While betting markets currently show Trump in the lead, Chris Holdsworth, Chief Investment Strategist at Investec Wealth & Investment International, believes the US election remains too close to call. In this edition of Macro Monday, he explores research on the implications of a win for either candidate on US growth and inflation. Other topics include insights on the latest US economic indicators, interest rate cuts by the European Central Bank, unexpectedly strong Chinese growth, and an anticipated decline in oil prices. Investec Focus Radio SA

A rerating of SA sovereign bond yields, a stronger ZAR, and sidestepping a fiscal slippage, have sparked optimism for a healthier national balance sheet. But structural challenges persist, impeding the potential for growth. In the latest episode of the No Ordinary Wednesday podcast, Investec Chief Economist Annabel Bishop and Treasury Economist Tertia Jacobs discuss the Finance Minister's priorities ahead of the mini budget on 30 October. Podcast key moments: 00:00 – Introduction 01:24 - Under what macroeconomic conditions will the minister deliver the midterm budget speech? 02:44 - Is South Africa in a much better macroeconomic position going into Q4? 03:22 – Is the budget deficit narrowing? 04:09 – Is South Africa managing debt better? 05:26 – What are the risks to consider? 07:21 – What does fiscal consolidation look like for the country? 09:12 – Any tax announcements expected? 10:49 – What do you expect on inflation targeting? 13:07 - What are some of the key developments that have transpired between February 2024 the upcoming October MTBPS? 14:08 - What are the implications of the rerating of the country risk premium and appreciation of the rand on the balance sheet? 15:15 - Following the review of the public-private partnerships, what are you expecting from the minister on October 30? 17:20 - Some conditional debt relief for municipalities was announced by the minister in February, do you think there will be more relief? 19:36 - Is the minister reining in the spending? 21:14 – Revenue forecast Read more on www.investec.com/now Hosted by seasoned broadcaster, Jeremy Maggs, the No Ordinary Wednesday podcast unpacks the latest economic, business and political news in South Africa, with an all-star cast of investment and wealth managers, economists and financial planners from Investec. Listen in every second Wednesday for an in-depth look at what's moving markets, shaping the economy, and changing the game for your wallet and your business. Investec Focus Radio SA

In this episode of Everything Counts, we discuss retirement planning and saving for your future self. Host Motheo Khoaripe is joined by Kate Robson (co-head of Investec My Investments) and Kgomotso Motloung (Investec financial adviser). The conversation covers setting retirement goals, calculating how much you’ll need, and avoiding common financial mistakes. Whether you’re in your 30s or nearing retirement, this episode offers valuable insights on how to prepare for a financially secure future. Everything Counts is a podcast series dedicated to exploring the ins and outs of personal finance. Hosted by 702's Motheo Khoaripe, each episode brings together financial experts to tackle crucial topics like saving, debt management, investing, and smart financial habits. The goal is to empower listeners with the knowledge and tools they need to achieve financial wellness. #RetirementPlanning #FinancialWellness #InvestSmart #SavingForTheFuture #InvestecPodcast #EverythingCounts #RetirementSavings #MoneyMatters #FinancialAdvice Key moments: 00:00 Introduction 01:20 Where to start with retirement planning 04:00 Calculating replacement ratios for retirement 05:36 The impact of inflation on your savings 06:47 Tactics to set you up for a comfortable retirement 10:58 Time as a key asset in retirement planning 11:17 Different retirement savings products explained 12:18 Should you cash out your pension fund when switching jobs? 17:33 Mistakes to avoid when reaching retirement 18:32 The benefits of living annuities and other preservation options You may be interested in: As an Investec client, you have access to a dedicated Investec financial adviser for your life insurance and investment needs. Our advisers provide objective advice with no additional fees or commissions. Ensuring transparency and trust. Experience clear, unbiased advice with your trusted financial partner. Investec Focus Radio · Listen to the full series

In this week’s Macro Monday update, Chris Holdsworth, Chief Investment Strategist of Investec Wealth & Investment International, looks at what a Trump vs Harris win would mean for the US economy. He also comments on a slightly more hawkish tone from the latest FOMC, with the market now pricing in a 90% chance of a 25bp cut in November. Despite this, the S&P 500 closed at a record high on Friday. In South Africa, SOE performance is slowly grinding upwards, says Holdsworth, suggesting further upside to SA business confidence. Investec Focus Radio SA

The US economy has received a significant boost as Nonfarm Payrolls – a key indicator of job creation measuring employment in non-agricultural sectors – have surpassed expectations. Chris Holdsworth, Chief Investment Strategist, Investec Wealth & Investment International, shares his insights on the US economy, and looks at a gradual slowdown in global growth and South Africa’s strong income growth. Investec Focus Radio SA

Cyber-attacks have crippled businesses and institutions, drained public money and compromised individuals. So, in 2024, what are the biggest cyber threats to businesses and individuals? And what are the top risk mitigation strategies to consider? In this episode, Jeremy Maggs and guests, Investec’s head of information security and governance in South Africa, Noma Hlazo, and her UK counterpart Tash van den Heever, the latest trends and how to keep yourself and your business safe from attacks. Hosted by seasoned broadcaster, Jeremy Maggs, the No Ordinary Wednesday podcast unpacks the latest economic, business and political news in South Africa, with an all-star cast of investment and wealth managers, economists and financial planners from Investec. Listen in every second Wednesday for an in-depth look at what's moving markets, shaping the economy, and changing the game for your wallet and your business. Podcast key moments: 00:00 – Introduction 01:26 – Are cyber-attacks increasing in South Africa? 02:08 – What are the top cyber security threats in South Africa in 2024? 03:15 – What are the common types of cybersecurity threats globally? 04:10 – How are deepfakes impacting businesses? 04:57 – What’s driving the steep increase in cyber-attacks? 05:35 – Are regulatory frameworks and IT systems in the financial industry keeping up with the rapid evolution of cyber-attacks? 07:26 – What are the most pressing cybersecurity threats that businesses need to be guarding against? 08:35 – How should businesses counter cybersecurity risks? 10:01 – How are individuals being targeted by cyber criminals? 11:06 – How should individuals protect themselves from cyber criminals? 12:06 – What are the biggest cybersecurity trends of 2024? And how are they changing the industry? 14:06 – What new or emerging technology do you think will strengthen cybersecurity systems in the next few years? Read more on www.investec.com/now Investec Focus Radio SA

In this episode, we explore the newly implemented two-pot retirement system in South Africa. Our expert guests, Kate Robson (co-head of Investec My Investments), Nicolette Mashile (Financial Bunny), and Siphithi Sibeko (media spokesperson at SARS), unravel the complexities surrounding retirement savings. They discuss the implications of withdrawals, the importance of long-term savings, and unpack the tax considerations. Whether you’re approaching retirement or just beginning to save, this episode offers crucial insights to empower your financial journey. Everything Counts is a podcast series dedicated to exploring the ins and outs of personal finance. Hosted by 702's Motheo Khoaripe, each episode brings together financial experts to tackle crucial topics like saving, debt management, investing, and smart financial habits. The goal is to empower listeners with the knowledge and tools they need to achieve financial wellness. KEY MOMENTS: 00:00 Introduction 01:30 Why was the two-pot retirement system introduced? 03:30 What is the two-pot retirement system? 05:30 What is the conversation around the two-pot retirement system? 08:45 SARS and the two-pot retirement system 10:45 Tax implications of withdrawing from your savings pot 15:30 Hidden fees in withdrawals from your savings pot 18:20 Case study: Nkosi’s story 24:00 Understanding your own personal finance 26:00 Importance of a financial adviser 27:00 Understanding retirement savings Investec Focus Radio SA

There has been a strong and swift reaction to last week's stimulus package by Chinese authorities, including equities and commodities. Investec Wealth & Investment Chris Holdsworth Chris Holdsworth looks at the implications. Investec Focus Radio SA

What did the Fed see when it decided to cut rates by half a percentage point? Chief Investment Strategist at Investec Wealth & Investment Chris Holdsworth looks at last week’s interest rate decisions by the Fed and by the SA Reserve Bank. Investec Focus Radio SA

As central bankers worldwide shift towards easing monetary policies, what kind of rate-cutting cycle are we entering? In the latest episode of No Ordinary Wednesday, Investec Treasury Economist Tertia Jacobs shares her expert insights on the factors that will the trajectory of interest rates in the coming months. 00:00 – Introduction 01:35 – What factors will influence the pace of interest rates cuts in the US? 03:10 – What will the SARB contend with in determining the trajectory of rate cuts? 04:42 – What do you expect, big cuts upfront or more gradual? 05:46 – What would be the impact of a front-loaded approach? 06:52 – Inflation outlook 08:34 – What pace of interest rates cut are you expecting for other developed markets? 10:00 – What are your expectations for other emerging markets? 11:20 – What’s driving the bond market in SA? 12:27 – How will rate cuts impact government bonds? 13:10 – Fiscal consolidation in South Africa 14:40 – GDP outlook Hosted by seasoned broadcaster, Jeremy Maggs, the No Ordinary Wednesday podcast unpacks the latest economic, business and political news in South Africa, with an all-star cast of investment and wealth managers, economists and financial planners from Investec. Listen in every second Wednesday for an in-depth look at what's moving markets, shaping the economy, and changing the game for your wallet and your business. Read more on www.investec.com/now Investec Focus Radio SA

As central bankers worldwide shift towards easing monetary policies, what kind of rate-cutting cycle are we entering? In the latest episode of No Ordinary Wednesday, Investec Treasury Economist Tertia Jacobs shares her expert insights on the factors that will the trajectory of interest rates in the coming months. 00:00 – Introduction 01:35 – What factors will influence the pace of interest rates cuts in the US? 03:10 – What will the SARB contend with in determining the trajectory of rate cuts? 04:42 – What do you expect, big cuts upfront or more gradual? 05:46 – What would be the impact of a front-loaded approach? 06:52 – Inflation outlook 08:34 – What pace of interest rates cut are you expecting for other developed markets? 10:00 – What are your expectations for other emerging markets? 11:20 – What’s driving the bond market in SA? 12:27 – How will rate cuts impact government bonds? 13:10 – Fiscal consolidation in South Africa 14:40 – GDP outlook Hosted by seasoned broadcaster, Jeremy Maggs, the No Ordinary Wednesday podcast unpacks the latest economic, business and political news in South Africa, with an all-star cast of investment and wealth managers, economists and financial planners from Investec. Listen in every second Wednesday for an in-depth look at what's moving markets, shaping the economy, and changing the game for your wallet and your business. Read more on www.investec.com/now Investec Focus Radio SA

In this episode of Everything Counts, we explore the financial and practical considerations of buying property for resale or as a holiday home. Motheo Khoaripe is joined by experts Keshnie July (Lending Product Owner at Investec), Hayley Ivins-Downs (Managing Executive for Real Estate at Lightstone Property), and Tsholofelo Mokoma (Property Practitioner at RE/MAX Horizon). They discuss the pros and cons, trends, and hidden costs of owning a second property. Whether you're an investor or considering a holiday home for leisure, this episode is packed with insights on market trends, legalities, financing, and tips to protect your investment. Key moments: 00:00 Introduction: Investing in a second property 01:00 Property ownership trends in South Africa 02:00 Renting vs holiday homes: Key trends 03:00 Financial impact of interest rates on rental properties 05:00 Location considerations for rental or holiday homes 07:00 Hidden costs of owning a second property 08:00 Legalities: What to ask your agent 10:00 Managing rental properties: Contracts and agreements 12:00 How to know if you're ready for a second property 12:30 Role of the bank and financing options Everything Counts is a bi-weekly podcast series that focuses on money and financial wellness. Hosted by 702's Motheo Khoaripe, each episode tackles various aspects of personal finance, including saving, spending, investing, pitfalls to avoid and tricks to succeed. The podcast aims to provide valuable information and expert guidance to help you improve your financial well-being. YOU MAY ALSO BE INTERESTED IN: Investec Private Home Loan No two individuals are the same. That’s why Investec will structure your home loan according to your needs and you'll benefit from market-leading interest rates. From application to approval and registration, your Private Banker will help you every step of the way. To find out more about the Investec Private Home Loan, visit our website and if you’re an Investec client, get in touch with your Private Banker. Investec Bank Limited is a licensed FSP. Terms and conditions apply. Investec Focus Radio SA

Investec’s Global Investment Strategy Group has kept its risk score at -1. Chief Investment Strategist at Investec Wealth & Investment Chris Holdsworth looks at the reasoning, against a backdrop of a likely cut in interest rates by the Fed later this week. Investec Focus Radio SA

The US doesn’t appear to be in a recession yet. Nonetheless, markets are pricing in aggressive rate cuts in the year ahead in the US, as they are in Europe. Chief Investment Strategist at Investec Wealth & Investment Chris Holdsworth examines the implications. Investec Focus Radio SA

Given the lack of global ESG standardisation and its politicisation, how should investors approach responsible investing and measure its impact? Investec Wealth & Investment International has launched a comprehensive guidebook on the topic. In the latest episode of the No Ordinary Wednesday podcast, Jeremy Maggs speaks to the authors, Boipelo Rabothata, ESG Specialist and Co-Fund Manager of the Investec Global Sustainable Equity Fund and Maxine Gray, Business Strategist at Investec Wealth & Investment International. Hosted by seasoned broadcaster, Jeremy Maggs, the No Ordinary Wednesday podcast unpacks the latest economic, business and political news in South Africa, with an all-star cast of investment and wealth managers, economists and financial planners from Investec. Listen in every second Wednesday for an in-depth look at what's moving markets, shaping the economy, and changing the game for your wallet and your business. Read more on www.investec.com/now No Ordinary Wednesday with Jeremy Maggs · Investec Focus Radio SA

In this episode of Everything Counts, we dive into the essential considerations when buying property in South Africa. Join Motheo Khoaripe as he hosts Keshni July, Lending Product Owner at Investec, and Tsholofelo Mokoma, Property Practitioner at Re/max Horizon. Together, they unpack the step-by-step process, from getting pre-approved to closing the deal on your dream home. Whether you're a first-time home buyer, upgrading from your current home, or downscaling, this episode provides valuable insights to help you make informed decisions. Don't miss out on expert guidance that will make your property-buying journey smoother and more successful! Key Moments: 00:00 Introduction to the Episode: What to consider when buying property 00:55 Why pre-approval is Important for homebuyers 02:45 Choosing the right property practitioner 03:35 Additional costs to budget for when buying property 05:20 Understanding affordability and setting realistic expectations 07:00 The impact of interest rates on property purchases 09:00 Preparing for property investment at different life stages 13:00 Step-by-step guide to making an offer and closing the deal 16:00. The importance of home inspections 18:00 Final steps: transfer, bond registration and moving In Everything Counts is a bi-weekly podcast series that focuses on money and financial wellness. Hosted by 702's Motheo Khoaripe, each episode tackles various aspects of personal finance, including saving, spending, investing, pitfalls to avoid and tricks to succeed. The podcast aims to provide valuable information and expert guidance to help you improve your financial well-being. YOU MAY ALSO BE INTERESTED IN: Investec Private Home Loan No two individuals are the same. That’s why Investec will structure your home loan according to your needs and you'll benefit from market-leading interest rates. From application to approval and registration, your Private Banker will help you every step of the way. To find out more about the Investec Private Home Loan, visit our website and if you’re an Investec client, get in touch with your Private Banker. Investec Bank Limited is a licensed FSP. Terms and conditions apply. Find out more about the Investec Private Home Loan · Full article · Listen to the full series · Investec Focus Radio SA

US growth has been strong, in contrast with the rest of the world. Chief Investment Strategist at Investec Wealth & Investment looks at reasons to expect a sizeable downward revision to US GDP at some point. Investec Focus Radio SA

