Want Business, investment, and economic news from someone under the age of 75? Want someone who isn't doing it for the "money"? Someone whose honest to you about what's going on in the world? Then stay tuned- I run an investment firm but I am not the big banks, I run an investment firm but i am not the Bernie Madoffs, I run an investment firm but I am not the wolves of wall street... I am a passionate investor looking to do the right thing for my clients and encourage others to invest as well. I hope listening to this podcast gets you intrigued, curious, and excited about the investment world... There is a lot there for everyone to benefit from. Join me. Disclosure: My opinion on market insights, investment and economic research. This podcast is STRICTLY my own opinion. NOT advice. Should you want professional advice, please reach out via my website. The reason this shouldn't be construed as advice is because your situation, is completely unique of another person's. This podcast would never be able to give you the advice you are looking for because of that. It is meant to peak interests in investing and economic events. It is my belief that those who don't invest, simply don't understand it. I am here to change that. The experts make these topics seem hard on purpose- using big words and having even bigger egos... all so you give them your money and leave them alone. My goal- to get you fired up about investing. Because guess what, you can do it. And hey, if you are like my ideal client, and want a professional to handle your investments rather than yourself, I am happy to walk with you through the coming decades as your financial advisor. I hope you enjoy this podcast and my opinions on the investment world! Kindest regards, James A. Walters
2 Gents 2 Cents: When is it time for insurance?
Brandon West, CPA and James Walters, CRPC discuss weekly topics surrounding personal finance, small businesses, investing, tax strategy, and retirement planning. In this episode we talk about insurance :when you should get it, what type of insurance you need, and why insurance as an investment is a terrible option.
10/23/2024 • 25 minutes, 37 seconds
The Tax Plan: Rental real estate taxation and how to legitimize your rental as a business activity
The Tax Plan walks you through various tax planning strategies to help you keep more of your hard earned money. Today, we discuss rental real estate. Learn some key concepts to understand if you rent out your personal residence during the year. And, learn the IRS rules for treating rental properties as business activities, qualifying you for the QBI deduction, more write offs, and active loss recognition!
10/21/2024 • 23 minutes, 44 seconds
Wait a second, how high could the S and P Go?!?! what are trumps economic plans for Tariffs? and, Historical election year performance!
10/18/2024 • 20 minutes, 45 seconds
Two Gents Two Cents: When is it time to sell?
Brandon West, CPA and James Walters, CRPC discuss weekly topics surrounding personal finance, small businesses, investing, tax strategy, and retirement planning. In this episode we talk about a constant worry of investors, "is it time to sell?" Let's dive into how different investors answer this question and whether or not any investor can beat the market and perfectly time their investments.
10/16/2024 • 32 minutes, 46 seconds
The Tax Plan: Traditional vs "Roth" retirement accounts and how to choose which is best for you
The Tax Plan walks you through various tax planning strategies to help you keep more of your hard earned money. Today, we discuss "traditional" vs "roth" contributions to retirement accounts, such as 401(k)'s and IRA's. Learn how both contributions to and withdrawals from these accounts differ, and gain the knowledge necessary to make the right account choice for your situation! Plus, a bonus pop culture analysis of some "Love Is Blind" financial advice. Hint: don't take your financial advice from reality tv!
10/15/2024 • 20 minutes, 16 seconds
Two Gents Two Cents: What is risk tolerance, and how do you design a portfolio to lower risk
Brandon West, CPA and James Walters, CRPC discuss weekly topics surrounding personal finance, small businesses, investing, tax strategy, and retirement planning. In this episode we talk about the concept of "risk tolerance." Let's explore investment strategies that can lower risk in your portfolio.
10/9/2024 • 33 minutes, 29 seconds
The Tax Plan: Debunking the myth of "moving up a tax bracket" and mastering timing of income recognition to lower taxes
The Tax Plan walks you through various tax planning strategies to help you keep more of your hard earned money. Today, we discuss the myth of how earning more money can "bump you up a tax bracket." Learn how marginal tax rates ACTUALLY work, and learn tips on how to time income recognition of bonuses, investments, etc to lower your tax bill!
10/7/2024 • 25 minutes, 34 seconds
How does the stock market react during war time and other geopolitical events and what is the difference between fundamental and technical analysis!?
10/5/2024 • 22 minutes, 51 seconds
2 Gents 2 Cents: Incorporating tax strategy into your retirement account
Brandon West, CPA and James Walters, CRPC discuss weekly topics surrounding personal finance, small businesses, investing, tax strategy, and retirement planning. In this episode we discuss the often "false promise" of creating tax sheltered income in retirement. Learn when it IS important to incorporate tax strategy into your investments and the imapct it can make!
