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Budgeting.

English, Education, 1 season, 95 episodes, 1 day, 3 hours, 36 minutes
About
Real conversations about paying off debt and building wealth by utilizing a simple tool, the budget. Period. Episodes also include live on-air segments with Kelly Cordes from WJON!
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094: College on Credit: Equipping Your Kids for Smart Borrowing

LIVE Radio program with Kelly Cordes on WJON, AM 1240 FM 95.3 out of St. Cloud, MN. Weekly lessons to better manage your money, pay off debt, reach goals and enjoy spending again! Student Loan Debt Stats Articles Linked Here If your ready to get better with money? ⁠⁠⁠⁠⁠⁠⁠⁠⁠Signup for my weekly newsletter⁠⁠⁠⁠⁠⁠⁠⁠⁠ and yes, it's a weekly goodie you'll actually want to read.
7/9/202414 minutes, 20 seconds
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093: Millions Not Required: The SIMPLE Financial Plan w/ Steadyworth

We talk a lot about budgeting around here and setting goals but how often do you look at the B-I-G picture? We're talking investments, debt, income, savings, goals and so much more! Thanks to Laura and Gabe with Steadyworth we're diving into how SIMPLE a financial plan can be (hint hint and you don't need millions to have one!). Steadyworth Website Steadyworth Financial Fit Club Instagram Facebook YouTube LinkedIn If your ready to get better with money? ⁠⁠⁠⁠⁠Signup for my weekly newsletter⁠⁠⁠⁠⁠ and yes, it's a weekly goodie you'll actually want to read. And if we're not friends already, let's make it official! ⁠⁠⁠⁠⁠Find me on Insta
7/2/202433 minutes, 31 seconds
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092: Halfway There: Your Money Mid-Year Checkup

LIVE Radio program with Kelly Cordes on WJON, AM 1240 FM 95.3 out of St. Cloud, MN. Weekly lessons to better manage your money, pay off debt, reach goals and enjoy spending again! Mid Year Review Articles Linked Here: US News Now CFO If your ready to get better with money? ⁠⁠⁠⁠⁠⁠⁠⁠Signup for my weekly newsletter⁠⁠⁠⁠⁠⁠⁠⁠ and yes, it's a weekly goodie you'll actually want to read.
6/25/202413 minutes, 48 seconds
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091: A Guide to Personal Finance Apps

LIVE Radio program with Kelly Cordes on WJON, AM 1240 FM 95.3 out of St. Cloud, MN. Weekly lessons to better manage your money, pay off debt, reach goals and enjoy spending again! If your ready to get better with money? ⁠⁠⁠⁠⁠⁠⁠Signup for my weekly newsletter⁠⁠⁠⁠⁠⁠⁠ and yes, it's a weekly goodie you'll actually want to read.
6/11/202417 minutes, 29 seconds
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090: Building Generational Wealth

LIVE Radio program with Kelly Cordes on WJON, AM 1240 FM 95.3 out of St. Cloud, MN. Weekly lessons to better manage your money, pay off debt, reach goals and enjoy spending again! Here are the article I was referencing: How Black families can build generational wealth, according to experts If your ready to get better with money? ⁠⁠⁠⁠⁠⁠Signup for my weekly newsletter⁠⁠⁠⁠⁠⁠ and yes, it's a weekly goodie you'll actually want to read.
6/4/202414 minutes, 20 seconds
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089: The Costly Mistakes From Your Gap in Financial Knowledge

LIVE Radio program with Kelly Cordes on WJON, AM 1240 FM 95.3 out of St. Cloud, MN. Weekly lessons to better manage your money, pay off debt, reach goals and enjoy spending again! Here are the article I was referencing: Personal Finance Knowledge Gaps Survey If your ready to get better with money? ⁠⁠⁠⁠⁠Signup for my weekly newsletter⁠⁠⁠⁠⁠ and yes, it's a weekly goodie you'll actually want to read.
5/28/202415 minutes
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088: LIVE Speaker Panel from Raising Generational Wealth Summit

Whether or not you were able to join the summit, this panel discussion is GOLD. Behind the scenes we dig into the details of just how all of these financial topics blend together, what order you should look into things and HOW you can actually start to make progress. Give Clifton Corbin, our host, and the other panelists a follow if you're vibing with what they are saying: Clifton Corbin Money Talk with Tiff Gabe from Steadyworth Deb from Worthy Nest Summit Access in case you missed it. If your ready to get better with money? ⁠⁠⁠⁠⁠⁠Signup for my weekly newsletter⁠⁠⁠⁠⁠⁠ and yes, it's a weekly goodie you'll actually want to read.
5/21/20241 hour, 9 minutes, 12 seconds
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087: How to Travel the World and Still Retire Comfortably w/ Kari

Are you FINALLY ready to take that trip without feeling the guilt of not being able to afford it? But how do you actually plan, save AND enjoy yourself while making sure you're not stealing from savings? Kari walks us through it all! Check out Kari's website here - Adaptive Financial Design If your ready to get better with money? ⁠⁠⁠⁠Signup for my weekly newsletter⁠⁠⁠⁠ and yes, it's a weekly goodie you'll actually want to read. Ready for free sh*t? ⁠⁠⁠⁠Get access to the Freebie Library (free tools!)⁠⁠⁠⁠ And if we're not friends already, let's make it official! ⁠⁠⁠⁠Find me on Insta
5/14/202431 minutes, 22 seconds
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086: The Ultimate Money Mindset Makeover

LIVE Radio program with Kelly Cordes on WJON, AM 1240 FM 95.3 out of St. Cloud, MN. Weekly lessons to better manage your money, pay off debt, reach goals and enjoy spending again! Here are the articles I was referencing: Creating a Positive Money Mindset Ramsey - Changing Mindset If your ready to get better with money? ⁠⁠⁠⁠Signup for my weekly newsletter⁠⁠⁠⁠ and yes, it's a weekly goodie you'll actually want to read.
5/7/202414 minutes, 18 seconds
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085: Navigating Financial Setbacks

LIVE Radio program with Kelly Cordes on WJON, AM 1240 FM 95.3 out of St. Cloud, MN. Weekly lessons to better manage your money, pay off debt, reach goals and enjoy spending again! If your ready to get better with money? ⁠⁠⁠Signup for my weekly newsletter⁠⁠⁠ and yes, it's a weekly goodie you'll actually want to read.
4/30/202412 minutes, 38 seconds
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084: How to Setup Your Sinking Fund

LIVE Radio program with Kelly Cordes on WJON, AM 1240 FM 95.3 out of St. Cloud, MN. Weekly lessons to better manage your money, pay off debt, reach goals and enjoy spending again! If your ready to get better with money? ⁠⁠Signup for my weekly newsletter⁠⁠ and yes, it's a weekly goodie you'll actually want to read. Ready for free sh*t? ⁠⁠Get access to the Freebie Library (free tools!)⁠⁠ And if we're not friends already, let's make it official! ⁠⁠Find me on Insta
4/23/202413 minutes, 23 seconds
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083: How to Pay Off Credit Card Debt w/ Fallon Moran

