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Our Rich Journey Podcast

English, Finance, 2 seasons, 54 episodes, 11 hours, 23 minutes
About
Welcome to the Our Rich Journey Podcast! A question and answer based podcast, the Our Rich Journey Podcast takes a couple (Amon & Christina) who retired before the age of 40 and has them answer all of your early retirement, investing money, saving money, and making money questions. With over 600,000 followers on their Youtube channel, Amon & Christina are changing the way you think about money!
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MILLIONAIRES EXPLAIN: The Truth About Money & Why People Remain Broke, Scared, and Stuck in Life

▸▸▸https://www.365daystofire.com/ SPECIAL ANNOUNCEMENT: Enrollment for our 365 Days to FIRE Program is now open for the class of 2025! Spaces are limited! Learn more at: https://www.365daystofire.com/ ▸▸▸Enroll in our Stock Market Investing Course for Financial Independence and Retiring Early: https://www.ourrichjourney.com/investingforfire Enroll in our new 21 module, 4-plus hour stock market investing course with more than 30 handouts of summary notes, homework assignments, and resources. Learn how to research and select investments, how to determine your asset allocation, how to rebalance your portfolio, how to optimize your investments for tax purposes, how to automate your investments, and much more (including a 19-page Investment Plan to work on)! ▸▸▸Enroll in our FIRE Master Class: https://www.ourrichjourney.com/firemasterclass This FIRE Master Class is designed for people interested in pursuing financial independence and retiring early. In the Master Class, we explain how to live off of your investments during early retirement; how to withdraw money from your investment accounts to support your living expenses during retirement; how to calculate your FIRE number; new and creative ways that you can save money; new side hustles for making money; how to invest in the stock market and in real estate; we discuss healthcare options in retirement . . . and MORE! Books that have helped us on our Financial Independence Journey ----- The Bogleheads' Guide to Investing: https://amzn.to/2UjEc4j The Intelligent Investor: https://amzn.to/2MKGokh A Random Walk Down Wall Street: https://amzn.to/2zIVI8p The Book on Rental Property Investing: https://amzn.to/2UkwgQ6 Building Wealth One House at a Time: https://amzn.to/2ZJQuDW Rich Dad Poor Dad: https://amzn.to/2ZD29IK The Total Money Makeover: https://amzn.to/2Lc0thn The $100 Startup: https://amzn.to/2UnBpqK Freakonomics: https://amzn.to/2HCnDeJ ▸▸▸Follow us on Instagram: https://www.instagram.com/richjourney/ Our Rich Journey – MILLIONAIRES EXPLAIN: The Truth About Money & Why People Remain Broke, Scared, and Stuck in Life: Have you ever thought about the origins of how you started to think about money? Was it from your parents, from other family members, from teachers . . . ? We all learn about money in different ways. And, because of this, sometimes the things we learn about money aren't completely accurate. In this video, we talk about the common money myths that people learn . . . and how holding onto these myths keep people from growing their money. Check out the video to learn more! ▸▸▸Check out some of our other videos! Stock Market Is Crashing, So We're Buying This NOW (See Our Top Pick): https://youtu.be/C5Cy48DzkWU Oh NO! Interest Rates Are Going Up! | Here's How to Invest in the Stock Market: https://youtu.be/mlD5OImfrEE 9 Rules We Followed to Become Millionaires in our 30s: https://youtu.be/K4G0u-2eeo8 Financial Norms Destroying Your Wealth - We Broke Them to Retire at 39 As Millionaires: https://youtu.be/uXZa7ckSbRk Our Top ETF Investments for Dividend Income and High Returns to Retire Early: https://youtu.be/I9m__9TMyJQ DISCLAIMER: We are not financial advisors. Our videos are for educational purposes only and merely cite our own personal opinions. In order to make the best financial decision that suits your own needs, you must conduct your own research and seek the advice of a licensed financial advisor if necessary. Know that all investments involve some form of risk and there is no guarantee that you will be successful in making, saving, or investing money; nor is there any guarantee that you won't experience any loss when investing. Always remember to make smart decisions and do your own research! AFFILIATE DISCLOSURE: Some of the links on this channel are affiliate links, meaning, at no additional cost to you, we may earn a commission if you click through and make a purchase and/or subscribe. However, this does not impact our personal opinions. --- Support this podcast: https://podcasters.spotify.com/pod/show/ourrichjourney/support
10/24/20249 minutes, 34 seconds
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Why Are We So Wealthy: Revealing Our Wealth Retreat Secret & How to Create Yours to Become a Wealthy

▸▸▸https://www.365daystofire.com/ We're so excited to announce that enrollment for our 365 Days to F.I.R.E. Program is now open! To learn more, go to: https://www.365daystofire.com/ ▸▸▸Enroll in our Stock Market Investing Course for Financial Independence and Retiring Early: https://www.ourrichjourney.com/investingforfire Enroll in our new 21 module, 4-plus hour stock market investing course with more than 30 handouts of summary notes, homework assignments, and resources. Learn how to research and select investments, how to determine your asset allocation, how to rebalance your portfolio, how to optimize your investments for tax purposes, how to automate your investments, and much more (including a 19-page Investment Plan to work on)! ▸▸▸Enroll in our FIRE Master Class: https://www.ourrichjourney.com/firemasterclass This FIRE Master Class is designed for people interested in pursuing financial independence and retiring early. In the Master Class, we explain how to live off of your investments during early retirement; how to withdraw money from your investment accounts to support your living expenses during retirement; how to calculate your FIRE number; new and creative ways that you can save money; new side hustles for making money; how to invest in the stock market and in real estate; we discuss healthcare options in retirement . . . and MORE! Books that have helped us on our Financial Independence Journey ----- The Bogleheads' Guide to Investing: https://amzn.to/2UjEc4j The Intelligent Investor: https://amzn.to/2MKGokh A Random Walk Down Wall Street: https://amzn.to/2zIVI8p The Book on Rental Property Investing: https://amzn.to/2UkwgQ6 Building Wealth One House at a Time: https://amzn.to/2ZJQuDW Rich Dad Poor Dad: https://amzn.to/2ZD29IK The Total Money Makeover: https://amzn.to/2Lc0thn The $100 Startup: https://amzn.to/2UnBpqK Freakonomics: https://amzn.to/2HCnDeJ ▸▸▸Follow us on Instagram: https://www.instagram.com/richjourney/ Our Rich Journey – We discovered that we have our best ideas when we are relaxed, in a low-stress environment, and have the freedom to think creatively. That's why we started having our very own family wealth building retreats! We pick a location nearby . . . and have a bit of a staycation! We get to spend time as a family, enjoy our time together, and think of our big wealth building ideas! And you can do this, too! In this video, we share the ten elements for having a successful wealth building family retreat! ▸▸▸Check out some of our other videos! Stock Market Is Crashing, So We're Buying This NOW (See Our Top Pick): https://youtu.be/C5Cy48DzkWU Oh NO! Interest Rates Are Going Up! | Here's How to Invest in the Stock Market: https://youtu.be/mlD5OImfrEE 9 Rules We Followed to Become Millionaires in our 30s: https://youtu.be/K4G0u-2eeo8 Financial Norms Destroying Your Wealth - We Broke Them to Retire at 39 As Millionaires: https://youtu.be/uXZa7ckSbRk Our Top ETF Investments for Dividend Income and High Returns to Retire Early: https://youtu.be/I9m__9TMyJQ DISCLAIMER: We are not financial advisors. Our videos are for educational purposes only and merely cite our own personal opinions. In order to make the best financial decision that suits your own needs, you must conduct your own research and seek the advice of a licensed financial advisor if necessary. Know that all investments involve some form of risk and there is no guarantee that you will be successful in making, saving, or investing money; nor is there any guarantee that you won't experience any loss when investing. Always remember to make smart decisions and do your own research! AFFILIATE DISCLOSURE: Some of the links on this channel are affiliate links, meaning, at no additional cost to you, we may earn a commission if you click through and make a purchase and/or subscribe. However, this does not impact our personal opinions. --- Support this podcast: https://podcasters.spotify.com/pod/show/ourrichjourney/support
10/23/20247 minutes, 48 seconds
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How I Retired Early: The Index Fund Strategy That Made Me a Millionaire In My 30s

