The FinTalks - A chat with Finance Malta is a podcast organised by Finance Malta as well as its member organisations, shedding light on the financial industry. The podcast sees several representatives from a variety of entities regulating the industry and operating within it, giving insights into their work and Maltese legislation. Finance Malta members are also contributors to such podcasts.
Episode 108: Banking Regulations and Their Impact on the Financial System
In this #FinTalks episode, we dive deep into the world of banking regulations with Simon Grech, a veteran banker boasting 39 years of industry experience. Join us for an insightful conversation as Simon shares his expert perspective on the evolving regulatory landscape and how it shapes the financial system. From compliance challenges to regulatory innovations, discover the critical role regulations play in ensuring financial stability, fostering innovation, and safeguarding consumers.
Whether you're a financial professional, a banking enthusiast, or simply curious about the mechanics of the financial world, this episode offers valuable insights you won’t want to miss!
This podcast is done in collaboration with the Malta Bankers' Association (a founding association of FinanceMalta).
10/21/2024 • 16 minutes, 37 seconds
Episode 107: International Pensions
In this episode, join us for an insightful conversation with Aidan McLoughlin, Director, ITC Consulting and Caroline Spiteri, General Manager, ITC International Pensions Limited on one of the big sectors of the Financial Services Industry in Malta: International Pensions.
10/1/2024 • 16 minutes
Episode 106: Markets in Crypto-Assets: Looking at the Future of MiCA
In this episode, we have a chat with Camille Pepos, Head of Fintech Supervision at the Malta Financial Services Authority, to explore the future of MiCA (Markets in Crypto-Assets). Camille shares valuable insights into how Malta has been ahead of the curve, with MiCA-compliant players in the market since 2019. Additionally, Camille explains how the Authority stays on top of Fintech innovation to foster safe and responsible growth in the sector.
9/16/2024 • 20 minutes, 34 seconds
Episode 105: Understanding the Importance of Financial Literacy in Today’s World
In this #FinTalks episode, we’re excited to sit down with Sarah Pulis, Head of Conduct Supervision at the Malta Financial Services Authority, to explore the vital role of financial literacy in today's fast-paced world. Financial literacy is more than just understanding money—it's about mastering essential skills like budgeting, saving, debt management, and retirement planning, all of which are crucial for long-term financial health.
As Warren Buffett wisely said, "The best investment you can make is an investment in yourself... The more you learn, the more you'll earn." Join us as we discuss how enhancing your financial literacy can empower you to make smarter financial decisions and secure a brighter future.
In this episode, we have a chat with Ronald Attard, Chair of the Fintech working group of the Malta Financial Services Advisory Council (MFSAC) about "Evaluating Malta's Fintech Sector: Addressing Challenges and Harnessing Opportunities".
We delve into an in-depth discussion on the current state of Malta's Fintech sector, exploring both the challenges it faces and the opportunities it presents. Mr. Attard shares his expert insights on regulatory landscapes, the impact of global trends on local Fintech initiatives, and the strategic steps Malta is taking to position itself as a leading hub for Fintech. Whether you're a Fintech enthusiast, an industry professional, or someone curious about the future of financial technology in Malta, this episode offers valuable perspectives you won't want to miss.
9/2/2024 • 18 minutes, 17 seconds
Episode 103: Navigating Digital Transformation in Financial Services
In this #FinTalks episode, we have the pleasure of sitting down with Larissa Ciantar, Senior Manager of Mortgage Lending at MeDirect. We engage in an in-depth conversation that explores the multifaceted journey of navigating digital transformation within the financial services sector. From the challenges of implementing new technologies to the opportunities they present for enhancing customer experience, Larissa shares valuable insights from her extensive experience in the industry. Join us as we uncover the strategies and best practices that are shaping the future of finance in an increasingly digital world.
8/26/2024 • 16 minutes, 11 seconds
Episode 102: Malta and international business beyond the EU
Join us for an engaging conversation with Kurt Risiott, Partner, Director, and Head of Tax Advisory at FJVA. In this episode, we explore how Malta can strategically redefine its global role. With limited natural resources, Malta must shift focus and leverage its unique strengths beyond the EU. We'll delve into Malta's potential as a premier hub for international business, innovation, and wealth management, and discuss the critical reforms needed to elevate its global standing. Tune in to discover why Malta is poised to become a top destination for non-EU businesses and investors.
8/19/2024 • 14 minutes, 40 seconds
Episode 101: The Role of Banks in a Fintech World: A Conversation with HSBC Malta
In the latest episode of the #FinTalks, we sit down with two key figures from HSBC Malta: CEO Geoffrey Fichte and Head of Commercial Banking Joyce Grech. Join us as we delve into the pivotal question: why do banks still exist in today’s rapidly evolving world of financial technology?
Geoffrey and Joyce provide their expert perspectives on the enduring role of banks amidst the fintech revolution, highlighting how traditional banking institutions are adapting and thriving. We explore the integration of artificial intelligence within banking operations, examining its impact on efficiency and customer service.
Compliance and Environmental, Social, and Governance (ESG) principles are more critical than ever. Our guests shed light on how HSBC Malta navigates these complex arenas, ensuring robust regulatory adherence while championing sustainability and ethical practices.
Tune in to gain a deeper understanding of the dynamic landscape of modern banking and discover how HSBC Malta is positioning itself at the forefront of innovation and responsibility.
8/5/2024 • 17 minutes, 37 seconds
Episode 100: Strengthening the Bridge Between Academia and the Industry
In this #FinTalks episode, we speak with Prof. Simon Grima, Associate Professor and Deputy Dean of the Faculty of Economics, Management & Accountancy (FEMA) at the University of Malta. We delve into the crucial link between academia and industry, discussing how advancements in risk management, risk mitigation, and data analysis can drive improvements.
7/29/2024 • 20 minutes, 44 seconds
Episode 99: The IAIS and the Insurance Landscape of Tomorrow
In this #FinTalks episode, join us for an interesting conversation with Manuela Zweimueller, Special Advisor to the Secretary General, International Association of Insurance Supervisors (IAIS). on the IAIS role in the Insurance Industry, the Systemic Holistic framework and how global warming will affect the future of the Insurance Industry.
