Have you had success with your paper trading account(s)? Are you ready to start investing your own money? This week I welcome back my friend, Mandela Fubler, to share his insights on the most underrated aspect of trading that many new investors overlook!   Visit tslpodcast.com/episode46 to access this episode’s show notes! E: [email protected] | IG: @tslpodcast_ | TWI: @tslpodcast_

Learn ways you can avoid common money leaks associated with bank fees.   Visit tslpodcast.com/episode45 to access this episode’s show notes!   E: [email protected] | IG: @tslpodcast_ | TWI: @tslpodcast_

Featured Guest: Shantel Deshield of Pocket Change Bermuda Learn the importance of educating young children and young adults on financial literacy as early as possible. Visit tslpodcast.com/episode44 to access this episode’s show notes! E: [email protected] | IG: @tslpodcast_ | TWI: @tslpodcast_

Time isn't precious, Now is.   Learn the importance of being in the Present moment versus living in the past or anticipating the future.   Visit tslpodcast.com/episode43 to access this episode’s show notes!   E: [email protected] | IG: @tslpodcast_ | TWI:

Learn how to get better and budgeting and take control of your finances today!   Visit tslpodcast.com/episode42 to access this episode’s show notes!

Learn the milestones we have achieved during our first year as a podcast.   Visit tslpodcast.com/episode40 to access this episode’s show notes!   E: [email protected] | IG: @tslpodcast_ | TWI: @tslpodcast_

Learn 7 terms that will help you begin to invest on your own   Visit tslpodcast.com/episode39 to access this episode’s show notes!   E: [email protected] | IG: @tslpodcast_ | TWI: @tslpodcast_

Learn how to reset your financial goals mid-year if you’ve gotten off track.   Visit tslpodcast.com/episode38 to access this episode’s show notes! E: [email protected] | IG: @tslpodcast_ | TWI: @tslpodcast_

Find out how I plan to turn my 2020 financial failures into 2021 successes!   Visit tslpodcast.com/episode37 to access this episode’s show notes! E: [email protected] | IG: @tslpodcast_ | TWI: @tslpodcast_

Learn how to navigate your road to financial independence by making informed decisions from my guest, Sylvia Taylor (@thefrugalonion)   Visit tslpodcast.com/episode36 to access this episode’s show notes! E: [email protected] | IG: @tslpodcast_ | TWI: @tslpodcast_

Learn the importance of being a blessing to someone else to receive more abundance in your own life.   Visit tslpodcast.com/episode35 to access this episode’s show notes! E: [email protected] | IG: @tslpodcast_ | TWI: @tslpodcast_

Learn some of the major keys I took away from the first 3 chapters of The Wake Up Call by Ash Cash.   Visit tslpodcast.com/episode34 to access this episode’s show notes! E: [email protected] | IG: @tslpodcast_ | TWI: @tslpodcast_

Not knowing where your money is going every month will cost your more in the long run.   Visit tslpodcast.com/episode33 to access this episode’s show notes! E: [email protected] | IG: @tslpodcast_ | TWI: @tslpodcast_

Whenever you are ready to take retirement, don’t let that be the first time you check your account balance. Make a point to do it on a regular basis.   Visit tslpodcast.com/episode32 to access this episode’s show notes! E: [email protected] | IG: @tslpodcast_ | TWI: @tslpodcast_

Investing is not just for “older” people who are getting ready to retire. You can get started with these tips from my friend, Mandela Fubler.   Connect with Mandela E: [email protected]   Visit tslpodcast.com/episode31 to access this episode’s show notes! E: [email protected] | IG: @tslpodcast_ | TWI: @tslpodcast_

Faith without works is dead! It won’t help you to simply pray and not do anything to build generational wealth after.   Visit tslpodcast.com/episode30 to access this episode’s show notes E: [email protected] | IG: @tslpodcast_ | TWI: @tslpodcast_

Don’t let the memory of 2020 keep you from fixing your finances this year!   Visit tslpodcast.com/episode29 to access this episode’s show notes E: [email protected] | IG: @tslpodcast_ | TWI: @tslpodcast_

It’s not too late to set your goals (or intentions) for the calendar year. We’re not even a week into 2021 and there is more year left for you to set AND achieve your financial goals. There are a lot of reasons why you have YET to achieve the financial goals you set for yourself every year. This year is the LAST year you set goals you cannot achieve. Use these 4 tips to help you achieve your financial goals this year.   Disclaimer: This is not financial advice, rather my personal opinion and perspective on personal finances. Be sure to conduct your own research and do what works best for you!   What are the tips? Determine Your Financial Non-Negotiables Braindump Your Financial Goals Develop Your Goals Chart Write Out Your Action Plan I would love to hear from you if you have any questions or would just like to say "Hey" E: [email protected] IG: @terri2kool x @tslpodcast_