▸▸▸https://www.365daystofire.com/ We're so excited to announce that enrollment for our 365 Days to F.I.R.E. Program is now open! To learn more, go to: https://www.365daystofire.com/ Check out our VTSAX video: https://youtu.be/w0ZRkM5uszI ▸▸▸Enroll in our Stock Market Investing Course for Financial Independence and Retiring Early: https://www.ourrichjourney.com/investingforfire Enroll in our new 21 module, 4-plus hour stock market investing course with more than 30 handouts of summary notes, homework assignments, and resources. Learn how to research and select investments, how to determine your asset allocation, how to rebalance your portfolio, how to optimize your investments for tax purposes, how to automate your investments, and much more (including a 19-page Investment Plan to work on)! ▸▸▸Enroll in our FIRE Master Class: https://www.ourrichjourney.com/firemasterclass This FIRE Master Class is designed for people interested in pursuing financial independence and retiring early. In the Master Class, we explain how to live off of your investments during early retirement; how to withdraw money from your investment accounts to support your living expenses during retirement; how to calculate your FIRE number; new and creative ways that you can save money; new side hustles for making money; how to invest in the stock market and in real estate; we discuss healthcare options in retirement . . . and MORE! Books that have helped us on our Financial Independence Journey ----- The Bogleheads' Guide to Investing: https://amzn.to/2UjEc4j The Intelligent Investor: https://amzn.to/2MKGokh A Random Walk Down Wall Street: https://amzn.to/2zIVI8p The Book on Rental Property Investing: https://amzn.to/2UkwgQ6 Building Wealth One House at a Time: https://amzn.to/2ZJQuDW Rich Dad Poor Dad: https://amzn.to/2ZD29IK The Total Money Makeover: https://amzn.to/2Lc0thn The $100 Startup: https://amzn.to/2UnBpqK Freakonomics: https://amzn.to/2HCnDeJ ▸▸▸Follow us on Instagram: https://www.instagram.com/richjourney/ Our Rich Journey – How I Retired Early: The Index Fund Strategy That Made Me a Millionaire In My 30s: When it comes to achieving financial independence, the path you choose is as crucial as your destination. With a myriad of investment options out there, VTSAX (Vanguard Total Stock Market Index Fund) stands out as a beacon for many. Renowned for its sweeping diversification across the entire U.S. stock market and its notoriously low fees, it's no wonder why VTSAX is a favorite among long-term investors. But is putting all your eggs in the VTSAX basket the ultimate strategy for financial freedom? In this deep-dive video, we're unraveling the layers of investing solely in VTSAX - the good, the bad, and everything in between. But wait, there's more! What if VTSAX isn't the end-all-be-all? We explore alternative investment strategies that aim to beat the benchmark set by VTSAX. From picking individual stocks to diving into sector ETFs, real estate investments, and more. U DISCLAIMER: We are not financial advisors. Our videos are for educational purposes only and merely cite our own personal opinions. In order to make the best financial decision that suits your own needs, you must conduct your own research and seek the advice of a licensed financial advisor if necessary. Know that all investments involve some form of risk and there is no guarantee that you will be successful in making, saving, or investing money; nor is there any guarantee that you won't experience any loss when investing. Always remember to make smart decisions and do your own research! AFFILIATE DISCLOSURE: Some of the links on this channel are affiliate links, meaning, at no additional cost to you, we may earn a commission if you click through and make a purchase and/or subscribe. However, this does not impact our personal opinions. --- Support this podcast: https://podcasters.spotify.com/pod/show/ourrichjourney/support
10/22/202410 minutes, 8 seconds
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WARNING: 5 Shocking Investing Mistakes You're Making Right Now! (Stop Before It's Too Late)

▸▸▸https://www.365daystofire.com/ We're so excited to announce that enrollment for our 365 Days to F.I.R.E. Program is now open! To learn more, go to: https://www.365daystofire.com/ ▸▸▸Enroll in our Stock Market Investing Course for Financial Independence and Retiring Early: https://www.ourrichjourney.com/investingforfire Enroll in our new 21 module, 4-plus hour stock market investing course with more than 30 handouts of summary notes, homework assignments, and resources. Learn how to research and select investments, how to determine your asset allocation, how to rebalance your portfolio, how to optimize your investments for tax purposes, how to automate your investments, and much more (including a 19-page Investment Plan to work on)! ▸▸▸Enroll in our FIRE Master Class: https://www.ourrichjourney.com/firemasterclass This FIRE Master Class is designed for people interested in pursuing financial independence and retiring early. In the Master Class, we explain how to live off of your investments during early retirement; how to withdraw money from your investment accounts to support your living expenses during retirement; how to calculate your FIRE number; new and creative ways that you can save money; new side hustles for making money; how to invest in the stock market and in real estate; we discuss healthcare options in retirement . . . and MORE! Books that have helped us on our Financial Independence Journey ----- The Bogleheads' Guide to Investing: https://amzn.to/2UjEc4j The Intelligent Investor: https://amzn.to/2MKGokh A Random Walk Down Wall Street: https://amzn.to/2zIVI8p The Book on Rental Property Investing: https://amzn.to/2UkwgQ6 Building Wealth One House at a Time: https://amzn.to/2ZJQuDW Rich Dad Poor Dad: https://amzn.to/2ZD29IK The Total Money Makeover: https://amzn.to/2Lc0thn The $100 Startup: https://amzn.to/2UnBpqK Freakonomics: https://amzn.to/2HCnDeJ ▸▸▸Follow us on Instagram: https://www.instagram.com/richjourney/ Our Rich Journey – WARNING: 5 Shocking Investing Mistakes You're Making Right Now! (Stop Before It's Too Late) - Are you unknowingly sabotaging your investment portfolio? In this eye-opening video, we uncover the 5 most common investing mistakes that could be costing you dearly. From prioritizing overconsumption to lacking motivation, we'll reveal the pitfalls that many investors fall into and provide actionable tips to help you avoid them. Don't let these mistakes jeopardize your financial future. Watch now and take control of your investments before it's too late! ▸▸▸Check out some of our other videos! Stock Market Is Crashing, So We're Buying This NOW (See Our Top Pick): https://youtu.be/C5Cy48DzkWU Oh NO! Interest Rates Are Going Up! | Here's How to Invest in the Stock Market: https://youtu.be/mlD5OImfrEE 9 Rules We Followed to Become Millionaires in our 30s: https://youtu.be/K4G0u-2eeo8 Financial Norms Destroying Your Wealth - We Broke Them to Retire at 39 As Millionaires: https://youtu.be/uXZa7ckSbRk Our Top ETF Investments for Dividend Income and High Returns to Retire Early: https://youtu.be/I9m__9TMyJQ DISCLAIMER: We are not financial advisors. Our videos are for educational purposes only and merely cite our own personal opinions. In order to make the best financial decision that suits your own needs, you must conduct your own research and seek the advice of a licensed financial advisor if necessary. Know that all investments involve some form of risk and there is no guarantee that you will be successful in making, saving, or investing money; nor is there any guarantee that you won't experience any loss when investing. Always remember to make smart decisions and do your own research! AFFILIATE DISCLOSURE: Some of the links on this channel are affiliate links, meaning, at no additional cost to you, we may earn a commission if you click through and make a purchase and/or subscribe. However, this does not impact our personal opinions. --- Support this podcast: https://podcasters.spotify.com/pod/show/ourrichjourney/support
10/21/202413 minutes, 47 seconds
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The Real Reason Americans Are Leaving Portugal: Has the Dream Soured?