The International Association of Insurance Supervisors (IAIS) is the global standard-setting body responsible for developing and assisting in the implementation of principles, standards and guidance as well as supporting material for the supervision of the insurance sector.
7/23/2024 • 18 minutes, 36 seconds
Episode 98: A discussion on the Postgraduate Diploma in Financial Regulation and Compliance
We sat down with Benjamin Ellul, Analyst – Office of the Chief Officer Supervision of the Malta Financial Services Authority to discuss the Postgraduate Diploma in Financial Regulation and Compliance. This postgraduate diploma is a collaboration between the Malta Financial Services Authority (MFSA) and the University of Malta, featuring lecturers from the MFSA, local industry, and international experts.
This programme will immerse you in the complex world of financial oversight and compliance. You will explore the regulations governing the financial sector, from international standards to local policies. Through both theoretical study and practical application, you'll gain a thorough understanding of regulatory frameworks, risk management practices, and ethical considerations vital for maintaining integrity within financial institutions. The course covers the evolving regulatory environment, analysing the impact of legislative changes and technological advancements on compliance processes. Case studies and simulations will help you develop the skills to assess compliance risks, implement effective control mechanisms, and confidently navigate complex regulatory landscapes. Whether you're an experienced professional or new to the field, this diploma provides the knowledge and expertise needed to excel in financial regulation and compliance.
Register on the MFSA's website before the 24th of July for more information about the programme and the application process.
7/18/2024 • 16 minutes, 41 seconds
Episode 97: Navigating Solvency II
In this episode, join us for an insightful conversation with Karel Van Hulle, Prof. em. KU Leuven and Honorary Professor Goethe University Frankfurt on Navigating Solvency II.
7/9/2024 • 16 minutes, 21 seconds
Episode 96: The European Women on Boards Directive. What it means and why it matters
In this episode, we have a chat with Dr Stephanie Fabri, Economist and Senior Lecturer, Faculty of Economics, Management & Accountancy at the University of Malta about The European Women on Boards Directive.
In November 2022, the European Union (EU) adopted the Women on Boards Directive, a landmark policy aimed at improving the gender balance among directors of listed companies. This directive, which took 10 years to develop, has been met with both criticism and praise. What changes will it bring? And how does it compare to measures implemented in Malta? This podcast explores these questions and provides some answers.
6/26/2024 • 17 minutes, 27 seconds
Episode 95: Leading with Purpose: Kenneth Farrugia's First Year at the MFSA
Stepping into the role of CEO at the Malta Financial Services Authority (MFSA) a year ago, Kenneth Farrugia faced a pivotal moment demanding swift and resolute leadership. As he took the reins, it marked the beginning of a journey marked by decisive action in navigating critical challenges.
Speaker Bio
Kenneth Farrugia, CEO of the MFSA, holds a Bachelor of Accountancy (Hons), an MA in Business Ethics, and is a Certified Public Accountant and a fellow member of the Malta Institute of Accountants (MIA). Throughout his career, Mr Farrugia held audit positions both within private audit firms and the public sector.
Prior to joining the MFSA, Mr Farrugia was the Director of the FIAU, Malta’s financial intelligence and single AML/CFT Supervisor and Enforcement Unit in Malta, for six years until April 2023. During his tenure he implemented major policy, system and procedural reforms within the various sections of the FIAU, including intelligence analysis, AML/CFT supervisory and enforcement initiatives, and legal and international relation areas. Additionally, Mr Farrugia spearheaded the setting up of new teams within the Unit such as the cash limitation supervisory team, the central bank account registry and data analytics team, as well as the strategy, policy and quality assurance teams to cater for new responsibilities assigned to the FIAU by law, and also to enhance the overall governance structure of the Unit. He represented the FIAU in international fora, including the EBA AMLC, FIU Platform and EGMONT, amongst others, and participated in various AML/CFT high-level committees.
For nine years up to 2017, he was engaged within the Government of Malta’s Internal Audit and Investigations Department (IAID) where he held various roles, including that of Director General. Mr Farrugia provided support to the Internal Audit & Investigations Board (IAIB) in drafting policies and procedures, implementing and managing the necessary change programmes and served as Secretary to that Board. He also participated in various meetings, seminars and conferences organised by the European Commission in the fields of auditing and financial investigations.
Mr Farrugia is currently also the Chairman of the FIAU.
5/14/2024 • 22 minutes, 23 seconds
Episode 94: Charting the Course: Malta's Role in Connecting Regulators and Crypto Innovators
In this episode, join us for an insightful conversation with Kevin Plumpton, Group CEO, Kyrrex about the Markets in Crypto-Assets Regulation (MiCA), and the benefits of having a crypto company licenced in Malta.
Speaker's Bio
Kevin Plumpton is currently Group CEO at Kyrrex, an international digital finance firm, providing fiat and crypto products and services within an integrated Web 3 ecosystem. Kevin is also a warranted lawyer and boasts a decade of experience collaborating with local and international organizations, offering business management solutions, legal counsel, and regulatory expertise. He's a seasoned entrepreneur who founded successful startups, the latest of which was Diligex. As a practicing advocate, Kevin specialized in Finance, Business, Corporate Governance, Risk, and Compliance Legislation. He's a pioneer in Anti-Money Laundering (AML) and Counter Financing Terrorism (CFT) compliance and is better known for his brainchild Due-Diligence platform, KYCMATIC. Kevin's interests also extend to finance and digital market technologies.
5/7/2024 • 18 minutes, 14 seconds
Episode 93: An Overview of Insurtech & Its Impact on the Insurance Industry
In this #FinTalks episode, we sit down with Dr. Beppe Sammut, Senior Associate within the insurance and pensions team of Ganado Advocates. Our conversation delves deep into the fascinating realm of 'Insurtech' and its profound influence on the dynamic landscape of the insurance industry. Dr. Sammut offers us a comprehensive overview, shedding light on the innovative technologies revolutionising insurance practices. Tune in as we explore the disruptive potential, challenges, and exciting opportunities that Insurtech brings to the forefront of the insurance sector.
