Every week, join Whitney Quick as she helps you navigate life as a smart consumer. You'll cover everything in avoiding the latest scams, including phishing emails, medical equipment fraud, understanding layaway, hiring a reputable tax preparer, and even digital spring cleaning. Add to your toolbox and flip through your Consumer Handbook Thursdays during NPR’s Morning Edition at 6:42 a.m. and 8:42 a.m., only on KRCU.
Consumer Handbook: The Top Five Holiday Shopping Scams to Avoid
The chaos of the holiday season usually means emotions are running high. Scammers often try to manipulate people by taking advantage of those strong emotions, like gift shopping stress or holiday generosity.
29/11/2023 • 1 minute 47 seconds
Consumer Handbook: Facebook Marketplace Scams
Facebook Marketplace can be a great resource for buying and selling, especially within your local community. However, scams are nothing new on this platform, since it can be difficult to vet sellers and buyers.
22/11/2023 • 2 minutes 6 seconds
Consumer Handbook: Buy Now, Pay Later
Buy now, pay later is a service that many retailers offer to allow shoppers to space out smaller payments on an item over time, rather than paying the full cost up front. You should read the fine print before agreeing to one of these services.
15/11/2023 • 1 minute 53 seconds
Consumer Handbook: Tik Tok Shop Tips
TikTok recently launched a new online store, TikTok Shop. Before you shop, check out these smart online shopping tips to avoid scams on the new platform.
08/11/2023 • 1 minute 50 seconds
Consumer Handbook: Tips for Safely Donating to Relief Efforts in Israel and Gaza
Better Business Bureau® offers tips for people wishing to donate to relief efforts in Israel and Gaza.
01/11/2023 • 1 minute 49 seconds
Consumer Handbook: How to Safely Stream Sporting Events
While many pandemic-era adjustments to high school athletic events have vanished, live streaming has stuck around. Live streams can be a great way for fans to join in on the fun, even if they can’t attend every game.
25/10/2023 • 1 minute 26 seconds
Consumer Handbook: How College Student Can Avoid Identity Theft
Young adults are often less experienced with credit and finances, and are navigating financial life events like loans, scholarships or budgeting for the first time – making them a popular target for fraudsters.
18/10/2023 • 1 minute 39 seconds
Consumer Handbook: Tips for Debt Relief
People struggling with debt or seeking to fix their credit score often turn to credit relief companies. And some of these companies make big promises, but then don’t deliver, leaving people further in debt.
11/10/2023 • 1 minute 25 seconds
Consumer Handbook: Hiring a Contractor for Emergency Work
Part of being prepared for a disaster is having a plan for repairs to your home or car. The days immediately after a storm or disaster can be overwhelming, but they are an especially critical time for you to do your research carefully and find a trusted contractor.
04/10/2023 • 1 minute 45 seconds
Consumer Handbook: How to Avoid Generative AI Scams
Generative AI programs such as ChatGPT may be changing the way fraudsters commit scams. Better Business Bureau advises consumers to be on the lookout for red flags in any unsolicited messages they receive.
27/09/2023 • 1 minute 47 seconds
Consumer Handbook: Avoiding Concert Ticket Scams
If you’re a music lover, you may find yourself looking for last-minute deals on late summer festivals or tickets to a sold-out show. However, junk fees, resale pricing for high-demand shows and unscrupulous sellers can all make ticket prices skyrocket.
20/09/2023 • 1 minute 46 seconds
Consumer Handbook: Hiring a Tutor
This school year, you might be planning to hire a tutor to keep your child motivated and learning. Many kids can benefit from a tutor to give them extra support in a subject that’s difficult for them or prepare them for a tough assignment.
13/09/2023 • 1 minute 46 seconds
Consumer Handbook: Finding the Right Camping Gear
As the final days of summer sweep in, you may be planning a camping trip to close out the season. It’s tempting to try to find a deal online, but be wary of any prices that seem too good to be true. Scammers sometimes try to lure in shoppers with an outrageous deal.
06/09/2023 • 1 minute 42 seconds
Consumer Handbook: How to Protect Yourself Using ChatGPT
Are robots coming to steal your time, money, and maybe even your heart? Recent technology advances have created new AI-related security threats, and while they don’t look like what you’ve seen in the movies, you might be at risk.
28/06/2023 • 2 minutes 31 seconds
Consumer Handbook: Think Twice Before Taking that Facebook Quiz
Social media is used as a fun distraction for some people, and taking a Facebook quiz may seem like a harmless way to pass the time. But are you giving away more information than you think?
