Allie and Logan talk about when to seek professional advice and when to get an advisor to talk about financial goals.

Daniel and Allie discuss the different components of estate planning and the most important things to get in place.

Daniel and Logan answer this junior question about how to set up investment accounts on auto pilot.

Quint and Logan explain how they set goals in the different areas of their lives.

Quint and Allie talk about the taxes of selling your home and how to potentially invest the proceeds.

Quint and Daniel talk about some real estate best practices.

Logan and Allie talk about three tips that are important for young adults.

Quint and Allie talk about taxes in a retirement account and how to best manage your gains or losses.

Daniel and Logan talk about the pros and cons of PPO and HDHP healthcare plans.

Daniel and Logan talk about interest rate changes and how that change can ripple through your entire financial plan.

Allie and Quint talk about some of the pitfalls of credit and if a 401(k) loan is ever a good idea.

Quint and Logan talk about naming beneficiaries on your assets and making sure your wishes are fulfilled correctly. 

Allie and Quint talk about when to bring on a professional for your taxes.

Quint and Logan discuss how to explore finance early on in life. They talk about starting to invest and how to learn about this world regardless of what field you pursue.

Daniel and Quint talk about ways to save outside of a retirement account.

Quint and Logan break down wills, trusts, and the additional documents you may need for your estate plan.

Quint and Allie talk about how to plan for an inheritance.

Quint and Daniel talk about purchasing a car and what things to remember when you are in the finance room.

Quint and Logan talk about Nvidia and this new age of AI.

Quint and Daniel answer this question about beginning to save for college and how much should be saved.

Quint and Logan talk about the United States debt levels and the increase in the money supply. How does this influence your financial plan?

Allie and Logan talk about building discipline early in your financial journey. 

Quint and Daniel talk about real estate investing and buying real estate in this environment.

Logan and Daniel talk through merging accounts in marriage or keeping things separate.

Quint and Logan talk about how they manage money with their spouse and what pitfalls to avoid.

Should you take a job that helps you pay off your student loans? Or get the highest paying job you can? Quint and Logan talk about managing your students loans.

Quint and Allie discuss what accounts can be combined and if you should consolidate accounts.

With the potential of a recession on the horizon, Daniel and Logan talk about how he has advised clients through recessions in the past.

Logan and Daniel answer a DIY Money Junior question about buying partial shares when you have small dollar amounts to invest.

Allie and Logan talk through which accounts to use when saving for retirement.

Allie in Quint go back and review the basic DIY Money steps.

What do you do if you are behind on investing? Quint and Logan talk about how to get started saving for yourself or others and what to do if you are behind.

Quint and Allie talk about dollar amount goals for retirement. What should you target? What is a good rule of thumb?

Daniel and Logan talk about the importance of debt payoff and why it is so crucial for building wealth.

Allie and Logan talk about how to set up your first budget.

Daniel and Allie answer a question about switching your retirement contributions from Traditional to Roth.

Quint and Logan talk about how to manage your finances in an election year and what to expect.

Quint and Allie talk about anniversary gifts and saving for bigger goals.

Quint and Logan talk about how to factor a pension into your financial planning.

Quint and Daniel talk about how to rebalance your portfolio, when to do it, and why you should go through the rebalancing process over time.

Quint and Allie talk about the basics of a Roth IRA and if you should use one.

Quint and Daniel talk about their thoughts on the current housing market and where they see it going in the future.

Quint and Logan talk about how to start investing in stocks and the market.

Quint and Allie talk about zero interest loans and if you should have them. 

Quint and Logan talk about when you may need a financial advisor and how to choose one.

Allie and Quint talk about how to get started early saving for retirement.

Quint and Daniel talk about estate planning and the best ways to title assets.

Quint and Logan talk about the purpose of fast cash and how to keep it.

Quint and Allie talk about what you should use on a daily basis.

Quint and Daniel talk through student loans and how to approach repayment.

Quint and Allie talk about life insurance and what to do with cash value of a whole life policy.

Allie and Logan answer a junior question about risk and if the stock market is equivalent to gambling.

Allie and Logan talk through BOTH 5 year rules for a Roth IRA.

Daniel and Logan discuss the psychology v. the math on when it makes sense to pay off your mortgage.

Quint and Logan answer this question on how old you should be to consider getting a credit card. 

Logan and Quint unpack how much cash should be held within retirement accounts.

Quint and Allie dive into this tax question that is important to consider when saving for kids.

Quint and Allie answer one of the best junior questions we have ever gotten. They talk through building a business and giving back.

Quint and Daniel "get into the weeds" on a donor-advised fund.

One of the important aspects of a financial plan is how long that plan should last. Quint and Logan talk through how long to project out your financial plan.

Logan and Quint answer a question for where a DIY Money Jr listener should start putting money.

Daniel and Quint tackle one of the most important questions in any financial plan. 

Allie and Quint talk about how much to keep in your emergency fund.

Quint and Logan talk through how to get young people started with investments.

Quint and Daniel talk about expense ratios and factoring this in when building your portfolio.

Quint and Logan talk about the national debt, what it means for our country, and how the US can pull through this crisis.

Quint and Logan explain how to decide between a Traditional or Roth 401(k).

Quint and Allie talk about what to do when you get a big raise.

Quint and Daniel talk about how disability insurance factors into your financial plan.

Daniel and Allie talk about taking a portfolio from individual stocks to ETFs and mutual funds.

Daniel and Logan talk about volatility in your investments and if a leveraged ETF is a good idea.

Quint and Allie talk about opening a Roth IRA for kids and how beneficial they can be.

Quint and Logan discuss investing in I bonds and why to own bonds at all.

Quint and Daniel talk about taking out margin specifically on stock plans.

Quint and Allie talk about how much to allocate to each category of your budget.

Quint and Logan talk about estate planning and utilizing a trust account properly.

Quint and Allie talk through negotiating and paying off debt that has been sent to collections.

Logan and Quint talk about ESG and ethical investing. Also, Quint talks more about his early days of starting the Joule business.

Quint interviews Drew Sutton who has invented a really cool way to teach your kids about investing early in life. Check out this tool at theblackinvestingbox.com.

Quint and Allie talk about student loans and the new SAVE repayment plan.

Quint and Logan talk about Bitcoin and purchasing it through an exchange-traded fund.

Allie and Logan answer this junior question about when to get started investing.

Daniel and Allie dive deep into how a health savings account works and why it is one of the best money hacks out there.  

Should you have life insurance for your kids? If so what kind? Daniel and Logan discuss.

Logan and Allie talk about investing large sums of money for short term goals.

Quint and Logan break down the math of taking social security early versus waiting till later in retirement.

Allie and Daniel talk about this credit card "hack" for helping your kids build credit.

Quint and Allie answer a question about buying stocks on days the market is down.

Quint and Daniel talk about one of the most important things to watch out for when investing.

What can an age difference mean for your financial planning? Allie and Daniel weigh in.

Quint and Logan explain tracking your budget with multiple accounts like savings, checking, and credit cards.

Quint and Daniel talk through changing investment strategies from individual stocks to index funds and ETFs.

Logan and Allie talk through how to build a team of advisors around you and when you need to do so.

Quint and Logan discuss how to evaluate individual stocks and their earnings reports. 

Daniel and Quint talk about estate planning and when it is important to get a trust in place.

Quint and Allie talk through filing taxes jointly versus separately and why you would do either.

Quint and Daniel answer this great question from a young listener about owning/buying gold.