4/29/2024 • 16 minutes, 55 seconds
Episode 92: Evaluating the Impact of Compliance and Risk Management
In this episode, join us for an insightful conversation with Daniela Pace Bonello, the Director of Compliance at Integra Private Wealth Ltd. We delve into the crucial topic of 'Evaluating the Impact of Compliance and Risk Management,' exploring its significance and implications in the financial landscape.
4/23/2024 • 19 minutes, 43 seconds
Episode 91: The Malta Financial Services Advisory Council Strategy Document - one year update
In this episode, we met with Pier Massa, Programme Office Leader of the Malta Financial Services Advisory Council (MFSAC) to discuss the one-year update on the strategy document. Join us as we explore the progress, challenges, and future plans shaping Malta's financial services sector.
4/15/2024 • 16 minutes, 44 seconds
Episode 90: Sowing seeds in the EU for future success
In a 30-minute special edition #FinTalks podcast, FinanceMalta had the unique opportunity to sit down with Ambassador Marlene Bonnici, the Permanent Representative of Malta to the European Union. Join us as we discuss the role of the permanent representation in Brussels and the importance of consensus building.
Speaker Bio:
Ambassador Marlene Bonnici has been in office as the Permanent Representative of Malta to the European Union since July 2020. She also served in the same office between July 2012 and July 2018 and led the first Maltese Presidency of the EU Council in 2017. She is the first Maltese female diplomat to occupy the position (twice) of Permanent Representative of Malta to the European Union.
Ambassador Bonnici is a seasoned career diplomat. Prior to returning to Brussels in July 2020, she served as Ambassador to Germany as well as Ambassador to the Kingdom of the Netherlands and to the International Organisations based at The Hague. During the same period, Bonnici was also acting as the Permanent Representative of Malta to the OPCW.
Ambassador Bonnici has also served in key senior positions within the Government of the Republic of Malta, most of which relate to Malta-EU relations. Prior to her posting to Brussels in 2012, her name was synonymous with the management of EU funds in Malta, starting in 1999 as a Counsellor and Executive Secretary of the EU Assistance Coordination Task Force dealing with the Malta-EU Protocols and the first pre-accession instruments. In 2001 she set up the directorate to manage EU Structural and Cohesion Funds within the Office of the Prime Minister. In 2004 she became the Director General of the Planning and Priorities Co-Ordination Division and in 2011 she became Permanent Secretary for EU funds at the Office of the Prime Minister – responsible for the co-ordination of all EU Funds and other external financial instruments. Prior to that she served as a diplomat in the Embassies of Malta in Bonn and Brussels. Ambassador Bonnici’s career began in 1989 as a Teacher of German within the Ministry for Education in Malta.
4/10/2024 • 31 minutes, 14 seconds
Episode 89: A discussion on Discretionary Portfolio Management
In this episode, we have a chat with Jesmar Halliday, Senior Investment Manager, MZ Investments Services about Discretionary Portfolio Management. Join us as we explore insightful perspectives and invaluable expertise in the realm of investment strategies and financial management.
4/9/2024 • 19 minutes, 27 seconds
Episode 88: Decoding Digital Transformation in Banking and Financial Services: Trends and Insights
In this episode, we have a chat with Togay Çınlarses, Global Sales & Partnerships Director, Innovance about "Decoding Digital Transformation in Banking and Financial Services: Trends and Insights"
Togay has been in fintech since the times when fintech was not a thing. From banks to vendors, digital channels to core banking, server rooms to clouds, Türkiye to The Netherlands, he has gathered hands on experience in a vast ecosystem and geography of financial services solutions. Today he is distilling all of these in our Global Sales and Partnerships role at Innovance, promising new markets and opportunities in the horizon
4/2/2024 • 14 minutes, 9 seconds
Episode 87: Markets in Crypto-Assets Regulation (MiCA); What is it and why does it matter?
In this episode, we have a chat with Dr. Jonathan Galea, CEO of BCAS and Chair of the VFA Business Unit about "Markets in Crypto-Assets Regulation (MiCA); What is it and why does it matter?"
Dr. Jonathan Galea is a lawyer with involvement in the crypto industry since 2013, and the founder of BCAS, a crypto regulatory consultancy firm with clients ranging from crypto exchanges to layer-1 blockchains and major DeFi projects. Jonathan has consulted numerous regulatory entities across multiple jurisdictions on crypto-related matters, including the European Banking Authority as part of the crypto AML/CFT technical expert group in relation to the Transfer of Funds Regulation. Furthermore, he has also taken an active interest in MiCA since its earliest days and is regarded as a thought leader on this Regulation.
3/26/2024 • 16 minutes, 55 seconds
Episode 86: Charting ESG: The WFE's Approach and Malta's Outlook
Join us as we sit down with Nandini Sukumar, CEO of the World Federation of Exchanges (WFE), to gain exclusive insights into the pressing issues surrounding ESG (Environmental, Social, and Governance). Fresh from her participation in the Governance, Risk, Compliance, and ESG Week 2024, hosted by the Malta Stock Exchange, Nandini shares her expertise on the current state of ESG practices.
Discover the latest developments, challenges, and opportunities as we delve into this crucial aspect of global finance, tailored to Malta's unique landscape.
3/21/2024 • 17 minutes, 10 seconds
Episode 85: Malta as a Fund Servicing Jurisdiction
In this episode, we have a chat with Anabel Mifsud, Managing Director, Fexserv Fund Services Ltd. about "Malta as a Fund Servicing Jurisdiction"
3/18/2024 • 16 minutes, 4 seconds
Episode 84: Setting up the Anti-Money Laundering Authority
In this episode, we have a chat with Clara Galdies, Manager, Legal & International Relations - Legal Affairs,
Financial Intelligence Analysis Unit (FIAU) about the "Setting up the Anti-Money Laundering Authority".
3/5/2024 • 17 minutes, 1 second
Episode 83: Driving Digital Transformation Forward
In this episode, we have a chat with Amit Sahni, CEO, Croftz Technologies about “Driving Digital Transformation Forward”.
