With the mortgage market in flux, interest rates making headlines, and the upcoming budget looming, the big question is: what’s the smartest move right now? Today, we’ve got mortgage expert Nick with us to cut through the noise, answer the important questions, and offer expert advice on how to navigate the current market.  (0:59) News story of the week  (2:48) Our mortgage expert answers your questions…  (3:08) What’s the state of the mortgage market at the moment?  (4:05) What can people do to prepare for their applications?  (5:06) Will mortgage cuts happen and how aggressively?  (6:05) What rate should investors be aiming for?  (6:44) Are there any updates on arrangement fees?  (8:23) How will lenders cope with the increase in demand?  (10:34) What’s the latest on stress tests?  (12:31) Is there a particular product that will ease the stress test?  (13:00) What’s sentiment like now?  (15:08) Is there any improvement on down-valuations?  (17:46) Do you think the budget will have any effect on the market?  (19:02) Hub Extra  Links mentioned:  Capital gains raid risks sell-off of one million homes, Reeves warned  ChatGPT advanced voice mode  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Find out more about Property Hub Invest 

Happy Tuesday! It’s time for your latest episode of Ask Rob & Rob!    (0:45) After having his offer accepted on a property, Craig discovered potential asbestos in the Artex. When he raised this, the seller claimed they no longer wanted to sell and planned to move in, but a few weeks later, the property was re-listed for sale. After losing money on searches and other costs, Craig asks Rob & Rob if he can reclaim these expenses and how to avoid this happening again.  (4:07) Simon’s eager to kickstart his property journey and is considering jumping straight into an HMO conversion. He’s found that most lenders require experience as a landlord or HMO landlord for financing and wonders how much of a difference that experience makes in terms of mortgage rates and fees. Should he start with a small buy-to-let to gain experience and potentially save money, or go straight for the HMO with more expensive financing options?  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.  Find out more about Property Hub Invest 

Getting rich - it’s what we all dream of, right? But how do you turn that dream into reality? Today, we’re exploring Rob D’s new book, where he breaks down how people really get rich. And, yes, we’ll finally reveal the book’s name - tune in!   Pre-order the book, and claim exclusive bonuses – including a preview chapter you can read instantly: https://robdix.com/myths/   (0:53) News story of the week  (3:20) Rob D reveals the name of his new book and tells us what it’s all about…  (6:15) The “too risky” money myth and how you actually get rich…  (8:30) How risky is “too risky” and is it worth it?  (10:35) Managing the downside of taking risks  (12:25) Investing where you have an advantage   (16:20) Where does property investment fit into this?   (24:00) Hub Extra    Links mentioned:  Pre-order Rob D’s book here  Find out more about Property Hub Select  TPP308: Leverage: A property investor’s secret weapon  Huge shift in interest rate predictions as Bank of England chief says cuts could be more 'aggressive  Fresh rise in mortgage rates predicted  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Find out more about Property Hub Invest 

It’s time for Ask Rob & Rob! We’ve two new property questions to tackle - let’s dive in!  (0:50) After completing his first property through a limited company, Louie’s looking at ways to boost profitability and wonders if making overpayments on his interest-only mortgage could be a smart move. He thinks by reducing his monthly interest it might increase his profits and asks Rob & Rob for their thoughts on this strategy.  (3:25) Prithvi’s curious about a recent comment from Rachel Reeves regarding a disconnect between government debt and the Bank of England. He believes this could create £16 billion of new spending, and wonders if Rob & Rob think this could impact the 18-year property cycle and a medium-term boost to the property market.  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.  Find out more about Property Hub Invest 

The property world was rocked by news of the Renters' Rights Bill, but that’s not all - there's been a ton happening in the market, and today Rob & Rob break it all down. Diving into the data they bring you BIG updates on house prices, latest shifts in mortgage rates, and what the upcoming budget could mean for investors. (0:35) Our exciting Property Hub Select meetup  (1:44) BIG news on house prices  (7:50) Labor / Budget / Renters Rights   (9:40) EPC improvements   (11:30) Mortgages   (14:25) Hub Extra    Links mentioned:  Property Hub Select  TPP601: Rental Reform news: Has property just changed forever?  UK Property Just Changed FOREVER (YouTube)  House prices:  Hometrack house price index  Nationwide house price index  Halifax house price index  Politics:  Argentina Scrapped Its Rent Controls  Looming tenancy reforms will make rent-to-rent agreements much riskier  EPC:  Almost 3 million homes need improvements to meet 2030 deadline  Mortgages:  Tracker mortgages jumped by a third even as rates rose  Hub Extra:  Nobody wants this  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Find out more about Property Hub Invest 

Rob & Rob are back with two more listener questions!   (0:44) With a £15K deposit and an average London salary, Vernon’s torn between investing now in a cheaper property in the North or keeping on saving for a higher-end buy-to-let. So, he turns to Rob & Rob for their expert advice and guidance.  (4:17) Dan’s at the start of his property investment journey. After speaking with various mortgage brokers, he asks how important it is for them to specialise in buy-to-let mortgages and be local to the area – what will the guys say?  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.  Find out more about Property Hub Invest 

What’s your business moat? No, we’re not talking castles - it’s that special something that sets your business apart from others and stands the test of time.  In today’s episode, Rob & Rob break down the concept of a business moat and share how they built the one behind their £100m property business - and, most importantly, how they continue to maintain and evolve it to stay ahead of the competition.   Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Give us your feedback on Instagram – Rob Bence & Rob Dix  Find out more about Property Hub Invest 

What’s the topic of conversation when property’s biggest players (and most influential politicians) come together? We’re joined by Nathan Spencer, who knows – because he throws the events that get them all into the same room! In our exclusive interview, he shares valuable insights from behind the scenes, including upcoming hotspots and insider information from political circles.    (0:46) News story of the week  (4:25) We bring you our property expert…  (5:50) The Glastonbury of real estate  (7:01) Who are the attendees and what’s their objectives  (8:48) Why do MP’s go there  (10:35) What’s the key themes discussed  (12:45) Inside gossip on upcoming development areas  (15:15) Sentiment around the new government  (19:02) News on institutional investment  (21:50) Networking tips  (25:40) HubExtra    Links mentioned:  Nationwide to allow first-time buyers to borrow six times their earnings  UKREiiF  Preply  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Find out more about Property Hub Invest 

Happy Tuesday! We’ve got two new great questions to tackle – let’s dive in!  (0:42) Johnny’s looking to sell his London properties and reinvest in areas with better growth potential. He’s interested in off-plan developments but is concerned after hearing about scams involving unreliable developers. Johnny asks Rob & Rob how he can ensure the developer is trustworthy and what due diligence he should do to protect himself from any potential risks.  (5:25) Gary’s wondering if he really needs a solicitor to review the mortgage for his limited company and break down all the details, or if it's straightforward enough to handle on his own.  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.  Find out more about Property Hub Invest 

While prime property locations often steal the spotlight, could exploring unloved areas be the key to your next major investment? This week, Rob & Rob take a closer look at some overlooked areas across the UK and explore why these “unloved” locations could offer serious investment potential.   (0:55) News story of the week  (2:57) Are unloved assets a good investment?   (3:47) Unloved assets: Travis Perkins and Facebook  (6:14) How do you identify the property equivalent of Travis Perkins?  (7:24) Remember the key ingredients  (11:16) Our unloved areas  (15:55) Backing it up with data  (19:16) The best of the best  (21:31) Sharing the strategy  (22:14) Hub Extra  Links mentioned:  Interest rates held at 5%  Sign up for our free weekly newsletter, Property Pulse  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Find out more about Property Hub Invest 

Get ready for your latest edition of Ask Rob & Rob!  (0:35) Luke’s just completed his fourth buy-to-let in South Wales and is now considering his next move. He’s weighing up whether he should continue investing in lower-value buy-to-lets or explore something new such as industrial lets.  (3:42) Tommy’s owned and lived in a 1-bed leasehold maisonette in Essex for two years, but he's now relocating to Newcastle. He wants to start investing in freehold properties within a limited company, so he’s wondering whether it’s better to sell the leasehold to invest in more properties or hold onto it for future capital growth.  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.  Find out more about Property Hub Invest 

The wait is over – the new Renters’ Rights bill is out, and the changes are BIG! Will Labour’s new conditions be the final straw for landlords, or are things not as bad as they feared? Join Rob & Rob as they break down the key updates and explore what this means for landlords and tenants. Has the UK property market just changed forever? Press play to find out!  Plus, check out Rob D’s YouTube video here.  (0:35) News story of the week  (2:50) The top changes from the Renters Rights bill  (4:18) Let's kick off with no-fault evictions  (14:25) What about rent increases  (17:05) No bidding wars or offers above the asking rent – what?!  (19:55) Discrimination  (20:45) The new landlord database  (22:35) When will all this happen?  (24:12) How will this affect landlords?  (30:29) Hub Extra    Links mentioned:  Join Rob D’s launch team here  Guide to the Renters’ Rights Bill  Beneath a Scarlet Sky    Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Find out more about Property Hub Invest 

From property dilemmas to investment insights, it’s time for this week’s Ask Rob & Rob!  (0:40) Mark finds himself in a challenging dilemma with his rental property in London, where he used to live. Unaware of Section 24 when initially letting out the property, he's now paying a hefty tax bill each year. He's wondering if there's a way around this or if selling the property is his best option. What advice will Rob & Rob have for him?  (5:20) After receiving the Deed of Certificate for his leasehold flat, James has discovered that because he owns multiple properties, it’s now classified as a non-qualified lease. He’s worried this could affect the flat’s value and mortgage options, so turns to Rob & Rob for their advice.  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.  Find out more about Property Hub Invest 

In this special market update celebrating an incredible 600 consecutive episodes, Rob & Rob look into the latest market news – unpacking everything from diverse house price trends to how potential changes in capital gains tax may be influencing landlords’ decisions. Plus, there’s some good news on the mortgage front and a surprise twist in this week’s Hub Extra!  (0:48) What’s going on with house prices  (6:28) Are landlords selling up?  (10:20) There’s movement on the Renters’ Rights Bill  (12:02) Some positive updates about mortgages  (13:46) The latest from the world of politics   (16:25) Hub Extra (with a twist!)  Links mentioned:  Halifax: UK house price growth approaches two-year high  Nationwide house price index  Concern over housing costs hits record high across rich nations  Rise in ex-rental properties listed for sale before Budget  Rental sales appraisals rise amid landlord CGT fears  Renters’ Rights Bill set for Parliament this week  Rental bidding wars set to be banned  Lloyds Bank raises borrowing limit for first-time buyers  Coventry lowers BTL rates  James Cleverly: I would abolish stamp duty  Our Greatest Fear —Marianne Williamson  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Find out more about Property Hub Invest 

Happy Tuesday! Rob & Rob are back and they’re answering two new listener questions!  (0:44) Owen’s curious about how you extract the cash from a capital growth-focused property portfolio. He understands that capital growth creates more wealth in the long run compared to high rental yields, but he's unsure how to access that wealth when the time comes. He turns to Rob & Rob for guidance on the best approach and whether he should rethink his overall strategy. (4:08) James wants to know if he can request a full re-evaluation of his property from the mortgage company to reflect the improvements he’s made, which could potentially increase its value.  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.  Find out more about Property Hub Invest 

In today’s inspiring AOB, Rob & Rob discuss the simple yet effective ways to stand out in business – whether you're an entrepreneur, employee, or a property investor. Sharing their own real-life experiences, they reveal how these principles helped them build a top-performing podcast and a £100m property business.    Enjoy the show?    Leave us a review on Apple Podcasts - it really helps others find us!  Give us your feedback on Instagram – Rob Bence & Rob Dix  Find out more about Property Hub Invest 

Rob & Rob rewind the clock on their property journeys to share what they did, and what they’d do differently knowing what they do now. There’s plenty to learn from their experiences and mistakes, wherever you are on your property journey.  (0:58) News story of the week  (2:27) What would The Robs do if they started again?  (3:08) How did Rob & Rob get started in property investment ?  (11:11) Looking back, what changes would they make?  (15:10) What would they do the same?  (17:27) What they still do today  (19:40) Their biggest lightbulb moments  (22:39) Rob & Rob’s advice and guidance for you  (30:48) Hub Extra    Links mentioned:  Mortgage approvals hit highest level in two years: BoE  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Find out more about Property Hub Invest 

It’s time for your latest round of Ask Rob & Rob, and we’ve got some cracking ones this week!  (0:37) Andy's come across an interesting article about Labour potentially tweaking the renter's reform bill. It mentions they might introduce a French-style hardship test. Is there any real substance to this or is it just rumour mill chatter?  (3:11) Tom's got a chunk of capital and is considering a strategy to buy houses outright, refurbish them, and then remortgage to withdraw much of his initial investment. Now he’s wondering how banks will assess his remortgage applications; will it solely be based on the rental income or is there more to it?   Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.  Find out more about Property Hub Invest 

When interest rates began to rise around the world in 2022, a 30-year trend of ever-cheaper money came to an end. It’s clear that we’ve entered a completely new financial era...  And the one question on investors lips, is does property still stack up?   (0:50) News story of the week  (2:31) What is this new financial era?  (7:40) What should we be investing in?  (10:50) Asset classes we MIGHT invest in  (10:58) The stock market  (14:17) Gold  (16:31) Bonds  (18:18) Bitcoin  (20:30) How does property stack up?  (28:19) Hub Extra  Links mentioned:  10 Minute Mail  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Find out more about Property Hub Invest 

Get ready for this week’s Ask Rob & Rob as the guys answer two more listener questions!  (0:40) Sam’s husband has £90K available from his pension fund, and she’s eager to persuade him to invest the money in property to help secure their financial future, rather than using it to pay off existing debt. She turns to Rob & Rob for their expert advice on how to grow their pension pot and make smart investment choices.  (4:49) Rich is planning a move to Dubai, he currently owns one buy-to-let property, with plans to rent out his current home once he relocates. With £200K coming his way next year, he’s weighing his options: should he use the money to pay off some or all of the capital on his existing properties, or invest in another property to grow his portfolio?  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.  Find out more about Property Hub Invest 

You often hear that property prices double every 10 years, a claim that encourages us to invest in property and buy our own homes - but is it actually true? Rob & Rob have dug deep into the data to investigate this popular belief, and it turns out we’re living in highly unusual times! Tune in to find out what they uncovered…  (0:50) News story of the week  (5:40) Does property really double every 10-years?  (8:00) The shocking discovery…  (13:50) What lies ahead?  (21:30) Hub Extra    Links mentioned:  Sign up for our free weekly newsletter, Property Pulse  Angela Rayner stops Mayor’s plan to impose rent controls on landlords  Omnos  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Find out more about Property Hub Invest 

Ready for this week’s Ask Rob & Rob? We’ve got two new listener questions lined up…  (0:45) How do you use the UK’s position in the 18-year property cycle to influence your decision making with your mortgage and portfolio strategy? That’s exactly what Phillip wants to know, so he turns to Rob & Rob for their expert advice. What will they say?  (4:05) Last year, James had the chance to buy the leasehold on his property for £185K, but now the price has dropped to just £30K! He’s curious if this drastic reduction is due to potential legal changes affecting ground rent, or if there's another reason his landlord might be eager to sell.  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.  Find out more about Property Hub Invest 

In our most popular episode of last year, we revealed a phenomenon many had overlooked - the silent property crash. It's arguably the biggest concept in property right now, affecting everyone’s wealth – but if you don’t fully grasp what’s happened, it’s nearly impossible to take the right action. Join Rob & Rob as they share the latest developments one year later and discuss what you should be doing as an investor.   (1:05) News story of the week  (6:16) The silent property crash update…  (7:15) Let’s recap what the silent property crash actually is  (9:03) What does the data tell us?  (13:14) What should you do as an investor?   (19:30) Rob & Rob’s conclusion  (20:49) Hub Extra    Links mentioned:  Halifax house price index  Landlords face £11,000 higher CGT bill if rumours true  TPP541: The silent property crash  TPP571: Update on the silent property crash  The silent property crash of 2023  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Find out more about Property Hub Invest 

Let’s dive into this week’s Ask Rob & Rob, answering two new listener questions…  (0:44) Andrew's an expat investor who’s been quoted £5K for his mortgage arrangement fee, which feels steep to him. His broker says it’s due to the added risk of being overseas. He’s worried that if needs to remortgage every few years at a similar cost, it could eat into the benefits of an interest-only mortgage, especially with inflation. He turns to Rob & Rob for advice on whether this fee is fair and how it might affect his portfolio strategy.  (4:24) Adam’s curious to know whether The Robs foresee a time when mortgage companies might link their loans to inflation, potentially reducing the advantage of leverage in property investment.  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.  Find out more about Property Hub Invest 

Interest rates have been cut, but what impact will this have on the market and what does it mean for you as a property investor? Join us for this jam-packed episode, as Rob & Rob dive into all the details and stories that no one else is talking about. Plus, find out which rumour has the guys feeling uneasy.  Don’t forget, if you want to be the first to know what’s happening in the property world, be sure to sign up for our newsletter, Property Pulse.  (0:40) Let’s dive into August market update…  (3:05) What’s going on with house building targets  (8:44) The latest updates on property prices  (14:05) Some exciting and positive market news  (17:05) Are landlords selling more than they’re buying?  (18:30) Will capital gains tax be going up?  (22:16) Hub Extra     Links mentioned:  What Labour’s new policies on planning and house-building mean for landlords  Nationwide house price index  Hometrack house price index  UK leading global property recovery, says abrdn, as it moves real estate from underweight to neutral  Berkeley Homes back buying  Landlords selling more than they’re buying  Labour ‘considering’ raising Capital Gains Tax  Race across the world    Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Find out more about Property Hub Invest 

Happy Tuesday! Rob & Rob are back and they’re answering two new listener questions!  (0:40) After getting his property valued, Adam received an off-market offer at the full asking price. Unsure how to handle the situation, he turns to Rob & Rob for their thoughts and advice.  (3:07) George has put an offer on a flat that looks like a solid investment with a great yield, however he’s concerned as the property has a vacant freeholder. He plans to get indemnity insurance but wants to know if the guys have dealt with similar situations and what potential issues he might face down the line.  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.  Find out more about Property Hub Invest 

Since the early days of the podcast, Rob & Rob have been guided by a little something you may have heard of called the 18-Year Property Cycle. This has been a compass for many, designed to make property investment more predictable and help you make informed decisions.   But predictability sparks curiosity: where are we in the cycle? Is it on track... has it failed us this time around? Join us as The Robs share their views and provide answers to your questions. Will they continue to rely on the cycle, or are they finally done with it?  (0:45) News story of the week  (5:02) 18-year property cycle update…  (6:04) Lets recap on what the cycle actually is  (10:06) Why are we questioning it?   (16:27) What’s the reason it may not be playing out?  (18:30) Will The Robs continue to use the cycle?   (26:21) Hub Extra    Links mentioned:  Rayner unveils housing reform plan to get Britain building  No details of Renters Rights Bill  camelcamelcamel  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Find out more about Property Hub Invest 

It's Tuesday, and time to answer two more of your listener questions on Ask Rob & Rob!  (0:35) Ryan lives with his parents and is eager to start property investing. He's debating whether to buy a buy-to-let property to rent out right away or to purchase a residential house to live in temporarily before renting it out. With a £50K deposit, he turns to Rob & Rob for guidance on the best route for his first investment.  (5:17) Corey's recently purchased a one-bed flat near Coventry University to add to his portfolio. With the leasehold reform initiated, he wants to know the general pros and cons and how this bill might impact his investment.  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.  Find out more about Property Hub Invest 

We asked for your thoughts and heard you loud and clear – you wanted more practical business advice, and today we’re giving you just that!  Drawing from their experience running a £100m property business, Rob & Rob are tackling the ultimate goal of every business: growth! They’re sharing five core strategies to help you unlock growth in your business, along with valuable lessons learned…  Links mentioned:  Work with us: Property Hub jobs      Enjoy the show?    Leave us a review on Apple Podcasts - it really helps others find us!  Give us your feedback on Instagram – Rob Bence & Rob Dix  Find out more about Property Hub Invest 

We’re halfway through the year, making it the perfect time to check in on the property market! Tune in as Rob & Rob look back at their January predictions to see how they’ve panned out so far and discuss what might be on the horizon. Will the forecast be positive or as dreary as the weather - let’s find out!  (0:54) News story of the week  (4:10) The half-time report begins…  (5:10) Have house prices risen or fallen?  (7:25) Top performing areas in the last 12 months  (9:55) How’s London performing?  (10:35) Overall interest rates  (11:35) What do Rob & Rob make of it all?  (20:15) Hub Extra    Links mentioned:  What will be in the new Renters’ Rights Bill?  Hometrack house price index  ScreenZen    Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Find out more about Property Hub Invest 

It’s time for your latest edition of Ask Rob & Rob!  (0:51) Rick owns a buy-to-let property with his business partner, which provides good yields but slow capital growth. With £50K to invest, he plans to start his own property portfolio, focusing on capital growth and rapidly increasing his number of properties. Unsure of the best strategy to achieve his goals, he turns to Rob & Rob for their advice.    (5:16) Luke’s disputing the service charge on his leasehold property as the cost has quadrupled this year without any explanation. He’s requested to see individual invoices and receipts for the maintenance costs and wonders if he has the right to this detailed information and if the freeholder is obligated to provide it before he makes the payment.  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.  Find out more about Property Hub Invest 

As investors, having the right mindset is crucial. The best books won't just make you think - they'll change the way you work and behave. Join us as Rob & Rob share their all-time classics and newfound favourites, guaranteed to make a difference in your life. So grab a drink, find a comfy spot, and let’s dive into our top summer reads!  (0:50) News story of the week - a triple whammy!  (2:24) Rob & Rob’s summer reads…  (2:50) The all-time true classics  (9:42) Which new books have The Robs discovered?  (18:14) If they had to pick just one book, which one would it be?  (20:04) Hub Extra  Links mentioned:  The classic books  Rich Dad Poor Dad  Richer Wiser Happier   Price of Money  Richest Man in Babylon  Can't Hurt Me  New books  Billion Dollar Whale  Taxtopia  The Great CEO Within  Die With Zero  Free Country  Hub Extra:  Spotify  Audible  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Find out more about Property Hub Invest See omnystudio.com/listener for privacy information.

Happy Tuesday! Tune in as Rob & Rob tackle two new listener questions…  (0:40) Matty has £200K to invest and is torn between buying a buy-to-let property in the North for cash flow or a redevelopment property in London to gain equity. She turns to Rob & Rob for their thoughts and expert advice.  (3:52) Aside from soaking up knowledge from Property Hub’s free education, Deep wants to know how else he can set himself up for success with his first property investment while he saves his deposit?  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.  Find out more about Property Hub Invest  See omnystudio.com/listener for privacy information.

The votes are in, the decisions made, and this week Rob & Rob dive into the election results and what the new housing minister could mean for the property market. Plus, what never-before-discussed data have they uncovered that's got them so excited? Press play to find out!  (0:40) Election news  (2:48) The latest data on house prices  (7:45) Holiday lets – is the boom over?  (10:30) Rental news that caught Rob’s eye  (11:45) Some innovation in the mortgage market  (14:45) Hub Extra  Links mentioned:  House prices:  Zoopla price index  Nationwide price index  Halifax  Holiday lets:  Is the short-let boom over? Declining occupancy rates drive a reduction in revenues  Rentals:  17% of deposits 'don't cover rent arrears or damage by tenants  Mortgages:  Mortgage lender encourages landlords to sell to tenants at cut price  Yet more lenders slash Buy To Let rates to woo landlords  Hub Extra: Aer backpack  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Find out more about Property Hub Invest See omnystudio.com/listener for privacy information.

Rob & Rob are back and they’re answering two new listener questions!  (0:48) Ed’s been approached by a reputable company interested in using his buy-to-let property as a holiday let. They promise to manage everything and potentially triple the revenue for the same fee as his current letting agent. While the prospect of increased revenue is enticing, Ed worries that the offer might be too good to be true, so turns to Rob & Rob for their advice and guidance.  (5:32) Jonathan faces a dispute with his tenants who insist they were promised a rent £50 less than what is written in their signed tenancy agreement. Despite attempts to resolve the matter, they’ve only paid the reduced amount for the past two months, resulting in arrears. Jonathan wonders whether to pursue the issue or accept the reduced payments and wait for the lease to end before finding new tenants.  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.  Find out more about Property Hub Invest  See omnystudio.com/listener for privacy information.

In this transparent episode, Rob & Rob share their ambitious growth strategies for their £100m property business.  As well as sharing their plans, they discuss why “trying something new” is often the last thing a business owner should do...  Links mentioned:  Subscribe to Property Pulse   Email us: [email protected]  Work with us: Property Hub jobs   Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Give us your feedback on Instagram - Rob Bence & Rob Dix  Give us your feedback on LinkedIn - Rob Bence & Rob Dix  Find out more about Property Hub Invest  See omnystudio.com/listener for privacy information.

Rob and Rob take to the ring to settle seven of the most controversial property debates once and for all. Will there be a clear winner? Let’s find out... Plus, we also bring you the latest news on that small topic of the election!   (0:34) News story of the week  (4:20) The debate begins…  (5:12) Lets kick-off with flats vs houses  (7:25) Interest only vs capital repayments  (9:45) New build vs old properties  (12:31) Capital growth vs yield  (15:26) Hands-on vs hands-off    (18:18) Limited company vs personal name    (19:50) Property vs stocks  (24:09) Hub Extra   Links mentioned:  Buy To Let – only a third of landlords feel positive about it  Jabra Evolve2 65 Wireless PC Headset  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Find out more about Property Hub Invest  See omnystudio.com/listener for privacy information.

Happy Tuesday! We’re back with two more listener questions!  (0:43) Paul currently has three buy-to-let properties and intends to grow his portfolio to ten in the future. Each property is currently held in a separate SPV, and he's trying to decide if he should continue putting his new properties in their own SPVs or combine them all into one. Aware of the pros and cons of each method, Paul seeks advice from Rob & Rob on what to do. What will they suggest?  (5:09) Lee’s been searching for the best deal for his mortgage renewal and wonders if he should stick with the advice of one mortgage broker or talk to a few to get a better range of options.  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.  Find out more about Property Hub Invest  See omnystudio.com/listener for privacy information.

Location is everything in property investing, and this week Rob & Rob reveal the UK’s top 5 areas for property growth. Forget the usual city hotspots - these under-the-radar locations are stealing the show. Tune in as the guys share their theories on what's driving these areas' success and learn how you can leverage this information to shape your own investment strategy. Can you guess which ones made the list? Hit play to find out!  (0:49) News story of the week  (3:40) The best performing areas for property growth…  (7:25) Kicking off with city hotspots   (8:25) The top 5 performing areas revealed  (15:30) Other notable areas  (17:15) What’s driving these locations success  (19:43) Hub Extra  Links mentioned:  Labour vows to alleviate rental crisis and crack down on landlords  Hometrack UK Cities House Price Index  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Find out more about Property Hub Invest See omnystudio.com/listener for privacy information.

It’s time for your weekly dose of Ask Rob & Rob!  (0:42) Gary’s recently inherited a flat in Notting Hill that he plans to sell and use the proceeds to invest in a cheaper property with better growth potential. But the current value is about 20% less than its original purchase price, leaving him unsure whether to hold off for better market conditions or sell now for the best possible price.  (3:28) Ryan’s wondering if he should add his arrangement fees to his mortgage or pay them off in full, so he turns to Rob & Rob for their advice.  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.  Find out more about Property Hub Invest  See omnystudio.com/listener for privacy information.

Get ready for one of our juiciest market updates yet, as we bring you the latest happenings in the property world, including a build-to-rent mini special packed with fascinating rental stats. But that’s not all - we dive into the hottest topic right now: the election!  What’s the latest updates? The manifestos are out, but what do they mean for property investors? Did The Robs see anything that worries or excites them? Join us as they break down all the news and share their beliefs on politics. Will they lose your vote? Let’s find out...  (0:55) The latest data on house prices  (2:20) Some interesting news on rents  (5:40) What’s happening with build to rents  (7:57) Let’s talk politics  (14:40) Hub Extra  Links mentioned:  House prices:  Nationwide house price index  Zoopla house price index  Halifax house price index  Rents:  Renters in race for homes as listing time slashed  Hometrack report  Record immigration behind a third of rent rises  Build to rent:  LGIM boss calls for fewer ‘unscrupulous’ buy-to-let landlords in Britain  Election:  General election 2024: How do the party manifestos address the housing crisis?  What does the election mean for the housing market?  Reform contract  Hub Extra:   Political Quiz  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Find out more about Property Hub Invest  See omnystudio.com/listener for privacy information.

Rob & Rob are back to offer their advice to two more listeners!  (0:45) Mussa is curious to know if flats with cladding still face a negative perception, even with EWS1 certificates. He seeks Rob & Rob’s advice on whether these properties offer good capital growth potential or should be avoided as property investments.  (3:48) Thomas is at a loss on how to properly value new build properties since there are no comparable ones in the area. He turns to the guys for their expertise and guidance.  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.  Find out more about Property Hub Invest  See omnystudio.com/listener for privacy information.

The most frequent questions we receive are about leaseholds, and given they make up around 40% of the property market it’s crucial for every investor to understand them. Tune in as Rob & Rob deep dive into the topic, discussing the pros and cons of leasehold vs freehold, shedding light on ground rents and service charges, and bringing you up to speed with the latest changes from the Leasehold Reform Bill.   (0:58) News story of the week  (3:27) Let’s talk about leaseholds…  (4:25) What actually is a leasehold?  (6:06) The pros and cons of leasehold vs freehold  (7:01) How about ground rent?  (9:50) Details on the Leasehold Reform Bill  (12:40) What about service charges?  (21:37) Hub Extra  Links mentioned:  Nationwide house price index  Halifax house price index  Zoopla house price index  The leasehold advisory service  The Missing Cryptoqueen  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Find out more about Property Hub Invest  See omnystudio.com/listener for privacy information.

It's Tuesday, and that means it's time for Ask Rob & Rob! Join us as we tackle two new listener questions…  (0:44) Tom wonders what property investors should be looking for in each party's manifesto for the upcoming July election. He's curious if any appear to favour landlords and investors and which might introduce stricter policies. He turns to Rob & Rob for their insights to help him decide who to vote for based on his investment strategy.  (2:44) Jalon received a payment request from the Information Commissioner's Office and wants to know if the fee is something he’s required to pay as a small property investor.  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.  Find out more about Property Hub Invest  See omnystudio.com/listener for privacy information.

It's the topic that sparks the most passionate debates: politics! With the unexpectedly early election just around the corner, what does this mean for the property market, and will a potential new government bring significant changes? Join us as Rob & Rob tread on dangerous territory, sharing their thoughts and opinions on the possible impact of a Labour government!  (0:40) News story of the week  (2:49) Let’s get into it…  (3:20) What’s happened as a result of the election being called early?  (6:40) What will happen in the run-up?  (8:40) What will happen if Labour win?  (16:30) What do we make of it all?  (22:18) Hub Extra  Links mentioned:  UK house prices in surprise rise in May  Airbnb Bonanza - huge rise in short let property numbers  Arc Browser  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Find out more about Property Hub Invest  See omnystudio.com/listener for privacy information.

Let's dive into your questions and get some answers on this week's Ask Rob & Rob!  (0:38) A potential tenant with a CCJ has applied to rent Chris's property. The tenant has a guarantor, and the lettings agent offers a protected rent scheme. He wonders if this provides enough protection or be cautious and asks Rob & Rob for their advice.  (3:10) Ashley’s at the start of her property journey and unsure whether to set up an SPV or a limited company. She wants to know the difference between the two and which option would be best for her situation.  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.  Find out more about Property Hub Invest  See omnystudio.com/listener for privacy information.

In this candid peek behind the curtain, Rob & Rob delve into what they actually do on a day-to-day to keep their £100m property business running.  From handling operations to marketing and growth initiatives, they get raw about their current roles and responsibilities - and how the wrong role had Rob D considering if it was his time to leave the business...  Links mentioned:  Rob Dix’s Instagram  Rob Dix’s LinkedIn  Rob Bence’s Instagram  Rob Bence’s LinkedIn  Subscribe to Property Pulse  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Give us your feedback on Instagram – Rob Bence & Rob Dix  Find out more about Property Hub Invest  See omnystudio.com/listener for privacy information.

Running a £100m property business means Rob & Rob have spent countless hours analysing deals and today they’re delving into three investment opportunities our listeners have sent in!  They share their decision-making process, break down the pros and cons, run the numbers, and reveal which deal they’d be happy to invest in.  (0:49) News story of the week  (1:51) Real listener deals…  (2:12) Deal 1: Two-bedroom apartment in Sheffield city centre  (19:27) Deal 2: Four-bedroom detached house in Bath  (26:49) Deal 3: Three-bedroom semi-detached house in Liverpool  (35:20) Which deal would Rob & Rob buy?  (39:57) Hub Extra  Links mentioned:  Zoopla period properties upkeep  Property Log  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Find out more about Property Hub Invest  See omnystudio.com/listener for privacy information.

It’s Tuesday, so here’s your latest round of listener questions!  (0:31) Simon is starting to plan his retirement, and due to his personal situation, he’s looking for an inflation-proof income. He’s a complete property investment novice and has around £150,000 to invest, and he’s wondering what strategy would be best for him and his goals.  (6:06) Geoff is planning to invest £100,000 over the next 25 years, starting with two flats later this year, but he’s wondering if tactically he should do anything different if a Labour party come into power.  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.  Find out more about Property Hub Invest  See omnystudio.com/listener for privacy information.

Today’s episode is all about saving you money. Rob & Rob are strong believers that you should never pay full price for a property, and today they’ll be revealing all the ways you can bag yourself a bargain. (0:46) News story of the week  (3:36) You don’t have to pay full price for property  (4:04) Why you should buy at a discount  (6:20) Is it a true discount?  (9:19) How do you get a discount?  (18:32) It’s a numbers game  (19:38) Don’t fixate on the discount  (22:07) Hub Extra  Links mentioned:  Official - Labour will NOT introduce rent controls if it wins election  Has Labour’s secret rent control plan been revealed by accident?  Booking.com  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Find out more about Property Hub Invest  See omnystudio.com/listener for privacy information.

Ask Rob & Rob has gone international! This week we’re bringing you two more listener questions, and this time, they’re all about geo-politics, international law and how this can affect UK property investment.  (0:47) Adam’s work are asking him to consider a move to China, but he’s concerned about how the country’s corruption index will impact his mortgage options and if the situation will worsen. He’s hoping Rob & Rob can offer some insight into whether they think this would be too risky of a move...  (4:28) Noel has been listening to a US personal finance podcast, and he’s wondering if the recent class-action case against The National Association of Realtors will have a knock-on effect on the UK property market?  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.  Find out more about Property Hub Invest  See omnystudio.com/listener for privacy information.

What’s holding you back from investing in property or scaling up your current portfolio? For a lot of investors, it’s time. Time is our most valuable asset, but after over a decade in property, Rob & Rob have mastered managing their portfolios – so much so, that they can do it in less than 60 minutes per month.  (0:45) News story of the week  (4:00) The Property Podcast LIVE  (4:22) How to invest with no time  (7:17) The 3 main components  (8:32) Sourcing property  (11:29) Property management  (13:53) Your strategy  (15:59) How to implement it  (18:02) Become the CEO of your portfolio  (21:50) What is your time worth  (23:27) Hub Extra  Links mentioned:  Savills upgrades five-year forecast for UK house price growth  UKREIIF – The Property Podcast LIVE  Toggl Track   Scanner Pro  Claude Ai  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Find out more about Property Hub Invest  See omnystudio.com/listener for privacy information.

It’s time for the latest episode of Ask Rob & Rob!  (0:42) Ben wants to start investing in property but he’s lost on where to begin. He’s absorbed all our content online and determined his goals. Now he’s moving back to Liverpool, he thinks he’d like to take advantage of his local knowledge and potentially buy his first investment here, but he’s hoping Rob & Rob can share their advice for the safest investment he can make for his first plunge.  (6:01) While Derek has previously experienced no problems with his tenants, recent complaints from the neighbours indicate a lapse in garden maintenance. Despite his efforts to equip them with necessary tools, such as a lawnmower, during his last visit, there has been no improvement. Now, Derek is wondering what he should do next, and if he should issue them a Section 21 Notice.  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.  Find out more about Property Hub Invest  See omnystudio.com/listener for privacy information.

It’s the most talked-about topic in the property world right now: the Renters Reform Bill. After finally making its way through the House of Commons, the bill seems close to being passed – but what does this mean for property investors? We also look at an unexpected move for house prices, talk about the latest Bank of England moves, and find a surprise lurking in the rental data.  (0:35) Renters reform bill - the facts and our opinions  (9:35) A house price surprise  (13:30) Let’s look at mortgage rates  (17:28) What’s the latest data on rents?  (20:02) Hub Extra  Links mentioned:  Property Hub YouTube - Landlords: Is this the end?   House prices:  Nationwide house price index  Halifax house price index  RICS resident market survey  Mortgages:  Traders bet against sterling in belief BoE will cut rates by summer  Rents:  Rightmove rental tracker  Hub Extra:  Dial a pilot  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Subscribe to the Podcast         Subscribe to our YouTube channel      Sign up for our free weekly newsletter, Property Pulse  Find out more about Property Hub Invest  See omnystudio.com/listener for privacy information.

Rob & Rob are back to offer their advice to two more listeners!   (0:45) Alan has two buy-to-let properties in Nottingham and is considering investing further in the near future. He’s curious to know if he should diversify his portfolio by investing in a different location and turns to Rob & Rob for their advice.  (3:45) Pete bought a property at auction two years ago, already tenanted, with plans to renovate it while the tenant stayed. He now needs to sell as his circumstances have changed, however he never got the tenant to sign a new lease under his name. He wonders if he can still give the tenant notice to leave, and what implications this may have if his name isn't on the lease.  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.  Find out more about Property Hub Invest  See omnystudio.com/listener for privacy information.

It’s not always plain sailing being a property investor, but no one talks about the stuff that goes wrong - until now! Join us as Rob & Rob share their painful disasters this year. From costly leaks to trashed flats, unpaid rent and busted boilers, they delve into the property problems they couldn't control and the ones they admit were on them. Why? So you can take away valuable lessons from their experiences and avoid making the same blunders. Also don’t miss the chance to get The Robs’ opinions on your own property deals!  (0:45) News story of the week: The renters reform bill  (6:52) Rob & Rob will review your deals!  (7:25) Rob & Rob each share seven disasters this year…  (8:40) The unforeseen problems outside of their control  (11:30) The Robs painful mistakes  (21:10) Lessons learnt  (25:29) Hub Extra  Links mentioned:  Rob & Rob - Critique My Deal  Michael Gove can't guarantee no-fault eviction ban before election  Property Hub YouTube - Landlords: Is this the end?  Udio  Suno  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!       Subscribe to the Podcast            Subscribe to our YouTube channel    Sign up for our free weekly newsletter, Property Pulse       Find out more about Property Hub Invest    See omnystudio.com/listener for privacy information.

Join us for a special episode of Ask Rob & Rob, as they tackle ONE complex question from an avid listener…  (0:56) Remco’s recently completed the purchase of his second property through Property Hub Invest. While eager to continue expanding his portfolio, he faces the dilemma of having insufficient funds for a deposit and is reluctant to invest more of his personal savings. As a solution, he’s considering leveraging the equity from his properties, but with numerous questions about the process and its feasibility, he turns to the guys for their help and guidance.  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.  Find out more about Property Hub Invest  See omnystudio.com/listener for privacy information.

Welcome back to AOB where Rob & Rob share the backstage inner workings of a £100m property business.  In today's episode they give you an inside look at their operations: the mechanics of their workplace, specialised teams, and the challenges they face head-on.  Links mentioned:  Property Hub jobs  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Give us your feedback on Instagram – Rob Bence & Rob Dix  Find out more about Property Hub Invest  See omnystudio.com/listener for privacy information.

With so many property services out there, it can be tough to know which ones are worth your hard-earned cash. Join Rob & Rob for a lively debate (and a fair bit of disagreement) as they break down the must-haves, the ones to avoid, and those that could go either way based on your situation. (0:40) News story of the week  (6:06) Let’s talk property services…  (6:40) Which should you pay for?  (15:14) Those NOT worth paying for  (18:40) The ones that depend on you…  (27:46) Hub Extra  Links mentioned:  The house price charts that show why now is the time to buy  Beneath the jargon, Bernanke delivers devastating critique of the Bank of England  Neom - The Line - The Rise and Fall of Saudi Arabia's Linear City  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!      Subscribe to the Podcast           Subscribe to our YouTube channel   Sign up for our free weekly newsletter, Property Pulse      Find out more about Property Hub Invest   See omnystudio.com/listener for privacy information.

It’s time for your latest episode of Ask Rob & Rob!  (0:45) Charlie’s gearing up to diversify his portfolio by purchasing his first off-plan property. While he’s mindful of the potential pitfalls, he’s hit a roadblock when researching the developers. Seeking guidance, he turns to Rob & Rob for their expert advice and insights.  (7:14) James wants to know why higher-rate taxpayers undergo a 145% stress test compared to the 125% for basic-rate taxpayers. He’s also curious about the typical rate applied for limited companies and asks the guys for more information to gain a better understanding.  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.  Find out more about Property Hub Invest  See omnystudio.com/listener for privacy information.

It’s the powerful tool that’s swept the globe and if you’re not using it yet, you’re missing out – we’re talking about artificial intelligence! Tune in as Rob & Rob share the tools and techniques they use daily to save time and money with their property investments and in business. (0:45) News story of the week  (3:48) Are you using AI?  (5:10) General tips to unleash AI’s full potential  (12:00) Real-life examples of AI in action  (20:20) Try it for yourself  (22:12) Hub Extra  Links mentioned:  Britain’s staycation boom may be over as bookings dry up  ChatGPT  Claude  Gemini  Whisper API: Mobile  Whisper API: Browser plugin  The AI advantage  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!     Subscribe to the Podcast          Subscribe to our YouTube channel  Sign up for our free weekly newsletter, Property Pulse     Find out more about Property Hub Invest  See omnystudio.com/listener for privacy information.

Rob & Rob are back with more listener questions!   (0:45) Ross is curious about the best way to pay his arrangement fees. Should he use his own cash to cover the fees upfront or add them to his mortgage? Aware that the latter option will incur interest charges over time but may potentially benefit from inflation, he turns to Rob & Rob for their advice.  (3:55) Hollie's original game plan involved flipping properties in her local area of Portsmouth, utilising her partner's building expertise for renovations. However, she's having second thoughts and wonders whether a hands-off strategy in a property hotspot could offer better capital growth. Seeking guidance, she turns to the guys for their thoughts on her potential shift in direction.  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.  Find out more about Property Hub Invest  See omnystudio.com/listener for privacy information.

With inflation dropping to its lowest point in 2.5 years and talk of interest rate cuts, what does this mean for the property market? Tune in as Rob & Rob bring you up to speed on the month’s biggest news stories – including yet more shocking political developments...  (0:44) The unexpected surprise for our economy  (2:05) Are interest rate cuts on the way?  (3:25) What’s the latest on the housing market?  (6:50) How’s the rental market looking?  (9:35) Let’s talk politics – rental reform bill…  (10:26) “Do as the rich do, not what they say”  (12:55) Hub Extra  Links mentioned:  Economy:  UK inflation falls to 3.4% in February  Interest Rates:  Rate cuts are ‘on the way’: BoE’s Bailey  The Mortgage Works cuts BTL rates  Housing Market:  Annual house price growth edges up in March  Rightmove house price index  Share of first-time buyer sales hits record high  Rental Market:  Landlords could be banned from raising rent under radical SNP crackdown  Generation Rent claims rent control proposal still not tough enough  Zoopla UK Rental Market Report – March 2024  February data points to normalising lettings market: Foxtons  Rental Reform Bill:  Gove bringing Renters Reform Bill back to Commons in mid-April  Angry tenant groups slam Renters Reform Bill changes  Misc:  YouTube: If You Want To Buy A House, Buy NOW  Wealthy investors plan to raise UK property holdings: Investec  Lime App  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!    Subscribe to the Podcast         Subscribe to our YouTube channel       Sign up for our free weekly newsletter, Property Pulse    Find out more about Property Hub Invest    See omnystudio.com/listener for privacy information.

Rob & Rob are back with two NEW questions from our listeners!   (0:45) Dan’s wondering if studio apartments are worth considering for investment if they tick the boxes financially and are located in desirable areas with good prospects for capital growth. Seeking advice, he turns to Rob & Rob for their thoughts and insights.  (3:27) Discussing the "silent crash" featured on The Property Podcast, Anth finds himself questioning if a crucial point may have been overlooked...  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.  Find out more about Property Hub Invest  See omnystudio.com/listener for privacy information.

The age-old battle between Cashflow vs Capital Growth has been a passionate debate among investors for far too long. Is there a clear winner and should you prioritise one over the other, or can you have the best of both worlds?  Join us as Rob & Rob draw from over a decade of industry experience offering their perspectives from both angles to help you decide which is best for you and your own strategy. Let the showdown begin…  (0:54) News story of the week  (2:18) Let the debate begin!  (3:20) A brief overview of each…  (6:10) Let’s look at the benefits for cashflow  (8:30) The advantages of capital growth  (11:00) Who wins the battle?  (15:42) Hub Extra  Links mentioned:  Duke of Westminster’s property group launches £900mn lending arm  Inside Man  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!   Subscribe to the Podcast        Subscribe to our YouTube channel      Sign up for our free weekly newsletter, Property Pulse   Find out more about Property Hub Invest   See omnystudio.com/listener for privacy information.

Welcome back to another episode of Ask Rob & Rob!  (0:45) Luke’s gearing up to buy his first home, which he intends to live in while subletting the extra rooms for rental income. He's keen on investing in East Anglia and turns to Rob & Rob for their advice on the best places to explore, along with key fundamentals to look for in the area.  (4:22) Jo’s attractive mortgage rates on her buy-to-let properties are ending soon, and her broker suggest remortgaging with the current lender due to low rental income. She plans to increase her rents, and wonders whether to invest more money into the properties to potentially get a better mortgage or follow her broker's advice.  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.  Find out more about Property Hub Invest  See omnystudio.com/listener for privacy information.

In this month’s AOB episode, Rob & Rob discuss the importance of focus in business, as they give the latest updates from behind the scenes of their £100m property business.   They delve into the impact of focusing on fewer goals and not getting distracted by ‘shiny objects’ to make progress towards your main mission. Sharing their recent experiences and life lessons, they aim to improve your business focus and provide practical strategies for staying on track.  Also, they give their insights into the current market, noting an improved sentiment as confidence appears to be returning across all levels and shown in new investment opportunities.  Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us!  Give us your feedback on Instagram – Rob Bence & Rob Dix  Find out more about Property Hub Invest  See omnystudio.com/listener for privacy information.

The mortgage market has been tough recently, with rates forever changing and mortgages being pulled unexpectedly. The markets are anticipating rate cuts later in the year – but will that translate into cheaper mortgages, and what should investors be doing now?  Today, we've got our expert Nick Shepherd on board to help untangle the craziness of it all, giving you the scoop on what's happening now, what the future holds and what you should do if you're thinking about getting a mortgage in the near future - tune in!  (1:07) News story of the week  (2:47) Would you like to work at Property Hub  (3:24) Q&A with our mortgage expert Nick  (4:20) What’s been happening in the mortgage market?  (5:14) What impact does the recent BOE base rate announcement have on the market?  (5:51) Is now the time to lock in a new fixed product or is it worth waiting a little longer?  (6:25) If mortgage rates become more favourable for borrowers, do lender fees also improve?  (6:55) What rates and fees should investors be seeking out?  (7:16) What kind of rates should people be stress testing at?   (7:45) What’s your thoughts on investors having difficulties refinancing due to rental cover requirements?  (8:23) Should we anticipate higher deposits or increased equity in refinancing will affect loan-to-value ratios?  (9:22) What’s the latest getting new mortgages, both new purchases and refinances?  (9:52) Are valuations improving?  (10:21) What advice would you offer investors currently seeking a new mortgage or refinancing?  (10:50) How do you foresee the mortgage market shaping up over the next 6-12 months?  (13:55) Hub Extra Links mentioned:  Zoopla rental market report - March  Property Hub jobs  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Subscribe to the Podcast       Subscribe to our YouTube channel     Sign up for our free weekly newsletter, Property Pulse  Find out more about Property Hub Invest  See omnystudio.com/listener for privacy information.

Rob & Rob are back with two more listener questions!  (0:42) Sylvia’s thinking about investing in Kent’s district, rumoured to be an up-and-coming area undergoing regeneration. But she's wary about the truth behind these whispers and the time it may take for the investment to pay off. Today she’s turning to Rob & Rob for their expertise on regeneration projects.  (4:15) Becca aims to kick off her property journey by flipping properties with her partner and potentially other investors in the future. She wants to know the best way to structure the company so profits are fairly distributed, as she'll be putting in the cash while her partner does most of the labour.  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.  Find out more about Property Hub Invest  See omnystudio.com/listener for privacy information.

Against all expert predictions - house prices are on the rise! But what are the factors driving this phenomenon and what impact does it mean for you? Tune in as we dig into what’s going on behind the data, to help you make better decisions about your own investments. And that's not all! Be sure to mark your calendars for our free webinar with Rob & Rob, as they share their own investment strategies and successful deals they’ve made. (1:06) News story of the week  (2:34) Claim your spot for our special webinar  (3:40) What on earth is going on with house prices  (4:50) Let’s look at house prices globally  (6:50) Rewind on what the experts predicted for 2024  (8:15) Why have house prices not fallen?  (15:25) What’s the chances of a property crash  (17:50) Is this a property boom or just a temporary growth  (21:20) What should you do when executing your property strategy  (24:16) Hub Extra  Links mentioned:  Sign-up to our FREE webinar  Global house prices rebound as economists predict turning point  TPP541: The silent property crash  The silent property crash of 2023  Fiverr  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!   Subscribe to the Podcast       Subscribe to our YouTube channel    Sign up for our free weekly newsletter, Property Pulse   Find out more about Property Hub Invest   See omnystudio.com/listener for privacy information.

The place where YOUR questions get answered – it’s Ask Rob & Rob!  (0:40) Alex works in commercial property, so that's where his background and know-how are. But commercial properties need more money upfront and have higher loan rates compared to residential ones. So, Alex is reaching out to Rob & Rob to get their take on which investment path he should go down.  (3:52) Alan's got a handful of properties that he owns free and clear. He's picked up on the fact that interest rates are climbing, and knows he can use those interest payments to lower his tax bill. That's got him thinking - does it make sense for him to start borrowing?  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.  Find out more about Property Hub Invest  See omnystudio.com/listener for privacy information.

It’s our spring budget update special, bringing you all the vital information from the House of Commons that affects all property investors. And holiday let owners beware we have some important updates that you might not like! Join us as we uncover news that could be cause for celebration or a reason for sleepless nights…  (0:57) Spring Budget – what happened?  (8:00) Bad news for holiday let owners  (12:00) Some positive news for house prices  (13:40) Next week’s special episode on house prices  (14:20) Mortgage news from our expert  (16:06) Is the rental boom over?  (18:14) Hub Extra: eBay tips… Links mentioned:  Holiday Lets:  Short term lets rules to protect communities  UK lender trials ban on new holiday let mortgages for tourist hotspots  House Prices:  Rightmove house price index  Nationwide house price index  Halifax house price index  Mortgages:  Property Hub Select  Rents:  Rightmove rental tracker  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!   Subscribe to the Podcast       Subscribe to our YouTube channel    Sign up for our free weekly newsletter, Property Pulse   Find out more about Property Hub Invest   See omnystudio.com/listener for privacy information.

It’s time for another round of listener questions!   (0:44) Tom’s contemplating investing in rent-to-rent schemes endorsed by reputable industry figures. Despite appearing like a promising and lucrative investment, he’s concerned about potential scams and seeks advice and guidance from Rob & Rob.  (5:50) We’ve got yet another Tom who’s debating the ever-popular dilemma of whether to invest his portfolio in his own name or through a limited company. He’d like to know the best way to set-up and operate his business to minimise tax expenditure.  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.  Find out more about Property Hub Invest  See omnystudio.com/listener for privacy information.

Securing a promising property investment is just the beginning: the next challenge is ensuring its effective management. Join us for a masterclass featuring insights from a lettings expert, who teaches us a few tricks we’d never previously considered...  (1:00) News story of the week  (2:10) Q&A with our lettings expert Will…  (3:40) What are the key contributions a letting agent offers?  (6:50) What separates a good lettings agent from a bad one?  (9:30) What questions do investors ask to determine if you’re suitable for the job when considering your services?  (10:58) What’s the best way for investors to work with a letting agent?   (12:26) What should investors aim to achieve when negotiating rates with potential letting agents?  (15:05) What tends to be the best properties to manage?  (15:40) Which properties cause the most hassle?  (16:25) If an investor has a difficult tenant, what course of action would you advise?  (18:20) If an investor is unhappy with their current letting agent, what can they do?  (26:35) Hub Extra: A new AI tool…  Links mentioned:  Property Hub Magazine  Will Brandley - Slater and Brandley Lettings  Perplexity  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Subscribe to the Podcast      Subscribe to our YouTube channel    Sign up for our free weekly newsletter, Property Pulse  Find out more about Property Hub Invest  See omnystudio.com/listener for privacy information.

Happy Tuesday! We’re back with two more listener questions!    (0:45) Tom's in the process of selling a property and stands to make a large chunk of money. Contemplating quitting his day job and moving into full-time property investment, he turns to Rob & Rob for their thoughts and valuable advice.  (4:48) Jack’s had a brainwave that he’s thinking about sharing with his local MP and asks the guys what they make of his idea and if it already exists. Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.  Find out more about Property Hub Invest  See omnystudio.com/listener for privacy information.

Ever wondered why savvy investors turn to mortgages for their buy-to-let properties? Join our mortgage experts as they unveil the reasons, highlight the benefits, and guide you through the workings of this strategic financial approach.  (1:00) News story of the week  (3:31) Using mortgages for property investment…  (4:20) Why do investors use buy-to-let mortgages?  (5:38) What’s the main benefits of using a mortgage?  (6:05) How do they work?  (6:40) How much can you borrow?  (7:50) Are you locked into a mortgage until its paid off?  (9:08) Should investors opt for a fixed or variable rate mortgage?  (10:18) How difficult is it to get a buy-to-let mortgage?  (10:58) What can you do in preparation for your application?  (12:18) What’s the difference between acquiring a mortgage under a personal name or a limited company?  (13:40) How do investors determine borrowing and payments?  (14:32) Why use a broker?  (18:20) Hub Extra  Links mentioned:  Financial Times  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Subscribe to the Podcast      Subscribe to our YouTube channel    Sign up for our free weekly newsletter, Property Pulse  Find out more about Property Hub Invest  See omnystudio.com/listener for privacy information.

Join us for this week’s Ask Rob & Rob as they answer two more listener questions… (0:49) Sally has accumulated a good amount of equity in her buy-to-let property. With the mortgage due for renewal next year, she seeks some advice from Rob & Rob on the various options she can explore.  (4:16) Josh’s mortgage application has been declined due to the property being above a commercial unit. He’s cautiously considering other options available to him and turns to Rob & Rob for their thoughts on the situation.  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.  Find out more about Property Hub Invest  See omnystudio.com/listener for privacy information.

In this latest behind-the-scenes look at a £100m property business, Rob & Rob delve into the current state of the property market - sharing first hand insights from their interactions with developers and the property deals they’ve been working on.  They then hold an impromptu therapy session - examining their past mistakes, and how entrepreneurs can avoid projecting their own shortcomings onto their business.  Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us!  Give us your feedback on Instagram – Rob Bence & Rob Dix  Find out more about Property Hub Invest  See omnystudio.com/listener for privacy information.

It’s the topic that seems to be flying under the radar – the silent property crash! Join Rob & Rob as they give a recap of what the silent property crash is, its current status and what this could mean for the property market.  (1:07) News story of the week   (1:55) The silent property crash  (2:25) What is the silent property crash and why is it crucial to understand it?  (3:45) Is the crash still ongoing?  (5:42) What’s going to happen next?  (13:14) Hub Extra: A great life-hack…  Links mentioned:  Rightmove House Price Index  TPP541: The silent property crash   The silent property crash of 2023  Listen Notes  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Subscribe to the Podcast      Subscribe to our YouTube channel    Sign up for our free weekly newsletter, Property Pulse  Find out more about Property Hub Invest  See omnystudio.com/listener for privacy information.

Rob & Rob are back to offer their advice to two more listeners about investment in the capital!   (0:52) Neville is intrigued by the attractive current yields available in London and noting that capital growth hasn't matched that of other cities in the UK, wonders if it offers better value now than previously?  (3:47) Charlie asks Rob & Rob for their advice on well-performing investment areas that benefit from exposure to the London market.  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.  Find out more about Property Hub Invest  See omnystudio.com/listener for privacy information.

In this week's episode of The Property Podcast, Rob & Rob discuss the exact tools they use to establish strong property fundamentals when analysing potential investment locations. They cover key factors such as employment, transport links, education, and regeneration, providing practical tips and specific tools for research.  You'll learn...  - How to assess employment fundamentals using tools like LinkedIn Jobs and major employer searches.  - Techniques for analysing transport links, including rail, bus, and airport proximity and services.  - The importance of evaluating education factors like schools, universities, and local amenities.  - How to identify regeneration potential in an area using news searches and investment websites.  (0:45) News story of the week   (2:24) The five fundamentals begin…  (3:24) Tools to access employment data for a location  (4:44) How to analyse various types of transport links   (9:10) Techniques to evaluate education fundamentals  (10:58) The importance of accessing local amenities  (12:46) How to scope out potential regeneration projects in an area   (17:22) Hub Extra: Save money on your next holiday!  Links mentioned:  Halifax house price index  Indeed job search  Rightmove  Trainline  Commuter maps  Bustimes.org  Google maps  The good schools guide  Complete university guide  StreetCheck  Hotels.com  Booking.com  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Subscribe to the Podcast      Subscribe to our YouTube channel    Sign up for our free weekly newsletter, Property Pulse  Find out more about Property Hub Invest  See omnystudio.com/listener for privacy information.

It’s Tuesday, and it’s Ask Rob & Rob!  (0:42) Gary purchased a flat two years ago with a 65-year lease. The mortgage is due for renewal and has dropped onto a follow-on tracker with an 11% interest rate. Should he renew the lease or hold off for another year?  (4:55) The rental income from Nelly’s latest property investment has taken her into the higher tax bracket. She’s considering transferring the property into a limited company and asks Rob & Rob for their valuable advice.  Enjoy the show?  Leave us a review on Apple Podcasts – it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.  See omnystudio.com/listener for privacy information.

Interest rates remain the same, but what does this mean for the property market? Tune in as Rob & Rob give you this month’s key information on rents, mortgages, government shenanigans and more!  (1:10) Interest rates update  (1:43) Big news on house prices  (7:10) Rents slowly increase  (8:57) Mortgage approvals are up again, but what about the rates?  (10:06) What’s going on in the House of Commons  (15:25) Hub Extra: The Price Of Money  Links mentioned:  House Prices   Nationwide house price index  Zoopla house price index  Monthly sentiment survey from RICS members  Rents  Rightmove rental trend tracker  Mortgages  Bank of England money and credit  Politics  IFS -It's time to stamp on a tax that penalises landlords and renters  Landlords welcome pragmatic amendments to rental reform plans  What will happen to the Renters (Reform) Bill should Labour come to power?  Sunak considers radical plan for 99% mortgages to help first-time buyers  Follow Rob B & Rob D on LinkedIn  Purchase Rob D’s book The Price Of Money here  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!    Subscribe to the Podcast     Subscribe to our YouTube channel      Sign up for our free weekly newsletter, Property Pulse   See omnystudio.com/listener for privacy information.

Rob & Rob are back to offer their advice to two more listeners!  (0:40) Jordan already owns two investment properties in Liverpool and is debating buying a third. He’s curious to know if Rob & Rob think it’s worth investing in the area further or diversifying his portfolio by purchasing a property in a different location.  (4:58) Kay has noticed a considerable rise in service charges and asks the guys advice on how to check the accuracy of these increases and the correct process to challenge them. Links mentioned:  The Leasehold Advisory Service  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.  See omnystudio.com/listener for privacy information.

This week Rob & Rob toe the line, as they run through the places to avoid investing in 2024. Tune in to find out why and see if you agree!  (0:50) News story of the week…   (1:45) An exciting opportunity for our listeners!  (2:41) What areas should you avoid in 2024?  (3:05) The seaside resort that’s reached its peak  (4:00) A great holiday spot with oversupply  (5:21) Avoid new build projects in this area  (6:54) A magnificent city with limited growth  (8:00) The anti-landlord area  (9:25) When compelled to pick one of these areas, which do Rob & Rob choose?  (11:43) The area Rob & Rob would avoid at all costs  (13:50) An area that’s missing their own fundamentals  (17:17) Hub Extra: ChatGPT Links mentioned:  Subscribe to our Property Hub Magazine  Email our magazine editor with your story here  Sunak considers radical plan for 99% mortgages to help first-time buyers   ChatGPT  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!   Subscribe to the Podcast    Subscribe to our YouTube channel     Sign up for our free weekly newsletter, Property Pulse  See omnystudio.com/listener for privacy information.

It’s time for your latest episode of Ask Rob & Rob!  (0:42) Emily’s kept the properties in her portfolio at 75% LTV and used the equity for new investments. However, she’s concerned about putting herself in a vulnerable position in today’s market and asks Rob & Rob for their thoughts and opinions.  (4:49) Tenda hopes Rob & Rob can shed some light on the obstacles he faces trying to purchase a buy-to-let property as a foreign national.  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.  See omnystudio.com/listener for privacy information.

Welcome to a new monthly series that gives you exclusive behind-the-scenes access to a property business that does over £100m of deals per year! In today’s episode, Rob & Rob reflect on the past year and discuss the challenges they faced, difficult decisions, and dealing with tough market conditions. They share their plans for the year ahead, and the surprising things they’ve noticed about the property market so far in 2024... Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Message us on Instagram Rob Dix & Rob Bence - we’d love to know what your thoughts are!  See omnystudio.com/listener for privacy information.

Rob & Rob give their run-down of which property locations are hot this year. Where will they be targeting to invest both themselves and for Property Hub Invest clients? Let’s find out! (0:39) News story: Major forecast change!  (2:05) 2024 hotspots begin…  (3.22) An underestimated area  (6:30) One of our all-time favourites   (8:49) A city we should have backed more in the past  (11:09) A winner that’s still somehow under the radar  (12:35) Fundamentals heaven  (17:17) Hub Extra: Snipd Links mentioned:  Knight Frank January house price forcast  Snipd  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Subscribe to the Podcast   Subscribe to our YouTube channel    Sign up for our free weekly newsletter, Property Pulse  See omnystudio.com/listener for privacy information.

The guys are back for your latest edition of Ask Rob & Rob. (0:42) Elliott’s looking to purchase his first buy-to-let property and is hoping Rob & Rob can shed some light as to why you rarely find this type of investment with both a high yield and great capital growth?  (6:53) Sophia’s saving to purchase her fourth property under a limited company and she’s hoping Rob & Rob can help her understand what finance options she has. Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.  See omnystudio.com/listener for privacy information.

We’re only three weeks into the new year, and there’s already so much going on in the world of property. So, join Rob & Rob as they give you the latest on mortgages, rents, house prices and more! (1:20) Inflation is down with huge predictions ahead!  (4:30) What’s going on with house prices?  (10.24) Are rents rising or falling?  (12:41) Mortgage market  (19.05) Hub Extra  Links mentioned:  Bank of England may cut interest rate sooner after surprise inflation forecast  Halifax house prices rise  Nationwide house prices fall  House prices to fall and rents to rise in 2024, forecasts suggest  Rents dip slightly in almost every UK region  Encouraging week of rate cuts as five-year fixes go below 5%  Subscribe to our YouTube channel    Share our Podcast  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  See omnystudio.com/listener for privacy information.

Rob & Rob are back with more listener questions!  (0.50) Mo wants to get started in property investment and is looking for a strategy that will generate cash flow quickly without taking up too much of his time. Is buying blocks of apartments a good option for him?  (3.43) Steve is looking to sell his residential home, move into rented accommodation and use the funds towards his property investments. What taxes will he be required to pay?  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.  See omnystudio.com/listener for privacy information.

Join us as Rob & Rob go bigger and wilder than ever with their 2024 predictions. Have they finally lost it or is there truth behind their theories – let’s find out… (0:55) News Story of the week  (2:05) Let the predictions begin…  (5:35) House prices  (9:25) Best performing areas  (12:15) London performance  (15:28) All new, Rent predictions  (17:07) Interest rates  (18:34) FTSE100   (19:30) Bitcoin   (22:44) Election  (26:37) Hub Extra Links mentioned:  HSBC latest lender to cut mortgage rates  Cardyard  Subscribe to our YouTube channel   Share our Podcast  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  See omnystudio.com/listener for privacy information.

It’s time for our first Ask Rob & Rob of the year!  (0:37) Robin’s current job has him in the 40% higher tax bracket. If he purchases a property under a limited company, is he required to pay additional tax?  (3:34) Dan wants to sell his property fast to permanently emigrate and he’s wondering what advice Rob & Rob have got for his situation.  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.  See omnystudio.com/listener for privacy information.

Rob & Rob are wrapping up this limited-series with the final pieces of the puzzle - how to pick the right location and build your A-team.  Dive in and make 2024 your best year yet!  (1:02) Location – where should you invest?  (8:26) Your team of people  (8:46) Mortgage broker   (9:19) Accountant  (9:44) Solicitor  (10:23) Estate agent  (10:33) Letting agent  (10:50) Property sourcer  Links mentioned:  Property Hub Invest  Property Hub Magazine  Property Hub YouTube channel  Rob Dix books  Google street view  How to pick the perfect investment location  Should You Buy a Property in a Limited Company  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse See omnystudio.com/listener for privacy information.

If you’ve listened to episodes one and two, you’ve hopefully figured out where you are now and you’ve got your goals all figured out – but what next?   Join us for the third part of this series, as Rob & Rob help you set your winning strategy for 2024…  (1:07) Which property strategy is right for you?   (1:51) Property flips  (3:50) HMO’S (house in multiple occupation)  (5:22) Student lets  (6:44) Buy-to-let  (8:39) Short-term lets  Links mentioned:  Property Hub Invest  Which property strategy is right for you?  How to create a property strategy, Part 1  How to create a property strategy, part 2  How to create a property strategy, part 3  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  See omnystudio.com/listener for privacy information.

Everyone knows that goal setting is the key to success, both in your personal and professional pursuits, but it’s not as simple as just jotting down some wishes and hoping for the best, it’s how you set them that really makes the difference.  Join us for the second part of this series, where Rob & Rob guide you through their SMART goal setting practice, to help set you up for success in 2024.   (1:26) Getting started…  (1:29) SMART goal setting  (9.40) Just do it!  Links mentioned:  Property Hub Invest  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  See omnystudio.com/listener for privacy information.

We want 2024 to be your best year in property yet, so we’re bringing you this brand-new limited podcast series to help you achieve exactly that.  Drawing on over two decades of combined investing expertise, a decade in the podcasting realm, and encounters with thousands of investors, there’s no better duo to guide you through your investment journey this year.   Whether you’re just getting started or you’ve got some skin in the game already, this series will give you actionable advice and guidance to build your property portfolio and make 2024 your best year yet.  (1:06) Where are you now?  (1:29) Let’s look at the numbers  (3:55) Take advantage of your skillset  (5:00) Consider how much time you’ve got to spare  (6:43) The finance basics  (10:23) What’s coming up next?  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  See omnystudio.com/listener for privacy information.

Happy New Year! We’re kicking off 2024 with an exciting episode as we put industry experts in the hot seat to get their predictions for the year ahead.   (1:29) - What have the big businesses got to say?  (2:24) - Akhil Patel (Director of Property Share Market Economics)  (5:09) - Anisha Beveridge (Head of Research at Hampton's estate agents)  (8:10) - Vanessa Warwick (Co-founder of Propertytribes.com)  (12:03) - Kelly Rule (Mortgage expert)  (14:15) - Rob Wiggans (Head of Sourcing at Property Hub)  (18:20) - Hub Extra  Links mentioned:  Office for Budget Responsibility  Rightmove  Savills  Lloyds Bank  Property Hub Invest  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  See omnystudio.com/listener for privacy information.

You can’t move forward unless you look back – and that’s exactly what Rob & Rob do in this week’s episode, as they take a step back and reflect on the past year.  (0:50) - Reflecting on the property market  (4:30) - Rob & Rob’s personal thoughts  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free; weekly newsletter, Property Pulse  See omnystudio.com/listener for privacy information.

Rob & Rob look back at the biggest and best episodes of the year and reveal their must-listen episodes that will set you up for success in 2024.  (0:52) - Most downloaded episode of the year  (2:21) - Rob & Rob’s personal favourites  Links mentioned:  TTP541: The silent property crash   TTP513: Predictions for 2023  TTP545: The worst time to invest  TTP542: Is the 18-year property cycle dead  TTP535: The Monopoly strategy  TTP541: The silent property crash  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  See omnystudio.com/listener for privacy information.

Let’s rewind to January, when Rob & Rob gazed into their magic ball and revealed their predictions for 2023. Following this crazy year, let’s see how they did… (0:43) - News of the week  (2:06) - Property Hub Magazine  (2:40) - 2023 predictions   (3:25) - Top performing areas   (5:13) - UK property prices   (8:10) - London property prices  (9:10) - Interest rates and inflation   (12:00) - FTSE 100   (13:50) - Bitcoin  Links mentioned:  Property Hub Magazine  Halifax House Price Index  Nationwide House Price Index  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  See omnystudio.com/listener for privacy information.

It’s the final Market Update of the year! Join us, to hear Rob & Rob’s must-know updates on house prices, plus the latest news on mortgages, politics and much more. (1:00) Property Hub Magazine  (2:03) What’s going on with house prices?  (5:25) OBR property price forecast  (6:37) Mortgage approvals have risen  (8:32) Rent cap in Scotland  (10:53) The latest politics updates  (13:01) Hub Extra Links mentioned:  Property Hub Magazine   House prices   Nationwide house price index   Rightmove house price index  Zoopla house price index  OBR forecasts UK house prices to fall by 7.6% by end of 2024  Halifax reveals 10 UK locations with rising property prices   Mortgages  Mortgage approvals rise for first time in four months    Rents  Private rents in Scotland soar by 14.3% in a year   Politics  Labour to scrap Section 21 on first day in office  Hub Extra  ChatGPT  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  See omnystudio.com/listener for privacy information.

Join us for the final Ask Rob & Rob of the year with a question from a very special guest!  (0:42) Santa thanks Rob & Rob for all the great content this year as it’s helped him Ho Ho along on his property journey. As so many people have asked for interest rates to go down on their Christmas lists, Santa would love a sneak peek into Rob & Rob’s plans for 2024!  Links mentioned  Santa Radio  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.  See omnystudio.com/listener for privacy information.

Want to know what Rob & Rob’s favourite resources are right now? Tune in to find out which apps, books, podcasts, YouTube channels and even life hacks, they love and recommend. (0:42) News story of the week  (2:41) Property Hub magazine  (4:09) Favourite books of the year  (12:48) Podcasts Rob & Rob have been listening to this year  (17:12) Rob & Rob’s current favourite YouTube channels and their tips on how best to use it affectively   (23:31) Tech recommendations  (29.50) Life hacks Links mentioned  Industry underwhelmed by mortgage guarantee scheme extension  Housing benefit increase confirmed in Autumn Statement  Property Hub Magazine  Books  Red Notice: A True Story of Corruption, Murder and One Man’s Fight for Justice  A Gentleman in Moscow  Breathe: A Life in Flow  Material World: A Substantial Story of Our Past and Future  Outlive: The Science and Art of Longevity  Podcasts  The David McWilliams Podcast  Nothing much happens: bedtime stories to help you sleep  Tape Notes  The Tim Ferriss Show  Listen Notes  YouTube channels  Dr Brad Stanfield  More Plates More Dates  Sam Sulek  Tom the Taxi Driver  Alex Hormozi  Tech recommendations  Spotify audiobooks  Telegram Messenger  ChatGPT  Live Player – media streaming  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  See omnystudio.com/listener for privacy information.

It’s time for your latest episode of Ask Rob & Rob!  (0:43) John’s had one of his investment properties for a while now, and he’s since pulled all his initial investment out. With this in mind, he’s hoping Rob & Rob can shed some light on how he would calculate the ROI in this instance.  (3:24) Mark has found himself in a fairly unique situation. He has one buy-to-let that he rents out via an agency, and unfortunately one of the tenants has recently passed away. He’s unsure of what’s going to happen with the tenancy. He wants to be empathetic but also pragmatic so he can prepare himself for what’s to come. Mark’s hoping Rob & Rob can shed some light on what he should do.  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.   See omnystudio.com/listener for privacy information.

Trying to wrap your head around the mortgage market is no easy feat right now, so we’re joined by a mortgage expert - Kelly Rule - who breaks down what’s happening right now and what she predicts for 2024.  (0:52) News story of the week  (2:50) What’s going on in the mortgage market?  (4:24) How is this affecting products?  (4:52) Is there more activity in the market right now?  (5:16) Are lenders making it easy to borrow?  (5:40) What kind of rates can we expect right now?  (6:59) Are we going to keep seeing high product fees?  (7:38) Should you get a 2-year or 5-year fix?  (8:07) Are there any products you should be looking out for?  (10:34) What’s going to happen with the base rate in 2024?  (11:35) Any mortgage trends on the horizon for 2024?  (12:50) Will more people will switch to variable rates next year?  (13:30) Will 2024 be a better year for mortgages?  (15:07) Hub Extra  Links mentioned:  Landlords are leaving. Should we care?  Temu   Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  See omnystudio.com/listener for privacy information.

It’s time for another round of listener questions!  (0:47) Mo’s tenant has paid 5 months' rent up front for a 1-year lease. He recently had the first inspection, and the tenant has upgraded the house, and Mo’s wondering if he should see this as a good thing?  (3:48) James is looking to sell his residential home as his family is growing, and he’s got some burning questions about the SDLT he needs to pay.  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.  See omnystudio.com/listener for privacy information.

Wow! What a month it’s been. There’s been some strange movement in property prices and big predictions for 2024, so join Rob & Rob as they give you the latest on rents, mortgages, government shenanigans and more!  (1:07) House prices are on the up!  (6:36) The first predictions for 2024  (8:40) Rents are rising faster than ever before  (11:39) What on earth is going on in the House of Commons  (15:41) Hub Extra  Links mentioned:  House Prices  Halifax house price index  Nationwide house price index  Hometrack house price index  Rightmove house price index  UK house prices to fall until 2025, predicts Lloyds  House prices forecasted to dip further but 5% recovery expected in 2024  Property is crashing hardest HERE  Rents  Edinburgh declares housing emergency amid homelessness crisis  Mortgages  Weekly rate watch: Fixes continue to fall  Politics  Landlords: It's finally happening...  Landlords: Rent controls are coming!  The King’s Speech  Tory MPs to challenge government if leaseholds ban does not apply to flats  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  See omnystudio.com/listener for privacy information.

The guys are back for your latest edition of Ask Rob & Rob!  (0:42) Stella is wondering if she’s looking for long-term capital growth, is London the best place for her to be investing right now?  (3:17) Alistair has a plan to change his primary residence to minimise tax while he aims to expand his property portfolio – will it work?  Links mentioned  TPP550: Is now the time to invest in London?  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.  See omnystudio.com/listener for privacy information.

Rob & Rob are losing faith in the 18-year property cycle...  Can we still look to the cycle for guidance on what’s actually happening in the market, or has the concept finally been rendered redundant?   Join Rob Dix as he interviews cycle expert Akhil Patel, and dives into everything you need to know about the cycle, whether it can still be trusted today and how you can make practical use of it.  Links mentioned:  The secret wealth advantage – Akhil's book TPP542: Is the 18-year property cycle dead?  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  See omnystudio.com/listener for privacy information.

Rob & Rob are back with the latest round of listener questions, and strap in because this week we’ve got some good ones!  (0:43) Jackie bought an off-plan property with an up-front 50% deposit. She was recently due to complete, but the developer isn’t allowing the surveyor access to the property, so her lender won’t release the mortgage funds. Jackie’s hoping Rob & Rob can shed some light on what she can do to ensure she completes and gains access to her property.  (4:42) Tom’s is looking to remortgage and he’s hoping Rob & Rob can explain what ICR (interest cover ratio) actually is?  Links mentioned  Course: Everything you need to win big at off-plan property  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.  See omnystudio.com/listener for privacy information.

A landlord exodus is dominating the headlines right now, but why is this happening, and should you be quitting too?  (0:49) News story of the week  (2:05) Is a landlord exodus underway?  (3:02) Why are landlords leaving?  (3:40) Tax changes of 2016  (4:40) Legislation  (5:58) Mortgage rates  (7:11) Are all landlords selling?  (9:59) Is this actually bad news?  (10:47) What does this mean for Landlords that choose to stay in the market?  (15:42) Hub Extra  Links mentioned:  Landlords: It’s finally happening...  Dracula Daily  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps othe See omnystudio.com/listener for privacy information.

It’s time for another round of listener questions.  (0:42) Jeremy’s tenants have handed in their notice and his letting agent has suggested that he offer a “no deposit scheme”. Jeremy had never heard of this scheme before, and when looking into it, he couldn’t find much on the pros/cons of this for a landlord – so he’s hoping Rob & Rob could shed some light.  (3:25) Luke and his wife have three buy-to-let properties in the South Wales area, and they’re looking to diversify and purchase their fourth in Manchester. Luke’s wondering if they guys have any suggestions on where to buy in the city.  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.  See omnystudio.com/listener for privacy information.

How has inflation affected your property investments? Tune in as we run the numbers and help you see inflation in a completely different light.  (0:52) News story of the week  (3:33) What does inflation really mean for investors?  (4:07) Taking a look at the numbers  (16:02) Hub Extra  Links mentioned:  Autumn statement: Government considers help for first-time buyers  Air: Courting a legend  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  See omnystudio.com/listener for privacy information.

Your latest edition of Ask Rob & Rob has landed!  (0:43) Nick and his brother have £350,000 in capital and Nick’s wondering how Rob & Rob would invest this cash in today’s market?   (4:08) Dalia is looking at purchasing a property and she’s been advised it’ll be around 10 weeks between exchange and completion. She wants to know if this is common practice and if there are any risks she should be aware of?  Links mentioned Property strategies that don’t work [and some that are struggling]  Should you buy property off-plan? Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.  See omnystudio.com/listener for privacy information.

Is this the episode that upsets people?   There isn’t a one size fits all with property investment. There are many strategies to choose from depending on your budget, goals and outlook on the short/medium/long-term.   But which property strategies are past their prime and which ones are evergreen?  Dive into this week’s episode and find out.   (0:40) News story of the week - what’s happening in Derby?  (1:40) Some strategies don’t work. Which ones are struggling?  (2:30) Lease options  (5:11) Aggressive refinancing  (7:08) A ‘flipping’ struggle  (8.09) Developing/converting  (9:48) Which strategies are past their prime?  (10:14) HMOs  (13:50) Holiday lets  (15:48) Evergreen strategies  (15:54) Adding value  (17:28) Buy and hold  (19:40) Hub Extra    Links mentioned:  Hub Extra  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  See omnystudio.com/listener for privacy information.

Rob & Rob are back with their weekly dose of listener questions. So, hit play and dive into this latest episode.  (0:40) Bruno wants to hear Rob & Rob’s thoughts and opinions on maisonettes. He’s looking at freehold property but wants a flat to avoid the maintenance that comes with a house and to avoid the cons that come with a leasehold property. He basically wants the best of both worlds. Does such a thing exist?  (3:54) Dan has a small property portfolio he rents out that are doing well. The home he lives in has the most equity (30% LTV) and he has dreams of travelling the world. He’s been thinking of putting his personal home into his portfolio and renting it out, but he’s nervous. Should he do it and go off travelling or should he sit tight so he can have a nice retirement pot?  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.  See omnystudio.com/listener for privacy information.

Hit play to dive into your October Market Update – that time of the month where Rob & Rob cover the hottest stories and key information that you need to know about as a property investor.     (1:05) House prices - what’s happening?  (2:30) Mortgage news  (5:16) Rent talk   (8:14) Rob’s rant: HS2   (10:34) Damp and mould - new Government guidance  (12:00) EPC rules scrapped   (12:24) Renters Reform Bill  (12:50) New York ban Airbnb - is more to come?  (14:50) Hub Extra    Links mentioned:  Silent property crash  Damp and mould guidelines    Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  See omnystudio.com/listener for privacy information.

