Welcome to Damien's Market Update for October 2024. Every month Damien will be dissecting the market and providing you with his own unique take on what it may mean for you and your investments. Subscribe now for your monthly insight into the Global Investment Markets.  Remember, you can also watch Damien deliver his monthly insights on our Youtube channel

In this week's episode, Damien discusses the latest developments in the mortgage market, explaining the rise in mortgage rates despite the recent cut to the Bank of England base rate. Next, with the price of gold reaching an all-time high, Damien discusses where the gold price might be heading in the future. Finally, Andy explains how listeners can sign up to receive a number of free products to help manage water usage and reduce their bills. Watch the whole show on YouTube here: https://youtu.be/S4FckzIKwm0   Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show.   Follow Money to the Masses on social media:   YouTube - https://www.youtube.com/moneytothemasses Facebook - https://www.facebook.com/moneytothemasses Instagram - https://www.instagram.com/moneytothemasses Twitter - https://twitter.com/money2themasses Tik Tok - https://www.tiktok.com/@moneytothemasses   Support the podcast You can now support the MTTM podcast by visiting our dedicated podcast page when making any financial decision.   You may already compare products and services online and make purchases but by doing so via our dedicated page you might not only save money but could also earn cashback or take advantage of exclusive offers for MTTM listeners.   Every time you use a link on the page we may earn a small amount of money for our podcast. We only use affiliate links that give you an identical (or better) deal than going direct. Thank you for being an incredible part of our community. Your support means the world to us.   Support the show by visiting and bookmarking our dedicated podcast page: Money to the Masses Dedicated Podcast Page - Click to support the show Resources: Links referred to in the podcast: To see the charts that I refer to in the podcast, watch the video on YouTube See if you qualify for free water-saving products MTTM Deals Page Sign up to the Money to the Masses Newsletter

In this week's episode, Damien discusses the changing savings market, highlighting the rise of cash savings platforms and investment platforms that now pay market-leading interest rates on cash holdings. Next, Damien talks about the recent rally in the Chinese stock market and explains alternative ways to gain exposure. Finally, Damien explains the new rules around authorised push payment fraud (APP) and whether consumers are better protected. Watch the whole show on YouTube here: https://youtu.be/ZcZXHkg6QFI   Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show.   Follow Money to the Masses on social media:   YouTube - https://www.youtube.com/moneytothemasses Facebook - https://www.facebook.com/moneytothemasses Instagram - https://www.instagram.com/moneytothemasses Twitter - https://twitter.com/money2themasses Tik Tok - https://www.tiktok.com/@moneytothemasses   Support the podcast You can now support the MTTM podcast by visiting our dedicated podcast page when making any financial decision.   You may already compare products and services online and make purchases but by doing so via our dedicated page you might not only save money but could also earn cashback or take advantage of exclusive offers for MTTM listeners.   Every time you use a link on the page we may earn a small amount of money for our podcast. We only use affiliate links that give you an identical (or better) deal than going direct. Thank you for being an incredible part of our community. Your support means the world to us.   Support the show by visiting and bookmarking our dedicated podcast page: Money to the Masses Dedicated Podcast Page - Click to support the show Resources: Links referred to in the podcast: Best savings accounts in the UK Best cash and online savings platform Investment platforms paying the highest interest on cash AJ Bell Dodl paying 5.09% interest on uninvested cash MTTM Deals Page Sign up to the Money to the Masses Newsletter

In this week's episode Damien discusses the potential impact of the upcoming US election on investment markets, including historical trends and why you need to keep an eye on the performance of the S&P 500. Damien then discusses the rise of 'ghost brokers' promising cheap car insurance on social media and provides tips on how to identify and avoid such scams. Finally, Andy discusses child trust funds, revealing how many remain unclaimed, before going on to provide tips on how to locate and manage them. Watch the whole show on YouTube here: https://youtu.be/U9y6MzMLrm8   Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show.   Follow Money to the Masses on social media:   YouTube - https://www.youtube.com/moneytothemasses Facebook - https://www.facebook.com/moneytothemasses Instagram - https://www.instagram.com/moneytothemasses Twitter - https://twitter.com/money2themasses Tik Tok - https://www.tiktok.com/@moneytothemasses   Support the podcast You can now support the MTTM podcast by visiting our dedicated podcast page when making any financial decision.   You may already compare products and services online and make purchases but by doing so via our dedicated page you might not only save money but could also earn cashback or take advantage of exclusive offers for MTTM listeners.   Every time you use a link on the page we may earn a small amount of money for our podcast. We only use affiliate links that give you an identical (or better) deal than going direct. Thank you for being an incredible part of our community. Your support means the world to us.   Support the show by visiting and bookmarking our dedicated podcast page: Money to the Masses Dedicated Podcast Page - Click to support the show Resources: Links referred to in the podcast: 5 Autumn budget predictions: What to expect in October 2024 Winter fuel payment scrapped for 10 million pensioners The best packaged bank accounts Does travel insurance cover pre-existing medical conditions? Join our community group and help test a brand new MTTM product MTTM Deals Page Sign up to the Money to the Masses Newsletter

In this week's episode Damien discusses the latest predictions of what might be announced in Labour's Autumn Budget, including capital gains tax and inheritance tax changes. Damien then looks at packaged bank accounts, providing insights into whether they now provide value for money. Finally, Andy covers the emerging threat of AI voice scams and share practical tips to avoid becoming a victim. Watch the whole show on YouTube here: https://youtu.be/pTdvQiIOGVg   Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show.   Follow Money to the Masses on social media:   YouTube - https://www.youtube.com/moneytothemasses Facebook - https://www.facebook.com/moneytothemasses Instagram - https://www.instagram.com/moneytothemasses Twitter - https://twitter.com/money2themasses Tik Tok - https://www.tiktok.com/@moneytothemasses   Support the podcast You can now support the MTTM podcast by visiting our dedicated podcast page when making any financial decision.   You may already compare products and services online and make purchases but by doing so via our dedicated page you might not only save money but could also earn cashback or take advantage of exclusive offers for MTTM listeners.   Every time you use a link on the page we may earn a small amount of money for our podcast. We only use affiliate links that give you an identical (or better) deal than going direct. Thank you for being an incredible part of our community. Your support means the world to us.   Support the show by visiting and bookmarking our dedicated podcast page: Money to the Masses Dedicated Podcast Page - Click to support the show Resources: Links referred to in the podcast: 5 Autumn budget predictions: What to expect in October 2024 Winter fuel payment scrapped for 10 million pensioners The best packaged bank accounts Does travel insurance cover pre-existing medical conditions? Join our community group and help test a brand new MTTM product MTTM Deals Page Sign up to the Money to the Masses Newsletter

Welcome to Damien's Market Update for September 2024. Every month Damien will be dissecting the market and providing you with his own unique take on what it may mean for you and your investments. Subscribe now for your monthly insight into the Global Investment Markets.  Remember, you can also watch Damien deliver his monthly insights on our Youtube channel

In this week's episode Damien provides an overview of the mortgage market following the Bank of England's decision to keep the base rate at 5%, including the latest predictions of when rates will be cut further. Next, following HMRC's decision to allow fractional share trading within an ISA, Damien gives an update on the providers that allow you to trade them as well as those that don't. Finally, Andy highlights the best pension tracing services in the UK, explaining how they can help to locate and consolidate old pension pots. Watch the whole show on YouTube here: https://youtu.be/s3bXProBX14   Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show.   Follow Money to the Masses on social media:   YouTube - https://www.youtube.com/moneytothemasses Facebook - https://www.facebook.com/moneytothemasses Instagram - https://www.instagram.com/moneytothemasses Twitter - https://twitter.com/money2themasses Tik Tok - https://www.tiktok.com/@moneytothemasses   Support the podcast You can now support the MTTM podcast by visiting our dedicated podcast page when making any financial decision.   You may already compare products and services online and make purchases but by doing so via our dedicated page you might not only save money but could also earn cashback or take advantage of exclusive offers for MTTM listeners.   Every time you use a link on the page we may earn a small amount of money for our podcast. We only use affiliate links that give you an identical (or better) deal than going direct. Thank you for being an incredible part of our community. Your support means the world to us.   Support the show by visiting and bookmarking our dedicated podcast page: Money to the Masses Dedicated Podcast Page - Click to support the show Resources: Links referred to in the podcast: Interest rate forecast image Will interest rates continue to fall in 2024? What are fractional shares and where best to buy them? Best mortgage rates in the UK What are fractional shares and where best to buy them? Join our community group and help test a brand new MTTM product Pension Tracing Service on GOV.UK Should I transfer my final salary pension? Best pension tracing services in the UK MTTM Deals Page Sign up to the Money to the Masses Newsletter

As it's UK Savings Week this week's episode is a savings special. First, Damien discusses the outlook for UK savings rates and how time is running out if you want to secure a good return on your savings. Damien then reveals how you can still get 5% interest or more if you know where to look. Finally, Andy & Damien discuss some fun savings challenges to help listeners start saving before explaining how you can now automate them. Watch the whole show on YouTube here: https://youtu.be/10woLl8mtB4   Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show.   Follow Money to the Masses on social media:   YouTube - https://www.youtube.com/moneytothemasses Facebook - https://www.facebook.com/moneytothemasses Instagram - https://www.instagram.com/moneytothemasses Twitter - https://twitter.com/money2themasses Tik Tok - https://www.tiktok.com/@moneytothemasses   Support the podcast You can now support the MTTM podcast by visiting our dedicated podcast page when making any financial decision.   You may already compare products and services online and make purchases but by doing so via our dedicated page you might not only save money but could also earn cashback or take advantage of exclusive offers for MTTM listeners.   Every time you use a link on the page we may earn a small amount of money for our podcast. We only use affiliate links that give you an identical (or better) deal than going direct. Thank you for being an incredible part of our community. Your support means the world to us.   Support the show by visiting and bookmarking our dedicated podcast page: Money to the Masses Dedicated Podcast Page - Click to support the show Resources: Links referred to in the podcast: Best savings accounts in the UK How to get more than 5% interest on your savings 11 money saving challenges to help make saving money fun Cash savings ladder explained MTTM Deals Page Sign up to the Money to the Masses Newsletter

In this week's episode Damien explains the concept of the 'efficient frontier' and how it can help investors build a portfolio with the highest possible returns for a given level of risk. Damien also talks about the potential tax implications of pension recycling, a way in which individuals reinvest their tax-free cash or pension income back into a pension scheme. Finally, Andy explains the dangers of becoming a money mule including the consequences of getting involved in financial crime and the steps you can take if you feel you've been targeted. Watch the whole show on YouTube here: https://youtu.be/09PmbQKel0g    Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show.   Follow Money to the Masses on social media:   YouTube - https://www.youtube.com/moneytothemasses Facebook - https://www.facebook.com/moneytothemasses Instagram - https://www.instagram.com/moneytothemasses Twitter - https://twitter.com/money2themasses Tik Tok - https://www.tiktok.com/@moneytothemasses   Support the podcast You can now support the MTTM podcast by visiting our dedicated podcast page when making any financial decision.   You may already compare products and services online and make purchases but by doing so via our dedicated page you might not only save money but could also earn cashback or take advantage of exclusive offers for MTTM listeners.   Every time you use a link on the page we may earn a small amount of money for our podcast. We only use affiliate links that give you an identical (or better) deal than going direct. Thank you for being an incredible part of our community. Your support means the world to us.   Support the show by visiting and bookmarking our dedicated podcast page: Money to the Masses Dedicated Podcast Page - Click to support the show Resources: Links referred to in the podcast: MTTM Deals Page Take out a free trial of 80 20 Investor Sign up to the Money to the Masses Newsletter Efficient Frontier Graph

In this week's podcast Damien discusses stock market sell-offs and how markets typically behave after a slump. Next he explains what stock lending is, how it works and its potential impact on investors. Finally, Andy provides an update on the energy price cap and whether it is too late to fix your energy tariff before prices start rising. Watch the whole show on YouTube here: https://youtu.be/W9SxyO0hJO0   Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show.   Follow Money to the Masses on social media:   YouTube - https://www.youtube.com/moneytothemasses Facebook - https://www.facebook.com/moneytothemasses Instagram - https://www.instagram.com/moneytothemasses Twitter - https://twitter.com/money2themasses Tik Tok - https://www.tiktok.com/@moneytothemasses   Support the podcast You can now support the MTTM podcast by visiting our dedicated podcast page when making any financial decision.   You may already compare products and services online and make purchases but by doing so via our dedicated page you might not only save money but could also earn cashback or take advantage of exclusive offers for MTTM listeners.   Every time you use a link on the page we may earn a small amount of money for our podcast. We only use affiliate links that give you an identical (or better) deal than going direct. Thank you for being an incredible part of our community. Your support means the world to us.   Support the show by visiting and bookmarking our dedicated podcast page: Money to the Masses Dedicated Podcast Page - Click to support the show Resources: Links referred to in the podcast: MTTM Deals Page Take out a free trial of 80 20 Investor Sign up to the Money to the Masses Newsletter Should you fix your energy tariff? Cheapest fixed-price energy tariffs - Best deals compared

In this week's episode, Damien discusses the pros and cons of investing in physical gold, including fractional gold coins and the storage options with the Royal Mint. Damien also explains what you need to look out for in the T&Cs when booking a last-minute holiday. Finally, Andy explains how teachers can now take advantage of the discounts and rewards that are on offer via the Blue Light card Watch the whole show on YouTube here: https://youtu.be/hQ8M4RE7v7g   Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show.   Follow Money to the Masses on social media:   YouTube - https://www.youtube.com/moneytothemasses Facebook - https://www.facebook.com/moneytothemasses Instagram - https://www.instagram.com/moneytothemasses Twitter - https://twitter.com/money2themasses Tik Tok - https://www.tiktok.com/@moneytothemasses   Support the podcast You can now support the MTTM podcast by visiting our dedicated podcast page when making any financial decision.   You may already compare products and services online and make purchases but by doing so via our dedicated page you might not only save money but could also earn cashback or take advantage of exclusive offers for MTTM listeners.   Every time you use a link on the page we may earn a small amount of money for our podcast. We only use affiliate links that give you an identical (or better) deal than going direct. Thank you for being an incredible part of our community. Your support means the world to us.   Support the show by visiting and bookmarking our dedicated podcast page: Money to the Masses Dedicated Podcast Page - Click to support the show Resources: Links referred to in the podcast: MTTM Deals Page Take out a free trial of 80 20 Investor Sign up to the Money to the Masses Newsletter Gold from The Royal Mint DigiGold from The Royal Mint Does travel insurance cover wildfires? Car hire excess insurance Blue Light Card extended to Teachers

In this week's holiday special, Damien provides some important travel insurance tips, highlighting key elements to look for in a travel insurance policy. Damien also reveals the best ways to take money abroad, discussing various spending options, including Curve, Revolut, and Starling Bank. Finally, Andy offers tips for families to save money during the summer, including free meals and ways to save money on days out.   Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show.   Follow Money to the Masses on social media:   YouTube - https://www.youtube.com/moneytothemasses Facebook - https://www.facebook.com/moneytothemasses Instagram - https://www.instagram.com/moneytothemasses Twitter - https://twitter.com/money2themasses Tik Tok - https://www.tiktok.com/@moneytothemasses   Support the podcast You can now support the MTTM podcast by visiting our dedicated podcast page when making any financial decision.   You may already compare products and services online and make purchases but by doing so via our dedicated page you might not only save money but could also earn cashback or take advantage of exclusive offers for MTTM listeners.   Every time you use a link on the page we may earn a small amount of money for our podcast. We only use affiliate links that give you an identical (or better) deal than going direct. Thank you for being an incredible part of our community. Your support means the world to us.   Support the show by visiting and bookmarking our dedicated podcast page: Money to the Masses Dedicated Podcast Page - Click to support the show Resources: Links referred to in the podcast: MTTM Deals Page Sign up to the Money to the Masses Newsletter What does travel insurance cover? 12 top tips for taking out travel insurance Car hire excess insurance The best ways to take money abroad in 2024 Where kids can eat free this summer Ways to save money entertaining your kids this summer Take out a free trial of 80 20 Investor

In this week's podcast, Damien and Andy discuss the recent interest rate cut by the Bank of England and its impact on savers, borrowers, and investors. They also explore the different phases of the interest rate cycle and how it affects various sectors of the stock market. Additionally, they highlight the importance of being cautious when downloading apps, particularly counterfeit apps that can steal personal information and carry out fraudulent activities. Watch the whole show on YouTube here: https://youtu.be/hQ8M4RE7v7g   Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show.   Follow Money to the Masses on social media:   YouTube - https://www.youtube.com/moneytothemasses Facebook - https://www.facebook.com/moneytothemasses Instagram - https://www.instagram.com/moneytothemasses Twitter - https://twitter.com/money2themasses Tik Tok - https://www.tiktok.com/@moneytothemasses   Support the podcast You can now support the MTTM podcast by visiting our dedicated podcast page when making any financial decision.   You may already compare products and services online and make purchases but by doing so via our dedicated page you might not only save money but could also earn cashback or take advantage of exclusive offers for MTTM listeners.   Every time you use a link on the page we may earn a small amount of money for our podcast. We only use affiliate links that give you an identical (or better) deal than going direct. Thank you for being an incredible part of our community. Your support means the world to us.   Support the show by visiting and bookmarking our dedicated podcast page: Money to the Masses Dedicated Podcast Page - Click to support the show Resources: Links referred to in the podcast: MTTM Deals Page Take out a free trial of 80 20 Investor Sign up to the Money to the Masses Newsletter Bank of England cuts interest rates to 5% Will interest rates continue to fall in 2024 and how low will they go? Remortgaging in 2024 - Is now a good time to fix your mortgage? Best savings accounts in the UK Best mortgage rates in the UK

In this week's podcast Damien discusses the optimal frequency for reviewing and updating an investment portfolio. Damien and Andy then discuss when to seek financial advice, particularly for pensions, including the benefits and typical costs of pension advice. Finally, Damien reveals how regularly saving money, even small amounts, can help improve sleep quality and overall well-being. Watch the whole show on YouTube here: https://youtu.be/W_89SF1WOOM   Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show.   Follow Money to the Masses on social media:   YouTube - https://www.youtube.com/moneytothemasses Facebook - https://www.facebook.com/moneytothemasses Instagram - https://www.instagram.com/moneytothemasses Twitter - https://twitter.com/money2themasses Tik Tok - https://www.tiktok.com/@moneytothemasses   Support the podcast You can now support the MTTM podcast by visiting our dedicated podcast page when making any financial decision.   You may already compare products and services online and make purchases but by doing so via our dedicated page you might not only save money but could also earn cashback or take advantage of exclusive offers for MTTM listeners.   Every time you use a link on the page we may earn a small amount of money for our podcast. We only use affiliate links that give you an identical (or better) deal than going direct. Thank you for being an incredible part of our community. Your support means the world to us.   Support the show by visiting and bookmarking our dedicated podcast page: Money to the Masses Dedicated Podcast Page - Click to support the show Resources: Links referred to in the podcast: MTTM Deals Page Take out a free trial of 80 20 Investor Sign up to the Money to the Masses Newsletter Is financial advice worth it? How much does financial advice cost? Do you need financial advice? Best savings apps in the UK

Welcome to Damien's Market Update for July 2024. Every month Damien will be dissecting the market and providing you with his own unique take on what it may mean for you and your investments. Subscribe now for your monthly insight into the Global Investment Markets.  Remember, you can also watch Damien deliver his monthly insights on our Youtube channel

On this week's episode Damien discusses the potential impact of Labour's landslide victory on your finances, including potential changes to taxes and renters' rights. Damien also explores the benefits of making small, positive changes to your personal finances. Finally, Andy reveals the best time to renew your car insurance in order to save money. Watch the whole show on YouTube here: https://www.youtube.com/watch?v=UTriy2SnFRQ   Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show.   Follow Money to the Masses on social media:   YouTube - https://www.youtube.com/moneytothemasses Facebook - https://www.facebook.com/moneytothemasses Instagram - https://www.instagram.com/moneytothemasses Twitter - https://twitter.com/money2themasses Tik Tok - https://www.tiktok.com/@moneytothemasses   Support the podcast You can now support the MTTM podcast by visiting our dedicated podcast page when making any financial decision.   You may already compare products and services online and make purchases but by doing so via our dedicated page you might not only save money but could also earn cashback or take advantage of exclusive offers for MTTM listeners.   Every time you use a link on the page we may earn a small amount of money for our podcast. We only use affiliate links that give you an identical (or better) deal than going direct. Thank you for being an incredible part of our community. Your support means the world to us.   Support the show by visiting and bookmarking our dedicated podcast page: Money to the Masses Dedicated Podcast Page - Click to support the show Resources: Links referred to in the podcast: MTTM Deals Page Take out a free trial of 80 20 Investor Sign up to the Money to the Masses Newsletter

On this week's episode Damien discusses the skyrocketing share price of Nvidia, the AI chipmaker and its impact on investors' portfolios whether they realise it or not. He also explains how you can manage your exposure. Damien then discusses the importance of debt-to-income ratios for anyone considering a mortgage. Finally, Andy reveals the significant costs of later life care and talks about strategies and insurance options to ensure you're prepared. Watch the whole show on YouTube here: https://youtu.be/sJeMmmOzDyw   Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show.   Follow Money to the Masses on social media:   YouTube - https://www.youtube.com/moneytothemasses Facebook - https://www.facebook.com/moneytothemasses Instagram - https://www.instagram.com/moneytothemasses Twitter - https://twitter.com/money2themasses Tik Tok - https://www.tiktok.com/@moneytothemasses   Support the podcast You can now support the MTTM podcast by visiting our dedicated podcast page when making any financial decision.   You may already compare products and services online and make purchases but by doing so via our dedicated page you might not only save money but could also earn cashback or take advantage of exclusive offers for MTTM listeners.   Every time you use a link on the page we may earn a small amount of money for our podcast. We only use affiliate links that give you an identical (or better) deal than going direct. Thank you for being an incredible part of our community. Your support means the world to us.   Support the show by visiting and bookmarking our dedicated podcast page: Money to the Masses Dedicated Podcast Page - Click to support the show Resources: Links referred to in the podcast: MTTM Deals Page Speak to a mortgage broker Savings and Investment calculator Take out a free trial of 80 20 Investor

In this week's podcast Damien discusses the various ways to get on the property ladder in 2024. Damien explains the different types of mortgage products that are available for first time buyers as well as the various government schemes. Damien also discusses the collapse of Buy Now, Pay Later firm Laybuy and the implications for customers.   Damien then explains the rules around expenses and compensation if you experience a delayed or cancelled flight. In a podcast first, you can access an extra section of the podcast by clicking the link below and watching our podcast on the Money to the Masses YouTube channel (Don't forget to like and subscribe while you are there) Watch the whole show on YouTube here: https://youtu.be/t5StpXPLwWI   Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show.   Follow Money to the Masses on social media:   YouTube - https://www.youtube.com/moneytothemasses Facebook - https://www.facebook.com/moneytothemasses Instagram - https://www.instagram.com/moneytothemasses Twitter - https://twitter.com/money2themasses Tik Tok - https://www.tiktok.com/@moneytothemasses   Support the podcast You can now support the MTTM podcast by visiting our dedicated podcast page when making any financial decision.   You may already compare products and services online and make purchases but by doing so via our dedicated page you might not only save money but could also earn cashback or take advantage of exclusive offers for MTTM listeners.   Every time you use a link on the page we may earn a small amount of money for our podcast. We only use affiliate links that give you an identical (or better) deal than going direct. Thank you for being an incredible part of our community. Your support means the world to us.   Support the show by visiting and bookmarking our dedicated podcast page: Money to the Masses Dedicated Podcast Page - Click to support the show Resources: Links referred to in the podcast: MTTM Deals Page What are guarantor mortgages? Concessionary mortgages explained  First time buyer guide Manchester Airport power cut compensation: What are your rights? Buy Now, Pay Later firm LayBuy enters administration

On this week's episode Damien discusses the growing trend of people opting to self-fund private medical care due to long NHS waiting times. Damien then discusses the importance of considering unknown risks when it comes to all aspects of your personal finances. Finally, Andy provides an update on the latest energy prices and whether now is the right time to fix based on long-term energy price predictions Watch the whole show on YouTube here: https://youtu.be/BXrOTc-4nPw   Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show.   Follow Money to the Masses on social media:   YouTube - https://www.youtube.com/moneytothemasses Facebook - https://www.facebook.com/moneytothemasses Instagram - https://www.instagram.com/moneytothemasses Twitter - https://twitter.com/money2themasses Tik Tok - https://www.tiktok.com/@moneytothemasses   Support the podcast You can now support the MTTM podcast by visiting our dedicated podcast page when making any financial decision.   You may already compare products and services online and make purchases but by doing so via our dedicated page you might not only save money but could also earn cashback or take advantage of exclusive offers for MTTM listeners.   Every time you use a link on the page we may earn a small amount of money for our podcast. We only use affiliate links that give you an identical (or better) deal than going direct. Thank you for being an incredible part of our community. Your support means the world to us.   Support the show by visiting and bookmarking our dedicated podcast page: Money to the Masses Dedicated Podcast Page - Click to support the show Resources: Links referred to in the podcast: MTTM Deals Page Howden Life & Health - Purchase health insurance with up to £100 cashback FinaMetrica - Purchase a one-off risk tolerance profile Should you fix your energy tariff? Best fixed price energy tariffs

Welcome to Damien's Market Update for June 2024. Every month Damien will be dissecting the market and providing you with his own unique take on what it may mean for you and your investments. Subscribe now for your monthly insight into the Global Investment Markets.  Remember, you can also watch Damien deliver his monthly insights on our Youtube channel

On this week's show Damien explains the CAPE measurement and how it could help to identify undervalued stock markets. Damien then discusses the changes being applied to overdraft charges for Lloyds Banking Group customers and the steps they can take. Finally, Andy reveals the key car insurance questions you need to get right. Watch the whole show on YouTube here: https://youtu.be/I93GLYRWa4o   Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show.   Follow Money to the Masses on social media:   YouTube - https://www.youtube.com/moneytothemasses Facebook - https://www.facebook.com/moneytothemasses Instagram - https://www.instagram.com/moneytothemasses Twitter - https://twitter.com/money2themasses Tik Tok - https://www.tiktok.com/@moneytothemasses   Support the podcast You can now support the MTTM podcast by visiting our dedicated podcast page when making any financial decision.   You may already compare products and services online and make purchases but by doing so via our dedicated page you might not only save money but could also earn cashback or take advantage of exclusive offers for MTTM listeners.   Every time you use a link on the page we may earn a small amount of money for our podcast. We only use affiliate links that give you an identical (or better) deal than going direct. Thank you for being an incredible part of our community. Your support means the world to us.   Support the show by visiting and bookmarking our dedicated podcast page: Money to the Masses Dedicated Podcast Page - Click to support the show Resources: Links referred to in the podcast: MTTM Deals Page Lloyds, Halifax and Bank of Scotland set to shake up overdraft rates Take out a free trial of 80-20 Investor

On this week's show Damien and Andy discuss what to do if your phone is stolen and how to protect yourself from further financial fraud. Damien explains how active funds can outperform the market over extended periods of time but how a winner can quickly turn into a loser. Finally, Damien explains the importance of life insurance for stay-at-home parents. Watch the whole show on YouTube here: https://youtu.be/H78KMwCWWLg   Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show. Support the podcast You can now support the MTTM podcast by visiting our dedicated podcast page when making any financial decision.   You may already compare products and services online and make purchases but by doing so via our dedicated page you might not only save money but could also earn cashback or take advantage of exclusive offers for MTTM listeners.   Every time you use a link on the page we may earn a small amount of money for our podcast. We only use affiliate links that give you an identical (or better) deal than going direct. Thank you for being an incredible part of our community. Your support means the world to us.   Support the show by visiting and bookmarking our dedicated podcast page: Money to the Masses Dedicated Podcast Page - Click to support the show Resources: Links referred to in the podcast: MTTM Deals Page Th best performing funds to invest in right now MTTM Ep 246 - Why feminist economics is important Speak to a life insurance expert Take out a free trial of 80-20 Investor

On this week's podcast Damien explains the latest changes to the energy price cap revealing how it will impact energy bills and whether now is a good time to fix your energy tariff. Damien then provides some insights on the upcoming UK General Election and its potential impact on the UK stock market and the pound. Finally, Andy explains your refund rights if the event you are due to attend is cancelled or rescheduled.   Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show. Support the podcast You can now support the MTTM podcast by visiting our dedicated podcast page when making any financial decision.   You may already compare products and services online and make purchases but by doing so via our dedicated page you might not only save money but could also earn cashback or take advantage of exclusive offers for MTTM listeners.   Every time you use a link on the page we may earn a small amount of money for our podcast. We only use affiliate links that give you an identical (or better) deal than going direct. Thank you for being an incredible part of our community. Your support means the world to us.   Support the show by visiting and bookmarking our dedicated podcast page: Money to the Masses Dedicated Podcast Page - Click to support the show Resources: Links referred to in the podcast: MTTM Deals Page Energy price cap to fall by 7% in July Refund rights if your festival or concert is cancelled Take out a free trial of 80-20 Investor

Welcome to Damien's Market Update for May 2024. Every month Damien will be dissecting the market and providing you with his own unique take on what it may mean for you and your investments. Subscribe now for your monthly insight into the Global Investment Markets.  Remember, you can also watch Damien deliver his monthly insights on our Youtube channel

In this week's episode Damien discusses the benefits of implementing a 'zero spend month' or 'limited spend month'. Damien also provides tips on how to increase your chances of success. Damien and Andy then explore the advantages and disadvantages of home swapping holidays. Finally Damien analyses where the market thinks the Bank of England base rate will be over the next 5 years before looking at the current trends in mortgage rates.   Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show. Support the podcast You can now support the MTTM podcast by visiting our dedicated podcast page when making any financial decision.   You may already compare products and services online and make purchases but by doing so via our dedicated page you might not only save money but could also earn cashback or take advantage of exclusive offers for MTTM listeners.   Every time you use a link on the page we may earn a small amount of money for our podcast. We only use affiliate links that give you an identical (or better) deal than going direct. Thank you for being an incredible part of our community. Your support means the world to us.   Support the show by visiting and bookmarking our dedicated podcast page: Money to the Masses Dedicated Podcast Page - Click to support the show Resources: Links referred to in the podcast: MTTM Deals Page MTTM Podcast Episode 455 - Loud Budgeting How to budget for beginners MTTM Ep 393 - How to build good money habits

In this week's podcast Damien discusses share buybacks explaining what they are and the impact they can have on investors. Damien then look at various ways parents and grandparents can help younger family members financially, without impacting their wealth or lifestyle. Finally, Damien explain how energy bill balances fluctuate throughout the year based on the billing start date and why May is a key month in that cycle.   Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show. Support the podcast You can now support the MTTM podcast by visiting our dedicated podcast page when making any financial decision.   You may already compare products and services online and make purchases but by doing so via our dedicated page you might not only save money but could also earn cashback or take advantage of exclusive offers for MTTM listeners.   Every time you use a link on the page we may earn a small amount of money for our podcast. We only use affiliate links that give you an identical (or better) deal than going direct. Thank you for being an incredible part of our community. Your support means the world to us.   Support the show by visiting and bookmarking our dedicated podcast page: Money to the Masses Dedicated Podcast Page - Click to support the show Resources: Links referred to in the podcast: Ep 286 - Are stock splits good news for investors? Podcast special - How to become a millionaire Concessionary Mortgages explained Ep 219 - Concessionary Mortgages Alternatives to equity release

In this episode, I discuss my latest piece of investment research where I look at consistent funds, and reveal one global equity tracker fund that passes the test. Andy then explores the issue of debanking, explaining what it is and what can be done if it happens to you. Finally, I discuss the nuances of shopping for car insurance and the importance of ensuring you're getting the same level of cover when comparing quotes on different comparison sites.   Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show. Support the podcast You can now support the MTTM podcast by visiting our dedicated podcast page when making any financial decision.   You may already compare products and services online and make purchases but by doing so via our dedicated page you might not only save money but could also earn cashback or take advantage of exclusive offers for MTTM listeners.   Every time you use a link on the page we may earn a small amount of money for our podcast. We only use affiliate links that give you an identical (or better) deal than going direct. Thank you for being an incredible part of our community. Your support means the world to us.   Support the show by visiting and bookmarking our dedicated podcast page: Money to the Masses Dedicated Podcast Page - Click to support the show Resources: Links referred to in the podcast: What is the cheapest car to insure? Should you protect your no claims discount? 10 tips to save money on car insurance Ep 251 - My bank helped fraudsters steal £4k from my children's savings

In this week's episode Damien provides some technical analysis on the FTSE 100 and the GBP/USD exchange rate, explaining where both might head next and how you can carry out your own research for free. Damien also talks about a major credit card provider's change to the minimum payments on its credit cards, including the potential impact it could have on your debt and what you can do to avoid it. Finally, Andy explains why it might be worth considering a number of smaller mobile phone providers over the big four mobile networks.   Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show. Support the podcast You can now support the MTTM podcast by visiting our dedicated podcast page when making any financial decision.   You may already compare products and services online and make purchases but by doing so via our dedicated page you might not only save money but could also earn cashback or take advantage of exclusive offers for MTTM listeners.   Every time you use a link on the page we may earn a small amount of money for our podcast. We only use affiliate links that give you an identical (or better) deal than going direct. Thank you for being an incredible part of our community. Your support means the world to us.   Support the show by visiting and bookmarking our dedicated podcast page: Money to the Masses Dedicated Podcast Page - Click to support the show Resources: Links referred to in the podcast: Check out the podcast article to view the FTSE and GBP vs USD images See the climate projects that Money to the Masses is currently supporting Barclaycard to cut minimum payment on all credit cards Best credit cards in the UK Best and worst mobile phone providers - Which? research Compare the best mobile phone providers for roaming abroad Sign up for the Money to the Masses newsletter Join the MTTM Community group

In this week's episode I explain the possible reasons behind the significant increase in the price of gold in recent months. I also reveal how a conversation with my daughter led to me explaining how compound interest works and her excitement at discovering how saving small regular amounts from a young age can lead to significant wealth over time. Finally, Andy explains how taxable benefits work and the importance of checking your tax code.   Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show. Support the podcast You can now support the MTTM podcast by visiting our dedicated podcast page when making any financial decision.   You may already compare products and services online and make purchases but by doing so via our dedicated page you might not only save money but could also earn cashback or take advantage of exclusive offers for MTTM listeners.   Every time you use a link on the page we may earn a small amount of money for our podcast. We only use affiliate links that give you an identical (or better) deal than going direct. Thank you for being an incredible part of our community. Your support means the world to us.   Support the show by visiting and bookmarking our dedicated podcast page: Money to the Masses Dedicated Podcast Page - Click to support the show Resources: Links referred to in the podcast: MTTM Podcast 120 - Investing in gold MTTM Podcast 144 - The truth about gold MTTM Podcast 317 - Bitcoin vs Gold MTTM Podcast 416 - Investing in gold & its outlook The Money to the Masses Investment Calculator How to become a millionnaire Check your tax code for this tax year Check your tax code for previous tax years Contact HMRC if you have a tax query Sign up for the Money to the Masses newsletter Join the MTTM Community group

Welcome to Damien's Market Update for April 2024. Every month Damien will be dissecting the market and providing you with his own unique take on what it may mean for you and your investments. Subscribe now for your monthly insight into the Global Investment Markets.  Remember, you can also watch Damien deliver his monthly insights on our Youtube channel

Damien and Andy make an important announcement about the future of the Money to the Masses podcast.   You can now support the MTTM podcast by visiting our dedicated podcast page when making any financial decision.   You may already compare products and services online and make purchases but by doing so via our dedicated page you might not only save money but could also earn cashback or take advantage of exclusive offers for MTTM listeners.   Every time you use a link on the page we may earn a small amount of money for our podcast. We only use affiliate links that give you an identical (or better) deal than going direct. Thank you for being an incredible part of our community. Your support means the world to us.   Support the show by visiting and bookmarking our dedicated podcast page: Money to the Masses Dedicated Podcast Page - Click to support the show  

On this week's episode Damien looks at the launch of the new NS&I British Savings Bond. How does it work, who is eligible and is it any good? Damien and Andy then explain the new rules that have come into force allowing parents of children as young as 2 years old to get 15 hours of free childcare a week. Finally, Damien discusses the Loud budgeting phenomenon that has taken social media by storm.   Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show. Support the show: Check out the latest cashback deals: Best ISA cashback offers and fee-free deals  Best pension cashback offers and fee-free deals Download the JamDoughnut Cashback app* - Use referral code MTTM to get a £5 welcome bonus Resources: NS&I launches new British Savings Bonds - Are they any good? Best Savings Accounts in the UK Build a cash savings ladder How to apply for 15 hours of free childcare for 2-year-olds How does tax-free childcare work? Best Savings Accounts in the UK Sign up for the Money to the Masses newsletter     If a link has an * beside it this means that it is an affiliated link. If you go via the link Money to the Masses may receive a small fee which helps keep Money to the Masses free to use. But as you can clearly see this has in no way influenced the above editorial. The following links can be used if you do not wish to help Money to the Masses or take advantage of the exclusive Money to the Masses offers - Jam Doughnut App