The Fed has sent a clear message that interest rates are on their way down. Chief Investment Strategist at Investec Wealth & Investment discusses expectations. Investec Focus Radio SA

The race for the White House is heating up with US political uncertainty sending ripples around the world. What does this mean for the bond market? Get the expert view in the latest episode of the No Ordinary Wednesday podcast with Annelise Peers, Chief Investment Officer at Investec Bank Switzerland, and Awongiwe Booi, Fixed Income Analyst at Investec Investment Management, South Africa. Investec Focus Radio SA

The rise in inflation globally has forced many central banks in leading economies to increase interest rates. Locally, the South African Reserve Bank has raised rates to 15-year highs since it began tightening policy in November 2021. As market dynamics shift and economic uncertainties loom, this week’s insightful episode explores whether property is still a good investment. Motheo Khoaripe hosts Keshnie July, lending product owner at Investec, Hayley Ivins-Downes, Managing Executive for Real Estate at Lightstone Property, and Tsholofelo Mokoma, property practitioner at RE/MAX Horizon, to provide listeners with a comprehensive analysis of the current property landscape. They discuss the factors influencing property values, the impact of interest rates, and whether property still holds its place as a cornerstone of wealth-building strategies. This podcast is ideal for individuals interested in property investment, whether they are first-time buyers, experienced investors, or simply looking for expert opinions on the current property market. It caters to those who want to understand the impact of rising interest rates, market conditions, and regional trends on property investment decisions. Key moments: 00:00 Introduction 01:45 Is property still a good investment today? 03:47 Property price index 05:53 What to consider when purchasing a property? 07:09 Property investment landscape in South Africa by region 09:20 What are South Africans looking for in neighbourhoods to buy in? 10:26 How do interest rates impact property investment decisions? 12:03 Property trends in South Africa 2024 16:12 Rental vs purchase Everything Counts is a bi-weekly podcast series that focuses on money and financial wellness. Hosted by 702's Motheo Khoaripe, each episode tackles various aspects of personal finance, including saving, spending, investing, pitfalls to avoid and tricks to succeed. The podcast aims to provide valuable information and expert guidance to help you improve your financial well-being. YOU MAY ALSO BE INTERESTED IN: Investec Private Home Loan No two individuals are the same. That’s why Investec will structure your home loan according to your needs and you'll benefit from market-leading interest rates. From application to approval and registration, your Private Banker will help you every step of the way. To find out more about the Investec Private Home Loan, visit our website and if you’re an Investec client, get in touch with your Private Banker. Investec Bank Limited is a licensed FSP. Terms and conditions apply. Investec Focus Radio · Investec Private Home Loan · Full article

This week Chris Holdsworth, Chief Investment Strategist at Investec Wealth & Investment, looks at data from across the world, interest rates expectations in the US, and the latest China economic data. Investec Focus Radio SA

From tightening credit conditions to a high budget deficit, there are concerns about the US economy, says Chris Holdsworth, Chief Investment Strategist, Investec Wealth & Investment. Investec Focus Radio SA

Fears of a US recession have sent all major stock markets tumbling after US jobs market data came in lower than expected for the month of July. In this episode of No Ordinary Wednesday, host Jeremy Maggs asks Investec Chief Economist Annabel Bishop whether the Federal Reserve has left it too late to begin cutting interest rates. They also look at what this all means for the Rand. Key podcast moments: 00:00 - Intro 01:00 - What's behind the global rout in stock markets? 02:56 - Chances of the Fed declaring an emergency interest rate cut in response to market turmoil 03:47 - Impact of stock market rout on the Rand 05:24 - Investec's latest inflation outlook for South Africa 07:21 - South Africa's GDP outlook 09:56 - Positive news for SA consumers 11:30 - Impact of the two-pot retirement system on consumers 12:57 - Impact of the two-pot retirement system on the economy 14:39 - Positive sentiment from foreign investors for SA bonds and equities 16:51 - Is the private sector going to start investing more in their operations? 18:56 - Gold market update 20:30 - Closing remarks Hosted by seasoned broadcaster, Jeremy Maggs, the No Ordinary Wednesday podcast unpacks the latest economic, business and political news in South Africa, with an all-star cast of investment and wealth managers, economists and financial planners from Investec. Listen in every second Wednesday for an in-depth look at what's moving markets, shaping the economy, and changing the game for your wallet and your business. Read more on www.investec.com/now Learn more · Investec Focus Radio SA

In this episode, Motheo Khoaripe dives deep into the financial dynamics that can make or break a relationship. Joined by financial consumer journalist, Maya Fisher-French and seasoned Investec financial advisor, Kgomotso Motloung, they explore how couples can navigate the often challenging conversations around money, financial planning, and shared goals. #RelationshipGoals #MoneyMatters #FinancialPlanning Tags: Relationships, Money Management, Financial Planning, Couples Finance, Podcast, Investec, Financial Wellness, Wealth Building Key Moments: 00:00 Introduction 01:00 How different financial values and goals can impact a relationship 02:38 Tips to identify the financial habits of a partner early in a relationship 03:59 What about your partner’s finances should you know upfront 06:46 The significance of marital regimes and their financial implications 10:06 Planning for unexpected life events like disability or retirement 12:19 Strategies for saving for children’s education without compromising other financial goals 18:15 Why it is important to consistently review your financial plans 19:02 The value of having a financial adviser: when you have extra cash/bonus/salary increase 20:03 Planning for death 22:33 Don’t be nervous about approaching a financial adviser 23:44 What are the warning signs that indicate you are not consulting the right financial adviser? This episode is a must-listen for couples at any stage in their relationship, offering actionable guidance to strengthen their financial partnership while navigating the complexities of shared finances. Everything Counts is a bi-weekly podcast series that focuses on money and financial wellness. Hosted by 702's Motheo Khoaripe, each episode tackles various aspects of personal finance, including saving, spending, investing, pitfalls to avoid and tricks to succeed. The podcast aims to provide valuable information and expert guidance to help you improve your financial well-being. Investec Focus Radio SA

Concerns about the health of the US economy have seen a sizeable pullback in global markets, says Chris Holdsworth, Chief Investment Strategist, Investec Wealth & Investment. Investec Focus Radio SA

Even with the positive surprise for both GDP and core PCE in the US, the market is pricing in a cut by the Federal Reserve in September, says Chris Holdsworth, Chief Investment Strategist for Investec Wealth & Investment. In this episode, he also looks at global currency moves and the latest South African inflation print. Investec Focus Radio SA

Self-directed or do-it-yourself investing and trading are on the rise globally. Tinus Rautenbach, head of Investec’s new online trading platform Clarity, shares essential insights for individual investors looking to take control of their investment and trading portfolio. Learn more about Clarity · Investec Focus Radio SA

Are you a parent who wants to secure your child's education and future? Do you find it challenging to balance your financial well-being with providing for your kids? Well, we've got you covered! In this Savings Month-focused episode of Everything Counts, Motheo Khoaripe hosts parenting expert Nikki Bush and Investec Wealth Management specialist Kate Stannard, to delve into the world of money, savings, and raising financially savvy children. This episode is ideal for parents who want to strike a balance between providing for their children and securing their own financial future. We provide valuable insights and practical tips for parents who want to teach their children about money and savings. Key moments: 00:00 Introduction 01:33 The envelope system 04:55 When is the best time to teach your children about money? 05:30 Using the piggy bank system to teach your children about budgeting, saving and investing 07:03 How do you strike the perfect balance between investing in your kids' education and future, and investing to secure your wealth? 09:35 How do you structure your finances to save and invest for both yourself and your kids? 12:05 How do you strike the perfect balance between investing in your kids' education and ensuring your own peace of mind? 14:17 How do you make sure that your saving and investing efforts beat education inflation? 16:53 What products are great for when you are starting your saving and investing journey? 18:08 How to be a good money role model for your kids? 20:05 Are there alternative ways to save for your kids besides the traditional savings options? 20:44 Creative ways to get your kids to start saving and investing 22:05 What tax implications to consider when saving and investing for your kids 24:21 How do you teach kids the consequences of their financial decisions? Everything Counts is a bi-weekly podcast series that focuses on money and financial wellness. Hosted by 702's Motheo Khoaripe, each episode tackles various aspects of personal finance, including saving, spending, investing, pitfalls to avoid and tricks to succeed. The podcast aims to provide valuable information and expert guidance to help you improve your financial well-being. You might also be interested in: Investec My Investments Whether you're just starting or looking to enhance your wealth, Investec My Investments provides solutions tailored for you. Invest with as little as R1,000 per month and experience the benefit of Investec's global expertise. Chat to your Investec Financial Advisor today. Investec Bank Limited is a licensed FSP. T& Cs apply. SmartRate Plus 15-Day Notice Account | Investec There's a difference between having a dream and working towards a goal. Waiting for luck or making investments in you. There is a difference. Expect more than ordinary when you save in an Investec SmartRate Plus 15-day notice deposit. Earn 9. 06 percent annually effective, 8.7 percent nominal. Save with Investec from R100 000. Go to investec.com/smart. Investec is an authorised FSP. Terms and conditions apply. Investec My Investments · Investec savings accounts · Investec Focus Radio SA

By year-end, South Africa could have its most restrictive monetary policy in 19 years, if inflation continues to fall, says Chris Holdsworth, Chief Investment Strategist for Investec Wealth & Investment. On the US front, Donald Trump is still the favourite to win the presidential election, but the odds have narrowed after Joe Biden’s withdrawal from the race, he says. Investec Focus Radio SA

Chris Holdsworth, Investec Wealth & Investment's Chief Investment Strategist says he won't be surprised if the MPC cuts interest rates at their meeting this week. He also discusses the probability of Trump winning elections and looks at what's happening to global, US and Chinese inflation. Listen to earlier episodes · Investec Focus Radio SA

Investec’s Global Investment Strategy Group has increased South Africa’s risk score while maintaining a negative offshore stance. Join Chris Holdsworth, our Chief Investment Strategist, as he explains the rationale behind this positioning and shares his expectations of upside surprises in economic growth and earnings for SA Inc shares. Listen to the latest episode of Investec’s No Ordinary Wednesday podcast. Podcast key moments 00:00 – Introduction 01:17 – What’s behind Investec’s current global risk-off position 02:18 - What has the market priced in for the U.S? What indicators are you watching? 03:43 – How would a US slowdown impact the global economy? 04:14 – Disappointing economic data out of China, how concerned are you? 05:15 - What are the implications for the rest of the world should Chinese growth slow dramatically? 05:53 – Are we approaching a peak valuation in the U.S? 06:33 – What is the impact on global equities? 07:36 – How are markets responding to South Africa’s new administration? 09:10 - Do you expect structural reforms in South Africa to gather pace? 09:58 – Business confidence is still depressed, are you expecting an improvement? 10:51 – Opportunities for investors in South Africa 12:56 – SA economic growth outlook Hosted by seasoned broadcaster, Jeremy Maggs, the No Ordinary Wednesday podcast unpacks the latest economic, business and political news in South Africa, with an all-star cast of investment and wealth managers, economists and financial planners from Investec. Listen in every second Wednesday for an in-depth look at what's moving markets, shaping the economy, and changing the game for your wallet and your business. Read more on www.investec.com/now Investec Focus Radio SA

Everything Counts is a new bi-weekly podcast series that focuses on money and financial wellness. Hosted by 702's Motheo Khoaripe, each episode tackles various aspects of personal finance, including saving, spending, investing, pitfalls to avoid and tricks to succeed. The podcast aims to provide valuable information and expert guidance to help you improve your financial well-being. July is National Savings Month! It is the perfect opportunity to assess your saving and investing strategies, set goals, and take steps toward building a secure financial foundation. Whether you are just starting your savings journey or looking to enhance your existing investments, saving and investing your money is always a good idea. In this episode Motheo is joined by Thabiso Masiela, co-head of My Investments at Investec and René Grobler, Head of Investec Cash Investments, to discuss this important topic. Skip ahead 00:00 Introduction 01:41 When did you start saving? Personal stories about money 03:29 What is the difference between saving and investing? 05:53 How do savings and investment strategies change as you progress through different life stages? 09:14 What percentage of a windfall should go to savings and investments? 11:26 Investing and saving strategies? 15:47 How do you structure a financial plan to balance saving and enjoying your money? 17:42 How do you stay disciplined in saving and investing for the long term? 20:21 Tactics to make sure you keep your money working for you 22:18 How do you weather financial uncertainties and avoid panic in saving and investing journey? 24:15 Top tips for successful saving and investing? You might also be interested in: Investec My Investments Whether you're just starting or looking to enhance your wealth, Investec My Investments provides solutions tailored for you. Invest with as little as R1,000 per month and experience the benefit of Investec's global expertise. Chat to your Investec Financial Advisor today. Investec Bank Limited is a licensed FSP. T& Cs apply. SmartRate Plus 15-Day Notice Account | Investec There's a difference between having a dream and working towards a goal. Waiting for luck or making investments in you. There is a difference. Expect more than ordinary when you save in an Investec SmartRate Plus 15-day notice deposit. Earn 9. 06 percent annually effective, 8.7 percent nominal. Save with Investec from R100 000. Go to investec.com/smart. Investec is an authorised FSP. Terms and conditions apply. Investec My Investments · Full article · Investec Focus Radio · SmartRate Plus 15-Day Notice Account | Investec

Everything Counts is a new bi-weekly podcast series that focuses on money and financial wellness. Hosted by 702's Motheo Khoaripe, each episode tackles various aspects of personal finance, including saving, spending, investing, pitfalls to avoid and tricks to succeed. The podcast aims to provide valuable information and expert guidance to help you improve your financial well-being. July is National Savings Month! It is the perfect opportunity to assess your saving and investing strategies, set goals, and take steps toward building a secure financial foundation. Whether you are just starting your savings journey or looking to enhance your existing investments, saving and investing your money is always a good idea. In this episode Motheo is joined by Thabiso Masiela, co-head of My Investments at Investec and René Grobler, Head of Investec Cash Investments, to discuss this important topic. Skip ahead 00:00 Introduction 01:41 When did you start saving? Personal stories about money 03:29 What is the difference between saving and investing? 05:53 How do savings and investment strategies change as you progress through different life stages? 09:14 What percentage of a windfall should go to savings and investments? 11:26 Investing and saving strategies? 15:47 How do you structure a financial plan to balance saving and enjoying your money? 17:42 How do you stay disciplined in saving and investing for the long term? 20:21 Tactics to make sure you keep your money working for you 22:18 How do you weather financial uncertainties and avoid panic in saving and investing journey? 24:15 Top tips for successful saving and investing? You might also be interested in: Investec My Investments Whether you're just starting or looking to enhance your wealth, Investec My Investments provides solutions tailored for you. Invest with as little as R1,000 per month and experience the benefit of Investec's global expertise. Chat to your Investec Financial Advisor today. Investec Bank Limited is a licensed FSP. T& Cs apply. SmartRate Plus 15-Day Notice Account | Investec There's a difference between having a dream and working towards a goal. Waiting for luck or making investments in you. There is a difference. Expect more than ordinary when you save in an Investec SmartRate Plus 15-day notice deposit. Earn 9. 06 percent annually effective, 8.7 percent nominal. Save with Investec from R100 000. Go to investec.com/smart. Investec is an authorised FSP. Terms and conditions apply. Investec My Investments · Full article · Investec Focus Radio · SmartRate Plus 15-Day Notice Account | Investec

In this week's episode, Investec Wealth & Investment Chief Investment Strategist Chris discusses the latest PMI data and what that means for global growth, non-farm payroll print in the US and signs of inflation expectations moderating in SA. Investec Focus Radio SA

