode of DIY Money, Daniel and Logan discuss the difference in investing through your company retirement account versus using outside accounts like a Roth or IRA.
8/25/202214 minutes, 6 seconds
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What Does a Recession Look Like?

In this episode of DIY Money, Quint and Daniel discuss what to expect from a recession and what finance can look like in a tough environment.
8/17/202218 minutes, 15 seconds
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One Time Investment vs. Dollar Cost Averaging?

In this episode of DIY Money, Quint and Daniel discuss the differences between investing lump sums or dollar cost averaging.
8/10/202214 minutes, 34 seconds
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Saving Future Contributions

On this episode of DIY Money, Quint and Daniel discuss methods for saving up before contributing to various accounts each year.
8/7/202217 minutes, 53 seconds
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DIY Money Jr - What to do with Money from Your First Job

In this DIY Money Junior episode, Quint and Daniel discuss how to think about money from your first job.
8/5/202217 minutes, 43 seconds
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Money in Your Marriage

On this episode of DIY Money, Daniel and Quint talk about some of the strategies they use for handling money in their households and marriages.
8/4/202218 minutes, 13 seconds
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Owner or Employee which is better?

On this episode of DIY Money, Quint and Daniel discuss the differences between being an employee in a business or an owner of a business.
7/27/202218 minutes, 26 seconds
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How Do I Stop Being Cheap?

On this episode of DIY Money, Quint and Daniel discuss the mindset of spending and the psychology that influences what you spend and what you save.
7/24/202213 minutes, 27 seconds
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Investing in Real Estate Versus Stocks

On this episode of DIY Money, Quint and Daniel discuss the differences in the Real Estate and Stock Market and discuss the pros and cons of those investments.
7/20/202213 minutes, 51 seconds
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Tracking Your Investment Allocation

On this episode of DIY Money, Quint and Daniel walk through what they use to track their financial investments.
7/17/202213 minutes, 45 seconds
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Unique Ways to Use Your Home Equity

On this episode of DIY Money, Quint and Daniel discuss strategies for utilizing your primary home's equity.
7/13/202215 minutes, 36 seconds
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Balancing Goals and Savings

On this episode of DIY Money, Quint and Daniel discuss balancing goals and savings. 
7/10/202212 minutes, 41 seconds
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How to Have Long Term Financial Conversations

On this episode of DIY Money, Quint and Daniel give advice on how to have long-term financial conversations with family members. 
7/6/202216 minutes, 2 seconds
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How to Invest an Inherited IRA

On this episode of DIY Money, Quint and Daniel discuss how to invest an Inherited IRA. 
7/3/202216 minutes, 7 seconds
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Investing in the Current Market Environment

On this episode of DIY Money, Quint and Daniel discuss investing in the current market environment. 
6/29/202221 minutes, 57 seconds
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Margin and Options? Should You be Using Them?

On this episode of DIY Money, Logan and Daniel discuss margin and options trading, and whether you should be using them. 
6/26/202220 minutes, 23 seconds
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Where to Put Additional Savings?

On this episode of DIY Money, Logan and Daniel discuss where to put any additional savings. 
6/22/202217 minutes, 7 seconds
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Best Ways to Increase Your Credit Score

On this episode of DIY Money, Quint and Daniel discuss the best ways to increase your credit score. 
6/19/202214 minutes, 29 seconds
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How to Utilize I Bonds

On this episode of DIY Money, Quint and Daniel discuss how to utilize I Bonds. 
6/15/202220 minutes, 16 seconds
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Paying Off a Mortgage vs Investing

On this episode of DIY Money, Quint and Daniel discuss the mathematics and psychology of paying off a mortgage vs investing. 
6/12/202216 minutes, 33 seconds
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When to Encourage Meeting With an Advisor

On this episode of DIY Money, Quint and Daniel discuss when you should encourage others nearing retirement to meet with an advisor. 
6/8/202212 minutes, 26 seconds
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Planning for Early Retirement

On this episode of DIY Money, discuss planning for early retirement. 
6/5/202216 minutes, 44 seconds
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What To Do After a Financial Misstep

On this episode of DIY Money, Quint and Daniel discuss what to do after a financial misstep.
6/2/202216 minutes, 56 seconds
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What Does my Tax Deduction Look Like?

On this episode of DIY Money, Quint and Daniel discuss what tax deductions you should consider taking. 
5/29/202211 minutes, 32 seconds
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Should I Have an Active Advisor?

On this episode of DIY Money, Quint and Daniel discuss whether you should have an active advisor. 
5/25/202217 minutes, 45 seconds
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When to Make a Change in Your Financial Plan

On this episode of DIY Money, Quint and Logan give advice on when to make a change in your financial situation. 
5/22/202212 minutes, 32 seconds
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Using Leveraged ETFs

On this episode of DIY Money, Quint and Logan discuss using leveraged ETFs. 
5/19/202218 minutes, 22 seconds
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When and Why to Rebalance Investments

On this episode of DIY Money, Logan and Daniel discuss when and why it is necessary to rebalance investments. 
5/15/202218 minutes, 59 seconds
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Social Security Survivor Benefits

On this episode of DIY Money, Daniel and Logan discuss the survivor benefits of social security. 
5/11/202216 minutes, 52 seconds
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What To Do With an ESOP

On this episode of DIY Money, Quint and Daniel discuss what to do with an ESOP. 
5/8/202214 minutes, 40 seconds
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How to Manage Through Inflation

On this episode of DIY Money, Quint and Daniel give advice on how to manage inflation. 
5/4/202217 minutes, 8 seconds
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How to Prepare for Buying a House

On this episode of DIY Money, Quint and Daniel give advice on how to prepare for buying a house. 
5/1/202215 minutes, 46 seconds
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Using Student Loan to Maintain Cash Reserves

On this episode of DIY Money, Quint and Daniel discuss using student loans to maintain cash reserves. 
4/27/202218 minutes, 47 seconds
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Roth 401K vs Roth IRA

On this episode of DIY Money, Quint and Daniel discuss the difference between contributing to a  Roth 401K vs a Roth IRA. 
4/24/202218 minutes, 50 seconds
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MBA Degree versus CFA

On this episode of DIY Money, Quint and Daniel discuss the differences between getting your MBA degree or CFA. 
4/20/202216 minutes, 40 seconds
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Taking Goals to Next Level

On this episode of DIY Money, Daniel and Logan give advice on taking goals to the next level. 
4/17/202216 minutes, 17 seconds
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HSA vs Roth IRA

On this episode of DIY Money, Daniel and Logan discuss the differences between an HSA vs a Roth IRA and the benefits of both. 
4/13/202215 minutes, 28 seconds
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Getting Into Rental Business With a Friend

On this episode of DIY Money, Quint and Daniel discuss getting into the rental business with a friend. 
4/10/202213 minutes, 54 seconds
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Using Cash to Pay Down Student Loans

On this episode of DIY Money, Quint and Daniel discuss using cash to pay down student loans. 
4/6/202212 minutes, 28 seconds
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When to Invest Individual Retirement Account?

On this episode of DIY Money, Logan and Daniel discuss when to invest individual retirement accounts. 
4/3/202215 minutes, 46 seconds
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Average Return vs Realized Return

On this episode of DIY Money, Logan and Daniel discuss the differences between an average annual return vs a realized return. 
3/30/202219 minutes, 59 seconds
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401K vs 403B

On this episode of DIY Money, Quint and Daniel discuss the differences between a 401K and a 403B. 
3/27/202211 minutes, 6 seconds
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How to Plan for a Stay at Home Spouse

On this episode of DIY Money, Quint and Daniel discuss how to financially plan for a stay-at-home spouse. 
3/23/202215 minutes, 58 seconds
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Alternative Investments

On this episode of DIY Money, Quint and Daniel discuss alternative investments outside of traditional investment accounts. 
3/20/202218 minutes, 27 seconds
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Where to Allocate Pay Raise

On this episode of DIY Money, Quint and Daniel discuss where to allocate a pay raise. 
3/18/202212 minutes, 9 seconds
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Avoiding Lifestyle Creep

On this episode of DIY Money, Quint and Daniel give advice on avoiding lifestyle creep. 
3/13/202212 minutes, 31 seconds
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Savings Rules of Thumb

On this episode of DIY Money, Quint and Daniel share a couple of savings rules of thumb to follow. 
3/11/202218 minutes, 52 seconds
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How to Save for Mid-Term Goals

On this episode of DIY Money, Quint and Daniel discuss how to save for mid-term goals. 
3/6/202217 minutes, 15 seconds
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How to Get on Track After an Emergency

On this episode of DIY Money, Quint and Daniel give advice on how to get back on track after an emergency. 
3/2/202215 minutes, 57 seconds
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Robo Advisor vs Target Date Funds

On this episode of DIY Money, Quint and Daniel discuss the difference of investing with a Robo Advisor or in a Target Date Fund. 
2/28/202216 minutes, 13 seconds
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When Do Roth Conversions Make Sense?