Logan and Allie dive into the tax consequence of pulling money out of your 401K. They also touch on strategies for tax management when living outside of the US. 

Quint and Logan answer a great question about networking from NFL quarterback of the Tennessee Titans, Will Levis.

Quint and Daniel talk through how they use credit cards, the pitfalls of credit, and what to look for when searching for a credit card.

Quint and Logan talk about various investment accounts for kids, what the different acronyms mean, and the best one to save for your child.

Quint and Logan talk through tax advantages and strategies for giving stock to charity. 

Daniel and Allie talk through where to hold your emergency fund.

Logan and Allie talk through the basics of opening, saving, and investing in a Roth IRA.

Daniel and Logan talk about the differences between ETFs, Mutual Funds, and how to invest in different accounts.

Logan and Allie talk about apps and resources to help you track your expenses.

Quint and Logan talk about funding an HSA versus funding other goals like paying off your house.

Allie and Daniel talk through a backdoor Roth IRA contribution, when you should use this strategy, and how to do it.

Quint and Logan answer this question and tell stories about how to make money when you are young.

Quint and Allie talk about reinvesting funds into your business or taking that money out for your benefit. 

Daniel and Quint talk through the balancing act of spending now versus saving for later.

Allie and Quint talk about contributions to a Roth IRA when you are young and just starting to make money.

Daniel and Logan talk about how to navigate spending and budgeting in a relationship. 

Quint and Allie talk through the best ways to save on taxes and for retirement when you are self-employed or have a small business.

Quint and Logan talk about the most important things to teach young people about personal finance.

We talk about how to value stocks often, but in this episode Daniel and Quint break down how to value Real Estate.

Logan and Daniel talk through where money should go if you receive an inheritance.

Logan and Allie tackle a great questioner from a young listener about how banks work.

Quint and Logan talk about hiring a financial advisor and what that process actually looks like.

Daniel and Quint talk about loans that could potentially be forgiven and how that changes a financial plan.

Quint and Logan dive into 529 plans and different strategies for these accounts.

Logan and Allie talk through opening a business bank account and what you should look out for.

Quint and Daniel talk through budgeting when you do not have a steady income.

Daniel and Logan break down the final step in the DIY Money process of how to build wealth.

Allie and Logan explain the next step in the DIY process of how to pay off debt.

Quint and Logan talk about margin, what it is, and how to get more of it.

Quint and Daniel talk about the next steps in the DIY process.

Allie and Quint bring it back to the foundation of DIY Money. How to start a budget.

Allie and Quint discuss goals and making sure you are putting money in the correct accounts.

Allie and Quint talk about balancing short-term and long-term goals.

Buying a car can be a necessary evil sometimes, Quint and Logan break down the best ways to purchase one.

Quint and Logan talk about how to evaluate alternative investments and when they might make sense in a portfolio.

Quint and Logan talk how to rebalance your retirement accounts over the course of your lifetime.

Quint and Allie discuss if you should take out personal loans to further fund retirement accounts.

Daniel and Quint talk about having multiple jobs in a short time period and if you should take advantage of the 401K at each.

Allie and Daniel break down the age old question of Roth versus Traditional contributions.

Logan and Quint talk through tackling debt when you are recently married. How should each side of the marriage approach debt payoff?

Quint and Allie talk about maximizing savings, budgeting, and planning for one spouse to stop working.

Quint and Logan answer this question about combining finances for newlyweds.

Quint and Daniel talk about long term care insurance and when it is a good time to explore these policies.

Quint and Daniel dive in to a question about where to put margin as you approach retirement.

Quint interviews Jacob Thomson about his Olympics aspirations, coaching business, and DIY Money lifestyle.

Quint and Daniel break down providing money for special need children through an ABLE account or a 529 plan.

Quint and Daniel throw around this fun question about shipping container homes and alternative investment ideas.

Quint interviews writer of the book, "What Is A Stock", Ian McMillan to discuss his story and inspiration for the book.

Quint and Allie discuss a strategy of hiring your child and helping them start to save early.

Daniel and Logan discuss deferment on loans and how to strategically payoff debt.

NFL super-agent, Ed Berry, sits down with Quint to discuss his incredible story, from a graduating class of 38 people to representing the likes of Aaron Rodgers, Randall Cobb, Will Levis, and Saquon Barkley; Ed's story is beyond inspirational.     

On this episode of DIY Money, Quint and Daniel answer a question about whether to use a SEP IRA or a solo 401K when saving for retirement.

On this episode of DIY Money, Daniel and Logan talk about making the most of good financial situations.

On this episode of DIY Money, Allie and Quint talk about gifting investments this holiday season.

On this episode of DIY Money Junior, Quint and Daniel talk about saving, investing, and growing your money.

On this episode of DIY Money, Quint and Logan talk about Berkshire Hathaway stock and what different share classes of stock mean.

On this episode of DIY Money, Quint and Daniel talk about the online studies for average net worth. 

On this episode of DIY Money, Quint and Daniel talk about different strategies for paying your mortgage.

On this episode of DIY Money, Logan and Allie talk through allocation of funds to different accounts particularly for kids.

In this episode of DIY Money, Daniel and Logan talk about treasury bonds and the best ways to utilize them in your portfolio.

On this episode of DIY Money Junior, Logan and Allie talk about how to start investing and what to invest in.

On this episode of DIY Money, Quint and Logan bring it back to the classroom and talk about analyzing companies and evaluating their cash flows.

On this episode of DIY Money, Quint and Daniel talk about actively managed funds and whether they are worth the additional fees.

On this episode of DIY Money, Quint and Allie talk about utilizing an HSA as a backup emergency fund.

On this episode of DIY Money, Quint and Logan talk about how to manage credit cards and the best ways to build credit. 

On this episode of DIY Money, Quint and Allie answer a classic question of where to allocate funds. Should you put more towards paying off your house? Or utilize an HSA account?

On this episode of DIY Money Junior, Quint and Daniel talk about the power of compounding and how important it can be to start saving early.

On this episode of DIY Money, Quint and Logan talk about money market funds and if they are a good place to put your emergency fund.

On this episode of DIY Money, Daniel and Quint talk about transitioning investments towards a dividend portfolio as you near retirement.

On this episode of DIY Money, Quint and Allie talk about real estate syndicates and how they could fit into a portfolio.

On this episode of DIY Money, Quint and Logan talk about what to do when you over contribute to a retirement account and tax strategies to think about.

On this episode of DIY Money, Quint and Daniel talk about contributing to a brokerage account versus a Roth IRA account.  

On this episode of DIY Money, Quint and Daniel talk about the benefits of IRAs and whether it makes sense to do a backdoor Roth IRA contribution.

On this episode of DIY Money, Quint and Daniel talk about taxes and saving for retirement when you are self-employed.

On this episode of DIY Money, Quint and Logan discuss how taxes change after marriage and how to adjust your plan accordingly.

On this episode of DIY Money, Quint and Daniel talk about the different types of bonds and where those belong in your portfolio.

On this episode of DIY Money, Quint and Daniel talk about diversification and buying actively managed funds in your retirement account.

On this episode of DIY Money, Quint and Logan talk about vehicles and whether to fix it or get a new one.

On this episode of DIY Money, Quint and Allie talk about over or under funding a 529 plan when saving for education.

On this episode of DIY Money, Quint and Logan talk about investments that have been losers. Should you sell or hold?

On this episode of DIY Money, Quint and Daniel talk about a common phenomenon in the current rental market, keeping your old home and renting it out. 