On this week's show we discuss the Best Stocks and Shares ISA for different types of investor. We also analyse whether our Perfect ISA Portfolio has maintained its track record of making money in every tax year since the year 2000. Finally, we explain how you can get paid to use energy thanks to a particular energy tariff and something called plunge pricing.   Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show.   Watch the roundup of the Best Stocks and Shares ISAs in 2024 Best Stocks and Shares ISAs 2024 Support the show: Check out the latest cashback deals: Best ISA cashback offers and fee-free deals  Best pension cashback offers and fee-free deals Download the JamDoughnut Cashback app* - Use referral code MTTM to get a £5 welcome bonus Resources: Best Stocks and Shares ISAs 2024 Agile Octopus Tariff review Octopus Tracker Tariff review 80-20 Investor     If a link has an * beside it this means that it is an affiliated link. If you go via the link Money to the Masses may receive a small fee which helps keep Money to the Masses free to use. But as you can clearly see this has in no way influenced the above editorial. The following links can be used if you do not wish to help Money to the Masses or take advantage of the exclusive Money to the Masses offers - Jam Doughnut App

On this week's show, Damien delves into how you could unexpectedly face thousands of pounds in charges for a 'courtesy' car provided by your car insurance following a claim—even if it is included as a free benefit in your policy. Damien and Andy then discuss the increasing complaints about loans that have been mis-sold, explaining what constitutes a mis-sold loan and how you can file a complaint (and potentially claim compensation) without the need for a claims management company. Finally, shares his essential end-of-tax-year checklist.   Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show. Support the show: Check out the latest cashback deals: Best ISA cashback offers and fee-free deals  Best pension cashback offers and fee-free deals Download the JamDoughnut Cashback app* - Use referral code MTTM to get a £5 welcome bonus Resources: Pension needed in retirement rises in 2024 Analysis by Pensions & Lifetime Savings Association MTTM - Ep 372 - Retirement Spending Truths 7 tips on how to boost your state pension HSBC launches £220 switching offer Best bank account switching offers Chase changes 1% cashback rules 80-20 Investor     If a link has an * beside it this means that it is an affiliated link. If you go via the link Money to the Masses may receive a small fee which helps keep Money to the Masses free to use. But as you can clearly see this has in no way influenced the above editorial. The following links can be used if you do not wish to help Money to the Masses or take advantage of the exclusive Money to the Masses offers - Jam Doughnut App

Welcome to Damien's Market Update for March 2024. Every month Damien will be dissecting the market and providing you with his own unique take on what it may mean for you and your investments. Subscribe now for your monthly insight into the Global Investment Markets.  Remember, you can also watch Damien deliver his monthly insights on our Youtube channel

On this week’s episode Damien discusses how much annual income you need to have the retirement you want. Damien also explains the pros and cons of deferring your state pension. Finally, Damiena nd Andy reveal an emerging trend in the latest bank switching offers.   Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show. Support the show: Check out the latest cashback deals: Best ISA cashback offers and fee-free deals  Best pension cashback offers and fee-free deals Download the JamDoughnut Cashback app* - Use referral code MTTM to get a £5 welcome bonus Resources: Pension needed in retirement rises in 2024 Analysis by Pensions & Lifetime Savings Association MTTM - Ep 372 - Retirement Spending Truths 7 tips on how to boost your state pension HSBC launches £220 switching offer Best bank account switching offers Chase changes 1% cashback rules 80-20 Investor     If a link has an * beside it this means that it is an affiliated link. If you go via the link Money to the Masses may receive a small fee which helps keep Money to the Masses free to use. But as you can clearly see this has in no way influenced the above editorial. The following links can be used if you do not wish to help Money to the Masses or take advantage of the exclusive Money to the Masses offers - Jam Doughnut App

On this week's podcast Damien and Andy analyse what was and wasn't announced in this week's Spring Budget and what it means for your finances.   Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show. Support the show: Check out the latest cashback deals: Best ISA cashback offers and fee-free deals  Best pension cashback offers and fee-free deals Download the JamDoughnut Cashback app* - Use referral code MTTM to get a £5 welcome bonus Resources: Spring Budget 2024 Summary - How will it impact you? New National Insurance cuts UK ISA announced - How will the 'British ISA' work? Income threshold for Child Benefit tax increased to £60,000 Start or restart Child Benefit payments Spring Budget in full from GOV.UK 80-20 Investor   If a link has an * beside it this means that it is an affiliated link. If you go via the link Money to the Masses may receive a small fee which helps keep Money to the Masses free to use. But as you can clearly see this has in no way influenced the above editorial. The following links can be used if you do not wish to help Money to the Masses or take advantage of the exclusive Money to the Masses offers - Jam Doughnut App

On this week's show, we discuss the new Rate Reducer Scheme which could cut a new-build buyer's mortgage rate down to as low as 0.99%. We also discuss the income fund opportunities for those looking to build a portfolio that generates an income to keep pace with inflation. Finally, I explain the Japanese method of saving money as well as the benefits of financial journalling.   Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show. Support the show: Check out the latest cashback deals: Best ISA cashback offers and fee-free deals  Best pension cashback offers and fee-free deals Download the JamDoughnut Cashback app* - Use referral code MTTM to get a £5 welcome bonus Resources: Rate reducer scheme 80-20 Investor   If a link has an * beside it this means that it is an affiliated link. If you go via the link Money to the Masses may receive a small fee which helps keep Money to the Masses free to use. But as you can clearly see this has in no way influenced the above editorial. The following links can be used if you do not wish to help Money to the Masses or take advantage of the exclusive Money to the Masses offers - Jam Doughnut App,

Welcome to Damien's Market Update for February 2024. Every month Damien will be dissecting the market and providing you with his own unique take on what it may mean for you and your investments. Subscribe now for your monthly insight into the Global Investment Markets.  Remember, you can also watch Damien deliver his monthly insights on our Youtube channel

In this week's episode Damien discuss 'Dow Theory', a cornerstone of technical analysis in investing, explaining how it can be used when trying to predict market trends. Damien and Andy then discuss the latest cut to the energy price cap and how an innovative tariff from British Gas could signal a wave of better deals for energy customers. Finally, Damien discusses the introduction of eSIMs by Revolut, allowing users to access mobile services at reduced costs while travelling abroad.   Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show.   Take Action: If you feel empowered to take action based on what you've heard in this week's show, you can help support the Money to the Masses Podcast by clicking on the links below. Check the best eSim deals* - Search data packs for 200+ countries with airalo Download the JamDoughnut Cashback app* - Use referral code MTTM to get a £5 welcome bonus Resources: MoneySavingExpert - Car finance free reclaim tool and guide Resolver - Free online complaints tool Dow theory Dow Jones industrial average (Yahoo Finance) Dow Jones transportation average (Yahoo Finance) British Gas launches fixed energy tariff with a 'Price Promise' What is the cheapest fixed-price energy tariff? 80-20 Investor - Follow Damien as he invests in his own £50k portfolio   If a link has an * beside it this means that it is an affiliated link. If you go via the link Money to the Masses may receive a small fee which helps keep Money to the Masses free to use. But as you can clearly see this has in no way influenced the above editorial. The following links can be used if you do not wish to help Money to the Masses or take advantage of the exclusive Money to the Masses offers - Jam Doughnut App, and Airalo.

On this week's episode, Damien look at the best performing managed Stock and Shares ISAs. Damien and Andy then discuss cancer insurance and how it works. Finally, Andy talks through how to cashback stack effectively.   Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show.   Take Action: If you feel empowered to take action based on what you've heard in this week's show, you can help support the Money to the Masses Podcast by clicking on the links below. Speak to a health insurance expert* Download the Jam Doughnut Cashback app* - Use referral code JV03 to get a £2 welcome bonus Resources: MoneySavingExpert - Car finance free reclaim tool and guide The best performing managed Stocks and Shares ISA 80-20 Investor - Follow Damien as he invests in his own £50k portfolio Best ISA cashback offers Best Pension cashback offers Does health insurance cover cancer? Vitality life and health insurance review 2024 Is Critical Illness cover worth it? MTTM Podcast Episode 194 - Critical illness myths MTTM Podcast Episode 436 - New cashback apps Section 75 of the Consumer Credit Act Which are the best cashback credit cards?     If a link has an * beside it this means that it is an affiliated link. If you go via the link Money to the Masses may receive a small fee which helps keep Money to the Masses free to use. But as you can clearly see this has in no way influenced the above editorial. The following links can be used if you do not wish to help Money to the Masses or take advantage of the exclusive Money to the Masses offers - Jam Doughnut App, and Howden Life & Health.

On this week's show Damien discusses the potential mis-selling of car finance and the impact it could have on consumers. Damien then conduct an investment-themed quiz before Andy talks about self-assessment tax returns and the penalties for late filing.   Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show.   FCA launches car finance review

On this week's show Damien explains the potential drawbacks of certain types of ETFs. Harvey then joins Damien and Andy to discuss the rising cost of funerals and the various ways you can plan ahead. Finally, Damien discusses a different approach to the traditional 'FIRE' movement (Financial Independence Retire Early)   Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show. The first ever Money to the Masses article What is the personal savings allowance (and how you can boost it by £5,000) How to fill gaps in your National Insurance record MTTM Podcast Episode 304 - Build your black book MTTM Podcast Episode 408 - Black book revisited Damien's Money MOT

Welcome to Damien's Market Update for January 2024. Every month Damien will be dissecting the market and providing you with his own unique take on what it may mean for you and your investments. Subscribe now for your monthly insight into the Global Investment Markets.  Remember, you can also watch Damien deliver his monthly insights on our Youtube channel

On this week's show Damien and Andy discuss how to take advantage of the cuts to national insurance, which came into effect on 6th January, to improve your finances. Damien then explains why more people will be unaware that they will now have to pay tax on the interest earned on their savings. Damien explains who is impacted, when they need to pay and how to go about it. Finally, Damien discusses the importance of reflecting on past money failures and successes.   Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show. The first ever Money to the Masses article What is the personal savings allowance (and how you can boost it by £5,000) How to fill gaps in your National Insurance record MTTM Podcast Episode 304 - Build your black book MTTM Podcast Episode 408 - Black book revisited Damien's Money MOT

On this week’s show Damien explain the importance of making incremental changes to help improve your financial situation. Damien then explains how new tax rules could impact those with a side hustle. Finally, Andy highlights the key dates in 2024 that are likely to impact your finances.   Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show. The best budgeting apps The Money to the Masses budget planner MTTM Podcast Episode 393 - How to make good money habits What are the new side hustle tax rules and do they affect you? Your money in 2024 - Key dates for your personal finances Damien's Money MOT Sign up to the Money to the Masses weekly newsletter

On this week's show Damien discusses the possible investment themes of 2024 as well as investment bank predictions of where stock markets will be at the end of 2024. Damien also reveals all of the ways in which listeners can engage with Money to the Masses as well the tools and resources available.    Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show. Damien's Money MOT 80-20 Investor Learn more about investing Subscribe to the Money to the Masses YouTube Channel Sign up to the Money to the Masses weekly newsletter Join the Money to the Masses Facebook group Check out the Money to the Masses Deals

On this week's episode Damien and Andy take a look back at some of their most popular episodes in 2023 covering topics including financial planning, pensions, overpaying your mortgage, tackling debt and how to start investing. Thanks for all of your support in 2023, The Money to the Masses team hope you have a wonderful Christmas and we look forward to welcoming you back in 2024.   Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show. 00:06:48 - MTTM - Podcast Episode 413 - The importance of planning 00:18:15 - MTTM - Podcast Episode 417 - Personal finance numbers everyone should know 00:32:10 - MTTM - Podcast Episode 418 - Pension FAQs 00:47:42 - MTTM - Podcast Episode 421 - Overpaying your mortgage 00:58:38 - MTTM - Podcast Episode 421 - Investing across the interest rate cycle 01:12:24 - MTTM - Podcast Episode 431 - How to start investing 01:36:47 - MTTM - Podcast Episode 437 - The easy way to clear debt  

On this week's episode, Andy discusses the cheapest way to get access to different TV streaming services, including Disney+, Now TV, Netflix, Amazon Prime Video, Apple TV+ and Paramount+. Damien then analyses the historical data of the Santa rally and its potential impact on stock market returns and whether it is losing its magic. Lastly, Damien explains the concept of flexible ISAs and how they can be used to boost the interest you earn on your savings.   Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show. Money to the Masses Deals Savings tables MTTM - Podcast Episode 157 - The odds of a Santa rally MTTM - Podcast Episode 300 - Why the Santa rally is under threat

On this week's episode Damien carries out the annual review of his winter investment portfolio, which uses an investment strategy aimed at capitalising on a seasonal market trend. Damien reveals how the portfolio has outperformed major stock market indices despite being in cash 50% of the time. Then Damien discusses the 'pension pot for life' proposal announced by the government, exploring what is it and how it might work. Finally, Andy examines the energy costs associated with Christmas celebrations. From cooking the turkey to lighting up your Christmas tree, we break down the costs. We also reveal how much higher your energy bill will be if you are hosting this year.   Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show. MTTM Podcast Episode 244 - Winter Portfolio - November 2019 MTTM Podcast Episode 297 - Winter Portfolio - November 2020 MTTM Podcast Episode 394 - Winter Portfolio - November 2022 Pension tracing service What is pension consolidation and how do I do it? How to find a good financial adviser you can trust Take out a free trial of 80-20 investor

On this week's episode Damien takes a look at the details hidden in the Autumn Statement, including how much better off you will be after the planned National Insurance cuts. Joel then joins the show to discuss credit card pre-approvals, how they work and how they impact your credit report. Finally, Damien analyses the implications of the rise in the energy price cap that will take effect from January 2024, including how your energy bills will compare to the previous two winters.   Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show.   Autumn Statement 2023 - How will it affect you? National Insurance cut by 2% MTTM Podcast Episode 361 - VCT's and EIS's explained Credit Cards - What does pre-approved mean? How to improve your credit score quickly Where to get free debt advice Ofgem's energy price cap set to rise in January - what this means for you How to save money on your energy bills    

On this week's episode, Damien explains why most people will be hit by unexpected tax bills thanks to something called fiscal drag. Damien then discusses the latest inflation figures that came in lower than widely expected. Damien then goes on to demonstrate why the government's achievement of halving inflation before the end of 2023 is not what it seems. Finally, Andy discusses your consumer rights when it comes to parcel deliveries left on your doorstep.   Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show.   Inflation drops to two year low of 4.6% MTTM - Episode 401 - Inflation truths Marriage Allowance Mortgage best buy tables    

Welcome to Damien's Market Update for November 2023. Every month Damien will be dissecting the market and providing you with his own unique take on what it may mean for you and your investments. Subscribe now for your monthly insight into the Global Investment Markets.  Remember, you can also watch Damien deliver his monthly insights on our Youtube channel

On this week’s show Damien discusses the Easyway method of how to become debt-free. Damien then discusses what to look out for when buying an investment trust at a discount. He explains why it occurs as well as the pros and the cons. Andy then looks at the Demand Flexibility Service and how much you can get back on your energy bills.   Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show.   MTTM - Episode 327 - The steps to achieve financial independence Allen Carr's Easy Way to get out of debt What is an investment trust? Demand flexibility service explained The cost of leaving devices on standby overnight  

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's episode Damien looks at Vanguard's latest offering—a managed ISA. Is it any good and how does it compare to what's already out there? Andy then looks at the latest cashback apps that are innovating the space and might even tempt those who shun traditional cashback sites. Finally, following the Bank of England's decision to keep the base rate at 5.25% Damien explores whether interest rates have hit their peak. Damien then discusses why rates are unlikely to fall as quickly as consumers hope and what that means for savers and mortgage holders.   Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show.   JamDoughnut app review 5 of the best cashback apps for your smartphone How to choose the best ready-made ISA Which is the best performing Stocks & Shares ISA? Interest Rates Latest

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's episode Damien explains why fixed-fee investment platforms have suddenly become a cost-effective choice for more investors and not just the wealthiest. Damien then explains how to find viable alternatives to the popular Vanguard Lifestrategy funds. Finally, Andy provides an update on the latest scams doing the rounds.   Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show.   Interactive Investor launches SIPP that costs just £5.99 per month - How does it compare? Interactive Investor review Hargreaves Lansdown review Vanguard SIPP review

Welcome to Damien's Market Update for October 2023. Every month Damien will be dissecting the market and providing you with his own unique take on what it may mean for you and your investments. Subscribe now for your monthly insight into the Global Investment Markets.  Remember, you can also watch Damien deliver his monthly insights on our Youtube channel

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's episode Lauren and I discuss the best Money Dashboard alternatives and I reveal my personal top pick. I then delve into the latest innovation in the mortgage sector, highlighting a new fixed-rate mortgage product with an interest rate that is 2% lower than the current best-buys. I also go on to discuss the importance of taking account of a lender's mortgage product fee. Lastly, inspired by a question from our Instagram community, I discuss how children's savings accounts are taxed and why a lot of people will now fall foul of a little-known tax trap.   Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show.   Money Dashboard to close all accounts on 31st October 2023 Moneyhub review Snoop review Emma app review The Money to the Masses Budget planner Starling Bank increases its current account interest rate Skipton announces market-leading 3.35% 2-year fixed-rate mortgage deal Skipton Track Record mortgage review (100% mortgage) Money to the Masses Mortgage best buy tables Speak to a mortgage adviser 35 year mortgages on the rise Amortization mortgage calculator MTTM Mortgage payment calculator MTTM - Ep 392 - Offset mortgages

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's episode Damien discusses bond markets, highlighting the significance of bear steepening and its ripple effect on the global economy. Harvey sheds light on the misconceptions surrounding life insurance for individuals with pre-existing conditions, emphasising its accessibility and affordability. Finally Andy and Damien discuss the employment rights of children, examining the legal constraints on their working hours and what constitutes a fair wage.   Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show.   Speak to a life insurance expert (Free, independent advice on life insurance, critical illness cover and income protection) NHS BMI calculator Ep 197 - Yield curve inversion

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's show Damien explains why history suggests that the Bank of England base rate (and therefore mortgage rates) could stay higher for longer if a second wave of inflation is to be avoided. Damien also looks at money market funds, explaining their pros, their cons, the risks and the potential returns. Finally, Damien and Andy discuss why you should read your energy meter this weekend and how much your energy bill is likely to be this winter compared to last winter.   Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show. IMF: 100 inflation shocks - 7 stylized facts Ofgem energy price cap latest Take out a free trial of 80-20 Investor

Welcome to Damien's Market Update for September 2023. Every month Damien will be dissecting the market and providing you with his own unique take on what it may mean for you and your investments. Subscribe now for your monthly insight into the Global Investment Markets.  Remember, you can also watch Damien deliver his monthly insights on our Youtube channel

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's show Damien discusses the various options if you want to start investing, including Monzo's new investment service. Damien then discusses drip pricing, how much it impacts consumers, how to avoid it, before explaining other pricing strategies to watch out for. Finally, as it's Pension Awareness Week, take part in Damien's pension quiz and see how many you can get right.   Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show. Monzo launches investment feature A simple guide to investing a small lump sum The best investment apps in the UK Dodl investment app review Moneybox savings and investment app review Plum investment app review InvestEngine investment app review

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's show Damien explores an alternative to the 4% rule for retirement income, known as dynamic spending. Harvey talks about new developments in children's insurance. Finally, Andy looks at the rules consumers should be aware of when renewing their home and car to ensure they get a fair deal.   Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show. Vanguard white paper Plan your own dynamic spending strategy MetLife ChildShield review Health insurance benefits Speak to a broker about children's cover Direct line to pay up to £30 to existing car and home insurance customers Compare home insurance Compare car insurance

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's episode Damien looks at which global stock markets offer the best value and how to take advantage in your investment portfolio. Damien then discusses NS&I's new fixed-rate bonds, their market-leading interest rates and why those with substantial sums of money in cash will be particularly interested. Finally, Damien compares the two options for reducing your mortgage repayments, available to those struggling financially, under the new mortgage charter.   Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show. Podcast Episode 421 - Overpaying ahead of a remortgage HSBC announces 40-year mortgage term option Should you move to interest only or extend your mortgage term Where to get free debt advice

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's show we provide a compilation of our best ways to teach children about money before providing new ideas and insights not previously shared on the MTTM podcast.   Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show. Podcast Episode 41 Podcast Episode 230 Podcast Episode 266

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's episode I talk about the Dunning-Kruger effect, explaining how it works and what we can learn from it when it comes to financial decision making and investing. Consumer duty has been described as one of the biggest shake-ups to happen to the regulation of financial services and so I provide a summary of what it is and how it is likely to impact businesses and consumers. Finally, I reveal the pros and cons of taking out a joint savings account, including a quick rundown of the best rates on the market currently.   Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show. Best Robo Advisers in the UK Cash Savings Ladder Best Savings Accounts in the UK Dunning-Kruger effect

Welcome to Damien's Market Update for August 2023. Every month Damien will be dissecting the market and providing you with his own unique take on what it may mean for you and your investments. Subscribe now for your monthly insight into the Global Investment Markets.  Remember, you can also watch Damien deliver his monthly insights on our Youtube channel CNN fear and greed index

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's episode Damien delves into the wisdom of renowned investors, extracting lessons from their famous quotes on investing. Damien then reveals the latest pocket money trends in the UK, breaking down the average amounts paid by region, age and chore. Finally Andy discusses why investing in Premium Bonds has become more attractive.   Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show. Get 5% on instant access savings MTTM Podcast episode 291 Avergage pocket money paid to children throughout the UK in 2022 Premium bonds - Notional interest rate increased to 4.65% from September How do premium bonds work and are they worth it?

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's episode Damien talks through his own pre-holiday "money" checklist which he uses before going away on holiday. It includes tips on travel insurance, currency, car hire, mobile phone usage, what you must remember to do before you travel and more.   Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show. Compare the best mobile network for data roaming Do I need travel insurance? Best travel insurance providers in the UK in 2023 The best travel insurance if you have a pre-existing medical condition The best ways to take money on holiday Car hire excess insurance Cheapest airport lounges revealed How to find cheap airport parking Simple tricks to save money on your holiday Dynamic currency conversion explained Holiday travel checklist Podcast Episode 37 - The lost luggage special

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week’s episode Damien reveals the stock indices that he tracks on his phone each morning and how he uses them to build a picture of what is likely to be driving investment markets. Damien also talks about the 'Six thinking hats' principle which can help provide a framework for informed financial decision-making. Finally, Damien talks about the halo effect, explaining what it is and how to avoid falling foul of it.   Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show. Podcast Episode 184 - Getting the most out of your phone's stock app Podcast Episode 246 - How to make better money/investment decisions Six thinking hats

Welcome to Damien's Market Update for July 2023. Every month Damien will be dissecting the market and providing you with his own unique take on what it may mean for you and your investments. Subscribe now for your monthly insight into the Global Investment Markets.  Remember, you can also watch Damien deliver his monthly insights on our Youtube channel

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week’s episode Damien discuss investing directly in gilts, explaining how lending to the government can give an attractive return, especially for higher-rate taxpayers. Damien then focuses on wills, exploring a real-life case involving Aretha Franklin's discovered will before discussing tips when making a will in the UK. Lastly, Andy reveals the tracker energy tariffs that can be cheaper than the current energy price cap.   Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show. Best savings accounts in the UK Bloomberg: Boost your savings by lending to the Government What is the Financial Services Compensation Scheme (FSCS)? Podcast Episode 178 - How to prioritise your finances Podcast Episode 179 - Creating a lasting power of attorney Octopus tracker energy tariff - How does it work and should you switch? Which? Wills review Farewill review

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's episode Damien provides an update on the Summer Portfolio and its performance in 2022. He then discusses recent developments impacting savers including the FCA's efforts to pressurise banks into passing on base rate rises. Damien also highlights a new savings account where the interest rate always matches the Bank of England base rate. Finally, Andy looks at the latest scams and how to protect yourself.   Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show. Budget planner Podcast Episode 323 - Sell in May summer portfolio Podcast Episode 377 - Summer portfolio update Investment platforms paying interest on cash Podcast Episode 396 - How to get 7% interest on savings Podcast Episode 277 - How to build a cash ladder Podcast Episode 291 - Savings platforms Best savings accounts in the UK

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's episode Damien explores the impact of changes in the Bank of England base rate on investment markets, including equities, bonds, and commodities. Damien also provides insights on how to position a portfolio to benefit from these changes. Next, Damien discusses the concept of overpaying a mortgage during a high interest rate period and whether it is the best option if you are approaching the end of a low fixed-rate deal in the next couple of years. With 42% of house sellers now accepting offers below their asking price, Damien highlights a tool that can increase your chances of securing your asking price.   Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show. Mortgage overpayment calculator Mortgage repayment calculator Mortgage lenders agree to new charter 42% of sellers accepting 5% or more discount on asking prices Find the best and cheapest local estate agent in seconds   Thank you to our sponsor Netwealth Netwealth’s wealth management service combines a comprehensive low-cost investment solution with access to qualified advisers. They recently launched MyNetwealth – a digital dashboard that combines all your savings and investments – from multiple providers – in one place. MyNetwealth's wealth planner tool helps you visualise your current wealth and apply it to your future needs. It takes into account various factors such as age, investments, pensions, tax wrappers, and expected contributions or withdrawals – and calculates the likelihood of you achieving your goals. Daily updates make it easy to track the value and performance of your wealth. MyNetwealth also provides a library of useful personal finance content and if you ever need advice or guidance, their highly qualified team is always there to help. You can find out more information and sign up for MyNetwealth in 30 seconds visit my.netwealth.com. Please remember, the value of investments can go down as well as up, so you may get back less than you invest.

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's episode Damien discusses whether it is worth following a fund manager when they leave one investment fund house for another. Damien also explains the new changes in student loan repayment rules that could mean that students will be repaying their loans for almost their entire working lives, acting as an additional 9% tax on income. Finally, Damien and Andy discuss why the Bank of England raised the base rate so aggressively and what it means for where the base rate will be in the future.   Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show. Morningstar fund manager research data Student loan repayments set to change: What you need to know Student debt: What you need to know about repaying your student loans Mortgage lenders agree to switching flexibility & 12-month repossession grace period Bank of England base rate increases by 0.50% to 5.00% - What does it mean for you?   Thank you to our sponsor Netwealth Netwealth’s wealth management service combines a comprehensive low-cost investment solution with access to qualified advisers. They recently launched MyNetwealth – a digital dashboard that combines all your savings and investments – from multiple providers – in one place. MyNetwealth's wealth planner tool helps you visualise your current wealth and apply it to your future needs. It takes into account various factors such as age, investments, pensions, tax wrappers, and expected contributions or withdrawals – and calculates the likelihood of you achieving your goals. Daily updates make it easy to track the value and performance of your wealth. MyNetwealth also provides a library of useful personal finance content and if you ever need advice or guidance, their highly qualified team is always there to help. You can find out more information and sign up for MyNetwealth in 30 seconds visit my.netwealth.com. Please remember, the value of investments can go down as well as up, so you may get back less than you invest.

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's episode Damien takes a look at the current state of the buy-to-let market, exploring the yields on offer and how the latest mortgage rate hikes, as well as changes to tax rules and legislation, are impacting landlords. Next, Harvey explains how concessionary mortgages work and who can benefit. Finally Damien explains how a tax quirk can allow investors to put up to £36,000 into a Junior ISA in just a matter of months, despite the annual £9,000 contribution limit.   Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show.   Rental yield data by UK region Concessionary mortgages explained Tax loophole that allows parents to add £36k into a Junior ISA in a year

Welcome to Damien's Market Update for June 2023. Every month Damien will be dissecting the market and providing you with his own unique take on what it may mean for you and your investments. Subscribe now for your monthly insight into the Global Investment Markets.  Remember, you can also watch Damien deliver his monthly insights on our Youtube channel

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's episode, Damien explains the concept of value averaging as an alternative investment strategy to achieve a specific future monetary goal. Then, Damien addresses frequently asked questions related to pensions which have emerged from recent live events he's participated in. Finally, Andy provides a quick update on house prices, explaining the significance of recently released data.   Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show.   Value averaging spreadsheet MTTM - Ep 332 - Pound cost averaging weakness Pension Calculator Pension carry forward rules explained MTTM Podcast Episode 372 – Retirement spending truths VouchedFor review Halifax records first annual fall in house prices in 11 years What is going to happen to house prices?

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's show Damien talks about the important numbers and key dates that everyone should know when it comes to their personal finances. Damien then takes a look at a number of different insurance products and reveals the latest claims statistics, as well as how you can increase your own chances of making a successful claim. Finally, Andy talks about some of the medical conditions that could result in a £1,000 fine if you fail to report them to the DVLA.   Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show.   How to find a good financial adviser you can trust How to get more than 5% on your savings PAYE calculator How much is Statutory Sick Pay (SSP)? Free budget planner template Check your state pension age Pension calculator Investment calculator Notify the DVLA of a medical condition

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's show Damien discusses the outlook for the price of gold and how much you should hold in your portfolio. Damien then discusses with Harvey the options if you can’t pay off your interest-only mortgage. Finally, the new energy price cap has been announced which takes effect from July. Damien and Andy explain what it will mean for your bills.   Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show.

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's show Damien discusses the US debt ceiling stand-off and its implications for investment markets. Damien look at protecting no-claims discounts on car insurance and whether it's worth the cost. Finally, Damien and Andy explore parking apps, surprise fees & tips on avoiding unnecessary charges.   Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show.

Welcome to Damien's Market Update for May 2023. Every month Damien will be dissecting the market and providing you with his own unique take on what it may mean for you and your investments. Subscribe now for your monthly insight into the Global Investment Markets.  Remember, you can also watch Damien deliver his monthly insights on our Youtube channel

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's show Damien looks in detail at the first 100% mortgage launched in 15 years that doesn't require any financial commitment or backing from the family or friends of those trying to get on the property ladder. Damien assesses the pros and cons of the new product aimed at renters and suggests who might be able to take advantage of it and who won't. Damien provides some words of caution. Damien then goes on to discuss the importance of building and maintaining an investment watchlist and whether it's time to start thinking about fixing your energy bills.   Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show.   Skipton launches 100% mortgage to help renters onto the property ladder Should I fix my energy prices?

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. In this week's podcast we discuss negative equity and what your options are when it comes to remortgaging or if you want to move house. I also explain how the plan I put in place back in 2022 to mitigate rising mortgage and energy costs in 2023 is now helping me to sleep at night. We also look at the latest research on pound cost averaging versus lump sum investing.   Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show.   Vanguard: Why a lump sum strategy makes sense What is negative equity?

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's episode Damien reveals the best tips from the most popular money books in the UK. Damien explains how you can invest to take advantage of the rise in Artificial Intelligence. Finally, Andy discusses the improved offering from Chase Bank and how it stacks up.   Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show.   Chase introduces 1% intrest on current account balances Chase introduces cashback cap: How to avoid it PensionBee podcast live The Total Money Makeover by Dave Ramsey Rich Dad Poor Dad by Robert Kiyosaki The Richest Man in Babylon by George S. Clason The Intelligent Investor by Benjamin Graham The Millionaire Next Door by Thomas J. Stanley and William D. Danko Your Money or Your Life by Vicki Robin and Joe Dominguez The Simple Path to Wealth by JL Collins The Bogleheads' Guide to Investing by Taylor Larimore, Mel Lindauer, and Michael LeBoeuf The Psychology of Money by Morgan House Blueprint to Financial Independence by Chris Mamula, Brad Barrett, and Jonathan Mendonsa

On this week's podcast special, I interview Jane Knight, founder of award-winning online training specialist Successful Mums. Jane explains the barriers women can face when getting back into the workplace and how the Successful Mums career academy has supported almost 8,000 mums since it was founded in 2014. In addition to helping Mums, Successful Mums also helps businesses by placing mums with employers, ranging from corporates to local businesses and schools. Money to the Masses knows only too well how valuable this service can be having benefitted from the skills that a Successful Mums candidate can offer. Check out the fantastic work that Jane does at Successful Mums and check out Successful Mums on Twitter and Instagram.

