As the world shifts more and more to online banking and shopping, fuelled even more so by the pandemic, there are more opportunities for people to fall victim to scams.  The reality is that it’s not just older, non-tech-savvy people being targeted.  More and more younger people are being taken advantage of too. In this bonus episode Melissa Browne will talk about the most common scams out there and the top cyber security tips to keep your money secure in an online world. CREDITS  Host: Melissa Browne Executive & Audio Producer: Madeline Joannou Guest: Catherine Fitzpatrick - Westpac’s Director of Customer Vulnerability & Financial Resilience LINKS Melissa Browne's Online Courses: https://www.melissabrowne.courses/ GET IN TOUCH Call us on the pod phone (02) 8999 9386. Email us at [email protected] Want to hear more Mamamia podcasts? You’ll find them here... https://mamamia.com.au/podcasts Mamamia acknowledges the Traditional Owners of the Land we have recorded this podcast on, the Gadigal people of the Eora Nation. We pay our respects to their Elders past and present and extend that respect to all Aboriginal and Torres Strait Islander cultures.Support the show: https://www.mamamia.com.au/mplus/See omnystudio.com/listener for privacy information.

Doing taxes probably isn’t in your top 10 fun things to do. But a little time spent now to look over your finances can go a long way in helping you save money and reap the benefits sooner.  In this bonus episode Melissa Browne will answer all of your questions about tax -        everything from what income tax is to how to maximise deductions especially when working from home.  CREDITS  Host: Melissa Browne Executive & Audio Producer: Madeline Joannou Guest: Lauren Law - Financial Educator at Melissa Browne Courses LINKS Melissa Browne's Online Courses: https://www.melissabrowne.courses/ GET IN TOUCH Call us on the pod phone (02) 8999 9386. Email us at [email protected] Want to hear more Mamamia podcasts? You’ll find them here... https://mamamia.com.au/podcasts Mamamia acknowledges the Traditional Owners of the Land we have recorded this podcast on, the Gadigal people of the Eora Nation. We pay our respects to their Elders past and present and extend that respect to all Aboriginal and Torres Strait Islander cultures.Support the show: https://www.mamamia.com.au/mplus/See omnystudio.com/listener for privacy information.

Whilst talking about finances isn't the most romantic topic, it's essential to every relationship. In the final episode of What The Finance, Mel Browne and Pallavi Sharda explore everything love and money, from joint bank accounts, marriage and divorce, and 'sexually transmitted debt'.  Two special guests join them; Catherine Fitzpatrick, Director Vulnerable Customers & Financial Resilience at Westpac, and family lawyer Melanie Tonazzi, to shine a light on financial abuse. CREDITS  Hosts: Melissa Browne and Pallavi Sharda Executive & Audio Producer: Madeline Joannou Assistant Producer: Emmeline Peterson Guests: Catherine Fitzpatrick - Director Vulnerable Customers & Financial Resilience at Westpac, and Melanie Tonazzi - Principal Director & Owner of Sydney Law Group LINKS Splitwise: https://www.splitwise.com/ Westpac Life Moments Hub: https://www.westpac.com.au/help/lifemoments/ Sydney Law Group: https://sydneylawgroup.com.au/ Melissa Browne's Online Courses: https://www.melissabrowne.courses/ Mamamia - The Split: https://www.mamamia.com.au/podcasts/the-split/ ACKNOWLEDGEMENTS A special thanks to our friends at Poly Studios on the Gold Coast! https://polystudios.com.au/ GET IN TOUCH Call us on the pod phone (02) 8999 9386. Email us at [email protected] Want to hear more Mamamia podcasts? You’ll find them here... https://mamamia.com.au/podcasts Mamamia acknowledges the Traditional Owners of the Land we have recorded this podcast on, the Gadigal people of the Eora Nation. We pay our respects to their Elders past and present and extend that respect to all Aboriginal and Torres Strait Islander cultures.Support the show: https://www.mamamia.com.au/mplus/See omnystudio.com/listener for privacy information.