▸▸▸Enroll in our How to Move to Portugal Course: A Step-By-Step Course to Relocating and Living in Portugal: https://www.ourrichjourney.com/movingtoportugal ▸▸▸https://www.365daystofire.com/ We're so excited to announce that enrollment for our 365 Days to F.I.R.E. Program is now open! To learn more, go to: https://www.365daystofire.com/ ▸▸▸Enroll in our Stock Market Investing Course for Financial Independence and Retiring Early: https://www.ourrichjourney.com/investingforfire Enroll in our new 21 module, 4-plus hour stock market investing course with more than 30 handouts of summary notes, homework assignments, and resources. Learn how to research and select investments, how to determine your asset allocation, how to rebalance your portfolio, how to optimize your investments for tax purposes, how to automate your investments, and much more (including a 19-page Investment Plan to work on)! ▸▸▸Enroll in our FIRE Master Class: https://www.ourrichjourney.com/firemasterclass This FIRE Master Class is designed for people interested in pursuing financial independence and retiring early. In the Master Class, we explain how to live off of your investments during early retirement; how to withdraw money from your investment accounts to support your living expenses during retirement; how to calculate your FIRE number; new and creative ways that you can save money; new side hustles for making money; how to invest in the stock market and in real estate; we discuss healthcare options in retirement . . . and MORE! Books that have helped us on our Financial Independence Journey ----- The Bogleheads' Guide to Investing: https://amzn.to/2UjEc4j The Intelligent Investor: https://amzn.to/2MKGokh A Random Walk Down Wall Street: https://amzn.to/2zIVI8p The Book on Rental Property Investing: https://amzn.to/2UkwgQ6 Building Wealth One House at a Time: https://amzn.to/2ZJQuDW Rich Dad Poor Dad: https://amzn.to/2ZD29IK The Total Money Makeover: https://amzn.to/2Lc0thn The $100 Startup: https://amzn.to/2UnBpqK Freakonomics: https://amzn.to/2HCnDeJ ▸▸▸Follow us on Instagram: https://www.instagram.com/richjourney/ Our Rich Journey – The Real Reason Americans Are Leaving Portugal: Has the Dream Soured?: Portugal has been a popular destination for American expats in recent years, attracting them with its beautiful landscapes, affordable living, and welcoming culture. However, not all expat stories have happy endings. In this video, we explore the reasons we've personally observed behind Americans leaving Portugal. We'll discuss the challenges they face, from bureaucratic hurdles to rising costs and cultural differences. Sometimes, despite the best intentions, things just don't work out as planned. Join us as we uncover the real experiences of those who've lived the dream and faced the reality. Whether you're thinking about moving to Portugal or just curious about the expat experience, this video will provide valuable insights into the complexities of living abroad. ▸▸▸Check out some of our other videos! Stock Market Is Crashing, So We're Buying This NOW (See Our Top Pick): https://youtu.be/C5Cy48DzkWU DISCLAIMER: We are not financial advisors. Our videos are for educational purposes only and merely cite our own personal opinions. In order to make the best financial decision that suits your own needs, you must conduct your own research and seek the advice of a licensed financial advisor if necessary. Know that all investments involve some form of risk and there is no guarantee that you will be successful in making, saving, or investing money; nor is there any guarantee that you won't experience any loss when investing. Always remember to make smart decisions and do your own research! AFFILIATE DISCLOSURE: Some of the links on this channel are affiliate links, meaning, at no additional cost to you, we may earn a commission if you click through and make a purchase and/or subscribe. However, this does not impact our personal opinions. --- Support this podcast: https://podcasters.spotify.com/pod/show/ourrichjourney/support
10/18/202419 minutes, 17 seconds
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So You Want to Leave the U.S.? Watch This First or Regret it Later!

▸▸▸https://www.365daystofire.com/ We're so excited to announce that enrollment for our 365 Days to F.I.R.E. Program is now open! To learn more, go to: https://www.365daystofire.com/ ▸▸▸Enroll in our Stock Market Investing Course for Financial Independence and Retiring Early: https://www.ourrichjourney.com/investingforfire Enroll in our new 21 module, 4-plus hour stock market investing course with more than 30 handouts of summary notes, homework assignments, and resources. Learn how to research and select investments, how to determine your asset allocation, how to rebalance your portfolio, how to optimize your investments for tax purposes, how to automate your investments, and much more (including a 19-page Investment Plan to work on)! ▸▸▸Enroll in our FIRE Master Class: https://www.ourrichjourney.com/firemasterclass This FIRE Master Class is designed for people interested in pursuing financial independence and retiring early. In the Master Class, we explain how to live off of your investments during early retirement; how to withdraw money from your investment accounts to support your living expenses during retirement; how to calculate your FIRE number; new and creative ways that you can save money; new side hustles for making money; how to invest in the stock market and in real estate; we discuss healthcare options in retirement . . . and MORE! Books that have helped us on our Financial Independence Journey ----- The Bogleheads' Guide to Investing: https://amzn.to/2UjEc4j The Intelligent Investor: https://amzn.to/2MKGokh A Random Walk Down Wall Street: https://amzn.to/2zIVI8p The Book on Rental Property Investing: https://amzn.to/2UkwgQ6 Building Wealth One House at a Time: https://amzn.to/2ZJQuDW Rich Dad Poor Dad: https://amzn.to/2ZD29IK The Total Money Makeover: https://amzn.to/2Lc0thn The $100 Startup: https://amzn.to/2UnBpqK Freakonomics: https://amzn.to/2HCnDeJ ▸▸▸Follow us on Instagram: https://www.instagram.com/richjourney/ ▸▸▸Join our Facebook group: https://www.facebook.com/groups/ourrichjourney/ Our Rich Journey – Leaving the U.S.? Watch This First or Regret Later! – Are you considering moving out of America to live abroad? Before you pack your bags, it's essential to understand the challenges and considerations that come with becoming an expat. In this video, we delve into the critical factors you need to evaluate before deciding on your new home country. From understanding local laws and cultural adjustments to navigating the financial and logistical aspects of an international move, we cover it all. Watch to learn the top tips for relocating overseas and equip yourself with the knowledge needed to make a smooth and successful transition. Don’t make the move without watching this! ▸▸▸Check out some of our other videos! Stock Market Is Crashing, So We're Buying This NOW (See Our Top Pick): https://youtu.be/C5Cy48DzkWU Oh NO! Interest Rates Are Going Up! | Here's How to Invest in the Stock Market: https://youtu.be/mlD5OImfrEE Our Top ETF Investments for Dividend Income and High Returns to Retire Early: https://youtu.be/I9m__9TMyJQ DISCLAIMER: We are not financial advisors. Our videos are for educational purposes only and merely cite our own personal opinions. In order to make the best financial decision that suits your own needs, you must conduct your own research and seek the advice of a licensed financial advisor if necessary. Know that all investments involve some form of risk and there is no guarantee that you will be successful in making, saving, or investing money; nor is there any guarantee that you won't experience any loss when investing. Always remember to make smart decisions and do your own research! AFFILIATE DISCLOSURE: Some of the links on this channel are affiliate links, meaning, at no additional cost to you, we may earn a commission if you click through and make a purchase and/or subscribe. However, this does not impact our personal opinions. --- Support this podcast: https://podcasters.spotify.com/pod/show/ourrichjourney/support
10/17/202412 minutes, 19 seconds
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Unbelievable! My $2 Million Stock Portfolio & A Financial Advisor's Bold Move to Take Control of it!

▸▸▸https://www.365daystofire.com/ We're so excited to announce that enrollment for our 365 Days to F.I.R.E. Program is now open! To learn more, go to: https://www.365daystofire.com/ ▸▸▸Enroll in our Stock Market Investing Course for Financial Independence and Retiring Early: https://www.ourrichjourney.com/investingforfire Enroll in our new 21 module, 4-plus hour stock market investing course with more than 30 handouts of summary notes, homework assignments, and resources. Learn how to research and select investments, how to determine your asset allocation, how to rebalance your portfolio, how to optimize your investments for tax purposes, how to automate your investments, and much more (including a 19-page Investment Plan to work on)! ▸▸▸Enroll in our FIRE Master Class: https://www.ourrichjourney.com/firemasterclass This FIRE Master Class is designed for people interested in pursuing financial independence and retiring early. In the Master Class, we explain how to live off of your investments during early retirement; how to withdraw money from your investment accounts to support your living expenses during retirement; how to calculate your FIRE number; new and creative ways that you can save money; new side hustles for making money; how to invest in the stock market and in real estate; we discuss healthcare options in retirement . . . and MORE! Books that have helped us on our Financial Independence Journey ----- The Bogleheads' Guide to Investing: https://amzn.to/2UjEc4j The Intelligent Investor: https://amzn.to/2MKGokh A Random Walk Down Wall Street: https://amzn.to/2zIVI8p The Book on Rental Property Investing: https://amzn.to/2UkwgQ6 Building Wealth One House at a Time: https://amzn.to/2ZJQuDW Rich Dad Poor Dad: https://amzn.to/2ZD29IK The Total Money Makeover: https://amzn.to/2Lc0thn The $100 Startup: https://amzn.to/2UnBpqK Freakonomics: https://amzn.to/2HCnDeJ ▸▸▸Follow us on Instagram: https://www.instagram.com/richjourney/ Our Rich Journey – Unbelievable! My $2 Million Stock Portfolio & A Financial Advisor's Bold Move to Take Control of It!: Are you managing your own investments or considering a financial advisor? It’s crucial to be aware of the tactics that financial advisors might use to win you over. Many investors lean towards professional advice without fully understanding what’s at stake. In this video, we uncover the common strategies used by advisors, highlight the importance of financial literacy, and encourage you to compare managing your own investments with hiring a financial advisor. Watch to learn how to spot these tactics and arm yourself with the knowledge needed to make informed decisions about your financial future! ▸▸▸Check out some of our other videos! Stock Market Is Crashing, So We're Buying This NOW (See Our Top Pick): https://youtu.be/C5Cy48DzkWU Oh NO! Interest Rates Are Going Up! | Here's How to Invest in the Stock Market: https://youtu.be/mlD5OImfrEE 9 Rules We Followed to Become Millionaires in our 30s: https://youtu.be/K4G0u-2eeo8 DISCLAIMER: We are not financial advisors. Our videos are for educational purposes only and merely cite our own personal opinions. In order to make the best financial decision that suits your own needs, you must conduct your own research and seek the advice of a licensed financial advisor if necessary. Know that all investments involve some form of risk and there is no guarantee that you will be successful in making, saving, or investing money; nor is there any guarantee that you won't experience any loss when investing. Always remember to make smart decisions and do your own research! AFFILIATE DISCLOSURE: Some of the links on this channel are affiliate links, meaning, at no additional cost to you, we may earn a commission if you click through and make a purchase and/or subscribe. However, this does not impact our personal opinions. --- Support this podcast: https://podcasters.spotify.com/pod/show/ourrichjourney/support
10/16/202417 minutes, 37 seconds
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Taking a $2 Million Stock Portfolio Line of Credit - Our “Buy, Borrow, Die Strategy” to Avoid Taxes