21/06/2023 • 2 minutes 12 seconds
Consumer Handbook: Scammers May Be Targeting Your Smart TV
Scammers can target victims through any device connected to the internet, and your TV is no exception. BBB Scam Tracker has seen an influx of reports about scammers catching people off guard with pop-ups on their smart TVs.
14/06/2023 • 2 minutes 22 seconds
Consumer Handbook: Tips to Avoid Moving Scams
In 2021, 42% of all business inquiries on BBB.org for moving companies occurred from May-August, and nearly 1,100 complaints were filed with BBB against moving companies throughout the year.
31/05/2023 • 2 minutes 21 seconds
Consumer Handbook: How to Make Online Shopping Habits More Sustainable
In theory, online shopping is more eco-friendly than shopping in person. When one delivery truck takes the place of multiple car trips, it leads to lower greenhouse gas emissions. However, some common online shopping habits, such as frequent returns and multiple deliveries, could be better for the environment.
24/05/2023 • 2 minutes 10 seconds
Consumer Handbook: Give yourself a spring digital makeover
The weather is warming in some parts of the country, inspiring people to clean up or clear the clutter. The one area many overlook isn't the corner of a room or a forgotten closet; it's your digital devices.
17/05/2023 • 2 minutes 3 seconds
Consumer Handbook: Avoid the "yo-yo" when buying a car
Multiple car buyers have experienced the “yo-yo” – when a car buyer signs papers and takes the car off the lot, only to have the dealership announce later that the financing fell through, the deal is invalid, and the car must be returned or refinanced at a different rate. By this point, the buyers may have sold or traded in their previous vehicle, causing them to feel trapped.
10/05/2023 • 1 minute 42 seconds
Consumer Handbook: Hiring a Roof Contractor
Many homeowners are making the move to repair or replace their current roofs. The off-season may be the best time to jump on a home improvement project, with lower prices and available materials. The Better Business Bureau has tips to keep in mind whenever hiring any contractor to work in your home.
03/05/2023 • 2 minutes 4 seconds
Consumer Handbook: How to Protect Yourself Using ChatGPT
Are robots coming to steal your time, money, and maybe even your heart? Recent technology advances have created new AI-related security threats, and while they don’t look like what you’ve seen in the movies, you might be at risk.
26/04/2023 • 2 minutes 31 seconds
Consumer Handbook: How to Identify a Fake Website
Scammers are always creating new and improved lookalike websites to trick you out of your personal information and money. These websites may have a very similar URL or look nearly identical to the real website you are searching for, which means they can be hard to identify.
19/04/2023 • 2 minutes 8 seconds
Consumer Handbook: How to spot a job scam
If you are applying to jobs online, constantly research before accepting an interview or employment offer. Job scammers have gotten very sophisticated, convincingly claiming to represent real employers, requiring interviews, and even providing phony offer letters.
12/04/2023 • 2 minutes 10 seconds
Consumer Handbook: Door to Door Sales
March through September is prime time for door-to-door sales, so now is the best time to form a plan for how you will respond if someone knocks on your door.
05/04/2023 • 2 minutes 21 seconds
Consumer Handbook: Scammers May Be Targeting Your Smart TV
Scammers can target victims through any device connected to the internet, and your TV is no exception. BBB Scam Tracker has seen an influx of reports about scammers catching people off guard with pop-ups on their smart TVs.
29/03/2023 • 2 minutes 22 seconds
Consumer Handbook: Facebook Bait and Switch Scams
Believe it or not, you can’t believe everything you read on Facebook. That’s particularly true when it comes to a new phishing scam that has recently popped up in various groups throughout the southeast Missouri region.
22/03/2023 • 2 minutes 15 seconds
Consumer Handbook: How to Buy Furniture Online
Online purchases of home products and furnishings have nearly doubled, and the online outdoor furniture sales have increased more than 400%. This increase likely reflects the home improvements many homeowners are making, parents shopping for desks for home school learning, and employees who have permanently switched to a work from home situation.
15/03/2023 • 2 minutes 3 seconds
Consumer Handbook: Buying a Car in a Seller's Market
Inflation, high-interest rates, and a microchip shortage that brought auto manufacturing to a grinding halt are just a few factors creating an incredibly tough market for anyone looking to buy a car. Experts say it’s unlikely the market will swing in favor of the buyer again anytime soon.