Shares: how do you know what to buy, how can you make them grow...and what are they? Investing can seem out of reach if you don't understand the stock market, so Mel Browne and Pallavi Sharda speak to expert Sarah Conte, Senior Manager of Technical and Regulatory at BT, to break down how to choose and buy shares, diversifying your investments, and how much risk you should take. CREDITS  Hosts: Melissa Browne and Pallavi Sharda Executive & Audio Producer: Madeline Joannou Assistant Producer: Emmeline Peterson Guest: Sarah Conte - Senior Manager, Technical and Regulatory at BT LINKS ASX Sharemarket Game: https://game.asx.com.au/game/info/public/about-the-game ASIC Money Smart: https://moneysmart.gov.au/ Melissa Browne's Online Courses: https://www.melissabrowne.courses/ ACKNOWLEDGEMENTS A special thanks to our friends at Poly Studios on the Gold Coast! https://polystudios.com.au/ GET IN TOUCH Call us on the pod phone (02) 8999 9386. Email us at [email protected] Want to hear more Mamamia podcasts? You’ll find them here... https://mamamia.com.au/podcasts Mamamia acknowledges the Traditional Owners of the Land we have recorded this podcast on, the Gadigal people of the Eora Nation. We pay our respects to their Elders past and present and extend that respect to all Aboriginal and Torres Strait Islander cultures. CREDITS  Hosts: Melissa Browne and Pallavi Sharda Executive & Audio Producer: Madeline Joannou Assistant Producer: Emmeline Peterson Guests: Nicolle Stuart and Samantha McDonald GET IN TOUCH Call us on the pod phone 02 8999 9386. Email us at [email protected] Want to hear more Mamamia podcasts? You’ll find them here... https://mamamia.com.au/podcasts Mamamia acknowledges the Traditional Owners of the Land we have recorded this podcast on, the Gadigal people of the Eora Nation. We pay our respects to their Elders past and present and extend that respect to all Aboriginal and Torres Strait Islander cultures.Support the show: https://www.mamamia.com.au/mplus/See omnystudio.com/listener for privacy information.

It might not be sexy, but it’s one of the most important things you can start thinking about now: private health insurance. So is it worth the money? And what do you need to look out for when you start thinking about it? This episode, Mel Browne and Pallavi Sharda break down choosing the right insurance policy for you.  Plus, when it comes to wellness and health, why are so many women buying into ‘wellness'? CREDITS  Hosts: Melissa Browne and Pallavi Sharda Executive & Audio Producer: Madeline Joannou Assistant Producer: Emmeline Peterson Guest: Kelly Dalton-Moon - State Manager for Home Lending Westpac NSW and ACT LINKS Melissa Browne's Online Courses: https://www.melissabrowne.courses/ ACKNOWLEDGEMENTS A special thanks to our friends at Poly Studios on the Gold Coast! https://polystudios.com.au/ GET IN TOUCH Call us on the pod phone (02) 8999 9386. Email us at [email protected] Want to hear more Mamamia podcasts? You’ll find them here... https://mamamia.com.au/podcasts Mamamia acknowledges the Traditional Owners of the Land we have recorded this podcast on, the Gadigal people of the Eora Nation. We pay our respects to their Elders past and present and extend that respect to all Aboriginal and Torres Strait Islander cultures. CREDITS  Hosts: Melissa Browne and Pallavi Sharda Executive & Audio Producer: Madeline Joannou Assistant Producer: Emmeline Peterson Guests: Nicolle Stuart and Samantha McDonald GET IN TOUCH Call us on the pod phone 02 8999 9386. Email us at [email protected] Want to hear more Mamamia podcasts? You’ll find them here... https://mamamia.com.au/podcasts Mamamia acknowledges the Traditional Owners of the Land we have recorded this podcast on, the Gadigal people of the Eora Nation. We pay our respects to their Elders past and present and extend that respect to all Aboriginal and Torres Strait Islander cultures.Support the show: https://www.mamamia.com.au/mplus/See omnystudio.com/listener for privacy information.