On this episode of DIY Money, Quint and Daniel explain what a Roth Conversion is and when you should consider doing it. 
2/23/202220 minutes, 12 seconds
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Why HSA Insurance Plans Cost More

On this episode of DIY Money, Daniel and Logan discuss HSA plans and why they cost more. 
2/20/202223 minutes, 54 seconds
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Converting 401K to Roth 401K

On this episode of DIY Money, Daniel and Logan discuss converting your Traditional 401K to a Roth 401K.
2/16/202216 minutes, 3 seconds
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How to Invest For Your Kids

On this episode of DIY Money, Quint and Logan talk about how to start investing for your kids. 
2/13/202216 minutes, 50 seconds
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DIY Money Jr - When to Sell Your Stocks

On this episode of DIY Money, Quint and Logan discuss when to consider selling stocks. 
2/10/202219 minutes, 51 seconds
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Too Much Cash In My Allocation?

On this episode in DIY Money, Quint and Daniel discuss allocation and whether you may have too much cash in your portfolio. 
2/6/202215 minutes, 55 seconds
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Is Debt Consolidation Worth It?

On this episode of DIY Money, Quint and Daniel discuss debt consolidation. 
2/2/202213 minutes, 36 seconds
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What To Do With a Previous Retirement Plan

On this episode of DIY Money, Quint and Logan discuss what to do with a previous employer's retirement plan. 
1/30/202218 minutes, 19 seconds
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Getting Started as a CPA and CFP

On this episode of DIY Money, Quint and Logan give advice on getting started as a CPA and CFP. 
1/26/202217 minutes, 15 seconds
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Investing When You Can’t Use an IRA

On this episode of DIY Money, Daniel and Logan discuss where you can invest if you are unable to invest in a Roth IRA.
1/24/202216 minutes, 47 seconds
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When to Quit a Stressful Job

On this episode of DIY Money, Logan and Daniel discuss when it is appropriate time to quit a stressful job. 
1/24/202215 minutes, 22 seconds
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How to Prioritize Saving vs Debt Payoff Goals

On this episode of DIY Money, Quint and Daniel discuss prioritizing saving vs debt payoff goals. 
1/12/202214 minutes, 37 seconds
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Pay Off Student Loans Now or Gradually

On this episode of DIY Money, Quint and Daniel discuss paying off student loans now or gradually. 
1/11/202217 minutes, 16 seconds
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Using Home Equity for Rental Real Estate

On this episode of DIY Money, Quint and Daniel discuss using a HELOC to fund a down payment for a rental property. 
1/5/202214 minutes, 18 seconds
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Traditional IRA vs Roth IRA

On this episode of DIY Money, Quint and Daniel discuss the key differences between a Traditional IRA vs a Roth IRA.
1/3/202212 minutes, 54 seconds
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Options for Leaving the Pension System

On this episode of DIY Money, Quint and Logan discuss options for leaving the pension system. 
12/29/202115 minutes, 51 seconds
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Pay Down Student Loans or Invest Early

On this episode of DIY Money, Quint and Daniel discuss whether they would put all savings prior to school towards paying off student loans or invest early in an account. 
12/26/202114 minutes, 12 seconds
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Holiday Saving

On this episode of DIY Money, Quint and Logan discuss fun gift ideas that save money. 
12/22/202115 minutes, 24 seconds
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Deciding Between 401K and ESPP

On this episode of DIY Money, Quint and Daniel discuss the difference between contributing to a 401K and ESPP.  
12/19/202114 minutes, 19 seconds
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Ethereum and NFTs

On this episode of DIY Money, Quint and Daniel explain what the Metaverse, NFTs, and Ethereum are and why they are important. 
12/15/202117 minutes, 59 seconds
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Investing Excess Savings

On this episode of DIY Money, Quint and Logan discuss whether you should invest excess savings outside of an emergency fund. 
12/12/202110 minutes, 35 seconds
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When Do You Move States for a Job?

On this episode of DIY Money, Quint and Logan talk about what to consider when offered a job out of state. 
12/8/202114 minutes, 37 seconds
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How to Give Stock as a Holiday Gift

On this episode of DIY Money, Quint and Logan discuss how to gift stock for the holidays. 
12/6/202116 minutes, 52 seconds
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What are Restricted Stock Units (RSU)?

On this episode of DIY Money, Daniel and Logan describe the difference between common stocks and Restricted Stock Units (RSU). 
12/1/202115 minutes, 1 second
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Recommended Money Resources

On this episode of DIY Money, Daniel and Logan give their recommendations on books and financial resources to learn from.
12/1/202121 minutes, 14 seconds
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How to Motivate Others Toward Their Goals

On this episode of DIY Money, Quint and Logan give advice on how to motivate others towards their goals. 
11/24/202118 minutes, 32 seconds
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How to Diversify Investments

On this episode of DIY Money, Quint and Logan discuss how to diversify investments in your portfolio. 
11/23/202117 minutes, 8 seconds
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Aggressively Paying Down Student Loan

On this episode of DIY Money, Quint and Daniel talk about aggressively paying down student loan debt. 
11/17/202116 minutes, 34 seconds
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Is Student Loan Debt Worth It?

On this episode of DIY Money, Quint and Daniel discuss whether they believe if student loan debt is worth it. 
11/14/202116 minutes, 12 seconds
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Blended Family Finances

On this episode of DIY Money, Quint and Daniel discuss how to manage blended family finances. 
11/10/202114 minutes, 53 seconds
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Saving Money and Using Rewards for Travel

On this episode of DIY Money, Daniel and Logan discuss saving money and using credit card rewards for travel. 
11/7/202121 minutes, 44 seconds
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Using a HELOC to Purchase a Property

On this episode of DIY Money, Quint and Daniel discuss using a HELOC loan to purchase a property. 
11/3/202122 minutes, 10 seconds
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Should You Rent or Sell Your Starter Home?

On this episode of DIY Money, Quint and Daniel discuss whether you should consider renting or selling your starter home. 
11/3/202116 minutes, 42 seconds
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Where to Get Started on The DIY Journey

On this episode of DIY Money, Daniel and Logan give advice on where to get started on the DIY Journey. 
10/29/202116 minutes, 33 seconds
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The Differences Between ETFs

On this episode of DIY Money, Daniel and Logan explain the differences between ETFs. 
10/26/202120 minutes, 20 seconds
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Paying Off Student Loans Early

On this episode of DIY Money, Daniel and Logan discuss paying off student loans early. 
10/20/202116 minutes, 14 seconds
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What‘s a SEP IRA?

On this episode of DIY Money, Daniel and Logan explain what a SEP IRA is and how it works. 
10/17/202115 minutes, 56 seconds
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Should I Save Some Money From Gifts?

On this episode of DIY Money, Quint and Daniel give their recommendations on how you should spend money from gifts. 
10/13/202114 minutes, 57 seconds
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How To Use an Employer Stock Plan?

On this episode of DIY Money, Quint and Daniel discuss how to use an Employer Stock Plan. 
10/11/202117 minutes, 59 seconds
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What To Do With Funds From Selling House?

On this episode of DIY Money, Quint and Logan give their advice on what to do with the funds from selling your house. 
10/6/202115 minutes, 44 seconds
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Is Gold a Good Protection Against Inflation?