Welcome to Damien's Market Update for April 2023. Every month Damien will be dissecting the market and providing you with his own unique take on what it may mean for you and your investments. Subscribe now for your monthly insight into the Global Investment Markets.  Remember, you can also watch Damien deliver his monthly insights on our Youtube channel

On this week's podcast special, Damien interviews Tobi Asare, founder of 'My bump pay' and author of 'The Blend: How to Successfully Manage a Career and a Family'. My bump pay is an online platform that provides tools and guidance, empowering women to make important career decisions when thinking about starting a family. Tobi's book 'The Blend' is a practical guide that can help women prepare for the financial and emotional aspects of working motherhood. It covers everything from pregnancy and planning for maternity leave to returning to work with confidence. Tobi explains that is "...not just about surviving or staying sane, this is about how to thrive while successfully blending work and family life". Make sure that you check out the Money to the Masses Instagram post for your chance of winning a signed copy of Tobi's book The Blend: How to Successfully Manage a Career and a Family. Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show.   Everything you need to know about maternity pay PensionBee podcast live The Blend: How to successfully manage a career and a family My bump pay

This is the final episode in this grow It series and I want to explain that while investing can grow your wealth it can make the world a better place at the same time. This is what is at the heart of the broad catch-all term of ethical investing. Our Grow It series consists of 10 YouTube videos where you can find out everything you need to know about investing. Make sure you subscribe to the Money to the Masses YouTube channel and don't forget to hit the notifications bell to ensure you get notified as soon as a new video is released. ESG fund rating tool from MSCI - https://www.msci.com/our-solutions/esg-investing/esg-fund-ratings-climate-search-tool Ethical investing videos - https://www.youtube.com/playlist?list=PLI23TAO7CN2Zr-XYrmQ-TdZbsW8s5NYx- Best Ethical Stocks & Shares ISAs - https://moneytothemasses.com/saving-for-your-future/investing/which-are-the-best-ethical-stocks-and-shares-isas How to invest ethically and what are the costs - https://moneytothemasses.com/saving-for-your-future/investing/how-can-i-invest-ethically-and-what-are-the-costs Money to the Masses Newsletter - https://moneytothemasses.com/newsletter Money to the Masses Facebook community group - https://www.facebook.com/groups/moneytothemasses Please remember, with investing your capital is at risk and the value of investments can go down as well as up, so you may get back less than you invest. Thank you to our Grow It sponsors: Wealthify - For more information about Wealthify, including how to take advantage of our £100 cashback offer, please visit https://www.wealthify.com/mttm. New customers only, offer closes at midday on 28th April 2023. Qualifying investment must remain invested for 6 months to qualify. T&Cs apply. Please remember, with investing your capital is at risk and the value of investments can go down as well as up, so you may get back less than you invest. Wealthify is authorised and regulated by the Financial Conduct Authority. Fidelity - For more information about Fidelity, please visit https://www.fidelity.co.uk/moneytothemasses. Please remember, the value of investments can go down as well as up, so you may get back less than you invest. --------------------------------------------------------------------------- Since 2010 Money to the Masses has been helping people with their personal finances for FREE. Money to the Masses is one of the UK’s leading independent personal finance websites specialising in all aspects of financial planning including investments, pensions, property, insurance, mortgages, budgeting and saving. We bring together expertly written content, interactive tools and technology to help over 4 million people a year across our platform. If you are looking to get your finances in shape then check out Damien's FREE Money MOT at https://mot.moneytothemasses.com/ --------------------------------------------------------------------------- Follow Money to the Masses on social media: Website - https://moneytothemasses.com/ Facebook - https://www.facebook.com/moneytothemasses Instagram - https://www.instagram.com/moneytothemasses Twitter - https://twitter.com/money2themasses #investing #investingforbeginners #growit

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's episode Damien explains what money market funds are and their drawbacks. Damien also discusses how to research which investment funds are most at risk from a banking crisis. Finally, Damien discusses the implications of maternity leave and pregnancy when trying to remortgage and what your options are.   Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show.   Investment platforms paying the highest interest rate on cash PensionBee podcast live

In this episode I am going to focus on investing for children and the concept of intergenerational wealth. The reason why the topic of investing for children is at the end of the series is because you can only plan for their future if you have already planned for your own. It is the financial planning equivalent of putting on your own oxygen mask first during a plane emergency before turning to help children, as we’ve been instructed in every pre-flight safety briefing. Our Grow It series consists of 10 YouTube videos where you can find out everything you need to know about investing.  We will release a new episode every Tuesday and Thursday throughout the month, so make sure you subscribe to the Money to the Masses YouTube channel and don't forget to hit the notifications bell to ensure you get notified as soon as a new video is released.  How to become a millionaire podcast - https://moneytothemasses.com/news/podcast/mttm-podcast-episode-283 Best buy table (Children's savings) - https://moneytothemasses.com/saving-for-your-future/savings-best-buy-tables/childrens-accounts Best Junior Stocks and Shares ISAs - https://moneytothemasses.com/quick-savings/parents/best-junior-stocks-and-shares-isa Best Junior Stocks and Shares ISA video - https://youtu.be/xNK3KX7eQ0A Best and Cheapest Junior SIPPs - https://moneytothemasses.com/saving-for-your-future/pensions/best-and-cheapest-junior-sipps Please remember, with investing your capital is at risk and the value of investments can go down as well as up, so you may get back less than you invest. Thank you to our Grow It sponsors: Wealthify - For more information about Wealthify, including how to take advantage of our £100 cashback offer, please visit https://www.wealthify.com/mttm. New customers only, offer closes at midday on 28th April 2023. Qualifying investment must remain invested for 6 months to qualify. T&Cs apply. Please remember, with investing your capital is at risk and the value of investments can go down as well as up, so you may get back less than you invest. Wealthify is authorised and regulated by the Financial Conduct Authority. Fidelity - For more information about Fidelity, please visit https://www.fidelity.co.uk/moneytothemasses. Please remember, the value of investments can go down as well as up, so you may get back less than you invest. --------------------------------------------------------------------------- Since 2010 Money to the Masses has been helping people with their personal finances for FREE. Money to the Masses is one of the UK’s leading independent personal finance websites specialising in all aspects of financial planning including investments, pensions, property, insurance, mortgages, budgeting and saving. We bring together expertly written content, interactive tools and technology to help over 4 million people a year across our platform.  If you are looking to get your finances in shape then check out Damien's FREE Money MOT at https://mot.moneytothemasses.com/  --------------------------------------------------------------------------- Follow Money to the Masses on social media: Website - https://moneytothemasses.com/ Facebook - https://www.facebook.com/moneytothemasses Instagram - https://www.instagram.com/moneytothemasses Twitter - https://twitter.com/money2themasses   #investing #investingforbeginners #growit  

By this point in the series you now are familiar with investing and will have enough confidence to explore your options further. For the remainder of the series I want to briefly touch upon boosting cash returns, investing for children & intergenerational wealth and then investing for good which covers ethical & impact investing. Cash is always seen as a starting point of any investing journey but for some people it is ultimately a destination itself. So in this episode I'm going to run through some quick tips on how to boost the interest you can earn on money in a savings account.   Our Grow It series consists of 10 YouTube videos where you can find out everything you need to know about investing.    We will release a new episode every Tuesday and Thursday throughout the month, so make sure you subscribe to the Money to the Masses YouTube channel and don't forget to hit the notifications bell to ensure you get notified as soon as a new video is released.   Please remember, with investing your capital is at risk and the value of investments can go down as well as up, so you may get back less than you invest.   Best buy table (savings) - https://moneytothemasses.com/saving-for-your-future/savings-best-buy-tables/what-is-the-best-savings-account Cash savings platforms - https://moneytothemasses.com/saving-for-your-future/investing/best-savings-platforms Cash savings ladder video - Cash savings ladder Savings allowance - https://moneytothemasses.com/tax/income-tax-2/what-is-the-personal-savings-allowance-and-how-you-can-boost-it-by-5000   Thank you to our Grow It sponsors:   Wealthify - For more information about Wealthify, including how to take advantage of our £100 cashback offer, please visit https://www.wealthify.com/mttm. New customers only, offer closes at midday on 28th April. Qualifying investment must remain invested for 6 months to qualify. T&Cs apply. Please remember, with investing your capital is at risk and the value of investments can go down as well as up, so you may get back less than you invest. Wealthify is authorised and regulated by the Financial Conduct Authority.   Fidelity - For more information about Fidelity, please visit https://www.fidelity.co.uk/moneytothemasses. Please remember, the value of investments can go down as well as up, so you may get back less than you invest. ---------------------------------------------------------------------------   Since 2010 Money to the Masses has been helping people with their personal finances for FREE. Money to the Masses is one of the UK’s leading independent personal finance websites specialising in all aspects of financial planning including investments, pensions, property, insurance, mortgages, budgeting and saving. We bring together expertly written content, interactive tools and technology to help over 4 million people a year across our platform.   If you are looking to get your finances in shape then check out Damien's FREE Money MOT at https://mot.moneytothemasses.com/   ---------------------------------------------------------------------------   Follow Money to the Masses on social media:   Website - https://moneytothemasses.com/ Facebook - https://www.facebook.com/moneytothemasses Instagram - https://www.instagram.com/moneytothemasses Twitter - https://twitter.com/money2themasses   #investing #investingforbeginners #growit

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's episode Damien explains the impact that auto-enrolment can have on your retirement pot, including how changes to legislation can benefit young and low-paid workers. Damien then speaks to Richard Fernandes, a mortgage expert from online mortgage broker Habito about the current state of the mortgage market, as well as some listener questions on remortgaging. Finally, Lauren joins the show to provide an update on some recent changes to loyalty card schemes and what you can do now to make sure you don't lose out.   Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show.   Auto-enrolment - More can be done What is auto-enrolment? How to set up an auto-enrolment pension scheme Tesco Clubcard rewards being reduced Boots cuts points on reward card Which is the best supermarket loyalty card?

By this point of this Grow It series you will have a greater understanding about investing your money and growing your wealth. The focus of this series has been on investing in a responsible way, that aims to grow your wealth over the long term while diversifying investment risks. If you are planning on running your own investments and picking a portfolio of funds then it’s crucial that you understand the difference between the types of fund structures out there. When researching funds on your investment platform you will come across unit trusts, investment trusts and ETFs. In this video I am going to briefly explain the differences between each type of fund as well as their pros and cons. Our Grow It series consists of 10 YouTube videos where you can find out everything you need to know about investing.   We will release a new episode every Tuesday and Thursday throughout the month, so make sure you subscribe to the Money to the Masses YouTube channel and don't forget to hit the notifications bell to ensure you get notified as soon as a new video is released.  Please remember, with investing your capital is at risk and the value of investments can go down as well as up, so you may get back less than you invest. Best Buy Table (Robo-Adviser) - https://moneytothemasses.com/compare/robo-adviser-best-buy-table Best Stocks and Shares ISA - https://moneytothemasses.com/saving-for-your-future/investing/the-best-stocks-and-shares-investment-isa-the-cheapest-fund-platform Best Pension in the UK - https://moneytothemasses.com/saving-for-your-future/pensions/best-pension-in-the-uk 80-20 Investor (Take out a free trial) - https://moneytothemasses.com/become-an-80-20-investor Asset Allocation Calculator - https://moneytothemasses.com/saving-for-your-future/investing/investing-the-best-free-asset-allocation-tool   Thank you to our Grow It sponsors:   Wealthify - For more information about Wealthify, including how to take advantage of our £100 cashback offer, please visit https://www.wealthify.com/mttm. New customers only, offer ends 28th April. Qualifying investment must remain invested for 6 months to qualify. T&Cs apply. Please remember, with investing your capital is at risk and the value of investments can go down as well as up, so you may get back less than you invest. Wealthify is authorised and regulated by the Financial Conduct Authority.   Fidelity - For more information about Fidelity, please visit https://www.fidelity.co.uk/moneytothemasses. Please remember, the value of investments can go down as well as up, so you may get back less than you invest.   InvestEngine - For more information about InvestEngine visit investengine.com.  Get a £25 investment bonus from InvestEngine when you invest £100 or more https://moneytothemasses.com/saving-for-your-future/investing/investengine-review (Ts&Cs apply). Please remember, the value of investments can go down as well as up, so you may get back less than you invest. InvestEngine (UK) Limited is Authorised and Regulated by the Financial Conduct Authority (FRN: 801128) ---------------------------------------------------------------------------   Since 2010 Money to the Masses has been helping people with their personal finances for FREE. Money to the Masses is one of the UK’s leading independent personal finance websites specialising in all aspects of financial planning including investments, pensions, property, insurance, mortgages, budgeting and saving. We bring together expertly written content, interactive tools and technology to help over 4 million people a year across our platform.   If you are looking to get your finances in shape then check out Damien's FREE Money MOT at https://mot.moneytothemasses.com/   ---------------------------------------------------------------------------   Follow Money to the Masses on social media:   Website - https://moneytothemasses.com/ Facebook - https://www.facebook.com/moneytothemasses Instagram - https://www.instagram.com/moneytothemasses Twitter - https://twitter.com/money2themasses   #investing #investingforbeginners #growit

So far in this Grow it series you’ve learnt about why you should think about investing, learnt about risk, return and taxation as well as when you should seek the help of a financial adviser and how to find one you can trust. In this episode I want to explain the basics of the account types that most people need in order to grow their wealth. This is the 6th episode of our Grow it series, which is a series that aims to introduce you to investing and growing your wealth. If you’ve watched the first 5 episodes you should understand the benefits of investing as well as understand investment risks, potential returns and taxation. You should also have insight into when you should use a financial adviser to recommend and manage your investments and when you don’t need to. You will also understand the benefit of using a tax wrapper such as a pension or an ISA to protect any profits or income that your investments generate from taxation. If you are going to grow your wealth then you want to keep as much of it as possible.   In this episode I am going to explore how to build an investment portfolio.    Our Grow It series consists of 10 YouTube videos where you can find out everything you need to know about investing.    We will release a new episode every Tuesday and Thursday throughout the month, so make sure you subscribe to the Money to the Masses YouTube channel and don't forget to hit the notifications bell to ensure you get notified as soon as a new video is released.   Please remember, with investing your capital is at risk and the value of investments can go down as well as up, so you may get back less than you invest.   Best Buy Table (Robo-Adviser) - https://moneytothemasses.com/compare/robo-adviser-best-buy-table Best Stocks and Shares ISA - https://moneytothemasses.com/saving-for-your-future/investing/the-best-stocks-and-shares-investment-isa-the-cheapest-fund-platform Best Pension in the UK - https://moneytothemasses.com/saving-for-your-future/pensions/best-pension-in-the-uk 80-20 Investor (Take out a free trial) - https://moneytothemasses.com/become-an-80-20-investor Asset Allocation Calculator - https://moneytothemasses.com/saving-for-your-future/investing/investing-the-best-free-asset-allocation-tool   Thank you to our Grow It sponsors:   Wealthify - For more information about Wealthify, including how to take advantage of our £100 cashback offer, please visit https://www.wealthify.com/mttm. New customers only, offer ends 28th April. Qualifying investment must remain invested for 6 months to qualify. T&Cs apply. Please remember, with investing your capital is at risk and the value of investments can go down as well as up, so you may get back less than you invest. Wealthify is authorised and regulated by the Financial Conduct Authority.   Fidelity - For more information about Fidelity, please visit https://www.fidelity.co.uk/moneytothemasses. Please remember, the value of investments can go down as well as up, so you may get back less than you invest. ---------------------------------------------------------------------------   Since 2010 Money to the Masses has been helping people with their personal finances for FREE. Money to the Masses is one of the UK’s leading independent personal finance websites specialising in all aspects of financial planning including investments, pensions, property, insurance, mortgages, budgeting and saving. We bring together expertly written content, interactive tools and technology to help over 4 million people a year across our platform.   If you are looking to get your finances in shape then check out Damien's FREE Money MOT at https://mot.moneytothemasses.com/   ---------------------------------------------------------------------------   Follow Money to the Masses on social media:   Website - https://moneytothemasses.com/ Facebook - https://www.facebook.com/moneytothemasses Instagram - https://www.instagram.com/moneytothemasses Twitter - https://twitter.com/money2themasses   #investing #investingforbeginners #growit

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's epsiode Damien explains what is happening in the banking sector and whether we are likely to experience the biggest financial crisis since 2008. Damien also discusses the changes to pensions announced in this week's Spring Budget and who they will benefit and finally, Andy provides a summary of the Budget including the changes to childcare support and the energy price guarantee   Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show. Budget 2023 pension changes: Boost for wealthy savers and high-earners Spring Budget 2023 – How does it impact you? Working parents to get 30 hours of free childcare support Energy Price Guarantee extended until end of June – what this means for you

So far in this Grow it series you’ve learnt about why you should think about investing, learnt about risk, return and taxation as well as when you should seek the help of a financial adviser and how to find one you can trust. In this episode I want to explain the basics of the account types that most people need in order to grow their wealth. Our Grow It series consists of 10 YouTube videos where you can find out everything you need to know about investing.  We will release a new episode every Tuesday and Thursday throughout the month, so make sure you subscribe to the Money to the Masses YouTube channel and don't forget to hit the notifications bell  to ensure you get notified as soon as a new video is released. Please remember, with investing your capital is at risk and the value of investments can go down as well as up, so you may get back less than you invest. How do pensions work - https://moneytothemasses.com/saving-for-your-future/pensions/how-do-private-pensions-work What are my pension options at retirement? - https://moneytothemasses.com/saving-for-your-future/pensions/what-are-my-pension-options-at-retirement Lifetime ISAs explained - https://moneytothemasses.com/saving-for-your-future/investing/lifetime-isas-explained-are-they-the-best-way-to-save VCTs & EISs explained - https://moneytothemasses.com/news/podcast/mttm-podcast-episode-361 Thank you to our Grow It sponsors:  Wealthify - For more information about Wealthify, please visit www.wealthify.com/mttm.  Wealthify is authorised and regulated by the Financial Conduct Authority. Fidelity - For more information about Fidelity, please visit www.fidelity.co.uk/moneytothemasses. Please remember, the value of investments can go down as well as up, so you may get back less than you invest. --------------------------------------------------------------------------- Since 2010 Money to the Masses has been helping people with their personal finances for FREE. Money to the Masses is one of the UK’s leading independent personal finance websites specialising in all aspects of financial planning including investments, pensions, property, insurance, mortgages, budgeting and saving. We bring together expertly written content, interactive tools and technology to help over 4 million people a year across our platform. If you are looking to get your finances in shape then check out Damien's FREE Money MOT at https://mot.moneytothemasses.com/ --------------------------------------------------------------------------- Follow Money to the Masses on social media: Website - https://moneytothemasses.com/ Facebook - https://www.facebook.com/moneytothemasses Instagram - https://www.instagram.com/moneytothemasses Twitter - https://twitter.com/money2themasses   #investing #investingforbeginners #growit

In the last video in this series I discussed risk and return as well as discerning your attitude to risk. In this video I want to talk about when you need to take financial advice and when you don’t. A financial adviser can provide advice on a wide range of products and services including insurance, mortgages, retirement planning, tax and savings and investments. In this video I am just going to focus on investment advice. Our Grow It series consists of 10 YouTube videos where you can find out everything you need to know about investing.  We will release a new episode every Tuesday and Thursday throughout the month, so make sure you subscribe to the Money to the Masses YouTube channel and don't forget to hit the notifications bell  to ensure you get notified as soon as a new video is released. Please remember, with investing your capital is at risk and the value of investments can go down as well as up, so you may get back less than you invest. Risk Profile Questionnaire - https://riskprofiling.com/Get-Started/myrisktolerance Robo-adviser Table - https://moneytothemasses.com/compare/robo-adviser-best-buy-table Thank you to our Grow It sponsors:  Wealthify - For more information about Wealthify, please visit www.wealthify.com/mttm.  Wealthify is authorised and regulated by the Financial Conduct Authority. Fidelity - For more information about Fidelity, please visit www.fidelity.co.uk/moneytothemasses. Please remember, the value of investments can go down as well as up, so you may get back less than you invest. --------------------------------------------------------------------------- Since 2010 Money to the Masses has been helping people with their personal finances for FREE. Money to the Masses is one of the UK’s leading independent personal finance websites specialising in all aspects of financial planning including investments, pensions, property, insurance, mortgages, budgeting and saving. We bring together expertly written content, interactive tools and technology to help over 4 million people a year across our platform. If you are looking to get your finances in shape then check out Damien's FREE Money MOT at https://mot.moneytothemasses.com/ --------------------------------------------------------------------------- Follow Money to the Masses on social media: Website - https://moneytothemasses.com/ Facebook - https://www.facebook.com/moneytothemasses Instagram - https://www.instagram.com/moneytothemasses Twitter - https://twitter.com/money2themasses   #investing #investingforbeginners #growit  

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's episode Andy and Damien are joined by a podcast listener who shares how the Black Box podcast positively impacted his life. Damien also shares the one tip that could prevent you from making rash investment decisions and finally, Andy takes us through the 2022/23 end of tax year checklist.   Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show. Podcast episode 304: Build your black book End of tax year checklist What is marriage tax allowance 10 best ways to avoid inheritance tax How 20 seconds can make you a better investor

Welcome to Damien's Market Update for March 2023. Every month Damien will be dissecting the market and providing you with his own unique take on what it may mean for you and your investments. Subscribe now for your monthly insight into the Global Investment Markets.  Remember, you can also watch Damien deliver his monthly insights on our Youtube channel

In this video series I provide an introduction into investing. By this point in the series, you will now understand why you should think about investing and also the things to think about before you start. In this video, I'll cover understanding investment risk and return as well as the relationship between them. I will also touch upon how your investments may be taxed. Our Grow It series consists of 10 YouTube videos where you can find out everything you need to know about investing.  We will release a new episode every Tuesday and Thursday throughout the month, so make sure you subscribe to the Money to the Masses YouTube channel and don't forget to hit the notifications bell  to ensure you get notified as soon as a new video is released. Please remember, with investing your capital is at risk and the value of investments can go down as well as up, so you may get back less than you invest. Risk Profile Questionnaire - https://riskprofiling.com/Get-Started/myrisktolerance Robo-adviser Table - https://moneytothemasses.com/compare/robo-adviser-best-buy-table Thank you to our Grow It sponsors:  Wealthify - For more information about Wealthify, please visit www.wealthify.com/mttm.  Wealthify is authorised and regulated by the Financial Conduct Authority. Fidelity - For more information about Fidelity, please visit www.fidelity.co.uk/moneytothemasses. Please remember, the value of investments can go down as well as up, so you may get back less than you invest. --------------------------------------------------------------------------- Since 2010 Money to the Masses has been helping people with their personal finances for FREE. Money to the Masses is one of the UK’s leading independent personal finance websites specialising in all aspects of financial planning including investments, pensions, property, insurance, mortgages, budgeting and saving. We bring together expertly written content, interactive tools and technology to help over 4 million people a year across our platform. If you are looking to get your finances in shape then check out Damien's FREE Money MOT at https://mot.moneytothemasses.com/ --------------------------------------------------------------------------- Follow Money to the Masses on social media: Website - https://moneytothemasses.com/ Facebook - https://www.facebook.com/moneytothemasses Instagram - https://www.instagram.com/moneytothemasses Twitter - https://twitter.com/money2themasses   #investing #investingforbeginners #growit  

In the first video of this Grow it series, I covered why you should consider investing. But while investing can be a great way to grow your wealth and achieve your financial goals, before you even start, there are a few things you should consider. In this video, we'll cover some important factors to keep in mind before you start investing. Our Grow It series consists of 10 YouTube videos where you can find out everything you need to know about investing.  We will release a new episode every Tuesday and Thursday throughout the month, so make sure you subscribe to the Money to the Masses YouTube channel and don't forget to hit the notifications bell  to ensure you get notified as soon as a new video is released. Please remember, with investing your capital is at risk and the value of investments can go down as well as up, so you may get back less than you invest. Thank you to our Grow It sponsors:  Wealthify - For more information about Wealthify, please visit www.wealthify.com/mttm.  Please remember, with investing your capital is at risk and the value of investments can go down as well as up, so you may get back less than you invest. Wealthify is authorised and regulated by the Financial Conduct Authority. Fidelity - For more information about Fidelity, please visit www.fidelity.co.uk/moneytothemasses. Please remember, the value of investments can go down as well as up, so you may get back less than you invest. InvestEngine - For more information about InvestEngine visit investengine.com.  Get a £25 investment bonus from InvestEngine when you invest £100 or more https://moneytothemasses.com/saving-for-your-future/investing/investengine-review (Ts&Cs apply). Please remember, the value of investments can go down as well as up, so you may get back less than you invest. InvestEngine (UK) Limited is Authorised and Regulated by the Financial Conduct Authority (FRN: 801128) --------------------------------------------------------------------------- Since 2010 Money to the Masses has been helping people with their personal finances for FREE. Money to the Masses is one of the UK’s leading independent personal finance websites specialising in all aspects of financial planning including investments, pensions, property, insurance, mortgages, budgeting and saving. We bring together expertly written content, interactive tools and technology to help over 4 million people a year across our platform. If you are looking to get your finances in shape then check out Damien's FREE Money MOT at https://mot.moneytothemasses.com/ --------------------------------------------------------------------------- Follow Money to the Masses on social media: Website - https://moneytothemasses.com/ Facebook - https://www.facebook.com/moneytothemasses Instagram - https://www.instagram.com/moneytothemasses Twitter - https://twitter.com/money2themasses   #investing #investingforbeginners #growit  

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's episode Damien discusses tax planning measures ahead of the Capital Gains Tax allowance cut in April 2023. Damien also delves into the Gender Pension Gap facing women and discusses what to do about it. Finally, Damien reveals some of the insights gleaned from the latest research carried out for 80-20 Investor members looking to build an income portfolio.   Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show. Best mortgage rates in the UK Gender pension gap data from Aviva National Insurance Credits for adults that care for under 12s Find old pensions using the pension tracing service Deferring your state pension Maternity and Paternity leave - Your pension rights 80-20 Investor - Take out a free trial

In this first episode of our GROW IT series, I explain what investing is and the difference between savings and investing. I talk about risk, the importance of inflation, how you can invest for passive income and responsibly grow your wealth over time. Our Grow It series consists of 10 YouTube videos where you can find out everything you need to know about investing.  We will release a new episode every Tuesday and Thursday throughout the month, so make sure you subscribe to the Money to the Masses YouTube channel and don't forget to hit the notifications bell  to ensure you get notified as soon as a new video is released. Please remember, with investing your capital is at risk and the value of investments can go down as well as up, so you may get back less than you invest. Thank you to our Grow It sponsors:  Wealthify - For more information about Wealthify, please visit www.wealthify.com/mttm.  Please remember, with investing your capital is at risk and the value of investments can go down as well as up, so you may get back less than you invest. Wealthify is authorised and regulated by the Financial Conduct Authority. Fidelity - For more information about Fidelity, please visit www.fidelity.co.uk/moneytothemasses. Please remember, the value of investments can go down as well as up, so you may get back less than you invest. InvestEngine - For more information about InvestEngine visit investengine.com.  Get a £25 investment bonus from InvestEngine when you invest £100 or more https://moneytothemasses.com/saving-for-your-future/investing/investengine-review (Ts&Cs apply). Please remember, the value of investments can go down as well as up, so you may get back less than you invest. InvestEngine (UK) Limited is Authorised and Regulated by the Financial Conduct Authority (FRN: 801128) --------------------------------------------------------------------------- Since 2010 Money to the Masses has been helping people with their personal finances for FREE. Money to the Masses is one of the UK’s leading independent personal finance websites specialising in all aspects of financial planning including investments, pensions, property, insurance, mortgages, budgeting and saving. We bring together expertly written content, interactive tools and technology to help over 4 million people a year across our platform. If you are looking to get your finances in shape then check out Damien's FREE Money MOT at https://mot.moneytothemasses.com/ --------------------------------------------------------------------------- Follow Money to the Masses on social media: Website - https://moneytothemasses.com/ Facebook - https://www.facebook.com/moneytothemasses Instagram - https://www.instagram.com/moneytothemasses Twitter - https://twitter.com/money2themasses   #investing #investingforbeginners #growit  

Our Grow It series consists of 10 episodes where you can find out everything you need to know about investing.  A new episode will be released every Tuesday and Thursday throughout the month. To watch the series, make sure you subscribe to the Money to the Masses YouTube channel and don't forget to hit the notifications bell to ensure you get notified as soon as a new video is released.  Please remember, with investing your capital is at risk and the value of investments can go down as well as up, so you may get back less than you invest. Thank you to our Grow It sponsors: Wealthify - For more information about Wealthify, please visit www.wealthify.com/mttm. Please remember, with investing your capital is at risk and the value of investments can go down as well as up, so you may get back less than you invest. Wealthify is authorised and regulated by the Financial Conduct Authority.  Fidelity - For more information about Fidelity, please visit www.fidelity.co.uk/moneytothemasses. Please remember, the value of investments can go down as well as up, so you may get back less than you invest.  InvestEngine - For more information about InvestEngine visit investengine.com.  Get a £25 investment bonus from InvestEngine when you invest £100 or more https://moneytothemasses.com/saving-for-your-future/investing/investengine-review (Ts&Cs apply). Please remember, the value of investments can go down as well as up, so you may get back less than you invest. InvestEngine (UK) Limited is Authorised and Regulated by the Financial Conduct Authority (FRN: 801128) --------------------------------------------------------------------------- Since 2010 Money to the Masses has been helping people with their personal finances for FREE. Money to the Masses is one of the UK’s leading independent personal finance websites specialising in all aspects of financial planning including investments, pensions, property, insurance, mortgages, budgeting and saving. We bring together expertly written content, interactive tools and technology to help over 4 million people a year across our platform.   If you are looking to get your finances in shape then check out Damien's FREE Money MOT at https://mot.moneytothemasses.com/  --------------------------------------------------------------------------- Follow Money to the Masses on social media:   Website - https://moneytothemasses.com/ Facebook - https://www.facebook.com/moneytothemasses Instagram - https://www.instagram.com/moneytothemasses Twitter - https://twitter.com/money2themasses  

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's episode I reveal the mobile and broadband providers that bake mid-contract price rises into their contracts as well as those that don't. I also explain your cancellation rights whether you are in or out of contract and I urge listeners to engage with me on Twitter to highlight the issue and demand change. I also explain some of the economic indicators that people should be aware of and how they can influence investment markets. Finally, I reveal the best and worst investment platforms when it comes to paying interest on the cash you hold in your ISA and SIPP.   Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show. 80-20 Investor - Take out a free trial Mobile provider price increases for 2023 Podcast Episode 402 - EU roaming charges Tesco Mobile price hikes revealed Economic indicators Investment platforms paying interest on cash

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's episode Damien explains how those aged between 45 and 70 should check to see if they have any gaps in their national insurance record before the 6th April 2023. From this date new rules come into effect that may prevent you from plugging gaps in your NI record, stopping you from receiving a full state pension. Damien also reveals how you can claim for damage to your car, bicycle or motorcycle caused by a pothole in the road. Finally, Lauren explains how you can earn cashback from a bank account.   Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show. 80-20 Investor - Take out a free trial The Big Mac index Demand flexibility service explained Which banks have the best online security?

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's show Damien discusses the Big Mac index, a price index created in 1986 by The Economist. It provides some light-hearted insight into the purchasing power of currencies using the price of a Big Mac as a benchmark and I explain which currencies are under and over valued based on the index. He also discusses romance scams, explaining how they work before providing some tips that can help you to avoid becoming a victim. Finally, Andy talks about banking apps and reveals the best and worst for online security.   Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show. 80-20 Investor - Take out a free trial The Big Mac index Demand flexibility service explained Which banks have the best online security?

Welcome to Damien's Market Update for February 2023. Every month Damien will be dissecting the market and providing you with his own unique take on what it may mean for you and your investments. Subscribe now for your monthly insight into the Global Investment Markets.  Remember, you can also watch Damien deliver his monthly insights on our Youtube channel

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's show Damien discusses why our energy bills aren't dropping even as wholesale gas prices continue to tumble. Damien explains if and when energy bills are likely to fall and how much you are likely to be paying for the rest of 2023 and next winter. Damien then discusses the outlook for mortgage rates and looks at how much more those looking to remortgage will have to pay each month. Finally, Andy discusses the cheapest airport lounges in the UK.   Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show. 80-20 Investor - Take out a free trial Latest from Ofgem on energy prices Demand flexibility service explained Cheapest airport lounges in the UK

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's podcast Damien talks about more ways to find active funds that back their convictions. Andy provides tips for those who are completing a self-assessment and highlights some allowances you may not be aware of that you can claim. Finally, Lauren reveals the mobile phone operators that are now charging you to use your phone while holidaying in the EU and those operators that don't.   Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show. 80-20 Investor - Take out a free trial Tesco mobile to introduce data roaming charges Compare the best mobile network for data roaming charges Self-assessment tax return tips

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. In this week's episode Damien discusses how to use a fund's active share and tracking error to find fund managers that are investing with conviction. Damien also reacts to the Chancellor's inflation video released on social media this week before Andy discusses how to find the best money saving deals easily.   Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show. 80-20 Investor - Take out a free trial Work out your personal inflation rate Jeremy Hunt explains inflation Latest Money to the Masses Deals

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. In this week's episode Damien and Andy discuss the various private healthcare options that are available. They explain where you should look to see if you are already covered, the key differences between the various types of cover and roughly how much it is likely to cost. Finally, they explain the best way to buy the cover that is right for you and your family.   Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show. Speak to an independent private healthcare expert MTTM Podcast Episode 235 - All you need to know about private medical insurance MTTM Podcast Episode 292 - Cut health insurance costs MTTM Podcast Episode 295 - The importance of personal insurance MTTM Podcast Episode 338 - When to claim on insurance 80-20 Investor - Take out a free trial

Welcome to Damien's Market Update for January 2023. Every month Damien will be dissecting the market and providing you with his own unique take on what it may mean for you and your investments. Subscribe now for your monthly insight into the Global Investment Markets.  Remember, you can also watch Damien deliver his monthly insights on our Youtube channel

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's show Damien discusses how new and existing listeners can get their finances into shape for 2023.   Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show. MTTM Podcast Episode 352 - Getting the most from Money to the Masses Complete Cost of Living Guide Debt help 28 Day Financial Fitness Challenge Pension Calculator 80-20 Investor - Take out a free trial

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's show Damien discusses the possible investment themes of 2023 as well as investment bank predictions of where stock markets will be at the end of 2023. Andy and Damien also pick their favourite ideas from MTTM's list of 50 ways to make extra money online and offline.   Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show. MTTM Podcast Episode 351 - Investment outlook for 2022 MTTM Podcast Episode 352 - Getting the most from Money to the Masses 80-20 Investor - Take out a free trial

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. In this week's episode Damien discusses how active and passive funds have fared in 2022 & why conventional wisdoms have been turned on their heads. Damien also reveals an issue that many passive investors may be unaware of. Damien then discuss the mortgage market and the outlook heading into 2023, as fixed rate mortgage deals start to improve. Finally, Andy explains the loan fee scam that the FCA is warning consumers about.   Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show. Latest interest rate predictions Bank of England base rate increases to 3.50%: What does it mean for you? Remortgaging in 2023 - should you fix now? Loan fee fraud 80-20 Investor - Take out a free trial

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. In this week's show Damien reveals the savings accounts that offer over 5% interest, including one that is offering a market-leading 7%. Following on from last week where Damien explained the Diderot effect, this week he talks about the Endowment effect and how it can alter people's perceptions of the value of items they own. Finally, Andy talks about charitable gifting this Christmas, including ways you can help others without spending money.   Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show. How to get more than 5% interest on your savings 80-20 Investor - Take out a free trial

Welcome to Damien's Market Update for December 2022. Every month Damien will be dissecting the market and providing you with his own unique take on what it may mean for you and your investments. Subscribe now for your monthly insight into the Global Investment Markets.  Remember, you can also watch Damien deliver his monthly insights on our Youtube channel

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. In this week's show Damien explains how a significant part of your investment portfolio could be sitting in cash and you not even realise, hurting your potential investment returns. Damien discusses the Diderot Effect and why understanding it can curb overspending and help you build wealth. Finally, Andy reveals how thousands of pensioners are owed money after being underpaid on their state pensions. He also explains who is affected and what they can do about it.   Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show. MTTM Podcast Episode 393 – How to make good money habits that stick Pensioners owed more than £1.4bn due to DWP mistakes 80-20 Investor - Take out a free trial Podcast Meet Up - Details

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. In this week's show Damien talks about how to formulate good habits and how these can be applied to money. Damien also explains how the principles can be applied to recognise and break bad habits when it comes to spending. Finally, Andy provides a summary of the Autumn statement and how it will impact you.   Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show. MTTM Podcast Episode 244 – Winning winter portfolios MTTM Podcast 297 – Winter portfolio update The Times: Electric vs Petrol, which is cheapest? Confused.com fuel cost calculator The Express: Electric cars could soon be cheaper than petrol and diesel cars

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. In this week's show Damien talks about how to formulate good habits and how these can be applied to money. Damien also explains how the principles can be applied to recognise and break bad habits when it comes to spending. Finally, Andy provides a summary of the Autumn statement and how it will impact you.   Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show. Atomic Habits by James Clear MTTM Podcast Episode 355 – The difference between the poor and the rich MTTM Podcast 184 – Getting the most from your phone’s stocks app & car reliability exposed Autumn statement 2022: How will it affect you?

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. In this week's show Damien and Andy reveal how you can check whether your energy supplier has set your monthly direct debit too high. Damien explains why offset mortgages are becoming more appealing and who should consider them. Finally, Damien discusses why we should all talk about money more.   Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show. First Direct Mortgage Calculator MTTM Podcast Episode 276 - Black Economics Matters MTTM Podcast Episode 283 - How to become a millionaire Save up to £100 on your energy bill Energy Direct Debit Calculator from MSE

Welcome to Damien's Market Update for November 2022. Every month Damien will be dissecting the market and providing you with his own unique take on what it may mean for you and your investments. Subscribe now for your monthly insight into the Global Investment Markets.  Remember, you can also watch Damien deliver his monthly insights on our Youtube channel

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. In this week's show Damien explains how building a diversified investment portfolio continues to be difficult in 2022 and the assets you need to consider beyond bonds and equities. Damien also discusses pension contributions and the cost of living crisis before giving some hope to those nearing retirement who have not built up a sufficient pension pot to see them through retirement. Finally, Damien talks about the app that he is personally using to slash his food bill.   Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show. Mortgage Repayment Calculator Pension Calculator Happiness by design

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. In this week's throwback episode Damien talks about redundancy, explaining your rights and what you could receive in terms of statutory redundancy pay. Harvey then joins the show to explain how redundancy insurance works, who can get it and the best way to buy it.   Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show. MTTM Podcast Episode 278 - Best all-weather portfolios, redundancy advice & mobile bill tips Can I take out redundancy insurance? How to reduce tax on your redundancy payment Seven things you need to know if you are at risk of redundancy Redundancy - know your rights Dismissal - know your rights Make a claim to an employment tribunal 

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's podcast, Damien reveals the different types of investment risk, how to spot them in your portfolio and what you can do about them. Damien also explains what the Efficient Frontier is and how it is used to maximise investment returns for a given level of risk. Finally, Andy describes where we are after the mini-Budget u-turn and how it affects your finances before explaining the changes to the government's Energy Price Guarantee.   Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show. MTTM Podcast Episode 58 - How to work out your investing risk profile MTTM Podcast Episode 359 - Risk vs Volatility Cash Savings Ladder Efficient Frontier Graph Come and meet Damien

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's podcast Damien explains what you should do if you are worried about keeping up with your mortgage repayments. He also discusses the help that is available. Damien then explains what stoozing is and why it's making a comeback as a way of making "free money" as well as the pros and cons. Finally, Andy reveals the scam that allows fraudsters to access your mobile banking even when your phone is locked. Plus he explains the steps you should take now to avoid becoming a victim.   Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show. Where to get free debt advice Savings Accounts - Best Buy Tables Breathing Space initiative Government help if you are struggling to pay your mortgage What is 'Support for Mortgage interest' and who qualifies? Check if you are entitled to any benefits Best credit cards in the UK Come and meet Damien

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. In this week's episode Damien discusses how the economic backdrop has shifted significantly over the course of 2022, meaning that many conventional wisdoms about personal finance need to be revisited and changed. It means that your previous decisions and views relating to mortgages, pension, savings and investing need to be reviewed. I explain how the world has changed, what this means for your finances and also some exciting opportunities that are emerging.   Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show.   How to build a cash ladder How high will interest rates go? - October 2022 Money to the Masses 'Best Buy' savings tables What is the personal savings allowance? How to overpay your mortgage When to buy an annuity Come and meet Damien

Welcome to Damien's Market Update for October 2022. Every month Damien will be dissecting the market and providing you with his own unique take on what it may mean for you and your investments. Subscribe now for your monthly insight into the Global Investment Markets.  Remember, you can also watch Damien deliver his monthly insights on our Youtube channel

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's episode the team reveals the true cost of using your home appliances. Lauren crunched the numbers taking the latest Energy Price Guarantee into account, providing some tips on how you can cut your energy bills this winter. Harvey joins the show to discuss the types of insurance products that could help if you have or are considering having a baby. Finally, Andy explains what social broadband tariffs are and who can get apply for one.   Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show. Baby Insurance How much electricity am I using? Social Broadband Tariffs

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's episode Damien discusses the Mini-Budget and how it is likely to impact your finances in the coming months. Damien then discusses the US dollar and the important role it plays when studying investment markets. Finally, Damien talks about the impact of inflation on your income and how to work out the pay rise you will need to keep pace with it.   Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show. Mini Budget 2022: What does it mean for you Principles for Dealing with the Changing World Order by Ray Dalio MTTM Podcast Episode 216 – How to negotiate & what to watch in investment markets MTTM Podcast Episode 362 – Investing for inflation, getting insurance with long-covid & Spring Statement round-up MTTM Podcast Episode 274 – How to increase your wealth and retire early

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's episode Damien discusses how to calculate your own personal inflation rate. In addition, Damien discusses the importance of understanding survivorship bias and how it can cause you to make poor financial decisions. Finally, Damien reveals the cost of living checklist that will help you cope with an unexpected financial shock.   Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show.   Savings accounts offering best rates for almost 10 years MTTM Podcast Episode 324 – Insurance risk vs reward Can I take money from my pension at 55 and still work? What is pension drawdown and how does it work? How much should I drawdown from my pension and how often?