In this final episode of The Current, we revisit some of the highlights and reiterate the critical takeaways you need to know from the nine-part podcast series. From SA's solar boom to progress at Eskom, electric vehicles and how to finance energy infrastructure, this is a summation from 20 experts inside Investec and beyond. This series was hosted by Iman Rappetti- an award-winning journalist and author. 00:00: Intro 01:57: The consequences if SA doesn't transition 03:36: Clean energy's advantages 04:42: Diagnosing Eskom's woes 05:35: Private sector investment in energy: REIPP's success 06:52: The importance of unbundling Eskom 07:17: Eskom's turnaround 08:01: Phasing out of fossil fuels 09:40: Examining humanity's reliance on coal and oil 10:53: The mining sector's contribution to carbonisation 11:39: The opportunity of PGMs (platinum and palladium) 12:53: Battery innovation 13:42: Bringing nuclear into the future energy mix 14:04: A case for nuclear 15:05: Is the promise of hydrogen overstated? 16:46: Investec's Sustainable Solution offering 17:30: SA's solar awakening 18:38: Growth of solar in the commercial and industrial (C&I) space 19:40: Solar's appeal 20:22: Equitable access to renewable energy 21:23: Electricity 'feedback' schemes 22:34: Electric vehicles in SA 24:10: Interest in EVs on the up 25:06: EV's for business rental 26:12: Economics of clean energy too good to ignore 27:39: Africa's crucial role in the globe's energy transition 28:18: Barriers to energy infrastructure investment 28:52: The opportunity for Africa to leapfrog to green industrialisation 29:40: SA to benefit from regional energy demand 31:21: Export and credit agency finance to derisk 32:11: Example of export finance in action: Acre Investment Fund 33:10: Incorporating renewable energy into your investment portfolio 33:57: How to invest to do well, and do good 35:12: The energy transition is worth the turbulent journey 36:23: Concluding comments and thanks To find out about Investec's private client and business energy offering, visit: https://www.investec.com/en_za/borrow/finance-for-individuals/sustainable-solutions.html To find learn more about Investec's corporate and institutional energy offering, click: https://www.investec.com/en_za/investec-for-corporates/finance/energy-infrastructure.html Explore investing in the Global Sustainable Equity Fund here: https://www.investec.com/en_za/investment/invest-offshore/global-sustainable-equity-fund.html The Current podcast series | Ep 1 - 10 · Investec Focus Radio SA

In this week's episode, Investec Wealth & Investment Chief Investment Strategist Chris looks at elections in the US, disappointing data out of the country which suggests that growth expectations might be a little bit too high and some encouraging data out of South Africa. Investec Focus Radio SA

The market may be unpredictable, but your investment strategy doesn't have to be. Investec Investment Management experts Ebeth Van Heerden, Head of Investment Distribution & Intermediaries, and Paul McKeaveney, Portfolio Manager, share their insights on what approaches are winning, common mistakes investors make, and why staying the course is important. Podcast key moments 00:00 – Introduction 01:06 – Investing vs savings, what’s the difference? 02:56 – Why is investing so difficult? Why do you choose the right investment for your needs? 04:51 – The value of time 06:53 – Risk mitigation strategies 08:03 – Investment lessons from the past 10:00 – Common mistakes investors make in times of uncertainty 12:36 – Should we be putting more funds offshore, given headwinds facing South Africa? 13:57 – Buying into a concentrated index 15:34 – What does “invest and forget” mean? 17:09 – Active vs passive investment strategy 18:23 – Which asset classes are outperforming in 2024? 19:45 – Key factors investors should be thinking about today. Hosted by seasoned broadcaster, Jeremy Maggs, the No Ordinary Wednesday podcast unpacks the latest economic, business and political news in South Africa, with an all-star cast of investment and wealth managers, economists and financial planners from Investec. Listen in every second Wednesday for an in-depth look at what's moving markets, shaping the economy, and changing the game for your wallet and your business. Read more on www.investec.com/now No Ordinary Wednesday with Jeremy Maggs · Investec Focus Radio SA

Everything Counts is a new bi-weekly podcast series that focuses on money and financial wellness. Hosted by 702's Motheo Khoaripe, each episode tackles various aspects of personal finance, including saving, spending, investing, pitfalls to avoid and tricks to succeed. The podcast aims to provide valuable information and expert guidance to help you improve your financial well-being. In this episode leading financial consumer journalist, Maya Fisher-French and seasoned Investec financial advisor, Kgomotso Motloung are back and they dive deep into the world of debt management, offering invaluable insights and practical tips to help you pay off debt and start saving for a brighter financial future. Don't miss out on this episode packed with real-life examples. Whether you're a young professional or a seasoned investor, this podcast will equip you with the knowledge and tools to manage your debt effectively and pave the way toward financial freedom. Tune in now and take the first step towards a brighter financial future! Skip ahead 00:00 Introduction 01:03 What is debt? 02:37 Defining wants vs needs 04:39 The importance of an emergency fund 06:26 Getting yourself out of debt 08:39 How do you deal with extra money while you are in debt? 09:49 The importance of negotiating better interest rates 11:47 Personal loans 14:40 What you qualify for vs what you can afford 17:09 How credit scores work 20:38 The pros and cons of debt consolidation 23:30 Paying off debt vs saving 25:38 What is a survival budget and how does it work? You may be interested in: LifeStarter by Investec Life The life you’re working towards is anything but ordinary, that’s why we’ve designed extraordinary life insurance solutions to help you protect it. But we understand that managing competing responsibilities and financial pressures can feel like a balancing act. So, we’ve developed a product to kickstart your life insurance journey with us. Introducing LifeStarter by Investec Life. A complimentary life insurance package, made for you. LifeStarter by Investec Life · Investec Focus Radio

In this week's episode, Investec Wealth & Investment Chief Investment Strategist Chris Holdsworth discusses some disappointing data coming out of the US, concerning data out of China and reasons for optimism when it comes to SA Inc. Investec Focus Radio SA

Despite Africa having 60% of the best solar resources in the world, it only has 1% of installed solar PV capacity. And some 600 million people in Africa don't have access to energy- with detrimental developmental consequences. The need is huge, and so too is the opportunity to finance Africa’s renewable energy transition. Revego's CIO says the total investment for renewable energy in Sub-Saharan Africa for the next eight years could reach about 193 billion US dollars. In episode 9 of The Current, we discuss what needs to be done to mobilise the necessary capital to electrify Africa. Host, Iman Rappetti, is joined by Ana Hajduka Shields, CEO of Africa GreenCo, Ziyaad Sarang, Revego's CIO and Brian Irvine, Investec's global head of Export and Agency Finance. 00:00: Intro 02:25 Meet the guests 02:52: All the resources and so little power 05:21: What's the cause of Africa's energy deficit? 06:30 What's got in the way of investment? 07:41: Moving away from fossil fuels 08:23: Africa to leapfrog to green industrialisation 09:30: It's about more than mitigating climate change 11:07: Convergence between economics and climate targets 11:35: Private sector taking the lead in bridging the finance gap 12:55: Example of export and credit agency finance 16:05:The role of green bonds in financing energy infrastructure 16:57: Equity markets need to play a bigger role 18:55: Education is a key factor to attract capital 22:05: Regional power pools and trading of energy 23:20: South Africa to benefit from cross-border trading 24:58: C&I project for commercial off-take 25:27: In crisis comes opportunity- 193bn dollars in opportunity This podcast was brought to you by Investec's Export and Agency Finance team to find out more click here: https://www.investec.com/en_za/investec-for-corporates/finance/export-and-agency-finance.html Investec Export and Agency finance · Investec Focus Radio SA

Despite Africa having 60% of the best solar resources in the world, it only has 1% of installed solar PV capacity. And some 600 million people in Africa don't have access to energy- with detrimental developmental consequences. The need is huge, and so too is the opportunity to finance Africa’s renewable energy transition. Revego's CIO says the total investment for renewable energy in Sub-Saharan Africa for the next eight years could reach about 193 billion US dollars. In episode 9 of The Current, we discuss what needs to be done to mobilise the necessary capital to electrify Africa. Host, Iman Rappetti, is joined by Ana Hajduka Shields, CEO of Africa GreenCo, Ziyaad Sarang, Revego's CIO and Brian Irvine, Investec's global head of Export and Agency Finance. 00:00: Intro 02:25: Meet the guests 02:58: All the resources and so little power 05:25: What's the cause of Africa's energy deficit? 06:34: What's got in the way of investment in energy infrastructure? 07:44: Moving away from fossil fuels 08:26: Africa to leapfrog to green industrialisation 09:32: The "Beautiful convergence" of climate concerns, economics and energy efficiencies 11:19: Africa's riches need to be harnessed 12:19: Innovative financing: export finance credit agency 13:14: Acre Import Capital - A real-world example 16:24: Green bonds to build infrastructure 17:15: What about equity markets? 19:13: Education is a key factor to attract capital 22:30: Regional power pools and trading of energy 24:19: South Africa to benefit from cross-border trading 25:41: C&I project for commercial off-take 26:10: In crisis comes opportunity- 193bn dollars in opportunity This podcast was brought to you by Investec's Export and Agency Finance team to find out more click here: https://www.investec.com/en_za/investec-for-corporates/finance/export-and-agency-finance.html Investec Export and Agency finance · Investec Focus Radio SA

Despite some notable economic gains for South Africa, growth constraints persist. What does this mean for the second half of the year? Investec Chief Economist Annabel Bishop shares her projections for the next six months and highlights the key economic indicators to watch out for. Podcast key moments: 00:00 – Introduction 00:57 – Impact of elections on the rand, investor confidence and the economy 02:27 – GDP outlook for the rest of 2024 03:44 – Will the Purchase Manager's Index (PMI) improve? 05:10 – What will strengthen business confidence? 07:47 – Household finances remain restricted 09:04 – Inflation data positive for interest rates 10:45 – Impact of inflation on household finances 11:53 – Impact of global elections on South Africa 13:51 – Will South Africa’s 10-year benchmark bond recover? 16:19 – What are the key drivers of rand volatility? 17:40 – Key economic indicators to watch out for in the second half of 2024 Hosted by seasoned broadcaster, Jeremy Maggs, the No Ordinary Wednesday podcast unpacks the latest economic, business and political news in South Africa, with an all-star cast of investment and wealth managers, economists and financial planners from Investec. Listen in every second Wednesday for an in-depth look at what's moving markets, shaping the economy, and changing the game for your wallet and your business. Read more on www.investec.com/now Investec Focus Radio SA

Everything Counts is a new bi-weekly podcast series that focuses on money and financial wellness. Hosted by 702's Motheo Khoaripe, each episode tackles various aspects of personal finance, including saving, spending, investing, pitfalls to avoid and tricks to succeed. The podcast aims to provide valuable information and expert guidance to help listeners improve their financial well-being. In this episode, we dive into budgeting and discuss how to manage your money better. Our expert guests, seasoned Investec financial advisor Kgomotso Motlaung and leading financial consumer journalist Maya Fisher-French, share their insights on budgeting and offer practical tips to help you take control of your finances. Whether you're just starting out or looking to improve your budgeting skills, this episode will provide the guidance you need to achieve your financial goals. Tune in now and start making every penny count! Skip ahead 00: 00 Introduction 01:12 Maya’s budgeting story 03:12 Why is budgeting important to your financial wellness? 04:11 What are the characteristics of a good budget? 07:27 How important is discipline? 09:56 How important is having conversations with your family about your budget? 13:46 What portion of your income must you set aside to save? 15:49 How does your life stage determine your budget? 17:52 How can budgeting tools assist you? 18:47 How do you put aside money to splurge? 22:07 How do you make sure you keep to your budget? 24:11 What are some of the biggest mistakes people make when drawing up a budget? Full article · Investec Focus · Investec Focus Radio SA

In this week's episode, Investec Wealth & Investment Chief Investment Strategist Chris Holdsworth unpacks at the latest global PMI print and what it means for the global growth, US employment, European Central Bank interest rates cut and South Africa’s latest GDP reading. Investec Focus Radio SA

Two in three cars sold globally will be electric by 2035, says the International Energy Agency. And in Europe - South Africa's largest automobile export market, one in four cars sold are already EVs. SA is way behind this adoption curve, but it's quickly picked up pace in the last two years. In episode 8 of The Current, we look at what needs to be amped up for SA drivers to shift their mindsets and benefit from the cost and carbon savings of electric vehicles. Host, Iman Rappetti, is joined by Mark Raine, co-CEO of Mercedes-Benz South Africa; Ndia Magadagela, CEO of Everlectric and Investec's head of Sustainable Solutions, Melanie Humphries. 00:00: Intro 01:54: Meet the guests 03:03: Overview of electric vehicle landscape in South Africa 03:38: SA destined to be an electric vehicle market 05:17: Preferential financing of EVs 05:44: Bringing prices tags on EVs down 08:07: “Range anxiety” and number of charging stations in SA 10:43: Are EV’s really greener than ICE vehicles? 13:36: Recycling of EV’s batteries 15:48: B2B businesses – Leasing of electric vehicles 17:13: Leased EVs and their ESG credentials 18:12: The larger the electric vehicle, the more the cost saving 20:38: Evolution of EVs in public transport, like SA taxis 20:38: EV’s in public transport like SA taxis 21:35: Incorporating your EV battery into a home energy solution 22:27: Automotive manufacturing sector in SA must change to survive 23:47: Stimulating EV manufacturing in SA 25:30: The electric vehicles white paper lays out SA’s roadmap 26:18: Mercedes-Benz’s CEO predicts 10,000 EVs to be sold in 2027 27:35: Closing comments – The EVolution is here Investec Focus Radio SA

In this week's episode, Investec Wealth & Investment Chief Investment Strategist Chris Holdsworth discusses post-elections in SA, the latest development on growth and inflation in the US and what it means for interest rates as well as inflation and unemployment in Europe and outlook for interest rates. Investec Focus Radio SA

Not all bonds are equal in a geopolitical storm. Chief Investment Officer for Investec Bank Switzerland Annelise Peers and Investec Wealth & Investment Fixed Income Analyst Awongiwe Booi discuss the role of bonds in times of uncertainty. Listen to the latest episode of the No Ordinary Wednesday podcast. Podcast key moments: 00:00 – Introduction 01:12 – What impact is geopolitical turmoil having on economies, financial markets and the oil price? 02:36 – How has the bond market reacted to conflicts in the Middle East and the Russia/Ukraine war? 03:44 – What has been the impact of the conflicts and fluctuating oil price on South Africa? 05:32 - How is South Africa’s low growth, high interest rates, sticky inflation and structural issues impacting the local bond market? 06:51 – With strained government finances, how is the global bond market viewing South Africa? 09:10 – Economic growth outlook in major economies 11:27 – What do economic indicators in major markets mean for bond markets? 13:46 – To what extent is Japan a factor? 15:29 – Foreign investors staying the course in emerging markets 18:06 – Interest rates outlook 19:46 – Impact on long-bond yields and currencies 22:44 – Outlook for fixed income markets Hosted by seasoned broadcaster, Jeremy Maggs, the No Ordinary Wednesday podcast unpacks the latest economic, business and political news in South Africa, with an all-star cast of investment and wealth managers, economists and financial planners from Investec. Listen in every second Wednesday for an in-depth look at what's moving markets, shaping the economy, and changing the game for your wallet and your business. Read more on www.investec.com/now Investec Focus Radio SA