▸▸▸https://www.365daystofire.com/ We're so excited to announce that enrollment for our 365 Days to F.I.R.E. Program is now open! To learn more, go to: https://www.365daystofire.com/ ▸▸▸Enroll in our Stock Market Investing Course for Financial Independence and Retiring Early: https://www.ourrichjourney.com/investingforfire Enroll in our new 21 module, 4-plus hour stock market investing course with more than 30 handouts of summary notes, homework assignments, and resources. Learn how to research and select investments, how to determine your asset allocation, how to rebalance your portfolio, how to optimize your investments for tax purposes, how to automate your investments, and much more (including a 19-page Investment Plan to work on)! ▸▸▸Enroll in our FIRE Master Class: https://www.ourrichjourney.com/firemasterclass This FIRE Master Class is designed for people interested in pursuing financial independence and retiring early. In the Master Class, we explain how to live off of your investments during early retirement; how to withdraw money from your investment accounts to support your living expenses during retirement; how to calculate your FIRE number; new and creative ways that you can save money; new side hustles for making money; how to invest in the stock market and in real estate; we discuss healthcare options in retirement . . . and MORE! Books that have helped us on our Financial Independence Journey ----- The Bogleheads' Guide to Investing: https://amzn.to/2UjEc4j The Intelligent Investor: https://amzn.to/2MKGokh A Random Walk Down Wall Street: https://amzn.to/2zIVI8p The Book on Rental Property Investing: https://amzn.to/2UkwgQ6 Building Wealth One House at a Time: https://amzn.to/2ZJQuDW Rich Dad Poor Dad: https://amzn.to/2ZD29IK The Total Money Makeover: https://amzn.to/2Lc0thn The $100 Startup: https://amzn.to/2UnBpqK Freakonomics: https://amzn.to/2HCnDeJ ▸▸▸Follow us on Instagram: https://www.instagram.com/richjourney/ Our Rich Journey – Taking a $2 Million Stock Portfolio Line of Credit - Our “Buy, Borrow, Die Strategy” to Avoid Taxes - Have you heard of the 'Buy, Borrow, Die' strategy? It's how tech billionaires never sell their stocks but still live off the value of their portfolios. The good news is, it's not just for billionaires—you can also do it too! In this video, I'll explain how they leverage a Securities-Backed Line of Credit (SBLOC) to access cash while keeping their investments intact. I'll guide you through understanding interest rates, tax reduction opportunities, and the risks involved in using your portfolio as collateral. We'll also discuss practical tips to help you avoid pitfalls. Whether you're looking to maximize your wealth or safely leverage your portfolio, this discussion will reveal the key considerations for using SBLOCs effectively. Stay tuned, and I'll show you how to borrow from your stock portfolio, optimize your tax strategy, and make smarter financial decisions! ▸▸▸Check out some of our other videos! Oh NO! Interest Rates Are Going Up! | Here's How to Invest in the Stock Market: https://youtu.be/mlD5OImfrEE DISCLAIMER: We are not financial advisors. Our videos are for educational purposes only and merely cite our own personal opinions. In order to make the best financial decision that suits your own needs, you must conduct your own research and seek the advice of a licensed financial advisor if necessary. Know that all investments involve some form of risk and there is no guarantee that you will be successful in making, saving, or investing money; nor is there any guarantee that you won't experience any loss when investing. Always remember to make smart decisions and do your own research! AFFILIATE DISCLOSURE: Some of the links on this channel are affiliate links, meaning, at no additional cost to you, we may earn a commission if you click through and make a purchase and/or subscribe. However, this does not impact our personal opinions. --- Support this podcast: https://podcasters.spotify.com/pod/show/ourrichjourney/support
10/15/202415 minutes, 45 seconds
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Immigrants vs. American Expats in Portugal? What Americans Living in Portugal Should Beware Of...

▸▸▸Enroll in our How to Move to Portugal Course: A Step-By-Step Course to Relocating and Living in Portugal: https://www.ourrichjourney.com/movingtoportugal ▸▸▸https://www.365daystofire.com/ We're so excited to announce that enrollment for our 365 Days to F.I.R.E. Program is now open! To learn more, go to: https://www.365daystofire.com/ ▸▸▸Enroll in our Stock Market Investing Course for Financial Independence and Retiring Early: https://www.ourrichjourney.com/investingforfire Enroll in our new 21 module, 4-plus hour stock market investing course with more than 30 handouts of summary notes, homework assignments, and resources. Learn how to research and select investments, how to determine your asset allocation, how to rebalance your portfolio, how to optimize your investments for tax purposes, how to automate your investments, and much more (including a 19-page Investment Plan to work on)! ▸▸▸Enroll in our FIRE Master Class: https://www.ourrichjourney.com/firemasterclass This FIRE Master Class is designed for people interested in pursuing financial independence and retiring early. In the Master Class, we explain how to live off of your investments during early retirement; how to withdraw money from your investment accounts to support your living expenses during retirement; how to calculate your FIRE number; new and creative ways that you can save money; new side hustles for making money; how to invest in the stock market and in real estate; we discuss healthcare options in retirement . . . and MORE! Books that have helped us on our Financial Independence Journey ----- The Bogleheads' Guide to Investing: https://amzn.to/2UjEc4j The Intelligent Investor: https://amzn.to/2MKGokh A Random Walk Down Wall Street: https://amzn.to/2zIVI8p The Book on Rental Property Investing: https://amzn.to/2UkwgQ6 Building Wealth One House at a Time: https://amzn.to/2ZJQuDW Rich Dad Poor Dad: https://amzn.to/2ZD29IK The Total Money Makeover: https://amzn.to/2Lc0thn The $100 Startup: https://amzn.to/2UnBpqK Freakonomics: https://amzn.to/2HCnDeJ ▸▸▸Follow us on Instagram: https://www.instagram.com/richjourney/ Our Rich Journey – Immigrants vs. American Expats in Portugal? What Americans Living in Portugal Should Beware Of...: Are you an American thinking about moving to Portugal? The question of whether you're an expat or an immigrant might seem trivial, but it has sparked major debate and drama! In this video, we delve into the controversial distinctions between American expats and immigrants living in Portugal. After moving from the United States, we encountered unexpected challenges and cultural clashes related to our identity. Join us as we share our experiences, explore the implications of these labels, and discuss why it's important to understand the difference. Whether you're planning your move or already living in Portugal, this is something every American should know! ▸▸▸Check out some of our other videos! Stock Market Is Crashing, So We're Buying This NOW (See Our Top Pick): https://youtu.be/C5Cy48DzkWU DISCLAIMER: We are not financial advisors. Our videos are for educational purposes only and merely cite our own personal opinions. In order to make the best financial decision that suits your own needs, you must conduct your own research and seek the advice of a licensed financial advisor if necessary. Know that all investments involve some form of risk and there is no guarantee that you will be successful in making, saving, or investing money; nor is there any guarantee that you won't experience any loss when investing. Always remember to make smart decisions and do your own research! AFFILIATE DISCLOSURE: Some of the links on this channel are affiliate links, meaning, at no additional cost to you, we may earn a commission if you click through and make a purchase and/or subscribe. However, this does not impact our personal opinions. --- Support this podcast: https://podcasters.spotify.com/pod/show/ourrichjourney/support
10/14/202413 minutes, 18 seconds
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MILLIONAIRES REVEAL: Top 4 Stocks They Are Investing in Right NOW!