On this special DIY Money episode, Quint interviews Lauren Jacobs about her side hustle turned successful business.

On this episode of DIY Money Júnior, Quint and Logan explain how savings and investments grow over time. 

On this episode of DIY Money, Quint and Allie talk through the differences between common and preferred stock.

On this episode of DIY Money, Quint and Allie talk about prioritizing contributions to a 401K versus IRA.

On this episode of DIY Money, Quint and Logan talk about financial marriage advice.

On this episode of DIY Money, Quint and Daniel talk all things whole life insurance.

On this episode of DIY Money, Quint and Daniel talk through saving if you have a disability and planning ahead with disability insurance.

On this episode of DIY Money, Quint and Daniel rehash the DIY Money steps and talk about building in an HSA to your financial plan.

On this episode of DIY Money, Quint and Daniel talk about home remodels and how to wisely invest in your home to make money.

On this episode of DIY Money, Quint and Daniel answer a question about adjusting 401K contributions to pay for kids college.

On this episode of DIY Money, Quint and Allie lay out how to budget for goals.

On this episode of DIY Money, Quint and Daniel discuss dividend paying stocks and reinvesting dividends. 

On this episode of DIY Money, Quint and Daniel talk about how to smartly plan for someone's passing.

On this episode of DIY Money, Quint and Logan talk about various stock incentives like ISOs, RSUs, and NSOs.

On this episode of DIY Money, Daniel and Logan discuss trading in a Roth IRA, the tax implications of doing so, and their thoughts on managing in this way.

On this episode of DIY Money, Logan and Allie talk about tax planning for states with no income tax. 

On this episode of DIY Money, Daniel and Logan talk about municipal bonds and US government bonds. They talk about the pros of each and why you would add them to your portfolio.

On this episode of DIY Money, Quint and Daniel go in depth on the financial decision of buying solar panels.

On this episode of DIY Money, Quint and Daniel discuss expense ratios and swapping one investment for another.

On this episode of DIY Money, Quint and Daniel talk about Employee Stock Purchase Plans.

On this episode of DIY Money, Quint and Logan talk about the important mental aspect of investing.

On this episode of DIY Money, Quint and Logan clarify what actual fees and taxes you could pay on a 529 plan. They talk about some of the benefits of this plan as well. 

On this episode of DIY Money, Quint and Logan break down decisions between a lump sum rollover of a pension or turning it into a annuity stream.

On this episode of DIY Money, Allie and Quint talk about tax deductions and if itemization is worth it.

On this episode of DIY Money, Quint and Daniel talk through the intricacies of wash sales for investments.

On this episode of DIY Money, Quint and Daniel talk about student loans resuming and saving for bigger expenses.

On this episode of DIY Money, Daniel and Logan talk about the different types of custodial accounts.

On this episode of DIY Money, Daniel and Logan talk through setting up a retirement plan for a small business.

On this episode of DIY Money, Daniel and Logan discuss what annuities are and our thoughts on them.

On this episode of DIY Money, Quint and Allie talk about dividends and whether or not you should own them.

On this episode of DIY Money, Daniel and Quint talk about saving, budgeting, and paying for a wedding.

On this episode of DIY Money, Daniel and Quint talk through paying off student loans.

On this episode of DIY Money, Quint and Logan talk about retirement rules of thumb and the 4% rule.

On this episode of DIY Money Junior, Allie and Quint discuss saving versus investing, specifically for college.

On this episode of DIY Money, Quint and Logan answer a question about investing in a lump sum or by dollar cost averaging for kids.

On this episode of DIY Money, Daniel and Allie discuss how to find the best place for your retirement money.

On this episode of DIY Money, Daniel and Logan talk about Simple IRAs for small businesses versus 401Ks and what benefits a plan administrator should provide.

On this episode of DIY Money, Daniel, Logan, AND Allie talk about withholding taxes on distributions out of a retirement account or an inherited retirement account.

On this episode of DIY Money, Daniel and Logan talk about allocation in retirement accounts, specifically in a TSP. 

On this episode of DIY Money, Daniel and Logan talk about buying individual stocks and whether to continue dollar cost averaging into them.

On this episode of DIY Money, Logan and Daniel talk about how pensions impact a long term financial plan.

On this episode of DIY Money, Daniel and Quint talk about investing for kids and what situations you should consider using different types of accounts.

On this episode of DIY Money, Quint and Allie talk about budgeting tips and tricks.

On this episode of DIY Money, Quint introduces the newest member of the DIY and Joule team Allie Howard CPA MBA. Listen to them talk about 529 plans and the new strategies available for them.

On this episode of DIY Money Junior, Logan and Quint talk about starting an online business.

On this episode of DIY Money, Daniel and Logan talk about what percentage to put down on your home. 

On this episode of DIY Money, Logan and Daniel talk about risk when factoring in a pension to a financial plan.

On this episode of DIY Money, Logan and Daniel talk about increasing 401K savings to ultimately save on taxes.

On this episode of DIY Money, Logan and Daniel talk about calculating retirement needs while factoring in an HSA.

We would love to have you apart of our team at Joule Financial. Learn more about our open position HERE.

On this episode of DIY Money, Quint and Logan talk about creating an extra savings bucket when planning on having a baby.

On this episode of DIY Money, Quint and Logan talk through the qualitative and quantitative factors to paying off your mortgage versus investing.

On this episode of DIY Money, Quint and Daniel talk about what to do when you start making income over the Roth income limits.

On this episode of DIY Money, Quint and Daniel talk about what would happen to your mortgage, car loan, etc. if your bank were to fail.

On this episode of DIY Money, Quint and Daniel talk about inheriting EE bonds and what to do with them.

On this episode of DIY Money, Quint and Daniel talk about what to do when you start having more margin.

On this episode of DIY Money, Quint and Daniel talk about how they find professionals to work with.

On this episode of DIY Money, Daniel and Logan answer a question about buying a manufactured home.

On this episode of DIY Money, Daniel and Logan talk about incentives that investment companies offer for Roth contributions.

On this episode of DIY Money, Logan and Daniel talk about maxing out your retirement savings.

On this episode of DIY Money, Quint and Logan talk about changing your 401K from Traditional to Roth and how that changes your paycheck.

On this episode of DIY Money, Quint and Logan discuss the changes of saving for retirement when you have a pension.

On this episode of DIY Money, Quint and Logan discuss savings for a special needs child.

On this episode of DIY Money, Quint and Daniel discuss buying a home and how much to allocate to your mortgage each month.

On this episode of DIY Money, Quint and Daniel discuss Series EE Bonds and what to do with them.

On this episode of DIY Money Junior, Quint and Daniel discuss investing while you are young and the best places to put your money.

On this episode of DIY Money, Quint and Daniel talk about having 1 savings account versus having multiple for several different goals.

On this episode of DIY Money, Quint and Daniel talk about ESG Funds.

In this episode of DIY money, Quint and Daniel talk about what to do as you are approaching retirement with your investments.

On this episode of DIY Money, Quint is once again joined by guest Bobby Livesay. They discuss what to do with a tax refund and how to navigate your tax withholdings. 

On this episode of DIY Money, Quint is joined by guest Bobby Livesay and they discuss making quarterly tax payments.

On this episode of DIY Money, Quint and Logan talk about starting a Roth early on in life and investing while in college. 

On this episode of DIY Money, Quint and Daniel discuss what impact investing means and how they approach this topic.

On this episode of DIY Money, Quint and Daniel discuss if it is wise to take on debt for a rental real estate investment.