It’s episode 401 of Ask Rob & Rob! So, hit play and dive into our latest listener questions.  (0:36) Philip wants to know how he can find areas that are likely to improve over the next 20 years. He’s listened to Rob & Rob’s advice previously on what to look for, but he wants to know how to find that information he needs  (4:13) Ash wants to know what software he should use to manage his properties day-to-day. He’s got several different software packages he uses, but he’d like to move to something that monitors what he needs and is interested to find out what Rob & Rob use or would recommend.  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.  See omnystudio.com/listener for privacy information.

Have you ever wondered how the rich and famous invest? Tune in today to find out how they invest and how you can copy their strategy.  (0:42) News story of the week  (2:21) Property Hub Magazine  (3:23) How do the rich invest?  (8:13) A step-by-step to how the rich invest  (18:11) What traits do they have?  (22:26) Hub Extra  Links mentioned:  News story of the week  Subscribe to the magazine  The Millionaire Fastlane  YouTube video: Should You Buy a Property in a Limited Company in 2023?  Hub Extra  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  See omnystudio.com/listener for privacy information.

It’s the 400th edition of Ask Rob & Rob!  (0:44) Marcus is looking to expand his portfolio and he’s wondering if it’s time to move away from his usual strategy of buying desirable properties in desirable areas. He usually focuses on these properties as he knows they’re good for capital growth, but whilst rates are high, he could be making a loss. So, is it time to switch us his strategy?  (3:54) Harry is working in London and he’s looking to buy a property in a few years. He’s wondering, if he lives in the property and rents out one of the rooms, will he need a buy-to-let mortgage or a residential mortgage?  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.  See omnystudio.com/listener for privacy information.

Is now the time to invest in London property? If we had a quid for every time someone asked us this, we’d be pretty well off.   In today’s episode, Rob & Rob are delving into that very question.   (0:52) News story of the week  (4:56) Share your thoughts  (5:34) Is now the time to buy in London?  (6:17) Diving into the data  (13:20) So, is now the time to buy?  (13:41) When will it be the time to buy in London?  (18:58) Hub Extra  Links mentioned:  UK interest rate freeze ends run of 14 straight increases  Rishi Sunak scraps home energy efficiency taskforce  Chart 1  Chart 2  Chart 3  Hub Extra: Urban  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  See omnystudio.com/listener for privacy information.

It’s time for your latest edition of Ask Rob & Rob.  (0:43) Tim has two investment properties, one in Brighton and one in Worthing and as interest rates seem to be staying higher, he’s wondering what he should do with them. The property in Brighton has recently become vacant and both properties' fixes are due to end in 2024. So, he’s curious to hear what Rob & Rob think he should do.  (5:04) Rob’s got around £20,000 in savings and he’s looking to get into property investment, so he’d love to hear what advice Rob & Rob have for how he can get started.  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.  See omnystudio.com/listener for privacy information.

This is your official fly-on-the-wall episode. There’s no structure this week, just Rob & Rob having one of their daily conversations, and they’re bringing you along for the ride.   (4:00) The lettings industry – what's the inside scoop?  (13:30) Student lets – are we starting to see a struggle? Why are we seeing a shift?  (19:00) Property vs shares – which is better, and does it matter?  (24:00) Rob D’s moan – what doesn’t make sense?  (24:45) Bitcoin – a crypto winter? What can we expect after last year’s NFT surge?  (32:00) Hub Extra    Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  See omnystudio.com/listener for privacy information.

Rob & Rob are back and they’re answering more of your listener questions.  (0:31) Steve has found himself in a difficult mortgage situation – he's currently looking at arrangement fees of around £8,500 per product with a rate of 6.8% and he’s looking to hear Rob & Rob’s thoughts on this.  (4:08) Carmen is new to the property investment world and she’s wondering if she should invest in property in her own name or in a limited company?  Links mentioned:  YouTube: Should you buy a property in a Limited Company in 2023?  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.  See omnystudio.com/listener for privacy information.

There’s a lot of media attention around the property market right now, and it’s hard to really understand what’s happening. So, tune in as Rob & Rob dive into the data behind the headlines and give you an insight to what’s going on.  (1:28) House prices  (5:30) Regional affordability  (8:58) Interest rates  (11:25) Mortgages  (13:14) Rents  (14:28) Landlords selling  (15:51) Rental control  (21:02) Hub Extra  Links mentioned Resources  3 strategies to bag yourself a deal in a difficult market  The silent property crash  Property Pulse  Alex Hormozi  House Prices  Nationwide House Price Index  Halifax House Price Index  Rightmove House Price Index  Experts predict 7% house price falls but call it ‘a correction, not a crash’  Affordability  Zoopla House Price Index  Macro  Investors scale back bets on Bank of England hiking interest rates  Mountain view: Bank top economist offers two routes to beating inflation  Mortgages  What are the current UK mortgage rates?  HSBC and NatWest cut mortgage rates again as rivals tipped to follow  Nationwide and Santander slash mortgage rates – ‘other lenders may follow’  HSBC offers 40-year mortgage term to cut monthly bills - but it will cost more overall  Bank of Mum and Dad will contribute to 47% of house purchases this year  Rents  Rents jump 10% to top a record £1,240 in July: Homelet  London’s Rental Squeeze Is Getting Even Tighter  Tenants Struggling  PropertyMark Housing Insight Report  Third of working tenants in England ‘lack savings to pay rent if they lose job’  No-fault eviction proceedings hit highest level for six years in England  Landlords Selling  Britain’s Landlord Selloff May Be Much Bigger Than First Thought  Landlords selling up have left it too late for maximum gains  Politics  Growing the economy and tackling poverty  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  See omnystudio.com/listener for privacy information.

Buckle in and get ready for the latest edition of Ask Rob & Rob.  (0:34) Monica has £150,000 to invest and is looking to buy her first property at an auction. She’s trying to decide whether she should find another investor to work with and get a high-end HMO or to invest in a standard buy-to-let.  (3:57) Joshua has a question on the Renter’s Reform Bill, specifically on the new suggested pet regulation. At the moment, he allows pets, but he likes to vet them first. Now he’s wondering, with the new regulation in mind, how could he refuse certain pets.  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead. See omnystudio.com/listener for privacy information.

It’s a difficult market right now, but there are still deals to be had. Tune in as Rob & Rob share tips on how you can secure yourself a deal.  (1:02) News story of the week  (3:21) A difficult property market  (5:28) How to get deals right now  (10:43) Try these advance strategies   (15:32) Hub Extra  Links mentioned:  AI Siri hack  YouTube video: I asked ChatGPT to invest for me. (Surprising Result)  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  See omnystudio.com/listener for privacy information.

Join Rob & Rob as they answer some more of your burning questions!  (0:39) Dec has paid off his mortgage on his second £200k property and he’d like to know what Rob & Rob would do next. Should he continue to rent it out or sell it and follow a ‘lock away and watch it go’ strategy?  (3:46) Claudine has previously bought two properties through a limited company. She’s looking to close her company down and is wondering, with the proposed changes in the Renters Reform Act, whether she should move the tenants out first and then sell it, or sell the property with tenants in-situ to another investor?  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.  See omnystudio.com/listener for privacy information.

From listing to the fall of the gavel, tune in as Rob D reveals why he opted to sell a property at auction  (0:52) News story of the week  (2:48) Selling a property due to a change in strategy  (4:40) Why sell at auction?  (8:52) What happened on auction day?  (10:37) A dive into the numbers  (12:41) What happened after the sale?  (13:30) Would he sell at auction again?  (15:08) What advice would he give for selling at auction?  (16:29) Hub Extra  Links mentioned:  Outlive: The Science and Art of Longevity  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  See omnystudio.com/listener for privacy information.

Rob & Rob are back to offer their advice to two more listeners!  (0:48) John is going to completing on a couple of buy-to-lets in October and he’s wondering with how the mortgage market is right now, should he buy them outright now and then when the market calms, remortage?  (4:22) Noel owns an ex-council flat in South West London that has a good rental yield, but he’s recently become aware of some mortgage issues with the flat due to it being built with LPS concrete (large panel system). Based on this, should he cut his losses and sell up, or hold out and wait if the value of his property increases and becomes more mortgagable in the future.  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.  See omnystudio.com/listener for privacy information.

What would’ve happened if you invested in property at the absolute worst times to buy?  (0:54) News story of the week  (2:51) Property Hub Select meet-up  (5:44) What would have happened if you bought in the 2007 crash?  (8:35) What would have happened if you bought in the 1990 recession?  (10:38) When was a bad time to buy during these crashes?  (14:37) How do you know when we’re close to the winners curse?  (15:36) Is now the worst time to buy?  (18:26) Lets run the numbers  (22:39) Hub Extra  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  See omnystudio.com/listener for privacy information.

Rob & Rob are back and they’re answering two more listener questions!  (0:39) Dale’s an avid podcast listener, and he knows Rob & Rob have previously mentioned that the South West isn’t the best place to invest, but he wants to know if this rings true for cities in the South West too.  (3:54) Dan wants to know if whilst interest rates are high, would it be a good strategy to purchase a lower-value property in cash, renovate it, add some value, then once interest rates come down, take a mortgage out on it?  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.  See omnystudio.com/listener for privacy information.

The mortgage market is changing daily and as a property investor, you need to understand what’s happening right now, so tune in as we ask a mortgage expert to give us the latest on mortgages.  (0:53) News story of the week  (3:35) What’s going on with mortgages?  (4:16) How is the reduction in inflation affecting the market?  (4:52) Have we seen the peak of interest rates?  (5:18) How busy is the mortgage market right now?  (6:05) What kind of conditions can a buyer expect right now?  (7:03) What options are available for someone remortgaging?  (7:52) Is it worth looking at transferring your mortgage?  (8:51) Is it risky move to switch to a variable rate right now?  (9:34) When will rates fall again and to what percentage?  (10:05) What rates and products can investors expect to see now?  (11:05) What should investors be doing leading up to their mortgage expiring?  (13:16) Hub Extra  Links mentioned:  Podcast: The silent property crash  YouTube: The silent property crash of 2023  Cheap holiday expert  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  See omnystudio.com/listener for privacy information.

Rob & Rob are back with more listener questions!  (0:56) Alex wants to know at what point in your investing journey should you start buying premium properties?  (5:32) Stacey is looking at a flat which has non-standard construction and she’s wondering if there’s anything she should be aware of or consider.  Links mentioned  Property Hub Magazine  The Monopoly strategy  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.  See omnystudio.com/listener for privacy information.

What’s going on with the property market right now? Well, it depends on where you look, the market certainly isn’t a uniform one right now, so join us as we try to make sense of what’s going on.  (1:50) What’s the latest with house prices?  (7:27) Mortgages update  (10:38) Rental competition is still on the rise  (13:48) What about property and politics?  (18:50) Hub Extra  Links mentioned  Rics - UK Residential Market Survey  Nationwide house price index  Halifax house price index  Money and Credit - June 2023  The Mortgage Works cuts selected rates 0.95%  Renters compete with 20 others in battle to find a home  The price to rent a Manchester city centre apartment is rising faster than anywhere outside London... but why?  Airbnb Regulation - councils should control short lets, agents tell government  Long-term plan for housing  Tripling of fines for those supporting illegal migrants  YouTube video: The silent property crash of 2023  Podcast episode: The silent property crash  Hub Extra: Red Notice  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  See omnystudio.com/listener for privacy information.

It’s time for another round of podcast listener questions!  (0:41) Simon’s wondering if rising interest rates mean that now’s the time to sell his buy-to-let. His mortgage is coming up for renewal soon and he’s considering a quick sale and pulling the equity so he can invest up north where the numbers work out better. What advice do the guys have for him?  (3:44) Similar to Rob & Rob, Tyrone’s goals are focused on future wealth for him and his family, meaning he’d like to focus on capital appreciation and long-term growth, but how do you manifest this? With property, is the wealth not locked up in the property, meaning you can’t access it? How can Tyrone access the wealth he builds over time?  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.  See omnystudio.com/listener for privacy information.

What’s actually happening with the 18-year property cycle? Rob & Rob can’t seem to agree...  (1:01) News story of the week  (3:00) Property Hub Select   (4:28) What does the silent crash mean for the property cycle?  (5:23) What is the 18-year property cycle?  (7:19) What’s happening with the cycle right now?  (8:39) Option 1: the 18-year property cycle is broken  (11:47) Option 2: the boom hasn’t happened yet  (14:43) Option 3: it’s just a weak cycle  (17:46) What does this mean for the future?  (25:30) Hub Extra  Links mentioned:  City Mapper  The silent property crash  Property Hub Select  The “Monopoly” strategy: Update on Rob B’s portfolio  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  See omnystudio.com/listener for privacy information.

It’s time for your latest edition of Ask Rob & Rob!  (0:39) Shane is looking at purchasing at buy-to-let, but with taxes being high, interest rates on the rise and China’s quantitative easing starting soon, is now a bad time to buy?  (3:51) Mark had an investment plan, but he’s not sure if it’s working out. He’s wondering if he should switch to investing as a business, but he’s not sure if that’s a good idea as it’ll put him in a higher tax bracket. He’s not sure how easy it is to switch back to investing as an individual. Do Rob & Rob have advice for him?  Links mentioned  The silent property crash  Should You Buy a Property in a Limited Company in 2023?  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.  See omnystudio.com/listener for privacy information.

The media has got it all wrong. We’re not heading towards a property market crash - we’re already in the middle of one.  The silent property crash is here and we’re telling you all about it on today’s episode.  (1:06) News story of the week  (2:52) 20 million downloads  (5:20) Is the property crash here?  (10:12) Property is down 12.5%  (13:30) Prices are the same today as they were in 2003  (15:44) This is the best crash  (19:19) What’s going to happen next?  (24:07) Hub Extra  Links mentioned:  20 million downloads giveaway  Subscribe to the magazine  Quick reaction: Have mortgage rates peaked?  What’s next for UK property? (Our predictions)  The silent property crash of 2023  TPP540: We’re halfway through the year. Is it time to throw out our predictions?  BBC Sounds Google Play Store & App Store  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  See omnystudio.com/listener for privacy information.

It’s time for your weekly dose of Ask Rob & Rob  (0:38) Tom is close to completing his second property but the news on interest rates has got him worried. Will rising interest rates impact house prices and what should he do if the value of his newly purchased property goes down?  (3:15) Ben is considering setting up a limited company to invest through, but he wants to know how he would go about it and are there any barriers to entry he should be aware of.  Links Mentioned  Should You Buy a Property in a Limited Company in 2023?  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.  See omnystudio.com/listener for privacy information.

We’re half-way through the year so now’s the perfect time to check-in and see how our predictions are faring!   (0:51) News story of the week  (3:21) How are our predictions doing?  (4:08) House prices  (7:44) The best places to invest  (10:36) Interest rates  (13:50) What’s going to happen next?  (17:58) Hub Extra  Links mentioned:  Turo  YouTube Video: Renters Reform Bill  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  See omnystudio.com/listener for privacy information.

It’s time for some more listener questions:  (0:38) Tom is looking to build passive income with a portfolio of buy-to-lets. He currently owns a 1-bed in Bath city centre, and he’s got 70k to invest; should he get another 1-bed studio flat in Bath with a repayment mortgage, or should he get an interest-only mortgage so that he can save for a third property quicker?   (3.52) Billy’s property mentor has recently discussed the idea of purchase lease options - this isn’t something he’d previously thought of, so he’s come to Rob & Rob to get their thoughts.   Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.  See omnystudio.com/listener for privacy information.

It’s Market Update week! This is your chance to catch up on the latest and get to grips with what’s happening in the property market right now.  (0:50) Property Hub Select  (2:09) House prices   (7:44) Mortgages  (11:17) Rents  (12:55) Investor sentiment  (15:30) Rent controls  (16:51) Tenant preferences   (18:45) Hub Extra  Links mentioned:  House prices relatively stable in June but annual growth remains in negative territory  Rightmove: House Price Index  Halifax: House Price Index  Buyers negotiate on price to achieve biggest discounts since 2018  Five-year fix tops 6% for first time since November: Moneyfacts  Mortgage pressures will not tip UK into wave of repossessions, FCA says  Total lending bounces back but remains much lower on annual basis  How long can the UK rental crisis last?  Just 5% of private rentals affordable on housing benefit  Renters protest against ‘rampant profiteering’ outside landlords’ convention  Four in 10 BTL landlords plan to expand portfolio – Landbay  BREAKING: Lisa Nandy confirms Labour has U-turned on rent controls  'Rental ads saying no to kids forced us to sofa surf'    YouTube: Tom the Taxi Driver  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  See omnystudio.com/listener for privacy information.

Happy Tuesday! We’re back with some more listener questions!  (0:30) Tony’s got a question on the 18-year property cycle. He wants to know if lenders offering 100% mortgages means we’re about to see the boom phase.   (3:30) Rob’s seen a property to buy that’s already tenanted. The issue is that the tenant isn’t currently paying rent as they can’t afford it. Should Rob still buy the property?    Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.  See omnystudio.com/listener for privacy information.

What we’re talking about today gave us a whole new perspective on things. So much so, we can hardly believe nobody else is talking about it!  We’ve dived into the data to uncover the truth: do property prices really double every 10 years?  (1:05) News story of the week  (1:48) Property Hub Select  (3:00) Fact checking: do house prices really double every 10 years?  (4:40) The shortest vs longest period prices have doubled  (5:55) What’s the longest time prices have taken to double?  (9:59) Why is this the worst performing cycle and what should you do?  (12:40) How the cycle can give us clues  (17:00) Hub Extra    Links mentioned:  Nationwide House Price Index  Property Hub Select    Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  See omnystudio.com/listener for privacy information.

It’s time for some more listener questions!  (0:36) Alex and his business partner are thinking about buying a holiday let outside of Liverpool City Centre and turning it into an Airbnb, but he’d like to hear Rob & Rob’s thoughts on this strategy.  (3:14) Damien's started seeing more “modern auctions” on the market and he’s hoping the guys can shed some light on what they actually are, the fees, and share any experiences they might’ve had.  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.  See omnystudio.com/listener for privacy information.

Join us as we interview Vanessa Warwick, landlord and co-founder of Property Tribes, as she shares why she’s being sued by one of the biggest players in the property wealth creation space and what red flags property investors should be looking out for. (0:56) News story of the week  (2:19) A big thank you! (4:22) Interview with Vanessa Warwick  (34:49) Hub Extra  Links mentioned:  Our latest YouTube video  Property Hub Select  Vanessa Warwick’s Crowdjustice Campaign  Amazon ad blocker  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  See omnystudio.com/listener for privacy information.

It’s time for your weekly dose of Ask Rob & Rob!  (0:38) Matt has a couple of decent yield buy-to-let properties in Hull. He now knows the area pretty well and has a great relationship with a letting agent. Matt wants to know if he should keep investing in Hull, and should he try to increase these properties’ EPC ratings now or sell them and reinvest into a higher-end property?  (3:39) Greg invests in London and he’s recently been approached by agents that offer company let agreements. They’re looking to take over his property for three to five years, with the hopes of letting it out to young professionals. Greg wants to know what Rob & Rob think about this kind of arrangement and if there’s anything he should be looking out for.  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead. See omnystudio.com/listener for privacy information.

Hundreds of mortgage products being pulled off the market, shocking inflation figures and an increasing base rate. What’s happening in the mortgage market?  (0:56) News story of the week  (2:28) Exciting announcement   (4:55) What’s going on with the mortgage market?  (5:48) What’s the current state of the market and has this ever happened before?  (6:17) What’s happening with the base rate/swap rates and how are lenders responding?  (6:59) Do you see this period of volatility lasting much longer?  (8:07) What kind of knock-on effect is this having? Are fewer people applying?  (8:42) What should you be doing if your fix is coming to an end?  (11:26) Is a 2-year fix the best option?  (12:37) What are the good products right now and what kind of rates should people be looking at right now?  (14:05) Are clients adamant on getting a lower-interest-rate product even though they have higher product fees?  (14:55) Are off-plan and new builds easier to get finance on?  (15:30) Are you expecting to see more attractive products to come to market soon?  (16:49) What do you think will happen in the next 1-2 years?  (17:53) Is diversification a part of your strategy?  (19:40) Can you still operate in this market?  (20:50) The importance of using a broker  (22:59) Hub Extra  Links mentioned:  Welsh Government Green Paper  Property Hub Select  Property Hub Invest  Tour De France: Unchained  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  See omnystudio.com/listener for privacy information.

Rob & Rob are back and they’re answering more listener questions!  (0:39) The mortgage on David’s terraced house in East London is up for renewal soon, and with current interest rates, his payments are going to triple, causing him to have a negative cash flow. Should he stick with it at the capital appreciation is going to outweigh the short -term pain or should he cut his losses now?  (5:32) Tom’s currently purchasing a property and once the sale goes through, he’ll have around £20,000 left. Tom wants to know what the guys would do with the money whilst he continues to save for another deposit – how can he get his money working for him?  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.  See omny.fm/listener for privacy information.

Dive into the world of Rob's real-life Monopoly! Tune in as we uncover his current portfolio strategy and the reasons driving this strategy switch-up.  (0:44) News story of the week  (2:22) Rob B’s Monopoly strategy  (3:27) How Rob’s portfolio has grown and evolved  (5:43) What percentage of Rob’s portfolio would he like to move on?  (6:02) How many properties has Rob sold so far?  (7:06) How did Rob choose which properties to sell?  (8:25) What made Rob decide to sell?  (9:11) What is Rob doing with the funds?  (10:30) What’s next for the Monopoly strategy?  (11:17) Portfolio value over number of units  (13:39) The impact of being cash-flow negative  (16:52) What’s the end goal?  (18:10) Fighting the market  (19:01) Same tactics, different strategy  (21:22) Hub Extra  Links mentioned:  Chat GPT  Rent Cap goes on for another six months despite industry opposition  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  See omnystudio.com/listener for privacy information.

It’s time for some more listener questions!  (0:37) Butch is wondering how concerned he should be about the EPC C rating requirements coming in for 2025  (3:31) Leo has a great solicitor, but they’re no longer advising on personal guarantees. He’s wondering if this happening everywhere - or should he start looking for a new solicitor?  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.  See omnystudio.com/listener for privacy information.

Hundreds of mortgage products have been pulled off the market, and the latest inflation figures have shocked the market. Join us to make sense of this week’s market news, and learn how you should respond.  (0:54) What’s going on with house prices?  (6:46) Are city house prices suffering?  (9:01) How are the top cities performing?  (10:23) What’s going on with the mortgage market?  (14:35) What’s the latest on the Renters Reform Bill  (15:13) Upcoming changes to EPC ratings  (16:00) Is the leasehold reform coming soon?  (17:04) Hub Extra  Links mentioned:  Annual house price growth slips back in May  Are UK house prices falling in May 2023?   Rightmove House Price Index  Hometrack House Price Index  The Era of Huge UK House Price Rises Is Ending, Economist Says  Resi and BTL ranges fall, rates rise: Moneyfactscompare.co.uk  Backlash grows over new energy efficiency rules for landlords, as experts grow sceptical of EPC ratings and say they can't be trusted  Leasehold WILL be abolished if we get into power, promises Labour  OFFICIAL: Latest evictions surge ‘due to reforms pushing out landlords’   Houses vs Flats – So many people get this wrong!  Send to Kindle  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse See omnystudio.com/listener for privacy information.

Rob & Rob are back with more listener questions!  (0:36) Hayley has recently received £600,000 from her divorce and she’s wondering what to do with it. Should she buy a residential property outright or use the money to invest in a buy-to-let?  (3:26) John has a small portfolio of 1-bed leasehold flats in London, and he wants to know if there’s any benefit to renewing the leases early or should he wait until the new legislation comes in?  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.  See omnystudio.com/listener for privacy information.

Around the world, some property markets are holding up – while others are crashing. What’s causing this pattern, and what could it mean for the future of the UK market?   (0:44) News Story of the week  (3:16) Want to join the team?  (3:49) The global house market  (4:33) Looking at the numbers  (5:27) How has this happened?  (8:08) Where does this leave the UK?  (10:37) What’s going to happen to the UK?  (12:10) Why have we told you this?  (13:15) Hub Extra  Links mentioned:  Join the Property Hub team!  Install Honey  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  See omnystudio.com/listener for privacy information.

It’s Tuesday! So that means it’s time for some more listener questions!  (0:36) Amy is looking to start investing in property, so she’s been educating herself with courses and listening to the podcast, but now she’s looking to find herself a property mentor and she’s wondering how she can find a good one!  (4:13) The house next door to one of the properties in Danny’s portfolio has become available, should he buy it and are there any advantages to owning adjoining properties?  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.  See omnystudio.com/listener for privacy information.

The renters reform bill has finally landed and it’s the biggest shake-up to property law in a generation! Tune in to catch the 5 changes you need to be aware of!  (2:08) The biggest change to property law  (2:57) The end of no-fault evictions...  (10:31) How will this impact student lets?  (11:43) When can you ask a tenant to leave?  (14:40) Goodbye unlimited rent increases  (17:04) Introducing the mandatory redress scheme  (18:19) A landlord database is coming  (19:48) Yes to pets!  (21:29) When are these changes going to happen?  (24:06) Hub Extra  Links mentioned:  Our latest YouTube video  BREAKING NEWS Landlords: This changes EVERYTHING!  Free Microsoft courses  Artificial Intelligence for Beginners   IoT for Beginners  Machine Learning for Beginners   Data Science for Beginners  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  See omnystudio.com/listener for privacy information.

Rob & Rob are back and they’re answering more listener questions!  (0:35) As the economic climate is changing Mike’s taken some time to reconsider his exit strategy and he wants to know what Rob & Rob’s exit strategies are, and if they’ve changed over time as the landscape has shifted.  (4:51) Lizzie’s looking at purchasing her next buy-to-let and she’s wondering what location she should invest in. So far, Telford and Shrewsbury have caught her eye and she’d love to hear what the guys think of these areas.  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.  See omnystudio.com/listener for privacy information.

After 10 years of the podcast, we’re bound to receive some criticism and today we’ll be addressing our biggest one...  (0:45) News story of the week  (3:23) The renters’ reform bill  (3:52) A little PSA!  (4:33) Is now really a good time to buy?  (5:45) Educating beyond the headlines  (7:47) There’s no “bad” time to buy  (9:02) It’s often a good time to buy somewhere…  (11:09) Consistent action > timing the market perfectly  (14:10) Investing for the long term  (17:01) Hub extra  Links mentioned:  Property Pulse  Scanner Pro  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse See omnystudio.com/listener for privacy information.

It’s time for some more listener questions!  (0:40) Matt has recently remortgaged his first property so that he can pull the equity and buy his first buy-to-let but he’s struggling to find a deal that meets his criteria. So far, he’s not been considering leasehold properties and he wants to know if that’s the right decision.  (4:06) Ed’s recently been gifted a property and wants to use it to kickstart his personal portfolio but he also wants to inspire his son and get him involved in property. Ed wants to know what podcast episodes the guys would recommend to his son.  Links mentioned  Top podcast episodes  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.  See omnystudio.com/listener for privacy information.

It’s Market Update week! This is your chance to catch up on all the latest property news and understand what’s going on with the market.  (1:06) - We’re hiring  (1:55) - What’s going on with house prices  (4:04) - First-time buyers are making the headlines  (5:50) - Diving into the top cities for house prices  (7:36) - Is Help to Buy on the return?  (9:33) - The mortgage market  (10:45) - 100% mortgages are back! What does this mean?  (13:23) - The rental market: what’s happening?  (14:27) - Hub Extra  Links mentioned:  Property Hub Jobs  Episode 513 – 2023 Predictions  Episode 528 - What’s really happening to property prices?  Episode 529 - Will the rental boom continue?  House price growth shows signs of stabilisation in April  Barratt points to sales pickup in tough year  Zoopla house price index  Sunak puts Help to Buy ‘back on the table’  40-year mortgages on the rise: what are the risks?  Money and Credit - February 2023  Mortgage lenders offer 100% loans for first time since 2008   Number of people getting mortgages rises sharply  Rightmove rental trends tracker  Starmer vows to get even tougher on landlords AND free-up market for renters  Kindle Paperwhite  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  See omnystudio.com/listener for privacy information.

The guys are back with some more listener questions:  (0:40) Vik currently owns a number of buy-to-let properties in London where he’s based, but he’d like to expand his portfolio to Manchester. He wants to know what approach he should take when buying properties that are far away.   (3:25) Jim is looking at buying a freehold property, there’s a service charge that covers the cost to maintain the shared areas, but he’d like to know what he should be looking out for in the management contract.   Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.  See omnystudio.com/listener for privacy information.

Rents are going up by double digits – but why is this happening so rapidly, and what’s next for the rental market?  (1:00) - News story of the week  (4:00) - A huge thank you!  (5:11) - Another rental crisis  (6:26) - Explosion in demand  (8:27) - What’s happening to supply?  (9:31) - Consider the ability to pay  (12:01) - Are rent controls the answer?  (13:04) - What does the future hold for rents?  (13:24) - What about rents in London?  (16:49) - Hub Extra  Links mentioned:  Asking price of properties popular with UK first-time buyers hits record  Why the Rental Market is in Turmoil [YouTube Video]  Microsoft Designer  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  See omnystudio.com/listener for privacy information.

It’s time for another round of listener questions:  (0:39) Stephen is looking at purchasing a property, but should he be put off by the 105-year lease?  (2:52) Chika wants to evict his tenants as he wants to do something different with his property, but how does he get his property back?  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.  See omnystudio.com/listener for privacy information.

What’s actually happening to property prices? Think you know the answer?  You might change your mind when we consider them in real terms.    (0:50) - Story of the week  (2:32) - We’ve gone public   (3:57) - A Sunday Times Bestseller!  (4:55) - Headline property prices  (5:30) - What does “in real terms” mean?  (6:39) - An example of how “in real terms” works  (7:38) - Why should you look at prices in real terms?  (8:51) - Taking a look at the numbers  (10:41) - What can we take from this?  (12:11) - What’s happening right now?  (14:29) - Why don’t we talk about this more often?  (16:00) - How are mortgages benefitting from this?  (19:16) - Hub Extra  Links mentioned:  Rental affordability improving at last, says Foxtons  Why the Rental Market is in Turmoil  Our crowdfund  Google Lens  Google Photos  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  See omnystudio.com/listener for privacy information.

Rob & Rob are back for another round of listener questions:  (0:39) Himesh owns a couple of flats, which he currently pays service charges on. As the charge covers building insurance, he’s never taken out any insurance of his own, but now he’s wondering if he should?  (2:42) Michelle and her husband have a deposit saved and are considering buying a property, but should they buy their residential home or an investment property?  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.  See omnystudio.com/listener for privacy information.

Want higher rents and better tenants that stay for longer? Here’s 7 tricks you can steal from the Build-to-Rent sector to make you a more profitable landlord.  (0:58) A huge thank you!  (2:04) Story of the week  (3:23) The Build-to-Rent sector & landlords  (4:10) Tip 1: Allow pets  (6:09) Tip 2: Flexible tenancies  (7:44) Tip 3: Offer amenities  (10:39) Tip 4: High-end furnishings  (11:48) Tip 5: Offer a high level of service and use tech  (13:19) Tip 6: Include bills   (14:28) Tip 7: Market yourself as top end  (17:01) Hub Extra  Links mentioned:  The 10 fastest places to sell a home  Readwise  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  See omnystudio.com/listener for privacy information.

Welcome to a very special edition of Ask Rob & Rob!   And it’s a very special day, because our crowdfund is officially open!   We’ve been blown away by the response and we’re excited to have some of you on board as our shareholders. If you’ve pre-registered, you’ll be receiving your link to our live campaign today, so keep your eyes on your inbox!  Missed out?   Don’t worry we’re planning on taking this campaign public (we didn’t get that far last time because everything went a bit bonkers!), and we want to give you, our dedicated audience, the chance to get in a couple of days before everyone else.  So, if you’d like to be in-the-know for when we go public, you can register your interest at www.propertyhub.net/crowdfund  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.  See omnystudio.com/listener for privacy information.

Is AI the future of property investment? It seems AI is everywhere you look, but what is it and how can you use it?  (0:52) Story of the week  (1:46) Crowdfund update  (4:19) AI? What’s all the fuss about?   (5:10) What is chat GPT and how can you use it?  (6:48) How can you use it for property investment?  (10:30) Property Hub Invest  (10:56) What are some other uses for AI?  (13:00) Top tips for your AI prompts  (15:17) The ultimate AI hack  (16:30) Important things to know about AI  (18:40) Hub Extra  Links mentioned:  Pre-register for our crowdfund!  Woman sells home she's lived in for 102 years  DALL.E 2  Chat GPT  I asked ChatGPT to invest for me. (Surprising Result)  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse See omnystudio.com/listener for privacy information.

Welcome back to another episode of Ask Rob & Rob!  The first question this week is from Jess in Bristol.   Jess has seen a reduced 2-bed apartment that needs a cash buyer due to cladding issues. The remedial work on the cladding has been done, but the vendor and management agent are waiting for the certificate to come through.   Should Jess proceed with the purchase knowing the work has been done but doesn’t yet have an EWS1 certificate to prove it?  Listen as Rob B shares his thoughts based on his experience – and a few words of warning for Jess.   Next up is a question from Firoz.   Firoz has had tenants living in his property for six years, however, they’ve refused to increase their rent. As Firoz protected the deposit late, he’s struggling to remove his tenants and is after some advice.   Rob D takes the lead on this one, giving listeners an overview of the importance of protecting deposits and some useful information that may well help Firoz out with his issue.   Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.  See omnystudio.com/listener for privacy information.

It’s Market Update week – this is your chance to catch up on all the essential news from the property market.  And if you missed the news on last week’s episode – we're crowdfunding! If you’ve not yet pre-registered for that, head over to this page, have a nosey at the details and pop your details down to pre-register.   In today’s Market Update episode, you can expect:  3:30 – Bank of England - no recession (hurrah!)   6:18 – Bank failures: is it a sign? Is a crash coming? What’s the data saying?  9:50 – Mortgage payments: where are they most stretched?   11:40 – Rental yields: what’s happening?   16:37 – Mortgage approvals and consumer confidence  19:05 – The Rental Reform Bill – an update Links mentioned:  Interest rate rise: Bank of England more hopeful on UK economy  Nationwide shows 0.8% decline in last month  Zoopla shows rents up 20% in 3 years, and no immediate sign of slowdown  50% of rented properties have had a rent increase in the last year, compared to 36% the previous year. Highest in London (66%)  The number of mortgage approvals increased last month for the first time since August  The Rental Reform Bill will finally start its journey through parliament in a couple of months  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  See omnystudio.com/listener for privacy information.

It’s Tuesday, and it’s another Ask Rob & Rob!  First up is a question from Jack.   Jack’s looking at purchasing his first property from a vendor he knows well, and as it needs some cosmetic updating, he’s bagging it at slightly below market value.   Jack has plans to scale his property portfolio and wants to know if he should sell it or rent it out?   Rob B takes the lead on this one to give Jack some food for thought.   Then we’ve got Lee from Norfolk.   He’s been keeping an eye on our social channels and wants to know whether he should hold off on fixing a mortgage on a new property and go with a variable rate instead.  Rob D tackles this tricky one. Nothing is certain with mortgage rates (as we’ve all come to realise now) - so hit play and hear what Rob D had to say on this one.   Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.  See omnystudio.com/listener for privacy information.

We’re crowdfunding!! Rob & Rob share why we’re crowdfunding, how the business works and how you can get involved.  (1:00) Story of the week  (2:58) We’re crowdfunding!  (5:10) What’s the minimum investment?   (6:19) How did the first crowdfund round go?  (8:53) What am I investing in and how do you make money?  (11:07) Award nominations  (11:33) What have you accomplished since you first crowdfunded?  (13:54) What is Portfolio’s mission?  (15:35) How do I pre-register?  Links mentioned:  Interest rate rise: Bank of England more hopeful on UK economy  Pre-register for our crowdfund!  Vote for us in the British Bank Awards  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  See omnystudio.com/listener for privacy information.

It's time for another exciting episode of Ask Rob & Rob, and this one is extra special! Rob D is giving us an exclusive sneak preview of his new book, The Price of Money, which is launching this Thursday.   But the good news is, you don't have to wait until then to hear some of Rob's insights, because he's reading some of his favourite parts on the podcast today!  And if you’ve not sorted yourself a copy yet, you can pre-order it here.  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.  See omnystudio.com/listener for privacy information.

Rob & Rob tell you the one (surprisingly easy) skill which can completely change your life  (1.15) Story of the week  (4.43) ‘The Price of Money’ book launch  (8.20) Understanding how money works and why that will change your life  (21.00) Benefits of pre-ordering ‘The Price of Money’  Links mentioned:  Swap rates fall by 0.4%  Pre-order The Price of Money  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  See omnystudio.com/listener for privacy information.

Rob & Rob have more answers for listeners!  (0.33) Karen has £175k to put towards her first buy-to-let, but wants help with deciding the best way to spend it.  (4.46) Marcus wants to know which app is best to use to see how your portfolio is performing?  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.  See omnystudio.com/listener for privacy information.

Just how much success could you have achieved in the last ten years?  (1.05) Story of the week.  (4.45) What could you have accomplished in a decade?  (7.30) Best and worst regions over the last 10 years.  (9.30) What if you only reinvested your equity?  (14.50) What if you made changes to your properties?  (15.50) Should you let yourself be scared off investing?  (26.00) Hub Extra  Links mentioned:  Halifax Data  BBC reports house prices falling  The One Thing by Gary Keller  The Magic of Thinking Big by David Schwartz  Pre-order The Price of Money  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  See omnystudio.com/listener for privacy information.

Rob & Rob are back with more listener questions!  (0.43) Danny has a great deal of equity in his own home, and he wants to know whether he should use that money to become a full-time investor?  (4.42) Nicky has asked Rob & Rob to clarify what effect the levelling-up bill will have on her buy-to-let mortgages.   Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.  See omnystudio.com/listener for privacy information.

Where are the opportunities and threats for each strategy in 2023?  (0.50) Story of the week.  (4.28) Kelly Rule interview.  (6.11) Will rates drop even more?  (7.30) How long should we be fixing for?  (8.30) What about refinancing?  (10.48) How difficult is it to get a mortgage right now?  (12.06) What to keep in mind right now.  (15.49) Hub Extra  Links mentioned:  Rent Control to be Unveiled Next Month  Pre-order The Price of Money  Get in contact with Kelly Rule  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  See omnystudio.com/listener for privacy information.

Rob & Rob are back with more listener questions!  (0.35) Rowenna wants to know what Rob & Rob consider to be ‘quality’ stock?  (5.48) Next up is long time listener Jay, who wants to know if Rob & Rob are still using Evernote and Trello, as they said years ago.  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.  See omnystudio.com/listener for privacy information.

It's Market Update time! We cover: What's happening with house prices? Have rents stopped rising? What's happening in the mortgage market? Another tax crackdown! The recession that's stubbornly refusing to arrive Links mentioned:  Join Rob D and his world-class guests for The Wealth Sessions, by pre-ordering the hardback of The Price Of Money: priceofmoney.co.uk Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  See omnystudio.com/listener for privacy information.

Rob & Rob are back with more listener questions!  (0.36) Anne wants to know the best way to find a true market value of a property.  (4.21) Tom is having an issue in that he’s not able to remortgage his property due to a tenancy agreement and he needs Rob & Rob’s insight.  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.  See omnystudio.com/listener for privacy information.

Where are the opportunities and threats for each strategy in 2023?  (1.05) Story of the week  (4.17) Ten years of The Property Podcast  (5.56) Opportunities and threats  (6.58) Buy and hold  (10.03) Buying off-plan  (12.30) Holiday and Short-Term lets  (15.30) Flips and BRRR  (18.20) HMOs  (21.55) Hub Extra  Links mentioned:  Reforming the Private Rented Sector  'Is this good news for landlords?’ YouTube video  YouTube Premium  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  See omnystudio.com/listener for privacy information.

Rob & Rob are back with more listener questions!  (0.31) Bruno wants to know if it’s normal for it to become harder to get buy-to-let mortgages the more that you have?  (4.34) Alexander has asked whether it’s smart to use one insurance provider to cover all the properties in your portfolio or is it smarter to shop around?  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.  See omnystudio.com/listener for privacy information.

Rob & Rob explain why they’ve just made their first investment of 2023  (1.05) Story of the week  (3.47) Mini Market Update  (4.38) Rob & Rob’s first investment of 2023  (9.05) Rental demand with this investment  (10.45) Why now?  (14.50) State of the market  (18.25) Hub Extra  Links mentioned:  Shelter ‘slammed’ for misleading landlord claims  ‘Breathe: A Life in Flow’  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  See omnystudio.com/listener for privacy information.

Just four days after our last Market Update aired, five major pieces of news have been released that we needed to share with you as quickly as possible!  (0.38) No recession?  (2.25) How is the media responding?  (3.00) House prices staying stable.  (4.00) Royal Institute of Chartered Surveyors share their market summary.  (6.00) What does this mean for mortgages?  (7.45) Will the market crash?  Links mentioned  Halifax comment on house prices  RICS market survey  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.  See omnystudio.com/listener for privacy information.

Rob & Rob are back with their Market Update for February.  (1.05) Coming up in The Property Hub Magazine  (2.35) The British Banking Awards  (3.00) What’s happening with property prices?  (10.14) Base rates – where are they?  (11.42) Mortgage market update  (13.32) Top stories in the rental market  (15.40) Good news for Scotland  (16.45) Surprising political ally  (17.50) Hub Extra  Links mentioned:  Subscribe to Property Hub Magazine  Vote for Portfolio in the British Banking Awards  Property prices fall for the first time in five years  Average asking price rose in January  Demand has improved to pre-pandemic years  Base rate increased to 4%  Mortgage rates continue to fall  Average rents rise to £1,172 per month outside London  Scottish rents can now rise – but only by 3%  English properties snapped up by Scottish landlords  MP defends private landlords  Athlytic app  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  See omnystudio.com/listener for privacy information.

Rob & Rob are back to offer their advice to two more listeners!  (0.35) - Phil from Reading wants to know whether he can cut his living costs by buying a new property in Reading.  (3.40) - Rashid has questions about calculating his ROI, and wants Rob & Rob’s advice on it.  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.  See omnystudio.com/listener for privacy information.

They’ve referenced it many times on the podcast, but are Rob & Rob finally considering the end of the 18-year property cycle?  (0.58) News of the week as mortgages are getting cheaper  (1.10) The Robs’ first investment of the year  (3.14) The 18-year property cycle  (6.50) The impact of COVID  (8.00) 3 possible outcomes  (16.00) Where have Rob & Rob invested?  (18.55) Hub Extra  Links mentioned:  Mortgage rates are falling  What to do about mortgages. Is Property Hub Invest for you?  9 new AI tools that will blow your mind.  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  See omnystudio.com/listener for privacy information.

Rob & Rob are back to offer their advice to two more listeners!  (0.40) - Miss Moneypenny from London wants to know the best ways Rob & Rob handle the stress of being a landlord  (5.25) - John is a new property investor, and he wants to know if it’s smart to use a developer’s solicitor or source his own?  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead. See omnystudio.com/listener for privacy information.

It's easy to simply listen to predictions – but it’s even more important to know how they’re made, as Rob & Rob tell us in this episode.  (1.20) Headline of the week  (4.25) 2023 prediction reminder  (5.34) The performance of the market  (16.00) UK employment levels  (19.55) Mortgage rates  (22.59) Which properties will perform well?  (27.40) What about the 18 year property cycle?  (29.00) Hub Extra  Links mentioned:  Asking prices have risen by 1%  Pre-order The Price of Money  Save more money with Split My Fare  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  See omnystudio.com/listener for privacy information.

Rob & Rob are back to offer their advice to two more listeners!  (0.40) - Prima wants to know if it’s smart for her, as a cash buyer living abroad, to invest in Northumberland.  (5.00) - Kamil has diversified his portfolio to many different areas, and wants to know the best way to manage these various properties.  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.  See omnystudio.com/listener for privacy information.

What do Rob & Rob think of the current state of the market? Find out now.  (1.10) - House prices  (5.20) - What’s next for house prices?  (7.00) - Recession?  (9.00) - Mortgages  (10.00) - Rents  (12.45) - Scotland  (16.30) - Politics  (18.30) - Hub Extra  Links mentioned:  House prices  Prices falling  Government to help homeowners  Housing stock  Recession chatter  Mortgage rates dropping  Rents on the up  Hometrack rental predictions  Scotland increases land transactions tax surcharge  Making Tax Digital delayed again  2022 hotspots performing well  2022 hotspots YouTube video  Scotland rent freeze YouTube video  David Goggins shorts  David Goggins Property Podcast episode  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  See omnystudio.com/listener for privacy information.

Rob & Rob are back to offer their advice to two more listeners!  (00.35) - Andrew wants to get back into property investment, but he wants to know if he should sell his Southern properties and focus up North.  (2.55) - David has had a great tenant in his property for 3 years, and is considering giving them a 5-year contract... how does he sort this out?  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.  See omnystudio.com/listener for privacy information.

Rob & Rob are sticking their necks on the line again as they reveal their 2023 predictions – and Rob D shares some VERY exciting news.  To pre-order Rob D's book and get instant access to the bonus video course he's put together, visit priceofmoney.co.uk (1.30) - News of the week  (3.22) - Rob D’s big announcement  (8.00) - Best areas to invest predictions  (9.45) - UK property price predictions  (13.45) - London performance prediction  (15.28) - Inflation and interest rates prediction  (18.18) - FTSE100 prediction  (19.46) - Bitcoin prediction    Links mentioned:  JP Morgan news story  ‘The Price of Money’  Best areas to invest YouTube video  ‘Be Careful What You Wish For’  Our app Portfolio  Learn more about Property Hub Invest  Subscribe to our YouTube channel  Find us on Instagram  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  See omnystudio.com/listener for privacy information.

It’s time for our first Ask Rob & Rob of the year!  (00.50) - Will asks whether he should try and pay off part of his mortgage given the current state of mortgage rates (4.10) - Rafaella wants to know what questions she should be asking when considering her first off-plan apartment purchase Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.  See omnystudio.com/listener for privacy information.

Rob & Rob kick off their tenth year of The Property Podcast by sharing their list of the top property hotspots for the year ahead.  (02.20 - ‘Sure thing’ locations)  (11.50 - ‘Up and comer’ locations)  (16.10 - ‘Feeling brave’ locations)  (18.50 - Hub Extra: Property Hotspots YouTube video)  Links mentioned:  The first episode of our ‘Kickstart Series’  Our YouTube video explaining what's happening in Scotland Our app Portfolio  Learn more about Property Hub Invest  Subscribe to our YouTube channel  Find us on Instagram  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse See omnystudio.com/listener for privacy information.

The final episode of our Mini-Series is here... Rob & Rob have reached the last episode of their Mini-Series. And for today, they’re presenting the key tactics all investors should adopt if they want to have a successful 2023. And considering they’ve had years of success as investors themselves, you can trust Rob & Rob to know what you need to do to achieve your goals. Words are only words, that’s why they’re using examples from other people. So add these tips to your vision board for this year, and you’ll be winning for the next 12 months. If you’re interested in learning more about Property Hub Invest, just click here. And to learn more about Portfolio, you can do that here. Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.See omnystudio.com/listener for privacy information.

How are The Robs investing this year? Rob & Rob are putting their money where their mouths are by sharing how they’re investing in 2023. Are they going for capital growth or yield? Which locations are they going to focus on? Will they want new build or older properties? Tune in and find out what their tactics will be for this year. P.S. Here’s the courses Rob & Rob suggested in the episode... How property can make you rich in the long term and Total Return Formula. If you’re interested in learning more about Property Hub Invest, just click here. And to learn more about Portfolio, you can do that here. Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.See omnystudio.com/listener for privacy information.

Learn from others’ mistakes Property investing can be life-changing. But it’s a long journey, and it can be a hard one to master. In their years of success, Rob & Rob have seen plenty of investors make mistakes – they've even made a few themselves. That’s why in this episode, they want you to learn from those mistakes so you don’t make any costly ones of your own. If you’re interested in learning more about Property Hub Invest, just click here. And to learn more about Portfolio, you can do that here. Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.See omnystudio.com/listener for privacy information.

Kicking 2023 off with a bang Rob & Rob have a combined experience of more than 20 years’ investing in property...  So if there was ever a pair to trust when it comes to getting your investment journey started, these two are top of the list.  Strategies, goals, narrowing down your choices, how to build a network... The Robs cover it all in episode one of this 2023 Mini-Series.  The time is now to set yourself up for a year of success in investing, and these tips from Rob & Rob will make sure you set yourself up perfectly.  And here’s the link to the Strategy Quiz Rob & Rob mentioned in the episode!  If you’re interested in learning more about Property Hub Invest, just click here.  And to learn more about Portfolio, you can do that here.  Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.See omnystudio.com/listener for privacy information.

Rob & Rob reflect on the year that's nearly over – both how their years have gone personally in business and investing, and the wider events that have made 2022 a fascinating year in property.See omnystudio.com/listener for privacy information.

The best of the best Here’s the episodes that Rob & Rob think will serve listeners the best as we move into 2023 and beyond...  ‘TPP466: How to use Rightmove the RIGHT way’  ‘TPP471: What will happen next with inflation?’  ‘TPP469: Property sourcers’ secrets revealed’  ‘TPP475: 18-year property cycle: When will the market crash?’  ‘TPP478: This could save you thousands...’   ‘TPP479: Never choose the wrong location again’  ‘TPP482: Inflation: Understand it and win big’  ‘TPP505: We assess a real-life deal’  ‘TPP503: Don’t let a crisis go to waste’  Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. And if you’d like to find out more information about Portfolio you can do that here.See omnystudio.com/listener for privacy information.

Have the property prophets struck again? It wasn’t so long ago that Rob & Rob sat down to make their predictions for 2022.  Needless to say, they couldn’t have imagined the year being quite as hectic as it ended up becoming.  So let’s take a trip back to December ‘21, and remind ourselves of Rob & Rob’s predictions for the following year and see if they were right about house prices, best places to invest, Bitcoin and much, much more.  Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. And if you’d like to find out more information about Portfolio you can do that here.See omnystudio.com/listener for privacy information.

The best of 2022 Rob & Rob give a weekly recommendation to make life easier (or better) in each episode of The Property Podcast.  So this week, they’re sharing their favourite things from 2022 for you to enjoy!  Books  Money Men: A Hot Startup, A Billion Dollar Fraud, A Fight for the Truth – Dan McCrum  Four Thousand Weeks – Oliver Burkeman  Amp It Up – Frank Slootman  The 2-hour Cocktail Party – Nick Gray  Born A Crime – Trevor Noah  Podcasts  My First Million  Infinite Loops  Editor’s Picks from The Economist  Business Made Simple with Donald Miller  TV Shows  Jeen-Yuhs: A Kanye Trilogy  Welcome to Wrexham  Formula 1  YouTube  Jeff Nippard  Nick Bare  Jenny Hoyos  Alex Banzea  Film Booth  Tech and life hacks  Berocca!  Fitbod  American Express card (want a referral link to get 70,000 bonus points? Email us!)   Spare charger as an example of removing friction  Eye mask and magnesium for sleeping  Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. And if you’d like to find out more information about Portfolio you can do that here.See omnystudio.com/listener for privacy information.

Big news about 2023 from a devoted listener... Every December, this guy wants to know what Rob & Rob have in store for the year ahead. And the answer he gets is a very exciting one. Big podcast news, a huge announcement about what’s coming your way in January – you won’t want to miss this episode. So tune in now to hear about The Robs’ plans for the next 12 months. Do you have a buy-to-let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours. Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So, get yourself over and introduce yourself. And if you’d like to find out more information about Portfolio you can do that here.See omnystudio.com/listener for privacy information.

Final Market Update of 2022 To say it’s been a manic year of property headlines is putting it mildly... So you won’t want to miss the last Market Update of the year! Mortgages, holiday lets, house prices – it's all in there! And before they dive into the headlines, Rob & Rob give a very special call-out for a unique investment opportunity. If you’re interested and qualified, email [email protected] and they’ll get right back to you. In the news Mortgage rates falling and “could fall further still”  Interest Cover rates are being reduced too.   Accord has also reduced 5yr ICR test to 6.5%  Lib Dems want to give money to homeowners who struggle to pay mortgages  Spain has also just announced support  2% more RICS members report prices falling than rising.  EPCs “aren’t fit for purpose”   North Yorkshire to tackle rise in second homes with council tax premium  Housebuilding target already in doubt  Hub Extra AI imagery is no longer something reserved for Star Wars and Back to the Future.  Canva AI is a free tool that allows you to create whatever imagery you need – which could be a great tool for investors hoping to visualise their next investment! Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. And if you’d like to find out more information about Portfolio you can do that here.See omnystudio.com/listener for privacy information.

Another Tuesday, another set of listener questions for Rob & Rob to give their expert answer to! First up this week, we’ve got Adam. He’s recently inherited a property in North London worth more than £600,000 and with no mortgage to pay off. Naturally he’s overwhelmed with options for what to do with this property. Should he sell? Get equity from it? Split it into different rooms to make a HMO? The Robs share their thoughts. The next question is one we’ve seen crop up a few times. Our caller is a non-British citizen who’s in a position to build a Buy-To-Let portfolio. But he wants Rob & Rob to explain the obstacles which can (and do) arise in for foreign nationals who want to invest. Press play to hear Rob & Rob’s advice. Do you have a buy-to-let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours. Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So, get yourself over and introduce yourself. And if you’d like to find out more information about Portfolio you can do that here.See omnystudio.com/listener for privacy information.

Navigating Mortgage Madness As Rob & Rob speak to many investors, they’re aware that many of them are panicking about what to do with their mortgages.  Rising base rate, the ill-fated Mini Budget... there’s been lots that’s impacted the mortgages being offered right now.  To make sure you’re getting the best advice, Rob & Rob have invited Kelly Rule back on The Property Podcast.  Kelly is a mortgage expert, and she gives her advice and opinions on what investors should be doing (and should be wary of) right now.  Keep listening to the end of the episode as Kelly shares her predictions for what’s on the horizon at the start of next year.  Tune in and find out what all three had to say.  Hub Extra This week, Hub Extra is the video Rob D previously filmed on the state of the UK mortgage market – it's the perfect companion piece for this week’s episode.  It also goes into swap rates – something we know lots of investors are confused by. Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. And if you’d like to find out more information about Portfolio you can do that here.See omnystudio.com/listener for privacy information.

Did you see The Robs’ debut column in The Sunday Times last weekend? There’s now another way to get Rob & Rob to answer your questions – in a weekly national newspaper! To celebrate, Rob & Rob are looking at the questions they answered in the column in this week’s episode. Increasing rents, waiting for the recession, fixed buy-to-let mortgages and EPC ratings – they're all covered in this episode. If you’d like to see your question answered in The Sunday Times, get in touch at [email protected]. Do you have a buy-to-let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours. Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So, get yourself over and introduce yourself. And if you’d like to find out more information about Portfolio you can do that here.See omnystudio.com/listener for privacy information.

Rob talks us through a real investment There’s been more than 500 episodes of Rob & Rob sharing their advice and theories on property investment with listeners.  But they’ve never had the chance to apply it directly with someone who’s actively investing. Until now.  Our producer Dan is an experienced investor, and he was looking at a new opportunity to expand his portfolio in Nottingham.  So he brought the deal to Rob D, who chatted through every aspect of the deal with him to see if it was worth pursuing.  Stay tuned until the end of the episode when Dan lets Rob B know if he followed through with the deal – and whether he regrets that decision or not…  Do you work in FinTech? You’re never too good to learn from others – that's why Rob & Rob want to build their network by talking to listeners who work in and around startups in general, and FinTech in particular.  If you work in the sector as an employee, founder, advisor, investor or anything else, we’d love to hear from you.  Just drop an email to [email protected] and one of the Robs will reply!  Hub Extra If, like Dan, you’re thinking of investing far from your home – you'll no doubt be on more trains than you can count.  That’s why Rob is recommending the Trainline app this week.  Not only can you buy tickets in-app, but it also allows you to search for split-fares, meaning you’ll be able to save yourself money if there are any non-direct journeys you can take to your destination.  In the news Asking prices drop, as ‘less frantic’ property market emerges  Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. And if you’d like to find out more information about Portfolio you can do that here. See omnystudio.com/listener for privacy information.

Rob & Rob are back to answer more of your questions in Ask Rob & Rob!  Our first question comes to us via Josh from Greater Manchester.   He’s currently got a portfolio of 3 properties (which he’s created over the last two years), and he’s looking at re-mortgaging and releasing some equity.  Does it make sense to take on more debt to maintain the cash flow that he’s already got? Rob B’s answer is a surprising one!  Next up is Lee, who’s looking to invest in his first buy-to-let very soon!  But before he does, he wants to know what Rob & Rob think is in store over the next few years.  Understandably he doesn’t want to buy when prices are at their peak, so he wants to get a steer from Rob & Rob for some guidance on how he should navigate this plan.  Tune in to find out what The Robs think.  Do you have a buy-to-let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).   Or if you prefer, click here to leave a recording via your computer instead.  The next question on Ask Rob & Rob could be yours.   Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So, get yourself over and introduce yourself.  And if you’d like to find out more information about Portfolio you can do that here. See omnystudio.com/listener for privacy information.

So much going on... The last few weeks has been a BIG one for property headlines. Every day there’s been a new story affecting investors.  Avoid scrolling through all the news sites and tune in as Rob & Rob discuss the most important of these stories and how they’ll impact you.  Here are the links you’ll need if you want to do some deeper reading on any of the headlines:  Base rate reaches 3%  Bank of England expects a 2-year recession on the horizon  Zoopla expects house price fall of 5% next year  Rents hit record high  London’s rental market is on fire  Support growing for holiday lets regulation in England  House prices fall after mini-budget, says Nationwide  Bank makes history as it reverses quantitative easing Let’s get social  We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. And if you’d like to find out more information about Portfolio you can do that here.See omnystudio.com/listener for privacy information.

It's Tuesday so Rob & Rob are back answering more of your questions.  First up we have a question from Steve, and he wants to know if Rob & Rob have experience investing without viewing a property.  To get the best deals, sometimes it’s important to look outside of locations you’re familiar with and look a bit further afield. But is there an easier way to do it than travelling all over the country?  The second question is from Diana in Kent. She wants to know whether she should sell her London 2-bed flat as it’s not performing well enough for her rent-wise. But after listening to Rob & Rob’s recent investment cities video, she says they’ve put her off selling it! Tune in to find out what The Robs have to say. Do you have a buy-to-let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours. Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So, get yourself over and introduce yourself. And if you’d like to find out more information about Portfolio you can do that here.See omnystudio.com/listener for privacy information.

Making it through the crisis If you’ve listened to any of our recent episodes, you’ll know that the market is a stressful place to be right now. And if you’re satisfied simply getting your head down and surviving this period, that’s completely understandable. But we know there’s some of you who want to take this ever-changing atmosphere and make the most of it too. Rob & Rob are here with their advice on how to do both these things. Reviewing mortgage fixed rates, cash reserves, making allowances for tenants and even finding deals – these tips are all well worth learning. Links Mentioned News story: Mortgage Rates are Falling Already  YouTube video: UK mortgage rates: What should you do?  Hub Extra: The Biggest Investment Opportunity of Your Life Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. And if you’d like to find out more information about Portfolio you can do that here. See omnystudio.com/listener for privacy information.

It's Tuesday so Rob & Rob are back answering more of your questions.  The first question is from John, who’s noticed more talk about Quantitative Tightening – which as the name suggests is the opposite of Quantitative Easing.  He wants to know – if QE leads to higher house prices, is it natural to assume that QT will have the opposite effect on property?  Then we have a question from Tom in York.  Thanks to inheritance and savings, he was able to buy his first BTL outright.  Obviously that’s not a bad thing – but it has left all his savings tied up in that first property. He wants to know what Rob & Rob would suggest when it comes to saving up for his second BTL property.  Tune in to find out what The Robs think.  Do you have a buy-to-let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).   Or if you prefer, click here to leave a recording via your computer instead.  The next question on Ask Rob & Rob could be yours.   Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So, get yourself over and introduce yourself.  And if you’d like to find out more information about Portfolio you can do that here. See omnystudio.com/listener for privacy information.

What’s going on? Every day is bringing new headlines (and even new Prime Ministers), so it’s no surprise that investors have a million questions right now.  And while Rob & Rob can’t answer all those million questions in a single episode, they can take a look at the most popular ones and give their thoughts.  Is the 18-Year Property Cycle broken? What’s happening with mortgages? What should I do next?  Tune in now and hear how The Robs are responding to the biggest issues in the headlines today.  YouTube links mentioned in this episode:  UK mortgages rates: What should you do?  Don’t make this mistake when using the 18 Year Cycle  Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. And if you’d like to find out more information about Portfolio you can do that here. See omnystudio.com/listener for privacy information.

It’s a mortgage special episode for Ask Rob & Rob today! First up is Lee, who’s been a long-time listener. He’s 2 years into a 5-year fixed rate mortgage, and he’s done some digging and found that he would incur a £3,000 fee for getting out of the fixed rate early. He wants to know if Rob & Rob would advise doing this, given the volatility in the market right now. Next up is Tom. Tom wants to know if Rob & Rob have changed their own minds on how they approach mortgages thanks to the unsustainable nature of the offers in the market right now. Tune in to find out what The Robs have to say. Do you have a buy-to-let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours. Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So, get yourself over and introduce yourself. And if you’d like to find out more information about Portfolio you can do that here.See omnystudio.com/listener for privacy information.

As up to date as possible Given the reactive nature of both the politics and news cycles, it’s no surprise Rob & Rob have lots to give their opinions on right now.  The mini-budget and its subsequent reversal, changes within the cabinet... every day brings a new story, and new consequences for investors.  With that in mind, The Robs recorded this episode yesterday morning so it can be as timely as possible.  They share their thoughts on the changes in government, how they think things should go moving forward, and even share their tip on how to access a potential deal.  Yes, a deal – in this market.  Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. And if you’d like to find out more information about Portfolio you can do that here. See omnystudio.com/listener for privacy information.

It’s Tuesday and Rob & Rob are back with more answers to listener’s questions.  First up is Chris from Manchester. He wants to know what The Robs think Liz Truss’ appointment means for investors. It’s a very timely question, not least because of the volatile news cycle with regards to the latest PM appointment. Next up is a question from Alex, who has £80,000 in an ISA. He wants to know if it’s smart for him to cash in this ISA and use the money to invest in property, or would his money be better spent in other investment avenues? Press play and hear what Rob & Rob have to say. Do you have a buy-to-let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead.  The next question on Ask Rob & Rob could be yours.   Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So, get yourself over and introduce yourself.  And if you’d like to find out more information about Portfolio you can do that here. See omnystudio.com/listener for privacy information.

A milestone episode Today, Rob & Rob are celebrating the 500th episode of The Property Podcast!  It’s quite an achievement, and to celebrate The Robs did their first YouTube Live, where they shared the top five lessons they’ve learned as podcasters, answered questions from listeners and shared their thoughts on the current property market.  This episode is really one huge thank you to everyone who’s listened, shared, commented on and even disagreed with an episode of The Property Podcast – our community is what got us to this milestone.  Here’s to the next 500!  Let’s get social  We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. And if you’d like to find out more information about Portfolio you can do that here. See omnystudio.com/listener for privacy information.

It’s a Tuesday, which means Rob & Rob are answering another pair of your questions!  First is a question from an avid listener, Maddie.  She’s getting far in her investment journey, and she wants to know the sweet spot of rental income percentage when you’re hoping to finally quit your job.  Taking a buffer for maintenance costs into account, Maddie wants to know what percentage she should aim for.  The second question is from Gazi.  He wants to know if the current cost of living crisis (and rising interest rates) mean that now is not the right time to do a flip.  But if it is, how does he mitigate the risk as far as an exit strategy goes.  Press play and hear what Rob & Rob have to say.  Do you have a buy-to-let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).   Or if you prefer, click here to leave a recording via your computer instead.  The next question on Ask Rob & Rob could be yours.   Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So, get yourself over and introduce yourself.  And if you’d like to find out more information about Portfolio you can do that here. See omnystudio.com/listener for privacy information.

Unless you’ve been living under a rock, you’ll know the last week has been a hectic one for investors.  The Mini Budget (and subsequent backtracking), the removal of mortgage products, shocking headlines and political positioning... it’s been hard to stay on track for most of us.  So there’s really never been a better time for a Market Update!  If you want to know the impact of the pound dropping, understand how quantitative easing has returned and why so many mortgage products were pulled from the market, Rob & Rob have all the answers you need.  Stay tuned until the end as they tell listeners how they’re adjusting their own strategies in the face of all these changes (and also share details about next week's 500th episode). Enjoy!  Here’s all the links you need;  Mini Budget fallout  QE is back (and how this impacted the falling pound)  Mortgage products pulled  The market slowdown continues  Savills commentary on the mortgage market  Prices are falling in the hottest markets  Rents are rising, rate of growth is peaking  Labour announces ‘Renters Charter’  Scottish house builder puts rental schemes on hold after rent freeze announcement  Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. And if you’d like to find out more information about Portfolio you can do that here. See omnystudio.com/listener for privacy information.

Rob & Rob are back with more answers to your questions.  Gareth from The Wirral has been a listener for years, and as a result he’s got a question about the 18-year property cycle.  If we’re in year 15 of the cycle, he wants to know what preparation he should be carrying out in anticipation of an inevitable crash.  Rob & Rob’s answer touches on mortgages, deal sourcing and how to choose where to invest.  Next up is Max from Milton Keynes.  He’s in the process of remortgaging his house and planning to start a buy-to-let portfolio, and he’s got a 3-month emergency fund to cover all bills and expenses.  He's calculating a 10% buffer with the buy-to-let properties he’s looking at, but wants to know if that’s necessary when he’s got the emergency fund.  Tune in to find out.  Do you have a buy-to-let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).   Or if you prefer, click here to leave a recording via your computer instead.  The next question on Ask Rob & Rob could be yours.   Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So, get yourself over and introduce yourself.  And if you’d like to find out more information about Portfolio you can do that here. See omnystudio.com/listener for privacy information.

A Mini Budget with maximum impact?  We know you’ve been waiting for this episode...  Last week's Mini Budget announcement wasn’t just about Stamp Duty. Income Tax, National Insurance... there were plenty more changes included, and all these changes can impact investors.  The Robs have broken down the Budget in this week’s episode and let us know whether they think this is a good or a bad one (stick to the end for a ‘rant’ from one of them).  There’s also an announcement about the 500th episode of The Property Podcast – yes, we’re almost at episode 500!  Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.  Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!   If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.  And if you’d like to find out more information about Portfolio you can do that here. See omnystudio.com/listener for privacy information.

This week, Ask Rob & Rob is all about mortgages.  Sam from London wants to know how long she should be fixing her mortgage for, given the discussions about inflation. Should she fix for as long as possible or go with two years?  Rob B tackles this one, sharing details on his own mortgage to help Sam out.  Then we’ve got a strategy question from Tom.  He wants to know if it’s smart to opt for an interest-only mortgage for his residential property.  His idea is to save the difference between the interest-only payments and what he’d be charged for a repayment mortgage.  Tune in to find out.  Do you have a buy-to-let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).   Or if you prefer, click here to leave a recording via your computer instead.  The next question on Ask Rob & Rob could be yours.   Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So, get yourself over and introduce yourself.  And if you’d like to find out more information about Portfolio you can do that here. See omnystudio.com/listener for privacy information.

It’s your update on the current mortgage market The thing on every investor’s mind is... mortgages.  Which rates are good rates? How long should you lock a mortgage in for? What should we be searching for in a mortgage advisor?  The Robs know there’s a bit of a mortgage meltdown happening, and that’s why they’ve brought on a mortgage expert for this week’s episode.  They ask all the questions you want answers to (and ones you’ve not thought to ask) in this episode.  Hub Extra This is an app that Rob & Rob both use and are big fans of.  And they didn’t even recommend it to each other!  Todoist is an organisational app, and it’s very one-track-minded, which Rob D says he enjoys.  To find out how Rob & Rob utilise the app, hit play on this episode.  Let’s get social  We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.  Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!  If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.  And if you’d like to find out more information about Portfolio you can do that here. See omnystudio.com/listener for privacy information.

We’re back with more listener questions on Ask Rob & Rob.  First up, we’ve got a question from a listener (who forgot to leave their name, so we’ve christened them Billy).  They’ve been hearing about lease options from a mentor, and wanted to know more about purchasing lease options as a strategy.  Does this make sense or is it a dated way of approaching property?  And next is a question we’re sure lots of you can relate to – what to do about EPC ratings?  James has just purchased a property that’s currently rated a D, and he wants to know what the best option is for him moving forward.  Tune in to find out.  Do you have a buy-to-let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).   Or if you prefer, click here to leave a recording via your computer instead.  The next question on Ask Rob & Rob could be yours.   Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So, get yourself over and introduce yourself.  And if you’d like to find out more information about Portfolio you can do that here. See omnystudio.com/listener for privacy information.

How will rent freezes and eviction bans affect property investors? It’s official, the scary headlines are true... Scotland will be introducing a rent freeze and eviction ban in response to the cost-of-living crisis.  But how will this affect property investors, and will the rest of the UK follow suit?  Tune in to find out what’s happening and what it means for you.  Hub Extra We’re all big readers here at Property Hub HQ and this week Rob B is bringing us the reading hack that completely changed his life!  This mindset was first introduced to Rob B by Naval Ravikant, and it’s completely shifted the way he thinks about reading.  Has a book ever become so disinteresting to you, that finishing it actually feels like a chore?  Well, what if we told you you’re under no obligation to finish that book? If the book is no longer adding value or entertaining you, then skip ahead a little and if it’s still not interesting you – don't finish it!  It seems so simple, but it’s such an alien concept to most, as for some reason we feel obliged to finishing the book we’ve started.  But if you adopt this mindset, you’re guaranteed to start finding reading enjoyable again.  Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.  Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!   If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.  And if you’d like to find out more information about Portfolio you can do that here. See omnystudio.com/listener for privacy information.

It’s Tuesday and you know what that means – Rob & Rob are back answering your questions!  Paul’s kicking us off this week, and he’s got a question about buying off-plan property.  Paul’s still new to investing, but he’s already exchanged on two off-plan properties in Manchester city centre that are due to complete in Q2 of 2024 and he’s considering getting a third.  However, he’s now wondering if it’s actually a good time to be buying off-plan.  When the time comes for him to get a mortgage, will interest rates be even higher? And could he actually struggle to get one due to not meeting lending criteria?  Next up, we’ve got a question from Ed.  Ed is also new to investing and currently has a freehold property in London. He’s currently soaking up as much Property Hub content as he can, but he wants to know if Rob & Rob could recommend the best podcast episodes for beginners like himself.  Tune in and find out what the guys had to say.  Looking for the links? They’re right here:  New to The Property Podcast? Start here!  Our top five episodes  Do you have a buy-to-let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).   Or if you prefer, click here to leave a recording via your computer instead.  The next question on Ask Rob & Rob could be yours.   Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So, get yourself over and introduce yourself.  And if you’d like to find out more information about Portfolio you can do that here. See omnystudio.com/listener for privacy information.

Where’s best to invest in the UK?   Our hotspot episodes always go down a treat and are usually one of our most popular episodes of the year, but we think this one might be even better...  If you think Rob & Rob don’t cover Scotland and Wales enough, today is your lucky day - as they’ll be revealing the top three places to invest in England, Scotland and Wales.  So, if you’re planning your next investment, you might want to start looking into these locations...  In the news  You might’ve guessed what news story Rob & Rob would be chatting about today, which is of course, we’ve got a new PM!  This is the third new Prime Minister the UK has seen in the last six years without a general election, so what have the guys got to say about it and how this will impact investors?  Hub Extra  We’ve been ramping up our YouTube channel here at Property Hub, so of course Rob & Rob have been spending more time on YouTube and searching for some of the platform's best content!  So, it’s only right that they recommend another cracking channel to you.  Leon Hendrix’s channel focuses on personal development, and whilst YouTube is swamped with a lot of similar videos, Rob Dix has found Leon’s channel to be a breath of fresh air.  He takes well-known concepts and makes them super compelling, so this is definitely one to add to your watch list – who said learning couldn’t be entertaining!  Let’s get social  We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.  Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!   If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.  And if you’d like to find out more information about Portfolio you can do that here. See omnystudio.com/listener for privacy information.

It’s time for some more listener questions!  And getting us started this week is Helen.  Helen has three rental properties, each of which are on fixed rate mortgages, which are due to end soon in 2024-2026.  Helen’s hoping Rob & Rob can shed some light on what she can do to prepare for her fixed rates coming to an end.  Next up, we’ve got a question from Dan.  Dan’s sister is currently looking for a property to rent, and he’s had a thought! As he’s looking to get into property investment, should he purchase a property and rent it out to his sister?  It seems like a win-win situation as his sister gets a landlord she can trust, and he’d get a reliable tenant from the get-go.  Do Rob & Rob think it’s a good idea or is it a disaster waiting to happen?  Tune in to find out.  Do you have a buy-to-let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).   Or if you prefer, click here to leave a recording via your computer instead.  The next question on Ask Rob & Rob could be yours.   Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So, get yourself over and introduce yourself.  And if you’d like to find out more information about Portfolio you can do that here. See omnystudio.com/listener for privacy information.

It’s the September Market Update Rob & Rob are back with your monthly update!  It’s all doom and gloom in the media, and with negative headlines everywhere you look, it can be difficult to keep up!  But don’t worry because Rob & Rob have got you covered...   All the links you need are right here:  House Prices  Rightmove House Price Index  Rents  Rising prices see renters stay put  Historic low for voids as rental market under-supply goes on  Rent rises lag far behind inflation - new government figures  Generation Rent promoting new rent freeze campaign  Mortgages  Weekly rate watch: Prices take cue from weather with significant rises  Holiday Lets  Number of active holiday lets increase by as much as 33%  Landlords evicting tenants for Airbnb and holiday lets, report finds  Anti-second home sentiment builds as building society stops lending  And finally...  New political party calls for rent controls and no “landlordism”  Hub Extra  We’ve got a cracking recommendation for you this week!  From Hollywood to Wales, purchasing a run-down football club in Wales might seem like a questionable business move.  Welcome to Wrexham follows the story of Ryan Reynolds and Rob McElhenney and their purchase of the third oldest professional football club in the world.  Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.  Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!   If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.  And if you’d like to find out more information about Portfolio you can do that here. See omnystudio.com/listener for privacy information.

It’s Tuesday, so we’re back with more listener questions.  First up this week is Becky from Essex.  Becky’s about to complete on her first buy-to-let deal (three cheers for Becky!), but she’s already looking at her next deal...  She wants to buy the flat above hers, off-market, and she’s wondering how much discount she could get with a deal like this?   Becky’s also hoping Rob & Rob can shed some light on how off-market deals work, and how the process differs from a standard purchase.  Next up is a cracker of a question from Alex in Devon.  After using a cash loan from a friend, Alex purchased his first property a year ago and now he’s about to repay the friend after increasing the property's value and remortgaging.  His friend wants to extend this partnership and re-loan him the money. Alex wants to go ahead with the loan and split it into two £50k deposits, but he’s hit a roadblock.  His broker has advised that lenders aren’t likely to loan to him due to his friend wanting to have a second charge for security.  Is there a way they could restructure the loan to suit, or are they just asking the wrong questions and dealing with the wrong lenders?  Tune in to find out what the guys have got to say.  Do you have a buy-to-let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).   Or if you prefer, click here to leave a recording via your computer instead.  The next question on Ask Rob & Rob could be yours.   Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So, get yourself over and introduce yourself.  And if you’d like to find out more information about Portfolio you can do that here. See omnystudio.com/listener for privacy information.

What’s going to happen with inflation and interest rates? With inflation and interest rates rising, every investor wants to know...  What’s going to happen next?  Are we going to see further increases or are we hurtling towards a recession? And whatever the answer - how will this affect house prices?  Rob & Rob have done a deep dive into the data, so you don’t have to and they’ll be answering all of those questions today on The Property Podcast.  In the news If you’re not fluent in Welsh but you’re hoping to buy in Wales, now might be the time to scrub up your knowledge, as it’s been revealed that landlords in Welsh-speaking communities may have to prove they speak the language.  This scheme is looking to restrict the number of second homes and free up affordable housing for locals.   If the scheme goes ahead sellers will also have to list their properties to locals for a set period of time before they can list their property to the wider market.  What are the chances of this passing, and what do The Robs think about it?  More from Rob & Rob Every month Rob & Rob host a free webinar that’s jampacked with knowledge that will help you become a better investor.  And if you’ve not joined one before, then tonight's your chance!  Join Rob & Rob as they reveal the state of the market right now, and what investors should be doing about it.  Hub Extra Last week we announced that Rob Dix is launching his very own newsletter and we’re excited to say that the first one will be landing in your inbox tomorrow!  If you’ve already signed up for a free hubber account – great, you don’t need to do anything else.  But if not, what are you waiting for? Not only will you get to receive the most valuable five-minute newsletter each week, but you’ll also gain access to the huge wealth of free resources on our website!  So, sign-up now – you won’t regret it!  Let’s get social  We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.  Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!   If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.  And if you’d like to find out more information about Portfolio you can do that here. See omnystudio.com/listener for privacy information.

Rob & Rob are back for another round of listener questions, and they’ve got some cracking ones!  Kicking us off this week is Luke from London.  The market is hot right now, that’s no secret and this combined with the aftermath of Covid-19 and the war in Ukraine Luke is wondering if what the 18-year cycle predicts is still accurate...  Will we be waiting until at least 2026 for a crash or are we heading towards an early winner's curse?  Next up, Sophie’s looking for some advice on an upcoming purchase.  She’s looking to purchase a property, but it currently has no kitchen or bathroom, so lenders won’t mortgage it due to it being uninhabitable.  Sophie plans to borrow some cash from family/friends to top up her savings and buy it outright. Once she’s bought the property, she plans to install a cheap bathroom/kitchen with the hope that she’ll then be able to remortgage.  She’d like to know what Rob & Rob think of this plan and if they have any other suggestions to help her get the deal across the line.  Tune in to find out what advice the guys have got for these listeners.  Do you have a buy-to-let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).   Or if you prefer, click here to leave a recording via your computer instead.  The next question on Ask Rob & Rob could be yours.   Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So, get yourself over and introduce yourself.  And if you’d like to find out more information about Portfolio you can do that here. See omnystudio.com/listener for privacy information.

Is the property market headings towards a halt? There’s a lot happening in the market right now.   With a rumoured recession on the horizon, combined with interest rates, inflation, and the cost of living on the rise, are we starting to see the signs that the property market is slowing down?  Rob & Rob will be revealing exactly that on today's podcast.  They’ve been combing through the data, reaching out to their huge network and using their own observations to find out exactly what is going on with property market right now – and honestly, the answers might surprise you.  Major Announcement  Hub Extra is having a little revamp... and in true Property Hub style we’re making it even more valuable for you!  From next week, Rob D will be sending you a newsletter straight to your inbox every. single. week.  He’ll be sharing his opinions on the market, plus the top news that you, as an investor, should know about... and there may be a few little extras along the way.  This 5-minute read will give you everything you need to keep up to date with the ever-changing property landscape.  So, if you’ve not already signed up for a free Hub account, now is the perfect time! Just click here.  Hub Extra  We’ve got a little bit of a different recommendation for you this week, but if you’re looking for a way to treat yourself this one’s for you.  We’re very lucky to have a wealth of talent here in the UK and that’s showcased every week in theatres up and down the country. So, if you’ve not been to a musical recently take this as your sign to do so!  Rob B recently went to see Matilda and he was blown away with just how incredible the industry is, and after the last couple of years now is the perfect time to go out there and support them.  So, if you’re looking for something a little different try and book a show. We promise you won’t regret it!  Let’s get social   We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.  Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!   If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.  And if you’d like to find out more information about Portfolio you can do that here. See omnystudio.com/listener for privacy information.