▸▸▸https://www.365daystofire.com/ We're so excited to announce that enrollment for our 365 Days to F.I.R.E. Program is now open! To learn more, go to: https://www.365daystofire.com/ ▸▸▸Enroll in our Stock Market Investing Course for Financial Independence and Retiring Early: https://www.ourrichjourney.com/investingforfire Enroll in our new 21 module, 4-plus hour stock market investing course with more than 30 handouts of summary notes, homework assignments, and resources. Learn how to research and select investments, how to determine your asset allocation, how to rebalance your portfolio, how to optimize your investments for tax purposes, how to automate your investments, and much more (including a 19-page Investment Plan to work on)! ▸▸▸Enroll in our FIRE Master Class: https://www.ourrichjourney.com/firemasterclass This FIRE Master Class is designed for people interested in pursuing financial independence and retiring early. In the Master Class, we explain how to live off of your investments during early retirement; how to withdraw money from your investment accounts to support your living expenses during retirement; how to calculate your FIRE number; new and creative ways that you can save money; new side hustles for making money; how to invest in the stock market and in real estate; we discuss healthcare options in retirement . . . and MORE! Books that have helped us on our Financial Independence Journey ----- The Bogleheads' Guide to Investing: https://amzn.to/2UjEc4j The Intelligent Investor: https://amzn.to/2MKGokh A Random Walk Down Wall Street: https://amzn.to/2zIVI8p The Book on Rental Property Investing: https://amzn.to/2UkwgQ6 Building Wealth One House at a Time: https://amzn.to/2ZJQuDW Rich Dad Poor Dad: https://amzn.to/2ZD29IK The Total Money Makeover: https://amzn.to/2Lc0thn The $100 Startup: https://amzn.to/2UnBpqK Freakonomics: https://amzn.to/2HCnDeJ ▸▸▸Follow us on Instagram: https://www.instagram.com/richjourney/ Our Rich Journey – Have you been following our channel since the beginning? Have you followed our investments and also done your own research as you develop your own unique stock portfolio plan? If so, GREAT!!! We’re here to share with you our top stock investment holdings. We talked about each of these investments on our channel. But, in this video . . . it’s time to do a consolidated numbers/performance review. One of these investments even soared to an incredible 500%+ return! Check it out! ▸▸▸Check out some of our other videos! Stock Market Is Crashing, So We're Buying This NOW (See Our Top Pick): https://youtu.be/C5Cy48DzkWU Oh NO! Interest Rates Are Going Up! | Here's How to Invest in the Stock Market: https://youtu.be/mlD5OImfrEE 9 Rules We Followed to Become Millionaires in our 30s: https://youtu.be/K4G0u-2eeo8 Financial Norms Destroying Your Wealth - We Broke Them to Retire at 39 As Millionaires: https://youtu.be/uXZa7ckSbRk Our Top ETF Investments for Dividend Income and High Returns to Retire Early: https://youtu.be/I9m__9TMyJQ DISCLAIMER: We are not financial advisors. Our videos are for educational purposes only and merely cite our own personal opinions. In order to make the best financial decision that suits your own needs, you must conduct your own research and seek the advice of a licensed financial advisor if necessary. Know that all investments involve some form of risk and there is no guarantee that you will be successful in making, saving, or investing money; nor is there any guarantee that you won't experience any loss when investing. Always remember to make smart decisions and do your own research! AFFILIATE DISCLOSURE: Some of the links on this channel are affiliate links, meaning, at no additional cost to you, we may earn a commission if you click through and make a purchase and/or subscribe. However, this does not impact our personal opinions. --- Support this podcast: https://podcasters.spotify.com/pod/show/ourrichjourney/support
10/11/202412 minutes, 29 seconds
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Election Year Stock Market Crash! How You Should Be Investing Right NOW!

▸▸▸https://www.365daystofire.com/ We're so excited to announce that enrollment for our 365 Days to F.I.R.E. Program is now open! To learn more, go to: https://www.365daystofire.com/ ▸▸▸Enroll in our Stock Market Investing Course for Financial Independence and Retiring Early: https://www.ourrichjourney.com/investingforfire Enroll in our new 21 module, 4-plus hour stock market investing course with more than 30 handouts of summary notes, homework assignments, and resources. Learn how to research and select investments, how to determine your asset allocation, how to rebalance your portfolio, how to optimize your investments for tax purposes, how to automate your investments, and much more (including a 19-page Investment Plan to work on)! ▸▸▸Enroll in our FIRE Master Class: https://www.ourrichjourney.com/firemasterclass This FIRE Master Class is designed for people interested in pursuing financial independence and retiring early. In the Master Class, we explain how to live off of your investments during early retirement; how to withdraw money from your investment accounts to support your living expenses during retirement; how to calculate your FIRE number; new and creative ways that you can save money; new side hustles for making money; how to invest in the stock market and in real estate; we discuss healthcare options in retirement . . . and MORE! ▸▸▸Enroll in our How to Move to Portugal Course: A Step-By-Step Course to Relocating and Living in Portugal: https://www.ourrichjourney.com/movingtoportugal Books that have helped us on our Financial Independence Journey ----- The Bogleheads' Guide to Investing: https://amzn.to/2UjEc4j The Intelligent Investor: https://amzn.to/2MKGokh A Random Walk Down Wall Street: https://amzn.to/2zIVI8p The Book on Rental Property Investing: https://amzn.to/2UkwgQ6 Building Wealth One House at a Time: https://amzn.to/2ZJQuDW Rich Dad Poor Dad: https://amzn.to/2ZD29IK The Total Money Makeover: https://amzn.to/2Lc0thn The $100 Startup: https://amzn.to/2UnBpqK Freakonomics: https://amzn.to/2HCnDeJ ▸▸▸Follow us on Instagram: https://www.instagram.com/richjourney/ Our Rich Journey – In this video, we explore how to navigate the stock market crash during this election year and turn volatility into opportunity. We’ll cover practical strategies for investing wisely, spotting buying opportunities, and leveraging sector rotation. Whether you're a seasoned investor or a beginner, you'll gain valuable insights to make informed decisions and maximize your returns during these uncertain times. Don't let market chaos hold you back—learn how to invest confidently and build a resilient portfolio right now! ▸▸▸Check out some of our other videos! Stock Market Is Crashing, So We're Buying This NOW (See Our Top Pick): https://youtu.be/C5Cy48DzkWU Oh NO! Interest Rates Are Going Up! | Here's How to Invest in the Stock Market: https://youtu.be/mlD5OImfrEE 9 Rules We Followed to Become Millionaires in our 30s: https://youtu.be/K4G0u-2eeo8 Financial Norms Destroying Your Wealth - We Broke Them to Retire at 39 As Millionaires: https://youtu.be/uXZa7ckSbRk DISCLAIMER: We are not financial advisors. Our videos are for educational purposes only and merely cite our own personal opinions. In order to make the best financial decision that suits your own needs, you must conduct your own research and seek the advice of a licensed financial advisor if necessary. Know that all investments involve some form of risk and there is no guarantee that you will be successful in making, saving, or investing money; nor is there any guarantee that you won't experience any loss when investing. Always remember to make smart decisions and do your own research! AFFILIATE DISCLOSURE: Some of the links on this channel are affiliate links, meaning, at no additional cost to you, we may earn a commission if you click through and make a purchase and/or subscribe. However, this does not impact our personal opinions. --- Support this podcast: https://podcasters.spotify.com/pod/show/ourrichjourney/support
10/10/20249 minutes, 36 seconds
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Should We Give Our Daughter Money to Invest NOW - With a Billion Dollar Potential Return!