2/27/2024 • 14 minutes, 46 seconds
Episode 82: Insights into Foreign Exchange Trading
In this episode, we have a chat with Sandro Pecorella, Business Development Manager, SGM-FX Malta about “Insights into Foreign Exchange Trading”.
2/20/2024 • 13 minutes, 47 seconds
Episode 81: A discussion with the industry on the Notified Professional Investor Funds (NPIF) Framework
FinanceMalta discussed the new fund framework with the Malta Financial Services Authority (MFSA). In this episode of the #FinTalks podcast, we will discuss the NPIF framework with the Industry. Joining us for this discussion are Steven Grech, Director, CC Fund Services, and Sarah Farrugia, Head of Compliance, RMC Wise.
2/13/2024 • 16 minutes, 24 seconds
Episode 80: The Blue Economy & Sustainable Ocean Finance
In this episode, we have a chat with Gabriella Borda, Lead Climate Finance Sustainability Partner, Avvena about “The Blue Economy & Sustainable Ocean Finance”.
2/6/2024 • 14 minutes, 40 seconds
Episode 79: A discussion on the Notified Professional Investor Funds (NPIF) Framework
The Notified Professional Investor Fund is a new fund framework just launched by the Malta Financial Services Authority. FinanceMalta discussed the new fund framework with Gerd Sapiano, Deputy Head, Strategy, Policy, and Innovation, Malta Financial Services Authority (MFSA), and Giulia Gaddari, Senior Manager, Strategy Policy & Innovation, Malta Financial Services Authority (MFSA).
1/30/2024 • 11 minutes, 37 seconds
Episode 78: Suspicious Transaction Reporting
In this episode, we have a chat with Dr. Vince Vella, Chief Technical Officer, Computime about “Suspicious Transaction Reporting”.
1/23/2024 • 20 minutes, 24 seconds
Episode 77: Market Abuse Regulation
In this episode, we have a chat with Dr. Beppe Degiorgio, Associate, Ganado Advocates about “Market Abuse Regulation”.
1/16/2024 • 15 minutes, 48 seconds
Episode 76: The need for financial literacy
In this episode, we have a chat with Petra Ellul Mercer, Financial Capability Project Developer about “The need for financial literacy”.
12/20/2023 • 15 minutes, 43 seconds
Episode 75: Why Malta for funds registration?
In this episode, we have a chat with Jessica Curmi, CEO, Gamma Capital Markets about "Why Malta for funds registration?"
12/18/2023 • 17 minutes, 37 seconds
Episode 74: What is embedded finance?
Embedded finance looks set to radically transform digital businesses and create a new benchmark for customer experience across multiple industries. In this #FinTalks episode, we have a chat with Nirav Patel, CEO, Andaria to learn more on what is embedded finance.
12/7/2023 • 13 minutes, 19 seconds
Episode 73: Why do we need Actuarials?
Zenith Actuarial is the first and only specialist Actuarial consultancy in the Maltese Islands. In the latest #FinTalks episode, we have a chat with Mr. Scott Robinson, Founder, and CEO, Zenith Actuarial about "Why do we need Actuarials?".
12/4/2023 • 13 minutes, 50 seconds
Episode 72: ESG, Sustainability – Understanding your reporting obligations
In this #FinTalks episode, we have a chat with Antoine Fenech, Audit & Assurance Director, Deloitte Malta where we break down your reporting obligations and explore why ESG matters for businesses worldwide.
11/27/2023 • 16 minutes, 57 seconds
Episode 71: FinTech and Sustainable Finance
Explore the fusion of finance and technology in our latest #FinTalks podcast titled 'FinTech and Sustainable Finance.'
In this #FinTalks episode, we have a chat with Dr. Leonard Bonello, Partner, Ganado Advocates
11/6/2023 • 14 minutes, 8 seconds
Episode 70: Beyond Borders: How Understanding Jurisdictions Shapes Business Success
In this episode, we have a chat with Andrew Stuart, Managing Director (UK and Romania), GSI Associates about “ Beyond Borders: How Understanding Jurisdictions Shapes Business Success ”.
10/31/2023 • 13 minutes, 10 seconds
Episode 69: The Funding landscape in Malta
In this episode, we have a chat with Rachel Zarb Cousin, Tax Director of Deloitte Malta about "The Funding landscape in Malta".
10/24/2023 • 14 minutes, 20 seconds
Episode 68: Malta - The flag of confidence for SuperYachts
In this episode, we sit down with Dr. Geraldine Spiteri, Director and Advocate at Acumum Legal & Advisory, to delve deep into the yachting industry in Malta.
10/19/2023 • 15 minutes, 50 seconds
Episode 67: Understanding Family Offices
In today's episode, we sit down with Mr. Conrad Cassar Torregiani, the Tax Leader at Deloitte Malta, to delve deep into the world of "Family Offices.
10/16/2023 • 16 minutes, 33 seconds
Episode 66: A discussion on the INVESTEU Program and the Role that the EIB plays in the context for sustainable investments
In this episode, we have a chat with Eila Kreivi, Chief Sustainable Finance Advisor, European Investment Bank about the INVESTEU Program and the Role that the EIB plays in the context for sustainable investments.
10/9/2023 • 13 minutes, 54 seconds
Episode 65: ESG and Sustainability. Where do you start?
In this episode of the #FinTalks, join us as we sit down with Michael Bianchi, the Sustainability Leader at Deloitte Malta, to delve into the vital topic of "ESG and Sustainability: Where do you Start?" Gain valuable insights and actionable strategies for embarking on your journey towards Environmental, Social, and Governance (ESG) initiatives and sustainable practices. Whether you're a business leader, investor, or simply curious about the path to a more sustainable future, this podcast promises to enlighten and inspire.
9/29/2023 • 14 minutes, 14 seconds
Episode 64: Future-Proofing Data: The Age of Automation
In this episode, we have a chat with Mr. Jack O’Sullivan, Director of Account Management(EMEA), EZOPS about "Future-Proofing Data: The Age of Automation".