Credit card debts is some of the worst kinds because it's so hard to get ahead, you're always feeling like your behind and every payment you make doesn't actually matter. But I have news for you, Fallon is doing it! With over $28k paid in one year, she is on her way! Fallon's story allows you to truly believe that you can 1) have high interest card credit debt and 2) ACTUALLY pay it down while 3) enjoying life at the same time! Follow her on Tik Tok and use her story to inspire you to make the changes you've been craving in your life! If your ready to get better with money? ⁠⁠⁠Signup for my weekly newsletter⁠⁠⁠ and yes, it's a weekly goodie you'll actually want to read. Ready for free sh*t? ⁠⁠⁠Get access to the Freebie Library (free tools!)⁠⁠⁠ And if we're not friends already, let's make it official! ⁠⁠⁠Find me on Insta
4/16/202432 minutes, 24 seconds
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082: Stop Believe These Myths About Your Money

LIVE Radio program with Kelly Cordes on WJON, AM 1240 FM 95.3 out of St. Cloud, MN. Weekly lessons to better manage your money, pay off debt, reach goals and enjoy spending again! Article: ⁠7 Money Mistakes to Stop Believing If your ready to get better with money? ⁠Signup for my weekly newsletter⁠ and yes, it's a weekly goodie you'll actually want to read. Ready for free sh*t? ⁠Get access to the Freebie Library (free tools!)⁠ And if we're not friends already, let's make it official! ⁠Find me on Insta
4/9/202414 minutes, 54 seconds
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081: How To: Quarterly Budgets & Beers Check-in

LIVE Radio program with Kelly Cordes on WJON, AM 1240 FM 95.3 out of St. Cloud, MN. Weekly lessons to better manage your money, pay off debt, reach goals and enjoy spending again! Article: ⁠Allowance Mistakes by Clifton Corbin⁠ If your ready to get better with money? ⁠Signup for my weekly newsletter⁠ and yes, it's a weekly goodie you'll actually want to read. Ready for free sh*t? ⁠Get access to the Freebie Library (free tools!)⁠ And if we're not friends already, let's make it official! ⁠Find me on Insta
4/2/202415 minutes, 32 seconds
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080: Spring Cleaning for Smarter Saving and Spending!

LIVE Radio program with Kelly Cordes on WJON, AM 1240 FM 95.3 out of St. Cloud, MN. Weekly lessons to better manage your money, pay off debt, reach goals and enjoy spending again! Article: Allowance Mistakes by Clifton Corbin If your ready to get better with money? Signup for my weekly newsletter and yes, it's a weekly goodie you'll actually want to read. Ready for free sh*t? Get access to the Freebie Library (free tools!) And if we're not friends already, let's make it official! Find me on Insta
3/26/202413 minutes, 13 seconds
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079: The Fix to Missing the Most Important Things in Your Budget

Do you always have spending that comes up that doesn't fit in your budget? Do you think you're bad at budgeting because something always comes up? Are you always trying to cover over-spending in your budget with other categories? This episode is for you! If your ready to get better with money? Signup for my weekly newsletter and yes, it's a weekly goodie you'll actually want to read. Ready for free sh*t? Get access to the Freebie Library (free tools!) And if we're not friends already, let's make it official! Find me on Insta  
3/19/20248 minutes, 39 seconds
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078: Allowance Mistakes Parents Make and How to Avoid Them

LIVE Radio program with Kelly Cordes on WJON, AM 1240 FM 95.3 out of St. Cloud, MN. Weekly lessons to better manage your money, pay off debt, reach goals and enjoy spending again! Article: Allowance Mistakes by Clifton Corbin If your ready to get better with money? Signup for my weekly newsletter and yes, it's a weekly goodie you'll actually want to read. Ready for free sh*t? Get access to the Freebie Library (free tools!) And if we're not friends already, let's make it official! Find me on Insta
3/12/202413 minutes, 41 seconds
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077: March Is National Credit Education Month

Whether you have good credit, bad credit or no credit, March is National Credit Education month and I'm here to educate! Take some time to learn how to increase your score, stay on top of your report and make of the tasks a part of your personal finance routine to keep it all top of mind! The Challenge: Improve Your Credit In One Month by MoneyFit Clover article on why your credit score is important. If your ready to get better with money? Signup for my weekly newsletter and yes, it's a weekly goodie you'll actually want to read. Ready for free sh*t? Get access to the Freebie Library (free tools!) And if we're not friends already, let's make it official! Find me on Insta
3/5/202410 minutes, 33 seconds
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076: Saving for an Emergency Fund When You’re Already Pinching Pennies

LIVE Radio program with Kelly Cordes on WJON, AM 1240 FM 95.3 out of St. Cloud, MN. Weekly lessons to better manage your money, pay off debt, reach goals and enjoy spending again! Article: CNBC Unexpected Sources to Start Your Emergency Fund If your ready to get better with money? Signup for my weekly newsletter and yes, it's a weekly goodie you'll actually want to read. Ready for free sh*t? Get access to the Freebie Library (free tools!) And if we're not friends already, let's make it official! Find me on Insta
2/27/202413 minutes, 5 seconds
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075: Stop Procrastinating Paying Your Bills (And How to Avoid Late Payments)

LIVE Radio program with Kelly Cordes on WJON, AM 1240 FM 95.3 out of St. Cloud, MN. Weekly lessons to better manage your money, pay off debt, reach goals and enjoy spending again! Article: Stop Paying Bills Late If your ready to get better with money? Signup for my weekly newsletter and yes, it's a weekly goodie you'll actually want to read. Ready for free sh*t? Get access to the Freebie Library (free tools!) And if we're not friends already, let's make it official! Find me on Insta
2/20/202415 minutes, 43 seconds
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074: Student Loan Payments and How to Hack Your Balance!

LIVE Radio program with Kelly Cordes on WJON, AM 1240 FM 95.3 out of St. Cloud, MN. Weekly lessons to better manage your money, pay off debt, reach goals and enjoy spending again! Articles: 10 Student Loan Hacks & Apps to Pay Down Student Loans If your ready to get better with money? Signup for my weekly newsletter and yes, it's a weekly goodie you'll actually want to read. Ready for free sh*t? Get access to the Freebie Library (free tools!) And if we're not friends already, let's make it official! Find me on Insta
2/13/202414 minutes, 19 seconds
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073: Better Your Money This Year With These Monthly Focus Areas

LIVE Radio program with Kelly Cordes on WJON, AM 1240 FM 95.3 out of St. Cloud, MN. Weekly lessons to better manage your money, pay off debt, reach goals and enjoy spending again! Article I referenced for all the hot tips! If your ready to get better with money? Signup for my weekly newsletter and yes, it's a weekly goodie you'll actually want to read. Ready for free sh*t? Get access to the Freebie Library (free tools!) And if we're not friends already, let's make it official! Find me on Insta
2/6/202414 minutes, 57 seconds
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072: Use Your Personal Brand to Become Debt Free w/ Annie Margarita Yang