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's episode Damien explains the government intervention, announced this week, that will cap the average UK household energy bill at £2,500 over the next two years. In addition, Damien explains how the existing Energy Bills Support Scheme should reduce the average household energy bill even further over the next year, reducing it to £2,100.   Damien then discusses the dynamic investment portfolio strategy that can be used to increase your investment returns while providing protection against severe market falls. Finally, Damien explains the principal-agent problem and how understanding it can increase your wealth.   Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show. Energy price cap freeze: How will it work?

Welcome to Damien's Market Update for September 2022. Every month Damien will be dissecting the market and providing you with his own unique take on what it may mean for you and your investments. Subscribe now for your monthly insight into the Global Investment Markets.  Remember, you can also watch Damien deliver his monthly insights on our Youtube channel

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's episode Damien discusses the latest interest rate predictions, what you should be doing now even if you are on a fixed rate deal and a rare bit of good news for those looking to fix their mortgage with their current lender.   With the energy price cap due to increase by 80% in October, fixing your energy bills has started to look like a viable option once again. So Damien has crunched the numbers to help you decide whether now is the time to move on to a fixed energy tariff. Finally, Harvey discusses what you can do if you leave an employer but want to maintain access to key employee benefits such as medical insurance.   Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show. Remortgage calculator Latest energy price cap information Lenders change rules to help existing borrowers Can you cancel health insurance after leaving a job?

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's team takeover podcast special Lauren reveals some little-known insurance tips that can prevent you from unknowingly invalidating your insurance. Harvey joins the show to talk about the insurance policies you should consider when buying a house for the first time. Finally, Andy talks about the Help to buy equity loan scheme, confirming when it is due to come to an end. He also discusses the newly launched Help to build equity loan scheme, including the eligibility criteria and how to apply.    Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show. What insurance do you need when buying a house Help to buy coming to an end Help to build

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's throwback special podcast Damien discusses the news that retirees could be in line to receive a £2,000 boost to their state pension over the next two years under the Government's triple lock promise. Nothing is guaranteed, however, and so in light of the recent triple lock suspension for the 2022/23 tax year, Damien discusses other ways you can boost both your state and private pension.   Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show. State pension predictions for 2023 and 2024 7 ways to boost your pension  

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's podcast Damien discusses the value opportunities that have emerged following this year's equity market slump. Harvey reveals the little-known income protection hacks and benefits that can make this type of insurance invaluable. Finally, Damien talks about the new Apple Wallet scam and discusses how to spot similar scams to avoid falling victim to them.   Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show. Income Protection guide Bank of England rase interest rate by 0.5% to 1.75%

Welcome to Damien's Market Update. Every month Damien will be dissecting the market and providing you with his own unique take on what it may mean for you and your investments. Subscribe now for your monthly insight into the Global Investment Markets.  Remember, you can also watch Damien deliver his monthly insights on our Youtube channel

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's podcast Damien talks about the biases that exist with investment trusts and how they differ from unit trusts. Damien also explains the downside of Vanguard's LifeStrategy funds and why they have struggled in recent months.   Finally, Damien and Andy talk about the new Consumer Duty, a package of reforms designed to improve how financial firms serve their consumers   Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show. Interactive Investor analysis - Investment Trusts vs Funds FCA sets out 'Consumer Duty' rules

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's podcast Damien explains the best and cheapest ways to spend money on holiday. Damien also reviews the performance of the summer investment portfolio, a concept that harnesses the "Sell in May and go away" adage. Finally, Andy explains your rights and the compensation you can claim if your water, gas or electricity supplies are disrupted.   Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show. The best way to take money on holiday Claiming compensation from water companies Take a free trial with 80-20 investor

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's podcast Damien explains the key to success when it comes to sticking to a budget. Damien also reveals the best way to find and compare investment funds when your choice is limited by your investment platform. Finally, Damien provides a warning about ghost brokers and how they are scamming people looking for cheaper car insurance on social media.   Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show. 28 Day Financial Fitness Challenge - Week 1 28 Day Financial Fitness Challenge - Week 2 28 Day Financial Fitness Challenge - Week 3 28 Day Financial Fitness Challenge - Week 4

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's podcast Damien is joined by work experience student Rihanna, who recently spent time with the Money to the Masses team. Damien covers some of the key topics that he believes should be taught in all UK schools.    Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show. MTTM Podcast Episode 355 - The difference between the poor and the rich MTTM Podcast Episode 283 - How to become a millionaire Best bank accounts for children and teens Junior Stocks and Shares ISAs

Welcome to Damien's Market Update. Every month Damien will be dissecting the market and providing you with his own unique take on what it may mean for you and your investments. Subscribe now for your monthly insight into the Global Investment Markets.  Remember, you can also watch Damien deliver his monthly insights on our Youtube channel

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's podcast Damien discusses why the price of copper is so important to everyone and not just those who invest (HINT: it could tell us about the chances of a recession). Damien also discuss the financial impact of a cancer diagnosis with Harvey and the steps you can take to minimise it. Finally, Laura explains how 20,000 vulnerable people could be helped by new interest-free loans following the success of a government-backed pilot scheme.   Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show. How much should critical illness insurance cost? What cancers are covered by critical illness? Macmillan cancer report The importance of personal insurance MTTM Podcast Episode 295 Interest free loans to help the most vulnerable

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's podcast Damien answers a listener's question regarding how to make investment decisions when markets are volatile. Laura then joins the show to explain a recent rule change by the Bank of England which removes the need for lenders to carry out stress testing. Finally, after the UK's biggest rail strike in 30 years, Andy explains how to get a refund if you are affected.   Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show. Rail strikes: Are you due compensation and how to claim Mortgage affordability rules change

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's podcast Damien discusses the research analysing the trends in retirement spending, including how spending typically increases when you first retire and then doesn't fall as fast as most people think. Damien also reveals the implications of the research on saving for your retirement.   Next, Damien reveals a mortgage hack that lets you lock in a low fixed rate deal now, even if your current fixed rate deal doesn't end until later this year. It also means you can avoid an early repayment charge from your existing lender.   Finally, Andy talks about the apps that can help cut your grocery bill.   Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show. Bank of England raises interest rates to 1.25% - How will it impact you? Remortgaging in 2022 - Is now the right time to fix? When will interest rates rise - Latest predictions Apple announces launch of its 'Buy Now Pay Later' service Get a free mortgage review 5 apps to save money on your food bills

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's podcast Damien explains what bond duration is and why it's important for investors to understand in the current environment.    Damien also explains the new affordability scoring being carried out by credit rating agencies and why it means you may have to change the way you run your finances.   Finally, Damien discusses Apple's entry into the Buy Now Pay Later market.   Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show. What are Government Bonds? Apple announces launch of its 'Buy Now Pay Later' service  

Welcome to Damien's Market Update. Every month Damien will be dissecting the market and providing you with his own unique take on what it may mean for you and your investments. Subscribe now for your monthly insight into the Global Investment Markets.  Remember, you can also watch Damien deliver his monthly insights on our Youtube channel

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's podcast, Damien discusses the 10 commandments of investing made famous by Wall Street veteran Bob Farrell. Damien also explains fractional shares, how they work and where you can buy them.   Finally, Damien shares the story of the magic box which makes anybody richer who hears it.   Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show. What are fractional shares and where best to buy them

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's podcast, Damien discusses what caused the collapse of the Terra stablecoin, the impact on the crypto market and the lessons to be learnt. Damien also tells you how far it is worth driving in order to save money on petrol and reveal my rule of thumb.   Finally, I discuss the new mortgage market development that could help borrowers struggling to remortgage.   Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show. MTTM Podcast episode 321 - Beginner's guide to Bitcoin and crpytocurrencies Nationwide increases borrowing to 6.5 times salary How to save money on petrol How far is it worth driving for cheaper fuel prices?

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's podcast, Damien explains what is happening to cryptocurrencies and why they are no longer a good hedge against inflation.   Jordon Cox provides some tips on ways to make money and finally, Harvey explains how you can stop your insurance premiums going up.   Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show. Death of the equity/bond portfolio How to get on TV game shows How can I reduce my life insurance premiums? Can you cancel life insurance?

Welcome to Damien's Market Update. Every month Damien will be dissecting the market and providing you with his own unique take on what it may mean for you and your investments. Subscribe now for your monthly insight into the Global Investment Markets.  Remember, you can also watch Damien deliver his monthly insights on our Youtube channel

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's podcast, Damien talks about the latest interest rate rise by the Bank of England. He reveals how much the interest rate rise will add to the monthly repayments and what action even those on fixed-rate deals need to be taking now.   Laura then joins the show to talk about 'Buy Now Pay Later' provider Klarna, explaining the likely impact of its decision to start reporting customer transactions to credit reference agencies Transunion and Experian.   Finally, Andy explains the help that is available if you are struggling to pay your energy bills including whether a supplier can disconnect your supply if you can't pay.   Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show. Interest rate rise calculator Bank of England raise interest rates to 1%: How will it affect you? Bank of England yield curves Klarna payments to be included on credit reports What is a good credit score – and how to improve yours LOQBOX review Getting help if you can't afford your energy bills

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's podcast, Damien looks at whether the simple equity/bond investment portfolio is dead given the losses incurred so far in 2022. Lauren provides tips and insights into getting travel insurance if you have pre-existing medical conditions.   Finally, Andy discusses the devices that consume the most energy in standby mode at night and how much you could save a year by switching them off.   Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show. The best travel insurance for pre-existing conditions Revealed: The cost of leaving devices on standby The changing correlation between bonds and equities over time

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's podcast Damien explains how index-linked gilts work, how they differ from standard gilts and why they aren't necessarily the smartest choice in a period of high inflation.   Justin then joins the show to explain the work that Money to the Masses doing to ensure the business is carbon positive. He also explains how you can make a difference too, including how to earn 30 additional trees when you sign up. Finally, Andy highlights a scam that is targeting people due a council tax rebate.   Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show. How to avoid the council tax rebate scam Become carbon positive (and get 30 free trees)

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's podcast Damien explains an investment strategy known as 'averaging down' and how it differs from pound cost averaging. I also talk about tax-free childcare and how it can help families save up to £2,000 in regulated childcare costs. Finally, I explain the difference between financial coaching, financial planning and financial advice.   Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show. How much does financial advice cost Unbiased review Podcast episode 332 - Pound cost averaging

Welcome to Damien's Midweek Markets. Each week Damien will be dissecting the market and providing you with his own unique take on what it may mean for you and your investments. Subscribe now for your weekly insight into the Global Investment Markets.  Remember, you can also watch Damien deliver his weekly insights on our Youtube channel

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's podcast Damien talks through an end of tax year checklist. Damien also explains why the cost of green energy tariffs are, somewhat counterintuitively, rising along with non-green energy tariffs as a result of rising oil and gas prices. Damien also explains why you could end up paying more for your energy if you opt for certain green energy providers. Finally, Damien explains why it is important to acknowledge and face your money fears before I tell you how to conquer them.   Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show. End of year tax checklist Grow it - Week 1 Grow it - Week 2 Grow it - Week 3 Grow it - Week 4

Welcome to Damien's Midweek Markets. Each week Damien will be dissecting the market and providing you with his own unique take on what it may mean for you and your investments. Subscribe now for your weekly insight into the Global Investment Markets.  Remember, you can also watch Damien deliver his weekly insights on our Youtube channel

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's podcast I discuss how to invest in order to take advantage of higher inflation. We also discuss the implications of having long covid and other existing medical conditions when applying for health and life insurance. Finally, we discuss what was announced in the Spring Statement and how it will impact listeners' finances.   Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show. Investing for inflation - sector performance Grow it - Week 1 Grow it - Week 2 Grow it - Week 3

Welcome to Damien's Midweek Markets. Each week Damien will be dissecting the market and providing you with his own unique take on what it may mean for you and your investments. Subscribe now for your weekly insight into the Global Investment Markets.  Remember, you can also watch Damien deliver his weekly insights on our Youtube channel

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's podcast Damien talks about VCT's and EIS's. He explains how they work, the risks of investing in them as well as who might consider investing in them and why.   Laura reveals the latest credit cards to hit the market including two new cards from Barclaycard. Finally, Andy provides the latest on the energy price cap increase, including something everyone should do before the 1st April 2022.   Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show. Sign up to 80-20 investor  Grow It - Week 1 Grow It - Week 2 Barclaycard launches Avios credit cards Best 0% foreign transaction fee credit cards

Welcome to Damien's Midweek Markets. Each week Damien will be dissecting the market and providing you with his own unique take on what it may mean for you and your investments. Subscribe now for your weekly insight into the Global Investment Markets.  Remember, you can also watch Damien deliver his weekly insights on our Youtube channel

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's podcast Damien discusses sharesave schemes explaining what they are and who should consider them. Damien also explains how the Money to the Masses campaign 'Grow it' can help you help you to understand more about investing and building wealth. Finally, Laura joins the show to talk about the latest state of play in the mortgage market.   Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show. Sign up to 80-20 investor  Mortgage deals pulled and 2 year fixed deals at 6 year high Tax and employee share save schemes Grow it - Week 1

Welcome to Damien's Midweek Markets. Each week Damien will be dissecting the market and providing you with his own unique take on what it may mean for you and your investments. Subscribe now for your weekly insight into the Global Investment Markets.  Remember, you can also watch Damien deliver his weekly insights on our Youtube channel

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's podcast Damien explains why ethical funds have underperformed non-ethical funds in 2022, especially in the wake of the invasion of Ukraine. Damien also discusses the difference between investment risk and volatility before answering a listener question about limited company taxation.   Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show. Sign up to 80-20 investor  A guide to risk and volatility in investments What is a limited company and how do I register one How are dividends taxed and what are the rates

Welcome to Damien's Midweek Markets. Each week Damien will be dissecting the market and providing you with his own unique take on what it may mean for you and your investments. Subscribe now for your weekly insight into the Global Investment Markets.  Remember, you can also watch Damien deliver his weekly insights on our Youtube channel

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's podcast Damien explains the mind-boggling reaction of investment markets to the invasion of Ukraine. Damien also discusses the recent changes to Statutory Sick Pay with Harvey and how those who run their own businesses can take advantage of group sick pay insurance schemes for the benefit of their staff, their business and themselves. Finally, Damien and Andy discuss home insurance and storm damage.   Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show. Sign up to 80-20 investor  Statutory sick pay changes - What do they mean for you? How much does Income Protection insurance cost? Which are the best Private Sick Pay schemes? Can I claim on my home insurance for storm damage?  

Welcome to Damien's Midweek Markets. Each week Damien will be dissecting the market and providing you with his own unique take on what it may mean for you and your investments. Subscribe now for your weekly insight into the Global Investment Markets.  Remember, you can also watch Damien deliver his weekly insights on our Youtube channel

Welcome to Damien's Midweek Markets. Each week Damien will be dissecting the market and providing you with his own unique take on what it may mean for you and your investments. Subscribe now for your weekly insight into the Global Investment Markets.  Remember, you can also watch Damien deliver his weekly insights on our Youtube channel

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's podcast Damien discusses NFTs. Damien explains what an NFT is, how an NFT works and what types of NFT can be bought and sold. Damien also explains the process of buying and creating an NFT as well as the risks involved.   Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show. Sign up to 80-20 investor 

Welcome to Damien's Midweek Markets. Each week Damien will be dissecting the market and providing you with his own unique take on what it may mean for you and your investments. Subscribe now for your weekly insight into the Global Investment Markets.  Remember, you can also watch Damien deliver his weekly insights on our Youtube channel

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's podcast Damien discusses how to build an income portfolio that produces a growing income over time, in excess of inflation. Damien also explains how some funds manage to boost the yield their funds provide, but why they can be detrimental to producing an inflation-beating income. Damien also discusses how cryptocurrencies are taxed and why HMRC might be writing to you soon.   Finally, Damien and Andy delve into the energy support measures announced by the Chancellor this week including who will receive the council tax rebate.   Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show. Check your council tax band Energy intervention factsheet What you need to know about cryptocurrency and tax Sign up to 80-20 investor 

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's podcast Damien highlights the inequality that exists between people on low incomes and those that are wealthy. Damien explains how the game is rigged in favour of those that earn a high income in terms of access to specialist advice, financial products and even utilities. Damien highlights the key points from the popular book "Rich Dad, Poor Dad" and finish with a thought-provoking analogy of how both low and high earners are treated after they have been paid. Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show. Jack Monroe Rich Dad, Poor Dad

Welcome to Damien's Midweek Markets. Each week Damien will be dissecting the market and providing you with his own unique take on what it may mean for you and your investments. Subscribe now for your weekly insight into the Global Investment Markets.  Remember, you can also watch Damien deliver his weekly insights on our Youtube channel

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's podcast special Andy chats to Harvey, Lauren and Laura about saving money on household bills. The team cover remortgaging, balance transfer credit cards, personal insurances including life insurance and critical illness, pet insurance, travel insurance as well as how to save on mobile phone bills and food shopping. Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show.   Check out the latest deals including £16 off at Sainsbury's 28 Day Financial Fitness Challenge - Week 1 28 Day Financial Fitness Challenge - Week 2 28 Day Financial Fitness Challenge - Week 3 How to save money on your household bills Free budget planner

Welcome to Damien's Midweek Markets. Each week Damien will be dissecting the market and providing you with his own unique take on what it may mean for you and your investments. Subscribe now for your weekly insight into the Global Investment Markets.  Remember, you can also watch Damien deliver his weekly insights on our Youtube channel

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's podcast Laura chats to Andy about Iceland's ethical loans, launched by not for profit lender Fair for you in a bid to help fight food poverty. Next, Damien explains the importance of diversification after an 80-20 member got in touch to ask why people include low-risk investments in their portfolio. Damien also provides some tips on budgeting, answering a number of questions from readers and listeners who are following the Money to the Masses 28 day financial fitness challenge.  Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show. 2021 Asset performance analysis 28 Day Financial Fitness Challenge - Week 1 28 Day Financial Fitness Challenge - Week 2 28 Day Financial Fitness Challenge - Week 3 Budgeting for beginners video Free budget planner

Welcome to Damien's Midweek Markets. Each week Damien will be dissecting the market and providing you with his own unique take on what it may mean for you and your investments. Subscribe now for your weekly insight into the Global Investment Markets.  Remember, you can also watch Damien deliver his weekly insights on our Youtube channel

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's podcast Damien explains how Money to the Masses started out and how it has evolved over time. Damien also reveals all of the ways in which listeners can engage with Money to the Masses as well as all of the tools and resources it provides. Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show. Subscribe to our Newsletter Subscribe to our YouTube channel Follow our Instagram account Follow our Tik Tok account The Money to the Masses 28 day financial fitness challenge Take Damien's Money MOT Join our community group on Facebook Take a look at 80-20 Investor

Welcome to Damien's Midweek Markets. Each week Damien will be dissecting the market and providing you with his own unique take on what it may mean for you and your investments. Subscribe now for your weekly insight into the Global Investment Markets.  Remember, you can also watch Damien deliver his weekly insights on our Youtube channel

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's show Damien reveals the launch of the Money to the Masses 28 day financial fitness challenge, a programme dedicated to helping you own your past mistakes before going on to provide the solutions you need to fix your finances.  Damien also take a look back at the predictions he made at the beginning of 2021 and provides a summary of what he got right as well as what he got wrong and the reasons why. Damien also provides an outlook for investors as we head into 2022.  Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show.   28 day financial fitness challenge Retirement Calculator  Damien's Money MOT

Welcome to Damien's Midweek Markets. Each week Damien will be dissecting the market and providing you with his own unique take on what it may mean for you and your investments. Subscribe now for your weekly insight into the Global Investment Markets.  Remember, you can also watch Damien deliver his weekly insights on our Youtube channel

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's show the team talk about the ghosts of Christmas past, present and future when it comes to finances. Harvey, Lauren and Laura join Andy and Damien to talk about their money mistakes of the past, how they've learned from those and where they see themselves and the world of finance in years to come. Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show.   Retirement Calculator  Damien's Money MOT

Welcome to Damien's Midweek Markets. Each week Damien will be dissecting the market and providing you with his own unique take on what it may mean for you and your investments. Subscribe now for your weekly insight into the Global Investment Markets.  Remember, you can also watch Damien deliver his weekly insights on our Youtube channel

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's show Damien explains the '60% tax trap', giving two examples of where it can occur and what you can do to mitigate it. Damien also reveals the optimum asset mix when investing throughout a pandemic, designed to ride the waves as news of vaccines and a number of new variants impacts investing markets. Finally, Andy provides a roundup of the latest scams including what you can do to avoid becoming a victim.  Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show.   Retirement Calculator  Damien's Money MOT

Welcome to Damien's Midweek Markets. Each week Damien will be dissecting the market and providing you with his own unique take on what it may mean for you and your investments. Subscribe now for your weekly insight into the Global Investment Markets.  Remember, you can also watch Damien deliver his weekly insights on our Youtube channel

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's show Harvey explains why the new breed of life insurance products that refund your premiums after 10 years, if you don't make a claim, are poor value for money. Damien also explains how to judge when a stock market is overbought or oversold and set for a possible reversal. Finally, Damien explains when it might be a good idea to switch from drawdown to an annuity in retirement. Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show.   Retirement Calculator  Damien's Money MOT Life insurance with cashback explained Is there a right time to buy an annuity?

Welcome to Damien's Midweek Markets. Each week Damien will be dissecting the market and providing you with his own unique take on what it may mean for you and your investments. Subscribe now for your weekly insight into the Global Investment Markets.  Remember, you can also watch Damien deliver his weekly insights on our Youtube channel

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's show Damien welcomes Jordon Cox, known to many as Britains 'Coupon kid'. Jordon gives his favourite tips to ensure you are getting the best possible deal this Black Friday. Jordon also reveals his favourite Black Friday offer of 2021 as well as the best deals on a number of other items including Apple products and the Nintendo Switch. Damien then takes a look at loans vs credit cards and the pros and cons of each. There is unconventional wisdom that a loan is nearly always the best option but is that actually true? Finally, Damien talks about the mind games that are employed to try and make you buy financial products that you don't necessarily need, as well as how to counter them. Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show.   Retirement Calculator  Damien's Money MOT Black Friday and Cyber Monday: LATEST DEALS Credit card vs loan: Which is best? Money to the Masses Daily Deals page

Welcome to Damien's Midweek Markets. Each week Damien will be dissecting the market and providing you with his own unique take on what it may mean for you and your investments. Subscribe now for your weekly insight into the Global Investment Markets.  Remember, you can also watch Damien deliver his weekly insights on our Youtube channel

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's show I explain why now is a good time to step off the car financing merry-go-round, especially if you want to become financially independent or build wealth. I also discuss what the difference is between a rainy day fund and an emergency fund and whether it even matters. Finally, I answer a listener request to explain the correlation between equities and bonds in a simple way. Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show.   Retirement Calculator  Damien's Money MOT MTTM Podcast Episode 322 – Economic abuse & car finance explained MTTM Podcast Episode 327 – The steps to achieve financial independence, Black box thinking & apps to clear your mortgage Buying a car: what are the best finance options? The best money apps you should have in 2021

Welcome to Damien's Midweek Markets. Each week Damien will be dissecting the market and providing you with his own unique take on what it may mean for you and your investments. Subscribe now for your weekly insight into the Global Investment Markets.  Remember, you can also watch Damien deliver his weekly insights on our Youtube channel

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's podcast I talk about Junior ISAs and the important role they can play in not only helping to educate children about investing but also providing a tax-free pot of money to help boost their finances when they are older. I also talk about an investing tool that provides an insight into how companies are tackling climate change and how they compare to their peers. Finally, Harvey joins the show to talk about how a little-known life insurance benefit can help if you or someone you know is terminally ill. Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show.   Retirement Calculator  Damien's Money MOT ESG ratings and climate search tool Hundred people die fighting terminal illness benefits Junior ISAs turn 10

Welcome to Damien's Midweek Markets. Each week Damien will be dissecting the market and providing you with his own unique take on what it may mean for you and your investments. Subscribe now for your weekly insight into the Global Investment Markets.  Remember, you can also watch Damien deliver his weekly insights on our Youtube channel

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's podcast Damien talks about Green bonds, explaining what they are, how they work and whether they offer good value. Andy talks about business bank accounts and explains the difference between app-only and high street banks and the pros and cons of each. Finally, Damien dispels some money myths including whether a stamp can be used as legal tender. Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show.   Retirement Calculator  Damien's Money MOT Best business savings account What is the best Business bank account? Green Savings Bond - How does it measure up?

Welcome to Damien's Midweek Markets. Each week Damien will be dissecting the market and providing you with his own unique take on what it may mean for you and your investments. Subscribe now for your weekly insight into the Global Investment Markets.  Remember, you can also watch Damien deliver his weekly insights on our Youtube channel

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's podcast Damien and Andy conclude their two-part 'House buying special' inspired by Damien's recent house move. This week Damien talks to Andy, Lauren, Harvey and Laura, focussing on the process of selling a house, putting in an offer, dealing with solicitors and the exchange and completion process. Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show.   Retirement Calculator  Damien's Money MOT What to look for when buying a house and getting the best deal Lauren's house buying journey  

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's podcast Damien has put together a 'House buying special' inspired by his recent house move. Damien talks to Andy, Lauren and Harvey - all of whom have recently bought or sold a property - and they explain their experience using various government schemes and initiatives.  There was so much to talk about, Damien decided to split the podcast into a two-part special and so this podcast focuses on the preparation leading up to a house purchase, getting your finances in shape, whether you should use a mortgage broker and how much you can borrow. Next week Damien will focus on the process of selling your house, putting in an offer, dealing with solicitors and the exchange and completion process. Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show.   Retirement Calculator  Damien's Money MOT What to look for when buying a house and getting the best deal Lauren's house buying journey  

Welcome to Damien's Midweek Markets. Each week Damien will be dissecting the market and providing you with his own unique take on what it may mean for you and your investments. Subscribe now for your weekly insight into the Global Investment Markets.  Remember, you can also watch Damien deliver his weekly insights on our Youtube channel

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's show Damien explains why your monthly mortgage repayments could rise before the end of the year and what you need to do now to prevent it. With the energy market now broken and energy firms collapsing by the day Damien explains what you should do to stop your bills rising this winter, now that switching is more difficult. Finally, Damien talks about why it's beneficial for investors if fund managers invest in their own funds and one way you can identify some of those that do. Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show.   Retirement Calculator  Damien's Money MOT How much will your mortgage go up by if there is an interest rate rise? Try our mortgage repayment calculator Skin in the game data from interactive Investor

Welcome to Damien's Midweek Markets. Each week Damien will be dissecting the market and providing you with his own unique take on what it may mean for you and your investments. Subscribe now for your weekly insight into the Global Investment Markets.  Remember, you can also watch Damien deliver his weekly insights on our Youtube channel

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's show Damien talk to Andy about five of the best trading apps for beginners. Laura explains what happens to debt after you die, including the steps you can take to ensure it is paid off upon death. Finally, Damien explains how you can check your Experian, Equifax and Transunion credit report for free.  Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show.   Retirement Calculator  Damien's Money MOT Best trading apps for beginners in the UK The best way to check your credit report for free

Welcome to Damien's Midweek Markets. Each week Damien will be dissecting the market and providing you with his own unique take on what it may mean for you and your investments. Subscribe now for your weekly insight into the Global Investment Markets.  Remember, you can also watch Damien deliver his weekly insights on our Youtube channel

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's show Damien discusses whether stock markets are expensive and which are the best value for investors right now. Damien reveals the emergency tax trap facing employees and those taking money from their pensions, plus how to avoid it. Finally, Damien explains "bonus sacrifice" and how you can use it to boost your pension and cut your tax bill. Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show.   Retirement Calculator  Damien's Money MOT

Welcome to Damien's Midweek Markets. Each week Damien will be dissecting the market and providing you with his own unique take on what it may mean for you and your investments. Subscribe now for your weekly insight into the Global Investment Markets.  Remember, you can also watch Damien deliver his weekly insights on our Youtube channel

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's podcast Harvey, Lauren and Andy discuss when you should consider claiming on an insurance policy and how a claim is likely to impact future renewal premiums. They look at Health, Home, Car, Pet and Travel insurance policies. Bronte joins the show to provide some money saving tips for students and finally Laura discusses the energy crisis and what people can do if they are impacted. Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show.   Retirement Calculator  Damien's Money MOT 10 essential money saving tips for students Energy crisis: What to do next    

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's podcast Damien reveals the insights from his favourite 80-20 Investor research articles. He also discusses whether it is more profitable to invest in furnished holiday lets rather than buy-to-lets. Finally, Damien discusses whether you should look to borrow more money when you remortgage. Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show.   Retirement Calculator  Damien's Money MOT Should buy-to-let landlords switch to holiday lets?  

Welcome to Damien's Midweek Markets. Each week Damien will be dissecting the market and providing you with his own unique take on what it may mean for you and your investments. Subscribe now for your weekly insight into the Global Investment Markets.  Remember, you can also watch Damien deliver his weekly insights on our Youtube channel

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's podcast Damien and Bronte explain how to buy and sell cryptocurrencies and the crypto exchanges to look at. Damien also discusses the crypto scams that have cost investors as much as £500,000. Damien also looks at the national insurance and divided tax hikes and how they affect you before finally explaining the changes to the state pension triple lock. Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show.   Retirement Calculator - Use this calculator to work out how much income you are likely to receive at retirement Damien's Money MOT A beginners guide to investing in cryptocurrency Best cryptocurrency exchanges in the UK How the new rate hike will affect you Pension triple lock suspended: What you need to know  

Welcome to Damien's Midweek Markets. Each week Damien will be dissecting the market and providing you with his own unique take on what it may mean for you and your investments. Subscribe now for your weekly insight into the Global Investment Markets.  Remember, you can also watch Damien deliver his weekly insights on our Youtube channel

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's podcast Damien explains how you can get the equivalent of a £30,000 a year retirement income by saving as little as £80 a month. Damien also discusses what you should do (and your legal obligations) if you accidentally transfer money to the wrong bank account or receive money you weren't expecting, be it from a stranger or an employer. Finally, Damien discusses when interest rates are likely to rise. Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show.   Retirement Calculator - Use this calculator to work out how much income you are likely to receive at retirement Damien's Money MOT I sent a £40,000 loan to my son by mistake and he spent it I've been overpaid what should I do? Bank of England latest yield curve data

Welcome to Damien's Midweek Markets. Each week Damien will be dissecting the market and providing you with his own unique take on what it may mean for you and your investments. Subscribe now for your weekly insight into the Global Investment Markets.  Remember, you can also watch Damien deliver his weekly insights on our Youtube channel

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's podcast Harvey explains how whole of life insurance works including the types of policies you can buy and who they might be good for. Bronte joins Andy and reveals the top 15 homebuyer turnoffs and what can be done to increase the asking price of your property. Finally, Laura talks to Andy about whether getting a loan with the sole purpose of increasing your credit score is a good idea. Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show.   Retirement Calculator - Use this calculator to work out how much income you are likely to receive at retirement Damien's Money MOT 15 homebuyer turnoffs 6 mistakes people make when selling a property 5 reasons your house is not selling and what to do about it Whole of life insurance - what you need to know Experian Boost review Loqbox review    

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's podcast Damien discusses the money mistakes to avoid in your 40s and 50s. Andy provides tips for buying a used car. Finally, Damien and Justin discuss the best strategy to ensure your online passwords are secure. Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show.   Retirement Calculator - Use this calculator to work out how much income you are likely to receive at retirement Damien's Money MOT Money mistakes in your 20s/30s State pension forecast Check a used vehicle's condition with AA Used car vehicle history check RAC used car guide    

Welcome to Damien's Midweek Markets. Each week Damien will be dissecting the market and providing you with his own unique take on what it may mean for you and your investments. Subscribe now for your weekly insight into the Global Investment Markets.  Remember, you can also watch Damien deliver his weekly insights on our Youtube channel

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's podcast Damien looks at whether investing a lump sum of money upfront outperforms dripping it in over time, with some surprising results. Damien discusses whether or not you should clear 0% interest debt ASAP. Finally, Bronte explains what you should look for in a student account and reveals the best accounts available right now.  Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show.   Retirement Calculator - Use this calculator to work out how much income you are likely to receive at retirement Damien's Money MOT  

Welcome to Damien's Midweek Markets. Each week Damien will be dissecting the market and providing you with his own unique take on what it may mean for you and your investments. Subscribe now for your weekly insight into the Global Investment Markets.  Remember, you can also watch Damien deliver his weekly insights on our Youtube channel

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's podcast Damien talks about the money mistakes to avoid in your 20s and 30s. Damien also discusses what to look out for before downloading any financial apps, be they investing or budgeting. Finally, Harvey discusses the 7 reasons/occasions when you should review your life insurance policies. Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show.   Retirement Calculator - Use this calculator to work out how much income you are likely to receive at retirement Damien's Money MOT 7 reasons to review your life insurance - Article by Harvey Kambo The 10 best ways to avoid inheritance tax - Article by Damien Fahy The best budgeting apps in the UK - Article by Damien Fahy  

Welcome to Damien's Midweek Markets. Each week Damien will be dissecting the market and providing you with his own unique take on what it may mean for you and your investments. Subscribe now for your weekly insight into the Global Investment Markets.  Remember, you can also watch Damien deliver his weekly insights on our Youtube channel

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's podcast Damien talks about later-life care, explaining how it works, how much it could potentially cost and whether or not you are likely to qualify for any of the financial help that is available. Damien also talks about green mortgages, explaining what they are and who they might be good for. Finally, Laura joins the show to talk about cashback credit cards, explaining who they might suit as well as the best deals available right now. Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show.   Retirement Calculator - Use this calculator to work out how much income you are likely to receive at retirement Damien's Money MOT Paying for later-life care: What are your options? - Article by Bronte Carvalho Which are the best cashback credit cards in the UK? - Article by Laura Mossman Guidance & resources on NHS continuing healthcare and NHS-funded healthcare  Deprivation of assets Homecare associate search tool  

Welcome to Damien's Midweek Markets. Each week Damien will be dissecting the market and providing you with his own unique take on what it may mean for you and your investments. Subscribe now for your weekly insight into the Global Investment Markets.  Remember, you can also watch Damien deliver his weekly insights on our Youtube channel

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's podcast Damien reveals a tool that can help you determine the ethics of a company that you want to buy products from or invest in. Damien also explains a quick way to give yourself an online safety MOT to reduce the chances of becoming a victim of fraud. Finally, Damien and Lauren explain the current situation with regard to Covid and travel insurance Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show.   Retirement Calculator - Use this calculator to work out how much income you are likely to receive at retirement Damien's Money MOT  

Welcome to Damien's Midweek Markets. Each week Damien will be dissecting the market and providing you with his own unique take on what it may mean for you and your investments. Subscribe now for your weekly insight into the Global Investment Markets.  Remember, you can also watch Damien deliver his weekly insights on our Youtube channel

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's podcast Damien deciphers investing jargon as well as revealing how much you can currently borrow if you are looking to take out a mortgage. Finally, Bronte and Andy discuss what, why and when you need to tell your home insurer about any home improvements you are carrying out. Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show.   Retirement Calculator - Use this calculator to work out how much income you are likely to receive at retirement Damien's Money MOT  

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's podcast Damien reveals the steps to take in order to achieve financial freedom/independence. Damien also explains what black box thinking is and why you should apply it to your finances. Finally, Damien and Andy discuss the apps that can help you overpay your mortgage without making a dent in your finances. Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show.   Retirement Calculator - Use this calculator to work out how much income you are likely to receive at retirement Damien's Money MOT  