9/28/2023 • 13 minutes, 51 seconds
Episode 63: ELTIF 2.0: New opportunities in 2024 for European AIFs
In this episode, we have a chat with Mr. Steven Grech, Executive Director, CC Fund Services, and Mr. Filip Suchta, Branch Director and Country Head, Q Securities Malta branch about ELTIF 2.0: New opportunities in 2024 for European AIFs
9/25/2023 • 19 minutes, 19 seconds
Episode 62: Growing Malta’s FinTech ecosystem
In this special #FinTalks episode, FinanceMalta had the pleasure of speaking to Akis Tsekouras, Mastercard Advisors Cluster Lead for Greece, Cyprus, and Malta about the latest trends in the FinTech space.
Akis Tsekouras also presented key insights from Mastercard's study on Malta's FinTech sector, along with a set of strategic recommendations to support the efforts toward the sector’s growth during the FinanceMalta 16th Annual Conference.
This study exhibits how the sector is at the forefront of both local and global trends, and that collaboration, innovation, and advancement of the overall payments ecosystem will contribute to sustainable and long-term success.
9/18/2023 • 19 minutes, 11 seconds
Episode 61: ESG and the Insurance industry
Explore the intersection of ESG (Environmental, Social, and Governance) criteria and the insurance industry. Dive into how sustainable practices influence risk assessment, policy development, and the future of insurance.
In this #FinTalks episode, we take a closer look at the topic of “ESG and the Insurance industry” with Dr. Luke Hili, Associate, Ganado Advocates.
9/5/2023 • 16 minutes, 35 seconds
Episode 60: What is Cybersecurity and Its Importance to Business
In this episode, we have a chat with Mr. David Kelleher, Strategic Marketing and Content Specialist, BMIT Technologies about What is Cybersecurity and Its Importance to Business.
8/29/2023 • 18 minutes, 11 seconds
Episode 59: Malta - The Insurance market landscape
In this episode, we have a chat with Mr. Ramon Mizzi, Chairman, Association of Insurance Brokers, and Mr. John Tortell, Vice-Chairman, Association of Insurance Brokers about The Maltese Insurance Market landscape.
The Association of Insurance Brokers of Malta invites you to an event being organised for the first time in London in conjunction with FinanceMalta. The event titled Malta - The Insurance market landscape will be hosted at Lloyd's of London, London, United Kingdom on the 3rd of October 2023. The event will include a number of presentations on the Maltese Insurance market and the benefits of establishing a firm in Malta for UK brokers post-Brexit.
Interested to attend? Send us an email at [email protected]
8/22/2023 • 11 minutes, 36 seconds
Episode 58: The Buzzword ’Embedded Insurance’: Exploring Its True Meaning
In this episode, we chat with Mr. Andrea Battista, Chief Executive Officer, Net Insurance about the new buzzword 'Embedded Insurance'.
8/17/2023 • 9 minutes, 29 seconds
Episode 57: What is Malta’s Financial Services Strategy? An Update From the Council Chairman.
In today's episode, we're joined by Mr. Joseph Zammit Tabona, the Chairman of the Malta Financial Services Advisory Council (MFSAC). Tune in as he delves into the latest updates on Malta's Financial Services Strategy.
Download the Malta Financial Services Advisory Council‘s – Malta’s Financial Services Strategy – https://bit.ly/40t6H0E
8/10/2023 • 14 minutes, 4 seconds
Episode 56: What is Malta’s Financial Services Strategy?
In this #FinTalks episode, we have a chat with Louis De Gabriele, Managing Partner, Camilleri Preziosi Advocates about Malta's Financial Services Strategy.
Download the Malta Financial Services Advisory Council's - Malta's Financial Services Strategy https://bit.ly/40t6H0E
8/8/2023 • 15 minutes, 49 seconds
Episode 55: WSC Launches Malta’s First-Ever Green Bonds
In this episode, we have a chat with Mr. Karl Cilia, Chief Executive Officer of The Water Services Corporation - Malta. The Water Services Corporation (WSC) on the 29th of July 2023 announced the launch of Malta’s first-ever Green Bonds. The €25 million issuance will have a maturity term of 10 years and an interest rate of 4.25%.
8/4/2023 • 14 minutes, 4 seconds
Episode 54: Sustainable Investments
Sustainable investments, often synonymous with ESG (Environmental, Social, and Governance) investing, focus on integrating long-term environmental, societal, and ethical factors into financial decision-making.
In this #FinTalks episode, we take a closer look at the buzzword "Sustainable Investments" with Dr. Nicholas Curmi, Partner, Ganado Advocates.
8/1/2023 • 17 minutes, 53 seconds
Episode 53: Should Artificial Intelligence (AI) Be Regulated?
AI is transforming the financial sector, driving innovative solutions, and redefining the way we operate. But as artificial intelligence becomes more integrated into our daily lives, a burning question arises: "Should Artificial Intelligence Be Regulated?"
In this #FinTalks episode, we're excited to welcome a distinguished guest, Dr. Kyriaki Noussia, Associate Professor in Commercial Law at the University of Reading.
Join us as Dr. Noussia unpacks this complex issue. With her extensive knowledge in commercial law and a keen interest in the intersection of finance and technology, she will provide an in-depth discussion about the possible legal implications, regulatory challenges, and ethical considerations of AI.
7/25/2023 • 20 minutes, 1 second
Episode 52: Insights from the CEO: Nandini Sukumar on Capital Markets and Beyond
"Insights from the CEO: Nandini Sukumar on Capital Markets and Beyond" is a podcast with Nandini Sukumar, the CEO of the World Federation of Exchanges (WFE).
7/19/2023 • 15 minutes, 53 seconds
Episode 51: Navigating the Ever-Growing KYC Landscape
"Navigating the Ever-Growing KYC Landscape" is a podcast with Mr. Kristoff Zammit Ciantar, Founder and CEO of KYC Portal CLM that delves into the world of KYC processes and the challenges faced by businesses in today's evolving regulatory environment
6/27/2023 • 16 minutes, 50 seconds
Episode 50: Mobility Directive
In this episode, we chat with Kirsten Debono Huskinson, Partner of Camilleri Preziosi Advocates, about the Mobility Directive.