Goal setting is important when it comes to being able to ACTUALLY get financially free! Learn about setting SMART ones for 2021. * Connect with me on Instagram: @terri2kool x @tslpodcast_ Now that we survived 2020, it’s time for us to thrive in 2021. If your ultimate goal can be summed up into two words, “financial freedom” then you are going to want to listen to this episode. We’re talking about financial goal setting. They are just as important as any other goals you may have. Some may argue even more so! However you choose to categorise them, I’m here to help you get clear on how to set some SMART financial goals for yourself in 2021. Disclaimer: This is not financial advice, rather my personal opinion and perspective on personal finances. Be sure to conduct your own research and do what works best for you!

A new year is upon us. Chances are you likely have financial goals that you would like to achieve. If creating a budget is one of them, YOU ARE IN THE RIGHT PLACE. I know you probably don’t really like that b*word and that is okay! I used to be the same way. I would much rather pretend everything was okay with my finances. It took me YEARS before I said “enough is enough” and got serious about creating a financial plan aka a budget! Disclaimer: This is not financial advice, rather my personal opinion and perspective on personal finances. Be sure to conduct your own research and do what works best for you! If you have the resolution to create a budget for yourself in 2021. Make sure you tap into this episode. During the first instalment of Sovereign Sundays, I shared my top tips for creating an annual budget. I would love to hear from you if you have any questions or would just like to say "Hey" E: [email protected] IG: @terri2kool x @tslpodcast_    

Connect on Instagram: @terri2kool x @tslpodcast_ You've heard of a mid-life crisis before right? Welp! I had one in my podcaster life just before this 25th episode of the pod. In this episode, I am sharing with you why I went MIA for a while and what the plan is going forward.

Connect on Instagram: @terri2kool x @tslpodcast_ Whether you are knocking on the door of olderhood or you are just starting. your very first job, which actually pays into your pension fund, NOW is the time to start thinking about your retirement years. Many of us will (or maybe not) receive a government pension cheque when we have decided to retire from working. Others will have private pension cheques due to us during those years. If you are blessed to receive both or one, it is time for you to start thinking about how much money you will need in your olderhood because if that number is GREATER THAN the project value of your pension account at that time. We need to start thinking of alternative ways to get you the money you need when you've decided to step out of the working world. In this episode, I am sharing with you basic information on pensions plus giving my recommendations on when you should start caring about your fund/account balance.

Can’t afford to invest right now? Paying off your debt with money you have set aside as savings? Don’t have any financial goals? Making money decisions out of fear or pressure?   In this episode, I am sharing my thoughts on these 4 money mistakes. All of which I have made in the past and some I still find challenging to overcome today! If you want to some losing money by making these mistakes, listen today!   Visit tslpodcast.com/episode23 to check out this episode’s show notes!   Enjoyed this episode? Make sure you leave a review today! This is the #1 way you can support the podcast.   Follow on Instagram: @tslpodcast_ x @terri2kool Got a question? Reach out to me via email: [email protected]

You can be intentional to welcome the abundance you deserve PLUS improve your financial literacy. In this episode, I am sharing 3 ways that you can start to be intentional today! Enjoyed this episode? Make sure to rate the podcast and leave us a review. This is the #1 way you can show your support of The Sovereign Life podcast. Got a question? Reach out to me via email: [email protected] Make sure you follow the podcast on Instagram: @tslpodcast_

If you already have a budget but you’re not able to stick with it consistently, I am going to share my top 3 reasons why it might not be working for you and how you can resolve those issues. Enjoyed this episode? Make sure to rate the podcast and leave us a review. This is the #1 way you can show your support of The Sovereign Life podcast. Got a question? Reach out to me via email: [email protected] Make sure you follow the podcast on Instagram: @tslpodcast_

Having an abundance date sets you up for financial success! As someone who has been able to show up for herself CONSISTENTLY for the past 8-months, I know a thing or two about setting an abundance date and staying motivated to keep it. In this episode, I am sharing my 5 steps to set up your abundance date PLUS giving you 5 ways to stay consistent. Enjoyed this episode? Make sure to rate the podcast and leave us a review. This is the #1 way you can show your support of The Sovereign Life podcast. Got a question? Reach out to me via email: [email protected] Join us on Instagram: @tslpodcast_ | @terri2kool