Everything Counts is a new bi-weekly podcast series that focuses on money and financial wellness. Hosted by 702's Motheo Khoaripe, each episode tackles various aspects of personal finance, including saving, spending, investing, pitfalls to avoid and tricks to succeed. The podcast aims to provide valuable information and expert guidance to help listeners improve their financial well-being. This podcast is perfect for individuals of all ages and backgrounds who are interested in managing their money more effectively and achieving their financial goals. Whether you're a recent graduate or someone looking to improve their financial situation, Everything Counts offers practical tips and insights to help you take control of your finances and secure your future wealth. In this episode, Motheo speaks to leading financial consumer journalist Maya Fisher French, and seasoned financial advisor from Investec, Kgomotso Motloung, about what financial wellness really is and what you need to do to obtain it. Skip ahead 00:00 Introduction 01:38 What is financial wellness? 03:35 Maya talks about her career move from stockbroker to journalist and how that impacted how she looks at money 05:32 Where do I start? 06:35 How do I approach a financial advisor? 09:18 Money personalities and their impact on my finances? 10:49 How do I structure my financial plan? 14:33 Why shouldn't I be ashamed about asking for help when it comes to my finances? 17:13 How do I calculate my net asset value? 18:01 Plan for when things go wrong 19:14 Where should I get advice from? 20:26 How should my budget work? 21:38 What habits will help me get my finances in order? 23:22 How do I think about insurance? Financial wellness insights · Private Banking for you · Investec Focus Radio SA

In this week's episode, Investec Wealth & Investment Chief Investment Strategist Chris Holdsworth looks at a change of sentiment from the FED, what’s happening in commodities, preview of the US election, and the CCPI print in South Africa. Investec Focus Radio SA

This year, South Africa is set to become the tenth-largest solar market in the world. In 2023 R17.5 Billion rands of solar panels were imported into this country. In the latest episode of The Current podcast series, we’re talking all things solar PV – from market dynamics to how much it costs and whether it makes commercial sense for you to install it for your business or your home. Listen to Investec’s Melanie Humphries, Bernard Geldenhuys, and SAPVIA’s De Wet Taljaard, as they enlighten us on SA’s solar boom. 00:00: Intro 01:56: Meet the guests 02:24: Overview of solar in SA and its domination 03:36: 86% of all solar is residential or rooftop 04:24: Large-scale solar PV projects 05:03: SA in comparison to other country's solar adoption 06:20: The impact of residential solar's boom on the national grid 07:16: The cost implications of installing solar 09:46: Homeowners installing solar for commercial value 11:55: Equitable access to solar power 13:55: Local manufacturing of solar lagging behind 14:49: REIPP Programme attracting substantial FDI 15:19: Feeding excess energy back into the grid 17:32: Transmission is the biggest hurdle for large-scale solar 18:50: What is wheeling and why is it important for IPPs? 21:19: Top considerations when installing rooftop solar 22:28: Maintenance of solar equipment 23:10: Loadshedding and solar's relationship is changing 24:17: SMMEs benefit from solar 25:24: What are the risks to SA's solar boom? 28:28 Closing comments and some practical advice Investec's Sustainable Solutions in solar · Investec Focus Radio SA

In this episode, journalist Ferial Haffajee hosts a discussion with Cumesh Moodliar, Fumani Mthembi, Ravi Naidoo, Reyburn Hendricks, and Wrenelle Stander. They explore the challenges and opportunities facing Cape Town and South Africa as they navigate uncertainty and work toward sustainable economic growth. The conversation delves into various topics, including the impact of dropping the licensing cap on independent power producers like Pele Energy Group and the positive outcomes it has brought. They also discuss the global energy revolution and how South Africa can leverage this momentum for its benefit. The CEO initiative is examined, focusing on its impact and sustainability beyond elections. This analysis takes into account the significance of private capital in generating public good, as well as the role of public-private partnerships in driving economic development. The discussion also touches on the growth of Cape Town's aviation and cruise industries, showcasing the positive impact on the tourism sector. The issue of youth unemployment is addressed, with a focus on finding innovative solutions to integrate young people into the economy. Overall, this episode provides valuable insights into the challenges and opportunities faced by Cape Town and South Africa, highlighting the importance of collaboration and forward-thinking strategies for sustainable growth. Skip ahead 00:00 Intro 03:05 The impact of removing the licensing cap on independent power producers, such as Pele Energy Group. 05:58 Example of Pele’s impact on rural communities in the Western Cape 07:53 The energy revolution 09:24 The CEO initiative 10:08 How sustainable are the decisions taken by the CEO initiative post-election? 12:04 What is the impact of the Queen Mary 2 and Queen Victoria cruise ships docking in Cape Town's harbour on the city's tourism industry? 14:11 Youth unemployment and how PPPs are finding innovative solutions to integrate young people into the economy. 19:56 Is the private sector assuming responsibilities that should be handled by the state? 23:01 How is Cape Town driving this great growth strategy? 27:11 How do we filter this growth into the rest of the country? Full article · Investec Focus Radio SA

The rand has been a leading beneficiary of a weaker US dollar, as expectations of a rate cut this year grow. In this week's episode, Chief Investment Strategist Chris Holdsworth discusses discusses global inflation, mixed data coming out of China and why the rand has been strengthening as much as it has. Investec Focus Radio SA

With over 60 countries going to the polls in 2024, including South Africa, financial markets are keeping a close eye on developments worldwide. What does a historic year of global elections mean to investors? Investec Wealth & Investment Chief Investment Strategist Chris Holdsworth shares his insights on what election outcomes matter most to markets, and how investors should navigate this time of uncertainty. Listen to the latest episode of our No Ordinary Wednesday podcast. Podcast key moments: 00:00 – Introduction 01:24 – What are the key elections investors are watching and why? 02:49 – What strategies can investors employ to hedge against the ambiguity of elections? 03:40 – Are bond markets concerned about the big election year? 05:05 – Any opportunities for investors in the great election year? 06:07 - How will this historic year likely shape investment decisions for the medium and long term? 07:19 - What are some of the common mistakes investors make during a time of election anxiety or a period of uncertainty? 08:40 - What can we expect from the currency markets due to uncertainty and risk associated with elections in major economies? 11:02 - What economic indicators do you think are going to be impacted by global elections? 12:14 – What is the impact of the U.S elections? 13:20 - Are there any market or investor concerns as South Africans head to the polls? 14:35 – Post elections, what are some of the economic missteps we should watch out for as a country? 16:05 – Staying the course during election uncertainty Hosted by seasoned broadcaster, Jeremy Maggs, the No Ordinary Wednesday podcast unpacks the latest economic, business and political news in South Africa, with an all-star cast of investment and wealth managers, economists and financial planners from Investec. Listen in every second Wednesday for an in-depth look at what's moving markets, shaping the economy, and changing the game for your wallet and your business. Read more on www.investec.com/now Investec Focus Radio SA

In this week’s episode, Chief Investment Strategist Chris Holdsworth discusses latest PMI data and what it means for global growth, the FED decision and a surprising decline in a key leading indicator for the Chinese economy. Investec Focus Radio SA

In this episode we meet the man behind the title, Cumesh Moodliar, the CEO of Investec Bank. We delve into the importance of cultivating a positive mental outlook to effectively navigate the emotional impact of everyday life challenges. We also look at the role that corporates plays in fostering hope during times of uncertainty. Investec Focus Radio SA

Wind and solar are the predominant renewable energy sources being brought online now, but what about other clean energy technologies in the future of SA's energy mix? In episode 6 of the Current, we delve into geothermal, battery advancements, innovations in nuclear, biomass, smart grids and more. If you want a peek into the future of energy, listen to host Iman Rappetti in conversation with Investec's Harold Hutchinson, Campbell Parry and Chanda Nxumalo, MD of Harmattan Renewables as they explore the pros and cons of some of the latest advancements in energy. 00:00: Introduction 01:56: Meet the guests 02:26: Size matters when it comes to wind 03:32: Solar developments in the UK 04:33: Lazard's levelised cost of energy 06:09: Battery technology advancements 08:19: Factoring in long-term weather patterns 09:33: Reimagining nuclear 12:23: Are nuclear safety concerns unfounded? 13:20: Dealing with nuclear waste 13:59: Funding of nuclear 15:30: Hydrogen only viable in long-term 17:39: Hydrogen use in fertilizer and petrochemicals 18:31: Geothermal’s potential as energy source 23:33: Tidal energy pros and cons 24:23: Biomass in the UK 25:26: Hybrid energy solutions are the answer 27:22: Smart grid technology 29:14: Tech that enables efficient use 30:54: Closing comments This episode was brought to you by Investec Wealth & Investment. Learn more about their responsible investment strategy and how you can invest your money so it can do well, and do good. Read more: https://www.investec.com/en_za/investment/responsible-investing.html Responsible investment offering by Investec Wealth · Investec Focus Radio SA

In this week’s episode, Chief Investment Strategist Chris Holdsworth takes a look at SA's state-owned enterprises and in particular at the positive trends in electricity availability, as well as in ports and rail. He also looks at the recent rand strength, US interest rates, US jobs and earnings. Investec Focus Radio SA

South Africa’s ailing healthcare system has significant implications for the population and the economy. What needs to be done to change the course of healthcare in SA? In the latest episode of the No Ordinary Wednesday podcast, Health Activist Dr Aslam Dasoo and Investec Healthcare Equity Analyst Letlotlo Lenake discuss the NHI and the future of healthcare in the country. Podcast key moments: 00:00 – Introduction 02:47 - What are the biggest challenges facing South Africa's healthcare system? 08:39 – The economic impact of a weak healthcare system 10:41 – Opportunities for public private partnership in healthcare 12:30 - What should be the key focus areas to improve healthcare in SA? 17:50 – Can South Africa afford NHI? 20:35 – NHI, is there an alternative? 25:40 – Lessons from other countries 27:13 – How do we fix the healthcare system? Hosted by seasoned broadcaster, Jeremy Maggs, the No Ordinary Wednesday podcast unpacks the latest economic, business and political news in South Africa, with an all-star cast of investment and wealth managers, economists and financial planners from Investec. Listen in every second Wednesday for an in-depth look at what's moving markets, shaping the economy, and changing the game for your wallet and your business. Read more on www.investec.com/now Investec Focus Radio SA

This week, Investec Wealth & Investment Chief Investment Strategist Chris Holdsworth discusses the latest US GDP print and core PCE inflation. And in South Africa, the latest on election polls. Investec Focus Radio SA

In episode 5 of The Current, we examine fossil fuels- mankind's centuries-old mixed blessing. We discuss the numerous applications of oil and gas and just how quickly we can phase them out, whilst sticking to a 'just energy transition'. Listen to Iman Rappetti, and Investec's Callum Macpherson, Campbell Parry, Melanie Janse van Vuuren and SAPIA's CEO Fani Tshifularo unpack the most fundamental question of the global energy transition: What is the future of fossil fuels? 00:00 Introduction 02:22 Meet the guests 02:42 What was agreed at COP28 on fossil fuels 04:50 Fossil fuels account for 75% of global GHG emissions 06:38 Our everyday dependence on fossil fuel products: from clothes to fertilizer 08:34 Electric vehicle adoption in SA versus the rest of the world 09:56 When will the demand for oil fall? 11:06 Road transport drives 50% of oil demand 13:02 What is a transition fuel and why are they important? 15:16 Opportunities for SA off demand for gas 17:58 When will we see a peak in global oil demand? 19:14 Geopolitics and fluctuating prices of fossil fuels 20:56 What is SA govt and industry doing to move away from fossil fuels? 22:17 How to make a dirty industry more efficient 24:21 How to bring oil-rich countries onto the transition journey 25:43 Investec approach to oil and gas: commitments and targets 27:21 A pragmatic approach to transitioning away from oil and gas This episode was brought to you by Investec Wealth & Investment. Learn more about their responsible investment strategy and how you can invest your money so it can do well, and do good. Read more: https://www.investec.com/en_za/investment/responsible-investing.html Investec Focus Radio SA

In episode 5 of The Current, we examine fossil fuels- mankind's centuries-old mixed blessing. We discuss the numerous applications of oil and gas and just how quickly we can phase them out, whilst sticking to a 'just energy transition'. Listen to Iman Rappetti, and Investec's Callum Macpherson, Campbell Parry, Melanie Janse van Vuuren and SAPIA's CEO Fani Tshifularo unpack the most fundamental question of the global energy transition: What is the future of fossil fuels? 00:00 Introduction 02:22 Meet the guests 02:42 What was agreed at COP28 on fossil fuels 04:50 Fossil fuels account for 75% of global GHG emissions 06:38 Our everyday dependence on fossil fuel products: from clothes to fertilizer 08:34 Electric vehicle adoption in SA versus the rest of the world 09:56 When will the demand for oil fall? 11:06 Road transport drives 50% of oil demand 13:02 What is a transition fuel and why are they important? 15:16 Opportunities for SA off demand for gas 17:58 When will we see a peak in global oil demand? 19:14 Geopolitics and fluctuating prices of fossil fuels 20:56 What is SA govt and industry doing to move away from fossil fuels? 22:17 How to make a dirty industry more efficient 24:21 How to bring oil-rich countries onto the transition journey 25:43 Investec approach to oil and gas: commitments and targets 27:21 A pragmatic approach to transitioning away from oil and gas This episode was brought to you by Investec Wealth & Investment. Learn more about their responsible investment strategy and how you can invest your money so it can do well, and do good. Read more: https://www.investec.com/en_za/investment/responsible-investing.html Investec Focus Radio SA

This week, Investec Wealth & Investment Chief Investment Strategist Chris Holdsworth looks at the latest US economic data, outlook for interest rates in the US, what is happening to global markets and CPI in SA. Investec Focus Radio SA

Although sentiment indicators in South Africa are depressed there’s improvement to support stronger growth for 2024 compared to 2023. In this episode, Investec Chief Economist Annabel Bishop discuss the macroeconomic outlook for the global and local economy and where are the opportunities for economic growth. Investec Focus Radio SA

Welcome to the 4th episode of The Current, an Investec Focus Radio podcast series, in which your host Iman Rappetti takes you on a thought-provoking 10-part journey of South Africa's energy transition. In this episode, Investec's Barry Shamley, Zane Buizuidenhout, Boipelo Rabotata and Campbell Parry discuss the myriad investment opportunities presented by the energy transition and the world's commitment to reach net zero by 2050. From mining companies, enabling and transitioning businesses, to carbon capture, nuclear and hydrogen. 00:00 Introduction 02:22 Meet the guests 02:55 Investing in mining of green metals 06:05 Is renewable energy a good investment? 08:17 The importance of efficient energy use 09:02 Battery technology advancement 10:34 Construction companies' boom 12:09 A bearish short-term view on hydrogen 14:51 Investing in companies contributing to the SDGs 15:12 Transitioning companies present an opportunity 16:55 Monitoring companies' transition targets is vital 19:29 How will the adoption of AI impact journey to net zero? 22:07 Is AI a responsible investment? 22:56 2022 Inflation Reduction Act and its impact 24:52 Global Sustainable Equity Fund 28:12 Investing for good without compromising returns 29:34 Energy transition- the megatrend that offers a myriad of investment opportunities Tune in to this enlightening investment-focused episode and be informed about the myriad opportunities for individuals, stemming from the energy transition. This episode was brought to you by Investec Wealth & Investment's Global Sustainability Equity Fund. Invest in world-class companies dedicated to achieving the UN's Sustainable Development Goals (SDGs), and that we believe can provide you with attractive returns. The fund strives to have a 100% net positive SDG impact. Learn more: https://www.investec.com/en_za/investment/invest-offshore/global-sustainable-equity-fund.html Investec's Global Sustainable Equity Fund · Investec Focus Radio SA