  Do you have a personal brand? Whether or not you have a business it might be your secret to becoming debt free! Tune in as Annie and I talk about how she is able to teach you to land multiple job offers within 5 days resulting in more money AND becoming the trusted expert in your field. Checkout Annie's website or follow her on TikTok and LinkedIn If your ready to get better with money? Signup for my weekly newsletter and yes, it's a weekly goodie you'll actually want to read. Ready for free sh*t? Get access to the Freebie Library (free tools!) And if we're not friends already, let's make it official! Find me on Insta
1/30/202433 minutes, 11 seconds
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071: How to Set Up a Debt Payoff Plan and Stick To It

LIVE Radio program with Kelly Cordes on WJON, AM 1240 FM 95.3 out of St. Cloud, MN. Weekly lessons to better manage your money, pay off debt, reach goals and enjoy spending again! Article I referenced for all the hot tips! If your ready to get better with money? Signup for my weekly newsletter and yes, it's a weekly goodie you'll actually want to read. Ready for free sh*t? Get access to the Freebie Library (free tools!) And if we're not friends already, let's make it official! Find me on Insta
1/23/202414 minutes, 7 seconds
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070: But Do You Really Know Where Your Money Is Going?

We often THINK we have an idea where our money is going. Maybe you've said, "we need to go out to eat less" or "I spent a lot at Target". But when it comes down to not making progress on our goals, it's important to know WHY we don't feel we can afford to make progress. Have you filled out this tracker to know exactly WHERE your money is going? Because the results might surprise you! And did I mention, it's FREE! 90-Day Expense Tracker Tool inside the Freebie Library If your ready to get better with money? Signup for my weekly newsletter and yes, it's a weekly goodie you'll actually want to read. Ready for free sh*t? Get access to the Freebie Library (free tools!) And if we're not friends already, let's make it official! Find me on Insta  
1/16/20248 minutes, 51 seconds
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069: How to Use a Tiny Home to Build a Bigger Life w/ Laura Lynch

Getting Debt Freeeeee means so many things! Do you include your mortgage? Is it debt free forever or are you starting fresh? Do you only want to break away from high interest debt? No matter what it means to you we can all agree that it will take some prioritization to get there. Listen in as I chat with Laura on how minimalism or the tiny house nation can help you accomplish (insert MASSIVE goal here!!). The Tiny House Advisor website Connect with Laura on LinkedIn or Instagram If your ready to get better with money? Signup for my weekly newsletter and yes, it's a weekly goodie you'll actually want to read. Ready for free sh*t? Get access to the Freebie Library (free tools!) And if we're not friends already, let's make it official! Find me on Insta
1/9/202426 minutes, 59 seconds
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068: 5 Tips to Tackle January - Financial Wellness Month!

LIVE Radio program with Kelly Cordes on WJON, AM 1240 FM 95.3 out of St. Cloud, MN. Weekly lessons to better manage your money, pay off debt, reach goals and enjoy spending again! Article I referenced for all the hot tips! If your ready to get better with money? Signup for my weekly newsletter and yes, it's a weekly goodie you'll actually want to read. Ready for free sh*t? Get access to the Freebie Library (free tools!) And if we're not friends already, let's make it official! Find me on Insta
1/4/202415 minutes, 8 seconds
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67: Systems to Help You Actually Reach Those New Years Goals!

Systems!!!! It's that time of year where we talk about HOW to actually accomplish (insert goal here!) - whether you're paying off debt, FINALLY sticking to a budget or paying for a wedding, we got to get a plan in place! Listen to learn how to setup weekly, monthly, quarterly and annual systems to actually move the needle on all that you want to accomplish! If your ready to get better with money? Signup for my weekly newsletter and yes, it's a weekly goodie you'll actually want to read. Ready for free sh*t? Get access to the Freebie Library (free tools!) And if we're not friends already, let's make it official! Find me on Insta
12/26/202314 minutes, 47 seconds
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066: Need a Fresh Start After the Holidays?

Fall is the perfect time of year to check off some of those financial to-dos that don't happen very regularly. Check out today's episode to see what might need a little bit of extra attention! Linked Resource: 7 Questions to Ask Yourself If your ready to get better with money? Signup for my weekly newsletter and yes, it's a weekly goodie you'll actually want to read. Ready for free sh*t? Get access to the Freebie Library (free tools!) And if we're not friends already, let's make it official! Find me on Insta
12/26/202312 minutes, 55 seconds
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065: 7 Ways to Reduce Financial Stress Around the Holidays

LIVE Radio program with Kelly Cordes on WJON, AM 1240 FM 95.3 out of St. Cloud, MN. Weekly lessons to better manage your money, pay off debt, reach goals and enjoy spending again! Article I referenced for all the hot tips! If your ready to get better with money? Signup for my weekly newsletter and yes, it's a weekly goodie you'll actually want to read. Ready for free sh*t? Get access to the Freebie Library (free tools!) And if we're not friends already, let's make it official! Find me on Insta
12/19/202316 minutes, 24 seconds
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064: Stealing From ”Savings” - What Now?

LIVE Radio program with Kelly Cordes on WJON, AM 1240 FM 95.3 out of St. Cloud, MN. Weekly lessons to better manage your money, pay off debt, reach goals and enjoy spending again!  4 Tips to Avoid Holiday Shopping Debt article If your ready to get better with money? Signup for my weekly newsletter and yes, it's a weekly goodie you'll actually want to read. Ready for free sh*t? Get access to the Freebie Library (free tools!) And if we're not friends already, let's make it official! Find me on Insta
12/14/202313 minutes, 19 seconds
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063: How to Avoid Holiday Debt

LIVE Radio program with Kelly Cordes on WJON, AM 1240 FM 95.3 out of St. Cloud, MN. Weekly lessons to better manage your money, pay off debt, reach goals and enjoy spending again!  4 Tips to Avoid Holiday Shopping Debt article If your ready to get better with money? Signup for my weekly newsletter and yes, it's a weekly goodie you'll actually want to read. Ready for free sh*t? Get access to the Freebie Library (free tools!) And if we're not friends already, let's make it official! Find me on Insta
11/28/202313 minutes
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062: Mint Is Shutting Down, Now What?

LIVE Radio program with Kelly Cordes on WJON, AM 1240 FM 95.3 out of St. Cloud, MN. Weekly lessons to better manage your money, pay off debt, reach goals and enjoy spending again! Mint alternatives depending on your needs. Debt Payoff Planner App If your ready to get better with money? Signup for my weekly newsletter and yes, it's a weekly goodie you'll actually want to read. Ready for free sh*t? Get access to the Freebie Library (free tools!) And if we're not friends already, let's make it official! Find me on Insta
11/21/202314 minutes, 34 seconds
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061: 5 Things to Do This Fall to Improve Your Finances

  Fall is the perfect time of year to check off some of those financial to-dos that don't happen very regularly. Check out today's episode to see what might need a little bit of extra attention! Resources: Free Credit Report | Password Keeper | Reference Article If your ready to get better with money? Signup for my weekly newsletter and yes, it's a weekly goodie you'll actually want to read. Ready for free sh*t? Get access to the Freebie Library (free tools!) And if we're not friends already, let's make it official! Find me on Insta
11/14/20237 minutes, 51 seconds
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060: Prepare and Make the Most of National Talk Money Day - Nov 8

LIVE Radio program with Kelly Cordes on WJON, AM 1240 FM 95.3 out of St. Cloud, MN. Weekly lessons to better manage your money, pay off debt, reach goals and enjoy spending again! U of M Parent And Children Money Conversation Starters Tips to Start Money Conversations If your ready to get better with money? Signup for my weekly newsletter and yes, it's a weekly goodie you'll actually want to read. Ready for free sh*t? Get access to the Freebie Library (free tools!) And if we're not friends already, let's make it official! Find me on Insta
11/7/202315 minutes, 51 seconds
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059: We Have Debt!