On this episode of DIY Money, Quint and Daniel talk about the difficulties of helping your parents save and plan for retirement.

On this episode of DIY Money, Quint and Daniel talk about when it does and does not make sense to use retirement money to pay off your home.

Everyone says "Buy When the Market is Low". On this episode of DIY Money, Quint and Daniel talk about that common phrase and why it is not so easy to do so.

On this episode of DIY Money, Quint and Daniel talk about different resources that can help teach kids about investing.   Check out Ian McMillan's book "What Is A Stock" at whatisastockbook.com.

On this episode of DIY Money, Quint and Daniel answer a question about adding a spouse to the mortgage and home title.

On this episode of DIY Money, Quint and Daniel talk through if it makes sense to sell investments to buy a house.

On this episode of DIY Money, Quint and Daniel debate saving for the future or spending for now.

On this episode of DIY Money, Quint and Logan talk about debt and buying a business.

On this episode of DIY Money, Quint and Logan debate using a Traditional 401K or Roth 401K or something else.

On this episode of DIY Money, Daniel and Logan walk through various ways to save for kids whether that is for college or other goals.

On this episode of DIY Money, Daniel and Logan talk about what to do with the proceeds once you sell your home.

On this episode of DIY Money, Quint and Logan talk through priorities for your financial life in 2023.

On this episode of DIY Money Junior, Quint and Logan talk about how to make money online.

On this episode of DIY Money Junior, Quint and Logan talk about what to do when you have a full piggy bank.

On this episode of DIY Money, Quint and Daniel talk about paying rent while you are looking to buy a house.

On this episode of DIY Money, Quint and Daniel discuss how to start and grow a business without taking on loads of debt.

On this episode of DIY Money, Daniel and Logan talk through different cash equivalents like treasuries, CDs, and money market funds.

On this episode of DIY Money, Daniel and Logan discuss owning bonds and if you should have them in your brokerage or taxable account.

On this episode of DIY Money, Quint and Daniel take a deeper look into paying down your mortgage versus investing.

On this episode of DIY Money, Quint and Daniel answer a question on how to balance paying off student loan debt versus investing in retirement accounts.

On this episode of DIY Money, Quint and Logan discuss financial goals and talk about the "net worth by age X" calculations.

On this episode of DIY Money, Quint and Logan talk through new changes and rules for 529 plans along with their thoughts on saving for your kids.

On this episode of DIY Money, Quint and Logan discuss variable annuities. They walk through how they work, their fees, and how to potentially get out of them.

On this episode of DIY Money, Quint and Logan discuss how to select an S&P500 fund.

On this special episode of DIY Money, Quint interviews The Traveling Gamblers. This pair has made a life of hopping from port to port, cruise ship to cruise ship as a guest of casinos far and wide. Don't miss this unique and exciting interview. 

On this episode of DIY Money, Quint and Daniel discuss the basics to buying companies.

On this episode of DIY Money, Quint and Daniel discuss the basics to investing.

On this episode of DIY Money, Quint and Daniel dive into how to get margin and where to apply it.

On this episode of DIY Money, Quint and Daniel go back to the fundamentals and break down how to start, develop, and maintain a budget.

On this episode of DIY Money, Daniel and Logan discuss the practice of making a 13th payment on your mortgage each year.

On this episode of DIY Money, Daniel and Logan answer a question about whether to sell your starter home or keep it and rent it out.

On this episode of DIY Money, Quint and Daniel discuss the ins and outs of Broker CDs and how to get interest on your funds.

On this episode of DIY Money, Quint and Daniel discuss how to start a business and begin bringing in clients. 

On this episode of DIY Money, Quint and Daniel discuss the financial considerations to make before having kids and the expenses that come with that decision.

On this episode of DIY Money, Quint and Daniel discuss what happens when you contribute over the maximum in a retirement or HSA account.

In this episode of DIY Money, Quint and Logan discuss a unique situation of buying a car for a short period of time.

On this episode of DIY Money, Quint and Logan talk through the circumstances when you can use a Roth IRA for emergencies and discuss their thoughts on utilizing a Roth in this way. 

On this episode of DIY Money, Quint and Daniel discuss utilizing an employer 401K in order to facilitate a backdoor Roth conversion.

On this episode of DIY Money, Daniel and Quint discuss taxes for taxable investing accounts and break down the usefulness of these types of accounts.

On this episode of DIY Money, Quint and Daniel discuss ideas for funding a home remodel.

On this episode of DIY Money, Quint and Daniel discuss their thoughts on ARMs, refinancing, debt, and building in this environment.

On this episode of DIY Money, Quint and Daniel discuss several different kinds of insurance, everything from term life insurance to pet insurance. 

On this episode of DIY Money, Quint and Daniel talk about being in the financial advising/planning world and they dive into the pros and cons of the business.

On this episode of DIY Money, Daniel and Logan discuss their thoughts on insurance as an investment.

On this episode of DIY Money, Daniel and Logan discuss planning for retirement medical expenses.

On this episode of DIY Money, Daniel and Logan discuss different ways to save when you are self employed.

On this episode of DIY Money, Quint and Daniel discuss a unique question about investing in a generational family property.

On this episode of DIY Money, Quint and Daniel discuss different savings options for near term goals.

On this episode of DIY Money, Quint and Daniel talk about how to keep yourself motivated when saving, investing, and budgeting start to get boring.

On this episode of DIY Money, Quint and Daniel discuss different strategies and thoughts on how much to keep in your checking account.

On this episode of DIY Money, Quint and Daniel discuss the thought process for deciding whether to contribute to a 401K, IRA, or Roth.

In this episode of DIY Money, Daniel and Logan discuss the math to consider when determining whether to lease or buy a car.

In this episode of DIY Money, Daniel and Logan discuss the differences between renting or buying your home and debate the pros and cons for each.

On this episode of DIY Money, Daniel and Logan discuss the different certifications out there and which ones are beneficial for you.

On this episode of DIY Money, Daniel and Logan discuss the new student loan forgiveness program and how to start navigating it.

On this episode of DIY Money, Quint and Daniel tackle and excellent question from across the pond and discuss the impact of currency risk.

On this episode of DIY Money Jr, Quint and Daniel discuss how to save money for college and how to invest those funds.

On this episode of DIY Money, Quint and Logan discuss good times and potentially bad times to accept money from family.

On this episode of DIY Money, Quint and Logan discuss how to start and maintain healthy financial practices in your marriage.

On this episode of DIY Money, Quint and Daniel discuss backdoor Roth conversion strategy and share their thoughts on utilizing it.

On this episode of DIY Money, Quint and Daniel discuss other options for investing when your employer does not provide a company 401K.

On this episode of DIY Money, Quint and Daniel discuss how to build an allocation and what things to consider when doing so.

On this episode of DIY Money, Quint and Daniel discuss how to determine if the advisor fees you are paying are worth it.

In this episode of DIY Money, Daniel and Logan discuss the pros and cons of target date funds.

On this episode of DIY Money, Daniel and Logan discuss the difference in investing through your company retirement account versus using outside accounts like a Roth or IRA.

In this episode of DIY Money, Quint and Daniel discuss what to expect from a recession and what finance can look like in a tough environment.

In this episode of DIY Money, Quint and Daniel discuss the differences between investing lump sums or dollar cost averaging.

On this episode of DIY Money, Quint and Daniel discuss methods for saving up before contributing to various accounts each year.

