A proposal from lawmakers could open up investment opportunities in private companies – if you can pass an exam based on your financial acumen. Wall Street Journal reporter Corrie Driebusch joins host Ariana Aspuru to break down how it might work and what it means for investors.  Sign up for the WSJ's free Markets A.M. newsletter.  Learn more about your ad choices. Visit megaphone.fm/adchoices

Connectors have a diverse network of contacts, always know who to reach out to, and their careers benefit from it often with bigger raises and promotions. WSJ columnist Rachel Feintzeig joins host Ariana Aspuru to discuss how you can become one.  Sign up for the WSJ's free Markets A.M. newsletter.  Learn more about your ad choices. Visit megaphone.fm/adchoices

Mega Millions is planning to raise the price of a lottery ticket to $5 next year. WSJ personal finance reporter Katherine Hamilton joins host Ariana Aspuru to discuss why it’s getting more expensive to buy that ticket to a billion dollar dream. Sign up for the WSJ's free Markets A.M. newsletter.  Learn more about your ad choices. Visit megaphone.fm/adchoices

More office workers are ditching jeans and sneakers for a blazer and heels. But at what cost? WSJ contributor Emily Cronin joins host Ariana Aspuru to discuss how you can keep up with the new rules for business casual and afford to feel stylish at work. Sign up for the WSJ's free Markets A.M. newsletter.  Learn more about your ad choices. Visit megaphone.fm/adchoices

As more people relocate for a job, research shows that couples are more likely to move when it benefits the man, even if the woman’s career would gain more from moving. Wall Street Journal reporter Dalvin Brown joins host J.R. Whalen to discuss the resulting pay gap between men and women. Sign up for the WSJ's free Markets A.M. newsletter.  Learn more about your ad choices. Visit megaphone.fm/adchoices

How did rivals help United take off? And what has investors worried about the health of CVS? Plus, why Netflix shares jumped. Host Francesca Fontana discusses the biggest stock moves of the week and the news that drove them. Sign up for the WSJ's free Markets A.M. newsletter. Learn more about your ad choices. Visit megaphone.fm/adchoices

Some job seekers are posting on LinkedIn that they are #Desperate to be hired. Wall Street Journal reporter Ann-Marie Alcántara joins host J.R. Whalen to discuss whether the tactic could help land an interview or a job. Sign up for the WSJ's free Markets A.M. newsletter.  Learn more about your ad choices. Visit megaphone.fm/adchoices

A rush of demand on the Treasury Department's antiquated website for buying government debt means some investors could be waiting up to 12 months to shift their money to a brokerage account. Wall Street Journal personal finance reporter Imani Moise joins host J.R. Whalen to discuss how investors are dealing with the delay.  Sign up for the WSJ's free Markets A.M. newsletter.  Learn more about your ad choices. Visit megaphone.fm/adchoices

The cost of employer-provided health insurance, which rose 7% in 2024 for the second straight year, is expected to rise again next year and outpace less-generous raises. Wall Street Journal reporter Ray A. Smith joins host J.R. Whalen to discuss questions to ask about your benefits package to potentially lessen the squeeze on your paycheck. Sign up for the WSJ's free Markets A.M. newsletter.  Learn more about your ad choices. Visit megaphone.fm/adchoices

Your signature is no longer needed on most electronic transactions as a way to prevent fraud. But customers are still being asked to sign at many restaurants, bars and other businesses, and people keep signing out of habit. Wall Street Journal personal finance reporter Oyin Adedoyin joins host J.R. Whalen to discuss when a signature is and isn’t required . Sign up for the WSJ's free Markets A.M. newsletter.  Learn more about your ad choices. Visit megaphone.fm/adchoices

Private-equity firms are spending millions of dollars to purchase HVAC, plumbing and electrical companies. Wall Street Journal reporter Te-Ping Chen joins host J.R. Whalen to discuss how it is boosting income for some skilled tradespeople as well as how it impacts services they provide to consumers. Sign up for the WSJ's free Markets A.M. newsletter.  Learn more about your ad choices. Visit megaphone.fm/adchoices

What turned Monday into a super day for Super Micro? And what did the CrowdStrike meltdown cost Delta Airlines? Plus, why did Tesla’s robotaxi fail to wow investors? Host Francesca Fontana discusses the biggest stock moves of the week and the news that drove them. Sign up for the WSJ's free Markets A.M. newsletter. Learn more about your ad choices. Visit megaphone.fm/adchoices

The average credit-card interest rate was 21.5% in May, hovering around its highest level in Federal Reserve data going back to 1994. Wall Street Journal reporter Angel Au-Yeung joins host J.R. Whalen to also discuss why the rates remain so high and the status of a proposed $8 cap on credit-card late fees. Sign up for the WSJ's free Markets A.M. newsletter. Learn more about your ad choices. Visit megaphone.fm/adchoices

Property owners in the path of hurricanes often face years of debt and lower credit scores as they rebuild. Wall Street Journal personal finance reporter Katherine Hamilton joins host J.R. Whalen to discuss the experience of homeowners who have endured several major storms. Sign up for the WSJ's free Markets A.M. newsletter.  Learn more about your ad choices. Visit megaphone.fm/adchoices

Property insurers have scaled back natural-disaster coverage and raised premiums to make up for steep losses as a result of more frequent storms. Wall Street Journal reporter Jean Eaglesham joins host J.R. Whalen to discuss how recent hurricanes could reshape insurance coverage.  Sign up for the WSJ's free Markets A.M. newsletter.  Learn more about your ad choices. Visit megaphone.fm/adchoices

While the median job switcher gets a 10% raise each time they move to a new company, their potential retirement savings can fall short because they forget to re-adjust contribution levels. Wall Street Journal reporter Anne Tergesen joins host J.R. Whalen to discuss how much financial advisers recommend workers should plan to save in their retirement accounts over their career. Sign up for the WSJ's free Markets A.M. newsletter.  Learn more about your ad choices. Visit megaphone.fm/adchoices

New research shows that people in different income groups often experience similar feelings of satisfaction when they receive bonuses or raises. Host J.R. Whalen is joined by WSJ reporter Joe Pinsker to explain why. Sign up for the WSJ's free Markets A.M. newsletter.  Learn more about your ad choices. Visit megaphone.fm/adchoices

In the fourth and final episode of our series “Your Money, Your Vote,” we delve into the presidential candidates' plans to reduce the cost of healthcare. In 2022, U.S. healthcare spending averaged nearly $13,500 per person, and it’s projected to keep rising. We also examine Vice President Kamala Harris’s and former President Donald Trump’s positions on drug prices, the Affordable Care Act and reproductive healthcare. J.R. Whalen hosts. Sign up for the WSJ's free Markets A.M. newsletter.  Learn more about your ad choices. Visit megaphone.fm/adchoices

Why are global automakers hitting the brakes? And why did Tesla's stock fall despite the company delivering more vehicles? Plus, what sent Spirit Airlines shares into a tailspin? Host Francesca Fontana discusses the biggest stock moves of the week and the news that drove them. Sign up for the WSJ's free Markets A.M. newsletter. Learn more about your ad choices. Visit megaphone.fm/adchoices

Some savers who invested in CDs because they offered high yields are seeing those returns decline as the Federal Reserve lowers interest rates. Wall Street Journal personal finance reporter Imani Moise joins host J.R. Whalen to discuss what you should know about callable CDs.  Sign up for the WSJ's free Markets A.M. newsletter. Learn more about your ad choices. Visit megaphone.fm/adchoices

The average 30-year mortgage rate has fallen more than a full percentage point over the past year, but many renters remain priced out of the housing market. Wall Street Journal personal finance reporter Veronica Dagher joins host J.R. Whalen to discuss how far economists say mortgage rates have to come down for paying a mortgage to be less expensive than renting . Sign up for the WSJ's free Markets A.M. newsletter.  Learn more about your ad choices. Visit megaphone.fm/adchoices

Some companies are transitioning full-time employees from salaries to bonus-based pay for hitting certain targets. Wall Street Journal careers and workplace deputy bureau chief Vanessa Fuhrmans joins host J.R. Whalen to discuss which types of jobs are involved, and how performance metrics can impact workers’ pay. Sign up for the WSJ's free Markets A.M. newsletter.  Learn more about your ad choices. Visit megaphone.fm/adchoices

Americans have been accumulating mountains of credit-card points. Inflation is eroding their value. Wall Street Journal personal finance reporter Katherine Hamilton joins host J.R. Whalen to discuss what you should know to preserve the value of your points.  Sign up for the WSJ's free Markets A.M. newsletter.  Learn more about your ad choices. Visit megaphone.fm/adchoices

Hotel room rates have skyrocketed in recent years, now averaging $200 or more in some of the nation’s largest cities. Wall Street Journal travel reporter Allison Pohle joins J.R. Whalen to discuss what travelers can do to save money without having to cancel their plans.  Sign up for the WSJ's free Markets A.M. newsletter.  Learn more about your ad choices. Visit megaphone.fm/adchoices

In the third episode of our series “Your Money, Your Vote,” we delve into the presidential nominees' positions on student loans and the cost of higher education. In the wake of the Supreme Court's ruling against President Biden’s student-loan forgiveness plan, the administration has shifted to a more fragmented approach to address student debt. We’ll look into whether Vice President Kamala Harris will carry on Biden’s initiatives. And we’ll explore former President Trump’s views on student loans, including how they have evolved, if at all, in his current campaign. J.R. Whalen hosts. Sign up for the WSJ's free Markets A.M. newsletter.  Learn more about your ad choices. Visit megaphone.fm/adchoices

What did investors make of changes to Southwest’s famous seating strategy? And why did two big AI tech-stock names go in opposite directions? Plus, why did Costco shares get a markdown? Host Francesca Fontana discusses the biggest stock moves of the week and the news that drove them. Sign up for the WSJ's free Markets A.M. newsletter. Learn more about your ad choices. Visit megaphone.fm/adchoices

A recent data breach at Disney that exposed millions of intraoffice messages has shed light on whether direct messages between co-workers can be seen by others. Host J.R. Whalen is joined by the WSJ’s Shara Tibken and Chip Cutter who discuss what employees should know about privacy on apps like Slack and Google Chat, and what rights workers have when it comes to workplace messaging.  Sign up for the WSJ's free Markets A.M. newsletter.  Learn more about your ad choices. Visit megaphone.fm/adchoices

As interest rates decline, some financial advisers are steering their clients toward bonds. Wall Street Journal reporter Vicky Ge Huang joins host J.R. Whalen to discuss what you should know about buying bonds and how they compare to other investments. Sign up for the WSJ's free Markets A.M. newsletter.  Learn more about your ad choices. Visit megaphone.fm/adchoices

Retirees concerned about the costs of living in cities and suburbs are moving to more rural parts of the country. Wall Street Journal reporter Veronica Dagher joins host J.R. Whalen to discuss the trade-offs involved. Sign up for the WSJ's free Markets A.M. newsletter.  Learn more about your ad choices. Visit megaphone.fm/adchoices

Many companies are offering signing bonuses to seal the deal with qualified candidates. Wall Street Journal reporter Ray A. Smith joins host J.R. Whalen to discuss how to ask for one. Sign up for the WSJ's free Markets A.M. newsletter.  Learn more about your ad choices. Visit megaphone.fm/adchoices

Financial advisers say the tone and frenetic pace of political campaigns can add to someone’s financial anxiety, causing some people to find comfort by overspending. Wall Street Journal contributor Julia Carpenter joins host J.R. Whalen to discuss how you can rise above the political fray and better manage your personal finances . Sign up for the WSJ's free Markets A.M. newsletter.  Learn more about your ad choices. Visit megaphone.fm/adchoices

In the second episode of our series “Your Money, Your Vote,” we break down the tax plans of Vice President Kamala Harris and former President Donald Trump. Host J.R. Whalen is joined by WSJ tax reporters Rich Rubin and Laura Saunders to discuss which tax cuts might be extended, how the candidates’ proposed policies could affect your finances and the role of a potentially divided Congress in advancing those plans. Sign up for the WSJ's free Markets A.M. newsletter.  Learn more about your ad choices. Visit megaphone.fm/adchoices

Space exploration company Intuitive Machines got a big NASA contract, so did its stock go to the moon? And what did investors think of getting Olive Garden delivered? Plus, why did FedEx and Nike shares go in opposite directions? Host Francesca Fontana discusses the biggest stock moves of the week and the news that drove them. Sign up for the WSJ's free Markets A.M. newsletter. Learn more about your ad choices. Visit megaphone.fm/adchoices

This week’s interest-rate cut by the Federal Reserve could make refinancing more attractive for homeowners saddled with higher mortgage rates. Wall Street Journal personal finance reporter Veronica Dagher joins host J.R. Whalen to discuss what to consider before deciding to refinance. Sign up for the WSJ's free Markets A.M. newsletter.  Learn more about your ad choices. Visit megaphone.fm/adchoices

Plus: U.S. stocks rally a day after the Federal Reserve cut interest rates. Israel launched a wave of airstrikes against Hezbollah targets in Lebanon, as the militant group’s leader said the attacks on its members amounted to a declaration of war. J.R. Whalen reports. Sign up for the WSJ's free What's News newsletter.  Learn more about your ad choices. Visit megaphone.fm/adchoices

The Federal Reserve cut interest rates by half a percentage point yesterday, the first reduction since 2020. Wall Street Journal economics reporter Justin Lahart joins host J.R. Whalen to discuss how it’s likely to affect credit-card account holders and prospective home buyers. Sign up for the WSJ's free Markets A.M. newsletter.  Learn more about your ad choices. Visit megaphone.fm/adchoices

In the wake of a crackdown on so-called junk fees, more companies are making the unpopular charges easier for consumers to spot. But the fees still aren't going away. Wall Street Journal reporter Allison Pohle joins host J.R. Whalen to discuss why, and what consumers can do about them. Sign up for the WSJ's free Markets A.M. newsletter.  Learn more about your ad choices. Visit megaphone.fm/adchoices

The Federal Reserve is set to cut interest rates this week for the first time since 2020.  Wall Street Journal reporter Joe Pinsker joins host J.R. Whalen to discuss where financial advisors suggest you put your cash.  Sign up for the WSJ's free Markets A.M. newsletter.  Learn more about your ad choices. Visit megaphone.fm/adchoices

The annual cost of living adjustment for Social Security monthly payments is projected to rise at a significantly smaller pace than the past several years. Wall S treet Journal reporter Anne Tergesen joins host J.R. Whalen to discuss how the increase is designed to prevent retirees from losing ground to inflation. Sign up for the WSJ's free Markets A.M. newsletter. Learn more about your ad choices. Visit megaphone.fm/adchoices

In the first episode of our new series “Your Money, Your Vote," we tackle one of the hottest topics in the 2024 election: inflation and the economy. With rising prices top of mind for voters, we break down the facts on inflation and how former President Donald Trump’s and Vice President Kamala Harris’s economic proposals could impact your personal finances. Sign up for the WSJ's free Markets A.M. newsletter.  Learn more about your ad choices. Visit megaphone.fm/adchoices

What warning did JPMorgan give about rate cuts? And why are health insurers taking a hit after the presidential debate? Plus, how much did a big chipmaker rally support stock indexes this week? Host Jack Pitcher discusses the biggest stock moves of the week and the news that drove them. Learn more about your ad choices. Visit megaphone.fm/adchoices

Gen Zers and younger millennials, who once questioned the value of corporate life, are now embracing the structured workweek, steady paycheck, and employee benefits. Wall Street Journal reporter Ann-Marie Alcántara joins host J.R. Whalen to discuss. Sign up for the WSJ's free Markets A.M. newsletter.   Learn more about your ad choices. Visit megaphone.fm/adchoices

Leaving a job can be just as messy as leaving a romantic partner. New York University professor of psychology Tessa West joins host J.R. Whalen to discuss how relationship science can help you avoid common mistakes and guide you through the stages of falling out of love with your career. Sign up for the WSJ's free Markets A.M. newsletter.  Learn more about your ad choices. Visit megaphone.fm/adchoices

As the labor market cools, many hiring managers are resetting pay levels for new hires. Wall Street Journal reporter Ray A. Smith joins host J.R. Whalen to discuss how companies are able to reduce salaries and still attract desirable talent. Sign up for the WSJ's free Markets A.M. newsletter.  Learn more about your ad choices. Visit megaphone.fm/adchoices

The effects of the pandemic on the U.S. economy has left many consumers with feelings of both optimism and angst . Wall Street Journal reporter Joe Pinsker joins host J.R. Whalen to discuss the state of Americans’ finances, including their savings, debt, and retirement savings.  Sign up for the WSJ's free Markets A.M. newsletter.  Learn more about your ad choices. Visit megaphone.fm/adchoices

Last month, a lawsuit alleged that a background-check company left as many as three billion records exposed – putting new attention on credit freezes. Wall Street Journal personal finance reporter Imani Moise tells host J.R. Whalen about how this free safeguard could protect you from identity thieves.   Sign up for the WSJ's free Markets A.M. newsletter.  Learn more about your ad choices. Visit megaphone.fm/adchoices

What’s causing Nvidia’s recent decline? And how did a summer tech outage help JetBlue? Plus, why is deal uncertainty weighing on U.S. Steel? Host Francesca Fontana discusses the biggest stock moves of the week and the news that drove them. Learn more about your ad choices. Visit megaphone.fm/adchoices

This year’s Wall Street Journal/College Pulse ranking measures how well each college sets graduates up for financial success. So which schools ended up on top? Wall Street Journal rankings editor Harry Carr joins host J.R. Whalen to discuss.  Sign up for the WSJ's free Markets A.M. newsletter.  Learn more about your ad choices. Visit megaphone.fm/adchoices

According to an AARP survey, 77% of Americans aged 50 and older want to live as long as possible in their current home. But rising costs mean that pursuing this dream has gotten harder. WSJ “Turning Points” columnist Clare Ansberry joins host J.R. Whalen to discuss how people are preparing their finances to stay in their home.  Sign up for the WSJ's free Markets A.M. newsletter.  Learn more about your ad choices. Visit megaphone.fm/adchoices

More workers in their 20s and 30s are considering taking extended breaks from work for travel and other pursuits. Wall Street Journal personal-finance reporter Oyin Adedoyin joins host J.R. Whalen to discuss how to best prepare financially for taking sabbaticals from your career track. Sign up for the WSJ's free Markets A.M. newsletter.  Learn more about your ad choices. Visit megaphone.fm/adchoices