As South Africa approaches elections, the nation grapples with critical issues such as substantial unemployment, escalating violent crime rates, and persistent power and infrastructure challenges that dominate the public discourse. Amidst these challenges, many South Africans are looking beyond the government for solutions – they look to themselves but they also look to an innovative business community. Public-private partnerships are playing a key role in helping South Africa meet its infrastructural and development investment requirements. In this episode, get an inside view into some of South Africa’s key public-private partnerships and the business leaders driving them, with our panel of experts. We feature journalist and editor, Ferial Haffajee, in a recent In Conversations event, she sat down with Investec CEO Designate, Cumesh Moodliar , Busisiwe Mavuso, CEO of Business Leadership South Africa, Fumani Mthembi, Co-founder & Director of Pele Energy Group, Mteto Nyati, Chairman at Eskom and Executive Chairman at BSG, Mark Rayner, Vumacam investor, co-founder of Leadwood Partners, and Reyburn Hendricks, CEO at H1 Holdings. This episode is for all South Africans who are interested in finding out what some of the initiatives are that are helping to drive the country to prosperity. Skip ahead: 00:00 Intro 01:50 Understanding the CEO initiative and how it works 04:51 The inner workings of the CEO initiative 07:55 The timelines put forward by the CEO initiative for various infrastructure and security projects to be completed 10:06 Government’s role vs the role of the public sector in these public-private partnership projects 12:15 Eskom update from Chairman of the board, Mteto Nyati. 15:09 National Treasury diagnostic report on Eskom 16:41 The end of loadshedding 18:26 Regulatory reform driving private power production 21:24 Industrialisation of the energy sector as a way to tackle unemployment 25:35 Vuma cam revolutionizing the crime detection industry in South Africa 28:27 Rolling out crime detection video technology in Johannesburg 29:36 Skills development in the security industry to meet technological advancements 31:59 Suggestions to the president from Captains of industry Private-public partnerships in Johannesburg · Investec Focus Radio SA

From SA Inc, to green and gold. In the latest episode of No Ordinary Wednesday, discover the sectors that have piqued the interest of award-winning fund managers, Barry Shamley and Peter Vogel, and the factors driving their local and international investment decisions. Podcast key moments: 00:00 – Introduction 01:20 - How are macroeconomic and geopolitical conditions affecting global equity funds? 02:24 – How are equity markets fairing in South Africa despite global headwinds? 03:57 – Are South African investors optimistic about local equity funds? 04:54 – How is rand volatility affecting equity markets? 06:13 – Equity markets to watch out for 2024 07:57 – Emerging markets equities vs developing markets equities? 09:05 – What are emerging markets equity funds investing in? 10:02 – How is South Africa performing against other emerging markets? 10:58 – Is SA Inc attractive to investors? 11:37 – Are there significant inflows in tech and AI in South Africa? 12:25 – What sectors in South Africa are attractive to investors? 14:14 – What sectors are growing in South Africa? 15:24 – Impact of investing in South Africa 17:20 – What will drive the investment outlook for the next 12 to 18 months? Hosted by seasoned broadcaster, Jeremy Maggs, the No Ordinary Wednesday podcast unpacks the latest economic, business and political news in South Africa, with an all-star cast of investment and wealth managers, economists and financial planners from Investec. Listen in every second Wednesday for an in-depth look at what's moving markets, shaping the economy, and changing the game for your wallet and your business. Read more on www.investec.com/now Investec Focus Radio SA

Investec's Quentin Allison, Ayan Ghosh and Fanele Mondi, CEO of the Energy Intensive Users Group, examine the crucial role of the mining sector in the energy transition, with a focus on the growing need for so-called "clean minerals" which South Africa has in abundance. 00:00 Intro 02:37 The energy trilemma 04:53 Just transition and how to manage the loss of jobs from coal mining 07:00 Energy transition happening at a slow pace 08:09 The promise of Platinum Group Metals (PGMs) 10:56 Investec's Commodity Hedging and Working Capital Solutions 11:20 How clean are PGMs, really? 12:19 EVs are eating PGM's lunch 13:15 PGMs are vital in hydrogen fuel energy 16:27 South Africa's potential as a leader in the hydrogen economy 20:58 Other clean metals in the green energy transition 21:14 Nuclear energy in SA's energy mix 23:34 Will the hydrogen economy be a game changer for SA? This episode was brought to you by Investec Corporate and Institutional Banking. The Commodity Hedging and Working Capital Solutions team identifies opportunities and structures investment alternatives across traditional commodity assets and exciting frontier markets like regulated carbon allowances. Learn more: https://www.investec.com/en_za/investec-for-institutions/commodities.html Investec's Commodity Hedging and Working Capital solutions · Investec Focus Radio SA

In this special edition of Investec Focus Radio, we delve into the intersection of food technology and sustainability with Arturo Elizondo, the founder and CEO of The Every Company, and Melanie Janse van Vuuren, Global Sustainability lead at Investec. We explore the environmental challenges of traditional meat production and the rise of innovative lab-created food alternatives. Arturo shares Every Company's groundbreaking work in precision fermentation and AI to create the world's first chickenless eggs and how this technology can revolutionise our food systems. Listen to this compelling conversation about the future of food and how groundbreaking technology and conscious choices can lead to a more sustainable planet. 00:00 Introduction 01:23 Arturo Elizondo’s journey to forming food technology company, Every co. 03:11 Alternative protein landscape 07:58 Ensuring that our food is sustainable? 12:48 Accessibility and affordability 14:08 Nutritional value of alternative proteins 15:31 The shift to consume less animal proteins 16:31 The use of AI in food production At Investec our vision is to grow and preserve our clients’ long-term wealth by allocating capital that not only achieves desired financial outcomes, but also ensures that future generations inherit a world they can be proud of. Find out more about the Investec Sustainability Equity Fund Find out more about the Investec Sustainability Equity Fund

This week, Investec Wealth & Investment Chief Investment Strategist Chris Holdsworth discusses risks ahead for US growth, despite an uptick in the leading indicator. Investec Focus Radio SA

South Africa’s often under-appreciated mid-market sector remains a bulwark in driving the country’s economy and continues to play a key role in mitigating some of the country's infrastructure and energy difficulties. And while resilience is an overtraded word in South Africa, it is this attitude that is helping the sector grow. In this episode, Dhiren Mansingh, Investec’s Head of Business Transactional Banking, discusses the mid-market landscape, how these businesses are holding the line in tough times and how they’re positioning for growth. Podcast key moments: 00:00 – Introduction 01:05 – What type of companies make up the mid-market segment? 01:50 – How important is the mid-market sector to the South African economy? 02:45 – How are these mid-market companies navigating challenges in the South African economy? 04:23 – What are mid-market businesses worried about? 05:47 – What has been the impact of high inflation and high interest rates environment for the mid-market sector? 07:11 – How are mid-market businesses navigating uncertainties? 08:26 – How should mid-market businesses protect themselves against currency volatility? 10:18 – Where are mid-market companies investing? 11:49 – Where do opportunities lie for mid-market businesses? Hosted by seasoned broadcaster, Jeremy Maggs, the No Ordinary Wednesday podcast unpacks the latest economic, business and political news in South Africa, with an all-star cast of investment and wealth managers, economists and financial planners from Investec. Listen in every second Wednesday for an in-depth look at what's moving markets, shaping the economy, and changing the game for your wallet and your business. Read more on www.investec.com/now Investec Focus Radio SA

This week, Investec Wealth & Investment Chief Investment Strategist Chris Holdsworth discusses global growth and the upward revisions to US growth expectations, global inflation and commodity markets. Investec Focus Radio SA

In this episode, Investec's Martin Meyer and Ayan Ghosh are joined by Rudi Dicks, the head of project management in the office of the Presidency. Together they discuss the challenges facing Eskom and the feasibility of the plans to turn the ailing utility around. The episode covers infrastructure constraints, particularly in transmission, skills needed, investment, collaboration, unbundling, and a look at Brazil as a developing country from which SA can learn much about renewable energy transition. 00:00 Intro 02:04 Eskom’s “chicken and egg” maintenance dilemma 04:16 German VGBE consortium’s damning report 06:28 Investment in transmission is the most important factor 07:40 Eskom needs to decarbonize for economic and sustainability reasons 11:08 Balancing FDI and local investment into renewables 12:43 Progress on the unbundling of Eskom into three separate entities 15:59 South Africans will need to be patient. The transition will be slow 16:37 What lessons can we learn from Brazil’s energy transition 18:22 South Africa is the leading investment destination for renewable energy 20:58 Poor logistics network is impacting Eskom 23:07 Evidence providing hope that Eskom is on the right track This episode was brought to you by Investec Corporate and Institutional Banking. The Energy and Infrastructure team offer funding solutions and a full range of specialist financial services across a wide range of infrastructure sectors, including renewable energy. The team comprises diverse skills in banking, advisory, finance, law, engineering, power development and project management. Learn more: https://www.investec.com/en_za/investec-for-corporates/finance/power-and-infrastructure-finance.html ICIB Energy and Infrastructure finance · Investec Focus Radio SA

Investec Wealth & Investment Chief Investment Strategist Chris Holdsworth looks at the latest nonfarm payroll data, global activity, inflation in Europe and China and SA’s GDP print. Investec Focus Radio SA

In this episode, we embark on a journey through the rich tapestry of women's experiences, from triumphs to trials and everything in between. We'll hear from inspiring women who have overcome incredible odds in both their personal and professional lives. Investec Focus Radio SA

India’s rapid economic growth has the attention of the world. It has overtaken China as the world's most populous country, and it's tipped to move from the fifth to the third largest economy in the next few years. The growth is being driven domestically by the country's burgeoning and youthful population, massive infrastructure programs, significant investments in clean energy, and a growing stock market. In this episode of No Ordinary Wednesday, Ali Nortier, Joint Head of National Wealth Management for Investec Wealth & Investment, along with Neo Mahlangu, Regional Head of Investec Private Bank discuss India's growth story, its trajectory, its future prospects, and explore opportunities for investors. 00:00 - Introduction 01:10 – What is driving India’s rapid economic growth? 02:26 – Is India’s economic growth sustainable? 04:05 – What makes India’s economy resilient? 05:28 – How will India’s majority young population contribute to its economic growth? 06:16 – Where do investment opportunities lie in India? 08:30 – What challenges could impede India’s growth aspirations? 11:25 – What are the key sectors to look out for in India? 13:36 – India’s business growth 14:51 – What are the key considerations for investing in India? 17:17 – Lessons from India? 19:50 – Impressions of India? Hosted by seasoned broadcaster, Jeremy Maggs, the No Ordinary Wednesday podcast unpacks the latest economic, business and political news in South Africa, with an all-star cast of investment and wealth managers, economists and financial planners from Investec. Listen in every second Wednesday for an in-depth look at what's moving markets, shaping the economy, and changing the game for your wallet and your business. Read more on www.investec.com/now Investec Focus Radio SA

Investec Wealth & Investment Chief Investment Strategist Chris Holdsworth discusses why a key price indicator was probably not much of a concern or surprise for the Fed. Investec Focus Radio SA

In this episode of Investec In conversation, we delve into the impact of artificial intelligence on the future of employment and skills development. As AI transforms from a novel concept to a mainstream tool, we examine its role in redefining job roles and the necessary skills for the workforce of tomorrow. In this insightful discussion, we're joined by Sameer Rawjee, founder of Google's Life Design Lab and O-School Ventures, and Lesley Ann Gatter, Global Head of People and Organisation at Investec. Together, they share their unique perspectives on the transition from traditional job functions to new paradigms shaped by AI, the ethical considerations it raises and the strategies for adapting to a job market in flux. Explore the shift from manual labour to strategic oversight, the rise of prompt engineering and the increasing importance of human-centric skills in an automated world. This podcast is a must-listen for professionals, employers and students alike, aiming to navigate the challenges and opportunities presented by AI in the workplace. 00:00 Introduction 01:47 AI trends in the workplace in 2023 04:05 AI trends to impact 2024 06:20 How are employees reacting to the uptake of AI by employers? 08:03 How are business models shifting to accommodate AI automation? 09:47 Is there a shift in what skills employers are looking for? 11:04 Prompt engineering is becoming a vital skill 12:44 Vital skills that students need for future careers 15:49 Roles on the brink of extinction 18:09 What roles are staying relevant 19:14 Resources on AI advancements In conversation is an Investec Focus radio podcast series that offers insights into a wide range of topics that will empower our clients to create, manage, preserve and grow their wealth. In conversation | AI: shaping the future of work · Investec Focus Radio SA

Welcome to part 1 of The Current - a 10-part Investec Focus Radio podcast series, hosted by Iman Rappetti. In this episode, Investec's Campbell Parry, Chris Holdsworth, Samantha Mooi and James Mackay of the Energy Council of SA set the scene on why an energy transition is so important, the drivers and barriers to change and the social, economic and environmental implications of SA's transition. Investec in the Global Sustainable Equity Fund · Investec Focus Radio SA

Welcome to the inaugural episode of the The Current, an Investec Focus Radio podcast series, in which your host Iman Rappetti takes you on a thought-provoking 10-part journey of South Africa's energy transition. In this episode, Investec's Campbell Parry, Chris Holdsworth and Samantha Mooi are joined by James Mackay, CEO of the Energy Council of SA. Together they discuss the multifaceted social, economic, and environmental implications that South Africa faces amidst its journey towards a sustainable future. 00:00 Introduction 02:33 Meet the guests 03:11 Solving South Africa’s energy crisis 04:35 “South Africa is going to transition by mistake” 05:13 The economic impact of not undergoing a Just Energy Transition 07:58 Is it fair for developing countries to be penalised? 08:30 Managing the balance between profit and people 09:19 The European energy crisis 10:48 Government more committed to public-private partnerships 12:49 Progress on corporate emissions reductions and the REIPPP 13:34 Technology disruption is what’s really driving the value of the energy transition 14:44 Targets in the Integrated Resources Plan 15:59 Is nuclear an option? 17:04 The potential of natural gas as an alternative power sources 18:24 It’s time to implement our plans 19:29 What do we need to achieve in the next 10 years? 20:47 What impact will the energy transition have on jobs? 23:40 Affordability of renewable energy 24:51 Insights from COP28 26:30 Closing comments Tune in to this enlightening conversation and be part of the dialogue that could shape the trajectory of South Africa's energy landscape. Whether you're an industry professional, policy-maker, or a concerned citizen, this episode promises to offer valuable insights into the challenges and opportunities that lie ahead. Read transcript

Investec Wealth & Investment Chief Investment Strategist Chris Holdsworth discusses the disconnect between US GDP data, the leading indicator and other data series – pointing to a slowdown, though a recession is less likely. Investec Focus Radio SA

As we enter 2024, the M&A landscape shows signs of recovery, albeit cautiously. Charles Barlow, Investec's Head of Cross-Border Finance and International Advisory and Capitalmind Investec experts Jürgen Schwarz, Marleen Vermeer, and Kilian de Gourcuff discuss the key sectors, trends and risks to keep an eye on in 2024. 00:00 – Introduction 01:45 - What were the key factors in 2023 that resulted in one of the worst bear markets for M&A in a decade? 03:19 - Upswing in M&A activity in 2024? 04:38 - Which sectors are leading recovery in M&A? 05:50 - Which sectors are attractive? 06:44 – Investment into artificial intelligence 09:46 – Potential of mega deals valued at US$10bn or greater this year? 11:14 – Risks, crises and problems that could derail the M&A upswing? 12:32 – Buyers’ market in 2024? 13:50 – Deal appetite for South African corporates? 16:20 – Deal themes in Europe and the US 17:40 – Expectations for M&A in 2024? Hosted by seasoned broadcaster, Jeremy Maggs, the No Ordinary Wednesday podcast unpacks the latest economic, business and political news in South Africa, with an all-star cast of investment and wealth managers, economists and financial planners from Investec. Listen in every second Wednesday for an in-depth look at what's moving markets, shaping the economy, and changing the game for your wallet and your business. Investec Focus Radio SA

Investec Wealth & Investment Chief Investment Strategist Chris Holdsworth looks at global Inflation data and what it means for monetary policy, weak data coming out of the US for January, and is South Africa in recession. Investec Focus Radio SA

Investec Chief Economist Annabel Bishop looks at what stabilising inflation and interest rates will mean for South African consumers in 2024. In this podcast, brought to you by Investec Personal Cash Investments, Bishop talks about what you can expect from food and fuel prices to salaries and tax. Investec Focus Radio SA