Welcome to Damien's Midweek Markets. Each week Damien will be dissecting the market and providing you with his own unique take on what it may mean for you and your investments. Subscribe now for your weekly insight into the Global Investment Markets.  Remember, you can also watch Damien deliver his weekly insights on our Youtube channel

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's podcast Damien reveals how different assets perform when equity markets crash. Damien talks about which assets are the best to hold and which equity markets tend to fare the worst. Whether you are thinking about renting a beach hut or buying one as an investment Damien analyses the costs involved as well as the variations across the country. Finally, Damien and Andy discuss the little-known School Uniform Grant. Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show.   Beach Huts - Article by money.co.uk School Uniform Grants - Article by Bronte Carvalho Retirement Calculator - Use this calculator to work out how much income you are likely to receive at retirement Damien's Money MOT  

Welcome to Damien's Midweek Markets. Each week Damien will be dissecting the market and providing you with his own unique take on what it may mean for you and your investments. Subscribe now for your weekly insight into the Global Investment Markets.  Remember, you can also watch Damien deliver his weekly insights on our Youtube channel

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's podcast Damien explains how to create a Fibonacci sequence as well as how you can use the sequence in investing. Damien also talks about the 'safe account' scam including what to look out for and how to make sure you don't become a victim. Finally, MoneytotheMasses' junior staff writer Bronte joins the show to talk about her favourite board games that can help children understand money. Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show.   Fibonacci sequence explained Fibonacci retracements and extensions explained Retirement Calculator - Use this calculator to work out how much income you are likely to receive at retirement Damien's Money MOT  

Welcome to Damien's Midweek Markets. Each week Damien will be dissecting the market and providing you with his own unique take on what it may mean for you and your investments. Subscribe now for your weekly insight into the Global Investment Markets.  Remember, you can also watch Damien deliver his weekly insights on our Youtube channel

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's podcast Damien discusses the insurance/risk strategy that helps you decide which insurance policies you need and when you should cancel them. Damien also talks about the insurance "loyalty penalty" ban and what course of action everyone needs to take now. Finally, Damien explains why your wealth is like a wedding that uninvited guests are constantly trying to gatecrash Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show. Retirement Calculator - Use this calculator to work out how much income you are likely to receive at retirement Damien's Money MOT  

Welcome to Damien's Midweek Markets. Each week Damien will be dissecting the market and providing you with his own unique take on what it may mean for you and your investments. Subscribe now for your weekly insight into the Global Investment Markets.  Remember, you can also watch Damien deliver his weekly insights on our Youtube channel

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's podcast Damien explains how you can take advantage of seasonality to boost your investment returns during the summer. Damien also discusses whether free parent life insurance is just a gimmick. Finally, Damien explains how much pension income you need to retire comfortably and what size pension pot you need. Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show. Life insurance for Mums - Article by Harvey Kambo Life insurance for Dads - Article by Harvey Kambo How much do I need to retire - Article by Money to the Masses Retirement Calculator - Use this calculator to work out how much income you are likely to receive at retirement Damien's Money MOT  

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week’s podcast Damien explains the different ways you can finance a car purchase. Damien also discusses economic abuse and highlights some of the common signs to look out for in victims and where to seek help. Finally, Damien explains why people should stop treating investing like an Olympic sport. Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show.   What is economic abuse? Article by survivingeconomicabuse.org Organisations that can help with economic abuse Article by survivingeconomicabuse.org Freephone National Domestic Abuse Helpline (run by Refuge) on 0808 2000 247 Buying a car: What are the best finance options? - Article by Laura Mossman Damien's Money MOT  

Welcome to Damien's Midweek Markets. Each week Damien will be dissecting the market and providing you with his own unique take on what it may mean for you and your investments. Subscribe now for your weekly insight into the Global Investment Markets.  Remember, you can also watch Damien deliver his weekly insights on our Youtube channel

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's podcast Damien discusses cryptocurrencies. He explains what they are and how they work. He explains what a blockchain is and what that has to do with bitcoin. He explores crypto mining, tokens, digital wallets, altcoins, stable coins and much more. He even discusses how you can use cryptocurrencies to pay for things. Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show.   "A beginner’s guide to Bitcoin and cryptocurrency" - Article by Damien Fahy "Cryptocurrency mining: What it is, how it works and how to mine bitcoin" - Article by Bronte Carvalho "Bitcoin price plummets to lowest level in 3 months: What next?" - Article by Bronte Carvalho Damien's Money MOT  

Welcome to Damien's Midweek Markets. Each week Damien will be dissecting the market and providing you with his own unique take on what it may mean for you and your investments. Subscribe now for your weekly insight into the Global Investment Markets.  Remember, you can also watch Damien deliver his weekly insights on our Youtube channel

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's podcast I discuss "fly now, pay later" services and why consumers should be wary of using them. I also discuss the "tipping point" on repayment mortgages and how to clear your mortgage faster. Finally, we discuss the insurances that you need if you are starting or have a business. Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show.   Amortization calculator  "How to pay off your mortgage faster – and is it a good idea?" - Article by Lauren Mossman "9 insurance policies you need to protect your business" - Article by Andy Leeks Damien's Money MOT  

Welcome to Damien's Midweek Markets. Each week Damien will be dissecting the market and providing you with his own unique take on what it may mean for you and your investments. Subscribe now for your weekly insight into the Global Investment Markets.  Remember, you can also watch Damien deliver his weekly insights on our Youtube channel

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's podcast I discuss whether you should have different asset allocations for your pension and other investments. I also explain how to get rich according to The Richest Man in Babylon. Finally, we discuss how the new Breathing Space scheme works and how it can help those struggling with debt. Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show.   "What you need to know about the breathing space scheme" - Article by Bronte Carvalho "The impact of debt on your mental health and how to get help" - Article by Lauren Burrows The Richest Man in Babylon - book by George S. Clason Damien's Money MOT  

Welcome to Damien's Midweek Markets. Each week Damien will be dissecting the market and providing you with his own unique take on what it may mean for you and your investments. Subscribe now for your weekly insight into the Global Investment Markets.  Remember, you can also watch Damien deliver his weekly insights on our Youtube channel

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's podcast Damien discusses what to do if your credit card company slashes your credit limit and how it might impact your credit score with another lender. Damien also explains how you can research alternatives to investment funds not available in the UK, such as the ARK Innovation ETF. Finally, Damien explains how 200,000 women could potentially be in line for a state pension windfall. Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show.   "What to do if you’re affected by Barclaycard’s credit limit cuts" - Article by Bronte Carvalho Podcast Episode 258 - Unused credit cards Women could be owed 'lottery winning' pension sums Damien's Money MOT - Take yours today 80-20 Investor - Click here to find out more about Damien's 80 20 Investor service Pension Calculator  

Welcome to Damien's Midweek Markets. Each week Damien will be dissecting the market and providing you with his own unique take on what it may mean for you and your investments. Subscribe now for your weekly insight into the Global Investment Markets.  Remember, you can also watch Damien deliver his weekly insights on our Youtube channel

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's podcast Damien explains how bitcoin is finding its way, alongside gold, into professional investors' portfolios and why it is useful to keep an eye on the price of bitcoin even if you don't invest in it. Laura discusses the government's new mortgage guarantee scheme as well as how to buy a property without a deposit. Finally, Damien provides tips on how to avoid procrastination when sorting your finances. Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show.   Damien's Money MOT - Take yours today 80-20 Investor - Click here to find out more about Damien's 80 20 Investor service Pension Calculator "Which are the best 95% mortgages and should I get one?" - Article by Laura Mossman "What you need to know about the help to buy equity loan scheme" - Article by Bronte Carvalho

Welcome to Damien's Midweek Markets. Each week Damien will be dissecting the market and providing you with his own unique take on what it may mean for you and your investments. Subscribe now for your weekly insight into the Global Investment Markets.  Remember, you can also watch Damien deliver his weekly insights on our Youtube channel

Welcome to Damien's Midweek Markets. Each week Damien will be dissecting the market and providing you with his own unique take on what it may mean for you and your investments. Subscribe now for your weekly insight into the Global Investment Markets.  Remember, you can also watch Damien deliver his weekly insights on our Youtube channel

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's podcast Damien explains how a couple can earn a combined income of £78k a year and pay no tax. Damien also talks about Junior SIPPs; who can open one and who they might be good for. Finally, Damien provides some quick tips that can boost your chances of getting the best mortgage deal. Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show.   Damien's Money MOT - Take yours today 80-20 Investor - Click here to find out more about Damien's 80 20 Investor service Pension Calculator "What is a Junior SIPP - Children's pensions explained" - Article by Andy Leeks Best and cheapest Junior SIPPs - Article by Damien Fahy How to become a Millionnaire - Podcast Special Mortgage Q&A Special - Podcast episode 265 Tax dividends explained - Podcast episode 123 Starting savings allowance explained - Podcast episode 226 Savings allowance explained - Podcast episode 145 Little known tax breaks - Podcast episode 65

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's podcast Damien explains what a special purpose acquisition company is and what it does. Damien also talks about when it may be ok to break the golden rules of finance and why doing so could actually lead to greater success. Finally, as the cost of a TV licence increases yet again, Andy explains when you do and when you don't need a TV licence. Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show.   Damien's Money MOT - Take yours today 80-20 Investor - Click here to find out more about Damien's 80 20 Investor service Pension Calculator

Welcome to Damien's Midweek Markets. Each week Damien will be dissecting the market and providing you with his own unique take on what it may mean for you and your investments. Subscribe now for your weekly insight into the Global Investment Markets.  Remember, you can also watch Damien deliver his weekly insights on our Youtube channel   Contact Damien - via email [email protected] or via Twitter @money2themasses

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's show, Damien discusses investing for the economic rebound and how to tell which funds will benefit from an ongoing reflation trade and which funds have a greater bias to value stocks or invest in cyclical sectors. Andy discusses how insurance companies are benefitting from customers adding indexation to their policies and what can be done about it. Finally, Lauren explains the different types of pet insurance you can buy, which types might be best for certain people and the things to watch out for. Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show.   Damien's Money MOT - Take yours today 80-20 Investor - Click here to find out more about Damien's 80 20 Investor service Pension Calculator Money to the Masses podcast - Episode 295 - Damien explains how to read fund factsheets How to protect your pet against theft - Lauren explains how to protect your pet against theft What are the different types of pet insurance? - Lauren details the different types of pet insurance

Welcome to Damien's Midweek Markets. Each week Damien will be dissecting the market and providing you with his own unique take on what it may mean for you and your investments. Subscribe now for your weekly insight into the Global Investment Markets.  Remember, you can also watch Damien deliver his weekly insights on our Youtube channel Contact Damien - via email [email protected] or via Twitter @money2themasses

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's show, Damien explains how bond pricing works including how yields are calculated and why bond prices fluctuate. Damien also provides some tips on buying personal insurance that even the experts are unlikely to tell you. Finally, Damien explains why faking it until you make it can be a bad idea. Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show.   Damien's Money MOT - Take yours today 80-20 Investor - Click here to find out more about Damien's 80 20 Investor service Pension Calculator Money to the Masses podcast - Episode 295 - Emma Thomson explains the importance of personal insurance Decreasing vs Level life insurance - Article by insurance editor Harvey Kambo Whole of life insurance - how much do you need? - Article by insurance editor Harvey Kambo

Welcome to Damien's Midweek Markets. Each week Damien will be dissecting the market and providing you with his own unique take on what it may mean for you and your investments. Subscribe now for your weekly insight into the Global Investment Markets.  Remember, you can also watch Damien deliver his weekly insights on our Youtube channel Contact Damien - via email [email protected] or via Twitter @money2themasses

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's show, resident Money to the Masses consumer credit editor Laura talks about a new 40 year fixed rate mortgage product and discusses whether it is a good idea. Damien talks about conventional wisdoms when it comes to investing and how best to break them. Finally, Damien talks about some of his favourite books on the subject of investing. Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show.   Damien's Money MOT - Take yours today 80-20 Investor - Click here to find out more about Damien's 80 20 Investor service Pension Calculator

Welcome to Damien's Midweek Markets. Each week Damien will be dissecting the market and providing you with his own unique take on what it may mean for you and your investments. Subscribe now for your weekly insight into the Global Investment Markets.  Remember, you can also watch Damien deliver his weekly insights on our Youtube channel Contact Damien - via email [email protected] or via Twitter @money2themasses

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's show, resident Money to the Masses consumer credit editor Laura takes listeners through the key points of the 2021 budget. Laura explains how the budget is likely to impact employed and self-employed workers as well as how it could affect homebuyers and business owners. Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show.   Damien's Money MOT - Take yours today 80-20 Investor - Click here to find out more about Damien's 80 20 Investor service Pension Calculator

Welcome to Damien's Midweek Markets. Each week Damien will be dissecting the market and providing you with his own unique take on what it may mean for you and your investments. Subscribe now for your weekly insight into the Global Investment Markets.  Remember, you can also watch Damien deliver his weekly insights on our Youtube channel Contact Damien - via email [email protected] or via Twitter @money2themasses

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's show Damien explains the rules surrounding cashing in small final salary and defined contribution pensions. He also looks at how to build an equity income portfolio that would have provided a growing income even in 2020, a year where companies widely scrapped dividend payments. Finally, guest and resident Money to the Masses insurance expert Harvey explains how your Body Mass Index impacts life and health insurance applications and premiums. Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show.   Damien's Money MOT - Take yours today 80-20 Investor - Click here to find out more about Damien's 80 20 Investor service Pension Calculator

Welcome to Damien's Midweek Markets. Each week Damien will be dissecting the market and providing you with his own unique take on what it may mean for you and your investments. Subscribe now for your weekly insight into the Global Investment Markets.  Remember, you can also watch Damien deliver his weekly insights on our Youtube channel Contact Damien - via email [email protected] or via Twitter @money2themasses

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's show Damien discusses the pros and cons of consolidating small pension pots. Damien also discusses the ‘what’, ‘how’ and ’when’ of investing and the one question that most people overlook. Finally, Andy discusses a new tie-up between Nectar and Avios which means you could release the value of unused and expiring Avios points. Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show.   Damien's Money MOT - Take yours today 80-20 Investor - Click here to find out more about Damien's 80 20 Investor service Pension Calculator

Welcome to Damien's Midweek Markets. Each week Damien will be dissecting the market and providing you with his own unique take on what it may mean for you and your investments. Subscribe now for your weekly insight into the Global Investment Markets.  Remember, you can also watch Damien deliver his weekly insights on our Youtube channel Contact Damien - via email [email protected] or via Twitter @money2themasses

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's podcast Damien and Andy answer your questions about the Nest pension scheme, which was set up by the government especially for auto-enrolment and is now the UK's largest pension provider. In celebration of Money to the Masses turning 11, Damien shares his top 10 new business essentials for anyone looking to start or grow a new business. Finally, Damien explains the importance of having a 'margin of error' in your finances. Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show.   Damien's Money MOT - Take yours today 80-20 Investor - Click here to find out more about Damien's 80 20 Investor service Pension Calculator

Welcome to Damien's Midweek Markets. Each week Damien will be dissecting the market and providing you with his own unique take on what it may mean for you and your investments. Subscribe now for your weekly insight into the Global Investment Markets.  Remember, you can also watch Damien deliver his weekly insights on our Youtube channel Contact Damien - via email [email protected] or via Twitter @money2themasses

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's podcast Damien explains how CFD trading works and the dangers of leveraged investing. Andy discusses the best accountancy software services for those of you starting a business and finally Damien discusses how to take advantage of geoarbitrage to retire early. Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show.   Damien's Money MOT - Take yours today 80-20 Investor - Click here to find out more about Damien's 80 20 Investor service Pension Calculator

Welcome to Damien's Midweek Markets. Each week Damien will be dissecting the market and providing you with his own unique take on what it may mean for you and your investments. Subscribe now for your weekly insight into the Global Investment Markets.  Remember, you can also watch Damien deliver his weekly insights on our Youtube channel Contact Damien - via email [email protected] or via Twitter @money2themasses

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's podcast Damien explains how to guarantee to beat any investing benchmark you choose. Damien also talks about a simple task you should do each day to keep on top of your finances. Finally, Lauren joins Damien and Andy as she shares her tips on how to clear debt quickly and save for the future. Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show.   Damien's Money MOT - Take yours today 80-20 Investor - Click here to find out more about Damien's 80 20 Investor service Pension Calculator

Welcome to Damien's Midweek Markets. Each week Damien will be dissecting the market and providing you with his own unique take on what it may mean for you and your investments. Subscribe now for your weekly insight into the Global Investment Markets.  Remember, you can also watch Damien deliver his weekly insights on our Youtube channel Contact Damien - via email [email protected] or via Twitter @money2themasses

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's podcast Damien talks about US president Joe Biden's first 100 days in office and the impact it could have on investment markets. He also talks about 'investment pathways'; a regulatory initiative that aims to provide ready-made investment solutions for those entering pension drawdown without seeking advice. Finally, Damien talks about life insurance and whether you should cancel your old policy or not. Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show.   Damien's Money MOT - Take yours today 80-20 Investor - Click here to find out more about Damien's 80 20 Investor service Pension Calculator

Welcome to Damien's Midweek Markets. Each week Damien will be dissecting the market and providing you with his own unique take on what it may mean for you and your investments. Subscribe now for your weekly insight into the Global Investment Markets.  Remember, you can also watch Damien deliver his weekly insights on our Youtube channel Contact Damien - via email [email protected] or via Twitter @money2themasses

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's podcast Damien explains how you can create your own 'Black book' - a place to store all of the important information your executor will need when you die. He also spoke to Jordon Cox, aka 'The Coupon Kid' who shared his 10 favourite money saving websites and apps. Finally, Damien sets a simple money saving task for listeners to complete by next week, with the winner getting a coveted Money to the Masses Mug. Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show.   Damien's Money MOT - Take yours today 80-20 Investor - Click here to find out more about Damien's 80 20 Investor service Pension Calculator

Welcome to Damien's Midweek Markets. Each week Damien will be dissecting the market and providing you with his own unique take on what it may mean for you and your investments. Subscribe now for your weekly insight into the Global Investment Markets.  Remember, you can also watch Damien deliver his weekly insights on our Youtube channel Contact Damien - via email [email protected] or via Twitter @money2themasses

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. In this week's podcast, Damien talks about how and why the date you were born can influence your investment choices. He also talks about the difference between making 'Reasonable' and 'Rational' plans and why you should choose one over the other and finally Damien talks about understanding and defining 'enough' and how it can help your finances and the decisions you make in the coming years.  Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show.   Damien's Money MOT - Take yours today 80-20 Investor - Click here to find out more about Damien's 80 20 Investor service Pension Calculator

Welcome to Damien's Midweek Markets. Each week Damien will be dissecting the market and providing you with his own unique take on what it may mean for you and your investments. Subscribe now for your weekly insight into the Global Investment Markets.  Remember, you can also watch Damien deliver his weekly insights on our Youtube channel Contact Damien - via email [email protected] or via Twitter @money2themasses

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. In this week's podcast, Damien talks about our simple online tool and how it can give you a detailed breakdown of your finances, as well as providing a free action plan to help you improve your score. He also takes a look at the investment outlook for 2021 Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show.   Damien's Money MOT - Take yours today 80-20 Investor - Click here to find out more about Damien's 80 20 Investor service Pension Calculator

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. In this week's podcast, Damien and Andy celebrate the last podcast of the year by gathering the whole Money to the Masses team together to chat all things money over a mince pie and a glass of sherry. They are joined by Justin, Liam, Lauren, Harvey and Laura where they discuss what they'd love to change in the world of finance, their worst ever purchases and more. Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show.   Damien's Money MOT - Take yours today 80-20 Investor - Click here to find out more about Damien's 80 20 Investor service Pension Calculator

Welcome to Damien's Midweek Markets. Each week Damien will be dissecting the market and providing you with his own unique take on what it may mean for you and your investments. Subscribe now for your weekly insight into the Global Investment Markets.  Remember, you can also watch Damien deliver his weekly insights on our Youtube channel Contact Damien - via email [email protected] or via Twitter @money2themasses

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. In this week's podcast, Damien talks about the investing mindsets that can potentially harm returns. He also take a look at an investing phenomenon known as the 'Santa Rally', looking at whether it actually exists and how recent years compare. Finally, Andy explains the three things you need to look out for in order to avoid being the victim of loan fee fraud.    Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show.   Damien's Money MOT - Take yours today 80-20 Investor - Click here to find out more about Damien's 80 20 Investor service Pension Calculator

Welcome to Damien's Midweek Markets. Each week Damien will be dissecting the market and providing you with his own unique take on what it may mean for you and your investments. Subscribe now for your weekly insight into the Global Investment Markets.  Remember, you can also watch Damien deliver his weekly insights on our Youtube channel Contact Damien - via email [email protected] or via Twitter @money2themasses

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. In this week's pocast, Damien provides highlights of the recent live event titled 'Ethical Investing: Can it improve the world and your wealth? Panellists include Moira O'Neill, Head of Personal Finance at Interactive Investor and Alice Ross, Deputy News Editor at The Financial Times. Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show.   Ethical Investing Event - Watch the full event on YouTube Damien's Money MOT - Take yours today 80-20 Investor - Click here to find out more about Damien's 80 20 Investor service Pension Calculator

Welcome to Damien's Midweek Markets. Each week Damien will be dissecting the market and providing you with his own unique take on what it may mean for you and your investments. Subscribe now for your weekly insight into the Global Investment Markets.  Remember, you can also watch Damien deliver his weekly insights on our Youtube channel Contact Damien - via email [email protected] or via Twitter @money2themasses

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. In this week's pocast, Damien explains what happens to pensions on divorce and what you need to know. Damien details how he analyses new investment propositions so that you can too. Finally Damien explains why you could be about to lose the FSCS protection on your investments thanks to Brexit. Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show. Damien's Money MOT - Take yours today 80-20 Investor - Click here to find out more about Damien's 80 20 Investor service Pension Calculator

Welcome to Damien's Midweek Markets. Each week Damien will be dissecting the market and providing you with his own unique take on what it may mean for you and your investments. Subscribe now for your weekly insight into the Global Investment Markets.  Remember, you can also watch Damien deliver his weekly insights on our Youtube channel Contact Damien - via email [email protected] or via Twitter @money2themasses

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. In this week's podcast Damien explains the difference between good debt and bad debt and provides a handy checklist for those wondering whether to proceed on a new purchase. Damien also provides an update on his Winter portfolio and how this year presented a slightly different challenge. Finally, Andy explains three government schemes that can help with fuel bills this winter. Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show.   Cold Weather Schemes and Grants - Details of the cold weather schemes and grants that could help with your fuel bills this winter Damien's Money MOT - Take yours today 80-20 Investor - Click here to find out more about Damien's 80 20 Investor service Pension Calculator

Welcome to Damien's Midweek Markets. Each week Damien will be dissecting the market and providing you with his own unique take on what it may mean for you and your investments. Subscribe now for your weekly insight into the Global Investment Markets.  Remember, you can also watch Damien deliver his weekly insights on our Youtube channel Contact Damien - via email [email protected] or via Twitter @money2themasses

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. In this week's podcast Damien discusses investing in a COVID-free world and how we can learn from market movements following the vaccine announcement. Damien also discusses percentage returns on investments and how to compare them following a question from an 80-20 investor member. Finally, Andy provides some tips on buying pet insurance, explaining how the most popular policies work and how to ensure you don't invalidate your insurance. Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show.   Market Carpet - Investing tool discussed in this week's podcast What is Pet Insurance? - Article written by Lauren at Money to the Masses Do I need Pet Insurance? - Article written by Lauren at Money to the Masses How much does Pet Insurance cost? - Article written by Lauren at Money to the Masses Damien's Money MOT - Take yours today 80-20 Investor - Click here to find out more about Damien's 80 20 Investor service Pension Calculator

Welcome to Damien's Midweek Markets. Each week Damien will be dissecting the market and providing you with his own unique take on what it may mean for you and your investments. Subscribe now for your weekly insight into the Global Investment Markets.  Remember, you can also watch Damien deliver his weekly insights on our Youtube channel Contact Damien - via email [email protected] or via Twitter @money2themasses

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. In this week's podcast Damien and Andy speak to Emma Thomson, product strategist at Income Protection provider British Friendly. Emma talks openly and honestly about her recent breast cancer diagnosis and explains how she was able to claim on multiple insurance policies, ensuring she wasn't under any financial strain, which ultimately helped her to focus on her recovery.  Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show.   Critical Illness Insurance - What are the Pros and Cons? Income Protection Insurance - Do you really need it? Know Your Lemons - Breast Cancer Awareness British Friendly - Income Protection specialists Damien's Money MOT - Take yours today 80-20 Investor - Click here to find out more about Damien's 80 20 Investor service Pension Calculator

Welcome to Damien's Midweek Markets. Each week Damien will be dissecting the market and providing you with his own unique take on what it may mean for you and your investments. Subscribe now for your weekly insight into the Global Investment Markets.  Remember, you can also watch Damien deliver his weekly insights on our Youtube channel Contact Damien - via email [email protected] or via Twitter @money2themasses

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. In this week's podcast we discuss a potential tax-trap that is impacting self-employed workers and freelancers in the wake of the pandemic and provide some tips on how to avoid it. I also provide some insight into negative interest rates and what it could mean for your finances. Finally, with the stamp duty holiday due to end in around five months time, we give a few tips on how to sell your house quickly. Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show.   SA303 form - Reduce your payments on account Time to pay arrangement - Pay your self-assessment tax bill in instalments Estimate your income tax - Calculator provided by the Gov.uk website Dividend Calculator - provided by itcontracting.com 5 ways to move house quickly - Article by Laura Mossman at MoneytotheMasses Damien's Money MOT - Take yours today 80-20 Investor - Click here to find out more about Damien's 80 20 Investor service Pension Calculator  

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. In this week's podcast Damien and Andy provide highlights from the recent Money to the Masses live event, Property in a Pandemic: Is now the time to move? The event was hosted by Damien Fahy, founder of Money to the Masses and the guests were Ben Gallagher, Commercial Director of Habito and Verona Frankish, Director at Purple Bricks. Thanks once again to all of the listeners who provided questions and listened in live. Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show.   Property in a Pandemic - Watch the full live event on Youtube Damien's Money MOT - Take yours today 80-20 Investor - Click here to find out more about Damien's 80 20 Investor service Pension Calculator

Welcome to Damien's Midweek Markets. Each week Damien will be dissecting the market and providing you with his own unique take on what it may mean for you and your investments. Subscribe now for your weekly insight into the Global Investment Markets.  Remember, you can also watch Damien deliver his weekly insights on our Youtube channel Contact Damien - via email [email protected] or via Twitter @money2themasses

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. In this week's podcast Damien talks about how to manage your money more ethically, from current accounts to mortgages. Damien also discusses how to cut the cost of private medical insurance and what you should do when leaving a job where it is provided as a benefit. Finally, Damien and Andy analyse which supermarket provides the best loyalty scheme Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show.   10 ways to cut the cost of private health insurance  Which is the best supermarket loyalty card Damien's Money MOT - Take yours today 80-20 Investor - Click here to find out more about Damien's 80 20 Investor service Pension Calculator

Welcome to Damien's Midweek Markets. Each week Damien will be dissecting the market and providing you with his own unique take on what it may mean for you and your investments. Subscribe now for your weekly insight into the Global Investment Markets.  Remember, you can also watch Damien deliver his weekly insights on our Youtube channel Contact Damien - via email [email protected] or via Twitter @money2themasses

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. In this week's podcast Damien discusses the benefits of taking all of your tax-free cash from your pension as soon as you retire versus taking it over time. Damien also discusses the pros and cons of using a savings platform to boost the interest you earn on your savings. Finally, Damien and Andy reveal whether electric cars are cheaper to run than petrol or diesel cars. Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show.   UFPLS vs Drawdown - Research from Money Marketing Damien's Money MOT - Take yours today 80-20 Investor - Click here to find out more about Damien's 80 20 Investor service Pension Calculator

Welcome to Damien's Midweek Markets. Each week Damien will be dissecting the market and providing you with his own unique take on what it may mean for you and your investments. Subscribe now for your weekly insight into the Global Investment Markets.  Remember, you can also watch Damien deliver his weekly insights on our Youtube channel Contact Damien - via email [email protected] or via Twitter @money2themasses

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. In this week's podcast Damien and Andy discuss the best cashback apps to download. Damien also looks at ethical investment funds and why they have been outperforming their non-ethical peers recently. Finally, Damien discusses the merits of rebalancing your portfolio, when to do it and the best way to carry out the task. Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show.   Cashback Apps - The 5 best cashback apps to download on your smartphone Damien's Money MOT - Take yours today 80-20 Investor - Click here to find out more about Damien's 80 20 Investor service Pension Calculator

Welcome to Damien's Midweek Markets. Each week Damien will be dissecting the market and providing you with his own unique take on what it may mean for you and your investments. Subscribe now for your weekly insight into the Global Investment Markets.  Remember, you can also watch Damien deliver his weekly insights on our Youtube channel Contact Damien - via email [email protected] or via Twitter @money2themasses

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. In this week's podcast Damien discusses the new Job Support Scheme, announced by the government, that will replace the current furlough scheme which ends in October. Damien also talks about the new measures aimed at helping the self-employed. Damien also explains how to diversify your investment portfolio ahead of a second wave of the coronavirus. Finally, Damien explains how to claim money back from HMRC for the increased energy costs associated with working from home. Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show.   P87 Form - Claim expenses for working from home Government announces new job support scheme - Read about the new scheme that replaces the furlough scheme Damien's Money MOT - Take yours today 80-20 Investor - Click here to find out more about Damien's 80 20 Investor service Pension Calculator

Welcome to Damien's Midweek Markets. Each week Damien will be dissecting the market and providing you with his own unique take on what it may mean for you and your investments. Subscribe now for your weekly insight into the Global Investment Markets.  Remember, you can also watch Damien deliver his weekly insights on our Youtube channel Contact Damien - via email [email protected] or via Twitter @money2themasses

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. In this week's podcast Damien reviews the best round up savings apps that can help you save a cash buffer and how to choose which one is best for you. Damien also discusses how thousands of teenagers have child trust funds that they don't know exist and how they can find them. Plus Damien explains what parents should do with old child trust funds that are yet to mature. Finally, Damien and Andy reveal the tricks and scams fraudsters use to fool you when you view Google search results. Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show.   Gov.uk - Find a Child Trust Fund The Share Foundation - Find a Child Trust Fund Best and Cheapest Junior ISAs - Compare the top Junior ISAs Best Savings Apps in the UK - Check out the top savings apps including the best features Damien's Money MOT - Take yours today 80-20 Investor - Click here to find out more about Damien's 80 20 Investor service Pension Calculator

Welcome to Damien's Midweek Markets. Each week Damien will be dissecting the market and providing you with his own unique take on what it may mean for you and your investments. Subscribe now for your weekly insight into the Global Investment Markets.  Remember, you can also watch Damien deliver his weekly insights on our Youtube channel Contact Damien - via email [email protected] or via Twitter @money2themasses

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's show, Damien explains how you can use market volatility as an early indicator and use it to inform your investment decisions. He also reveals how the pandemic has impacted the life insurance underwriting process and what you can do if you have been affected. Finally, Andy talks about a change to the Shared Ownership scheme which comes into force in April 2021. Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show.   Shared Ownership Scheme - All you need to know Damien's Money MOT - Take yours today 80-20 Investor - Click here to find out more about Damien's 80 20 Investor service Pension Calculator

Welcome to Damien's Midweek Markets. Each week Damien will be dissecting the market and providing you with his own unique take on what it may mean for you and your investments. Subscribe now for your weekly insight into the Global Investment Markets.  Remember, you can also watch Damien deliver his weekly insights on our Youtube channel Contact Damien - via email [email protected] or via Twitter @money2themasses

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's show Damien discusses the news that the minimum age at which you can access a private pension is to increase from 55 to 57. He explains who it impacts, what it means for your finances and what to do about it. Damien also discusses what it means when a company splits its stock, as Apple did recently, and whether it's a sign for investors to buy the company's shares. Finally, Andy explains how the new Kickstart scheme, aimed at helping young people into work, operates and who can benefit. Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show.   Gov.uk - Check your state pension age Damien's Money MOT - Take yours today 80-20 Investor - Click here to find out more about Damien's 80 20 Investor service Pension Calculator

Welcome to Damien's Midweek Markets. Each week Damien will be dissecting the market and providing you with his own unique take on what it may mean for you and your investments. Subscribe now for your weekly insight into the Global Investment Markets.  Remember, you can also watch Damien deliver his weekly insights on our Youtube channel Contact Damien - via email [email protected] or via Twitter @money2themasses

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's show Damien explains how the US election could impact investments and why it is not just important to consider who will win, but how the election might be won.  Damien also highlights some interesting savings 'challenges' that can help motivate those who struggle to save and keep them on track. Finally, Andy looks at some interesting ways to give to charity without costing you a penny. Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show.   Skint Dad - The 1p Savings challenge   Emma Drew - The 1% savings challenge   Damien's Money MOT - Take yours today 80-20 Investor - Click here to find out more about Damien's 80 20 Investor service Pension Calculator

Welcome to Damien's Midweek Markets. Each week Damien will be dissecting the market and providing you with his own unique take on what it may mean for you and your investments. Subscribe now for your weekly insight into the Global Investment Markets.  Remember, you can also watch Damien deliver his weekly insights on our Youtube channel Contact Damien - via email [email protected] or via Twitter @money2themasses

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's show Damien talks about student loans and explain how much interest is applied and at what point as well as how much you need to earn in order to start paying it back and what percentage you will be expected to pay. Damien also looks at how maintenance grants are calculated and the factors that impact how much you receive. Damien also explains the drawbacks of investment trusts thanks to leveraging and Andy gives some tips on what you could do with your old mobile phone. Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show.   Damien's Money MOT - Take yours today 80-20 Investor - Click here to find out more about Damien's 80 20 Investor service Pension Calculator

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's bonus show, Damien crunches some numbers in order to work out (depending on your age) how much you would need to invest in order to become a millionaire.   Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show.   Damien's Money MOT - Take yours today 80-20 Investor - Click here to find out more about Damien's 80 20 Investor service Pension Calculator

Welcome to Damien's Midweek Markets. Each week Damien will be dissecting the market and providing you with his own unique take on what it may mean for you and your investments. Subscribe now for your weekly insight into the Global Investment Markets.  Remember, you can also watch Damien deliver his weekly insights on our Youtube channel Contact Damien - via email [email protected] or via Twitter @money2themasses

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's show, Damien and Andy celebrate hitting 1 million downloads by revealing some interesting podcast stats, including some personal highlights such as their favourite episodes.    Taking inspiration from the 'million' theme, Damien decided to crunch some numbers in order to work out (depending on your age) how much you would need to invest in order to become a millionaire.   Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show.   Damien's Money MOT - Take yours today 80-20 Investor - Click here to find out more about Damien's 80 20 Investor service Pension Calculator

Welcome to Damien's Midweek Markets. Each week Damien will be dissecting the market and providing you with his own unique take on what it may mean for you and your investments. Nasdaq support line Subscribe now for your weekly insight into the Global Investment Markets.  Remember, you can also watch Damien deliver his weekly insights on our Youtube channel Contact Damien - via email [email protected] or via Twitter @money2themasses

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's show, Damien discusses what your travel rights are if you book a holiday plus he explains the cancellation and refund rules as well as the implications for future travel. Damien also discusses overdraft rule changes meaning that most of people will now pay 40% interest if they use one. Plus he provides tips on how to clear an unwanted overdraft. Finally, Andy discusses the top 10 coronavirus scams as revealed by the major banks.   Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show.   Damien's Money MOT - Take yours today 80-20 Investor - Click here to find out more about Damien's 80 20 Investor service Pension Calculator

Welcome to Damien's Midweek Markets. Each week Damien will be dissecting the market and providing you with his own unique take on what it may mean for you and your investments. Subscribe now for your weekly insight into the Global Investment Markets.  Remember, you can also watch Damien deliver his weekly insights on our Youtube channel Contact Damien - via email [email protected] or via Twitter @money2themasses

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's show, Damien discusses whether Premium Bonds are any good. He looks at the pros and cons as well as who they are suitable for. He also reveals the stealth tax that we all will be unwittingly paying to fund the coronavirus support schemes.   Finally, Damien discusses an important consideration when accessing your emergency fund as well as the psychology of making decisions in uncertain times.   Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show.   Damien's Money MOT - Take yours today 80-20 Investor - Click here to find out more about Damien's 80 20 Investor service Pension Calculator