On this episode of DIY Money, Quint and Daniel discuss whether gold is a good protection against inflation. 
10/3/202115 minutes, 43 seconds
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How to Invest in Non-Retirement Accounts

On this episode of DIY Money, Quint and Daniel talk about investing in non-retirement accounts.
9/30/202116 minutes, 45 seconds
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Taxes on Selling Investments

On this episode of DIY Money, Daniel and Logan discuss taxes that may incur after selling investments. 
9/26/202113 minutes, 50 seconds
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How to Allocate a Bonus

On this episode of DIY Money, Daniel and Logan discuss some smart ways on how to allocate a bonus. 
9/22/202118 minutes, 21 seconds
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What Is Tax Loss Harvesting?

On this episode of DIY Money, Logan and Daniel discuss what tax loss harvesting is and why it can be a valuable tool for some long-term investors. 
9/19/202115 minutes, 1 second
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HSA vs Roth IRA

On this episode of DIY Money, Quint and Daniel discuss whether you should max out your HSA or Roth IRA first. 
9/15/202116 minutes, 54 seconds
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How to Save For Near-Term Education Goals

On this episode of DIY Money, Quint and Logan talk about how to save for near-term education goals. 
9/12/202116 minutes, 16 seconds
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How to Teach Others About Budgeting

On this episode of DIY Money, Quint and Daniel talk about how to teach others about budgeting. 
9/8/202118 minutes
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Is The American Dream Possible Without Debt?

On this episode of DIY Money, Quint and Daniel discuss the American Dream and whether it is possible without debt. 
9/7/202118 minutes, 18 seconds
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Investing Your Emergency Fund

On this episode of DIY Money, Quint and Daniel discuss investing your emergency fund. 
9/1/202115 minutes, 17 seconds
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Cashout Refinance to Pay Down Debt

On this episode of DIY Money, Quint and Daniel talk about cashing out on a refinance to pay down debt. 
8/30/202114 minutes, 49 seconds
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Developing Your Own Unique Investing Strategy

On this episode of DIY Money, Quint and Daniel give advice on how to develop your own unique investing strategy.
8/25/202115 minutes, 43 seconds
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DIY Money Junior - Getting Started in Investing

On this episode of DIY Money, Quint and Daniel answer their first DIY Money Junior questions and talk about getting started in investing. 
8/24/202114 minutes
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Where to Invest Extra Cashflow

On this episode of DIY Money, Daniel and guest host Logan talk about where to invest extra cash flow. 
8/18/202115 minutes, 51 seconds
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Banks vs Credit Unions

On this episode of DIY Money, Daniel and guest host Logan discuss the difference between banking with a large banking institution vs banking with a local credit union. 
8/16/202115 minutes, 6 seconds
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How Political Events Affect Investing Markets

On this episode of DIY Money, Quint and Daniel discuss the influence that political events have on the market. 
8/11/202115 minutes, 54 seconds
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Investing in Cryptocurrency

On this episode of DIY Money, Quint and Daniel discuss investing in cryptocurrency. 
8/8/202118 minutes, 46 seconds
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Should I Pay Off My Mortgage or Student Loans First?

On this episode of DIY Money, Quint and Daniel discuss whether you should first pay off your mortgage or your student loans.
8/4/202112 minutes, 54 seconds
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Allocating Excess Cash

On this episode of DIY Money, Quint and Daniel give advice on what to do with excess cash after you've maxed out all retirement account contributions and savings. 
7/28/202113 minutes, 5 seconds
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Special Episode Will Levis

On this episode of DIY Money, Quint interviews UK Football Quarterback, Will Levis, and talk football and finance. 
7/27/202149 minutes, 32 seconds
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How to Keep Track of Financial Life

On this episode of DIY Money, Quint and Daniel give advice on how to keep track of your financial life. 
7/25/202115 minutes, 59 seconds
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Pausing Stock Investing to Buy Real Estate

On this episode of DIY Money, Quint and Daniel discuss whether you should stop investing in stock to buy real estate. 
7/21/202114 minutes, 48 seconds
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Buying a House Before Paying Off Student Loans

On this episode of DIY Money, Quint and Daniel talk about whether you should have student loans paid off before buying a home. 
7/18/202116 minutes, 9 seconds
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Passive and Affiliate Income

On this episode of DIY Money, Quint and Daniel talk about passive and affiliate income. 
7/15/202116 minutes, 16 seconds
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When to Buy a House in Cash

On this episode of DIY Money, Quint and Daniel talk about when is the best time to buy a house in cash. 
7/12/202112 minutes, 56 seconds
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Overcontributing to an IRA

On this episode of DIY Money, Quint and Daniel talk about overcontributing to an IRA.
7/7/202117 minutes, 53 seconds
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Which IRAs to Convert to Roth First

On this episode of DIY Money, Quint and Daniel talk about Roth conversions and the strategy involved. 
7/4/202116 minutes, 4 seconds
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When to Diversify Employer Stock

On this episode of DIY Money, Quint and Daniel talk about when to diversify employer stock. 
6/30/202115 minutes, 31 seconds
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Mortgage Interest and Timing a House Purchase

On this episode of DIY Money, Quint and Daniel talk about low mortgage interest rates and the timing of a house purchase in this current market. 
6/27/202118 minutes, 29 seconds
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When to Use an Advisor

On this episode of DIY Money, Quint and Daniel discuss when you should consider using a financial advisor. 
6/23/202120 minutes, 10 seconds
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House Hacking

On this episode of DIY Money, Quint and Daniel talk about the strategy of House Hacking. 
6/20/202112 minutes, 46 seconds
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Tax Considerations for Contractors

On this episode of DIY Money, Quint and Daniel give advice on how to prepare for taxes if you are an independent contractor. 
6/16/202119 minutes, 27 seconds
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Pay Off High Interest Debt or Invest for Employer Match

On this episode of DIY Money, Quint and Daniel give advice on whether you should halt contributions in your 401K to pay off high-interest debt. 
6/13/202112 minutes, 5 seconds
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Options for Unvested 401k

On this episode of DIY Money, Quint and Daniel discuss options for an unvested 401K account. 
6/9/202111 minutes, 34 seconds
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Protecting Wealth From Dollar Drama

On this episode of DIY Money, Quint and Daniel talk about protecting wealth from the dollar drama. 
6/6/202113 minutes, 44 seconds
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Life Working in Finance

On this episode in DIY Money, Quint and Daniel spend this time talking about their careers in finance and how they got started. 
6/2/202113 minutes, 32 seconds
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Investing an HSA

On this episode of DIY Money, Quint and Daniel talk about the tax benefits of investing an HSA.
5/30/202117 minutes, 5 seconds
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Special Episode: Real Estate Market Today with Kelly Karls

On this special episode of DIY Money, Quint talks about the current real estate market with Realtor Kelly Karls. 
5/26/202126 minutes, 38 seconds
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Finding Money to Start a Business

On this episode of DIY Money, Quint and Daniel talk about a few ways to find money to start a business. 
5/24/202116 minutes, 11 seconds
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Dollar-Cost Average vs. Lump Sum Investing

On this episode of DIY Money, Quint and Daniel discuss the difference between dollar-cost averaging versus investing in a lump sum. 
5/19/202111 minutes, 32 seconds
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Planning for Parents

On this episode of DIY Money, Quint and Daniel share their advice on planning for parents who did not prepare for retirement. 
5/16/202114 minutes, 49 seconds
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How to Research Stock Investing

On this episode of DIY Money, Quint and Daniel share their favorite resources when it comes to researching stocks. 
5/12/202116 minutes, 4 seconds
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Is Working Night Shifts Worth It

On this episode of DIY Money, Quint and Daniel discuss whether working the night shift is worth it in the long run. 
5/9/202114 minutes, 5 seconds
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What To Do With Extra Money After Refinance

On this episode of DIY Money, Quint and Daniel give advice on what to do with the extra money after refinancing your home.
5/5/202113 minutes, 28 seconds
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Trading in a Financed Car

On this episode of DIY Money, Quint and Daniel give advice on whether trading in your car and buying a new one makes sense when you still owe money on it. 
5/2/202110 minutes, 51 seconds
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How to Financially Manage a Small Business

On this episode of DIY Money, Quint and Daniel give advice on how to approach your money as a small business owner. 
4/28/202115 minutes, 51 seconds
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Are Online Banks Safe to Use?