In this DIY Money Junior episode, Quint and Daniel discuss how to think about money from your first job.

On this episode of DIY Money, Daniel and Quint talk about some of the strategies they use for handling money in their households and marriages.

On this episode of DIY Money, Quint and Daniel discuss the differences between being an employee in a business or an owner of a business.

On this episode of DIY Money, Quint and Daniel discuss the mindset of spending and the psychology that influences what you spend and what you save.

On this episode of DIY Money, Quint and Daniel discuss the differences in the Real Estate and Stock Market and discuss the pros and cons of those investments.

On this episode of DIY Money, Quint and Daniel walk through what they use to track their financial investments.

On this episode of DIY Money, Quint and Daniel discuss strategies for utilizing your primary home's equity.

On this episode of DIY Money, Quint and Daniel discuss balancing goals and savings. 

On this episode of DIY Money, Quint and Daniel give advice on how to have long-term financial conversations with family members. 

On this episode of DIY Money, Quint and Daniel discuss how to invest an Inherited IRA. 

On this episode of DIY Money, Quint and Daniel discuss investing in the current market environment. 

On this episode of DIY Money, Logan and Daniel discuss margin and options trading, and whether you should be using them. 

On this episode of DIY Money, Logan and Daniel discuss where to put any additional savings. 

On this episode of DIY Money, Quint and Daniel discuss the best ways to increase your credit score. 

On this episode of DIY Money, Quint and Daniel discuss how to utilize I Bonds. 

On this episode of DIY Money, Quint and Daniel discuss the mathematics and psychology of paying off a mortgage vs investing. 

On this episode of DIY Money, Quint and Daniel discuss when you should encourage others nearing retirement to meet with an advisor. 

On this episode of DIY Money, discuss planning for early retirement. 

On this episode of DIY Money, Quint and Daniel discuss what to do after a financial misstep.

On this episode of DIY Money, Quint and Daniel discuss what tax deductions you should consider taking. 

On this episode of DIY Money, Quint and Daniel discuss whether you should have an active advisor. 

On this episode of DIY Money, Quint and Logan give advice on when to make a change in your financial situation. 

On this episode of DIY Money, Quint and Logan discuss using leveraged ETFs. 

On this episode of DIY Money, Logan and Daniel discuss when and why it is necessary to rebalance investments. 

On this episode of DIY Money, Daniel and Logan discuss the survivor benefits of social security. 

On this episode of DIY Money, Quint and Daniel discuss what to do with an ESOP. 

On this episode of DIY Money, Quint and Daniel give advice on how to manage inflation. 

On this episode of DIY Money, Quint and Daniel give advice on how to prepare for buying a house. 

On this episode of DIY Money, Quint and Daniel discuss using student loans to maintain cash reserves. 

On this episode of DIY Money, Quint and Daniel discuss the difference between contributing to a  Roth 401K vs a Roth IRA. 

On this episode of DIY Money, Quint and Daniel discuss the differences between getting your MBA degree or CFA. 

On this episode of DIY Money, Daniel and Logan give advice on taking goals to the next level. 

On this episode of DIY Money, Daniel and Logan discuss the differences between an HSA vs a Roth IRA and the benefits of both. 

On this episode of DIY Money, Quint and Daniel discuss getting into the rental business with a friend. 

On this episode of DIY Money, Quint and Daniel discuss using cash to pay down student loans. 

On this episode of DIY Money, Logan and Daniel discuss when to invest individual retirement accounts. 

On this episode of DIY Money, Logan and Daniel discuss the differences between an average annual return vs a realized return. 

On this episode of DIY Money, Quint and Daniel discuss the differences between a 401K and a 403B. 

On this episode of DIY Money, Quint and Daniel discuss how to financially plan for a stay-at-home spouse. 

On this episode of DIY Money, Quint and Daniel discuss alternative investments outside of traditional investment accounts. 

On this episode of DIY Money, Quint and Daniel discuss where to allocate a pay raise. 

On this episode of DIY Money, Quint and Daniel give advice on avoiding lifestyle creep. 

On this episode of DIY Money, Quint and Daniel share a couple of savings rules of thumb to follow. 

On this episode of DIY Money, Quint and Daniel discuss how to save for mid-term goals. 

On this episode of DIY Money, Quint and Daniel give advice on how to get back on track after an emergency. 

On this episode of DIY Money, Quint and Daniel discuss the difference of investing with a Robo Advisor or in a Target Date Fund. 

On this episode of DIY Money, Quint and Daniel explain what a Roth Conversion is and when you should consider doing it. 

On this episode of DIY Money, Daniel and Logan discuss HSA plans and why they cost more. 

On this episode of DIY Money, Daniel and Logan discuss converting your Traditional 401K to a Roth 401K.

On this episode of DIY Money, Quint and Logan talk about how to start investing for your kids. 

On this episode of DIY Money, Quint and Logan discuss when to consider selling stocks. 

On this episode in DIY Money, Quint and Daniel discuss allocation and whether you may have too much cash in your portfolio. 

On this episode of DIY Money, Quint and Daniel discuss debt consolidation. 

On this episode of DIY Money, Quint and Logan discuss what to do with a previous employer's retirement plan. 

On this episode of DIY Money, Quint and Logan give advice on getting started as a CPA and CFP. 

On this episode of DIY Money, Daniel and Logan discuss where you can invest if you are unable to invest in a Roth IRA.

On this episode of DIY Money, Logan and Daniel discuss when it is appropriate time to quit a stressful job. 

On this episode of DIY Money, Quint and Daniel discuss prioritizing saving vs debt payoff goals. 

On this episode of DIY Money, Quint and Daniel discuss paying off student loans now or gradually. 

On this episode of DIY Money, Quint and Daniel discuss using a HELOC to fund a down payment for a rental property. 

On this episode of DIY Money, Quint and Daniel discuss the key differences between a Traditional IRA vs a Roth IRA.

On this episode of DIY Money, Quint and Logan discuss options for leaving the pension system. 

On this episode of DIY Money, Quint and Daniel discuss whether they would put all savings prior to school towards paying off student loans or invest early in an account. 

On this episode of DIY Money, Quint and Logan discuss fun gift ideas that save money. 

On this episode of DIY Money, Quint and Daniel discuss the difference between contributing to a 401K and ESPP.  

On this episode of DIY Money, Quint and Daniel explain what the Metaverse, NFTs, and Ethereum are and why they are important. 

On this episode of DIY Money, Quint and Logan discuss whether you should invest excess savings outside of an emergency fund. 

On this episode of DIY Money, Quint and Logan talk about what to consider when offered a job out of state. 

On this episode of DIY Money, Quint and Logan discuss how to gift stock for the holidays. 

On this episode of DIY Money, Daniel and Logan describe the difference between common stocks and Restricted Stock Units (RSU). 

On this episode of DIY Money, Daniel and Logan give their recommendations on books and financial resources to learn from.

On this episode of DIY Money, Quint and Logan give advice on how to motivate others towards their goals. 

On this episode of DIY Money, Quint and Logan discuss how to diversify investments in your portfolio. 

On this episode of DIY Money, Quint and Daniel talk about aggressively paying down student loan debt. 

On this episode of DIY Money, Quint and Daniel discuss whether they believe if student loan debt is worth it. 

On this episode of DIY Money, Quint and Daniel discuss how to manage blended family finances. 

On this episode of DIY Money, Daniel and Logan discuss saving money and using credit card rewards for travel. 

On this episode of DIY Money, Quint and Daniel discuss using a HELOC loan to purchase a property. 