It’s that time of the week – Rob & Rob are back answering your questions!  And kicking us off this time is Kevin.  Kevin is finally ready to purchase his first buy-to-let and he’s keen to get stuck in, but he was a little disheartened when he saw how much tax would be cutting into his profits, so he’s been reconsidering his strategy.  As a result of his calculations, he’s had to rejig the scope of where he was looking for property and he’s noticed some super cheap student lets in the North West.  He wants to know if student lets are a good route for a beginner like himself or should the alarm bells be going off?  Next up, we’ve got a question about profits from Alex down in Somerset.  Alex has been listening to the podcast for around a year now, and he’s saved up a pot of profits from his buy-to-let. But before he starts dreaming about all the holidays, he wants to know how Rob & Rob would split their profits?  Is there a recommended way to split profit? Or is there a particular amount he should be putting aside to reinvest, pay off capital and for general maintenance?   Tune in to find out what advice Rob & Rob have got this week.  Do you have a buy-to-let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).   Or if you prefer, click here to leave a recording via your computer instead.  The next question on Ask Rob & Rob could be yours.   Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So, get yourself over and introduce yourself.  And if you’d like to find out more information about Portfolio you can do that here. See omnystudio.com/listener for privacy information.

How do millionaires invest? Have you ever wondered how the super-rich invest?   It’s not often you get a glimpse into how millionaires invest or what their portfolio looks like, but we’re bringing you exactly that today on The Property Podcast.  If you’ve ever spoken to a financial advisor and asked how you become rich, they might tell you something along the lines of “invest in stocks and bonds” but is that how the rich actually do it?  Tune in as Rob & Rob give an exclusive look into:  How they invest  What they invest in  How their investments are spread  In the news The Bank of England is back in action as they raise the base rate by 0.5% bringing it to 1.75%.   It’s still extremely low by historical standards, but this alongside a predicated 13% inflation by October is bound to have an impact of the property market.  Are we going to start seeing the market slow down and how will this affect house prices?  Hub Extra  If you want to seriously up your communication skills at work and in business, this week’s Hub Extra is for you.  How to Start Conversations That Get Results: The First Minute by Chris Fenning is a book that will give you a simple framework you can apply to any conversation you have – making those first 60 seconds far more impactful.   After reading this book, you’ll never need to waffle again, and you’ll master the art of clear intent and concise conversation.  Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.  Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!   If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.  And if you’d like to find out more information about Portfolio you can do that here. See omnystudio.com/listener for privacy information.

Rob & Rob are back with more listener questions and wow, we’ve got some cracking ones for you this week.  Getting us started is Ben.  Ben is currently looking to purchase his second buy-to-let, but after completing a survey on the property, he’s been told that there’s around £11,000 worth of repairs needed on some damp and the roof.  What Ben would like to know is, does this give him the chance to renegotiate the purchase price?  The original offer was a good one and slightly over market value, but with the potential cost of work hanging over his head, he’s thinking that what started off as a good deal, will become a bad one.  Should he try and knock the costs off the purchase price?  Next up we’ve got a question from Alex.  After listening to the podcast, Alex and his wife first took the plunge to invest back in January 2020 and they’re currently completing on their fourth. Today they’re hoping Rob & Rob can help them with the sticky situation they’ve found themselves in.  We all know that inflation is on the rise, and with what Alex has been hearing on the podcast, he’s wondering if now's the time to pull out of his ISA.  He’s currently got 10K in a Lifetime ISA that has an interest rate of 0.85%, which, thanks to inflation, means he’s actually losing money.  Alex wants to know whether he should pull out his money, lose the 25% the government have topped it up with, leaving him with 7.5K or if he should just stick with it because the government contributions make it worthwhile?  Tune in to find out advice the guys have got this week.  Do you have a buy-to-let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).   Or if you prefer, click here to leave a recording via your computer instead.  The next question on Ask Rob & Rob could be yours.   Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So, get yourself over and introduce yourself.  And if you’d like to find out more information about Portfolio you can do that here. See omnystudio.com/listener for privacy information.

Your August Market Update is here!  It's been a busy month, so Rob & Rob have plenty of headlines to get through in the latest market update.  From fast-growing cities and the removal of mortgage stress tests, to people getting the wrong investment advice from TikTok, The Robs are breaking down the biggest news of the month for you right now.  Stay on top of the industry’s breaking news by tuning in now. And all the extra links you’ll need are below.  Property prices  House prices growing at fastest rate since 2004  Growth is fastest in cities  Viewings have fallen by a third  The rental market  Rents have increased by 3% in the last year  Rents are growing fastest in Manchester  More tenants are renewing in London  Mortgages  Stress tests removed  Political pressures  A leading charity wants the rental sector to shrink  Labour’s “war” against holiday lets  All holiday lets to be licensed in Wales  Odds and ends  A third of all transactions fall through, and the ones that succeed take over 5 months   The national “rogue landlord” database is looking sparse  And finally...  Not all property advice given on TikTok is accurate  Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.  Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!   If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.  And if you’d like to find out more information about Portfolio you can do that here. See omnystudio.com/listener for privacy information.

It’s time for some more listener questions!  Kicking us off this week is Deemada.  Deemada is searching for his second buy-to-let deal but increasing interest rates have got him thinking about his profit margins.  He wants to know if higher rates will squeeze his profit and if so, should he still be considering buy-to-let right now?  Next up, we’ve got a question from AJ in London.  The latest legislation, especially the proposed removal of Section 21 has got them worrying about how this is going to impact landlords, particularly with rent increases.   They currently review their rent annually and adjust it according to the market – sometimes it goes up, sometimes it doesn’t. But they’re worried that this change in legislation could leave them short if a tenant refuses to accept the rental increase.  Do Rob & Rob have any thoughts on this?  Tune in to find out.  Do you have a buy-to-let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).   Or if you prefer, click here to leave a recording via your computer instead.  The next question on Ask Rob & Rob could be yours.   Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So, get yourself over and introduce yourself.  And if you’d like to find out more information about Portfolio you can do that here. See omnystudio.com/listener for privacy information.

What cities are best for yield? Usually, when we talk about the best places to invest, we’re looking at capital growth, but there’s plenty of investors that focus on high-yielding deals.  So, Rob & Rob have done a deep dive into the data, and they’ll be revealing the best cities to invest in if you’re investing for yield.  Not only will they be sharing the top five cities in terms of data, but they’ll also spill the beans on which of those cities they’d personally invest in.  In the news  Great news for the UK as major cities across the country land into Timeouts' top 53 cities in the world - with Scotland landing two cities in the top four!   The rankings are based on various things including safety, sustainability, and even nightlife.  It’s great to see some of the UK’s best cities being recognised globally and even beating places like New York and Paris.  Hub Extra  Working through your emails is never someone’s favourite task, but it can certainly be a quicker one with this week's Hub Extra.  Rob Dix has recently found Spark, it’s a mail app that’ll replace the one that’s automatically installed on your phone, and whilst the differences are subtle, he says they’re game-changing.  He’s clawed back time in his day, as he can whiz through his emails!  Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.  Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!   If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.  And if you’d like to find out more information about Portfolio you can do that here. See omnystudio.com/listener for privacy information.

Rob & Rob are back to answer more of your questions!  The Bank of England have been increasing interest rates, and there’s no signs of this slowing down anytime soon – that's why Tom wants to know what he should do about his mortgage.  One of Tom’s properties is on a 5-year variable rate mortgage with the possibility to leave at any time with no fees.  With the potential for interest rates to continue to soar Tom wants to know “Is now the time to switch to a fixed-rate mortgage?”.  Next up, we’ve got a question from Shaz in Derby.  He’s currently looking at purchasing a tenanted property, where the tenant is on a rolling, short-term contract. Shaz isn’t too impressed with the rent they're paying though, as it’s around 20% under market value.  He wants to know what his options are, and the best practice for raising the rent to meet the current market value.  Tune in to find out what advice the guys have got this week.  Do you have a buy-to-let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).   Or if you prefer, click here to leave a recording via your computer instead.  The next question on Ask Rob & Rob could be yours.   Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So, get yourself over and introduce yourself.  And if you’d like to find out more information about Portfolio you can do that here. See omnystudio.com/listener for privacy information.

How is Rob D’s pandemic purchase performing?  Today we’re taking a little glimpse into the past as we review one of Rob D’s riskier investments.  The height of the pandemic might not have seemed like a great time to buy, but that didn’t put Rob off getting his hands on a Property Hub Invest discounted deal in Nottingham.  And now it’s been around two years since he made the purchase, we thought we’d take a closer look at how it’s performing, share any lessons Rob learned along the way and answer the biggest question of them all – does he regret it?  In the news Now if you’re a long-time listener you’ll know we’re fans of Liverpool, and if there wasn’t reason enough, this latest headline will definitely help you understand why!  As Liverpool has seen a 160% increase in Chinese and Hong Kong purchases since 2017.  Now Liverpool’s world-wide reputation has always seen it performing better than other major cities in terms of overseas purchases, but what does this buyer boom actually mean?  Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.  Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!   If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.  And if you’d like to find out more information about Portfolio you can do that here. See omnystudio.com/listener for privacy information.

It’s our favourite time of the week - Rob & Rob are back with another round of listener questions.  First up, this listener wants to know the best way to achieve his goal of a passive income of £2,000 a month.  He’s figured out that to achieve this he’d roughly need around seven buy-to-let properties, and he’s got a few ideas of how he can get there.  He’s recently completed a flip with a friend and has around £75,000 in profit that he can use to invest again.  Should he continue flipping until he has enough cash to purchase all seven buy-to-lets at once, or should he purchase a couple of buy-to-lets now, let the market do its work, refinance and then purchase more properties later on?  Next up, we’ve got a question from Kieran in London.  Kieran’s recently come across the term ‘deal sourcing’ and he wants to know what it’s all about. What exactly does deal sourcing mean and is it a good idea?  Tune in to hear what Rob & Rob think.  Do you have a buy-to-let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).   Or if you prefer, click here to leave a recording via your computer instead.  The next question on Ask Rob & Rob could be yours.   Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So, get yourself over and introduce yourself.  And if you’d like to find out more information about Portfolio you can do that here. See omnystudio.com/listener for privacy information.

How will the new white paper affect landlords?  This has got to be the most anticipated piece of legislation that landlords have been waiting for, FOR YEARS and it’s finally here.  The government have laid out their proposals for the Renters Reform in their latest white paper, and it’s completely transformed landlord/tenant relationships forever.  With news on notice periods, arrears, evictions, rent controls and so much more, we’re surprised at how little coverage this huge update has received.  Now, it’s a very long document, but we’ve read it and we’re going to summarise everything you need to know in today’s episode.  There’s A LOT to cover as this report is going to completely shake up the industry.  In the news There’s a lot going on in the political world right now, including a new Prime Minister on the horizon, but that’s not the only important change we’re seeing right now.  The UK government has appointed a new housing minister... again.  It’s not the first time we’ve seen a reshuffle in the cabinet, and we doubt it’ll be the last. But what do Rob & Rob think about new housing minister Marcus Jones?  Hub Extra If you couldn’t tell, we LOVE a good podcast, and you can never have too many to listen to.  We’ve recommended this one before, but previously Rob & Rob have had to move it off their ‘must-listen’ list as the episodes were hours long and, let’s be honest, who’s got time for that?   But now The Tim Ferriss Show has brought out “Monthly Recaps”, it’s slipped right back on the radar!  All the best bits from the month have been condensed into a shorter format so you can skip the waffle and still get all the golden nuggets for the month.  Let’s get social  We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.  Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!   If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.  And if you’d like to find out more information about Portfolio you can do that here. See omnystudio.com/listener for privacy information.

Rob & Rob are answering some cracking questions for you this week, so let’s get stuck in!  First up Claire who’s wondering what she should do with her short-term savings.  She currently has three buy-to-let properties and is looking to purchase her fourth. As she’s unable to release any equity for around 18 – 30 months, she’s been building up her deposit in the bank.  But as a fan of The Property Podcast, the recent Inflation episode has got her wondering if there’s something else she could be doing with her savings in the short term to stop inflation eating away at them.  Next up, Ollie from Wiltshire has a question about mortgages.  He’s hoping to purchase his first property soon and is initially planning to live in it before he turns it into a rental property. What Ollie would like to know is should he get an interest only or repayment mortgage?  Tune in to find out what advice Rob & Rob have got for our listeners this week.  Do you have a buy-to-let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).   Or if you prefer, click here to leave a recording via your computer instead.  The next question on Ask Rob & Rob could be yours.   Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So, get yourself over and introduce yourself.  And if you’d like to find out more information about Portfolio you can do that here. See omnystudio.com/listener for privacy information.

Your July Market Update is here!  It’s that time of the month! It’s market update time… and it’s a biggie!  Rob & Rob have got a lot to cover, from the property boom and build-to-rent, to the best places to invest and the booming rental market (yes, it’s still booming!) and so much more!  Tune in and make sure you’re all caught up. All the links you need are just below:  House Prices  Latest Hometrack report  Knight Frank revises up its house price forecast despite cost-of-living crisis  ‘Dash for property over’ as price growth slows - Nationwide  Zoopla: 'Forced sales unlikely but price growth will slow'  Property Boom  Bank of England withdraws mortgage affordability test  No 10 considers 50-year mortgages that could pass down generations  Halifax lowers deposit needed for new build houses  Rental Market  Eye-watering rent rises as increasing inflation grips the UK  A third of all new homes in London are build-to-rent  LATEST: 820,000 private rented households facing gap between benefits and rent  Lending  Average mortgage product fees fall on annual basis: Moneyfacts  Should landlords pay early redemption fees to avoid mortgage misery?  Manchester  Manchester named 28th most ‘liveable’ city in the world 2022 – and beats London, Barcelona, and more  Why Manchester is the destination for savvy property investors  LATEST: Manchester reveals more details of its selective licensing expansion  Short Term Lets  Registration scheme to stem short-lets tide is up for debate  Section 21 eviction ban? We’re off to short-term lets, say thousands of landlords  Other  EXCLUSIVE: New guidance to make EPCs more accurate after 10-year wait  ADVICE: Are you ready for the Leasehold Reform Act going live on 30th June?  How long does it take to move in 2022?  Andrew Bailey faces Bank of England mutiny over staff pay rise  Let’s get social   We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.  Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!   If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.  And if you’d like to find out more information about Portfolio you can do that here. See omnystudio.com/listener for privacy information.

Rob & Rob are back for another round of listener questions!  Getting us started this week is Kieran.  Kieran is an estate agent in the East London area, and over the past 14 years he’s watched the market go from strength to strength.  So, when he came into £200,000 in inheritance, he of course wanted to get involved as he knows the area well and has built up a good network.  He’s recently witnessed the success of the Crossrail plans and the growth it’s brought to London with it, and it got him wondering about Crossrail 2.  He’d love to know whether he should expand his search to the home counties as the proposed plans for Crossrail 2 could have these areas mimicking the success he’s seen first-hand in East London.  Next up, we’ve got a cracking question from Klara.  Klara’s looking to buy her first investment property, but she wants to know the best way she can bag herself a deal.  Should she find a reliable and reputable sourcing company or save herself some pennies and get deal hunting?  Tune in to find out what advice Rob & Rob have got for this week’s listeners.  Do you have a Buy-to-Let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).   Or if you prefer, click here to leave a recording via your computer instead.  The next question on Ask Rob & Rob could be yours.   Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So, get yourself over and introduce yourself.  And if you’d like to find out more information about Portfolio you can do that here. See omnystudio.com/listener for privacy information.

How are Rob & Rob’s predictions faring? It’s been a bonkers start to the year, and it’s fair to say that a lot of unpredictable things have happened.  So, we thought it’s about time we do a little check-in on how Rob & Rob’s predictions are faring at the half-way point.  From top performing cities to national property growth, the London market, inflation, Bitcoin and so much more… the guys placed their bets on what would happen in 2022.  So, tune in as we dig into the numbers and see how right (or wrong) they are so far!  Plus, they’ll be answering the question that’s on everyone’s lips right now – is the property boom coming to an end?  In the news  This week’s news story could divide our listeners, as depending on how you view the world this could be great news or really worrying as UK mortgage lenders told they can scrap affordability rule for buyers.  It’s official, the Bank of England have scraped affordability rules and buyers will no longer need to undergo a stress test.  Could this be incredible as it helps more people get their foot on the ladder or is it a recipe for disaster with a potential repeat of 2008?  What do Rob & Rob think?  Portfolio news  Now for some super exciting news about Portfolio!  We’ve officially introduced ApplePay into the app, making investing just that little bit easier.  If you’d like to find out more, you can do that here.  Hub Extra  If your TBR (to be read) list wasn’t already long enough we’ve got a cracking book recommendation coming your way!  You know we love a good self-improvement book here at Property Hub and Four Thousand Weeks by Oliver Burkeman is the time management book with a twist that you need in your life.  We roughly get four thousand weeks in our lifetimes, but that doesn’t mean you’ll accomplish everything you want to in life, and this book will help you come to terms with that.  Nothing can ever be perfect, and whilst that can feel like a bitter pill to swallow, it’s okay, and Oliver highlights the beauty of constructing a meaningful life and embracing your limitations.  Let’s get social  We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.  Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!   If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.  And if you’d like to find out more information about Portfolio you can do that here. See omnystudio.com/listener for privacy information.

It’s our favourite time of the week! Rob & Rob are back with another round of listener questions.  Getting us started this week is Dan.  Dan currently has a portfolio comprising of 4 properties, one of which he lives in. These aren’t massively leveraged, and he’s got a fair bit of combined equity but he’s not quite sure how much.  What he wants to know is how can he figure out how close he is to the financial freedom he’s been dreaming of?  Next up we’ve got a cracking question from Colin.  Colin and his business partner have been working their way through The Property Podcast back catalogue and have now kickstarted their property investment journey.  They’re now underway with their first Buy-to-Let investments - two off-market properties with tenants in-situ in the North West.   Their offers have been accepted and they’ve managed to secure lending, but what they want to know is Rob & Rob’s top five tips for preparing to purchase properties with tenants in-situ!  Tune in and hear what the guys have got to say.  Do you have a Buy-to-Let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).   Or if you prefer, click here to leave a recording via your computer instead.  The next question on Ask Rob & Rob could be yours.   Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So, get yourself over and introduce yourself.  And if you’d like to find out more information about Portfolio you can do that here. See omnystudio.com/listener for privacy information.

These investing principles will help you prosper  The world is a strange place at the moment and it’s certainly a difficult one to navigate, especially in the world of investing.  It’s the most interesting time for not only the property market but every market out there.  If you joined us on the podcast last week or have managed to get your hands on Rob D’s new book you’ll know exactly where we are right now and what the financial environment of the future will look like, giving you that edge when you’re deciding what to invest in.  But we’re about to make it even easier for you as Rob & Rob reveal the five investment principles that will make you wealthy. If you harness these principles not only will navigating the market become easier for you, but you’ll prosper as a result.  So be sure to tune in – you won’t want to miss out on this.  In the news We’ve got a huge news story for you this week, in fact, it’s so big we think we’re going to have to cover it in a lot more detail over the coming weeks.  And there’s plenty of headlines as the government have released a white paper on how they plan to create a fairer private rental sector.  Now there’s a lot to dig further into but some of the biggest headlines were the end of section 21 and new legislation involving tenants and their pets.  Tune in and hear what the guys have got to say.  Hub Extra  Now we don’t usually give out an anti-recommendation but there’s a first for everything!  Rob B was excited to get his hands on the Empire of Pain: The Secret History of the Sackler Dynasty, but was pretty disappointed as he didn’t think it was worth the hype. Not every recommendation is a winner but this one was a hard hitter as it’s got so many amazing reviews...  But don’t worry, we can’t let you walk away without a good recommendation! Thankfully Rob stumbled across Dopesick on Disney+ which follows the same story of the Sackler family and their involvement in the opioid crisis in America.  Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.  Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!   If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.  And if you’d like to find out more information about Portfolio you can do that here. See omnystudio.com/listener for privacy information.

Rob & Rob have two fascinating questions to answer this week!  First up is Lukas, who’s asking a question right of the back of attending a webinar (a seriously dedicated listener!). Now the market is hot, Lukas has got an opportunity to pull cash out of his properties.   However, he refinanced a property in the past only to have it valued under what he paid for it. As Lukas thinks there will be a crash in the next 2-3 years he’s worried about prices dropping in a crash leaving him over leveraged.  Rob & Rob have some excellent advice for avoiding this trap – and also some cautionary words about a crash.  Next up is George from Bristol, who’s in the process of buying a home to live in. It’s in a village, which isn’t something we usually discuss on the podcast, but as it’s for George to live in rather than a rental. However, he’s discovered that there is planning permission for homes that will double the size of the village.   So now he wants to know, will this extra supply negatively affect house prices? Rob D has seen this explosive growth in houses happen before so he’s pretty sure he knows what is likely to happen next.  Tune in to find out.  Do you have a buy-to-let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).   Or if you prefer, click here to leave a recording via your computer instead.  The next question on Ask Rob & Rob could be yours.   Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So, get yourself over and introduce yourself.  And if you’d like to find out more information about Portfolio you can do that here. See omnystudio.com/listener for privacy information.

Do you understand the financial landscape?  This has to be in our top 10 MUST listen podcast episodes - and it’s a big one.  With 50 years of financial history to run through Rob & Rob have got plenty to cover. They’ll start with the HUGE event in 1971 that completely transformed everything about the world of money, what has played out ever since and how it’s going to affect what’s to come.  Once you understand what’s going to come next, you’ll be well on your way to better position yourself to make smart investment decisions, so you definitely won't want to miss this.  In the news   With the government leaking stories that their next announcement was going to completely transform the market we were eagerly awaiting what they had to say.  And to be honest, we were sort of disappointed as their huge announcement was that they’re planning on extending the right to buy scheme to housing associations.  What do the guys have to say about this ‘transformational’ announcement?  Hub Extra  Of course, this week's Hub Extra has to be none other than Rob D’s new book, The Price of Money.  If you loved this episode, you really do need to get your hands on it as it will completely alter the way you view the financial world taking you deeper than a single podcast episode ever could.  There’s also some additional perks for anyone that purchases it in the first week (including a mini-podcast series, the chance to have lunch with Rob and a live Q&A session!).   Keen to add it to your must-read list? You can purchase it right here.  Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.  Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!   If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.  And if you’d like to find out more information about Portfolio you can do that here. See omnystudio.com/listener for privacy information.

It’s Tuesday and that means Rob & Rob are back answering your questions!  First up is Ash. She’s a huge fan of the podcast and especially looks forward to the Market Updates. So, it’s no surprise that she’s noticed the economic warnings that a recession is likely in the UK this year.   Indeed, just yesterday leading economist Dr Gerard Lyons told the BBC: “A recession is likely in the UK and, I think, a recession is likely across Western Europe.” Which is pretty direct, especially for an economist.  So, Ash wants to know, what will a recession mean for property prices? Is now a bad time to buy if there is going to be a downturn? A great question, and one Rob D is especially well placed to answer, having just finished a book on how money actually works.  Next up is Pete, who controversially doesn’t have a question, but instead has opted to issue a warning! We’ll let Pete off this rebellious change to our format because he has an important warning about new tax rules that will affect almost all landlords.  Even though it’s not strictly a question, Rob & Rob still have some helpful advice on how to prepare for the tax changes so that you’re not caught out.  Tune in to find out.  Do you have a buy-to-let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).   Or if you prefer, click here to leave a recording via your computer instead.  The next question on Ask Rob & Rob could be yours.   Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So, get yourself over and introduce yourself.  And if you’d like to find out more information about Portfolio you can do that here. See omnystudio.com/listener for privacy information.

Inflation can change the entire way you invest  Inflation is the word on everyone's lips at the moment, but do you truly understand it?  It’s a complicated topic and with the rise in living costs it can be tempting to just try and block it out, but you’d be doing yourself a massive injustice.  When you truly understand inflation, you can use it to your advantage and have the opportunity to win big!  So, make sure you don’t miss out on this one!  In the news We couldn’t quite believe our eyes when we saw this headline...  When the words ‘landlords’ and ‘tax’ are in the same headline it’s almost never good news, but this one, whilst it’s just a rumour, sounds fairly positive.  We know we’re crossing our fingers as Property Investor Post have reported Landlords could receive tax breaks to sell up.  Is it too good to be true?   Hub Extra If you loved this episode, then you’re going to love this week's Hub Extra!  Rob & Rob revealed some pretty shocking numbers today, and we know you’ll be keen to see those numbers and graphs for yourself.  Thankfully, Rob D has broken everything down in just 12 minutes in our latest YouTube video.  But it doesn’t end there!   If you joined us last week, you’ll know Rob D’s new book will be landing next week! If you want to be the one of the first to get your hands on his latest book you can sign-up for notifications here.  We promise, it’ll be worth your while and if you purchase it in the first week, there's a few extra perks in store for you.  Let’s get social  We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.  Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!   If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.  And if you’d like to find out more information about Portfolio you can do that here.   See omnystudio.com/listener for privacy information.

Rob & Rob are back with some more listener questions!  Starting us off this week is Jack.  Jack and his partner have recently sold their first property and have moved back in with family whilst they search for their new home.  Of course, this means they’ve got a chunk of cash lying around at the minute and Jack is wondering what they should do with it.  As they’re hoping to purchase their first investment property soon should they dip into this cash and use it for a deposit to buy their investment property instead of a home for themselves?  Their residential home will be higher in value than any investment property they purchase, so with this in mind and the stamp duty implications do Rob & Rob think they should buy the investment property before their home?  Next up we’ve got another great question from Joe.  Joe’s a young landlord and currently has one property that he rents out as a holiday let.  He’s hoping to expand his portfolio, but before he does, he wants to make sure he’s prepared.   As his portfolio increases, he’d like to ensure he can keep it as professional as possible and easy to manage so he can crunch all the numbers, keeping a watchful eye on his finances.  He’s had a look on the market and has come across Lendlord. What he wants to know is, is there any magical software out there that Rob & Rob currently use and would recommend OR do they keep it classic with a good old trusty excel sheet?  Tune in and hear what the guys have got to say.  Do you have a buy-to-let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).   Or if you prefer, click here to leave a recording via your computer instead.  The next question on Ask Rob & Rob could be yours.   Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So, get yourself over and introduce yourself.  And if you’d like to find out more information about Portfolio you can do that here. See omnystudio.com/listener for privacy information.

New book incoming!  Yes, you read that right! We are so excited to announce that Rob D is releasing a new book on June 16th!  But, if like us, you just can’t wait any longer, just sign-up here and we’ll send you a preview chapter to get your teeth stuck into.  Plus, we’ve got some special surprises lined up for everyone who purchases the book in its first week, so we’ll send you a reminder on the release day, so you don’t miss out!  It’s the June Market Update!  Rob & Rob are back with your monthly update and what a busy month it’s been!  There’s almost too much to talk about, but don’t worry we’ve selected the best and most important headlines of the month for this Property Podcast.  Macro Economy  How do I get the £400 energy grant and the £650 one-off payment?  House Prices  Michael Gove is right about one thing: building more homes won’t solve anything  Which housing markets are most exposed to the coming interest-rate storm?  Cost-of-living crisis to halt surge in house prices  Slowdown ahead for UK housing market  Record house prices see 4.3m homes pushed into a higher stamp duty bracket  Hometrack UK Cities House Price Index  Rents  Zoopla Rental Market Report  Government to deliver ‘new deal’ for renters  Sadiq Khan: I am calling on the prime minister to freeze London rents now  Mortgages  The Nottingham loosens BTL criteria  The Mortgage Works reduces limited company BTL rates  Other News  Will the Crossrail effect give a boost to house prices along the Elizabeth line?  Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.  Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!   If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.  And if you’d like to find out more information about Portfolio you can do that here. See omnystudio.com/listener for privacy information.

We’ve got some cracking questions for you this week, so let’s dive straight in!  Kicking us off is Jessica!  Jess has been listening to the podcast for a while now, and she’s finally ready to purchase her first property.  She’s been looking around Liverpool for the past 18 months and has put in multiple offers, in various areas and price ranges but has found her offers consistently being rejected.  Even though her offers are always at asking price or above, she’s starting to wonder if being a single buyer is what’s setting her back?  So, she’s hoping Rob & Rob can give her some advice and help her get her foot on the ladder.  Next up, we’ve got a question from Ben in Birmingham.  Ben’s looking to purchase a property for £275,000 flip it and sell it for £385,000 leaving him with a healthy £30,000 in profit.   But he’s wondering if he can avoid the hefty capital gains tax on this.  He’s got a few different ideas in mind but he’s hoping Rob & Rob will be able to help him decide.  Tune in to find out.  Do you have a buy-to-let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).   Or if you prefer, click here to leave a recording via your computer instead.  The next question on Ask Rob & Rob could be yours.   Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So, get yourself over and introduce yourself.  And if you’d like to find out more information about Portfolio you can do that here. See omnystudio.com/listener for privacy information.

Time waster to time saver Our phones could be our own worst enemy or our best friend, with almost everything available right at our fingertips it’s easy to waste hours upon hours just aimlessly scrolling through your phone.  With every app fighting for your attention, even once you’ve put your phone down those pesky notifications can rear their ugly head and ruin any sort of productivity.  But don’t worry, we’re not about to go all anti-mobile on you here, because with a few handy apps and tricks, you can easily turn that time waster into a time saver.  Today on The Property Podcast Rob & Rob are revealing the apps that have helped them reclaim some of the time back in their day, making them more efficient investors and better people in general.  In the news  Today’s headline definitely is one worth digging into as Letting Agent Today report the Tenancy lifecycle has been transformed by the pandemic.  The pandemic certainly impacted everyone in a multitude of ways, so it’s no wonder that it’s also changed the tenants think about moving.  What have the guys got to say about this?  Hub Extra  This week's Hub Extra might seem a bit of a given...  If you love hearing all the handy resources, tips and tricks we share weekly on the podcasts Hub Extra you’ll be happy to know there’s plenty more where that came from!  If you’re not already signed up to receive our weekly Hub Extra newsletter, you’re seriously missing out!  But don’t worry, there’s no time like the present, you can sign up for a free Hubber account right here and Hub Extra will land in your inbox every Friday!  Let’s get social  We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.  Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!   If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.  And if you’d like to find out more information about Portfolio you can do that here. See omnystudio.com/listener for privacy information.

The guys are back with another round of listener questions!  And this week we’ve got a double whammy!  We usually answer one question per listener but when the questions are this good, we just can’t say no to answering both, so let’s dive right into Alexis’ questions.  Alexis and her husband live in Manchester, and they’ve been trying to purchase a property for the last year, but due to the booming market, they’ve not been able to secure a property yet.  They put their first offer down back in April and they’ve put multiple offers down since, but each time they keep getting outbid and the houses end up selling above market value.  What Alexis wants to know is how do they stop getting outbid? And is it even possible in a hot market or does she need to bite the bullet and buy any property she can get her hands on just so they can get into the market?  Her next question is all about tenants.   Alexis’ neighbour is also a landlord and unfortunately, her tenants haven’t been paying their rent. Alexis knows that you can get insurance to help protect you in these circumstances, but what happens if you have multiple properties in the same boat as this would hugely impact cashflow.  Alexis wants Rob & Rob’s advice on what to do if her tenants don’t pay their rent.  Tune in to find out what advice the guys have got for her.  Do you have a buy-to-let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).   Or if you prefer, click here to leave a recording via your computer instead.  The next question on Ask Rob & Rob could be yours.   Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So, get yourself over and introduce yourself.  And if you’d like to find out more information about Portfolio you can do that here. See omnystudio.com/listener for privacy information.

Your cheat sheet to property research   Due diligence can seem a little intimidating, especially if you’re doing it from your desktop. With so much to research where could you possibly start?  Thankfully research expert Mary Osmond is revealing the exact framework she uses to successfully research all her properties.  She’ll run you through every single step, so you can take what you’ve learned and apply it to your next deal.  With this cheat sheet, you’ll never choose the wrong location ever again.  In the news  This week’s news story may come as a surprise to you, especially in a booming market, but according to This is Money there’s been a surge in property down valuations all across the country.  As they’ve reported ‘The bank knocked £35,000 off the price we agreed: Mortgage lenders put the brakes on runaway house prices with a surge of down valuations’  But the shocking headlines don’t stop there, as one of the sub-headlines had us choking on our morning brew as This is Money reports ‘house price growth is slowing amid predictions prices will fall 3% next year’.  But what have the guys got to say about these gloomy predictions?  Hub Extra  If you’ve ever found yourself drowning in endless internet tabs (we’re looking at you Tracey), then this week's Hub Extra is for you.  Your desktop research game will be levelled up in no-time as you save precious time thanks to this handy browser – Sidekick.  Sidekick allows you to add all your favourite apps to a nifty little sidebar, and you can also group your tabs into different sessions, so you’ll never lose that perfect property on Rightmove again as you can pop it into a category for later.  Plus, it’s got a built-in ad-blocker, search history function and tab suspension!  Is there anything this browser can’t do?  Let’s get social  We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.  Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!   If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.  And if you’d like to find out more information about Portfolio you can do that here. See omnystudio.com/listener for privacy information.

It’s Tuesday and you know what that means...   Rob & Rob are back answering some more listener questions!  We’ve got some really interesting ones this week so let's dive right in!  Our first question is all about the London market.  Our listener is looking to buy his first property in London, and after listening to our recent podcast on the 18-year property cycle (which you can catch up with here) he thinks now may be a good time to buy.  However, as a long-time listener of the podcast, he knows Rob & Rob have previously mentioned that London is typically overvalued and with the crash being around four years away is now actually a good time to buy?  Our listener wants to know if London is the exception from the 18-year cycle or does everything they mentioned in their latest podcast still ring true?  Next up, Chris has got a tough decision to make, and he’d like the guy's advice.  He’s currently on the search for a larger family home. He owns two properties, and he’s had one of them (a four-bed semi-detached) valued at around 200K, which means he’s got himself a fair bit of equity.  What he wants to know is should he sell up and use the money to buy his next home or keep the property, rent it out and release some equity to buy his new family home?  Tune in to find out what advice the guys have got this week!  Do you have a buy-to-let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).   Or if you prefer, click here to leave a recording via your computer instead.  The next question on Ask Rob & Rob could be yours.   Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So, get yourself over and introduce yourself.  And if you’d like to find out more information about Portfolio you can do that here. See omnystudio.com/listener for privacy information.

Research is an investor's best friend Investing is risky business, but is there a way can you avoid making costly mistakes?  Every successful investor knows that doing your due diligence should be non-negotiable.  But there are some investors that think they can get away with doing little to no research, and they may get lucky a couple of times, but that luck will run out.  The reality is if you don’t do your due diligence you’re setting yourself up for failure.  So today on The Property Podcast we’re joined by a due diligence expert – Mary Osmond who will have your research game levelled up in no time.  Now you might remember Mary from a previous episode where we discussed all things HMO, but if not, you can find that episode here.  In the news  Now we won’t be popular for bringing this news story to your attention...  But base rate has now hit 1% as the Bank of England warns of UK recession this year as it lifts interest rates.  A recession could have huge implications for investors so make sure you tune in to hear what the guys have got to say about it.  Hub Extra This week’s tip will make the time you spend on your phone just that little bit more productive.  You might’ve already heard about widgets, but if you’ve not started taking advantage of them take this as your sign!  Widgets are handy little shortcuts for your favourite apps, simply add a widget to your phone screen and at a glance, you’ll have all information you need.  Live by your calendar? Add a widget to your phone screen and get a breakdown of your day to day without having to push a single button.  Maybe you’re always on the go, just add a map widget and get notified how far you are from home no matter where you are.  The options are endless.  Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.  Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!   If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.  And if you’d like to find out more information about Portfolio you can do that here. See omnystudio.com/listener for privacy information.

Rob & Rob are back with another round of listener questions!  And getting us started this week is Danny from Croydon.  Danny is an avid listener of the podcast, so he knows what Rob & Rob think about the North and London, but he’s got his eyes set on a different part of the UK.  Danny wants to know, where Rob & Rob think the best place to invest in the Midlands is?  Next up we’ve got Tom who’s sent his question in all the way from Dubai!  Tom is considering purchasing a student HMO in the UK, as these give a higher return on investment... or do they?  Tom has a fair usage clause, but even with this in place he’s predicted that the rise in energy bills is going to heavily cut into his profit margins. What he’d like to know is should he hand over this extra cost to his tenants? Or just take the hit as the landlord?  Plus, how will this affect the HMO market? Will landlords across the board increase their prices as a result?  Tune in to find out what the guys have got to say.  Do you have a buy-to-let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).   Or if you prefer, click here to leave a recording via your computer instead.  The next question on Ask Rob & Rob could be yours.   Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So, get yourself over and introduce yourself.  And if you’d like to find out more information about Portfolio you can do that here. See omnystudio.com/listener for privacy information.

It’s the May Market Update  It’s everyone's favourite time of the month... we’re back with your latest market update!  From the rental market to cladding updates, ground rent and the one thing that’s everyone’s talking about – house prices – the guys have got plenty to cover. You won’t want to miss this one!  All the links you need are just below:  House Prices  Will house prices crash in 2026? This surprisingly reliable cycle theory suggests so  House prices could fall by 5% over next 2 years  House price growth slows as cost of living crisis starts to hits the market  TPP475: 18-year property cycle: When will the market crash?  London Prices  London house prices rise at fastest rate since 2016  Rental Market  Rental Reform White Paper ‘may be pushed back until October’  Government considers giving more tenants the Right To Buy  Shelter leads opposition to new tenant Right To Buy proposal  Manchester braces for BTR slowdown before 2024 boom  Cladding Issue  Agreement with major developers to fund building safety repairs  What support is available for property owners with cladding issues?  Many landlords still excluded from new Building Safety Law  Ground Rent  Ground rent charges to be banned on new residential leases  Date revealed for ban on charging ground rent on new leases  Other News  Crypto Mortgages Let Homebuyers Keep Bitcoin, Put Down Nothing  Canada to Ban Foreigners From Buying Homes as Prices Soar  Hub Extra We love a good property game and we’ve got a cracking one for you this week!  Now we may be a little biased as this was made by the incredible Property Hub team, but if you’re looking to put your knowledge to the test the boom phase simulator is a complete game changer!  Run through the different scenarios, make decisions and try to outsmart a property crash.  Let’s get social  We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.  Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!   If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.  And if you’d like to find out more information about Portfolio you can do that here. See omnystudio.com/listener for privacy information.

It’s time for some more listener questions and this week we’ve got some good’uns lined up for you!  Kicking us off this week we’ve got a cracking question from Sian in Wiltshire.  Sian is a fairly new investor and her first tenant’s tenancy is coming to an end. What she’d like to know is how does she go about introducing an annual increase in their rent?  Is there a bog-standard calculation she should be using? Should she base it on inflation? Or are there other things she should be considering?  Her tenant is a good tenant, so she doesn’t want to rock the boat, but she also doesn’t want to cut herself short and miss out on market value rent.  What advice have Rob & Rob got to help her out?  Next up we’ve got a question from a mystery caller. This listener didn’t leave his name, but that won’t stop us from answering this corker of a question!  He’s currently considering purchasing a flat in a tower block (all cash) and he wants to hear what Rob & Rob think about this?  With the ongoing cladding situation, lenders are still cautious to lend on tower blocks, but as he’s going to be buying in all cash, so he could secure himself a little discount.  Do Rob & Rob see tower blocks changing any time soon and how do they think they will appreciate in the future?  Tune in to find out.  Do you have a buy-to-let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).   Or if you prefer, click here to leave a recording via your computer instead.  The next question on Ask Rob & Rob could be yours.   Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So, get yourself over and introduce yourself.  And if you’d like to find out more information about Portfolio you can do that here. See omnystudio.com/listener for privacy information.

We launched our crowdfunding campaign yesterday, and if you don't know what happened...well, listen to find out!  If you still want to get involved, go to propertyhub.net/crowdfundSee omnystudio.com/listener for privacy information.

Where have we been investing?   After over a decade of podcast episodes where Rob & Rob share their best advice, tips and tricks it’s no wonder they’re inundated with questions about what they’re investing in...  And during such a pivotal part of the 18-year property cycle the questions about their own investments just keep flooding in.  So today on The Property Podcast, Rob & Rob are revealing details of the investments Property Hub Invest and Portfolio have made over the last six months.  They’ll tell you where they’ve invested and why. So, if you want an insight into the sort of portfolio Rob & Rob are building this episode is one you really don’t want to miss!  In the news  We’ve got some interesting news for you this week as London house prices rise at their fastest rate since 2016!  It seems the London property market may finally be bouncing back as people head back to the city for work and entertainment.   What do Rob & Rob have to say about this...  Hub Extra This week we’ve got an extra special Hub Extra... Happy Crowdfunding Day!   The moment is finally here, it’s officially Crowdfunding day and we’re so incredibly excited!   You, our loyal podcast listeners (if you’ve pre-registered) are getting access to this before anyone else. So, if you did manage to pre-register be sure to check your inbox for your unique early access link!  And if you’d like to hear all the details about why we’re Crowdfunding check out this episode!  Let’s get social   We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.  Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!   If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.  And if you’d like to find out more information about Portfolio you can do that here. See omnystudio.com/listener for privacy information.

It’s Tuesday and you know what that means... Rob & Rob are back for another round of listener questions, and we’ve got some super interesting ones this week.  We recently announced on The Property Podcast that we’re crowdfunding (you can find the full episode here and pre-register here) and that got one of our listeners wondering...  Sam heard our latest announcement and was super excited! But he couldn’t help but wonder what does crowdfunding actually mean and why would someone invest in it?  Next up, we’ve got a question from Argent in London and it’s all about the 18-year property cycle.  Argent’s wondering if he could use this interesting play to his advantage...  He’d like to know if he times it right, could he keep his money liquefied and out of the property market until the crash, then swoop in and bag himself a discounted deal?   OR is he better of just buying now as he’ll still benefit in the long term?  Tune in and find out what advice Rob & Rob have got for these two listeners!  Do you have a buy-to-let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).   Or if you prefer, click here to leave a recording via your computer instead.  The next question on Ask Rob & Rob could be yours.   Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So, get yourself over and introduce yourself.  And if you’d like to find out more information about Portfolio you can do that here. See omnystudio.com/listener for privacy information.

When is the market heading towards a crash? This has got to be our most requested topic ever and honestly, we’ve lost count of how many times we’ve been asked ‘where are we in the cycle?’.   But it’s finally the moment you’ve been waiting for...  Rob & Rob are revealing where we are in the cycle, what they think is going to happen, when the crash will be and sharing how they plan to invest between now and then.  This is going to be a whopper of an episode and definitely one you won’t want to miss.  Want to scrub up on your 18-year property cycle knowledge or find out Rob & Rob’s 2022 hotspots? All the links you need are below:  Where are we in the 18 Year Property Cycle?  Has Coronavirus broken the property cycle?  The 18 Year Property Cycle  The 18 year property cycle, year-by-year: Part 1  The 18 year property cycle, year-by-year: Part 2  Is the 18 year property cycle a scam?  The 18 year property cycle explained  2022’s hotspots to invest in  Play our boom phase simulation game  Property Hub news  Last week we revealed that we’re going to be crowdfunding and gave you, our amazing podcast listeners a chance to pre-register your interest before anyone else!  If you missed the news, everything you need to know is right here in last week's episode and if you’re ready to pre-register your interest you can do that here!  In the news  This week's news is coming straight to you from the leader of NRLA and it’s a bit of a warning...  Speaking at The Property Investor Show Ben Beadle has warned potential investors of ‘too good to be true’ rent-to-rent schemes.  Rent-to-rent has always been popular, but with the power of social media the number of ‘get rich quick’ videos popping up has seen an alarming increase.   You can find the full story here.  Hub Extra  Even in our downtime we can’t help but want to learn more, and if you’re a lover of start-ups stories we’ve got some cracking recommendations for you.  WeCrashed reveals the epic story behind the incredible rise and dramatic fall of WeWork. If you’re keen to learn how a brand worth $47 billion managed to, in less than a year, lose $40 billion this is the show for you.  And the start-up dramas don’t end there. The Dropout follows the incredible story of Elizabeth Holmes and her business Theranos. How did it go so wrong for this self-made billionaire?  Let’s get social  We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.  Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!   If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.  And if you’d like to find out more information about Portfolio you can do that here. See omnystudio.com/listener for privacy information.

Rob & Rob are back for some more listener questions, and we’ve got an 18-year property cycle double whammy for you this week!  Kicking us off this week is long-term listener – Barry!  Barry’s been listening to the podcast since we started back in 2013, and he’s recently been thinking about property prices and the 18-year property cycle.  What he wants to know is what Rob & Rob expect to happen to property prices in the next 18 months, but with a specific focus on different property types rather than regions.  Will larger country property prices continue to grow in line with other property types and follow the 18-year cycle or will it deviate?  Staying on theme, our next listener has been wondering how Rob & Rob think the cycle is going to play out over the next 10, 20, 25 years.  Tune in to find out the advice Rob & Rob have got to give and make sure you join us on Thursday for the much-awaited episode dedicated to all things 18-year property cycle on The Property Podcast.  Do you have a buy-to-let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).   Or if you prefer, click here to leave a recording via your computer instead.  The next question on Ask Rob & Rob could be yours.   Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So, get yourself over and introduce yourself.  And if you’d like to find out more information about Portfolio you can do that here. See omnystudio.com/listener for privacy information.

You won’t believe this  We’ve got some HUGE news and we’re not sure anyone could’ve anticipated this...  Over the years we’ve been asked if we can do this more times than we can count - and today's the day we can finally announce it’s going to happen!  Want in on the secret?   Then tune in and join us for this very special edition of The Property Podcast.  And if you’ve already listened, this is the link you're looking for - http://propertyhub.net/crowdfund Let’s get social  We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.  Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!   If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.  And if you’d like to find out more information about Portfolio you can do that here. See omnystudio.com/listener for privacy information.

Rob & Rob are back and it’s time for more listener questions!  And Jason’s kicking us off with a corker.  Jason is currently saving to purchase his first property and reckons by next year he’ll have around £20,000 saved!   What he wants to know is should he use this as his deposit, purchase a lower value property and get his foot firmly on the ladder or hold out, save some more, and purchase a higher value property?  It’s a difficult decision, so what advice have Rob & Rob got for him?  Next up, we’ve got a question from Mike.  Following a change in the property management company that manages his property in Northampton, he’s recently received his service charge demand.  And whilst he expected a potential increase, he was shocked to find an increase of a whopping 92.5% compared to 2021!  What Mike would like to know is are service charge changes set in stone, or can he challenge this? And if he can, is it a fairly straightforward process or is it a long and costly one?  We know with inflation pushing up costs across the board this might be a question on a few people's lips.  Tune in to find out what the guys have got to say.  Do you have a buy-to-let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).   Or if you prefer, click here to leave a recording via your computer instead.  The next question on Ask Rob & Rob could be yours.   Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So, get yourself over and introduce yourself.   And if you’d like to find out more information about Portfolio you can do that here. See omnystudio.com/listener for privacy information.

Portfolio Info  If you’d like to find out more about what Portfolio is and how it works, you can do that right here.  And if you’re just looking for more sneak peeks or you just love a bit of #propertyporn, we’ve got the perfect Instagram account for you.  You can follow @PortfolioInvestors here.  It’s the April Market Update  It’s our favourite time of the month!  Rob & Rob are bringing you the April Market Update and wow what a busy month it’s been! With the Spring Statement, interest rate rises, huge inflation levels and much more - the guys have got their work cut-out...  They’ll even be revealing the one piece of HUGE news that no-one is talking about, which is bonkers because it has the potential to completely change the UK property market!  You can find all the links you need and get stuck in below:  Policy  Spring Statement: Key points at a glance  Consultation on proposal to withdraw Financial Policy Committee’s mortgage affordability test published  Interest Rate  Interest rates rise again to counter higher prices  Property industry reacts to latest Bank of England interest rate hike  Market  UK House Price Index - Zoopla  Proportion of new homes sold off-plan rises: Hamptons  Rental Market  London exodus reverses as rental demand climbs in Q1  Massive London rent rise takes UK average growth over 10%  Private rents rise at fastest annual rate in more than five years  More properties are being bought by landlords, so why aren’t there more rentals?  Cladding Crisis  Housebuilders and Gove close to deal on cladding repairs  MPs admit it’s unfair for landlords to pay for cladding removal  Landlords / Register  Plans revealed to speed up possessions for landlords – FOUR years after consultation  Vast majority of tenants satisfied with renting  Hub Extra   We’ve got a complete game changer for you this week...  As we know time is a precious resource and the more time you can spend learning and working on your portfolio the better.  And Rob & Rob have been saving some more previous time, by investing in a robot hoover!  There’s no need to worry about messy floors, just let the hoover work it’s magic in the background! You save time and get a clean house – winner, winner.  Let’s get social   We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.  Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!   If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. See omnystudio.com/listener for privacy information.

This week's listener question has got Rob & Rob whipping out their time machine as we’re taking a look back to 2014... (bet you didn’t know the Robs can go back in time as well as predicting the future).  Luke from London has recently bought his first buy-to-let property and it’s got him thinking about the 18-year property cycle.  So, he did a little research and went digging in the podcast archives and found the first podcast episode Rob & Rob recorded on the 18-year property cycle back in 2014.  What Luke wants to know is how are Rob & Rob’s predictions faring 8 years down the line.  Looking at it from 2022’s perspective, where do they think we actually are in the cycle? Do they still think their original date predictions are pretty accurate? Were they wrong or did they hit the nail on the head?  And finally, since 2014 has their mindset or investment strategy changed?  We’ve got a lot to unpack, so tune in and find out how mystic the mystic Rob’s are...   Do you have a buy-to-let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).   Or if you prefer, click here to leave a recording via your computer instead.  The next question on Ask Rob & Rob could be yours.   Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So, get yourself over and introduce yourself. See omnystudio.com/listener for privacy information.

These books could change your life... The right book has the power to completely change your life, so today on The Property Podcast Rob & Rob are revealing the three books that all investors NEED to read.  We’re avid learners here at Property Hub and clearly you are too, and that’s why you’re listening to the podcast.  So, however you consume your books whether that’s by reading or listening, you need to add these to your list.   It’s not often that the lessons you can take from a book are this invaluable and if you truly absorb them, you could set yourself up to create wealth for the long-term.  In the news How could we not talk about the budget?  With big headlines like a 5p cut on fuel duty, a pledge to cut basic rates of income tax and inflation predictions this spring statement needs some breaking down.  What have Rob & Rob got to say about it...  Hub Extra  We’re sorry, but your must-read list is about to get even longer...  As we’ve said before, some of the best books we’ve read have been recommendations.   And this recommendation is the book that inspired Mike Winnet to start his successful business.  So today’s Hub Extra is The Rules of Wealth.   This book does exactly what it says on the tin, made up of a series of rules this is the perfect book that you can dip in and out of.  Let’s get social   We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.  Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!   If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.  And if you’d like to find out more information about Portfolio you can do that here.See omnystudio.com/listener for privacy information.

The guys are back for another round of questions and this week we’ve got two cracking ones.  Kicking us off this week is George.  George and his partner consider themself pretty hands-off investors and as a result, so they’re looking for an estate agent to help rent out their two properties,  They want to know what guidance and tips Rob & Rob have for making sure they choose the right letting agent.  Next up, we’ve got a question from John in Ireland.  John is calculating the ROI on a property he’s had for a while now.  The property has gone up in value, and his initial investment is small so the ROI is looking pretty inflated.  Is there another approach he should be taking when comparing it like for like with other investments? Should he consider how much it would cost to purchase now?   And if he’s refinanced and pulled out all of his original investment does ROI lose its value as a key statistic?  Tune in to find out what advice the guys have got for them.  Do you have a buy-to-let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).   Or if you prefer, click here to leave a recording via your computer instead.  The next question on Ask Rob & Rob could be yours.   Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So, get yourself over and introduce yourself. See omnystudio.com/listener for privacy information.

You need to hear this interview... Understanding economics, and more importantly inflation, is KEY to being a more informed and successful investor.  And it’s definitely not the easiest topic to wrap your head around...  So, we thought we’d invite the expert economist who went against the crowd and perfectly predicted the increase in inflation we’re currently experiencing onto the podcast.  If you’re keen to wrap your head around inflation, how it works and the mechanics behind it, you really don’t want to miss this.  Tim also tells us what he thinks will happen next – and given his track record, we should probably listen closely!  In the news Sticking with the theme of inflation, we HAD to discuss the base rate increasing to 0.75%.  With this being the third increase we’ve experienced in the last four months, we’re left wondering How high will the base rate go? As the Bank of England delivers ‘inevitable’ interest rate hike to 0.75% and warns inflation will intensify beyond 8%.  What have the guys got to say about this?  Hub Extra We hope you loved that interview just as much as we did, and if you’d like to hear more from Tim and check out his other videos you can find his YouTube channel here.  And if you’re looking to add some more economists to your subscription list, we couldn’t forget to mention one of our favourites Ray Dalio.  His content will really help you become a more informed and successful investor, but if you’re looking for a starting point check out the two videos below:  Principles for Dealing with the Changing World Order by Ray Dalio  How The Economic Machine Works by Ray Dalio  Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.  Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!   If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.  And if you’d like to find out more information about Portfolio you can do that here. See omnystudio.com/listener for privacy information.

It’s Tuesday and you know what that means...  Rob & Rob are back to answer more of your property questions! Except this week, it’s not all about property!  Rob (yes, another one!) has sent in an interesting question about crypto. He’s been listening to the podcast for two years now and he’s just purchased his first BTL property in Worcester (congrats!) and he’s considering buying another.  Alongside kicking-off his property portfolio, he’s also got a decent cryptocurrency portfolio that has gone up a fair bit in value since he first invested.  He’d like to know if he should pull out his crypto profits and buy a second property?   With crypto having the potential to skyrocket even further the general consensus is that he should sit tight, but what he wants to know is what Rob & Rob would do?  Next up John from Ireland wants to get the guys’ opinion on reserve funds.  Having built up a diverse portfolio of seven properties, John’s been wondering what could happen if a rainy day comes.  It’s sod’s law that everything typically seems to go wrong at once, and the best thing an investor can do is put some money aside as a reserve fund for those unforeseen circumstances.  But how much on average should you be putting aside?  Tune in to find out what advice the guys have got to give.  Do you have a buy-to-let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).   Or if you prefer, click here to leave a recording via your computer instead.  The next question on Ask Rob & Rob could be yours.   Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So, get yourself over and introduce yourself. See omnystudio.com/listener for privacy information.

A very special episode...  For the first time ever, we’ve recorded the podcast on video! And we’ve not just recorded it anywhere; we’ve shot it 64 floors up in the UK’s tallest penthouse!  So, if you fancy joining us and catching the full tour of this breath-taking penthouse you can watch the video here.  Not only will you get a chance to see this incredible property, but you’ll also get to hear Rob & Rob answer your questions.  We put a call out on our socials to get all your questions in and you didn’t let us down!  You didn’t hold back, so we’ve got plenty to cover...  You can find the full run-down of what the guys are answering below;  Are house prices over-inflated at the moment?  What’s the most challenging part of running a business or property portfolio?  Are their mortgages paid off?  What do they think about HMO’s? What are the pros and cons?  How can an investor differentiate themselves from the competition?  Why don’t they recommend Birmingham as a hotspot?  What’s their end goal?  Portfolio News  We've got some HUGE Portfolio news!  It’s not often you get to celebrate a number going down... but Portfolio has officially lowered the investment level to £5,000!  If you’d like to find out more or join the waitlist, just head to https://www.portfolio.co.uk/  Let’s get social  We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.  Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!   If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.See omnystudio.com/listener for privacy information.

Rob & Rob are back to answer some more listen questions and this week we’ve got some really great ones!  Kicking us off this week is Fraser.  Frasers recently come across an article that’s suggested that the UK’s population is set to start declining in 2025 and he’s wondering what impact this will have on property.  Will the decline in demand have a negative effect on property prices?  Next up, Johnny wants to know how to prepare for purchasing a property with a tenant in-situ.  Johnny and his business partner are currently looking at purchasing their fourth property, which has a tenant in-situ. Whilst this can be beneficial, he’s got a few questions.  How can he best prepare? Does he need to get new references/inventories etc or can he use the current ones?  They’re also looking to increase the rent as it’s currently below market value and Johnny’s wondering what’s the best way to approach this.  Does he wait until he’s purchased and then increase the rent? Or does he ask the current landlord to bring in the increase and wait until the tenant has signed the new contract before buying.  Tune in to hear what advice the guys have got to give.  Do you have a buy-to-let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).   Or if you prefer, click here to leave a recording via your computer instead.  The next question on Ask Rob & Rob could be yours.   Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So, get yourself over and introduce yourself. See omnystudio.com/listener for privacy information.

Sourcing secrets revealed In a market like this it’s hard to get your hands on any properties let alone bag an incredible deal, but it’s not impossible...  Today on The Property Podcast we’re joined by two property sourcing experts that deal with multimillion pound deals every single day, and they’ll be revealing their top tips and tricks on how to land yourself a deal.  They’ll be sharing:  How to find deals  How to assess those deals  What their due diligence process looks like  What the MOST important thing to consider is  How to negotiate the deal and make sure the price is right  Their top tip for first time investors  In the news  It’s no secret that the markets booming right now, and Hometracks latest House Price Index has revealed that the average house price is up 7.8% from the 12 months leading up to January.  Breaking it further down to regions and areas, we were shocked to learn that Wales has taken the top spot with 11.7% growth!  Hub Extra This one’s for all the coffee (and tea) lovers out there.  If you’re anything like us, you can’t start your morning unless you’ve had your coffee and this week's Hub Extra will help you get your morning shot just that little bit quicker.  If you’ve not already got your favourite coffee shops app downloaded to your phone you might be missing out.  Gone are the days where you lose your loyalty card just as you were about to get your free drink. These apps store all your loyalty points on your phone, so you’ll never have to miss out on that free coffee ever again.  If free coffee isn’t enough to win you over, they’ve also added a nifty little click and collect feature. Just order your coffee when you’re enroute and it’ll be there waiting for you!    Let’s get social   We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.  Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!   If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.See omnystudio.com/listener for privacy information.

It’s time for another round of listener questions!  Our first question is from Steven in Manchester.  Steve has been investing for a few years now, he’s researched various strategies and spoken to a lot of people.  And he’s had a sad realisation...   There’s a lot of negativity when it comes to being a landlord and investing. Steve approaches being a landlord in an ethical way and tries to look out for his tenants, making his property feel like their home.   What Steve would like to know is how do Rob & Rob handle this negativity? Do they have a particular approach or argument when it comes to dealing with this?  Next up, we’ve got a question about interest rates.  This listener is looking to build a Buy-to-Let portfolio and is looking for some advice on interest rates and rental income.  What he wants to know is if rent will increase to match interest rates, and if they do will this impact the profit margins of Buy-to-Let properties?  Tune in to find out what the guys have got to say.  Do you have a Buy-to-Let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).   Or if you prefer, click here to leave a recording via your computer instead.  The next question on Ask Rob & Rob could be yours.   Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So, get yourself over and introduce yourself. See omnystudio.com/listener for privacy information.

It’s the March Market Update  It’s that time of the month! Rob & Rob are back with your monthly update.  The markets are reacting to everything that’s going on right now and it’s affecting all of us.  From house prices continuing to soar to Scottish news, the guys have got plenty to cover.   All the links you need are right here:  Property Market  House prices go up by 10.8% at end of 2021: HM Land Registry  Huge Build To Rent programme announced by pension provider  Rental Market  No sign of rental demand slowing: NRLA  Mortgages  Weekly rate watch: Rate hike frenzy sees all fixes rise  Rental Control  Avoid rent freezes but some controls can work, academics claim  Scotland  Letting an Airbnb will require planning consent if council succeeds  Scots landlords dismayed as possession grounds kept ‘discretionary’ until September  Sentiment  London’s smallest microflat sells for 80% above asking price  Property Hub News We’ve got some exciting Portfolio news dropping soon...  So, if you’d like to be the first to hear what that is you can join the waitlist here.  And if you’d love to be a part of the incredible Property Hub team you can find all the roles we’re hiring for here.  Hub Extra This week we’re sharing the tech tool that keeps The Property Podcast running like a well-oiled machine.  Monday.com is a platform that’s redefined the way we work as it organises and streamlines your daily, weekly and monthly tasks.  The great thing about Monday.com is you can really customise it to work best for you, set yourself deadlines, add subitems and keep your team up to date with your progress – it really can do it all.  We can’t believe we used to do it all on paper before!  Let’s get social  We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.  Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!   If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. See omnystudio.com/listener for privacy information.

The guys are back for yet another round of listener questions!  And Amy from Oxford is kicking us off this week.  Amy and her fiancé are looking to buy their first property, but the properties they’ve had their eye on have had SO much interest they’re selling for £30,000 above asking!  Has overpaying in this market become the norm? Or are they right to be a little cautious...  Next up, we’ve got a couple of questions from Paul.  Paul bought his first Buy-to-Let property last year, is currently renovating his second and has had an offer accepted on his third.  Thanks to the current market, his first property has increased in value by around £30,000-£40,000. He wants to hear if Rob & Rob think he should pull the equity and use it for another deposit?  His next question is all about mortgages. He’s taken out interest-only mortgages on all his properties and has a plan for how he’ll pay these off one day.  He’s hoping to use the 18-year property cycle to his advantage, and as his properties go up in value, he plans to sell one and use this to pay off the mortgages.  Is this a good strategy?  Tune in to find out what Rob & Rob have got to say.  Do you have a buy-to-let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).   Or if you prefer, click here to leave a recording via your computer instead.  The next question on Ask Rob & Rob could be yours.   Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So, get yourself over and introduce yourself. See omnystudio.com/listener for privacy information.

You’re probably not going to like this... We’re going to ruffle a few feathers this week as Rob & Rob are revealing their most unpopular property opinions.  And honestly, we can’t quite believe some of these!  The guys have got plenty of opinions and they’re famous for not being aligned with the crowd and that’s definitely going to be the case today.   From referencing working both ways, to paying capital gains tax on your main residence, Rob & Rob are not holding back.   Some of the opinions are pretty controversial, so much so, that Rob & Rob don’t even agree – this is one episode you really don’t want to miss.  And if you’re wanting to hear why Rob & Rob think property is an awful way to make money, you can find the full episode here.  In the news  Selective licensing schemes, we’ve all heard of them and some of us have to pay to have them.  So, we were pretty shocked to find out that nearly 2/3 of the councils that run these schemes don’t actually record the number of complaints they’re receiving!  Hub Extra This week’s Hub Extra is for those of you that, like Rob B, don’t enjoy travelling and hate queueing!  We’ve got some simple tips that might cost you a little extra but will make your travel experience A LOT more enjoyable.  Tip 1 – Opt for a meet and greet service over standard airport parking  Rather than paying to just park your car in the airport, you can choose a meet and greet service that’ll let you drive to the closest location to the airport, hand over your keys and someone will go park it for you. Then just let them know when you arrive, and they’ll bring your car back around to you!  Tip 2 – Book fast passes (in advance)  This one we don’t recommend leaving until the last minute as it can work out pretty expensive, but if you book your fast passes in advance, often for around the same price as a pint you’ll be able to skip the queues and whiz through security!  Tip 3 – Get a credit card that gives you lounge access  Some credit cards will offer airport lounge access as a benefit, and honestly, it’s a complete game changer! After whizzing through security, you can sit back and relax in a lounge that’s stocked up with food and drinks. So, skip the uncomfortable chairs and get yourself in a lounge.  Tip 4 – Pick your seats at the front  Quite simply, you’ll get off the plane much quicker than everyone else and be at the front of those queues! So, no need to be spending ages in the security line, plus you’ll be the first to grab your drinks/snacks from the carts on the plane.  Tip 5 – Upgrade to faster luggage drop-off for the way home  Another time saver and complete game changer. By simply paying a little extra your bags will be the first on and off the plane!  Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.  Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!   If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. See omnystudio.com/listener for privacy information.

Rob & Rob are back with another round of listener questions!  First up we’ve got a question from Mike.  Mike’s mortgages are due for renewal soon, and he’s been considering whether he should get a two- or five-year fixed rate.  With five-year fixed rates being pretty good at the moment he’s leaning more towards this, but after taking a closer look at the 18-year property cycle this fixed rate might end around the same time as a crash.  What he wants to know is what Rob & Rob would do? Should he get a two-year fixed rate and then a five after or get the five now and hope for the best!  The guys share some helpful advice, but thankfully we’ve got another perfect podcast episode that might just help him out.   Find out how to use leverage in a boom and crash right here.  Next up, David wants to know how he can turn his recent renovation projects into a business.  David has completed a couple of refurbs over the last 3 years and he’s looking at how he can turn this success into a business.  Controversially Rob & Rob have actually discussed this on The Property Podcast before and revealed why property is a terrible way to make money.  Tune in to find out what tips the guys have got for him.  Do you have a buy-to-let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).   Or if you prefer, click here to leave a recording via your computer instead.  The next question on Ask Rob & Rob could be yours.   Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So, get yourself over and introduce yourself. See omnystudio.com/listener for privacy information.

Step up your Rightmove game  The property market is booming right now, and that’s great if you’ve already established your portfolio, but if you’re trying to find your next investment it’s not the easiest time to bag a deal.  You’re probably already spending a huge portion of your time scrolling on Rightmove, so you’ll want to make sure you’re doing this as effectively as possible.  Thankfully, Rob & Rob have been investing for years and they’ve managed to build up a good few tips and tricks.  So, this week on The Property Podcast they’ll be revealing all the ways you can optimise your search for your next investment.  And if you’re looking for the link to help Beau and donate, you can do this here.  In the news We canine believe this week's news story...  27% of landlords have no idea their tenants have cats or dogs! With the surge in tenants becoming pet parents, it’s no wonder the majority of landlords have made the switch to pet-friendly properties.  But it seems that a huge portion of tenants are keeping their pets under wraps!   Hub Extra  We’ve shared some pretty game-changing tools this episode, so rather than overload with you more, we thought we’d remind you to download them!  With a few simple clicks, you’ll be stepping up your investment game in no time.  Property Log  Advanced Property Insights  Property Data  Rightmove Hub  Fancy joining the Property Hub team? Do you know someone who'd be perfect for our CTO role or do you just fancy joining the incredible team here at Property Hub (we promise we're not biased!) you can find all our latest roles right here. Let’s get social  We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.  Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!   If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. See omnystudio.com/listener for privacy information.

Rob & Rob are back for another round of listener questions!  Kicking it off this week is Laura from Essex.  Laura bought her first property (a two-bed flat) six years ago and is now looking to buy her second property.  She’s recently had an offer accepted on a four-bed detached house and can afford to purchase it without using any equity from her flat.  But Laura’s unsure if she should sell the flat and use the equity to put down a bigger deposit and lower her mortgage repayments on the new house.  What do Rob & Rob think?   Should she keep the flat and rent it out or sell up and put a bigger deposit down?  Next up, we’ve got a mortgage question from Andrew.  Andrew has recently received an inheritance and is looking to buy a terraced house outright in Leeds and then let it out.  He’s then hoping to refinance this property and use the equity to expand his portfolio and purchase a couple more buy-to-let properties.  Andrew wants to know if his mortgage can be interest only, and if not, why?  Tune in to find out what the guys have got to say.  And if you’re looking for the latest episode of The Property Podcast with a mortgage expert you can find it here or if it’s the Buy-to-let mortgages explained video you’re after, that’s right here.  Do you have a buy-to-let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).   Or if you prefer, click here to leave a recording via your computer instead.  The next question on Ask Rob & Rob could be yours.   Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So, get yourself over and introduce yourself.See omnystudio.com/listener for privacy information.

The interview you’ve been waiting for   The mortgage market is CRAZY right now, and we’re always inundated with questions about rates, fixed terms and so much more.  So, in true The Property Podcast fashion, we thought we’d get a leading mortgage expert to give us a complete run-down of what’s going on in the market right now.  This is an episode you really don’t want to miss.  In the news  Shockingly this week's news has had hardly any coverage...  With everything that going on right now with energy bill increases, national insurance increases and so much more, the Bank of England’s latest move seems rather stealthy.  With the base rate jumping from 0.25 to 0.5 it’s pretty surprising that this has gone relatively unnoticed.  Hub Extra What could’ve possibly caused Rob D to completely change his outlook on money?  Die With Zero by Bill Perkins challenges the typical concept of saving your money forever and presents a provocative philosophy on how you can make the most out of your money.   Refer a friend  There’s nothing better than a good recommendation.   If you’re an avid reader of the magazine and know someone that would benefit from the knowledge you can now refer them.  Just direct them here and they’ll instantly receive a free digital issue of the latest magazine!  Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.  Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!   If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. See omnystudio.com/listener for privacy information.

It’s Tuesday and you know what that means... we’re back with another episode of Ask Rob & Rob.  And this week we’ve got a couple of really interesting questions!  First up, Imran from London is wondering about the pending changes to EPC (Energy Performance Certificate) rules.  Imran has a budget of £80,000 and is looking to purchase two or three properties in the Midlands/North.  With this budget, the stock that’s available to him is typically older buildings with lower ratings of D or E. If he were to invest in these, with the proposed changes he would need to bring the rating up to a C.  With such little information about how much these improvements would cost; Imran is feeling a little cautious about making investments like this and wants to know what Rob & Rob think.  Next up, we’ve got a question from Roisin.  With mindset and manifestation’s recent rise in popularity, Roisin wants to know what the guys think about it all?  Should investors be looking into mindset training as heavily as they do with property? Or is it just the latest fad?  And do Rob & Rob themselves manifest?  Tune in to find out.  Do you have a buy-to-let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).   Or if you prefer, click here to leave a recording via your computer instead.  The next question on Ask Rob & Rob could be yours.   Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So, get yourself over and introduce yourself. See omnystudio.com/listener for privacy information.

It’s the February Market Update   Rob & Rob are back with your monthly update and this one is a must listen!  With HUGE numbers across the board the guys have never reported on stats like this, in fact, we might start calling this update the record high edition.   From soaring property prices and rents to surging mortgage products and Welsh news, Rob & Rob have a lot to cover.  All the links you need are right below:  Property Prices  Government releases latest data for average UK house prices  New Year demand for property hits record levels, up 50%  Fears of pandemic exodus from England’s cities prove unfounded  Rents  Rents rise at fastest rate ever  Latest figures show UK rents continue their inexorable rise  Private rents in Britain rise at fastest rate on record  UK property rents rise at fastest ever rate  Cladding Issue     Government sets out new plan to protect leaseholders and make industry pay for the cladding crisis  Government slams insurance firms over premiums on blocks  Don’t exclude landlords from cladding help, politicians will be told  Mortgages  Mortgage lenders battle to win growing holiday let landlord market  Landlord product choice approaching record levels: Moneyfacts  Leasehold  Restrictions on ground rent for new leases set to become law  Wales  Renting Homes (Wales) Act Starts July 2022  And finally...  Call for action ahead of new Carbon Monoxide alarm laws  Hub Extra  We spend so much time on our phones, so this week's Hub Extra is trying to improve that experience.  We’re sure it’s no news to you that you can organise the apps on your phones into little folders and you can name these things to help you keep things organised.  But have you ever considered naming them something a little more motivational?  Instead of popping all your banking/investing apps into a folder called ‘finance’, switch it out for ‘Make X amount of money this year’.  Whilst this might seem a little silly, when you’re picking up your phone 100+ times a day this little mental nudge might help keep you on track.  A further little tip straight from Rob B, is if you have an iPad as well as your iPhone, move any of those apps that you find distracting off your phone and onto your iPad.  And if you’d like to find out more about Portfolio you can do that here.  Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.  Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!   If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. See omnystudio.com/listener for privacy information.

Welcome back to another episode of Ask Rob & Rob! As always, we’ve got two great questions this week, so let’s get stuck in!  First up, we’ve got a question from Harry.  Harry is an overseas investor with a portfolio predominately made up of flats.  Our Houses vs. Flats episode on The Property Podcast and the high demand for houses during a recent Property Hub Invest launch in Sheffield has got him thinking.  He’d like to diversify and get his hands on some new build houses, but he’s struggling to source these remotely.  Harry would love to hear if Rob & Rob have got any advice on how he can source the properties he’s after.  Next up, we’ve got a question from Adam in Swansea.  He’s currently purchasing his first HMO in a student area and is looking to let this out to some students.  Unfortunately, he’s just missed the start of the academic year and he’s expecting the property to remain empty because of this.  What Adam wants to know is how can he monetise the property until the next academic year starts and avoid a void period.  Tune in to find out what advice the guys have got for our callers.  Do you have a buy-to-let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).   Or if you prefer, click here to leave a recording via your computer instead.  The next question on Ask Rob & Rob could be yours.   Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So, get yourself over and introduce yourself. See omnystudio.com/listener for privacy information.

Property is a terrible way to make money  Could this be the last ever episode of The Property Podcast?   After all these years in the game have Rob & Rob done a 180 and realised that property just isn’t the best way to make money?  This week on The Property Podcast Rob & Rob are revealing why property is a terrible way to make money.  They’ll be taking a closer look at different strategies and revealing why each one isn’t a good way to achieve the goal of generating £2,000 each month.  But it’s not all bad news, because they’ll be pointing you in the direction of how you CAN make money, phew, maybe The Property Podcast will continue after all...  In the news  It seems that we didn’t just experience double digit growth in house prices last year, as LandlordZone have revealed a 50% increase in landlords using ltd companies to take out a mortgage last year.  This figure is the highest number since the changes George Osbourne made to the tax system!  What do Rob & Rob think about this?  Hub Extra  Do you know someone who would benefit from The Property Podcast, but you’ve failed to win them over so far?  Maybe they’re just not a podcast person and find it all very complicated.  We’ve got the perfect Hub Extra for them.  Listening to podcasts couldn’t be any simpler than with Spotify. Just search the name of a specific podcast or topic, and within seconds you can be listening!  They’ve also recently introduced a star rating system, so you can quickly decide if a podcast is worth your time!  And if you haven’t done so already, you can rate The Property Podcast right here.  Let’s get social   We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.  Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!   If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. See omnystudio.com/listener for privacy information.

Welcome back to another episode of Ask Rob & Rob.  This week we’ve got two super interesting questions that the guys couldn’t wait to get into!  Kicking things off this week is Dragos.  Dragos has recently had an offer accepted on a 1-bed flat in a great part of Liverpool, but thanks to a couple of declining lenders, he’s recently discovered something that’s left him questioning if the deal is right for him.  The lenders revealed that the development mainly consists of investment units with a limited demand for owner occupation.  Would Rob & Rob go ahead with this deal? And what would they do or ask as a precaution?  Next up, we’ve got a question from Sal in London.  Sal has built himself a portfolio of property, but he’s looking to expand and diversify.   With the ongoing developments in technology and the recent spike in popularity for things like NFT’s and blockchains, should he be consider trying his hand at digital property?  Sal wants to know what Rob & Rob think about digital assets and whether they see the market developing.  Tune in to find out their thoughts!  Do you have a buy-to-let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).   Or if you prefer, click here to leave a recording via your computer instead.  The next question on Ask Rob & Rob could be yours.   Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So, get yourself over and introduce yourself. See omnystudio.com/listener for privacy information.

2022’s Property Hotspots  Rob & Rob are back with their top hotspots of the year, it’s always one of the most popular episodes and it’s definitely one of their favourites to record!  This year, they’ll not only be revealing their safe bets, but their up-and-comers and even a couple of wildcards.  And after hearing how well 2021’s hotspots performed, you won’t want to miss this.  Safe bets:  Liverpool  Manchester  Nottingham  Leeds   Up-and-comers:  Sheffield  Belfast  Derby  If you’re feeling brave:  Newcastle  London  Super wildcard:  Aberdeen  In the news  We’ve got some Welsh news for you this week and it’s all about the Renting Homes Act.  After years of being fiddled around with, the act is due to be implemented in July 2022 and brings about some big changes.  First up, tenants will no longer be called tenants, but are instead ‘contract holders’ and with notice periods being extended to six months from two, this is definitely one to keep on your radar.  Hub Extra  If one of your New Year’s resolutions was to improve your knowledge and improve your focus this Hub Extra is for you.  Elevate is a brain training app, that gives you five mini games to complete each day to help you achieve your objectives.  The games take less than a minute each, so instead of scrolling through Instagram first thing, train your brain instead.  Let’s get social  We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.  Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!   If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. See omnystudio.com/listener for privacy information.

It’s Tuesday and you know what that means! Rob & Rob are back with another round of listener questions.  This week we’ve got two great questions about mortgages.  Our first question is from Cameron from South Africa, and it's got the guys divided  Cameron is around 2 years away from getting his permanent residence in the UK and this has caused lenders to be reluctant, leaving him with limited mortgage options.  He’s currently looking at getting a flat in Nottingham city centre and has recently been offered an interest only mortgage, with an interest rate of 7.7%!  What he wants to know is what Rob & Rob would do in this situation. With Nottingham being one of our hotspots for 2022 would they still invest?  Next up, we’ve got a question from Arun.  The mortgage term on Arun’s home is due for renewal in 2025, and according to the 18-year property cycle, a crash is due slightly after this.  Arun wants to know Rob & Rob’s thoughts on refinancing before you suspect a crash is coming and whether the risk of negative equity is such a bad thing?  Thankfully for Arun, we’ve got the perfect podcast episode to help answer this. In fact, it’s almost as if we recorded this episode, just for him.  How do you use leverage in a boom and crash?   Tune in to find out what else Rob & Rob have got to say.  Do you have a buy-to-let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).   Or if you prefer, click here to leave a recording via your computer instead.  The next question on Ask Rob & Rob could be yours.   Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So, get yourself over and introduce yourself. See omnystudio.com/listener for privacy information.

Rob & Rob reveal their predictions for 2022  The guys are back with one of their favourite traditions – predictions for the year ahead.  If you listened to 2021’s predictions you’ll know that last year they fared pretty well and with hardly anyone else sharing theirs this year, this episode really is a must listen.  Even if it’s so you’re in on the joke in December 2022 when they could’ve gone horribly wrong.  Here’s what 2022’s forecast consists of:  Top 3 performing cities  UK property market  London property market  Inflation  Base rate  Stock market  Bitcoin  With such big topics and some bold claims, we can’t wait to see what this year holds.  Do you think Rob & Rob’s winning streak will continue and they’ll be right by the end of the year? Or will they be wrong?  Only time can tell.  Until then, please feel free to share your own predictions with us over on our Instagram, Facebook, Twitter or forum.  In the news  The news story this week is that there is no news...  Every year Rob & Rob share their predictions for the year ahead, but they also take a closer look at what other experts have got to say and well, this year it seems like not much.  But you can take a closer look at the couple of predictions they did find below:  MoneyWeek - What does 2022 hold for UK house prices?  Savills - Prime central London and northern England to experience strongest growth across all markets  Portfolio news!  We shared some exciting news about a recent acquisition in last weeks episode and we’ve got some even more exciting news this week!  Portfolio took a little break over the festive period, but you’ll be happy to hear that we’ve started to let people in!  And if you haven’t joined the waiting list yet, you can do that here.  Hub Extra  January is the perfect time for a little spring clean, but if there’s one place you shouldn’t forget to cleanse, it’s your phone!  This week's Hub Extra is a tip straight from Rob B.  He recommends a phone audit - look through all the apps in your phone and delete anything you haven't used or doesn’t add value to your life.  Set 5 minutes aside and get rid of anything that’s clunking up that screen!  Let’s get social  We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.  Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!   If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. See omnystudio.com/listener for privacy information.

We’re back and we’re starting 2022 with four questions!  Our first three questions come from Phil from Liverpool.  Phil is an avid listener of the podcast and bought his first investment property back in August – a two bed flat in Liverpool.  As he was buying in an area he was familiar with, he found himself getting emotionally invested and was ruling out any areas he wouldn’t live in himself.   What he wants to know is, should he avoid doing this in the future?  He’s also recently started to see the power of leverage, and with this in mind as he considers buying his next property, he’s started to think about interest-only mortgages.  So, Phil’s asking Rob & Rob if he should stick to an interest-only mortgage, and if so, should he only pay interest for the full term?  His final question was a special one and required Rob B to dust off his crystal ball, as he quizzed Rob on how Liverpool is going to perform in the premier league.  Tune in to hear what the guys have got to say.  But the questions don’t end there, and our final question is a big one, and it’s all about yield.  This listener wants to know what’s the minimum yield you should consider on a single buy-to-let?  Thankfully, Rob & Rob have covered this before, so if you’re searching for the Total Return Formula podcast episode, you can find that here.  Do you have a buy-to-let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).   Or if you prefer, click here to leave a recording via your computer instead.  The next question on Ask Rob & Rob could be yours.   Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So, get yourself over and introduce yourself. See omnystudio.com/listener for privacy information.