Welcome to Damien's Midweek Markets. Each week Damien will be dissecting the market and providing you with his own unique take on what it may mean for you and your investments. Subscribe now for your weekly insight into the Global Investment Markets.  Remember, you can also watch Damien deliver his weekly insights on our Youtube channel Contact Damien - via email [email protected] or via Twitter @money2themasses

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's show, Damien discusses the famous 1980s experiment by two successful Wall Street traders that proved that they could teach anyone to become a successful trader, making millions of dollars a year. Damien discusses the secret to their successful trading system and the lessons you could learn. Damien also talks about how to avoid taking one step forward and two steps back when managing your finances. Finally, Damien and Andy reveal the best and worst car brands for keeping their value.   Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show.   Damien's Money MOT - Take yours today 80-20 Investor - Click here to find out more about Damien's 80 20 Investor service Pension Calculator

Welcome to Damien's Midweek Markets. Each week Damien will be dissecting the market and providing you with his own unique take on what it may mean for you and your investments. Subscribe now for your weekly insight into the Global Investment Markets.  Remember, you can also watch Damien deliver his weekly insights on our Youtube channel Contact Damien - via email [email protected] or via Twitter @money2themasses

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's show, Damien discusses the key things that he checks every time he makes a fund switch. Damien also discusses the Stamp Duty holiday announced in this week's Economic statement and how it is likely to impact buyers, sellers and the housing market in general. Finally, Damien and Andy reveal some of the best websites for those looking to make use of their skills while working from home.    Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show.   Damien's Money MOT - Take yours today 80-20 Investor - Click here to find out more about Damien's 80 20 Investor service Pension Calculator

Welcome to Damien's Midweek Markets. Each week Damien will be dissecting the market and providing you with his own unique take on what it may mean for you and your investments. Subscribe now for your weekly insight into the Global Investment Markets.  Remember, you can also watch Damien deliver his weekly insights on our Youtube channel Contact Damien - via email [email protected] or via Twitter @money2themasses

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's show Damien discusses a number of 'all-weather' portfolios, designed to outperform over the long term and in all market conditions. Damien explains how they performed over the short term, particularly around the Coronavirus period and what can be learned for constructing your own portfolio. Damien also discusses redundancy, explaining your rights and what you should expect in terms of statutory redundancy pay. Finally, Damien discusses mobile phone contracts, why you are probably overpaying and how you can quickly switch to a better deal by text.   Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show.   Damien's Money MOT - Take yours today 80-20 Investor - Click here to find out more about Damien's 80 20 Investor service Pension Calculator

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's show Damien discusses how to build a cash savings ladder. He also explains the probate process, in the event of someone's death, and provides tips to help you navigate it more smoothly. Finally, he discusses the money/life lessons he hopes his children might learn from him.   Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show.   Damien's Money MOT - Take yours today 80-20 Investor - Click here to find out more about Damien's 80 20 Investor service Pension Calculator

Welcome to Damien's Midweek Markets. Each week Damien will be dissecting the market and providing you with his own unique take on what it may mean for you and your investments. Subscribe now for your weekly insight into the Global Investment Markets.  Remember, you can also watch Damien deliver his weekly insights on our Youtube channel Contact Damien - via email [email protected] or via Twitter @money2themasses

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's show Damien discusses Black Economics and the inequality that black people face. Damien then helps to explain the importance of recognising our own privilege if we are to battle inequality and how to do it. Finally, Damien illustrates how the financial system continues to perpetuate inequality against black people and how it needs to change.   Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show.   Damien's Money MOT - Take yours today 80-20 Investor - Click here to find out more about Damien's 80 20 Investor service Pension Calculator

Welcome to Damien's Midweek Markets. Each week Damien will be dissecting the market and providing you with his own unique take on what it may mean for you and your investments. Subscribe now for your weekly insight into the Global Investment Markets.  Remember, you can also watch Damien deliver his weekly insights on our Youtube channel Contact Damien - via email [email protected] or via Twitter @money2themasses

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's show, Damien discusses the usefulness of Candlestick chart analysis when investing. Damien reveals the FCA's final salary transfer advice checker which can help you determine whether you received poor advice and have grounds for complaint. Damien and Andy also discuss the best pocket money apps.   Check out this week's podcast article on the MTTM website to see the candlestick charts and the pension transfer advice checker   Damien's Money MOT - Take yours today 80-20 Investor - Click here to find out more about Damien's 80 20 Investor service Pension Calculator

Welcome to Damien's Midweek Markets. Each week Damien will be dissecting the market and providing you with his own unique take on what it may mean for you and your investments. Subscribe now for your weekly insight into the Global Investment Markets.  Remember, you can also watch Damien deliver his weekly insights on our Youtube channel Contact Damien - via email [email protected] or via Twitter @money2themasses

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's show, Damien provides a useful analogy to explain inflation and the impact it can have on your wealth. Damien also provides 6 basic principles to help increase your wealth and retire early. Finally, Damien gives a quick tip that could benefit those who rent.   CNBC article - 6 basic principles we should all live by Damien's Money MOT - Take yours today 80-20 Investor - Click here to find out more about Damien's 80 20 Investor service Pension Calculator

Welcome to Damien's Midweek Markets. Each week Damien will be dissecting the market and providing you with his own unique take on what it may mean for you and your investments. Subscribe now for your weekly insight into the Global Investment Markets.  Remember, you can also watch Damien deliver his weekly insights on our Youtube channel Contact Damien - via email [email protected] or via Twitter @money2themasses

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's show, Damien provides a useful investing analogy that can help investors understand the bigger picture. Damien also explains the advantages that private and DIY investors have over professional investors such as IFAs and fund managers.   Finally, Andy talks about old console games and why you shouldn't let them gather dust at the back of the cupboard. Damien's Money MOT - Take yours today 80-20 Investor - Click here to find out more about Damien's 80 20 Investor service Pension Calculator

Welcome to Damien's Midweek Markets. Each week Damien will be dissecting the market and providing you with his own unique take on what it may mean for you and your investments. Subscribe now for your weekly insight into the Global Investment Markets.  Remember, you can also watch Damien deliver his weekly insights on our Youtube channel Contact Damien - via email [email protected] or via Twitter @money2themasses

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's show Damien explains why investors should key an eye on individual equity sectors and not just the headline indices. Plus Damien tells you a quick and easy way to do this. Damien explains what we can learn from goalkeepers that will make us better investors.   Finally, Damien discusses the potential for negative interest rates in the UK and what it means for mortgage borrowers and savers.   Damien's Money MOT - Take yours today 80-20 Investor - Click here to find out more about Damien's 80 20 Investor service Pension Calculator

Welcome to Damien's Midweek Markets. Each week Damien will be dissecting the market and providing you with his own unique take on what it may mean for you and your investments. Subscribe now for your weekly insight into the Global Investment Markets.  Remember, you can also watch Damien deliver his weekly insights on our Youtube channel Contact Damien - via email [email protected] or via Twitter @money2themasses

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's show Damien talks about the lessons you can learn from Billionaire investors.    Damien also explains how pension drawdown works and finally, as it was National Numeracy Day this week, Damien reveals his favourite number hacks.   Article explaining pension drawdown  - Click to read Damien's Money MOT - Take yours today 80-20 Investor - Click here to find out more about Damien's 80 20 Investor service Pension Calculator

Welcome to Damien's Midweek Markets. Each week Damien will be dissecting the market and providing you with his own unique take on what it may mean for you and your investments. Subscribe now for your weekly insight into the Global Investment Markets.  Remember, you can also watch Damien deliver his weekly insights on our Youtube channel Contact Damien - via email [email protected] or via Twitter @money2themasses

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's show Damien talks about the money lessons we can all learn from lockdown and how it can help shape our financial future.   Damien also explains how the events in the last few months have taught us how important an emergency fund is and what we can do start building one.    Finally, Damien provides a quick shopping hack that could save you hundreds next time you shop online.   Lotty Earns - Check out Charlotte's blog   Best Savings Apps - Check out our article Damien's Money MOT - Take yours today 80-20 Investor - Click here to find out more about Damien's 80 20 Investor service Pension Calculator

Welcome to Damien's Midweek Markets. Each week Damien will be dissecting the market and providing you with his own unique take on what it may mean for you and your investments. Subscribe now for your weekly insight into the Global Investment Markets.  Remember, you can also watch Damien deliver his weekly insights on our Youtube channel Contact Damien - via email [email protected] or via Twitter @money2themasses

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's show Damien talks about the importance of choosing the right assets for a reliable income.     Damien also gives some tips on how to read fund fact sheets and finally, Andy highlights some apps and services that can with family finance matters. Damien's Money MOT - Take yours today 80-20 Investor - Click here to find out more about Damien's 80 20 Investor service Pension Calculator

Welcome to Damien's Midweek Markets. Each week Damien will be dissecting the market and providing you with his own unique take on what it may mean for you and your investments. Subscribe now for your weekly insight into the Global Investment Markets.  Remember, you can also watch Damien deliver his weekly insights on our Youtube channel Contact Damien - via email [email protected] or via Twitter @money2themasses

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's show Damien takes a look at some of the words we use in personal finance and ponders whether we could substitute them for an alternative word in order to achieve a better outcome.   Damien also looks at the typical 60-40 portfolio split and in particular why it has faltered recently, offering ways in which investors can reframe their portfolio returns.   Finally, Andy provides some quick tips on how to earn some money while stuck at home.   Damien's Money MOT - Take yours today 80-20 Investor - Click here to find out more about Damien's 80 20 Investor service Pension Calculator

Welcome to Damien's Midweek Markets. Each week Damien will be dissecting the market and providing you with his own unique take on what it may mean for you and your investments. Subscribe now for your weekly insight into the Global Investment Markets.  Remember, you can also watch Damien deliver his weekly insights on our Youtube channel Contact Damien - via email [email protected] or via Twitter @money2themasses

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's show Damien gives a crash course in the stock market and explains why ethical funds are doing so well right now.    Damien also picks out his favourite investing questions from the recent 'Facebook Live' event that took place on Friday 17th April and covers everything from investing in gold to building your own equity income portfolio.   Damien's Money MOT - Take yours today 80-20 Investor - Click here to find out more about Damien's 80 20 Investor service Pension Calculator

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's show Damien takes a looks at targeted absolute return funds. A heavily-marketed type of unit trust that is designed to do well in any market condition but are they actually any good?    Damien also provides some excellent home-schooling resources that can help teach your children about money and finance.   'Your money matters' - Financial text book   BBC Bitesize Damien's Money MOT - Take yours today 80-20 Investor - Click here to find out more about Damien's 80 20 Investor service Pension Calculator

Welcome to Damien's Midweek Markets. Each week Damien will be dissecting the market and providing you with his own unique take on what it may mean for you and your investments. Subscribe now for your weekly insight into the Global Investment Markets.  Remember, you can also watch Damien deliver his weekly insights on our Youtube channel Contact Damien - via email [email protected] or via Twitter @money2themasses

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's show Damien talks to Will, a mortgage expert at independent mortgage specialist Habito. Damien asks a range of questions that have been supplied by members of the Money to the Masses Facebook community group.    The questions are summarised below, next to the time that they appear on the podcast for easy reference.   With the end of the tax year fast approaching, Damien provides a quick reminder of the tasks that you need to complete before the deadline on the 5th April 2020.   End of tax year checklist   11:28 - What can people do if they are struggling to afford their mortgage payments?   12:22 - Is it a good idea to request a mortgage holiday even if you can afford your mortgage payments?   14:25 - What are the potential implications of taking a mortgage holiday on any future plans to remortgage?   16:30 - If you take a mortgage holiday will you be required to pay back that money if you remortgage in the near future?   17:33 - What are the impacts of the Bank of England's interest rate cuts on those with an existing mortgage?   20:30 - There are reports that lenders are withdrawing mortgage products from the market or are focussing on customers with lower loan-to-value mortgages. What trends are happening in the mortgage market at the moment?   23:27 - Are mortgage lenders anticipating a house price crash?   25:16 - If people are looking to buy and/or sell a home should they reconsider?   26:48 - What is likely to happen to those people who have already been given a mortgage offer?   27:35 - What are the implications of the current property market conditions for landlords?   29:03 - I’m not working and I expect it to take a while in the current climate for me to find another job. In the meantime, I'm hitting the end of a 5 year fixed term on my mortgage. 1) Will I struggle to remortgage with another provider? 2) What options would I have with my current provider to take advantage of the low interest rates?   30:07 - If you take a mortgage holiday, does it impact on your ability to equity release on your property? If so, how long for?   31:07 - I am looking to buy a property and have roughly 36% deposit saved for the house that I want to buy. I am not planning on buying for 3 more years due to personal circumstances. At what point does saving, or giving more to a lender result in diminishing returns in terms of the mortgage deal / repayments. Should we be saving even more for a deposit? Or is it not worth going over 30% 40% 50% LTV?   32:33 - I have a high value property which I own outright. Will I still be able to get a substantial loan against it? How will the current situation affect my ability to get a loan and its conditions?   33:23 My product is coming to end in June but the term ends next year. I’m 63 years old and my bank will not give me another product. What can I do?   34:30 I’m a first-time buyer, will it be a good time to buy a house when this is over or will it be best to wait until things recover? Will the mortgages LTV increase again?   36:06 - We are paying our mortgage back as interest only at the moment, we need to get back to repayment but with the uncertainty at the moment, my husband is self employed, I am employed what would you advise?   38:23 - Is it taking longer to get through to lenders?   Damien's Money MOT - Take yours today 80-20 Investor - Click here to find out more about Damien's 80 20 Investor service Pension Calculator

Welcome to Damien's Midweek Markets. Each week Damien will be dissecting the market and providing you with his own unique take on what it may mean for you and your investments. Subscribe now for your weekly insight into the Global Investment Markets.  Remember, you can also watch Damien deliver his weekly insights on our Youtube channel Contact Damien - via email [email protected] or via Twitter @money2themasses

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's show Damien gives some pension tips for those that are approaching retirement and are worried about the impact of the recent stock market crash.   Damien also talks about the recent bear market rally and provides some words of caution.   Finally, Andy gives some tips on insurance and what you should do before you cancel your cover.   Don't forget to join the Money to the Masses Facebook community group, click here to join the group.   The best online will writing companies in the UK Damien's Money MOT - Take yours today 80-20 Investor - Click here to find out more about Damien's 80 20 Investor service Pension Calculator

Welcome to Damien's Midweek Markets. Each week Damien will be dissecting the market and providing you with his own unique take on what it may mean for you and your investments. Subscribe now for your weekly insight into the Global Investment Markets.  Remember, you can also watch Damien deliver his weekly insights on our Youtube channel Contact Damien - via email [email protected] or via Twitter @money2themasses

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's show Damien provides a voice of reason in one of the most turbulent weeks in stock market history.    Damien and Andy also discuss managing your money through a crisis and where you can find help. Check out Managing your money in a pandemic - A helpful guide for more information   Don't forget to join the Money to the Masses Facebook community group, click here to join the group. Damien's Money MOT - Take yours today 80-20 Investor - Click here to find out more about Damien's 80 20 Investor service Pension Calculator

Welcome to Damien's Midweek Markets. Each week Damien will be dissecting the market and providing you with his own unique take on what it may mean for you and your investments. Subscribe now for your weekly insight into the Global Investment Markets.  Remember, you can also watch Damien deliver his weekly insights on our Youtube channel Contact Damien - via email [email protected] or via Twitter @money2themasses

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's show Andy takes a look back at two classic episodes from the Money to the Masses' archives. With Damien a little under the weather this week, this is your chance to take another listen to two excellent podcasts from the past; the secret to financial well-being and the 50, 30, 20 rule.    Damien and Andy will be back with a normal show next week   Don't forget to join the Money to the Masses Facebook community group, click here to join the group. Damien's Money MOT - Take yours today 80-20 Investor - Click here to find out more about Damien's 80 20 Investor service Pension Calculator

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's show, Damien talks about the latest scams and gives some useful tips so that you don't get caught out.   In what is a turbulent time for stock markets, Damien explains how and why funds are moving up and down in order to help you better understand your own portfolio.   Finally, Damien talks about the rise of 'buy now, pay later' services and discusses the pros and cons of using them   Don't forget to join the Money to the Masses Facebook community group, click here to join the group. Damien's Money MOT - Take yours today 80-20 Investor - Click here to find out more about Damien's 80 20 Investor service Pension Calculator

Welcome to Damien's Midweek Markets. Each week Damien will be dissecting the market and providing you with his own unique take on what it may mean for you and your investments. Subscribe now for your weekly insight into the Global Investment Markets.  Remember, you can also watch Damien deliver his weekly insights on our Youtube channel Contact Damien - via email [email protected] or via Twitter @money2themasses

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's show, Damien looks at how the Coronavirus could impact your future travel plans and in particular how it affects your consumer rights   Damien also talks about the pros and cons of buy to let, revealing the often-overlooked considerations that can impact returns.     Finally, Damien gives some quick tips on how to deal with a stock market crash.   Don't forget to join the Money to the Masses Facebook community group, click here to join the group. Damien's Money MOT - Take yours today 80-20 Investor - Click here to find out more about Damien's 80 20 Investor service Pension Calculator

Welcome to Damien's Midweek Markets. Each week Damien will be dissecting the market and providing you with his own unique take on what it may mean for you and your investments. Subscribe now for your weekly insight into the Global Investment Markets.  Remember, you can also watch Damien deliver his weekly insights on our Youtube channel Contact Damien - via email [email protected] or via Twitter @money2themasses

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's show, Damien takes a closer look at currencies and reveals which ones investors should look out for.   Damien also talks about section 75 of the consumer credit act and a loophole you should look out for.   Finally, after receiving a parking ticket while at the Money to the Masses 10 year celebration lunch, Damien explains where you may have grounds for an appeal.   Don't forget to join the Money to the Masses Facebook community group, click here to join the group. Damien's Money MOT - Take yours today 80-20 Investor - Click here to find out more about Damien's 80 20 Investor service Pension Calculator

Welcome to Damien's Midweek Markets. Each week Damien will be dissecting the market and providing you with his own unique take on what it may mean for you and your investments. Subscribe now for your weekly insight into the Global Investment Markets.  Remember, you can also watch Damien deliver his weekly insights on our Youtube channel Contact Damien - via email [email protected] or via Twitter @money2themasses

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's show, Damien explains how you can check whether investment funds offer value for money.   Damien also explains the pros and cons of cancelling an unused credit card and finally, Damien and Andy talk about their favourite UK money podcasts.   Don't forget to join the Money to the Masses Facebook community group, click here to join the group. Damien's Money MOT - Take yours today 80-20 Investor - Click here to find out more about Damien's 80 20 Investor service Pension Calculator

Welcome to Damien's Midweek Markets. Each week Damien will be dissecting the market and providing you with his own unique take on what it may mean for you and your investments. Subscribe now for your weekly insight into the Global Investment Markets.  Remember, you can also watch Damien deliver his weekly insights on our Youtube channel Contact Damien - via email [email protected] or via Twitter @money2themasses

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's show, Money to the Masses celebrates its 10 year anniversary. Damien explains where it all started and how a small blog grew into the site you all know today. Damien highlights the things that he would have done differently and the things he is most proud of. He also shares his thoughts on how the world of finance is likely to change in the next 10 years.   Don't forget to join the Money to the Masses Facebook community group, click here to join the group. Damien's Money MOT - Take yours today 80-20 Investor - Click here to find out more about Damien's 80 20 Investor service Pension Calculator

Welcome to Damien's Midweek Markets. Each week Damien will be dissecting the market and providing you with his own unique take on what it may mean for you and your investments. Subscribe now for your weekly insight into the Global Investment Markets.  Remember, you can also watch Damien deliver his weekly insights on our Youtube channel Contact Damien - via email [email protected] or via Twitter @money2themasses

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's show, Damien shares some tips for those that are thinking of going freelance and covers all of the things that you don't get told before starting out. Damien also discussed the things you should look out for when purchasing a leasehold property and finally, Damien and Andy discuss the best way to spend your unused Avios points.    Don't forget to join the Money to the Masses Facebook community group, click here to join the group. Damien's Money MOT - Take yours today 80-20 Investor - Click here to find out more about Damien's 80 20 Investor service Pension Calculator

Welcome to Damien's Midweek Markets. Each week Damien will be dissecting the market and providing you with his own unique take on what it may mean for you and your investments. Subscribe now for your weekly insight into the Global Investment Markets.  Remember, you can also watch Damien deliver his weekly insights on our Youtube channel Contact Damien - via email [email protected] or via Twitter @money2themasses

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's show, Damien talks about epidemics and how they can affect the stock market. Damien also talks about Authorised Push Payment (APP) fraud, explaining what it is and why it is important to see if your bank has signed up to the voluntary code that supports APP fraud victims.   Damien also reveals some Amazon hacks that could save you a fortune.   Don't forget to join the Money to the Masses Facebook community group, click here to join the group. Damien's Money MOT - Take yours today 80-20 Investor - Click here to find out more about Damien's 80 20 Investor service Pension Calculator

Welcome to Damien's Midweek Markets. Each week Damien will be dissecting the market and providing you with his own unique take on what it may mean for you and your investments. Subscribe now for your weekly insight into the Global Investment Markets.  Remember, you can also watch Damien deliver his weekly insights on our Youtube channel Contact Damien - via email [email protected] or via Twitter @money2themasses

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's show Damien talks about let to buy mortgages and who should consider one. Damien also talks about interest rates and whether the monetary policy committee is likely to vote for a rate cut when it meets at the end of January.   Don't forget to join the Money to the Masses Facebook community group, click here to join the group. Damien's Money MOT - Take yours today 80-20 Investor - Click here to find out more about Damien's 80 20 Investor service Pension Calculator

Welcome to Damien's Midweek Markets. Each week Damien will be dissecting the market and providing you with his own unique take on what it may mean for you and your investments. Subscribe now for your weekly insight into the Global Investment Markets.  Remember, you can also watch Damien deliver his weekly insights on our Youtube channel Contact Damien - via email [email protected] or via Twitter @money2themasses

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's show Damien talks about how you can reduce the amount of tax you pay by highlighting some of the tax breaks that are often forgotten. He also discusses the recent US-Iran tension and how geopolitics can impact the stock market.   Don't forget to join the Money to the Masses Facebook community group, click here to join the group. Damien's Money MOT - Take yours today 80-20 Investor - Click here to find out more about Damien's 80 20 Investor service Pension Calculator

Welcome to Damien's Midweek Markets. Each week Damien will be dissecting the market and providing you with his own unique take on what it may mean for you and your investments. Subscribe now for your weekly insight into the Global Investment Markets.  Remember, you can also watch Damien deliver his weekly insights on our Youtube channel Contact Damien - via email [email protected] or via Twitter @money2themasses

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's show, Damien shares his investment outlook for 2020 and shares the perfect tool for those that have made money-related new year's resolutions.   Don't forget to join the Money to the Masses Facebook community group, click here to join the group. Damien's Money MOT - Take yours today 80-20 Investor - Click here to find out more about Damien's 80 20 Investor service Pension Calculator

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's show, Damien shares his experience of becoming the victim of fraud after a series of quite unbelievable lapses by his bank. Damien also talks about how he became aware of the fraud, how it took place, the bank's incompetence in dealing with the situation effectively and the steps you should take to reduce the chances of it happening to you.     Don't forget to join the Money to the Masses Facebook community group, click here to join the group. Damien's Money MOT - Take yours today 80-20 Investor - Click here to find out more about Damien's 80 20 Investor service Pension Calculator

Welcome to Damien's Midweek Markets. Each week Damien will be dissecting the market and providing you with his own unique take on what it may mean for you and your investments. Subscribe now for your weekly insight into the Global Investment Markets.  Remember, you can also watch Damien deliver his weekly insights on our Youtube channel Contact Damien - via email [email protected] or via Twitter @money2themasses

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's special 250th show Damien and Andy take a look back over the last 5 years and pick out a few of their highlights. Money to the Masses are delighted to feature messages from listeners in this celebration show and thanks to everyone that got in touch. As promised, everyone who sent in a voice message will be sent a Money to the Masses mug. Those who made it onto our special 250th episode will get an extra special "I've been on the podcast mug".   Don't forget to join the Money to the Masses Facebook community group, click here to join the group. Damien's Money MOT - Take yours today 80-20 Investor - Click here to find out more about Damien's 80 20 Investor service Pension Calculator

Welcome to Damien's Midweek Markets. Each week Damien will be dissecting the market and providing you with his own unique take on what it may mean for you and your investments. Subscribe now for your weekly insight into the Global Investment Markets.  Remember, you can also watch Damien deliver his weekly insights on our Youtube channel Contact Damien - via email [email protected] or via Twitter @money2themasses

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's show Damien talks about the dangers of property funds and what you should look out for. He also explains the pitfalls of selling property to your children, especially if you want to do so at a knock-down price. Finally, ahead of its launch in early 2020, Damien takes a look at the Vanguard SIPP.   Don't forget to join the Money to the Masses Facebook community group, click here to join the group. Damien's Money MOT - Take yours today 80-20 Investor - Click here to find out more about Damien's 80 20 Investor service Pension Calculator

Welcome to Damien's Midweek Markets. Each week Damien will be dissecting the market and providing you with his own unique take on what it may mean for you and your investments. Subscribe now for your weekly insight into the Global Investment Markets.  Remember, you can also watch Damien deliver his weekly insights on our Youtube channel Contact Damien - via email [email protected] or via Twitter @money2themasses

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's show Damien explains the best way to boost your knowledge about money/investing or indeed any subject. He also discusses ethical investing and credit cards that are designed to rebuild your credit score.   Don't forget to join the Money to the Masses Facebook community group, click here to join the group. Damien's Money MOT - Take yours today 80-20 Investor - Click here to find out more about Damien's 80 20 Investor service Pension Calculator

Welcome to Damien's Midweek Markets. Each week Damien will be dissecting the market and providing you with his own unique take on what it may mean for you and your investments. Subscribe now for your weekly insight into the Global Investment Markets.  Remember, you can also watch Damien deliver his weekly insights on our Youtube channel Contact Damien - via email [email protected] or via Twitter @money2themasses

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's show Damien talks about how to build an investment process and the three key steps involved.   Damien also explains how to spot unnecessary fund charges and adviser fees, but more importantly, how to cut them from your portfolio.   Don't forget to join the Money to the Masses Facebook community group, click here to join the group. Damien's Money MOT - Take yours today 80-20 Investor - Click here to find out more about Damien's 80 20 Investor service Pension Calculator

Welcome to Damien's Midweek Markets. Each week Damien will be dissecting the market and providing you with his own unique take on what it may mean for you and your investments. Subscribe now for your weekly insight into the Global Investment Markets.  Remember, you can also watch Damien deliver his weekly insights on our Youtube channel Contact Damien - via email [email protected] or via Twitter @money2themasses

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's show Damien discusses feminist economics and why it matters to everyone. Damien also explains how you can make better investment and money decisions. Finally, Damien explores why using a loan is often preferable to using credit cards and overdrafts when it comes to unsecured debt.   Don't forget to join the Money to the Masses Facebook community group, click here to join the group. Damien's Money MOT - Take yours today 80-20 Investor - Click here to find out more about Damien's 80 20 Investor service Pension Calculator  

Welcome to Damien's Midweek Markets. Each week Damien will be dissecting the market and providing you with his own unique take on what it may mean for you and your investments. Subscribe now for your weekly insight into the Global Investment Markets.  Remember, you can also watch Damien deliver his weekly insights on our Youtube channel Contact Damien - via email [email protected] or via Twitter @money2themasses

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's show, Damien talks about the Web Summit technology conference that he recently attended in Lisbon. The summit attracts people from all over the world, enabling people to connect with like-minded individuals and learn about the latest trends in technology and finance. Damien and Andy discuss artificial intelligence, machine learning in banking and the potential impact of Facebook's digital currency (Libra) on governments and the global economy. Don't forget to join the Money to the Masses Facebook community group, click here to join the group.   Damien's Money MOT - Take yours today 80-20 Investor - Click here to find out more about Damien's 80 20 Investor service Pension Calculator  

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's Damien and Andy discuss the old adage 'Sell in May, go away and don't come back until St. Leger's Day'. Is a winter portfolio a good idea and could it work using funds? Junior ISAs are eight years old and so Damien takes a look at the best cash Junior ISAs and best Stocks and Shares Junior ISAs. Lastly, Andy looks at the impact that mental illness, anxiety and depression can have on life and health insurance (and it isn't all bad news). Don't forget to join the Money to the Masses Facebook community group, click here to join the group.   Damien's Money MOT - Take yours today 80-20 Investor - Click here to find out more about Damien's 80 20 Investor service Pension Calculator  

Welcome to Damien's Midweek Markets. Each week Damien will be dissecting the market and providing you with his own unique take on what it may mean for you and your investments. Subscribe now for your weekly insight into the Global Investment Markets.  Remember, you can also watch Damien deliver his weekly insights on our Youtube channel Contact Damien - via email [email protected] or via Twitter @money2themasses

Welcome to Damien's Midweek Markets. Each week Damien will be dissecting the market and providing you with his own unique take on what it may mean for you and your investments. Subscribe now for your weekly insight into the Global Investment Markets.  Remember, you can also watch Damien deliver his weekly insights on our Youtube channel Contact Damien - via email [email protected] or via Twitter @money2themasses

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's show Damien discusses the latest in the Neil Woodford saga. What has happened this week and what does it mean for investors? Damien also talks about the rise of the 40-year mortgage and looks at the pros and cons of taking one out.  In the final part of the podcast Damien explains what happens to your ISA when you die. Lastly, don't forget to join the Money to the Masses Facebook community group, click here to join the group.   Damien's Money MOT - Take yours today 80-20 Investor - Click here to find out more about Damien's 80 20 Investor service Pension Calculator  

Welcome to Damien's Midweek Markets. Each week Damien will be dissecting the market and providing you with his own unique take on what it may mean for you and your investments. Subscribe now for your weekly insight into the Global Investment Markets.  Remember, you can also watch Damien deliver his weekly insights on our Youtube channel Contact Damien - via email [email protected] or via Twitter @money2themasses

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's show Damien discusses stamp duty and how a listener got caught out by the additional property surcharge, meaning she now faces paying thousands in additional tax. Damien also discusses budgeting and how 'piggy banking' and 'big picture budgeting' can help to establish good financial habits as well as the apps that can do it all from your smartphone. As it is free wills month, Damien explains a way that you can get a will written for free, as well as the best online will writing services in the UK. Check out our article 'The best online will writing services in the UK'. Finally, don't forget to join the Money to the Masses Facebook community group, click here to join the group.   Damien's Money MOT - Take yours today 80-20 Investor - Click here to find out more about Damien's 80 20 Investor service Pension Calculator Best Budgeting Apps Best Will Writing services in the UK

Welcome to Damien's Midweek Markets. Each week Damien will be dissecting the market and providing you with his own unique take on what it may mean for you and your investments. Subscribe now for your weekly insight into the Global Investment Markets.  Remember, you can also watch Damien deliver his weekly insights on our Youtube channel Contact Damien - via email [email protected] or via Twitter @money2themasses

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's show Damien talks about Investment trusts and how they can be used to build a portfolio that provides a reliable income. Take out a free trial of Damien's 80-20 Investor to check out the Damien's Investment trust income heatmaps. Damien also talks about 'Financial planning week', an initiative that is running from 7th to 11th October. It is a chance for people to receive a free one-hour financial planning session in order to help improve the financial fitness of the UK public while highlighting the important role that a certified financial planner can play. Finally, don't forget to join the Money to the Masses Facebook community group, click here to join the group.   Damien's Money MOT - Take yours today 80-20 Investor - Click here to find out more about Damien's 80 20 Investor service Pension Calculator Financial Planning Week

Welcome to Damien's Midweek Markets. Each week Damien will be dissecting the market and providing you with his own unique take on what it may mean for you and your investments. Subscribe now for your weekly insight into the Global Investment Markets.  Remember, you can also watch Damien deliver his weekly insights on our Youtube channel Contact Damien - via email [email protected] or via Twitter @money2themasses

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's show Damien and Andy talk about their first-ever live event 'How to build a champagne lifestyle on a lemonade budget'. They have picked out a few of the highlights from the evening to feature on this week's podcast and also reveal how you can help Money to the Masses in the coming weeks. The event was a huge success and they loved being able to answer your questions and catch up for a few drinks afterwards.    Damien's Money MOT - Take yours today 80-20 Investor - Click here to find out more about Damien's 80 20 Investor service Pension Calculator

Welcome to Damien's Midweek Markets. Each week Damien will be dissecting the market and providing you with his own unique take on what it may mean for you and your investments. Subscribe now for your weekly insight into the Global Investment Markets.  Remember, you can also watch Damien deliver his weekly insights on our Youtube channel Contact Damien - via email [email protected] or via Twitter @money2themasses

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's show Damien talks about a recent panel discussion he participated in and shares some of the topics covered. Damien also talks about day trading and the things you should be mindful of if you are considering trying it for yourself. Finally, Damien and Andy talk about the vulnerability registration service (VRS), a not for profit initiative to protect vulnerable consumers against financial, social and personal hardship. Vulnerable registration service - Click to register or find out more Damien's Money MOT - Take yours today 80-20 Investor - Click here to find out more about Damien's 80 20 Investor service Pension Calculator

Welcome to Damien's Midweek Markets. Each week Damien will be dissecting the market and providing you with his own unique take on what it may mean for you and your investments. Subscribe now for your weekly insight into the Global Investment Markets.  Remember, you can also watch Damien deliver his weekly insights on our Youtube channel Contact Damien - via email [email protected] or via Twitter @money2themasses

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's show Damien talks about the financial pitfalls of cohabiting. Damien also reveals the one twitter feed all investors should follow when it comes to understanding moves in investment markets. Finally, Damien answers a listener question on water bills and what you should do if you feel you've been overcharged. Water calculator Money To The Masses Live Event - Come along for free Damien's Money MOT - Take yours today 80-20 Investor - Click here to find out more about Damien's 80 20 Investor service Pension Calculator

Welcome to Damien's Midweek Markets. Each week Damien will be dissecting the market and providing you with his own unique take on what it may mean for you and your investments. Subscribe now for your weekly insight into the Global Investment Markets.  Remember, you can also watch Damien deliver his weekly insights on our Youtube channel Contact Damien - via email [email protected] or via Twitter @money2themasses

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's show Damien explains how you can predict market moves based on economic cycles. Damien also talks about ways to reduce your mortgage term and ensure you pay it off by the time you turn 65. Finally, with the passing of the PPI claim deadline, Damien explains how you can claim for mis-sold payday loans. Money To The Masses Live Event - Come along for free Damien's Money MOT - Take yours today 80-20 Investor - Click here to find out more about Damien's 80 20 Investor service Pension Calculator

Welcome to Damien's Midweek Markets. Each week Damien will be dissecting the market and providing you with his own unique take on what it may mean for you and your investments. Subscribe now for your weekly insight into the Global Investment Markets.  Remember, you can also watch Damien deliver his weekly insights on our Youtube channel Contact Damien - via email [email protected] or via Twitter @money2themasses

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's show Damien looks into past stock market crashes and what we have learned. Damien also answers a listener question regarding a Lifetime stocks and shares ISA and whether now is a good time to start investing. Finally, Damien talks about the upcoming Money To The Masses live event 'How to build a champagne lifestyle on a lemonade budget' - sign up below. Money To The Masses Live Event - Come along for free Damien's Money MOT - Take yours today 80-20 Investor - Click here to find out more about Damien's 80 20 Investor service Pension Calculator

Welcome to Damien's Midweek Markets. Each week Damien will be dissecting the market and providing you with his own unique take on what it may mean for you and your investments. Subscribe now for your weekly insight into the Global Investment Markets.  Remember, you can also watch Damien deliver his weekly insights on our Youtube channel Contact Damien - via email [email protected] or via Twitter @money2themasses

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's show Damien discusses private health insurance explaining what it is, why you might want it and roughly what it costs. Damien also answers a listener question who wanted to know how to keep their child's savings safe following a divorce. Finally, Damien discusses a potential no-deal Brexit and how it may affect your investment portfolio Damien's Money MOT - Take yours today 80-20 Investor - Click here to find out more about Damien's 80 20 Investor service Pension Calculator Millennial Money

Welcome to Damien's Midweek Markets. Each week Damien will be dissecting the market and providing you with his own unique take on what it may mean for you and your investments. Subscribe now for your weekly insight into the Global Investment Markets.  Remember, you can also watch Damien deliver his weekly insights on our Youtube channel Contact Damien - via email [email protected] or via Twitter @money2themasses

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's show Damien explains the benefits to backtesting your portfolio. Damien also explains 'IR35' and what it means for freelancers. Finally, Damien discusses the psychological tricks that scammers use when trying to get their hands on your pension  Back-test your portfolio Damien's Money MOT - Take yours today 80-20 Investor - Click here to find out more about Damien's 80 20 Investor service Pension Calculator Millennial Money