6/20/2023 • 14 minutes, 22 seconds
Episode 49: Future of Finance: Exploring FinTech’s Disruptive Power with Andaria
In this episode, we chat with Reuben Abela, Chief Revenue Officer of Andaria Financial Services, about the Future of Finance and FinTech's Disruptive Power.
6/5/2023 • 18 minutes, 26 seconds
Episode 48: Sustainable Futures: Unlocking Opportunities in Climate Change and Carbon Markets
In this episode, we have a chat with Professor Michael Mainelli, Chairman of Z/Yen Group Limited about “Sustainable Futures: Unlocking Opportunities in Climate Change and Carbon Markets”.
The podcast was recorded during the IFSP‘s 2023 Annual Conference, hosted on the 18th of May 2023.
5/30/2023 • 16 minutes, 6 seconds
Episode 47: Breaking the Code: Decoding Cybersecurity with CyberSift.
Breaking the Code: Decoding Cybersecurity with CyberSift. Episode 47 of the #FinTalks podcast series with Mr. Brian Zarb Adami, Co-Founder, and CEO, CyberSIFT.
5/23/2023 • 19 minutes, 4 seconds
Episode 46: Malta in Focus. A Deep Dive into Z/YEN’s Latest Index Results
FinanceMalta had the distinct honour of conducting an insightful interview with Professor Michael Mainelli, Chairman of Z/Yen Group Limited, before the highly anticipated IFSP's 2023 Annual Conference. During the interview, Ms. Vanessa MacDonald and Professor Mainelli discuss the performance of Malta in Z/YEN’s Latest Index Results.
The podcast was recorded on the 18th of May 2023.
5/19/2023 • 17 minutes, 49 seconds
Episode 45: Malta: adapting to remain an attractive funds jurisdiction
In this episode, we have a chat with Anabel Mifsud, Chairperson, Malta Asset Servicing Association (MASA) about “Malta: adapting to remain an attractive funds jurisdiction”.
5/16/2023 • 14 minutes, 6 seconds
Episode 44: Custodians vs Depositories. Understanding the Key Differences
In this episode, we have a chat about “Custodians vs Depositories. Understanding the Key Differences” with Mr. Filip Suchta, Malta branch manager, Q Securities.
5/8/2023 • 13 minutes, 19 seconds
Episode 43: The Future of Payments: Exploring Digitalisation
In this episode, we have a chat about “The Future of Payments: Exploring Digitalisation” with Mr. James Camilleri, Co-Founder and CEO, Fyorin.
5/2/2023 • 14 minutes, 4 seconds
Episode 42: Sustainable Aviation: Balancing Environmental Responsibility and Economic Viability
In this episode, we have a chat about “Sustainable Aviation: Balancing Environmental Responsibility and Economic Viability” with Dr. Geraldine Spiteri, Director, and Advocate, Acumum Legal & Advisory.
4/24/2023 • 17 minutes, 58 seconds
Episode 41: Exploring CorpTech
What's CorpTech?
We have a chat with Mr. Jacob Appel, CEO of Binderr about the new buzzword that is making rounds, and it's called CorpTech.
4/11/2023 • 16 minutes, 44 seconds
Episode 40: The Malta Financial Services Advisory Council’s National Strategy for Financial Services - Pier Massa.
In this episode, we have a chat about “The Malta Financial Services Advisory Council’s National Strategy for Financial Services” with Mr. Pier Massa, Managing Partner, M2 Business Frameworks Limited.
4/5/2023 • 7 minutes, 11 seconds
Episode 39: The Malta Financial Services Advisory Council’s National Strategy for Financial Services - Joseph Zammit Tabona
In this episode, we have a chat about “The Malta Financial Services Advisory Council’s National Strategy for Financial Services” with Mr. Joseph Zammit Tabona, Chairman, Malta Financial Services Advisory Council.
4/5/2023 • 6 minutes, 12 seconds
Episode 38: The Malta Financial Services Advisory Council’s National Strategy for Financial Services - Hon. Clyde Caruana.
In this episode, we have a chat about “The Malta Financial Services Advisory Council's National Strategy for Financial Services” with Hon. Clyde Caruana, Minister for Finance & Employment, Government of Malta.
4/3/2023 • 4 minutes, 46 seconds
Episode 37: The global banking turmoil inflation and interest rates
In this episode, we have a chat about "The global banking turmoil inflation and interest rates" with Governor Edward Scicluna, Governor of the Central Bank of Malta.
3/23/2023 • 18 minutes, 26 seconds
Episode 36: Private equity and venture capital funds - The Malta option
In this episode, we have a chat with Anabel Mifsud, Managing Director, Fexserv Fund Services about "Private equity and venture capital funds - The Malta option".
3/21/2023 • 15 minutes, 28 seconds
Special Edition Podcast: Women in finance
To celebrate Women's Day, FinanceMalta hosted a special edition episode of the Fintalks podcast series where we invited successful women from the financial services industry.
Moderator:
Vanessa MacDonald, Freelance PR and media consultant
Guests:
Dr. Geraldine Spiteri Lucas, CEO, Malta Business Registry
Ms. Paulianne Nwoko, Managing Director, Apex Group Ltd
Ruth Agius Scicluna Buttigieg, Partner, Head of Tax & Advisory, FJVA.
3/8/2023 • 46 minutes, 5 seconds
Episode 35: Financial Literacy
In this episode, we have a chat with Matthew Caruana, CEO, JA Malta Foundation, and Petra Ellul Mercer, Project Development Coordinator - Financial Capability, JA Malta Foundation about "Financial Literacy".
2/28/2023 • 21 minutes, 26 seconds
Episode 34: Steps in the right direction
In this episode, we have a chat with Isabelle Delas, CEO, LuxFlag about "Steps in the right direction ".
Speakers Bio:
Isabelle Delas was formerly the Head of Luxembourg Branch of Finance in Motion GmbH (FiM), an impact asset manager, as well as a Member of the Board of Managers of FiM Asset Management S. à r. l.