We're back into debt but this time it's different! Since we're adults now, we did our research, we have a plan  and we're ok with owing money. But it's not for everyone! Tune in to listen to how we signed up for debt in a responsible way which will also improve our daily lives! If your ready to get better with money? Signup for my weekly newsletter and yes, it's a weekly goodie you'll actually want to read. Ready for free sh*t? Get access to the Freebie Library (free tools!) And if we're not friends already, let's make it official! Find me on Insta
10/31/202313 minutes, 38 seconds
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058: Get Ahead of Holiday Debt With Sinking Funds

LIVE Radio program with Kelly Cordes on WJON, AM 1240 FM 95.3 out of St. Cloud, MN. Weekly lessons to better manage your money, pay off debt, reach goals and enjoy spending again! The app I use to create the ultimate list of sinking funds - linked here If your ready to get better with money? Signup for my weekly newsletter and yes, it's a weekly goodie you'll actually want to read. Ready for free sh*t? Get access to the Freebie Library (free tools!) And if we're not friends already, let's make it official! Find me on Insta
10/24/202315 minutes, 40 seconds
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057: How to Beat Impulse Buying (The Budget Killer)

LIVE Radio program with Kelly Cordes on WJON, AM 1240 FM 95.3 out of St. Cloud, MN. Weekly lessons to better manage your money, pay off debt, reach goals and enjoy spending again! More about impulse shopping article credit found here If your ready to get better with money? Signup for my weekly newsletter and yes, it's a weekly goodie you'll actually want to read. Ready for free sh*t? Get access to the Freebie Library (free tools!) And if we're not friends already, let's make it official! Find me on Insta
10/17/202314 minutes, 37 seconds
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056: How to Make Your Cell Phone Bill Affordable Again

LIVE Radio program with Kelly Cordes on WJON, AM 1240 FM 95.3 out of St. Cloud, MN. Weekly lessons to better manage your money, pay off debt, reach goals and enjoy spending again! More about taxes and fees Read More Frugal Friends Episode Listen Here If your ready to get better with money? Signup for my weekly newsletter and yes, it's a weekly goodie you'll actually want to read. Ready for free sh*t? Get access to the Freebie Library (free tools!) And if we're not friends already, let's make it official! Find me on Insta
10/10/202313 minutes, 50 seconds
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055: 5 Debt Consolidation Mistakes and How to Avoid Them

LIVE Radio program with Kelly Cordes on WJON, AM 1240 FM 95.3 out of St. Cloud, MN. Weekly lessons to better manage your money, pay off debt, reach goals and enjoy spending again! If your ready to get better with money? Signup for my weekly newsletter and yes, it's a weekly goodie you'll actually want to read. Ready for free sh*t? Get access to the Freebie Library (free tools!) And if we're not friends already, let's make it official! Find me on Insta
10/3/202312 minutes, 26 seconds
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054: How to Make a Wedding Budget Work With Your Finances

LIVE Radio program with Kelly Cordes on WJON, AM 1240 FM 95.3 out of St. Cloud, MN. Weekly lessons to better manage your money, pay off debt, reach goals and enjoy spending again! If your ready to get better with money? Signup for my weekly newsletter and yes, it's a weekly goodie you'll actually want to read. Ready for free sh*t? Get access to the Freebie Library (free tools!) And if we're not friends already, let's make it official! Find me on Insta
9/19/202313 minutes, 44 seconds
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053: How Paying Off Debt Allows Me to Say Yes More

LIVE Radio program with Kelly Cordes on WJON, AM 1240 FM 95.3 out of St. Cloud, MN. Weekly lessons to better manage your money, pay off debt, reach goals and enjoy spending again! If your ready to get better with money? Signup for my weekly newsletter and yes, it's a weekly goodie you'll actually want to read. Ready for free sh*t? Get access to the Freebie Library (free tools!) And if we're not friends already, let's make it official! Find me on Insta
9/12/202311 minutes, 49 seconds
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052: How to Share Money With a Partner and Still Like Them at the End of the Month

LIVE Radio program with Kelly Cordes on WJON, AM 1240 FM 95.3 out of St. Cloud, MN. Weekly lessons to better manage your money, pay off debt, reach goals and enjoy spending again!  If your ready to get better with money? Signup for my weekly newsletter and yes, it's a weekly goodie you'll actually want to read. Ready for free sh*t? Get access to the Freebie Library (free tools!) And if we're not friends already, let's make it official! Find me on Insta
9/5/202314 minutes, 49 seconds
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051: If Might Be Failing at Budgeting Because...

LIVE Radio program with Kelly Cordes on WJON, AM 1240 FM 95.3 out of St. Cloud, MN. Weekly lessons to better manage your money, pay off debt, reach goals and enjoy spending again! If your ready to get better with money? Signup for my weekly newsletter and yes, it's a weekly goodie you'll actually want to read. Ready for free sh*t? Get access to the Freebie Library (free tools!) And if we're not friends already, let's make it official! Find me on Insta
8/29/202313 minutes, 47 seconds
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050: The Balance Between Saving and Spending on the Money Talk Podcast

Tune into my guest appearance on the Money Talk podcast with Skyler Fleming where we talk about the importance of savings and spending while reaching your goals - because you KNOW you need to do both! Skyler's episode link about reducing stress with automation on the Budgeting. podcast. Skyler's website - https://www.skylerfleming.com/ If your ready to get better with money? Signup for my weekly newsletter and yes, it's a weekly goodie you'll actually want to read. Ready for free sh*t? Get access to the Freebie Library (free tools!) And if we're not friends already, let's make it official! Find me on Insta
8/22/202330 minutes, 36 seconds
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049: How to Increase Your Credit Score

LIVE Radio program with Kelly Cordes on WJON, AM 1240 FM 95.3 out of St. Cloud, MN. Weekly lessons to better manage your money, pay off debt, reach goals and enjoy spending again! Article I referenced - https://www.fool.com/the-ascent/personal-finance/how-to-increase-credit-score/ If your ready to get better with money? Signup for my weekly newsletter and yes, it's a weekly goodie you'll actually want to read. Ready for free sh*t? Get access to the Freebie Library (free tools!) And if we're not friends already, let's make it official! Find me on Insta
8/15/202315 minutes, 29 seconds
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048: Travel Rewards 101: How to Get Started and Is It Worth It?