On this episode of DIY Money, Quint and Daniel talk about the pros and cons of online banking.
4/26/202117 minutes, 57 seconds
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Should You Pay Yourself First?

On this episode of DIY Money, Quint and Daniel give their take on the popular phrase of "Paying Yourself First". 
4/21/202113 minutes, 27 seconds
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Deciding on Investments in Your 401K

On this episode of DIY Money, Quint and Daniel talk about how to choose investments within your 401K. 
4/18/202114 minutes, 56 seconds
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Pay-off More Debt or Save for Next Auto

On this episode of DIY Money, Quint and Daniel talk about what to do once you pay off one debt and how to prepare for the next large purchase.
4/14/202114 minutes, 5 seconds
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Income Tax on Selling Personal Items

On this episode of DIY Money, Quint and Daniel talk about reporting income tax on selling personal items. 
4/12/202117 minutes, 48 seconds
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Investing for Kids and Relatives

On this episode of DIY Money, Quint and Daniel talk about investing for kids and relatives. 
4/7/202111 minutes, 7 seconds
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Investing in Leveraged ETFs

On this episode of DIY Money, Quint and Daniel talk about investing in index funds vs leveraged ETFs.
4/4/202119 minutes, 14 seconds
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Why Bond Fund Prices Go Down

On this episode of DIY Money, Quint and Daniel talk about why bond fund prices go down.
3/31/202113 minutes, 31 seconds
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Bitcoin as an Investment

On this episode of DIY Money, Quint and Daniel talk about their thoughts on investing in Bitcoin. 
3/28/202123 minutes, 1 second
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Psychology Behind Charitable Giving

On this episode of DIY Money, Quint and Daniel discuss the psychology behind charitable giving. 
3/25/202118 minutes, 46 seconds
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Short to Mid-Term Saving Allocation

On this episode of DIY Money, Quint and Daniel give advice on how to invest for short to mid-term goals. 
3/21/202119 minutes, 37 seconds
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Allocation Based on Account Type

On this episode of DIY Money, Quint and Daniel talk about deciding an allocation based on account type. 
3/17/202117 minutes, 20 seconds
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Assessing Second Job

On this episode of DIY Money, Quint and Daniel discuss whether acquiring a second job to pay off debt faster is worth the time and effort. 
3/14/202116 minutes, 7 seconds
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Becoming a CFP

On this episode of DIY Money, Quint and Daniel give advice on getting into the financial planning field and becoming a CFP. 
3/10/202117 minutes, 23 seconds
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Is It Ok To Use a HELOC?

On this episode of DIY Money, Quint and Daniel discuss when it is appropriate to use a Home Equity Line of Credit. 
3/7/202115 minutes, 58 seconds
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Will I Have Enough to Retire?

On this episode of DIY Money, Quint and Daniel give advice on how to determine how much you should be saving to have enough for your retirement. 
3/3/202117 minutes, 20 seconds
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When to Pay Off Debt vs Making Retirement Contributions

On this episode of DIY Money, Quint and Daniel discuss when to pay off debt versus using that money to make retirement contributions.
3/1/202113 minutes, 21 seconds
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Investing vs Pay-Off Debt

On this episode of DIY Money, Quint and Daniel discuss whether you should invest or pay off debt.  
2/24/202113 minutes, 48 seconds
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Avoiding Lifestyle Bloat

On this episode of DIY Money, Quint and Daniel talk about avoiding a lifestyle bloat. 
2/21/202116 minutes, 42 seconds
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When to Pay-Off Debt With Cash on Hand

On this episode of DIY Money, Quint and Daniel advise on when to pay-off a debt when you have the cash on hand.
2/17/202115 minutes, 4 seconds
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Staying Motivated to Pay Off Debt

On this episode of DIY Money, Quint and Daniel give advice on how they stay motivated to pay off debt. 
2/14/202115 minutes, 58 seconds
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Buying Employer Stock

On this episode of DIY Money, Quint and Daniel talk about buying employer stock options.
2/10/202117 minutes, 55 seconds
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What Do You Invest In? What About Capital Gains?

On this episode of DIY Money, Quint and Daniel discuss what they have in their portfolios and how they manage them for themselves. They also discuss how they handle capital gains. 
2/7/202116 minutes, 38 seconds
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Renters Insurance

On this episode of DIY Money, Quint and Daniel talk about renters insurance and how much coverage you should get.
2/3/202112 minutes, 51 seconds
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Roth Conversion Rules

On this episode of DIY Money, Quint and Daniel discuss Roth Conversions and how they work. 
2/1/202113 minutes, 31 seconds
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GameStop Stock Frenzy Explained

On this special episode of DIY Money, Quint and Daniel explain what you need to know about the GameStop stock frenzy. 
1/29/202126 minutes, 1 second
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Roth IRA 5-Year Rule

On this episode of DIY Money, Quint and Daniel discuss the Roth IRA 5-Year rule.
1/27/202114 minutes, 29 seconds
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How to Get Started as a Writer

On this episode of DIY Money, Quint and Daniel talk about what it takes to get started as a writer. 
1/26/202111 minutes, 42 seconds
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Contribute to Accounts Outside 401K

On this episode of DIY Money, Quint and Daniel talk about contributing to accounts other than your employer's 401K. 
1/20/202116 minutes, 38 seconds
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Roth IRA Tax Benefits Explanation

On this episode of DIY Money, Quint and Daniel go in-depth to explain the tax benefits of a Roth IRA. 
1/17/202115 minutes, 29 seconds
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Cleaning up Porfolio of Random Investments

On this episode of DIY Money, Quint and Daniel advise on how to clean up a portfolio of random investments.
1/13/202114 minutes, 49 seconds
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Balancing Different Savings Goals

On this episode of DIY Money, Quint and Daniel discuss how to balance out different savings goals. 
1/10/202116 minutes, 59 seconds
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How to Set-Up a Side Hustle

On this episode of DIY Money, Quint and Daniel talk about the ins and outs of setting up a side hustle. 
1/6/202114 minutes, 10 seconds
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Working With Parents Advisors

On this episode of DIY Money, Quint and Daniel talk about working with your parent's financial advisors and how you should engage with them to ensure you get the most out of their assistance. 
1/3/202122 minutes, 57 seconds
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First Time Home Buying

On this episode of DIY Money, Quint and Daniel give advice to first home buyers. 
12/30/202017 minutes, 28 seconds
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Tax Implications of Side Hustles

On this episode of DIY Money, Quint and Daniel discuss tax implications when starting a new side hustle. 
12/27/202013 minutes, 31 seconds
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Investing in a New Business Opportunity

On this episode of DIY Money, Quint and Daniel give their recommendations on what to do when there is excess cash in the budget and whether to invest in a new business opportunity. 
12/23/202013 minutes, 41 seconds
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Downsizing Homes

On this episode of DIY Money, Quint and Daniel discuss when you should consider downsizing homes. 
12/20/202014 minutes, 58 seconds
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Budgeting Surplus

On this episode of DIY Money, Quint and Daniel talk about what their strategies are when they come across a monthly budgeting surplus. 
12/16/20209 minutes, 43 seconds
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Should You Save Money or Pay Off Debt?

On this episode of DIY Money, Quint and Daniel discuss whether you should be saving more for retirement or pay off debt sooner? 
12/13/202011 minutes, 58 seconds
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Saving for Unexpected Family Planning Expenses

On this episode of DIY Money, Quint and Daniel give advice on saving for unexpected family planning expenses.
12/9/202013 minutes, 55 seconds
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Mutual Fund Fees vs Performance

On this episode of DIY Money, Quint and Daniel discuss how to determine the balance between the rate of return and the expense ratio of funds. 
12/6/202017 minutes, 30 seconds
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Roth IRA Saving

On this episode of DIY Money, Quint and Daniel discuss using a Roth IRA as a savings tool. 
12/2/202014 minutes, 3 seconds
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Annuity and Retirement

On this episode of DIY Money, Quint and Daniel discuss planning for retirement outside of an annuity retirement option. 
11/30/202013 minutes, 32 seconds
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Planning Around a Pension

On this episode of DIY Money, Quint and Daniel discuss planning for retirement outside of a pension. 
11/25/202013 minutes, 52 seconds
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How to Avoid Lifestyle Creep

On this episode of DIY Money, Quint and Daniel talk about the lifestyle creep of expenses and how to avoid it. 
11/22/202012 minutes, 58 seconds
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How Young Adults Can Set Themselves Up For Success

On this episode of DIY Money, Quint and Daniel give their advice on how young adults can set themselves up for success in the future. 
11/18/202016 minutes, 13 seconds
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401K Rollovers with Roth and Traditional Funds

On this episode of DIY Money, Quint and Daniel discuss what you need to know before rolling over a 401K with both Roth and Traditional funds. 
11/15/202014 minutes, 50 seconds
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Cash Value Life Insurance

On this episode of DIY Money, Quint and Daniel discuss their thoughts on cash value life insurance and whether it is the right fit for you. 
11/11/202017 minutes, 17 seconds
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How Do You Save for a Wedding and a House?