A recent Wall Street Journal/NORC poll indicated a significant gap between people’s wishes and expectations regarding owning a home, having a family, and looking forward to a comfortable retirement. Economics reporter Rachel Wolfe joins host J.R. Whalen to discuss why the pessimism is more pronounced today compared to previous generations. Sign up for the WSJ's free Markets A.M. newsletter.  Learn more about your ad choices. Visit megaphone.fm/adchoices

Credit-builder cards from companies like Chime Financial and Credit Sesame are promising customers a higher credit score without ever borrowing or paying back any money. Wall Street Journal reporter Gina Heeb joins host J.R. Whalen to discuss how these cards work.  Sign up for the WSJ's free Markets A.M. newsletter.  Learn more about your ad choices. Visit megaphone.fm/adchoices

A recent settlement by the National Association of Realtors means home buyers are now responsible for negotiating their agent’s commissions. Wall Street Journal personal finance reporter Veronica Dagher joins host J.R. Whalen to discuss what to know before reviewing contracts and reaching an agreement.  Sign up for the WSJ's free Markets A.M. newsletter. Learn more about your ad choices. Visit megaphone.fm/adchoices

Presidential candidate Kamala Harris has proposed giving families of newborns a $6,000 bonus in the form of a tax credit – an approach that’s been used by a few other countries. With rising child-care costs, will it make a difference? Wall Street Journal reporter Dalvin Brown joins host J.R. Whalen to discuss.  Sign up for the WSJ's free Markets A.M. newsletter.  Learn more about your ad choices. Visit megaphone.fm/adchoices

More landlords are offering credit card-style incentives to tenants for making timely payments and signing or renewing leases. Wall Street Journal personal finance reporter Katherine Hamilton joins host J.R. Whalen to discuss companies and retailers that have partnered with landlords to offer rewards.  Sign up for the WSJ's free Markets A.M. newsletter. Learn more about your ad choices. Visit megaphone.fm/adchoices

Many Americans in their 50s feel unprepared for retirement because they haven’t been able to put away enough money. Wall Street Journal reporter Hannah Miao joins host J.R. Whalen to discuss steps they can take now to boost the value of their portfolio. Sign up for the WSJ's free What's News newsletter.  Learn more about your ad choices. Visit megaphone.fm/adchoices

Learn how Gen Z is tackling their debt in the final episode of our three-part series "Gen Z & the Debt Trap." We’ll talk with 20-year old Michenzie Sommerville, who shares how after struggling to keep up with her auto loan, her car was repossessed. We’ll hear from Corebridge Financial on how Gen Zers are using social-media apps like TikTok to learn about financial literacy at a younger age than other generations. Also, financial experts from organizations like the National Foundation for Credit Counseling and the Financial Therapy Association explain how to manage personal debt and prevent collecting more. Tadeo Ruiz Sandoval hosts.  Sign up for the WSJ's free Markets A.M. newsletter.  Learn more about your ad choices. Visit megaphone.fm/adchoices

How did stocks react to the latest comments from Jerome Powell? And how did Target get shoppers to stores more? Plus, why did investors worry about money manager Franklin Templeton? Host Jack Pitcher discusses the biggest stock moves of the week and the news that drove them. Learn more about your ad choices. Visit megaphone.fm/adchoices

Many Americans born between 1965 and 1980, often referred to as Gen X, are facing shortfalls in savings as they approach the traditional retirement age. Wall Street Journal reporter Hannah Miao joins host J.R. Whalen to discuss why they are in a worse position than the previous generation’s baby boomers were at the same age. Sign up for the WSJ's free Markets A.M. newsletter. Learn more about your ad choices. Visit megaphone.fm/adchoices

Credit-card companies like Amex, Chase and Capital One are opening upscale lounges for their high-end customers. Wall Street Journal personal-finance reporter Imani Moise joins host J.R. Whalen to discuss other exclusive perks being offered. Sign up for the WSJ's free Markets A.M. newsletter. Learn more about your ad choices. Visit megaphone.fm/adchoices

Gen Z’s debt won’t just affect them. It could be a problem for everyone. In the second episode of our three-part series “Gen Z & the Debt Trap,” we talk with TransUnion and Credit Karma experts to discuss potential consequences of Gen Z’s debt for past generations and those to come. We’ll also get to know 25-year-old Gaia Jacobs, who says she traded her dream career for a steady job in order to pay off her debt. Plus, we talk with a mental-health professional from the American Psychiatric Association to learn how Gen Zers’ spending habits could be making the problem worse. Tadeo Ruiz Sandoval hosts. Sign up for the WSJ's free Markets A.M. newsletter.  Learn more about your ad choices. Visit megaphone.fm/adchoices

More students are flocking to university “co-op” programs where they can receive paid full-time work experience. Wall Street Journal reporter Sanvi Bangalore joins host Ariana Aspuru to discuss how these career-oriented academic models are boosting students' chances of landing a job after graduation. Sign up for the WSJ's free Markets A.M. newsletter. Learn more about your ad choices. Visit megaphone.fm/adchoices

A settlement reached by the National Association of Realtors over inflated commissions has changed the way real-estate agents collect payments. Wall Street Journal housing reporter Nicole Friedman joins host J.R. Whalen to discuss how the deal gives buyers more negotiating power. Sign up for the WSJ's free Markets A.M. newsletter. Learn more about your ad choices. Visit megaphone.fm/adchoices

Pets aren’t an afterthought in estate planning anymore. More pet owners are setting aside funds in their wills for their furry friends. Wall Street Journal personal finance reporter Ashlea Ebeling joins host Ariana Aspuru to discuss the rise of the pet directive.  Sign up for the WSJ's free Markets A.M. newsletter.  Learn more about your ad choices. Visit megaphone.fm/adchoices

In the first episode of our three part-series “Gen Z & the Debt Trap,” we explore a Credit Karma report that found Gen Z is accumulating debt faster than any other generation. To learn more, we’ll meet Kyle Dillon, a 22-year-old Gen Zer who after leaving home to pursue higher education, accumulated tens of thousands of dollars in debt. We also look at a TransUnion study to see how Gen Zers’ paychecks can’t keep up with inflation, creating dependency on using credit cards. Plus, the St. Louis Federal Reserve shares a surprising advantage Gen Z has over other generations. Tadeo Ruiz Sandoval hosts.  Sign up for the WSJ's free Markets A.M. newsletter.  Learn more about your ad choices. Visit megaphone.fm/adchoices

Why did markets have their best week of the year? And how did investors react to new CEOs at Starbucks and Victoria’s Secret? Plus, how did Donald Trump’s tweets affect Trump Media & Technology? Host Francesca Fontana discusses the biggest stock moves of the week and the news that drove them. Learn more about your ad choices. Visit megaphone.fm/adchoices

They were the generation financially falling behind. But now, millennials have become wealthier than previous generations were at their age. WSJ personal finance reporter Joe Pinsker tells host Ariana Aspuru how the shocking turnaround is influencing their decisions about money.  Sign up for the WSJ's free Markets A.M. newsletter.  Learn more about your ad choices. Visit megaphone.fm/adchoices

Companies are pulling back on hiring hourly roles such as truck drivers, maintenance workers, and cleaners — that were once in high demand. Wall Street Journal reporter Chip Cutter joins host Ariana Aspuru to discuss this shift in the labor market and how job-seekers can find their next gig.  Sign up for the WSJ's free Markets A.M. newsletter.  Learn more about your ad choices. Visit megaphone.fm/adchoices

A rough day in the stock market like what we saw last week could mean good news for home borrowers in the form of lower mortgage rates. But there are reasons not to expect rates to drop quickly anytime soon. Wall Street Journal Heard on the Street columnist Telis Demos joins host Ariana Aspuru to discuss the market forces that impact mortgage rates. Sign up for the WSJ's free Markets A.M. newsletter.  Learn more about your ad choices. Visit megaphone.fm/adchoices

Clinging to your old college ID isn’t enough to guarantee a discount anymore. WSJ reporter Mengqi Sun joins host J.R. Whalen to discuss the high tech efforts used to restrict access to student discounts.   Sign up for the WSJ's free Markets A.M. newsletter.  Learn more about your ad choices. Visit megaphone.fm/adchoices

Most families and students won’t be able to begin filling out federal college financial-aid forms until late fall, the second straight year of such delays. Wall Street Journal higher-education reporter Melisa Korn joins host J.R. Whalen to discuss what it could mean for their ability to access funds. Sign up for the WSJ's free Markets A.M. newsletter. Learn more about your ad choices. Visit megaphone.fm/adchoices

Winning an Olympic medal doesn’t necessarily translate to financial success for many athletes. Host J.R. Whalen speaks with WSJ personal finance reporter Joe Pinsker as well as Olympians Dan Walsh and Lauryn Williams, who discuss the financial challenges they faced and overcame in the years following competition. Sign up for the WSJ's free Markets A.M. newsletter. Learn more about your ad choices. Visit megaphone.fm/adchoices

What happened to Apple stock after Warren Buffett sold it? And why wasn’t Airbnb fully booked? Plus, who’s winning the weight-loss drug race? Host Francesca Fontana discusses the biggest stock moves of the week and the news that drove them. Learn more about your ad choices. Visit megaphone.fm/adchoices

As the labor market cools, workers have lost the leverage that won them substantial pay raises over the past several years. The Wall Street Journal’s careers and workplace deputy bureau chief Vanessa Fuhrmans joins host J.R. Whalen to discuss what it means for new hires who are switching jobs and for any worker who wants to negotiate a higher salary. Sign up for the WSJ's free Markets A.M. newsletter.  Learn more about your ad choices. Visit megaphone.fm/adchoices

As more companies incorporate generative AI tools, colleges and universities are racing to create new artificial-intelligence programs to prepare students with the skills they need to get a job. Wall Street Journal reporter Milla Surjadi joins host J.R. Whalen to discuss how the types of businesses requiring AI-related knowledge go beyond tech. Sign up for the WSJ's free Markets A.M. newsletter. Learn more about your ad choices. Visit megaphone.fm/adchoices

Financial advisers generally recommend that individual investors avoid knee-jerk reactions when stock-markets drop. Wall Street Journal personal-finance reporter Joe Pinsker joins host J.R. Whalen to discuss exceptions to that rule.  Sign up for the WSJ's free Markets A.M. newsletter. Learn more about your ad choices. Visit megaphone.fm/adchoices

Stricter regulations have tightened the requirements for people under 21 to get a credit card. Wall Street Journal contributor Cheryl Winokur Munk joins host J.R. Whalen to discuss how the process works now. Sign up for the WSJ's free Markets A.M. newsletter. Learn more about your ad choices. Visit megaphone.fm/adchoices

Many Americans who have added umbrella insurance to their existing policies are paying more as it kicks in more often. Wall Street Journal personal-finance reporter Veronica Dagher joins host J.R. Whalen to explain what it covers and ways to rein in the cost. Sign up for the WSJ's free Markets A.M. newsletter.  Learn more about your ad choices. Visit megaphone.fm/adchoices

How is Meta’s advertising business doing? And is Moderna in trouble after the end of the pandemic? Plus, why did Intel’s stock short-circuit? Host Francesca Fontana discusses the biggest stock moves of the week and the news that drove them. Learn more about your ad choices. Visit megaphone.fm/adchoices

As the nation’s airports and highways become more congested, more Americans are choosing to travel by rail. Wall Street Journal reporter Jacob Passy joins host J.R. Whalen to discuss the pros and cons—as well as the cost—of train travel.  Sign up for the WSJ's free Markets A.M. newsletter. Learn more about your ad choices. Visit megaphone.fm/adchoices

While elements of President Biden’s federal student-loan forgiveness proposals are held up in litigation, the White House is pushing for more relief for borrowers. Wall Street Journal personal-finance reporter Katherine Hamilton goes over the latest with host J.R. Whalen. Sign up for the WSJ's free Markets A.M. newsletter. Learn more about your ad choices. Visit megaphone.fm/adchoices

Raleigh, N.C., tops the list of U.S. cities where young professionals struggling to find work may find success, along with affordable living expenses. Wall Street Journal repor ter Ray A. Smith joins host J.R. Whalen to discuss other locations with strong job markets and vibrant cultural scenes. Sign up for the WSJ's free Markets A.M. newsletter. Learn more about your ad choices. Visit megaphone.fm/adchoices

When people change jobs, their 401(k) retirement funds often wind up in individual retirement accounts, or IRAs. Wall Street Journal reporter Anne Tergesen joins host J.R. Whalen to discuss misunderstandings about the rollover process that can limit savers’ potential for growth. Sign up for the WSJ's free Markets A.M. newsletter.  Learn more about your ad choices. Visit megaphone.fm/adchoices

In some relationships, a 50/50 bill split isn’t always ideal. Wall Street Journal personal-finance reporter Dalvin Brown joins host J.R. Whalen to discuss how couples are experimenting with new ways to share household expenses. Sign up for the WSJ's free Markets A.M. newsletter.  Learn more about your ad choices. Visit megaphone.fm/adchoices

After several years of frenzied hiring and workers scoring higher salaries, the labor market’s growth rate has fallen back to pre-Covid levels. Wall Street Journal economics reporter Jeanne Whalen joins host J.R. Whalen to discuss what job seekers can expect in the months ahead. Sign up for the WSJ's free Markets A.M. newsletter.  Learn more about your ad choices. Visit megaphone.fm/adchoices

After years of paying nearly zero-percent interest, many banks are offering cash and attractive savings rates for consumers to open new accounts. Wall Street Journal personal-finance reporter Imani Moise joins host J.R. Whalen to discuss what’s in the fine print that could cause you to think twice about moving your money. Sign up for the WSJ's free Markets A.M. newsletter.  Learn more about your ad choices. Visit megaphone.fm/adchoices

For some, mastering the skills required of their job isn’t enough to get ahead. Wall Street Journal Work & Life columnist Rachel Feintzeig joins host J.R. Whalen to discuss how “rizz” (short for charisma) can be learned and help propel you up the ladder. Sign up for the WSJ's free Markets A.M. newsletter. Learn more about your ad choices. Visit megaphone.fm/adchoices

More teens are entering adulthood with an established credit history after spending years as authorized users on their parents’ accounts. J.R. Whalen is joined by WSJ personal-finance reporter Oyin Adedoyin, who explains the pros and cons. Sign up for the WSJ's free Markets A.M. newsletter. Learn more about your ad choices. Visit megaphone.fm/adchoices

Hiring for white-collar jobs that typically require a bachelor’s degree has dropped below 2019 rates, according to data from payroll provider ADP. Wall Street Journal reporter Ray A. Smith joins host J.R. Whalen to explain what’s changed in the labor market, and alternate employment paths for frustrated job-seekers. Sign up for the WSJ's free Markets A.M. newsletter.  Learn more about your ad choices. Visit megaphone.fm/adchoices

How did the markets react to the attempted assassination of former President Donald Trump? And why did big chip stocks slip? Plus, why is Domino’s Pizza cutting back on new stores? Host Francesca Fontana discusses the biggest stock moves of the week and the news that drove them. Learn more about your ad choices. Visit megaphone.fm/adchoices

The IRS has made it easier for people to withdraw up to $1,000 annually from their retirement account in case of emergency. Wall Street Journal personal-finance reporter Ashlea Ebleing joins host J.R. Whalen to discuss the fine print, including what qualifies as an emergency, and the tax implications involved. Sign up for the WSJ's free Markets A.M. newsletter.  Learn more about your ad choices. Visit megaphone.fm/adchoices

After rising 12% last year, average annual car-insurance rates in the U.S. are expected to increase by another 9% next year. Wall Street Journal editor Geoffrey Rogow joins host J.R. Whalen to discuss options drivers have in order to rein in costs.  Sign up for the WSJ's free Markets A.M. newsletter.  Learn more about your ad choices. Visit megaphone.fm/adchoices

Taking a ‘quiet vacation’ is the latest social media trend taking off in the workplace, where employees are taking mini-vacations during their remote days. Wall Street Journal reporter Sanvi Bangalore joins host J.R. Whalen to discuss how some workers are redefining work-life balance.  Sign up for the WSJ's free Markets A.M. newsletter.  Learn more about your ad choices. Visit megaphone.fm/adchoices

In a recent Gallup survey, about 47% of working Americans said they feel Social Security won’t be able to pay them benefits when they retire. Wall Street Journal personal-finance reporter Joe Pinsker joins host J.R. Whalen to discuss common misunderstandings about the program’s future, and how some workers are making adjustments to the way they save for retirement. Sign up for the WSJ's free Markets A.M. newsletter.  Learn more about your ad choices. Visit megaphone.fm/adchoices

For some teens the opportunity to socialize and make friends are the most important factors in finding a summer job. Wall Street Journal reporter Terell Wright joins host J.R. Whalen to discuss why the current job market is different for this generation of workers.  Sign up for the WSJ's free Markets A.M. newsletter.  Learn more about your ad choices. Visit megaphone.fm/adchoices

How are the big U.S. banks dealing with higher interest rates? And why did Delta Air Lines lead other airlines’ stocks lower? Plus, how did glass-maker Corning become part of the AI trade? Host Francesca Fontana discusses the biggest stock moves of the week and the news that drove them. Learn more about your ad choices. Visit megaphone.fm/adchoices

Sending unexpected money requests through payment apps, or even asking for small amounts, have resulted in strained friendships for some people. Wall Street Journal reporter Dalvin Brown joins host J.R. Whalen to discuss best practices when asking for repayment. Sign up for the WSJ's free Markets A.M. newsletter. Learn more about your ad choices. Visit megaphone.fm/adchoices

Some consumers say their credit-card company updating merchants with new account numbers has made it harder to resolve cases of fraud. Wall Street Journal personal finance reporter Imani Moise joins host J.R. Whalen to discuss what options card-holders have. Sign up for the WSJ's free Markets A.M. newsletter. Learn more about your ad choices. Visit megaphone.fm/adchoices

Lifetime subscriptions often come with caveats and stipulations that might reduce their cost-effectiveness. Wall Street Journal personal finance reporter Katherine Hamilton joins host J.R. Whalen to discuss what to look for in the fine print. Sign up for the WSJ's free Markets A.M. newsletter. Learn more about your ad choices. Visit megaphone.fm/adchoices

After several years of changing jobs and scoring pay increases, many workers feel stagnant in their careers as the labor market cools off. Wall Street Journal workplace reporter Chip Cutter joins host J.R. Whalen to discuss steps to achieve more flexibility. Sign up for the WSJ's free Markets A.M. newsletter.  Learn more about your ad choices. Visit megaphone.fm/adchoices