Make 2022 your year  Happy New Year!   Rob & Rob are back and they’re kicking it off with what they believe will be one of the top 5 episodes of the year.   The new year is the perfect opportunity to wipe the slate clean, get clear on your goals and get ready to embark on your best year yet.  So, in this episode Rob & Rob will be sharing their tried and tested tools that they use to work towards being the best versions of themselves.   It goes without saying that Rob & Rob are just two ordinary guys, there’s no big secret to what’s made them successful – they’ve just used these tools and methods year- after- year.  After all, it’s the simple stuff that makes the difference.  Hub Extra  One of the best ways to make sure you’re achieving your goals is to keep track of your progress.  Now, the App Store has endless apps that can be used to track almost everything, but here’s some of our favourites.  Trying to level up your fitness game in 2022? Then Strava is what you need. It will track your runs/cycles and give you all the data to analyse!  If tracking your habits feels a bit of a bore, let us introduce you to Habitica. Habitica pumps back all the fun into habit tracking as it turns real life into a game.  Of course, we couldn’t forget to share a way to track your podcasts. Spotify is super handy at collecting all your data and sharing what your favourite podcasts are every year, plus how many minutes you spent listening to them. Could you be The Property Podcast’s top listener for 2022?  The extra links you were searching for   If you’ve been searching for the extra links Rob & Rob mention you can find them right here:  Sign up to the magazine  Join the Portfolio waitlist  TPP15: How goal setting will change your life  Let’s get social  We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.  Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!   If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. See omnystudio.com/listener for privacy information.

Reflecting on 2021  2021 has been another crazy year, and not just in the world of property.   No-one could’ve predicted the boom that has well and truly started, although Rob & Rob predicted growth, they didn’t even see that one coming.  And the craziness of 2021 didn’t stop there.  It’s been a rollercoaster ride at Property Hub HQ and after what’s felt like forever, we finally launched Portfolio, so there’s plenty to reflect on.  Here’s a rundown of what the guys are reflecting on:  Property prices  Rental demand  The economy  Inflation  Property Hub  The launch of Portfolio  We hope you’ve enjoyed listening to the podcast this year, just as much as we’ve enjoyed creating it for you.  2021 has been our best year yet, but we’ve got a sneaky feeling that 2022 is going to be even better.  So, we hope you have a lovely festive period and get some well-earned rest and time with your loved ones.  And we’ll be back next week to kick off the new year, so make sure you’re ready!  P.S If you’re looking for the Portfolio waitlist, you can find that here.   Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.  Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!   If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. See omnystudio.com/listener for privacy information.

The top five(ish) episodes of 2021!   As we’re well and truly settling into the festive period, we didn’t want to dive into anything too heavy...  So, we thought we’d give Rob & Rob the difficult challenge of picking their top five episodes of the year!  With 2021 being the BEST year of the podcast yet and so many important topics covered, it’s no wonder they struggled to narrow it down.  But if you find yourself with some spare time and you want to get prepped for 2022, you can work your way through Rob & Robs top five(ish) episode below:  TPP416: The REAL reasons property prices go up  TPP426: We’re in a property boom – why has no-one noticed?  TPP434: How to use leverage in a boom and a crash  TPP435: What traits make a successful property investor?  TPP436: Everything you need to know about short-term inflation  TPP437: The wealth secret: Long-term inflation  PP452: Total Return Formula – the ultimate calculation for smart investors  Let’s get social  We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.  Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!   If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. See omnystudio.com/listener for privacy information.

How right (or wrong) were Rob & Rob’s property predictions?  It’s safe to say that 2021 was a year that no-one could’ve predicted, but Rob & Rob had a stab at it anyway.  From which cities would experience the most growth, to the Olympics and bitcoin - Rob & Rob predicted it all.  But is it time we start asking the guys for the lotto numbers or did they completely miss the mark?  Tune in to find out, as Rob & Rob revisit their predictions and see how well they fared.  Hub Extra  We love sharing a good resource, but with Christmas coming up we don’t want to give you too much extra learning!  So, you can get stuck into 2021’s best resources here.  Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.  Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!   If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. See omnystudio.com/listener for privacy information.

2021’s top resources  Back by popular demand, we’re bringing you our top resources of the year.  If you’re a die-hard fan, then you’ll know at the end of each episode (and in our Hub Extra newsletter) we share a handy resource that we love.  So, it’s only right that we wrap up the year with our top picks.  The guys are covering it all, from books to podcasts and even YouTube channels - this episode contains all the best stuff we’ve consumed this year!882409  Books  Taking People With You: The Only Way to Make Big Things Happen - David Novak  Greenlights - Matthew McConaughey  A Million Miles in a Thousand Years: What I Learned While Editing My Life - Donald Miller  Alchemy: The Surprising Power of Ideas That Don't Make Sense - Rory Sutherland  Richer, Wiser, Happier: How the World's Greatest Investors Win in Markets and Life - William Green  Podcasts  Masters of Scale with Reid Hoffman  Boldt Flavours  Meditative Story  How to Take Over the World  The Pain Gain  Macro Voices  Fintech Insider Podcast by 11:FS  YouTube & TV  Succession  Chess Vibes  Patrick Boyle  Economics Explained  Below Deck  Trek Trendy   Tech & Apps  Peloton  Matter  Chess.com  1Blocker  Portfolio  Hub Extra   The resources don’t stop there!  If you’re struggling to think of the perfect present for the property lover in your life, look no further.  You can now give the gift of knowledge with a voucher for a year's subscription to the Property Hub Magazine! Simply click the link here, fill in the details and we’ll send the code straight to the lucky recipient's inbox!  Let’s get social  We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.  Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!   If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. See omnystudio.com/listener for privacy information.

Can you believe it, it’s the final Ask Rob & Rob of 2021!  It’s been a crazy year and The Robs have loved answering your questions, but it was only right that they ended the year with a question from their good friend Nick.  As a dedicated listener of the podcast, Nick was desperate to know what the guys have got lined up for next year.  Rob & Rob were happy to drop a few hints, not only to ensure they get more than coal this year but to get you ready for what’s coming next.  We have a sneaky feeling 2022 is going to be our best year yet, so make sure you tune into today’s episode to see what we’ve got lined up.  Do you have a buy-to-let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).   Or if you prefer, click here to leave a recording via your computer instead.  The next question on Ask Rob & Rob could be yours.   Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So, get yourself over and introduce yourself. See omnystudio.com/listener for privacy information.

It’s the December Market Update  Rob & Rob are back with your monthly update, and it’s safe to say the market isn’t ready to wind down for Christmas just yet.  From rents shooting up, to potentially devastating news for Welsh landlords. And a fall of 52% in property transactions... The Rob’s have got plenty to cover.  All the links you need to get stuck in are just below:  Sales  UK house sales fall 52% in month after stamp duty holiday deadline  Rents  Has Covid finished off the rental market?  UK rents ‘rising at fastest pace in 13 years’  Rents up sharply in prime areas of London as market bounces back  Savills - Rental revival  Landlords face punishing new costs under property wealth tax plan  Mortgages  Bank of England considering easing mortgage rules in move that could boost house prices  Kensington launches long-term fixed rates up to 40 years  Cladding  BoE concerned cladding crisis poses risk to UK financial stability  Cladding scandal: How plans to make flat leaseholders pay for repairs have been put on hold  Other  Legal Warning — some buy to lets will never meet new EPC targets  Carbon Monoxide alarms must be fitted in private rentals with gas boilers  And finally...  Research lays bare failure to tackle criminal landlords  Hub Extra   This week’s Hub Extra is coming straight from our producer, Dan.  The Beatles: Get Back follows The Beatles along the making of the Let It Be album.  Oscar winning film maker Peter Jackson, has compiled hours of unseen video and unheard audio to create a three-part documentary on this pivotal moment in music history.  It’s definitely one to add to your must-watch list.  Let’s get social  We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.  Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!   If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. See omnystudio.com/listener for privacy information.

Rob & Rob are back for another episode of Ask Rob & Rob. This week they’re only answering one question, but it’s a biggie and there’s plenty to cover.  As public spending has hit an all-time high, it’s safe to assume that we can anticipate an increase in taxes and inflation.  And James wants to know whether this means he should rethink his strategy.  Is now the time to be more cautious, limiting leverage and looking at fixed-term mortgages, or is it time to take a risk and double down as prices could rocket even further?  Tune in to find out what advice the guys have got for James.  Do you have a buy-to-let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).   Or if you prefer, click here to leave a recording via your computer instead.  The next question on Ask Rob & Rob could be yours.   Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So, get yourself over and introduce yourself.See omnystudio.com/listener for privacy information.

What’s happening with property around the globe?  It’s no secret that the UK property market has gone crazy this year, and with house price growth in double digits, people are wondering when this is going to end.  But is the UK market an anomaly or is it happening elsewhere?  Rob & Rob are taking a closer look at what’s going on in property markets across the globe and are using this to make sense of what’s happening in the UK.  In the news   As today is an international episode, it’s only fitting that we share some international news for you.  As rental prices rise across Europe, this country is trying to get a grasp on the situation as Spain takes on private equity landlords as cost of housing soars  And the Netherlands is no different as Dutch cities look to ban private investors from the property market to combat soaring house prices.  Hub Extra   Sticking with the international theme, as we all (hopefully) start travelling again, this week's Hub Extra is one you’ll want to know about.  Wise (Formally TransferWise) is the app you need for all your international transactions and transfers.  With exchange rates that are almost definitely going to be better than your bank, and a debit card you can use to withdraw local currency, you need to add this to your must-have travel list.  Let’s get social  We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.  Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!   If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. See omnystudio.com/listener for privacy information.

It’s that time of the week and Rob & Rob are back with two more listener questions, and we’ve got some pretty interesting ones.  First up, we’ve got a question from Terry in Luton.  Terry’s got his eye on a couple of properties in Ipswich and what he wants to know is, is now a good time to invest in the South East?  Do Rob & Rob think the cycle has moved on enough to make this a smart investment?  Our next question is all about leaseholds.   David is looking to purchase another buy-to-let and is considering a leasehold flat.  He wants to know if he should be concerned about properties with leases of around 90 years? And how can he tell if a property’s lease renewal process is going to be straightforward?  Tune in to find out.  Do you have a buy-to-let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).   Or if you prefer, click here to leave a recording via your computer instead.  The next question on Ask Rob & Rob could be yours.   Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So, get yourself over and introduce yourself. See omnystudio.com/listener for privacy information.

Rob & Rob are sharing their investment strategies It’s easy for Rob & Rob to give their advice each week on The Property Podcast, but this week they’re putting their money where their mouths are. To give listeners an insight into how they’ve been so successful at investing, The Robs are sharing their personal investment strategies. Unsurprisingly, they start by looking at the fundamentals (which you can read about here). They also reveal why they look for new-builds, or at least properties less than a decade old, despite some investors having strong opinions on them. What are ‘trophy assets’ and why do Rob & Rob look for them? And finally, you’ll find out which locations they’re focussing on at the moment. Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.See omnystudio.com/listener for privacy information.

Rob & Rob are back with more listener questions. First up is John, who wants to know the best way to get the truest return on investment for a flat in his portfolio. And the second question is about whether mortgage rates will continue rising as headlines are currently suggesting. Tune in to find out. Do you have a buy-to-let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).   Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours. Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So, get yourself over and introduce yourself.See omnystudio.com/listener for privacy information.

There’s been over 450 episodes of The Property Podcast, but until now, we’ve not revealed the secret formula that investors NEED to be aware of. In the past, Rob & Rob have told you all about net yield and return on investment (ROI), and how using these can show you how profitable your investments have been - and will be in the future. But there’s an important factor that neither of these consider. That’s capital growth. That’s a big thing to miss out, especially since capital growth is usually the biggest return you’ll get. It’s one of the main factors we consider when sourcing deals for our Property Hub Invest clients. The new formula, called the ‘Total Return Formula’, takes capital growth into account. Listen as Rob & Rob explain how to use this formula, as well as how to best predict capital growth for future investments. In the news  And this week’s big news is actually a notable lack of news! Specifically, about how there was no increase in interest base rates announced last week. It was predicted that they’d rise from 0.1%-0.25%, but this move wasn’t taken. What do Rob & Rob think this means for the property market? Hub Extra  We’ve got a great book for you this week, and it’s about something that almost everyone on earth has engaged with in one way or another – Instagram! ‘No Filter: The Inside Story of Instagram’ by Sarah Frier. This one’s different from the other books about the origins of social media channels, because it’s not solely focussed on controversy. Instead, it zeroes in on how this brand-new platform went from something small to something that has impacted not just app-users, but businesses and the world at large. We’re big supporters of thinking big, and the story of Instagram is a prime example of that. Let’s get social  We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.   Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!   If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.See omnystudio.com/listener for privacy information.

The Robs are back with more listener questions!  First up is Geoff, who wants to know what the best kind of way to save his money is.  Second is from Ian, who wants to know about quantitative easing.  He wants to know how money raised via QE makes it’s way back into the economy.   Tune in to find out.  Do you have a buy-to-let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).     Or if you prefer, click here to leave a recording via your computer instead.  The next question on Ask Rob & Rob could be yours.   Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So, get yourself over and introduce yourself. See omnystudio.com/listener for privacy information.

It’s the November Market Update   Rob & Rob are back with your monthly update and it’s a budget special!  With the autumn budget announcement, the guys have got plenty to discuss as they look at what the latest news means for investors and how it will affect them.   Here are all the links you need to get stuck right in.  Budget  Autumn Budget 2021: CGT Deadline Relaxed  Autumn Budget 2021: £5bn fund confirmed for victims of cladding crisis  Autumn Budget 2021: Property developer tax to partially fund cladding remediation  Budget confirms £1.8bn to deliver homes on brownfield and 'underused' land  Interest Rates  Lenders raise UK mortgage rates as inflation fears take hold  House Prices  Hometrack Report  House prices to rise by 3% in 2022 – Zoopla  U-turn on housing market forecast by government advisers  Rent  Demand and rents on the rise as tenants return to city life  Fewer than 500 flats available to rent in Manchester, says report  Other  Landlords to be helped by new Covid arrears fund  Hub Extra   If leadership is a skill you’re looking to improve, you’ll definitely want to get your hands on this Hub Extra recommendation.  The CEO of Yum! Brands (which controls big players like KFC, Pizza Hut, Taco Bell and more!) - David Novak cuts right to the chase in his book Taking People With You.  In this must-read for leadership, David shares his step-by-step guide to setting big goals and building strong teams.  Let’s get social   We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.  Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!   If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. See omnystudio.com/listener for privacy information.

Rob & Rob are back with more listener questions!  Our first question is from Derek.  Derek is a builder who currently buys properties and fixes them up while living in them.  He’s built up some equity in his current property and is planning on using this to help him buy a couple of buy-to-lets.  His question is what percentage of this equity should he release?  Next up, we’ve got a question from Joe in London.  Joe is considering buying a bungalow that already has a tenant in-situ and a really good yield of 8.4%.  But he’s concerned about this niche market and how this is going to affect the capital growth potential.  Tune in to find out what the guys have got to say.  Do you have a buy-to-let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).   Or if you prefer, click here to leave a recording via your computer instead.  The next question on Ask Rob & Rob could be yours.   Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So, get yourself over and introduce yourself. See omnystudio.com/listener for privacy information.

Are investment properties ever REALLY hands-off?  Rob & Rob are always getting requests to share their latest deals.  And this week on The Property Podcast we’ll be sharing the juicy details on Rob D’s latest deal.  He’ll run you through the process - step-by-step - as they unveil whether any property deal can truly be hands-off.  If you’re curious to hear what sort of deals the guys like to get involved in and why, then you don’t miss this episode.  In the news Whilst we’re taking a look at being hands-off, it’s clear the government has no plans to be hands-off when it comes to landlords, as the Minister reveals more about Rent Reform proposals.  The minister has announced plans to bring in a landlord register and a lifetime rental deposit scheme.  Although some registers already exist for HMOs in certain areas, these plans will require all landlords nationally to register their status as a landlord.   What are Rob & Rob’s thoughts on this?  Hub Extra We’ve got an extra special Hub Extra for you this week.  If it’s not obvious, we love a good podcast, and this one is from someone we’ve recommended before.  Sarah Ferris is an active investor that already has one successful podcast under her belt Conning the Con, and much like us, she can’t seem to get enough and has started a brand new podcast Stop the Killing.  Sarah has teamed up with the former head of the FBI’s active shooter program and is revealing what went on behind the scenes of some of the world’s worst mass shootings.  If you’re a lover of true crime this is a must-listen!  Let’s get social  We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.  Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!   If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. See omnystudio.com/listener for privacy information.

It’s that time of the week where Rob & Rob answer listener questions.  And this week, we’re breaking all the rules as we’re answering two questions from one listener.  Recently on The Property Podcast, Rob & Rob delved into why Dave Ramsey is WRONG and this got one listener thinking.  If you have a low loan-to-value, where the risk should be lower for the lender, why aren’t you offered a more generous interest rate?  Why don’t LTD lenders reward investors with a prudent approach?  He would also like to hear Rob & Rob’s predictions on what will happen to interest rates on mortgage products.  Tune in to find out what the guys have got to say.  Do you have a buy-to-let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).   Or if you prefer, click here to leave a recording via your computer instead.  The next question on Ask Rob & Rob could be yours.   Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So, get yourself over and introduce yourself. See omnystudio.com/listener for privacy information.

Should you invest in property funds?  Property funds are the ultimate hands-off strategy, but what are they and should you invest in them?  This week on The Property Podcast, Rob & Rob will be sharing everything you need to know to decide if property funds are the right investment option for you.  They’ll run you through exactly what they are, the pros, cons and who they might be right for.  If you’ve ever considered property funds before but you weren’t quite sure, then you won’t want to miss this.   In the news  In the latest Market Update we had a lot to cover on the rental market, covering big cities like Leeds and Manchester, and now we’re bringing you an update on London.  The Financial Times are reporting that the London market is bouncing back with the Return of the renters: price hikes, bidding wars and bribe.  It seems like Rob & Rob were right with the prediction that city centres are not dead yet.  Hub Extra Intrigued by property funds and want to solidify what you’ve learnt so far?  This week's Hub Extra is our brand-new YouTube video Why would you invest in a property fund?   This short and snappy video is the perfect recap.  Let’s get social   We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.  Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!   If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. See omnystudio.com/listener for privacy information.

It’s Tuesday and Rob & Rob are back for another round of listener questions!  Our first question is from John in Chorley.  John bought an off-plan property, and the completion is a couple of years behind due to some delays.  What John wants to know is if the property has gone up in value since he purchased, could he use the equity and complete without putting any money in?  Next up we’ve got a question about mortgages from Sammy.  Sammy wants to know if it’s better to have a higher product fee and a lower interest rate or the other way around.  Tune in to find out what the guys have got to say.  Do you have a buy-to-let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).   Or if you prefer, click here to leave a recording via your computer instead.  The next question on Ask Rob & Rob could be yours.   Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So, get yourself over and introduce yourself. See omnystudio.com/listener for privacy information.

It’s the October Market Update   It’s that time again, it’s the October Market Update!  And what a busy month it’s been, Rob & Rob have got plenty to cover and we’ve got a shedload of news stories for you to sink your teeth into.  We’ll be covering everything from eviction notices, mortgages, tax and party conference headlines.  So, settle in as The Robs to talk you through this month’s latest headlines.  Here’s all the links you need:  Market:  UK House Price Index – August 2021  Michael Gove set to pause contentious planning shake-up  Labour to give first-time buyers exclusive access to new properties  Rents:  Rental void times lowest for six years: Arla Propertymark  Surging rents in Manchester  Rental demand set to stay high as first time buyer age rises  New generation rent: Why baby boomers are selling up and choosing a more flexible lifestyle  Holiday Lets:  Holiday Lets may be the next Buy To Let, says Moneyfacts  Devon confirms 70% drop in PRS as ‘terrifying’ Airbnb trend bites  Mortgages:  Buy-to-let bonanza: Landlords can now bag a sub-1% mortgage rate as TWO lenders launch super-low interest deals - but beware the fees  Tax:  HMRC gives landlords more time to comply with new ‘making tax digital’ rules  Evictions:  Landlords hit back as Welsh Government extends notice periods again  Licensing:  UK’s most expensive ever HMO licensing scheme to launch in London  Let’s get social  We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.  Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!   If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. See omnystudio.com/listener for privacy information.

The guys are back with two more listener questions!  First up is Matt from Devon.  Matt has built himself an investment portfolio that’s continuing to grow but wants to know whether big businesses are bad news for landlords like him?  With the increasing trend of big businesses such as Lloyds Bank and John Lewis moving into the residential property market, are private landlords going to be pushed out?  Rob & Rob share their thoughts and advice.  Our second question is from Ben.  Using a mortgage, Ben bought an ex-council property back in 2005 and when he tried to remortgage in 2011 he was advised that the property is no longer mortgageable as it was constructed with concrete.  Ben has since tried to fix this problem but is still struggling to find a lender for the property and he wants to know if Rob & Rob have any advice on the matter.  Tune in to find out.  Do you have a buy-to-let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).   Or if you prefer, click here to leave a recording via your computer instead.  The next question on Ask Rob & Rob could be yours.   Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So, get yourself over and introduce yourself. See omnystudio.com/listener for privacy information.

Introducing Portfolio  The wait is finally over.   We know, we’ve been teasing this for a while now, and we’ve made some pretty big claims, but we’re ready to reveal it all!  In today’s episode, we’re introducing Portfolio.  So, hit play and to find out more ... you’ve waited long enough!  Let’s get social  We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.  Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!   If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. See omnystudio.com/listener for privacy information.

Rob & Rob are back for another round of listener questions!  Our first listener is a first-time investor, and the current market has got them considering flats.  With a surplus of flats on the market, is this the time to bag a deal in the South East?  Next up we’ve got a question from Oliver in North Wales.  The guys recently discussed what you can expect from the upcoming property boom on The Property Podcast, which has left Oliver questioning whether he should buy now or hold off?  Tune in to find out what Rob & Rob have got to say.  And if you want to hear the episode that got Oliver wondering about buying in the boom, you can find that here.  Do you have a buy-to-let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).   Or if you prefer, click here to leave a recording via your computer instead.  The next question on Ask Rob & Rob could be yours.   Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So, get yourself over and introduce yourself. See omnystudio.com/listener for privacy information.

Don’t sweat the small stuff   Things will always go wrong in life, but that doesn’t mean you should spend your time and energy complaining.  When you focus on the things that go wrong, all the goodness in life and a whole load of opportunities are passing you by.  So, in this episode, Rob & Rob are looking at the most common complaints in property and breaking them down to exactly what they are – minor inconveniences that aren’t worth your time.  If you’re ready to break the cycle of complaining, give this episode a listen as the guys will be giving you all the tips you need to live a happier life.  Hub Extra  If you’re interested in learning more about stoicism, then make sure you give The Daily Stoic a read.   Ryan Holiday’s book is a page-a-day guide to living a good life, offering inspirational daily doses of wisdom, gratitude and stoicism.  And here’s one from the marketing team, if you’re ready to start practising gratitude, make this musical spoken poem the first thing you listen to in the morning.  Let’s get social  We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.  Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!   If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. See omnystudio.com/listener for privacy information.

It’s that time of the week where Rob & Rob answer more listener questions!  First up is Jamie.  Jamie currently owns two buy-to-let properties in the midlands, and has £125,000 to invest in his next property.   He originally planned to invest in the North West, but what he wants to know is with the London market stagnating is this the time to be buying in the capital?  Our next question is all about mortgage brokers.  Tom is currently hunting for a broker and he wants to know what information they have access to that the general public doesn’t.  He also wants some advice from Rob & Rob, as there are so many brokers out there, he wants to learn how he can land himself a decent one.  Tune in to find out what the guys have got to say.  Do you have a buy-to-let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).   Or if you prefer, click here to leave a recording via your computer instead.  The next question on Ask Rob & Rob could be yours.   Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So, get yourself over and introduce yourself. See omnystudio.com/listener for privacy information.

How do you pick the right investment location?  This week on The Property Podcast we’re taking it back to basics.  Whether you’re purchasing your first property or your tenth, choosing the right place to invest can feel like an overwhelming task.  And as one of our most frequently asked questions, we thought we’d break it down and give you a step-by-step process to follow.  So whether you’re completely new to investing or you’re an experienced investor in need of a little refresher... this is the episode for you.  In the news  This week we’ve got two news stories on our favourite topics!  First up, is the biggest news of the year and it’s straight from Property Hub!  Next week, we will FINALLY be spilling the beans on what we’ve been working on all this time.  So make sure you tune in for that very special episode.  Next up The Business Desk are suggesting it could be the end of the line for HS2’s multibillion-pound Eastern leg.  It’s worth noting that this hasn’t been confirmed, but it’s rumoured that the eastern leg of HS2 which is meant to be linking Birmingham with Nottingham, Sheffield and Leeds is going to be scraped in a bid to save £40bn.  Hub Extra  This week we’ve got an app for you!   If you find yourself spending more and more time on Zoom calls, then this may be the app for you.  Unfortunately, webcam quality just isn’t the best and this nifty little app lets you use your phone as a webcam.  So if you fancy increasing the quality of your next video call, you can download Camo here.  And if you're looking for the YouTube videos mentioned you can find them below: 5 Underrated Areas To Invest In Top buy-to-let property hotspots in the UK (2021) Let’s get social  We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.  Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!   If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. See omnystudio.com/listener for privacy information.

It’s Tuesday, and that means Rob & Rob are back with two more listener questions.  And this week, we’ve got a couple of tough ones.  First up is Paul from London.  Paul has recently inherited a three-bedroom property in Hull and is wondering what he should do with it.   It’s the only property he owns, and he wants to know whether he should sell it as it is or renovate it first.  The second question is from Julian.  Julian is planning on releasing some equity from his first property and is planning how he can best use his time.  With the conveyancing process being six weeks long on average, he wants to make sure he’s being productive and maximising his preparation.  Tune in to find out what Rob & Rob think.  Do you have a buy-to-let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).   Or if you prefer, click here to leave a recording via your computer instead.  The next question on Ask Rob & Rob could be yours.   Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So, get yourself over and introduce yourself. See omnystudio.com/listener for privacy information.

What can you expect to happen in a property boom?  If you’ve been paying attention, you’ll know that we’re at the beginning of a property boom.   Which is great for investors as properties go up in value, but what else can you expect to happen?  The 18-year property cycle means there’s things that you can almost definitely expect to see happening as the boom develops.   But what are they?  In this episode, Rob & Rob are revealing the tell-tale signs that we’re in a property boom.  In the news  We’ve got two news stories this week, and they’re both good for investors but in different ways.  First up, Landlord Zone reveal the ’never seen before’ student stampede to secure accommodation.   It’s no surprise that students have been a bit cautious this year, in fear that covid could ruin another year of university experience.   But this means that, as things seem like they’re going to be relatively normal, there’s been a sudden rush in the search to secure somewhere to live, which is great news for anyone with properties in student cities.  And finally, the news all landlords have been waiting for – eviction notices returning to pre-covid rules.   From October 1st landlords can give their tenants two months' notice rather than the four months that it is currently.  Hub Extra  It’s been a while since Rob & Rob shared a quote, so they’re hitting us with a double whammy.  The boom stage of the 18-year property cycle is going to require some serious focus, so grab your notebook and pen, and jot these down to help you kept sight of your goals.  “The successful warrior is the average man, with laser-like focus.” — Bruce Lee   “Always remember, your focus determines your reality.” — George Lucas  Podcast Episodes   TPP260: What property courses should you do (and avoid)?  TPP270: The 18 Year Property Cycle – Year by Year: Part 1  TPP271: The 18 Year Property Cycle – Year by Year: Part 2  TPP342: The contrepreneur formula exposed: An interview with Mike Winnet  TPP343: What happens after spending thousands of pounds in a property course  TPP376: Has Coronavirus broken the property cycle?  TPP415: Where are we in the 18 Year Property Cycle?  Rob & Rob mention episode 476 - this is in fact episode 376, and you can find that here.  Let’s get social  We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.  Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!   If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. See omnystudio.com/listener for privacy information.

Rob & Rob are back to answer some more listener questions!  Our first question is from Paul and it’s a great one.  Paul is looking to buy a property with a tenant in-situ, but one of the terms is that it’s a ‘cash only’ purchase.   What Paul wants to know is whether this would affect his ability to remortgage as he was hoping to draw back the cash to reinvest elsewhere.  The next question is about leverage.   Our listener is going to be retiring early soon and is wondering what do to with the cash he gets. He’s planning on buying one or two houses and living off the income.  However, as an avid listener he knows Rob & Rob frequently talk about the power of leverage, but he wants to know why you would bother with a mortgage if you can buy property outright with cash.  Tune in to find out what Rob & Rob have got to say.  Do you have a buy-to-let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).   Or if you prefer, click here to leave a recording via your computer instead.  The next question on Ask Rob & Rob could be yours.   Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So, get yourself over and introduce yourself. See omnystudio.com/listener for privacy information.

Houses or flats – which make the better investment?  Anyone who invests property generally has an opinion on the houses vs flats debate. It’s an age-old dispute that often divides investors, with some saying they would only invest in one or the other.  Whilst both camps have pretty solid arguments, what IS the answer? Which is the champion of investments?  That’s exactly what Rob & Rob are helping you decide in this episode. They’ll run you through the pros and the cons of both, and reveal what point of view could be costing you big time £££.  In the news   HMO’s have the potential to generate higher returns, but with a greater workload and risk, there’s still plenty that can go wrong. So, as always, it’s important that you nail the fundamentals and location.  This is Money has revealed a list of the ‘Ten best locations to invest in student housing’ with small towns taking the top of the list. With big claims that cities like Swansea offering a yield 9.56%  What do Rob & Rob think about this?  Hub Extra   If you’re an avid reader you’ve almost definitely used or at least heard of Audible.  Now, you may think we’re a bit late to the party with this suggestion but bear with us as it’s actually got some new features.  Firstly, if you’ve found yourself here listening to The Property Podcast, you’ll probably be interested to know that they’ve now added podcasts to Audible.  Not only will all your listening needs now in one place, but Audible has also introduced Audible Plus. The Plus membership gains you unlimited access to a huge catalogue of over 68,000 hours of content and 11,000+ titles!  So, save those tokens and get listening.  And here are the links you need for the extra resources Rob & Rob mentioned: their Turn £100,000 into £1 million YouTube video and the How to HMO podcast episode.  Let’s get social  We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.  Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!   If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. See omnystudio.com/listener for privacy information.

Get ready for some more listener questions!  Rob & Rob are back, and this week they’ve got some pretty interesting ones.  Our first question is from Steven.  Steven has a portfolio of six properties, and his residential mortgage is due for renewal next year.  What Steven would like to know is whether he should remortgage his portfolio to pay off his residential home or should he use the rental income he generates instead?  Next up is Becky from Stockport.  Becky has been viewing some leasehold properties and she would love to know if there’s anywhere online where you can download copies of leasehold agreements, as she quite often struggles getting information about ground rent from her letting agents.  Tune in to find out.  Do you have a buy-to-let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).   Or if you prefer, click here to leave a recording via your computer instead.  The next question on Ask Rob & Rob could be yours.   Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So, get yourself over and introduce yourself. See omnystudio.com/listener for privacy information.

It’s the September Market Update   In this month's market update, The Robs are giving you the inside scoop on the rental market, mortgages and of course, house prices.  They’ll be revealing where in the UK rental demand is booming and what government agency is predicting a market crash - yes, you read that right, a CRASH of 14%!  Things tend to be a little quieter this time of year as everyone jets off on holiday but seeing as that’s not an option for many of us this year, it’s no wonder Rob & Rob have got so much to cover.  Here are all the links you need for your extra reading this month:  House Prices:  UK house prices in June rose at fastest rate since 2004  House prices: Demand changes, not tax waiver, pushed prices up  Rental market pointer? Regional cities set to see biggest growth  Five charts that predict the next house price crash  UK house sales plunge in July after stamp duty holiday ends  And if you want to take a look at CEBR’s previous prediction of a 13.8% fall this year you can find that here.   Rents:   Here They Come: Rent controls to be introduced in part of the UK  Possession claims double as evictions ban ends but are way off ‘normal’  Mortgages:  Five-year mortgage rates drop below 1% – is now the time to fix for longer?  Bigger Picture:  UK loses 83% of department stores since BHS collapsed  Hub Extra   If you’ve been listening for a while now, you may remember a book we’ve mentioned before: Bad Blood: Secrets and Lies in a Silicon Valley Startup by John Carreyrou.  The book gives us the full inside story of the rise and fall of Theranos and its CEO and founder Elizabeth Holmes.   Well, John’s back with the final chapter as he catches us up on what’s happened since the story broke and takes us on the journey of the trial, which is set to begin later this month, in his new podcast Bad Blood: The Final Chapter.  Let’s get social   We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.  Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!   If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. See omnystudio.com/listener for privacy information.

It’s time for another round of listener questions for Rob & Rob, and this week they’re answering some commonly asked ones.  First up is Reese from Plymouth.   Reese is currently living at home with her parents, but she’s ready to make her first buy-to-let investment.  She wants to know whether it’s sensible for her to invest while living at home, or if she should wait until she’s in a house of her own before getting started with investing.  Next, The Robs hear from Bailey in London.  Bailey’s finally in a position where he’s ready to purchase his first buy-to-let property, but he’s getting conflicting opinions from his parents.  They feel strongly that he should be putting his money into a pension instead of property... Bailey wants to know whether Rob & Rob think one strategy is smarter than the other.  Tune in to find out.  Do you have a buy-to-let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).   Or if you prefer, click here to leave a recording via your computer instead.  The next question on Ask Rob & Rob could be yours.   Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So, get yourself over and introduce yourself. See omnystudio.com/listener for privacy information.

This week on The Property Podcast we’re battling with Dave Ramsey on mortgages  If you’ve not heard of Dave Ramsey before he’s a huge financial personality across the pond, and he believes that you should NEVER use a mortgage.  And if you’ve been listening to The Property Podcast for a while now, you’ll know that Rob & Rob probably have a fair few things to say about this.  So, in this episode The Robs explain why Dave Ramsey is completely wrong and how leverage is an investor’s super weapon.  In the news  This week’s news article is an interesting one as it claims that the stamp duty holiday had no effect on the current market frenzy.  Think-tank has suggested that the stamp duty holiday impact has been overstated, but what do Rob & Rob think?  Hub Extra   We’re back with another triple whammy of resources for you to soak up this week.   The first one is The Meaningful Money podcast which covers all aspects of money and personal finance. It’s definitely worth a listen as Pete Matthew breaks down everything you need to know in everyday language.  We’ve mentioned this one before, but only because we swear by it and that’s the Rich Dad Poor Dad book. Robert Kiyosaki talks all things good debt vs. bad debt, so don’t just take our word for it and give this one a read.  If one book isn’t enough, then make sure you give The Millionaire Fastlane a read. It’s a cheesy title, and a bit of a cheesy book but it’s essential if you want to understand the concept of building your wealth and creating more money for yourself.  And if you’re looking for the Turn £100,000 into £1 million YouTube video Rob & Rob mentioned, you can find it here.   Let’s get social   We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.  Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!   If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. See omnystudio.com/listener for privacy information.

It’s that time of the week where Rob & Rob answer more listener questions, and this week we’ve got two cracking ones!  Our first question is from Jeff in London.  He’s looking to buy his first property in Hoggeston with a friend, but the company who’ve listed it are looking to charge a buyer's premium.  Jeff was pretty surprised by this fairly large additional charge and wants to know Rob & Robs thoughts on whether this is something to be cautious of and if the buyer's interests are considered in this process?   Our next question comes from Katie across the pond in the states.  Katie would love to hear Rob & Rob’s opinion on the renowned American personal financial figure Dave Ramsey.  Ramsey’s approach on investing in property is you should always buy in cash, but what do Rob & Rob think about this and is there ever a time where buying in cash only is the better option?  Tune in to find out.  Do you have a buy-to-let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).   Or if you prefer, click here to leave a recording via your computer instead.  The next question on Ask Rob & Rob could be yours.   Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So, get yourself over and introduce yourself. See omnystudio.com/listener for privacy information.

Real-life Monopoly – The important property lessons you can learn  Besides revealing which family members are sore losers and causing fights, Monopoly has some seriously important lessons about personal finance and investing.  But can these be applied to real life?  In this episode of The Property Podcast, Rob & Rob share the important lessons you can apply to your property investments.  For further learning on buy-to-let mortgages check out this video.  In the news  We’ve got two news stories for you this week.  The first one shares research from Halifax that shows that the average home in the UK now costs 8.1 times the average earnings, suggesting that property affordability has hit a 10-year low.  But are houses actually less affordable?  Which? has revealed this five-year mortgage with rates that have dropped below 1%. So, once you’ve overcome the hurdle of saving up your deposit, property can still be pretty affordable.  Hub Extra  We’re spoiling you this week as we’ve got three Hub Extra recommendations heading your way.  The first one is of course, Monopoly the game. If you’ve not played it before, it’s about time you get your hands on a set and give it a go.  But if like most people, you’ve played Monopoly more times than you can count and you’re up for a challenge Robert Kiyosaki’s version – Cash Flow may be the game for you.  If you’d rather avoid the family fallout, then make sure you give this podcast episode by Business Wars a listen.  Business Wars covers all the key battles in business, sharing the stories behind the companies that have shaped what we buy and how we live. Give Monopoly: Winner Takes All a listen to hear the story behind the family classic that was created over 100 years ago.  Let’s get social  We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.  Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!   If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. See omnystudio.com/listener for privacy information.

Rob & Rob are back once again to answer two more listener questions.  Our first question this week is from Alex from Reading.   He’s recently bought his first buy-to-let property and has naturally spent all his money.   So now he’s in the process of saving for another deposit.   But what Alex wants to know is if The Robs have any tips on how he can speed up the savings process so he can purchase properties two and three quicker and start building his portfolio.   Next up we’ve got Sam from Bedford.   Sam has been listening to the podcast for a while and now she’s ready to take the plunge.   She’s really keen to get into the property investment world and she’s wondering if joint ventures are a good way to get started?  Would Rob & Rob recommend joint ventures?   Tune in to find out.    Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).   Or if you prefer, click here to leave a recording via your computer instead.  The next question on Ask Rob & Rob could be yours.   Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself.See omnystudio.com/listener for privacy information.

Is BMV dead or is there still a way you can do a deal? In the property world we love bagging ourselves a deal. But right now, the property market is incredibly hot.   So, does that mean doing a deal or better yet a BMV (below market value) deal is almost impossible?  That’s what we’re going to explore in today’s episode so make sure you tune in.   If you want to learn more, check out our free course on how to get a deal.    In the news  If you listened to last week’s episode, you’ll remember that we were stunned by some data from the US property market.   It was the fact that the US property market is up 23% year on year which is crazy! We promised to investigate more into this and we’re keeping our promise.   That figure was based on existing inventory, not new build homes. So, the growth was actually 15.8% which still makes our own boom look like nothing.   This data was taken from a Forbes article where it looks at America’s states.   Another news story we spotted this week was ‘owners of low-rise flats freed from wall safety certificate need’. In a nutshell, anyone who owns a property in a building smaller than 18 metres no longer need an EWS1 certificate.     Hub Extra  This week’s Hub Extra recommendation is a book from Rob B. It’s a combination between sport and business so if you have an interest in either, you’ll enjoy this book.  It’s called ‘Relentless: 12 Rounds to Success’ by Eddie Hearn.  This isn’t a rags-to-riches story because Eddie Hearn came from a wealthy family (which he acknowledges in the book), but is covers the struggles he had to overcome to be his own successful person and step out of his father’s shadow.     Let’s get social  We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.  Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!   If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. See omnystudio.com/listener for privacy information.

It’s Tuesday which means Rob & Rob are back to answer two more listener questions.  The first question this week comes from Rachel.   Rachel and her brother currently own a buy-to-let property in the South East and they’re now looking to buy their second property in the north of England for cash.   They’ve found a property in Kirkdale, Liverpool for £65,000 which could give them an annual yield of 8.31%.   Naturally that type of yield would be attractive to anyone, but after seeing one of Property Hub’s Instagram stories advising to buy a property that’s worth at least £100,000, Rachel is now wondering if this property is too cheap?  Our second caller is Kenneth.  He’s listened to our episode on quantitative easing about three times because it’s just so significant.   Kenneth wants to know if we’re heading into a period of inflation in the future. As governments often control inflation by rising interest rates, does this mean that we’re going to see mortgage rates go up in the next few years?  What are The Robs guesses and predictions for mortgages in the next few years?  Tune in to find out.    Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).   Or if you prefer, click here to leave a recording via your computer instead.  The next question on Ask Rob & Rob could be yours.   Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself. See omnystudio.com/listener for privacy information.

It’s the August Market Update  The property market is incredibly hot right now. In the UK it’s crazy, but on this month’s market update, The Robs are revealing some numbers from the US that will blow your mind!  This time of year is usually a quieter one, but that certainly doesn’t seem to be the case in 2021.   Here are all the links you need to get stuck into today’s episode.  Prices:  UK House Price Index – June 2021  Super-rich buyers coming back to prime – Savills   US cannot afford housing market ‘boom and bust’, warns Fed official   Pandemic fuels broadest global house price boom in two decades  Mortgages:  TMW returns to 80% LTV but only on energy efficient homes  Thousands of landlords released from ‘cladding hell’ after EWS1 forms scrapped  The minimum energy performance of buildings bill  Other:  Government reveals where all the landlords live in the UK  The pandemic property boom is pricing locals out of the British countryside  And finally:  House prices set to continue rising as supply shrinks    Hub Extra  This week’s Hub Extra resource is a tool called Propcast which refers to itself as a house selling weather forecast.   It gives you a weather map of the UK showing you which areas are the hottest, meaning it should be quicker and easier to sell your home.   Right now, it seems that everywhere in the UK might require your factor 50 sun cream.    Let’s get social  We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.  Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!   If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. See omnystudio.com/listener for privacy information.

The guys are back for another fantastic episode of Ask Rob & Rob.  First up this week we’ve got Lil who’s looking for an answer to a common question we get asked.   Lil currently has a residential property in London that she lives in, and a buy-to-let property in Liverpool.   She’s going to be moving cities soon and needs a property with more space, so she’ll be switching her residential property into a buy-to-let property.  In the short-term, Lil plans to rent herself until she finds the right property, but she can’t seem to figure out which scenario is best.   Should she use the money she has to purchase a bigger property that’ll serve her needs, or should she put it into another buy-to-let property and continue to rent herself?  Our next question comes from Bern who has a question about mortgages.  Currently Bern has two buy-to-let properties, one in his personal name and another in a limited company.   Bern is planning to purchase another buy-to-let property through his limited company, and then look to purchase a residential property for himself.  He’s wanting to know if when it comes to purchasing the residential property if he’ll have any issues getting a mortgage if he already has three other properties?  Tune in to find out.    Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).   Or if you prefer, click here to leave a recording via your computer instead.  The next question on Ask Rob & Rob could be yours.   Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself.See omnystudio.com/listener for privacy information.

The Robs are back with their second episode on inflation This might just be the most important podcast episode Rob & Rob have done yet.   If you understand this episode, then you’ll understand the secret to being wealthy.  Last week we talked about inflation in the short-term, so this week we’re looking at long-term inflation. The dynamic that produces inflation for the long-term is completely different to the short-term.   The Robs are going to be looking at what causes long-term inflation, the effects for property investors and what the coming years might look like.   So, if you’re wanting to prepare for a strong future, then make sure you listen to today’s episode.     In the news  This week’s news story comes from the Financial Times and the headline reads, ‘Bank of England urged to spell out plans to curb inflation’.   After speaking about inflation for the past couple of weeks, it seems that even the House of Lords are getting in on the action now. Their economics affairs committee have been questioning the Bank of England and have said it needs to provide a better justification for believing the rise in inflation is temporary.  They’ve also said that the Bank of England has become obsessed with quantitative easing and are using it to solve all the economic issues.     Hub Extra  After a hard-hitting episode, we thought we’d give you something easy to wind down and give you a little bit of escapism.   It’s a series on Netflix called ‘The World’s Most Amazing Vacation Rentals’. Three hosts go all around the world from the USA to Bali looking at holiday rental properties that you can rent out, depending on your budget.   So, if you have a holiday let strategy, you might pick up a few tips from it.    Let’s get social  We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.  Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!   If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. See omnystudio.com/listener for privacy information.

This week on Ask Rob & Rob we’re talking all things money and mortgages.  Our first question is about leverage and comes from Tyrone.  He wants to know if there’s a right amount of leverage to go for.   Tyrone is planning on re-mortgaging his property, but he doesn’t know what level he should go to. So, he’s asking for advice on how to calculate it and how he can balance the risk.  Our second question comes from James who wants to know about residential mortgages.   He’s got a three-bedroom property with a residential mortgage that runs out shortly. James has decided that he wants to convert it into a four-bedroom HMO property.   So now James is wanting to know if he can renew his residential mortgage or if he has to get a buy-to-let mortgage instead.   Tune in to find out.    Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).   Or if you prefer, click here to leave a recording via your computer instead.  The next question on Ask Rob & Rob could be yours.   Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself. See omnystudio.com/listener for privacy information.

Everyone is now talking about inflation (H3)  Inflation is here and things are visibly getting more expensive from month-to-month.   But why is it happening?   Will it last?   And what is the government going to do about it?   Rob & Rob are going to be answering all these questions in today’s episode of The Property Podcast.  Inflation can mean the difference between being wealthy or poor when you’re older, so it’s important to understand how and why inflation works, which is why this is just the first of two episodes we’ll be covering on the subject.     In the news  This week’s news story comes from the National Residential Landlords Association, and they’ve calculated how many different pieces of law there are that affect people who rent out property in England.  The answer is a whopping 168 laws, and that number has increased by 40% in the last decade. It’s quite surprising just how many local authorities aren’t enforcing these laws.   If that wasn’t enough, we’ve got another news story for you where the headline reads ‘mortgage bonanza as choice grows and rates tumble’.   There are now 4,500 mortgage products on the market which is only slightly down on where they were before the pandemic started. Plus, rates have started to come down again, so now the average two-year fixed mortage is 2.55%.    Hub Extra  This week’s Hub Extra is a free resource from the Land Registry and it’s a property alert service.   It allows you to sign up to alerts if anything changes relating to one of your properties on the Land Registry.   It will help you to avoid any fraudulent activity on any of your properties and it’s free to do so it’s a no brainer really.     Let’s get social  We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.  Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!   If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.See omnystudio.com/listener for privacy information.

Rob & Rob are back for another round of questions.  Our first question this week comes from Louis.   Louis is in the process of saving up a deposit for his first investment property and has been doing some research whilst listening along to The Property Podcast.   He recalls a previous episode we did on quantitative easing and how the Bank of England pumped £450 billion into the economy in 2020.   He’s since looked into the Federal Reserve Central European Bank and Bank of Japan who have introduced a total of $8 trillion into their respective economies.  Louis is concerned that this amount of QE is going to have a knock-on effect and cause interest rates to skyrocket.   So naturally he wants to know if you’re planning to purchase a property and leverage debt before a period of inflation, are you running the risk of interest rates on that debt, greatly increasing as the government tries to combat inflation by pulling money back up the economy through increased interest rates?  Next up we’ve got Dan from the West Midlands who’s been in property for around five years.   He’s got a couple of properties in his own name and a couple in a limited company.   In one of his personal properties, he’s got a tenant that’s interested in purchasing it, if he’s willing to sell to them.   Dan’s had the property valued and if he chose to sell, he could release around 70-80K in equity. So, he wants to know which option The Robs think is the best.  Should he sell the property and use the 70-80K to buy more properties within his limited company, or should he keep the current property and take advantage of the good rental return and release the equity anyway?  Tune in to find out what Rob & Rob would do in these situations.    Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).   Or if you prefer, click here to leave a recording via your computer instead.  The next question on Ask Rob & Rob could be yours.   Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself.See omnystudio.com/listener for privacy information.

What makes the best property investors? Lisa Orme is back to join The Robs on The Property Podcast.   Not only is she sharing the traits of successful property investors, she’s also sharing the strategies that she highly rates, and the ones that are overrated.  Lisa has had plenty of hands-on experience dealing with some of the best, and worst, property investors and has narrowed down the traits that make a good one.  It’s another jam-packed episode with plenty more takeaways so make sure you’ve got that notepad and pen at the ready again.    In the news  The property boom – it's gone from radio silence to widespread chit chat!   This week’s news story comes from the BBC news website and the headline reads, ‘house prices rise at fastest pace in 17 years’.   Nationwide reported house price growth of 13.4% in the year to June, making new average house prices £245,432 compared to £216,403 in June 2020.  So, whilst the end of the stamp duty holiday hasn’t appeared to slow things down, we don’t think this pace is likely to continue.    Hub Extra  This week’s Hub Extra is another podcast recommendation for you.   If you’ve enjoyed the last two episodes of The Property Podcast with Lisa, then you’ll be pleased to know that she has her very own podcast called ‘Mortgage Momma’.  So, if you’re looking for further mortgage help and advice, make sure you go give it a listen.    Let’s get social  We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.  Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!   If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.See omnystudio.com/listener for privacy information.

Rob & Rob are back again this week and are discussing one of their favourite topics, the 18-year property cycle.  And the person asking the 18-year property cycle question is Ali from London.   At the beginning of June, Ali saw an article on This is Money where he believed the creator of the 18-year property cycle was implying that the market couldn’t continue with this boom phase and that it would be likely that next year there would be a market crash.   Normally Ali would ignore these rumour-type headlines but given that it was the creator of the 18-year property cycle making these claims, he wanted to get The Robs’ thoughts on it.  Our second question comes from Mike.   He wants to know, if he were to purchase a buy-to-let property and didn’t do anything with it, didn’t refurb it or add any value to it, how long would he have to wait before being able to pull his money back out?   He knows that it’s a case of just letting the cycle do its thing and hoping for capital growth to have an effect, but he’d like to know roughly how long he’d be waiting for.  Tune in to find out what they say.    Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).   Or if you prefer, click here to leave a recording via your computer instead.  The next question on Ask Rob & Rob could be yours.   Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself. See omnystudio.com/listener for privacy information.

How should you be acting in the current boom market? In today’s episode Rob & Rob are joined by a fellow property expert. Not only is she an investor herself but has decades of experience as a mortgage broker.   Her name is Lisa Orme.  And in today’s episode she’s going to guide you through how you should be acting right now (while we’re in this boom period) when it comes to mortgages. If you follow her advice, we reckon you’ll do pretty well.  There’s loads to take from this episode so make sure you’re sat down with a paper and pen ready to take notes.  Plus, just because there’s so much to get through, Lisa will be joining The Robs again next week for even more mortgage talks.    Hub Extra  This week’s Hub Extra comes from our podcast producer, Dan.  After chatting to The Robs about how he wanted to read a book on his Kindle but couldn’t pluck up the courage as it was so big, he decided to downloaded the audio version to listen to at the same time as reading it, which he found really effective.   This led Rob B to stumbling across something from Amazon as he’s been looking for ways to help dyslexic children get interested in reading and absorbing information in different ways.  Amazon have built technology called Immersion Reading. It’s not just for dyslexic people, it can be for anyone like Dan who finds reading along with an audio book more effective for them. Give it a whirl.     Let’s get social  We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.  Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!   If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.See omnystudio.com/listener for privacy information.

It’s Tuesday and that means one thing... The Robs are back to answer your property questions.  Kicking us off this week is Tom.  Tom has two HMO student lets in Cornwall that he invested in personally. They both earn around £1,800pcm.   He bought the properties five and 10 years ago and while capital appreciation has been pretty decent, he’s never released any equity from them.  He’s saved around £80,000 and is looking to invest in another student HMO in the same location, but this time using a limited company, rather than in his personal name.   Tom can get a 4-5 bed property for around £280,000 and his rental income would be around £2,000pcm, with mortgage costs of around £600 per month.  He likes the hands-on side to his strategy and wants to keep at it but he’s wanting to know if it’s a risky option, tying up all his money in one location when properties further north are more affordable.   Our next caller this week is Rachel.  Rachel is looking to invest in South Manchester, around the Wythenshawe area, which is close to the hospital and airport, in an ex-council property and use the serviced accommodation strategy.  She’s wanting to know if The Robs think this is a good idea and if they’d recommend investing in an ex-council property.  Tune in to find out what they say.    Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).   Or if you prefer, click here to leave a recording via your computer instead.  The next question on Ask Rob & Rob could be yours.   Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself.See omnystudio.com/listener for privacy information.

It’s the July Market Update On this month’s market update The Robs will be covering the market boom as well as revealing great news for landlords with leaseholds! They’re also sharing a news story that’ll have a massive impact on your wealth.  There’s plenty to cover this week – inflation, arrears, evictions, leasehold and licensing. You name it, we’ve got it covered!  Here’s all the links you need for your extra reading.  Big picture:  House asking prices hit record levels across Great Britain  Biggest sales pipeline in a decade & buyers undeterred by stamp duty holiday ending  Stamp duty frenzy shows first sign of slowing - Rightmove  Runaway house prices: the ‘winners and losers’ from the pandemic  Inflation:  UK housing market is on fire, warns Bank of England chief economist  Inflation is coming, says the Bank of England – but don’t expect us to react  Arrears & Evictions:  Breaking: Wales extends period during which landlords must give six months’ notice to evict  Scots eviction extension battle looms as landlords and agents call out plans  Leasehold:  Leasehold campaigners welcome new changes  Licensing:  Airbnb calls for national short-lets landlord register  New licensing scheme will be FREE for landlords    Hub Extra  This week’s Hub Extra is another podcast recommended by Rob D.  It’s called ‘Exit Scam’.  If you’ve been around for long enough, you may remember last year we mentioned a podcast called ‘The Missing Crypto Queen’ on BBC Sounds.   Well, this podcast is very similar in terms of its theme. It’s about someone who set up a Crypto exchange who died under mysterious circumstances and may have faked his own death.  It’s certainly a gripping one to get stuck into.    Let’s get social  We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.  Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!   If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.See omnystudio.com/listener for privacy information.

Rob & Rob are back with two more property questions this week.  First up is Mo.   He’s a junior doctor who’s recently graduated from Nottingham University and is looking to get on the property ladder.  Mo wants to buy his own residential property but is struggling with finding the right one.   Naturally he doesn’t want to overpay and wants to try and bag himself a deal, but he keeps getting gazumped every time he finds a possible contender.   Other buyers are either viewing and putting an offer in on the same day a property comes onto the market or are just willing to overpay.  Is this something Mo is just going to have to accept or is there something he can do?  Our second caller this week is Steven.  He’s been listening to the podcast for a while and knows The Robs have said how much they love Liverpool and Manchester.   But what about Preston?   Steven has been doing some research into the location and thinks that it could be a good contender but is keen to find out what Rob & Rob think of it.  Tune in to find out.    Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).   Or if you prefer, click here to leave a recording via your computer instead.  The next question on Ask Rob & Rob could be yours.   Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself.See omnystudio.com/listener for privacy information.

Is the property market about to crash? When the market starts to get heated, people get excited. There are those who take action and make money, but others get really nervous.    What happens when we reach the top of the market? Is it a good time to buy?  In this episode Rob & Rob are going to cover just that! And they’re sharing some interesting examples of what the numbers look like when you invest at the top of the market.  So, is it wise to invest at the peak?  Tune in to find out.    In the news  This week’s news story is from The Guardian and the headline reads ‘HSBC offers sub-1% mortgage as interest rate war intensifies’.  So, if you’ve got a 40% deposit, are a residential buyer and got a good credit history and you want a two-year fixed with HSBC, then you’re in luck because you can now get a mortgage for under 1%.  The last time they offered a rate this low was five years ago, and HSBC aren’t the only ones. It seems a number of lenders are battling it out for the lowest interest rates.  So, it’s certainly the time to be re-mortgaging or moving house right now.    Hub Extra  This week’s Hub Extra comes from Rob D and whilst it won’t help you decide when to buy your next property, it is a great piece of entertainment.   It’s a TV show called ‘Ted Lasso’ on Apple TV and it’s a comedy about an American football coach who gets hired to manage a British premier league team even though he has no experience what-so-ever.   It’s quite a daft programme, but Rob D thinks it’s really funny and worth the watch if you need an unwind over the weekend.     Let’s get social  We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.  Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!   If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. See omnystudio.com/listener for privacy information.

This week on Ask Rob & Rob, the guys are settling a debate between a husband and wife on the best property strategy and help another caller with a mortgage conundrum.   Our first caller is Colin.  Colin and his wife have managed to save £50k but both have different views on how they’d invest it. They also need to move into a new home themselves over the next two years.  Colin wants to use the funds to invest in a flip property and then split the profit in half to invest into more properties and into their own residential home.   However, Colin’s wife would like to use the £50k to buy a bigger, more expensive family home and then further down the line re-mortgage and release equity for Colin to then invest in property how he’d like.  Can Rob & Rob make this husband and wife see eye-to-eye?  The second caller this week is Toby who’s 26 and a first-time buyer.   He was wanting to invest in a buy-to-let property before purchasing his own residential property but has reached a stumbling block after speaking to mortgage brokers.   They’ve told Toby that because he has no mortgage history, the interest rates available are very poor as the banks don’t want to lend to him.  So naturally, Toby wants to know if Rob & Rob have ever heard of this situation before where you can’t get a mortgage offer due to having no mortgage history.   Tune in to find out.    Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).   Or if you prefer, click here to leave a recording via your computer instead.  The next question on Ask Rob & Rob could be yours.   Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself.See omnystudio.com/listener for privacy information.

This week Bitcoin and property are going head-to-head Following on from last week’s episode, Rob & Rob are back to talk more about property vs Bitcoin, and where Bitcoin could potentially form part of your investment portfolio. Like any investment option there are pros and cons to everything. For example, Bitcoin and gold are defences against inflation whereas property is an attacker. So, is property still the safest investment or is it under threat to Bitcoin? Tune in to find out.   In the news This week’s news story comes from the Evening Standard and the headline reads, ‘UK’s ‘eye-popping’ pace of recovery stokes staff shortages and inflation fears’. This is from a survey that’s showing the strongest growth in business activity for 24 years! So basically, now that some lockdown restrictions have been lifted, more people have been going out spending. And, with the increase in demand but a shortage of staff, the hospitality industry fears a rise in inflation with talks of an £8 pint (at least in London) could be on its way.   Hub Extra For this week’s Hub Extra, our resource for you this week is simply YouTube to carry on your Bitcoin learning. It’s a great place to learn more about the topics we’ve touched on over the past couple of episodes so if you simply search for ‘getting started with Bitcoin’ that’s a good place to start. However, if you’re wanting something a little more advanced, take a look at BitBoy Crypto, CoinsKid or Altcoin Daily.   Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.See omnystudio.com/listener for privacy information.

On this week’s episode of Ask Rob & Rob the guys are trying to look into the future to answer this week’s two questions.  First up we’ve got Sarah.  Sarah and her family live abroad but have one rental property here in the UK.  She needs to re-mortgage the property at the end of this year and has been given the option of a 5-year fixed mortgage. Sarah wants to also release some equity from the property to take the LTV up to 75%.  However, she’s trying to run some numbers to see if it will be beneficial. She’s going off the basis of a 5% growth on property prices each year and then a 25% drop when the market crashes.  If Sarah goes ff these numbers, in five years when the fixed rate ends the house won't be a profitable and she may be unable to re-mortgage, due to being an expat.   So, are these the right figures that Sarah should be working off?  Our second question is from Michael.  He’s wanting to know if it’s likely that the government will introduce a rental cap now that there’s a ban on section 21 eviction notices.  He’s already seen it come into play in Ireland where you can only increase your rents by 2% per year, unless you can prove you’ve done substantial work to the property to justify a significant increase.  There’s plenty to get through today so tune in to find out what they say.    Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).   Or if you prefer, click here to leave a recording via your computer instead.  The next question on Ask Rob & Rob could be yours.   Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself. See omnystudio.com/listener for privacy information.

Before you get involved in Bitcoin, what should you know about it? Well, you’re about to find out in today’s episode. We’re temporarily diverting away from property because Bitcoin is such a hot topic right now. But what’s more concerning, is that people are wanting to jump on the Bitcoin bandwagon without understanding what it is or how it works. Rob & Rob love taking on complex subjects and breaking them down into understandable, digestible bits of information. So, if you’re clueless about Bitcoin, this is the episode for you.   In the news This week’s news story had to be none other than Nationwide’s House Price Index which shows annual house price growth has hit 10.9%. Average property prices have also gone up from £238,000 to £242,000 in a month! The report puts this down to people still wanting to move out of city areas and gain more space, which we’ve seen happening throughout the pandemic. So, for anyone who’s got a property portfolio under their belt, they’re likely to be pretty happy right now.   Hub Extra For this week’s Hub Extra, we’re giving you a trio of books for you to get stuck into. The first one is an easy read and it’s ‘Bitcoin Billionaires’ by Ben Mezrich. We’ve actually recommended this book before but it’s a brilliant story about the origins of Bitcoin. The second and third books are for you to continue your Bitcoin learning. We’ve got ‘Inventing Bitcoin’ by Yan Pritzker and ‘The Bitcoin Standard’ by Saifedean Ammous. These two books aren’t the most entertaining books to read but if you’re wanting to understand the technical side of Bitcoin then they do just that. We recommend listening to them on Audible and you’ll have them boxed off in a few hours.   Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.See omnystudio.com/listener for privacy information.

Welcome back to another episode of Ask Rob & Rob. The guys are ready and raring to go, answering more caller questions.   Kicking things off this week is Andrew.   Andrew wants to know if the average house price to earnings ratio is something that The Robs think people should consider when looking to purchase a property.   Or is it just simply based on mortgage costs and interest rates?  Our next question comes from Joe.   Joe’s been doing all his homework and has read all of Rob D’s books. He’s convinced that the only way to renovate a house and sell it on quickly is by using a bridging loan.   But Joe has since spoken to someone who told him offset mortgages were also a good option if you already own your own home.   So, naturally Joe wants to get Rob & Rob’s advice to see if they’d recommend using an offset mortgage.   Tune in to find out what they say.    Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).   Or if you prefer, click here to leave a recording via your computer instead.  The next question on Ask Rob & Rob could be yours.   Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself.See omnystudio.com/listener for privacy information.

It’s the June Market Update Like always on the market updates, Rob & Rob are bringing you up to speed on all the goings on in the property world. And the June market update is no different. Today The Robs are going to be covering house prices, rents and even the Queen’s speech. Here’s all the links you need for your extra reading. House prices: House prices continue upward trend, rising 10% in March: ONS Nationwide predicts UK house prices will continue to rise First-time buyer demand and stalled price growth help city centres bounce back UK House Price Index – April 2021 Rents: Q1 2021: Rental market report PayProp UK special report – Arrears after 12 months of COVID-19 Coronavirus eviction ban in England set to end: what it means for renters and landlords Queen’s speech: The Queen’s speech 2021: four key issues for property agents Leasehold reform in England and Wales: What’s happening and when? Government pushes Planning Bill forward as critics question ‘free for all’   In case you missed it… We’ve got a new YouTube video out ready for you to sink your teeth into. We took a little break from creating YouTube videos but now we’re back with an epic episode, sharing the top five underrated places that you should invest in. In the past we’ve given you our location hotspots but we think these areas could be little hidden gems so it’s certainly worth the watch.   Hub Extra This week’s Hub Extra comes from our Podcast Producer, Dan and it’s an app called Blinkist. If you’ve ever read a book that’s along the lines of a self-help/motivational/business related book then chances are these books will have lessons you’d expect to learn from them. A lot of the time, the things worth knowing about could be summed up in a long blog post rather than a book filled with waffle. Well, Blinkist cuts through all the waffle and presents you with the need-to-know information. So if your spare time is quite valuable and you don’t want to read a full book, give this app a go.   Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.See omnystudio.com/listener for privacy information.

This week on The Property Podcast we’re joined by Mary, an architect turned HMO expert Now and again on The Property Podcast we invite experts in as guests to share their experience with us.    And this week we’ve got Mary Osman who, along with her partner Andrew, is an architect turned property investor.   Mary and Andrew specialise in HMOs. (And if you fancy reading more about them, they’re featuring in the next issue of the Property Hub Magazine - sign up here)  They’re based in Leeds and have been involved in commercial property for around 15 years before moving into the residential territory of HMOs in Leeds and Yorkshire.   There have been high points and low points – along with a lot of lessoned learned. And that’s what Mary is sharing with us today.    So, make sure you tune in to listen and find out more.     News  This week’s news story comes from the BBC and the headline reads ‘renter eviction ban to finish at end of May’. Landlords have been unable to evict tenants since spring last year; which was understandable given the Covid-19 circumstances, but a date of 31st May has finally been confirmed – news which we’re sure many landlords will welcome.   Also, notice periods are being reduced from six months to four, then from October back down to its normal two months.    Hub Extra  This week’s Hub Extra recommendation is a new YouTube channel for you called Greylock.   Greylock is a VC company who invest in startups and they’ve invested in some rather famous ones.   There’s a series from a few years ago called Blitzscaling, and Rob B has picked out a particular episode with Patrick Collinson on his experience of hiring with Stripe.  Stripe is now a huge company so if you’re interested in business related YouTube channels then it may be worth giving this series a watch.     Let’s get social  We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.  Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!   If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. See omnystudio.com/listener for privacy information.

It’s girl power on Ask Rob & Rob this week.  Our first question comes from Amelia.  Amelia would like some advice on how to find a decent deal in the property boom we’re now in.   Her current strategy is buy, refurbish, refinance (BRR) so she can try and recycle some of her cash.   To be successful with this strategy, Amelia would need to buy below market value, but she’s finding that most properties are selling for the value of them refurbished, so there’s no money in it.   So, Ameila wants to know if there’s a useful way to secure properties off-market by leafleting or sending out postcards.   Next up is Nancy.   She lives in Merseyside and has a question on freeports.   Now that Chancellor Rishi has outlined the areas that’ll benefit from freeports, Nancy wants to know if there’s any tax breaks or benefits for investing in these areas.   So, do Rob & Rob think there are any tax relief benefits to investing in freeport areas?  Tune in to find out.    Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).   Or if you prefer, click here to leave a recording via your computer instead.  The next question on Ask Rob & Rob could be yours.   Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself. See omnystudio.com/listener for privacy information.

This week on The Property Podcast we’re putting the limelight on Liverpool  Generally on The Property Podcast you hear The Robs talking about property hotspots and where to invest. But you’ve never heard them go into much detail about certain areas.   Until now.  This week The Robs are heading back to Rob B’s roots of Liverpool and bringing you the areas you should definitely consider, the areas you should avoid and Rob B’s wildcard.  Where will Rob B peg as his up-and-coming area and ‘one to watch’?  Tune in to find out.    News  Last week the new session of Parliament opened with the Queen’s Speech and there were tonnes of legislations mentioned that are due to be brought forward.   This is probably down to the fact that not much other than Covid-19 got done last year.   But there were mentions of plans to end ground rents, renters reform and planning reform. There’s plenty more to cover on this but we’re going to save it for the next market update episode.     Hub Extra  This week’s Hub Extra recommendation is a fiction book and it’s not the type of book you’d usually expect either of The Robs to recommend.   Rob D was recommended this book by his wife, neither of them usually a big fiction fan. However this book is on Bill Gates’ ‘must read’ list.  It’s called ‘The Rosie Project’ by Graeme Simsion.   The book is about someone who has aspergers syndrome and puts together a questionnaire to try and find the perfect wife.  It’s a really good, easy read and pretty funny if you’re after something a little more lighthearted.     Let’s get social  We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.  Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!   If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. See omnystudio.com/listener for privacy information.

Rob & Rob are back again this week answering questions on when’s the best time to buy, and what happens to a mortgage if the property value falls.  First up is Eleanor.   With the stamp duty holiday due to finish at the end of June, Eleanor is keen to explore the top end of her budget.  She doesn’t want to make a rushed investment and doesn’t want to consider stamp duty, but she’s keen to know how the stamp duty holiday will have affected the market when it comes to an end.  Should Eleanor take advantage of the stamp duty holiday whilse she still can, or could she save more money by holding out for a dip in property prices?  Our second caller this week is Owen.  Owen wants to know what would happen if your buy-to-let property fell into negative equity at the end of your mortgage term when you came to re-mortgage.  Will you then be locked into higher rates, or would you have to put in more cash to bring yourself back up to 25% loan to value?  Tune in to find out.    Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).   Or if you prefer, click here to leave a recording via your computer instead.  The next question on Ask Rob & Rob could be yours.   Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself. See omnystudio.com/listener for privacy information.

This week on The Property Podcast we’re discussing the property boom and why no-one's noticed it The Robs have been saying this for weeks now – we're in a property boom!   And now it’s no longer just their opinion, it’s a fact.  Now you need to understand what’s happening, why it’s happening and what you should be doing right now.   And that’s exactly what Rob & Rob are talking about today.  Here’s what they’re covering in this episode:  The towns and cities that have seen the biggest price growth in a year.   The boss of Barclays predicting the biggest economic boom since 1948.  The regions that are outperforming the UK average growth.   Why is this growth happening?  How long will it last for?  And what should you do?  Tune in to find out.    Hub Extra  This week’s Hub Extra resource is all about protecting your online security.   We’ve talked about online security before and this time we’re recommending that you get an authenticator app installed.   They’re free to use and could save you a huge headache down the line. Tune in for all the details.     Let’s get social  We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.  Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!   If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.See omnystudio.com/listener for privacy information.

It’s Tuesday and Rob & Rob are on hand to answer two more property related questions. Kicking things off this week is Mike from Southampton, who’s relocated to Merseyside. Over the past year during lockdown, Mike has been taking advantage of the extra time he’s had and devoured all of Property Hub’s resources. He’s now 100% sure that wants to get into investing in property. He knows that he needs to build up a pot of cash before he can get started and he wants to know what The Robs think he should do. Mike is currently overpaying his mortgage payments, he’s got a savings account which he keeps topped up, and he’s started investing in stocks. So, should he focus on one more than the others or should he keep doing what he’s doing? Our second caller this week is Elisa. Elisa and her boyfriend bought a property in Nottingham a few years ago in cash, and it’s now increased in value over the years. They’re looking to release equity from the house to be able to buy a second property. Now, the most obvious solution is to re-mortgage the property. However, there’s a slight issue. Both Elisa and her boyfriend have low credit scores and will need to find a specialist lender or provider, which could be a bit more expensive. Are there any other options that Rob & Rob could suggest Elisa tries instead in her situation? Tune in to find out.   Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours. Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself.See omnystudio.com/listener for privacy information.

It’s the May Market Update This month’s May market update is jam-packed with news stories for you to sink your teeth into. And naturally Rob & Rob have picked the best ones to discuss on today’s May market update. Here’s what to expect on this week’s property podcast episode Since the last market update, the media has still been in a frenzy over the property market. And it doesn’t seem to be dying down anytime soon. But we’ll leave it to The Robs to talk you through this month’s latest headlines. House prices and activity: Prices surge 8.6% in year to February: ONS UK property sales at 16-year high as house prices soar UK House Price Index – February 2021 Northern property market continues to outpace the south London: Prime London flats rentals still in doldrums – but for how long? Khan’s call for rent controls would leave London tenants worse off London commuter belt rental market still performing strongly Renting: Renters Reform Bill: timetable may be clearer next month Right to Rent: New Rules for Landlords Manchester Mayor vows to launch £1.5m landlord licensing across city Pets: Blanket ban on pets welcomed by almost half of landlords MP backs law change to allow tenants to pay pet damage insurance Make sure you tune in to the May market update find out what’s going on in the property world.   Hub Extra If you’ve been a member of the Property Hub family for a while, you’ll know that Ray Dalio is one of our faves. Not just because he’s one of the wealthiest men in the world, but more for the knowledge he’s shared over the years. We often mention his resources on the podcast but this time we’ve got a free resource that’s a little more fun. It’s a personality test and you can find it on principlesyou.com. It helps you see what things you’re good at and what you might be not so good at and can improve on. And that might be easier than you think. A lot of these tests are costly so you’ve got nothing to lose with this free one.   Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.See omnystudio.com/listener for privacy information.

It’s Tuesday and we’ve got another two great questions to answer on today’s episode of Ask Rob & Rob. The first question this week Is from Shipla. Shipla wants to know everything there is to know about the Liverpool property market. What areas are good to invest in? Which ones to avoid? What’s the forecast for Liverpool in 2021? Shipla wants to know anything and everything The Robs can give her. She’s an investor based in London so naturally doesn’t have the local knowledge. Move over Rob D – This is Rob B’s time to shine! Our next caller has a question on city centre apartments and whether you should furnish them or not. There’s a load of conflicting information on this debate. Some reckon you can leave an apartment unfurnished for tenants to put their own stamp on the place. Others think furnished will let quicker and be less hassle for tenants. Is there a right or wrong answer when it comes to letting out city centre apartments? Tune in to find out.   Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours. Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself.See omnystudio.com/listener for privacy information.

This week we’re turning our focus to city centres The death of city centres has been widely publicised, but is it correct?  On this weeks episode of The Property Podcast, Rob & Rob have a different point of view that might open up a once-in-a-lifetime opportunity for property investors.   So make sure you tune into today’s episode to find out what it is.  Here’s what to expect on this week’s property podcast episode A common theme amongst headlines over recent months has been how city centres are dying out, rural locations are thriving and how London is struggling.   Apparently... what buyers and renters are looking for has changed.   So does this mean doom and gloom for people who already own properties in the city centre?  Or is this just a blip and if so, does it create any kind of opportunity for investors?   That’s what we’re looking at today.     In the news  This week's news story comes from Estate Agent Today and the headline reads ‘stamp duty receipts soar despite the holiday’.   In March, stamp duty brought in £1.1 million, making it the fifth biggest month for Treasury income from this tax since it was introduced in 2003. It was also 22% higher than the same month in 2020.  Which on the surface seems bizarre as when you cut a tax, you don’t generally expect to see MORE of it. But there are a few things that could be happening here...  It could just be a conincidence, but it could also be that the reduction in tax has prompted more people to move, so the volumes are higher. It seems a win win for everyone.    Hub Extra  This week we’ve got an incredible resource for you called Class Central.  It’s a search engine that’s for all of the free courses that are out there on the internet, mostly from universities.   They’re reviewed, some will give you certificates and you can learn pretty much anything - and the quality is absolutely incredible.   There’s always time to continue your learning which we’re big believers in.     Let’s get social  We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.  Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!   If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.See omnystudio.com/listener for privacy information.

Hello and welcome back to another episode of Ask Rob & Rob. The guys are here to answer all your property questions and they’ve got another two to answer today. So let’s get stuck in. First up we’ve got Stephen who, after listening to the podcast, has decided he wants to invest up north or in the Midlands. He knows The Robs reckon Derby is going to be a good bet for 2021. But after Rolls Royce announced they’d be making redundancies and have had a change of strategy, he wants to know how The Robs think this is going to affect Derby? Stephen also wants to know whether it’s worth him looking at doing the work to invest in buy-to-let property himself or if he should get on board with a company like Property Hub Invest? Our second question this week is from Ayesha. She’s previously done an inventory on her property and used a professional that charged her £60 +VAT. Now Ayesha wants to know how often would she have to do this inventory? Does she need to get a new one after each tenant leaves or can she just keep the one she’s got and update it herself for each tenant? Or, is it a requirement that she gets a professional in to do it for her? Tune in to find out.   Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours. Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself.See omnystudio.com/listener for privacy information.

This week we’re talking all things tax When it comes to tax, property investors are obsessed with learning and understanding it.   And we don’t blame them because the difference between getting it right and wrong could be thousands of pounds.   So this episode is a must listen!  Here’s what to expect on this week’s property podcast episode It’s been a while since we talked about tax so we thought it was about time we changed that.   We’re always inundated with questions about buying in a limited company. And we even did a video on whether ‘should you buy property through a limited company’.  But because tax is complex, it’s always been better to leave the tax advice to the specialists.  To give you a brief overview, back in 2015 new rules were introduced which meant individuals could no longer claim mortgage interest as an expense, but limited companies still could.   So overnight, owning property in a company became a lot more attractive because those investing personally were left paying tax on profit that wasn’t really profit because it ignored the cost of interest.  It impacted investors to such a degree that the majority of those who invest through us at Property Hub Invest now do so using a limited company.  These rules have been eased in over the years but fully came into play as of April 2020, so we thought we’d take a look into it.   If you’re wanting to purchase property through a limited company, then make sure you check out the tax implications and give this episode a listen.    In the news  This week we’ve got two news stories that might incentivise you to become a greener landlord.   The first one, ‘yet another BTL lender issues cheap loans for homes with good EPCs’. Mortgage lender Keystones have now said that they offer a 0.15% reduction to landlords with properties older than five years with an EPC rating of A to C.  The second story is, ‘Buy to let lender says new eco-loan will be ‘push for landlords’. The Mortgage Works, part of Nationwide, has a new mortgage product called the Green Further Advance, which can be used to make sustainable home improvements.   So, if your property is in need of a little TLC, it may well be worth looking into going green and saving yourself some money as well as the planet.    Hub Extra  This week for Hub Extra, we’ve got a couple of resources for you.   And they’re an alternative to the popular messaging app, Whatsapp.   Whatsapp doesn’t offer a lot of privacy and are increasingly collecting data and insights into your activity.    So we’ve got a couple of different options for you. They are Signal and Telegram.   Both are apps just like Whatsapp that you can get for free, but your privacy is a lot more protected.     Let’s get social  We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.  Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!   If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. See omnystudio.com/listener for privacy information.

Rob & Rob are back again this week to answer two more listener questions.   Our first caller this week is Philippa.   She’s purchased a property in Liverpool that she needs some advice on.  The property was originally listed for £110,000 which Philippa thought was a decent price for the location and size of the build.   After submitting her offer, she was told she’d been significantly outbid.   It got to the point where Philippa’s offer of £126,000 was accepted and although she was still happy with the end ROI, she couldn’t help but think that the estate agent had invented this other buyer.   So Philippa wants to know if there’s any way of finding out if there was legitimately another interested party or if the estate agent was playing foul.  Our second caller this week is Noel from London who’s got a question about releasing equity.   He purchased two derelict properties and renovated them in 2013-2015. Now he rents them out.   The loan-to-value on the properties is around 50% each and he wants to release some equity to be able to purchase more property.   However, he’s finding it hard as he appears to be at the top of the stress test based on the rental income of the properties.   He can’t increase the rent as he’s already at the top end for that area.   Will Rob & Rob have any other suggestions for Noel?  Tune in to find out.    Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).   Or if you prefer, click here to leave a recording via your computer instead.  The next question on Ask Rob & Rob could be yours.   Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself. See omnystudio.com/listener for privacy information.

This week we’re taking a look at how to win with a HMO strategy Ususally when you choose a HMO strategy you need to invest pretty close to home as it can be quite a hands on strategy.   But that’s not a problem for today’s guest, Tim.  Tim invests in student HMO properties 300 miles away from his hometown. And, he does absolutely everything himself.  Here’s what to expect on this week’s property podcast episode HMO strategies are becoming more popular and we often get questions on the best way to execute them.   If you’re not familiar with what a HMO is, it stands for House in Multiple Occupancy. So basically where you rent the rooms out individually and have shared communal areas like the living room and kitchen.   The reason they’re so popular is that they’re on the high end of the cash spectrum and the yields can be very attractive. But they’re also on the high end of the effort spectrum.   So, today we’re talking to Tim who’s been investing in property since 2017 and his portfolio consists of five HMO’s with a total of 28 rooms.   All of his properties are in Bangor, North Wales and are 300 miles away from where Tim lives.   We wanted to find out how Tim became a landlord managing 28 rooms and why he chose the location he did.   If you’ve been thinking about choosing a HMO strategy then Tim’s success story could be some great advice for you.     In the news  This week's news story is from Landlord Zone and the headline reads ‘step away from ‘disastrous’ rent controls campaign, landlords urge Sadiq Khan’.   The current Mayor of London is wanting to continue with his plans for rent controls if he’s re-elected later on this year, and landlords aren’t happy about it.   However since the last time Sadiq Khan was campaigning for this, rent prices in London have gone down by 9.8% according to Zoopla whereas outside of London they’ve increased by an average of 2.6% over the last year.  So it doesn’t stand well right now for Saidq Khan’s campaign methods.    Hub Extra  This week’s Hub Extra resource comes from our Podcast Producer, Dan.   It’s a YouTube channel called TED-Ed and it’s an extension of TED Talks but in the form of short, five minute educational videos on all sorts of topics.   The videos may appear to be specifically for kids, but Rob & Rob have already bookmarked ones they’re going to be watching themselves.    Let’s get social  We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.  Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!   If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.See omnystudio.com/listener for privacy information.