On this episode of DIY Money, Quint and Daniel discuss whether you should consider renting or selling your starter home. 

On this episode of DIY Money, Daniel and Logan give advice on where to get started on the DIY Journey. 

On this episode of DIY Money, Daniel and Logan explain the differences between ETFs. 

On this episode of DIY Money, Daniel and Logan discuss paying off student loans early. 

On this episode of DIY Money, Daniel and Logan explain what a SEP IRA is and how it works. 

On this episode of DIY Money, Quint and Daniel give their recommendations on how you should spend money from gifts. 

On this episode of DIY Money, Quint and Daniel discuss how to use an Employer Stock Plan. 

On this episode of DIY Money, Quint and Logan give their advice on what to do with the funds from selling your house. 

On this episode of DIY Money, Quint and Daniel discuss whether gold is a good protection against inflation. 

On this episode of DIY Money, Quint and Daniel talk about investing in non-retirement accounts.

On this episode of DIY Money, Daniel and Logan discuss taxes that may incur after selling investments. 

On this episode of DIY Money, Daniel and Logan discuss some smart ways on how to allocate a bonus. 

On this episode of DIY Money, Logan and Daniel discuss what tax loss harvesting is and why it can be a valuable tool for some long-term investors. 

On this episode of DIY Money, Quint and Daniel discuss whether you should max out your HSA or Roth IRA first. 

On this episode of DIY Money, Quint and Logan talk about how to save for near-term education goals. 

On this episode of DIY Money, Quint and Daniel talk about how to teach others about budgeting. 

On this episode of DIY Money, Quint and Daniel discuss the American Dream and whether it is possible without debt. 

On this episode of DIY Money, Quint and Daniel discuss investing your emergency fund. 

On this episode of DIY Money, Quint and Daniel talk about cashing out on a refinance to pay down debt. 

On this episode of DIY Money, Quint and Daniel give advice on how to develop your own unique investing strategy.

On this episode of DIY Money, Quint and Daniel answer their first DIY Money Junior questions and talk about getting started in investing. 

On this episode of DIY Money, Daniel and guest host Logan talk about where to invest extra cash flow. 

On this episode of DIY Money, Daniel and guest host Logan discuss the difference between banking with a large banking institution vs banking with a local credit union. 

On this episode of DIY Money, Quint and Daniel discuss the influence that political events have on the market. 

On this episode of DIY Money, Quint and Daniel discuss investing in cryptocurrency. 

On this episode of DIY Money, Quint and Daniel discuss whether you should first pay off your mortgage or your student loans.

On this episode of DIY Money, Quint and Daniel give advice on what to do with excess cash after you've maxed out all retirement account contributions and savings. 

On this episode of DIY Money, Quint interviews UK Football Quarterback, Will Levis, and talk football and finance. 

On this episode of DIY Money, Quint and Daniel give advice on how to keep track of your financial life. 

On this episode of DIY Money, Quint and Daniel discuss whether you should stop investing in stock to buy real estate. 

On this episode of DIY Money, Quint and Daniel talk about whether you should have student loans paid off before buying a home. 

On this episode of DIY Money, Quint and Daniel talk about passive and affiliate income. 

On this episode of DIY Money, Quint and Daniel talk about when is the best time to buy a house in cash. 

On this episode of DIY Money, Quint and Daniel talk about overcontributing to an IRA.

On this episode of DIY Money, Quint and Daniel talk about Roth conversions and the strategy involved. 

On this episode of DIY Money, Quint and Daniel talk about when to diversify employer stock. 

On this episode of DIY Money, Quint and Daniel talk about low mortgage interest rates and the timing of a house purchase in this current market. 

On this episode of DIY Money, Quint and Daniel discuss when you should consider using a financial advisor. 

On this episode of DIY Money, Quint and Daniel talk about the strategy of House Hacking. 

On this episode of DIY Money, Quint and Daniel give advice on how to prepare for taxes if you are an independent contractor. 

On this episode of DIY Money, Quint and Daniel give advice on whether you should halt contributions in your 401K to pay off high-interest debt. 

On this episode of DIY Money, Quint and Daniel discuss options for an unvested 401K account. 

On this episode of DIY Money, Quint and Daniel talk about protecting wealth from the dollar drama. 

On this episode in DIY Money, Quint and Daniel spend this time talking about their careers in finance and how they got started. 

On this episode of DIY Money, Quint and Daniel talk about the tax benefits of investing an HSA.

On this special episode of DIY Money, Quint talks about the current real estate market with Realtor Kelly Karls. 

On this episode of DIY Money, Quint and Daniel talk about a few ways to find money to start a business. 

On this episode of DIY Money, Quint and Daniel discuss the difference between dollar-cost averaging versus investing in a lump sum. 

On this episode of DIY Money, Quint and Daniel share their advice on planning for parents who did not prepare for retirement. 

On this episode of DIY Money, Quint and Daniel share their favorite resources when it comes to researching stocks. 

On this episode of DIY Money, Quint and Daniel discuss whether working the night shift is worth it in the long run. 

On this episode of DIY Money, Quint and Daniel give advice on what to do with the extra money after refinancing your home.

On this episode of DIY Money, Quint and Daniel give advice on whether trading in your car and buying a new one makes sense when you still owe money on it. 

On this episode of DIY Money, Quint and Daniel give advice on how to approach your money as a small business owner. 

On this episode of DIY Money, Quint and Daniel talk about the pros and cons of online banking.

On this episode of DIY Money, Quint and Daniel give their take on the popular phrase of "Paying Yourself First". 

On this episode of DIY Money, Quint and Daniel talk about how to choose investments within your 401K. 

On this episode of DIY Money, Quint and Daniel talk about what to do once you pay off one debt and how to prepare for the next large purchase.

On this episode of DIY Money, Quint and Daniel talk about reporting income tax on selling personal items. 

On this episode of DIY Money, Quint and Daniel talk about investing for kids and relatives. 

On this episode of DIY Money, Quint and Daniel talk about investing in index funds vs leveraged ETFs.

On this episode of DIY Money, Quint and Daniel talk about why bond fund prices go down.

On this episode of DIY Money, Quint and Daniel talk about their thoughts on investing in Bitcoin. 

On this episode of DIY Money, Quint and Daniel discuss the psychology behind charitable giving. 

On this episode of DIY Money, Quint and Daniel give advice on how to invest for short to mid-term goals. 

On this episode of DIY Money, Quint and Daniel talk about deciding an allocation based on account type. 

On this episode of DIY Money, Quint and Daniel discuss whether acquiring a second job to pay off debt faster is worth the time and effort. 

On this episode of DIY Money, Quint and Daniel give advice on getting into the financial planning field and becoming a CFP. 

On this episode of DIY Money, Quint and Daniel discuss when it is appropriate to use a Home Equity Line of Credit. 

On this episode of DIY Money, Quint and Daniel give advice on how to determine how much you should be saving to have enough for your retirement. 

On this episode of DIY Money, Quint and Daniel discuss when to pay off debt versus using that money to make retirement contributions.

On this episode of DIY Money, Quint and Daniel discuss whether you should invest or pay off debt.  

On this episode of DIY Money, Quint and Daniel talk about avoiding a lifestyle bloat. 

On this episode of DIY Money, Quint and Daniel advise on when to pay-off a debt when you have the cash on hand.

On this episode of DIY Money, Quint and Daniel give advice on how they stay motivated to pay off debt. 