More Gen Z consumers are bulk grocery-shopping in groups at Costco and Sam’s Club to ease the pain of rising food prices. Wall Street Journal reporter Margot Amouyal joins host J.R. Whalen to discuss. Sign up for the WSJ's free Markets A.M. newsletter.  Learn more about your ad choices. Visit megaphone.fm/adchoices

As the price of vacation accommodations rises, more people are coordinating to spend days or even weeks in each other’s homes. Wall Street Journal travel reporter Allison Pohle joins host J.R. Whalen to discuss the pros and cons of home swapping. Sign up for the WSJ's free Markets A.M. newsletter.  Learn more about your ad choices. Visit megaphone.fm/adchoices

An executor plays a key role in managing the distribution of a deceased person’s belongings, but many people underestimate the time, cost and potential family tension involved. Wall Street Journal personal finance reporter Ashlea Ebeling joins host J.R. Whalen to discuss. Sign up for the WSJ's free Markets A.M. newsletter.  Learn more about your ad choices. Visit megaphone.fm/adchoices

Roth IRA and Roth 401(k) account holders can get ahead of next year’s scheduled expiration of 2017 tax breaks by adding to their retirement plans now. Wall Street Journal tax reporter Laura Saunders joins host J.R. Whalen to discuss. Sign up for the WSJ's free Markets A.M. newsletter.  Learn more about your ad choices. Visit megaphone.fm/adchoices

While many people draw from their 401(k) funds in retirement, others see real-estate investing as a less volatile method to build savings. WSJ personal-finance reporter Veronica Dagher joins host J.R. Whalen to discuss. Sign up for the WSJ's free Markets A.M. newsletter.  Learn more about your ad choices. Visit megaphone.fm/adchoices

Learn essential budgeting tips to help you stay on track in the final episode of our series "Adulting 101: Navigating the Real World." We’ll review how to manage your finances with advice from a certified financial planner, including commonly overlooked expense categories and managing student loans. J.R. Whalen and Ariana Aspuru host.  Sign up for the WSJ's free Markets A.M. newsletter.  Learn more about your ad choices. Visit megaphone.fm/adchoices

Just how big was stock markets’ first half? And how did Novo Nordisk get a China bump? Plus, what did investors make of Nike’s drop in revenue? Host Francesca Fontana discusses the biggest stock moves of the week and the news that drove them. Learn more about your ad choices. Visit megaphone.fm/adchoices

Your home may be the biggest purchase you ever make. But high prices and mortgage rates mean that it’s becoming increasingly difficult to get wealthy from buying a home. Are we at the top of the market, and should that stop you from buying a home? WSJ chief economics commentator Greg Ip joins host J.R. Whalen to discuss. Sign up for the WSJ's free Markets A.M. newsletter.  Learn more about your ad choices. Visit megaphone.fm/adchoices

While there are some risks to tooting your own horn at work, new research shows that bragging can actually bring you closer to your colleagues. WSJ contributor David Robson joins host Ariana Aspuru to discuss how to celebrate your achievements without seeming like a jerk.  Sign up for the WSJ's free Markets A.M. newsletter.  Learn more about your ad choices. Visit megaphone.fm/adchoices

Receiving your first professional paycheck is a memorable moment for anyone starting out, but the maze of numbers can be hard to follow. In the second episode of our three-part series “Adulting 101: Navigating the Real World,” we go line by line to explain taxes and other deductions taken out of your check that result in your take-home pay. Plus, the right questions to ask to maximize your employee benefits. J.R. Whalen and Ariana Aspuru host. Sign up for the WSJ's free Markets A.M. newsletter.  Learn more about your ad choices. Visit megaphone.fm/adchoices

Some people are trying to turn their big monthly expenses into an opportunity to earn more points by paying with a credit card. WSJ reporter Katherine Hamilton joins host Ariana Aspuru to discuss what you should know about credit card rewards and fees before charging your rent and other bills.  Sign up for the WSJ's free Markets A.M. newsletter.  Learn more about your ad choices. Visit megaphone.fm/adchoices

Rising temperatures and high natural-gas prices mean you could be paying more to keep your home cool this summer. WSJ commodities reporter Ryan Dezember joins host Ariana Aspuru to talk about how high your electricity bill could jump and what to keep in mind as you crank up the air conditioning. Sign up for the WSJ's free Markets A.M. newsletter.  Learn more about your ad choices. Visit megaphone.fm/adchoices

Finding it harder to boost morale and promote camaraderie in hybrid work environments, some managers are looking to hire someone with personality. WSJ columnist Callum Borchers joins host Ariana Aspuru to discuss how charm can outweigh productivity.  Sign up for the WSJ's free Markets A.M. newsletter.  Learn more about your ad choices. Visit megaphone.fm/adchoices

In the first episode of our three part-series “Adulting 101: Navigating the Real World,” we explore a crucial milestone for graduates: landing that first professional job out of college. Discover how AI can be a valuable tool for resume-building and completing job applications, as well as pitfalls to avoid. Upcoming episodes will cover dissecting your paycheck, choosing the right benefits, and creating a budget. J.R. Whalen and Ariana Aspuru host.  Sign up for the WSJ's free Markets A.M. newsletter.  Learn more about your ad choices. Visit megaphone.fm/adchoices

What happened after Nvidia briefly became the most valuable company in the world? And how did investors react to the end of Apple’s buy now, pay later service? Plus, how did a drug that isn’t used for weight loss excite markets? Host Francesca Fontana discusses the biggest stock moves of the week and the news that drove them. Learn more about your ad choices. Visit megaphone.fm/adchoices

 It can be hard to understand exactly what kinds of things help or hurt your credit score. One reason why: Paying off a car loan or missing a credit-card payment might not affect your score the same way it affects other people’s. WSJ personal finance reporter Imani Moise joins host J.R. Whalen to clear up some of the uncertainty behind credit scores through a new interactive WSJ quiz.  Sign up for the WSJ's free Markets A.M. newsletter.  Learn more about your ad choices. Visit megaphone.fm/adchoices

More people are turning to content creation to generate income. But it's getting harder with algorithm changes and a potential TikTok ban. WSJ reporter Ann-Marie Alcántara joins host Ariana Aspuru to discuss. Sign up for the WSJ's free Markets A.M. newsletter.  Learn more about your ad choices. Visit megaphone.fm/adchoices

As older parents live longer with chronic illness and need more assistance, their caregivers face the challenge of also holding a full-time job. WSJ “Turning Points” columnist Clare Ansberry joins host J.R. Whalen to discuss calls for more businesses to offer elder care-related benefits. Sign up for the WSJ's free Markets A.M. newsletter.  Learn more about your ad choices. Visit megaphone.fm/adchoices

In some offices, hybrid work schedules have resulted in productivity slowdowns. Wall Street Journal reporter Ray A. Smith joins host J.R. Whalen to discuss what some call a “coordination tax.” Sign up for the WSJ's free Markets A.M. newsletter. Learn more about your ad choices. Visit megaphone.fm/adchoices

How did markets react to the Federal Reserve’s projections for cutting interest rates? And what happened to Tesla’s shares after Elon Musk’s multibillion-dollar pay package was approved? Plus, why is Broadcom following in Nvidia’s footsteps with a stock split? Host Francesca Fontana discusses the biggest stock moves of the week and the news that drove them. Learn more about your ad choices. Visit megaphone.fm/adchoices

Homeowners are experimenting with AI apps to find style ideas, visualize layouts, and coordinate with designers. These new tools say they can help save time and money in the building and renovation process. WSJ reporter Nancy Keates joins host J.R. Whalen to discuss how some of the apps work.   Sign up for the WSJ's free Markets A.M. newsletter.  Learn more about your ad choices. Visit megaphone.fm/adchoices

Two years of higher interest rates haven’t been enough to nudge most Americans to move their cash into higher-yield accounts or other savings vehicles. WSJ personal finance reporter Oyin Adedoyin joins host J.R. Whalen to discuss why it’s not too late to join the easy-money era.  Sign up for the WSJ's free Markets A.M. newsletter.  Learn more about your ad choices. Visit megaphone.fm/adchoices

Need help paying for school? College students can nab scholarships for their height, their duck calling abilities, and even their last name. WSJ reporter Melissa Korn joins host J.R. Whalen to discuss how some of these scholarships work.  Sign up for the WSJ's free Markets A.M. newsletter.  Learn more about your ad choices. Visit megaphone.fm/adchoices

They broke up 35 years ago. He left her his nearly $1 million retirement account. The years-long legal battle that ensued is a cautionary tale. WSJ personal finance reporter Ashlea Ebeling joins host J.R. Whalen to discuss how this happened and the mistakes to avoid when filling out beneficiary forms. Sign up for the WSJ's free Markets A.M. newsletter.  Learn more about your ad choices. Visit megaphone.fm/adchoices

Economists have warned a recession was imminent but it still hasn’t arrived. WSJ chief economics correspondent Nick Timiraos joins host J.R. Whalen to discuss how long this economic resilience could last and what threatens it.  Sign up for the WSJ's free Markets A.M. newsletter.  Learn more about your ad choices. Visit megaphone.fm/adchoices

Why is Spotify hiking its premium price? And how are J.M. Smucker and Lululemon dealing with lower consumer spending? Plus, what’s behind the wild moves of GameStop’s stock? Host Francesca Fontana discusses the biggest stock moves of the week and the news that drove them. Learn more about your ad choices. Visit megaphone.fm/adchoices

More customers are facing a fee when they choose to pay in cash. WSJ personal-finance reporter Oyin Adedoyin joins host J.R. Whalen to discuss how the extra charge could change the way you purchase items like popcorn at the ballpark or merch at a concert.  Sign up for the WSJ's free Markets A.M. newsletter.  Learn more about your ad choices. Visit megaphone.fm/adchoices

It can be a challenge for blended families to properly allocate money, properties and plans after a parent dies. Personal-finance reporter Ashlea Ebeling talks to host J.R. Whalen about ways to avoid the family feuds. Sign up for the WSJ's free Markets A.M. newsletter.  Learn more about your ad choices. Visit megaphone.fm/adchoices

After limited eligibility in its first year, the IRS is expanding its new electronic tax-filing system . WSJ reporter Richard Rubin joins host J.R. Whalen to discuss how Direct File compares to other tax software.  Sign up for the WSJ's free Markets A.M. newsletter.  Learn more about your ad choices. Visit megaphone.fm/adchoices

More people are choosing to work part time to make room for family, hobbies or even side gigs. Wall Street Journal columnist Rachel Feintzeig joins host J.R. Whalen to discuss. Sign up for the WSJ's free Markets A.M. newsletter. Learn more about your ad choices. Visit megaphone.fm/adchoices

Face-to-face networking has re-emerged as a valuable tool for job candidates to discuss their work experience with hiring managers. WSJ’s Callum Borchers and Lindsay Ellis join host J.R. Whalen to discuss. Learn more about your ad choices. Visit megaphone.fm/adchoices

How did Salesforce drag down the Dow, and how did Google search miss the point? And what separated Kohl’s and Gap’s performance? Plus, how did Trump’s social-media company do after his felony conviction? Host Francesca Fontana discusses the biggest stock moves of the week and the news that drove them. Learn more about your ad choices. Visit megaphone.fm/adchoices

Streaming companies are offering more bundled services to retain cost-conscious viewers. Wall Street Journal reporter Dalvin Brown joins host J.R. Whalen to discuss how many viewers have found ways to save money by creating their own bundles. Sign up for the WSJ's free Markets A.M. newsletter. Learn more about your ad choices. Visit megaphone.fm/adchoices

Research has shown that while more money can lead to more happiness, the choices it affords you are more significant than what money can buy. Wall Street Journal personal finance reporter Joe Pinsker joins host J.R. Whalen to discuss. Sign up for the WSJ's free Markets A.M. newsletter. Learn more about your ad choices. Visit megaphone.fm/adchoices

For many in Gen Z, the path to accumulating wealth and achieving financial security differs significantly from previous generations. Wall Street Journal markets reporter Gunjan Banerji spoke with Vivian Tu, CEO of Your Rich BFF, at this month’s Future of Everything festival. Sign up for the WSJ's free Markets A.M. newsletter. Learn more about your ad choices. Visit megaphone.fm/adchoices

New research from Strada Education Foundation shows that public-university graduates need to earn at least $50,000 a year in their first decade off-campus to make their degree worthwhile. Wall Street Journal reporter Alyssa Lukpat joins host J.R. Whalen to discuss.   Sign up for the WSJ's free Markets A.M. newsletter. Learn more about your ad choices. Visit megaphone.fm/adchoices

What did CEO Jamie Dimon mean about the price of JPMorgan’s stock? And what is Target doing about its sales? Plus, why is the DOJ going after Live Nation? Host Francesca Fontana discusses the biggest stock moves of the week and the news that drove them. Learn more about your ad choices. Visit megaphone.fm/adchoices

The U.S. dollar is at its highest value against foreign currencies since 2002. WSJ reporter Katherine Hamilton joins host J.R. Whalen to discuss why that has caused some travelers to book trips to Asia, Latin America and Eastern Europe. Sign up for the WSJ's free Markets A.M. newsletter. Learn more about your ad choices. Visit megaphone.fm/adchoices

To get a jump on the workday and their co-workers, many professionals are putting in four hours of work before the standard eight-hour time shift. Wall Street Journal “On the Clock” columnist Callum Borchers joins host J.R. Whalen to discuss. Sign up for the WSJ's free Markets A.M. newsletter.  Learn more about your ad choices. Visit megaphone.fm/adchoices

Americans hoping to break bad habits and improve the way they feel about money are booking sessions with financial therapists. Wall Street Journal contributor Joann Lublin joins host J.R. Whalen to discuss. Sign up for the WSJ's free Markets A.M. newsletter.  Learn more about your ad choices. Visit megaphone.fm/adchoices

Cash-strapped family members who want to ask relatives for a loan can use apps and websites that can help manage payment schedules and reduce costs. Wall Street Journal reporter Dalvin Brown joins host J.R. Whalen to discuss. Sign up for the WSJ's free Markets A.M. newsletter.  Learn more about your ad choices. Visit megaphone.fm/adchoices

New government rules, which take effect in October, will simplify the process of being refunded for canceled or delayed flights. Wall Street Journal “Carry On” columnist Dawn Gilbertson joins host J.R. Whalen to discuss.  Sign up for the WSJ's free Markets A.M. newsletter.   Learn more about your ad choices. Visit megaphone.fm/adchoices

After buying your home, sustaining homeownership can be financially overwhelming as renovations and ongoing maintenance, on top of monthly mortgage payments, put pressure on personal finances. In the final installment of Your Money Briefing’s series “Buying a Home and Keeping It,” we look at resources available to homeowners and pitfalls to avoid.  Sign up for the WSJ's free Markets A.M. newsletter.  Learn more about your ad choices. Visit megaphone.fm/adchoices

How did website-design platform Squarespace’s stock make big moves? And are we trading GameStop like it’s 2021? Plus, how is Walmart planning its future? Host Francesca Fontana discusses the biggest stock moves of the week and the news that drove them. Learn more about your ad choices. Visit megaphone.fm/adchoices

Many Americans are spending as much as 80% of their discretionary income funds on socializing and making new friends, as the cost of dining and attending events often outpaces the rate of inflation. Wall Street Journal reporter Katherine Hamilton joins host J.R. Whalen to discuss. Sign up for the WSJ's free Markets A.M. newsletter.  Learn more about your ad choices. Visit megaphone.fm/adchoices

Inflation over the past two years has caused retirees as well as Americans several years away from retiring to take bigger withdrawals from their savings. Wall Street Journal reporter Anne Tergesen joins host J.R. Whalen to discuss a new study that focused on how inflation has harmed older households.  Sign up for the WSJ's free Markets A.M. newsletter.  Learn more about your ad choices. Visit megaphone.fm/adchoices

Drinks or a meal out with a group of friends can become an uncomfortable situation when the bill comes. Wall Street Journal personal-technology editor Shara Tibken joins host J.R. Whalen to discuss the apps available to simplify the process of dividing up costs. Sign up for the WSJ's free Markets A.M. newsletter.  Learn more about your ad choices. Visit megaphone.fm/adchoices

Many consumers have traded down to cheaper grocery alternatives, including chicken, as their share of income spent on food is at a three-decade high. Wall Street Journal reporter Patrick Thomas joins host J.R. Whalen to discuss why the more attractive price of chicken, relative to beef, may not last. Sign up for the WSJ's free Markets A.M. newsletter.  Learn more about your ad choices. Visit megaphone.fm/adchoices

More businesses are separating fees and extra charges from the listed cost of goods. WSJ reporter Rachel Wolfe joins host J.R. Whalen to discuss why they’re doing it and how it’s affecting consumers’ shopping habits. Sign up for the WSJ's free Markets A.M. newsletter.  Learn more about your ad choices. Visit megaphone.fm/adchoices

In addition to repairs and renovations, dealing with the lifespans of your home’s large appliances will take large bites out of your finances. In the third installment of Your Money Briefing’s four-part series “Buying a Home and Keeping It,” we look at ways to budget for the maintenance of your home. Sign up for the WSJ's free Markets A.M. newsletter.  Learn more about your ad choices. Visit megaphone.fm/adchoices

Can streaming bring some magic back to Disney? And why is Tyson looking for the beef? Plus, how did Lyft manage to beat Uber? Host Francesca Fontana discusses the biggest stock moves of the week and the news that drove them. Learn more about your ad choices. Visit megaphone.fm/adchoices

More hospitals and surgery centers are calling for patients to pay their full deductible before treatment begins. Wall Street Journal reporter Melanie Evans joins host J.R. Whalen to discuss questions you should ask as well as financial aid programs available. Sign up for the WSJ's free Markets A.M. newsletter.  Learn more about your ad choices. Visit megaphone.fm/adchoices

Americans in their early 20s are saddled with more credit-card debt than people their age in previous generations. Wall Street Journal personal-finance reporter Oyin Adedoyin joins host J.R. Whalen to discuss how they accumulated so much debt, and ways to pay it off. Sign up for the WSJ's free Markets A.M. newsletter.  Learn more about your ad choices. Visit megaphone.fm/adchoices