Welcome back to another week of Ask Rob & Rob.  To get us started this week we’ve got Luke.   He’s only 22 and already looking into investing his money into property.   Luke knows that he wants to invest in buy-to-let properties through a limited company but he’s unsure on where to actually buy.   He’s been looking into the Northern Powerhouse locations but already knows that he’s priced out of Manchester and Liverpool city centre so has been looking at surrounding towns.   This issus is that Luke is struggling to find the confidence to invest in these locations and is wondering if Rob & Rob have any advice on whether he should just go for it.   Second up we’ve got Paul calling from Dubai.   Thanks to all the free content from Propety Hub, Paul and his wife gained the confidence to invest and are about to complete on their third property in 12 months.   Pretty good going!   Paul is wondering if The Robs think that there’s potential for the government to scrap stamp duty altogether and try to claw back the lost revenue by tightening on capital gains tax.  What do Rob & Rob think?  Tune in to find out.    Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).   Or if you prefer, click here to leave a recording via your computer instead.  The next question on Ask Rob & Rob could be yours.   Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself.See omnystudio.com/listener for privacy information.

This week we’re talking about Grand Junction You might remember Rob & Rob talking about their development, Grand Junction, in episode 315. This week that story has been shared on our other podcast, Any Other Business - because it’s important to share when things go wrong and the lessons that can be learnt.  And after episode 315 aired, things actually got a whole lot worse! Here’s what to expect on this week’s property podcast episode Grand Junction is a bitter pill to swallow.  To give you a recap, Grand Junction is a site that Property Hub Homes built in Crewe and it was the first ever development. By the end of the project, the business had actually lost £1 million! Rather than bury this experience and put it behind them. Rob & Rob have decided to treat this episode as more of a therapy session to chat through where things went wrong and what they’ve taken away from such a bad experience - and a pretty epic loss!  So this week we’re sharing with you the raw, emotional episode of Any Other Business.  And if you like this episode, there’s plenty more over on our YouTube channel. So make sure you head over to subscribe.    Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!  If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.See omnystudio.com/listener for privacy information.

This week on Ask Rob & Rob, we’re answering two questions on investing in property away from home. First up this week we’ve got Ben.  Ben purchased his first property around four years ago before he got the property investment bug and found Property Hub.  He never had any intentions of building a portfolio but now he wants to try and get as many properties under his belt as he can.  He’s already decided that he wants to go down the BRRR (buy, refurb, rent, refinance) route and he’s aware that this strategy is more hands-on than most.  Ben lives in the South East of England and knows that he’s priced out of his local area so he’s turning his attention to the north to find himself a project.  But how cost effective is it trying to refurbish a property remotely?  Will Ben’s margins be squeezed too much as he’ll have to outsource the work? So will it even be worth it in the end? Our second caller is Hayley from Devon.  She’s been listening to the podcast for a couple of years whilst saving up. She’s previously bought her own residential property and is now in the process of building her funds back up.  She’s aware that the south of England is pretty expensive so is looking at purchasing a property further afield where property prices are a bit cheaper.  But Hayley wants to know how do you actually gain the confidence to invest in an area that you have no knowledge of and don’t know anyone from there either?  What advice will The Robs offer Ben and Hayley this week? Tune in to find out.   Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).  Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours.  Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself.See omnystudio.com/listener for privacy information.

Here’s what the April Market Update has in store for you In this month’s April market update, Rob & Rob are taking a look at which area of the country is growing by over 16% right now, and where £192 million is being spent every day.  Here’s what to expect on this week’s property podcast episode There’s been a load going on in the media and in the property market, so today Rob & Rob are taking a look at the bigger picture. And they’re kicking off with Rightmove’s claim of us having the strongest sellers market in a decade! Not to mention the House Price Index that’s revealed the best performing cities to be Manchester, Liverpool, Leeds and Nottingham with 5% year-on-year growth. That’s been a cracking start to our 2021 hotspot predictions.  It’s a big update today as The Robs are covering:  Controversial city is UK’s property hotspot Boomin warned - Rightmove hits record number of visits in a day Households repay record £17.6bn mortgage debt Yorkshire Building Society first to bring back 95% mortgages Habito launches 40-year fixed rate mortgage Landbay strengthens support for trading limited companies with new BTL range Labour claims tenants “barely considered” during the pandemic Shock report: Eviction ban’s 21,000 ‘in-limbo’ section 21 notice landlords Make sure you tune in to find out what’s going on in the property world.   Hub extra This week’s Hub Extra is a recommendation from our podcast producer, Dan. It’s another podcast called ‘The Rewatchables’.  Essentially they go over old movies and remind you of why you should watch them. They cover films such as The Terminator, Coming to America, Toy Story and Rocky. If it’s a classic film, they’ve got a podcast episode on it.  So if you’ve finally run out of things to watch as we’re coming to the end of lockdown, give this podcast a listen and see what classic films take your fancy. And to round off this week’s Hub Extra, here’s a recommendation from Rob B and it’s a film called Momento from way back in the year 2000.   Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!  If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.See omnystudio.com/listener for privacy information.

Welcome back to another episode of Ask Rob & Rob. Kicking things off this week is Lily.  She’s recently put in an offer on a leasehold apartment in a Grade II listed building and had it accepted. However, after having the structural report done, the results were shocking. Even though the property looked incredible on the outside, it clearly hadn’t been looked after on the inside. So what do Rob & Rob think Lily should do?  Should she walk away from the purchase or use the structural report to her advantage to try and negotiate a better price on the property? Next up we’ve got Tomas.  He currently owns a couple of buy-to-let properties and at the moment the income he gets from them he just sits in the bank. Tomas wants to save this money to buy another buy-to-let property but he’s wondering if he should leave the money in the bank, or if he should invest it elsewhere, like into shares.  He’s previously looked at an app called MoneyBox but wants to know if that’s a good idea.  So what’s the better option, leave money in the bank or invest it in shares?  Tune in to find out.   Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).  Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours.  Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself.See omnystudio.com/listener for privacy information.

This week we’re taking a look at the future of London Since the Coronavirus pandemic hit last year, the future of London and its property market has been a hard one to predict.  As it stands, the London market is all over the place.  Rents are falling, house prices are falling and thousands of people are leaving the capital.  So what does all this mean for the future?  We’re dedicating a whole episode to just that. Here’s what to expect on this week’s property podcast episode The media love the property market. And they love London.  But journalists tend to look at what’s happening in the capital and presume this is the same across the country.  That’s why it’s important to not be swayed by headlines.  Normally we steer clear of discussing London on The Property Podcast but after the past 12 months and the effects Coronavirus has had on the whole country, we felt the need to address the future of London.  It’s common knowledge that people are moving out of the capital and clearly tourism has taken a hit over the past year.  So what does that mean for you if you’re an investor in London or you were planning to make an investment there? Today Rob & Rob are covering: Why has London been hit so hard? Why 700,000 people are leaving London Rents falling and what this means Falling house prices The latest price statistics you should know Plus so much more! So, is the future of London looking bleak or is there hope on the horizon?  Tune in to find out.   In the news This week’s news story comes from Mortgage Strategy and the headline reads ‘strongest sellers’ market for a decade’.  The article uses data from Rightmove where they’ve measured the number of enquiries per property, which is 34% higher than last year - that’s a busy month! This demonstrates how strong the market is right now and the supply of properties coming onto the market is certainly proving an issue.   Hub extra This week’s Hub Extra resource is one to get you out and about. It’s called All Trails and this app helps you to explore your local area. If your usual walk/run route has got a bit stale, this is worth a look. You simply pop your local area into the app and it’ll suggest a load of new routes nearby for you to explore.  Perfect if you’re wanting a change of scenery this weekend.    Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!  If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.See omnystudio.com/listener for privacy information.

It’s another week of your property questions on Ask Rob & Rob.  The first question this week is from Noel. He’s recently purchased a property at auction that was up for £150,000, but after getting into a bidding war, he ended up paying £175,000 for the property.  Noel is happy to pay that price, however he’s just a bit cautious that the surveyors might not value it at £175,000 and if that’s the case, what are his options?  He’s planning to convert the terrace property into a 3-bed but there isn’t anything comparable in the local area.  Terrace properties of smaller square footage have sold for £175,000 but if there’s nothing comparable to his property, what are his options? Next up is Max who has a question about yields. He’s currently running the numbers on a potential deal before he purchases it to see what his ROI would be.  One fee he’s included is landlord insurance which he knows is optional but he’s keen to know how much Rob & Rob think landlords should be spending on it.  Is landlord insurance absolutely necessary?  Tune in to find out.   Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).  Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours.  Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself.See omnystudio.com/listener for privacy information.

We’ve got an interesting success story for you this week This success story is a little different to most success stories we share on a weekly basis.  You’ve heard of the term ‘buy two get the third one free’, but have you ever heard it in the property market before?  Chances are, probably not.  But one lady’s success story benefits from this kind of deal... Here’s what to expect on this week’s property podcast episode Today Rob & Rob are talking to Elly and she’s got a unique success story that we think you’ll be pretty impressed by. Elly’s full story will be appearing in the next issue of the Property Hub Magazine so if today’s episode grabs your attention, make sure you’re subscribed to receive the next issue.  She lives in West Sussex and a few years ago decided that she was going to invest in property 350 miles away in the North East. Going into 2020 she had one property under her belt that she’d done up and rented out and was planning on using the buy, refurbish, refinance strategy.  But that’s not quite what happened.  Whilst speaking to her broker about refinancing the first property, she was presented with a deal.  Three two-bedroom terraced properties in County Durham on a buy two get one free offer.  The typical tenant in this area tends to be Universal Credit, which she wanted to get into further down the line.  Naturally Elly was pretty cautious about this deal as it’s quite a specialist area.  So what did she do?  Tune in to find out.   In the news We’ve got two related stories for you this week, both about the mortgage market. The first being a new ‘40-year mortgage product’ which has just been released - and if that wasn’t crazy enough, it’s a 40-year fixed mortgage term!  Not only will your mortgage payments remain the same for the next 40 years, apparently there’s no early repayment charge or exit fee. Madness.  The second news story is ‘Metro Bank launches ‘near prime’ mortgages’ which means people with a credit score that’s below average will be able to get a mortgage.  This includes people who have CCJs that are unsatisfied and the products are 80% loan-to-value which is quite surprising.  Will there be similar moves with buy-to-let mortgage products? We’ll have to wait and see.    Hub extra This week we’re giving you a poem. It’s a poem that Rob B wrote down at the beginning of his goals book so he always had a constant reminder of it. It’s called Victory by Herbert Kauffman: You are the Man who used to boast that you'd achieve the uttermost, some day.   You merely wished to show, to demonstrate how much you know and prove the distance you can go..   Another year we've just passed through. What new ideas came to you? How many big things did you do?   Time left twelve fresh months in your care how many of them did you share with opportunity and dare again where you so often missed?   We do not find you on the list of makers good. explain the fact! Ah No, 'Twas not the chance you lacked! As usual - you failed to act!   Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!  If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.See omnystudio.com/listener for privacy information.

Welcome back to another week and another episode of Ask Rob & Rob. The guys are here to splash the case and dish out some advice.  First up this week we’ve got Andrew and he’s got £2.5m to spend! Throughout the pandemic he’s been running a business that’s been racking up cash reserves and he needs to do something with it.  He thinks property seems the best way to get a return on his money and with financing, could have around £10 million to invest!  That’s crazy money!  However he seems to think that with funds of that size, buying a two bedroom apartment up north isn’t really going to be the best use of his time and money.  So he wants to know how Rob & Rob would invest that amount of money into property.  Our second caller this week is Ed from Southampton.  He’s wanting to invest further afield from home and naturally doesn’t want to invest in the wrong location.  So, he’s asking The Robs which areas in the UK have the biggest void periods and rent arrears so he can avoid looking into these areas.  Do Rob & Rob hold the answers to Ed’s question? Tune in to find out.   Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).  Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours.  Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself.See omnystudio.com/listener for privacy information.

Here’s what the March Market Update has in store for you This month’s March Market Update episode is dedicated to last week’s budget announcement. A lot of you were expecting this episode last week, but we needed time to get all our ducks in a row before we shared what it means for you as an investor.  Here’s what to expect on this week’s property podcast episode Brace yourselves, this may be the most impactful budget on the property market we’ve EVER discussed.  Rob & Rob are looking at the big news that was (and wasn’t) included in the budget.  Here’s just a small snippet of what’s to come in this jam-packed episode:  Taxes Extension of furlough  Universal credit increase extended  The recovery loan scheme Additional support  Free ports It’s the episode you’ve all been waiting for, so go give it a listen.   In the news Even though the budget has taken center stage this month, there have been a few non-budget related news stories.  One being an article in Mortgage Strategy sharing a report from Nationwide, who’ve said ‘prices rebound with 6.9% growth’. At first we thought this could be an anomaly, but now it seems like it’s part of the property cycle.  And if you missed our latest episode on where we’re at in the 18-year property cycle, you can catch that here.    Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!  If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.See omnystudio.com/listener for privacy information.

It’s Tuesday, so that can only mean that Rob & Rob are back to answer two more listener, property related, questions.  Our first question this week comes from Lee.  Lee has been listening to the podcast for over a year now and is doing an immense amount of research into where he should invest.  Naturally he’s been listening to Rob & Rob and eyeing up Manchester and Leeds, but he’s now turning his attention to Nottingham for the affordability aspect. However he’s having doubts after seeing that in two years, a council estate that was priced at £90,000 is now priced at £130,000.  So essentially, Lee wants to know if this kind of growth can be expected to continue, or do certain areas experience capital growth which then moves onto another area? The second question this week comes from Nick who’s having issues calculating yields.  He’s currently in the process of purchasing his seventh property, the last three of which have been during lockdown - you go Nick! He’s been told that if you achieve a yield between 6-8% then that’s pretty good.  But when he’s been working the numbers out based on the 30% deposit he put down, he’s getting a yield that’s much closer to 20%.  So what’s he doing wrong? What’s the right way to calculate a rental yield? Tune in to find out.   Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).  Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours.  Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself.See omnystudio.com/listener for privacy information.

This week we’re taking a look at the real reasons why property prices go up Many people think property prices rise due to supply and demand. Some think it’s to do with inflation, and some think it’s about location.  So who’s right?  Or, could it be a combination of them all?  In today’s episode Rob & Rob are revealing everything! Here’s what to expect on this week’s property podcast episode A few weeks ago, on an episode of Ask Rob & Rob, we had a caller named Jonathan who wanted to know why property prices rise, after reading an article on housing supply.  And while The Robs answered Jonathan’s question, they’re expanding on it today and are delving right into the detail. To kick things off, did you know that each property is in two separate markets?  You may have thought that there was only one market, the property market, but there’s actually two. The services and assets markets.  So now you might be wondering what the difference is between the two, and how they work differently to increase property prices.  And that’s exactly what Rob & Rob are digging into today. They’re taking a look into the report that Jonathan referenced and have dissected it so it’s more digestible.  Make sure you tune into today’s episode for some more valuable knowledge bombs on why property prices increase from Rob & Rob.   In the news This week’s news story is ‘demand for rental accommodation in London collapses’.  Of course, this headline is somewhat misleading as the article is actually referencing a particular type of rental property, which is shared accommodation.  In West Central London, demand is down 43% compared to last year and East London down 19%. This doesn’t come as much of a surprise as London is struggling and you’d expect shared accommodation to be the worst hit over the past 12 months.  Another headline that caught our eye was from Letting Agent Today. ‘Victory for Airbnb in first round of battle for short lets regulation’.  The Scottish Government had drawn up a licensing scheme that would give local councils the power to issue licences on homes that advertised on Airbnb and similar websites.  Meaning that possible short-term lets and holiday lets could need planning permission before being allowed to let, along with stricter health and safety measures.    Hub extra This week’s Hub Extra resource is another book recommendation, but this time from Rob D.  It’s called ‘Alchemy: The Surprising Power of Ideas That Don’t Make Sense’ by Rory Sutherland.  He’s the vice chairman of WPP which is a massive advertising agency. The book is about how everyone in business makes their core decisions based on logic, however most people’s buying habits aren’t governed by logic.  So by approaching things in a logical way you miss great solutions to problems that are often simpler and cheaper than the solution that logic directs you to.  It’s a fascinating book that combines business, marketing and psychology so if you like any of those topics then we recommend you give this a read.   Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!  If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.See omnystudio.com/listener for privacy information.

Rob & Rob are back again this week to answer two more fantastic questions. We’ve got a rather interesting first question from Brendan. He’s got a question on the 18 year property cycle, one of our favourite topics to talk about.  Brendan wants to know if Real Estate Investment Trusts (REIT) are likely to experience the same sort of growth in a boom period as residential property? If you’re not 100% sure on what a REIT is and how they work, don’t worry, Rob D covers that along with how they benefit property investors. The second question on this week’s episode is from Antonio.  He’s got a portfolio of properties which he’s had for around 20 years and is now considering selling.  His accountant has advised him that if he moves back into the property for 6-12 months, he won’t have to pay capital gains tax on the sale as it will be seen as his main residence.  Is this a way of getting around capital gains tax? Tune in to find out.   Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).  Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours.  Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself.See omnystudio.com/listener for privacy information.

This week we’re taking a look at where we are in the 18 year property cycle Whether you’re a new or experienced investor, the 18 year property cycle is something that you should know like the back of your hand.  For years it’s helped investors determine when they’d be most likely to invest in property and when they’re going to wait it out.  We get asked all the time ‘where are we in the 18 year property cycle?’ and even more so at the minute, ‘is the cycle broken due to Covid-19?’ Well, we’re about to find out. Here’s what to expect on this week’s property podcast episode In 2020 we were hit with a global pandemic that completely brought the property market to a grinding halt.  So naturally people were questioning what this meant for the 18 year property cycle.  But once the property market was back up and running (and more buoyant than people expected), we were then getting asked ‘does this mean we’re at the peak of the cycle?’ If you’re new to the podcast and have no idea what the 18 year property cycle is then don’t worry because we’re going to give you a recap in this episode.  According to the average 18 year cycle, we should now be in the mid-cycle wobble phase.  But is that true or has Covid-19 changed the course? Tune in to find out.   In the news We’ve got two news stories for you this week.  The first one is a note on the evictions ban being extended again. It was due to end on the 22nd February and has been extended to the 31st March at the earliest.  Chances of it being extended again are pretty likely, even though we’re on the right path it’s still not 100% certain that we’ll be back to normal by then.  Another possible policy extension is on the stamp duty holiday. This could be extended by a further six weeks, which isn’t a huge timeframe. A lot of people will complete in time but there will also be many who slip through the net.    Hub extra This week’s Hub Extra resource is a book that Rob B has been reading.  The book was actually a recommendation from a YouTuber called Ali Abdaal and it’s a book called ‘A Million Miles in a Thousand Years’ by Donald Miller.  It’s the story of a writer who was approached by Hollywood screenwriters who wanted to tell his life story.  But when they started putting it together it turned out that it wasn’t very interesting or inspiring and that really made Donald reflect on his life and he decided to live a better story.  In a way it really resonates with the type of reflection that we’ve all gone through over the past year and how we can live a better life when we come out of the coronavirus pandemic on the other side.   Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!  If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.See omnystudio.com/listener for privacy information.

It’s Tuesday and that means Rob & Rob are back to answer two more listener questions. The first question this week comes from Florence. She’s thinking of remortgaging her property as she has around £190,000 of equity tied up.  However, she doesn’t know if she should pay the penalty to get out of her mortgage now, which will be around £1,040, or wait two years when her fixed mortgage rate is finished. She doesn’t yet know which route she should choose, but if she was to release the equity, she wants to try and beat the stamp duty fees coming back into play.  Next we’ve got Martin calling from Hong Kong.  Since he’s been listening to the podcast he’s purchased one small property in the UK with cash. He’s wanting to buy more properties in the UK and with being based abroad (and the current coronavirus situation), buying in cash seems to be easier than buying with a mortgage.  After listening to the podcast and Rob & Rob’s views on leverage, he wants to know if he bought a property with cash, could he then take out a mortgage on it in a year or two?  Is this a possible idea and is it beneficial? Tune in to find out.   Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).  Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours.  Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself.See omnystudio.com/listener for privacy information.

This week we’re exploring how QE could dramatically change property prices QE (short for Quantitative Easing) is currently at record levels that have never been seen before.  The approach has discreetly been changed by the government, so as a property investor you must understand what’s going on. And that’s exactly what Rob & Rob are discussing on today’s podcast episode. By the end of this episode you’ll know exactly what QE is and how to take advantage of it. Here’s what to expect on this week’s property podcast episode We get it, QE sounds really boring and while it’s really complicated... it’s also incredibly important. For us, it’s important that you understand QE just as much as you understand leverage or inflation, it’s a core concept to long-term property investing. Here’s what Rob & Rob are be covering on today’s episode on QE: What is QE? Amounts of QE The effects of QE (pre-2020) Asset price inflation since 2009  Why is 2020 QE different? What is the likely effect? What can you do about it? This is going to be an episode that may frazzle your brain a little so you might want to grab a pen and paper and take notes. You may even want to listen to it a couple of times to wrap your head around it but we promise it will be worth your while.   In the news A major news story in the property world this week comes from the BBC. ‘Cladding: Extra £3.5bn for unsafe buildings ‘too little, too late’.’ There’s another issue with the cladding scandal - and that’s the clarity around who it does (and doesn’t) help. And that’s because the government has stated that this funding is applicable to buildings over 18m high. So if you live in a development below 18m, the funding won’t help you, but there will be low cost loans available.  We don’t think this is the end of this ongoing battle. We’ll be keeping an eye on further developments.    Hub extra For Hub Extra this week The Robs are recommending a tool they’ve both been using since the first lockdown.  Rob B used to work on an iPad Pro because he travelled around a lot. But like most people, he’s been stuck at home and this meant the iPad wasn’t an ideal set-up.  So, he invested in a widescreen monitor. So we’re keeping it simple and recommending the very basic widescreen monitor itself. It can increase your productivity when you’re used to working on a laptop or iPad - and as you know… we’re ALL about the increase in productivity.See omnystudio.com/listener for privacy information.

Rob & Rob are back again with another two great questions to answer. Up first we’ve got Jess.  She put in an offer on a flat and got a response from the vendor that they wanted something a bit closer to the asking price. Jess then put in a counter offer, all cash, £2,500 under the asking price.  In most cases this would be a pretty decent offer that’s likely to get snapped up with the ability to move fast on it.  However, Jess still hasn’t received an answer from the vendor. She hasn’t had her offer accepted or rejected and is questioning if he’s not a serious seller and should she just move on.  The second question this week comes from Neale who has a question about freehold. He has a one bedroom buy-to-let apartment which is one of five within the development.  It had previously been poorly managed and recently Neale and fellow landlords took over the management. The freeholder has recently indicated that they’re willing to sell the freehold to the five apartments.  All five parties are keen to proceed, but Neale wants to know if there’s any real benefit to owning part of the freehold? Will the value of the properties increase if he owned the freehold? Tune in to find out.   Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).  Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours.  Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself.See omnystudio.com/listener for privacy information.

This week we’re exploring why predictions are crap Nine times out of ten you’ll listen to expert predictions.  But, believe it or not, they’re not always right! So this week on The Property Podcast we’re going back in time to take a look at what predictions have been made by both Rob & Rob, and other industry experts, and seeing whether they were right or wrong. Here’s what to expect on this week’s property podcast episode At the beginning of January Rob & Rob shared their 2021 predictions podcast episode and a few weeks later did their 2021 property hotspot predictions. But even though The Robs like making predictions and going back to review them, they also dislike them. That’s because predictions can sometimes be wildly inaccurate and if you take them too seriously, it can lead you in the wrong direction.  So in this episode Rob & Rob are going to go back and take a look at some significant years in property, take a look at what happened in those years and see what various people predicted was going to happen.  As they go through this episode they’ll be picking out patterns that’ll be worth keeping in mind as you review predictions in the future.   In the news This week’s news story comes from This is Money and the headline reads ‘Pets in lets: Government makes it harder to impose ‘blanket bans’ on tenants having animals’.  From reading the article, it makes it sound as though you now have to accept tenants with pets by default and have to object case by case if you don’t want pets in your property.  But like any good old headline, that’s not the case. There’s simply a new clause that’s been put into the government's standard AST.     AOB has moved You may have noticed that this week there was an extra episode of our Any Other Business podcast.  We’ve decided to now kick start your week the right way and you can now catch the latest podcast episodes on a Monday morning via your favourite podcast app.  But don’t worry, if you prefer to watch your podcasts, each episode will be going live on YouTube every Sunday so you can unwind, put your feet up with a brew and get ready for the week ahead. And don’t forget about our weekly free webinars where you can learn everything you need to know about investing in property in just 30 minutes and walk away with plenty of free resources after the session to continue your learning.   Hub extra We’ve got a new podcast recommendation for you this week. No, don’t worry, Rob & Rob haven’t started another podcast, but this one is from someone who often makes an appearance on The Property Podcast.  You may remember Sarah who’s one of the investors that we try to catch up with at least once a year to find out how her investment journey is going.  Well, she now has her own podcast called ‘Conning The Con’. It’s all about conning a con artist and it’s a super entertaining listen.   Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!  If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.See omnystudio.com/listener for privacy information.

Welcome back to another fun filled episode of Ask Rob & Rob. We’ve got another two great questions to answer, so let’s get stuck in. First up we’ve got Des who has a question about a property he already owns.  He previously bought it 15 years ago for around £80,000 and it’s now worth around £200,000.  The property is currently mortgaged at £150,000 as Des has previously released equity to invest elsewhere.  Des wants to know whether, after such good growth, he should sell it or rent it out?  The next question is from Imran who’s looking for a helping hand in getting his foot in the door of a letting agent.  He’s currently studying for a property qualification but has had no luck so far with the jobs he’s been applying for.  So naturally, he’s turned to Rob & Rob to see if they have any advice on how he can stand out from the crowd when trying to get a job in lettings. If you’re in similar positions as Des and Imran, then this is an episode for you.   Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).  Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours.  Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself.See omnystudio.com/listener for privacy information.

Here’s what the February market update has in store for you Hold onto your seats because this February market update is a good one. Just to give you a taster of what’s to come on this week’s episode, The Robs have got some mortgage news, they’re discussing the best performing cities of 2020 and they’ve got positive news on the cladding crisis.  Certainly topics you’ve all been waiting to hear about for a while so let’s get stuck into the February market update. Here’s what to expect on this week’s property podcast episode Even though it’s only been a few weeks, there’s a lot to cover in today’s update.  Rob & Rob kick things off by taking a look at the December Hometrack report which covers the whole of 2020. To everyone’s surprise, house prices were up by 4.3% which is a huge increase.  The Robs are also talking about: Top performing cities of 2020 Falling city rents More mortgage products Stamp duty Cladding Scottish Help To Buy And naturally The Robs will go into depth on each topic so we won’t give too much away. Make sure you tune into the February market update.   Free education If you’re looking to get started on your buy-to-let journey, or are wanting a refresher of the basics then we’ve got just the thing for you.  Every week we host a number of free webinars at different times to suit your schedule. You can learn everything you need to know about investing in property in just 30 minutes. Plus, you’ll also walk away with plenty of free resources after the session to continue your learning. Make sure you book your free virtual place today to get started. We look forward to seeing you there.   Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!  If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.See omnystudio.com/listener for privacy information.

This week on Ask Rob & Rob we’ve got a question on mortgages and another question on tenancy agreements..  Our first mortgage related question comes from Martin in Ireland.  Martin is wanting a bit of advice on interest-only mortgages. He’s looking to purchase his first property with an interest-only mortgage as he knows he’ll have more of a monthly rental income.  However, he’s a bit unsure as to how he actually pays that loan back in the long-term, say 20-25 years down the line.  Ideally he would like to allow his rental income to accumulate so that he can purchase a second property and keep that cycle going to build up a portfolio.  But he’s concerned that when it comes down to it, he’ll have several mortgages he’ll need to pay off and isn’t sure how he’ll do it.  Next we’ve got Luke who’s in Hong Kong! He’s just about to complete on his third buy-to-let property in the UK and is wanting some advice on tenancy agreements. Luke wants to know if after a fixed-term contract is up, should he allow the tenancy agreement to roll over to a periodic tenancy, or should he renew the fixed-term contracts every time?  He’s wondering if there are pros and cons to both or if one is better than the other. Tune in to find out.   Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).  Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours.  Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself.See omnystudio.com/listener for privacy information.

Where are the best places to invest in 2021? It’s one of our favourite podcast episodes of the year... where should you invest in property 2021? We do it every year - and this year is no different. Rob & Rob are sharing their best places to invest in property in 2021 and there’s even a few surprises thrown in there. Here’s what to expect on this week’s property podcast episode We’re doing things a tad differently this year.  We usually unveil the top five cities we believe investors should be investing in. But this year, we’re giving you what we think are four safe bets and four outside picks, just to keep things interesting.  So here they are: Safe bets: Nottingham Liverpool  Leeds Greater Manchester Outside picks: Home counties Sheffield Belfast Derby We recommend particular areas through thorough research and due diligence. And while we’ll be focusing our own investment efforts here and sourcing deals for our Property Hub Invest clients in these locations, that doesn’t mean they’re the right places for you.  We recommend that you do your own research before committing to any investment. So, there you have it. Make sure you tune into the podcast to find out why Rob & Rob have chosen these locations to invest in this year.    In the news This week’s news story comes from Rightmove saying, ‘housing market sees busiest ever start to a year’.  Even despite the stamp duty holiday, this is still very impressive with Rightmove recording a 30% increase in just website visits compared to last year.  Not to mention people contacting estate agents about a property to buy is also 11% higher than at the start of 2020, and those enquiring about a property to rent is up by 22%. Certainly a very encouraging sign for the housing market at the beginning of a year.   Hub Extra If today’s podcast episode on where to invest in 2021 wasn’t enough for you then you’re in luck. We’ve also got a YouTube video sharing our 2021 hotspots and The Robs have covered them in a slightly different way - and there’s plenty of people getting involved in the comments.  So make sure you go give that a watch as well.   Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!  If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.See omnystudio.com/listener for privacy information.

We’re back again this week with another two fantastic questions from our podcast listeners.  First up we’ve got Arthur.  Arthur is looking for advice on purchasing his own residential property and getting a lodger to live with him. He’s thinking about leaving London and moving to Manchester where he can afford a two-bedroom terraced house.  However, he keeps waiting for prices to drop or for there to be a crash, but since this is going to be his residential property, should he not care as much? He wants to know if he should just go for it now, but is concerned that as soon as he does there will be a crash.  Hopefully Rob & Rob can help him with this one. Our second caller this week is Will who’s got a bit of a personal question for The Robs.  Obviously, Rob & Rob are massively into investing in property, but he wants to know if either of The Robs put money into their tax free ISAs?  Does Rob D just stick to property or does he do both? Tune in to find out.   Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).  Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours.  Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself.See omnystudio.com/listener for privacy information.

What are our go to business resources? Everyone always loves the episodes where we share our business resources and this week we’re going bigger and better.  There are so many business resources we’re covering in today’s episode that they might just see you through to the end of lockdown. They’re all ones that you can use and implement straight away, so let’s get going! Here’s what to expect on this week’s property podcast episode As you should know by now, we’re starting a new business - our biggest project to date. And alongside this, we’ve created a new podcast - Any Other Business.  So today we’re keeping this podcast episode focused on… you guessed it - business!   Rob & Rob are sharing the business resources they use themselves, and ones which will help them on their new business journey.  We’ve got loads to get through so let’s get going. Getting started The $100 Start Up - Chris Guillebeau Tropical MBA - Podcast Google Workspace Marketing OKdork.com by Noah Kagan Digital Marketer Podcast Fiverr.com  Sales The Ultimate Sales Machine: Turbocharge your business with Relentless Focus on 12 Key Strategies - Chet Holmes Pipedrive Trello Customer service Delivering happiness A Path to Profits, Passion and Purpose - Tony Hsieh Zendesk or Helpscout People Powerful - Patty McCord Upwork.com Finance The ultimate blueprint for insanely successful business - Keith J Cunningham Xero Starling Operations Traction - Gino Wickman Rockefeller Habits So, there you go, plenty to keep you busy and focused. And you’ve got a load of resources to help you build or scale your business.     In the news A record number of buy to let landlord companies set up. A pretty positive headline to start the year, so where have they all come from? According to research from Countrywide agency Hamptons, 41,700 new buy-to-let limited companies were set up in 2020. Which turns out to be a new record in a single year and a 23% increase on 2019.  Probably not a surprise considering the stamp duty holiday that came into play, saving buy-to-let landlords a small fortune.   Hub Extra If you’re wanting to learn more and get an inside perspective on what it takes to start and grow a business, then make sure you’re subscribed to the Any Other Business podcast.  And don’t forget about our YouTube channel where you can watch the raw emotions of Rob & Rob as they take you on this journey with them.   Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!  If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.See omnystudio.com/listener for privacy information.

Rob & Rob give you... Any Other Business We know you’ve come to know and love The Property Podcast. We’re over 400 episodes in and have spent years dedicated to dishing out all the need-to-know information on investing in property. And now we’re taking it up a gear and have launched a brand new show…  Any Other Business. You’ve learnt, or still are learning, everything there is to know about investing in property, but why not tie that in with building and growing a successful business? After all, the two go pretty much hand-in-hand and that’s where Any Other Business comes in. What is Any Other Business? There’s plenty of podcasts out there that share how to start a business. Our social media feeds are full of success stories and extravagant luxuries from those who’ve made it.  But nobody is telling the truth. Or sharing the grit and hard work it takes to get that success. We simply get the highlight reel.  That’s why we launched Any Other Business - it’s your brutally honest insight into what it takes to grow and scale a business - warts and all. You’ll hear the highs, the lows, the million pound mistakes - and everything in between as Rob & Rob prepare to make their most audacious move in business yet.  What we’ve got coming is game changing! And we want you to join us for the ride.  So buckle up, settle in, and make sure you’re subscribed to our YouTube channel because this is also our first video podcast.  That’s right - you can listen to us via your fave podcast apps and also WATCH us on our new channel.  It’s going to be one exciting journey and we’re really looking forward to having you join us every step of the way. Here’s the link you need to find all your favourite channels - so get subscribing to be the first to know when new episodes drop.  https://aob.show/    Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!  If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.See omnystudio.com/listener for privacy information.

This week on Ask Rob & Rob the guys are talking about the supply and demand of property, and they’re spending £100k of someone else's money!   Kicking us off this week we’ve got Jonathan from Manchester.  He’s wondering if The Robs have read the UK Collaborative Centre for Housing Evidence and their article on tackling the UK housing crisis.  Since reading the article Jonathan is wanting to know if the 300,000 a year housing supply target is actually the real rise in house prices or if it’s actually mostly down to interest rates? Do Rob & Rob think that the lack of supply is the real reason for higher property prices? The second question this week comes from Mary who’s new to the property podcast. Mary and her husband were looking to purchase their first property at the beginning of the first lockdown. Since then it’s fallen through due to Covid-19 so now they’re reconsidering everything.  They have a deposit of just over £100,000 and they were going to put that down towards their first residential home.  Now, they’re considering splitting it possibly two or three ways and buying a property in each of their names, one dream home and two buy-to-let properties. However, they’re currently unsure about the market and if buying a house each would have an effect on their first time buyer status, or if there would be a tax implication? What do The Robs think Mary should do? Tune in to find out.   Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).  Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours.  Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself.See omnystudio.com/listener for privacy information.

Here’s what the January market update has in store for you  It feels like we’ve been waiting forever for this January market update.  Could that much have changed in the market during the quietest month of the year?  Well, we’re about to find out. Here’s what to expect on this week’s property podcast episode The January market update is a jam packed one. If you thought that the property market was going to take a few weeks off and a wind down for Christmas, you were wrong. There’s actually loads to get through today as well as some big news stories. Here’s a quick insight as to what’s going to be covered on the January market update: Stamp duty  The impacts of lockdown Big reforms around leasehold  Plus so much more but we won’t spoil it all for you.  Make sure you tune into the January market update.   Exclusive! Last week we teased that we were launching a brand new podcast - and we promised we’d reveal it all today.  So, here we go! The name of the new show is… Any Other Business. A whole podcast to do with the ins and outs, ups and downs of what it takes to build and grow a successful business.  From here on out, Rob & Rob are going to take you on their journey as they grow Property Hub and take the business to the next level. And that next level is GAME CHANGING!  And what’s more… it’s a show you can watch on YouTube too!  Watch the trailer now - it’s just gone live!  While you’re there, hit the subscribe button and turn on notifications so you don’t miss our first episodes going live tomorrow.  We’re beyond excited about this new podcast and we’re really looking forward to having you join us every step of the way.   Hub Extra There’s only one possible thing that we could recommend for this week’s Hub Extra and that is, of course, our brand new website. If you’d like to check out Any Other Business, you’ll be able to find links to all your favourite podcast providers and listen to the podcast directly there. Please feel free to give us your feedback and thoughts.   Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!See omnystudio.com/listener for privacy information.

Rob & Rob are back this week with another two amazing questions, one that we can’t even believe was an actual question! Our first caller this week is Kathy who has a question on viewings and proof of funds.  An estate agent has told her that she can’t view a property unless she gives them proof of funds.  Erm, excuse us, what?! Naturally she’s a bit apprehensive about this and rightly so because sending over a bank statement is highly confidential. She’s also worried that if she views multiple properties with multiple estate agents she’s going to have to do this every time.  Is this a normal thing or should Kathy look for a different estate agent? The second caller this week is Fabian.   He’s the owner of a buy-to-let property in Nottingham and he currently rents it out at £750 pcm.  Fabian thinks that he’s actually renting this property on the low side as other properties within the area are going for £800 pcm plus, his property is fully furnished.  So he wants to know what Rob & Robs thoughts are on increasing the rent, especially in the current climate - and considering his tenant always pays on time and hasn’t had any faults.  Should Fabian increase his rent for the second time in a year during a pandemic?  Tune in to find out.   Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).  Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours.  Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself.See omnystudio.com/listener for privacy information.

It’s time for Rob & Rob to reveal their 2021 predictions It was only right that The Robs kicked off The Property Podcast this year with their 2021 predictions.  Will this be another year where there’s a complete curveball that no one expects to throw them off track, or will this be a more ‘normal’ year? Here’s what to expect on this week’s property podcast episode If you listened to the 2020 predictions reviewed podcast episode you’d have probably wondered why Rob & Rob are putting themselves through it again this year.  Well, they just can’t help themselves.  Here’s what Rob & Rob’s 2021 predictions consist of: Top performing cities London The UK as a whole The base rate The stock market / FTSE 100 Bitcoin Will the Olympics go ahead? So there you have it! Do you think Rob & Rob will be right or wrong about their 2021 predictions by the end of the year? If you’ve got your own predictions, head on over to the forum or socials and let us know.    Exclusive! Something big is coming! If you were still in a Christmas food coma when we announced this in December then NOW is your chance to get caught up.  Rob & Rob are launching another podcast!  You’re probably thinking, ‘how much more can they possibly have to say about property?’.... Well, we can’t say too much right now, but we can tell you that it’s got nothing to do with property…   Hub Extra It’s nothing new but certainly something that you need to be subscribed to.  And that’s our YouTube channel.  We’ve set our sights high for the year of 2021, but our YouTube channel is about to reach a whole other level!  We’ll be bringing you a lot more video content than we’ve ever done before. And if that wasn’t enough, you’re going to want to be subscribed so you get the first look at the new podcast we’re launching! So make sure you go subscribe and turn on post notifications.   Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!  If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.See omnystudio.com/listener for privacy information.

Ask Rob & Rob is back for the New Year and they’re kicking 2021 off with a bang! First up this week we’ve got Claudine. She’s previously bought two buy-to-let properties through Property Hub Invest, however her question today is in relation to her family home.  Her family is growing and she has a second baby on the way, so she’s looking to purchase a bigger family home.  They had agreed a price of £975,000, however a mortgage valuation came back at £835,000 which she thinks is a huge drop in price - she certainly wasn’t expecting it to be down-valued by so much.  Next up we’ve got Stan who’s got a question regarding Radon.  He’s just had a search back for a property he’s been looking at and it shows that they’re at an intermediate risk level for Radon.  Stan is planning on purchasing the property with cash and remortgaging further down the line. But he’s wondering if this Radon issue will affect him being able to remortgage?  Have Rob & Rob ever come across these issues before and can help Stan? Tune in to find out.   Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).  Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours.  Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself.See omnystudio.com/listener for privacy information.

Today we’re reflecting on 2020 Finally it’s the last day of what’s been an awful, yet interesting year, and Rob & Rob are finishing it off by reflecting on 2020.  It’s definitely been one of the hardest years to invest in property but that doesn’t mean it’s been completely impossible. There’ve been ups - and there has definitely been downs - but what can we take away from 2020?  Here’s what The Robs are reflecting on in today’s episode Property Hub  Rob & Robs personal investments The market and economy Covid-19 The Covid-19 response What we’ve learnt It’s important to try and find the positives where you can, and despite the year we’ve had, it can only get better from here.  Happy New Year everyone!    Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!  If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.See omnystudio.com/listener for privacy information.

The must listen to episodes of 2020 We’re doing something new this year, we’re bringing you the must listen to episodes of 2020.  This year has been a crucial one for learning to adapt and change. Sometimes life throws things at you that you didn’t expect - and this year has been a minefield!  We’ve put a lot of content out this year - we even brought you EXTRA episodes in the form of our Market Update episodes!  So we’ll forgive you if you haven’t listened to every episode throughout 2020 or if you’ve not felt in the right headspace to be thinking about investing in property.   But, we DO think you should give these episodes a listen in preparation for next year.  Here are the episodes you need TPP375: The property market is about to boom or bust - which will it be?  TPP378: Rob D just bought a property in the middle of a pandemic. What is it, and why now? TPP379: Inflation v Deflation - Part 1 TPP380: Inflation v Deflation - Part 2 TPP381: Serviced accommodation and COVID-19  TPP387: How to come out stronger  TPP393: Ray Dalio: Understanding economic cycles and predicting the future TPP398: Getting your property let during lockdown If you’re going to listen to (or recap) any podcast episodes from this year, make these eight a priority!     Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!  If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.See omnystudio.com/listener for privacy information.

2020 predictions reviewed It’s that time of the year again. Rob & Rob are back to revisit their 2020 property hotspot predictions. In past years The Robs have rarely been wrong with their predictions, but this hasn’t been a normal year.  At the beginning of 2020 they certainly didn’t predict that we’d encounter a worldwide pandemic!  So, has that had a huge impact on the predictions they made 12 months ago? You’re about to find out in today’s 2020 predictions reviewed episode.  Rob & Robs 2020 predictions Top 5 cities The UK as a whole London Base rate  Budget  Stockmarket  US Election - Trump in or out? Who’ll win the Premier League?  So, how did they do? It’s safe to say that The Robs didn’t lose their touch on choosing the top performing cities this year. So despite what might happen in the next 12 months, you can pretty much still put your bets on Rob & Robs predictions for where to invest.  For the UK as a whole, Rob D predicted a 1-3% increase in house prices and Rob B said 2-4% increase.  But would you have believed them if they’d have predicted property price growth of 6.5%, whilst tackling a global pandemic? Even The Robs couldn’t believe how wrong this one was! That’s just a little taste of what to expect on today’s podcast episode. To find out what else The Robs got right and wrong you’ll have to tune in.   Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!  If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.See omnystudio.com/listener for privacy information.

What are our top resources of 2020? That’s right, this week we’re rounding up our top resources of 2020. Throughout the year we share tonnes of resources at the end of every episode of The Property Podcast - as well as in our Hub Extra emails every Friday.  So we can understand that you’ll have probably forgotten about some of the top ones we’ve shared throughout the year.  But not to worry, Rob & Rob are going through their top choices today. They’ll be covering books, podcasts, apps, videos and a whole lot more. Books A Bit of a Stretch - Chris Atkins  What It Takes - Stephen Shwarzman  The Biggest Bluff - Maria Konnikova  How I Built This - Guy Raz  Storyworthy - Matthew Dicks  Podcasts Meditative Stories  My First Million  We Crashed  Modern Wisdom  The Cycling Podcast    TV/Youtube Succession - Amazon Prime Video The Last Dance - Netflix Messiah - Netflix The Cycling GK - YouTube Aquaholic -YouTube Mickey Views - YouTube Gothamchess - YouTube Ali Abdaal - YouTube Mike Winnet, Contrepenuer - YouTube Coffeezilla - YouTube Tech/Apps Insight Timer Anki Pzizz Wireless headphones Chess.com So, there you go. We hope you’ve found our top resources of 2020 useful or are about to implement some of these into your everyday life.    Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!  If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.See omnystudio.com/listener for privacy information.

It’s the last episode of Ask Rob & Rob for 2020! So it was only right that they got their old pal Nick on the show to ask the final question. Nick is wanting to know what Rob & Rob have got in store for everyone in 2021.  Of course The Robs were happy to oblige - not only because they want to remain on the nice list, but to hopefully get you prepared for the coming year. The big bombshell, there’s going to be a brand-new podcast coming in 2021, and it’s not about property! Now that we’ve grabbed your attention, tune into today’s episode to find out what else The Robs have got in the pipeline for you next year.   Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).  Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours.  Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself.See omnystudio.com/listener for privacy information.

Here’s what the December market update has in store for you We reckon everyone’s been waiting patiently for the December market update, thanks to that capital gains tax bombshell that was dropped a couple of weeks ago. But that’s not all The Robs are covering this week.  Here’s what to expect on this week’s property podcast episode Just to give you a little taste, here’s some of the things Rob & Rob are chatting about in the December market update: The top cities for capital growth Stamp duty  Capital gains tax Help-to-buy The latest Hometrack report ESW1 and unlimited liability The Hong Kong market  Plus, the guys will be taking a look at an insider’s opinion on what’s happening in the property market right now. There’s certainly plenty to get through this month. So make sure you’re prepared as we dive into the December market update.   Let’s get social (H3) We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!  If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.See omnystudio.com/listener for privacy information.

We’ve got another two great property questions on Ask Rob & Rob this week. The first question this week is from Argent. Argent wants to know where property investors can make the biggest gains. He knows Rob & Rob tend to focus on capital growth, but he thinks it’s more the income that gives the biggest gain, as this is the cash that hits your bank account each month.  Listen as Rob D takes us on a mini history lesson while drawing on his own personal experience. Yes, you need to have a bit of faith for capital growth but today Rob explains why both are equally as important.  You can also deliberately tilt your portfolio in the favour of one or the other. How? Listen to find out.  The second question comes from Daniel. Daniel is a long-time Property Podcast listener and he’s looking to get his first property.  He’d been focusing on the ‘ideal yields’ of between 8-10% but when he’s running the numbers, he’s finding the best he can get is 6% or lower. He’s wondering if he bought at 6% whether it’d be a huge mistake.  Rob B takes the lead with this one (as Daniel specifically used Liverpool as an example). Listen as he talks Daniel through what to look for in his next deal and how it’d affect yields. He also explains how to focus on location and consider the pros and cons of desirable vs less desirable places.  The difference of an extra % or two on the yield could be minimal in the short-term but a winner in the long-term. Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).    Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours.  Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself.See omnystudio.com/listener for privacy information.

Have you been investing during Covid? Well, if you haven’t been investing during Covid, these three property investors certainly have.  Trying to build a portfolio is hard enough, nevermind trying to do it in the middle of a worldwide pandemic.  Naturally, it’s brought challenges for everyone. But it’s how you work through those challenges that will set you apart from others who have been investing during Covid. If you’re at a bit of a sticking point and you’re not sure if investing during Covid is the right thing for you, then today’s episode should certainly help. Here’s what to expect on this week’s property podcast episode On today’s episode Rob & Rob are talking to three investors who have certainly come across challenges whilst investing during Covid. You may recognise these three investors as Iain, Sarah and Steve. A panel of investors that we’ve spoken to a number of times before.  We like to check in with Iain, Sarah and Steve every now and again to see how they’re getting on with their investment journeys.  So we thought now would be a better time than ever to see how they’re getting on with investing during Covid.   In the news In the news this week we have a positive news story, hooray!  Safety checks eased to help flat owners ‘in limbo’. A lot of investors have been having issues trying to sell or refinance their property due to needing an EWS1 form. This came into place after the Grenfell Tower disaster, and is designed to show that there are no safety issues with the building. The good news is that it came out recently that the form won’t be needed for properties that don’t have cladding – and although there’s still confusion in the industry about exactly when it’s needed, this latest announcement certainly seems like good news for a lot of property owners and investors.   Hub extra This week’s Hub Extra is a quote for you. It’s the perfect quote to sum up the qualities needed to be successful in this current climate. ‘Success is no accident. It is hard work, perseverance, learning, studying, sacrifice and most of all, love of what you are doing or learning to do’ - Pele. Which we think is pretty spot on for right now.   Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.   Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!  If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.See omnystudio.com/listener for privacy information.

This week on Ask Rob & Rob the guys are answering two questions that we’re pretty sure are on everyone’s minds right now.  First up this week we’ve got Joe.  Joe has bought his properties the opposite way round to most people. He bought a buy-to-let property first and is now onto purchasing his own residential property.  He thinks he’s got himself a good deal as it’s in need of some renovation, but he’s trying to weigh up his options because he’s considering relocating when the world returns back to some normality. He knows the obvious thing would be to sell the property, but he wants to know what other options would be open to him. Especially if the market falls and he ends up in negative equity on his property.  What should he do? Our second caller this week is Sassi.  Both Sassi and her partner are both working professionals in the construction sector. Before lockdown they’d agreed to purchase a property however they had issues with mortgages due to the condition of the house.  They managed to secure a mortgage product, but when it expired six months later due to the pandemic, the lenders revalued it and wouldn’t grant them a mortgage - they said the property would be better suited to a HMO.  As a result they’re now struggling to afford another property with the loan-to-value being so high compared to what it was at the beginning of the year.  So what Sassi wants to know is, will the stamp duty holiday restore the banks’ confidence enough to bring back higher loan-to-value mortgage products that first time buyers can benefit from? What do Rob & Rob think? Will higher loan-to-value mortgage products make a comeback, or are they now a thing of the past? Tune in to find out.   Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).  Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours.  Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself.See omnystudio.com/listener for privacy information.

What are property funds and how do they work? Investing through a property fund allows you to invest in a property without having to fully buy it or go through any of the rigmarole that comes with buying a property. Sounds like a win win situation right? We’ve managed to go 400 episodes without talking about property funds.  Until now.  You might be listening to this thinking that you’re never going to have the funds to be able to invest in property, but you’d like to make a better return than leaving it sat in the bank.  Or maybe you’re already a property investor and are getting a bit fed up with how much time and effort it takes and would like something a bit easier. Well, a property fund might just be the thing you’re after. Here’s what to expect on this week’s property podcast episode There’s a lot to get into on today’s episode to give you as much information as possible on property funds.  So, just to give you an overview, here’s what Rob & Rob will be discussing today: What is a property fund? Why invest in a property fund? What types of property can you invest in? Why not to invest in a fund What are the types of property funds? How to pick a fund This could well be an eye opener into a whole new world of investment opportunities for you.  But like with any type of investment there’s pros and cons to both. So we recommend listening to this episode a couple of times and doing some further research to really get a solid understanding of property funds.   In the news Over the past number of years landlords have been hit time and time again by changes to taxes, meaning they pay out more and more each year.  After so many changes you’d think it was about time that landlords were given a break and nothing else could rock the boat.  Well, enter Rishi Sunak and his increase to capital gains tax.  Now these are proposals and nothing has changed just yet. However if this does come into play, the government wants capital gains tax to be in line with income tax bands.  There’s still plenty to come out about this and whilst it doesn’t specifically target landlords and property investors, it wouldn’t be a good result for any investor. So, The Robs will be covering this in depth on the next Market Update when more has unfolded on the topic.   Hub extra This week’s Hub Extra resource is another podcast for you to listen to. Now Rob B has only listened to one episode so far but he highly recommends it based on that episode.  The podcast is called Boldt Flavours and it’s from the founder of Gousto, Timo Boldt.  On the podcast he interviews different people every week and in the first episode he interviews Joe Wicks.  You might be surprised that this episode wasn’t based on food, or cooking or exercise, but about how Joe Wicks grew his business.  And you know how much we love a business success story.   Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!  If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.See omnystudio.com/listener for privacy information.

Last week we had a question on using bridging finance and this week on Ask Rob & Rob we’ve got another. Kicking things off this week is Marika. The strategy she’s looking at is flips. So she’s looking to purchase a property that needs a substantial renovation before selling it once the work is completed. She’s been looking at getting a bridging loan, however she’s worried that once the refurb is complete, the market will collapse. By which point she won’t be able to, or want to, sell the property and getting a buy-to-let mortgage might be difficult.  So, right now should she be looking at a standard buy-to-let mortgage instead of a bridging loan?  Next up we’ve got Claire.  Since listening to The Property Podcast Claire has taken the plunge into the property investment world and has acquired three properties over the last 18 months - well done, Claire! Claire self manages the most recent property and the other two are with a management company. However, she’s come to realise after speaking to her tenants that the management company aren’t handling things in the correct way. So now Claire wants to take on the other two properties and self manage them all.  But, how does she go about relieving the management company of her two properties without getting into a legal battle or being held liable for anything? Can Claire just simply fire her management company or is there a specific protocol she needs to follow? Tune in to find out.   Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).  Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours.  Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself.See omnystudio.com/listener for privacy information.

It’s episode 400! So we’re taking a look at Rob & Robs property investment journeys The Robs property investment journeys have been going for much longer than 400 episodes. But what have they experienced along the way?  Luckily for you, The Robs are sharing their investment journeys with you as well as their experience.  So when you make your own mistakes, not only will you learn from them, you’ll also profit from them. Here’s what to expect on this week’s property podcast episode  Not only are Rob & Rob sharing their personal story and what they’ve learnt, they’re also taking a look at what’s changed in the property market over the last eight years. When you hit a milestone like 400 podcast episodes, it’s a good time to reflect and take a look back on where you’ve come from.  So here’s what The Robs are taking a look at in this week’s episode: The 18-year property cycle Is the 18-year property cycle still on track or will there be a crash in 2021? In this past podcast The Robs shared how to predict future property prices. Is that still the case? Never sell a property  In the early days of The Property Podcast this was a firm opinion of Rob & Rob. You can even listen to that podcast episode here.  Even Robert Kiyosaki said the same thing not so long ago on The Property Podcast. Is that still the case? Plus… Rob & Rob will also be discussing assets and the top performing cities. What were they 400 episodes ago and what are they now? Tune in to find out.   In the news This week we’re talking about what others seem to have missed:  ‘Bank of England pumps more stimulus into economy in bumper QE round’. Another £150 billion of QE has been pumped into the economy which is just crazy. Back in 2009 of the financial crash, £200 billion of QE was put into the economy, and we all know how bad we thought that was.  In total, the amount of QE in 2020 as a response to the Coronavirus pandemic has totaled £450 billion.More than double the amount of the 08/09 financial crisis!  We can’t get over why this hasn’t been made more of a big deal.  If you’re interested in QE then go back to this podcast episode where Rob & Rob discuss how it impacts property prices.    Hub extra This week for Hub Extra, we’ve got a bit of a follow on.  Previously Rob D has recommended a book called ‘A Bit of a Stretch’ by Chris Atkins which took the title of his favourite book of the year. But now there’s a new podcast with the same name and on the same topic. So, if you didn’t read the book, give ‘A Bit of a Stretch - The Podcast’ a listen.   Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!  If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.See omnystudio.com/listener for privacy information.

It’s Tuesday and that means The Robs are back for another episode of Ask Rob & Rob. First up this week we’ve got Jason and Stacie. They’re considering setting up a limited company with the goal to have around 20 buy-to-let properties in six to eight years. They want each property to bring in a £200 profit, once they’ve deducted all costs from the income. At the moment they have £10,000 in savings and their own residential property where they owe £72,000 on their mortgage, and the property has been valued at £120,000.  They’re wondering which option is best for them. Remortgaging their home to release the equity, or use that equity as a deposit for bridging finance and remortgage the buy-to-let property, in order to repay the bridging finance? Now we know Rob & Rob are all about using leverage, but what do they think about bridging finance? Our second question this week is from Dave. He’s doing the background work on wanting to buy his first property investment and he wants to know if £20,000 is enough money to get started? However, he’s wondering if this is even realistic as even the cheaper properties require refurbishing which naturally costs money.  So, is it possible to start your property investment journey with £20,000? Tune in to find out.   Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).  Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours.  Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself.See omnystudio.com/listener for privacy information.

Here’s what the November market update has in store for you Lockdown begins. We all go on a mortgage holiday. Boris promises a new mortgage product. Surveyors downvalue properties by 20%, but the experts say the market is on the up!  And that’s not even the half of it.  There’s so much to cover on the November market update, we could be here all week.  Here’s what to expect on this week’s property podcast episode To wet your taste buds, here’s a brief overview of what Rob & Rob are discussing on the November market update: The new lockdown Extension of the mortgage holiday Evictions have been delayed again Boris is bringing back 95% mortgages  Stamp duty backlog  Down-valuations House prices Lloyds house price forecast  There’s certainly plenty to get through this month. So make sure you’re comfy as we dive straight into the November market update.   Coming soon We’re excited to announce that from next week we’ll be bringing you brand new weekly webinars that are completely free.  These webinars cover everything you need to know about getting started in property.  You may be thinking, ‘how is this any different to all the other free content you’ve shared around this?’ Well, these webinars will bring you a framework to work off and give you the opportunity to ask questions you’ve always wanted answering.  If you’re new to property and are wondering how you get started, or even if you’ve been doing it for a while but feel like you’re lacking direction and strategy, this is the webinar for you.  It covers everything you could possibly want and need to know. They’ll be running three times a week at various different times so you’re bound to find a time that suits you.  If you’d like to secure your free virtual place for next week, go and do it right now, right here.    Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!  If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.See omnystudio.com/listener for privacy information.

Welcome back to another fantastic episode of Ask Rob & Rob! Kicking off the podcast this week we’ve got Alex from London who has a question regarding mortgages.  She’s been struggling to get one at a 75% loan to value rate. Her broker has informed her that’s where the market is at and she’ll have more options at 70%. Is this the case, or is her broker steering her in the wrong direction? Next up we’ve got Rosa who has a question about buying in London. She knows that she 100% wants to own her own property in London as that’s where she was born and raised.  However, she’s aware that investing in London probably isn’t the smartest of moves right now.  So, can Rob & Rob offer Rosa some advice on a compromise between getting what she wants and making a smart investment? Tune in to find out.   Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).  Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours.  Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself.See omnystudio.com/listener for privacy information.

Getting your property let is key to being a successful landlord  But when it comes to getting your property let during lockdown, that’s a bit trickier.  So why not try and turn this situation on it’s head and make the most of a bad situation?  We’ve said it before and we’ll say it again... in times like this you need to innovate and adapt to the challenges you face. You need to work smarter and harder.  And, if you do this now and continue to do it when the world goes back to some form of normality, you’ll be in an even stronger position.  Here’s what to expect on this week’s property podcast episode  If you’ve got a property that you’re struggling to get let, or you’ve just had a tenant that’s handed in their notice, fear not.  This week on The Property Podcast, The Robs are giving you their tips and tricks on getting your property let, each and every time.  In this episode the guys are going to take a look at what you need to do before, during and after marketing your property.  Keen to find out what the top tips are for getting your property let? Tune in to find out.   In the news  If you’re not a fan of fury friends then you may not like the news story we have for you this week.  ‘MP launches Bill to outlaw pet discrimination by landlords’. The aim behind this Bill is to stop landlords from outright refusing a tenant application who owns a pet. Now they’re not saying you have to allow people with pets, but you will have to consider them like you would anyone else. As you can probably imagine, this hasn’t gone down too well with landlords. In some cases, landlords would charge a higher deposit to a tenant with pets in the event of any damage.  But now you can’t even do that due to the five week deposit cap. Whether or not this Bill will pass, we’ll just have to wait and see. In the meantime, there is a thread on this topic over on the forum so make sure you head over there and give your views on the matter.    Hub Extra  This week, Rob B has got a couple of book recommendations for you.  These books are ideal for anyone who runs a business, is high up in a business or just simply wants to understand business.  They are, Rockefeller Habits and Delivering Happiness.  Both books are very different. Rockefeller Habits will give you an idea on how to run a business and Delivering Happiness will guide you on how you can deliver a great service.    Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! See omnystudio.com/listener for privacy information.

Welcome back to Ask Rob & Rob! It’s Tuesday, and that means we’ve got another two property questions that need answering. First up this week we’ve got Pauline from Gothenburg in Sweden!  She has a property in the UK which she purchased 5-6 years ago thinking it would be her forever family home.  The property is in a rural part of Scotland where demand isn’t that high in terms of renting or purchasing.  It’s been on the market since the beginning of lockdown and it’s just not selling. The agent has now suggested that Pauline turn it into a rental.  However, she already has four other rental properties in other parts of Scotland that have the fundamentals, whereas the location of this property, doesn't really have the rental fundamentals needed to make it a success.  So now she’s wondering if she should drastically drop her asking price and take a loss, or if she should put it on the rental market?  Next we’ve got Jeremy who’s got a concern about his potential remortgage offers.  He’s got a couple of apartments in developments that have cladding issues, following on from the Grenfell disaster.  Now Jeremy is wondering if the cladding is going to cause issues for him, should he want to remortgage?  More so if he’s looking to pull money out of the properties and refinance.  So, will cladding issues affect the ability to remortgage? Tune in to find out.   Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).    Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours.  Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself.See omnystudio.com/listener for privacy information.

What impact has coronavirus had on rental arrears? It’s safe to say that coronavirus has had the opposite effect on house prices than what we originally thought it would. But what about rental arrears?  Understandably, tenants have struggled more than ever to pay their rent. The government has even put in considerable measures to stop you from taking action against those tenants.  But what impact has the coronavirus actually had on rent arrears? Here’s what to expect on this week’s property podcast episode There’s been a lot of contradicting surveys out there which makes it harder to actually know what the real impact has been.  But Rob & Rob have recently come across a report from Pay Prop which gets into this data - and that’s what The Robs are going to be picking apart. The data looks at actual transactions from thousands of different tenants, so you can guarantee it to be more reliable than the numerous surveys asking landlords for their individual thoughts.  While the effects of coronavirus are being felt across the country, this led us into looking at tenant arrears as a whole.  If you’re a long-time listener, you’ll know that choosing where to invest is one of the most important things you need to consider when investing in property.  Because, believe it or not, there are a few areas in particular where a huge one in four tenants are in arrears.  Where are these areas?  That’s exactly what Rob & Rob are discussing on today’s episode.  Tune in to find out.   In the news  Maybe it’s the time of year, but we’ve come across one news headline that’s terrified us. ‘Boris Johnson’s 95% mortgages will put Britain back on course for a house price crash’. Like Rob B, many others thought it was going to support the market when in actual fact it’s going to cause a crash! However, like all good headlines, there is one major factor that The Guardian have missed out of this story.  The fact that 95% mortgages will first bring about a property boom and then a crash.  Which shouldn’t surprise you if you know how the 18-year property cycle works. There’s a crash after every boom. If that wasn’t enough, we’ve found another headline which might not seem as interesting, but has the potential to be a bigger story.  ‘John Lewis to build and furnish private rental properties’. The standard of the rental market seems to constantly be upping its game. And it seems that John Lewis wants a piece of the pie. The owners of the company also own Waitrose and therefore already own a lot of land and they want 40% of their annual income to come from somewhere other than retail. Hence why they’re turning to property.  Not only will all properties be furnished with John Lewis furniture, there will also be a food delivery service for tenants from Waitrose.  These are certainly going to be high-end properties.   Hub Extra  Do you hate cookies?  No, not the biscuit kind. The ones that pop up on every website you visit. Well, so does Rob B and after moaning about it to Rob D, he was introduced to this nifty little tool.  It’s a browser extension called I don’t care about cookies. It works across all major browsers, simply just install it and the majority of those annoying pop ups will be blocked.  So now the only cookies you need to concentrate on are those that you’re dunking into your brew.   Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.   Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!  If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.See omnystudio.com/listener for privacy information.

This week on Ask Rob & Rob we’re talking about buy-to-let mortgages with no income and whether Cardiff is a good investment hotspot.  So, our first question this week is from Michelle.  Michelle and her partner now have the money to invest in property and they think that now or January 2021 is the perfect time to purchase their first buy-to-let property. They’re not currently married and at the moment Michelle is a stay at home mum, but she does have a professional background.  She doesn’t have a mortgage in her name, so therefore thinks it makes sense to put the investment property in her name to avoid stamp duty costs. Her partner is also a 40% tax payer so it also makes sense for the rental income to come through Michelle.  But what Michelle now wants to know is, how can she get a mortgage without an income? Is it even possible? The second question this week has come in from Alex. He currently lives and invests in Cardiff as he believes it has all the fundamentals.  Alex has noticed that Rob & Rob have never touched on Cardiff, or any city in Wales for that matter, on any of the podcasts.  So he’s now wondering if that’s because The Robs don’t see Wales as a good investment location, or just because there are better opportunities in other cities.  Do Rob & Rob just not like Wales? Or is there a reason they’ve never chosen a Welsh city as one of their property hotspots? Tune in to find out.   Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).    Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours.  Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself.See omnystudio.com/listener for privacy information.

What is delayed gratification?  Back in the 1970’s a psychologist named Walter Mischel performed an experiment on children to monitor their behaviour.  He placed a marshmallow in front of them and told them if they didn’t eat that marshmallow by the time he came back in the room, they could have two.  You may have seen something similar doing the rounds on social media with parents trying a temptation test on their children.  The idea behind the experiment was to see if the children could resist having something pretty good right now, to gain something even better in the future.  That’s delayed gratification.  Here’s what to expect on this week’s property podcast episode  Believe it or not, delayed gratification plays a part in investing today. It means having money now, and not spending it so your life can be better in the future.  So in this week’s episode The Robs are going to share some real life examples of why it can be damaging not to delay gratification, and are also sharing their thoughts on how you can do it more successfully.  In these real life examples we’ll hear about one family who spent every penny they had coming in.  They would buy fancy cars, live in a big house, go on expensive holidays, but they didn’t have a savings pot for a rainy day.  On the other hand we have a guy who’s worked hard for eight years and sometimes thought about giving up. But he didn’t, he persevered and now he has his 10th property and is financially independent.  How can delayed gratification affect your property investment dreams?  Unfortunately, the majority of the country works like the first example.  We want everything handed to us, we want things quicker and we want them now. A lot of us aren’t willing to wait for the things we want, we’re a pretty impatient generation.  And of course, social media can play a big part in this. You may see someone on social media that’s living out your property investment dreams, or it at least looks that way. But it might not actually be true.  Sometimes your ego can get in the way of this. You may feel like you’re in competition with other people who are doing the same thing as you. And that’s where your downfall will be.  So, how can your ego and delayed gratification affect your property investment dreams?  Tune in to find out.   In the news This week we’ve got two news stories for you that we couldn’t not talk about.  The first is ‘Boris Johnson plans 95 per cent mortgage scheme’. In the latest conference a few weeks ago Boris Johnson seemed to put property at the top of the agenda and introduced generation buy.  In a nutshell, this seems to be a rebranded Help to Buy scheme trying to encourage mortgage providers to offer 95% mortgages.  The second news story we wanted to share is ‘House prices soar by 7.3% in September’ from the Halifax. This is the steepest annual increase since June 2016 according to their latest index. It’s absolutely bonkers that this is happening during a pandemic and we’ll certainly be going into more detail on this in the market update in a few weeks time.   Hub Extra For Hub Extra this week we’ve got a quote that ties in pretty well with today’s podcast topic and it’s from Abraham Lincoln. ‘Discipline is choosing between what you want now and what you want most’. It’s all about what you want the most in the world and if you’re able to make short term sacrifices in order to obtain the thing you want the most.    Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!  If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.See omnystudio.com/listener for privacy information.

Welcome back to another episode of Ask Rob & Rob. First up this week is Matt from York. He’s a long-term listener and has finally got in touch to ask a question around stamp duty. Matt has a couple of houses that are currently under his personal name. So he’s wondering if now would be the ideal time to move those properties into a limited company?  The reason for this is that stamp duty is currently at its lowest and he’s wondering if it will be beneficial to move his properties into a limited company. Our second caller this week is someone we’ve called Samuel.  Unfortunately Samuel invested a lot of cash into his property education and has found that he’s not getting much more from that than what he’s getting for free from Property Hub.  After looking into the hotspots that we recommend, he’s wanting to know why Rob & Rob have never recommended Huddersfield as a place to invest?  There’s a university, the prices are pretty good and with the current market, he’s wondering if The Robs think now might be a good time to target Huddersfield?  So, do Rob & Rob think now is a good time to be moving your property over to a limited company? And do they think you should consider investing in Huddersfield? Tune in to find out.   Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).  Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours.  Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself.See omnystudio.com/listener for privacy information.

Solicitors. Can’t work with them, can’t work without them Believe it or not, solicitors are incredibly important to the success of your property investment journey.  So this week we thought we’d get a solicitor onto The Property Podcast to discuss what makes a great one.  You’ll also gain an insight into what actually happens during the conveyancing process and what you can do to make it go smoother. The Robs will also be discussing how you can make your investment journey a lot easier.  Here’s what to expect on this week’s property podcast episode The process of making a property purchase isn’t exactly the easiest or most glamorous of processes.  The conveyancing process can be long, frustrating, confusing and sometimes even leave you feeling like you’re going to lose out on your deal.  Solicitors quite often get a bashing in their line of work. And we’re holding our hands up, in the past we’ve said some uncomplementary things.  So this week on The Property Podcast we’ve got solicitor Afsheen Nasr who is a partner at Ronald Fletcher Baker to come and defend solicitors everywhere.  This episode is to give you a clearer understanding of what goes on during the conveyancing process and why it can take so long.  There’s actually some pointers for what you can do as a proeprty investor to speed up the process from your end.  As you’ll be aware, being able to complete on a property quickly can be a huge bargaining chip when negotiating.  Is a rapid conveyancing process even possible?  Tune in to find out.    In the news  It’s that time again, August’s Hometrack report has been released. As The Robs predicted at the beginning of the year, Manchester and Nottingham are at the top with an incredible 4% year-on-year increase.  Considering the year we’ve had, the data is actually telling us that it hasn’t been too bad. It definitely could have been a lot worse! It’ll be interesting to see what happens in the last quarter of the year.   Hub Extra This week’s Hub Extra tool might be something that you’re already using or something you’ve never even heard of. It’s IOS Shortcuts.  If there are certain things that you use all the time on a daily basis, instead of scrolling through to find the app, you can just click on the shortcut.  It’s incredibly handy and really time efficient.  And if any Android users thought they were getting left behind, Rob D has found you a similar tool to implement if you watch tutorials on YouTube.    Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!  If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.See omnystudio.com/listener for privacy information.

It’s Tuesday, so naturally that means The Robs are on hand.  The first question this week comes from James from St Albans.  He’s a new listener and has been bingeing all of the past episodes.  He’s been looking at new developments in key locations and gets the impression that they’re open to offers.  So now he’s looking to find out what Rob & Rob think would be a reasonable starting point for trying to negotiate a discount. And for others wondering the same, we’ve got a handy video on negotiating a discount on a property right here. Also, some of the developments he’s been looking at have fantastic on-site amenities, which in turn means they also come with a higher service charge fee.  James is wondering if he should be concerned about these charges or if they’re generally covered by the rental income?  Our second question this week comes in from Kathy who has a question about regulated tenancies.  She’s wondering why anyone would want to buy one as she seems to think that it means you can’t get rid of tenants if they stop paying the rent.  She’s seen some selling at auction for quite a bit over the asking price so she’s wondering if they’re a good type of investment or she should stay clear? What do Rob & Rob think of properties with a regulated tenancy? Tune in to find out.   Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).  Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours.  Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself.See omnystudio.com/listener for privacy information.

The market update is back There’s loads that’s been happening in the past month that affects both property and the economy.  Which is great for us as that means this is going to be a jam packed episode. This month on the market update, Rob & Rob are going to be delving deep into: Inflation Interest rates  Evictions Property prices Here’s what to expect on this week’s podcast episode  The government has announced that there will be no autumn budget. This is because things are constantly changing and it’s impossible to know how much they’re going to be spending.  This is actually a good thing for property investors as a few people were worried about capital gains tax.  Instead of the autumn budget, the Chancellor has announced that there will instead be the winter economy plan. This will revolve around additional support measures from the government.  The VAT cut for the hospitality and tourism sector has been extended until March - which is a positive for businesses that have been hit hard.  That’s just a teaser of what’s in-store for you today. There’s plenty more where that came from, so make sure you tune in!   The Property Hub Magazine We really mean it this time. You’ve only got until the 9th October to subscribe to the magazine to receive the November/December issue.  It’s £5 every two months and, as soon as you subscribe you’ll have access to the whole back catalogue of every issue we’ve ever done. This issue is all about the lessons learnt in 2020 and let’s face it, there’ve been a few!  Not only that, but if you’re a rugby fan, there’s also an interview with legend Ollie Philips following his property investment journey.  So, if you want to get ahead of the game, make sure you subscribe now!   YouTube If the magazine wasn’t enough, make sure you’ve checked out our latest YouTube video.  It gives you SIX different ways that you can raise cash to invest in property. Which lets face it, is the number one barrier for most people getting started.  It can be challenging and take time, but it will be worth it. So make sure you go give it a watch.   Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!  If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.See omnystudio.com/listener for privacy information.

Rob & Rob are back again to answer two more property questions from our lovely Hubber community. To kick-start this week we’ve got Dami. She’s a 20-year old student living in Aberdeen and due to graduate this year. She’s hoping to move out of home a year after she graduates and during this year she’s aiming to save around £15,000 - £20,000. This will be the first time she’s left home and is wondering if she should use that money to buy her own place or invest it in something else.  Dami doesn’t want to rush into anything and wants to make the right choice for her situation. But she’s also wondering if she should wait a few years until she’s a little bit older.  Is age really a factor when it comes to buying property? Next we’ve got Luke from South Wales who’s got a question about pets.  He’s about to acquire his second rental property and has already had an interested tenant reach out to him.  She currently lives next door to the property with her parents but has told Luke that she has four dogs at the moment and is about to gain a fifth.  Normally Luke doesn’t allow pets in his properties. However this potential tenant seems like they could be a long term tenant and has even said they’d be happy to pay more rent because of the dogs.  So, what do Rob & Rob think Luke should do?  Tune in to find out.   Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).  Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours.  Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself.See omnystudio.com/listener for privacy information.

From Robert Kiyosaki to Ray Dalio No, unfortunately Ray Dalio hasn’t joined Rob & Rob on this week’s episode of The Property Podcast. That would have been epic though!  Even Rob B confessed he might not have been able to get through that interview without being starstruck and giggling the whole way through.  However, if you follow Ray Dalio on LinkedIn then you’ll have seen he’s been sharing some amazing insights via video this year. But they can be quite hard to understand and digest.  So, Rob & Rob have done the leg work for you and are about to summarise what Ray has been saying.  They’ll be talking about the US a lot, but what happens there affects the whole world. So stay tuned. Dissecting the thoughts of Ray Dalio on The Property Podcast  Economics can be an absolute minefield when you know aspects of it, but don’t completely understand it.  Thankfully it’s a topic that The Robs are incredibly passionate about and have kindly dissected Ray Dalio’s work into a more digestible version.  Here’s what The Robs are discussing on today’s podcast, thanks to Ray Dalio:  Debt cycles  The first topic is the short-term debt cycle. This is also known as ‘the business cycle’ and it repeats every eight years. This consists of: Debt-driven expansion... Over-optimism… Contraction/recession.   Because these happen so often people tend to understand them pretty well. And it’s something that Ray Dalio covers in his popular video, ‘How the Economic Machine Works’. The bigger deal is the long-term debt cycle.  Now this cycle is considered more important but it’s more poorly understood and that’s because it lasts roughly 75 years.  This is the lengthy one that you’re going to want to wrap your head around so you’ll want to grab a pen and paper for this part.  The current debt cycle Yes, it’s happening right now. So once Rob & Rob have walked you through the different stages of the long-term debt cycle, they’re going to put it into real terms.  They’re going to take a look at how it’s currently playing out, particularly in America, and what stage of the cycle we’re at.  What does it mean for us? As well as the long-term debt cycle, Ray describes how global power shifts between different countries over time.  But what does this all mean for us here in the UK?  To find that out, you’re going to have to tune into this episode to find out. You may even end up listening to it more than once! Enjoy!   This week’s news  This is where we would usually give you a link to a news article and Rob & Rob would discuss (or tear it apart) on the podcast. But this week we’re not giving you one.  That’s because this week is usually when we have our Market Update episode and The Robs delve into everything that’s been going on in the world over the past month.  They’ve decided to push that back to next week. So, to give you a teaser, you can expect to hear all about the potential of negative interest rates, and why up to 6% of homes in England could be unmortgageable right now.  It’s going to be a good one so make sure you tune in next week.   Hub Extra  If today’s episode hasn’t completely exhausted every brain cell you have, then we’ve got just the resource tool for you.  Of course, it’s Ray Dalio’s articles that we’ve discussed in today’s episode.  If you’re ready to take your economic knowledge to the next level then these will certainly get you there.   The Property Hub Magazine  As Rob B mentioned in today’s episode, if you subscribe to the magazine now you’ll be on the list in time to receive the November/December issue.  And yes, he was right, this issue is all about the lessons learnt in 2020 and let’s face it, there’s been a few!  Naturally it’ll tie in with when Rob & Rob review their predictions from the beginning of the year.  There might even be an insight as to what to expect next year. So, if you want to get ahead of the game, make sure you subscribe now!   Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!  If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.See omnystudio.com/listener for privacy information.

It’s Tuesday, and that means Rob & Rob are here to answer two more fantastic property related questions. So hold onto your hats! The first caller to get in touch this week is Matt.  Matt previously bought his residential apartment as a long-term investment opportunity. The apartment is located in central London, near the Olympic Park.  There’s currently tonnes of investment going on in and around the area with two new hotels being built, BBC studios, the new VNA museums and different universities moving into the area as well.  He currently has a lodger that pays £1,000 per month which massively helps towards the bills and is helping him to save money for when he wants to move out of London.  However Matt is now concerned that with the way the future of working is going, he wouldn’t be surprised if businesses moved to smaller office spaces and we end up seeing more remote working.  He’s been doing his research into Zoopla reports and now he’s wondering if he should ride it out or get out whilst he still can.  Next up we’ve got Clara who’s wanting to know what Rob & Rob would advise when looking to prepare for a market crash. Would they suggest remortgaging and pulling any money out and keeping that money in cash, or keeping it somewhere else?  Ultimately, how do you make sure you’re protected for the inevitable? For the first time in Ask Rob & Rob history, The Robs have refused to answer this question.  Tune in to find out why!   Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).  Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours.  Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself.See omnystudio.com/listener for privacy information.

Last week’s episode was epic. This week’s is even better It’s Rob & Rob’s reactions to last week’s interview with Mr Robert Kiyosaki, author of Rich Dad Poor Dad. We’ve received so many messages in the past week on what people thought of the interview and there were very much mixed opinions. So it was only right that The Robs discussed exactly what was said last week, and what they really think of some of the topics Robert Kiyosaki had very strong opinions on. If, like most of the comments we’ve had on social, you’re wondering if Rob & Rob are about to sell up and start buying gold, then you’ll want to stick around for this episode. On today’s property podcast episode If you haven’t listened to last week’s episode, we suggest you go and listen to that first. Mostly to understand why Robert Kiyosaki has caused a stir in the Property Hub community.  Before we get started, Rob & Rob still stand by the fact that Rich Dad Poor Dad is very much still relevant today. But in this episode Rob & Rob are going to tackle some of the points that Robert raised and share their point of view.  One topic that Robert raised was that people’s jobs are going to be replaced by technology. Apparently Zoom and Youtubers are going to replace teachers and technology is going to replace doctors.  Another topic he repeatedly came back to was Warren Buffet and buying gold. Apparently Warren Buffet has dumped all of his banking shares and is now turning to buying gold. It’s not quite as black and white as Robert Kiyosaki made out, so maybe you shouldn’t be taking what he says as gospel.  Tune in to listen to the other madness that Rob & Rob are discussing on today’s episode.  If anything, you’ll get a good laugh out of it.   This week’s news In the news this week, it certainly seems like the property market is still hot. Rightmove have recently released data showing how long it takes for a property to be sold.  The number of homes selling in a week has hit a ten-year high! One in seven properties are now having a sale agreed within one week of being listed, which was one in ten 12 months ago.  It doesn’t come as a surprise that it’s the bigger houses that are benefitting from this. Since the pandemic everyone has been looking for more space.  Although the London market is the slowest performing, it’s still doing better than 12 months ago.   Hub Extra At first glance you may think that Rob & Rob have lost the plot after that interview and are now just throwing animals around.  But Rob D is recommending a tool called Camel Camel Camel. It’s designed to help you track prices on Amazon.  The majority of us, when buying something online will naturally turn to Amazon to see if it’s available on there, and more so for the speed of delivery.  Prices on Amazon do change quite frequently and sometimes by a considerable amount. So what Camel Camel Camel does is you put in a product you’re interested in and it will send you an email alert when there’s a price drop.  It’s completely free and it will save you even more money.   The Property Hub Magazine We’re busy putting together the last issue of 2020 and it’s shaping up to be the best issue of the year! To give you a little sneak peek, this issue’s location focus is going to be on Crewe. It’s a major commuter town and one where Property Hub Homes built its first development.  And naturally it’s jam packed with investor case studies and comments from within the Hubber community that we’ve been getting you involved in.  Click here if you’d like to get subscribed now. You won’t regret it.   Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.   Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!  If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.See omnystudio.com/listener for privacy information.