LIVE Radio program with Kelly Cordes on WJON, AM 1240 FM 95.3 out of St. Cloud, MN. Weekly lessons to better manage your money, pay off debt, reach goals and enjoy spending again! Articles I referenced for the show: Best app to track rewards - https://www.forbes.com/advisor/credit-cards/best-apps-to-track-credit-card-rewards/ Nerdwallet's Make the most of credit cards - https://www.nerdwallet.com/article/credit-cards/make-most-rewards-credit-cards Nerdwallet's Beginners Guide - https://www.nerdwallet.com/article/travel/nerdwallets-beginners-guide-to-credit-cards-points-miles If your ready to get better with money? Signup for my weekly newsletter and yes, it's a weekly goodie you'll actually want to read. Ready for free sh*t? Get access to the Freebie Library (free tools!) And if we're not friends already, let's make it official! Find me on Insta
8/8/202316 minutes, 12 seconds
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047: 5 Questions to Ask Yourself Before Making Big Personal Finance Decisions

LIVE Radio program with Kelly Cordes on WJON, AM 1240 FM 95.3 out of St. Cloud, MN. Weekly lessons to better manage your money, pay off debt, reach goals and enjoy spending again! If your ready to get better with money? Signup for my weekly newsletter and yes, it's a weekly goodie you'll actually want to read. Ready for free sh*t? Get access to the Freebie Library (free tools!) And if we're not friends already, let's make it official! Find me on Insta
8/1/202314 minutes, 7 seconds
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046: Tips to Care For Your Mental Health and Control Financial Stress!

LIVE Radio program with Kelly Cordes on WJON, AM 1240 FM 95.3 out of St. Cloud, MN. Weekly lessons to better manage your money, pay off debt, reach goals and enjoy spending again! If your ready to get better with money? Signup for my weekly newsletter and yes, it's a weekly goodie you'll actually want to read. Ready for free sh*t? Get access to the Freebie Library (free tools!) And if we're not friends already, let's make it official! Find me on Insta
7/25/202313 minutes, 9 seconds
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045: How to Prepare to Live on a Reduced Income

Living on less than you currently make is inevitable, whether you decide to go back to school, lose a job, or decide to stay home to care for kids. But, the time to think about how this might look is BEFORE your income is effected. Before the stress and while you can make rational decisions without being under the pressure of "how are we going to live?" Tune in to see just how you can make this scary (or happy!) time a bit easier on you and your finances.  If your ready to get better with money? Signup for my weekly newsletter and yes, it's a weekly goodie you'll actually want to read. Ready for free sh*t? Get access to the Freebie Library (free tools!) And if we're not friends already, let's make it official! Find me on Insta
7/18/202310 minutes, 45 seconds
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044: Can You Afford to Lower Your Debt Payments?

LIVE Radio program with Kelly Cordes on WJON, AM 1240 FM 95.3 out of St. Cloud, MN. Weekly lessons to better manage your money, pay off debt, reach goals and enjoy spending again! If your ready to get better with money? Signup for my weekly newsletter and yes, it's a weekly goodie you'll actually want to read. Ready for free sh*t? Get access to the Freebie Library (free tools!) And if we're not friends already, let's make it official! Find me on Insta
7/11/202315 minutes, 19 seconds
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043: The Pros and Cons of Debt Consolidation

LIVE Radio program with Kelly Cordes on WJON, AM 1240 FM 95.3 out of St. Cloud, MN. Weekly lessons to better manage your money, pay off debt, reach goals and enjoy spending again! Here's the article I referenced from Money.com If your ready to get better with money? Signup for my weekly newsletter and yes, it's a weekly goodie you'll actually want to read. Ready for free sh*t? Get access to the Freebie Library (free tools!) And if we're not friends already, let's make it official! Find me on Insta  
7/4/202316 minutes, 58 seconds
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042: Teaching Your Kids About Their Money w/ Clifton Corbin

Clifton is a Registered Financial Consultant (RFC®) and he's combined  an MBA, experience managing million-dollar budgets, his understanding of economics and personal finance into building a community for you and your children. His expertise and resources will help you facilitate conversations and teach your kids about money. Clifton's website - https://cliftoncorbin.com/ Free Kids' Workbook - With Printable Money Connect with Clifton on LinkedIn If your ready to get better with money? Signup for my weekly newsletter and yes, it's a weekly goodie you'll actually want to read. Ready for free sh*t? Get access to the Freebie Library (free tools!) And if we're not friends already, let's make it official! Find me on Insta
6/27/202334 minutes, 13 seconds
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041: 9 Financial Goals To Achieve Before 40

LIVE Radio program with Kelly Cordes on WJON, AM 1240 FM 95.3 out of St. Cloud, MN. Weekly lessons to better manage your money, pay off debt, reach goals and enjoy spending again! Here's the article I referenced from NewTraderU.com If your ready to get better with money? Signup for my weekly newsletter and yes, it's a weekly goodie you'll actually want to read. Ready for free sh*t? Get access to the Freebie Library (free tools!) And if we're not friends already, let's make it official! Find me on Insta
6/20/202314 minutes, 18 seconds
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040: Reduce Stress by Automating Your Finances w/ Skyler Fleming

Skyler, host of Money Talk Podcast, joins me on today's episode to chat all things automation! We dive into what is automation, why it's important and also give you some automation ideas that we use in our own lives to take the stress and repetitiveness out of tasks that just don't deserve our brain power! Skyler's website - https://www.skylerfleming.com/ Money Talk Podcast Episode - The Balance Between Spending and Saving w/ Kelly Sjostrom If your ready to get better with money? Signup for my weekly newsletter and yes, it's a weekly goodie you'll actually want to read. Ready for free sh*t? Get access to the Freebie Library (free tools!) And if we're not friends already, let's make it official! Find me on Insta
6/13/202332 minutes, 12 seconds
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039: Here’s How to Reduce Credit Card Debt

LIVE Radio program with Kelly Cordes on WJON, AM 1240 FM 95.3 out of St. Cloud, MN. Weekly lessons to better manage your money, pay off debt, reach goals and enjoy spending again! Here's the article I referenced from Business Insider. If your ready to get better with money? Signup for my weekly newsletter and yes, it's a weekly goodie you'll actually want to read. Ready for free sh*t? Get access to the Freebie Library (free tools!) And if we're not friends already, let's make it official! Find me on Insta
6/6/202314 minutes, 3 seconds
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038: Do You Fall In America’s Lower, Middle or Upper Class? Plus 3 Steps to Move up the Ladder

LIVE Radio program with Kelly Cordes on WJON, AM 1240 FM 95.3 out of St. Cloud, MN. Weekly lessons to better manage your money, pay off debt, reach goals and enjoy spending again! Here's the two Yahoo Articles I referenced on the show: 3 simple tips to boost you up the ladder How can I tell if I'm part of the middle class If your ready to get better with money? Signup for my weekly newsletter and yes, it's a weekly goodie you'll actually want to read. Ready for free sh*t? Get access to the Freebie Library (free tools!) And if we're not friends already, let's make it official! Find me on Insta
5/30/202315 minutes, 22 seconds
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037: How To Practice Intentional Spending