10/2/2024 • 30 minutes, 20 seconds
The Tax Plan: How to avoid taxes when selling your real estate
The Tax Plan walks you through various tax planning strategies to help you keep more of your hard earned money. Today, we discuss the powerful tools available to real estate investors to avoid ALL capital gains taxes on the sale of real estate! Learn about 1031 exchanges, inheritances with a "step up" in basis, and the potential benefits of underutilized Delaware Statutory Trusts!
9/30/2024 • 39 minutes, 13 seconds
MARKETS CONTINUE TO RISE!!! Our top five factors in a successful portfolio! AND, what is the Beta of a portfolio?!
9/28/2024 • 20 minutes, 41 seconds
2 Gents 2 Cents: Do you know what type of advisor you're working with? Learn how that affects YOUR investments!
Brandon West, CPA and James Walters, CRPC discuss weekly topics surrounding personal finance, small businesses, investing, tax strategy, and retirement planning. In this episode we peak behind the curtain. What type of advisors are there, what fees do they charge, how do their potentially conflicted incentives affect their investment recommendations, and how can you use this information to pick a great advisor for your situation.
9/25/2024 • 53 minutes, 33 seconds
The Tax Plan: Maximizing your home office deduction to save thousands every year on taxes
The Tax Plan walks you through various tax planning strategies to help you keep more of your hard earned money. Today, we discuss home offices. Come learn how there are actually multiple ways to calculate your home office deduction, how to maximize this right off for your business, and how the clickbait "Augusta Rule" is not as good as it sounds!
9/24/2024 • 26 minutes
FED FINALLY CUT RATES!! What that means for the economy, what that means for the market, and What exactly is a Chinese wall?
9/20/2024 • 23 minutes, 47 seconds
2 Gents 2 Cents: Paul asks "what do I do if I'm in my 60s but don't feel ready to retire?"
Brandon West, CPA and James Walters, CRPC discuss weekly topics surrounding personal finance, small businesses, investing, tax strategy, and retirement planning. In this episode we answer a fear lots of our listeners might have: I'm approaching retirement but I don't have much invested and I'm worried I can't retire. Listen as we walk you through HOW to answer the question "cant I retire soon," and learn what to do if the answer is "no" in your current situation.
9/18/2024 • 27 minutes, 7 seconds
2 Gents 2 Cents: STOP getting your financial advice through social media (hint: it's bad advice)
Brandon West, CPA and James Walters, CRPC discuss weekly topics surrounding personal finance, small businesses, investing, tax strategy, and retirement planning. In this episode we explore the perverse incentives of financial "influencers" and explain how to search for sound, accurate financial advice instead!
9/16/2024 • 39 minutes, 58 seconds
The Tax Plan: Estate and gift taxes and how they are linked
The Tax Plan walks you through various tax planning strategies to help you keep more of your hard earned money. Today, we discuss estate and gift taxes. Learn how much you can give yearly in tax-free gifts, understand if you might have to pay taxes if you die, and consider if effective gifting strategies can lower potential estate taxes in death.
9/16/2024 • 20 minutes, 35 seconds
Master Chief and Halo knew what we all didn't??!, Market news, and rate cuts?!- Looks promising!
9/13/2024 • 18 minutes, 20 seconds
2 Gents 2 Cents: Every First Resonder Should Retire A Millionaire
Brandon West, CPA and James Walters, CRPC discuss weekly topics surrounding personal finance, small businesses, investing, tax strategy, and retirement planning. In this episode we dive into the details of the 457(b) plan and how its many advantageous set up every first responder to retire a millionaire!
9/11/2024 • 36 minutes, 27 seconds
The Tax Plan: Capital gains taxes and how to pay NO TAXES in retirement
The Tax Plan walks you through various tax planning strategies to help you keep more of your hard earned money. Today, we dive into the difference between short term and long term capital gains and how to effectively utilize long term capital gains in retirement to pay 0% in taxes. We also cover the concept of "stepping up" stock basis upon death and how to utilize low income years to increase stock basis.
9/9/2024 • 22 minutes, 49 seconds
IS THIS ROLLER COASTER EVER GOING TO EVEN OUT?, WHAT ARE MARKETS DOING TODAY, AND, WHAT IS A BASIS POINT?
9/6/2024 • 21 minutes, 12 seconds
Nvidia earnings- good, bad, or boring?, UNREALIZED TAX? - Is it possible? And, Market updates!