Rob & Rob are back again this week to answer two more Hubber questions. First up this week is Brad. He’s been listening to The Property Podcast for the past couple of years and has just finished university where he’s studied real estate. He’s been giving his parents a helping hand in getting started on their property investment journey, with their first purchase being in Norfolk at the beginning of the year.  They’re now at the stage where they’re looking to invest in something else, potentially a holiday let. They know there’s more work involved with a holiday let, but with more people taking staycations, they’re wondering if now is the perfect time for it.  We’ve been getting a lot of questions lately around holiday lets, so do Rob & Rob think now is the time to look at it more seriously? Our second caller this week is Michael from South Wales.  He’s been doing a lot of viewings recently as he’s on the hunt to purchase his first buy-to-let property in a limited company.  Currently he’s got six property viewings with one agent but he’s wondering how it works with putting an offer in.  He only wants to purchase one property but is wondering if it’s worth putting an offer in on multiple properties, just to be on the safe side? What do Rob & Rob think he should do?  Tune in to find out.   Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).  Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours.  Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself.See omnystudio.com/listener for privacy information.

It’s the property podcast episode you’ve all been waiting for. Rob & Rob’s interview with Mr Robert Kiyosaki, author of Rich Dad Poor Dad. Rich Dad Poor Dad is possibly the most famous personal finance book ever written. We know it’s been a staple educational tool for most property investors getting started on their property journey.  So when Robert Kiyosaki asked if he could come on The Property Podcast, it was a no-brainer.  Whilst Rob D was busy enjoying a day at the zoo, Rob B was busy picking Robert Kiyosaki’s brain. And he’s definitely not a guy who’s short of an opinion.   On today’s property podcast episode In this episode you’ll hear Robert’s thoughts on certain topics - some attention grabbing ones, and others that are pretty controversial.  So in next week’s episode Rob & Rob will be sharing their reactions to what’s said in today’s podcast. You won’t want to miss it! Rich Dad Poor Dad was written over 20 years ago and has proved to be a timeless book that could have been written at any point during that time frame.  One of the questions Rob B wants to know the answer to is…. if Robert now thinks differently about anything he wrote back then, and is there anything he would change now? We’re not going to spoil the whole show for you as it’s truly a fantastic episode and one that you should definitely listen to.  It’s not every week we have property royalty on the show.   This week’s news In the news this week, ‘lenders pile into the ‘Airbnb mortgage’ market as staycation boom continues’. Most people across the country have opted for a staycation this year to avoid quarantine measures for going abroad. This has both been great for the local economy but also property investors who were severely struggling over the lockdown period. Now business is thriving again.  Previously, there have never been that many mortgage products available for holiday lets, as you need a certain specific mortgage which is completely different to a buy-to-let mortgage.  However things seem to be changing. Lenders have noticed an increase in demand for holiday let mortgages and have now jumped on the bandwagon.  So if it seems that if you were planning on going for the holiday let strategy, now is the time to do so.   Hub Extra Now you might not be surprised that this week for Hub Extra we’re recommending the book, Rich Dad Poor Dad.  Because if you haven’t read it already then you definitely need to! Even if you’re not yet ready to start investing, there’s a lot that you can learn from it regarding personal finance.  We’re also recommending that you give this podcast episode a listen where Rob & Rob re-read the book and go over the five things that they still agree with, but also the five things they don’t agree with.  If you want to read the book then maybe do that first before listening to the podcast episode so you can come to your own thoughts on it before listening to The Robs.    The Property Hub Magazine Don’t forget, if you’re wanting to subscribe to the Property Hub Magazine, we’re currently running our special offer!  So if you sign up before midnight on Monday using the code ‘SPECIALOFFER’ you’ll not only be registered in time to receive the last magazine of the year (crazy!) but you’ll also receive the current issue for FREE!  Click here if you’d like to get subscribed now. You won’t regret it.   Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!  If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.See omnystudio.com/listener for privacy information.

It’s Tuesday. And that means another episode of Ask Rob & Rob.  Our first question this week comes from Michael. He’s seen that in some city centres like Liverpool for example, there are developments that are advertised as ‘investor only’ developments and he’s a bit concerned.  These are developments that offer guaranteed yields for a certain period of time, so he’s wondering what Rob & Rob think of these schemes.  Rob B tackles this question head on, and not only shares his views on these schemes, but also goes into detail about how they actually work. Our next question is from Jordan who’s got a question about lifetime ISAs.  He’s a first time buyer and he’s set up a lifetime ISA to take advantage of the government's 25% bonus scheme.  At the moment, due to coronavirus, there’s no penalty for withdrawing the money, whereas previously you would lose around 6% of the original deposit.  However he’s wanting to know if buying a property with a lifetime ISA means he loses any profit that he would make on his property in the future?  We’ve had a number of questions come in recently around lifetime ISAs.  So, should you avoid putting your money into a lifetime ISA or go and an open one tomorrow?  Tune in to find out.    Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).  Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours.  Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself.See omnystudio.com/listener for privacy information.

This week on The Property Podcast we’ve got a great episode for you. We’re talking about exit strategies.  Now you may be thinking, ‘why on earth would I want to think about getting out of property when I’m only just getting started?’.  Well, there’s actually a valid reason for thinking of the end goal and considering your options for when you’re ready to let go. So on today’s episode, Rob & Rob are going to be talking about the following: Flips They’re the most basic, but not the easiest of strategies. You buy it for X amount, spend Y doing the property up and sell it for Z. More often than not, X+Y should be less than Z.  But what if it’s not? And what if you’re doing it on bridging finance or as part of a joint venture? Then what?  Rent-to-Rent/Serviced Accommodation This is quite a popular strategy but more of a hands on one. You tend to rent for X amount, sublet it for Z amount and therefore Z should be more than X. Sometimes you won’t be able to sublet the property, then what happens? What if there’s an issue with the property? Or, now you’ve built up enough cash for a deposit, how do you get out of your current situation?  Buy-to-Let And finally your plain vanilla buy-to-let strategy. By no means is it the most glamorous but it is the simplest. You’ll buy a property for X amount, spend Y amount on things like furnishings and then you’ll rent it out for Z.  Z/X+Y * 100 = Yield. Pretty simple and straightforward.  What happens if the property doesn’t rent, or you have massive unexpected expenses?  These are just some of the examples Rob & Rob cover on today’s podcast.  Make sure you tune in and map out your exit route.   This week’s news story headline reads ‘markets predicting negative base rate as BoE keeps options open’. In previous weeks the Bank of England have voted to keep interest rates to a historic low of 0.1%!  If you thought that was crazy, read om. Because there’s the potential to go lower than that! For some reason it seems like the markets are expecting the base rates to go negative at some point in the next year. However the BoE don’t have any plans on doing it, but never say never.   This week’s Hub Extra is a tool that Rob & Rob both use to pick the right background music for them to work to. If you’re like them and you need a bit of a soundtrack to get you through something tedious you’ve been working on then maybe you should give Flow State a go.  It’s a daily email where they send you a link to a new artist where they’ve handpicked music that’s good for concentration. There's a wide variety of music choices so you may be surprised.    We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!  If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.See omnystudio.com/listener for privacy information.

It’s Tuesday. And that means another episode of Ask Rob & Rob.  First up we have Ed who wants to ask about joint ventures.  Ed has a few properties he’s worked on using the buy, refurbish refinance strategy. They’ve gone down so well that Ed now has a few contacts looking to do joint ventures with him. They want to put in the cash while he handles the rest of the workload.  He wants advice from Rob & Rob on how to structure this from a legal point of view to protect both himself and the investor.  There are many different ways to structure a joint venture, but there are two common ones. And in this episode, Rob D runs through both of these to help you understand the two most popular ways people run their joint venture agreements. The important thing is to make sure the structure is right for all parties. The second caller this week is Pete. He’s got his first property due to complete this year. He bought it at £250,000 and it’s increased by around £30,000-40,000 already.  Pete wants to know if he can use this increased value as part of his deposit on the buy-to-let mortgage he’s taking out on it. He’s buying his property through a limited company so wants to leverage what he can.  Will Rob B make Pete’s day or is Pete asking the impossible?  Rob B does give a sneaky insight into valuations and dishes some dirt on why valuations are always done on the purchase price, so this is a great episode to help anyone who’s purchased off-plan and is looking to take advantage of any uplift in value.  Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).    Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours.  Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself.See omnystudio.com/listener for privacy information.

It’s the episode you’ve been waiting a whole month for. It’s August’s market update!  There’s so much that’s happened in August, it’s been crazy!  Normally you would expect August to be a bit of a quieter month, with people taking time off, going on holiday or just spending time with their children during the school holidays.  However, given the current circumstances, that’s not been the case at all and some certain topics that the guys are going to discuss today have been quite surprising.  Here’s what The Robs are going to be talking about on today’s episode: Property prices Evictions Mortgages Insurance Taxes The economy Plus a whole lot more just in case that wasn’t enough for you.    Not only are Rob & Rob bringing you the market update, but they’ve also been on the phone talking to none other than Robert Kiyosaki, the author of Rich Dad Poor Dad, just in case you didn’t already know. Now we’re going to be keeping all the juicy details from that conversation for next week, but Robert Kiyosaki does actually have a virtual event on this weekend! It’s on Sunday at 8am for the Global Crisis Summit so if that’s something you’d be interested in, you can get your virtual ticket here.   If any of the job roles that Rob & Rob discussed in today’s episode and you’d like to apply, you can go and check out the full job roles right here.    We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!  If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.See omnystudio.com/listener for privacy information.

We’re back with another episode of Ask Rob & Rob and this week the guys are discussing questions on HMO’s and why they do/don’t love Birmingham. The first question we’ve got for you this week is from Martin, who after listening to the podcasts has gone on to recently purchase his first property.  It’s a 3-bed property that would rent out for around £800pcm and he has the option to renovate it and turn it into a 4-bed HMO that will bring in around £1,600pcm.  He’s now questioning whether he’d be better off appealing to a family where he won’t have to pay the bills for them, or go for the HMO market and tenant turnover, but almost doubling his income? It’s certainly a tough decision to make Next up we’ve got Jordan. Clearly due to his question he’s been a long term listener as he’s got a question based on a podcast The Robs did a few years ago.  The podcast episode was why Rob & Rob don’t show Birmingham much love so now Jordan is wondering if three years on that’s still the case and The Robs still don’t love Birmingham. To him it seems like a good choice as from what he can see the fundamentals are there, but he’s wondering if he’s missing something.  Tune in to find out if Rob & Rob have a new found love for Birmingham or if they’d still keep away.   Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).  Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours.  Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself.See omnystudio.com/listener for privacy information.

At some point in your property journey you’re going to get people who are questioning what it is you’re doing.  People that doubt you’ll make any money from investing in property and they’ll try and put you off.  So in this week’s episode of The Property Podcast, Rob & Rob are going to discuss how you should deal with them, but more importantly, why you should encourage them.  Sounds crazy, right?  What if we told you that you should use what the doubters say as momentum to spur you on? Because that’s exactly what Rob B did himself about a decade ago.  Rob B shares a personal experience in today’s episode and it might just give you the push you need to keep going and ignore the haters.   In the news this week, ‘collapse of Airbnb popularity produces glut of long-term stock’. After speaking to Chris Ryder a few weeks ago, you wouldn’t expect to see this headline, especially now it seems the majority of the population are enjoying staycations this summer.  However research from Hamptons International has shown that one in eight properties coming onto the market in inner London have previously been on Airbnb or other short term let websites.  It also shows that the number of homes available to rent in inner London is up by 42% compared to last year which is a huge increase! But there are many factors that can contribute to this.  As a result it’s pushing rental prices down. Which is something that The Robs will discuss on next week’s market update.   This week’s Hub Extra is a new podcast for you to listen to! Our podcast producer Dan has also been working on a new podcast called ‘Naked Money’.  The show has Robbie Burns as the host who’s a multi-millionaire stock trader if you didn’t already know. He’s more famous for his book, The Naked Trader which is a book Rob B loved.  So no doubt the new podcast is going to be just as good.    We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!  If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.See omnystudio.com/listener for privacy information.

This week on Ask Rob & Rob the guys are still answering coronavirus related questions and helping one caller put his mind at rest on his recent investment To kick start this week, we’ve got Harsh. Along with a friend as part of a joint venture, they’ve bought their first buy-to-let property in Crewe.  However he’s now having worrying thoughts. Harsh has clearly been listening to our weekly podcasts and he knows that Crewe is an area that we’ve mentioned numerous times on the podcast and an area Property Hub Homes even built a development in.  But he’s also listened to the episode on Rob D’s investment in Nottingham and is now worried that because he only paid £75,000 for his property, it’s not going to benefit from capital appreciation. Is this a general rule of thumb? Should Harsh think about selling and investing somewhere else? Our second caller is Pedro. He’s got a question about the effects of coronavirus and the impact it’s had on people working from home. Since more people are now working from home and potentially going to continue to work from home for the foreseeable future, will this change the fundamentals that we look for when investing in property? So what do Rob & Rob think about this?  Tune in to find out   Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).  Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours.  Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself.See omnystudio.com/listener for privacy information.

Get ready… because Rob & Rob are about to change your life! Seriously. Now is the prime time to be making improvements to better yourself. We’re living in strange times right now, but we can see this time as an opportunity to make dramatic differences to your life.  You can come out of the coronavirus pandemic far stronger than you went into it. Here’s what we cover in today’s episode:   Goal setting - we genuinely believe it can transform your life. Listen as Rob & Rob talk about how they use goals, both in person, and in their business. If there’s one action you take from today’s episode, let it be this one. There might be goals you’d set now, that would have been completely different to what you may have set at the start of the year because so much change has been forced on us. Here’s the episode Rob D refers to when talking about property megatrends. You can take the goal setting course right here for free too.    Creating habits - habits are the things you can do every day to get you that one step closer to your goals. Now is the ideal to review your habits, see which ones you’d rather not have and see which new ones you want to create to support what you want to achieve. Listen as Rob D talks through forming new habits and how to make them stick. For inspiration and more details on how you can learn to habit stack, you can go and listen to Rob & Rob’s brain hacks episode right here.    Fitness - it’s become a huge thing right now. It’s massively helped Rob & Rob during lockdown. Many people have now transformed their old fitness habits and created new ways to work out, because they’ve had to during lockdown. And actually, it’s becoming apparent that people are preferring their new routines.    Mental health - there’s been a huge focus on mental health throughout lockdown. The media hasn’t helped the downward spiral in those struggling mentally, but we can all try our best to be more aware of how our mental health is being affected during these times. Rob B talks us through how he’s using meditation now more than ever, and how it’s helping him massively.    Education - We know a lot of you have been focusing on your education, because our website stats for our educational resources are breaking records. But could you be doing more?    Finances - A renewed focus on finances is never a bad thing. We’ve had a pandemic which has affected people negatively through job losses, but there’ll be others who have used this time to conserve cash through not commuting or spending unnecessarily. Rob & Rob have done a previous episode about personal finance which you can find here. You can’t be a property investor and have poor finances, so if you haven’t focused on this yet, you need to.   Taking action - doing deals, or getting ready to do them. The market is incredibly strong right now. People are coming out of lockdown ready to invest. And if you’re not yet ready, at least start preparing yourself. Rob B delves into everything you should be doing NOW, so you can strike as soon as you’re ready. Find out why now isn’t the time to be sitting on the fence and why you shouldn't let the media be your investment guide. Find out how others are taking action now, like Chris and his serviced accommodation in this episode. Or Natalie who’s refurbed multiple projects during the pandemic! If you work on all of these things, you’ll become a more successful property investor.    In the news this week, we’re talking about this article from The Express: Chancellor's stamp duty holiday gives 'surprising spike' to home values. Prices are up 3.8% year-on-year according to the Halifax, which is a huge jump. It’s surprising because we still have the coronavirus, but also not surprising for reasons Rob & Rob will delve into on this month’s market update - which is only a few weeks away, so make sure you tune in.   This week’s Hub Extra is a quote from Dennis E. Adonis which is quite fitting with this episode.  “Never restart a journey and use the same road that failed you before.” Listen to find out why this quote resonates so well with Rob & Rob this week.   We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!  If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.See omnystudio.com/listener for privacy information.

It’s another Tuesday, so it’s another Ask Rob & Rob. And we’ve got two cracking property questions for you. The first question is from Dom who’s just completed on a 2-bedroom flat in South London. He agreed the price back in January before the dreaded coronavirus, and went back to negotiate on the advice of Rob & Rob and managed to snap up an absolute bargain! So he’s ended up with a new house at a massively discounted price.  Today he’s asking whether Rob & Rob reckon he should flip it, take the cash and wait for another dip.  Rob B has some solid advice today and a bit of warning about that ‘paper-profit’. Dom needs to be careful about allocating overall transaction costs and also about potentially investing on the expectation of a dip in the market.  Why should Dom be careful? Why should nobody ever invest based on assumptions? Tune in to find out. Next up is Sabrina from Newcastle. She got hooked on the podcast after reading Rob D’s book and hasn’t looked back ever since - that’s what we like to hear!  Sabrina is a first time buyer and wants to know if investing in property via a limited company would preserve her first time buyer status for when she eventually buys her own residential property to live in - therefore avoiding that 3% stamp duty surcharge on second properties.   Listen as Rob D takes the lead on this question and explains how we’re all judged as individuals when it comes to property transactions.  Try as we might, there’s no getting around stamp duty unfortunately.  If only we could wave that magic wand! Tune in to today’s Ask Rob & Rob, it’s one not to be missed! Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).  Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours.  Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself.See omnystudio.com/listener for privacy information.

When we refer to a property super-geek you may think that we’re referring to the number one Property Geek, Rob D.  But it seems that there’s someone else who is just as excited by tech and property, and that’s Chris Ryder.  You may remember Chris from a few weeks ago when The Robs interviewed him about his serviced accommodation business and how it was coping during lockdown. Well, he’s joining Rob & Rob again this week to talk about all things tech in property.  Before getting involved in property Chris was in a good corporate career that centered around software development. Chris has since gone on to deploy different apps and systems into the day-to-day management of his business. So, naturally Rob & Rob couldn’t resist doubling down and getting unashamedly geeky about property and tech. Tune in to find out how these apps have changed the way in which Chris manages his portfolio. You may pick up a few tips for yourself if you self-manage your properties or you’re thinking about doing it.    Over the past few months we've shared a number of news stories around mortgage products and how much they’ve changed, particularly during lockdown. The long term trend with mortgages and rates was downward, and even with interest rates going up, mortgage rates were still low because everyone was competing for business.  Now, it seems that’s been flipped on its head. There’s plenty of people now seeking a mortgage but the rates aren’t particularly attractive. One broker Rob D spoke to recently even said that some lenders are currently putting their rates up because they wanted to become less competitive!  Lenders are actually struggling with their workload so much that they want to put people off from applying for a new mortgage with them. Absolute madness!    We’ve got another two resources for you for this week’s Hub Extra. Naturally they’re related to what Chris has talked about on this week’s episode, and they’re both helpful with connecting different pieces of technology together to do cool automated stuff for you. The first is called ‘if this, then that’ which allows you to connect different tools together and it’s pretty cool in the way that it works, just have a look at the website. The second tool is called ‘Zapier’ which is basically the same thing but a little bit more techy and more for connecting ‘small business’ kind of software.   We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!  If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.See omnystudio.com/listener for privacy information.

This week on Ask Rob & Rob we’ve got two great questions around location and using the bounceback loan scheme to fund your deposit. Is it a good idea? It seems a number of people are turning their head towards Liverpool for investing in property right now, and this week we’ve got another question regarding properties in the area. So let’s get to it. The first question is from Mohammad. He’s recently acquired £50,000 from the bounceback loan scheme through his limited company and he’s now wanting to know if he can use this money as a deposit for a buy-to-let property?  There’s been a bit of confusion and uncertainty around this topic as it’s not really been clear as to whether you can use the bounceback loan as a deposit.  So, do The Robs think it’s alright to use the loan as a deposit or do they think Mohammad should reconsider? Our second caller of the week is Harry from Bristol. He’s asking if £70,000 is too cheap to purchase a decent property in Liverpool?  If Rob & Rob think it’s too low, Harry wants to know what they think would be the minimum they’d pay for a property in this location. Naturally, there was only one Rob to take on this question, so it’s over to Rob B to answer this one. Does Rob B think that Harry should be looking at paying more than £70,000 to get himself a good investment property?  Tune in to find out.   Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).  Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours.  Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself.See omnystudio.com/listener for privacy information.

This week on The Property Podcast The Robs are discussing the importance of knowing what mega trends are currently playing out in the property market.  Yes, it’s important to know the tactics behind becoming a successful investor, how to get the best deal and understanding mortgages. But it’s just as important, if not more important, to understand the mega trends that are taking place. Because if you don’t understand the trends, you could find yourself on the wrong side of very powerful forces.  So today Rob & Rob are going to take you through trends that could happen, so you can put yourself in the strongest position going forward.  Here’s a look at the trends that they’re going to cover: Reversal of city centre living UK becoming less London-centric  More home-working  Death of retail More holidays in the UK “Peak HMO” If these aren’t topics that you’ve thought about already, then you’re going to want to listen to this episode. These particular trends are some that could happen off the back of a crazy start to 2020, so The Robs are taking a look at how they might affect property investment in the future.    In the news this week there’s been more bad news and mixed messages. But we’ve actually got a good news story for the property market; ‘asking prices reach four-year high’ according to Rightmove.  Which seems crazy right now with everything currently going on but since March average asking prices have grown 2.4% bringing the price up to £320,265. It seems like the confidence and optimism has swept across the country with other areas seeing even bigger increases than this.   This week’s Hub isn’t a new resource or a new app, it’s actually something that’s been around for a while but only recently have The Robs become fond of it. The app in question is Google Photos.  If you don’t know what it is, it’s basically storage for your photos that are backed up in a cloud for a minimal fee each month. But there’s two reasons why Rob & Rob are fascinated with this app. The first being that it has a great search function, so if you’ve taken a picture of a book and you can only remember the author’s name, simply type that in and Google Photos should bring up the photo that you’re looking for. The second is that you can use something called Google Lens within your photos. So like Rob D, he took a picture of some flowers and by using Google Lens, it told him exactly what type of flowers they were! You’ll basically hear how exciting The Robs find this one.    We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!  If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.See omnystudio.com/listener for privacy information.

This week on Ask Rob & Rob, the guys are helping one caller up his location knowledge and explaining why buying with a mortgage is the better option. First up this week is Chris from London. He’s been talking to another investor about a property in Bootle, Liverpool.  However this investor has informed Chris that the street isn’t exactly the best or the most desirable in the area and that he should look elsewhere.  So now Chris is wondering if house prices can really differ that much street by street and with being based down south, how can he gain local property knowledge in different locations?  Naturally this question was made for Rob B so what does he recommend Chris do to improve his location knowledge?  Next up we’ve got Marlon who’s looking to find out what the benefits are of buying with a mortgage as opposed to purchasing in cash if you’re able to? His reason for asking is that he’s got 60% of the property purchase price and the oher 40% will be loaned to him by a family member, which he will go on to pay back like a mortgage, but without any interest and at a more flexible rate.  If you’ve been thinking about purchasing in cash, you’ll probably want to listen to this episode first, along with this podcast episode and take this course.  Enjoy!   Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).  Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours.  Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself.See omnystudio.com/listener for privacy information.

A couple of weeks ago The Robs interviewed serviced accommodation specialist Chris Ryder to find out how the coronavirus had affected his business. Well now they’re back this week with another guest, Natalie Gascoyne who’s going to talk us through how she handled renovating two major projects through lockdown.  Natalie is the owner of Davis Properties and she’s no stranger to tackling plain BTL’s and HMO’s. At the moment she’s currently working two commercial-to-residential conversions and we’re keen to find out how those have been affected by what’s currently going on. When COVID-19 first hit, Natalie was due to exchange on two properties, so rather than pulling out completely and losing thousands that she’d already invested, she decided to delay the process.  Unfortunately, one project was delayed further with another party member pulling out, however, on the other property she managed to bag a £30,000 saving!  How? You’ll have to tune in and listen to the rest of Natalie’s story... We don’t often talk about commercial-to-residential projects on the podcast as it’s never really been a strategy we’ve advised investors to do.  But Natalie seems to have quite a good strategy in terms of the kind of properties she looks for and the areas that she sources them in.  It’s certainly not the kind of project for the faint hearted and you’ve definitely got to be able to envision the end product to take something like this on.  So who knows, after hearing about Natalie’s journey and strategy, maybe this could be something to consider for your next purchase.    In the news this week, it seems like the rest of Great Britain weren’t too pleased when England received a stamp duty holiday. Now it seems that Scotland and Wales have jumped on the bandwagon and are also offering a stamp duty holiday up to £250,000. However they are slightly different… In Scotland investors still have to pay the surcharge which is 4% and in Wales you have to pay the surcharge and property investors are exempt from the stamp duty holiday. So some good news across the country, even if investors won’t 100% benefit from it.   This week’s Hub Extra it’s a book that Rob D is already calling his book of the year! So you know it’s got to be good. It’s called ‘A Bit of a Stretch: The Diaries of a Prisoner’ by Chris Atkins. He’s more commonly known as a documentary filmmaker who got caught up in a tax avoidance scheme to do with the film industry and ended up getting sentenced to five years in prison!  The book is based on the diaries he wrote whilst in prison and it gives you a really good insight as to what prison life is really like and hopefully it will be the only experience you’ll ever have.   We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!  If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.See omnystudio.com/listener for privacy information.

This week on Ask Rob & Rob, the guys are discussing what one caller should do with the property she hates, and what the new electrical regulations mean. Our first caller this week is Nancy. She’s a GP who's taken a step into the world of property investment.  Nancy owns a property that’s located about 15 minutes away from Liverpool Football Club. It’s a property that’s performing well, however it’s a serviced accommodation property which she’s now come to realise she hates.  Between the hours that Nancy puts in at the GP surgery as well as doing private consultations, she’s found that the amount of time the property requires and what she gets back from it, really isn’t worth it.  So now she’s questioning if she should just sell the property or whether she should keep it and outsource a company to manage the property for her.  The second caller this week is Jake who, along with a friend, manage a few properties in a portfolio that they own.  They’ve been looking into the new EICR rules that came into play on the 1st July. From what they’ve found, it looks as if you had to have new EICRs done before this date, regardless of whether you’ve had them done previously or not, to make sure you’re compliant with the regulations.  So, do you need to have brand new electrical certificates in place or do previous ones still uphold the regulations?  Tune in to find out.   Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).  Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours.  Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself.See omnystudio.com/listener for privacy information.

Back by popular demand, Rob & Rob have returned with a market update podcast!  Yes, we said goodbye to weekly updates BUT, we were inundated with requests to bring them back. So for now, we’ll be resurrecting them on a monthly basis so you can get your regular fix of the latest developments across the property sector.  Today they’re talking about the hot topic of the month: stamp duty. They’re covering the latest changes and what they mean for the property market now and in the long-term.   If you’re thinking ‘hang on - they’ve already covered this....’ - you’re right. They did recently cover it on this week’s episode of Ask Rob & Rob but today they’re delving deeper, and they’re also giving you their opinion on the latest market activity and of course, the rental market.  Trust us, if you’ve missed the Friday market updates, this is an episode you don’t want to miss!   In other news, it seems that not everyone is happy that the new stamp duty charges are applicable to everyone. The Shadow Housing Secretary says it’s a £1.3 billion bung for landlords. However they’ve not pointed out in the article that the 3% surcharge remains in place and where that tax increase came from in the first place.    This week’s Hub Extra is something of our very own and it’s sticking with the stamp duty topic. Ideally when you’re now looking at property prices you want to know how much you’ll be saving.  Well, we’ve put together an article that not only explains the stamp duty changes but there’s also a handy calculator in there too that you can use to work out just how much you’ll save on your next property purchase.   We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.   Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!  If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.See omnystudio.com/listener for privacy information.

Last week was a shocker, wasn’t it? It’s not often property investors are dealt nice little surprises from the UK government, so when Chancellor Rishi took to the stage last week and announced a stamp duty cut, we had a flurry of questions from Hubbers.  The Chancellor announced that (for England and Northern Ireland), the stamp duty threshold would now increase to £500,000 until March next year. So if you were buying a home to live in, up to this value, you’d have zero stamp duty to pay. The big question was - would this cut apply to property investors? And the answer was a surprising ‘hell yes!’ Before you run out the door, the 3% surcharge for additional properties is still there, but still, we’ll take any small wins that we can, right? We’ve explained it all in detail right here - and there’s a handy calculator that you can drop straight into your downloads folder and see how much cash you’re likely to save.  We’ve also had LOTS of questions from those who have exchanged on their properties but not yet completed.  So what’s the deal with this?  Do the new rules apply to you or not? Rob B gives us the run-down on this in today’s Ask Rob & Rob episode.  And if you’re sat there thinking… ‘These cuts are great, but what will this do to the property market in the short (and long) term…’ We’ve also got you covered on this episode.  And if that wasn’t enough, we’re bringing something back by popular demand. It’s coming this Thursday, so make sure you set your alarms for 6am! That’s a lot of excitement for a Tuesday. Happy listening! Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).    Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours.  Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself.See omnystudio.com/listener for privacy information.

The Robs have another special guest this week. This time it’s billionaire investor Stephen Schwarzman. Sadly, he’s too much of a big wig to actually be on the show so The Robs are going to be picking apart his book instead. You might never have heard of Stephen Schwarzman before, but after this podcast episode it’s certain to be a name you’ll remember.  After reading his book, Rob & Rob found that there are seven lessons that we can all learn from him.  Now, you might be thinking ‘how can I possibly relate to a billionaire investor when I’m just starting out?’ Well don’t worry, we promise that these seven lessons will be invaluable to you no matter what stage of your property journey you’re at. Here’s the seven lessons Stephen will be sharing with us: Failure is the best teacher in an organization The best executives are made, not born Identify problems and bring solutions How to raise money It's the same effort to work on a big thing as a small thing Group decision making Building a team of 10s There’s plenty to learn from today’s episode and it’s even a learning curve for Rob & Rob, so hopefully there will be a number of takeaways for you too.    In the news this week we’ve got a big headline for you, ‘PM pledges biggest planning shake-up since WW2’. Like usual, it’s a headline that’s been blown out of proportion, however if you are a developer or you build properties then this could be good news for you.  According to this article from Mortgage Strategy there are now going to be more things that you can do without having to acquire planning permission. Included in it are converting commercial premises to residential, demolishing an old home to replace it with a new one and if you want to extend or add floors there’s going to be a fast track method for that. So again not quite as drastic but certainly good news for some.    Naturally this week’s Hub Extra is the book that we’ve just dedicated this podcast episode to, What it Takes by Stephen Schwarzman. If you have any interest in business or investing then this is a book that you’ll enjoy, and there’s plenty more lessons that you’ll learn from it.   We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!  If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.See omnystudio.com/listener for privacy information.

It’s Tuesday and Rob & Rob are back again to answer more of your questions. First up we have a question from Lauren. She’s a 23 year old graduate who is looking to get into property investment for the first time. At the moment Lauren is fully educating herself before she gets stuck in - good shout, Lauren! Her aim is to achieve capital growth as the market recovers from the coronavirus, with the aim of her and her brother affording deposits for their first personal houses in seven years time. Lauren currently has £126,000 and location-wise she’s looking at Birmingham for the capital growth prospects. So now she has two questions that she needs a bit of guidance on.  Should she purchase two more expensive properties with around a £50,000 deposit each, or should she choose quantity over quality and go for cheaper properties? She’d also like to know if she should buy these properties in one place or spread them out across the country? So, is it better to have more properties in your portfolio or have less of them but of a higher, more expensive quality?  Next we have Tom from Stanford who has a rather interesting question.  He says that just south of him is Peterborough where there are some cheap properties, although they are situated in less than prime areas. He’s noticed that the local council are advertising to take on private properties for a fixed 3-5 year income.  So Tom is now wondering if this is a viable option to gain a guaranteed income for at least three years and a long-term tenant? Do Rob & Rob think this would be a good strategy to sub-let to the council? Tune in to find out.    Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).  Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours.  Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself.See omnystudio.com/listener for privacy information.

This week on The Property Podcast, The Robs are joined by special guest, Chris Ryder, who is a serviced accommodation expert.  Serviced accommodation has been an ever-developing strategy for a number of property investors over the years and it’s becoming increasingly popular.  But a twist of events this year (we’re talking about you, coronavirus!) has seen investors struggle to get tenants through the door of their serviced accommodation. Some unlucky investors are looking at at least 3 months of no rental income up to now! So today we have serviced accommodation expert, Chris Ryder, dropping the truth bombs on what’s happening in the (slightly battered) sector at the minute.  If you were to believe the media, you’d have seen many investors pivoting away from short term lets towards long-term during the pandemic, in a bid to avoid lengthy void periods. But interestingly, Chris hasn’t had to do that. It’s actually quite amazing how quickly he adapted his business model to make the best out of a bad situation. If you’re thinking of going down the serviced accommodation route, you’ll certainly want to listen to this episode first and note down all the tips Chris has to offer.   For our news story this week we’re sharing the latest HomeTrack report. We know our listeners enjoy hearing the latest updates on where’s performing well and where isn’t. We know you’re also all dying to know if The Robs were right about their predictions at the start of the year. It’s interesting to look at the data from the last three months. According to the report, house price growth is up 2.4% compared to last year - which has climbed even higher over the last month. Incredible for what’s currently going on across the world.   This week’s Hub Extra is something that Rob B has been using against his son to beat him at chess! It’s a website called chess.com and it’s a great tool for improving your logic and your chess skills.  There’s lessons on there if you’re a complete beginner and want to learn how to play and there’s sections where you can work on your strategy. Then you can play a game against a random person that the system matches you to based on your ability and put it all to the test.   We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.   Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!  If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.See omnystudio.com/listener for privacy information.

This week on Ask Rob & Rob, the guys are answering two more great questions and also taking a look into the current investing habits of Warren Buffet. Our first caller this week is Matthew, he has £100,000 saved up in the bank and he’s wanting to get into property.  He’s looking for a property to buy for around £250,000 (hopefully less), and he’d like to buy one that he can live in and let out.  So he’s wondering if The Robs think now is a good time to buy a personal house, or should he hold off for a bit?  Next up we’ve got Jay who’s got a question about the stock market.  He’s been keeping an eye on it and has seen some slow incremental rises in the stock markets as a whole.  So rather than questioning if he should be investing in property, Jay wants to know if Rob & Rob think he should invest in the stock market or is there potential for them to drop again in the next few weeks? The Robs love discussing the stock market, even more so at the minute when many other people are interested in it. But do they think Jay should be investing now or should he hold off? Tune in to find out.   Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).                        Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours.  Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself.See omnystudio.com/listener for privacy information.

It’s the second episode in our two-part series on the important topic of inflation and deflation. Last week in the first episode Rob & Rob looked at how inflation and deflation impacts you as an investor. So this week they’re going to look at those impacts and see what it means for the future.  It’s another episode where Rob & Rob are being bold, so hold onto your hats for this one. And it turns out, at the time of recording these episodes, The Robs were also predicting the future.  They talk about quantitative easing and said they wouldn’t be surprised if the Bank of England would pump more money into the economy. And low and behold, a recent news story appears ‘Coronavirus: Bank pumps £100bn into UK economy to aid recovery’.  Even before this announcement, the amount of money that has already been pumped into the economy this year alone is more than the financial crash back in 2008! Which means the information from this episode has just become even more important than ever! Last week The Robs demonstrated why inflation is good for investors and how deflation could be damaging. So there’s one question we now need to ask: Are we currently heading towards a period of inflation or deflation? Tune into this jam packed episode to find out.   This week we’ve got a couple of news stories for you, the first coming from The Times and the headline reads ‘tougher times for buy-to-let landlords’. The article is stating that Barclays have said they’re going to stop giving mortgages to landlords who buy through limited companies, which seems crazy since all other big lenders seem to be getting back on track with mortgages.  But that wasn’t the most shocking news to Rob B - he didn’t even realise that Barclays did buy-to-let mortgages, but that’s probably down to the fact that they only offer 65% LTV on an interest only basis. So this probably won’t have too big of an impact on investors.  The second news story is ‘court of appeal sides with landlords in landmark case ruling’ and it’s in line with Section 21, when you want to end a tenancy without your tenants having done anything wrong.  In previous times, to evict a tenant you had to provide them with a gas safety certificate before they moved in. If you didn’t you could never use Section 21. Now, things have changed - find out why by listening to today’s episode.    For Hub Extra this week we’ve got a few resources that Rob & Rob used to help them put together these episodes, and they’re likely to help you in your understanding of everything that’s been covered over the past two weeks.  So, we have:  A lengthy article that isn’t as daunting as it looks A podcast on inflation and deflation Another podcast A YouTube video from the Bank of England on quantitative easing Hopefully these will help you in your continued learning.   We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!  If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.See omnystudio.com/listener for privacy information.

Happy Tuesday! We’re back with another Ask Rob & Rob.  First up this week is Jonathan who recently got married (congratulations!).  His wife had purchased a property a few years ago but unfortunately it’s now worth 10% less than what she bought it for.  But she does have 50% equity tied up in it. So here’s the big question: Should they sell the property at a 10% loss and purchase their ideal property, or do they release some of the equity and then rent it out?  Which is going to be the more profitable option for Jonathan and his wife?  Our second caller is Serena. She has £100,000 to invest and knows that a vanilla buy-to-let is probably the best strategy for her. She doesn’t want to commit a lot of time and her goal is to have a decent income stream so she’s got pretty much everything sorted.  But what she isn’t sure on is the location and the type of property she should be investing in.  At the minute Serena is wondering if she should buy one, or a couple of new build flats in either Leeds or Manchester city centre - if she can stretch that far. But she’s concerned the service charge is going to be astronomical on these kinds of properties.  So, should Jonathan sell or keep his property and does Serena need to be worried about service charge?  Tune in to find out what advice The Robs have for them.   Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).  Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours.  Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself.See omnystudio.com/listener for privacy information.

This week on The Property Podcast, it’s the first of a two part special on the important topics of inflation and deflation. These are two things that every property investor should know and understand. Why?  Because they’ll both impact you massively.  Most people don’t understand the basics - and that’s what Rob & Rob are fixing right now with today’s episode.  Are we heading into a period of inflation or deflation? That’s a question that you should be asking yourself at the minute.  First, you need to go back to basics and understand exactly what inflation and deflation are. So in this week’s episode you can expect to learn: What is inflation? Why investors like it Why do we need inflation? How inflation works What causes deflation? The difference between good and bad deflation If you’d like to learn more about inflation, you can go back and listen to this podcast episode and you can take this course over on the Property Hub University. Be sure to tune in next week as The Robs are going to be taking a look at the last 10 years since the financial crash, what’s happened since then, what’s likely to happen in the future, and what that'll mean for you.  You’re not going to want to miss it.    In the news this week, we’ve got some interesting data from Hometrack. Their usual report focuses on the main 20 cities across the country, but once or twice a year they take a look at all 65 cities they gather data on. It’s a PDF document so while it’s difficult to share, Rob & Rob delve into the findings on today’s episode.  One interesting finding was that areas in the south (that had previously performed strongly) are starting to struggle; like Milton Keynes, Southampton, Luton and Reading. Rob D is putting it down to a reverse ripple effect from London. The biggest surprise was the town that’s seen the biggest growth in the last 12 months which was Rochdale, growing by 4.8% - phenomenal! Other areas performing well are Birkenhead, just outside of Liverpool, Bolton and Mansfield. Some areas you might not have considered before.    We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!  If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.See omnystudio.com/listener for privacy information.

Happy Tuesday! We’re back with another Ask Rob & Rob.  First up we’ve got Jess who’s got a question about inheritance tax. Her parents have around £200,000 tied up in their home with no mortgage, and she’s been trying to figure out a way to make sure funds/assets are protected should the inevitable happen. They want to avoid the pitfalls of the dreaded inheritance tax! Is property the right way to go? Are there any resources Jess should be aware of? Of course, Rob & Rob aren’t accountants or tax advisers however, Rob D had some insights to share which Jess should find comforting. Only 4% of people who died last year paid inheritance tax - so should Jess be worrying? And what can Jess’ parents do now to minimise any issues Jess might face further down the line? Listen to find out.  Our second question is from Stuart who wants to talk about The Robs’ business relationship. He wants to know how Rob & Rob met and how they decided to go into partnership all those years ago.  Tune in to find out how another podcast (we know!) brought them both together and how their ‘founders quiz’ cemented their partnership.  Rob D also has some tips on getting to know your partner slowly rather than marrying them at first sight!  Have a listen and let us know what you thought of today’s Ask Rob & Rob. Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).    Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours.  Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself.See omnystudio.com/listener for privacy information.

This week on The Property Podcast, Rob B wants to know why Rob D decided to invest in property… in the middle of a world-wide pandemic!  Some of our most popular podcast episodes are the ones where Rob & Rob delve into their personal investment strategies, so when Rob D unveiled his latest property purchase, we had to capture this for the podcast.  So, what type of property did Rob D invest in, and where was it? We’ll give you a clue: we recently launched a Property Hub Invest deal in Nottingham and as this was Rob D’s old stomping ground… he might have just bagged one for himself! The deal was so good, it was gone in less than 60 seconds!  We know you love a good honest chat with The Robs, and you won’t get more personal than this one.  Tune in to listen, and find out why this deal was too good for Rob D to turn down….even during a pandemic!   This week’s news story comes from Landlord Today and the headline is, ‘renters will feel more secure following extension of the tenant eviction ban’. The eviction ban was something that came into place at the beginning of Covid-19 to protect tenants. It was due to end on the 25th June but it’s now been extended for a few more months. It’s a tough situation, most landlords are fine with it and can understand the reasoning behind it, but others are struggling with tenants who are causing all kinds of issues, and there’s nothing they can do about it. Hopefully it will come to an end on the new proposed date of 23rd August.   For Hub Extra this week we’ve got a quote from Warren Buffett. His most popular quote is ‘be fearful when others are greedy and greedy when others are fearful’. But another one of our favourites is ‘only buy something that you’d be perfectly happy to hold if the market shut down for 10 years’. It’s the perfect quote for this episode and one that we think most investors should live by.    We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!  If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.See omnystudio.com/listener for privacy information.

We’ve got two great questions for you on Ask Rob & Rob this week.  Our first caller is a first time buyer. He wants to know whether he should buy his first home to live in or invest in a buy-to-let property. He also wants to know if there would be any ramifications if he purchased a buy-to-let property before his own residential home.  Rob D takes the lead on this one as the answer will purely depend on personal situation. The Robs always tell investors to take the emotion out of property when investing, but is Rob D going against his own advice here? Our second question is from Jess who wants to know what’s wrong with Leicester. She thinks prices don’t do very well here and wants to know why there’s never any growth.  Rob B has a look and finds that Leicester prices are actually up 47% over the last decade - it’s outperformed the likes of Leeds, Liverpool and Birmingham. Yes it’s average performance - but he delves into why in today’s Ask Rob & Rob.  Does this highlight the need for us to understand market performance rather than just analyse house prices? We think so! Have a listen and let us know what you thought of today’s Ask Rob & Rob. Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).  Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours.  Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself.See omnystudio.com/listener for privacy information.

It’s the last market update this week! To round off the past 10 weeks or so, Rob & Rob are having a moment of reflection.  They’re taking a look at what topics they’ve discussed during the market updates and are sharing the lessons they’ve learnt from the coronavirus situation that you can also learn a few things from.  The Robs are also discussing a report from Rightmove that has seen a spike in the number of people looking for rental accommodation. This is due to people changing jobs and moving locations, but also personal circumstances changing.  But is it just another headline, or is there actually some truth behind it? Tune in to find out. Enjoy!   We’d love to hear what you think of our new market updates over on Facebook, Twitter or Instagram. You might even have a question you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!  If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.See omnystudio.com/listener for privacy information.

This week on The Property Podcast, Rob & Rob are giving you lessons to determine whether you should be sticking with a deal or walking away from it. So, how are they going to do that? Well, they’re going to give you insight to five deals they’ve turned down already this year.  Most property investment deals Rob & Rob look at always look great on the surface (and are potentially ones we’d put forward to our Property Hub Invest clients). But after doing thorough due diligence, they discover issues. Issues that completely block the deal and they end up walking away. The Robs have touched on the many reasons why they’d walk away from a deal in the past, which you can listen to here. But today they’re giving you real examples of why they’ve turned down these deals so far in 2020.     We’ve also got a super positive news story for you this week. ‘Virgin Money relaunches BTL deals up to 80% LTV’ which is amazing to see right now, because not only are Virgin Money confident in bringing their products back to the market, they’re now allowing 80% mortgage products for investors, which is usually unheard of. It just goes to show that Virgin Money is positive about the property market and the way it’s moving forward.    And this week’s Hub Extra is a resource that can help you and your business no matter whether you work from home or in an office. It’s an app called Krisp and it’s a piece of software that detects and silences any background noise.  It’s great if you work in a noisy office or if you work remotely and are working from a busy cafe. Or even if you work from home and you’ve got a builder in, all that noise will be cancelled out and no one will know otherwise.   We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!  If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.See omnystudio.com/listener for privacy information.

This week on Ask Rob & Rob, the guys are answering two very specific questions around strategies. Our first caller this week is Jonathan who’s got a very interesting strategy that he’s looking for a bit of advice on.  He’s recently listened to another podcast where they discussed using crowdfunding, or more specifically, angel finance, to acquire the initial cash to invest in property. If Jonathan was to follow this strategy he would be looking to buy properties below market value in cash, renovate them and then take out the cash that they had loaned to pay back the investors and keep the property for himself.  This is certainly a new one and has become a popular question recently. Do Rob & Rob think it’s a viable strategy? The second question comes in from Rashid. He’s recently finished reading Rich Dad Poor Dad. The author of the book, Robert T. Kiyosaki talks about a certain strategy that he has used to buy real estate in America.  So now Rashid is wanting to know if The Robs think this same strategy will work in the UK? And if you missed it, not too long ago Rob & Rob dedicated a whole episode to Rich Dad Poor Dad, which you can listen to here.  What did they think about this specific strategy? Tune in to find out.   Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).    Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours.  Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself.See omnystudio.com/listener for privacy information.

Rob & Rob are back again with another Friday market update for you.  A new sense of normality is starting to kick in for The Robs and their moods are certainly lifting.  They kick start today’s market update by discussing all the positive things that are currently happening and how people seem to be enjoying the smaller things in life.  They’re also discussing property prices now that the market has opened back up. Have they risen? Have they fallen? You’ll just have to listen. Another topic of discussion is something that they touched on a couple of weeks ago and that’s bounceback loans.  Should property investors be applying for bounceback loans? And finally, taxes. Are tax rises going to increase phenomenally? Well, Rob D has a bit of a different view on this one. Tune in to find out. Enjoy - and we’ll be back next week!   We’d love to hear what you think of our new market updates over on Facebook, Twitter or Instagram. You might even have a question you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.   Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!  If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.See omnystudio.com/listener for privacy information.

Last week we brought you boom or bust. This week on The Property Podcast, The Robs are discussing the next hot topic: The 18 year property cycle. The 18 year property cycle is a tool that’s been used by thousands of investors to make more informed property purchases. But has it all gone to pot thanks to the Coronavirus? That’s exactly what Rob & Rob are discussing on today’s episode. And if you haven’t listened to last week’s episode, you should listen to that first.  Again, we’ve been getting inundated with questions on the 18 year property cycle with people asking, ‘where are we in the cycle’? ‘is the cycle broken’? ‘are we going to enter another mid cycle wobble’?  Well, the good thing is Rob & Rob are about to clear all that up.    In the news this week, ‘UK mortgage payment holiday extended by three months’. At the start of lockdown was when the government announced mortgage holidays for those who had been put out of work due to the pandemic. The scheme offered a bit of a lifeline to those who needed it and initially it was for three months, due to run out in June.  However it now seems that the government were a little optimistic about how fast they could get the country back on track, and it doesn’t seem like they’ll be able to do that by June. Therefore they’ve extended the scheme for an extra three months. Let’s hope we’re in a better position by the end of August.    As promised, for this week’s Hub Extra we’ve got a number of resources for you to explain and cover what the 18 year property cycle is. So here you go:  This course on the 18 year property cycle TPP269 - How the economic machine works: A summary TPP270 - The 18 year property cycle, year-by-year: Part 1 TPP271 - The 18 year property cycle, year-by-year: Part 2 But we also recommend that you watch this video by Ray Dalio on how the economic machine works. Plenty for you to get stuck into.    We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.   Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!  If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.See omnystudio.com/listener for privacy information.

This week on Ask Rob & Rob, the guys are trying to spread some positivity and calm people down with their worries on the current climate. Many investors are in the purchase process already and some are getting nervous. So should they stick it out or run a mile?  Our first question this week comes in from Steve who has a follow up question from this podcast episode a few weeks ago.  He’s got a property that’s going to complete in a few weeks and although he’s trying to stay positive about the long term, he can’t help but have some doubts while we ride the coronavirus storm..  In short, he’s wanting a bit of positivity and reassurance in regards to what he should do moving forward.  Next up we’ve got Sarah who’s wondering if she should try and use a potential recession to her advantage.  She’s in the process of buying two flats in Salford, with one to complete soon. However, she’s considering delaying exchange to see if she could take advantage of any interest rate drops and possibly renegotiate prices. Do Rob & Rob think she should proceed or try and renegotiate her current deals?  There’s probably an awful lot of people in the same situation as Steve and Sarah. So what do The Robs think they should do?  Tune in to find out.   Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).    Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours.  Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself.See omnystudio.com/listener for privacy information.

Rob & Rob are back again with another Friday market update for you.  It’s been a pretty busy week which neither of The Robs are complaining about right now.  So far, yesterday’s podcast episode where Rob & Rob were pretty bold on their boom or bust predictions, has been quite popular with a lot of feedback coming in.  One topic that the guys discussed on Thursday was the unemployment rate. Since recording, Rob D has been doing some further thinking and has been questioning if the UK hadn’t implemented the furlough scheme, would there be a higher rate of unemployment?  And is the furlough scheme just delaying that potential unemployment rate?  Rob B also shares his thoughts on the employment bounceback which is likely to be felt across certain industries.  Which industries does he think are going to make a comeback first and which does he expect to see a number of redundancies?  Tune in to find out. Enjoy - and we’ll be back next week!   We’d love to hear what you think of our new market updates over on Facebook, Twitter or Instagram. You might even have a question you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.   Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!  If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.See omnystudio.com/listener for privacy information.

This week on The Property Podcast, The Robs are discussing the hottest topic in property right now. Boom or bust! Is there about to be a property boom, or is the market going to go bust? It’s safe to say that at the beginning of the year, no one would have guessed that we’d be in the situation we’re in right now. Many seem to be a little on edge as to whether the property market will boom post coronavirus, and should be buying as many properties as they can now. Or, if we’re going to have a market crash, should you be holding out, sitting tight on your cash and preparing for future purchases?  Nobody knows the answers, not even Rob & Rob. But they’re going to (once again) put their heads on the chopping block and give you their extensive thoughts on the subject AND unveil their predictions on whether we’re in for a boom or bust! It’s definitely not one to miss. Tune in now!   In the news this week, ‘house hunting technology on the rise’ - we’re looking at how different estate agents are implementing different uses of technology to help them get through these strange times.  It’s a shame it’s taken a world-wide pandemic to get estate agents on board with using up-to-date technology and not just relying on physical viewings.    We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.   Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!  If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.See omnystudio.com/listener for privacy information.

This week on Ask Rob & Rob the guys are going to be answering two questions that we’ve been inundated with. The first question comes in from Danny who’s wanting to know if there is going to be a recession after the coronavirus, as that’s what he’s been seeing a lot of in the media.  Naturally reading headlines like this is going to make you wary, and with Danny having a buy, refurbish, refinance and rent project on his hands, he’s worried that if there’s a recession, he might struggle to refinance.  It’s a situation that a number of investors might find themselves in and an upcoming recession is certainly a topic that’s playing on everyone's minds. Luckily Rob B is on hand to clear this one up. Our second question is from Pete in Warrington who’s wanting to know what The Robs thoughts are on the 18-year property cycle. Will the cycle reset due to the coronavirus?   Again, it’s something that everyone’s asking themselves, and a topic that Rob & Rob have been doing a lot of research into and figuring out where we might be at the end of this.  It’s a topic that the guys will be going into further detail on in Thursday’s podcast episode, but Rob D is giving a teaser on what you can expect from that episode. Tune in to find out.    Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).    Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours.  Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself.See omnystudio.com/listener for privacy information.

Rob & Rob are back again with another Friday market update for you.  Although at the beginning of the week Rob & Rob weren’t feeling too positive after Boris’ announcement on Sunday, by Wednesday their moods had certainly lifted as the property market turned up the gas and got going again. Even better news, surveyors are now starting to be un-furloughed which is a huge boost for the property market and means property processes that had been put on hold can get moving again.  House viewings are also starting to pick back up! Of course, this doesn’t come without some precautions being put into place and there will be some restrictions. Plus everything won’t go back to ‘normal’ straight away but it’s certainly a step in the right direction. And that’s not just Rob & Rob being positive about a bad situation, there’s actually data to prove that we’re moving forward so you’ll have to tune in to find out what that data is. Enjoy - and we’ll be back next week!   We’d love to hear what you think of our new market updates over on Facebook, Twitter or Instagram. You might even have a question you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.   Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!  If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.See omnystudio.com/listener for privacy information.

This week on The Property Podcast, The Robs are discussing how you can become a master of your personal finances and set yourself up for financial success. There might not be a lot to do whilst we’re still in isolation, and we’ve been banging the drum on our social channels about how you should be using this time to educate (or better) yourself or even learn a new skill. Just something to keep your brain working. We’ve mentioned it before that now is a great time to buy, or at least prepare yourself to buy. And now is a prime time to get your finances in order ready to make that next purchase.  So this week Rob & Rob are going to take you through all the steps you need to make sure that your finances are in good shape.   In the news this week, there’s been so many headlines on the property sector for us to choose from that we’d be here all day, so we’ll be covering everything on tomorrow’s Market Update podcast.    And we’ve got a triple Hub Extra for you this week. Sticking with the theme of today’s podcast we’ve got three resources that should help you get well on your way to improving your financial situation.  The first one is the budgeting app called Toshl but there’s also a website called ‘You Need A Budget’. It’s a piece of software that you can use to build your budget and there’s lots of educational resources around how to budget.  And finally, a book called ‘The Richest Man in Babylon’ which teaches you the disciplines of money - it’s a great starting point for getting your finances on track.     We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.   Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!  If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.See omnystudio.com/listener for privacy information.

This week on Ask Rob & Rob, the guys are clearing up some definitions on the difference between refurbs and flips, as well as below market value deals. Our first caller Sam has a nice and easy question for us this week. He wants to know exactly what the difference is between a refurb and a flip. It might seem like an obvious answer but there is a distinct difference, and one that most people will just assume they know the answer to.  So Rob B is taking it back to basics and clearing things up for Sam. The second question comes from James, and funnily enough he’s interested in a flipping strategy.  He’s a surveyor himself and has been wondering at what point below market value, percentage wise, would Rob & Rob consider a biting point? Rob D offers some pretty good calculations to help you work this one out so tune in to find out if a below market value property is really worth it.   Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).    Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours.  Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself.See omnystudio.com/listener for privacy information.

Rob & Rob are back again with another Friday market update for you.  Could this week be the start in the decline of our market updates? Well, that all depends on what Boris announces this weekend.  This week there’s been some positive news for Grand Junction, the first ever Property Hub Homes development. We’ve started to have units go through completion. Hurrah! And even better, after just a few hours of being on the rental market, we were inundated with rental applications from virtual video viewings.  That’s mindblowing in this current market! Rob & Rob are also discussing the new bounceback scheme the government introduced a couple of weeks ago, aiming to get money quickly to small businesses. It’s quick and easy to apply for and is either up to £50,000 or 25% of your turnover. So, if this would give you a helping hand, it might be worth giving this episode a listen. And of course, The Robs will be discussing the current stock market so there’s plenty for you to digest this week! Enjoy - and we’ll be back next week!   We’d love to hear what you think of our new market updates over on Facebook, Twitter or Instagram. You might even have a question you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.   Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!  If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.See omnystudio.com/listener for privacy information.

This week on The Property Podcast, The Robs have got a lockdown special for you.  Since lockdown hit, everyone is trying to better themselves, whether that be learning a new skill, educating themselves on something they didn’t already know and then there are others who are just simply bored.  So this week, The Robs are coming at you with a boat load of books, podcasts, videos and apps to help you get through lockdown. Here’s all the links to everything you need from today’s podcast: Podcasts An episode from The Pomp Podcast - 258: Billionaire Chamath Palihapitiya on How To Invest Through This Crisis Hardcore History Reply All - “The case of the missing hit” Meditative story   Books Stephen Schwartzman - What It Takes Will Durant - Lessons of History Charles P. Kindleberger - Manias, Panics and Crashes: A History of Financial Crises "The Great Courses" on Audible   TV / Streaming / YouTube Ray Dalio - Ted Talk Ryan Serhant keynote The Least Expected Day - Inside the Movistar Team 2019 Tom Scott on YouTube Two documentaries: The Dawn Wall and Free Solo   Apps Investr An anti-recommendation of Next Door, but definitely give this Twitter feed a go for a good laugh Poker In Place There you go, plenty to keep you busy! Let us know if you have any of your own that you’d like to share or if you decide to give any of these a go, let us know what you thought.   In the news this week, NRLA slams Citizens Advice for ‘misleading’ report. It looks like the National Residents Landlords Association aren’t happy with Citizens Advice after they released a report stating that 2.6 million private renters have missed a rent payment or are expected to do so as a result of the pandemic.    However when you read further into the article, there were 25 people who said that they have missed a payment and 74 who said that they’re expecting to fall behind on payments. Once again, it shows that you shouldn’t believe the headlines.     We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.   Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!  If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.See omnystudio.com/listener for privacy information.

This week on Ask Rob & Rob, the guys are giving advice on mortgage stress tests and discussing if it’s beneficial to have a commercial valuation on a HMO property. Our first caller this week is Tom who has a question on mortgage stress tests.  He’s got two mortgaged properties already and he’s done a pretty good job on running the numbers to try and work out his stress test figures. But now he’s wanting to release equity from the two properties and thinks this might now affect him meeting the stress test criteria.  So what does Rob B suggest? The second question this week comes in from Matt.  Matt’s question is around HMO finance, after looking at buying a property with his partner.  They’ve heard somewhere that they can get more of their money back out of the property, post renovation, if they have a commercial valuation done.  Is this something that they should be having done on a HMO? Tune in to find out.    Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).    Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours.  Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself.See omnystudio.com/listener for privacy information.

Rob & Rob are back again with another Friday market update for you.  There’s a bit of positivity in the air with Boris announcing that we are past the peak of COVID-19. And he’s even hinting at the possibility of easing lockdown restrictions - hurrah! We’re sure more will be revealed over the next few weeks but these nuggets of information have certainly perked us up.  Not only would lockdown easing be good news for individuals, but it’ll be great news for the economy! This week has also been an exceptionally good week for mortgages. For the second week in a row there have been more mortgage products coming onto the market.  Here’s what else The Robs will be discussing on today’s episode: Product transfers on mortgage holidays  Rent arrears  Addressing a negative review on the market updates There’s also a special announcement regarding Property Hub Live for all those who have bought tickets, so if that’s you, you’ll definitely want to give this a listen. Enjoy - and we’ll be back next week!   We’d love to hear what you think of our new market updates over on Facebook, Twitter or Instagram. You might even have a question you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.   Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!  If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.See omnystudio.com/listener for privacy information.

This week on The Property Podcast, The Robs are joined by our magazine editor Chantelle to discuss how investors are reacting to the Coronavirus.  For the past few weeks Rob & Rob have been giving tips on how investors should be reacting, but they haven’t spoken to any to find out what they’ve actually been doing. Luckily for us, Chantelle has spoken to a number of investors for our cover story of the Property Hub magazine.  So, what did Chantelle find out from investors?  Tune in to find out! And, if you’re not subscribed to the magazine yet, you can join today right here. When you do, you will have access to the whole back catalogue of magazines so there’s plenty for you to sink your teeth into.   This week in the news, Rob & Rob are discussing a rental report that has come out from Zoopla that shows from the 7th March to the end of March, rental demand fell by 57% which probably doesn’t come as a massive shock.  But in the first two weeks of April however, demand rose by 30%. So although it’s still down from what it was originally, it is slowly starting to pick back up. The report also shows that there hasn’t been a fall in the number of properties on the rental market and has even been an increase in supply.    We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!  If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.See omnystudio.com/listener for privacy information.

This week on Ask Rob & Rob, we’ve got one caller who has a question off the back of another podcast episode, and another who’s questioning how long he should get a fixed mortgage for. First up this week we’ve got Luke from Essex. He listened to a recent podcast episode on pulling out of deals due to the Coronavirus, and out of the number of scenarios that The Robs described, Luke found himself in one of them. He’s at the point of being able to exchange and complete on a property, however the whole chain has agreed to delay it for the time being. But rather than pull out of the deal, he’s been thinking about whether he can renegotiate the asking price.  Is this something that’s commonly done? Our second question comes in from Roosbay. He’s been an avid podcast listener for a few years and today he has a question on remortgaging.  He has a buy-to-let property that’s up for remortgaging and initially he was looking at a 2-year fixed mortgage simply because he wanted to be able to reassess his situation in a couple of years time. Roosbay also has a couple more properties that were put on a 5-year fixed mortgage product just before the Coronavirus kicked in. So now he’s wondering if he should put his new property on a 5-year fixed mortgage as well, instead of a 2 year due to the current pandemic.  So, do Rob & Rob think there will be a significant dip in the market in two years time? What mortgage product should Roosbay be looking at before he is due to complete?  Tune in to find out.    Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).    Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours.  Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself.See omnystudio.com/listener for privacy information.

Rob & Rob are back again with another Friday market update for you.  It seems this week that along with the rest of the nation, Rob & Rob are starting to look towards the end of lockdown. So much so, that Rob B already knows what he’s going to order from Pizza Express when it reopens.  Although the government hasn't officially said anything about when lockdown will be lifted (there’s still at least another two weeks to go), it’s not stopping people from planning ahead. And one sure sign of that is the fact that rental demand is back up again.  Another sign that things will start to go back to normal post lockdown is recruitment. Most companies have frozen recruitment,but there are many businesses that have kept those recruitment cogs turning, ourselves included.  We’ve been recruiting for one of the most important positions we’ve ever had to recruit for here at Property Hub, and that’s our Chief Operating Officer. So, if you think you’re suitable for the role, go ahead and get your application in.  Today Rob & Rob are also talking about economics. Since 2008 they both made it their mission to understand economics, way more than they originally did. So this week Rob B shared a podcast with Rob D called ‘Pitchforks Economics’ which is about modern monetary theory and it covers a wide range of topics including how much money is going to be spent on recovering from Coronavirus and other important issues like climate change. Rob B also came across an article in the Financial Times this week titled ‘In a crisis we mainly keep calm and are kinder than ever’ and it’s a really nice opinion piece that looks at things differently to how the media portrays it.  This week’s market update is a bit more positive than previous weeks. So give it a listen if you’re needing a bit of a mood-boost for a Friday.  Enjoy - and we’ll be back next week!   We’d love to hear what you think of our new market updates over on Facebook, Twitter or Instagram. You might even have a question you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.   Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!  If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.See omnystudio.com/listener for privacy information.

Rob & Rob are back again this week and this time they’ve got one of our favourite podcast guests joining them. Mark Morris.  You’ll probably remember Mark from a few months ago when he was sharing his investor story - the one that got everyone buzzing! Well, he’s back again this week to discuss Universal Credit after making himself somewhat of an expert on the topic.  Most investors are only aware of Universal Credit coming into play a few years ago when the government rolled a number of benefits into a single payment directly to the claimant. The government were aiming to do two things: Combine several benefits into one Ease the transition of claimants back into work Naturally this caused problems for landlords as they were no longer getting paid directly from the government.  It’s now got to the point where, as an investor, it’s something you need to be clear about. And that’s why we’ve invited Mark Morris into the podcast studio to educate us all, including Rob & Rob… And as promised, here are all the links you need which Mark refers to on today’s podcast: LHA rates linked in article DWP Universal Credit Landlord page Information-for-landlords Mark Morris’ Linkedin profile   In the news this week, we’ve got ‘demand for stamp duty holiday to reignite the housing market’. Rob & Rob have had a couple of messages this week from people who have been getting excited about the prospect of a stamp duty holiday.  However, that’s all just hearsay right now, and something that people have been saying should be done. But isn’t necessarily coming into play.  Will it happen? We’ll have to wait and see, but it’s certainly something that would benefit the housing market.    This week’s Hub Extra is something that will keep the kids quiet for a bit and do some good at the same time. It’s a service called Goodnight Zoom that matches your child with somebody who’s elderly or isolated and gives them a way to read a story together over Zoom.  How lovely is that?! No, we’re not crying, you’re crying!    We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.   Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!  If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.See omnystudio.com/listener for privacy information.

This week on Ask Rob & Rob, the guys are answering two caller questions about strategy and the potential changes to Universal Credit. Our first caller this week is Matt. He’s a fairly new listener who joined us earlier this year, however he’s already got a couple of buy-to-let properties under his belt.  He’s currently in the process of purchasing his next buy-to-let which will be his first property in Liverpool. His strategy is to buy properties with good yields to help build his deposits up. His main aim in the next 10 years is to quit his day job.  So, do Rob & Rob think this is a good strategy? What yield figure should Matt be looking at and how much should he be paying for his properties to achieve it?  The second caller is also called Matt! He’s seen an article on Landlord Today about changes to Universal Credit and the possibility of landlords having rent paid directly to them instead of the money going to tenants who then pay their landlord.  He’s wanting to know what The Robs thoughts are on this topic and how they think it will affect the market.  If it affects the market at all. Tune in to find out.    Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).    Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours.  Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself.See omnystudio.com/listener for privacy information.

Rob & Rob are back again with another Friday market update for you.  This week Rob B is feeling a bit more positive than he has in past weeks. He may have seemed positive on the podcast when laying out what The Robs think might happen, but now we’re starting to see evidence.  One thing that’s been a positive this week is that it’s been a lot easier to get in touch with developers. Simply because they’ve now got more time on their hands.  Some may argue that it’s because they’re getting desperate and whilst some are desperate, there’s some good deals coming to light. Another positive is that it appears that finance is still available and mortgage products are coming back on the market. Hurrah! So although the property market is currently on hold, the fact that lenders are still willing to lend means it’s not a case of if the property market picks back up, it’s a matter of when.  The Robs are also discussing what they think is the best way for us to come out of this with a strong economy. Will you agree with them?  Enjoy - and we’ll be back next week!   We’d love to hear what you think of our new market updates over on Facebook, Twitter or Instagram. You might even have a question you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.   Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!  If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.See omnystudio.com/listener for privacy information.

Rob & Rob are back again this week for a slightly different episode of The Property Podcast. Today they’re advising four different investors on how they should spend their money. We’re always asked for advice by aspiring and experienced property investors on how best to invest their money.  And now (possibly more than ever), investors seem a tad confused on where they should be putting their money, if anywhere at all!  All of the investors you’ll hear from today are at the start of their journey with different strategies and different sums of money to start with, but ultimately they want to know how best to invest in the current climate.  So, here are the four different scenarios we’ll be looking at on today’s podcast: James - he has £10,000 in a government Help to Buy ISA and is looking to either move out of his parents house and continue to save for his first buy-to-let, or withdraw the money from his ISA and take the penalty hit to use that money to invest in his first property whilst still living at home. Jay - he’s looking at buy-to-let properties in Salford Crescent and really likes the look of high-rise living in Manchester. Jay has an inheritance that he’s wanting to make the most of by putting it into property and would like Rob & Rob’s advice. Our third caller has a cash pot of £200,000 but is wanting a return of around 40% on his investments per year, but on an income basis. He’s looking at going down the buy-refurb-refinance strategy to try and pull money out after the refurbs. The fourth and final caller is wanting to know how The Robs would invest £3 million and what strategy would they use? He’s not bothered if it’s in the UK or overseas, but in terms of buy-to-let property he’s wondering if Rob & Rob would be more likely to go down the smaller, lower cost property route or go for more mid range and larger properties.  We all know how much Rob & Rob love talking goals and strategies with people and this is a great episode to do just that.  You may be in a similar situation to these four callers, or just be listening for a nosey. So what do The Robs think they should do?  Tune in to find out.   In the news this week, we’ve got not one news story but two! The first is more of a reminder to all property investors that changes to Capital Gains Tax are now in effect. So now if you sell a property and have Capital Gains Tax to pay, you only have 30 days to submit your application.  The second news story comes from an email that Rob D received around mortgage holidays and the rumour that it could potentially affect your ability to get lending if you take a mortgage holiday. At first that’s all it was, a rumour, but now it’s come to light that one mortgage lender in particular is not allowing mortgage holidays and will not accept your application if you have already taken out a mortgage holiday.    This week’s Hub Extra resource is from Money Saving Expert. They’ve put together a list of really useful resources that you normally have to pay for, but the companies that provide them have made them free whilst we’re in lockdown and everyone is looking for something to do.  There’s all kinds of things for you to sink your teeth into; from kids activities to guitar lessons. So maybe take a look and see if you fancy learning something new.   We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.   Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!  If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.See omnystudio.com/listener for privacy information.

The Robs are back again this week answering more Coronavirus related questions - and it’s a bit of a personal one.  How has the coronavirus affected Rob & Robs personal property portfolios? Well, Rob B has a vacant property whilst Rob D has one tenant who hasn’t paid their rent or been in touch with the letting agent to say why, or try and come to some arrangement.  Are Rob & Rob panicking? What do they plan on doing?  The second question we’ve been getting a lot is on buy-to-let mortgage payment holidays. Should you be taking up the government offer of a mortgage payment break?  We’ve discussed mortgage holidays before on the podcast, but this time The Robs are discussing why you should only take a mortgage holiday if you absolutely need to. Why? Tune in to find out.   Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).    Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours.  Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself.See omnystudio.com/listener for privacy information.

Rob & Rob are back again with another Friday market update for you.  This week the property market has been a bit quiet, which isn’t always a bad thing. Nobody seems to be panicking when it comes to buying and selling, and they’re certainly not slashing prices either.  However, we’ve said many times that there will be deals to be made for those that need to sell their property sooner rather than later. And despite many holding out to see if prices would drop, there aren’t any indications of this happening right now. One thing Rob & Rob have noticed however, is a change in rental prices. Many landlords are taking their chances with reduced rents rather than no rents at all - which is a wise move.  Rob & Rob have also been doing a fair bit of reading this week, and Rob B has been reading up on the history (and the value of gold) after making a small investment himself.  So, what did he find out and how did his gold investment do? Well you’ll have to tune in to find out the answers - it’s actually pretty interesting.  Enjoy - and we’ll be back next week! P.S See if you can spot the mistake in this week's episode.... the lockdown is clearly having an affect on one Rob in particular!   We’d love to hear what you think of our new market updates over on Facebook, Twitter or Instagram. You might even have a question you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.   Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!  If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.See omnystudio.com/listener for privacy information.

The Robs are back again this week with more Coronavirus talk. As you know, the world is still a little bit of a mess at the moment and that’s left people feeling skeptical. So, two questions that we’ve heard an awful lot over the past couple of weeks are ‘should I pull out of this deal?’ and ‘would I be stupid to invest right now?’  Well, this week Rob & Rob are going to clear things up on whether you should be walking away and avoiding investing in property right now.  The guys are going to be looking at three different scenarios:  You’ve already exchanged on a property - should you complete on it? You’ve agreed the purchase of a property, but you haven’t exchanged yet You’ve been planning to invest and have been actively looking, so what should you do? Should you continue or put your plans on hold? Chances are you probably fall into one of these categories, so this will be a cracking episode for you to listen to.    This week’s Hub Extra isn’t a specific tool or app, it’s more of a lifestyle improvement, and that’s an input audit.  The Robs find it useful to do this every now and again, but even more so at the moment. What information are you taking in at the minute? Have an audit of that. There’s a lot of negativity floating around right now and a lot of that might not even be true, but it certainly won’t be useful or helpful to you. So just be careful of what information you’re taking in, especially with social media.   We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.   Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!  If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.See omnystudio.com/listener for privacy information.

It’s Tuesday and Rob & Rob are back with another episode of Ask Rob & Rob. And this time, they’re not Coronavirus related questions. Wahoo!  So, first up this week we’ve got Richard. He’s watched our video and listened to our podcast episode on The Robs’ 2020 property hotspots and is wondering if Rob & Rob favour city centre apartments as opposed to other investment types outside of a city centre.  Now Rob & Rob don’t necessarily prefer one or the other, or invest in just city centre locations themselves. But the advice they’re about to give to Richard is weighing up the pros and cons of both.  Our second caller this week is Steve and he’s been investing on and off for around 15 years now. He’s now looking to get into the sourcing department to be able to source properties for himself and clients.  He’s spotted a city that he wants to focus on, but is finding it difficult and time consuming trying to find a town within that city that ticks all the boxes.  So, what tips and tricks can The Robs share with Steve?  Tune in to find out.    Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).    Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours.  Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself.See omnystudio.com/listener for privacy information.

Rob & Rob are back again today with another Friday market update for you.  The stock market is still changing week on week. Yes, it has slowed down with how aggressive it’s changing, but compared to last week, it’s down again. One that caught Rob B’s eye especially was Taylor Wimpey. A month ago it was 2.13 and today it’s 1.06 - which is mind blowing! It’s hard to believe it’s now worth half of what it was a month ago.  So the question is now, will it just go up from here and work it’s way back up to where it was? Or will it go down even further before it goes up again?  Now whilst the stock market may be too volatile to invest in right now, the good news is that property seems like a very good option.  Why? Well you’ll have to tune in to find that out as Rob & Rob start discussing the topic of trading property through a property fund. They’re also talking about what’s happening internally at Property Hub and giving you an insight into what we’ve been up to this week. Enjoy - and we’ll be back next week!   We’d love to hear what you think of our new market updates over on Facebook, Twitter or Instagram. You might even have a question you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.   Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!  If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.See omnystudio.com/listener for privacy information.

This week on The Property Podcast, Rob & Rob are talking to property experts and going behind the scenes to gain insight on how Coronavirus is impacting the property industry.  They’ll be talking to a property sourcer, a lettings manager and an investment consultant, and diving into what’s happening in their worlds right now.  And of course, they’re all experts from our own teams. Some people who might be new to The Property Podcast might not know that we have a number of businesses under the one roof including lettings, invest, tax and homes. So, this is your chance to hear from the best of the best, and hear first hand on how Coronavirus is affecting team Property Hub.   In the news this week, we’ve actually got two positive news stories for you, can you believe it?!  The first is about mortgage holidays for buy-to-let investors, specifically those who invest in limited companies. And it’s good news! You are eligible for the mortgage holiday scheme, just like those who have bought in their personal name. That’s actually always been the case, there was just a bit of misunderstanding around it.  The second piece of good news is around the length of mortgage offers. Across the country there are a number of people who have exchanged on a property but it’s incredibly difficult for them to complete on them for logistical reasons and people are no longer allowed to move homes. The good news is that mortgage lenders are allowing 3 month extensions on mortgage agreements so you don’t have to worry about them expiring before you can complete.    Our Hub Extra this week is one we’ve mentioned previously in our Hub Extra email, and it’s Disney+. We all know Rob B is a huge Disney fan so we’re struggling to figure out if he’s subscribed for himself or his family. But what we do know is that a number of the Property Hub team have also been enjoying the classic (and remakes of) Disney movies.  So if you haven’t subscribed to it yet, why not try the 7 day free trial and maybe watch some of your favourite Disney movies as many times as you’d like? We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.   Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!  If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.See omnystudio.com/listener for privacy information.

It’s Tuesday which only means one thing, another episode of Ask Rob & Rob!  As ‘Coronavirus’ is the word on everyone’s lips right now, there’ll be no surprise to learn that this has spurred many Ask Rob & Rob questions this week - we’ve literally been inundated!  The main question we’ve been asked is around mortgages and the (very) low interest rates we have right now.  Is now the time to be looking for a new mortgage offer now interest rates have been knocked down? The answer might not be what you were expecting - but there’s good reason for that. You’ll have to listen to find out.  The second question is ‘how can you help your tenants during this pandemic?’ Businesses are laying off. The economy is suffering. And you still have bills to pay.  So how can you help a tenant in need? Tune in to find out how you can do your bit. Sit back, relax and have a nice cuppa while Rob & Rob keep you updated on the most asked questions during this time of need.    Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).    Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours.  Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself.See omnystudio.com/listener for privacy information.

Rob & Rob are back again today with another Friday market update for you.  Whilst this week has been a bit of a whirlwind with positives and negatives throughout the media, there were still some headlines The Robs thought needed clearing up. Apparently, the government has put the housing market on hold.  But surprise, surprise… this isn’t the case.  What they’re actually doing is offering advice on buying and selling a property in the current circumstances.  It’s also been said that banks are putting a stop to mortgage lending.  Again, not quite the full story.  This isn’t down to the fact that the banks have no money or are expecting property prices to plummet like some may think. It’s actually due to the fact that they’re overwhelmed by the amount of people applying for mortgage holidays and they’ve had to move their call centres to working from home.  Plus, they can’t have surveyors going out to value properties which obviously puts a delay on things.  So, as well as proving the scaremongering headlines wrong, here’s what else you can expect to hear on today’s episode: How we’ve adapted our business in the face of what’s going on How we’ve still been working on deals Why now is a great time for property investors A look at current stock market And to end on a lighter note, whilst there’s a lot of negativity going around, there’s also a huge sense of community and togetherness which is a lot stronger than anything that could ever break us. Enjoy - and we’ll be back next week! We’d love to hear what you think of our new market updates over on Facebook, Twitter or Instagram. You might even have a question you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.   Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!  If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.See omnystudio.com/listener for privacy information.

It’s another week of The Property Podcast and Rob & Rob are back looking deep into what the future could hold for the long term (not just in property) but for the economy post COVID-19. The whole planet is affected and everyone is talking about it.  Coronavirus.  But today The Robs want to step out of the day-to-day news cycle and look rationally into the situation.  What could potentially happen over the next few months? Right now, the world is pretty much paused, but how will it play out for property in the short and long term?  And does this change where we are in the 18-year property cycle?  It’s so unusual to be in this situation, and we know a lot of people have questions, especially property investors. Full disclosure… This episode isn’t Rob & Rob’s attempt at giving predictions. But you can expect plenty of opinions on this unexpected situation.  Tune in to find out more about how the coronavirus (COVID-19) is likely to affect the property market.   And today, we have a news story that's relevant to our podcast…  The Bank of England has cut interest rates again and orders £200 billion to be printed. As coronavirus crisis threatens all, printing new money and cutting interest rates helps the financial system to support activity  There’s so much happening in the market right now due to Coronavirus - it’s been a huge economic shock. Boris Johnson has also promised to protect private renters from eviction by bringing forward legislation to protect them.   And if you’re wondering where this week’s Hub Extra is… there isn’t one. Today we want to bring your attention to our Friday podcast that'll be going ahead for the next few weeks. The Robs will be covering all the market updates every week to keep property investors in the loop.  Things are changing on almost a daily basis right now, so it’s never been more important to stay up to date on property and market news that could affect you.    We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!  If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.See omnystudio.com/listener for privacy information.

It’s Tuesday which means it’s another episode of Ask Rob & Rob, and they’re changing things up today.  Coronavirus has naturally ramped up the number of questions we’ve been getting through. So Rob & Rob have decided to combine some of the popular ones.  The main question we’ve been asked is around buy-to-let mortgage holidays. There appears to be a fair bit of confusion about how these work.  Rob & Rob have addressed the situation to give property investors a better understanding. Here’s what you can expect them to answer: Can I get multiple mortgage holidays? I have properties with several different lenders, will they all honour it? I’ve got a property that's currently empty between tenants, can I get a mortgage holiday on it? If I take a mortgage holiday do I have to defer the rent to my tenant?    As the demand for letting property right now is likely to drop, should landlords be taking a reduction in rent?    Well…tune in and you’ll find that one out!    With all the negative news going on right now, the Rob’s are always here to answer your questions and keep you updated on the property market.    So sit back, relax and have a nice cuppa while The Robs keep you updated on the most asked questions.  Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).    Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours.  Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself.See omnystudio.com/listener for privacy information.