In this episode, we aim to shed light on the complex relationship between financial stress and mental health, and provide you with tools, insights, and practical advice to navigate the storm when faced with the overwhelming burden of economic hardship. Investec Focus Radio SA

Investec Wealth & Investment Chief Investment Strategist Chris Holdsworth discusses high frequency economic data which suggests there’s an uptick in economic activity across the globe so far at the beginning of the year, inflation in China and the fiscal position in South Africa. Investec Focus Radio SA

Surging government expenditure, high debt and a widening budget deficit. How will the minister tackle the country's financial problems? In the latest episode of the No Ordinary Wednesday podcast, Investec experts Chief Economist Annabel Bishop ,Treasury Economist at Investec Corporate and Institutional Banking Tertia Jacobs and Wealth & Investment Tax and Fiduciary specialist Pierre Botha give their insights on what to expect at this year’s budget speech. Investec Focus Radio SA

Investec Wealth & Investment Chief Investment Strategist Chris Holdsworth looks at the nonfarm payroll numbers in the US, the latest IMF global growth forecasts and tax data in SA. Investec Focus Radio SA

Investec Wealth & Investment Chief Investment Strategist Chris Holdsworth discusses the latest inflation data from across the world particularly from the US and the inflation outlook for South Africa. Investec Focus Radio SA

AI, geopolitical risks, anaemic economic growth and climate change dominated talks at this year’s Davos meetings. Investec Bank SA CEO Richard Wainwright and Investec Group Finance Director Nishlan Samujh, who were at WEF in Switzerland, share their insights. No Ordinary Wednesday with Jeremy Maggs · Investec Focus Radio SA

AI, geopolitical risks, anaemic economic growth and climate change dominated talks at this year’s Davos meetings. Investec Bank SA CEO Richard Wainwright and Investec Group Finance Director Nishlan Samujh, who were at WEF in Switzerland, share their insights. 00:00 – Introduction 01:06 – Why have citizens lost trust in both political and business leaders? 03:12 – How does leadership, politically and in business, rebuild trust? 04:19 – How worried should we be about escalating geopolitics? 06:48 – What’s the 2024 outlook for interest rates and inflation? 07:45 – What’s the outlook on global growth? 09:45 – What was the sentiment in Davos around election in over 50 countries in 2024? 11:38 – Where do opportunities lie for investors in an environment of uncertainty? 13:08 – What is the future of AI? 15:20 – Is South Africa an investment destination? 17:13 – The African Continental Free Trade Agreement and the Private Sector Action Plan 20:23 – Key takeaways from the World Economic Forum meetings in Davos No Ordinary Wednesday with Jeremy Maggs · Investec Focus Radio SA

Investec Wealth & Investment Chief Investment Strategist Chris Holdsworth looks at the results from Investec’s Global Investment Strategy Group (GISG) meeting and what it means for risk allocation as well as global markets and the upcoming Reserve Bank’s monetary policy committee meeting. Investec Focus Radio SA

Investec Wealth & Investment Chief Investment Strategist Chris Holdsworth discusses the market pricing in aggressive rate cuts by the Fed, ECB and Bank of England this year, as key core inflation numbers remain in focus. Investec Focus Radio SA

Join award-winning journalist Redi Tlhabi and a selection of guests, from leaders to policy-makers and climate activists, as they unpack what COP28 means for South Africa and the continent. In partnership with Investec Focus Radio, this four-part podcast series brings you the latest developments on the ground from the UN climate summit in Dubai. In this episode we hear from: • Simon Steele , Executive Secretary of the Secretariat of the UN Framework Convention on Climate Change • Kumi Naidoo, Human Rights and Climate Justice Activist • Faten Aggad, Senior Advisor on Climate Diplomacy and Geopolitics at the African Climate Foundation Investec Focus Radio SA

Join award-winning journalist Redi Tlhabi and a selection of guests, from leaders to policy-makers and climate activists, as they unpack what COP28 means for South Africa and the continent. In partnership with Investec Focus Radio, this four-part podcast series brings you the latest developments on the ground from the UN climate summit in Dubai. In this episode, hear from: • H.E Shamma bint Suhail bin Faris Al Mazrouei, Youth Climate Champion and Minister of State for Youth Affairs in UAE • Ellyanne Wanjiku, Chlystun Githae, 13-year-old Climate Activist • Kumi Naidoo, Human Rights and Climate Justice Activist Investec Focus Radio SA

The Fed, like other central banks, is likely to leave rates unchanged this week, despite a stronger-than-expected nonfarm payrolls number. Investment Chief Investment Strategist Chris Holdsworth explains. Investec Focus Radio SA

Join award-winning journalist Redi Tlhabi and a selection of guests, from leaders to policy-makers and climate activists, as they unpack what COP28 means for South Africa and the continent. In partnership with Investec Focus Radio, this four-part podcast series brings you the latest developments on the ground from the UN climate summit in Dubai. In this episode, hear from: • Shameela Soobramoney, CEO of the National Business Institute • Marc Kahn, Investec Chief Strategy and Sustainability Officer • Dr Omar Farouk Obrahim, Secretary General African Petroleum Producers' Organisation Investec Focus Radio SA

Join award-winning journalist Redi Tlhabi and a selection of guests, from leaders to policy-makers and climate activists, as they unpack what COP28 means for South Africa and the continent. In partnership with Investec Focus Radio, this four-part podcast series brings you the latest developments on the ground from the UN climate summit in Dubai. In this episode, hear from: • António Guterres, UN Secretary General • Barbara Creecy, Minister of Forestry, Fisheries & Environmental Affairs • Dr Crispian Olver, Executive Director, SA Presidential Climate Commission • Inger Andersen, Executive Director, UN Environment Programme Listen to all episodes · Investec Focus Radio SA

This episode aims to inspire, inform, and empower, while also offering a platform where stories of strength, hope, and triumph emerge from the heart of the disability community, enriching our understanding of mental wellness for all. Investec Focus Radio SA

What does 2024 hold for the global economy? Our expert Investec panel from the UK, Switzerland and South Africa weigh in on expectations of low growth, game-changing elections, stubborn inflation, high interest rates and war. Listen to their insights now. Investec Focus Radio SA

On both sides of the Atlantic, inflation indicators and bond yields are trending lower. Investment Chief Investment Strategist Chris Holdsworth explains. Investec Focus Radio SA

In this episode Investment Chief Investment Strategist Chris Holdsworth discusses the weak global growth outlook, as the world is yet to see the full impact of rate hikes. But inflation is on the way down and corporate margins are resilient. Investec Focus Radio SA

Are you ready to rewrite your financial future? Is your wealth strategy missing that crucial ingredient, leaving you unsure about where to start? In October, Investec hosted an exclusive event series for women entitled In Conversation: Shaping your Wealth. This ground-breaking series was designed to empower you on your journey to success, whether you're striving to protect your income, safeguard your legacy or start investing offshore.

Investec hosted an exclusive event series for women called In Conversation: Shaping your Wealth, which aims to empower women in their financial journey. The panel discussion was hosted by Nozipho Tshabalala and featured Jill Anthony from Investec Tax & Fiduciary, Tracey Ward from Investec Life and Dorothy Asomaning from Investec Wealth & Investment. They discussed crucial ingredients for a successful wealth strategy, including protection of income, legacy and offshore investment.

Despite its many challenges, two prominent KwaZulu-Natal businessmen are optimistic about the region’s growth prospects. In this podcast, Toyota’s Nigel Ward and Shave and Gibson’s Simon Downes speak to Investec’s Neo Ralefeta about positive developments in one of South Africa’s most important economic hubs. Read more · Investec Focus Radio SA

Despite its many challenges, two prominent KwaZulu-Natal businessmen are optimistic about the region’s growth prospects. In this podcast, Toyota’s Nigel Ward and Shave and Gibson’s Simon Downes speak to Investec’s Neo Ralefeta about positive developments in one of South Africa’s most important economic hubs. Read more · Investec Focus Radio SA

Saving for the future is a mindset best instilled at a young age. René Grobler, Head of Investec Cash Investments shares some tips on how to turn your children into savers. Learn more · Investec Focus Radio SA

New power stations aren't enough to solve SA's electricity woes; the real challenge is the lack of capacity to distribute power where it's needed. In the latest No Ordinary Wednesday podcast, Investec Equity Analysts Herbert Kharivhe and Ross Krige discuss solutions to this transmission conundrum. Investec Focus Radio SA

While the US economy continues to cool, the Chinese economy is showing signs of life. Investec Wealth & Investment Chief Investment Strategist Chris Holdsworth explains. Investec Focus Radio SA

Engage in candid conversations guided by the heart-warming bond of a mother and daughter who have traversed journey toward youth mental wellness. In the latest episode of the Reimagine Mental Health podcast series, explore the power of self-care, self-compassion, and the importance of setting boundaries in the digital age. We highlight the resources available for young individuals and their families, both online and offline, and discuss the cultural and diversity perspectives that influence the experience of anxiety. Investec Focus Radio SA

From Chinese consumer prices to US bankruptcy rates, there are increasing signs of a global slowdown. Investec Wealth & Investment Chief Investment Strategist Chris Holdsworth looks at what this means for monetary and fiscal policy. Investec Focus Radio SA

The recent decision by monetary policy makers in the US to keep rates unchanged has sparked hope of an end to a bruising interest rate cycle globally. Central banks across the world have battled soaring inflation, leading to mantra of ‘higher interest rates for longer.’ So is the end near? In the latest episode of the No Ordinary Wednesday podcast, Investec Chief Economist Annabel Bishop gives an in-depth analysis on what this means for financial markets, investors and the rest of world. Investec Focus Radio SA

Bonds and equities rallied together after Friday’s US nonfarm payrolls miss, says Chris Holdsworth, Investec Wealth & Investment's Chief Investment Officer. Listen to other episodes · Investec Focus Radio SA

Investec Wealth & Investment Chief Investment Strategist Chris Holdsworth previews a busy week, that includes a Fed rate decision and the mid-term budget speech the Finance Minister on Wednesday. He also notes some good news on the electricity front. Investec Focus Radio SA

It’s been called the lifeblood of the global economy, but over the past three years, the fixed income – or bond – market has been battered by low economic growth, sticky inflation, low investor confidence and high interest rates. But have we reached the bottom of the cycle? In this episode, Annelise Peers, Chief Investment Officer for Investec Bank Switzerland and Awongiwe Booi Fixed Income Analyst at Investec Wealth & Investment SA explain what this means for investors and the world at large. No Ordinary Wednesday with Jeremy Maggs · Investec Focus Radio SA

In this week's episode Investec Wealth & Investment Chief Investment Chris Holdsworth looks at rising yields that are having an impact on the US economy, particularly the housing market. Investec Focus Radio SA

Addressing escalating debt, SOE bailouts, and tax reforms will be critical in the Medium-Term Budget Policy Statement, say Investec economists Annabel Bishop and Tertia Jacobs in this special edition of the No Ordinary Wednesday podcast. No Ordinary Wednesday with Jeremy Maggs · Investec Focus Radio SA

Global inflation is drifting down, but perhaps not fast enough for central banks, argues Investec Wealth & Investment Chief Investment Chris Holdsworth in the latest episode of Macro Monday. Meanwhile, Chinese leading indicators are looking promising, and there are positive developments on the local electricity crisis front. Investec Focus Radio SA

Financial returns in the sustainable space was a key theme at the world's leading responsible investment conference. Investec Wealth & Investment Chief Investment Strategist Chris Holdsworth, and investment analysts Boipelo Rabothata and Kyle Lasarow share their insights from the event. No Ordinary Wednesday with Jeremy Maggs · Investec Focus Radio SA

In our first episode, we talk to comedian Jason Goliath, who has chosen to laugh through his tears. Literally. And explore how, and if, humour helped him cope during some of his darkest moments. We also speak to experts and professionals, Andrew Martin (Clinical Psychologist) and Sinenhlanhla Sithomo (Head of Insurance Business: Investec Life), who carefully guide us and help us navigate the space of men’s mental health and wellness. Investec Focus Radio SA

While the world economy is still growing, it’s doing so at a slower rate. Investec Wealth & Investment Chief Investment Strategist Chris Holdsworth, looks at the implications. Investec Focus Radio SA

It’s often said that you should hope for the best, but plan for the worst. Although a subject that most are reluctant to talk about, planning for your death is a crucial part of your investment journey, particularly in the context of intergenerational wealth. We asked Jonathan Hilliar, a financial adviser at Investec, and Sinenhlanhla Sithomo, head of Investec’s life insurance business to explain the importance of life insurance. Investec Focus Radio SA

Retirees are often a target of fraudsters. Kevin Hogan, Head of Fraud Risk at Investec, is joined by René Grobler, Head of Investec Cash Investments, in explaining some of the ways you can avoid becoming a victim of fraud. Investec Focus Radio SA

In our quarterly strategy and asset allocation overview, Investec Wealth & Investment Chief Investment Strategist Chris Holdsworth looks at the implications of the likely slowing in global growth over the next 12 to 18 months. He also examines the challenges and opportunities in the SA market. Investec Focus Radio SA

How to talk about wealth with family, how to build a financial plan and how to create wealth. Investec Wealth & Investment wealth managers, Neil Urmson and Ruth Forssman, share some insights into how not to lose your intergenerational wealth. Investec Focus Radio SA

Melanie Humphries (head of Investec Sustainable Solutions) has an in-depth discussion on the ongoing water crisis with expert, Pierre Lundberg. Where do we stand and what does the future look like? What do you need to know about water back-up solution, such as water tanks, boreholes and rainwater? What are the pitfalls? Investec Focus Radio SA

The rand’s rollercoaster ride continues. It’s been a tough few weeks for the rand, as the market grows increasingly anxious over domestic challenges, including government’s fiscal deficit of R143.8 billion. David Gracey, Investec's Head of FX and Fixed Income Trading, discusses the rand's performance and its future outlook. No Ordinary Wednesday with Jeremy Maggs · Investec Focus Radio SA

"The future is human," says leadership luminary Prof Sudhanshu Palsule. In this Investec Focus Talk Lesley-Anne Gatter, global head of People and Organisation at Investec, chats to Palsule on why organisations need to find their purpose, and leaders need to find empathy, in order to survive in an age of AI and machine learning. Investec Focus Radio SA

Trusts are often used in estate planning for various reasons, many of which are related to tax efficiencies. But are they still a suitable wealth preservation vehicle, and what are the implications of investing through a trust offshore? Should you keep your SA trust if you emigrate? What does it mean to change tax residencies? Two of Investec Wealth & Investment’s advisors from the Tax & Fiduciary team, Johanci Meintjies and Jill Anthony, answer these questions and more in the fifth episode of the second season of our Wealth Creation podcast. Investec Focus Radio SA

In the first episode of Investec’s weekly macroeconomic view, Investec Wealth & Investment’s Chief Investment Strategist Chris Holdsworth discusses global inflation which ticked up in August, driven mainly by higher fuel prices. Macro Monday · Investec Focus Radio SA

In this episode, our experts discuss the surge in fuel prices and the impact of oil market volatility on South Africans. Find out what's driving the increase and the potential implications for our economy. No Ordinary Wednesday with Jeremy Maggs · Investec Focus Radio SA

Melanie Humphries (head of Investec Sustainable Solutions) has an in-depth discussion on the ongoing energy crisis with expert, Chris Yelland. Where do we stand and what does the future look like? How can you reduce your reliance on the grid? What are the options and hazards? www.investec.com

Have we really turned the corner when it comes to inflation, and will the Reserve Bank continue to keep interest rates on ice? Find out in the latest episode of No Ordinary Wednesday with Investec Economist Lara Hodes. No Ordinary Wednesday with Jeremy Maggs

At our latest In conversation event, titled, Sustainable living – Empowering solutions, Chris Yelland (energy expert), Prof Anthony Turton (water expert), Maya Fisher-French (award-winning financial journalist) and Pierre Lundberg (water expert) shared their thoughts on our current water and energy situation.