Millions of positions remain unfilled, and yet qualified candidates say they’re being passed over and can’t land a job. Wall Street Journal “On the Clock” columnist Callum Borchers joins host J.R. Whalen to discuss. Sign up for the WSJ's free Markets A.M. newsletter.  Learn more about your ad choices. Visit megaphone.fm/adchoices

Despite economic data that says Gen Z is doing better financially than generations before, TikTok is showing them mixed messages. Wall Street Journal reporter Ann-Marie Alcántara joins host J.R. Whalen to discuss how this can lead to money dysmorphia. Sign up for the WSJ's free Markets A.M. newsletter.  Learn more about your ad choices. Visit megaphone.fm/adchoices

More businesses are charging customers fees for missing an appointment or showing up late. Wall Street Journal personal-finance reporter Imani Moise joins host J.R. Whalen to discuss what consumers can do about it. Sign up for the WSJ's free Markets A.M. newsletter.  Learn more about your ad choices. Visit megaphone.fm/adchoices

The cost of home repairs and remodeling can add up quickly. In the second installment of Your Money Briefing’s four-part series “Buying a Home and Keeping It," we look at ways to budget for home improvements, including scheduling inspections and hiring the right contractor. Plus, we hear from homeowners who tackled their own home-repair projects. Learn more about your ad choices. Visit megaphone.fm/adchoices

Why did Starbucks’ latest earnings leave a bitter taste for some investors? And how did healthcare turn unhealthy for CVS? Plus, how did artificial intelligence boost Amazon and Apple? Host Francesca Fontana discusses the biggest stock moves of the week and the news that drove them. Learn more about your ad choices. Visit megaphone.fm/adchoices

Many people are optimistic about working beyond retirement age, but according to a new study that feeling fades as they enter their 60s. Wall Street Journal reporter Anne Tergesen joins host J.R. Whalen to discuss.  Learn more about your ad choices. Visit megaphone.fm/adchoices

As food prices continue to rise, many consumers are dividing up their grocery shopping among numerous stores. Wall Street Journal reporter Rachel Wolfe joins host J.R. Whalen to discuss how it helps them stay within their budget. Learn more about your ad choices. Visit megaphone.fm/adchoices

Cars are one of few consumer products with a growing lifespan. Last year, U.S. vehicles’ average age hit a record high of 12.5 years. This may be due to higher prices to buy and maintain a car. WSJ reporter Joe Pinsker joins host Ariana Aspuru to discuss the math behind driving your car until it’s beyond repair.  Learn more about your ad choices. Visit megaphone.fm/adchoices

No experience? No problem. Some employers are hiring for “senior” roles that require little to no experience. WSJ columnist Callum Borchers speaks with host Ariana Aspuru about how these inflated titles are changing the workforce.  Listening on Google Podcasts? Here's our guide for switching to a different podcast player. Learn more about your ad choices. Visit megaphone.fm/adchoices

Buying gold bars can be as simple as a trip to Costco, but cashing out your investment will cost you time and in some cases more money. WSJ reporter Katherine Hamilton joins host Ariana Aspuru to discuss.  Listening on Google Podcasts? Here's our guide for switching to a different podcast player. Learn more about your ad choices. Visit megaphone.fm/adchoices

Buying a Home and Keeping It: Becoming a homeowner is one of the biggest financial commitments you’ll take on. In the first episode of Your Money Briefing’s four-part series, we look at the keys to being able to afford a home, including how to find the best mortgage, and preparing for surprise repairs. Learn more about your ad choices. Visit megaphone.fm/adchoices

 What drove auto makers’ stocks? And how did Hasbro play a winning move? Plus, why weren't Chevron’s and Exxon’s billions enough? Host Charley Grant discusses the biggest stock moves of the week and the news that drove them. Learn more about your ad choices. Visit megaphone.fm/adchoices

The Federal Trade Commission has banned employers from using noncompete agreements to prevent workers from joining rival firms. WSJ reporter Lindsay Ellis joins host Ariana Aspuru to discuss when the rule will take effect and how it could reshape the job market.  Listening on Google Podcasts? Here's our guide for switching to a different podcast player. Learn more about your ad choices. Visit megaphone.fm/adchoices

Travelers need to budget for yet another rising cost – baggage fees. The way some airlines charge for bags has become more complicated and expensive. WSJ reporter Alison Sider joins host Ariana Aspuru to discuss.  Listening on Google Podcasts? Here's our guide for switching to a different podcast player. Learn more about your ad choices. Visit megaphone.fm/adchoices

Airlines are charging more for preferred seating on the plane, even the mediocre spots. So is it worth it to choose your own seat? WSJ travel columnist joins host Ariana Aspuru to discuss.  Listening on Google Podcasts? Here's our guide for switching to a different podcast player. Learn more about your ad choices. Visit megaphone.fm/adchoices

After ticking lower over much of the past six months, mortgage rates are back to averaging above 7%. Wall Street Journal personal-finance reporter Veronica Dagher joins host J.R. Whalen to discuss the impact on sellers as well as housing inventory. Listening on Google Podcasts? Here's our guide for switching to a different podcast player.  Learn more about your ad choices. Visit megaphone.fm/adchoices

Artificial intelligence programs like ChatGPT, can streamline work by performing tasks such as writing emails and preparing presentations. Wall Street Journal reporter Cordilia James joins host J.R. Whalen to discuss what you should know to avoid getting into trouble at work.  Listening on Google Podcasts? Here's our guide for switching to a different podcast player. Learn more about your ad choices. Visit megaphone.fm/adchoices

How did United Airlines' earnings land with investors? And why are subscribers not enough for Netflix? Plus, what troubles Live Nation? Host Francesca Fontana discusses the biggest stock moves of the week and the news that drove them. Learn more about your ad choices. Visit megaphone.fm/adchoices

Americans have less use for coins as more businesses accept digital payments. In many cases, those coins are hidden in pockets, stuck in couches, or vacuumed up. Host J.R. Whalen is joined by reporter Oyin Adedoyin, who visited a waste facility that separates coins from trash, to discuss what people can do with all the change they have around the house. Listening on Google Podcasts? Here's our guide for switching to a different podcast player.  Learn more about your ad choices. Visit megaphone.fm/adchoices

Filing a paper tax return or math errors can delay tax refunds by weeks or even months. Wall Street Journal personal finance reporter Ashlea Ebeling joins host J.R. Whalen to discuss specific methods for contacting the IRS depending on how long you’ve been waiting for your refund. Listening on Google Podcasts? Here's our guide for switching to a different podcast player. Learn more about your ad choices. Visit megaphone.fm/adchoices

Arranging your funeral now can save your family a lot of work when you die. But paying for it in advance can result in financial stress later. Wall Street Journal reporter Dominique Mosbergen joins host J.R. Whalen to discuss what you should know.  Listening on Google Podcasts? Here's our guide for switching to a different podcast player.  Learn more about your ad choices. Visit megaphone.fm/adchoices

Wall Street Journal reporter Laura Saunders joins host J.R. Whalen to discuss common errors people make on their tax returns, and when it makes sense to alert the IRS to missing information. Listening on Google Podcasts? Here's our guide for switching to a different podcast player. Learn more about your ad choices. Visit megaphone.fm/adchoices

Some financial advisers who charge fees based on their client’s portfolio balances may make recommendations that represent a conflict of interest. Wall Street Journal personal finance reporter Anne Tergesen joins host J.R. Whalen to discuss.  Listening on Google Podcasts? Here's our guide for switching to a different podcast player. Learn more about your ad choices. Visit megaphone.fm/adchoices

How is inflation becoming a thorn in the side of U.S. banks, despite many reporting big earnings? And will AI turn into Amazon’s “fourth pillar” along with its Marketplace, Prime and Web Services businesses? Plus, is there an end in sight for Boeing’s troubles? Host Francesca Fontana discusses the biggest stock moves of the week and the news that drove them. Learn more about your ad choices. Visit megaphone.fm/adchoices

Taxpayers can request an extension from the IRS to file their returns, but payment is still due on April 15th. Wall Street Journal personal-finance reporter Ashlea Ebeling joins host J.R. Whalen to explain how to avoid costly penalties. Listening on Google Podcasts? Here's our guide for switching to a different podcast player.  Learn more about your ad choices. Visit megaphone.fm/adchoices

Wall Street Journal Work & Life columnist Rachel Feintzeig recently returned from an unpaid, four-month sabbatical. She joins host J.R. Whalen to discuss what she did during her time off and how the experience surprised her.  Listening on Google Podcasts? Here's our guide for switching to a different podcast player.  Learn more about your ad choices. Visit megaphone.fm/adchoices

Planning in advance how inheritance will be passed down to future generations can help families avoid arguments and lost money. Wall Street Journal personal finance reporter Ashlea Ebeling joins host J.R. Whalen to discuss when to have the talk, and why the conversations aren’t just for the wealthy.  Listening on Google Podcasts? Here's our guide for switching to a different podcast player.  Learn more about your ad choices. Visit megaphone.fm/adchoices

A recent survey by Northwestern Mutual found that it would take $1.46 million to retire comfortably. But there’s more to it than just the number. WSJ’s Anne Tergesen joins host J.R. Whalen to discuss. Listening on Google Podcasts? Here's our guide for switching to a different podcast player. Learn more about your ad choices. Visit megaphone.fm/adchoices

Between changes in real estate commissions and a tough market, homebuyers remain uncertain about buying now or waiting. WSJ personal finance reporter Veronica Dagher joins host Ariana Aspuru to discuss some of the challenges.    Listening on Google Podcasts? Here's our guide for switching to a different podcast player. Learn more about your ad choices. Visit megaphone.fm/adchoices

Which beauty stock lost its glamor? And why is Levi’s betting on baggier jeans? Plus, what did Nelson Peltz and Trian Partners win after losing the Disney proxy battle against Bob Iger? Host Francesca Fontana discusses the biggest stock moves of the week and the news that drove them. Learn more about your ad choices. Visit megaphone.fm/adchoices

Young people, turned off by the job prospects for college graduates, are enrolling in vocational training programs and forgoing the higher-education path. Wall Street Journal reporter Te-Ping Chen joins host J.R. Whalen to discuss. Listening on Google Podcasts? Here's our guide for switching to a different podcast player. Learn more about your ad choices. Visit megaphone.fm/adchoices

Many workers who have built up knowledge and skills to the point of feeling indispensable have discovered they are more at risk of facing job cuts. Wall Street Journal “On the Clock” columnist Callum Borchers joins host J.R. Whalen to discuss. Listening on Google Podcasts? Here's our guide for switching to a different podcast player. Learn more about your ad choices. Visit megaphone.fm/adchoices

Economists have expected consumers to pull back on excess spending as prices of basics such as food remain stubbornly high. WSJ “CFO Journal” reporter Jennifer Williams joins host J.R. Whalen to discuss how some people have largely cast aside concerns over the economy and continue to splurge. Listening on Google Podcasts? Here's our guide for switching to a different podcast player.  Learn more about your ad choices. Visit megaphone.fm/adchoices

Some customers were surprised to see the high-yield interest rate on their CDs have fallen to a much lower rate than when they opened their accounts. Wall Street Journal personal-finance reporter Imani Moise joins host J.R. Whalen to discuss. Listening on Google Podcasts? Here's our guide for switching to a different podcast player. https://on.wsj.com/48YljZs Learn more about your ad choices. Visit megaphone.fm/adchoices

The IRS said the average tax refund through March is about $3,200. WSJ’s Katherine Hamilton joins host J.R. Whalen to discuss how many Americans are using the funds to help them get out from under mounting debt. Listening on Google Podcasts? Here's our guide for switching to a different podcast player. https://on.wsj.com/48YljZs Learn more about your ad choices. Visit megaphone.fm/adchoices

What was early trading like after Donald Trump’s Truth Social entered the public markets? And is selling Krispy Kreme doughnuts at McDonald’s restaurants a sweet deal? Plus, what’s troubling Boeing and United Airlines this week? Host Charley Grant discusses the biggest stock moves of the week and the news that drove them. Learn more about your ad choices. Visit megaphone.fm/adchoices

Friday has retained its pandemic-era benefit for many people as a half-work, half-leisure hybrid . WSJ’s Vanessa Fuhrmans joins host J.R. Whalen to discuss how that approach has spread to other areas of our lives.  Listening on Google Podcasts? Here's our guide for switching to a different podcast player. Learn more about your ad choices. Visit megaphone.fm/adchoices

Many hospitals are charging hundreds of dollars in fees for routine care. Wall Street Journal reporter Melanie Evans joins host J.R. Whalen to discuss how patients can avoid the extra charges.  Listening on Google Podcasts? Here's our guide for switching to a different podcast player. Learn more about your ad choices. Visit megaphone.fm/adchoices

Planning for retirement can be more complex for single women compared to those living with a spouse or partner. Reporter Anne Tergesen joins host J.R. Whalen to discuss how several women profiled in her WSJ story manage their time and money. Listening on Google Podcasts? Here's our guide for switching to a different podcast player.  Learn more about your ad choices. Visit megaphone.fm/adchoices

Choosing to take a pay cut can be challenging for your finances but for some workers it has improved their lives. WSJ reporter Joe Pinsker joins host Ariana Aspuru to discuss how they made it work.  Listening on Google Podcasts? Here's our guide for switching to a different podcast player. Learn more about your ad choices. Visit megaphone.fm/adchoices

It stinks. But ignoring your septic system can lead to thousands in repairs and replacement costs. WSJ columnist Kris Frieswick joins host Ariana Aspuru to discuss what could go wrong and how to prevent it. Listening on Google Podcasts? Here's our guide for switching to a different podcast player. Learn more about your ad choices. Visit megaphone.fm/adchoices

Why did Unilever lose its taste for ice cream? And how much does Apollo want Paramount? Plus, did FedEx manage to deliver for investors? Host Francesca Fontana discusses the biggest stock moves of the week and the news that drove them. Learn more about your ad choices. Visit megaphone.fm/adchoices

This year’s graduating seniors face a more competitive job market than last year. Host J.R. Whalen is joined by reporter Lindsay Ellis, who spoke with several students about how they secured their first job out of college.  Listening on Google Podcasts? Here's our guide for switching to a different podcast player. Learn more about your ad choices. Visit megaphone.fm/adchoices

The Federal Reserve said it expects to cut interest rates three times before the end of the year. Wall Street Journal personal-finance reporter Oyin Adedoyin joins host J.R. Whalen to discuss how that is likely to impact cash investments. Listening on Google Podcasts? Here's our guide for switching to a different podcast player. Learn more about your ad choices. Visit megaphone.fm/adchoices

Congress is considering several proposals that could simplify income tax rules. Wall Street Journal reporter Laura Saunders joins host J.R. Whalen to discuss how they would impact taxpayers. Learn more about your ad choices. Visit megaphone.fm/adchoices

Some investors are placing high-risk, high-reward bets that particular stocks will rise in as little as an hour. Wall Street Journal markets reporter Gunjan Banerji joins host J.R. Whalen to discuss short-dated options trading. Listening on Google Podcasts? Here's our guide for switching to a different podcast player. Learn more about your ad choices. Visit megaphone.fm/adchoices

Fraudsters posting fake ads on social media and posing as high-profile investors like Cathie Wood, Steve Cohen and Bill Ackman have swindled victims out of hundreds of thousands of dollars. Wall Street Journal contributor Randall Smith joins host J.R. Whalen to discuss. Listening on Google Podcasts? Here's our guide for switching to a different podcast player.  Learn more about your ad choices. Visit megaphone.fm/adchoices

How are Boeing’s troubles affecting Southwest? And how is inflation impacting discount stores like Dollar Tree? Plus, will the return of a former CEO help Under Armour? Host Francesca Fontana discusses the biggest stock moves of the week and the news that drove them. Learn more about your ad choices. Visit megaphone.fm/adchoices

In addition to fees mandated by some airports and local governments, Uber and Lyft customers often pay extra charges based on convenience services offered by the rideshare companies. Wall Street Journal travel columnist Dawn Gilbertson joins host J.R. Whalen to discuss how to avoid some of the fees. Learn more about your ad choices. Visit megaphone.fm/adchoices

Stubbornly high prices have upended consumers’ ability to budget for shopping trips. Wall Street Journal reporter Rachel Wolfe joins host J.R. Whalen to discuss how some people are responding. Learn more about your ad choices. Visit megaphone.fm/adchoices

More Americans are making early withdrawals from their retirement funds to help pay the bills. WSJ’s Anne Tergesen joins host J.R. Whalen to discuss the rules around pulling cash out of your retirement account. Learn more about your ad choices. Visit megaphone.fm/adchoices

Among the side gigs some Americans have taken on to make ends meet is purchasing vending machines. Wall Street Journal personal finance reporter Joe Pinsker joins host J.R. Whalen to discuss the costs and responsibilities involved. Learn more about your ad choices. Visit megaphone.fm/adchoices

Surveys indicate that while job satisfaction remains high, work is taking on a less prominent role in people’s lives. Wall Street Journal chief economics commentator Greg Ip joins host J.R. Whalen to discuss. Learn more about your ad choices. Visit megaphone.fm/adchoices

Which Broadcom financial figures swayed investors? And how is Target planning its turnaround? Plus, how much does a Rivian with a glovebox cost? Host Francesca Fontana discusses the biggest stock moves of the week and the news that drove them. Learn more about your ad choices. Visit megaphone.fm/adchoices

The price of bitcoin has risen to levels not seen since 2021. Wall Street Journal reporter Caitlin Ostroff joins host J.R. Whalen to discuss the recent run-up, and how much bitcoin financial advisers suggest should be in your portfolio. Learn more about your ad choices. Visit megaphone.fm/adchoices

Some consumers frustrated by their experience with large banks are closing their accounts and moving their money to smaller institutions. Wall Street Journal personal finance reporter Imani Moise joins host J.R. Whalen to discuss. Learn more about your ad choices. Visit megaphone.fm/adchoices

The S&P 500 has risen roughly 8% since the start of the year. Wall Street Journal reporter Hardika Singh joins host J.R. Whalen to discuss where individual investors are finding value in such a strong market.  Learn more about your ad choices. Visit megaphone.fm/adchoices

Spouses often face an increased tax bill after their partner dies and they transition to being a single filer. Wall Street Journal contributor Cheryl Winokur Munk joins host J.R. Whalen to discuss ways to mitigate what is often referred to as the “survivor trap.” Learn more about your ad choices. Visit megaphone.fm/adchoices

The Federal Reserve has indicated it could begin lowering interest rates later this year. Wall Street Journal contributor Debbie Carlson joins host J.R. Whalen to discuss ways to lock in high yields. Learn more about your ad choices. Visit megaphone.fm/adchoices