Our world is changing - on almost an hourly basis right now.  The Coronavirus (COVID-19) is affecting people all over the world, so now more than ever, we need to be on the ball with what’s changing, why it’s changing and what the changes mean for the future. So welcome to our new weekly market update! For the past few days, Rob & Rob have been having daily chats and thought they might be helpful for Hubbers to listen to. Not because they have all the answers, but because it might just help others process what’s going on right now.  Today you can expect to hear about: The new measures brought in this week around mortgage holidays for buy-to-let landlords and eviction bans The latest government stimulus and what it means for the economy What effect the Coronavirus is likely to have on property prices A word of warning though…these episodes are unedited so who knows what’s in-store for future updates!  You can also find out today why Rob B is fascinated by quantitative easing and why he thinks we could actually be in prep for a huge boom! Enjoy - and we’ll be back next week! We’d love to hear what you think of our new market updates over on Facebook, Twitter or Instagram. You might even have a question you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.   Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!  If that wasn’t enough, you can also join our friendly property community on the Property Hub forumSee omnystudio.com/listener for privacy information.

This week on The Property Podcast, The Robs are diving into all things budget as we may have just had the biggest news this year for property investors!  At the moment the headlines are sadly contaminated...but we wanted to make your day a little more positive.We bet most of you are feeling confused with the negative headlines taking centre stage right now, and that’s why Rob & Rob want to give you that little reassurance you need as an investor.  For most, the budget will now be a distant memory in light of the global pandemic we’re having with Coronavirus, However, we thought it wise to cover the big news unveiled by Boris Johnson at his first budget. We were expecting big promises and the budget certainly delivered on that.  Rob & Rob will be digging deep into the budget plans and making sure you know how the budget announcements could affect you as a property investor and how it affects the economy.  You’ll also find out whether The Robs approve or disapprove of the budget and changes - we just can’t hold them back! Tune in to find out more as Rob & Rob get passionate and delve right in to make sure you haven’t missed any important information from the latest big reveal!    And today, instead of a news story, we wanted to give you a treat.  In times of uncertainty, we need more reassurance, right? Well, for the first time in the 7 years we’ve been podcasting, The Robs wanted to treat you to a triple bill!  That’s right...you’ll be getting a third podcast every week for the next few weeks! There’s so much happening in the market at the moment, so much that the Robs want to make sure that you’re all kept in the loop. Were guessing your alarms are already set for our Tuesday and Thursday episodes. So now you can set one for Friday too.    This week’s Hub Extra is an app recommended by Rob B. Insight Timer which is a free guided meditation app. It helps with anxiety, stress and even helps you fall to sleep! Rob really enjoys this and he couldn’t recommend it enough. A mental break is needed sometimes, so take advantage of this free app and let us know how you get on.   We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.   Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!  If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.See omnystudio.com/listener for privacy information.

This week on Ask Rob & Rob, The Robs are answering an important question we’ve been getting inundated with. How will Coronavirus affect the property market? The question came from Adam, but we’ve had the same question a hundred times over.  There has been an immediate impact on some parts of the market due to Coronavirus - most have been negative, but there are still opportunities to be had.   Rob & Rob will be discussing the change in the property market and covering:  Transactions  Letting your property  Arrears Holiday lettings Can you still invest now?   Don’t worry guys! Hopefully it’ll all blow over soon, but if not you still have Rob & Rob to help you, as from now on they will be treating you to a 3rd weekly podcast!  Every Friday Rob & Rob will be updating you on the property market to keep you in the loop. They want to address exactly what's happening (or what could happen) nobody really knows how long this could go on for..    Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).    Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours.  Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself.See omnystudio.com/listener for privacy information.

It’s another week of The Property Podcast, and this week Rob & Rob are giving us the practical tips you need to become a better property investor. Have you been emotional during property investing?  We’d place a bet on most of you feeling at least a little glimmer of emotion. It’s all absolutely normal - that’s what happens when you come across potential risks.  Luckily, The Robs have the tips and tricks to help you with this in today’s podcast episode. Property investing isn’t always a glamorous ride. It can come with some poor decisions, risks and a lot of emotions! But Rob & Rob are here to manage your expectations and tell you some of the common risks that can rear their head throughout the property purchasing process.   Which stages can have risks?  Buying your property  Setting up your property  Owning  Selling your property  These are the main stages where risks can be driven by your emotions. By listening to this episode, you’ve got the perfect opportunity to find out where you can have a chat with yourself before sparking an emotional disaster!  Tune in to find out how you can prevent your emotions getting the best of you now!    We have a great news story to top this fantastic episode off…and of course it involves one of Rob's favorite places! In the news this week a huge new £2 billion project is underway in Liverpool called The Knowledge Quarter which will create a new district. But the impact it will have on the city will be amazing. This project has everyone behind it… including us.  Another project is finally on the way in Liverpool too.. Liverpool waters, a multi-million pound scheme which will transform Liverpool’s waterfront. This is nothing but good news for the city and will be great for the future.    And in other good news… Property Hub Live is now SOLD OUT! If you still hope to come, there’s a waiting list you can pop your name on, just in case any tickets become available… Don’t worry if you can’t attend, we’re planning another one for later in the year!    This week’s Hub Extra is a book recommended by Rob B. The boy, the mole, the fox and the horse by Charlie Mackesy. A beautiful book aimed at children, but it could benefit anyone and everyone. This week’s Hub Extra fits in well with the podcast as it's about life lessons and emotions, an unusual recommendation from Rob & Rob, but they were so touched by it that it had to be shared.  We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.   Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!  If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.See omnystudio.com/listener for privacy information.

It’s another week which means it’s another episode of Ask Rob & Rob, and we’ve got two fantastic questions... First up we’ve got Adam. He’s been saving up so he can start investing in buy-to-let properties in the north. Currently, Adam owns a property in London which he has a repayment mortgage on. He has 45% equity in his property but he doesn't want to put any more down as he wants to achieve something with a good return and growth.  He’s been looking at Manchester and Liverpool as potential options, however, he would like to purchase his next property in his personal name.  So, Adam wants to know if there's any products available to have an interest only mortgage on his personal property, and if so, do we think this would be the right and best approach for Adam.  Listen to find out.  Next we have Mark who owns a property in Birmingham. There’s a fixed term tenancy contract in place and the first year is ending in June. The tenant has expressed interest in extending the contract for one year.  Mark isn’t particularly happy with the agent that handles the contracts and Mark would like to handle them himself going forward.  So, he wants to know how he should handle this contractually and also in terms of the deposit scheme which was also handled by the agent? Is this something Mark can go forward with?  Tune in to find out… Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).    Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours.  Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself.See omnystudio.com/listener for privacy information.

We’re back again for another episode of The Property Podcast, but this week isn’t just any old episode...it’s our 7th birthday. The Robs are back and sharing their passion. And to celebrate the podcast’s birthday, they’re bringing a very special episode that shares what has changed in the property market over the last 7 years.  Did you know Rob & Rob first started The Property Podcast back in 2013? A while ago right!  Every Thursday, property investors have listened to our podcast and followed our journey to become inspired and move forward with their own journeys. In today's podcast you’re guaranteed to walk away with more knowledge that you can apply to your property investment activities from this day forward.  There’s so much to cover, especially when the property market is constantly changing, but what's happened to the interest rates and property prices over the last 7 years? What has happened to the property market since the podcast started? Well, you’ll have to tune in to find out… You MUST listen to our birthday episode.. .   Not only is it our birthday, we have a great news story to top it off.  Interestingly enough, today's news story reads “One of the UKs top property podcasts to go live”. Property Investor Today has reported our event which takes place in London on the 30th April (don’t worry anyone, Manchester will be later in the year). An incredible day will be taking place filled with a packed day of property education, the biggest Hubber Meetup ever and then The Property Podcast goes live! Do you want to come to Property Hub Live? There may be tickets left, head to the events page and find out! You don’t want to miss this epic day.    This week’s Hub Extra is a book recommended by both Robs. A bitcoin billionaire, a fascinating story with incredible characters. This book talks about the Winklevoss twins and everything they have done through bitcoin. A really amazing, entertaining read. We encourage you to read it!  We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.   Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!  If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.See omnystudio.com/listener for privacy information.

This week on Ask Rob & Rob, we’ve got all the answers to questions you may have about Property Hub Live! So, have you been wondering what Property Hub Live will involve? Have Rob & Rob sold out?  The Robs have brought their passion project to life. They wanted a celebration of all things property, with 400 hubbers all in the same space, a fun-packed day with quality speakers.  Rob & Rob are going deep this week. They want to address exactly why they’re doing it and explain exactly what you can expect. As you can probably tell…. they’re very excited.  And we’ll let you in on another little nugget of information… if the event is well received, there just might another one in Manchester later in the year Tune in to find out everything you need to know about Property Hub Live. And, if after all that you think you’d like to attend, there’s still time to grab your ticket, here. Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).  Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours.  Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself.See omnystudio.com/listener for privacy information.

We’re back again for another episode of The Property Podcast and this week it’s an ambitious one as Rob & Rob try and fix the property market.  Today’s chat started with a very interesting article that appeared in the January issue of The Economist. It takes a global perspective of the property market and formed the basis for today’s property podcast.  The Robs have delved into the good old supply and demand debate while also talking about the inequality between generations, the balance of home ownership vs renting and how different countries handle issues around housing.  Ultimately, is our planning system broken?  There’s so much to cover. And we don’t just mean for the UK property market, we’re talking globally!  It’s no shock to hear that the property market needs fixing, but what do we think the answer is? Well, you’ll have to tune in to find that out.    The Robs have said for a while now that optimism has been increasing in-line with the 18-year property cycle and have very conveniently uncovered a news story to back this up!  There’s been a 17% increase in new buyer enquiries for land which shows that developers are keen on building again. And because a development can take a few years to build, this is a strong indication that we’re on track for a healthy few years.  There's also another news story with data from an online evaluation service highlighting that the number of potential vendors requesting evaluations from estate agents more than doubled from December to January. It was expected to be up anyway because December is always a quiet month and January is always the time people want to make a change, but doubling in numbers is a significant increase.  The signs are there. Estate agents and developers seem to be more positive. But does that mean it's boom time now?  In short….no. But it’s the first sign of positivity for the next part of the property cycle.   This week’s Hub Extra is a great podcast to help you unwind. It’s called A Meditative Story. This is a great one that will allow you to switch off after a busy day. It’s a new kind of listening experience with mindfulness prompts. Rob found it gave him a clearer and settled mind after listening. We highly recommend this podcast just as that little something to give you a more mindfulness practice whenever you need it.   We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.   Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!  If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.See omnystudio.com/listener for privacy information.

This week on Ask Rob & Rob, we’ve got two cracking questions. First up we have Ariel who reckons she might have found a link between prices and yields. She has three properties and is looking at investing in her fourth. She’s been buying properties at the rate of one a year for the last few years and is now looking to get a high rental yield in return.  Ariel bought her properties for around £80,000 and has been getting £500 per calendar month in rent through single lets. This year she’s decided to diversify and spend double the money, £160,000 in an attempt to get about £1,000 in rent but has found it surprisingly difficult.  So, do we think the more you spend the harder it is to get the high rental yields? The second question comes from Alex who wants to know how a new housing minister will affect property investors. Will anything change? Will those changes be positive or negative for investors? Tune in to find out... Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).    Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours.  Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself.See omnystudio.com/listener for privacy information.

A couple of weeks ago Rob B was joined on The Property Podcast by property investment legend, Mark Morris. If you haven’t listened to it yet, then go and give that a listen before this episode. The response from his last appearance was incredible, with dozens of you saying how inspiring you found it and how it was giving you the motivation you needed to work towards your goals.  Well, this week he’s back!  But this time Rob B is picking his brains over what Mark would do if he were to start all over again from the beginning. Would he do anything differently? What strategy would he choose in today’s market? Tune in to find out. And what’s the one piece of advice that Mark would give new investors?  Goal setting.  We kid you not, Mark is on the same page as Rob & Rob when it comes to how important goal setting is. He’s a fan of having both long-term and short-term goals.  What other bits of knowledge would Mark give? Because after all, hindsight is a wonderful thing.  Well, you’ll have to tune in to find that out.   And in the news this week we had a bit of a shock as a staggering 500,000 rental homes are lost to Airbnb and others. However we weren’t in shock when we discovered that the news story that went along with that headline wasn’t all that true.  The article says that they might be lost from the long-term lettings market to the short-term lets. It’s based around a survey that ARLA did where they surveyed their members to find out how many of them would consider switching to short-term lets to avoid some of the regulations that have recently come in. And the results showed that only 1 in 10 landlords would consider switching to shorter term lets than the typical long-term. So once again, the media is trying to scaremonger us.    This week’s Hub Extra is a simple quote that fits perfectly with today’s episode and what Mark has talked about. It’s a quote from C.S. Lewis: ‘Experience: that most brutal of teachers. But you learn, my God do you learn.’  And we really hope that you’ve learnt a lot more invaluable knowledge from today’s episode and continue to do so. You can guarantee that in your property journey you’re going to make mistakes, but it’s important that you learn from them to really make a difference.    We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.   Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.See omnystudio.com/listener for privacy information.

This week on Ask Rob & Rob, the guys are answering two great questions on holiday lets and if one certain area could be an up and coming hotspot, following on from the ripple effect. First up is Claire from Nottingham. She is in the process of moving into a house and has taken 75% equity from her 2-bedroom flat to make the move.  She’s now wondering if she should keep her flat as a standard buy-to-let property or if she should turn it into a holiday let and list it on the likes of Airbnb.  Her apartment is located just 10 minutes from Nottingham city centre and she’s tried Airbnb in the past which worked out well for her. So, providing she has regular bookings, she’s wondering if she’d be better off tax wise, to have the property as a holiday let as opposed to a buy-to-let?  So, will Claire be better off going down the holiday let route?  The second question comes in from Graham in Leicester. He’s been an avid podcast listener for a while and has now got three properties in his portfolio.  Graham now has a question on the ripple effect that Rob & Rob discuss quite frequently. He’s heard people talk about the ripple effect of Sheffield and Doncaster, but he wants to know if Rotherham will benefit from Sheffield’s ripple effect?  Will Rob & Rob give Rotherham the green light? Tune in to find out... Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).    Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours.  Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself.See omnystudio.com/listener for privacy information.

Wouldn’t it be great to know what the future holds? Today’s episode of The Property Podcast is a very ambitious one. But we’re tackling it head on! 2020 is still fresh and new, but today Rob & Rob give the insights we need to make sure we have a successful 7 years ahead of us.  A few weeks ago, The Robs talked about how to make the most of the next decade. And this week, they’re squishing the decade and bringing that timeframe forward.  So what can you expect to learn from this podcast episode? Here’s just a few sneak peeks: What are you doing now to position yourself for the future? Where are we in the 18-year property cycle?  Why is 7 years really important?  Also, not to spoil you! But The Robs believe we’re entering a new phase of the 18-year cycle… so listen to find out what actions you need to take NOW! Also in today’s episode, find out what's caught our attention in the news this week?  The HS2 project seems to be getting the green light! Expensive, yes! But we can all agree the impact that it’ll have will be incredible. It’ll certainly impact the major cities immensely and improve connectivity throughout the country. We know it’s a case of love it or hate it, but it looks like it’s going ahead nevertheless.  Speaking of trains… Liverpool is finally getting a £500m investment for the railway services which is massively needed. But guess what? The trains will allow 50% more passengers. This is certainly an investment that will make a big difference to the city!    And in this week’s Hub Extra, we have a podcast recommendation from Tim Ferris. Pre warning, it’s a 2-hour long podcast, but we promise it’s worth it! Tim Ferris has done an interview with Sam Zell, who’s a billionaire. Notably he created one of the biggest real estate investment trusts in the world. We love this podcast because he has so much perspective and he wants to share his knowledge.   It’s just a little podcast (besides this one) that we think could benefit investors! Not only do we just hear about Sam’s successes, he dives into talks of the future of markets and the role of interest rates, because they barely get talked about. This is a must listen to!   We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.   Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.See omnystudio.com/listener for privacy information.

Rob & Rob are back once again for another epic episode of Ask Rob & Rob. This week they’re trying to help two callers with mortgage advice and are giving their thoughts on wherever they think no money down deals are a good idea. Our first caller this week is Adamish and his question is on to buy-to-let mortgages.  He’s spoken to a mortgage advisor and they’ve advised him to refinance his current property on a fixed five year buy-to-let mortgage as the checks are a little more relaxed.  So essentially he’s wanting to know what Rob & Rob would do if they were in his shoes as a first time investor.  Does the current property market have any effect on how long he should get a fixed buy-to-let mortgage for? Or should he even be going for a fixed buy-to-let mortgage?  The second question this week is from Ashley who’s calling from Wales and he’s been drawn in by the idea of no money down deals. Uh oh!  Ashley has done two previous flips so now has a bit of equity behind him. He’s looking at turning his strategy to vanilla buy-to-let properties but he’s wondering how to go about it.  Should he straight away set up a Limited Company and keep buying a single buy-to-let each year over the next 10 years and build his portfolio up that way? Or should he hold onto his money and explore the world of no money down deals?  We’ve heard The Robs views on this in the past, but what advice would they give?  Tune in to find out... Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).    Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours.  Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself.See omnystudio.com/listener for privacy information.

Do you have questions for Rob & Rob? Well, you're in luck. Today’s episode of The Property Podcast is full of answers that every investor is eager to know. As you can imagine, Rob & Rob get asked thousands of questions, but in particular there are seven questions that always come up.  In today's episode, you’re in for a treat as The Robs answer their most commonly asked questions...  Who are Rob & Rob?  How many properties do they own?  Where is the best place to invest right now?  Where are we in the 18 year property cycle? Houses or flats?  You’ll have to listen to find out the rest…   The Robs go into a whole lot of detail around the questions, so listen and take note, they may be answering a question you’ve been dying to know.  They’re also talking about some exciting news too. Hometrack has released their quarterly figures for the rental market.  What’s has caught our eye?  Well, rents have increased over the last year by 2.6% which is clearly good news for investors. Rents are going up, but they’re also becoming more affordable - which is great news for tenants. Where is the rental growth happening? The top three cities are York, Bristol and Nottingham - listen as Rob & Rob give you their thoughts on this growth and what you should be taking from these insights.    In other news, we’re still pushing on to hit that magic 10K followers/subscribers on Instagram and YouTube! We’ve said that when we reach it we’re going to be releasing this bloopers video! So make sure you go to our YouTube channel and subscribe, and go give us a follow on Instagram and we’ll announce when we’ve hit 10K.   This week’s Hub Extra is something small, but makes your day so much easier. Apple Pay and Google Pay.  A fair few people haven’t adapted to it yet, but it definitely makes your day run that little bit smoother, whether you're on a train, grabbing a coffee or paying for your weekly big shop, it’s just that little life hack that can make a small improvement to your day. You can even load all your different cards on there!  It’s just a little something that removes a little bit of friction; leaving your card at home but still being able to process those little payments. Rob & Rob have only just started using this and they both love it!    We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.   Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.See omnystudio.com/listener for privacy information.

This week on Ask Rob & Rob, the guys are helping one caller decide whether getting a cheaper property is a risk or should they be going for a property with more value?  Our first caller, Stephen from Glasgow, is currently looking to make another investment. He’s been investing in property for years and currently has £30,000 to invest with.  Stephen has got his eye on a few properties in an upcoming auction which are going for around £25,000-£35,000. But, he’s in a dilemma. He wants to know whether he should invest his £30,000 in the cheaper property or a £120,000 property which could benefit from capital growth.  So, do Rob & Rob think that Stephen should go for the cheaper option or a more expensive property with the possibility of increasing the value?  The second question this week comes from Osman, and he’s got a question on lettings. Osman owns one property and he is looking to get a fully managed service for it. He wants to know what the average fee for a fully managed service is. Osman has had three quotes now, but he isn’t impressed with what he’s received. As Osman only has one property, he’s unsure on how much discount he could negotiate with agents.  So, will Osman be impressed with the average fee for a fully managed service?  Tune in to find out... Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).    Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours.  Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself.See omnystudio.com/listener for privacy information.

In today’s episode, Rob & Rob are joined by a special guest… Mark Morris. You may or may not have heard of Mark, but he’s a successful property investor who has been in this industry for decades!   The end-game of property investing is to retire right? Well, find out the valuable lessons Mark learnt along the way to his success. It didn’t happen overnight, but he’s about to share his story with us. Mark reveals all with his property journey, about his mistakes, successes and investments. This episode is a MUST listen... Achieving your dreams isn’t easy, but we want to help you get on the right track.  So, are you ready to achieve your goals? Grab a pen and paper and let's start planning!    In the news this week, The Robs have HUGE news for investors and landlords! And they are really happy about this one!  The Government has rejected Liverpool’s renewal of the citywide licensing scheme which is hated by most landlords.  The Robs think this is great news all round as the Government can now focus on areas that are needed and have low standards, which is what the scheme originally intended to do. So this is definitely positive news for our number one location hotspot of 2020!    This week’s Hub Extra is a super basic, super quick but super useful guide!  It actually ties in nicely with today’s podcast episode.  It’s the “How to rent guide” which is a Government document that you need to issue to tenants. This resource automatically checks the Government’s website every hour and if any tweaks have been made you get an email which completely removes the risks of future trouble.  The Robs love this resource; it makes your life hassle free. The best thing about it is that it’s completely free and you don’t have to think about it.  It’s really easy to give tenants an old guide that isn’t updated, which can cause trouble down the line, but it's an easy mistake to be made. Register to get the ‘how to rent guide’ to make sure you don't miss an update. We all love resources that help us!    We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.   Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.See omnystudio.com/listener for privacy information.

This week on Ask Rob & Rob, the guys are helping one caller decide on which location they should be looking at, and a landlord who’s got damp issues in his property.  Our first caller, Harry from Bristol, is currently preparing to make his first property investment. He’s only interested in receiving cash flow at the moment, so his strategy is buy, refurbish and refinance. He’s in the process of scouting for locations so he’s turned to Rob & Rob for advice. He’s keen on the North West or South Wales however, South Wales is closer to home.  With Harry's strategy, should he be investing in an area closer to home or taking the risk and investing in the popular North West?  The second question this week comes from Boris. Boris has a tenant that is due to vacate his property and has discovered that there’s quite a bit of mold and damp. This is partly due to how the property is built, with lack of ventilation.  He wants to know if he’s entitled to ask the tenant to pay for redecoration where it’s needed in the property.  In addition to this, Boris mentioned he wants to change to a new lettings agent, but what happens about the money held in deposit?  So, Boris wants to know if both letting agents new and old can work together to get the work on the property completed. Can he charge the tenants or will he have to pay himself? Tune in to find out... Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).    Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours.  Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself.See omnystudio.com/listener for privacy information.

First of all, we’d just like to warn listeners that this episode of The Property Podcast does contain a few curse words, but it’s down to Rob & Rob getting rather passionate. Because today’s episode has the potential to change your life… In today’s episode Rob & Rob are going to be giving you a framework that will set you up for massive success. So, how can you smash this next decade? Let’s find out… Decide what you want  Be willing to do difficult things  Beware of the cost of perfection  Think long term  Mindset  The Robs go into a whole lot of detail around these five topics. So much so that you’re probably going to want to grab a pen and notepad before you start listening.  So, grab a cuppa, settle in, and let Rob & Rob guide you through how you can smash the next decade!   In the news this week, The Robs are grinning like Cheshire cats as a headline from the Express reads, ‘UK Property: Largest monthly increase in asking prices EVER recorded after Election 2019’. According to data from Rightmove, asking prices have risen by 2.3% which is equivalent to an average increase of £6,785!  Just remember, these are asking prices and not sold prices which doesn’t necessarily mean that house prices are about to jump 2%, but it’s interesting to see the optimism of sellers.    We’ve also got a treat for you this week. Our marketing team are desperate to hit that magic 10K followers/subscribers on Instagram and YouTube and when we do, we’re going to be releasing this bloopers video!  So make sure you go to our YouTube channel and subscribe, and go give us a follow on Instagram and we’ll announce when we’ve hit 10K.   This week’s Hub Extra is a book that ties in nicely with today’s podcast episode. It’s a book by Robert Iger who is the CEO of Disney and it’s called ‘Ride of a Lifetime’. Rob B is a huge fan of Disney from a business perspective so this book was at the top of his Christmas wish list. However, before he had a chance to read it, Rob D pipped him to the post and finished it! This is the perfect example of thinking long term and really looking at the bigger picture in order to achieve success.   We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.   Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.See omnystudio.com/listener for privacy information.

This week on Ask Rob & Rob, the guys have got a stamp duty special! We know, we’re just too good to you!  Our first caller with his stamp duty related question is Medassa. He’s in the process of buying two blocks of flats with a business partner which are blocks of six and five individually let apartments.  He’s wondering how multiple dwelling relief works. To his understanding, you can split the stamp duty costs amongst each individual apartment which will reduce the stamp duty costs.  But is he right?  The second question this week comes from Stan. He’s obviously been busy listening to the podcast which has sparked up his own question.  Like a previous listener, he wasn’t aware that if you kept hold of a residential property and bought a new one to live in, that further down the line you could claim back the higher amount of stamp duty that you would have paid.  So now Stan is wondering just what exactly is this time frame and has he missed the boat to make a claim?  Tune in to find out... Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).    Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours.  Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself.See omnystudio.com/listener for privacy information.

Last week on The Property Podcast, Rob & Rob gave you their predictions for 2020. And this week they’re back for their annual rundown of the top UK property investment hotspots to help you decide where to invest next.   It’s an episode that many of you look forward to at the beginning of each year. So now the wait is over - here’s a run-down of which locations made The Robs’ 2020 hotspot list, along with places should be on your radar to watch… Cities: Liverpool Manchester  Nottingham/Leeds Towns: Crewe Doncaster  Greater Manchester  Up and coming: Sheffield  … you’ll have to listen to find out the rest.  So, there you have it, Rob & Robs property hotspots for 2020. Some of them may come as a surprise, so make sure you hit that play button to find out why The Robs reckon these should be on your radar.   Our news story this week is actually a positive one! (New Year, new Rob & Rob?) and the headline reads ‘Buy-to-let investment sentiment remains strong as 2020 kicks off’. According to a recent survey, 75% of people were positive about buy-to-let - rising to 83% if you include millennials. Apparently a lot of young people have a positive attitude towards property investment, whilst those who have been in the game for a while are a bit more sceptical due to recent changes over the past few years. But, nevertheless, no matter whether you’re about to start or you started 10 years ago, property will still come out on top as the best investment model.  For Hub Extra this week, we thought that this podcast episode on our 2020 hotspots just wasn’t enough. So, we’ve also done a new YouTube video where Rob & Rob go into more detail on these locations, allowing you to get even more of an insight on what made these locations capture their attention.  So head on over to our YouTube channel to check the video out, and don’t forget to hit the subscribe button and turn on those post notifications.    We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.   Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.See omnystudio.com/listener for privacy information.

The Robs are back this week for another episode of Ask Rob & Rob, and we’ve got two fantastic questions....  First up we’ve got Jonathan who’s a newbie podcast listener who has a really interesting question on renting a property vs. buying one.  Jonathan lives and works in London - he’s lived here for the past decade and wants to continue to do so. However he is now looking to start his investment journey but wants to put his money where the most growth is.  He’s been looking at Manchester and Liverpool as potential options, however, he would like the first property that he purchases to be in his personal name. Jonathan is wanting to know if it’s possible to buy a property with a residential mortgage and then rent it out, if it has a lower interest rate? He’s also questioning if he had to buy it with a buy-to-let mortgage, would he be allowed to live in the property for a short period of time whilst he saves up the funds to purchase his own place to live?  So what’s Jonathan’s best option?  Next we have James, also from London, who’s after some clarification on tax advice that he received from a tax advisor.  He’s been told that you only pay stamp duty in a limited company if you’re paying it on a single property.  James is looking to spend around £330,000 in a limited company on property, which, according to his tax advisor, would mean he’d pay £6,200 in stamp duty. Whereas if he were to purchase that property in his own name, he’d be paying £16,400.  If it sounds too good to be true, it probably is. But what do Rob & Rob think about this tax advice?  Tune in to find out… Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).    Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours.  Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself.See omnystudio.com/listener for privacy information.

We’re back again for another episode of The Property Podcast and this week it’s one of our favourites - Rob & Robs buy-to-let property investment predictions for 2020. A couple of weeks ago they reviewed their predictions for 2019 and they didn’t do too badly. But can they make it a clean sweep this year?  The Robs are making some bold statements for 2020, some of which Rob D isn’t convinced they’ll get right. So what are they making predictions on?  The top five cities to invest in property this year What’s happening to the UK as a whole  London - should it be back on our radar? The base rate Big announcements in the budget  And just for fun, they’re making predictions on the stock market, the US election and who will win the Premier League - although we all know who Rob B is backing before we’ve even listened.  So tune in to find out whether The Robs property predictions for 2020 are positive, negative or just a bit too hard to call.  It’s not just Rob & Rob who are dishing out their predictions, they’re looking at other property experts too. In the BBC there’s a summary of what property experts are predicting for 2020. Everyone seems to be expecting around a 2% increase in house prices, however there’s one person who has predicted a 2% fall! So should you be worried? And this week for Hub Extra, we’re giving you an inspirational quote to get you kick started and motivated for the rest of 2020: ‘Failure is the opportunity to begin again more intelligently` - Henry Ford As this time of year is usually a time for self reflection, you can look back on the past year, or even the past decade, and see where you’ve been successful and where you’ve failed. But at the end of the day, don’t beat yourself up about it, learn from your mistakes and try again with a new perspective.    We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.   Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.See omnystudio.com/listener for privacy information.

We’re back with the first Ask Rob & Rob of 2020 and we’ve got a cracking question to kick off the year!  This week’s question comes in from an avid Property Podcast listener who off the back of it has had the confidence to invest in his first property at the beginning of 2019. Go you! He even has a bit of spare cash left over from his property and is looking at other ways that he can invest it outside of property. One option that he’s considering is investing in shares in a development company.  He’s noticed that in some of the big development companies, their share prices have closely followed the 18-year property cycle and now he’s wondering if this is a good investment option for around the mid-cycle wobble, or even before the next crash.  So what do Rob & Rob think? Is investing in a major property company a smart investment or should you run for the hills? Tune in to find out… Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).    Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours.  Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself.See omnystudio.com/listener for privacy information.

Happy New Year! What a way to start 2020... by listening to the first episode of the year from The Property Podcast. This is the perfect episode to start with if you’re just starting out on your property investment journey, or if you’ve only just come across Property Hub. Even for those of you who have been with us since the beginning, this is a fantastic refresher episode.  Over the past few years we’ve put out hundreds of podcasts, so going all the way back to episode one might seem a little daunting.  Now there’s no need to trawl through all the past episodes, because we’re going to give you everything you need right here.  Here are the topics that Rob & Rob will be sharing, including which they consider to be their most valuable podcast episodes - so you can skip straight through to the essentials:  Goals Fundamentals  18-year property cycle What type of investor are you? Strategy All you have to do to listen to these podcast episodes is head to propertyhub.net/podcaststart and everything will be linked for you. It’s that easy!  So now you don’t have any excuse not to get started!  And, if you are a new listener, thanks for joining us. You can expect to hear Rob & Rob in your ears every Tuesday (for Ask Rob & Rob) and on Thursdays for The Property Podcast.  Happy listening!   We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.   Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.See omnystudio.com/listener for privacy information.

Merry Christmas! We hope you had a lovely day yesterday, and just because it’s the festive period, that doesn’t mean we’re stopping The Property Podcast! So as a nice little finisher to the year, Rob & Rob are taking a look back on 2019 and discussing what went right for them, and more importantly, what went wrong. But also, how they’re going to learn from it.  Here’s what you can expect The Robs to reflect on in this episode: News: To kick start this episode, Rob & Rob are discussing the big stories that have been in the news this year. You can expect to hear mentions of Brexit (even though we didn’t really get anywhere with it this year), the general election and the industry as a whole.  Industry/Market: The guys then go on to discuss the property industry and market over the past year and how we’re in that mid-cycle wobble territory. Also this year saw the tenant fee ban come into play which wasn’t as detrimental as everyone thought it was going to be.  Property Hub: 2019 was a huge year for Property Hub! We kick started the year with a complete rebrand (we can’t believe it’s only been 12 months!), we moved our head office to Manchester city centre and we launched our YouTube channel (even though Rob & Rob are still getting used to being in front of the camera).  One of the hardest things that The Robs have had to deal with this year was the development at Grand Junction which, if you’ve listened to this podcast episode, you’ll know has been going on a lot longer than just 2019 and has brought a lot more downs than ups. But it is finally now complete so there have been plenty of lessons for The Robs to take away from it.  But that wasn’t enough to put Rob D off, he went on to build another development in York which wasn’t quite as stressful as Grand Junction but did have it’s own host of issues that Rob D was able to learn from. You can listen to the podcast episode on Rob D’s York development here. Personal: To wrap up this episode, Rob & Rob reflect back on their personal lives with what they’ve been up to over the past 12 months outside of The Hub.  So that’s it, 2019 is boxed off! And what a year it’s been. We hope you’ve had an amazing year and if you’ve been with us on this journey over the past year, thank you and we look forward to kick starting 2020 with you.  Here’s to 2020 being bigger and better than ever!   We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.See omnystudio.com/listener for privacy information.

This week on The Property Podcast, The Robs are starting to round up the year by taking a look at how their 2019 property hotspot predictions have stacked up. Were they bang on? Or were they completely off the mark? If you didn’t listen to Rob & Robs predictions at the beginning of the year, then you can listen to that episode here.  So let’s dive right in…  Top 5 cities: At the beginning of the year Rob & Rob predicted that Leeds, Nottingham, Birmingham, Manchester and Liverpool would be the best performing cities in England.  Were they right? Well they got four out of five right which is pretty good going, with only Nottingham letting them down, but it only just missed out on the leaderboard coming in at sixth place. UK on average:  Rob B predicted that the whole UK market wouldn’t creep into negative territory, but it would sit somewhere between zero and 3%. Whilst Rob D said that there won't be anymore than 1% growth nationally.  Did they get this one spot on? Listen to find out.  London: At the beginning of the year Rob D’s thoughts were that London would continue to be the worst performing region, whilst Rob B agreed but also threw the South East into the mix as well, and said he could see them falling into negative equity.  You probably already know the answer to this one - did you agree with their predictions at the start of the year? Let us know! Brexit:  The dreaded ‘B’ word that everyone has been tip-toeing around this year. Back in January, Rob B thought that no politician would be bold enough to push through a no-deal Brexit and that we would be leaving the EU with some form of deal.  This one is technically still undecided so there’s time for it to go one way or the other, but what The Robs definitely didn’t predict is that we would be no further along than what we were at the beginning of the year.  Transaction Volumes: Following on from Rob B’s Brexit prediction, Rob D seemed to think that off the back of Brexit this year we would see lower transaction volumes than we did in 2018. Luckily for our industry, Rob D was wrong on this one! Although the annual data hasn’t yet been released, some months were higher than the previous year but some were incredibly lower. So on average it seems like transactions were probably lower than 2018, but we can’t be 100% sure.  Markets and Media And to finish of the 2019 predictions, Rob B called that this year would be pretty boring for all markets and he didn’t see the property market surging or crashing. But he did call that the media would be incredibly negative.  We think we can say Rob B pretty much hit the nail on the head with those two.  Looks like The Robs did pretty well on this years predictions. They got four right, one half right and one wrong. Not bad going.  Find out more by listening to today’s episode and let us know what you think on our social channels. And what will be Rob & Robs predictions for 2020? Well luckily you only have a couple of weeks to wait!    We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.   Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.See omnystudio.com/listener for privacy information.

This week on The Property Podcast, it’s one of the most popular episodes that The Robs do throughout the year.  If you’ve listened to every every episode of The Property Podcast, you’ll know that at the end, Rob & Rob like to give you a tool or resource that you can go away with and put into practice. We are, of course, talking about Hub Extra. And this week we’re doing a round up of the best Hub Extra mentions that Rob & Rob have shared throughout the year.  So grab your pen and paper as the guys go through their favourite: Books Podcasts  YouTube channels TV episodes/series  Apps & tech  It’s a fantastic episode and you’ll definitely walk away with something valuable, even if Rob & Rob aren’t talking about property.  And even though we’ve given you a complete run-down already… here’s something else if you’re struggling to find that perfect Christmas gift for that property lover in your life.  You can now buy a gift voucher to our Property Hub Magazine! Just simply click this link, pay up front for the yearly subscription, and give the gift code to your nearest and dearest. It’s that easy and they’ll love you for it!    We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.   Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.See omnystudio.com/listener for privacy information.

It’s the final Ask Rob & Rob of 2019! But before the guys disappear for the festive holidays, they’ve got one more question they’re answering.  And this week it’s from the big man himself. Our caller, Nick, is wanting to know when Rob & Rob are going to do their yearly roundup of Hub Extra, and he’d also like to see The Robs do some live events in 2020.  So what have The Robs got in store for us to round up the year and look forward to in 2020? Tune in to find out…   Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).    Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours.  Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself.See omnystudio.com/listener for privacy information.

This week’s episode of The Property Podcast is a pretty important one. As you should know by now, next week is the general election, and it’s kind of a big deal.  The manifestos have been flying around all over the place with the parties promising this, that and the other. And to be honest, it can get quite confusing.  So what do each of the party policies mean for property investors? Well, that’s exactly what Rob & Rob are going to dive into and dissect in today’s episode. Sit back, relax and take notes as the guys look into each of the following policies: Conservative Labour Lib Dems Green Party  It will certainly be one of the more important podcast episodes we’ve done this year and it will definitely help if you’re more confused than ever on who to vote for.    This week for Hub Extra, Rob B has a book recommendation. ‘How to Be Like Walt: Capturing the Disney Magic Every Day of Your Life’. Not only does it tell the story of Walt Disney and his journey of how he created the Disney brand, but you’ll learn so much more!  There are sections that discuss religious views throughout the book, which some people took offence to, so you might want to skip over these bits. But Rob B connected to the story on both a personal and business level, and even got some inspiration from it - maybe it’ll lift your spirits too.    We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.   Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.See omnystudio.com/listener for privacy information.

Rob & Rob are back again this week to answer two more of your burning questions. The first caller this week is Sam who is stuck in limbo. She’s in a bit of a situation that you might not often find yourself in, but that doesn’t mean you might not be in Sam’s position at some point in the future.  Sam is using a certain solicitor, however the lender that she’s using for her mortgage isn’t on the same panel. So, in order to get the rate that she wants with this lender, she’ll end up paying extra legal fees.  She’s not 100% sure on how this works and if there’s a way to factor this into your costs or not.  So what advice can Rob & Rob offer to Sam?  Our second question this week comes in from Marcus from London. Marcus has a buy-to-let property in his personal name which he is about to move over into a Limited Company.  He’s wanting to understand the tax implications around this.  Essentially, once he’s moved the first property into a Limited Company, when he buys a second property in his personal name, will he still be seen as owning the first property and therefore end up paying double the stamp duty costs?  It’s a very clever tactic, but is it clever enough to avoid the stamp duty costs?  Tune in to find out.   Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).    Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours.  Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself.See omnystudio.com/listener for privacy information.

We’ve got an epic episode for you. This week on The Property Podcast, Rob & Rob are sharing just how they made £130 million worth of investments happen this year!  Before you get the wrong end of the stick, this isn’t an episode of them bragging about their achievements. Oh no. They’re actually going to tell you exactly how they’ve done it and where they did it, so you can do it too.  One question Rob & Rob get asked all the time is: “where are you investing?”  And rightly so. They’re experts in this field so naturally, you want to invest where they are.  We’re not just sharing where Rob & Rob have invested, but where Property Hub Invest clients are investing too. Sharing is caring.  At the beginning of the year Rob & Rob shared the top five locations across the country that they were going to be targeting throughout the year. These locations were: Manchester Liverpool Leeds Sheffield  Nottingham So how many have the guys been able to tick off this checklist?  Tune in to find out!   Our news story this week isn’t a happy one, unfortunately. It’s an article from the BBC, ‘Devastated hotel investors fly to UK seeking their money’, which has sadly seen a number of investors lose an awful lot of money in a hotel investment that has gone horribly wrong.  The hotel investment offered investors guaranteed returns, which haven’t been met and now angry investors have been flying over to the UK to find out where their money is. We’ve talked about this topic before, why we think you should stay away from hotel investments, and sadly, this is exactly the reason why. We actually even did a YouTube video on investing in hotel rooms, which you can watch here.   This week’s Hub Extra tool is a resource called Flux. If you spend a lot of time on your phone or your laptop, especially just before you go to bed, then this will be a tool you’ll want to use.  It’s been proven that technology screens give off a blue light that makes it difficult to sleep at night and disturbs you from getting a full solid night sleep. Flux is a programme that detects what time of day it is and automatically changes the brightness of your screen and changes the colours that are given off, so you can now get the ideal amount of undisturbed sleep.   We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.   Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.See omnystudio.com/listener for privacy information.

This week on Ask Rob & Rob, the guys are back again with two different questions that they’ve not covered previously. They’ll be talking about what to do in the event of there being a lack of comparables discussing if properties that have lost value are worth investing in now. Our first caller today is Paul from Burnley. At the beginning of the year Paul purchased his first buy-to-let property and now he’s hoping to soon complete on property number six!  That’s pretty good going for less than 12 month’s work!  Paul’s strategy is buy-refurbish-refinance with a difference - he focuses on  bungalows. So not your usual property choice, but clearly it’s working for him. However he’s now ran into a bit of an issue. Because it’s such a niche strategy, he’s having difficulties when it comes to searching for comparables in order to remortgage the properties.  Obviously Paul’s end game is to have made as much profit as possible on the properties, so he’s wondering what he can do to prepare that information when the valuations take place?  Luckily, Rob D is on hand to offer Paul some pointers on how he can go about this. The second question comes from Luke in Liverpool. He has a small portfolio himself and is continuously looking to add to it.  He’s been keeping his eye on the local market in and around Liverpool, in different areas and has noticed that some developments that were priced between £130,000 - £140,000 are now on the market for around £90,000.  So now he’s wondering if these kind of properties are a good investment opportunity or if they are just going to continuously lose value and he should stay well away?  Naturally, there was only one Rob that could offer advice on the Liverpool market, cue Rob B.   Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).    Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours.  Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself.See omnystudio.com/listener for privacy information.

This week on The Property Podcast, The Robs are doing something a little different. Rob B is interviewing Rob D on his own property development exploits.  One of our most popular podcast episodes this year was when we discussed our project in Crewe, which was a rather eventful and emotional journey to say the least. If you haven’t listened to that episode, you can do so here.  But amazingly, that wasn’t enough to put off Rob D. He’s just done a property development project just outside of York.  In the episode you can expect to find out: What exactly this development was What the results were  What went wrong What went right  And what lessons Rob D learnt from this project So sit down, grab a brew and tune in as Rob B picks Rob D’s brain about this new property development.    In the news this week, Savills have predicted that house prices are going to increase by £35,000 in five years for some parts of the country. No shock that it’s actually in line with what Rob & Rob have been saying throughout the year, and the highest regional growth will be in the North West, which will go up by 24%.  Maybe now you’ll take that leap into investing in one of the areas that The Robs picked as their 2019 property hotspots.    And if you haven't watched it already, last week we published our latest YouTube video, the essential guide to property tax which will walk you through the various taxes you have to pay and some ways that you can avoid them. So make sure you go give it a watch, hit that subscribe button and turn on notifications so you don’t miss our next one.    For Hub Extra this week we’ve got a podcast that Rob D just can’t stop listening to. It’s called The Missing Cryptoqueen from the BBC. Now before you jump the gun, Rob D isn’t interested in getting involved in crypto currency, or a massive scam, which is what the podcast is all about.  It’s only an 8-part series but it’s a really interesting one. To give you a brief overview, it’s about a woman who created a new crypto currency which was going to be bigger than Bitcoin. She secured billions of Euros from people all over and then just vanished, and nobody knows where she is. It’s very fascinating so definitely give it a listen!   We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.   Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.See omnystudio.com/listener for privacy information.

Rob & Rob are back again this week to answer more of your property related questions. So let’s get started!  First up we’ve got Catherine from Bristol who is well underway with her property investment journey having built up a portfolio of five buy-to-let properties. She’s looking to build this portfolio to eight properties in order to achieve the income figure that she has in mind. The end goal is to be able to make big changes to the way she and her family live their lives. Currently, one of her properties in London is on an incredible mortgage rate of 1.54%! Definitely not the kind of rate you’d get now.  After speaking to two mortgage advisors, both have said that she could release around £125,000 in equity from this property, so she has the deposit she needs to grow her portfolio. However, this means giving up the amazing mortgage rate she’s currently on. If she were to do this, straight away she’d be paying around £9,000 more a year in mortgage fees on that one property. Wowza! So should she wait it out for a few years until she can release equity from other properties and keep the great mortgage rate, or should she act now? Our second caller is Ben from Aberdeen, who wants to know where Rob & Rob would recommend to invest in, in Scotland. Something they get asked all the time.  He’s had one buy-to-let property for the past six years and has recently bought a further two in the small town he grew up in.  Ideally he wants to move his location focus away from his hometown, but still remain in Scotland. He already knows that his main goal is cash flow and long term he’d like to look at Edinburgh, but feels that’s currently too competitive for him.  It’s finally the answer to a question a lot of you have been waiting for. Where would Rob & Rob invest in Scotland?  Tune in to find out!   Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).    Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours.  Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself.See omnystudio.com/listener for privacy information.

This week on The Property Podcast, Rob & Rob are talking about landlord licensing. We know it’s not the most exciting of topics but it’s up there with one of the most important as a property investor. And luckily for you, The Robs will be talking you through exactly what licensing is and what you need to do.  You may have ignored this topic in the past because it only ever applied to HMO’s - and maybe you’ve thought that this is still the case. But now, depending on where you are, even with single let properties, landlord licensing is something you might need to know about.  Here’s what The Robs will cover in today’s episode: What are the requirements? How much does it cost? Will they inspect the property? What should you do? What if you should have a licence but don’t?  This is a full-on episode, full of regulatory need-to-knows. If there’s one episode of The Property Podcast you need to listen to… this is it. By the end of the episode, you should be completely clued up on whether you need landlord licensing or not.   And in the news this week, Rob B’s home city of Liverpool back in the press: ‘Liverpool endorses 2m sq ft office masterplan’. The article from Place North West says that the council has signed off on helping to build a world class commercial business district in the heart of Liverpool to tackle the shortfall of offices in the city. So once again, even more positivity and investment being ploughed into the city, which will bolster the number of investment plans already in motion, such as Liverpool Waters and the high number of property developments that are in the pipeline throughout the city and the wider areas.    If you haven’t seen it already, we launched a new YouTube video yesterday and this one is all about tax! Some people love it, some people hate it and some just don’t understand it. In this video, Rob & Rob explain everything you need to know about tax and cover all the different types of tax that you may have to pay as a property investor.  So go and check it out, let us know what you think or ask us any questions in the comments section, and don’t forget to hit that subscribe button!    This week for our Hub Extra, we’re wanting to help make a difference to the planet and this week it’s a website called Team Trees. It’s all about helping to make the world that little bit greener. Maybe you’ve always considered planting a tree but you don’t want to get covered in mud or you just don’t have the spare time.  Well this is the easiest option you’ll come across. Donating just $1 will plant one tree and Team Trees are aiming to have planted 20 million trees around the world by the 1st of January 2020. So go and do your bit for the planet and donate a dollar.    We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.   Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.See omnystudio.com/listener for privacy information.

Rob & Rob are back again this week to answer two more fantastic property questions from two of our listeners. This week our first question comes in from Luke in Manchester, who’s been inspired by The Property Podcast to get started in his investment career.  Luke is in a situation that most people are probably in when trying to start their buy-to-let journey. He’s looking to purchase his first personal home and an investment property at the same time.  At the minute he’s only going to have enough funds for one mortgage so he’s considering buying a two bedroom apartment (or house) and is looking to rent out the second bedroom. But he has a few questions around this: Is there a particular mortgage he’ll need to enable him to do this? How much stamp duty will he have to pay? Are there any other considerations? ...and is this actually a good idea? Find out what Rob D thinks of this idea and if it’s actually doable. Maybe this could work for you as well.  Our second caller is Sally who has a question about stamp duty. She’s changing her residential home to a buy-to-let so that she can buy a new house with her partner.  She’s been given two different sets of figures from her solicitor and mortgage broker in terms of how much stamp duty she’ll pay. One is saying £2,200 and the other £9,250!  Obviously that’s a huge difference so Sally wants this clearing up.  So, is Rob B about to put her mind at rest or burst her bubble?  Tune in to find out!   Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).    Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours.  Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself.See omnystudio.com/listener for privacy information.

Last week Rob & Rob were joined on the Property Podcast by Build To Rent expert, Richard Berridge. Well, he’s back again this week for a second episode on the new craze that is Build To Rent.  In last week’s episode, The Robs covered what Build To Rent actually is, and this week they’re discussing why it matters for you and what the future of Build To Rent might look like. Here’s some of what you can expect The Robs and Richard to cover in today’s episode: What will Build To Rent look like in 10 years time? What’s going to slow it down? How will Build To Rent properties react to market cycles? What marks an area as suitable or unsuitable for Build To Rent? There’s plenty more to be covered in this week’s episode too. So, should you be afraid or optimistic about Build To Rent? You should have a clearer picture after this episode. So tune in to listen.   This week’s news story is possibly one of Rob B’s favourite headlines, ‘Welcome to Manc-hattan: how the city sold its soul for luxury skyscrapers’. It comes from The Guardian, and whilst the headline is actually pretty clever, it’s not very complimentary to the city.  The article is talking about the ever-changing Manchester skyline and the number of skyscrapers that are appearing. They even touch on the homeless issue that we have here in Manchester.  If you ask us, we’re really struggling to see how the amount of investment and regeneration that’s currently being ploughed into the city centre is a bad thing. If anything, it allows the council to use the additional higher rate council tax payments to put into schemes around homelessness. But have a listen and let us know what you think via email or social media.     And for our Hub Extra this week, we’re bringing you another podcast. No, it’s not from Rob & Rob sadly, this one is called ‘Startup’ by a company called Gimlet. It’s been going for five years and sadly it is coming to an end.  The purpose of the podcast at the beginning was to document their process of starting their business. And now, the podcast has come full circle as they are ending their podcast due to the fact that they have been purchased - by none other than Spotify! It’s really interesting to listen to how the deal came about, so it’s definitely well worth a listen. And while you’re there, why not subscribe to our podcast over on Spotify and be notified every week when our new episodes are released?   We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.   Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.See omnystudio.com/listener for privacy information.

This week The Robs are answering two fantastic questions on investing in Birkenhead, and talking about whether you should be overpaying on your mortgage. These are two questions that will definitely benefit a lot of listeners. Joe from Leeds got in touch recently, he’s currently living in London and has a budget of £80,000 - £100,000 and he’s looking for a buy-to-let deal up north.  He’s considering our hotspot areas of Leeds, Manchester and Liverpool but has noticed significant growth in the Liverpool area.  However, he’s wondering if Rob & Rob have any insider tips on investing just across the water from Liverpool, in Birkenhead. Could this be a good contender for capital growth when the ripple effect kicks in? Now we know this is an area that holds a special place in Rob B’s heart, so does he automatically think that Joe should be investing here?  Next up we’ve got Adam from Surrey. Before listening to The Property Podcast, he bought his first buy-to-let property on a capital repayment mortgage and has since remortgaged to an interest only mortgage.  The property makes a good income each month, so now Adam is wondering, now that he’s on an interest only mortgage, should he utilise the 10% interest free payments and chip away at his mortgage?  So, should Adam risk potentially losing out on £200 per month in his back pocket to reduce his mortgage over time? Or should he wait and allow capital growth to do it’s thing?  Tune in to find out what Rob D advises.    Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).    Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours.  Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself.See omnystudio.com/listener for privacy information.

This week Rob & Rob are joined on the podcast by Build To Rent expert, Richard Berridge. After listening to this episode, you’ll know more about Build To Rent than most people in property.  Build To Rent (or BTR) has been flying under the radar for a while now, but it’s only really just starting to become a well known, big thing.  So whilst it’s a topic that has piqued Rob & Rob’s interest, they thought it would be best to bring in the experts to help not only you, but themselves learn all there is to know about Build To Rent.  Richard is not only an authority figure on the subject, but he’s also a consultant, an advisor and a writer. He’s 100% the right man for the job.  Here’s just a few of the questions that you can expect to get answers on from Richard: What is Build To Rent? Who’s the actual owner with Build To Rent? Is it only about income and not growth? Who makes it all happen? We cover a lot of ground in this episode so hit play and listen.    This week in the news, Place North West are reporting that the region’s green belt has shrunk by 3,400 acres. So is the North West becoming the new concrete jungle?  Well, not quite.  What most people don’t realise is that green belt land isn’t always beautiful flourishing forests or national parks, it could be a really unattractive piece of land that’s more of an eyesore and could be put to much better use.   So once again, a big scary headline that’s been blown out of proportion.    Also…it’s that time of the month again, Meetups are just around the corner and heading your way next week! So, if you haven’t yet secured your spot, go and book yourself a ticket now!   And this week’s Hub Extra is a book that Rob D is claiming to be the most inspiring book he’s read all year, and that book is Finding Ultra by Rich Roll. It goes on to tell his story of turning 40, being out of shape, a recovering alcoholic and going on to being one of the fittest men in the world.  It even documents how he had a challenge with a friend to run five Ironman triathlons in a week! Who even thinks that’s a good idea?! He’s also got a very popular podcast too, which is also well worth checking out. We actually included this book on one of our Hub Extra emails a while back after Rachel in our invest team recommended it - The Property Hub book club is in full swing guys!   We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.   Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.See omnystudio.com/listener for privacy information.

Rob & Rob are back again to answer two more fantastic questions sent in by our Hubbers. Martin from Birmingham has got in touch this week. He’s had a property for a few years and has remortgaged a couple of times and changed his mortgage rate.  It’s coming up for renewal again soon and he’s not sure if he should withdraw some of the equity, or leave it in the property so he can get a better loan-to-value rate on his mortgage. So what should Martin do?  Well first and foremost it all depends on where Martin is currently at in his investment process, but Rob D has some excellent advice as always.  Our next caller has a question about insurance. She’s a landlord of a leasehold flat and only has building insurance.  She’s become a little bit worried thinking of the what-if scenarios. What would happen if something went wrong? Would the tenant be liable for damage? Would building insurance be enough to cover her? Also, should she be taking out other insurance policies?  Tune in to find out what Rob B has to say.   Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).    Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours.  Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself.See omnystudio.com/listener for privacy information.

They still hear it all too often ‘Rich Dad, Poor Dad changed my life!’ So this week on The Property Podcast, Rob & Rob are going back and taking a revised look at the book and sharing the lessons that they took away from it, and what they just don’t agree with.  In today’s episode you can expect to hear what the five key lessons are that you should take away from this book, but also the two things that you should be very careful of. This beloved motivational book is now 20 years old! But it still seems to have a huge impact on people’s lives. So Rob & Rob are going to explore why this book is so influential, their experiences, recap key lessons and let you know what they think of them now with the benefit of hindsight.  Here are the five lessons Rob & Rob learnt from the book: Be in control of your finances - Your employer or government will not. Passive Income.  Good debt vs bad debt. Pay yourself first. Keep your job and invest. And what don’t they agree with?  You’ll have to tune in to find that out.   This week’s news story is a 22 page report from HomeTrack on the current rental market, which is a quarterly report. Luckily the BBC website has summarised the report and what the key take away points are.  There’s a number of cities where the rents are up, and wage growth has been relatively strong this year too. So even though there’s plenty of locations where rents have increased, there’s only three UK cities where rents have risen faster than wages, resulting in renting becoming less affordable. These locations are Nottingham, Leeds and Bristol.  Looking at the report, there’s an odd mix of locations that are put together, but on the whole, it seems that Rob & Rob were right at the beginning of the year when they pegged certain cities as places to invest this year.    In other news (and just in case you missed it!), yesterday we had a new YouTube video go live! You can now head over there and find out how to invest £50,000 - a question that The Robs get asked all the time. So head on over, give it a watch, and don’t forget to subscribe.    You won’t be surprised that this week or Hub Extra recommendation is in fact the Rich Dad Poor Dad book, but as an added bonus, we’re also recommending Rich Dad Poor Dad 2: Cashflow Quadrant. These are by far the two strongest books that you need to read, so go grab a copy and let us know what you think of them.    We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.See omnystudio.com/listener for privacy information.

Rob & Rob are back this week for another episode of Ask Rob & Rob and this week they’re offering advice on releasing equity and purchasing property as an expat.  Our first caller of this week’s episode has a question about one of Rob & Rob’s favourite topics, the 18 year property cycle.  He wants to know what you should do at the height of the market? Essentially, should you release equity from your portfolio to purchase more property after the crash or should you sell up completely and then start again post crash?  If you need to refresh your mind on the 18 year property cycle, head on over to Property Hub University and take a look at our free online course. Rob B tackles this question head on - ultimately, it all depends on if you plan to be an active property investor after the crash. He answers this question in two parts so it’s certainly worth listening to.  The second question comes in from a chap all the way from Dubai.  His current situation is that he’s living off his rental income which is through a limited company, however his broker has now told him that he won’t be able to purchase any more property through that limited company.  Is this true and should he look for another way to invest in UK property?  Tune in to find out.    Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).    Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours.  Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself.See omnystudio.com/listener for privacy information.

As you can imagine The Robs get inundated with questions day in, day out on all our different platforms. From social media to our Property Hub forum, they get questions fired at them from all directions.  But one of the places that they get asked lots of questions is through Property Hub Invest. So this week on The Property Podcast, Rob & Rob are answering the most asked questions for you all to hear.  On a daily basis our Property Hub Invest team talk to clients who are at different stages of their property journey and everyone has a different question to ask, but nine times out of ten they’re all similar.  So what better way to answer all these frequently asked questions than to compile them all into a podcast episode. Here are some of the questions you can expect to get an answer to: How to get a deposit together… How to find an area to invest… Where to invest and what returns should be expected? Is capital growth better on flats or houses? Is 1, 2, 3 etc bedrooms better?  There’s even more questions getting answered in this episode. Maybe one of them has been circling around in your mind. Or if you have a completely different question, make sure you get in touch with a member of our Invest team.  Our news story this week comes from Property Investor Today and the headline is ‘young Brits are on the move in the UK, and here’s where…’ For once this is a news headline that The Robs actually agree with. Although some aspects seem a little questionable, the overall stats seem to be pretty spot on - city centre living is on the up.  The Robs have discussed this previously on the podcast and they talk all about the secret trend that nobody else is seeing, so you should definitely go and give that episode a listen. And finally, the Hub Extra comes with a warning this week…  it might just depress you a little bit at just how old you are. It’s a website called ‘you’re getting old’, which basically shows you all different stats about how old you are.  You simply enter in your date of birth and the site will show you things like how many days you’ve been alive, how many candles will have been on all your birthday cakes together as well as some interesting milestones throughout the years and how old you were at the time. It’s all a little bit of light hearted fun.    We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.   Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.See omnystudio.com/listener for privacy information.

The Robs are back again this week for another round of Ask Rob & Rob, and this week they’ve got two cracking questions that they’re about to answer.  Our first caller is a very enthusiastic property investor who unfortunately didn’t leave her name.  She’s fortunate enough to have three property investments in three different locations, which at the moment is working pretty well for her and she’s happy enough being a remote investor.  However, she’s wondering if there’s such a thing as investing in too many cities?  So what do Rob & Rob think of this? Are there both pros and cons to investing in a number of locations?  Next to get in touch is Lindsey who’s just completed on an apartment in Manchester.  Her letting agent has told her that she should let out this apartment on a fully furnished basis.  So what Lindsey is wanting to know is, should she be spending a lot more money on brand new furniture or would second hand be okay? Also, she’s questioning if the furniture will need safety checks before she can move any tenants in? Rob D offers some different options for Lindsey, depending on what her budget is.  Tune in to hear the answers to this week’s two questions.    Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).    Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours.  Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself.See omnystudio.com/listener for privacy information.

Just like we promised, The Robs are back this week and once again joined by Mike Winnett who’s going to share just what happened after he bought everything he was offered.  He’s giving you the insider knowledge to those ‘get rich quick’ courses that you’ve had your eye on, so you can save yourself the money and put it to better use.  Just to recap, Mike sold his company for a substantial amount of money and used the cash to go on a bit of an adventure. He decided to click on all those adverts that you see on the internet and social media that promise you a formula to get rich quick. Does he think they actually work?  If you’ve been considering paying for a property course, or maybe even a mentor, then this is an episode you’re going to want to listen to before you hand over any money.  Or, if you’ve already attended one of these courses and ploughed cash into them, then this might rub salt into the wound, especially if said course didn’t do what it said it would.  So give it a listen and let us know your thoughts. Do you agree on what Mike had to say about property courses and mentors?   In the news this week, Property Wire is backing up what Rob and Rob have been saying for months, ‘property investment surge could come after Brexit, new poll suggests’. According to this recent data, 55% of people have paused their investment plans over the past six months as they await the outcome of Brexit, 60% are waiting for the budget and 37% have taken a property off the market because of a slow down in activity.  So despite a slowdown in transactions, there’s still plenty of deals to be had with what is currently on the market, it’s just knowing where to look, and planning it around the 18 year property cycle.    This week for Hub Extra, we’re still sharing the love for Mike Winnett because his latest video is just phenomenal.  It’s very entertaining and the ultimate anti-marketing video for a pretty big event in Birmingham that you can attend and see some of these big wig entrepreneurs live on stage.    We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.See omnystudio.com/listener for privacy information.

We’re back again this week for another Ask Rob & Rob. Our first question this week comes from Dorian. His question is around income tax for buy-to-let properties, with the new Section 24 rules.  Dorian and his wife are looking at investing in their first buy-to-let and they’ve been told that a lot of lenders won’t lend them the funds through a limited company because they’re first time landlords. Their other thought was to purchase as individuals which will then result in the income from the property being fully taxed on.  So Dorian wants to know if there’s a way around this? Can they own the property as individuals and put the income through a company, or is that not doable?  Rob B clears up the speculation on what Dorian has already been told and what he can do.  The second question comes from Esmarelda who wants to know if she should invest her £230,000 in an apartment in Plumstead near the Crossrail or a house in Luton?  We gathered from her question that she may want to be sticking to investing in the south, so Rob D pinpoints some areas that would be best to consider if the south is at the top of her checklist.  Tune in to find out where he suggests.   Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).    Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours.  Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself.See omnystudio.com/listener for privacy information.

This is the podcast that most people and businesses in the property industry WON’T want you to hear.  As you know, we’re strong on education. We firmly believe that education is how you can arm yourself with the right information to make informed decisions.  We’re often asked for our thoughts on property investment courses that charge you to attend, and also what we think about the free courses that hook you in, only for the host to spend the entire event enticing you to part with your cash. That’s why we’re joined today by Mike Winnet - who’s become somewhat obsessed with exposing these ‘Contrpreneurs’. If you haven’t seen Mike’s video on the Contrepreneur Formula Exposed - watch it here! (It’s also our Hub Extra pick for the second time, because it’s just too good not to watch it again!) And listen to the reason why this video was BANNED, and why it’s now reappeared! Mike is an ex Sales Manager, and what started off as him marketing himself as a joke parody Business Guru on Linkedin - a ‘demotivational’ speaker - has quickly turned into a full on exposure of these so-called ‘financial gurus’ that we’ve all seen across the internet. He’s not just making assumptions - he’s become a get-rich-quick ‘ad-clicker’ - he basically takes every course and buys everything they try selling to him. Every single thing he comes across that promises to get him rich quick, he’s trying and reporting his findings. He’s literally putting his money where his mouth is! On today’s Property Podcast you’ll find out: What prompted Mike to ‘out’ these businesses? His thoughts on why these businesses are preying on vulnerable people The uncomfortable theatrics at these events and the manipulation of these environments Where the idea of the ‘Contrepreneur’ came from The magic formula: the back stories, the tactical pricing, the results - the lot! The shaming tactics he’s had to sit through This is a must-listen for everyone. We want to believe we can achieve great things, but what these people do is pretend there’s a shortcut to getting there. There aren’t any secrets - it’s hard work to make a success of anything, not just property.    We’re not just stopping at this episode. Join us next week to find out what happened after Mike bought everything he was offered - is he now £6 million richer?    And in the news this week, we’re talking about Airbnb as an auctioneer highlights Airbnb opportunity for UK investors. This auctioneer has been through the catalogue and highlighted the lots he reckons are suitable for short-term lets.  There’s no doubt there’s been a rise in the popularity of short-term lets, but are investors approaching it in the right way? Rob D shares his thoughts on where investors are going wrong. Also, it’s Meetup night tonight, so head on over to our events page to reserve your spot.  We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.See omnystudio.com/listener for privacy information.

Ask Rob & Rob is back for another week to answer all your burning property investment related questions.  First up this week we have Charlie. Charlie is based in Manchester and wants to know how important parking is. He almost invested in a 2-bed apartment with his sister but pulled out due to the owner selling the parking separately.  Did they do the right thing by walking away?  Is this a yes or no answer, or are Rob & Rob right down the middle with this one? One thing is for sure… Rob B dishes out some really valuable advice today, and gives listeners some tips on how they can make a yes or no decision on a property like this.  The second question today comes someone who didn’t leave their name, but they’re wanting to know about adding procurement costs after refurbishing a property.  Today’s listener is using the example of purchasing a property for £80,000, and spending £10,000 on refurbishment. Can he add another £5,000 towards procurement? In other words, can he remortgage for £95,000 to allow funds for  stamp duty and conveyancing?  Is this possible or will he hit a roadblock? Rob D is looking at this example from a different perspective rather than what’s actually been spent on what. Have a listen and find out exactly how much our listener will be able to remortgage for - and the answer might just surprise you.    Don’t forget to tune in next week for another two questions on Ask Rob & Rob. Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).  Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours.  Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself.See omnystudio.com/listener for privacy information.

This is the end! Well… it’s the end of Strategy September at least. And we have a great one to finish off on, because today we’re covering the refurb property strategy. And to help us, we’re welcoming Ian back to the Property Podcast.  Ian’s no stranger to our shows; he’s been on the podcast twice before and he has years of experience with building and construction, not to mention the fact that he’s a property developer and investor himself - so what better episode to have him share his practical knowledge and experience... Today you’ll learn: What a refurb actually is The varying types of refurbs The advantages of a refurb strategy How you can add value to a refurb The disadvantages of a refurb  How to keep your budget in check So there you have it - everything you need to know about the refurb strategy; made even better by Ian sharing some words of wisdom with us. Have a listen and let us know if the refurb strategy is for you.     Now, if you've followed Strategy September, hopefully you’ve found the right property strategy for you. We’ve covered: Buy-to-let HMO Flips   But if you haven't found the right one, don’t fear. We’ve got you! You can book a free goals call with one of our team by clicking here. Our team can help you get clear on your goals, identify what property strategy is likely to be right for you and more importantly, help you discover how you can get started and hit the ground running. And we’ll say it again…. It’s completely free.  Hit this link and pick your date and time.   And in the news this week, we’ve got another political story. Now don’t all shut down your computers at once, because it’s actually a pretty positive one. It’s a press release from the government: PM renews drive to give more power to Northern regions.  Typically for the government, there’s not a lot of detail here, but there are a few pleasing aspects of the release - particularly for Scotland. There’s a fair few things in here that have made Rob B smile, so listen to hear what he thinks of this latest update.    We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.See omnystudio.com/listener for privacy information.

We’re back with another episode of Ask Rob & Rob, and the first question this week is from John. John would like to know how many mortgage applications he can have on the go at any one time. He’s looking at buying 3 buy-to-let properties but is concerned about the effect that 3 different buy-to-let mortgage applications could have on his credit file.  Is John right to be wary of multiple applications? Will these multiple marks on his credit file make a difference to his applications - and more importantly, could it cost him the mortgage product he’s wanting to go for? Listen as Rob B talks through what is likely to happen and find out how John can manage the impact of multiple mortgage applications.  The second question came in from someone who didn’t leave her name, so we’re calling her Pauline.  Pauline has recently been inspired by Mark who’s gone from 0-10 properties in 5 years. She loves the podcast but would like Rob & Rob to have more of a focus on Scotland, which is where she’s interested in investing.  We have previously done a whole episode on investing in buy-to-let property in Scotland where The Robs talk through the best places to invest and cover the property buying process - which differs vastly from those in England.  But what other nuggets has Rob D shared with Pauline about investing in Scotland? You’ll have to listen to find out. And don’t forget to tune in next week for another two questions on Ask Rob & Rob.   Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).    Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours.  Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself.See omnystudio.com/listener for privacy information.

It’s the penultimate episode of Strategy September and this week Rob & Rob are covering flips. Now flipping is probably the most glamorous property strategy there is. There are dozens of TV shows you can watch and it’s a good way to make a decent profit quickly.  However, there are a number of risks involved that you should consider and The Robs are going to cover them in today’s episode along with: How much capital will you need? What are your finance options? Where do you want to be looking? How do you do your numbers? How do you work out your refurb cost? What other expenses do you need to allow for?  How do you know what you’re going to sell for?  So before you rush into flipping properties, thinking it’s as easy as it looks on Homes Under the Hammer, you might want to give this episode a listen first. And, after you’ve given it a listen, make sure you go and take our free course over on Property Hub University and really test out your knowledge on flipping properties.    And in the news this week, we’ve got (another) negative headline. Apparently property investors make on average just £2,000 net return each year after ‘hidden costs’ are taken out. Now considering an average property is £183,000, that kind of profit seems hardly worth it.  So we might as well all give up and pack it in.  Or should we? Luckily, in the article they’ve listed these different hidden fees so we can see where they’ve got their figures from. We’re not quite sure where they’ve plucked them from, especially on an average priced property, but nevertheless, we think you’re pretty safe for the time being.   And to give you that extra bit of value, this week’s Hub Extra is another fitness site called Nano Workout. Now this might seem like a bit of a prank because when you think about it, it is actually quite funny. But this site has come up with different exercises that you can incorporate into your everyday life.  So there’s things you can be doing while you’re sitting at traffic lights, sat at your desk, and even ones you can do whilst you’re sat on the couch watching TV. If this sounds like something that could help you get into fitness, let us know what you think of it.   We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.See omnystudio.com/listener for privacy information.

This week we’re talking about the ripple effect and also seeing if there’s a certain amount of cash you should be putting to one side for a rainy day.  Kicking us off on Ask Rob & Rob this week is Kevin. He’s listened to the podcast for over a year now and is interested in investing in the north. He’s obviously heard us bang on about our top city locations such and Manchester and Leeds, but he’s curious about the surrounding areas.  He’s particularly interested in Barnsley and Chesterfield.  He’s done some searching and thinks that both locations have all the right fundamentals - but will they benefit from the ripple effect of Sheffield and Leeds?  Listen as Rob B gives his two pennies and lets Kevin know what he thinks about the potential investment options a bit further up north.  The next question is from Graham who has a question about backup funds.  He started his buy-to-let journey two years ago and currently has three properties, with the aim of buying another two in the next six months. So Graham is wondering if there’s a general rule of thumb for putting a certain amount of money aside in the event of an emergency? He’s also wondering if this should change in-line with the more properties you purchase.  Is there a specific formula Graham should be considering? Listen as Rob D offers his advice on what Graham could do to save for the inevitable.  And don’t forget to tune in next week for another two questions on Ask Rob & Rob.   Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).    Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours.  Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself.See omnystudio.com/listener for privacy information.

We’re back for part two of Strategy September and this week we’re talking about HMO’s.  The Robs have talked about HMO’s numerous times on The Property Podcast, but they wouldn’t consider themselves experts.  So this week they’ve brought in another Rob who knows pretty much anything and everything about HMO’s. Enter Rob from Maygreen Investments who, along with his wife Sarah, has built up a portfolio of HMO’s that are absolutely beautiful. You can have a nosey here.  Here’s a little taster of what you can expect The Robs, and Rob, to cover: What is a HMO? And an example of one The advantages and disadvantages of a HMO Who should be looking at investing in a HMO? Some great tips from Rob if you’re looking at a HMO strategy This is a jam-packed episode, so make sure you’re listening carefully and have a pen and paper at the ready.    And in the news, we’re elaborating on an article we included in last Friday’s Hub Extra email - yes, we’re talking about politicians again. The article comes from The Daily Mail and it reads, ‘John McDonnell is to declare war on buy-to-let landlords by giving tenants the chance to purchase their property at a DISCOUNT price’.  We might need to apologise in advance before you listen to this episode as The Robs get a little political on this topic. It’s not with the intention to offend, but quite frankly it’s all a bit ridiculous. We can’t blame them for voicing their opinions on something so bizarre. Have a listen and let us know your thoughts on the matter.    And in this week’s Hub Extra, we’ve got a new podcast for you. This one is called ‘Land of the Giants’ and the concept is that in each of the series they’re going to focus on one of the tech giants like Google, Apple, and other similar businesses. The first series is on Amazon, and each episode explores how Amazon has got to where they are today and how it’s not only evolved but changed the world as well. It’s a great podcast on the businesses that we just can’t seem to live without.    We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.See omnystudio.com/listener for privacy information.

This week we’re back to normality and The Robs are answering two fantastic questions that have come in from our Hubbers.  First up, we’ve got another Rob. He lives in Dubai and he’s got a whopping £500,000 to invest! He’s looking to invest his cash in the North of England and his strategy is to generate an income.  Obviously being in Dubai, viewing properties is a little tricky for Rob, so he has no idea what kind of property he should be investing in or where he should ideally be looking to generate that income.  Essentially, he’s asking Rob & Rob, if they had £500,000 to invest in the North of England, where and what would they buy? So how would The Robs invest half a million pounds? Tune in to find out.  Next we have Amy from Hastings. She and her partner are looking to invest and are in the process of releasing some equity from their residential property.  To begin with they’re looking at buy-to-let properties in either Manchester or Leeds, but just off the bat, she wants to know Rob & Rob’s thoughts on Airbnb or serviced accommodation in general.  She’s not run the numbers on it yet and before she wastes her time doing so, she’s wanting to know if it’s a good strategy to go with?  Would Rob & Rob approve of a serviced accommodation strategy?  Hit the play button to find out.   Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).    Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours.  Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself.See omnystudio.com/listener for privacy information.

We’ve got something exciting for you over the next few weeks. We’re bringing you ‘Strategy September’ and going back to basics discussing all the possible strategies that are out there. They’re going to be talking about flips, HMO’s and refurbs. This week The Robs are kicking it off with buy-to-let and here’s what they’re going to cover in today’s episode: What is buy-to-let? Examples of buy-to-let properties  The advantages The disadvantages  Who is it for? Tips for finding the perfect deal Plus, you’ll get to hear The Robs get personal and tell you all about how and why they got started in property in the first place, over 10 years ago. Make sure you tune in, it’s going to be a good one!   This week our Hub Extra is an app called ‘Seven’ and it’s a seven minute workout app. Rob B came across this app after Jack Dawsy mentioned it when explaining how he plans out his week so he thought he’d give it a go.  It basically gives you a seven minute workout and it’s been proven that if you do a high intensity workout (HIIT) that’s the minimum amount of exercise you need to do each day. So no more excuses not to go to the gym now!  We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.   Make sure you’ve liked and subscribed to our brand new YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.See omnystudio.com/listener for privacy information.

This week we have one question that’s taking centre stage. But it’s one that A LOT of you have been talking about... so here’s Vicky asking the question on everyone’s behalf.  Her question is about the HS2. Since Boris Johnson came into power there have been a number of mixed messages floating around: “It’s going ahead…” “It’s not going ahead” “It’s over budget…” “It’s only going to serve the north…”  The list is endless. Vicky is wanting to know what The Robs think of it all and what impact they think it will have on the likes of Manchester, Liverpool and Leeds. Rob & Rob are big fans of HS2, so tune in and have a listen to what they really think of all these mixed messages.   Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).    Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours.  Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself.See omnystudio.com/listener for privacy information.

We’re back with Property Podcast listener Mark Ward who last week told us how his strategy helped him to grow a double digit portfolio in just five years.  This week The Robs are delving into how Mark managed to change his mindset to that of a winning one which was the driving force behind the growth of his buy-to-let portfolio. He’s focusing on the strategy of buying below market value, refurbishing and refinancing. While he’s been using traditional mortgages and a little bit of bridging too, Mark’s also been doing a couple of really unique things. When you consider some of the bonkers things Mark has done - which goes far beyond the usual ‘putting in an offer without viewing it’ - (go here to listen to how he’s purchased in a known flood zone, done some intense refurbishing and entered the terrifying world of bridging finance) it makes you question just how Mark actually made this all work to his advantage. Mark might knows exactly what he’s looking for and where he wants to go with it, which is great! But ultimately, a lot of this also boils down to his mindset.  And that’s exactly what we find out more about in the second part of this interview with Mark and Rob D.    In the news this week, a dramatic headline from The Express, ‘Brexit property WARNING: Sell your house after this date to avoid losing money’. In a nutshell, the article basically says if you’re looking to sell your house, wait until after the 31st October, which is when we’ll apparently know what’s happening with Brexit.  Even though we’ve heard this a number of times throughout the year, even Rob B admits that he’s noticed a decline in the number of new properties coming to the market in his local area. For once, even The Robs agree with this headline and think that you probably shouldn’t sell your property before the 31st October. However, if you’re looking to buy a property, you should 100% be focussing on buying before it.    This week’s Hub Extra is in-keeping with today’s episode and it’s a simple but effective quote from Benjamin Franklin; ‘well done is better than well said’.  Which reiterates what The Robs are always saying, it’s all about taking action! It’s all well and good talking about your goals and what you’re planning on doing, but you won’t reap the benefits until you put those words into action.  We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our brand new YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.See omnystudio.com/listener for privacy information.

We’re back after a long weekend with two more fantastic questions from our listeners. This week we’re answering questions on one of our favourite cities - Manchester -  as well as trying to avoid stamp duty. First up, we’ve got another Rob! There’s just no escaping them. Rob is new to property investment and after securing two properties in London where he lives, he’s looking to start his property journey up north.  After he listened to Boris Johnson’s speech, the growth potential of Manchester and the Greater Manchester area really excites him, but he’s wondering if the market is now saturated or if the long term potential is here to stay?  He’s also wondering how familiar he needs to be with the area before he considers investing?  If you’ve listened to The Property Podcast for a while, you’ll know how much The Robs love talking about Manchester and could spend hours giving Rob advice on investing in the area.  But they won’t keep you all day, they’re just dishing out the top tips on how to go about investing in property in Manchester.  Next we’ve got Tim. He’s got a couple of properties already, one being serviced accommodation and the other a standard buy-to-let. He’s just retired and is looking to make property his full time income to make himself financially free. He’s been listening to a number of podcasts and webinars, one of which has said that he can avoid paying stamp duty if his property is being used as serviced accommodation.  So is it true or not?  Tune in to find out.   Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).    Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours.  Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself.See omnystudio.com/listener for privacy information.

Forget location, location, location - we’re talking about education, education, education. And today we have a guest who’s put ALL our property education into practice. Today we’re kickstarting a two-part series and talking to Mark Ward who has taken all those property lessons and built himself a double digit portfolio in just five years! Impressive stuff. So settle in and get ready to listen to what Mark has achieved and just how he did it. Who knows, this might just give you the kick start you need.  To give you some back story, Mark got in touch with us over on Instagram. Like many Property Podcast listeners, his journey started out accidentally - so for all you accidental landlords out there, this is an episode for you! Mark has bought two properties per year at below market value, he’s then refurbished and refinanced them to release some cash. And in just 5 years, he’s got a pretty sweet, double-digit portfolio on his hands.  Rob D caught up with Mark to have a little chat about his journey so far. It’s definitely an episode you’ll want to listen to, no matter what stage of your property investment journey you’re at.   The Robs are also discussing the latest Hometrack price index in this episode. Once again Liverpool is top of the list, closely followed by Nottingham, Leicester, Manchester and Birmingham. Just behind them are Sheffield and Leeds which are all locations we tipped for big things at the start of the year.  This month, the report has looked at the amount of stock coming onto the market compared to the number of sales that have been agreed. In Manchester the ratio of sales to new supply has increased which is a signal that Manchester is likely to continue to grow in house prices - phenomenal considering how much Manchester has already grown in the past few years!  If you’re wanting further info on these hotspot locations, you can find our useful location guides over on the education section of our website which will certainly help you with narrowing down the areas you’d like to invest in.    Our Hub Extra this week is a new podcast recommendation! Don’t worry, The Robs haven’t started another podcast - not yet anyway. This podcast is called Heavyweight from Gimlet who produce a lot of great podcasts, but this one takes someone back to a moment in their life that they regret or keep thinking back to, and he helps them resolve that situation and move on.  It’s not ‘heavy’ in the tone of voice, it’s actually quite comical and really entertaining. So this is a good one for you to unwind with.   We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our brand new YouTube channel where we upload new content every week!  If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.See omnystudio.com/listener for privacy information.