On this episode of DIY Money, Quint and Daniel talk about buying employer stock options.

On this episode of DIY Money, Quint and Daniel discuss what they have in their portfolios and how they manage them for themselves. They also discuss how they handle capital gains. 

On this episode of DIY Money, Quint and Daniel talk about renters insurance and how much coverage you should get.

On this episode of DIY Money, Quint and Daniel discuss Roth Conversions and how they work. 

On this special episode of DIY Money, Quint and Daniel explain what you need to know about the GameStop stock frenzy. 

On this episode of DIY Money, Quint and Daniel discuss the Roth IRA 5-Year rule.

On this episode of DIY Money, Quint and Daniel talk about what it takes to get started as a writer. 

On this episode of DIY Money, Quint and Daniel talk about contributing to accounts other than your employer's 401K. 

On this episode of DIY Money, Quint and Daniel go in-depth to explain the tax benefits of a Roth IRA. 

On this episode of DIY Money, Quint and Daniel advise on how to clean up a portfolio of random investments.

On this episode of DIY Money, Quint and Daniel discuss how to balance out different savings goals. 

On this episode of DIY Money, Quint and Daniel talk about the ins and outs of setting up a side hustle. 

On this episode of DIY Money, Quint and Daniel talk about working with your parent's financial advisors and how you should engage with them to ensure you get the most out of their assistance. 

On this episode of DIY Money, Quint and Daniel give advice to first home buyers. 

On this episode of DIY Money, Quint and Daniel discuss tax implications when starting a new side hustle. 

On this episode of DIY Money, Quint and Daniel give their recommendations on what to do when there is excess cash in the budget and whether to invest in a new business opportunity. 

On this episode of DIY Money, Quint and Daniel discuss when you should consider downsizing homes. 

On this episode of DIY Money, Quint and Daniel talk about what their strategies are when they come across a monthly budgeting surplus. 

On this episode of DIY Money, Quint and Daniel discuss whether you should be saving more for retirement or pay off debt sooner? 

On this episode of DIY Money, Quint and Daniel give advice on saving for unexpected family planning expenses.

On this episode of DIY Money, Quint and Daniel discuss how to determine the balance between the rate of return and the expense ratio of funds. 

On this episode of DIY Money, Quint and Daniel discuss using a Roth IRA as a savings tool. 

On this episode of DIY Money, Quint and Daniel discuss planning for retirement outside of an annuity retirement option. 

On this episode of DIY Money, Quint and Daniel discuss planning for retirement outside of a pension. 

On this episode of DIY Money, Quint and Daniel talk about the lifestyle creep of expenses and how to avoid it. 

On this episode of DIY Money, Quint and Daniel give their advice on how young adults can set themselves up for success in the future. 

On this episode of DIY Money, Quint and Daniel discuss what you need to know before rolling over a 401K with both Roth and Traditional funds. 

On this episode of DIY Money, Quint and Daniel discuss their thoughts on cash value life insurance and whether it is the right fit for you. 

On this episode of DIY Money, Quint and Daniel talk all things from buying a house, paying off debt, and whether you should use your 401K to do so. 

On this episode of DIY Money, Quint and Daniel discuss how to determine how much you should be planning on saving for retirement and whether the 4% withdrawal rule is still valid. 

On this episode of DIY Money, Quint and Daniel discuss what you should expect when you are planning to meet with a financial advisor. 

On this episode of DIY Money, Quint and Daniel give advice on how to legitimize a business.

On this episode of DIY Money, Quint and Daniel share their personal strategies for saving for short-term financial goals. 

On this episode of DIY Money, Quint and Daniel talk about the differences between two different investment strategies and what may be best for you depending on your timeline. 

On this episode of DIY Money, Quint and Daniel talk about the differences between investing in a total stock market index fund and an S&P 500 index fund.

On this episode of DIY Money, Quint and Daniel discuss saving and planning for a family member or a loved one with special needs. 

On this episode of DIY Money, Quint and Daniel give their advice on what to do if you are looking to retire early and strategies for avoiding a large tax burden when you are maxing out your 401K. 

On this episode on DIY Money, Quint and Daniel discuss whether you should pay off or close your credit cards before applying for a mortgage. 

On this episode of DIY Money, Quint and Daniel discuss if it is worth it for you to refinance your mortgage. 

Ashley Struble was let go from her job due to not being able to find child care during the Covid Pandemic. Rather than sit around and stew in frustration she took it upon herself to launch a side hustle which has quickly turned into a nice small business with outstanding returns. In this episode Quint talks to Ashley about exactly what she did and how you too can turn a small idea into a hefty profit.  

On this episode of DIY Money, Quint and Daniel give their advice on living a financially happy marriage and why it is important to be on the same page with your spouse. 

On this episode of DIY Money, Quint and Daniel discuss the pros and cons of using a credit card vs. paying with cash when making a purchase.

On this episode of DIY Money, Quint and Daniel talk about their personal approaches to purchasing a new car. 

On this episode of DIY Money, Quint and Daniel discuss how to make the most of extra income. 

On this episode of DIY Money, Quint and Daniel discuss ways on how to save money for your children's future. 

On this episode of DIY Money, Quint and Daniel talk about the importance of a well-diversified portfolio. 

On this episode of DIY Money, Quint and Daniel discuss caring financially for parents.

On this episode of DIY Money, Quint and Daniel discuss how much of your income you should spend on housing.

On this episode of DIY Money, Quint and Daniel talk about what to do if you panic sell and how to re-enter the market. 

On this episode of DIY Money, Quint and Daniel discuss some tax-advantaged ways to pay student loans.

On this episode of DIY Money, Quint and Daniel discuss ways to repair and build your credit score. 

On this episode of DIY Money, Quint and Daniel talk about their strategies for accruing for future expenses. 

On this episode of DIY Money, Quint and Daniel discuss the differences of investing with a Robo Advisor or going a Self Directed route. 

In this episode of DIY Money, Quint and Daniel discuss whether quitting your job to attend school is a good idea. 

On this episode of DIY Money, Quint and Daniel discuss how to determine your salary as a small business owner and where to set aside for retirement. 

On this episode of DIY Money, Quint and Daniel discuss where to park your cash for the use of a future home purchase.

On this episode of DIY Money, Quint and Daniel discuss what they've learned throughout this recent pandemic and the importance of being prepared for what could come next. 

On this episode of DIY Money, Quint and Daniel discuss the benefits of reducing the tax withholdings on your paychecks and how to calculate your own withholdings.   

On this episode of DIY Money, Quint and Daniel discuss avenues to create more margin and the importance of defining your own financial goals. 

On this episode of DIY Money, Quint and Daniel discuss how you can use debt in your favor.

On this episode of DIY Money, Quint and Daniel discuss ways to use excess cash. 

On this episode of DIY Money, Quint and Daniel go over the differences of investing with a Robo Advisor or in an Index Fund.

On this episode of DIY Money, Quint and Daniel discuss the possibility of student loan forgiveness in this upcoming election. 

On this episode of DIY Money, Quint and Daniel discuss whether now is a good time to invest given the current environment.

On this episode of DIY Money, Quint and Daniel go in-depth about the rise of thematic investing.

On this episode of DIY Money, Quint and Daniel discuss what to consider before pulling out your Roth IRA into a home down payment. 

On this episode of DIY Money, Quint and Daniel discuss building wealth outside of retirement accounts. 

On this episode of DIY Money, Quint and Daniel give advice on where to begin your financial journey.