With the economic headwinds of sticky inflation and persistently high interest rates, an underwhelming Chinese rebound and a weakening US dollar – how do the next few months look for investors? Our Chief Investment Strategist Chris Holdsworth, gives his analysis in the latest episode of the No Ordinary Wednesday podcast. No Ordinary Wednesday with Jeremy Maggs · Investec Focus Radio SA

Starting a private practice can be overwhelming, but with the right support and knowledge, you can confidently make informed decisions. In this interview, Nirvashni Rajkumar, a Senior Financial Advisor at Investec Life, sketches out some of the financial essentials you need to consider. Discover how to mitigate risks, protect your income, and safeguard your practice through effective risk cover strategies. Learn about essential aspects such as life cover, disability cover, and income protection, tailored specifically to your profession. SKIP TO KEY TOPICS 00:04 What type of risks do financial planners help clients mitigate against? 2:52 Where do medical practioners who are thinking of starting their private medical practice begin? 4:15 What are the common mistakes made by medical professionals when it comes to retirement? 6:40 Final thoughts for medical professionals. The importance of financial planning · Investec Focus Radio SA

Simon Lapthorne, a Senior Research Analyst for Investec Wealth & Investment UK, dicusses the rise of artificial intelligence and what investors should consider before entering the market. Investec Focus Radio SA

Investec Head of Tax & Fiduciary Rene van Zyl shares insights and strategies to help medical professionals navigate the complex world of finance and taxation and manage their money more effectively. Learn about the key elements involved in establishing a long-term financial plan as a doctor in private practice, and how to adapt it as your career progresses, while getting to grips with how to approach estate planning, tax compliance and wealth preservation. If you're a medical professional in private practice looking to take control of your finances, protect your assets, and optimise your wealth, this video is for you. Empower yourself with the knowledge and insights to build a secure financial future. Tackling tax for your future-ready medical practice · Investec Focus Radio SA

High cost of living, unemployment and debt are just some of the difficulties South Africans are facing that greatly impact their ability to save or invest. This National Savings Month, Investec experts Rene Grobler and Ebeth van Heerden unpack the differences between savings and investment and share practical ways to improve your financial health. It’s a must-listen for those starting out on their wealth creation journey. Investec Focus Radio SA

Steven Macarounas is the founder of the Business Money Life Institute and programme director for the South African Health Business Academy. With over 37 years of experience working alongside healthcare professionals, he is passionate about helping doctors prioritise their own lives alongside their professional responsibilities. By providing education and resources on building successful practices, managing finances, and developing personal lives, these institutions aim to empower doctors to create a better balance and improve their overall quality of life. In this interview, he unpacks his work in more detail and describes how it is intrinsically intertwined with the development of the future-ready private practice. Transforming medical practices: addressing the lives of doctors and patients · Investec Focus Radio SA

Steven Macarounas is the founder of the Business Money Life Institute and programme director for the South African Health Business Academy. With over 37 years of experience working alongside healthcare professionals, he is passionate about helping doctors prioritise their own lives alongside their professional responsibilities. By providing education and resources on building successful practices, managing finances, and developing personal lives, these institutions aim to empower doctors to create a better balance and improve their overall quality of life. In this interview, he unpacks his work in more detail and describes how it is intrinsically intertwined with the development of the future-ready private practice. Transforming medical practices: addressing the lives of doctors and patients · Investec Focus Radio SA

Steven Macarounas is the founder of the Business Money Life Institute and programme director for the South African Health Business Academy. With over 37 years of experience working alongside healthcare professionals, he is passionate about helping doctors prioritise their own lives alongside their professional responsibilities. By providing education and resources on building successful practices, managing finances, and developing personal lives, these institutions aim to empower doctors to create a better balance and improve their overall quality of life. In this interview, he unpacks his work in more detail and describes how it is intrinsically intertwined with the development of the future-ready private practice. Transforming medical practices: addressing the lives of doctors and patients · Investec Focus Radio SA

Despite the recent respite in loadshedding, in the form of lower stages, Investec equity analysts Herbert Kharivhe and Ross Krige caution against complacency. Find out what stages they’re forecasting for the rest of winter and beyond, in the latest episode of No Ordinary Wednesday. No Ordinary Wednesday with Jeremy Maggs

With an MEng in Manufacturing Engineering, MSc in Computer science, a PhD in Artificial Intelligence and a research fellowship at Imperial College looking at how to apply AI to "noisy" data sets, there's probably not a lot about AI that Tristan doesn't know about AI. So who better ask about recent developments, and the likely impact of the pervasive tech? Investec Focus Radio SA

What will the advancements of AI, machine learning and ongoing digital innovations mean for clinicians and the medical practice of the future? For world-renowned physician and thought leader in medico business, financial and lifestyle management Steven Macarounas, the answer is tied to a shift in both patients’ evolving expectations of care as well as a rethink on how doctors run their practice as a business. www.investec.com · Investec Focus Radio SA

At the recent In conversation event for medical professionals, Steven Macarounas, an international specialist with 35 years of experience in the healthcare industry, discusses how to build a future-ready medical practice. Steven Macarounas is the founder and director of the Business Money Life Institute and programme director for the South African Health Business Academy www.investec.com · Investec Focus Radio SA

After a prolonged period of high inflation rates across the globe, major price indices are finally showing signs of peaking. This global trend is also reflected in South Africa's current economic landscape. Annabel Bishop, Chief Economist at Investec, talks about what the impact of disinflation will be on interest rates and the ZAR. Listen to more episodes of No Ordinary Wednesday · Investec Focus Radio SA

Geopolitical own goals have pushed the rand to record lows against the dollar. Investec Treasury Economist Tertia Jacobs and Investec Head of Sales and Structuring Obakeng Pitse share their views on the outlook for the ZAR. Investec Focus South Africa

For entrepreneurs, the heavy weight of expectation across all quarters of society is persistent. From investors, to employees, to customers, not to mention their family and wider community. They are constantly expected to have the answers. In the final episode of the first season of our Reimagine Mental Health podcast series, we will explore how entrepreneurs manage their mental health especially in the current socio-economic climate we face in South Africa. Investec Focus South Africa

For entrepreneurs, the heavy weight of expectation across all quarters of society is persistent. From investors, to employees, to customers, not to mention their family and wider community. They are constantly expected to have the answers. In the final episode of the first season of our Reimagine Mental Health podcast series, we will explore how entrepreneurs manage their mental health especially in the current socio-economic climate we face in South Africa. Investec Focus South Africa

Marius Roberts, respected motoring expert, shares why Chinese-made cars have gained popularity in such a short time. SKIP TO KEY TOPICS 00:00:40 Should you be considering Chinese-made cars? 00:01:16 Brand awareness 00:02:04 How the motoring industry works in China. 00:03:21 Why are Chinese car brands so much cheaper? 00:03:42 Potential pitfalls 00:03:54 Re-sale value 00:04:46 Fuel consumption 00:05:35 Accessibility or supply chain vs demand Real Torque with Marius Roberts

In this Investec Focus Talk we hear from social impact pioneer, Dr Kim Tan on his most out-of-the-ordinary investments, what excites him about the future, and the role this burgeoning market must play in securing our sustainable future. Investec Focus South Africa

The latest economic data indicates a slower-than-expected recovery for China. In this episode, John Wyn-Evans, Head of Strategy at Investec Wealth & Investment UK, and Quentin Allison, Investec Head of Commodities and Trade in South Africa, take an in-depth look at China’s economic prospects in the face of lower consumer demand, high interest rates and stubbornly high inflation globally.

With the Fed and ECB continuing to hike interest rates, it is inevitable that South Africa will follow suit at the end of May. In this week’s episode of No Ordinary Wednesday podcast, our Chief Economist Annabel Bishop looks at whether the country is reaching a turning point on interest rates and what variables are at play ahead of this month’s announcement. Listen now No Ordinary Wednesday with Jeremy Maggs

In this episode of No Ordinary Wednesday, Henk Langenhoven, Chief Economist of the Minerals Council of South Africa, Tertia Jacobs, Investec Treasury Economist, and Denys Hobson, Head of Logistics at Investec for Business, discuss the extent of the Transnet crisis, its impact on the economy and possible solutions. No Ordinary Wednesday with Jeremy Maggs

The increasing demands on human capital in an interconnected and hyper-competitive world are largely reflected in the expectations that have been placed on students and young professionals today. In the fifth episode of Investec Life’s Reimagine Mental Health podcast series, we unpack how young professionals are managing their mental health and work to succeed. We are joined by Sicelo Joja, Executive Assistant to Chief Executive Officer of Investec Private Bank, Dr Tshepile Tlali, interim Chairperson of the Junior Doctors Association of South Africa and the interim vice-Chairperson of the South African Registrars Association and Chantelle Oosthuizen is the Executive Director for Cyril Ramaphosa Education Trust (CRET).

Marius Roberts covers some of the mistakes car buyers often make, sharing advice about saving money on service plan agreements, car options, and more. SKIP TO KEY TOPICS: 00:01:22 Car services and warranties 00:04:09 Car features and specifications 00:06:53 Balloon payments Real Torque with Marius Roberts

Rapid advancements in artificial intelligence have many heads spinning. But there’s no denying that whip-smart machines have enabled us to make incredible leaps and bounds in business, even as a treacherous list of ethical conundrums keeps human brains awake at night. Will AI make our lives easier and help us be more productive? How is it shaping and disrupting industry and business models? Investec’s Chief Artificial Intelligence Officer, Lee O’Brien and Michelle Schonken, Data and AI Lead at Investec Bank and Investec Wealth & Investment give in-depth analysis of these burning questions in the latest episode of the No Ordinary Wednesday podcast. No Ordinary Wednesday with Jeremy Maggs

Rapid advancements in artificial intelligence have many heads spinning. But there’s no denying that whip-smart machines have enabled us to make incredible leaps and bounds in business, even as a treacherous list of ethical conundrums keeps human brains awake at night. Will AI make our lives easier and help us be more productive? How is it shaping and disrupting industry and business models? Investec’s Chief Artificial Intelligence Officer, Lee O’Brien and Michelle Schonken, Data and AI Lead at Investec Bank and Investec Wealth & Investment give in-depth analysis of these burning questions in the latest episode of the No Ordinary Wednesday podcast. No Ordinary Wednesday with Jeremy Maggs

Motoring expert Marius Roberts shares how to be smart about buying a car that best suits your needs. Listen to his top tips. SKIP TO KEY TOPICS 00:02:29 Why driving distance is important 00:02:51 Factoring in your regular driving conditions 00:03:08 What size car do you need? 00:03:39 New vs used car 00:05:29 What research do you need to do before making the final car purchase? 00:06:18 Road safety tips Real Torque with Marius Roberts

In this episode of the reimagine mental health podcast series, we examine the relationship between mental and physical health. We are joined by some of the top minds in this field; Nicola Tager, Global Head of Investec Careers and Employee Experience at Investec, Dr Joseph Mwangi, MD, PhD. Medical Officer and Advisor for Non-Communicable Diseases and Mental Health World Health Organization (WHO), Professor Lesley Robertson, a professor in the department of psychiatry at University of Witwatersrand.

Tough times continue for the South African economy, inflation is not cooling keeping interest rates edging higher, the electricity crisis continues to hinder growth and job creation and business and consumer confidence have declined to all-time lows. What do all these key economic indicators mean for the outlook of the country for the rest of 2023? Find out in the latest episode of No Ordinary Wednesday. HELP MITIGATE YOUR RISK

Marius Roberts shares the cars that he would recommend - from entry-level options for first-time buyers to performance cars. SKIP TO KEY TOPICS 00:00:38 Entry-level cars 00:02:48 Mid-size cars 00:04:52 Family cars 00:05:57 Bakkies 00:06:51 Sports cars Real Torque with Marius Roberts

Marius Roberts, respected motoring expert, shares what cars South Africans are buying now. SKIP TO KEY TOPICS 00:00:53 SUVs and cross-overs 00:03:54 Downsizing and downscaling 00:05:51 Electric vehicles and hybrids 00:10:34 Bakkies Real Torque with Marius Roberts

How is the current global economic climate shaping investment trends? And what is the outlook for the rest of the year? Our award-winning Investec World Axis fund managers share their insights on the latest episode of No Ordinary Wednesday podcast. No Ordinary Wednesday with Jeremy Maggs

South Africa has been greylisted by global financial crime watchdog the Financial Action Task Force (FATF) for not fully complying with international standards around the prevention of money laundering, terrorist financing and proliferation financing. What will this mean for South African businesses and consumers? We unpack the latest developments. Investec Focus South Africa

Health economists estimate that unaddressed mental health conditions (including depression and anxiety) cost our economy an estimated R161 billion per year as a result of lost days of work on account of illness, “presenteeism” (working longer hours), and in extreme cases premature mortality. In this episode we focus on the economic dimensions of mental health in South Africa and the country’s mental health system. Investec Focus South Africa

Host Ayabonga Cawe, talks to investment experts about what you need to know if you want to trade local and international markets. Listen to more episodes · Investec Focus South Africa

The 2023 Investing in Africa Mining Indaba left pundits optimistic about the opportunity the energy transition offers Africa mining in general, especially if the region can get mineral beneficiation right. Listen to more episodes · Investec Focus South Africa

As a financial adviser, there are many pitfalls in handling your clients’ assets once they have emigrated. We look at what you need to know about tax residency and South African exchange control law. Learn more · Investec Focus South Africa

Technology has opened new doors in mental health support and data collection, broadening access to support and enabling proactive management of mental illness. Katy Katopodis speaks to Behavidence's Dr. Janine Ellenberger, Panda's Allan Sweiden and Hannover Re's Dr. Matthew Procter. Listen to more episodes in the series · Investec Focus South Africa

As the annual World Economic Forum meetings come to an end, for the South African delegation it was clear that in order to get investors, the country needs to get back on a growth path. Ruth Leas, CEO of Investec Bank UK, shared our key takeaways from the event with Business Maverick’s Tim Cohen. Investec Focus South Africa

Opportunities abound for emerging markets as developed market companies and countries reassess supply chains in a bid to become more resilient. Speaking from the World Economic Forum meeting in Davos, Investec SA CEO Richard Wainwright says South Africa needs to grab this opportunity with both hands as this global rebalancing is a once-off event. Investec Focus South Africa

Move over “stakeholder capitalism”. “Polycrisis” is the new buzzword at this year’s World Economic Forum in Davos, as global risks converge: from economic contraction and rising inflation to supply chain pressures and the Ukraine war. Tim Cohen, Editor of Business Maverick, speaks to Richard Wainwright, CEO of Investec Bank South Africa, and Ruth Leas, CEO of Investec Bank UK, on how world leaders are finding common ground on these critical challenges. Investec Focus South Africa

Henk Langenhoven, Chief Economist of the Minerals Council of South Africa joins Investec's Treasury Economist and Power & Infrastructure team to discuss the impact of loadshedding on the mining sector and the wider economy. Learn more · Investec Focus South Africa

A conversation with specialist panellists from the medical and insurance fields, on the role life insurers in the destigmatisation of mental health in South Africa. This extends from how the industry underwrites mental health conditions and to how insurers can support a change in the perceptions surrounding mental health. READ MORE · Investec Focus South Africa

Interest rates and inflation are expected to ease in 2023 but risks remain for growth. In this year-end episode of Investec’s No Ordinary Wednesday podcast, Chief Economist Annabel Bishop looks at the year ahead following a shaky 2022. No Ordinary Wednesday with Jeremy Maggs · Investec Focus South Africa