How did “Emergency Pizza” work out for Domino’s? And is there space for a new weight-loss drug? Plus, is Spirit AeroSystems about to land at Boeing hangars? Host Francesca Fontana discusses the biggest stock moves of the week and the news that drove them. Learn more about your ad choices. Visit megaphone.fm/adchoices

Comparing ourselves to our friends, especially through their social media posts, often produces an incomplete picture of our finances. Wall Street Journal personal finance reporter Julia Carpenter joins host J.R. Whalen to discuss how that impacts our ability to set financial goals. Learn more about your ad choices. Visit megaphone.fm/adchoices

 From holding vegetarian potluck dinners to gardening, Americans are finding ways to manage their food bills. Wall Street Journal reporter Heather Haddon joins host J.R. Whalen to discuss. Learn more about your ad choices. Visit megaphone.fm/adchoices

Some adults looking for their next home after their children have moved out are considering larger houses to fit their needs. Wall Street Journal contributor Robyn A. Friedman joins host J.R. Whalen to discuss upsizing. Learn more about your ad choices. Visit megaphone.fm/adchoices

Many companies, including Delta, are waiving the college degree requirement in their job listings. But it doesn’t always lead to those without degrees being hired. Wall Street Journal reporter Lauren Weber joins host J.R. Whalen to discuss. Learn more about your ad choices. Visit megaphone.fm/adchoices

The complexity of today’s generation of large appliances is costing consumers more money for repairs and accelerating the need for replacement. Wall Street Journal reporter Rachel Wolfe joins host J.R. Whalen to discuss. Learn more about your ad choices. Visit megaphone.fm/adchoices

Was Nvidia the only stock that mattered this week? And has Rivian’s motor stalled? Plus, how did a lunar landing send a company shooting for the stars? Host Francesca Fontana discusses the biggest stock moves of the week and the news that drove them. Learn more about your ad choices. Visit megaphone.fm/adchoices

The cost of food is eating up the largest share of Americans’ income since 1991. Wall Street Journal reporter Jesse Newman joins host J.R. Whalen to explain why restaurant and food company executives say prices are likely to remain elevated.  Learn more about your ad choices. Visit megaphone.fm/adchoices

Some companies are trying to boost in-office attendance by pumping nose-friendly fragrances into the ventilation systems to improve workers’ moods. Wall Street Journal reporter Ray A. Smith joins J.R. Whalen to discuss. Learn more about your ad choices. Visit megaphone.fm/adchoices

One in eight people who are retired plan to go back to work in 2024, according to a recent study. Wall Street Journal columnist Clare Ansberry joins host J.R. Whalen to discuss the reasons why. Learn more about your ad choices. Visit megaphone.fm/adchoices

Preparing your tax return is an exercise in navigating details and ensuring accuracy. Wall Street Journal tax reporter Laura Saunders joins host J.R. Whalen to discuss her experience in preparing her own tax forms. Learn more about your ad choices. Visit megaphone.fm/adchoices

How did Lyft's stock respond to a typo in the company's earnings report? And what does an activist investor have planned for JetBlue? Plus, is Robinhood out of the woods? Host Francesca Fontana discusses the biggest stock moves of the week and the news that drove them. Learn more about your ad choices. Visit megaphone.fm/adchoices

Gas prices are falling, but nearly every other cost associated with owning a car, namely auto insurance, is increasing. Wall Street Journal reporter Joe Pinsker joins host J.R. Whalen to discuss. Learn more about your ad choices. Visit megaphone.fm/adchoices

Employees who feel ill have a tough choice: face criticism if they come to work and possibly infect co-workers, or take the blame for burdening their colleagues with more work if they stay home. Wall Street Journal “On the Clock” columnist Callum Borchers joins host J.R. Whalen to discuss. Learn more about your ad choices. Visit megaphone.fm/adchoices

More people, both single and married, say they’re treating themselves for Valentine’s Day this year. Wall Street Journal reporter Suzanne Kapner joins host J.R. Whalen to discuss how the holiday is getting a makeover.  Learn more about your ad choices. Visit megaphone.fm/adchoices

To boost productivity and worker engagement in workplace meetings, more companies are scrapping traditional formats and using technology like motion detection cameras. Wall Street Journal reporter Ray A. Smith joins host J.R. Whalen to discuss. Learn more about your ad choices. Visit megaphone.fm/adchoices

The way we talk to our friends about money often changes as we get older and shift careers. Wall Street Journal personal-finance reporter Julia Carpenter joins host J.R. Whalen to discuss how to have sensitive conversations about your finances in your social circles. Learn more about your ad choices. Visit megaphone.fm/adchoices

Why is DocuSign tightening its belt? And what connects McDonald’s with the war in Gaza? Plus, what’s driving Disney’s growth? Host Francesca Fontana discusses the biggest stock moves of the week and the news that drove them. Learn more about your ad choices. Visit megaphone.fm/adchoices

A Swedish coffee ritual called “fika” may be the key to workplace happiness? Wall Street Journal reporter Anne Marie Chaker joins host J.R. Whalen to discuss how the cultural tradition may help increase productivity and innovation.    Learn more about your ad choices. Visit megaphone.fm/adchoices

 Millions of student-loan borrowers owe a collective $1.6 trillion on their loans. Wall Street Journal contributor Cheryl Winokur Munk joins host J.R. Whalen to discuss several repayment programs available.  Learn more about your ad choices. Visit megaphone.fm/adchoices

Errors on your tax return can result in penalties and, in some cases, an audit by the IRS. Wall Street Journal personal-finance reporter Ashlea Ebeling joins host J.R. Whalen to discuss ways to avoid mistakes when preparing your taxes.  Learn more about your ad choices. Visit megaphone.fm/adchoices

Some Amazon Prime customers are questioning the value of their membership in light of annual-fee increases. Wall Street Journal personal tech columnist Nicole Nguyen joins host J.R. Whalen to discuss questions Prime customers should ask to determine if their subscription is worth it. Learn more about your ad choices. Visit megaphone.fm/adchoices

More people are signing up for managed 401(k) accounts that create investment portfolios based on their individual needs. Wall Street Journal reporter Anne Tergesen joins host J.R. Whalen to discuss how they work. Learn more about your ad choices. Visit megaphone.fm/adchoices

Why did GM raise its outlook for 2024? And in a week of big tech earnings, what’s behind the market’s different reactions to Google parent Alphabet and Microsoft versus Meta and Amazon? Plus, why has Norfolk Southern become the target of an activist investor? Host Francesca Fontana discusses the biggest stock moves of the week and the news that drove them. Learn more about your ad choices. Visit megaphone.fm/adchoices

The Federal Reserve is expected to begin reducing interest rates later this year as it gauges the rate of inflation. Wall Street Journal personal-finance reporter Veronica Dagher joins host J.R. Whalen to discuss how prospective homebuyers can take advantage of the delay and secure attractive mortgage rates now. Learn more about your ad choices. Visit megaphone.fm/adchoices

An unusually mild winter in the U.S. allowed the country’s natural-gas supply to grow and kept home heating bills low. Wall Street Journal reporter Ryan Dezember joins host J.R. Whalen to discuss natural-gas uses beyond heating that can impact demand and prices. Learn more about your ad choices. Visit megaphone.fm/adchoices

The price you see on an airline’s website isn’t always the same as the one on your credit card’s travel portal. WSJ reporter Jacob Passy joins host Ariana Aspuru to discuss why prices may vary and the tricky math behind booking trips. Learn more about your ad choices. Visit megaphone.fm/adchoices

The IRS has created a new tax-filing site. But how does it stack up to popular tax filing options like TurboTax? Wall Street Journal reporter Richard Rubin tested it out and joins host Ariana Aspuru to discuss what eligible filers can expect from the free online service.  Learn more about your ad choices. Visit megaphone.fm/adchoices

To better manage their finances, some people are going public with their spending goals. Wall Street Journal personal-finance reporter Oyin Adedoyin joins host J.R. Whalen to discuss the concept of “loud budgeting.” Learn more about your ad choices. Visit megaphone.fm/adchoices

Purchasing something while telling yourself YOLO, or “you only live once,” might cause someone to feel guilty about money they spent impulsively, or worse, derail their long-term financial planning. WSJ’s Bourree Lam and Julia Carpenter, authors of “The New Rules of Money,” join host J.R. Whalen to discuss how to identify your spending patterns, allowing you to YOLO responsibly. Learn more about your ad choices. Visit megaphone.fm/adchoices

Why did streaming giant Netflix sign a deal with WWE? And how did IBM turn into a big winner this week? Plus, why is Tesla hitting speed bumps? Host Francesca Fontana discusses the biggest stock moves of the week and the news that drove them. Learn more about your ad choices. Visit megaphone.fm/adchoices

Some Capital One savings customers thought the interest rate paid on their accounts had risen over the past several years as the Federal Reserve raised rates. Wall Street Journal reporter Rachel Louise Ensign joins host J.R. Whalen to discuss how account holders discovered they’ve been receiving far less than the savings rate the bank is advertising. Learn more about your ad choices. Visit megaphone.fm/adchoices

IRS rules about how sales on websites like eBay, Poshmark and Airbnb are taxed have changed several times in the past few years. Wall Street Journal tax reporter Laura Saunders joins host J.R. Whalen to discuss what sellers should know when they file their tax returns. Learn more about your ad choices. Visit megaphone.fm/adchoices

More parents are giving their children financial gifts later in life, from when they finish school through the time they have their own children. Wall Street Journal personal finance reporter Julia Carpenter joins host J.R. Whalen to discuss the expectations that often come with children being given money at a later age. Learn more about your ad choices. Visit megaphone.fm/adchoices

After several years where workers could score a big pay raise by changing jobs, people who want to make a move this year are facing tougher hiring trends and more modest pay packages. Wall Street Journal reporter Anne Marie Chaker joins host J.R. Whalen to discuss. Learn more about your ad choices. Visit megaphone.fm/adchoices

Americans are paying billions of dollars in monthly charges for services they use regularly, and some they hardly ever use. Wall Street Journal columnist Ben Cohen joins host J.R. Whalen to discuss ways to track your subscriptions and reduce your monthly bills. Learn more about your ad choices. Visit megaphone.fm/adchoices

For many Americans, buying a home can help them build wealth and achieve financial security. WSJ’s Bourree Lam and Julia Carpenter, authors of “The New Rules of Money,” join host J.R. Whalen to discuss the questions you should ask yourself before you start the search.  Learn more about your ad choices. Visit megaphone.fm/adchoices

Why are some airlines facing turbulence? And which similar banks had very different quarterly results? Plus, why did chip makers lead tech stocks higher? Host Charley Grant discusses the biggest stock moves of the week and the news that drove them. Learn more about your ad choices. Visit megaphone.fm/adchoices

As many as 20% of graduates from the nation’s top business schools are awaiting lucrative job offers three months after getting their degree. Wall Street Journal reporter Lindsay Ellis joins host J.R. Whalen to discuss why some companies have become more selective in who they hire. Learn more about your ad choices. Visit megaphone.fm/adchoices

Taxpayers filing their returns will have to decide whether to itemize their deductions or take the standard deduction, depending on their personal finances. Wall Street Journal reporter Laura Saunders joins host J.R. Whalen to discuss the financial implications of each. Learn more about your ad choices. Visit megaphone.fm/adchoices

Getting a raise at work might be cause for celebration. But Wall Street Journal personal finance reporter Joe Pinsker joins host J.R. Whalen to discuss why those happy feelings might not last long.  Learn more about your ad choices. Visit megaphone.fm/adchoices

As stock ownership boomed from 2019 to 2022, the rate of investment by Black Americans under 40 outpaced that of white investors in the same age group, according to surveys from Ariel Investments and Charles Schwab. Host J.R. Whalen is joined by WSJ perso nal finance reporter Oyin Adedoyin, as well as 27-year-old Calah Beale, who discusses her investment choices. Learn more about your ad choices. Visit megaphone.fm/adchoices

Paying down debt can improve someone’s credit score and open opportunities for financial milestones like a house or car. WSJ’s Bourree Lam and Julia Carpenter, authors of “The New Rules of Money,” join host J.R. Whalen to discuss the importance of tracking your interest rates when choosing debts to pay off. Learn more about your ad choices. Visit megaphone.fm/adchoices

Some Americans ages 65 and older rely on their Social Security benefits for nearly all of their income. WSJ’s Anne Tergesen joins host J.R. Whalen to discuss how they make it work. Learn more about your ad choices. Visit megaphone.fm/adchoices

Families and students are facing confusion and technical problems while navigating the Free Application for Federal Student Aid, or Fafsa. Wall Street Journal personal finance reporter Oyin Adedoyin joins host J.R. Whalen to discuss how colleges are responding. Learn more about your ad choices. Visit megaphone.fm/adchoices

Many workers on average get 15 paid vacation days per year. WSJ’s Vanessa Fuhrmans joins host J.R. Whalen to discuss how careful planning of your vacation days can result in longer periods of time off. Learn more about your ad choices. Visit megaphone.fm/adchoices

After relocating to Ohio during the pandemic, Wall Street Journal reporter Chip Cutter now supercommutes to New York every week. He joins host J.R. Whalen to discuss the logistics and expense of traveling more than 500 miles to work. Learn more about your ad choices. Visit megaphone.fm/adchoices

People with health-insurance plans could face thousands of dollars in prescription-drug costs per year as they pay down their deductible. Wall Street Journal reporter Peter Loftus joins host J.R. Whalen to discuss ways to reduce your drug spending in 2024. Learn more about your ad choices. Visit megaphone.fm/adchoices

Financial advisers say a key to building good money habits is to regularly review in detail each of your accounts and assets. WSJ’s Bourree Lam and Julia Carpenter, authors of “The New Rules of Money,” join host J.R. Whalen to discuss how the book can help make that process less intimidating. Learn more about your ad choices. Visit megaphone.fm/adchoices

Improving our financial picture often involves changing our habits and attitude toward money. Wall Street Journal personal finance reporter Oyin Adedoyin joins host J.R. Whalen to discuss ways we can trick our brain into being better with money. Learn more about your ad choices. Visit megaphone.fm/adchoices

Asking parents for money can be an awkward conversation. Wall Street Journal personal finance reporter Veronica Dagher joins host J.R. Whalen to discuss what to consider before hitting up Mom and Dad, and reasons why asking parents for money may not be a good idea. Learn more about your ad choices. Visit megaphone.fm/adchoices

Food prices continue to rise, and yet American households throw out roughly $150 worth of groceries per month, according to a Wall Street Journal analysis of data from BLS and ReFED, a nonprofit dedicated to reducing food waste. Wall Street Journal personal finance reporter Imani Moise joins host J.R. Whalen to discuss ways to rein in your grocery spending to avoid wasting food and your money. Learn more about your ad choices. Visit megaphone.fm/adchoices

Financial professionals suggest Americans who’ve set a goal to rein in spending in 2024 should track their spending more carefully, especially as their income rises. WSJ personal finance reporter Julia Carpenter joins host J.R. Whalen to discuss “lifestyle creep.” Learn more about your ad choices. Visit megaphone.fm/adchoices

Positive corporate earnings reports and the Federal Reserve leaning toward lowering interest rates helped propel stocks higher in the fourth quarter of 2023. “WSJ’s Take on the Week” host Dion Rabouin joins host J.R. Whalen to discuss factors that are likely to impact stocks in 2024. Learn more about your ad choices. Visit megaphone.fm/adchoices

Mortgage rates came down from their peak in 2023, but it may not be enough to increase inventory and allow prospective buyers as well as current renters to make a purchase. Wall Street Journal housing reporters Nicole Friedman and Will Parker join host J.R. Whalen to discuss. Learn more about your ad choices. Visit megaphone.fm/adchoices

After several years of growth, the U.S. labor market cooled in 2023. Host J.R. Whalen is joined by LaSalle Network staffing firm founder and CEO Tom Gimbel, and NYU professor Tessa West, to discuss what raises, hiring and the use of AI are likely to look like in 2024. Learn more about your ad choices. Visit megaphone.fm/adchoices

The rate of inflation fell by roughly half in 2023, but prices still take a sizable bite out of many Americans' finances. WSJ economics reporter Amara Omeokwe joins host J.R. Whalen to discuss what people can expect in 2024. Learn more about your ad choices. Visit megaphone.fm/adchoices

Will Nippon Steel get U.S. Steel? Why did FedEx cut its outlook? And is it game over for China’s gaming stocks? Host Charley Grant discusses the biggest stock moves of the week and the news that drove them. Learn more about your ad choices. Visit megaphone.fm/adchoices

People with outstanding tax bills going back to 2020 won’t have to pay penalties under a plan announced by the IRS. WSJ reporter Ashlea Ebeling joins host J.R. Whalen to discuss. Learn more about your ad choices. Visit megaphone.fm/adchoices

This month’s stock market rally has significantly boosted 401(k) and IRA balances for many Americans. Wall Street Journal personal-finance reporter Joe Pinsker joins host J.R. Whalen to discuss why financial professionals suggest people not check their retirement accounts too often, even in good times.  Learn more about your ad choices. Visit megaphone.fm/adchoices

Individual investors can reduce their tax bill when filing in 2024 by selling certain assets and choosing between the standard deduction or itemizing their deductions. Wall Street Journal columnist Laura Saunders joins host J.R. Whalen to discuss. Learn more about your ad choices. Visit megaphone.fm/adchoices

Amid the small talk of holiday-season get-togethers, someone is bound to ask about your job. WSJ “On the Clock” columnist Callum Borchers joins host J.R. Whalen to discuss ways to be positive and tell the truth, even if your job situation is less than ideal. Learn more about your ad choices. Visit megaphone.fm/adchoices

With bond yields at high levels, many longtime investors are switching from stocks to bonds. But is now the right time for newer investors to jump in? WSJ retirement reporter Anne Tergesen joins host Ariana Aspuru to discuss what investors young and old need to know about investing in bonds right now. Learn more about your ad choices. Visit megaphone.fm/adchoices

Which toy makers had a not-so-jolly start to the Christmas season? And what happened to the pandemic-era darling Pfizer? Plus, which sector gained most from the Federal Reserve's latest-rate decision? Host Francesca Fontana discusses the biggest stock moves of the week and the news that drove them. Learn more about your ad choices. Visit megaphone.fm/adchoices