Buying your own home may be the great Australian dream, but like a good pair of jeans, home ownership is not one size fits all. From deciding whether you want to buy a house at all, to all the technical stuff, like mortgages, interest rates and stamp duty, Mel Browne and Pallavi Sharda take you through entire process, step by step. CREDITS  Hosts: Melissa Browne and Pallavi Sharda Executive & Audio Producer: Madeline Joannou Assistant Producer: Emmeline Peterson Guest: Kelly Dalton-Moon - State Manager for Home Lending Westpac NSW and ACT LINKS Westpac Mortgage Repayment Calendar: https://bit.ly/31PST3F Westpat First Home Buyers Loan: https://bit.ly/3un9c42 Melissa Browne's Online Courses: https://www.melissabrowne.courses/ ACKNOWLEDGEMENTS A special thanks to our friends at Poly Studios on the Gold Coast! https://polystudios.com.au/ GET IN TOUCH Call us on the pod phone (02) 8999 9386. Email us at [email protected] Want to hear more Mamamia podcasts? You’ll find them here... https://mamamia.com.au/podcasts Mamamia acknowledges the Traditional Owners of the Land we have recorded this podcast on, the Gadigal people of the Eora Nation. We pay our respects to their Elders past and present and extend that respect to all Aboriginal and Torres Strait Islander cultures. CREDITS  Hosts: Melissa Browne and Pallavi Sharda Executive & Audio Producer: Madeline Joannou Assistant Producer: Emmeline Peterson Assistant Audio Producer: Leah Porges Guest: Kelly Dalton-Moon, State Manager for Home Lending for NSW and ACT GET IN TOUCH Call us on the pod phone 02 8999 9386. Email us at [email protected] Want to hear more Mamamia podcasts? You’ll find them here... https://mamamia.com.au/podcasts Mamamia acknowledges the Traditional Owners of the Land we have recorded this podcast on, the Gadigal people of the Eora Nation. We pay our respects to their Elders past and present and extend that respect to all Aboriginal and Torres Strait Islander cultures.Support the show: https://www.mamamia.com.au/mplus/See omnystudio.com/listener for privacy information.

Welcome to What The Finance, Mamamia's new podcast all about getting good with money. Superannuation: where does it go, how much do you need, and how do you make the most of it? Often retirement can seem so far away that we don't give our super a second thought, especially when it's in several different funds. But taking control of your super now can save you thousands in the long run. In this episode, Melissa Browne and Pallavi Sharda speak to Melinda Howes, General Manager of Superannuation at BT, to wade through all the jargon around superannuation, and get the facts. CREDITS  Hosts: Melissa Browne and Pallavi Sharda Executive & Audio Producer: Madeline Joannou Assistant Producer: Emmeline Peterson Guest: Melinda Howes - General Manager of Superannuation at BT LINKS BT Super Type Tool: https://www.bt.com.au/personal/help/super-type-tool.html Melissa Browne's Online Courses: https://www.melissabrowne.courses/ ACKNOWLEDGEMENTS A special thanks to our friends at Poly Studios on the Gold Coast! https://polystudios.com.au/ GET IN TOUCH Call us on the pod phone (02) 8999 9386. Email us at [email protected] Want to hear more Mamamia podcasts? You’ll find them here... https://mamamia.com.au/podcasts Mamamia acknowledges the Traditional Owners of the Land we have recorded this podcast on, the Gadigal people of the Eora Nation. We pay our respects to their Elders past and present and extend that respect to all Aboriginal and Torres Strait Islander cultures.Support the show: https://www.mamamia.com.au/mplus/See omnystudio.com/listener for privacy information.

Welcome to What The Finance, Mamamia's new podcast all about getting good with money. Whether you work full-time, part-time, are a freelancer or own your own business, the working world can be a minefield to navigate. There's negotiating your salary, asking for a raise, setting your freelance rates, and all the ups and downs that come with owning your own business. This week, Mel Browne and Pallavi Sharda tackle the subject of the working world, a topic that can often make us want to bury our heads in the sand. We also hear from Steph Claire Smith and Laura Henshaw, co-founders of wellness program Keep It Cleaner on how they turned their side hustle into a hugely successful brand. CREDITS  Hosts: Melissa Browne and Pallavi Sharda Executive & Audio Producer: Madeline Joannou Assistant Producer: Emmeline Peterson Assistant Audio Producer: Leah Porges Guests: Steph Claire Smith & Laura Henshaw - co-founders of Keep It Cleaner LINKS Westpac Business Banking: https://www.westpac.com.au/business-banking/ Melissa Browne's Online Courses: https://www.melissabrowne.courses/ Keep It Cleaner: https://keepitcleaner.com.au/ ACKNOWLEDGEMENTS A special thanks to our friends at Poly Studios on the Gold Coast! https://polystudios.com.au/ GET IN TOUCH Call us on the pod phone (02) 8999 9386. Email us at [email protected] Want to hear more Mamamia podcasts? You’ll find them here... https://mamamia.com.au/podcasts Mamamia acknowledges the Traditional Owners of the Land we have recorded this podcast on, the Gadigal people of the Eora Nation. We pay our respects to their Elders past and present and extend that respect to all Aboriginal and Torres Strait Islander cultures.Support the show: https://www.mamamia.com.au/mplus/See omnystudio.com/listener for privacy information.