She also worked in Rome, Italy for the International Development Law Organization (IDLO), the intergovernmental organization promoting the rule of law in Asia, Eastern Europe and Central Asia, Latin America, Middle East and North Africa and Sud-Saharan Africa, where she designed and developed technical assistance and capacity building programs with associated research on a wide range of topics, including anti-corruption, environmental and social issues, good governance, human rights, microfinance, procurement, in a number of countries.
Prior to joining IDLO, she was Assistant Professor at the University of Versailles-Saint-Quentin in Yvelines, France and Visiting Professor in the Master’s degree on “Management of Development Aid Projects in Africa” at the University of Paris XI, France.
Isabelle holds degrees at post-graduate and Masters levels in Law from the University of Poitiers, France. She is also a volunteer member of the World Association for the Protection of Tangible and Intangible Cultural Heritage in Times of Armed Conflict (WATCH) and of the IUCN World Commission on Environmental Law.
1/31/2023 • 17 minutes, 53 seconds
Episode 33: Controversial issues in data protection, disruptors and stability threats, cryptocurrencies and the digital euro
In this episode, we have a chat with Gonzalo Gasós, Senior Director of Prudential Policy and Supervision, European Banking Federation about "Controversial issues in data protection, disruptors and stability threats, cryptocurrencies and the digital euro ".
Speaker Bio:
Gonzalo Gasós is Senior Director of Prudential Policy and Supervision at the European Banking Federation (EBF), leading the department in charge of Risk management, Supervisory practices, Crisis management and Economic analysis and reporting. He is a member of the EBF Management Committee, Secretary of the Banking Supervision Committee and member of the Advisory Board of the European Banking Institute (EBI). Mr Gasós coordinates the EBF prudential policy, as well as the interaction between banks and the ECB Single Supervisory Mechanism (SSM) in Frankfurt, and the Single Resolution Mechanism in Brussels.
Previously, Mr Gasós worked for Santander Group where he participated in the international expansion of the banking group serving in various senior positions in risk management and prudential compliance, including as Controller of the International Risks Division and as Basel II Officer in Santander UK, Portugal, Germany and Italy.
He began his professional career as a management consultant in the Financial Services Division of Accenture.
Mr Gasós holds a master’s degree in Economic Science and Business Administration from Universidad Autónoma in Madrid. He is an alumnus of IE Business School and IMD.
1/25/2023 • 23 minutes, 39 seconds
Episode 32: AI and Big Data
In this episode, we have a chat with David Shrier, Futurist | Professor of Practice, Imperial College Business School about “AI and Big Data”.
Speaker Bio:
David Shrier is a globally recognized expert on financial innovation. He is Professor of Practice, Imperial College Business School where he is co-founding the Centre for Digital Transformation, and holds C-level roles with public and private companies. He has worked with over 100 governments to build Fintech ecosystems. David specializes in helping established organizations build innovative capacity, having developed $10 billion of value-creation opportunities for Fortune 500 companies and leading private equity and VC funds. He is known for creating the four most profitable online classes in history for MIT and Oxford, in the process pioneering a new $1bn+ category.
1/17/2023 • 29 minutes, 9 seconds
Compliance remains high on Malta’s agenda
Webinar Title: Compliance remains high on Malta's agenda: an overview of the MLRO officers and the Unified AML Directive.
🗣️ Host: Fran Moisa, Founder, FM Search
🗣️ Guest: Charles Cassar, Founder, Shoulder Compliance
#FinancialServices #Compliance #Webinar
9/15/2022 • 59 minutes, 33 seconds
Episode 31: ESG & Sustainable Investing
Guests:
Steve Ellul, Advisor, Ministry for Energy, Enterprise and Sustainable Development
6/14/2022 • 20 minutes, 39 seconds
Episode 30: Digital Finance: A regulatory perspective
Guests:
Luciano Brincat, Deputy Head (Fintech and Innovation), Malta Financial Services Authority
6/7/2022 • 17 minutes, 20 seconds
Episode 29: Malta as an Insurance Hub: A cultural challenge?
Guest:
Prof. Pierpaolo Marano, Associate Professor of Insurance and Risk Management, University of Malta
5/31/2022 • 15 minutes, 14 seconds
#FinTalks Special Edition: FinanceMalta 15th Anniversary
FinanceMalta is celebrating its 15th Anniversary. To celebrate this milestone, we invited the three Chairmen that FinanceMalta had in its 15-year history.
Guests:
Mr. Joseph Zammit Tabona (FinanceMalta Chairman 2007-2009)
Mr. Kenneth Farrugia (FinanceMalta Chairman 2009-2019)
Mr. Rudolph Psaila (FinanceMalta Chairman 2019-Present)
5/17/2022 • 35 minutes, 33 seconds
Episode 28: The Office of the Arbiter for Financial Services in Malta
Guest: Geoffrey Bezzina, Chairman - Board of Management, Office of the Arbiter for Financial Services
4/12/2022 • 29 minutes, 9 seconds
Episode 27 [Members Edition]: Security Trusts: a new security measure for financing arrangements
Guest: Dr. Franklin Cachia, Senior Manager Tax & Regulated Industries, CSB Group
4/5/2022 • 14 minutes
Episode 26 [Members Edition]: The evolution of the world of payments
Guest: Julian Goffin, Executive Director & CEO , Finductive
3/29/2022 • 15 minutes, 58 seconds
Episode 25: The Concept of the National Coordinating Committee on Combating Money Laundering and Funding of Terrorism – its objectives and achievements four years after its establishment
Guest: Dr. Helga Buttigieg Debono, Executive Head, National Coordinating Committee on Combating Money Laundering & Funding of Terrorism.
3/22/2022 • 22 minutes, 13 seconds
Webinar: Fostering Fintech in Malta
The event explored the Maltese FinTech ecosystem and provided information on how Fintech operations can settle in Malta, as well as the challenges and opportunities offered by the jurisdiction. The webinar also provided an EU and international perspective and included a discussion on the future of FinTech in Malta and its role in the development of the industry.
The webinar was moderated by Dr. Ian Gauci, Managing Partner, GTG Advocates, and featured the following panellists: Lucas Maliczak (Head of Development, RiskDeck), James Camilleri (Co-Founder & CEO, Fyorin), Dimitris Litsikakis (CEO, deVere E-Money), Herman Ciappara (Head, Fintech Supervision, MFSA).