On this episode of DIY Money, Quint and Daniel talk all things from buying a house, paying off debt, and whether you should use your 401K to do so. 
11/8/202014 minutes, 41 seconds
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4% Withdrawl Rule

On this episode of DIY Money, Quint and Daniel discuss how to determine how much you should be planning on saving for retirement and whether the 4% withdrawal rule is still valid. 
11/4/202017 minutes, 20 seconds
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What to Expect From a Financial Planner

On this episode of DIY Money, Quint and Daniel discuss what you should expect when you are planning to meet with a financial advisor. 
11/1/202014 minutes, 33 seconds
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How to Legitimize a Business

On this episode of DIY Money, Quint and Daniel give advice on how to legitimize a business.
10/28/202012 minutes, 38 seconds
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How to Save for Short-Term Goals

On this episode of DIY Money, Quint and Daniel share their personal strategies for saving for short-term financial goals. 
10/25/202012 minutes, 43 seconds
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Dollar-Cost Averaging Vs. Lump-Sum Investing

On this episode of DIY Money, Quint and Daniel talk about the differences between two different investment strategies and what may be best for you depending on your timeline. 
10/21/202014 minutes, 4 seconds
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Index Funds vs Total Market

On this episode of DIY Money, Quint and Daniel talk about the differences between investing in a total stock market index fund and an S&P 500 index fund.
10/19/202014 minutes, 47 seconds
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Financial Planning for Relatives With Special Needs

On this episode of DIY Money, Quint and Daniel discuss saving and planning for a family member or a loved one with special needs. 
10/14/202013 minutes, 35 seconds
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Maxing Out a 401K and Early Retirement

On this episode of DIY Money, Quint and Daniel give their advice on what to do if you are looking to retire early and strategies for avoiding a large tax burden when you are maxing out your 401K. 
10/11/202013 minutes, 34 seconds
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Should You Pay Off or Close Your Credit Cards Before Applying For a Mortgage?

On this episode on DIY Money, Quint and Daniel discuss whether you should pay off or close your credit cards before applying for a mortgage. 
10/8/202013 minutes, 8 seconds
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Refinancing Your Mortgage

On this episode of DIY Money, Quint and Daniel discuss if it is worth it for you to refinance your mortgage. 
10/5/202014 minutes, 42 seconds
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Side Hustle Spotlight

Ashley Struble was let go from her job due to not being able to find child care during the Covid Pandemic. Rather than sit around and stew in frustration she took it upon herself to launch a side hustle which has quickly turned into a nice small business with outstanding returns. In this episode Quint talks to Ashley about exactly what she did and how you too can turn a small idea into a hefty profit.  
9/30/202012 minutes, 43 seconds
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Money in Marriage

On this episode of DIY Money, Quint and Daniel give their advice on living a financially happy marriage and why it is important to be on the same page with your spouse. 
9/29/202013 minutes, 44 seconds
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Credit Card vs. Cash

On this episode of DIY Money, Quint and Daniel discuss the pros and cons of using a credit card vs. paying with cash when making a purchase.
9/23/202013 minutes, 30 seconds
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What to Consider When Purchasing a New Car

On this episode of DIY Money, Quint and Daniel talk about their personal approaches to purchasing a new car. 
9/20/202013 minutes, 29 seconds
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How to Make the Most of Extra Income

On this episode of DIY Money, Quint and Daniel discuss how to make the most of extra income. 
9/16/202014 minutes, 1 second
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Life Insurance for Children

On this episode of DIY Money, Quint and Daniel discuss ways on how to save money for your children's future. 
9/14/202013 minutes, 54 seconds
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Diversifying Your Portfolio for a Weak Dollar

On this episode of DIY Money, Quint and Daniel talk about the importance of a well-diversified portfolio. 
9/9/202013 minutes, 50 seconds
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Caring Financially for Parents

On this episode of DIY Money, Quint and Daniel discuss caring financially for parents.
9/6/202014 minutes
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How Much to Spend on Housing

On this episode of DIY Money, Quint and Daniel discuss how much of your income you should spend on housing.
9/2/202013 minutes, 44 seconds
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Selling and Re-Entering the Stock Market

On this episode of DIY Money, Quint and Daniel talk about what to do if you panic sell and how to re-enter the market. 
8/30/202013 minutes, 15 seconds
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Tax-Advantaged Ways to Pay Student Loans

On this episode of DIY Money, Quint and Daniel discuss some tax-advantaged ways to pay student loans.
8/24/202013 minutes, 49 seconds
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How to Repair and Build Credit

On this episode of DIY Money, Quint and Daniel discuss ways to repair and build your credit score. 
8/19/202013 minutes, 56 seconds
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When to Accrue for Expenses

On this episode of DIY Money, Quint and Daniel talk about their strategies for accruing for future expenses. 
8/16/202013 minutes, 20 seconds
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Robo Advisors vs Self Investing

On this episode of DIY Money, Quint and Daniel discuss the differences of investing with a Robo Advisor or going a Self Directed route. 
8/12/202014 minutes, 4 seconds
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Should You Leave Your Job to Attend School?

In this episode of DIY Money, Quint and Daniel discuss whether quitting your job to attend school is a good idea. 
8/9/202014 minutes, 6 seconds
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How to Pay Yourself as a Business Owner

On this episode of DIY Money, Quint and Daniel discuss how to determine your salary as a small business owner and where to set aside for retirement. 
8/5/202013 minutes, 34 seconds
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Where to Hold Cash for Future Home Purchase

On this episode of DIY Money, Quint and Daniel discuss where to park your cash for the use of a future home purchase.
8/3/202013 minutes, 54 seconds
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What Has The Pandemic Changed For You?

On this episode of DIY Money, Quint and Daniel discuss what they've learned throughout this recent pandemic and the importance of being prepared for what could come next. 
7/29/202018 minutes, 5 seconds
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How to Calculate Withholding for Your Paycheck

On this episode of DIY Money, Quint and Daniel discuss the benefits of reducing the tax withholdings on your paychecks and how to calculate your own withholdings.   
7/26/202013 minutes, 38 seconds
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Avenues to Create More Margin

On this episode of DIY Money, Quint and Daniel discuss avenues to create more margin and the importance of defining your own financial goals. 
7/22/202014 minutes, 4 seconds
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Using Debt to Bridge Gap with Starting a Business

On this episode of DIY Money, Quint and Daniel discuss how you can use debt in your favor.
7/19/202013 minutes, 50 seconds
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How to Choose Where to Invest Next

On this episode of DIY Money, Quint and Daniel discuss ways to use excess cash. 
7/15/202013 minutes, 5 seconds
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Robo Advisors vs Index Funds

On this episode of DIY Money, Quint and Daniel go over the differences of investing with a Robo Advisor or in an Index Fund.
7/12/202013 minutes, 47 seconds
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Betting on Student Loan Forgiveness

On this episode of DIY Money, Quint and Daniel discuss the possibility of student loan forgiveness in this upcoming election. 
7/9/202013 minutes, 59 seconds
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Is Now a Good Time to Invest?

On this episode of DIY Money, Quint and Daniel discuss whether now is a good time to invest given the current environment.
7/5/202014 minutes, 19 seconds
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What is Thematic Investing?