▸▸▸Enroll in our Stock Market Investing Course for Financial Independence and Retiring Early: https://www.ourrichjourney.com/investingforfire Enroll in our new 21 module, 4-plus hour stock market investing course with more than 30 handouts of summary notes, homework assignments, and resources. Learn how to research and select investments, how to determine your asset allocation, how to rebalance your portfolio, how to optimize your investments for tax purposes, how to automate your investments, and much more (including a 19-page Investment Plan to work on)! ▸▸▸Enroll in our FIRE Master Class: https://www.ourrichjourney.com/firemasterclass This FIRE Master Class is designed for people interested in pursuing financial independence and retiring early. In the Master Class, we explain how to live off of your investments during early retirement; how to withdraw money from your investment accounts to support your living expenses during retirement; how to calculate your FIRE number; new and creative ways that you can save money; new side hustles for making money; how to invest in the stock market and in real estate; we discuss healthcare options in retirement . . . and MORE! ▸▸▸Enroll in our How to Move to Portugal Course: A Step-By-Step Course to Relocating and Living in Portugal: https://www.ourrichjourney.com/movingtoportugal Books that have helped us on our Financial Independence Journey ----- The Bogleheads' Guide to Investing: https://amzn.to/2UjEc4j The Intelligent Investor: https://amzn.to/2MKGokh A Random Walk Down Wall Street: https://amzn.to/2zIVI8p The Book on Rental Property Investing: https://amzn.to/2UkwgQ6 Building Wealth One House at a Time: https://amzn.to/2ZJQuDW Rich Dad Poor Dad: https://amzn.to/2ZD29IK The Total Money Makeover: https://amzn.to/2Lc0thn The $100 Startup: https://amzn.to/2UnBpqK Freakonomics: https://amzn.to/2HCnDeJ ▸▸▸Follow us on Instagram: https://www.instagram.com/richjourney/ Our Rich Journey – Should We Give Our Daughter Money to Invest NOW - With a Billion Dollar Potential Return! (and It’s Not Crypto) - s our daughter turns 18, we’ve spent years teaching her how to manage money, invest wisely, and build wealth. In this video, we’re sharing what we’ve done to prepare her for financial independence and how we’ve set her up with the tools and mindset to create a potentially massive return on investment. From budgeting and saving to building credit and managing her own investments, we’ve instilled in her the principles she’ll need to be successful in the future. If you’re a parent looking to raise financially savvy kids with the potential to achieve great wealth, this video is for you! Learn how you can start teaching your children the same principles to set them on the path toward financial freedom. Subscribe for more insights on wealth-building and raising the next generation of smart investors ▸▸▸Check out some of our other videos! Stock Market Is Crashing, So We're Buying This NOW (See Our Top Pick): https://youtu.be/C5Cy48DzkWU Oh NO! Interest Rates Are Going Up! | Here's How to Invest in the Stock Market: https://youtu.be/mlD5OImfrEE DISCLAIMER: We are not financial advisors. Our videos are for educational purposes only and merely cite our own personal opinions. In order to make the best financial decision that suits your own needs, you must conduct your own research and seek the advice of a licensed financial advisor if necessary. Know that all investments involve some form of risk and there is no guarantee that you will be successful in making, saving, or investing money; nor is there any guarantee that you won't experience any loss when investing. Always remember to make smart decisions and do your own research! AFFILIATE DISCLOSURE: Some of the links on this channel are affiliate links, meaning, at no additional cost to you, we may earn a commission if you click through and make a purchase and/or subscribe. However, this does not impact our personal opinions. --- Support this podcast: https://podcasters.spotify.com/pod/show/ourrichjourney/support
10/9/202411 minutes, 18 seconds
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MILLIONAIRE EXPLAINS: When Friends Ask Me for Money (I Solve All Their Money Problems with This!)

https://www.365daystofire.com/ Great news! We're so excited to share that enrollment for our 365 Days to F.I.R.E. Program for 2025 is now open! ▸▸▸Enroll in our Stock Market Investing Course for Financial Independence and Retiring Early: https://www.ourrichjourney.com/investingforfire Enroll in our new 21 module, 4-plus hour stock market investing course with more than 30 handouts of summary notes, homework assignments, and resources. Learn how to research and select investments, how to determine your asset allocation, how to rebalance your portfolio, how to optimize your investments for tax purposes, how to automate your investments, and much more (including a 19-page Investment Plan to work on)! ▸▸▸Enroll in our FIRE Master Class: https://www.ourrichjourney.com/firemasterclass This FIRE Master Class is designed for people interested in pursuing financial independence and retiring early. In the Master Class, we explain how to live off of your investments during early retirement; how to withdraw money from your investment accounts to support your living expenses during retirement; how to calculate your FIRE number; new and creative ways that you can save money; new side hustles for making money; how to invest in the stock market and in real estate; we discuss healthcare options in retirement . . . and MORE! Books that have helped us on our Financial Independence Journey ----- The Bogleheads' Guide to Investing: https://amzn.to/2UjEc4j The Intelligent Investor: https://amzn.to/2MKGokh A Random Walk Down Wall Street: https://amzn.to/2zIVI8p The Book on Rental Property Investing: https://amzn.to/2UkwgQ6 Building Wealth One House at a Time: https://amzn.to/2ZJQuDW Rich Dad Poor Dad: https://amzn.to/2ZD29IK The Total Money Makeover: https://amzn.to/2Lc0thn The $100 Startup: https://amzn.to/2UnBpqK Freakonomics: https://amzn.to/2HCnDeJ ▸▸▸Follow us on Instagram: https://www.instagram.com/richjourney/ Our Rich Journey – MILLIONAIRE EXPLAINS: When Friends Ask Me for Money (I Solve All Their Money Problems with This!): Ever wondered what happens when friends ask us for money? As millionaires, we sometimes get approached by friends with their financial problems. In this video, we share how we solve their money problems. If you’re constantly struggling with money, then watch this video for the one solution to your problems. And if you’re the person always helping friends and family out of a financial jam, then watch and share this video. Whether you're curious about how to handle such requests or looking for solutions to common money problems, this video has you covered! Don't miss out on these valuable insights ▸▸▸Check out some of our other videos! Stock Market Is Crashing, So We're Buying This NOW (See Our Top Pick): https://youtu.be/C5Cy48DzkWU Oh NO! Interest Rates Are Going Up! | Here's How to Invest in the Stock Market: https://youtu.be/mlD5OImfrEE 9 Rules We Followed to Become Millionaires in our 30s: https://youtu.be/K4G0u-2eeo8 Investing in Index Funds for Beginners | Tips & Advice From Millionaire Investors: https://youtu.be/F14pXZ9wELc DISCLAIMER: We are not financial advisors. Our videos are for educational purposes only and merely cite our own personal opinions. In order to make the best financial decision that suits your own needs, you must conduct your own research and seek the advice of a licensed financial advisor if necessary. Know that all investments involve some form of risk and there is no guarantee that you will be successful in making, saving, or investing money; nor is there any guarantee that you won't experience any loss when investing. Always remember to make smart decisions and do your own research! AFFILIATE DISCLOSURE: Some of the links on this channel are affiliate links, meaning, at no additional cost to you, we may earn a commission if you click through and make a purchase and/or subscribe. However, this does not impact our personal opinions. --- Support this podcast: https://podcasters.spotify.com/pod/show/ourrichjourney/support
10/8/202414 minutes, 3 seconds
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WARNING: Couples, Don’t Combine Finances Unless You Can Say YES to These 5 Crucial Factors!