2/22/2022 • 59 minutes, 24 seconds
Episode 24 [Members Edition]: Drivers and Challenges of an External Auditing Career
Guest: Lara Gail Micallef, Accounts Supervisor, GCS Malta
1/4/2022 • 12 minutes, 24 seconds
Episode 23 [Members Edition]: The EU listing Act Consultation: Making capital markets more accessible to SMEs
Guest:
Stephanie Galea, Head of Business Development & Marketing, Malta Stock Exchange Institute (MSE)
12/28/2021 • 26 minutes, 21 seconds
Episode 22: The Recovery and Resolution Directive – background and current/future issues
Guest: Aldo Giordano, Head of Resolution, Malta Financial Services Authority (MFSA)
12/21/2021 • 30 minutes, 23 seconds
Episode 21 [Members Edition]: How to recruit and retain employees
Guest: Francina Moisa, Headhunter and Talent Advisor, Fran Moisa
12/14/2021 • 19 minutes, 46 seconds
Episode 20 [Members Edition]: Financial Institutions as the pivot of an economic ecosystem
Guest: Fiorentina D'Amore, Chairperson, Financial Institutions in Malta Association (FIMA) and Head of Compliance & MLRO at ETORO.
10/26/2021 • 29 minutes, 9 seconds
Episode 19 [Members Edition]: Professional Development & Financial Literacy within the Financial Services Sector
Guest: Cliff Pace, Director of Studies, Malta Stock Exchange Institute
The Malta Stock Exchange is a member of FinanceMalta.
10/19/2021 • 19 minutes, 4 seconds
Episode 18 [Members Edition]: The role of ethics in financial services
Guests: Adriana Camilleri Vassallo, CEO, FJVA Group
Albert Alsina, Founder, CEO, and Managing Partner, Mediterrania Capital Partners
FJVA Group and Mediterrania Capital Partners are members of FinanceMalta.
10/12/2021 • 28 minutes, 57 seconds
Episode 17 [Members Edition]: Identity as the foundation for all transactions
Guests: Gareth Genner, CEO and Cofounder, Trust Stamp Trust Stamp is a member of FinanceMalta.
10/5/2021 • 17 minutes, 30 seconds
Episode 16 [Members Edition]: Trends of 21st Century Banking
Guests:
Anna Pritsker, Director, 1st Step Solution LTD
Margarita Tovstolyak, Corporate Executive, 1st Step Solution LTD
1st Step Solution LTD is a member of FinanceMalta.
7/6/2021 • 24 minutes, 37 seconds
Episode 15 [Members Edition]: Foreign Exchange Risk Management: why is it crucial for businesses?
Guest: Linn Tonna, Business Development Manager, Western Union Business Solutions (a member of FinanceMalta)
6/29/2021 • 10 minutes, 38 seconds
Episode 14: PCCs and Innovation
Guests: Dr. Matthew Bianchi, Deputy Chairman of FinanceMalta
Elizabeth Carbonaro, Chairperson - Malta Insurance Management Association
John Tortell, Broker in the market active in the Protected Cell Companies (PCC) world
6/22/2021 • 27 minutes, 30 seconds
Episode 13: MFSA: Past, Present...What‘s next?
Guest: Dr. Christopher P. Buttigieg, Malta Financial Services Authority (MFSA).
6/15/2021 • 30 minutes, 25 seconds
Episode 12: Banking on Malta
Guest: Karol Gabarretta, Malta Bankers' Association.
6/8/2021 • 31 minutes, 20 seconds
Episode 11 : Embracing the Digital Transformation in the Financial Sector.
Guest: Dana Farrugia, CEO of Tech.mt
6/1/2021 • 13 minutes, 31 seconds
Episode 10: Exchanges of Information
Guest: Katya Higgans, Senior Manager, International & Corporate Tax Unit
5/25/2021 • 20 minutes, 6 seconds
Episode 9 [Members Edition]: A focus on Private Wealth in Malta
Guest: Jonathan Vassallo, Managing Director, Dixcart Management Malta (a member of FinanceMalta)
5/18/2021 • 12 minutes, 25 seconds
Episode 8 [Members Edition]: How Being Tech-Savvy Gives Fintechs a Competitive Advantage
Guest: Carmelo Romano, CTO, FinXP (a member of FInanceMalta)
5/11/2021 • 17 minutes, 24 seconds
Episode 7: Malta Enterprise support to the financial services industry
Our guest for this episode: Cain Grech, Coordinator, Business Development, Malta Enterprise
5/4/2021 • 11 minutes, 50 seconds
Episode 6: The FIAU’s supervisory examinations and best practices.
Our guest for this episode: Consuelo Marzi, Manager, DNFBPs - Supervision, Financial Intelligence Analysis Unit
4/27/2021 • 14 minutes, 12 seconds
Episode 5: System certification and AI in the field of financial services
Our guest for this episode: Stephen McCarthy, CEO of the Malta Digital Innovation Authority – MDIA.
4/20/2021 • 17 minutes, 1 second
Episode 4: The Supervisory Landscape in the area of Asset Management
In this episode, we spoke with Ian Meli, Deputy Head of the Securities and Markets Supervision Unit of the MFSA, the Maltese Regulator.
4/13/2021 • 25 minutes, 35 seconds
Episode 3: Source of wealth/funds: FIAU clarifies
Listen to our 3rd episode of The FinTalks - A chat with FinanceMalta.
In this episode, our Chairman Rudolph Psaila speaks with Kenneth Farrugia, Director, and Alexander Mangion, Head of Strategy, Policy and Quality Assurance of the Financial Intelligence Analysis Unit (FIAU).
4/6/2021 • 55 minutes, 34 seconds
Episode 2: Restructuring of the MFSA Loan Funds Regime
Restructuring of the MFSA Loan Funds Regime
Listen to our 2nd episode of The FinTalks - A chat with Finance Malta as we speak with Dr Andre Zerafa, representing the Malta Asset Servicing Association. The podcast is moderated by Angele Spiteri Paris, Research Consultant and Freelance Journalist.