It’s our 200th Ask Rob & Rob episode! Can you believe it? So what better way to celebrate than continuing to do what we do best and answer your property questions! This week’s first question comes in from Steve. He’s seen some new build properties that look slightly overpriced compared to other new builds in similar areas. So he’s wanting to know from an investor perspective whether Rob & Rob reckon he’s better off investing in a new build or maybe purchasing something a little older? Rob B points out that he does indeed think new builds can be overpriced, but then again, rightly highlights that any property can be overpriced. In true Rob B style, he has some winning advice that Steve can take on board. So listen carefully if you have your eye on a new build buy-to-let purchase in the future.  The next question is from Brogan. He opened up a lifetime ISA when he started his graduate job to help him buy his first property. Since then he’s found our wonderful podcast (good man!) and had his eyes opened to the buy-to-let world.  Now Brogan wants to use the money in his ISA to purchase his first buy-to-let property. However, the T&C’s of a lifetime ISA state that you have to use this scheme to purchase a property to live in.  Is there any way to get around this? Tune into this week's episode to find out what Rob D suggests.    Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).    Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours.  Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself.See omnystudio.com/listener for privacy information.

This week The Robs are looking at more listener deals but this time they’re taking on the challenge of helping Nathan decide between two deals. He’s torn between two properties and doesn’t know which one to go for. Should be invest in Leeds or Manchester?! Two fantastic cities and two very different deals. So which one do The Robs think he should go for? Settle in as Manchester and Leeds battle it out to win Nathan’s investment. First up we have a two bedroom flat in the middle of Manchester on Princess Street for £240,000. It’s pretty central and close to two main train lines and was converted around 15 years ago. Certainly move in ready.  He thinks he’ll be able to achieve £920 pcm after taking off his management fees. Once other fees have been deducted, he’s looking at a net profit of just under £200 per month, giving him an ROI of 3%. A 3% ROI isn’t exactly going to get you excited, but Nathan said he’s in this for the long run and capital growth is more his long-term plan. So should this be the property he goes for? The second option is a two bedroom flat in the middle of Leeds at Westpoint for £245,000. It’s pretty much the same as the Manchester deal in terms of central location and rental price of £1,000 pcm. It just has a slightly higher ROI of 4.1% which is the equivalent of about £60 a month, so not life changing amounts. Compared to the Manchester conversion, this property is a high-end new build. It’s got a huge balcony and whereas the Manchester apartment was 600 sqft, the Leeds apartment is over 900 sqft!  So does this make it a no brainer and Nathan should be going for bigger and newer?  Tune in to find out what The Robs have to say and which property they think Nathan should go for.  And if you want to find out more about whether you should invest in Manchester or Leeds, we have some handy resources for you right here: Click here to find out why you should invest in Manchester Click here to find out why you should invest in Leeds   This week’s news story isn’t coming from one of our beloved tabloids, we’re reading an open consultation from the government. So this lengthy headline of ‘A new deal for renting: resetting the balance of rights and responsibilities between landlords and tenants’ is actually worth reading as it’s to do with the appeal of section 21. Everyone pretty much lost their minds a few months ago when section 21 came into play, but what are they hoping to do about it now we’ve all had a chance to digest it?  Are there changes ahead?  Have a read and listen to what The Robs think on this week’s episode.    This week’s Hub Extra is a book called ‘The Ultimate Blueprint for an Insanely Successful Business’ which is highly recommended by Rob D about accounting. Now don’t switch off just yet, we know accountancy isn’t the most exciting of topics, but this book will become more appealing to you the bigger you grow your business.    Even Rob B picked this as one of his holiday reads! So give it a read and let us know what you think. We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.   Make sure you’ve liked and subscribed to our brand new YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Propert  See omnystudio.com/listener for privacy information.

This week on Ask Rob & Rob, we have the B word again - and the R word. So if you’d like to know more about Brexit or repossessions, this is the podcast episode for you!  First up we have Christiano. He’s wanting to know if he was to go ahead with a repossessed property, will it be mortgageable once he’s bought it? He’s also wondering if Rob & Rob have any advice on what tactics he should use when looking to get the best deal on a repossessed property.  It’s good news for Christiano! Listen as The Robs explain why mortgages shouldn’t be an issue with repossessed property as financial issues sit with the previous owner - not the property.  However, if he’s looking at bagging a cracking deal, it might not be all plain sailing. The vendor has a duty (to the lender) to achieve the maximum price they possibly can - so does that mean that getting a great deal is dead in the water?  Find out what Rob D has to say.  Our second question comes in from Baz who’s still concerned about Brexit and is contradicting The Robs’ views. Baz is seeing quite a steep rise in house prices in Birmingham (which doesn’t seem consistent with the growth he’s been witnessing over the past four years). He’s putting it down to the fact that there’s not a lot of choice on the market and he’s being significantly outbid by owner occupiers on properties he’s been looking at.  So now he’s being cautious about buying any property within the next six months. Ultimately, he’s wanting to know how confident Rob & Rob are that there won’t be a market crash the minute we get a deal with the EU.  It’s a great question, and probably one which many other listeners will want to know the answer to. Tune in to find out what The Robs have to say.  Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).  Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours.  Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself.See omnystudio.com/listener for privacy information.

This week on The Property Podcast, Rob & Rob are back by popular demand, evaluating your listener deals live on the show.  These episodes are ones that The Robs absolutely love doing, and this week we’ve got three cracking deals to get through.  So grab a brew and settle down as we listen to how Rob & Rob scour Rightmove and offer advice to our three lovely listeners Tim, Sarah and Ahmed.  First up we have Tim who has been looking at three bedroom terrace house in Worthing. The property was on the market for £325,000 but Tim managed to get a cracking deal and had an offer of £285,000 accepted. Kudos to you! He reckons that realistically the rent is likely to be £1,150 pcm, however this valuation won’t pass the stress test criteria and Tim will have no choice but to go for a 5 year fixed term mortgage to be able to get the full 75% loan to value rate.  After running some quick numbers, it looks like Tim will potentially end up with a net yield of 1.5% and about £400 in his back pocket each month. Would The Robs choose this deal to add to their property portfolio?  Rob & Rob also take a look into Sarah’s two bedroom apartment in Didsbury that she bagged for £205,000 and Ahmed’s three bedroom terraced house in Birmingham that he got for £13,000 below asking price, but needs a lot of work doing to it!  So which of these three deals would Rob & Rob be most likely to invest in themselves?  Tune in to find out and listen to what advice they guys have to dish out. In the news this week, Boris Johnson is in our good books again as he’s now announced a new railway link between Manchester and Leeds.  Transport for the North proposed this a while ago, but Boris has blown this right out of the water and is moving for a bigger and better plan! Not only will there be new connections from Manchester to Leeds, but also Manchester to Liverpool and Sheffield.  Hopefully this isn’t just a pipedream and Boris will actually follow through with it - we’ll just have to wait and see. This week’s Hub Extra comes in from one of our Hubbers, David. It’s a website called Get The Data and it’s a site where you enter the postcode and it pulls loads of information about that location from a number of different sources.  It will give you everything from the nearest public transport stop to the food hygiene ratings of local restaurants and takeaways. So this is a great resource to use if you’re looking to invest in a new area and are wanting to get clued up on any particular location.  We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our brand new YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.See omnystudio.com/listener for privacy information.

This week on Ask Rob & Rob, the guys are only answering one question because it warrants a pretty comprehensive answer.  AND it’s a question that’s on everyone's lips right now... What impact will Boris Johnson have on property investors now that he’s our new Prime Minister?  Thanks for the question Becky - let’s dive right in! Boris has already made noises that he’s going to make changes to stamp duty, and if you didn’t read last week’s Hub Extra, we actually included this story. Surprisingly, it’s not as doom and gloom as you might think.  He wants to move the threshold of where stamp duty becomes payable to £500,000 - which is a big difference to the current £125,000 and will make a huge difference to buy-to-let property investors and homeowners.  There’s also considerations that stamp duty will be payable by the seller rather than the buyer. Now, this isn’t something he’s officially made a comment on, but if it goes ahead it will have a bit impact on the market. However it looks like the 3% surcharge for buy-to-let properties isn’t going anywhere any time soon. Bah! Rob & Rob have talked about stamp duty numerous times on The Property Podcast and we even explain in depth what it is and how it works in this article. But what do The Robs think of Boris Johnson running our country altogether?  Well, you’ll have to tune in to find out their opinion. Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).  Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours.  Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself.See omnystudio.com/listener for privacy information.

This week we’re going to teach you how you can recycle your capital and grow your portfolio at speed.  This might seem like a daunting topic and you might be thinking it’s going to take you at least another two years to build up your deposit pot to be able to buy your next property.  But fear not! We’ve got mortgage expert Dave Cookson on the show this week who’s going to demonstrate how you can build your portfolio at a pace you probably didn’t think was possible.  Just by listening to Dave you can tell how passionate he is about helping people finance their properties and chances are, some solutions he suggests you might not have thought of yourself.  And believe it or not, Dave reckons that the financing is the easy part, it’s finding the property that’s the hard part!  Here’s what The Robs and Dave are going to cover: Recycling your cash for deposits  Adding value Funding the purchase and cost of the works Finding the right property  Anticipating the risks. You’re definitely going to want to grab a notepad and pen for this episode.  In the news this week, London’s first high-end build to rent homes. When you think of a build to rent scheme you’ll often picture a block of apartments that have been designed for that specific reason with dedicated communal facilities. Well not this development. Essentially this development in St Johns Wood is just five houses.  Now don’t get us wrong they’re very nice houses, but do you have a spare £5,500 a week to live in one of them? Oh, and you’ll need your own furniture too as that’s not even included in the price!  In a nutshell, once again headlines are being incredibly misleading and this development is essentially a buy to let scheme, which as we all know has been around for a long time.   This week’s Hub Extra is an audio book that both Robs have thoroughly enjoyed. It’s called The Spy and the Traitor by Ben Macintyre and it’s a story about a spy in the cold war and the effect it had on his own life. So if you like a thrilling, gripping book and one that also educates you in history, then this is definitely a book for you.  We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our brand new YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.See omnystudio.com/listener for privacy information.

This week on Ask Rob & Rob, the guys are dishing out advice on how to best handle homebuyer surveys whilst using them to your advantage, and what to do when your letting agent adds in new fees to your contract.  They’re certainly two questions that probably 90% of investors will come across at some point in their property journey, so this is definitely an episode to bookmark!  Our first question comes in from Cassie. She wants to know how you can use a home buyers survey to negotiate a price.  She’s previously had one done that says a property needs a lot of repairs doing to it. Can she use this survey along with the property valuation to her advantage to negotiate a better deal? Rob B explains the different levels of homebuyer surveys you can get and advises Cassie on what she should do, with one potential outcome being to walk away from the deal.  Rob D points out that Cassie is in an even better position than she was at the beginning now that she has this additional information. Ultimately, it’s her choice what she does, if she can get a better deal, great!  But if the numbers aren’t going to stack up, then as The Robs mentioned last week, sometimes walking away is the best possible option. The second question is from Matt  who’s having a bit of a dispute with the letting agent for one of his properties. The current tenant has just given notice to leave and the letting agent is now saying that due to the new tenant fee ban, they need to charge Matt to get new tenants in. Is the letting agent allowed to do this? Can Matt dispute it and within his rights to avoid paying for it or is he going to have to suck it up and take on the new agreement? Matt certainly isn’t alone in this situation, there’s numerous letting agents who are implementing these new charges so that they’re not out of pocket.  So what advice do The Robs have for Matt? Should he stick with his current letting agent and accept the fees, or should he start to shop around for a new agent?  To make life easier, he could just head on over to Property Hub Lets, but tune in to find out what Rob & Rob suggests. Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).  Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours.  Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself.See omnystudio.com/listener for privacy information.

This week The Robs are talking about what it takes for them to walk away from a deal. Usually you’ll hear The Robs talking about taking action, but there are inevitability times when it’s better to walk away. There are certain deals that need a firm ‘no’.   So what does it take for The Robs to walk away from a deal? And how should you decide whether a deal is really the right one for you?  Here’s what Rob & Rob are going to cover on today’s episode: Price Fundamentals Rental potential  Neighbours  Leasehold houses Leases with doubling ground rent This is an episode that you will benefit from no matter what stage of the property investment process you’re in.  So hit that play button and let us know what you think of this week’s episode. In the news this week, we’re looking at Wirral Waters, one of the biggest regeneration projects in the country. When it’s complete, the money invested into the area will top over £1 billion, if not more!  Peel Group have teamed up with developer Urban Splash to bring a £55 million scheme to Wirral Waters. As you’ll know if you’ve listened to The Property Podcast over the past few months, The Robs are big fans of Urban Splash and everything they do - Tom Bloxham MBE even appeared on a few episodes. This is a development of 337 modular homes, which are factory built and something that Urban Splash are renowned for.  And in other news… it’s nearly Meetup week! These seem to come around so quickly, but next week we’re back! Some of our more popular locations like London are already sold out, but we do have some tickets left. So be quick and grab yours here.  This week’s Hub Extra is something the whole team at Property Hub has been using over the past month. It’s a little app called Count.It which encourages you to get up and get fit with a little competitiveness thrown in for good measure.  You can do this with your colleagues, friends or family and set up a league table to find out who’s the most active. So download the app, invite your competitors and get walking!  We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our brand new YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.See omnystudio.com/listener for privacy information.

This week on Ask Rob & Rob, the guys are answering two questions that are affected by current and ongoing situations from property booms to increasing tax bands. This week’s first question is from Lee -  he has a clear strategy and wants to use property to increase his regular cash flow so that eventually he can be financially free. He’s roughly 60% through this process but his next property might allow this to happen a lot faster.  He has a 3-bedroom property in South London and the property price has grown 50% since he bought it back in 2010 - happy days! Lee thinks he’s got about £120,000 worth of equity in the property and has considered selling up and purchasing two properties to double his income - but this is where he gets a bit stuck.  Should he sell up now, or hang on and wait for a property boom and hopefully get more money than what the property is currently valued at? Tune in to find out what The Robs think he should do.  Our second question comes in from Chaz who’s wanting to know if a change in tax bands, dependant on who our next Prime Minister is, could result in him needing to change strategy?  It’s a bit of a tricky one because how many politicians actually follow through with what they say they’re going to do? But nevertheless, Rob & Rob give their opinion to help Chaz and his future strategy. Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).  Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours.  Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself.See omnystudio.com/listener for privacy information.

This week The Robs are talking about an important calculation. They’ve never talked about it before, but it’s one you need to start using.  That’s right, they’re talking about how you can make money from property and the different ways you can achieve this.  There’s a popular debate on whether you should optimise your goals based on the monthly rental income you need or the capital growth potential. But what they’ve not really talked about in detail is the total return that you’re going to make from property over time. So this week, The Robs are covering the total return that you can make from your property investment, including how to calculate it and ultimately, why it matters.  Want to know how you can work out the return on investment for your potential property? Tune in to listen to how The Robs break it down.  In the news this week we’re looking at the latest figures from Hometrack and the House Price Index for May 2019. When you look at the top cities in the country, The Robs are pretty pleased that they tipped four of the top five as ones to invest in this year. Especially Liverpool with prices being up by 5%!  The report looks at the most affordable cities as a first time buyer and no surprise that London, Cambridge and Oxford were at the bottom of the list. But what was surprising was that the most affordable location in the UK for a first time buyer is Liverpool! Now this is fantastic news as it sets the indicator that the growth Liverpool is currently seeing is set to continue and has the furthest to grow, even though it’s a current hotspot.  Check out the report and see what other cities tick the affordability box.  We’ve also got ANOTHER new video up on YouTube for you. This time The Robs are talking about using a limited company as a buy to let investor, and if they’re really necessary. Head on over to our channel to check it out, leave us a comment on what you think about limited companies (and if you use one), and don’t forget to hit that subscribe button. And finally, this week’s Hub Extra is a Google Chrome extension called Just Read. Essentially it strips all of the rubbish out of a webpage so you can read it properly. If adverts and pop ups drive you mad, this extension will be your new favourite tool! You’re welcome! We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our brand new YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.See omnystudio.com/listener for privacy information.

This week on Ask Rob & Rob we’ve got two great questions that we’re pretty sure most investors will want to know the answers to. Especially if you’re just starting out or trying to grow your portfolio. Our first question this week comes in from Ian who’s been a Hubber for well over a year and an avid podcast listener.  He feels like he is clued up on the educational side of investing and is ready to take the plunge, but the financial side of things are holding him back.  His goal is to be able to replace his income with property through buying and refurbishing below market value properties.  At present he could realistically afford to save £1,000 per month, which is a decent amount to be putting away each month, but still means he’s roughly two years away from starting his investment journey.  So Ian is wanting to know what strategy would The Robs suggest for someone who has a low amount of capital to start off with, and are there any ways of raising the finances other than a traditional mortgage lender?  What advice can The Robs offer Ian to bring that start date that little bit further? Have a listen to find out. The second question comes in from Justin who has just exchanged on his fourth buy to let property - congrats! Two of his properties are in his personal name and the others through a limited company.  Justin has ambitious plans for the next few years in growing his portfolio and now he’s wondering if there are a limited number of mortgages that an individual can get?  Are there issues and more hoops to jump through for accessing mortgages with the more mortgaged properties you have and the bigger your portfolio gets? It’s good news for Justin, there are no limits to how many mortgages you can have. Hooray!  But there are some certain criteria that any investor should have a look into before applying for another mortgage. Tune in as Rob D explains all. Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).  Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours.  Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself.See omnystudio.com/listener for privacy information.

The Robs aren’t holding back on this week’s Property Podcast. They’re telling you the brutal truths about property investment that you won’t hear from anyone else. That’s right, they’re dropping some truth bombs and showing you how slick marketing can lead you astray [sorry marketers!]. You’ll also learn about the (many) things that can go wrong and the (many) frustrations that come with being a property investor.  But don’t worry, it’s not all doom and gloom. When starting out on your property investment journey, you’ll only ever hear about the positives and how much money you can make from property. You know the type - the “get rich quick” type. But many of these businesses are only in the property game to make money. They’ll tell you about the results, but not the process and where things can go wrong.  90% of the time, Rob & Rob have nothing but positive things to say about property investment, but it’s also important to be realistic and talk about the things that can, and more than likely will go wrong.  Property can be a bumpy ride. Having a goal and a clear strategy in place will stop you from making a fair few mistakes. And if you don’t know where to start with this, you can take us up on a free goals call where you can have a chat with a member of our Invest team and become a bit clearer on what your goals are and how to execute them. For free.  You can also take our free goals course on the Property Hub University in the meantime. So buckle up, and tune in to listen to the property truths Rob & Rob are dishing out. Trust us, you won’t get this type of honesty from many others in the property investment industry.  And if you’ve experienced any of the issues mentioned today, or you’ve been in a situation we’ve not covered, we want to hear about it. Or maybe you’ve been in a sticky situation and managed to get yourself out, we want to know how you did it - make sure you get in touch.  Our news story this week comes from Property Investor Today which is looking at the ‘Best UK university towns and cities for property investment’. They’ve ranked them based on yield and capital growth, so no surprise that Oxford and Cambridge were at the bottom. But the location at the top spot came as a surprise - The Robs haven’t really spoken about this city much. Newcastle didn’t make The Robs’ hotspot list this year, but it’s certainly a location to watch in the years to come. We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our brand new YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.See omnystudio.com/listener for privacy information.

This week on Ask Rob & Rob, we’ve got another two great questions for you about student accommodation and EPC ratings. Our first caller is Dawson who is looking at investing in student accommodation. She’s based in the south but has a clear understanding that yields are better in the north. She’s looked at Manchester and Liverpool but she’s finding that they’re getting quite saturated with a lot of properties left empty - she thinks this is mainly due to the new rules and the amount of new developments becoming available. So where would Rob & Rob recommend she look for a good student let with a high yield? Or is this market not worth getting into?  The next question is from Thomas who has been looking at a property to buy up north in Barnsley.  He’s had the EPC come through showing a rating of 9, which has obviously sparked concerns of how much it’s going to cost to get the property up to standard so they can rent it out.  Do Rob & Rob know the best way is to get this improved? Are there any grants or funding that Thomas can apply for to give him a helping hand? It’s safe to say that Rob B is absolutely baffled by such a low rating but answers Thomas’ question regardless and gives him some guidance.  Tune in to find out what he suggests. Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).  Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours.  Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself.See omnystudio.com/listener for privacy information.

Have you ever wanted to step into Rob and Rob’s shoes and know what it’s like to be them for a day? Well now you can. This week on The Property Podcast The Robs are sharing their top seven brain hacks with you.  These aren’t just brain hacks that The Robs are dishing out from other people. They both live by these day in, day out. If you implement them they’ll make a huge impact on your life too. So what are the seven brain hacks that Rob & Rob live by religiously? Habit stacking Practice gratitude Finding the positive Give yourself a reset Dedicated worry time Visualisation Tracking habits to keep them They go into a lot of detail explaining why they live by these rules so it’s definitely worth a listen.  Who knows, in 30 minutes time you could feel more motivated than you have in a while and have completely changed your mindset.  So if you decide to implement any of these brain hacks and improve your way of living, make sure you get in touch and let us know. We want to hear all about it. Brace yourself, we’ve actually got a positive news story! ‘Property market bounce back? Demand from buyers and sellers increases as Brexit fatigue fades, estate agents claim’.  Granted it is based on self reported data so who knows how true it is but the National Association of Estate Agents have surveyed their members and found that there’s been a 16% increase in the last month of new buyers registering with them.  There’s also been an increase in supply. Nothing significant has changed to cause this, so give the article a read and see what you think. Keeping in theme with today’s podcast, our Hub Extra is an app called Strides, which is a habit tracking app. So if after listening to today’s episode you’re feeling a surge of motivation and wanting to take action, go ahead and download it. Meetups are next tonight! Most events are sold out but there’s a couple with tickets left. If you’d like to attend, you can find your nearest meetup venue here on our website. Or register early for next month! This week on our YouTube channel we published a new video on finding the right accountant for your property business. Now obviously we have Property Hub Tax who are amazing at what they do (not to blow our own trumpet) but they might not tick your boxes. So go give it a watch and let us know your thoughts. Don’t forget to subscribe! We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our brand new YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.See omnystudio.com/listener for privacy information.

This week on Ask Rob & Rob, the guys are answering another two cracking questions sent in by our Hubbers.  First up is Mike. He’s an avid Property Podcast listener and after just four or five months he took the plunge and invested in a great Liverpool buy-to-let deal we launched just a few months ago.  Mike is wanting more information on joint property ventures - particularly on how he can get the ball rolling. Now that he’s made his first investment, he’s got the bug and wants to see how he can secure his second property without having to wait too long to release some capital from his first.  Can an individual go into a joint venture with a limited company? A pretty decent question if you ask us. So what’s the answer? And are The Robs a fan of joint ventures? Our second question comes from James who’s wondering what a sensible loan-to-value ratio is. Do The Robs think having a portfolio at a 75% LTV is a risky move? Rob D explains that a 75% loan to value is pretty standard these days and for it to be a bad idea, the market would have to drop more than 25% overnight.  But there’s much more to be said on this topic. So tune in to find out what else Rob D has to say about loan-to-value ratios when investing in investment property. Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).  Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours.  Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself.See omnystudio.com/listener for privacy information.

This week on The Property Podcast, The Robs are discussing the investments you should be avoiding in the upcoming property boom.  No, they’re not psychic. Nor do they have a crystal ball. But the property boom will come, and when it does, it’s important to know the potential risks and how to avoid them.  If you’ve been listening to the podcast for a while, you’ll know that Rob & Rob believe we’re currently in the mid-cycle wobble, and after the wobble comes the boom.  Quite often in a boom, people start to get excited and you could be sold something that could lose you a vast amount of money. The perk of the property cycle is that you know what’s coming next. So you can look at the last property boom and see what type of investments people were making that went horribly wrong... and avoid them.  So what are the investments you should be avoiding in the next boom? Overseas property No money down (NMD)/highly leveraged Investments that cost you to own it (Always) student pods and hotel rooms Parcels of land There are a lot of issues and warnings in this episode but it’s not just us scaremongering, you genuinely need to be aware of these issues and take them seriously.  If you’ve had a bad past experience with one of these investment types or you were affected by the last property boom, then we want to hear from you. Get in touch over on Facebook, Instagram or even the forum. And in the news this week, The Robs have found another headline that isn’t actually news - it’s more misleading. It comes from the BBC and the headline is ‘flats out of fashion with first time buyers’. According to the article, first time buyers are going straight for houses which is causing a fall in the cost of apartments.  So that’s it. Investors should stop what they’re doing and we need to go back and revise the podcast we did on city living.  Wrong.  Yet again, the media is blowing a simple comment made about the London market completely out of proportion. One comment about one city and naturally that means it’s the same story for the rest of the country.  Our Hub Extra this week is for MacBook and iPhone users, sorry Android. It’s an app called Soulver, and it’s essentially the same as the notepad app but it’s designed to work with numbers in a more natural way.  It’s incredibly useful if you’re trying to take notes and make calculations at the same time. Give it a try and let us know what you think. Meetups are next week! Some events are sold out but we do have some tickets left for others. Although they’re selling fast. If you’d like to attend, you can find your nearest meetup venue here on our website.  If you haven’t yet checked out our YouTube channel then what are you waiting for? One of our most popular videos is our UK hotspots one and people have been questioning our choices. So go give it a watch and let us know your thoughts. Don’t forget to subscribe! We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.See omnystudio.com/listener for privacy information.

This week on Ask Rob & Rob, the guys are answering two very different questions on the topic of HMOs. The first question comes in from another Rob who’s got in touch for some feedback on a potential HMO in Stoke-on-Trent. The property is fully tenanted and has five double bedrooms, all with en-suite bathrooms. On the face of it, the property seems like a pretty good deal. The monthly gross rental income is £3,870 on a purchase price of £335,000 - that’s a gross yield of over 13%! However, his concern is the bricks and mortar valuation. The property was purchased for £95,000 at the back end of 2015 as an office with a much smaller HMO above. Rob is finding it hard to believe that the refurb price would have cost more than around £130,000 - £150,000 considering house prices have probably only risen by about 15% over the last 4 years. His other concern is the lack of local comparables for him to do a true bricks and mortar valuation. He’s worried that the property is overvalued as a stand alone asset. So what would Rob & Rob do in this situation? Our second question comes in from Mahlia who’s looking to purchase more HMO properties in Manchester and Leeds, but has been put off by article four which requires planning permission to change residential property to a HMOs. Should this be a real concern or should she still proceed with the aim of getting planning permission? Rob D’s response is pretty clear on this one. Tune in to have a listen. Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours. Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself.See omnystudio.com/listener for privacy information.

This week on The Property Podcast, we’re giving you seven property tips that you can start using today, because we want you to start taking action! You’ll know by now if you’ve been listening to the podcast for a while that we love doing the big picture, philosophical and mindset episodes but now we want to give you something actionable. So on today’s podcast we’re going to cover everything from before you buy a property, through management, through to your exit and how you run your business. The seven main tips Rob & Rob have for you are: Account for your time Become a Rightmove power user - look back at episodes 235 & 14 for more info on this Think about your exit from the start Make sure your mortgage broker is experienced in working with investors Hold block viewings Consider pets Run your investments like a business Tune into this week’s episode and see how many of these tips you’re already doing and which ones you can action today. Our news story this week comes from the BBC, just for a change. The headline is ‘soaring second home ownership is hitting young people’. Apparently the number of people who own a second home or a buy to let has doubled since 2001 and 1 in 10 people now own an additional property. The report claims that this is hitting young people and making property unaffordable and home ownerships for young people are falling. Now unsurprisingly the report hasn’t looked into all the facts and figures, so this is where Rob & Rob clear things up and set the record straight. We also want to say a big thank you to everyone who has already subscribed to our YouTube channel. This week we hit 5,000 subscribers! We’re consistently pushing out more content on our channel with the aim to bring you a new video every week. So if you haven’t subscribed yet, we’d love it if you took this opportunity to do so. Meetups are back again in a couple of weeks time and we’ve still got spaces available for the majority of our locations. Our meetups are a great way for like minded property lovers to meet each other and talk about everything property related and discuss your goals and strategies. If you’d like to attend, you can find your nearest meetup venue here on our website. We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our brand new YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.See omnystudio.com/listener for privacy information.

The Robs are back again for another fantastic episode of Ask Rob & Rob where they’re talking about property crashes and tenants staying too long. First up we have Pete who has a question about the 18-year property cycle. He’s clearly been listening to our podcasts and taken the university course, as he’s correctly identified that we’re about 7 years away from the next property market crash. Pete already has two properties that he bought for around £100,000 each and is hoping that in the next 7 years they’ll have pretty much doubled in value. If this was just before the next market crash, would it be wise for him to sell up pre-crash? For Pete, his properties are all about the monthly rental income, however he doesn’t want to miss out on that potential capital growth. So should he sell up and pocket the capital growth? Or should he keep hold of his properties but run the risk of being back to square one? Find out what The Robs have to say on this topic. Next up we have Bartholomew who wants to know if he should be worried about his tenant staying too long. He has a tenant who’s been in his property for the last seven years and is wanting to know if this tenant has any long-term tenancy rights. He’s also looking at purchasing a property that’s had the same tenants for the past three years. If they decided to stay long-term, do they qualify as sitting tenants? So what should Bart do? Should he try and evict these long-term tenants? Or should he see it as a blessing that they’re dependable who haven’t caused him any issues for the past 7 years? Find out on today’s Ask Rob & Rob. Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours. Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself.See omnystudio.com/listener for privacy information.

This week on The Property Podcast, The Robs are talking economics and looking at data to see whether rental prices really are out of control. It’s certainly an episode worth listening to because we’ve got something exciting coming up... Yes, we’re going to be those people who tease you about something coming up next week and make you wait a whole 7 days to see what it is - sorry! What we can tell you though is that it’s very exciting and it’s exclusively for you - our podcast listeners. So whether you listen to The Property Podcast regularly or you’re only a few episodes in. Make sure you tune in next week when we reveal all! In recent headlines, it’s been said that renting is unaffordable, and action is needed. Maybe even rent controls. But is this true? Zoopla has recently brought out a really interesting report. They’ve taken their own rental data, compared it with average wages and looked at the period between 2007 and 2018 to see how affordability and rent levels have changed over that period. The conclusions are actually quite surprising, so The Robs dig right in on today’s episode. The three main topics Rob & Rob discuss today are: The raw rentals Rents compared to earnings Regional breakdown So tune into this week’s episode as Rob & Rob see whether renting really is unaffordable. Give the Zoopla report a read and let us know what you think. And in this week’s Hub Extra, Rob D is recommending something he uses regularly. It’s a meditation app called Waking Up, developed by a guy named Sam Harris. Sam is a neuroscientist, philosopher, author, podcaster and an all-around interesting guy. This app is a series of guided meditation and lessons - which isn’t dissimilar to other apps, but for Rob D, it’s Sam’s approach that has been the gamechanger. So if you’ve been struggling to make meditation stick or can’t seem to get into it, give this one a try and see if it helps. And in the news this week, The Robs are loving the headlines from The Daily Express. The one which caught their attention is ‘Corbyn’s garden tax: ‘DISASTROUS’ for property market and will hit families and pensioners’. Rob D voices a bit of an unpopular opinion on this. But both of The Robs don’t think it’s half as bad as the media are making out. Essentially it’s just a rebranding of council tax. In fact it might make things fairer! However it was also announced that Labour are proposing that landlords pay tenants’ council tax bills. Needless to say, this sparked a bit of a heated debate, especially over on our Instagram. We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our brand new YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.See omnystudio.com/listener for privacy information.

The Robs are back again for another fantastic episode of Ask Rob & Rob. After a few weeks of mortgage questions with Dave Cookson, the trio is now back to a duo! First up we’ve got Horatio who’s in a bit of a pickle. He made an offer to purchase a buy-to-let investment property in Birmingham about six months ago and has recently completed. However, he’s run his numbers again and has realised that his investment property isn’t even making £50 a week! A situation no investor wants to be in. So how does Horatio get out of this sticky situation? Is there a way out? Could a change in strategy make him a small profit at least? Second up, we’ve got Nick. He wants to know if there’s a minimum purchase price to look for when purchasing a buy to let property? He’s wanting to know which works better for a portfolio; having six properties valued at £100,000 each or 12 at £50,000 each. Ultimately there are a number of variables to consider and, as always, it also depends on your goals. So how low should you go when you want to buy cheap buy-to-let investment properties? And does cheap always mean it’s an instant money saver? We’ve all heard the phrase “buy cheap, buy twice”... Find out on today’s Ask Rob & Rob. Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours. Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself.See omnystudio.com/listener for privacy information.

This week on The Property Podcast, The Robs are doing something a bit different and talking some hard truths. Which, if you implement them, could be a complete game changer. On today’s podcast The Robs are passing on six lessons from one of the most impressive (and possibly insane) individuals, David Goggins. Rob B has hailed David Goggins’ book ‘Can’t Hurt Me’ as his book of the year, after a recommendation from Rob D. For those of you who don’t know who David Goggins is, he’s a former Navy Seal, an ultra marathon runner, a distance cyclist, an endurance athlete, a tri-athlete, a motivational speaker and now an author. He’s certainly one-of-a-kind and quite possibly like no one you’ll have ever met or heard of before. Today we’re going to take six lessons from David Goggins that you can implement in your life, and we reckon it’ll help set you apart from everyone else. Here’s the six lessons The Robs will go through on today’s podcast, complete with quotes from David Goggins himself: To grow in life, be willing to suffer Don’t let your mind hold you back Self-talk and visualization are the keys to fighting negativity If you choose to do something, attack it Use the accountability mirror Create a vision in your mind This week’s podcast will get you raring to go - so be prepared for a flurry of self-activity afterwards. You’ve been warned! For this week’s Hub Extra we’ve got a great video for you that’s done the rounds here at the Hub It’s called The Contrepreneur Formula Exposed and is done very nicely by Mike Winnet. Mike has attended several wealth creation seminars, and highlights what exactly goes down at these events and reveals how they’re very cleverly designed to separate you from your money. It’s a fitting tale considering The Robs have been vocal in their dislike for courses that charge you the earth and promise you’ll get rich quick, yet fail to deliver. Mike’s formula works for whatever seminar you attend. Go give it a watch, it’ll be well worth your time. The Robs are extremely jealous they never thought of doing this themselves! In the news this week, The Daily Express is revealing the areas of the UK with the best recovery from the financial crash. The City of London has seen the best recovery over the past 10 years, where house prices are up 143%. What’s interesting is it shows the areas that are still yet to recover, which could be a good insight if you’re planning on investing in these areas. We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our brand new YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.See omnystudio.com/listener for privacy information.

Once again, our favourite mortgage broker, Dave Cookson is back. He’s joining The Robs to answer your mortgage questions on today’s Ask Rob & Rob. First up we’ve got Rita who wants to know what would happen to her property portfolio should she die, and how can she protect her family? She has interest only mortgages on all her properties at 75% LTV. So she’s wanting to know if she died, would her husband be forced to sell the properties and pay off the mortgages? It’s not a question that comes up very often, but it’s an important one that the majority of property investors should be asking themselves. Find out what advice Dave has to offer and listen to how insurance can play a key part in this! The next question comes from Adam. He’s wanting to know what kind of questions he should be asking a mortgage broker before he works with them, to find out if they’re any good. The Robs always bang on about the importance of working with a good mortgage broker and how it can make your life easier. So what questions does Dave think are the most important to ask? Tune in to find out... Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours. Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself.See omnystudio.com/listener for privacy information.

This week on The Property Podcast, buy-to-let is dead apparently. So will this be The Robs last ever podcast?! Firstly, before we get into today’s podcast episode, we want to say thank you for all the lovely and positive feedback we’ve received over the last couple of weeks in terms of Property Hub Mortgages. And on the back of that, Rob D would like to give a special shoutout to his mortgage broker, Amy at Keys Mortgages, who recently got him out of a sticky situation. She’s a prime example of what a good mortgage broker looks like, so give it a listen to find out just what Rob D had gotten himself into. Now onto this week’s episode, recently there’s been a lot of click bait headlines on the internet stating that buy-to-let is dead, but having nothing to back the statement up in the articles. But this week, Money Week brought out an article headlining; ‘the death of buy-to-let property’ and it actually had a bit of substance to it. So we thought that we needed to address it. And that’s exactly what we do in this episode. So, is buy-to-let really dead and is this goodbye? Tune in to find out... For this week’s Hub Extra we’re bringing you Freetrade. It’s an app that’s available on both Apple and Android and allows you to buy and sell stock shares for free. Usually investing in shares involves a hefty commission fee when you buy and sell which can wipe out any gains you make. So if you decide to have a dabble, let us know if you’re successful, but remember to be sensible with it, we’re not liable for your actions. In the news this week, not a news article, but a gentle reminder that the lettings and landlord fee ban comes into play at the end of the week! It’s already had an effect with some letting agents shutting down and some landlords saying that their fees have gone up to cover the loss. Someone got in touch and said that their fees have changed by a huge £500 per month! We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our brand new YouTube channel where we upload new content every week!If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.See omnystudio.com/listener for privacy information.

This week on Ask Rob & Rob, we’ve got Dave Cookson joining the guys again to answer even more mortgage related questions. Maybe we should have dedicated this month’s ‘ask’ questions to Dave. But nevertheless we’ve got another two cracking mortgage related questions that you may never have thought to ask before. So let's get started... The first question comes in from Stuart who has more than one buy to let property in his personal name. He’s wanting to know if there is a mortgage product where you can combine all of your BTL mortgages into one and effectively just have one lump mortgage that covers all of your properties. Turns out it’s a pretty common question and one that Dave gets asked quite frequently; ‘can I have one lender that supports my portfolio in a limitedconpany?’ You’ll have to tune in to find out the answer… Our second question comes from a listener who is wanting to know if he needs a limited company for every property that he purchases. He’s heard of some investors using this strategy but is wondering what’s best in terms of mortgageability. What’s Dave’s opinion on multiple companies and what advice does he give? Hit the play button to find out. Tune in next week when Dave will be back once again to answer more mortgage questions. Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours. Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself.See omnystudio.com/listener for privacy information.

This week on The Property Podcast we’ve got a special episode for you - and it’s one that The Robs have been wanting to do for a while. [Drum roll!] Today, you get to listen to Rob B mentoring two lucky podcast listeners - LIVE! Avid listeners will know that strategy is key, and today we’re revealing just how important we think this is by putting Rob on the spot to offer his advice. Now don’t worry, this isn’t just specific to Ruth and Christian’s investment plans,(who are the two lucky listeners by the way) there’s so much information given out in today’s podcast that you can apply it to your own property investment strategy. So it’s well worth the listen. The Robs (and the team at Property Hub Invest) have spent years helping people with their property journey. Many they speak to don’t even have a strategy. But that’s OK, because that’s where we excel. And we’re all for sharing knowledge. The first lucky listener is Ruth from Dorset. Ruth and her husband Dennis have already started investing in property in South Wales and have a couple of buy-to-let properties. Alongside their two buy-to-let properties they also have a holiday let. Running alongside their investments, Ruth and Dennis have an interest only mortgage on their residential home. Their goal is to have £3,000 net income each month from their buy-to-let properties so that when their mortgage expires in 2023, they can service a new mortgage. There’s a lot of numbers flying around in this one, but with their combined investments, the profit they’re currently making is around a quarter of the way to their £3,000 goal. So what should they do now? Rob B steps in with a strategy that will help them reach their goal by the time they’re due to remortgage. Next up we have Christian. Christian is already in a nice position with his property investment portfolio. His goal is to increase his cash flow so he can continue to invest and build a pension pot, and have something to hand down to his kids. Christian already has a standard buy-to-let property in London which produces a decent £16,000 per annum, along with 2 HMO’s. He’s now on the lookout for his next investment in the north. At the moment Christian is weighing up his options as to when the right time might be to purchase another property, and what kind of property he should be looking at. On the plus side, he was worried about the effects of Brexit, but after religiously listening to The Property Podcast, he’s confident he can still purchase in the next few months. So what type of property does Rob B think Christian should be looking for ‘up north’, and what should he be focusing on to achieve his goals? Tune in to find out. Then head over to our social channels to let us know what you thought of today’s episode. For this week’s Hub Extra we’re giving you the gift of time. No, we’ve not got a new invention, we’re simply giving you advice on your goals - for free! You’ve just spent the last 20 minutes listening to how Rob B helped Ruth and Christian with their property goals, and now it’s your turn. You can register for your free goals call with one of our Invest team. On the call you’ll go through your goals to determine whether they’re realistic [very important!] and look at ways to help you achieve them. It’s probably the best call you’ll have all year! Slots are limited, so book an appointment sharpish. In the news this week, Letting Agent Today has reported that landlords selling up made an average gain of £80,000 in 2018. This isn’t what surprised The Robs though, it was the fact that this is an average figure which means a huge 15% of landlords have made a loss! This news story certainly ruffles a few feathers. If you’re in this situation and thinking of selling, this episode is well worth a listen as it could change your mind and offer you a helping hand. We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our brand new YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.See omnystudio.com/listener for privacy information.

On this week’s Ask Rob & Rob, Dave Cookson is back to answer more mortgage related questions. Mortgage broker Dave has appeared on The Property Podcast numerous times and most recently busted some of the most common mortgage myths in conjunction with the launch of Property Hub Mortgages. And today he’s back to answer your mortgage related questions. The first question is from Rob (yes, another Rob!), who has two properties in his portfolio - both are based in London and have development potential. He’s pretty confident that if he does these improvements, both the rental and resale value will increase. But how does he raise the initial funds to crack on with his plans? Both of his properties are on a standard 75% LTV mortgage and the lenders are not allowing any further advance. Does Dave know of anything Rob can do? The next question comes in from Hannah. Hannah runs her own business and has the choice of how much income to take in the form of dividends, whilst leaving the rest in the business to avoid paying more tax. She owns her home outright so doesn’t have many outgoings. But she’s heard somewhere that lenders want to see a minimum amount of personal income. With this in mind, Hannah wants to know how much she needs to start paying herself from her business to maximise her mortgage options? She’s also been told that lenders don’t count rental income as personal income. Is this True? Tune in to find out what Dave has to say... Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours. Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself.See omnystudio.com/listener for privacy information.

The property world suffers a lot of noise. Everyone (mostly) considers themselves to be an expert - you’ll hear a lot of“you can do this”or“you can’t do that”- but quite frankly, a fair bit of it is rubbish. So today on The Property Podcast, Rob & Rob are putting six mortgage myths to bed. And what better way to tackle this subject than to get mortgage expert Dave Cookson, from Charles Louis on the show with The Robs today. The three musketeers go on to clear up six mortgage myths that might either be steering you in the wrong direction or holding you back altogether. But we know for a fact that they’re not true. Tune into this week’s Property Podcast to find out what these six common mortgage myths are and what the guys have to say about them. In the news this week, mortgage products for expats are improving after being ignored for so long. TML (The Mortgage Lenders) are launching the first expat buy-to-let mortgage product range. Also in the news, Precise Mortgages are making slicing available across its entire buy-to-let range. Rob D pretty much hits the nail on the head with describing what slicing is, so give it a listen. We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our brand new YouTube channelwhere we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.See omnystudio.com/listener for privacy information.

This week we’ve got one lucky listener Lisa, who’s having both of her property investment related questions answered. First of all, Lisa wants to know if she should manage her new buy to let property herself or whether she should be working with a lettings agent? She already has one property in the south that’s fully managed by a lettings agent, so she’s wanting to know if she should stick with that for her second investment property or just give it a go herself. Whilst Lisa’s second property is in Manchester and she lives locally, Rob B doesn’t feel that she should self-manage just because she lives nearby. It’s completely Lisa’s decision but Rob’s happy to chip in with his reasoning from a personal perspective. Secondly, Lisa is looking at buying another flat this year and has her eye on Manchester and Liverpool. However, she’s noticed a lot of properties on the market waiting to be rented out. So Lisa wants to know if The Robs have any advice on what she should prepare herself for, and what she can do to rent out her property quickly. Can Rob D provide some reassurance and a firm reason where there are so many properties on the market in two large (and very popular) city centres? Of course he can. Tune in to find out! Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours. Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself.See omnystudio.com/listener for privacy information.

This week on The Property Podcast we’re bringing you a blast from the past and going back to episode 31, way back in 2013! The Robs are discussing the topic of how to search for a buy-to-let investment property. Why are we going back? Because no matter how much Rob & Rob bang on about how important research is, people are still getting it very wrong. The guys will also be giving you a pretty solid framework to follow. Not everyone goes back and listens to The Property Podcast from the very beginning, so this is a great opportunity to listen to what The Robs have been saying since the very early days of The Property Podcast. Fundamentally, research will not only make you money, but will also save you a lot of money too. So tune in and join Rob & Rob on a trip down memory lane and see what research tips you can pick up and use to your advantage. It could just be the starting point you need. Rob & Rob are also covering their news story of the week. They’re discussing the slowdown of the property market in light of the current political situation. Whilst residential properties appear to be much harder to sell right now, it opens up a fantastic gap for investors. Have a listen to what Rob & Rob think. We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our brand new YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.See omnystudio.com/listener for privacy information.

This week the dynamic duo are back together after Rob B left Rob D to fly solo last week. On this week’s Ask Rob & Rob, we’ve got two listeners who are asking The Robs their advice on how best to invest their lump sum of cash and what they think about mentors. First up we’ve got Tom. Tom has joined his family business and they have £200,000 sat in their current account and he’s wanting to know how best to invest the money. He wants to find out where he should invest, how much he should invest in each property and how many properties he should stretch his money across. Rob B confesses that Tom shouldn’t be looking at investments right now. A bizarre move considering that’s what the Property Hub is about, but he has a pretty good reason for it. Hit the play button to find out why Rob B is advising this. Next we’ve got Danny who is wanting to know what Rob & Rob think about mentoring. How much should it cost, what should it include and what are the key aspects to look out for? Rob D advises there are two types of mentoring to look out for. One being somebody who has followed a specific strategy and succeeded, the other is the kind of mentor that you want to just check things along the way. The Robs aren’t the biggest fans of mentors who charge extortionate prices, because why would you want to pay for something you can get for free right here at the Property Hub? But nevertheless, Rob D explains what to look out for when choosing a mentor. Take a listen and let us know what you think. Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on013 808 00035 and leaving a messagewith your name and question (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours. Have you joined us over on the Property Hub Forumyet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself.See omnystudio.com/listener for privacy information.

This week on The Property Podcast we’ve got an action packed episode for you as we revisit some of our listeners success stories. Today we’re catching up with three Hubbers who started their investment journey just one year ago. First up we’ve got Sarah who started a flipping company in Sheffield and bought two buy-to-let properties. Sarah also teamed up with Simon, her project manager, in a joint venture (which we know a lot of you Hubbers are interested in) so this one will be worth a listen. Next we spoke to Iain who started off with a two-bed house and then went on to convert his HMO into two houses. Not content with stopping there, he’s also  building a third property onto the end. Iain is used to the developer side of things, but he’s now also dipping his toe into the world of leasehold, mixing up his strategy. But what will the outcome be? Will he stick to developing or will he eventually become a lot more hands off? Last but not least we’ve got Steve. When we last spoke to Steve he’d been investing for 5-6 years and had four buy-to-let properties. So what’s he been up to over the past 12 months? Steve is big on doing his research and has that much experience under his belt now, he could almost do it in his sleep! Tune in to hear about how Steve has successfully built his property portfolio. So there we go…   three Hubbers, all who are doing incredibly well with their investment journeys, and all with completely different strategies. If you have a success story, we’d love to speak to you! Have you landed a deal, finished a refurb or simply taken your first step onto the buy-to-let ladder? Let us know! We love hearing about how you’ve taken action. You can find us on the socials (facebook, twitter, instagram) @propertyhubuk or on the forum at propertyhub.net/forum In the news this week, the most recent Hometrack report headlines ‘northern city house prices storm on as south succumbs to Brexit slowdown’. We hate to say it, but we saw this one coming from a mile off. The report also shows that Liverpool house prices are up 5.5% annually, just one of the hotspot locations we mentioned at the beginning of the year. This week for our Hub Extra we haven’t got a tool for you, but more of an inspirational quote. ‘You can have anything you want… But not everything you want’. We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our brand new YouTube channelwhere we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.See omnystudio.com/listener for privacy information.

Rob D is flying solo on Ask Rob & Rob today whilst Rob B is enjoying his holiday. So this week we’ve got two very interesting questions - and one is on a topic we’ve never covered before. That almost never happens! First up is Marcus: He’s in full time employment and paying into a company pension scheme. He isn’t satisfied with how his pension pot is looking for when he retires so is looking at turning his hand to buy to let property. After doing some research, Marcus found out that he could get 40% tax relief on any extra money he puts into his pension. So is he better off investing in property or putting the extra money into his pension fund? Rob D completely agrees that pension tax relief schemes are fantastic and even better if your company matches your contribution. However, if you’re thinking of retiring early you won’t be able to access this cash, so you’ll need a back up plan. He’s no tax expert so you definitely should speak to the professionals, but have a listen to what else Rob D has to say about pensions. The second question comes from James - he’s found a flat that he likes the look of. It’s two years old and in a new development but it has a commonhold tenure. So, what is a commonhold tenure and what should James do? Tune in to find out.   Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on013 808 00035 and leaving a messagewith your name and question (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours. Have you joined us over on the Property Hub Forumyet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself.See omnystudio.com/listener for privacy information.

Welcome to another episode of The Property Podcast and today Rob & Rob are discussing how to transform your life by changing your inputs. Succeeding in property is so much more than viewing properties and crunching the numbers - it takes a “can do” attitude and a positive mindset. So this week, The Robs are focusing on techniques, tactics and tweaks that you can use to block out the unhelpful, and focus on what you need to do to succeed.   Listen as The Robs cover: Social media: How can you tame it? How can you block out negativity and the dreaded topics you just don’t want to read about?   If you’re looking for the links Rob & Rob discuss on today’s podcast, look no further. You can block the Facebook newsfeed with this handy Chrome extension and use Nuzzel to extract just the links from Twitter.   Reading: What should you be reading, and how can you make the best use of your time? Also, how can you save the content you’ve found valuable? Listen as Rob D explains how he uses Readwise to highlight important snippets of information to come back to later - a very handy tool!   Phone usage: We’re all guilty of excessive phone usage, but it’s what you do with your phone that can make all the difference. Rob B confesses that he’s guilty of wasting time on his phone, but your phone can become a huge asset if used in the right way. He’s changed his home screen to only display the apps that are actually useful to his life, something he highly recommends. Listen as he shares his other tips on limiting life distractions so you can focus on the things that matter.   Listening: Podcasts and audiobooks are a great way to soak up information - but what about radio? Why does Rob D recommend you block out passive soundwaves? The content you consume can massively affect your mood, so you can either arrive to work fired up and ready to go, or sit at your desk ready for an 8-hour stint with the weight of the world on your shoulders. We know which one we’d choose!   People: The people around you really shape your life. Listen how Rob B tackles negativity from people and how he goes out of his way to find and spend time with positive ones. Not just in his life, but with the team at Property Hub too. There are no exceptions to the rule - so watch out world!   YouTube: A video platform that has very quickly taken over the world. It’s changed the way we consume content - you don’t have to stick to a TV guide, you have the whole world, in video form, at your fingertips. You can consume what you want, when you want it. BUT, you do need to control what you watch, and be careful not to get sucked down the rabbit hole that YouTube’s clever algorithms tend to send you down. And whilst you’re here… it’s about time we told you about our very own YouTube channel. That’s right… head on over to the Property Hub YouTube channel so get your video fix of exclusive content. The content you’ll find on the channel is entirely different to what you’ll hear on The Property Podcast, or anywhere else for that matter, so make sure you head on over and hit the subscribe button so you don’t miss out!   We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.See omnystudio.com/listener for privacy information.

And we’re back… welcome to another episode of Ask Rob & Rob. First up this week we have Matt from Birmingham. Matt has read an article about a couple managing to avoid paying the 3% stamp duty on a derelict building they’ve purchased. Naturally Matt is wondering if there is any evidence on landlords now being able to claim back the 3%. Rob D is familiar with this story and is aware of the court battle between this couple and HMRC, so listen as he delves into some of the facts. But before you start to swamp HMRC with claim-back requests, listen carefully at some of the pointers and areas of uncertainty. A very interesting one to keep an eye on. Our second question is from Aseeb who wants some tips on auction property. He’s seen a potential investment property where there’s a regulated tenancy in place, but the rent is half the expected amount on a property of this size and type in the area. Listen as Rob D talks us through what a regulated tenancy is and what makes it so unusual - and why a Section 21 notice wouldn’t be any help at all. Another very interesting question this week, so hit play and have a listen. Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours. Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself.See omnystudio.com/listener for privacy information.

On today’s Property Podcast, Rob D is looking at how you research a buy-to-let property investment in a brand new city.   Rob & Rob have talked extensively about the joys of investing in cities, but what should you do if you don’t know any of them that well and you don’t live close to them? That’s exactly what Rob D is covering today, and he’s using a real life guinea pig (and by that, we mean Dan), to explain how he approached being in this exact situation. If you’re an avid Property Podcast listener, you’ll know that The Robs covered their 2019 property investment hotspots earlier this year, and off-air were hit with questions from Dan whilst he was doing his research. Dan had been looking at a city that’s brand new to him, and today he shares his journey and the process he went through to understand what the city offered and whether it would help him meet his buy-to-let property investment goals. He’s got Nottingham and Manchester boxed off already, and is happy with the steady cash flow his investments bring in. But now he’s ready to switch strategy and is looking at properties for growth… and he’s decided that Sheffield is on his hit list! What research did Dan do? What type of properties did he look at? And what made him throw certain properties in the junk pile? Today you’ll get to know his first impression of Sheffield as a complete outsider, what he thought of the properties he saw and the tactics he used to get to know the area and the local community. You’ll also hear how he stayed sane, tried to avoid ‘property blur’ and built a great rapport with the agent on the 16 viewings he booked! To paint the full picture, you can see links to a few of the properties Dan was looking at in Sheffield below:   Property 1 - which has a sitting tenant Property 2 Or there’s this one which is slightly more high-end Then there’s this one in Manchester   Listen as Dan and Rob D have a chat about Dan’s Manchester vs. Sheffield dilemma, and see what you can take away from Dan’s experience of investigating a brand new city to invest in buy-to-let property. In the news this week, you’ll have noticed a huge story! No-fault evictions are to be banned in England. This is a big change and effectively an abolition of the Section 21 procedure.   It’s not an enormous shock but it has come a bit out of the blue in terms of timing. So what should you do? It’s just a proposal right now so there’s a lot of time to adjust and plan. If you fancy a deeper delve into what Rob D thinks of this, you can hear more on this week’s Ask Rob & Rob where they covered what the Section 21 ban would mean for landlords. And we’re back with another Hub Extra resource. This week we have Workona - a tool if you’re one of those people who have multiple browser tabs open! It’s an extension for Chrome and is completely free - it allows you to arrange your tabs into different workspaces, so you could have one for personal, one for location research and one for official work duties. If you dive into one group, it hides all the others - a seriously great piece of kit to help you stay organised. We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.See omnystudio.com/listener for privacy information.

Happy Tuesday! And welcome to another episode of Ask Rob & Rob. As always, The Robs are on-hand to answer any property investment related question you’re dying to know. It’s an important one today, as Sarah from London is asking about Section 21. She’s seen the headlines (as we’re sure most of you have), and has seen that no fault evictions are likely to be banned in England. Sarah wants to know exactly what a Section 21 ban means for landlords and what impact this is likely to have. As you can imagine, this is a pretty big deal. If you missed the BBC headlines, you can sort that right out and read all about the no-fault eviction ban proposal here. If you weren’t aware already, a section 21 is a no-fault eviction procedure. As a landlord you can ask a tenant to leave your property at the end of their fixed contract or when they’re in a periodic tenancy without any reason. And because you don’t have to prove fault, this has been the quickest and most efficient way of evicting someone. So what now? Landlords still have options - and Rob D covers them all in detail on today’s episode of Ask Rob & Rob. And even though Sarah didn’t ask for Rob D’s opinion, she’s going to get it - because we just couldn’t hold him back! Should landlords be panicking? And how much time do we have to prepare for this change? Sit back and hit play to find out! Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours. Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself.See omnystudio.com/listener for privacy information.

This week on The Property Podcast, Rob & Rob are unveiling the 5 buy-to-let property investment locations you should be keeping an eye on. The Robs have talked extensively about their buy-to-let hotspots of 2019, but where should property investors be looking outside the major cities? Sit back and listen as The Robs talk us through their top 5 buy-to-let towns you should be investing in: Warrington: What’s not to like? Connectivity is unrivalled - there are direct trains from London (taking just 1 hour, 45 minutes), it’s also perfectly placed between Manchester and Liverpool. The motorway networks are also great. Now, the town needs some work - but that’s what’s most exciting about this location. Listen as The Robs talk through the plans for Warrington and how you could take advantage of this. Doncaster: They’re doing some interesting things in this town - they’re savvy enough to turn their weaknesses into strengths. There are many positives for Doncaster, such as the road network, that have made this town ideal for logistics businesses which is bolstering the local economy. This is fast becoming a key buy-to-let town to watch in 2019. Preston: This is actually a city that’s snuck its way onto the list but we couldn’t ignore the prospects this location has. The Preston City Deal is set to transform this area: a £430 million investment will severely boost the economy and drive thousands of jobs here. Investment alone isn’t enough to drive Preston onto the list, so listen as The Robs talk us through some of the other reasons they’re so excited about this city. We’d say this is a very worthy contender if you’re scouting the top fundamental locations to invest in. Wakefield: Not only is Wakefield one of the most accessible places in the UK, it’s benefitted from the ripple effect of Leeds. The local economy is worth £6.5 billion - a real powerhouse of an area - and it’s a commuter hotspot for those working in Leeds which really sweetens the appeal. Crewe: One word: transport. More trains go through Crewe than any other station in England, highlighting just how well-connected it is to other towns and cities in the north, as well as London. Crewe is great now, but when the HS2 station arrives there, it’ll be a gamechanger for this area - London alone will be reachable in under an hour. Birmingham, Manchester and Leeds will also be under an hour, which is incredible. There are also many large-scale employers that have chosen Crewe as their homes, so listen as Rob & Rob talk through the several other reasons why this town deserves a place in their top 5 buy-to-let towns to invest in.   In the news this week, research shows that one buyer in six pulls out - is this more fuel for reforming the entire property buying process? We already know how bonkers the property buying process is in the UK, and this just demonstrates how broken the process actually is. If you take a look at the reasons, you’ll understand the frustrations that most vendors go through - 24% was because the buyer couldn’t raise the funds! Have a read through the article and let us know what you think over on our social channels.   And we’re back with another Hub Extra resource. Before you drift off, take a look at it. It’s called Build Your Stax: click here. Think of it as a Monopoly for investors. Rob & Rob were hooked, and it quickly outlines how your wealth can increase significantly when your tactics are right. We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.See omnystudio.com/listener for privacy information.

Welcome to another Tuesday Ask Rob & Rob - your weekly dose of property advice about investment matters you care about the most. Our first question this week is from a listener who has recently discovered The Property Podcast and has been racing through the episodes to catch up to the present day. She wants to know what exactly makes a good area to invest in property and what research should she be doing to find these golden buy to let property locations. She’s discovered our list of 2019 property investment hotspots, but she wants to know how she can spot these areas herself. Rob B is quick to dive into one of the most important things when looking at property investment hotspots, and that’s fundamentals. Not just one or two of the boxes need to be ticked… they all need a huge tick in the box. Just having a few alone is simply not enough. There are a load of other ways to spot a property hotspot too - and Rob B shares a great tip for anyone who’s in the same position. There’s also a great podcast on using the ‘ripple effect’ to find the next buy to let property hotspot which is well worth a listen.   Our second question comes from an avid lover of The Property Podcast and she is half way through putting a plan together. She has over £400,000 to invest but isn’t sure on what property she should be investing in. She has a goal of generating £4,000 in rental income but wants advice from Rob & Rob on exactly what she should do and how many properties she should look to buy. Rob D wastes no time clearing up a few simple strategy principles that many investors tend to miss, focusing attention on the wrong things. If you have a fairly aggressive yield target like today’s listener, this is the episode for you. There’s some diamond advice here that you can take away and apply to your own property investment journey. Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours. Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself.See omnystudio.com/listener for privacy information.

This week on The Property Podcast, Rob & Rob are giving away some top secrets. Just a couple of decades ago, city centres were considered no-go places to live, and those who were deemed “successful” were the ones who escaped to the suburbs. How times have changed!   Now, city centre living has never been so popular. To throw a few stats out there, the population of central Birmingham has grown by 163% since the millennium and Liverpool has grown by a whopping 181%. In today’s episode, The Robs are answering a number of questions around this topic: What’s changing the sentiment of city living and are places like Manchester and Birmingham in danger of suffering loss of confidence like London is currently? As an investor, is this a trend you should be trying to take advantage of? Is this a short term trend? And is there a bubble that may burst? Tune into this week’s Property Podcast to find out the answers to this ‘secret trend’. In the news this week, research shows that generation rent are wanting to live in city and town centres. This shouldn’t come as a real shock considering it’s the same generation that has practically been priced out of buying. But what was surprising was that 91% of them said that’s exactly where they want to live - certainly good news for both the high street and if you’re a landlord of city and town centre properties. Good news! If you’re a Property Hub Magazine subscriber, the next issue will be landing on your doorstep in the next few weeks. The cover story is about the UK’s return to urban living. So, if you’re not a subscriber, head on over to our website and subscribe to receive the next issue. Our Hub Extra resource this week is an attempt to get you out of the city and into the countryside, allowing you to enjoy the beautiful nature, wherever you are. Go Jauntly is the perfect app if you’re wanting to get out of the house and be at one with nature but you either have no idea where to go or you fancy trying somewhere new. Simply log into the app, click on your location and the app will bring up walks near you. So all you've got to do is pack up the car, get your walking boots on and enjoy the sights.   We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.See omnystudio.com/listener for privacy information.

This week on ask Rob & Rob, we’ve got two Hubbers who have both asked questions on the same topic: how should your own home fit in with your investment plans? Without attempting to dish out life advice, The Robs answer Claire and Azar’s questions in the most informative way possible. Rob D points out one thing to remember: your home is your home and your investments are your investments. Sometimes they work in perfect harmony, and sometimes one takes priority over the other. From Rob B’s point of view, both Claire and Azar need to be very clear about what they want first and foremost. Each person's situation is different, what works for one person might not necessarily work for the other. Tune in to find out what The Robs think you should do if you’re undecided on buying your own home or buying an investment property. Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours. Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself.See omnystudio.com/listener for privacy information.

This week on The Property Podcast, Rob & Rob are getting personal. Property development is no easy task, and this week The Robs open up about everything that’s gone wrong, and what lessons can be learnt.   If you’re an avid Property Podcast listener, you’ll know that the development in Crewe is the first site to come out of the ground for Property Hub Homes. While they’d have liked for the process to have been a walk in the park, sometimes things just don’t go to plan. And whilst the finished result looks pretty darn amazing (if we do say so ourselves! - Rob B has shared some pictures on Instagram) there’s been a steep learning curve for all involved. So if you’re interested in diving into the world of property development, this is the podcast episode for you. Tune in to hear all about why they chose Crewe, what process they followed and also to find out what went wrong... In the news this week, it appears that tenants can now sue their landlord directly if their home is unfit for human habitation. However it isn’t half as bad as it sounds, as Rob & Rob explain on the podcast. Plus, there’s a strong argument in saying that if your property is in such a bad condition, should you really be a landlord in the first place? So a lot of lessons are to be learnt from this week’s Property Podcast. And although things could have been done very differently and had a different outcome, The Robs firmly believe that ‘if you can dream it, you can do it - Walt Disney’. We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.See omnystudio.com/listener for privacy information.

This week on ask Rob & Rob we’ve got another two cracking property questions from our listeners. First up we’ve got Andrew who is wanting to know if there is a particular point in the property cycle when it’s best to renovate your property? He’s wondering if there’s a key point where you can both minimise your costs whilst maximising your profit. Rob D explains that the prime times to renovate your property are early and late on in the cycle. When it comes to having the renovation work done, the best time is early in the cycle, ideally just after the crash when nobody else is going to be doing it. Whether you’re wanting to flip a property to sell or keep it as a long term investment, Rob D delves into the detail on this week’s Ask Rob & Rob. Second up we have Kiki. Kiki is wondering if derelict properties make a good investment? This isn’t a typical investment option and Rob B talks us through what a derelict house actually is and how people usually get their hands on them. If you’re after Rob B’s thoughts on derelict properties, this is the episode for you! Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on013 808 00035 and leaving a messagewith your name and question (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours. Have you joined us over on the Property Hub Forumyet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself.See omnystudio.com/listener for privacy information.

This week on The Property Podcast, Rob & Rob are answering your top 10 Brexit questions. Over the past couple of weeks we’ve been talking Brexit. Are we staying, are we going? Who knows! In episode 312we heard from some Hubbers who were determined to not let Brexit scupper their property investment plans, and Rob & Rob backed this up by sharing their thoughts on the current state of affairs. Since then, we’ve been inundated with your Brexit questions and this week, Rob & Rob tackle them head on. Tune in to find out: Will the market crash? Will prices go up or down? What effect will this have on owner/occupiers? How will Brexit affect the long term property market? What should I do next? And In the news this week, we have a bit of positivity for once! The Halifax House Price Index shows a huge property price increase of 5.9% in February - adding more than £13,000 to the average house price in just one month! Rob D is a bit dubious about the report, so tune in to find out what he has to say. In Hub Extra this week, The Robs are talking about something that you’ve possibly heard of before - and that’s Monzo. Monzo is an online bank account that gives you instant spending notifications, so no more waiting for those pending transactions to appear on your statement. Do you have a Monzo account? Get in touch and let us know what you think of it or, if you end up signing up to it, let us know how you find it.   We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.See omnystudio.com/listener for privacy information.

This week on Ask Rob & Rob we’ve got another two cracking property questions from listeners. First up we’ve got Scott who is a first time investor looking to purchase a property in Sheffield. Sheffield is a great option but he’s also looking at properties in Doncaster as they’re slightly cheaper. Naturally Scott’s question is whether Doncaster will experience any capital growth. The neighbouring city of Sheffield has been pegged as one of Rob & Robs hotspots for this year, but will Doncaster benefit from a knock on effect? With the amount of public and private investment being ploughed into the area, you may well think so.   Listen as Rob B gives his opinion and reiterates the importance of fundamentals when investing in property. The Robs covered this last monthso be sure to have a listen if you missed it. Our next question comes from Adam. After listening to the episode on leveraging, Adam wants to know what would happen if his property decreased in value and he lost his initial 25% deposit (therefore having no equity in the property). Would he be tied into his current mortgage product and unable to switch to a better product? Tune in to find out what the outcome is and what advice Rob D has for Adam... Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on013 808 00035 and leaving a messagewith your name and question (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours. Have you joined us over on the Property Hub Forumyet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself.See omnystudio.com/listener for privacy information.

Everyone has gone a bit Brexit mad this week, so Rob & Rob are here to discuss what’s going on, how they feel about it and what you should be doing. If you tuned into The Property Podcast last week, you’ll have heard some of our Hubbers giving their views on Brexit.But today, it’s Rob & Robs turn to tell it like it is. Before they dig in, it’s worth taking a look at the media hype we’re dealing with right now:  UK property market at weakest since 2012 as Brexit takes toll UK property market at its weakest for six years, says Rics UK house prices take pre-Brexit hit, says Nationwide Brexit gloom to hit housing market into 2019, says RICS Birmingham and Manchester benefit from Brexit blues UK house prices make surprise 5.9% rise in February, Halifax says If you’re familiar with the 18-year property cycle (if not, you can learn more here) then you’ll know that we’re heading into the mid-cycle dip. And today The Robs will be sharing exactly where they think the market will head post-dip. So, if you fancy a bit more Brexit madness - tune into this week’s Property Podcast. We promise, it’s a good one! In the news this week, and sticking with the Brexit theme, the BBC have released an article explaining what the 7 possible outcomeswould be if the government was to get an extension on Brexit. What would each potential scenario mean? And whilst we’ve got you, make sure you sign up to become one of our Hubbers and receive our valuable (weekly) Hub Extra emails. Create your free account here. We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.See omnystudio.com/listener for privacy information.

On this week’s ask Rob & Rob we’ve got two very good questions that will definitely apply to you no matter where you are in your buy-to-let property investment journey. Our first question comes from Spencer in Bath. Spencer is wanting to know if he should keep his off-plan purchase or get rid of it. Due to the build being severely delayed and his 30% deposit not being protected, a few concerns have been raised. Rob B gives some insight on the potential reasons why a build might be delayed and offers some lessons to be learned for all investors, not just ones in similar situations. He also demonstrates how off-plan property has the potential to be the most profitable type of investment. You can learn more about off-plan property on our course over at Property Hub University. The second question comes from Adam who’s a new investor and has decided that yield is the most important factor to him. He’s wanting to know if a HMO for a first time investment purchase is a good idea. So is a HMO as a first investment a good choice? Or should Adam stick to a single investment option and play it safe, sticking to the normal strategy? Tune in to find out what advice Rob D has to offer... Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on013 808 00035 and leaving a messagewith your name and question (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours. Have you joined us over on the Property Hub Forumyet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself.See omnystudio.com/listener for privacy information.

This week on The Property Podcast we’re discussing a topic that everyone has an opinion on - and we’ve got opinions from multiple property investors. We’re talking Brexit! We’ll be talking to Sarah, Iain and Steve who are all keen to share their thoughts on the current biggest political topic. First up is Sarah, who has been refurbishing and flipping properties in Sheffield. She hates the ‘B’ word but it’s the uncertainty of it all that concerns her. She tells us how the Sheffield market is currently performing. Next is Iain from the South East who has been dabbling in all kinds of property developments. He thinks that this is a prime time to be investing in property and is feeling pretty optimistic. Lastly we have Steve. Steve has been working on vanilla buy-to-lets over the past five years. He’s a firm believer that if you’ve got the deposit sat in the bank now, you definitely should invest it. He bought his last buy to let property six months ago but wishes he’d held on a bit longer to get a potentially better deal. Tune in to listen to this much debated Brexit topic and don’t miss next week where The Robs go hell for leather on what they think of it. In the news this week there’s been a great little update for landlords as landlord checks are potentially due to be bannedas it’s been identified as a potential breach of human rights. It’s not in place just yet, so in the meantime you do still need to carry out these checks. Also, sticking with the Brexit theme, according to an article in the BBC, struggling towns are set to receive a £1.6 billion boost post Brexit. Just have a listen to how much this ruffles Rob B’s feathers! Our Hub Extra this week is something similar to one we mentioned a few weeks ago. Braveis a web browser tool which has an ad blocker and tracker built into it which means makes surfing the internet both safer and faster. It might take you half an hour to get set up but it’s sure to make an impact.   We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.   See omnystudio.com/listener for privacy information.

This week on ask Rob & Rob we’ve got two listeners who are questioning mortgage products and funding buy-to-let properties. First up we’ve got Jay who is wanting some tips on how to raise the initial cash required for investing in buy to let property. Rob D starts off by pointing out the difference between making money and growing money. Although property can be tailored to both, it is more suitable to the latter. But how do you benefit from either of the methods mentioned by Rob D and how do you make it happen? Next up we’ve got Helen who wants to know if the limited company mortgage market is going to disappear after a conversation she had with her mortgage broker. Rob B pulls no punches with this one. Did you know 80% of the buy-to-let market is made up of limited company mortgages? Listen as Rob B tells it like it is.   Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours. Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself.See omnystudio.com/listener for privacy information.

It’s the last episode of ‘Fundamentals February!’ In this week’s Fundamentals February podcast episode, it’s all about YOU. The Robs are giving you the tools to help you discover what type of investor you are, and what you can do with that knowledge. When trying to figure out where you want to be going, you need to know who you are, what your situation is and what you want to achieve. You need to have goals! The Robs reiterate how important goals are and why they’re a necessity in becoming a successful property investor. Discovering what type of property investor you are will help you determine your strategy - how you’re going to achieve your goals and stay on the right track. All of this (and much more) is covered in today’s Property Podcast and it’s a really vital episode. So give it a listen and let us know what you think. We have some great news to give you too - Property Hub Meetups are back in 2 weeks time! To find out where your nearest one is, head over to our events page. And in the news this week, Phil Spencer is clearly a listener of the Property Podcast. He’s been discussing the dreaded topic that is Brexit and been echoing what The Robs have been saying for months… that the main impact of Brexit has already happened. Maybe he’s after a slot on the podcast… who knows. For our Hub Extra this week Rob D has discovered a little tool that’s going to up your Netflix watching level. Netflix classic is a chrome extension that gets rid of everything that Netflix wants you to watch by suggesting it at the top of the screen. So you can get back to watching what you want and get suggestions based on what you’ve already watched. Happy binge watching.   We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.See omnystudio.com/listener for privacy information.

On this week’s ask Rob & Rob we’ve got a bit of a cheeky person who’s jumped the que. Our very own podcast Dan has a burning question for the Rob’s and they just couldn’t not share it. Dan Has recently reached his cashflow goals and wants to change his strategy. He’s now looking more towards a property for the capital growth factor, rather than refurbishing a property and releasing the equity. A number of people may be in this situation and are looking how best to add to their portfolio. But what do Rob & Rob think of this 2-bed apartment in Stockport? Have a listen to find out... Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on013 808 00035 and leaving a messagewith your name and question (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours. Have you joined us over on the Property Hub Forumyet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself.See omnystudio.com/listener for privacy information.

This week The Robs are continuing with ‘Fundamentals February’. They’ve already covered leverage and inflation, but today they’re discussing the real reasonswhy property goes up in value. It’s a topic that many people brush over because they think it ‘just happens’. But this is where the majority get it wrong. In this week’s Property Podcast, Rob & Rob will help you understand house price increases and explain how you can use it to your advantage. The 18-year property cycle is also a large aspect in this week’s episode. So why not put your knowledge to the test and take part in ourfree property cycle course? The Robs also announce some very exciting news. Yes - Property Hub Meetups are back! To find out where your nearest one is, head over to our events page. In the news this week, Your Move announced that they will be closing 124 Reeds Rains branchesin order to boost profits. Rob B has said it for years, but could this really be the start of the death of the high street agent?   We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.  See omnystudio.com/listener for privacy information.

This week on Ask Rob & Rob, you’re in for a whole load of cracking advice off the back of two great questions from avid Property Podcast listeners, Wilson and Val. First up we have Wilson who’s keen to ask Rob B a question about a location that’s very close to his heart - Liverpool! Wilson has noticed that certain property prices in Liverpool have dropped in value since they sold back in 2007. Naturally, Wilson wants to know if the next phase of the property cycle is likely to improve these prices. Without being too biased, Rob B admits that Liverpool is massively underpriced at the minute, one of the main reasons The Robs pegged it as one of their 2019 property investment hotspots. But he offers some sound advice on thorough due diligence when looking at less popular areas and what to expect. If you’re looking for a great location to invest in this year, this is a great podcast listen for you! The second question this week comes from Val who is concerned about falling into the trap of becoming a mortgage prisoner. Listen as Rob D takes charge, reiterating some basic points that were covered in episode 308 of the Property Podcaston getting a mortgage. Why should Val stick to a 75% loan to value mortgage? What other actions would The Robs recommend Val take to avoid being a mortgage prisoner? Hit play to find out. If this week’s property investment knowledge bombs weren’t enough for you, head over to the Property Hub Universityand take part in the free online courses we have available. Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on013 808 00035 and leaving a messagewith your name and question (normal UK call rates apply).   Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours. Have you joined us over on the Property Hub Forumyet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself.See omnystudio.com/listener for privacy information.

Rob & Rob are back this week with part 2 of ‘Fundamentals February’ and this week they’re discussing the crucial topic of inflation. The Robs have talked about inflation in the past, but it’s still a topic that gets overlooked regularly. Today they’re going to prove why inflation is one of the most important parts of the property process. In this week’s episode The Robs discuss: What is inflation? How does it work? How can it affect you? Ultimately, inflation can either make you very rich if you adapt with it, or, if you choose to do nothing, it could break you. Year-to-year you barely notice, but over time it’s huge! So, now you might be thinking: Why does it happen? What does it mean for you? Tune in and all will be revealed. You’ll want a pen and paper to hand for this one. In the news this week, the government have been a busy lot! We’ve got a triple whammy of announcements: Electrical checks are now mandatory every 5 years Landlords now have to be a part of a redress scheme Only 1 in 10 landlords have their property fully managed   We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.   See omnystudio.com/listener for privacy information.

This week on Ask Rob & Rob we’ve got Ben who phoned in to ask The Rob’s two cracking questions! Ben starts with a controversial property question asking if a Labour majority government would have a negative effect on landlords? Politics can be a touchy subject for most, so listen as Rob B treads carefully to provide a neutral and informative answer. The silver lining that Rob D so kindly pointed out is that whatever happens, it won’t be forever. Ben’s second question was: what’s the quickest way to release equity from an off-plan investment? Is there such a thing as a quick equity extract? Or should Ben be in it for the long haul? Listen as Rob D tackles this property question head-on. If you’re wanting to learn more about off-plan property, head over to the Property Hub University and take part in the off-plan property course. Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours. Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself.See omnystudio.com/listener for privacy information.

This month we’re bringing you ‘Fundamentals February’, and Rob & Rob are kick starting it with the ever popular topic of leveraging. If you’ve been listening to The Property Podcast for quite some time, you’ll have heard The Rob’s discuss the power of leveraging on a number of occasions. But that doesn’t mean you should skip over this one. Whether you’re a new or experienced buy to let property investor, today’s Property Podcast is going to help you understand how you can use leverage to your advantage. Many successful investors have built their portfolios using this powerful method and accelerated their income. Today’s Property Podcast episode will cover: What is leverage? Why people use leveraging What effect does it have? How can leverage benefit you? As always, The Robs also chat about a headline that’s grabbed their attention this week: Lenders cut mortgage rates to give a kick-start to 2019. A pretty well-timed article considering the subject of today’s podcast. There’s also the referral fee ban, which now finally has a date - but what does this mean for property investors? Hit the play button to find out more. We’d love to hear what you think of our big news over on over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.   See omnystudio.com/listener for privacy information.

On this week’s Ask Rob & Rob we have Pat who’s got in touch wanting to know if he should still use leverage now that he’s retired, or use his savings to buy more buy to let property outright. Pat already has two buy to let properties and is wanting to increase his cash flow but doesn’t need the rental income to live on.  Second up we've got Natasha who has a residential property with a consent to let from her mortgage provider.   She’s now wanting to remortgage but oddly the bank is now telling her "no". She wants to know what Rob & Rob would do. If you’ve been wondering if it’s best to buy investment property with cash or a mortgage, or have been having issues with your mortgage provider, this is an episode you’ll want to listen to. Press play and tune in to this week’s Ask Rob & Rob. Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours. Have you joined us over in The Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself.See omnystudio.com/listener for privacy information.

The time has finally come. We’re finally letting the cat out the bag and telling you our big news!   If you’ve been listening to The Property Podcast over the past few weeks, you’ll have heard Rob & Rob banging on about something exciting that the team has been working on for well over 12 months. And now… it’s time for The Robs to spill the beans.   The Property Hub is dead, and Property Hub has been born!   There are loads of exciting changes revealed in this week’s podcast - and rather than spoil the fun and tell you about it here, you’ll have to tune in to find out what all the fuss is about!   Amongst all the excitement, Rob & Rob are still sharing their news of the week - shock fall-through figures show almost 50% of sales collapsing. Should people be worried? What do Rob & Rob think?   We’d love to hear what you think of our big news over on over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.   If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.     See omnystudio.com/listener for privacy information.