If the Jones's are in the two comma club, they are not worried about you are doing for your family. So STAHP worrying about what they got going on. Are you borrowing money OFTEN? Purchasing assets you do not need and getting into DEBT as a result? Are you buying TOO MUCH of an asset? Not protecting your assets? In this episode, I am discussing these money mistakes as well as giving you my insight on how you can avoid repeating the cycle and break the habit(s). Enjoyed this episode? Make sure to rate the podcast and leave us a review. This is the #1 way you can show your support of The Sovereign Life podcast. Got a question? Reach out to me via email: [email protected] Make sure you follow the podcast on Instagram: @tslpodcast_

Visit tslpodcast.com/episode18 to download my free guide today! It's time to let go of your limiting beliefs. The first step to doing that is to overstand the golden rules to financial literacy. If you are ready to improve your personal finance journey, listen to this episode. I am sharing my top 3 golden rules. Got a question? Reach out to me via email: [email protected] Make sure you follow the podcast on Instagram: @tslpodcast_

When was the last time you gave thanks ON PURPOSE? No saying "thank you" to the stranger who held the door open for you. I'm talking about actively expressing a great attitude (gratitude). If you find it difficult to consistently practice and have a great attitude (gratitude), I got you! In this episode, I am sharing my top 5 tips with you. Make sure to leave a review to help support the podcast!

Today’s guest is a budget travel consultant, who is currently providing travel experiences in Bermuda. She helps ambitious islanders challenge the status quo through travel while on a budget. If you want to learn budget-friendly travel tips and make the most of your travel experiences, tap into this episode! Visit tslpodcast.com/episode16 to check out this episode’s show notes! Get Social with Shuntelle Website: ajourneytotelle.com Instagram: @ajourneytotelle Twitter: @ajourneytotelle Facebook: @ajourneytotelle  

On your personal finance journey, I am sure you have made many mistakes along the way. I HAVE TOO! This episode is the first in a 4-part series on money mistakes. Whether you are a complete newbie to financial literacy or you have started your journey and continue to improve your education, listen to this episode to learn how to fix your finances. By the end of the episode, you will be better prepare to no longer make 1 or more of these money mistakes. Visit tslpodcast.com/episode15 for the show notes. Got a question? Reach out to me via email: [email protected] Make sure you follow the podcast on Instagram: @tslpodcast_

Do you find yourself the payday before a special occasion trying to see what you can afford to spend? Are you using a credit card to overspend for that special occasion instead of creating a savings plan? In this episode, I share 7 sinking funds you are likely to forget to include in your budget every year. Plus my strategy to avoid this mistake next year. Visit tslpodcast.com/episode14 for the show notes. Got a question? Reach out to me via email: [email protected] Make sure you follow the podcast on Instagram: @tslpodcast_

Do you find it challenging to ACTUALLY manifest the abundance you want? Are you ready to try the mindful practice of meditation and don't know where to start? My friend, Juanae and I explore the power of meditation to manifest that very abundance! We also discuss the importance of gratitude. Listen to this episode to find out the answers to these questions, hear us discuss these topics and more! Got a question? Reach out to me via email: [email protected] Make sure you follow the podcast on Instagram: @tslpodcast_

Struggling to pay off your debt? Need the inspiration to get you started?   In this episode, I am sharing the EXACT debt pay-down strategy I have started using to pay off the $17K I owe to my lenders.   Visit tslpodcast.com/episode12 to check out this episode’s show notes!   Enjoyed this episode? Make sure you leave a review today! This is the #1 way you can support the podcast.   Got a question? Reach out to me via email: [email protected] Make sure you follow the podcast on Instagram: @tslpodcast_

Are you unclear how to set your financial goals this month? Looking for insight on how to account for your income and expenses based on your pay period (i.e. weekly, bi-weekly, monthly)?   In this episode, I share my personal financial goals for July 2020. I also explain the accounting exercise I do to "reconcile" my transactions.   Visit tslpodcast.com/episode11 to check out this episode’s show notes!   Enjoyed this episode? Make sure you leave a review today! This is the #1 way you can support the podcast.   Got a question? Reach out to me via email: [email protected] Make sure you follow the podcast on Instagram: @tslpodcast_

Today’s guest is a certified financial advisor who shares a fresh new take on money management as well as personal financial planning. In this episode, you are going to learn two of Mykail’s TOP financial lessons she learned from her parents as well as what it means to be a Boujie Budgeter. If you are ready to learn how to finance your best life, tap into this episode!   Visit tslpodcast.com/episode10 to check out this episode’s show notes!   Enjoyed this episode? Make sure you leave a review today! This is the #1 way you can support the podcast.   Get Social with Mykail James - Website: boujiebudgets.com - Instagram: @theboujiebudgeter - Twitter: @BoujieBudgeter   Got a question? Reach out to me via email: [email protected] Make sure you follow the podcast on Instagram: @tslpodcast_