LIVE Radio program with Kelly Cordes on WJON, AM 1240 FM 95.3 out of St. Cloud, MN. Weekly lessons to better manage your money, pay off debt, reach goals and enjoy spending again! Here's the article we were talking about today. If your ready to get better with money? Signup for my weekly newsletter and yes, it's a weekly goodie you'll actually want to read. Ready for free sh*t? Get access to the Freebie Library (free tools!) And if we're not friends already, let's make it official! Find me on Insta
5/23/202316 minutes, 19 seconds
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036: Making Debt Free College Your Reality w/ Dave the Scholarship Coach

Dave quickly learned just how expensive college can be when his student entered high school. Learn from Dave and his son who has managed to cover every penny of school (including travel back home!) with scholarships. It's not easy but it's worth every penny! Show resources: Dave' website where you can find his podcast and camp details Find scholarships - Scholarhips.com or GoingMerry.com  If your ready to get better with money? Signup for my weekly newsletter and yes, it's a weekly goodie you'll actually want to read. Ready for free sh*t? Get access to the Freebie Library (free tools!) And if we're not friends already, let's make it official! Find me on Insta
5/16/202330 minutes, 29 seconds
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035: 3 Tips Can Help You Save if You’re Living Paycheck to Paycheck

LIVE Radio program with Kelly Cordes on WJON, AM 1240 FM 95.3 out of St. Cloud, MN. Weekly lessons to better manage your money, pay off debt, reach goals and enjoy spending again! Here's the article we were talking about today. If your ready to get better with money? Signup for my weekly newsletter and yes, it's a weekly goodie you'll actually want to read. Ready for free sh*t? Get access to the Freebie Library (free tools!) And if we're not friends already, let's make it official! Find me on Insta
5/9/202315 minutes, 35 seconds
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034: Switch Your Spending From Credit Cards to Sinking Funds

LIVE Radio program with Kelly Cordes on WJON, AM 1240 FM 95.3 out of St. Cloud, MN. Weekly lessons to better manage your money, pay off debt, reach goals and enjoy spending again! If your ready to get better with money? Signup for my weekly newsletter and yes, it's a weekly goodie you'll actually want to read. Ready for free sh*t? Get access to the Freebie Library (free tools!) And if we're not friends already, let's make it official! Find me on Insta
5/2/202314 minutes, 24 seconds
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033: How to Save Hundreds on Groceries per Month w/ Expert Rachel Coons

Rachel has mastered the world of grocery budgeting! Tune in as we talk about tips to save hundreds on your grocery spending (no matter how big or small your family is) including an easy formula to determine how much you should actually be spending on groceries per month. Find Rachel on Instagram and TikTok. If your ready to get better with money? Signup for my weekly newsletter and yes, it's a weekly goodie you'll actually want to read. Ready for free sh*t? Get access to the Freebie Library (free tools!) And if we're not friends already, let's make it official! Find me on Insta
4/25/202316 minutes, 24 seconds
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032: You’re Not Too Late - April Is Financial Literacy Month

LIVE Radio program with Kelly Cordes on WJON, AM 1240 FM 95.3 out of St. Cloud, MN. Weekly lessons to better manage your money, pay off debt, reach goals and enjoy spending again! Here's a 30-Day Money Challenge from CNBC to help you get started. If your ready to get better with money? Signup for my weekly newsletter and yes, it's a weekly goodie you'll actually want to read. Ready for free sh*t? Get access to the Freebie Library (free tools!) And if we're not friends already, let's make it official! Find me on Insta
4/18/202314 minutes, 7 seconds
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031: The Pros and Cons of Paying off Debt Early

Ask anyone whether or not you should pay off your debt and you'll either hear, "do it!!" or "you'll make more money if you put that extra payment into the market" - but it's not always that easy! Let's arm you with some insight and tools so that you can make a decision that's best for you! Here's the article I talk about. And if your ready to get better with money? Signup for my weekly newsletter and yes, it's a weekly goodie you'll actually want to read. Ready for free sh*t! Get access to the Freebie Library (free tools!)  And if we're not fiends already, let's make it official! Find me on Insta
4/11/202310 minutes, 25 seconds
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030: Prepare Your Finances for High Inflation and a Down Economy

LIVE Radio program with Kelly Cordes on WJON, AM 1240 FM 95.3 out of St. Cloud, MN. Weekly lessons to better manage your money, pay off debt, reach goals and enjoy spending again! Here's a link to the article we talked about - Forbes Article If your ready to get better with money? Signup for my weekly newsletter and yes, it's a weekly goodie you'll actually want to read. Ready for free sh*t? Get access to the Freebie Library (free tools!) And if we're not friends already, let's make it official! Find me on Insta
4/4/202312 minutes, 28 seconds
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029: Your Action Plan to Improving Financial Confidence With Author Clarissa Burt

Confidence isn't something that happens overnight and when our finances take a turn for the worst, it's hard to imagine that we'll ever truly believe we'll be able to properly manage our money ever again. Self blame, doubt... it ALL comes into our minds at some point. BUT doesn't have to takeover! Listen as I speak with author Clarissa Burt on self-esteem and confidence to improve your finances (including the 4 Pillars of Self Esteem found in her book). Find her book on Amazon, Audible and so many more places! Her other links to follow her on social: Facebook , LinkedIn , Twitter or Instagram.  If your ready to get better with money? Signup for my weekly newsletter and yes, it's a weekly goodie you'll actually want to read. Ready for free sh*t? Get access to the Freebie Library (free tools!) And if we're not friends already, let's make it official! Find me on Insta
3/28/202326 minutes, 24 seconds
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028: How Much Is Bad Banking Really Costing You?

LIVE Radio program with Kelly Cordes on WJON, AM 1240 FM 95.3 out of St. Cloud, MN. Weekly lessons to better manage your money, pay off debt, reach goals and enjoy spending again! If your ready to get better with money? Signup for my weekly newsletter and yes, it's a weekly goodie you'll actually want to read. Ready for free sh*t? Get access to the Freebie Library (free tools!) And if we're not friends already, let's make it official! Find me on Insta
3/21/202313 minutes, 49 seconds
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027: 6 Steps to Improve Your Credit

Did you know that March is National Credit Education Month! Let's take some time to review if we should increase our credit, how we can increase our credit and other tips to put your finances on autopilot! LIVE Radio program with Kelly Cordes on WJON, AM 1240 FM 95.3 out of St. Cloud, MN. Weekly lessons to better manage your money, pay off debt, reach goals and enjoy spending again! If your ready to get better with money? Signup for my weekly newsletter and yes, it's a weekly goodie you'll actually want to read. Ready for free sh*t? Get access to the Freebie Library (free tools!) And if we're not friends already, let's make it official! Find me on Insta  
3/14/202316 minutes, 37 seconds
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026: What Can Minimalism Do to Help Your Budget and Your Mind?