Welcome to What The Finance, Mamamia's new podcast all about getting good with money. How many bank accounts do you have? Pallavi Sharda, like many of us, has one, but according to our financial expert Mel Browne, one is not enough. And to get good with money, you need at least four, if not more. This episode is all about savings, budgeting, and debt. But before you switch off at the mention of the dreaded b-word or d-word, it doesn't have to be scary. And we’re going to share with you practical ways you can make a difference to your financial situation.  We’ll talk you through making tangible goals, planning out ways to eliminate debt, and setting up good habits so you can be on your way to becoming financially adult.  CREDITS  Hosts: Melissa Browne and Pallavi Sharda Executive & Audio Producer: Madeline Joannou Assistant Producer: Emmeline Peterson Guests: Kathryn Carpenter - Westpac Everyday Banking Team LINKS Westpac Savings Goals: https://bit.ly/2QlhHxW Westpac Mobile Banking App: https://bit.ly/30U0JIP Westpac Budget Planner: https://bit.ly/3tzE3Ku Melissa Browne's Online Courses: https://www.melissabrowne.courses/ Good Shepherd Microfinance: https://goodshepherdmicrofinance.org.au/ ACKNOWLEDGEMENTS A special thanks to our friends at Poly Studios on the Gold Coast! https://polystudios.com.au/ GET IN TOUCH Call us on the pod phone (02) 8999 9386. Email us at [email protected] Want to hear more Mamamia podcasts? You’ll find them here... https://mamamia.com.au/podcasts Mamamia acknowledges the Traditional Owners of the Land we have recorded this podcast on, the Gadigal people of the Eora Nation. We pay our respects to their Elders past and present and extend that respect to all Aboriginal and Torres Strait Islander cultures.Support the show: https://www.mamamia.com.au/mplus/See omnystudio.com/listener for privacy information.

Welcome to What The Finance, Mamamia's new podcast all about getting good with money. Hosted by financial expert and author Melissa Browne and actress and financial novice, Pallavi Sharda, each episode we'll break down all the myths and misconceptions when it comes to your personal finances, plus give you practical tips and speak to experts. This week we're starting with your spending habits and the values you place around money. How you spend your money says more about you than you think, and according to Mel, once you’ve worked out why you value your money, you’ll be in a much better position to make informed decisions about what you’re spending it on.  So what is your relationship with money? And is it serving or sabotaging you? Let’s find out... CREDITS  Hosts: Melissa Browne and Pallavi Sharda Executive & Audio Producer: Madeline Joannou Assistant Producer: Emmeline Peterson Guests: Penni Towner & Jen Brown LINKS Westpac - Financial Literacy: https://bit.ly/3ewvZpm Davidson Institute: https://davidsoninstitute.education/ Melissa Browne's Online Courses: https://www.melissabrowne.courses/ ACKNOWLEDGEMENTS A special thanks to our friends at Poly Studios on the Gold Coast! https://polystudios.com.au/ GET IN TOUCH Call us on the pod phone (02) 8999 9386. Email us at [email protected] Want to hear more Mamamia podcasts? You’ll find them here... https://mamamia.com.au/podcasts Mamamia acknowledges the Traditional Owners of the Land we have recorded this podcast on, the Gadigal people of the Eora Nation. We pay our respects to their Elders past and present and extend that respect to all Aboriginal and Torres Strait Islander cultures.Support the show: https://www.mamamia.com.au/mplus/See omnystudio.com/listener for privacy information.

How much money should I be saving every week?  Is there such a thing as good debt?  Where does my super go?  If these questions have you...slightly stressed, then you're not alone.  Join financial expert and author Melissa Browne and actress Pallavi Sharda in Mamamia's brand new podcast What The Finance...it's time to get good with money.  Each episode we'll break down all the myths and misconceptions when it comes to your personal finances, plus give you practical tips and speak to experts.What The Finance is coming soon to Mamamia on March 15th.Support the show: https://www.mamamia.com.au/mplus/See omnystudio.com/listener for privacy information.