Are you struggling with managing your money? Do you hear the word 'budget' and say, "I don't know how to budget?" In this episode, I explain 5 budget models and share my recommendation on how you can begin implementing them today. If you are ready to fix your finances, listen to this episode!   Visit tslpodcast.com/episode9 to check out this episode’s show notes!   Enjoyed this episode? Make sure you leave a review today! This is the #1 way you can support the podcast.   Got a question? Reach out to me via email: [email protected]   Make sure you follow the podcast on Instagram: @tslpodcast_

Described as "the most inspiring book on wealth ever written", The Richest Man in Babylon was my March/April 2020 read. It contains the success secrets of the Ancients. If you've been meaning to tap into this book, this episode will give you 10 key takeaways! After you listen, you need to head over to your local bookstore's website or give them a call to purchase your copy today.   Visit tslpodcast.com/episode8 to check out this episode’s show notes!   Enjoyed this episode? Make sure you leave a review today! This is the #1 way you can support the podcast.   Got a question? Reach out to me via email: [email protected]   Make sure you follow the podcast on Instagram: @tslpodcast_

Are you feeling anxious or unsettled when thinking about abundance? Does your money mindset keep you from tapping into your version of wealth consciousness? My friend, Alexis, and I explore spirituality, the practices and tools you can use to prepare yourSelf to welcome abundance into your life today. Listen to this episode to shift your money mindset today!   Visit tslpodcast.com/episode7 to check out this episode’s show notes!   Enjoyed this episode? Make sure you leave a review today! This is a free way that you can support the podcast.   Got a question? Reach out to me via email: [email protected]   Get Social with Alexis Swan - Website: frequencycrystals.com - Instagram: @frequency_crystals Make sure you follow the podcast on Instagram: @tslpodcast_

Personal finance management has synergies with its counterpart in business. You do not have to be an accountant. You do not have to be a college/university student who studied finance. You do not even have to have full joyed learning math in school. If you are ready to learn the 3 phases, aspects, or stages of personal finance management, listen to this episode to get financially lit! Got a question? Reach out to me via email: [email protected] Make sure you follow the podcast on Instagram: @tslpodcast_

Mindfulness will help you to tap into the sovereign connection you have with the Creator. When you overstand the components of mindfulness you can tap into them over and over again to improve your finances. If you are ready to start a new practice to change your current situation, listen to this episode to get financially lit! Got a question? Reach out to me via email: [email protected] Make sure you follow the podcast on Instagram: @tslpodcast_

Financial goals are as important as any other goal you plan to set in your life. These goals will give you direction when you seek to make financial decisions. Your financial goals tell you where you are headed on your personal financial journey. If you are struggling to figure out what a financial goal is. Maybe you have financial goals but you do not know when is a realistic date to work towards achieving the goal by. Listen to this episode to get financially lit!  Got a question? Reach out to me via email: [email protected] Make sure you follow the podcast on Instagram: @tslpodcast_

Tracking your spending is not as difficult as you may think. When you overstand the benefits the activity plus have the right tools to get it done. You will learn to love tracking your spending as you will begin to see your financial wealth become more abundant. If that is a goal of yours, listen to this episode to get financially lit! Got a question? Reach out to me via email: [email protected] Make sure you follow the podcast on Instagram: @tslpodcast_

Financial crises are inevitable. For every peak in the economy, there must be a trough. The best way to protect your money and yourself in a crisis is to be prepared. Listen to this episode of The Sovereign Life podcast and find out 4 ways to protect your money and yourself in a crisis. Terri2Kool provides you with the tips to ensuring that you are prepared should a financial crisis be on your horizon. Got a question? Reach out to me via email: [email protected] Make sure you follow the podcast on Instagram: @tslpodcast_

In case you didn’t realise your thoughts have a direct connection to your finances. The main reason you are not able to take control of them is due to how you think about them. Listen to this episode to find out what is keeping you from taking control of your finances and generating the wealth you desire into your life. You will learn how your thoughts impact your finances! Got a question? Reach out to me via email: [email protected] Make sure you follow the podcast on Instagram: @tslpodcast_

New podcast, who dis? In this introductory episode, you will get to learn more about me, the host, Terri2Kool. I will share some deets about my educational background and how I shifted my mindset to pivot, welcoming abundance into my life. I must confess I am a smart, intelligent girl who was financially illiterate. Listen to this episode to find out how I began to improve my financial literacy skills and have improved my personal finances over the past 5-6 years. I will also briefly explain why I chose the name, The Sovereign Life. Got a question? Reach out to me via email: [email protected] Make sure you follow the podcast on Instagram: @tslpodcast_