LIVE Radio program with Kelly Cordes on WJON, AM 1240 FM 95.3 out of St. Cloud, MN. Weekly lessons to better manage your money, pay off debt, reach goals and enjoy spending again! If your ready to get better with money? Signup for my weekly newsletter and yes, it's a weekly goodie you'll actually want to read. Ready for free sh*t? Get access to the Freebie Library (free tools!) And if we're not friends already, let's make it official! Find me on Insta
3/7/202314 minutes, 53 seconds
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025: Discovering Subconscious Beliefs and Rewriting Your Money Story With Lilian Khaw

Join me as I chat with Lilian Khaw from LOKA Creates as we dig deep into our subconscious beliefs around money and ourselves. Lilian walks us through a visualization to help us learn how we can change and even rewrite our beliefs. What's possible in your world once you dig into this hard work?   Follow Lilian on IG and here is her website. If your ready to get better with money? Signup for my weekly newsletter and yes, it's a weekly goodie you'll actually want to read. Ready for free sh*t? Get access to the Freebie Library (free tools!) And if we're not friends already, let's make it official! Find me on Insta
2/28/202343 minutes, 4 seconds
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024: 4 Steps I Use to Help Clients Prioritize Where to Begin With Finances

LIVE Radio program with Kelly Cordes on WJON, AM 1240 FM 95.3 out of St. Cloud, MN. Weekly lessons to better manage your money, pay off debt, reach goals and enjoy spending again! If your ready to get better with money? Signup for my weekly newsletter and yes, it's a weekly goodie you'll actually want to read. Ready for free sh*t? Get access to the Freebie Library (free tools!) And if we're not friends already, let's make it official! Find me on Insta
2/21/202316 minutes, 38 seconds
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023: 5 Steps to Lower Money Tension With Your Spouse (And the Systems You Need!)

LIVE Radio program with Kelly Cordes on WJON, AM 1240 FM 95.3 out of St. Cloud, MN. Weekly lessons to better manage your money, pay off debt, reach goals and enjoy spending again! The article I referenced in the episode. If your ready to get better with money? Signup for my weekly newsletter and yes, it's a weekly goodie you'll actually want to read. Ready for free sh*t? Get access to the Freebie Library (free tools!) And if we're not friends already, let's make it official! Find me on Insta  
2/14/202314 minutes, 44 seconds
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022: 7 Benefits of a Side Hustle & Why You Should Chase Your Dreams!

LIVE Radio program with Kelly Cordes on WJON, AM 1240 FM 95.3 out of St. Cloud, MN. Weekly lessons to better manage your money, pay off debt, reach goals and enjoy spending again! If your ready to get better with money? Signup for my weekly newsletter and yes, it's a weekly goodie you'll actually want to read. Ready for free sh*t? Get access to the Freebie Library (free tools!) And if we're not friends already, let's make it official! Find me on Insta
2/7/202318 minutes, 22 seconds
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021: Find Extra Money to Pay Off Debt (Without a Budget!)

LIVE Radio program with Kelly Cordes on WJON, AM 1240 FM 95.3 out of St. Cloud, MN. Weekly lessons to better manage your money, pay off debt, reach goals and enjoy spending again! If your ready to get better with money? Signup for my weekly newsletter and yes, it's a weekly goodie you'll actually want to read. Ready for free sh*t? Get access to the Freebie Library (free tools!) And if we're not friends already, let's make it official! Find me on Insta
1/31/202316 minutes, 7 seconds
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020: Top Money Saving Tips for 2023

LIVE Radio program with Kelly Cordes on WJON, AM 1240 FM 95.3 out of St. Cloud, MN. Weekly lessons to better manage your money, pay off debt, reach goals and enjoy spending again! If your ready to get better with money? Signup for my weekly newsletter and yes, it's a weekly goodie you'll actually want to read. Ready for free sh*t? Get access to the Freebie Library (free tools!) And if we're not friends already, let's make it official! Find me on Insta
1/26/202312 minutes, 23 seconds
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020: Trusting your spouse and your money with Ed Coambs!

Join me as I chat with Ed from Healthy Love & Money about how money plays a role in your relationship! It's no secret that sharing money with a spouse can be hard but have you done the work to dive in WHY it's specifically hard? Is it trust? Avoidance? Different spending styles?  Here's Ed's website. Here's the mentioned resource to start talking about how to share money with your spouse. If your ready to get better with money? Signup for my weekly newsletter and yes, it's a weekly goodie you'll actually want to read. Ready for free sh*t? Get access to the Freebie Library (free tools!) And if we're not friends already, let's make it official! Find me on Insta
1/17/202327 minutes, 24 seconds
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019: How to break down 'paying off debt' into these actionable steps (+ Debt Payoff Planner app)

LIVE Radio program with Kelly Cordes on WJON, AM 1240 FM 95.3 out of St. Cloud, MN. Weekly lessons to better manage your money, pay off debt, reach goals and enjoy spending again!  Check out the Debt Payoff Planner App here! If your ready to get better with money? Signup for my weekly newsletter and yes, it's a weekly goodie you'll actually want to read. Ready for free sh*t? Get access to the Freebie Library (free tools!) And if we're not friends already, let's make it official! Find me on Insta
1/12/202317 minutes, 29 seconds
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018: Mastering A Wedding Budget with YouTuber Budgets! with Grace

Join me as Grace and I chat all things Wedding Budgets! No matter how big or small, don't let this event trip you up, it's super easy for your spending to get out of control! As we talk about each of our savings strategies, you'll see real tactics (and lessons) used to ensure you have a debt free wedding. Psst we use(d) YNAB to help our budgets stay organized, if this software is spanish to you, that's ok, take our principles and use them in your budgeting system! Be sure to check out Grace as she budgets with real numbers on her YouTube channel - https://www.youtube.com/c/BudgetswithGrace  Her wedding deep dive video is here but there are others so dive into her channel - https://www.youtube.com/watch?v=nU0nDnzHnqM And if your ready to get better with money? Signup for my weekly newsletter and yes, it's a weekly goodie you'll actually want to read. Ready for free sh*t! Get access to the Freebie Library (free tools!)  And if we're not fiends already, let's make it official! Find me on Insta
1/3/202331 minutes, 30 seconds
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017: The Weight of Debt on Your Money and Within the Relationship - Success Story With Iman

She's still at it! Listen in as I got to catch up with Iman after working with her family almost two years ago. She has set the foundation and habits were built, but only after some difficult realizations. Tune in to see how our weekly lessons are still impacting her family today. And if your ready to get better with money? Signup for my weekly newsletter and yes, it's a weekly goodie you'll actually want to read. Ready for free sh*t? Get access to the Freebie Library (free tools!)  And if we're not fiends already, let's make it official! Find me on Insta
12/20/202228 minutes, 49 seconds
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016: Soapbox Alert: What Are You Actually Doing to Change Things

 I just can't help myself but if you won't fight for you, I'm going to! And if your ready to get better with money? Signup for my weekly newsletter and yes, it's a weekly goodie you'll actually want to read. Ready for free sh*t! Get access to the Freebie Library (free tools!)  And if we're not fiends already, let's make it official! Find me on Insta
12/13/20228 minutes, 30 seconds
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015: MythBusters - Advice We’ve All Heard From Our Parents

LIVE Radio program with Kelly Cordes on WJON, AM 1240 FM 95.3 out of St. Cloud, MN. Weekly lessons to better manage your money, pay off debt, reach goals and enjoy spending again! Checkout the full Buzzfeed article here. If your ready to get better with money? Signup for my weekly newsletter and yes, it's a weekly goodie you'll actually want to read. Ready for free sh*t? Get access to the Freebie Library (free tools!) And if we're not friends already, let's make it official! Find me on Insta
12/6/202215 minutes, 29 seconds
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014: Are You Tracking or Budgeting? Don’t Screw This Up!