On this episode of DIY Money, Quint and Daniel go in-depth about the rise of thematic investing.
7/1/202014 minutes
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Using a Roth IRA for Home Buying

On this episode of DIY Money, Quint and Daniel discuss what to consider before pulling out your Roth IRA into a home down payment. 
6/28/202013 minutes, 29 seconds
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Investing for Wealth Development

On this episode of DIY Money, Quint and Daniel discuss building wealth outside of retirement accounts. 
6/24/202014 minutes, 1 second
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Where to Begin Your Financial Journey

On this episode of DIY Money, Quint and Daniel give advice on where to begin your financial journey.
6/21/202013 minutes, 36 seconds
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What to Start Investing In

On this episode of DIY Money, Quint and Daniel give blanketed advice on investments and where to start when you are ready. 
6/17/202013 minutes, 42 seconds
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How Many Investments to Own?

On this episode of DIY Money, Daniel explores how you can achieve diversification with as little as one mutual fund thanks to the low-cost target-date index funds being offered by many brokerages today.
6/10/202014 minutes, 13 seconds
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Liquidity and Debt Payoff

On this episode of DIY Money, Daniel discusses the benefits of liquidity while paying off debt and why it all comes down to math. 
6/7/202013 minutes, 28 seconds
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Using a Health Savings Account (HSA)

On this episode of DIY Money, Quint and Daniel break down the benefits of using a health savings account (HSA for short!) in your financial plan.
6/4/202013 minutes, 56 seconds
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Financial Safety Nets

In this week's episode Quint and Daniel discuss what resources and strategies are available to those who have run out of options during these difficult times.
5/31/202013 minutes, 4 seconds
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Multiple Streams of Income

In today's episode Quint and Daniel discuss the difference between active and passive income and the various ways you can use them to diversify your income. 
5/27/202010 minutes, 58 seconds
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How to Pay Taxes on Gifts

In this week's episode Quint and Daniel discuss the tax rules for large gifts of cash and how to use them.
5/24/202011 minutes, 32 seconds
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IRA vs. Roth IRA

In this week's episode Quint and Daniel explain the differences between and IRA and a Roth IRA and the rules that come with each.
5/20/202013 minutes, 26 seconds
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Managing Finances in a Second Marriage

In this week's episode Quint and Daniel discuss whether or not to merge finances with a spouse coming from prior marriage with children.
5/17/20209 minutes, 46 seconds
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How to Handle Auto Loans

In this week's episode Quint and Daniel discuss how to pay off car loans and if its a good idea to borrow from a 401(K).
5/13/202010 minutes, 29 seconds
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Managing Sporadic Income

In this week's episode Quint and Daniel discuss how often they check their budgets and how to manage a budget with sporadic income. 
5/10/202012 minutes, 19 seconds
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Staying on Course

How do you stay on track after reaching your goals? In this week's episode Quint and Daniel discuss various strategies they use to stay focused. 
5/6/202015 minutes, 31 seconds
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How to Diversify on a Budget

In this week's episode Quint and Daniel discuss diversifying portfolios on a budget and managing trading fees abroad. 
5/3/202016 minutes, 14 seconds
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Ways to Save for College

In this week's episode Quint and Daniel discuss the different investment strategies available for college.
4/29/202013 minutes, 53 seconds
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Employee Stock Options

In this week's episode Quint and Daniel discuss how to managing employee stock purchase plans.
4/26/202014 minutes, 41 seconds
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Mutual Funds vs ETFs

In this week's episode Quint and Daniel go over the differences between Mutual Funds and Exchange-Traded Funds.
4/22/202012 minutes, 37 seconds
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Taking CARE of Student Loans

In this week's episode Quint and Daniel dive into student loans and the CARES Act.
4/19/202015 minutes, 53 seconds
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Building Wealth

In this week's episode Quint and Daniel explore different philosophies for buying assets and what to do after maxing out retirement accounts.
4/15/202016 minutes, 29 seconds
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Should You Defer Your Debt?

In this week's episode Quint and Daniel discuss if its a good idea to defer debt payments during the coronavirus pandemic.
4/12/202010 minutes, 8 seconds
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Salary vs. Experience

Is it better to stay with a job you enjoy or switch jobs for a pay raise? In this week's episode Quint and Daniel tackle this question about employment and more. 
4/5/202013 minutes, 7 seconds
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Using Your Stimulus Check

In this week's episode Quint and Daniel discuss the best uses for the stimulus check.  
4/1/20207 minutes, 6 seconds
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Adjusting Your Budget in a Crisis

In this week's episode Quint and Daniel discuss the way their altering their budgets in response to the COVID-19 epidemic. 
3/29/202018 minutes, 2 seconds
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How To Save For College

In this week's episode, Quint and Daniel the discuss different ways to save for your children's future while paying down debt. 
3/25/202015 minutes, 21 seconds
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Home Renovation

In this week's episode Quint and Daniel discuss if you can spend too much on renovating your home. 
3/22/202019 minutes, 33 seconds
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Retiring Outside of America

In this week's episode Quint and Daniel discuss the pros and cons of investing in retirement accounts for non-US citizens.
3/18/202011 minutes, 26 seconds
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Special - Covid19

In this week's episode Quint and Daniel take some time to share their thoughts on the coronavirus and the current situation its put the country in. 
3/15/202018 minutes, 11 seconds
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Early Career Investing

In this weeks episode Quint and Daniel discuss how to start investing early on in a career and how to handle the taxes. 
3/11/202014 minutes, 46 seconds
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Marriage, Taxes, and Retirement

In this episode Quint and Daniel discuss how your taxes and retirement savings can change when you get married. 
3/8/202014 minutes, 58 seconds
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Playing the Credit Card Game

In this episode, Quint and Daniel discuss the rewards you can earn from credit cards and if there's such a thing as too many credit card. 
3/4/202010 minutes, 53 seconds
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Is it a Good Idea to Consolidate Debt?

In this episode Quint and Daniel dive into the viability of debt consolidation.
3/1/202011 minutes, 24 seconds
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Backdoor Roth IRA

Should you invest in a backdoor Roth after maxing out your Roth IRA? In this week's episode Quint and Daniel discuss this and more. 
2/26/202014 minutes, 26 seconds
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Choosing a Financial Planner

In this episode Quint and Daniel discuss the different ways Financial Planners are compensated and what to look for when choosing them. 
2/23/202014 minutes, 32 seconds
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Moving to a New State

In this episode Quint and Daniel discuss their do's and don'ts for moving to a new state. 
2/19/202011 minutes, 2 seconds
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Separating Business and Personal Finances

In this episode Quint and Daniel draw from their personal experiences to give tips on how to separate business and personal finances.
2/16/202010 minutes, 22 seconds
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Tackling Real Estate

Is it worth your time and money to invest in real estate? In this episode Daniel and Quint debate the pros and cons of investing in the housing market.
2/12/202012 minutes, 16 seconds
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Is Whole Life Insurance Worth It?

Is Whole Life an investment strategy? This is a hot topic among many folks these days which Daniel and Quint take head on. 
2/9/202010 minutes, 6 seconds
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Using Private Savings Accounts

In this episode, Quint and Daniel discuss Credit Karma's saving account and private label solutions.
2/5/202013 minutes, 44 seconds
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Balancing Student Loans and Retirement

In this episode, Quint and Daniel discuss how to balance paying off student loans and investing in a 401(k).
2/2/20209 minutes, 43 seconds
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Prioritizing Credit Card Debt

In this episode, Quint and Daniel answer another listener's question concerning paying off credit card debt while paying life's expenses at the same time. 
1/29/202012 minutes, 12 seconds
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Paying Unpredictable Medical Expenses

In this episode, Quint and Daniel talk about how you can prepare for unpredictable medical expenses.
1/26/202012 minutes, 31 seconds
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Money in Marriage

In this episode, Quint and Daniel discuss how you can set up financial goals when newly married. Once you are married, it is no longer your debt, it is OUR debt. 
1/22/202012 minutes, 58 seconds
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Boomerang Children and Finances

This week’s episode is sponsored by Booknotes, get your 7-day free trial here: https://booknotes.page.link/DIYmoney In this episode, Quint and Daniel talk about "boomerang children" (young adults who come back to live at home) and how to help propel them outside of the house. 
1/19/202016 minutes, 7 seconds
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All About Financial Advisors

In this episode, Quint and Daniel discuss how you can know when to employ a financial advisor to enhance your personal finances. 
1/15/202015 minutes, 59 seconds
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Home Renting or Buying?