8/31/2024 • 18 minutes, 42 seconds
2G 2C: UTILIZING YOUR SMALL BUSINESS TO BUILD WEALTH
8/28/2024 • 41 minutes, 16 seconds
2G 2C: BUDGETS
8/28/2024 • 8 minutes, 50 seconds
2G 2C: How easy is it ACTUALLY to become a millionaire??
8/27/2024 • 30 minutes, 45 seconds
2 GENTS, 2 CENTS: ANNUITIES- the (not so) good, the bad, and the ugly!
8/24/2024 • 46 minutes, 56 seconds
SELL in May, go away!, how do election years affect the stock market? and, What does the USA Debt being in the trillions really mean?!
6/1/2024 • 18 minutes, 27 seconds
NVIDIA- A MILLENIALS MICROSOFT!, EXCITING UPDATES TO 77, AND, ALL TIME MARKET HIGHS?!?
5/24/2024 • 17 minutes, 26 seconds
Term of the day-"Resistance", Real estate investing- James' honest opinion, and, What markets are doing to end the year
12/6/2023 • 14 minutes, 32 seconds
R.I.P. Charlie Munger, Best month for the 500 in a year, and, Why you should at least know how to change your tire( financially)
11/29/2023 • 18 minutes, 6 seconds
Stock Market 2024 Outlook and, Do you have FOMO? What about FOLI?!
11/27/2023 • 19 minutes, 27 seconds
FEAR buying?!, Biden to pay off student loans?!, and why do stock prices go down but revenue goes up??
6/30/2023 • 14 minutes, 56 seconds
How are markets trending? Sit it. Set it. leave it. And, What is an "index"?
6/28/2023 • 15 minutes, 12 seconds
GOLDMAN SACHS GIVES THEIR 2023 FORECAST! TESLA HAS A BIG RECALL! AND, WHAT EXACTLY IS THE DOW JONES?!
11/21/2022 • 16 minutes, 31 seconds
BIGGEST FINANCIAL FRAUD IN HISTORY!?!?! GM SAYS ELECTRIC MAKES MONEY IN 2O25, AND WHAT IS A BROKERDEALER
11/18/2022 • 20 minutes, 23 seconds
GOOD NEWS ON INFLATION? BUFFETT MAKING MOVES?! AND, OIL OVER ELECTRIC?!?!
11/15/2022 • 17 minutes, 5 seconds
HONG KONG HAULTS TRADING!?! AMD ON THE RISE, AND, ELON PLANS FOR YOU TO PAY THE BIRD!
11/2/2022 • 14 minutes, 57 seconds
REMEMBER REMEMBER THE FOUR OF NOVEMBER!! The Halloween investment strategy, AND, MILLENIALS ARE SCARED TO INVEST?!?!
10/31/2022 • 15 minutes, 4 seconds
a GREAT day for earnings season, Zuckerberg getting out Ego'd and, Elon FINALLY seals the deal.
10/28/2022 • 17 minutes, 13 seconds
BIG EARNINGS WEEK!! Will it be good or bad for the market? AND NIO?!- Is it a hold for James?!
10/24/2022 • 15 minutes, 18 seconds
SNAPCHAT TO THE GRAVE?!! how many types of income are there?! And, recessions are good for the market?!!
10/21/2022 • 12 minutes, 58 seconds
POT STOCKS to the moon?! Oil and why its a critical investment piece, and, James wants to be the next Jim Cramer?!?!
10/7/2022 • 16 minutes, 6 seconds
Housing market on the up or on the downturn? investing in Chinese companies immoral, or good investment? and, What am I doing with my own investments!?
9/27/2022 • 17 minutes, 37 seconds
What is a central bank and what is Bank Of America saying about the market for the rest of the year??
9/20/2022 • 14 minutes, 1 second
Fed to raise rates AGAIN. And, should we really be scared of a coming depression?
9/19/2022 • 15 minutes, 50 seconds
Buffet losing money, Should we be buying the dips, and, pharmaceuticals, the big fat wallet we can't see
8/8/2022 • 15 minutes, 1 second
Investing in a recession? recession fear, nonsense! And what James would do?
7/11/2022 • 16 minutes, 7 seconds
Ending the week on Gains! Twitter just won't let Elon win, And, Jobs reports!
7/8/2022 • 15 minutes, 3 seconds
INDIA to Create its own CRYPTO!@, AT&T not doing so hot, and Money in the mirror for February!
2/1/2022 • 15 minutes, 18 seconds
Facebook reports earnings, What is a Digital Asset "Wallet", AND, Robinhood- Good or bad?
10/27/2021 • 14 minutes, 17 seconds
TESLA: No Chips? No problem, Facebook trying to change the "Metaverse"!?!?, and, What about this Bitcoin ETF I keep hearing about?!?!