If you're still feeling the stress of "where the heck does all my money go" or you're living the paycheck to paycheck life - you might be doing something all wrong! Learn the difference between tracking and budgeting and how you can use it to truly live a more stress-free life. More on zero based budgeting here.. And if your ready to get better with money? Signup for my weekly newsletter and yes, it's a weekly goodie you'll actually want to read. 90-Day Expense Tracker here - ready for free sh*t! Get access to the Freebie Library (free tools!)  And if we're not friends already, let's make it official! Find me on Insta
11/29/202210 minutes, 33 seconds
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013: Does Hiring Someone to Help With Money Make $ Sense? BONUS: Black Friday Bogo Details

LIVE Radio program with Kelly Cordes on WJON, AM 1240 FM 95.3 out of St. Cloud, MN. Weekly lessons to better manage your money, pay off debt, reach goals and enjoy spending again! Checkout the full article on Business Insider here.  If your ready to get better with money? Signup for my weekly newsletter and yes, it's a weekly goodie you'll actually want to read. Ready for free sh*t? Get access to the Freebie Library (free tools!) And if we're not friends already, let's make it official! Find me on Insta
11/22/202214 minutes, 27 seconds
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012: How Much to Save in Your Emergency Fund Ahead of a Recession

LIVE Radio program with Kelly Cordes on WJON, AM 1240 FM 95.3 out of St. Cloud, MN. Weekly lessons to better manage your money, pay off debt, reach goals and enjoy spending again! Checkout the full article on Business Insider here.  If your ready to get better with money? Signup for my weekly newsletter and yes, it's a weekly goodie you'll actually want to read. Ready for free sh*t? Get access to the Freebie Library (free tools!) And if we're not friends already, let's make it official! Find me on Insta
11/15/202212 minutes, 46 seconds
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011: A Story of Paying Off Debt While Making $28K a Year w/ Sarita

She did it!! Listen in as I got to catch up with Sarita after finishing Group Coaching back in Jan of 2021. She gives us real debt numbers, talks about the work she put in and the limiting beliefs we all have that gets in our way towards paying off debt.  And if your ready to get better with money? Signup for my weekly newsletter and yes, it's a weekly goodie you'll actually want to read. Ready for free sh*t? Get access to the Freebie Library (free tools!)  And if we're not friends already, let's make it official! Find me on Insta
11/8/202237 minutes, 58 seconds
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010: Improving Mindset with Arisha from The Coachable You

Join Arisha and I as we talk about mindset and how it's truly step one to living the life you've always dreamt of! She includes tips to enhance your mindset and we dive into how it effects your money and your budget. Find her website here - https://thecoachableyou.com/ or on IG @thecoachableyou And if your ready to get better with money, here's how we can connect! Signup for my weekly newsletter Get access to the Freebie Library (free tools!) Let's be friends on Instagram
11/1/202228 minutes, 26 seconds
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009: 8 Steps to a Higher Net Worth

LIVE Radio program with Kelly Cordes on WJON, AM 1240 FM 95.3 out of St. Cloud, MN. Weekly lessons to better manage your money, pay off debt, reach goals and enjoy spending again! Signup for my weekly newsletter Get access to the Freebie Library (free tools!) Let's be friends on Instagram
10/25/202214 minutes, 55 seconds
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008: 6 Tips to Increase Your Credit Score

LIVE Radio program with Kelly Cordes on WJON, AM 1240 FM 95.3 out of St. Cloud, MN. Weekly lessons to better manage your money, pay off debt, reach goals and enjoy spending again! Signup for my weekly newsletter Get access to the Freebie Library (free tools!) Let's be friends on Instagram
10/18/202217 minutes, 36 seconds
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007: What Does Quarterly Financial Conversations With Loved Ones Look Like?

LIVE Radio program with Kelly Cordes on WJON, AM 1240 FM 95.3 out of St. Cloud, MN. Weekly lessons to better manage your money, pay off debt, reach goals and enjoy spending again! Signup for my weekly newsletter Get access to the Freebie Library (free tools!) Let's be friends on Instagram
10/11/202214 minutes, 49 seconds
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006: Can You Afford Your Car Loan?

LIVE Radio program with Kelly Cordes on WJON, AM 1240 FM 95.3 out of St. Cloud, MN. Weekly lessons to better manage your money, pay off debt, reach goals and enjoy spending again! Signup for my weekly newsletter Get access to the Freebie Library (free tools!) Let's be friends on Instagram
10/6/202211 minutes, 40 seconds
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005: Quarterly ‘Budgets and Beers’ Behind the Scenes

Each quarter Derek and I get together for our Budgets and Beers date! It's the time for us to update our Net Worth, track progress on goals (or debt payoff back in the day) and take a moment to be on the same page. Learn exactly what we document and learn why it's so important as you're on your debt free journey.  Signup for my weekly newsletter Get access to the Freebie Library (free tools!) Let's be friends on Instagram
10/4/202211 minutes, 15 seconds
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004: Being Cash Poor, What That Means and Why Cash Is Sometimes King

LIVE Radio program with Kelly Cordes on WJON, AM 1240 FM 95.3 out of St. Cloud, MN. Weekly lessons to better manage your money, pay off debt, reach goals and enjoy spending again! Signup for my weekly newsletter Get access to the Freebie Library (free tools!) Let's be friends on Instagram
9/27/202214 minutes, 45 seconds
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003: Are You Average When It Comes to Credit Card Debt?

LIVE Radio program with Kelly Cordes on WJON, AM 1240 FM 95.3 out of St. Cloud, MN. Weekly lessons to better manage your money, pay off debt, reach goals and enjoy spending again! Signup for my weekly newsletter Get access to the Freebie Library (free tools!) Let's be friends on Instagram
9/18/202211 minutes, 47 seconds
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002: 6 Questions I Always Ask Myself Before Making a Personal Finance Decision

LIVE Radio program with Kelly Cordes on WJON, AM 1240 FM 95.3 out of St. Cloud, MN. Weekly lessons to better manage your money, pay off debt, reach goals and enjoy spending again!  Signup for my weekly newsletter Get access to the Freebie Library (free tools!) Let's be friends on Instagram
9/17/202212 minutes, 21 seconds
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001: Paying off debt with Kelly Sjostrom - Welcome Friends!

Budgeting is something I was never taught but it is the single thing I did to pay off over $46k of my debt in only 20 months! Once you get over the fear of that b-word you'll be able to see just how it can change your life too! Signup for my weekly newsletter Get access to the Freebie Library (free tools!) Let's be friends on Instagram
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