On this episode of DIY Money, Quint and Daniel give blanketed advice on investments and where to start when you are ready. 

On this episode of DIY Money, Daniel explores how you can achieve diversification with as little as one mutual fund thanks to the low-cost target-date index funds being offered by many brokerages today.

On this episode of DIY Money, Daniel discusses the benefits of liquidity while paying off debt and why it all comes down to math. 

On this episode of DIY Money, Quint and Daniel break down the benefits of using a health savings account (HSA for short!) in your financial plan.

In this week's episode Quint and Daniel discuss what resources and strategies are available to those who have run out of options during these difficult times.

In today's episode Quint and Daniel discuss the difference between active and passive income and the various ways you can use them to diversify your income. 

In this week's episode Quint and Daniel discuss the tax rules for large gifts of cash and how to use them.

In this week's episode Quint and Daniel explain the differences between and IRA and a Roth IRA and the rules that come with each.

In this week's episode Quint and Daniel discuss whether or not to merge finances with a spouse coming from prior marriage with children.

In this week's episode Quint and Daniel discuss how to pay off car loans and if its a good idea to borrow from a 401(K).

In this week's episode Quint and Daniel discuss how often they check their budgets and how to manage a budget with sporadic income. 

How do you stay on track after reaching your goals? In this week's episode Quint and Daniel discuss various strategies they use to stay focused. 

In this week's episode Quint and Daniel discuss diversifying portfolios on a budget and managing trading fees abroad. 

In this week's episode Quint and Daniel discuss the different investment strategies available for college.

In this week's episode Quint and Daniel discuss how to managing employee stock purchase plans.

In this week's episode Quint and Daniel go over the differences between Mutual Funds and Exchange-Traded Funds.

In this week's episode Quint and Daniel dive into student loans and the CARES Act.

In this week's episode Quint and Daniel explore different philosophies for buying assets and what to do after maxing out retirement accounts.

In this week's episode Quint and Daniel discuss if its a good idea to defer debt payments during the coronavirus pandemic.

Is it better to stay with a job you enjoy or switch jobs for a pay raise? In this week's episode Quint and Daniel tackle this question about employment and more. 

In this week's episode Quint and Daniel discuss the best uses for the stimulus check.  

In this week's episode Quint and Daniel discuss the way their altering their budgets in response to the COVID-19 epidemic. 

In this week's episode, Quint and Daniel the discuss different ways to save for your children's future while paying down debt. 

In this week's episode Quint and Daniel discuss if you can spend too much on renovating your home. 

In this week's episode Quint and Daniel discuss the pros and cons of investing in retirement accounts for non-US citizens.

In this week's episode Quint and Daniel take some time to share their thoughts on the coronavirus and the current situation its put the country in. 

In this weeks episode Quint and Daniel discuss how to start investing early on in a career and how to handle the taxes. 

In this episode Quint and Daniel discuss how your taxes and retirement savings can change when you get married. 

In this episode, Quint and Daniel discuss the rewards you can earn from credit cards and if there's such a thing as too many credit card. 

In this episode Quint and Daniel dive into the viability of debt consolidation.

Should you invest in a backdoor Roth after maxing out your Roth IRA? In this week's episode Quint and Daniel discuss this and more. 

In this episode Quint and Daniel discuss the different ways Financial Planners are compensated and what to look for when choosing them. 

In this episode Quint and Daniel discuss their do's and don'ts for moving to a new state. 

In this episode Quint and Daniel draw from their personal experiences to give tips on how to separate business and personal finances.

Is it worth your time and money to invest in real estate? In this episode Daniel and Quint debate the pros and cons of investing in the housing market.

Is Whole Life an investment strategy? This is a hot topic among many folks these days which Daniel and Quint take head on. 

In this episode, Quint and Daniel discuss Credit Karma's saving account and private label solutions.

In this episode, Quint and Daniel discuss how to balance paying off student loans and investing in a 401(k).

In this episode, Quint and Daniel answer another listener's question concerning paying off credit card debt while paying life's expenses at the same time. 

In this episode, Quint and Daniel talk about how you can prepare for unpredictable medical expenses.

In this episode, Quint and Daniel discuss how you can set up financial goals when newly married. Once you are married, it is no longer your debt, it is OUR debt. 

This week’s episode is sponsored by Booknotes, get your 7-day free trial here: https://booknotes.page.link/DIYmoney In this episode, Quint and Daniel talk about "boomerang children" (young adults who come back to live at home) and how to help propel them outside of the house. 

In this episode, Quint and Daniel discuss how you can know when to employ a financial advisor to enhance your personal finances. 

In this episode, Quint and Daniel discuss the perks and downfalls of home renting/buying. The decision to rent or buy is always situational!

In this episode, Quint and Daniel discuss the differences between secured and unsecured loans and talk about taking out loans for your children.

In this episode, Quint and Daniel discuss the nuances of saving for your parents and the steps you can take to ensure your own financial goals stay intact during the process. 

In this episode, Quint and Daniel discuss ways you can allocate your budget. Rules and general guidelines aren't as simple as they seem!

In this episode, Quint and Daniel discuss whether or not you should have multiple savings accounts. Whatever works for you, do it, but don't overcomplicate it!

In this episode, Quint and Daniel talk about no money down home buying and discuss strategies you can use to get the most bang for your buck.

In this episode, Quint and Daniel discuss whether or not you should invest before paying down bad debt (credit card/student loans).

In this episode, Quint and Daniel discuss the different retirement funds (Roth IRA/401 K) and explain how to choose which ones you should fund first. 

In this episode, Quint and Daniel answer a question about student loans and knowing when to pay them off rather than saving. 

In this episode, Quint and Daniel discuss how you can make a budget while working for commissions. 

In this episode, Quint and Daniel discuss the concept of EOC (economic outpatient care) and how you can provide for your kids without making them reliant.

In this episode, Quint and Daniel discuss how you can build wealth while self-employed, specifically in the context of a musical artist. 

In this episode, Quint and Daniel discuss how they form their grocery budgets and how financial psychology plays into your budget. 

In this episode, Quint and Daniel discuss transitioning from renting to purchasing a home and whether it's a good idea in the first place. 

In this episode, Quint and Daniel answer a question concerning how you can financially prepare for you or your spouse's death. 

In this episode, Quint and Daniel answer another listener's question, this time concerning portfolio allocation with US and International stocks. 

In this episode, Quint and Daniel answer another listener's questions, this time concerning how to choose between jobs based on its work benefits. 

In this episode, Quint and Daniel discuss strategies they have used when teaching their kids about money/personal finance.

In this episode, Quint and Daniel answer a listener's question concerning ways you can build wealth once you have taken care of debt and retirement. 

In this episode, Quint and Daniel discuss how to track expenses when using credit cards given the expense is not taken immediately. 

In this episode, Quint and Daniel discuss knowing when and how to pay off certain loans. 

In this episode, Quint and Daniel make suggestions towards maximizing multiple savings accounts, whether it is an emergency fund or for investing. 

In this episode, Quint and Daniel run through the steps of budgeting, tracking expenses, creating goals, and maximizing margin. 

In this episode, Quint and Daniel discuss the steps you can take to start creating a "rainy day" fund. 

In this episode, Quint and Daniel discuss the cost-benefits of taking out student loans and answer a question about paying off student debt.

In this episode, Daniel and Quint answer another listener's question, this time concerning ways to create passive income. 

In this episode, Quint and Daniel talk about whether or not day trading is a good idea given the chance of a coming recession.