In this episode, Quint and Daniel discuss the perks and downfalls of home renting/buying. The decision to rent or buy is always situational!
1/13/202014 minutes, 15 seconds
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Secured vs. Unsecured Loans

In this episode, Quint and Daniel discuss the differences between secured and unsecured loans and talk about taking out loans for your children.
1/8/202016 minutes, 18 seconds
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Saving for Your Parents

In this episode, Quint and Daniel discuss the nuances of saving for your parents and the steps you can take to ensure your own financial goals stay intact during the process. 
1/6/202012 minutes, 38 seconds
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How to Allocate Your Budget

In this episode, Quint and Daniel discuss ways you can allocate your budget. Rules and general guidelines aren't as simple as they seem!
1/1/202013 minutes, 13 seconds
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Having Multiple Savings Accounts

In this episode, Quint and Daniel discuss whether or not you should have multiple savings accounts. Whatever works for you, do it, but don't overcomplicate it!
12/25/201913 minutes, 23 seconds
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Should You Put No Money Down?

In this episode, Quint and Daniel talk about no money down home buying and discuss strategies you can use to get the most bang for your buck.
12/22/201914 minutes, 41 seconds
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Investing Before Paying Down Debt

In this episode, Quint and Daniel discuss whether or not you should invest before paying down bad debt (credit card/student loans).
12/15/201913 minutes, 7 seconds
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Retirement Funds

In this episode, Quint and Daniel discuss the different retirement funds (Roth IRA/401 K) and explain how to choose which ones you should fund first. 
12/12/201913 minutes, 2 seconds
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Prioritizing Saving Versus Loans

In this episode, Quint and Daniel answer a question about student loans and knowing when to pay them off rather than saving. 
12/9/201912 minutes, 2 seconds
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Commissions and Budgets

In this episode, Quint and Daniel discuss how you can make a budget while working for commissions. 
12/5/201920 minutes, 45 seconds
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Psychology and Providing for Your Kids

In this episode, Quint and Daniel discuss the concept of EOC (economic outpatient care) and how you can provide for your kids without making them reliant.
12/1/201923 minutes, 11 seconds
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Building Wealth While Self-Employed

In this episode, Quint and Daniel discuss how you can build wealth while self-employed, specifically in the context of a musical artist. 
11/27/201913 minutes, 38 seconds
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Grocery Budgeting

In this episode, Quint and Daniel discuss how they form their grocery budgets and how financial psychology plays into your budget. 
11/24/201915 minutes, 12 seconds
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Renting vs. Purchasing

In this episode, Quint and Daniel discuss transitioning from renting to purchasing a home and whether it's a good idea in the first place. 
11/20/201912 minutes, 57 seconds
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Financially Preparing For Death

In this episode, Quint and Daniel answer a question concerning how you can financially prepare for you or your spouse's death. 
11/17/201912 minutes, 48 seconds
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Internationally Diversifying Your Portfolio

In this episode, Quint and Daniel answer another listener's question, this time concerning portfolio allocation with US and International stocks. 
11/14/201916 minutes, 30 seconds
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How to Compare Work Benefits

In this episode, Quint and Daniel answer another listener's questions, this time concerning how to choose between jobs based on its work benefits. 
11/11/201913 minutes, 39 seconds
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Teaching Your Kids the Basics of Money

In this episode, Quint and Daniel discuss strategies they have used when teaching their kids about money/personal finance.
11/6/201916 minutes, 51 seconds
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Avenues to Building Wealth

In this episode, Quint and Daniel answer a listener's question concerning ways you can build wealth once you have taken care of debt and retirement. 
11/3/201917 minutes, 40 seconds
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Tracking Credit Card Expenses

In this episode, Quint and Daniel discuss how to track expenses when using credit cards given the expense is not taken immediately. 
10/30/201912 minutes, 46 seconds
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Paying Off Loans

In this episode, Quint and Daniel discuss knowing when and how to pay off certain loans. 
10/27/201916 minutes, 45 seconds
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How to Maximize Multiple Savings Accounts

In this episode, Quint and Daniel make suggestions towards maximizing multiple savings accounts, whether it is an emergency fund or for investing. 
10/23/201910 minutes, 40 seconds
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Maximizing Your Margins

In this episode, Quint and Daniel run through the steps of budgeting, tracking expenses, creating goals, and maximizing margin. 
10/20/201911 minutes, 10 seconds
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Saving for a Rainy Day

In this episode, Quint and Daniel discuss the steps you can take to start creating a "rainy day" fund. 
10/16/201914 minutes, 1 second
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How to Handle Student Loans

In this episode, Quint and Daniel discuss the cost-benefits of taking out student loans and answer a question about paying off student debt.
10/13/201914 minutes, 6 seconds
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How to Create Passive Income

In this episode, Daniel and Quint answer another listener's question, this time concerning ways to create passive income. 
10/9/201917 minutes, 3 seconds
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Day Trading and an Eventual Recession

In this episode, Quint and Daniel talk about whether or not day trading is a good idea given the chance of a coming recession. 
10/2/201920 minutes, 15 seconds
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5 Steps to Improving Your Personal Finances Pt. 2

In this episode, Quint and Daniel pick up where they left off explaining how to improve your personal finances. 
9/29/201924 minutes, 12 seconds
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5 Steps to Improving Your Personal Finances

In this episode, Quint and Daniel lay out 5 steps that you can take towards creating a better financial life for yourself. 
9/25/201924 minutes, 17 seconds
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Mobile Investing Apps Guide

In this episode, Quint and Daniel dive into mobile investing apps such as Robinhood, Acorns, and Stash. 
9/22/201916 minutes, 22 seconds
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Playing the Housing Market

In this episode, Quint and Daniel talk about the current housing market conditions and answer a question concerning kid's schooling and ancillary debt.
9/18/201914 minutes, 54 seconds
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How to Handle a Potential Recession

In this episode, Quint and Daniel talk about what you can do to prepare for the next recession. 
9/15/201918 minutes, 33 seconds
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Home Mortgage and Investing

In this episode, Quint and Daniel talk about paying off a mortgage while investing or saving.
9/11/201912 minutes, 29 seconds
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Ways to Give Without Breaking Your Budget

In this episode, Quint and Daniel share their personal experiences with giving and discuss ways you can give without breaking your budget.
9/8/201915 minutes, 42 seconds
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How to Handle an Emergency Fund

In this episode, Quint and Daniel discuss how to navigate the online space to find the right place to hold your emergency fund. 
9/4/201912 minutes, 52 seconds
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Paying Down Debt

In this episode, Quint and Daniel discuss ways to start paying down credit card and long term debts. Paying down debts can be your first step towards responsible and consistent personal finance habits. 
9/1/201915 minutes, 4 seconds
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Giving to Charity

In this episode, Quint and Daniel discuss giving money to charities, churches, or to those in need and go into depth about certain tax deductions that you are entitled to. 
8/29/201915 minutes, 24 seconds
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Tax Havens and Retirement Savings

Quint and Daniel answer another listener's question, this time concerning tax havens for small business owners. 
8/25/201915 minutes, 11 seconds
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How to Maintain Separate Finances

Quint and Daniel discuss how to maintain separate finances with a significant other - or if you should in the first place. 
8/21/201917 minutes, 25 seconds
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Knowing When to Save or Invest

Quint's back, and in this episode, him and Daniel discuss how to save and invest money at the same time. 
8/18/201916 minutes, 21 seconds
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Vacationing on a Budget

Daniel's in the studio while Quint calls in from vacation to answer another listener's question concerning tips and tricks on how to vacation on a budget. 
8/14/201916 minutes, 49 seconds
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Own It! Being Cheap

Quint calls in from vacation to talk with Daniel about friendships and relationships when you're scared about looking cheap.
8/11/201916 minutes, 13 seconds
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How to Handle Debt

Daniel's on vacation, so Quint tackles a listener's question concerning debt by himself on this episode. 
8/7/201918 minutes, 2 seconds
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How to Develop a Budget

Quint and Daniel sit down and discuss ways that you can start and maintain a budget.
8/4/201921 minutes, 53 seconds
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Mortgages and Relationships

Quint and Daniel answer another listener question concerning everything to do with home mortgages. Be sure to submit your question to [email protected] for a chance to win a $25 Amazon gift card!
7/31/201917 minutes, 14 seconds
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Having Fun Frugally

Quint and Daniel discuss ways to have fun with friends or your significant other while keeping your financial status in mind. 
7/29/201917 minutes, 22 seconds
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The Nuances of Investment Accounts

Quint and Daniel answer a question regarding Roth and Traditional IRA's, and they discuss the nuances associated with opening an investment account.
7/24/201917 minutes, 32 seconds
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How Much Insurance Should You Have?