▸▸▸https://www.365daystofire.com/ We're so excited to announce that enrollment for our 365 Days to F.I.R.E. Program is now open! To learn more, go to: https://www.365daystofire.com/ ▸▸▸Enroll in our Stock Market Investing Course for Financial Independence and Retiring Early: https://www.ourrichjourney.com/investingforfire Enroll in our new 21 module, 4-plus hour stock market investing course with more than 30 handouts of summary notes, homework assignments, and resources. Learn how to research and select investments, how to determine your asset allocation, how to rebalance your portfolio, how to optimize your investments for tax purposes, how to automate your investments, and much more (including a 19-page Investment Plan to work on)! ▸▸▸Enroll in our FIRE Master Class: https://www.ourrichjourney.com/firemasterclass This FIRE Master Class is designed for people interested in pursuing financial independence and retiring early. In the Master Class, we explain how to live off of your investments during early retirement; how to withdraw money from your investment accounts to support your living expenses during retirement; how to calculate your FIRE number; new and creative ways that you can save money; new side hustles for making money; how to invest in the stock market and in real estate; we discuss healthcare options in retirement . . . and MORE! Books that have helped us on our Financial Independence Journey ----- The Bogleheads' Guide to Investing: https://amzn.to/2UjEc4j The Intelligent Investor: https://amzn.to/2MKGokh A Random Walk Down Wall Street: https://amzn.to/2zIVI8p The Book on Rental Property Investing: https://amzn.to/2UkwgQ6 Building Wealth One House at a Time: https://amzn.to/2ZJQuDW Rich Dad Poor Dad: https://amzn.to/2ZD29IK The Total Money Makeover: https://amzn.to/2Lc0thn The $100 Startup: https://amzn.to/2UnBpqK Freakonomics: https://amzn.to/2HCnDeJ ▸▸▸Follow us on Instagram: https://www.instagram.com/richjourney/ Our Rich Journey – WARNING: Couples, Don’t Combine Finances Unless You Can Say YES to These 5 Crucial Factors!: Combining finances with your partner sounds like a big step, but it could also be a huge mistake if you’re not fully aligned. In this video, we’re sharing 5 crucial factors every couple MUST consider before merging their money. 🚩 If you can’t say “YES” to these red flags, think twice before combining finances—it could save your relationship! We’ll dive deep into the importance of communication, trust, financial habits, and more, so you can make the right decision for your relationship and avoid potential disaster. Whether you're just starting your journey together or considering this next step, these factors are critical. Don’t miss this essential guide for couples! ▸▸▸Check out some of our other videos! Stock Market Is Crashing, So We're Buying This NOW (See Our Top Pick): https://youtu.be/C5Cy48DzkWU DISCLAIMER: We are not financial advisors. Our videos are for educational purposes only and merely cite our own personal opinions. In order to make the best financial decision that suits your own needs, you must conduct your own research and seek the advice of a licensed financial advisor if necessary. Know that all investments involve some form of risk and there is no guarantee that you will be successful in making, saving, or investing money; nor is there any guarantee that you won't experience any loss when investing. Always remember to make smart decisions and do your own research! AFFILIATE DISCLOSURE: Some of the links on this channel are affiliate links, meaning, at no additional cost to you, we may earn a commission if you click through and make a purchase and/or subscribe. However, this does not impact our personal opinions. --- Support this podcast: https://podcasters.spotify.com/pod/show/ourrichjourney/support
10/7/202410 minutes, 10 seconds
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Invest Before It’s Too Late! See How We Invested In Stocks to Early Retirement – FIRE Series Part 4

▸▸▸https://www.365daystofire.com/ We're so excited to announce that enrollment for our 365 Days to F.I.R.E. Program is now open! To learn more, go to: https://www.365daystofire.com/ —-Enroll in our Stock Market Investing Course for Financial Independence and Retiring Early: https://www.ourrichjourney.com/investingforfire Enroll in our new 21 module, 4-plus hour stock market investing course with more than 30 handouts of summary notes, homework assignments, and resources. Learn how to research and select investments, how to determine your asset allocation, how to rebalance your portfolio, how to optimize your investments for tax purposes, how to automate your investments, and much more (including a 19-page Investment Plan to work on)! ▸▸▸Enroll in our FIRE Master Class: https://www.ourrichjourney.com/firemasterclass This FIRE Master Class is designed for people interested in pursuing financial independence and retiring early. In the Master Class, we explain how to live off of your investments during early retirement; how to withdraw money from your investment accounts to support your living expenses during retirement; how to calculate your FIRE number; new and creative ways that you can save money; new side hustles for making money; how to invest in the stock market and in real estate; we discuss healthcare options in retirement . . . and MORE! ▸▸▸Enroll in our How to Move to Portugal Course: A Step-By-Step Course to Relocating and Living in Portugal: https://www.ourrichjourney.com/movingtoportugal Books that have helped us on our Financial Independence Journey ----- The Bogleheads' Guide to Investing: https://amzn.to/2UjEc4j The Intelligent Investor: https://amzn.to/2MKGokh A Random Walk Down Wall Street: https://amzn.to/2zIVI8p The Book on Rental Property Investing: https://amzn.to/2UkwgQ6 Building Wealth One House at a Time: https://amzn.to/2ZJQuDW Rich Dad Poor Dad: https://amzn.to/2ZD29IK The Total Money Makeover: https://amzn.to/2Lc0thn The $100 Startup: https://amzn.to/2UnBpqK Freakonomics: https://amzn.to/2HCnDeJ ▸▸▸Follow us on Instagram: https://www.instagram.com/richjourney/ Our Rich Journey – Invest Before It’s Too Late! See How We Invested In Stocks to Early Retirement – FIRE Series Part 4 - Investing is the key to achieving financial independence, and the sooner you start, the better! In this video, we’ll show you exactly how we invested in the stock market to reach early retirement. We break down the strategies we used, the types of accounts to prioritize (tax-advantaged vs. non-tax-advantaged), and the best investments for building wealth over time. We’ll also discuss the order of investing—how to make the most out of your 401(k), Roth IRA, and taxable accounts to maximize growth and reduce taxes. Whether you’re a beginner or looking to optimize your portfolio, this video will give you the tools and knowledge to start investing NOW and put your money to work. Don’t wait—take control of your financial future today and see how smart investing can help you retire early! DISCLAIMER: We are not financial advisors. Our videos are for educational purposes only and merely cite our own personal opinions. In order to make the best financial decision that suits your own needs, you must conduct your own research and seek the advice of a licensed financial advisor if necessary. Know that all investments involve some form of risk and there is no guarantee that you will be successful in making, saving, or investing money; nor is there any guarantee that you won't experience any loss when investing. Always remember to make smart decisions and do your own research! AFFILIATE DISCLOSURE: Some of the links on this channel are affiliate links, meaning, at no additional cost to you, we may earn a commission if you click through and make a purchase and/or subscribe. However, this does not impact our personal opinions. --- Support this podcast: https://podcasters.spotify.com/pod/show/ourrichjourney/support
10/6/202410 minutes, 23 seconds
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These 6 Side Hustles Made Us Millionaires - Start Making More Money TODAY (F.I.R.E. For Beginners)

▸▸▸https://www.365daystofire.com/ We're so excited to announce that enrollment for our 365 Days to F.I.R.E. Program is now open! To learn more, go to: https://www.365daystofire.com/ —-Enroll in our Stock Market Investing Course for Financial Independence and Retiring Early: https://www.ourrichjourney.com/investingforfire Enroll in our new 21 module, 4-plus hour stock market investing course with more than 30 handouts of summary notes, homework assignments, and resources. Learn how to research and select investments, how to determine your asset allocation, how to rebalance your portfolio, how to optimize your investments for tax purposes, how to automate your investments, and much more (including a 19-page Investment Plan to work on)! ▸▸▸Enroll in our FIRE Master Class: https://www.ourrichjourney.com/firemasterclass This FIRE Master Class is designed for people interested in pursuing financial independence and retiring early. In the Master Class, we explain how to live off of your investments during early retirement; how to withdraw money from your investment accounts to support your living expenses during retirement; how to calculate your FIRE number; new and creative ways that you can save money; new side hustles for making money; how to invest in the stock market and in real estate; we discuss healthcare options in retirement . . . and MORE! ▸▸▸Enroll in our How to Move to Portugal Course: A Step-By-Step Course to Relocating and Living in Portugal: https://www.ourrichjourney.com/movingtoportugal Books that have helped us on our Financial Independence Journey ----- The Bogleheads' Guide to Investing: https://amzn.to/2UjEc4j The Intelligent Investor: https://amzn.to/2MKGokh A Random Walk Down Wall Street: https://amzn.to/2zIVI8p The Book on Rental Property Investing: https://amzn.to/2UkwgQ6 Building Wealth One House at a Time: https://amzn.to/2ZJQuDW Rich Dad Poor Dad: https://amzn.to/2ZD29IK The Total Money Makeover: https://amzn.to/2Lc0thn The $100 Startup: https://amzn.to/2UnBpqK Freakonomics: https://amzn.to/2HCnDeJ ▸▸▸Follow us on Instagram: https://www.instagram.com/richjourney/ Our Rich Journey – These 6 side hustles made us millionaires, and they can help you start making more money today! In this video, we share the exact strategies that helped us achieve Financial Independence, Retire Early (FIRE). Whether you want to boost your income quickly or build long-term wealth, these proven side hustles can get you there. If you’re struggling to make more money or don’t know where to start, this video will show you how to turn your passion into profit and launch your own side hustle. No matter your experience level, these strategies can work for anyone. Let’s get you on the path to making more money and achieving financial independence! ▸▸▸Check out some of our other videos! Stock Market Is Crashing, So We're Buying This NOW (See Our Top Pick): https://youtu.be/C5Cy48DzkWU Oh NO! Interest Rates Are Going Up! | Here's How to Invest in the Stock Market: https://youtu.be/mlD5OImfrEE DISCLAIMER: We are not financial advisors. Our videos are for educational purposes only and merely cite our own personal opinions. In order to make the best financial decision that suits your own needs, you must conduct your own research and seek the advice of a licensed financial advisor if necessary. Know that all investments involve some form of risk and there is no guarantee that you will be successful in making, saving, or investing money; nor is there any guarantee that you won't experience any loss when investing. Always remember to make smart decisions and do your own research! AFFILIATE DISCLOSURE: Some of the links on this channel are affiliate links, meaning, at no additional cost to you, we may earn a commission if you click through and make a purchase and/or subscribe. However, this does not impact our personal opinions. --- Support this podcast: https://podcasters.spotify.com/pod/show/ourrichjourney/support
10/5/20248 minutes, 38 seconds
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Struggling to Save Money? Do This to Save 70% of Your Income – Financial Independence for Beginners