08/03/2023 • 2 minutes 27 seconds
Consumer Handbook: Social Security Living Adjustment Scams
Each year, the Social Security Administration approves a cost-of-living adjustment for recipients of Social Security benefits and Supplementary Security Income.
01/03/2023 • 2 minutes 21 seconds
Consumer Handbook: Think Twice Before Taking that Facebook Quiz
Social media is used as a fun distraction for some people, and taking a Facebook quiz may seem like a harmless way to pass the time. But are you giving away more information than you think?
22/02/2023 • 2 minutes 12 seconds
Consumer Handbook: How to Spot a Parking Ticket Scam
Watch out for this new twist on an old scam. Scammers are using new technology to create fake parking tickets that look surprisingly official. It could be a scam if you receive a parking ticket and are confident that you parked legally.
15/02/2023 • 2 minutes 16 seconds
Consumer Handbook: Data Privacy
The possibility of a cyberattack by a foreign country has gone from being the stuff of science fiction to a common threat that is often reported in the news. While it may seem like there is nothing an individual can do to stop a cyberattack, there are some best practices that consumers and businesses can do to help guard against losing important personal information to cyber thieves.
08/02/2023 • 2 minutes 26 seconds
Consumer Handbook: Planning Home Improvements
In these early weeks of 2023, you may be looking at your home projects for the coming year. While some people may feel comfortable tackling the jobs themselves, many homeowners hire contractors to do most or all of the work. Finding trustworthy contractors can be hard, but Better Business Bureau is here to help.
01/02/2023 • 2 minutes 15 seconds
Consumer Handbook: Tax Preparation
With tax season just getting under way, some consumers rush to file taxes as soon as their employers provide a W-2. While you may get your refund fast that way, you could be missing important deductions or leave yourself in a position where you need to file an amended return.
25/01/2023 • 1 minute 50 seconds
Consumer Handbook: Joining a Gym
If this is your year to take control of your weight and fitness, more power to you. Most likely, you’ll need a commitment to exercise regularly. Better Business Bureau (BBB) has tips to help you determine which gym or health club is the best place to keep you on track.
18/01/2023 • 1 minute 47 seconds
Consumer Handbook: New Year's Resolutions
Are you considering a New Year’s resolution to lose weight or save money for retirement? What about resolving to be a savvy consumer as well? Better Business Bureau suggests trying out new habits that can help you avoid scams and find trustworthy businesses that offer the services or products you need.
11/01/2023 • 1 minute 47 seconds
Consumer Handbook: Shopping for Sports Team Merchandise? Research the business first
When shopping for a team jersey or other sports memorabilia, watch out for fakes. Scammers know that authentic game-used and/or autographed items can fetch big bucks – especially for items commemorating big games. When shopping online, it can be hard to trust that a seller or product is genuine.
04/01/2023 • 1 minute 52 seconds
Consumer Handbook: Reported online retail fraud losses to approach $380M in 2022
Better Business Bureau warns online shoppers searching for gifts and other merchandise to arm themselves with research and use credit cards to dodge scammers.
28/12/2022 • 2 minutes
Consumer Handbook: Average Losses in Puppy Scams Rise Even as Cases Fall
Puppy scams remain consistently profitable for scammers because their multi-tiered setup allows them to convincingly go back to a consumer several times to ask for money, according to an update of a BBB study.
21/12/2022 • 2 minutes 12 seconds
Consumer Handbook: Ways to Avoid Delivery Scams
Delivery scams and theft are particularly prevalent during the holidays when more packages are shipped, but they can happen year-round.
14/12/2022 • 2 minutes 12 seconds
Consumer Handbook: Holiday Returns
No one enjoys taking things back to stores or sending products back to online retailers, and doing so after the holidays can be especially onerous. Knowing store policies and planning ahead can reduce the stress of returning gifts. You’ll help yourself and gift recipients if you find out how a store handles returns before you buy.
07/12/2022 • 2 minutes
Consumer Handbook: Buy Now Pay Later
Better Business Bureau® (BBB®) advises consumers to read and understand the terms of an installment purchase before clicking "Buy.” Otherwise, they could be surprised by fees or other charges that could add to the cost of their purchases.
30/11/2022 • 2 minutes 4 seconds
Consumer Handbook: Beware of Health Care Cons During Open Enrollment
If you are adding or changing your Medicare or Healthcare.gov coverage during open enrollment, watch out for unsolicited calls claiming to "help" you find the best deal. Unfortunately, scammers see this open enrollment period as a chance to trick people out of money and personal information.