People online are faking it till they make it when it comes to their applying for a job or asking for a raise. It’s called being “delulu” and it’s the latest career trend to take off. WSJ reporter Ann-Marie Alcántara joins host Ariana Aspuru to explore what it means. Learn more about your ad choices. Visit megaphone.fm/adchoices

Americans have cut back on tipping non-restaurant workers by 7%, but they plan to be more generous during the holidays. Wall Street Journal reporter Rachel Wolfe joins host J.R. Whalen to discuss. Learn more about your ad choices. Visit megaphone.fm/adchoices

Despite the struggles between many companies and employees over returning to the office, many see the hybrid work schedule as the new normal. Stanford University economics professor Nicholas Bloom joins host J.R. Whalen to discuss its long-term impact on prices, taxes and the need for childcare. Learn more about your ad choices. Visit megaphone.fm/adchoices

Owners of businesses that print and supply fake money to movies and TV shows say being surrounded by “prop cash” changed how they think about the real thing. Wall Street Journal personal-finance reporter Joe Pinsker joins host J.R. Whalen to discuss. Learn more about your ad choices. Visit megaphone.fm/adchoices

As the Federal Reserve signals it may be done raising interest rates, some financial advisers suggest people consider riskier investments for their cash. WSJ personal-finance reporter Imani Moise joins host J.R. Whalen to discuss. Learn more about your ad choices. Visit megaphone.fm/adchoices

Which airlines turned from competitors to allies? And how did the poster child of meme stocks, GameStop, perform this week? Plus, how are Google and AMD heating up the AI race? Host Francesca Fontana discusses the biggest stock moves of the week and the news that drove them. Learn more about your ad choices. Visit megaphone.fm/adchoices

Rising stocks and the prospects of lower interest rates are among the factors that have pushed gold prices up 11% this year. WSJ reporter Bob Henderson joins host J.R. Whalen to discuss how individual investors can buy gold, and how it fits into a portfolio. Learn more about your ad choices. Visit megaphone.fm/adchoices

Americans who’ve underpaid their taxes could face a hefty bill from the IRS, which recently raised the penalty from 3% to 8%. WSJ personal-finance reporter Ashlea Ebeling joins host J.R. Whalen to discuss ways people can better manage their tax payments. Learn more about your ad choices. Visit megaphone.fm/adchoices

The New Money Rules for Kids: With online financial accounts, comes the possibility for kids to make some mistakes with them. In the final episode of our series, we explore how kids (and parents) can keep their money safe and start practicing good money habits.  Learn more about your ad choices. Visit megaphone.fm/adchoices

"The New Rules of Money,” a book from The Wall Street Journal, helps readers break down the fear factor behind managing their personal finances. Reporter and co-author Julia Carpenter joins host J.R. Whalen to discuss how the book’s interactive tools can guide readers toward reaching their financial goals. Learn more about your ad choices. Visit megaphone.fm/adchoices

The Free Application for Federal Student Aid, or Fafsa, will become available for completion on Dec. 31, about three months later than in previous years. Personal-finance reporter Oyin Adedoyin joins host J.R. Whalen to discuss that and other changes families should prepare for. Learn more about your ad choices. Visit megaphone.fm/adchoices

Which companies benefited most from strong Black Friday sales? And how did investors react to Tesla’s Cybertruck launch and General Motors’ massive stock buyback plan? Host Francesca Fontana discusses the biggest stock moves of the week and the news that drove them. Learn more about your ad choices. Visit megaphone.fm/adchoices

In a new survey, a majority of workers said a 50% salary increase would be enough to make them happy. Wall Street Journal personal-finance reporter Joe Pinsker joins host J.R. Whalen to discuss the data.  Learn more about your ad choices. Visit megaphone.fm/adchoices

The work world is still in flux nearly four years after the pandemic threw offices for a loop. But a variety of data show that workers are unhappier now than they have been in years. Wall Street Journal deputy bureau chief Vanessa Fuhrmans joins host Danny Lewis to explain why. Learn more about your ad choices. Visit megaphone.fm/adchoices

The New Money Rules for Kids: From payment apps to bank accounts, there are many places for kids to store their money. In the third episode of our series we explore what you should know about each of them.  Learn more about your ad choices. Visit megaphone.fm/adchoices

Disagreements about finances are a part of any relationship. New research suggests that these fights aren’t necessarily about money. Wall Street Journal personal finance reporter Julia Carpenter joins host Danny Lewis to discuss root causes, and how in some cases arguing might actually help strengthen a couple’s bonds. Learn more about your ad choices. Visit megaphone.fm/adchoices

Americans trying to budget a new car into their household finances might consider leasing instead of buying. Wall Street Journal personal-finance reporter Joe Pinsker joins host J.R. Whalen to discuss what you should know about paying for a car if you aren’t buying it in cash.  Learn more about your ad choices. Visit megaphone.fm/adchoices

While many Americans are likely to begin their holiday shopping on Black Friday, shoppers who procrastinate can still capitalize on discounts and deals, as long as they plan carefully. Wall Street Journal reporter Suzanne Kapner joins host J.R. Whalen to discuss. Learn more about your ad choices. Visit megaphone.fm/adchoices

The New Money Rules for Kids: For lots of children, the ways that they earn cash have gone digital. In the second episode of this series, we hear from three young entrepreneurs about how they’ve built their businesses and the digital tools they’re using to boost it.  Learn more about your ad choices. Visit megaphone.fm/adchoices

As requests for more and bigger tips increase, so has confusion. WSJ personal-finance reporter Julia Carpenter joins host Ariana Aspuru to discuss why some people view tipping as an obligation and others see it as a personal decision.  Learn more about your ad choices. Visit megaphone.fm/adchoices

The popular budgeting app, Mint, is shutting down in 2024. So what happens next? WSJ personal finance reporter Imani Moise joins host Ariana Aspuru to discuss where this leaves people in the market for a new budgeting app. Learn more about your ad choices. Visit megaphone.fm/adchoices

With rising prices and high interest rates, right now is a bad time to spend money. WSJ personal finance reporter Oyin Adedoyin joins host Ariana Aspuru to explain what this means for holiday shoppers.  Learn more about your ad choices. Visit megaphone.fm/adchoices

Amid elevated mortgage rates and low inventory, many prospective homebuyers have decided to spend their new-home savings elsewhere. WSJ reporter Rachel Wolfe joins host J.R. Whalen to discuss.  Learn more about your ad choices. Visit megaphone.fm/adchoices

The New Money Rules for Kids: From Youtube and video games to advertisements on social media, kids are seeing content about money – whether they know it or not. So how is this influencing their decisions about money? And how can we best prepare them for financial success in adulthood? In the first episode of Your Money Briefing’s four-part series, we look into how a new generation of kids are learning about money.   Learn more about your ad choices. Visit megaphone.fm/adchoices

The rising cost of having fun is changing the way some people enjoy experiences and how they calculate whether having a good time is living up to the price. Wall Street Journal personal-finance reporter Joe Pinsker joins host J.R. Whalen to discuss. Learn more about your ad choices. Visit megaphone.fm/adchoices

 Even as people work later in life, many find it difficult to pinpoint the right time to retire. WSJ columnist Rachel Feintzeig joins host J.R. Whalen to discuss how people envision leaving the workforce often clouds their decision-making. Learn more about your ad choices. Visit megaphone.fm/adchoices

For some people, having more control over their career includes having the financial freedom to leave their job. WSJ’s Jessica Chou joins host J.R. Whalen to discuss how she saved enough for a “walk-away fund.” Learn more about your ad choices. Visit megaphone.fm/adchoices

More employees are filing disability discrimination claims against their companies when work-from-home requests are denied. WSJ reporter Lauren Weber joins host J.R. Whalen to discuss. Learn more about your ad choices. Visit megaphone.fm/adchoices

More companies are offering disability insurance as part of annual benefits options. WSJ personal-finance reporter Julia Carpenter joins host J.R. Whalen to discuss questions employees should ask before signing up. Learn more about your ad choices. Visit megaphone.fm/adchoices

Changes to the Free Application for Federal Student Aid, or Fafsa, will allow people to make contributions to their 401(k) without it impacting the amount of financial aid they receive. WSJ personal-finance reporter Oyin Adedoyin joins host J.R. Whalen to discuss. Learn more about your ad choices. Visit megaphone.fm/adchoices

Last week’s verdict against the National Association of Realtors and large residential brokerages is likely to change the amount of commissions paid by home buyers and sellers, as well as how they are paid out. Wall Street Journal reporter Laura Kusisto joins short J.R. Whalen to discuss. Learn more about your ad choices. Visit megaphone.fm/adchoices

Employees selecting company-provided health benefits may find the list of options and rates confusing. Host J.R. Whalen is joined by Arthur Benefits Solutions founder Maameamba Arthur-Price, to discuss what people should assess in their lives before making selections. Plus, WSJ contributor Cheryl Winokur Munk explains the important benefits people often overlook. Learn more about your ad choices. Visit megaphone.fm/adchoices

To stay competitive in a tight labor market, many employers are offering more paid time off to workers. WSJ economics reporter Jeffrey Sparshott joins host J.R. Whalen to discuss how it has resulted in employees working less hours, but maintaining steady pay. Learn more about your ad choices. Visit megaphone.fm/adchoices

Millions of student-loan borrowers who took out Parent Plus loans weren’t included in the Biden administration’s new income-driven repayment options. WSJ personal-finance reporter Julia Carpenter joins host J.R. Whalen to discuss. Learn more about your ad choices. Visit megaphone.fm/adchoices

Several states have rules that address paranormal activity in the context of a home sale. Wall Street Journal contributor Erika Mailman joins host J.R. Whalen to discuss what homebuyers can do to avoid living in haunted homes. Learn more about your ad choices. Visit megaphone.fm/adchoices

Financial advisers say fintech apps track your spending, but they don’t necessarily change your behavior. WSJ reporter Imani Moise joins host J.R. Whalen to discuss why a spreadsheet may be more effective at helping people maintain a budget. Learn more about your ad choices. Visit megaphone.fm/adchoices

WSJ's Take On the Week is a new WSJ show that breaks down the most important things to watch in business and financial news to help you make smarter investment decisions. This week, host Dion Rabouin looks at Coinbase, the upcoming Federal Reserve meeting, and Starbucks.  If you like the show, follow it for more.  Learn more about your ad choices. Visit megaphone.fm/adchoices

Many people make out a will to ensure their heirs receive their belongings and financial assets when they die. WSJ personal-finance reporter Ashlea Ebeling joins host J.R. Whalen to discuss how forgotten documents could override your estate plans.   Learn more about your ad choices. Visit megaphone.fm/adchoices

New data from Vanguard suggests millennials are poised to move ahead of older generations in terms of saving for retirement. WSJ personal-finance reporter Anne Tergesen joins host J.R. Whalen to discuss what’s allo wed them to boost their nest eggs. Learn more about your ad choices. Visit megaphone.fm/adchoices

As consumers show an unwillingness to pay higher prices for food, more supermarkets and restaurants are bringing back specials and promotions. But WSJ reporter Jesse Newman joins host J.R. Whalen to discuss why lower prices may not ease the pressure on household budgets. Learn more about your ad choices. Visit megaphone.fm/adchoices

Students are leaving college early to launch their own AI startups. WSJ reporter Lindsay Ellis joins host J.R. Whalen to discuss why they feel now is the best time to start an AI business, and the risks some face. Learn more about your ad choices. Visit megaphone.fm/adchoices

Chit-chat and interruptions from your co-workers can slow your progress toward getting your work done. Wall Street Journal “Work & Life” columnist Rachel Feintzeig joins host J.R. Whalen to discuss the risks of asking colleagues to leave you alone. Learn more about your ad choices. Visit megaphone.fm/adchoices

In the past, many workers viewed not taking sick days as a badge of honor. But now WSJ reporter Te-Ping Chen tells host J.R. Whalen people are taking more sick time, and they’re taking time off for reasons other than feeling unwell. Learn more about your ad choices. Visit megaphone.fm/adchoices

Second-year MBA students are facing a much slower pace of hiring and recruiting by companies in the tech, finance and consulting sectors. Wall Street Journal reporter Lindsay Ellis joins host J.R. Whalen to discuss alternate plans some students are considering. Learn more about your ad choices. Visit megaphone.fm/adchoices

More retailers are offering discounts to shoppers who make purchases with cash. WSJ personal-finance reporter Imani Moise joins host J.R. Whalen to explain how credit-card users can also score deals. Learn more about your ad choices. Visit megaphone.fm/adchoices

More managers and employees are realizing they can cut 30-minute meetings to just 15 minutes and still get work done. WSJ reporter Anne Marie Chaker joins host J.R. Whalen to discuss the learning curves that go along with shorter meetings. Learn more about your ad choices. Visit megaphone.fm/adchoices

The creative logic, known as “Girl Math,” to justify discretionary spending has gone viral. Wall Street Journal reporter Chavie Lieber joins host J.R. Whalen to discuss the social media trend. Learn more about your ad choices. Visit megaphone.fm/adchoices

Older Americans often downsize their home as their needs change. WSJ personal-finance reporter Veronica Dagher joins host J.R. Whalen to explain why many find downsizing doesn’t make financial sense in the current housing market. Learn more about your ad choices. Visit megaphone.fm/adchoices

Trump-era tax cuts are scheduled to expire in 2025. Wall Street Journal contributor Bailey McCann joins host J.R. Whalen to discuss moves experts suggest people can make now to prepare. Learn more about your ad choices. Visit megaphone.fm/adchoices

Amid skyrocketing college costs, many companies are promoting tuition reimbursement as a benefit with the aim of attracting and retaining employees. Wall Street Journal contributor Cheryl Winokur Munk joins host J.R. Whalen to discuss how reimbursement programs vary by company, and questions employees should ask. Learn more about your ad choices. Visit megaphone.fm/adchoices

As interest rates rise, more investors are considering bonds to complement stocks and mutual funds in their portfolios. WSJ personal-finance reporter Oyin Adedoyin joins host J.R. Whalen to discuss the pros and cons of investing in bonds. Learn more about your ad choices. Visit megaphone.fm/adchoices

Paying bills through automatic payments can be an easy way of managing your balances. Wall Street Journal personal-finance reporter Imani Moise joins host J.R. Whalen to discuss how it can also lead to unexpected expenses and hurt your credit score. Learn more about your ad choices. Visit megaphone.fm/adchoices

With interest rates up and inflation remaining high, consumer spending should be on the decline. However, economists say household spending remains robust. Wall Street Journal consumer trends reporter Rachel Wolfe joins host J.R. Whalen to discuss why some Americans are choosing trips and concert tickets over homeownership and retirement saving.  Learn more about your ad choices. Visit megaphone.fm/adchoices

Student-loan borrowers resuming payments this month might consider refinancing their loan to rein in costs. Wall Street Journal reporter Gabriel T. Rubin joins host J.R. Whalen to explain why financial experts suggest borrowers should think twice before refinancing. Learn more about your ad choices. Visit megaphone.fm/adchoices

Financial advisors recommend keeping physical cash at home in the event of an emergency or natural disaster. Wall Street Journal personal finance bureau chief Jeremy Olshan joins host J.R. Whalen to discuss how much cash should be put aside. Learn more about your ad choices. Visit megaphone.fm/adchoices

A new tax law requires ticketing platforms like Ticketmaster and StubHub to give the IRS information about ticket sales over $600. After a year of expensive tours and live events, resellers could be in for a surprise come tax season. WSJ music industry reporter Anne Steele joins Ariana Aspuru to discuss.  Learn more about your ad choices. Visit megaphone.fm/adchoices

Federal funding for an estimated 70,000 child-care centers nationwide ran out on September 30. Wall Street Journal “Numbers” columnist Josh Zumbrun joins host J.R. Whalen to discuss what families can expect going forward. Learn more about your ad choices. Visit megaphone.fm/adchoices

Many people envision an employment path with clearly defined steps up the career ladder. Wall Street Journal “Work & Life” columnist Rachel Feintzeig joins host J.R. Whalen to discuss why being open to detours and unexpected obstacles can be a key to getting ahead. Learn more about your ad choices. Visit megaphone.fm/adchoices

A new income-based, college-loan repayment program could significantly reduce borrowers’ loan balances. WSJ reporters Julia Carpenter and Gabriel T. Rubin join host J.R. Whalen to discuss how the “SAVE” program works. Learn more about your ad choices. Visit megaphone.fm/adchoices

Younger workers who might be forced to work through their 70s or later before retiring might find the strategy of taking periodic career breaks could help them avoid burning out. Host J.R. Whalen is joined by WSJ “On the Clock” columnist Callum Borchers, as well as the head of a career re-entry program, who will discuss how workers should plan their career breaks, and how they can overcome challenges they’ll face when returning to the workplace. Learn more about your ad choices. Visit megaphone.fm/adchoices

More companies are reviewing data showing when workers swiped their ID badges to enter the office, and how long they stayed. Wall Street Journal reporter Chip Cutter joins host J.R. Whalen to discuss penalties some employees face who are not adhering to return-to-office policies. Learn more about your ad choices. Visit megaphone.fm/adchoices

Assumable loans allow home sellers to transfer the more attractive rate they secured in the past to buyers. Wall Street Journal reporter Ben Eisen joins host J.R. Whalen to explain how they work, as well as the pros and cons.  Learn more about your ad choices. Visit megaphone.fm/adchoices

In the post-Covid workplace, where many companies have taken exhaustive steps to create hybrid work schedules, employers and workers are still at odds over how to approach Fridays. WSJ contributor Alexandra Samuel joins host J.R. Whalen to discuss the effect it has on business and morale. Learn more about your ad choices. Visit megaphone.fm/adchoices

Consumers who are wary of current high interest rates have several options allowing them to borrow at lower-interest levels. WSJ reporter Imani Moise joins host J.R. Whalen to discuss the benefits and risks. Learn more about your ad choices. Visit megaphone.fm/adchoices

 People currently in their 20s are likely facing a 60-year career because of longevity and rising living costs. In the second episode of our series, we explore the importance of beginning the retirement-saving process early, and how accounts like a 401(k) and an IRA can help people maximize their saving efforts. Learn more about your ad choices. Visit megaphone.fm/adchoices

Several retailers have been sued for posting sale prices on items that aren’t actually discounted prices. WSJ reporter Patrick Coffee joins host J.R. Whalen to discuss how the process works, and what consumers can do. Learn more about your ad choices. Visit megaphone.fm/adchoices