10/20/2021 • 13 minutes, 18 seconds
FINALLY some good news!! Goldman Sachs report gains, and, Bitcoin to carry digital assets to the moon?!?!
10/15/2021 • 14 minutes, 15 seconds
Bullish on CRYPTO?! What about bubbles?!?! AND Squid Games for the big bucks or just dollar cost average?
10/13/2021 • 16 minutes, 1 second
Stocks slump, US China trade tensions- pulled to the limit or more room to stretch? And, Warren buffet did WHAT when 2008 happened?!
10/4/2021 • 14 minutes, 57 seconds
Stocks bounce back!! What is a Put Option!?? and, China companies have to do WHAT?!?!
9/30/2021 • 15 minutes, 10 seconds
Market news, Inflation or interest rates- Both sound boring, And, Ford making its way into the EV market!!!
9/28/2021 • 15 minutes, 30 seconds
CHIP shortages= Good time to invest??!! What is Green investing? and, What happens if the Country's debt keeps rising?!
9/23/2021 • 15 minutes, 58 seconds
STOCKS ON THE REBOUND. Biden's tax bill getting voted on- Is it good for investors??!, and, what about interest rates and inflation??!
9/22/2021 • 14 minutes, 12 seconds
Another merger equals 5.4 TRILLION, quadruple WHAT?!?!? and, James rants on MORE Investment taxation
9/17/2021 • 14 minutes, 53 seconds
FOX BUYS TMZ FOR 50MM, OIL PRICES MOVIN UP, AND WAIT, BACKDOOR IS A GOOD THING!??
9/14/2021 • 15 minutes, 1 second
Investment news, Cryptos on their way down, MOVIES ARE BACK! And, DOUBLE DIPPIN AINT KOSHER
9/13/2021 • 15 minutes, 21 seconds
S&P hits 53RD ALL TIME HIGH for the year!!! Members Exchange with good ideas?! and, YOU DON'T KNOW WHO GETS PAID AND HOW MUCH THEY GET PAID!!
8/31/2021 • 16 minutes, 3 seconds
Europe suggests Stopping US travel, Hurricane downgraded, and, China becomes mommy and daddy
8/30/2021 • 12 minutes, 56 seconds
MONEY IN THE MIRROR: FOLLOW THE BIG MONEY!!!Electric vehicles AGAIN?? and, more efficient medicine?? Yes Please!
8/27/2021 • 21 minutes, 33 seconds
APPLE INSIDER SALES- Good or bad? China keeps their companies on a leash, and STOCKS ON THE WAY UP!
8/27/2021 • 14 minutes, 57 seconds
Amazon of China buying up companies, Companies keep offering shares! South Korea leading the way on Delta Variant?!?!
8/26/2021 • 12 minutes, 33 seconds
STOCKS ON THE RISE ! China's new amazon?! And, Do I REALLY know what a Bear Market is?!?!
8/24/2021 • 13 minutes, 21 seconds
Bitcoin moving way UP! WHAT is a dividend?! Boeing or Boring?!
8/23/2021 • 14 minutes, 55 seconds
Central Bank's120 BILLION Monthly budget, Copper more valuable than Gold? and, China looking out for China
8/19/2021 • 14 minutes, 56 seconds
Market News. Bitcoin on its way back up! CFP or CFA- Which one should the investor want in their advisor?
8/13/2021 • 11 minutes, 50 seconds
housing bubble? Gold standard for picking a financial advisor? and, follow the money.... The governments money!!
8/11/2021 • 14 minutes, 3 seconds
Travel stocks on the way up? infrastructure bill passed the senate, and, Does Biden's tax plan affect you or just the rich?!
8/10/2021 • 14 minutes, 34 seconds
why crypto is linked to sentiment, Buzzfeed to go public, and, Elon back at it again with the tweets!!!!
6/24/2021 • 14 minutes, 57 seconds
PART 2: John and James Review first meeting overview
6/4/2021 • 20 minutes, 46 seconds
INSIDE LOOK: FIRST MEETING WITH A FINANCIAL ADVISOR- PART 1: QUESTIONS YOUR ADVISOR SHOULD BE ASKING
MONEY IN THE MIRROR- How did our stocks do? ADI,PVH, and NIO
5/31/2021 • 14 minutes, 16 seconds
Happy birthday DOW JONES! European travel is getting that Bag($)!! And, GAME STOP IS BACK BABY!!!!
5/27/2021 • 12 minutes, 44 seconds
China uses misdirection on Crypto, Big banks have to explain lack of loan offerings, and how passionate is your financial advisor about his career?