▸▸▸https://www.365daystofire.com/ We're so excited to announce that enrollment for our 365 Days to F.I.R.E. Program is now open! To learn more, go to: https://www.365daystofire.com/ ▸▸▸Enroll in our Stock Market Investing Course for Financial Independence and Retiring Early: https://www.ourrichjourney.com/investingforfire Enroll in our new 21 module, 4-plus hour stock market investing course with more than 30 handouts of summary notes, homework assignments, and resources. Learn how to research and select investments, how to determine your asset allocation, how to rebalance your portfolio, how to optimize your investments for tax purposes, how to automate your investments, and much more (including a 19-page Investment Plan to work on)! ▸▸▸Enroll in our FIRE Master Class: https://www.ourrichjourney.com/firemasterclass This FIRE Master Class is designed for people interested in pursuing financial independence and retiring early. In the Master Class, we explain how to live off of your investments during early retirement; how to withdraw money from your investment accounts to support your living expenses during retirement; how to calculate your FIRE number; new and creative ways that you can save money; new side hustles for making money; how to invest in the stock market and in real estate; we discuss healthcare options in retirement . . . and MORE! ▸▸▸Enroll in our How to Move to Portugal Course: A Step-By-Step Course to Relocating and Living in Portugal: https://www.ourrichjourney.com/movingtoportugal Books that have helped us on our Financial Independence Journey ----- The Bogleheads' Guide to Investing: https://amzn.to/2UjEc4j The Intelligent Investor: https://amzn.to/2MKGokh A Random Walk Down Wall Street: https://amzn.to/2zIVI8p The Book on Rental Property Investing: https://amzn.to/2UkwgQ6 Building Wealth One House at a Time: https://amzn.to/2ZJQuDW Rich Dad Poor Dad: https://amzn.to/2ZD29IK The Total Money Makeover: https://amzn.to/2Lc0thn The $100 Startup: https://amzn.to/2UnBpqK Freakonomics: https://amzn.to/2HCnDeJ ▸▸▸Follow us on Instagram: https://www.instagram.com/richjourney/ Our Rich Journey – Struggling to Save Money? Do This to Save 70% of Your Income – Financial Independence for Beginners: Struggling to save money with rising prices and inflation? You’re not alone! In this video, we’ll share strategies we used to save up to 70% of our income on our path to Financial Independence, Retire Early (FIRE), even during tough economic times. Learn how to calculate your savings rate, cut back on major expenses like housing, transportation, and food. We’ll also show you how to gradually increase your savings by just 1% each month, so you can ease into saving more over time. ▸▸▸Check out some of our other videos! Stock Market Is Crashing, So We're Buying This NOW (See Our Top Pick): https://youtu.be/C5Cy48DzkWU DISCLAIMER: We are not financial advisors. Our videos are for educational purposes only and merely cite our own personal opinions. In order to make the best financial decision that suits your own needs, you must conduct your own research and seek the advice of a licensed financial advisor if necessary. Know that all investments involve some form of risk and there is no guarantee that you will be successful in making, saving, or investing money; nor is there any guarantee that you won't experience any loss when investing. Always remember to make smart decisions and do your own research! AFFILIATE DISCLOSURE: Some of the links on this channel are affiliate links, meaning, at no additional cost to you, we may earn a commission if you click through and make a purchase and/or subscribe. However, this does not impact our personal opinions. #FinancialFreedom #HowToRetireEarly #FinancialIndependenceRetireEarly --- Support this podcast: https://podcasters.spotify.com/pod/show/ourrichjourney/support
10/4/202414 minutes, 8 seconds
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Follow These Steps to Retire Early - Financial Independence for Beginners (FIRE Series Part 1)

Our Rich Journey – Follow These Steps to Retire Early - Financial Independence for Beginners (FIRE Series Part 1) - Are you curious about how people achieve financial independence and retire early? In this first part of our FIRE (Financial Independence, Retire Early) series, we break down the basics of FIRE and show you how it’s possible to gain complete control of your finances. Learn what FIRE is, how it works, and discover the different types of FIRE—from Lean FIRE to Fat FIRE. We’ll walk you through how to calculate your FIRE number so you can plan your journey toward financial freedom. This is just the beginning! Stay tuned for the rest of the series! ▸▸▸https://www.365daystofire.com/ We're so excited to announce that enrollment for our 365 Days to F.I.R.E. Program is now open! To learn more, go to: https://www.365daystofire.com/ ▸▸▸Enroll in our Stock Market Investing Course for Financial Independence and Retiring Early: https://www.ourrichjourney.com/investingforfire Enroll in our new 21 module, 4-plus hour stock market investing course with more than 30 handouts of summary notes, homework assignments, and resources. Learn how to research and select investments, how to determine your asset allocation, how to rebalance your portfolio, how to optimize your investments for tax purposes, how to automate your investments, and much more (including a 19-page Investment Plan to work on)! ▸▸▸Enroll in our FIRE Master Class: https://www.ourrichjourney.com/firemasterclass This FIRE Master Class is designed for people interested in pursuing financial independence and retiring early. In the Master Class, we explain how to live off of your investments during early retirement; how to withdraw money from your investment accounts to support your living expenses during retirement; how to calculate your FIRE number; new and creative ways that you can save money; new side hustles for making money; how to invest in the stock market and in real estate; we discuss healthcare options in retirement . . . and MORE! ▸▸▸Enroll in our How to Move to Portugal Course: A Step-By-Step Course to Relocating and Living in Portugal: https://www.ourrichjourney.com/movingtoportugal Books that have helped us on our Financial Independence Journey ----- The Bogleheads' Guide to Investing: https://amzn.to/2UjEc4j The Intelligent Investor: https://amzn.to/2MKGokh A Random Walk Down Wall Street: https://amzn.to/2zIVI8p The Book on Rental Property Investing: https://amzn.to/2UkwgQ6 Building Wealth One House at a Time: https://amzn.to/2ZJQuDW Rich Dad Poor Dad: https://amzn.to/2ZD29IK The Total Money Makeover: https://amzn.to/2Lc0thn The $100 Startup: https://amzn.to/2UnBpqK Freakonomics: https://amzn.to/2HCnDeJ ▸▸▸Follow us on Instagram: https://www.instagram.com/richjourney/ ▸▸▸Check out some of our other videos! Stock Market Is Crashing, So We're Buying This NOW (See Our Top Pick): https://youtu.be/C5Cy48DzkWU Oh NO! Interest Rates Are Going Up! | Here's How to Invest in the Stock Market: https://youtu.be/mlD5OImfrEE DISCLAIMER: We are not financial advisors. Our videos are for educational purposes only and merely cite our own personal opinions. In order to make the best financial decision that suits your own needs, you must conduct your own research and seek the advice of a licensed financial advisor if necessary. Know that all investments involve some form of risk and there is no guarantee that you will be successful in making, saving, or investing money; nor is there any guarantee that you won't experience any loss when investing. Always remember to make smart decisions and do your own research! AFFILIATE DISCLOSURE: Some of the links on this channel are affiliate links, meaning, at no additional cost to you, we may earn a commission if you click through and make a purchase and/or subscribe. However, this does not impact our personal opinions. --- Support this podcast: https://podcasters.spotify.com/pod/show/ourrichjourney/support
10/3/202410 minutes, 10 seconds