Walkouts by United Auto Workers at several GM, Ford and Stellantis factories come as the auto industry was beginning to stabilize following the pandemic. Wall Street Journal reporter Rachel Wolfe joins host J.R. Whalen to explain how consumers shopping for cars, new or used, are likely to be impacted by the strike. Learn more about your ad choices. Visit megaphone.fm/adchoices

More companies are phasing out feedback that bosses give workers, and replacing it with “feedforward.” Wall Street Journal reporter Alexandra Bruell joins host J.R. Whalen to explain the difference, and why companies feel the change is needed. Learn more about your ad choices. Visit megaphone.fm/adchoices

More couples are choosing to have conversations about their financial goals on “money dates.” WSJ reporter Julia Carpenter joins host J.R. Whalen to discuss the benefits of mixing romance and finance. Learn more about your ad choices. Visit megaphone.fm/adchoices

As Americans live longer, healthier lives, the traditional 40-year career will become a thing of the past. Our three-part series explores how to navigate a longer career and what it could mean for the future of work and your finances. This first episode examines what exactly a 60-year career might entail and how you can start mentally preparing yourself for one. Learn more about your ad choices. Visit megaphone.fm/adchoices

Many landlords are adding fees to monthly rent that they charge tenants. WSJ reporter Will Parker joins host J.R. Whalen to discuss the reasons behind the fees and how some tenants are fighting back. Learn more about your ad choices. Visit megaphone.fm/adchoices

Rising interest rates create opportunities for consumers to accelerate growth on their money to save for things like cars, vacations and emergency funds. WSJ reporter Oyin Adedoyin joins host J.R. Whalen to discuss ways consumers with varying levels of extra cash on hand can use higher rates to their advantage. Learn more about your ad choices. Visit megaphone.fm/adchoices

The cost of health insurance is expected to rise by the largest amount in years. WSJ reporter Anna Wilde Mathews joins host J.R. Whalen to discuss why costs are rising, and who’ll pay more.  Learn more about your ad choices. Visit megaphone.fm/adchoices

The Wall Street Journal/College Pulse 2024 rankings measure several higher-education categories including graduation rates, students’ salaries after graduation, and the length of time it takes someone to pay off the full cost of attendance. Host J.R. Whalen speaks with WSJ’s Chastity Pratt, Harry Carr and Tom Corrigan about the findings. Learn more about your ad choices. Visit megaphone.fm/adchoices

Interest on student loans began accruing on Sept. 1 and payments are due next month. WSJ’s Julia Carpenter joins host J.R. Whalen to discuss how borrowers should prepare to resume making payments. Learn more about your ad choices. Visit megaphone.fm/adchoices

Verizon, AT&T and T-Mobile are asking customers to move their monthly bill payments from their credit cards to their bank accounts. WSJ personal-technology editor Shara Tibken joins host J.R. Whalen to discuss why the carriers want the change, the privacy concerns that have been raised about it and the financial trade-offs to consider before you make the switch. Learn more about your ad choices. Visit megaphone.fm/adchoices

As some companies restructure their workforces, many are reassigning employees to new positions rather than letting them go. WSJ’s Ray A. Smith joins host J.R. Whalen to discuss how that can end up putting employees into positions that don’t fit their career path or expertise, and what workers can do about it. Learn more about your ad choices. Visit megaphone.fm/adchoices

Consumers are getting frustrated with all those requests for charitable donations at checkout counters. WSJ’s Rachel Wolfe joins host J.R. Whalen to explain why they continue to contribute anyway. Learn more about your ad choices. Visit megaphone.fm/adchoices

After years of luring new workers with hefty pay increases and bonuses, many companies are reversing that trend. WSJ’s Te-Ping Chen joins host J.R. Whalen to discuss why employers are reducing salaries for new recruits and what it means for job seekers. Learn more about your ad choices. Visit megaphone.fm/adchoices

Many Americans start making serious financial decisions in their early 20s when they enter the workforce and start living on their own. WSJ’s Clare Ansberry joins host J.R. Whalen to discuss recent studies that explain the age when adults actually make the best financial decisions. Learn more about your ad choices. Visit megaphone.fm/adchoices

Students heading off to college have a lot on their plate, including making some big financial decisions for the first time. To avoid breaking the bank, students have to be careful with their money. WSJ contributor Cheryl Winokur Munk joins host Ariana Aspuru to discuss. Learn more about your ad choices. Visit megaphone.fm/adchoices

It’s back-to-school time, and many parents are adding another expense to their budget: their children’s extracurricular activities. With nonacademic credent ials becoming more important in college admissions, parents are going all in on their kids’ interests. WSJ’s Oyin Adedoyin joins host Ariana Aspuru to discuss. Learn more about your ad choices. Visit megaphone.fm/adchoices

Homeowners planning energy-efficient renovations could save substantial amounts of money through rebates the government plans to roll out this year. WSJ personal-finance reporter Ashlea Ebeling joins host J.R. Whalen to discuss what types of work the rebates do, and don’t, cover. Learn more about your ad choices. Visit megaphone.fm/adchoices

 A recent survey indicates the happiest workers aren’t necessarily those with regular paychecks and benefits. WSJ’s Katie Mogg joins host J.R. Whalen to discuss. Learn more about your ad choices. Visit megaphone.fm/adchoices

More couples are taking a page from the corporate playbook to complete household tasks like scheduling grocery-store runs and paying the bills. WSJ personal-finance reporter Julia Carpenter joins J.R. Whalen to discuss challenges some couples face in dividing up the to-do list.  Learn more about your ad choices. Visit megaphone.fm/adchoices

 As Americans live longer, some are seeking more fulfilling activities during the traditional midlife period. WSJ reporter Anne Tergesen joins host J.R. Whalen to discuss. Learn more about your ad choices. Visit megaphone.fm/adchoices

The average 30-year fixed mortgage rate hit 7% this week, its highest point in 20 years. WSJ personal-finance reporter Veronica Dagher joins host J.R. Whalen to discuss what homebuyers should know. Learn more about your ad choices. Visit megaphone.fm/adchoices

Travelers are reporting longer wait times in TSA lines at airports where the agency has installed new scanners designed to improve security and keep people moving. WSJ travel reporter Allison Pohle joins host J.R. Whalen to discuss what passengers can do to move through the line more quickly. Learn more about your ad choices. Visit megaphone.fm/adchoices

More people are buying travel insurance to protect against threats posed by severe weather and other elements. WSJ’s Ethan M. Steinberg joins host J.R. Whalen to discuss the pros and cons of taking out a policy before traveling. Learn more about your ad choices. Visit megaphone.fm/adchoices

Some financial planners are taking an approach to their work that focuses on clients’ personal goals and well-being, and not just about growing wealth. WSJ personal-finance reporter Joe Pinsker joins host J.R. Whalen to discuss. Learn more about your ad choices. Visit megaphone.fm/adchoices

After several years of working from home, some people find it difficult to complete tasks at the office. WSJ reporter Ray A. Smith joins host J.R. Whalen to discuss ways people can be more productive in the office.  Learn more about your ad choices. Visit megaphone.fm/adchoices

Credit cards and digital payment apps make checking out convenient for shoppers. WSJ personal-finance reporter Imani Moise joins host J.R. Whalen to discuss the benefits and risks of these payment options.  Learn more about your ad choices. Visit megaphone.fm/adchoices

Mistakes are common as people navigate a career path, but they can result in valuable lessons. WSJ editor Demetria Gallegos joins host J.R. Whalen to discuss what workers have learned from their biggest mistakes.  Learn more about your ad choices. Visit megaphone.fm/adchoices

More Americans are making money off their cars by renting them out. WSJ reporter Ben Eisen joins host J.R. Whalen to discuss how the p rocess works, and the risks some renters face. Learn more about your ad choices. Visit megaphone.fm/adchoices

Sticker shock was among the many changes in the auto industry that car buyers saw as a result of the pandemic. WSJ reporter Ryan Felton joins host J.R. Whalen to discuss which pandemic-era changes are likely to be permanent. Learn more about your ad choices. Visit megaphone.fm/adchoices

Workers who want to get ahead but also be respected face a tricky balance of being too nice or too aggressive. WSJ “Work & Life” columnist Rachel Feintzeig joins host J.R. Whalen to discuss ways employees can navigate that challenge. Learn more about your ad choices. Visit megaphone.fm/adchoices

Tracking inclement weather that might impact air travel or knowing where to book a last-minute hotel room can improve the overall experience for some travelers. WSJ columnist Dawn Gilbertson joins host J.R. Whalen to discuss popular apps among frequent flyers.  Learn more about your ad choices. Visit megaphone.fm/adchoices

An 18-month study of the viability of a four-day workweek found that employees worked more efficiently in less time. WSJ’s Vanessa Fuhrmans joins host J.R. Whalen to discuss whether companies are likely to adopt a shorter workweek. Learn more about your ad choices. Visit megaphone.fm/adchoices

Families often make mistakes when planning the transfer of heirlooms, resulting in unnecessary costs and family infighting. WSJ personal-finance reporter Ashlea Ebeling joins host J.R. Whalen to discuss actions families should consider to make the process smoother.  Learn more about your ad choices. Visit megaphone.fm/adchoices

As the Federal Reserve has raised interest rates to their highest level in 22 years, traditional saving methods have become more attractive. WSJ personal-finance reporter Oyin Adedoyin joins host J.R. Whalen to discuss where savers could store their cash. Learn more about your ad choices. Visit megaphone.fm/adchoices

Studies show that heavier people are paid and promoted less than their thinner colleagues. Wall Street Journal reporter Ray A. Smith joins host J.R. Whalen to discuss the financial impact that can have on overweight workers, and what companies and lawmakers are doing to address weight bias at work. Learn more about your ad choices. Visit megaphone.fm/adchoices

Bragging about having remote jobs with comfortable salaries and 5:00 p.m. end times has become trendy among many younger female workers on TikTok. WSJ’s Katie Mogg joins host J.R. Whalen to discuss the pros and cons of promoting laid-back jobs that pay for basic comforts without requiring overtime. Learn more about your ad choices. Visit megaphone.fm/adchoices

Many couples hoping to stay within a budget impose spending limits for each other. Host J.R. Whalen is joined by WSJ personal-finance reporter Julia Carpenter and by a woman who set (and exceeded) a spending limit with her fiancé. Learn more about your ad choices. Visit megaphone.fm/adchoices

The online broker Robinhood, popular among younger investors, has begun offering traditional and Roth individual retirement accounts. WSJ “Heard on the Street” columnist Telis Demos joins host J.R. Whalen to discuss how retirement investing represents a different strategy for Robinhood’s clientele. Learn more about your ad choices. Visit megaphone.fm/adchoices

Families with two or more children in college may lose some financial aid under new government rules. WSJ’s Oyin Adedoyin joins host J.R. Whalen to explain how college expenses are likely to change for families. Learn more about your ad choices. Visit megaphone.fm/adchoices

Retirees often see their credit scores decline following their working years. WSJ personal-finance reporter Imani Moise joins host J.R. Whalen to discuss why maintaining a high credit score still matters to many older Americans. Learn more about your ad choices. Visit megaphone.fm/adchoices

More Americans are bypassing the airport and instead taking a bus to get to their destination. WSJ’s Ethan M. Steinberg joins host J.R. Whalen to discuss the shift and how bus travel compares to taking a flight. Learn more about your ad choices. Visit megaphone.fm/adchoices

Retirement savers who make “catch-up” contributions to their 401(k) account will lose an often-used tax deduction under new rules coming next year. WSJ’s Anne Tergesen joins host J.R. Whalen to discuss. Learn more about your ad choices. Visit megaphone.fm/adchoices

Americans’ hourly wages rose an average of 4% in June, outpacing the current 3% rate of inflation. WSJ economics reporter Amara Omeokwe joins host J.R. Whalen to discuss why that doesn’t necessarily mean more spending power for consumers. Learn more about your ad choices. Visit megaphone.fm/adchoices

Funding a child’s education is typically one of the largest expenses a family takes on, yet they often make errors that can add to their costs. WSJ’s Cheryl Winokur Munk joins host J.R. Whalen to discuss the most common missteps and how to avoid them. Learn more about your ad choices. Visit megaphone.fm/adchoices

Even as many companies allow employees to continue to work a hybrid schedule, some managers are insisting that workers come into the office on Mondays. WSJ contributor Anne-Marie Chaker joins host J.R. Whalen to discuss the pushback from workers. Learn more about your ad choices. Visit megaphone.fm/adchoices

Airline-branded credit cards typically offer numerous travel benefits like points and miles. WSJ travel reporter Jacob Passy tells host J.R. Whalen why some travelers might find it’s not worth it financially to sign up. Learn more about your ad choices. Visit megaphone.fm/adchoices

Many people have an internal timeline that sets deadlines for career and life milestones. WSJ “Work & Life” columnist Rachel Feintzeig joins host J.R. Whalen to discuss why it may be time for those timelines to evolve. Learn more about your ad choices. Visit megaphone.fm/adchoices

Many retirees say they regret not focusing on more than just saving money to live out their post-working years. WSJ personal-finance reporter Veronica Dagher joins host J.R. Whalen to discuss. Learn more about your ad choices. Visit megaphone.fm/adchoices

Many borrowers fear they may have to defer financial goals when they resume making student-loan payments. Host J.R. Whalen is joined by borrower Trey Watson and WSJ personal-finance reporter Joe Pinsker.  Learn more about your ad choices. Visit megaphone.fm/adchoices

Many older Americans are investing like younger people, putting more of their retirement savings in volatile assets such as stocks. WSJ retirement reporter Anne Tergesen joins host J.R. Whalen to discuss.  Learn more about your ad choices. Visit megaphone.fm/adchoices

More people in the U.S. are losing their home-insurance coverage due to storms, lawsuits and rebuilding costs. WSJ personal-finance reporter Veronica Dagher joins host J.R. Whalen to discuss how homeowners can prevent their insurance from being canceled and what they can do if it is. Learn more about your ad choices. Visit megaphone.fm/adchoices

Frontier Airlines offers passengers an “all-you-can-fly” program for a flat fee. Wall Street Journal “Carry On” columnist Dawn Gilbertson joins host J.R. Whalen to discuss whether the pass, which includes domestic and international flights, is worth your time and money. Learn more about your ad choices. Visit megaphone.fm/adchoices

High-earning Americans who previously shunned discount stores like the Dollar Tree and Five Below are spending time in the aisles looking for bargains. WSJ personal-finance reporter Rachel Wolfe joins host J.R. Whalen to discuss why they’ve changed their shopping habits.  Learn more about your ad choices. Visit megaphone.fm/adchoices

Americans holding federal student loans will be required to resume making payments after the Supreme Court struck down President Biden’s forgiveness plan. WSJ personal-finance reporter Julia Carpenter joins host J.R. Whalen to discuss how the nation’s 40 million borrowers should prepare to resume making payments.  Learn more about your ad choices. Visit megaphone.fm/adchoices

Banks are sending out more requests to customers for their annual salary information. WSJ personal-finance reporter Imani Moise joins host J.R. Whalen to discuss why, a nd whether customers are obligated to reveal their earnings. Learn more about your ad choices. Visit megaphone.fm/adchoices

Homebuyers are shunning fixer-uppers, even though they often come with a reduced purchase price. WSJ personal-finance reporter Veronica Dagher joins host J.R. Whalen to discuss why prospective buyers are looking elsewhere. Learn more about your ad choices. Visit megaphone.fm/adchoices

Rejection of a claim by a health insurer isn’t uncommon, but many consumers aren’t aware of the process to fight back. WSJ reporter Anna Wilde Mathews joins host J.R. Whalen to discuss the most effective ways to launch an appeal.  Learn more about your ad choices. Visit megaphone.fm/adchoices

Research shows that even when consumers know that taxes and fees will be tacked on to a product’s cost at checkout, they’re more likely to pay the bill instead of researching a better price. WSJ columnist Josh Zumbrun joins host J.R. Whalen to discuss.   Learn more about your ad choices. Visit megaphone.fm/adchoices

A co-worker seen by others as an “office jerk” can be annoying, but also stand in the way of productivity. New York University psychology professor Tessa West joins host J.R. Whalen to discuss how workers can overcome the fear of approaching an office-mate conducting themselves inappropriately. Learn more about your ad choices. Visit megaphone.fm/adchoices

Teens are getting a head start in understanding personal finance through apps designed to help them manage money, with parental supervision. Host J.R. Whalen is joined by WSJ personal-finance reporter Oyin Adedoyin as well as a mother of twin 15-year olds who are active on several apps. Learn more about your ad choices. Visit megaphone.fm/adchoices

Watching your 401(k) balance rise as stock markets trend higher might give savers a sense of comfort, but WSJ reporter Anne Tergesen tells host J.R. Whalen why financial experts say that could do long-term damage to your retirement portfolio . Learn more about your ad choices. Visit megaphone.fm/adchoices

As more workers say they’re less engaged on the job, some companies are taking steps to improve the day-to-day experience for employees. WSJ’s Russell Adams joins host J.R. Whalen to discuss why the changes don’t always include pay raises. Learn more about your ad choices. Visit megaphone.fm/adchoices

Many schools, businesses and recruiters are launching programs to address gaps in recent college grads’ face-to-face social skills to help them succeed in the workplace. WSJ’s Lindsay Ellis joins host J.R. Whalen to explain why.   Learn more about your ad choices. Visit megaphone.fm/adchoices

After several years of double-digit percentage increases, apartment-rent growth is falling for only the second time since the 2008 financial crisis. WSJ’s Will Parker joins host J.R. Whalen to discuss why rents are declining, and what could drive them higher again.   Learn more about your ad choices. Visit megaphone.fm/adchoices

Increased frustration among employees is impacting workplace productivity and employee retention. WSJ reporter Lindsay Ellis joins host J.R. Whalen to discuss what’s fueling the shift among workers. Learn more about your ad choices. Visit megaphone.fm/adchoices

Tip screens at a checkout counter where people typically make small purchases can make for some awkward moments between consumers and store workers. The WSJ’s Oyin Adedoyin joins host J.R. Whalen to discuss expectations when it comes to tipping.  Learn more about your ad choices. Visit megaphone.fm/adchoices

In 2022, legal sports wagers on sites like FanDuel and DraftKings totaled $93.2 billion. Wall Street Journal tax reporter Laura Saunders joins host J.R. Whalen to discuss tax rules that sports bettors sometimes overlook. Learn more about your ad choices. Visit megaphone.fm/adchoices