Quint and Daniel discuss insurance policy decisions and how you should go about "breaking up" with your wealth advisor.
7/19/201916 minutes, 59 seconds
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Budgeting Life's Expenses

Quint and Daniel answer another listener's question. This time, they discuss how they allocate their money and budget for expenses. 
7/16/201921 minutes, 53 seconds
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Is Debt Ever "Good"?

Quint and Daniel sit down and discuss the question of "Is Debt Ever Good?"
7/6/201917 minutes, 45 seconds
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Valuing a Business

In this episode, Quint and Daniel discuss appraising a new business and specifically address the nuances of the process when family is involved. 
7/2/201917 minutes, 42 seconds
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How to Start Investing

There are many ways to start investing, but the first step involves learning and asking questions. 
6/28/201916 minutes, 39 seconds
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Disciplined Budgeting - It Never Ends

Daniel and Quint sit down and answer another listener's question regarding budgeting. Make sure to submit your question for a chance to win a $25 Amazon E-Card.
6/24/201916 minutes, 43 seconds
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Don’t be Dumb with Large Purchases

This week’s listener question comes from Matt who asks ‘what’s the best way to save for a car or other large purchases’.
6/16/201920 minutes, 1 second
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Financial Goals for Each Decade of Your Life

Daniel and Quint walks listeners through a decade by decade playbook regarding various financial goals. How are you doing when it comes to your financial road map?
6/14/201924 minutes, 26 seconds
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$25.00 for your question!!

We want to engage with you and we're going to give you an incentive to make it happen. Send us your audio question and if we use your clip on air we'll send you a $25.00 Amazon e-gift card. No strings attached! The easiest $25.00 you'll ever make. Instructions on how to do so are in this podcast!
6/11/20196 minutes, 22 seconds
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Real Estate Purchase for Small Business Owners

Quint walks listeners through a real estate purchase he recently completed which gives a good look into a strategy that can be used by small business owners to unlock additional value.
6/8/201917 minutes, 41 seconds
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Side Hustle - Part 2 Interview with Amazon Legend Matt Carlett

A few years ago Matt Carlett needed to make some extra money. The writing was on the wall that his kids were growing up fast and his job did not give him the opportunity he wanted to spend with his children. He took matters into his own hands and begun exploring the world of retail arbitrage. Fast forward a few years and Matt is now one of the largest Amazon merch sellers. You're gonna love his story.
6/3/201917 minutes, 48 seconds
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Side Hustle - Part 1 Interview with Amazon Legend Matt Carlett

A few years ago Matt Carlett needed to make some extra money. The writing was on the wall that his kids were growing up fast and his job did not give him the opportunity he wanted to spend with his children. He took matters into his own hands and begun exploring the world of retail arbitrage. Fast forward a few years and Matt is now one of the largest Amazon merch sellers. You're gonna love his story. 
5/25/201923 minutes, 23 seconds
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Credit Cards Rewards are Enticing Can you Handle it?

Whether it's a free flight or the coveted Companion Pass, credit card promotions are all the rage, but are they right for all?
5/22/201915 minutes, 55 seconds
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Saving for Children with Special Needs

In this podcast Daniel and Quint discuss the niche market of savings for children with Special Needs. There are some tricky nuances to understand.
5/17/201923 minutes, 11 seconds
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Dave Ramsey's Debt Snowball - Yea or Nay

Dave Ramsey has popularized a method of debt repayment called the Debt Snowball. In this podcast Daniel and Quint discuss this in depth and give their thoughts.
5/10/201926 minutes
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Mistakes - Making Lemonade Out of the Lemons

In this podcast Daniel and Quint revisit some of their past financial mistakes and break down some of the positive lessons learned.
5/8/201921 minutes, 46 seconds
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Own It! Relationship and Money

This week Daniel and Quint take a look at money and relationships. If you're not owning your partner's financial position you're already a step behind. 
5/6/201922 minutes, 50 seconds
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Money Mistakes

Despite our best efforts we will make mistakes when it comes to money. Over the years Quint and Daniel have seen them all and in this podcast discuss some of the common and most damaging money mistakes. 
4/30/201924 minutes, 40 seconds
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Like a Roth to a Flame

Have you ever wondered what exactly a Roth IRA is? Is this a strategy you should be using? In this week's DIY Money, Quint and Daniel discuss all the particulars regarding this unique savings strategy. 
4/24/201920 minutes, 32 seconds
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Cut or Create - You Must Make Margin

In this hard hitting episode, Quint and Daniel look at the only way to make financial progress. Once you've established the budget and have discipline in your daily financial practice, you must either cut or create margin in order to make progress! What are you waiting for?
4/20/201922 minutes, 37 seconds
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401k BootCamp

One of the best retirement savings options is your company retirement plan. Whether it's a 401k, 403b, or 457, the best place to start saving is before the money ever hits your bank account. This week Daniel and Quint take us into the world of 401k savings and the nuances surrounding the plans.
4/17/201925 minutes, 44 seconds
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Piggy Bank of Benjamins

If you have children odds are you've wondered about saving for their future. There is no shortage of options from a 529 plan, ESA or a custodial account. In this episode Quint and Daniel discuss the pros and cons of saving for children. With a unique perspective on what's out there the information discussed may shock you. 
4/11/201921 minutes, 21 seconds
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Screw the Joneses

Let's face it, it's not easy to say no to the next shiny thing. Whether it's FaceBook or Instagram the great life of others is around every corner. We all know that keeping up with the Joneses can be a terrible financial plan so why do we do it and how can we stop? This week we discuss in depth some important life lessons when it comes to the Joneses and the critical importance of delayed gratification. 
4/4/201917 minutes, 22 seconds
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Why Even Have a Budget

While we realize you may be getting sick of the subject matter, Quint and Daniel take one last stab at the topic and importance of budgeting. In this episode they take a look at just why someone would even have a budget. When it comes to debt reduction and setting future financial goals is there any other way? 
3/27/201918 minutes, 3 seconds
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Top 5 Budgeting Mistakes

Quint & Daniel conclude this series in budgeting as they visit some of the common mistakes people make when developing a budget. 
3/22/201924 minutes, 27 seconds
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From Monitoring to Managing - How to go from tracking your expenses to actually developing a budget.

In this week's DIY Money Quint and Daniel pick up after week 1 when they discussed the first step to developing a budget, tracking your expenses. Once you've started tracking those expenses the next step is to properly categorize and systematize your spending plan. 
3/16/201921 minutes, 3 seconds
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Marriage & Money

In this episode Daniel and Quint discuss one of the most important topics, marriage and money. Unfortunately when it comes to finances most fall short which leads to frustration, bitterness and sometimes even divorce. In this practical guide Quint discusses just how important it is to identify the family CFO and discusses the critical rolls each person must play in order to achieve success. 
3/13/201919 minutes, 49 seconds
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DIY Money - What's an Index Fund

Index funds are now the most popular investment vehicle on the planet. Yet, most people aren't really a ware of what they are. In this week's DIY Money, Quint and Daniel break down just what an Index fund is so you no longer have to pretend. Special thanks to www.BendSound.com for the background music on our intro. 
3/9/201916 minutes, 12 seconds
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Welcome to DIY Money!

In this very first DIY Money podcast Quint and Daniel tackle two of the most importance steps towards financial success. How does one actual start a budget? What if a couple has good income but at the end of the month there just isn't anything left? Welcome to the new journey that is DIY Money!
3/1/201920 minutes, 17 seconds