Welcome to Damien's Midweek Markets. Each week Damien will be dissecting the market and providing you with his own unique take on what it may mean for you and your investments. Subscribe now for your weekly insight into the Global Investment Markets.  Remember, you can also watch Damien deliver his weekly insights on our Youtube channel Contact Damien - via email [email protected] or via Twitter @money2themasses

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's show Damien talks about an in-depth piece of research he did around all-time high's and how likely it is for another all-time high to follow it and when you should expect a market correction. Damien also gives 7 tips on how you can boost your pension. Finally, following the fall of the pound, Damien and Lauren look at the best ways to take your money abroad.  7 tips on how to boost your pension Damien's Money MOT - Take yours today 80-20 Investor - Click here to find out more about Damien's 80 20 Investor service Pension Calculator Millennial Money

Welcome to Damien's Midweek Markets. Each week Damien will be dissecting the market and providing you with his own unique take on what it may mean for you and your investments. Subscribe now for your weekly insight into the Global Investment Markets.  Remember, you can also watch Damien deliver his weekly insights on our Youtube channel Contact Damien - via email [email protected] or via Twitter @money2the

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's show Damien talks about a service that helps to improve your credit rating for free. Damien also talks about an app that can help you to benchmark your portfolio and check to see if you are maximising your returns. Finally, Damien looks at buy-to-let mortgages and the dangers of having your mortgage sold to a zombie bank. How to improve your credit score Damien's Money MOT - Take yours today 80-20 Investor - Click here to find out more about Damien's 80 20 Investor service Pension Calculator Millennial Money

Welcome to Damien's Midweek Markets. Each week Damien will be dissecting the market and providing you with his own unique take on what it may mean for you and your investments. Subscribe now for your weekly insight into the Global Investment Markets.  Remember, you can also watch Damien deliver his weekly insights on our Youtube channel Contact Damien - via email [email protected] or via Twitter @money2themasses

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's show Damien talks about the correlations to look out for between the various assets and indices when investing. Damien also talks about child benefit loans, explaining what they are and how you can apply for one Finally, Damien looks at remortgaging and whether you are better off getting a personal loan, explaining the pros and cons of both. Should you remortgage or get a loan - Check out the article Damien's Money MOT - Take yours today 80-20 Investor - Click here to find out more about Damien's 80 20 Investor service Pension Calculator Millennial Money

Welcome to Damien's Midweek Markets. Each week Damien will be dissecting the market and providing you with his own unique take on what it may mean for you and your investments. Subscribe now for your weekly insight into the Global Investment Markets.  Remember, you can also watch Damien deliver his weekly insights on our Youtube channel Contact Damien - via email [email protected] or via Twitter @money2themasses

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's show Damien talks about how we should be educating future generations about money. Damien also talks about investing and why it is important to make the process stress-free. Finally, Damien talks and Andy talk about auto-switching energy services and which are the best ones to use. Damien's Money MOT - Take yours today 80-20 Investor - Click here to find out more about Damien's 80 20 Investor service Pension Calculator Millennial Money

Welcome to Damien's Midweek Markets. Each week Damien will be dissecting the market and providing you with his own unique take on what it may mean for you and your investments. Subscribe now for your weekly insight into the Global Investment Markets.  Remember, you can also watch Damien deliver his weekly insights on our Youtube channel Contact Damien - via email [email protected] or via Twitter @money2themasses

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's show Damien gives some insight on some recent research that he conducted for 80-20 investor members and the results might surprise you.  Lauren makes her podcast debut this week as she puts some listener questions to mortgage expert Will from Habito. Finally, Andy shares a money tip after succeeding in his attempts at DIY. Damien's Money MOT - Take yours today 80-20 Investor - Click here to find out more about Damien's 80 20 Investor service Pension Calculator Millennial Money

Welcome to Damien's Midweek Markets. Each week Damien will be dissecting the market and providing you with his own unique take on what it may mean for you and your investments. Subscribe now for your weekly insight into the Global Investment Markets.  Remember, you can also watch Damien deliver his weekly insights on our Youtube channel Contact Damien - via email [email protected] or via Twitter @money2themasses

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's show Damien talks about the personal pension allowance and how it is tapered for higher earners.  Damien also talks about insurance and reveals how you can check the quality rating of the policy you are buying. Finally, Damien reveals the most costly mistakes made by DIY investors Damien's Money MOT - Take yours today 80-20 Investor - Click here to find out more about Damien's 80 20 Investor service Pension Calculator Millennial Money

Welcome to Damien's Midweek Markets. Each week Damien will be dissecting the market and providing you with his own unique take on what it may mean for you and your investments. Subscribe now for your weekly insight into the Global Investment Markets.  Remember, you can also watch Damien deliver his weekly insights on our Youtube channel Contact Damien - via email [email protected] or via Twitter @money2themasses

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's show Damien talks about pension tax relief and how almost 2 million people are missing out on tax top up's. You can do your bit by signing the petition below so that the issue can be raised in the house of commons. Damien also talks about travel insurance and looks at what it is that makes up a good, comprehensive travel insurance policy.  Finally, Damien and Andy discuss the looming PPI deadline and what you need to do in order to make a claim Reform pension tax relief for low earners - Sign the petition PPI Guide by MoneySavingExpert Damien's Money MOT - Take yours today 80-20 Investor - Click here to find out more about Damien's 80 20 Investor service Pension Calculator Millennial Money

Welcome to Damien's Midweek Markets. Each week Damien will be dissecting the market and providing you with his own unique take on what it may mean for you and your investments. Subscribe now for your weekly insight into the Global Investment Markets.  Remember, you can also watch Damien deliver his weekly insights on our Youtube channel Contact Damien - via email [email protected] or via Twitter @money2themasses

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's show Damien talks about the personal savings allowance and explains a little-known tax break that can increase the tax-free savings allowance from £1,000 to £6,000.   Damien also highlights some of the traps that exist when fixing your mortgage Understanding tax on interest from savings Pension Calculator Millennial Money Damien's Money MOT - Take yours today 80-20 Investor - Click here to find out more about Damien's 80 20 Investor service

Welcome to Damien's Midweek Markets. Each week Damien will be dissecting the market and providing you with his own unique take on what it may mean for you and your investments. Subscribe now for your weekly insight into the Global Investment Markets.  Contact Damien - via email [email protected] or via Twitter @money2themasses

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's show we talk about Neil Woodford and the suspension of the Woodford Equity Income fund. We talk about what has happened, what it means for investors and the lessons that can be learned. Pension Calculator Millennial Money Damien's Money MOT - Take yours today 80-20 Investor - Click here to find out more about Damien's 80 20 Investor service

Welcome to Damien's Midweek Markets. Each week Damien will be dissecting the market and providing you with his own unique take on what it may mean for you and your investments. Subscribe now for your weekly insight into the Global Investment Markets.  Contact Damien - via email [email protected] or via Twitter @money2themasses

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's show Damien and Andy discuss what your rights are if the holiday firm you book with goes bust.  Damien also gives some tips on how to boost the selling price of your house.  Finally, Damien answers a listener question on how pensions are taxed.   Pension Calculator Millennial Money Damien's Money MOT - Take yours today 80-20 Investor - Click here to find out more about Damien's 80 20 Investor service

Welcome to Damien's Midweek Markets. Each week Damien will be dissecting the market and providing you with his own unique take on what it may mean for you and your investments. Subscribe now for your weekly insight into the Global Investment Markets.  Contact Damien - via email [email protected] or via Twitter @money2themasses

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's show Damien talks about pensions and explains why the 'half your age' pension rule doesn't work. Damien also discusses self employed mortgages and why it isn't as difficult to get one as you may think. Finally, Damien gives some house hunting tips and covers a few of the tips that are covered in Money to the Masses' 89 point checklist.  89 point house buying checklist Pension Calculator Millennial Money Damien's Money MOT - Take yours today 80-20 Investor - Click here to find out more about Damien's 80 20 Investor service

Welcome to Damien's Midweek Markets. Each week Damien will be dissecting the market and providing you with his own unique take on what it may mean for you and your investments. Subscribe now for your weekly insight into the Global Investment Markets.  Contact Damien - via email [email protected] or via Twitter @money2themasses

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's show Damien talks about remortgaging. Damien provides some tips that should help you understand what to expect and how to ensure a smooth process.  Damien also discusses pensions and specifically the asset allocation you should consider when approaching retirement. Finally, Damien and Andy discuss help to buy equity loans when a listener got in touch to ask whether she was doing the right thing by saving up to pay hers off. Millennial Money Damien's Money MOT - Take yours today 80-20 Investor - Click here to find out more about Damien's 80 20 Investor service

Welcome to Damien's Midweek Markets. Each week Damien will be dissecting the market and providing you with his own unique take on what it may mean for you and your investments. Subscribe now for your weekly insight into the Global Investment Markets.  Contact Damien - via email [email protected] or via Twitter @money2themasses

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. This week Damien reveals the best sites to use when buying a house (or even if you want to see how you own house rates)  Damien also highlights the fact that hundreds of thousands of people could be owed tax thanks to HMRC over-taxing their pension withdrawals. Police Crime Map - Check local crime figures Property Log - Check property prices Locrating - Compare best schools Extrium - Noise viewer Flood Check - Check the flood risk Planning portal - Find your local authority building control team Next Door Scheme - Neighbourhood watch scheme Ofcom Broadband speed check - Check broadband and mobile speed Millennial Money Damien's Money MOT - Take yours today 80-20 Investor - Click here to find out more about Damien's 80 20 Investor service.

Welcome to Damien's Midweek Markets. Each week Damien will be dissecting the market and providing you with his own unique take on what it may mean for you and your investments. Subscribe now for your weekly insight into the Global Investment Markets.  Contact Damien - via email [email protected] or via Twitter @money2themasses

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. This week Damien talks about the stats he checks when choosing the funds to add to his portfolio. Damien also talks about the various schemes available to first time buyers as well as offering some tips on buying life insurance. Starter Homes Scheme Millennial Money Damien's Money MOT - Take yours today 80-20 Investor - Click here to find out more about Damien's 80 20 Investor service.

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. This week Damien talks about his £50k portfolio and gives tips on how to review your own portfolio and the process of switching funds. Damien also talks about the things you should think about before deciding to overpay on your mortgage and Damien and Andy discuss Amazon and how you can avoid the fake reviews.   Millennial Money Damien's Money MOT - Take yours today 80-20 Investor - Click here to find out more about Damien's 80 20 Investor service.

Welcome to Damien's Midweek Markets. Each week Damien will be dissecting the market and providing you with his own unique take on what it may mean for you and your investments. Subscribe now for your weekly insight into the Global Investment Markets.  Contact Damien - via email [email protected] or via Twitter @money2themasses

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. This week Damien summarises the new tax year changes.  Damien also answers a listener question and explains why you should be cautious before investing in inverse ETF's. Tax Year Changes (Summary) Check your car insurance group Millennial Money Damien's Money MOT - Take yours today 80-20 Investor - Click here to find out more about Damien's 80 20 Investor service.

Welcome to Damien's Midweek Markets. Each week Damien will be dissecting the market and providing you with his own unique take on what it may mean for you and your investments. Subscribe now for your weekly insight into the Global Investment Markets.  Contact Damien - via email [email protected] or via Twitter @money2themasses

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. This week Damien talks about the future of home buying following his appearance on a live panel discussion run by online mortgage firm Habito.  Damien also answers a listener question and explains how you can receive compensation if you experience train delays Information on train delay compensation Millennial Money Damien's Money MOT - Take yours today 80-20 Investor - Click here to find out more about Damien's 80 20 Investor service.

Welcome to Damien's Midweek Markets. Each week Damien will be dissecting the market and providing you with his own unique take on what it may mean for you and your investments. Subscribe now for your weekly insight into the Global Investment Markets.  Contact Damien - via email [email protected] or via Twitter @money2themasses

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. This week Damien explains what indices he checks out on his smart phone app and why. Damien also talks about spring cleaning your finances and with Brexit being such a hot topic, Damien and Andy discuss how to conduct a successful negotiation. End of tax year checklist  Millennial Money Damien's Money MOT - Take yours today 80-20 Investor - Click here to find out more about Damien's 80 20 Investor service.

Welcome to Damien's Midweek Markets. Each week Damien will be dissecting the market and providing you with his own unique take on what it may mean for you and your investments. Subscribe now for your weekly insight into the Global Investment Markets.  Contact Damien - via email [email protected] or via Twitter @money2themasses

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. This week Damien talks about a brand new weekly show, millennial money which will be released every Friday on YouTube. Damien also talks about spring cleaning your finances, goes through an end of year tax checklist and gives five tips on how to cut your life insurance premiums   End of tax year checklist  Millennial Money Damien's Money MOT - Take yours today 80-20 Investor - Click here to find out more about Damien's 80 20 Investor service.

Welcome to Damien's Midweek Markets. Each week Damien will be dissecting the market and providing you with his own unique take on what it may mean for you and your investments. Subscribe now for your weekly insight into the Global Investment Markets.  Contact Damien - via email [email protected] or via Twitter @money2themasses

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's show, in celebration of international women's day, Damien highlight's the work of three inspirational women that are doing some incredible things in the world of finance. Damien also tells you how to quickly and easily compare the fees on an ISA or Pension, and he reviews the best robo-advisers and platforms out there. Lastly, he talks about pensions and how to ensure that the money goes to the right people if you die. Anti-Phishing Service (Miller Smiles) HMRC - Phishing examples  Damien's Money MOT - Take yours today 80-20 Investor - Click here to find out more about Damien's 80 20 Investor service.

Welcome to Damien's Midweek Markets. Each week Damien will be dissecting the market and providing you with his own unique take on what it may mean for you and your investments. Subscribe now for your weekly insight into the Global Investment Markets.  Contact Damien - via email [email protected] or via Twitter @money2themasses

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's show, in celebration of international women's day, Damien highlight's the work of three inspirational women that are doing some incredible things in the world of finance. Damien also tells you how to quickly and easily compare the fees on an ISA or Pension, and he reviews the best robo-advisers and platforms out there. Lastly, he talks about pensions and how to ensure that the money goes to the right people if you die.   Compare The Cheapest and Best ISA - Click to check Compare The Cheapest and Best SIPP - Click to check Damien's Money MOT - Take yours today 80-20 Investor - Click here to find out more about Damien's 80 20 Investor service.  

Welcome to Damien's Midweek Markets. Each week Damien will be dissecting the market and providing you with his own unique take on what it may mean for you and your investments. Subscribe now for your weekly insight into the Global Investment Markets.  Contact Damien - via email [email protected] or via Twitter @money2themasses

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. This week, Damien talks about Instagram scams, the recent changes to auto enrolment (and why it isn't such a bad thing) and also answers a listener question. Damien's Money MOT - Take yours today 80-20 Investor - Click here to find out more about Damien's 80 20 Investor service. The One Giant Leap Podcast - Click to check it out MTTM Investment Calculator - The best investment calculator on the web

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. This week Damien's twin brother Justin drops in to introduce you to Damien's Money MOT - a tool that has been 9 years in the making and the culmination of hundreds of hours of work (and a fair few sleepless nights) Damien's Money Mot will help you to understand how good you are when it comes to handling your personal finances. Crucially, it will also let you know how you measure up compared to everyone else and even give you a tailored plan on how to improve your score. Damien's Money MOT - Try it out for yourself  

Welcome to Damien's Midweek Markets. Each week Damien will be dissecting the market and providing you with his own unique take on what it may mean for you and your investments. Subscribe now for your weekly insight into the Global Investment Markets.  Contact Damien - via email [email protected] or via Twitter @money2themasses

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. This week, Damien talks about the optimum pension withdrawal rate and debunks the 4% rule in the process. Damien also talks about skiplagging and why the flight operators don't like you doing it. 80-20 Investor - Click here to find out more about Damien's 80 20 Investor service. The One Giant Leap Podcast - Click to check it out MTTM Investment Calculator - The best investment calculator on the web

Welcome to Damien's Midweek Markets. Each week Damien will be dissecting the market and providing you with his own unique take on what it may mean for you and your investments. Subscribe now for your weekly insight into the Global Investment Markets.  Contact Damien - via email [email protected] or via Twitter @money2themasses

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. This week, Damien talks about ISA's. What are they, what different types are there and what is the best one for you? Damien also talks about the best type of investments for school leavers and the most tax efficient way to draw an income from your pension 80-20 Investor - Click here to find out more about Damien's 80 20 Investor service. The One Giant Leap Podcast - Click to check it out MTTM Investment Calculator - The best investment calculator on the web

Welcome to Episode 4 of Damien's Midweek Markets. Each week Damien will be dissecting the market and providing you with his own unique take on what it may mean for you and your investments. Subscribe now for your weekly insight into the Global Investment Markets.  Contact Damien - via email [email protected] or via Twitter @money2themasses

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. This week, Damien talks about how easy it is to make money from the banks; courtesy of an email from regular listener Sarah. Damien also talks about the power of compounding. 80-20 Investor - Click here to find out more about Damien's 80 20 Investor service. The One Giant Leap Podcast - Click to check it out MTTM Investment Calculator - The best investment calculator on the web

Welcome to Damien's Midweek Markets. Each week Damien will be dissecting the market and providing you with his own unique take on what it may mean for you and your investments. Subscribe now for your weekly insight into the Global Investment Markets.  Contact Damien - via email [email protected] or via Twitter @money2themasses

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. This week, Damien talks about the "All Weather" portfolio, made famous by the American billionaire investor Ray Dalio. Damien also gives a few last-minute tax return tips 80-20 Investor - Click here to find out more about Damien's 80 20 Investor service. The One Giant Leap Podcast - Click to check it out MTTM Investment Calculator - The best investment calculator on the web

Welcome to Episode 2 of Damien's Midweek Markets. Each week Damien will be dissecting the market and providing you with his own unique take on what it may mean for you and your investments. Subscribe now for your weekly insight into the Global Investment Markets.  Contact Damien - via email [email protected] or via Twitter @money2themasses

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. This week, Damien answers some listener questions on the pro's and cons of momentum and value investing. Damien also talks about ways to make some extra money.   80-20 Investor - Click here to find out more about Damien's 80 20 Investor service. The One Giant Leap Podcast - Click to check it out MTTM Investment Calculator - The best investment calculator on the web

Welcome to Damien's Midweek Markets. Each week Damien will be dissecting the market and providing you with his own unique take on what it may mean for you and your investments. Subscribe now for your weekly insight into the Global Investment Markets.   

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. This week, Damien makes some big announcements. Damien also talks about the market mayhem and gives a handy little house price hack. Have a fantastic Christmas and thank you to everyone for making 2018 a very special year. Now onto 2019......stay tuned, you won't want to miss a thing. 80-20 Investor - Click here to find out more about Damien's 80 20 Investor service. The One Giant Leap Podcast - Click to check it out MTTM Investment Calculator - The best investment calculator on the web

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. This week, Damien talks about crowdfunding. What is it, what types of crowdfunding are there and what are the risks? Damien also explains your rights as a consumer and exactly what you are entitled to when it comes to a refund. 80-20 Investor - Click here to find out more about Damien's 80 20 Investor service. The One Giant Leap Podcast - Click to check it out MTTM Investment Calculator - The best investment calculator on the web

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. This week, Damien talks about some airfare myths and also gets his teeth into what is driving the markets - man or machines? 80-20 Investor - Click here to find out more about Damien's 80 20 Investor service. The One Giant Leap Podcast - Click to check it out MTTM Investment Calculator - The best investment calculator on the web

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. This week, Damien answers some of the most popular questions that he was recently asked at a 'Steps to Investing FAQ' in London. 80-20 Investor - Click here to find out more about Damien's 80 20 Investor service. The One Giant Leap Podcast - Click to check it out MTTM Investment Calculator - The best investment calculator on the web

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. This week, Damien talks about Credit Spreads. What are they and why are they important? Damien also explains what you should do with £100k if you are looking to save. 80-20 Investor - Click here to find out more about Damien's 80 20 Investor service. The One Giant Leap Podcast - Click to check it out MTTM Investment Calculator - The best investment calculator on the web

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. This week, Damien talks about investing for an uncertain Brexit. Damien also explains why houses are taking longer to sell and what you can do to sell your house that little bit quicker.   80-20 Investor - Click here to find out more about Damien's 80 20 Investor service. The One Giant Leap Podcast - Click to check it out MTTM Investment Calculator - The best investment calculator on the web

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. This week, Damien talks about the part that technology will play in our financial future having recently visited a web summit in Lisbon. Damien also talks about small tweaks that you can make on your pension that can make a big difference. Finally Damien gives an insight into the funds that charge a performance fee. Does it work and is it worth it? 80-20 Investor - Click here to find out more about Damien's 80 20 Investor service. The One Giant Leap Podcast - Click to check it out MTTM Investment Calculator - The best investment calculator on the web

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. This week, Damien talks about the first ever Money To The Masses meet up. Damien also gives an update on the recent budget. 80-20 Investor - Click here to find out more about Damien's 80 20 Investor service. The One Giant Leap Podcast - Click to check it out MTTM Investment Calculator - The best investment calculator on the web

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. This week, Damien explains digs a little deeper into investing strategies and gives some interesting insight into the indicators you should be looking out for if you are worried about a potential bear market. Damien also talks about mortgages and what you should consider before making an application. 80-20 Investor - Click here to find out more about Damien's 80 20 Investor service. The One Giant Leap Podcast - Click to check it out MTTM Investment Calculator - The best investment calculator on the web

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. This week, Damien explains what happened in the markets last week and what you should do. Damien also answers some listener questions and explains what to look out for if you want to list your property on Airbnb. 80-20 Investor - Click here to find out more about Damien's 80 20 Investor service. The One Giant Leap Podcast - Click to check it out MTTM Investment Calculator - The best investment calculator on the web

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. This week, Damien responds to a listener question and explains why you should consider having joint names on your household bills. Damien also explains what happened in the markets this week and there is a short piece on regulation. 80-20 Investor - Click here to find out more about Damien's 80 20 Investor service. The One Giant Leap Podcast - Click to check it out MTTM Investment Calculator - The best investment calculator on the web

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. This week, Damien talks about critical illness myths. It is 10 years since the big financial crash and so Damien talks about what happened and how we can learn from it. Damien also talks explains why a similar event in the future won't necessarily spell disaster 80-20 Investor - Click here to find out more about Damien's 80 20 Investor service. The One Giant Leap Podcast - Click to check it out MTTM Investment Calculator - The best investment calculator on the web

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. This week, Damien looks at financial planning from a parents perspective. Damien also busts a few 'Income Protection' myths. FSCS - Check if your money is protected 80-20 Investor - Click here to find out more about Damien's 80 20 Investor service. The One Giant Leap Podcast - Click to check it out MTTM Investment Calculator - The best investment calculator on the web

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. This week, Damien talks to special guest and fellow podcast host Pete Matthew about his new book 'The Meaningful Money Handbook'. Check out Pete's book here 80-20 Investor - Click here to find out more about Damien's 80 20 Investor service. The One Giant Leap Podcast - Click to check it out MTTM Investment Calculator - The best investment calculator on the web

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. This week, Damien gives some student money advice (and you don't even need to be a student to make some incredible savings!) Damien also talks about the changes that are happening to help people who are in credit card debt and he reveals some remarkable finance world records 80-20 Investor - Click here to find out more about Damien's 80 20 Investor service. The One Giant Leap Podcast - Click to check it out MTTM Investment Calculator - The best investment calculator on the web

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. This week, Damien talks about Multi-Asset investing. Damien also talks about a recent story that came to light about comparison sites. Listen in to find out why you should take care when completing your quote comparisons online. The One Giant Leap Podcast - Click to check it out MTTM Investment Calculator - The best investment calculator on the web

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. This week, Damien reveals the warning signs to look out for when investing in equities. Damien also talks about pension transfers and why now might be a good time to consider looking. Finally, Damien talks about lost luggage and exactly where you stand if it happens to you.80-20 Investor - Click here to find out more about Damien's 80 20 Investor service. The One Giant Leap Podcast - Click to check it out MTTM Investment Calculator - The best investment calculator on the web

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. This week, Damien reveals some interesting investing insights and what to look out for in coming months. Damien also talks about what you should do if your energy firm goes bust. 80-20 Investor - Click here to find out more about Damien's 80 20 Investor service. The One Giant Leap Podcast - Click to check it out MTTM Investment Calculator - The best investment calculator on the web

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. This week, Damien reveals the best time of the month to invest. Damien also talks reveals the tricks that some Estate Agents will employ and how best to avoid them. 80-20 Investor - Click here to find out more about Damien's 80 20 Investor service. The One Giant Leap Podcast - Click to check it out MTTM Investment Calculator - The best investment calculator on the web

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. This week, Damien talks about what to do in the event of a market crash. Damien also talks about the dangers of remaining in a default pension fund. 80-20 Investor - Click here to find out more about Damien's 80 20 Investor service. The One Giant Leap Podcast - Click to check it out MTTM Investment Calculator - The best investment calculator on the web

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. This week, Damien talks about avoiding behavioural biases when it comes to investing. Damien also talks about the optimum drawdown rate for a pension that offers bonuses for sensible money management. 80-20 Investor - Click here to find out more about Damien's 80 20 Investor service. The One Giant Leap Podcast - Click to check it out MTTM Investment Calculator - The best investment calculator on the web

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. This week, Damien runs through the Stock's app on his phone and explains how the stocks can help build a picture of what is happening (or about to happen) in the market. Damien also talks reveals which are the most unreliable new cars. 80-20 Investor - Click here to find out more about Damien's 80 20 Investor service. The One Giant Leap Podcast - Click to check it out MTTM Investment Calculator - The best investment calculator on the web

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. This week, Damien explains how and why you should diversify and rebalance your portfolio. Damien also talks explains why your cookies on your computer could end up costing you more on your next holiday 80-20 Investor - Click here to find out more about Damien's 80 20 Investor service. The One Giant Leap Podcast - Click to check it out MTTM Investment Calculator - The best investment calculator on the web

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. This week, Damien talks explains why your investments are not as secure as you think they are and what steps you can take to protect them. Damien also talks about the cost of advice and why his comments caused a mini twitter storm this week 80-20 Investor - Click here to find out more about Damien's 80 20 Investor service. The One Giant Leap Podcast - Click to check it out MTTM Investment Calculator - The best investment calculator on the web

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. This week, Damien talks about a recent change in the world of banking that will make a huge difference in dealing with the death of a loved one Damien also talks about the future of 'robo' advice and what he was up to during the unscheduled week off. Damien's Just Giving Page - Click to donate to Damien's Crohn's and Colitis Uk page 80-20 Investor - Click here to find out more about Damien's 80 20 Investor service. The One Giant Leap Podcast - Click to check it out MTTM Investment Calculator - The best investment calculator on the web

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. This week, Damien talks about a recent social media meme that highlighted an important issue surrounding data security. Damien also shares some recent 80-20 research around the most consistent funds and he explains why opting to have dual fuel bills doesn't always guarantee you the best price. 80-20 Investor - Click here to find out more about Damien's 80 20 Investor service. The One Giant Leap Podcast - Click to check it out MTTM Investment Calculator - The best investment calculator on the web

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. This week, Damien talks about Dementia and explains what a power or attorney is. Damien also talks about exit fees after a listener got in touch having suffered at the hands of a couple of different companies. 80-20 Investor - Click here to find out more about Damien's 80 20 Investor service. The One Giant Leap Podcast - Click to check it out MTTM Investment Calculator - The best investment calculator on the web

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. This week, Damien answers a listener question on prioritising finances. Damien also talks about Inheritance Tax and gives tips on how to mitigate it and even avoid it completely. 80-20 Investor - Click here to find out more about Damien's 80 20 Investor service. The One Giant Leap Podcast - Click to check it out MTTM Investment Calculator - The best investment calculator on the web

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. This week, Damien talks potholes and petrol in a motoring themed first half. Damien also talks about a great website that is helping Mums get back to work. 80-20 Investor - Click here to find out more about Damien's 80 20 Investor service. The One Giant Leap Podcast - Click to check it out MTTM Investment Calculator - The best investment calculator on the web

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. This week, Damien talks about an App that he recently used on a trip to New York and how it can help to get the best rate on your holiday money. Damien also talks about his own £50,000 portfolio and where he has been investing his money. 80-20 Investor - Click here to find out more about Damien's 80 20 Investor service. The One Giant Leap Podcast - Click to check it out MTTM Investment Calculator - The best investment calculator on the web

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. This week, Damien talks about funds for a falling market and a cool little trick that can bring down the interest rate on a loan. Damien also talks about the top 10 things that give Brits a buzz. How to set up a Stocks & Shares ISA - Click to find out all you need to know about setting up a Stocks & Shares ISA 80-20 Investor - Click here to find out more about Damien's 80 20 Investor service. The One Giant Leap Podcast - Click to check it out MTTM Investment Calculator - The best investment calculator on the web

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. This week, Damien talks about investment bubbles. What are they? Can you predict them? Damien has the answers. Damien also talks about smart meter's and reveal's some tricks that are being used to coerce people into signing up for them. How to set up a Stocks & Shares ISA - Click to find out all you need to know about setting up a Stocks & Shares ISA 80-20 Investor - Click here to find out more about Damien's 80 20 Investor service. The One Giant Leap Podcast - Click to check it out MTTM Investment Calculator - The best investment calculator on the web

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. This week, Damien answer's a listener question on how best to achieve their financial goals. Damien also explains how compound interest works. How to set up a Stocks & Shares ISA - Click to find out all you need to know about setting up a Stocks & Shares ISA 80-20 Investor - Click here to find out more about Damien's 80 20 Investor service. The One Giant Leap Podcast - Click to check it out MTTM Investment Calculator - The best investment calculator on the web

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. This week, Damien guides listeners through setting up a Stocks and Shares ISA. Damien also talks about the little known 'Grandparents' credit. How to set up a Stocks & Shares ISA - Click to find out all you need to know about setting up a Stocks & Shares ISA 80-20 Investor - Click here to find out more about Damien's 80 20 Investor service. The One Giant Leap Podcast - Click to check it out MTTM Investment Calculator - The best investment calculator on the web

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. This week, Damien talks about the 'Star' fund managers and are they all they are cracked up to be? Damien also talks about gifting money and how to do it without paying inheritance tax MTTM On Facebook - Join Damien of Facebook Live - Tuesday 27th March 8.30pm GMT 80-20 Investor - Click here to find out more about Damien's 80 20 Investor service. The One Giant Leap Podcast - Click to check it out MTTM Investment Calculator - The best investment calculator on the web

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. This week, Damien talks about digital banks; what are the pro's and cons? Damien also goes through the changes you should expect come the new tax year. 80-20 Investor - Click here to find out more about Damien's 80 20 Investor service. The One Giant Leap Podcast - Click to check it out MTTM Investment Calculator - The best investment calculator on the web

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. This week, Damien is a little under the weather and so we take a look back at a recent piece where Damien made some bold predictions about the investing outlook for 2018. Handy Pension Calculator - Click to see how much your pension is worth 80-20 Investor - Click here to find out more about Damien's 80 20 Investor service. The One Giant Leap Podcast - Click to check it out MTTM Investment Calculator - The best investment calculator on the web

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. This week, a slightly under-the-weather Damien gives the key number to keep an eye on when looking at stock markets and reveals the recent change affecting credit cards that is being implemented in an effort to tackle long standing debt. 80-20 Investor - Click here to find out more about Damien's 80 20 Investor service. The One Giant Leap Podcast - Click to check it out MTTM Investment Calculator - The best investment calculator on the web

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. This week, Damien talks about a recent scam that caught out over 200 people and lost them just over 7 million in the process. Damien talks through the psychology of the fraudster's approach. Damien also reveals the best day to put your house on the market. 80-20 Investor - Click here to find out more about Damien's 80 20 Investor service. The One Giant Leap Podcast - Click to check it out MTTM Investment Calculator - The best investment calculator on the web

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. This week, Damien digs deeper into the recent stock market crash and makes his latest predictions. Damien also talks about energy bills and helps to debunk some myths. 80-20 Investor - Click here to find out more about Damien's 80 20 Investor service. The One Giant Leap Podcast - Click to check it out MTTM Investment Calculator - The best investment calculator on the web

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. This week, Damien dissects the recent stock market correction. What caused it and what have we learned from it? Damien also shares some great ways that you can save money by being part of a group. 80-20 Investor - Click here to find out more about Damien's 80 20 Investor service. The One Giant Leap Podcast - Click to check it out MTTM Investment Calculator - The best investment calculator on the web

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. This week, Damien talks about China and the US and explains why China are effectively America's bank manager. Damien also gives some great tips on how to bring down your car insurance and finally Damien talks about a change in fund charges. 80-20 Investor - Click here to find out more about Damien's 80 20 Investor service. The One Giant Leap Podcast - Click to check it out MTTM Investment Calculator - The best investment calculator on the web

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. This week, Damien talks about mortgages and what to do when you are stuck sharing a mortgage with someone you are no longer in contact with Damien also tests Andy out on a fraud quiz that 92% of people fail. Did Andy pass the test? 80-20 Investor - Click here to find out more about Damien's 80 20 Investor service. The One Giant Leap Podcast - Click to check it out MTTM Investment Calculator - The best investment calculator on the web

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. This week, Damien talks about open banking and how it might affect you. Damien also gives some invaluable advice on investing. 80-20 Investor - Click here to find out more about Damien's 80 20 Investor service. The One Giant Leap Podcast - Click to check it out MTTM Investment Calculator - The best investment calculator on the web

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. This week, Damien gives an outlook on what may happen in the investing world in 2018. Damien also talks about pensions and gives some tips on how you can see how much yours might be worth and also what you can do to boost it. (Check out the Pension Calculator below) Handy Pension Calculator - Click to see how much your pension is worth 80-20 Investor - Click here to find out more about Damien's 80 20 Investor service. The One Giant Leap Podcast - Click to check it out MTTM Investment Calculator - The best investment calculator on the web

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. This week, Damien gives some tips on how to stick to your New Year's resolutions, what to look out for if you have been given a voucher for Christmas and finally Damien recommends the perfect podcast if you are looking to invest some money this January. 80-20 Investor - Click here to find out more about Damien's 80 20 Investor service. The One Giant Leap Podcast - Click to check it out MTTM Investment Calculator - The best investment calculator on the web

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. This week, Damien gives his review of 2017 and the exciting things to come in 2018. 80-20 Investor - Click here to find out more about Damien's 80 20 Investor service. The One Giant Leap Podcast - Click to check it out MTTM Investment Calculator - The best investment calculator on the web

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. This week, Damien talks about Private Medical Insurance and his favourite charities that would love some extra support this Christmas. Damien also talks about investing in Tech. 80-20 Investor - Click here to find out more about Damien's 80 20 Investor service. The One Giant Leap Podcast - Click to check it out MTTM Investment Calculator - The best investment calculator on the web

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. This week, Damien shares an excellent little hack that can help to ensure there are no tears this Christmas. Damien also talks about the Santa Rally and just how likely it is to happen 80-20 Investor - Click here to find out more about Damien's 80 20 Investor service. The One Giant Leap Podcast - Click to check it out MTTM Investment Calculator - The best investment calculator on the web

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. This week, Damien talks about the recent budget and how it may impact you. Damien also talks about investment trends. 80-20 Investor - Click here to find out more about Damien's 80 20 Investor service. The One Giant Leap Podcast - Click to check it out MTTM Investment Calculator - The best investment calculator on the web

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. This week, Damien gives his budget predictions, gives some advice on diversifying your portfolio and some tips on Black Friday. 80-20 Investor - Click here to find out more about Damien's 80 20 Investor service. The One Giant Leap Podcast - Click to check it out MTTM Investment Calculator - The best investment calculator on the web

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. This week, Damien talks about the new flexible ISA rules and who is actually offering them. Damien also talks about a couple of scams that have hit the headlines recently. 80-20 Investor - Click here to find out more about Damien's 80 20 Investor service. The One Giant Leap Podcast - Click to check it out MTTM Investment Calculator - The best investment calculator on the web

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. This week, Damien talks about the recent rate rise and what it means for you. Damien also talks about Bitcoin and gives his opinion on whether you should invest. 80-20 Investor - Click here to find out more about Damien's 80 20 Investor service. The One Giant Leap Podcast - Click to check it out MTTM Investment Calculator - The best investment calculator on the web

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. This week, Damien explains why he was delighted to receive a prickly comment on a recent video he posted as part of his #weneedtotalkaboutmoney series. Damien also talks about "Zombie" products and while on the subject of scary things, Damien talks about Donald Trump too. 80-20 Investor - Click here to find out more about Damien's 80 20 Investor service. The One Giant Leap Podcast - Click to check it out MTTM Investment Calculator - The best investment calculator on the web