5/26/2021 • 13 minutes, 45 seconds
Elon Changing pace on Crypto? Banks Being shady?? And, AMAZON IS COMING FOR EVERYTHING!!!!
5/25/2021 • 14 minutes, 32 seconds
INVESTMENT NEWS: Trending UP! Fortnite vs Apple. And, "Hedge Funds-The good, the bad, and, well, the sad"
5/21/2021 • 14 minutes, 12 seconds
RETURN OF THE MEME KING, CRYPTO ON THE BRINK OF COLLAPSE OR THE BRINK OF BRILLIANCE??? AND, BACKGROUND CHECKING YOUR ADVISORS, shhh they don't want you to know how.
5/19/2021 • 13 minutes, 46 seconds
Gas goes bonkers, Snoop Dogg bets on Mary J, and "Wanna see what wall street invests in?? You could have known this whole time!!"
5/18/2021 • 13 minutes, 9 seconds
NEVER pay the ransom!!! Coupons for stocks?!?! and, EV market heating up!!
5/14/2021 • 14 minutes, 41 seconds
MCDonalds raising wages, The pipeline is back in business baby!, and Bitcoin uses HOW MUCH energy?!?!?!?
5/13/2021 • 13 minutes, 30 seconds
The "I" word, borrowing HOW MUCH TO INVEST?!?!?!, and, sticking the course!
5/12/2021 • 14 minutes, 46 seconds
MAJOR INDECES DOWN, FORD TO GO ELECTRIC? AND MARKET SENTIMENT MOVING FORWARD!!
5/11/2021 • 14 minutes, 5 seconds
HACKERS NO HACKING!! 39 BILLION INTO WHAT??!, AND, The race is not given to the swift or the strong but to the one who endures!!
5/10/2021 • 14 minutes, 58 seconds
BETA OVER ALPHA? BILLION DOLLAR DEALS! AND "WHAT IS A MARKET BUBBLE?!?!"
5/6/2021 • 14 minutes, 42 seconds
NOTHING LIKE A KRISPY KREME, BUY STOCKS LIKE YOU WOULD GROCERIES???, AND, CEO PAY ON THE RISE!?!
5/5/2021 • 14 minutes, 4 seconds
Massive Earnings, "Sell in May Go Away, and The MJ of Investing Finally Speaks!!!
5/3/2021 • 14 minutes, 42 seconds
MONEY IN THE MIRROR- STOCKS TO WATCH- ADI, PVH, and the Tesla of China
This segment is where on the last Friday of the month we look back at some of the stocks that we wanted to keep an eye on!! Could be that we liked the stock, could be that we did NOT like the stock. You'll have to listen to find out!
4/30/2021 • 13 minutes, 51 seconds
Mean Muggin McDonalds, Amazon improves pay, and Boomin' Biden's Tax plan- Good, Bad, or "Yikes"?
4/29/2021 • 14 minutes, 49 seconds
Gamestop Going Digital, Big Banks getting into bitcoin, and "In With The New, Out With The Old"- The Outdated Portfolio Someone you know is in
4/27/2021 • 14 minutes, 50 seconds
Fed discusses Monetary policy, More housing news, and, "Wait, we can go back to the movies now?!?!"
4/26/2021 • 12 minutes, 20 seconds
INVESTMENT NEWS- Trading slows, Elon sends more folks to space, and "Is the tax axe coming for us all?"
4/23/2021 • 14 minutes, 12 seconds
INVESTMENT NEWS- NETFLIX DISAPPOINTS, RULE OF 72, AND "IS INFLATION COMING, OR IS IT ALREADY HERE?"
4/21/2021 • 10 minutes, 30 seconds
INVESTMENT NEWS-EARNINGS REPORTS, MEME STOCK CEO STEPS DOWN, AND RETAIL INVESTORS UNDERPERFORMING
4/19/2021 • 13 minutes, 6 seconds
INVESTMENT NEWS-Stocks surge higher, Banks to testify on operations during pandemic, and DOGE TO THE MOON
opinion on global and investment financial news
4/16/2021 • 14 minutes, 37 seconds
Investment News- Big day for Crypto, Sector investing, and Diversification
4/14/2021 • 13 minutes, 39 seconds
How to handle a market crash, Bear Market, or Recession
this is an informative podcast that is JUST my opinion on certain investment topics- the discussion is extremely broad and general and should not be considered personal financial advice. Please reach out via my website for an appointment if you would like personal investment advice. Thank you
4/8/2021 • 12 minutes, 6 seconds
What is the purpose of this podcast and who the heck is James?
Brief description of who I am, and why the podcast exists and how it might benefit listeners.