Carving out time for yourself can have positive effects on your career and relationships.   WSJ “Work & Life” columnist Rachel Feintzeig joins host J.R. Whalen to discuss why many people, especially women, struggle to include “me time” into their daily schedule. Learn more about your ad choices. Visit megaphone.fm/adchoices

Travelers are likely to run into fees tacked onto the higher costs of airline tickets, hotel rooms and rental cars this summer. WSJ travel columnist Dawn Gilbertson joins host J.R. Whalen to discuss ways to avoid these charges.   Learn more about your ad choices. Visit megaphone.fm/adchoices

In response to the growing popularity of bond investing, Wealthfront has introduced a robo-advisory tool to pick investments. WSJ personal-finance reporter Imani Moise joins host J.R. Whalen to discuss how it works.  Learn more about your ad choices. Visit megaphone.fm/adchoices

Freelancers and small-business owners are using artificial intelligence to boost output and their incomes. WSJ reporter Te-Ping Chen joins host J.R. Whalen to discuss the benefits and risks associated with using generative AI tools in the workplace. Learn more about your ad choices. Visit megaphone.fm/adchoices

Having both a 401(k) and an IRA can boost your annual retirement contributions by 30%. WSJ contributor Michael Pollock joins host J.R. Whalen to discuss what savers should know about each type of account. Learn more about your ad choices. Visit megaphone.fm/adchoices

After a three-year pause, federal student-loan borrowers are scheduled to resume making monthly payments starting August 30th. WSJ reporter Julia Carpenter joins host J.R. Whalen with steps borrowers can take to lessen the impact on their finances.  Learn more about your ad choices. Visit megaphone.fm/adchoices

The family home is one of the most expensive assets parents pass down to their children when they die. WSJ personal-finance reporter Veronica Dagher joins host J.R. Whalen to discuss financial and emotional questions adult children should consider. Learn more about your ad choices. Visit megaphone.fm/adchoices

A program under consideration by several states would pay thousands of dollars into trust accounts for children to help close the widening wealth gap. WSJ reporter Brenda León joins host J.R. Whalen to discuss how the program would work.  Learn more about your ad choices. Visit megaphone.fm/adchoices

As much as 40% of the nation’s workforce is splitting time between the office and working from home. WSJ contributor Alexandra Samuel joins host J.R. Whalen to discuss how retailers could tailor their business models to engage hybrid workers.  Learn more about your ad choices. Visit megaphone.fm/adchoices

Many young Americans overwhelmed by financial stress brought on by the pandemic and inflation are avoiding their expenses. Host J.R. Whalen is joined by WSJ reporter Oyin Adedoyin and a 22-year-old man who struggled with his spending.  Learn more about your ad choices. Visit megaphone.fm/adchoices

Hotel prices and airfares up substantially compared to a year ago might cause some people to reconsider their summer vacation plans. WSJ travel columnist Dawn Gilbertson joins host J.R. Whalen to discuss the trade-offs some travelers are making . Learn more about your ad choices. Visit megaphone.fm/adchoices

Writing out paper checks raises the chances of being the target of fraud and theft. The WSJ personal-finance team’s Oyin Adedoyin joins host J.R. Whalen to discuss ways to reduce those risks. Learn more about your ad choices. Visit megaphone.fm/adchoices

Hundreds of families who paid life-insurance premiums were denied millions of dollars in death benefits because of missteps by both their employer and their insurance company. WSJ reporter Leslie Scism joins host J.R. Whalen to explain how it happened. Learn more about your ad choices. Visit megaphone.fm/adchoices

Amid moderating inflation and signs that the economy may be headed toward a recession, many companies continue to raise prices. WSJ’s Suzanne Kapner joins host J.R. Whalen to discuss how consumers are responding.  Learn more about your ad choices. Visit megaphone.fm/adchoices

The amount Americans can contribute to a health savings account will rise to the largest-ever increase on record next year. WSJ personal-finance reporter Ashlea Ebeling joins host J.R. Whalen to discuss what you should know about HSAs.  Correction: A Flexible Spending Account, a type of savings tool used by many employees, is often referred to as an FSA. An earlier version of this podcast incorrectly identified it as a Flexible Savings Account. (Corrected on May 22) Learn more about your ad choices. Visit megaphone.fm/adchoices

The rising cost of living in Florida has caused many seniors to seek more affordable locations to spend their retirement years. WSJ contributor Cecilie Rohwedder joins host J.R. Whalen to discuss why more Americans are choosing to live in Baldwin County, Alabama. Learn more about your ad choices. Visit megaphone.fm/adchoices

The share of marriage with women earning more than their husbands has tripled over the past 50 years. WSJ personal-finance reporter Julia Carpenter joins host J.R. Whalen to discuss what has changed and why those marriages are less likely to end in divorce. Learn more about your ad choices. Visit megaphone.fm/adchoices

Ozempic and other weight-loss drugs can list at $900 or more per month. WSJ’s Anna Wilde Mathews joins host J.R. Whalen to discuss how to get your health insurance plan to cover these prescriptions. Correction: Anna Wilde Mathews is a reporter for The Wall Street Journal. A previous version of the show notes for this podcast incorrectly spelled her first name. (Corrected May 17) Learn more about your ad choices. Visit megaphone.fm/adchoices

Some users of Buy Now, Pay Later programs like Klarna and Affirm say they have faced unexpected denials or lower spending limits when they try to make purchases. WSJ personal-finance reporter Imani Moise joins host J.R. Whalen to explain why the companies are tightening credit standards. Learn more about your ad choices. Visit megaphone.fm/adchoices

Concerns have risen about how Social Security payments, among other programs, would be affected if the U.S. reaches its debt ceiling and defaults on its loans. WSJ retirement reporter Anne Tergesen joins host J.R. Whalen to discuss what retirees can expect. Learn more about your ad choices. Visit megaphone.fm/adchoices

Many millennials and Gen Z workers say their jobs are important to their own sense of identity. WSJ “On the Clock” columnist Callum Borchers joins host J.R. Whalen to discuss how they struggle to balance that with scheduling personal time. Learn more about your ad choices. Visit megaphone.fm/adchoices

Wait times for ordering a new passport are running as long as 13 weeks. WSJ travel reporter Allison Pohle joins host J.R. Whalen to discuss ways to expedite the process, and the costs involved. Learn more about your ad choices. Visit megaphone.fm/adchoices

Having a good job by age 30 can unlock the path to a successful career. WSJ workplace reporter Lindsay Ellis joins host J.R. Whalen to discuss research that examined choices people in their 20s made and how it affected their career by age 30.   Learn more about your ad choices. Visit megaphone.fm/adchoices

Customers routinely tip service workers, but many shoppers are perplexed and even angry to find some self-checkout machines prompting them to leave upwards of 20%. WSJ reporter Rachel Wolfe joins host J.R. Whalen to discuss so-called tip creep and where, exactly, those tips are going . Learn more about your ad choices. Visit megaphone.fm/adchoices

Dying without a will can put the future of your assets at risk. Wall Street Journal personal-finance reporter Ashlea Ebeling joins host J.R. Whalen to discuss why most Americans don’t have one. Learn more about your ad choices. Visit megaphone.fm/adchoices

As more college seniors accept job offers in advance of graduation, companies may have to work harder to find top candidates. WSJ contributor and LaSalle Network CEO Tom Gimbel joins host J.R. Whalen to discuss what future grads say they’re looking for in a potential employer. Learn more about your ad choices. Visit megaphone.fm/adchoices

The red-hot labor market created opportunities over the past several years for workers to ask for and receive sizable raises. Wall Street Journal reporter Ray A. Smith joins host J.R. Whalen to explain why companies are budgeting for lower salary increases. Learn more about your ad choices. Visit megaphone.fm/adchoices

After several years of workers scoring sizable pay bumps to switch jobs, companies are reining in the amount they’re offering new hires. WSJ reporter Julia Carpenter joins host J.R. Whalen to discuss what this means for the broader labor market. Learn more about your ad choices. Visit megaphone.fm/adchoices

Subscription price creep is real, and new data show that more consumers are rejecting higher prices on some of their favored subscription streaming and delivery services. But it doesn’t have to be all or nothing. WSJ personal tech columnist Nicole Nguyen joins guest host Dion Rabouin to discuss ways to push back against price creeps. Learn more about your ad choices. Visit megaphone.fm/adchoices

With today’s high interest rates and inflation, certificates of deposit are becoming an attractive way to grow savings over time. WSJ’s Oyin Adedoyin joins guest host Danny Lewis to discuss how staggering your investments can make the most out of these assets. Learn more about your ad choices. Visit megaphone.fm/adchoices

On the fifth and final installment of the WSJ’s special series “Under Contract: Your Guide to Home Buying,” financial psychologist Dr. Brad Klontz and real-estate professional Tracy McLaughlin join host J.R. Whalen to discuss how FOMO and other emotional hurdles make it difficult to think rationally when searching for a home. Learn more about your ad choices. Visit megaphone.fm/adchoices

Bosses have tried many different tactics to get employees back into the office. Nationally, a number of offices remain sparsely populated, particularly on Mondays and Fridays. WSJ reporter Chip Cutter joins guest host Mohsin Ali to discuss how one company is tying pay to attendance. Learn more about your ad choices. Visit megaphone.fm/adchoices

As the cost of concert tickets skyrockets, fans are finding ways to stretch their budgets. WSJ’s Rachel Wolfe joins guest host Danny Lewis to talk about how people are struggling with the splurge. Learn more about your ad choices. Visit megaphone.fm/adchoices

While some workers are literally counting the days until they can call it a career, there’s a growing segment of Americans who can’t think of anything they want to do less. They say they never want to retire. Demetria Gallegos from WSJ’s Journal Reports joins guest host Dion Rabouin to discuss the growing number of people who say they’d rather keep on working. Learn more about your ad choices. Visit megaphone.fm/adchoices

Financial experts say the May 1st enrollment decision deadline is an ideal time for students and families to negotiate a better financial aid package. WSJ’s Oyin Adedoyin joins host J.R. Whalen to discuss the best ways to request more aid. Learn more about your ad choices. Visit megaphone.fm/adchoices

From not having your finances in order to rushing through the inspection process, common mistakes made by homebuyers can derail the path to owning your dream home. On the fourth installment of WSJ’s special series “Under Contract: Your Guide to Home Buying,” Sam Chandan of New York University’s Chen Institute for Real Estate Finance joins host J.R. Whalen to discuss. Learn more about your ad choices. Visit megaphone.fm/adchoices

More companies are increasing their focus on workers’ mental health by, among other things, offering additional personal days off. WSJ contributor Tara Weiss joins host J.R. Whalen to discuss the benefits of timeout days. Learn more about your ad choices. Visit megaphone.fm/adchoices

Many financial advisers are once again recommending the 60% stocks, 40% bonds investment strategy to capitalize on the stock market in 2023. WSJ markets reporter Hardika Singh joins host J.R. Whalen to explain why. Learn more about your ad choices. Visit megaphone.fm/adchoices

Ambitious 20-somethings are trying to knock down preconceived judgments that they are lazy and not into hard work. Host J.R. Whalen is joined by WSJ’s Lindsay Ellis and a 25-year-old CEO of a supply-chain software company. Learn more about your ad choices. Visit megaphone.fm/adchoices

Total debt for millennials in their 30s hit more than $3.8 trillion in the fourth quarter, a 27% jump from late 2019, and the steepest increase of any age group. Host J.R. Whalen is joined by WSJ reporter Gina Heeb as well as 31-year-old Stacey Coquelin, who is struggling to contain rising debt as well as her daily expenses. Learn more about your ad choices. Visit megaphone.fm/adchoices

Securing the right mortgage rate can be the key to a home being affordable for a prospective buyer. On the third installment of WSJ’s special series “Under Contract: Your Guide to Home Buying,” NerdWallet’s Holden Lewis joins host J.R. Whalen to discuss ways to find the most attractive mortgage rates. New episodes every Friday in April. Learn more about your ad choices. Visit megaphone.fm/adchoices

Discussing your job is a common question when meeting someone for the first time. WSJ “Work & Life” columnist Rachel Feintzeig joins host J.R. Whalen to discuss the benefits of giving work questions less priority and instead focusing on other areas of your life. Learn more about your ad choices. Visit megaphone.fm/adchoices

After signing up for numerous monthly subscriptions during the pandemic, many Americans are canceling those services to save money. WSJ’s Rachel Wolfe joins host J.R. Whalen with more. Learn more about your ad choices. Visit megaphone.fm/adchoices

Although people are doing more financial transactions on their phones, experts say they still have too many items in their wallet, which could expose them to a greater risk of identity theft. WSJ’s Oyin Adedoyin joins host J.R. Whalen with more. Learn more about your ad choices. Visit megaphone.fm/adchoices

Owe taxes this year? WSJ personal finance reporter Ashlea Ebeling joins host J.R. Whalen to discuss steps taxpayers can take to reduce next year’s tax bill. Learn more about your ad choices. Visit megaphone.fm/adchoices

With interest rates trending higher and housing inventory stubbornly low, the spring housing market is off to a slow start. On the second installment of the WSJ’s special series “Under Contract: Your Guide to Home Buying,” Zillow senior economist Orphe Divounguy tells host J.R. Whalen how those factors have reshuffled the balance of power between buyers and sellers. New episodes of the series drop every Friday in April. Learn more about your ad choices. Visit megaphone.fm/adchoices

The number of hours put in by workers on the weekend has risen 5% since 2021. WSJ’s Anne-Marie Chaker joins host J.R. Whalen to discuss how working on the weekend became the norm and what it means for work-life balance.  Learn more about your ad choices. Visit megaphone.fm/adchoices

More Americans are experimenting with working part-time to achieve a more desirable work-life balance. WSJ’s Rachel Feintzeig joins host J.R. Whalen to discuss.  Learn more about your ad choices. Visit megaphone.fm/adchoices

A network of social media groups promote the exchange of free items among travelers who stay at hotels and resorts. WSJ travel columnist Dawn Gilbertson joins host J.R. Whalen with details. Learn more about your ad choices. Visit megaphone.fm/adchoices

Researchers have found that both a shortfall of money or an influx of money can have detrimental effects on a relationship. WSJ personal-finance reporter Julia Carpenter joins host J.R. Whalen to explain.   Learn more about your ad choices. Visit megaphone.fm/adchoices

The process of buying a home is often filled with excitement, but also confusion and sometimes disappointment. The WSJ’s special series “Under Contract: Your Guide to Home Buying” aims to help buyers on their journey to securing a new home. In the first installment, “The Money Coach” CEO Lynnette Khalfani-Cox joins host J.R. Whalen to discuss getting your personal finances in order before beginning your search. Learn more about your ad choices. Visit megaphone.fm/adchoices

Research on how workers are reacting to new laws mandating the publication of employee salaries yielded surprising results. WSJ contributor Courtney Vinopal joins host J.R. Whalen with details. Learn more about your ad choices. Visit megaphone.fm/adchoices

Companies typically carry out layoffs to reduce costs, but compiling the list of workers to be let go is often less simple, and can involve weeks of debate. WSJ’s Chip Cutter joins host J.R. Whalen with more. Learn more about your ad choices. Visit megaphone.fm/adchoices

While many people often aspire to accumulate around a million dollars in retirement savings, most people wind up with far less than that. WSJ retirement reporter Anne Tergesen spoke to retirees on how they’re making do, and she joins host J.R. Whalen. Learn more about your ad choices. Visit megaphone.fm/adchoices

A contingency clause is often written into the contract between a home buyer and seller if either party suspects significant financial changes could force them to back out of the deal. WSJ personal-finance reporter Veronica Dagher joins host J.R. Whalen with more. Learn more about your ad choices. Visit megaphone.fm/adchoices

After embracing remote and hybrid work schedules, some companies now find flexible work schedules as cutting down on productivity. WSJ ‘On the Clock’ columnist Callum Borchers joins host J.R. Whalen with more. Learn more about your ad choices. Visit megaphone.fm/adchoices

The Federal Reserve raised interest rates another 0.25 percentage point on Wednesday. That is on the lower end of the Fed's recent rate hikes, but analysts say consumers could find it harder to get a loan anyway. The WSJ's Oyin Adedoyin joins host J.R. Whalen to discuss why, and how you can get your personal finances in order. Learn more about your ad choices. Visit megaphone.fm/adchoices

The collapse of Silicon Valley Bank has raised concerns about the banking sector and stress tests that often gauge banks’ abilities to weather financial emergencies. WSJ’s Geoffrey Rogow joins host J.R. Whalen to discuss steps you can take to test the strength of your own finances.  Learn more about your ad choices. Visit megaphone.fm/adchoices

Some apprenticeships are boasting acceptance rates as competitive as Ivy League universities. WSJ reporter Doug Belkin joins host Erin Delmore to explain why students are rethinking the cost-benefit analysis of a four-year college education. Learn more about your ad choices. Visit megaphone.fm/adchoices

Demand for CDs is at its highest level since the 2008 financial crisis, according to dat a from CUSIP Global Services. WSJ markets reporter Hardika Singh joins host Erin Delmore to explain why CDs are considered among the safest investments. Learn more about your ad choices. Visit megaphone.fm/adchoices

Many large-scale medical expenses like breast pumps, guide dogs, and contact lenses can be used as tax deductions, though many Americans aren’t familiar with this method of reducing their tax bill. WSJ tax reporter Laura Saunders joins host J.R. Whalen to discuss which types of expenses are eligible. Learn more about your ad choices. Visit megaphone.fm/adchoices

After several years of extensions, student-loan repayments are expected to resume later this year. WSJ’s Gabriel T. Rubin joins host J.R. Whalen to discuss the pressure that could place on younger people, many of whom are struggling financially.  Learn more about your ad choices. Visit megaphone.fm/adchoices

Although February’s inflation rate cooled to 6%, prices still continue to rise. That may cause people to harken back to the recent past when prices were significantly lower. Host J.R. Whalen is joined by WSJ reporter Joe Pinsker and Georgetown University professor Francesco D’Acunto to discuss “price nostalgia,” and why we remember prices being lower than they actually were. Learn more about your ad choices. Visit megaphone.fm/adchoices

The government says depositors with Silicon Valley Bank and other banks that have failed this past week will still be able to access their cash through the FDIC. WSJ’s Imani Moise joins host J.R. Whalen to explain how the FDIC works and the limits on its ability to protect depositors’ cash. Learn more about your ad choices. Visit megaphone.fm/adchoices