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. This week, Damien talks about Black Monday and whether we are likely to see something similar again. Damien also gives some advice on Mobile Phone contracts and what you should do if you are nearing the end of your contract. 80-20 Investor - Click here to find out more about Damien's 80 20 Investor service. The One Giant Leap Podcast - Click to check it out MTTM Investment Calculator - The best investment calculator on the web

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. This week, Damien ponders the question "What would happen if I were to be hit by a bus?" If you have a small business, how would the people you leave behind cope and what should you do to protect you and your business? Damien also looks at Pensions and Pension costs. 80-20 Investor - Click here to find out more about Damien's 80 20 Investor service. The One Giant Leap Podcast - Click to check it out MTTM Investment Calculator - The best investment calculator on the web

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. This week, Damien talks about final salary pension transfers and why people have recently started to listen to offers. Damien also talks about some recent investment research which helped identify some poor value funds. 80-20 Investor - Click here to find out more about Damien's 80 20 Investor service. The One Giant Leap Podcast - Click to check it out MTTM Investment Calculator - The best investment calculator on the web

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. This week, Damien looks at whether you should cancel your unused credit cards, takes a look at smart meters and gives listeners the low-down on cancelled flights. 80-20 Investor - Click here to find out more about Damien's 80 20 Investor service. The One Giant Leap Podcast - Click to check it out MTTM Investment Calculator - The best investment calculator on the web

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. This week, Damien explains how fluctuations in currency can affect your investments. Damien also talks about the auto renewal trap that you need to look out for. 80-20 Investor - Click here to find out more about Damien's 80 20 Investor service. The One Giant Leap Podcast - Click to check it out MTTM Investment Calculator - The best investment calculator on the web

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. This week, after being inspired by last week's podcast (and never one to break a promise) Damien gives his top 10 money rules. 80-20 Investor - Click here to find out more about Damien's 80 20 Investor service. The One Giant Leap Podcast - Click to check it out Money Farm (Click To Try for Free) (Don't forget to use the exclusive code MTTM20K to get an extra 10k fee free) MTTM Investment Calculator - The best investment calculator on the web

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. This week Damien answers talks about the personal tax allowance and why you shouldn't rush to ditch your ISA. Damien also answers some more listener questions. Damien also talks about the pro's and con's of investing in gold. 80-20 Investor - Click here to find out more about Damien's 80 20 Investor service. The One Giant Leap Podcast - Click to check it out Money Farm (Click To Try for Free) (Don't forget to use the exclusive code MTTM20K to get an extra 10k fee free) MTTM Investment Calculator - The best investment calculator on the web

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. This week Damien answers a listener question about how to achieve financial independence. Damien also talks about the pro's and con's of investing in gold. 80-20 Investor - Click here to find out more about Damien's 80 20 Investor service. The One Giant Leap Podcast - Click to check it out Money Farm (Click To Try for Free) (Don't forget to use the exclusive code MTTM20K to get an extra 10k fee free) MTTM Investment Calculator - The best investment calculator on the web

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. This week Damien answers a listener question about how to time fund switches. 80-20 Investor - Click here to find out more about Damien's 80 20 Investor service. The One Giant Leap Podcast - Click to check it out Money Farm (Click To Try for Free) (Don't forget to use the exclusive code MTTM20K to get an extra 10k fee free) MTTM Investment Calculator - The best investment calculator on the web

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. This week Damien answers a listener question about investing in a falling market. Damien also lists the top 10 things that will invalidate your car insurance. 80-20 Investor - Click here to find out more about Damien's 80 20 Investor service. The One Giant Leap Podcast - Click to check it out Money Farm (Click To Try for Free) (Don't forget to use the exclusive code MTTM20K to get an extra 10k fee free) MTTM Investment Calculator - The best investment calculator on the web

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. This week Damien talks about some recent research he conducted regarding active versus passive funds. Damien also gives 10 top tips for a healthier Work / Life balance (and it is surprising how many of them can be used to help your finances) 80-20 Investor - Click here to find out more about Damien's 80 20 Investor service. The One Giant Leap Podcast - Click to check it out Money Farm (Click To Try for Free) (Don't forget to use the exclusive code MTTM20K to get an extra 10k fee free) MTTM Investment Calculator - The best investment calculator on the web

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. This week Damien talks about pensions and why you need to be prepared to work that little bit longer. Damien also answers a listener question about investing for your children and he gives a neat little tip to ensure you don't pay over the odds when spending abroad 80-20 Investor - Click here to find out more about Damien's 80 20 Investor service. The One Giant Leap Podcast - Click to check it out Money Farm (Click To Try for Free) (Don't forget to use the exclusive code MTTM20K to get an extra 10k fee free) MTTM Investment Calculator - The best investment calculator on the web

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. This week Damien uses a recent experience with Uber to help explain why in the investment world, cheapest isn't always best. Damien also talks about how the recent dip in the pound could see your wedding costs rise and also why you need to be careful when dipping into your pension pot. 80-20 Investor - Click here to find out more about Damien's 80 20 Investor service. The One Giant Leap Podcast - Click to check it out Money Farm (Click To Try for Free) (Don't forget to use the exclusive code MTTM20K to get an extra 10k fee free) MTTM Investment Calculator - The best investment calculator on the web

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. This week, Damien shares his views on how interest rates may affect savings rates. Damien also gives out details how listeners can enjoy a FREE financial plan worth £500. 80-20 Investor - Click here to find out more about Damien's 80 20 Investor service. The One Giant Leap Podcast - Click to check it out Money Farm (Click To Try for Free) (Don't forget to use the exclusive code MTTM20K to get an extra 10k fee free) MTTM Investment Calculator - The best investment calculator on the web

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. This week, Damien shares the 5 most costly investment mistakes that people often make. Damien also shares a little known insurance tip and goes a little analogy crazy. 80-20 Investor - Click here to find out more about Damien's 80 20 Investor service. The One Giant Leap Podcast - Click to check it out Money Farm (Click To Try for Free) (Don't forget to use the exclusive code MTTM20K to get an extra 10k fee free) MTTM Investment Calculator - The best investment calculator on the web

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. This week, Damien talks about Money Zoning and how it can help you to manage your money and stay out of debt. Damien also explains how and why he came to interview Will.i.am. Lastly, Damien talks about the new data roaming rules and gives a couple of examples where you need to take a little bit of extra care to avoid an unexpected bill. 80-20 Investor - Click here to find out more about Damien's 80 20 Investor service. The One Giant Leap Podcast - Click to check it out Money Farm (Click To Try for Free) (Don't forget to use the exclusive code MTTM20K to get an extra 10k fee free) MTTM Investment Calculator - The best investment calculator on the web

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. This week, Damien gives his insight on how the election result may affect you and your finances. 80-20 Investor - Click here to find out more about Damien's 80 20 Investor service. The One Giant Leap Podcast - Click to check it out Money Farm (Click To Try for Free) (Don't forget to use the exclusive code MTTM20K to get an extra 10k fee free) MTTM Investment Calculator - The best investment calculator on the web

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. This week, following the British Airways computer meltdown, Damien explains exactly what you can claim for when it comes to applying for compensation. Damien also talks about some research that he did to answer a question the question "Are Investment Managers Lucky?" The One Giant Leap Podcast - Click to check it out 80-20 Investor - Click here to find out more about Damien's 80 20 Investor service. Money Farm (Click To Try for Free) (Don't forget to use the exclusive code MTTM20K to get an extra 10k fee free) MTTM Investment Calculator - The best investment calculator on the web

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. This week, Damien shares one of his favourite interview's from his other podcast, the One Giant Leap. The One Giant Leap Podcast - Click to check it out 80-20 Investor - Click here to find out more about Damien's 80 20 Investor service. Money Farm (Click To Try for Free) (Don't forget to use the exclusive code MTTM20K to get an extra 10k fee free) MTTM Investment Calculator - The best investment calculator on the web

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. This week, Damien talks about a new service that aims to help people improve their credit rating. Damien also gives some fantastic tips that he has gathered from speaking to 9 inspirational people on the One Giant Leap Podcast. Episode 9 of the One Giant Leap podcast is out where Damien talks to Dan Wheeler, an inspirational man that lost over 8 stone and ended up featuring on the front cover of a Mens Fitness magazine. Check it out below The One Giant Leap Podcast - Click to check it out 80-20 Investor - Click here to find out more about Damien's 80 20 Investor service. Money Farm (Click To Try for Free) (Don't forget to use the exclusive code MTTM20K to get an extra 10k fee free) MTTM Investment Calculator - The best investment calculator on the web

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. This week, Damien answers a listener question about discretionary funds, recommends a website for anyone seeking to start their own business and also answers some questions that people have been posting online about 80 20 investor Damien also reveals how you can save a packet from mispriced flights Episode 8 of the One Giant Leap podcast is out where Damien talks to Chris Holbrook, founder of The Free Postcode Lottery. Check it out below The One Giant Leap Podcast - Click to check it out 80-20 Investor - Click here to find out more about Damien's 80 20 Investor service. Money Farm (Click To Try for Free) (Don't forget to use the exclusive code MTTM20K to get an extra 10k fee free) MTTM Investment Calculator - The best investment calculator on the web

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. This week, buoyed by a recent adrenalin-fuelled trip to an amusement park, Damien explains how you can get voucher codes delivered to you in an instant, without having to trawl through pages of expired and non-existent vouchers that are clogging up the internet. Damien also reveals how you can save a packet from mispriced flights Episode 7 of the One Giant Leap podcast is out where Damien talks to Emma Mumford. Check it out below The One Giant Leap Podcast - Click to check it out 80-20 Investor - Click here to find out more about Damien's 80 20 Investor service. Money Farm (Click To Try for Free) (Don't forget to use the exclusive code MTTM20K to get an extra 10k fee free) MTTM Investment Calculator - The best investment calculator on the web

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. This week, Damien covers the U-Turns that have arisen in the proposed tax hikes, thanks to the recent snap election. Damien also explains how you can make money by simply shopping online and sharing the deals with your friends. Episode 6 of the One Giant Leap podcast is out where Damien talks to Co-Host of the Moneytothemasses Podcast Andy Leeks. Andy talks about his experiences as a self-published author. Check it out below The One Giant Leap Podcast - Click to check it out 80-20 Investor - Click here to find out more about Damien's 80 20 Investor service. Money Farm (Click To Try for Free) (Don't forget to use the exclusive code MTTM20K to get an extra 10k fee free) MTTM Investment Calculator - The best investment calculator on the web

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. This week, Damien explains how you can stop identity fraud for good, by employing a neat little trick that won't even affect your credit rating. Damien also explains how you can make money by simply shopping online and sharing the deals with your friends. Episode 5 of the One Giant Leap podcast is out where Damien talks to Joseph Munns from BakedIn (Check it out below) The One Giant Leap Podcast - Click to check it out 80-20 Investor - Click here to find out more about Damien's 80 20 Investor service. Money Farm (Click To Try for Free) (Don't forget to use the exclusive code MTTM20K to get an extra 10k fee free) MTTM Investment Calculator - The best investment calculator on the web

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. This week, Damien talks about all the changes you need to be aware of courtesy of the new tax year as well as all you need to know about childcare costs and what help is available to you Damien also talks about episode three of his brand new podcast series, One Giant Leap. The One Giant Leap Podcast - Click to check it out 80-20 Investor - Click here to find out more about Damien's 80 20 Investor service. Money Farm (Click To Try for Free) (Don't forget to use the exclusive code MTTM20K to get an extra 10k fee free) MTTM Investment Calculator - The best investment calculator on the web

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. This week, Damien talks about the new Lifetime ISA. What is it and is it for you? Listen in to find out. Damien also explains how bid offer spreads work and whether you should avoid them as well as giving an invaluable tip on when you should renew your car insurance. Damien also talks about episode two of his brand new podcast series, One Giant Leap. The One Giant Leap Podcast - Click to check it out 80-20 Investor - Click here to find out more about Damien's 80 20 Investor service. Money Farm (Click To Try for Free) (Don't forget to use the exclusive code MTTM20K to get an extra 10k fee free) MTTM Investment Calculator - The best investment calculator on the web

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. This week, Damien talks about the recent state pension changes, offers a tip to help with council tax budgeting and introduces listeners to the art of skimming Damien also talks about his brand new podcast series, One Giant Leap. The One Giant Leap Podcast - Click to check it out 80-20 Investor - Click here to find out more about Damien's 80 20 Investor service. Money Farm (Click To Try for Free) (Don't forget to use the exclusive code MTTM20K to get an extra 10k fee free) MTTM Investment Calculator - The best investment calculator on the web

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. This week, Damien talks about the recent rate rise in the US and how it might affect us in the UK. Damien also talks about fund ratings and why you shouldn't always believe what you read. 80-20 Investor - Click here to find out more about Damien's 80 20 Investor service. Money Farm (Click To Try for Free) (Don't forget to use the exclusive code MTTM20K to get an extra 10k fee free) MTTM Investment Calculator - The best investment calculator on the web

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. This week, Damien gives a brief budget update as well as having to explain why he has a podcast during the recording of this week's episode. Damien also answers another listener question surrounding investing at retirement. 80-20 Investor - Click here to find out more about Damien's 80 20 Investor service. Money Farm (Click To Try for Free) (Don't forget to use the exclusive code MTTM20K to get an extra 10k fee free) MTTM Investment Calculator - The best investment calculator on the web  

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. This week, Damien talks about his new podcast "One Giant Leap" where he has been talking to inspirational entrepreneur's (and there will be more about that in the coming weeks) Damien also reveals whether pensioners should be investing in the stock market and he talks more about building an investment portfolio. 80-20 Investor - Click here to find out more about Damien's 80 20 Investor service. Money Farm (Click To Try for Free) (Don't forget to use the exclusive code MTTM20K to get an extra 10k fee free) MTTM Investment Calculator - The best investment calculator on the web Scamsmart from the FCA - If you want further advice about Investment Scams, click here

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. This week, a listener got in touch with Damien about a recent investment. He was worried he may be the victim of a scam and with the listeners permission, Damien shares his tips. Damien also talks about market timing and the traps of ethical and passive investing. 80-20 Investor - Click here to find out more about Damien's 80 20 Investor service. Money Farm (Click To Try for Free) (Don't forget to use the exclusive code MTTM20K to get an extra 10k fee free) MTTM Investment Calculator - The best investment calculator on the web Scamsmart from the FCA - If you want further advice about Investment Scams, click here

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. This week, Damien ponders the question of whether money can truly make you happy. Damien also talks Gold and why and how you might want to invest. 80-20 Investor - Click here to find out more about Damien's 80 20 Investor service. Money Farm (Click To Try for Free) (Don't forget to use the exclusive code MTTM20K to get an extra 10k fee free) MTTM Investment Calculator - The best investment calculator on the web

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. This week, Damien talks about how you can slash your energy bill; the lazy way. Save or invest? Damien explains why it is not always a simple choice of one or the other. 80-20 Investor - Click here to find out more about Damien's 80 20 Investor service. Money Farm (Click To Try for Free) (Don't forget to use the exclusive code MTTM20K to get an extra 10k fee free) MTTM Investment Calculator - The best investment calculator on the web

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. This week, Damien recommends some of the industry's best money bloggers. Damien also tasks about an investment calculator that he helped design and develop (Click below to take a look) Finally, Damien reveals the latest scam affecting Gmail users and gives some quick tips on how to ensure you avoid being affected. Money Farm (Click To Try for Free) (Don't forget to use the exclusive code MTTM20K to get an extra 10k fee free) 80-20 Investor - Click here to find out more about Damien's 80 20 Investor service. MTTM Investment Calculator - The best investment calculator on the web

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. This week, Damien answers some listener questions. Money Farm (Click To Try for Free) (Don't forget to use the exclusive code MTTM20K to get an extra 10k fee free) 80-20 Investor - Click here to find out more about Damien's 80 20 Investor service. Register with HMRC - Click to register online with HMRC

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. This week, Damien gives some simple tips on how to boost your income. Damien also gives listeners some sound advice on rate rises and what you need to look out for. Having to file a tax return for the first time? Damien talks you through those first few steps. Money Farm (Click To Try for Free) (Don't forget to use the exclusive code MTTM20K to get an extra 10k fee free) 80-20 Investor - Click here to find out more about Damien's 80 20 Investor service. Register with HMRC - Click to register online with HMRC

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. This week, Damien talks about a new app that will help you to Trump-proof your investments. Damien also talks about the money behaviours of successful people and explains why the "best price" isn't the be all and end all. Money Farm (Click To Try for Free) (Don't forget to use the exclusive code MTTM20K to get an extra 10k fee free) The Best Pension Calculator On The Web - Try it now 80-20 Investor - Click here to find out more about Damien's 80 20 Investor service.

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. This week, Damien talks about the difference between active and passive investing. Damien also explains what a grey swan is and exactly why we might be seeing some in the near future. Merry Christmas everyone! Money Farm (Click To Try for Free) (Don't forget to use the exclusive code MTTM20K to get an extra 10k fee free) The Best Pension Calculator On The Web - Try it now 80-20 Investor - Click here to find out more about Damien's 80 20 Investor service.

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. This week, Damien talks about the cost of financial advice and how the RDR hasn't exactly helped matters. Damien also tells you where you shouldn't hide your Christmas presents and exactly how best to give the gift of an investment to a family member or friend. Money Farm (Click To Try for Free) (Don't forget to use the exclusive code MTTM20K to get an extra 10k fee free) The Best Pension Calculator On The Web - Try it now 80-20 Investor - Click here to find out more about Damien's 80 20 Investor service. Find out the gender pay gap for your job - Click to find out

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. This week, Damien talks about cookies (the website kind) and explains how clearing your cookies before a big purchase could save you a packet. Damien also gives some money making tips that could help to ease the cash flow over the Christmas period. Money Farm (Click To Try for Free) (Don't forget to use the exclusive code MTTM20K to get an extra 10k fee free) The Best Pension Calculator On The Web - Try it now 80-20 Investor - Click here to find out more about Damien's 80 20 Investor service.

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. This week, Damien talks about log book loans; what to be careful of and what you can do to protect yourself. Damien also talks investments and covers both pensions and the elusive "alpha". Money Farm (Click To Try for Free) (Don't forget to use the exclusive code MTTM20K to get an extra 10k fee free) The Best Pension Calculator On The Web - Try it now 80-20 Investor - Click here to find out more about Damien's 80 20 Investor service.

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. This week, Damien finally gives the travel tips that he promised 4 weeks ago, he also gives more insights into fund managers and how they work. With it being "Black Friday" week, Damien gives some timely tips on how to bag a bargain. Money Farm (Click To Try for Free) (Don't forget to use the exclusive code MTTM20K to get an extra 10k fee free) The Best Pension Calculator On The Web - Try it now 80-20 Investor - Click here to find out more about Damien's 80 20 Investor service.

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. This week, Damien answers an in-depth listener question and helps them to sort their priorities when it comes to pensions, savings and paying off debt. Damien also talks about Child benefit and how it could affect your state pension and he also explains how stories surrounding the markets suddenly materialise and why they are not always to be trusted.   Money Farm (Click To Try for Free) (Don't forget to use the exclusive code MTTM20K to get an extra 10k fee free) The Best Pension Calculator On The Web - Try it now 80-20 Investor - Click here to find out more about Damien's 80 20 Investor service.

Damien Fahy of moneytothemasses.com to Andy Leeks about money. This week, after a surprise victory for Donald Trump (Well, a surprise for some) Damien talks about the future of investing. Damien also explains how the Donald Trump victory will help you to understand the most important investing lesson you will ever learn. Money Farm (Click To Try for Free) (Don't forget to use the exclusive code MTTM20K to get an extra 10k fee free) The Best Pension Calculator On The Web - Try it now 80-20 Investor - Click here to find out more about Damien's 80 20 Investor service.

Damien Fahy of moneytothemasses.com to Andy Leeks about money. This week Damien focusses on pensions and investments. Damien explains why fund managers don't always have your best interests at heart and answers a listener question; should you over-pay on your mortgage or invest? Money Farm (Click To Try for Free) (Don't forget to use the exclusive code MTTM20K to get an extra 10k fee free) The Best Pension Calculator On The Web - Try it now 80-20 Investor - Click here to find out more about Damien's 80 20 Investor service. The Royal London Pension Guide - Click to view the pension guide that Damien recommended in this week's show

Damien Fahy of moneytothemasses.com to Andy Leeks about money. This week Damien talks about home security. How safe is your home? Damien also answers a question from an 80-20 Investor about the future of investing Money Farm (Click To Try for Free) (Don't forget to use the exclusive code MTTM20K to get an extra 10k fee free) The Best Pension Calculator On The Web - Try it now 80-20 Investor - Click here to find out more about Damien's 80 20 Investor service.

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. This week Damien talks more about investing and explains how his own portfolio is outperforming everyone else. His tips will ensure you can boost your own investment returns. Damien also gives his best ever money hack....but is it ethical? The Best Pension Calculator On The Web - Try it now 80-20 Investor - Click here to find out more about Damien's 80 20 Investor service.

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. This week Damien offers listeners a beginners guide to investing. Everything from why, where and when you should invest. The Best Pension Calculator On The Web - Try it now 80-20 Investor - Click here to find out more about Damien's 80 20 Investor service.

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. This week Damien talks about the three most important financial tasks that everyone should be doing. Also this week; Damien talks about peer-to-peer lending and covers off all the things you should be looking out for before you take the plunge The Best Pension Calculator On The Web - Try it now 80-20 Investor - Click here to find out more about Damien's 80 20 Investor service.

Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. This week Damien offers some advice on how to improve your financial well-being. Also this week; 100% mortgages are back and Damien has the info. The Best Pension Calculator On The Web - Try it now 80-20 Investor - Click here to find out more about Damien's 80 20 Investor service.

Damien Fahy of moneytothemasses.com to Andy Leeks about money. This week Damien talks about Income Investing and he also shares some money tricks he probably shouldn't be sharing with you Damien and Andy are also joined by an unexpected special guest. Money Farm (Click To Try for Free) (Don't forget to use the exclusive code MTTM20K to get an extra 10k fee free) The Best Pension Calculator On The Web - Try it now 80-20 Investor - Click here to find out more about Damien's 80 20 Investor service.

Damien Fahy of moneytothemasses.com to Andy Leeks about money. This week Damien and Andy celebrate the 100th episode in style. Packed with their favourite bit, funny stories and outtakes. They can't guarantee you'll learn anything about money but they are certain you'll enjoy this look back over the last 100 episodes. Damien answers a listener question around market timing and he also has something to say about the money advice service. The Daily Mail Story That Was Walletgate - Click here to read the story in the Daily Mail How Andy Ended Up In A Sealed Chamber - The Daily Mail story that backs it up 80-20 Investor - Click here to find out more about Damien's 80 20 Investor service.

Damien Fahy of moneytothemasses.com to Andy Leeks about money. This week Damien talks about a recent 'radio day' that he attended where he reached 2.5 million listeners via 10 different radio stations in 5 hours. Damien answers a listener question around market timing and he also has something to say about the money advice service. Money Farm (Click To Try for Free) (Don't forget to use the exclusive code MTTM20K to get an extra 10k fee free) The Best Pension Calculator On The Web - Try it now 80-20 Investor - Click here to find out more about Damien's 80 20 Investor service.

Damien Fahy of moneytothemasses.com to Andy Leeks about money. This week Damien talks about the science behind successful investing. Damien also reveals the tactics that scammers are using. You may or may not be surprised to learn that sales people employ the exact same tactics, only they have some consideration for the law and the regulations (Most of the time) Money Farm (Click To Try for Free) (Don't forget to use the exclusive code MTTM20K to get an extra 10k fee free) The Best Pension Calculator On The Web - Try it now 80-20 Investor - Click here to find out more about Damien's 80 20 Investor service.

Damien Fahy of moneytothemasses.com to Andy Leeks about money. This week Damien talks about the latest cut in interest rates and exactly how it affects you Damien also recommends three ways in which younger people can get involved with investing and he explain the 50/30/20 rule. Money Farm (Click To Try for Free) (Don't forget to use the exclusive code MTTM20K to get an extra 10k fee free) The Best Pension Calculator On The Web - Try it now 80-20 Investor - Click here to find out more about Damien's 80 20 Investor service.

Damien Fahy of moneytothemasses.com to Andy Leeks about money. This week Damien talks about the very real possibility of a negative interest rate and exactly how it may affect you. Damien also advises whether you should "short" the market and exactly what it means Money Farm (Click To Try for Free) (Don't forget to use the exclusive code MTTM20K to get an extra 10k fee free) The Best Pension Calculator On The Web - Try it now 80-20 Investor - Click here to find out more about Damien's 80 20 Investor service.

Damien Fahy of moneytothemasses.com to Andy Leeks about money. This week Damien explains talks about the dangers of downsizing your property, especially when planning to use the equity for pension planning. Damien also talks about financial advisers and tells you how much extra return you should be expecting. Money Farm (Click To Try for Free) (Don't forget to use the exclusive code MTTM20K to get an extra 10k fee free) The Best Pension Calculator On The Web - Try it now 80-20 Investor - Click here to find out more about Damien's 80 20 Investor service.

Damien Fahy of moneytothemasses.com to Andy Leeks about money. This week Damien explains what has happened with commercial property funds. Should you be worried and what should you do; Damien has the answers. Damien also talks about 80-20 Investor and how his DIY investment service is outperforming everyone. (Check out the link below) Finally, Damien warns about the new Brexit scams that listeners should be aware of  Money Farm (Click To Try for Free) (Don't forget to use the exclusive code MTTM20K to get an extra 10k fee free) The Best Pension Calculator On The Web - Try it now 80-20 Investor - Click here to find out more about Damien's 80 20 Investor service.

Damien Fahy of www.moneytothemasses.com talks to Andy Leeks about money. This week Damien talks 'Brexit' How will it affect you and your finances? Whether it is Investments, Pensions or even house prices, Damien gives his views. Ever wondered how to make money when the market crashes? Damien tells you how he managed to buck the trend; his results so impressive that the Wall Street Journal came knocking. Money Farm (Click To Try for Free) (Don't forget to use the exclusive code MTTM20K to get an extra 10k fee free) The Best Pension Calculator On The Web - Try it now 80 20 Investor - Click here to find out more about Damien's 80 20 Investor service.

Damien Fahy of www.moneytothemasses.com talks to Andy Leeks about money. This week Damien welcomes our new sponsor Money Farm (Click the link below to find out more - it's exciting stuff) Damien also explains how you can keep your cheap tracker mortgage (even when the lender is desperate to take it off of you) and Damien talk about the new pension calculator that he has created (and podcast listeners get an exclusive first look) Money Farm (Click To Try for Free) (Don't forget to use the exclusive code MTTM20K to get an extra 10k fee free) The Best Pension Calculator On The Web - Try it now 80 20 Investor - Click here to find out more about Damien's 80 20 Investor service.

Damien Fahy of www.moneytothemasses.com talks to Andy Leeks about money. This week Damien shares his views on a recent hot topic - "Can cash really outperform shares". Damien also talks about the recent tax changes that could mean that landlords end up paying additional tax on their private residence. Damien also warns listeners about another scam to be wary of shares some holiday travel tips. 80 20 Investor - Click here to find out more about Damien's 80 20 Investor service.

Damien Fahy of www.moneytothemasses.com talks to Andy Leeks about money. It is a European special this week as Damien discusses the upcoming EU Referendum and also the European Football Championships. This week, Damien explains how those that are undecided in the upcoming vote can use simple maths to make a rational decision.  80 20 Investor - Click here to find out more about Damien's 80 20 Investor service.

Damien Fahy of www.moneytothemasses.com talks to Andy Leeks about money. This week, Damien talks about the property market and ponders whether the market has turned. Damien also talks about car loans and introduces a new way in which people could save money by refinancing. Finally, Damien gives a neat trick to give those nasty cold callers the heave-ho.   80 20 Investor - Click here to find out more about Damien's 80 20 Investor service.

Damien Fahy of www.moneytothemasses.com talks to Andy Leeks about money. This week, Damien talks about an important date in terms of cashing in your pension. Damien also highlights a sneaky bit of small print on credit cards that could mean that you are paying interest even though your interest free offer has months to run. Finally, Damien gives hope to those that feel that equity release is the only option.   80 20 Investor - Click here to find out more about Damien's 80 20 Investor service.

Damien Fahy of www.moneytothemasses.com talks to Andy Leeks about money. This week, Damien talks about an investment tool that can help predict where the market is. Is it fear or greed that is driving it? Damien also explains why you shouldn't just rely on one type of mortgage calculator and he shares a tip that could save investor's thousands in fees. 80 20 Investor - Click here to find out more about Damien's 80 20 Investor service.

Damien Fahy of www.moneytothemasses.com talks to Andy Leeks about money. This week, Damien finds himself in an NHS ward and ends up holding a surgery of his own, answering some frequently asked questions. 80 20 Investor - Click here to find out more about Damien's 80 20 Investor service.

Damien Fahy of www.moneytothemasses.com talks to Andy Leeks about money. This week, Damien talks about salary sacrifice. What is it, why should you do it and what are the down sides? With the uncertainty of the EU referendum, Damien gives a great tip to those who are thinking of exchanging some currency in the coming weeks. Finally, Damien talks about a new comparison tool that can help you to choose the best estate agent - check it out below Compare Estate Agents - Click to compare Estate Agents in your area 80 20 Investor - Click here to find out more about Damien's 80 20 Investor service.

Damien Fahy of www.moneytothemasses.com talks to Andy Leeks about money. This week, Damien warns those who are thinking about helping to buy a property about a potential tax charge that they could be left with. Damien also explains how everyone can knock up to £50 off of their car insurance by taking out their own FREE legal cover on their motor insurance and finally, Damien dispels some myths about supposed investing adages 80 20 Investor - Click here to find out more about Damien's 80 20 Investor service.

Damien Fahy of www.moneytothemasses.com talks to Andy Leeks about money. This week, Damien talks about how world news can affect your investment portfolio and what you should do about it. Damien also announces a new tool that is able to stress test your portfolio. Damien also talks about another scam that is doing the rounds and touches on a new bank card that is embracing technology. 80 20 Investor - Click here to find out more about Damien's 80 20 Investor service.

Damien Fahy of www.moneytothemasses.com talks to Andy Leeks about money. This week, Damien explains why gambling and investing and two very different things. Damien also explains how financial advisers earn their money and arms you with the questions that you should be asking. Finally, Damien rattles off a list of freebies that all over 60's should be claiming. 80 20 Investor - Click here to find out more about Damien's 80 20 Investor service.

Damien Fahy of www.moneytothemasses.com talks to Andy Leeks about money. This week, Damien explains the "Panama Papers" using an analogy about 5 year old's and their piggy banks. Damien also gives explains why "Vaping" won't necessarily get you cheaper life insurance premiums and Damien also lists the tax year changes that you need to be aware of. 80 20 Investor - Click here to find out more about Damien's 80 20 Investor service.

Damien Fahy of www.moneytothemasses.com talks to Andy Leeks about money. This week, Damien dissects the budget and discusses the key points.  Damien also gives a great ISA tip and also talks about how renting a room out could make a real difference to your finances. 80 20 Investor - Click here to find out more about Damien's 80 20 Investor service.  

Damien Fahy of www.moneytothemasses.com talks to Andy Leeks about money. This week, Damien advises listeners how to get the best of the money pages. Damien also discusses a recent discovery that has revolutionised his car shopping experience.  Finally, Damien talks about two more scams that everyone should be aware of 80 20 Investor - Click here to find out more about Damien's 80 20 Investor service. Car Wow! - Shopping for a new car? Check out Car Wow!

Damien Fahy of www.moneytothemasses.com talks to Andy Leeks about money. This week, Damien talks absolute return funds and market volatility. Damien also reveals a fantastic commuting tool that can help you work out the cost, wherever you might be travelling from. Finally, Damien gets excited about a financial planning app that will help you predict your financial future. 80 20 Investor - Click here to find out more about Damien's 80 20 Investor service.

Damien Fahy of www.moneytothemasses.com talks to Andy Leeks about money. This week, Damien talks about how you can bullet-proof your portfolio. A simple, easy trick that could save you thousands of pounds. Damien also explains how you anyone can get a discount voucher simply by asking. Finally, Damien talks property and dispels a few myths as well as revealing how much extra you could expect to pay for a view. 80 20 Investor - Click here to find out more about Damien's 80 20 Investor service.

Damien Fahy of www.moneytothemasses.com talks to Andy Leeks about money. This week, Damien talks about the Financial Services Compensation Scheme (FSCS) and how much of your money is safe should your bank go under. Damien also explains what the scrabble index is and the surprising results that it yields. Damien also alerts listeners to the latest scam that involves bogus couriers arriving at your doorstep. 80 20 Investor - Click here to find out more about Damien's 80 20 Investor service.

Damien Fahy of www.moneytothemasses.com talks to Andy Leeks about money. This week, Damien gives a simple tip that could save thousands of pounds in interest and years of repayments Damien also explains how mortgages are underwritten for non standard applications and explains the best way to get accepted. Damien also covers the two W's. Wonky Veg and Wombling. 80 20 Investor - Click here to find out more about Damien's 80 20 Investor service.

Damien Fahy of www.moneytothemasses.com talks to Andy Leeks about money. This week, Damien talks about pensions. The retirement age for women is changing and it's left a lot of people angry and upset. What should you do to make sure you are prepared? Damien also gives some advice on how you could contribute to a pension when self employed and discusses a neat little credit card trick that could help boost your pension pot. 80 20 Investor - Click here to find out more about Damien's 80 20 Investor service.

Damien Fahy of www.moneytothemasses.com talks to Andy Leeks about money. This week, Damien suggests two great cashback apps. Damien also discuses the worlds worst passwords and gives some tips on how to avoid yours being hacked. Damien also talks about a little known privacy setting on your phone that could land you in hot water (or a thief in thieving heaven) 80 20 Investor - Click here to find out more about Damien's 80 20 Investor service.

Damien Fahy of www.moneytothemasses.com talks to Andy Leeks about money. This week, Damien talks in detail about the stock market. What is happening right now, why is it happening and what can we expect. Damien also talks about Over 50 life insurance plans and whether it is something you or one of your family members should consider. 80 20 Investor - Click here to find out more about Damien's 80 20 Investor service.

Damien Fahy of www.moneytothemasses.com talks to Andy Leeks about money. This week, Damien talks Tax breaks. With a new year comes new hope and optimism and so it's a good idea to review your finances. Damien discusses a plethora of Tax breaks that you might not have heard of or even known about. Damien also talks about the importance of taking out and updating a will. Finally, Damien advises on how to make money from the goods in your loft. 80 20 Investor - Click here to find out more about Damien's 80 20 Investor service.

Damien Fahy of www.moneytothemasses.com talks to Andy Leeks about money. This week, Damien talks stock markets and why January is such an important month when it comes to investing. Damien also talks about a new type of bank account open to everyone, including those with a poor credit history and Damien also gives two quick tips on contactless payments. 80 20 Investor - Click here to find out more about Damien's 80 20 Investor service

Damien Fahy of www.moneytothemasses.com talks to Andy Leeks about money. This week, Damien gives his views on what is likely to happen when interest rates rise. Damien also gives an update on annuities as it has now been confirmed that the government have given the green light for people to sell them in a secondary market from April 2017. Daien also gives a great tip on how to stop those nuisance calls. 80 20 Investor - Click here to find out more about Damien's 80 20 Investor service

Damien Fahy of www.moneytothemasses.com talks to Andy Leeks about money. This week, Damien gives a timely reminder of the risks of purchasing with Paypal. Damien also explains why Dividends are being cut and what you may need to consider doing to guarantee a better income stream and Damien also explains what leveraging is. 80 20 Investor - Click here to find out more about Damien's 80 20 Investor service

Damien Fahy of www.moneytothemasses.com talks to Andy Leeks about money. This week, Damien is on his own (Andy has been locked away in a sealed chamber in the name of science). Damien discusses home insurance, the best time of year to invest, how to sell you house for nothing and how to get your complaint seen by the CEO. 80 20 Investor - Click here to find out more about Damien's 80 20 Investor service

Damien Fahy of www.moneytothemasses.com talks to Andy Leeks about money. This week, Damien answers some reader / listener questions and covers varied subjects including fund charges, split ISA's and loft extensions. 80 20 Investor - Click here to find out more about Damien's 80 20 Investor service

Damien Fahy of www.moneytothemasses.com talks to Andy Leeks about money. This week, Damien informs listeners when he expects interest rates to rise. Damien also gives some tips on how best to switch funds when investing and also reveals that 4 million people are missing out on a little known tax break 80 20 Investor - Click here to find out more about Damien's 80 20 Investor service