With only weeks till we bid 2022 farewell, most of us are feeling tired and in need of some resilience. In this final Focus Talk of the year, you’ll gain an unusual take on how to negotiate and navigate a path to resilience. It’s not all about morning mantras! Watch Investec’s Mmabatho Ramatlhare in conversation with Dr Michael Ungar, founder and Director of the Resilience Research Centre at Dalhousie University. Investec Focus South Africa

The journey to financial wellness is punctuated by sound decision-making in how you spend, save and invest your money as a professional. Fortunately, they aren’t decisions we need to take alone. In this episode of In Conversation, we unpack the role of the financial adviser in planning for your future. · Investec Focus South Africa

Only 25% of technology jobs in South Africa are held by women, and only 13% of graduates with science, technology, engineering and maths (STEM) qualifications are women. Lillian Barnard, Microsoft SA CEO joined Shabhana Thaver, Investec Specialist Bank CIO for a Focus Talk that centred around how to get more women into tech from the classroom to the boardroom. Learn more · Investec Focus South Africa

Is South African politics on the verge of a major, generational change? And could this change South Africa’s economic outlook for the better? These were some of the possibilities raised at a recent In conversation event hosted by Investec. A panel made up of Mcebisi Ndletyana, professor of politics and international relations at the University of Johannesburg, Frans Cronje, an independent political analyst, and Chris Holdsworth, chief investment strategist at Investec Wealth & Investment SA, discussed South Africa’s political and economic outlook in the light of current global and local upheaval. Investec Focus South Africa

A landmark deal, some reaffirmations and a failed agreement. In this episode of No Ordinary Wednesday, Jeremy Maggs in conversation with Investec Global Head of Sustainability Tanya Dos Santos-Ford and Melanie Jansen van Vuuren, Investec Group Sustainability Lead, take an in-depth look at the highs and lows of COP27 and how that affects South Africa. No Ordinary Wednesday with Jeremy Maggs · Investec Focus South Africa

In a wide-ranging conversation, Investec Bank Limited CEO Richard Wainwright shares his insights on the recent IMF meetings in Washington, the impact of the pending FATF grey listing, the outlook for inflation and interest rates, and how the private sector is the best hope for solving SA’s infrastructure woes. No Ordinary Wednesday with Jeremy Maggs · Investec Focus South Africa

Stabilise inflation, avert recession, resolve the energy crisis and bring down the cost of living. It’s a daunting to-do list that Rishi Sunak has inherited, but what does the new British PM need to focus on to regain the trust of the markets? Investec UK Chief Economist Phil Shaw and UK Head of Investment Strategy John Wyn Evans weigh in. No Ordinary Wednesday with Jeremy Maggs · Investec Focus South Africa

In this episode Ayabonga Cawe is joined by Kate Duggan and Sohan Singh, both Wealth Managers from Investec Wealth & Investment and they unpack how to incorporate private equity into your investment portfolio and what you should consider before investing in this asset class. Investec Focus South Africa

Getting people to change their behaviour is hard, even when more of the same will be deadly. In the final instalment of the Future Impact series, we explore how to effect change. Investec Focus South Africa

Finance Minister Enoch Godongwana is in the eye of the storm as he tables the medium-term budget. Investec Chief Economist Annabel Bishop explains his predicament. No Ordinary Wednesday with Jeremy Maggs · Investec Focus South Africa

With the advent of quantum computing, cybersecurity experts are having to contend with new threats, such as the hacking of biometric profiles and even brains. This World Cybersecurity Awareness Month, Investec Global Chief Information Security Officer, Herman Young, speaks to CYE CEO, Reuven Aronashvili, about future trends. Learn more · Investec Focus South Africa

Is Export Finance Africa's solution for infrastructure build and socio-economic development? It's been around for over a century, and is suddenly garnering a lot of attention from investors concerned with sustainable impact. Listen to other episodes in the Future Impact series · Investec Focus South Africa

SA businesses struggle to stay afloat as loadshedding intensifies. Business Unity SA CEO Cas Coovadia and Investec Treasury Economist Tertia Jacobs count the costs of loadshedding. No Ordinary Wednesday with Jeremy Maggs · Investec Focus South Africa

Human trafficking in South Africa involves the exploitation of vulnerable children, women and men for the purposes of sex and slave-like labour. Learn how victims fall, why they stay and what banks and other organisations are doing to combat the scourge. READ MORE · Investec Focus South Africa

There are signs that global inflation is peaking, but central banks continue to raise rates. Experts ask why in the latest episode of No Ordinary Wednesday, and look at what to expect from the South African Reserve Bank. No Ordinary Wednesday with Jeremy Maggs · Investec Focus South Africa

Consensus is we need more than renewables to reach net zero. So what does SA’s future energy mix look like? Experts from Investec, and the CEO of Nala Renewables shed some light on a hotly debated topic. Investec Focus South Africa

As costs of energy in Europe skyrocket against the threat of a full shutdown of Russia gas supplies, our SA and UK chief economists measure the local and global impact. No Ordinary Wednesday with Jeremy Maggs · Investec Focus South Africa

While global supply chains are showing some signs of stabilising, risks remain. In the latest episode of Investec’s No Ordinary Wednesday podcast, we focus on how SA businesses can weather the storm. No Ordinary Wednesday with Jeremy Maggs · Investec Focus South Africa

For decades, rural children in South Africa have suffered a debilitating condition: an estrangement from learning that causes a lifetime of struggle. One NPO, Good Work Foundation based in Mpumulanga, is providing an antidote. By combining digital learning tools and an appreciation for the realities of rural life, they are successfully reducing the inequalities and inefficiencies of South Africa’s education system. Investec Focus South Africa

Is cash really king? Ayabonga Cawe is joined by Fund Analyst, Bronwen Trower and Portfolio Manager, Glen Copans from Investec Wealth & Investment and they unpack what you, as an aspiring investor, should consider when incorporating cash as an asset class in your investment portfolio. Investec Focus South Africa

President Cyril Ramaphosa has announced the most comprehensive package of energy reforms in two decades. But we’ve seen plenty plans in the past that have amounted to no more than words. Will this one be different? In this episode, Investec experts unpack the president’s plan. No Ordinary Wednesday with Jeremy Maggs · Investec Focus South Africa

With an unemployment rate higher than the national average, the youth of South Africa need an opportunity to turn the tide. The Youth Employment Service (YES), has taken on this crisis alongside industry leaders such as Investec to support our youth better. So, what is the status, and where do we go next? Investec Focus South Africa

Do you sacrifice returns by investing in sustainable funds? In the first episode of the second season of the wealth creation podcast series, Ayabonga Cawe is joined by Investec Wealth & Investment’s portfolio managers, Boipelo Rabothata and Barry Shamley as they unpack what ESG really is and what implications it has on where you allocate your capital when making financial decisions. Please visit Investec Focus to catch up on all the episodes from the previous season. Investec Focus South Africa

The World Economic Forum expects the annual issuance of green bonds to exceed $1trillion in 2023, double 2021’s figure. But what are they, and can they help solve SA’s power crisis? Experts from Investec, Kathu Solar Park explain. Read more · Investec Focus South Africa

Instead of hiking interest rates so aggressively, central banks should ride out the inflation storm that is forecast to subside by next year, say experts on this episode of No Ordinary Wednesday with Jeremy Maggs LISTEN TO MORE EPISODES · Investec Focus South Africa

After one of the most dramatic periods in modern UK politics, Investec spot trader Chris Brand and economist Ryan Djajasaputra examine what happens next in the contest to replace Prime Minister Boris Johnson and what that might mean for government policy and currency markets. Investec Focus South Africa

Journey to Mpumulanga to hear from the largest rhino sanctuary in the world on how they're "saving rhinos, to save people, to save tomorrow". Investec Focus South Africa

Eskom spokesperson Sikonathi Mantshantsha in conversation with Investec's Tertia Jacobs and Bernard Geldenhuys about the power crisis and its impact on the economy; and whether renewables can plug the gap. Listen to more episodes · Investec Focus South Africa

What’s the difference between ESG, sustainable and impact investing? Experts unpack the buzz words in this new 8-part podcast. Get insights from Investec, hydrogen-focused VC firm AP Ventures, the Bertha Centre for Social Innovation & Entrepreneurship and social enterprise Kusini Water. Listen to the series · Investec Focus South Africa

With only 121,000 software developers in South Africa and almost 40% of them working for international companies, there's a critical shortage of tech talent in the country. How did we get here? And what are we doing to address the crisis? No Ordinary Wednesday with Jeremy Maggs · Investec Focus South Africa

While legacy may mean different things to different people across the generations, it definitely holds meaning for every individual and family. Clement Manyathela hosts Aisha Pandor, Terry Pheto, Dr Hanan Bushkin and Melvyn Lubega to discuss this important topic. Investec One Place™ · Investec Focus South Africa

In this episode, host Jeremy Maggs and guests, Investec Equity Analyst Herbert Kharivhe and Chief Economist of the Agricultural Business Chamber of South Africa, discuss the impact of the oil price on fuel, electricity and food. Investec Focus South Africa

From The Great Resignation to The Great Regret | The rise of the industrial metaverse | Soft skills will be the new hard skills. In this No Ordinary Wednesday podcast, Jeremy Maggs brings you the latest insights from Investec experts in Davos, Lourens van Rensburg, Head of Corporate and Institutional Banking, and Dr Marc Kahn, Global Head of People & Organisation. No Ordinary Wednesday with Jeremy Maggs · Investec Focus South Africa

Award-winning filmmaker Donovan Marsh on what it takes to be a success in Hollywood, the impact of Covid on the local film industry and the gamble Netflix took on "I Am All Girls," a crime-thriller on human trafficking in South Africa. Investec Focus South Africa

The US hikes rates, but not by as much as some feared | Where is the Rand headed? | A new green bond raises a billion rand for clean energy to boost South Africa’s ailing grid. Could initiatives like these hold the key to solving our energy crisis? No Ordinary Wednesday with Jeremy Maggs · Investec Focus South Africa

Investec experts discuss the cost and impact of the KZN floods on supply chains | What now for core inflation? | Could the tourism sector be on its way to recovery? No Ordinary Wednesday with Jeremy Maggs · Investec Focus South Africa

Investec experts discuss the rand strength in the face of a war, market volatility and inflation | And has global inflation indeed peaked? | The energy crisis in Europe is intensifying, will its impact reach South African shores? No Ordinary Wednesday with Jeremy Maggs · Investec Focus South Africa

Investec experts discuss how prime frequency spectrum is opening a new world of possibilities for South Africa | Rising interest rates | Is South Africa really edging closer to the R1,2 trillion goal it set four years ago? No Ordinary Wednesday with Jeremy Maggs · Investec Focus South Africa

At the start of your career, you are focused on getting the assets that support your status and lifestyle as an emerging professional – for example, buying a car or a property. While you may often overlook it, you are your most important asset at this point in your life. When you take out life cover, you are protecting your long-term income earning potential and legacy. Selae Thobakgale hosts this episode of In conversation for young professionals. Investec Life · Investec Focus South Africa

At some point in your life, you may need to make debt, to purchase a car, an apartment or a house. When you apply for a loan, you will need a healthy credit score to get financing. In fact, your credit history will determine the type of interest rate you are offered when paying back the money you borrowed. Selae Thobakgale hosts this episode of In conversation for young professionals. Investec for young professionals · Investec Focus South Africa

There’s almost nothing as exciting as getting a new set of wheels. However, it is best not to rush the decision to buy a vehicle - a cool head when making this big financial decision will benefit you in the long run. Selae Thobakgale hosts this episode of In conversation for young professionals. Investec Focus South Africa

The world of investing can seem intimidating, especially if you’re just getting started. It doesn’t have to be. If you understand the basics, you will feel more confident taking your first steps to building the future you want. Selae Thobakgale hosts this episode of In conversation for young professionals. Investec for young professionals · Investec Focus South Africa

When you are at the start of your career, your tax obligations are straightforward. As you move to a new firm, start an entrepreneurial side hustle, or purchase a rental property, it can become more complex. There are also tax considerations on your investments. Dr Sivuyile Madikana hosts this episode of In conversation for young professionals. Investec for young professionals · Investec Focus South Africa

The panel examines tips, tricks and tools to empower young professionals to create a budget – and stick to it. If you have a realistic budget, you may have less financial stress and make the right steps towards wealth creation. The episode also looks at starting an emergency fund. The sooner you start, the better. Dr Sivuyile Madikana hosts this episode of In conversation for young professionals. Investec for young professionals · Investec Focus South Africa

When you purchase your first home you are probably making the biggest investment of your life. It is not a decision to take lightly, and making this long-term financial commitment can seem overwhelming. However, the steps to owning your very own home are not that complicated. Dr Sivuyile Madikana hosts this episode of In conversation for young professionals. Investec Focus South Africa

Investec experts discuss how the surge in commodity prices could cushion the impact on South Africa’s economy, how the conflict is reshaping geo-politics and the role that cryptocurrencies are playing in the Ukraine war. No Ordinary Wednesday with Jeremy Maggs · Investec Focus South Africa

Callum Macpherson, head of Investec’s Commodities desk, gives an update on the energy market. - Please note: this podcast is provided for information purposes only and should not be construed as an offer, or a solicitation of an offer, to buy or sell financial instruments. This podcast does not constitute a personal recommendation and is not investment advice. HELP MITIGATE YOUR RISK · Investec Focus South Africa

Investec experts discuss the implications of the Russia-Ukraine conflict on South Africa and how investors are reacting | How worried is the oil market? and what now for oil supply? | It’s International Women’s Day this month, we ask if sportswomen are getting closer to pay parity with their male counterparts? No Ordinary Wednesday with Jeremy Maggs · Investec Focus South Africa

Belonging, inclusion and diversity give businesses access to a 'brilliance of difference'. Organisational psychologist John Amaechi and Investec Bank plc’s CEO Ruth Leas discuss the benefits and challenges in making this possibility a reality. How to unlock opportunities through inclusive leadership · Investec Focus South Africa

In a special edition of No Ordinary Wednesday podcast , Jeremy Maggs and Investec's panel of experts share their predictions for the upcoming budget. No Ordinary Wednesday with Jeremy Maggs · Investec Focus South Africa

Host Jeremy Maggs talks to Investec experts about the outlook for local and global investments and what this means for institutional investors. Listen to other episodes · Investec Focus South Africa

New year but it’s all the same for the South African economy as 2022 kicks off. Around the world, pandemic-induced inflation and supply chain concerns are driving the global economy – is this temporary? And what now for the oil price this year after record highs in 2021. No Ordinary Wednesday with Jeremy Maggs · Investec Focus South Africa

The techlash, climate crunch and a battle between democracy and autocracy – Tom Standage, Deputy Editor of The Economist and Editor of the annual “The World Ahead" series, shares his top 10 predictions for what will shape the global economy in 2022. WATCH THE VIDEO HERE · Investec Focus South Africa

As an investor, you are always faced with the question of whether you should take an active or a passive approach to investing and which approach will yield better results. In this episode, Ayabonga Cawe is in conversation with Lisa Stride and Fabrice Muhizi, both Investment Managers from Investec Wealth & Investment, as they discuss the different investment approaches one should consider as a long-term investor, particularly in turbulent market conditions. Investec Focus South Africa

In this year-end special, Investec experts discuss the biggest opportunities for individuals and businesses in the year ahead. From energy and infrastructure to investing. No Ordinary Wednesday with Jeremy Maggs · Investec Focus South Africa

Investec experts Itumeleng Merafe and Hazel Banach, both of Investec’s business lending, examine how Covid has changed the thinking around cash flow. Throughout the pandemic, businesses have had to refocus on aspects of their operations which they may not have looked at for some time – such as costs, cash flow and operating efficiencies. Investec for your business · Investec Focus South Africa

Investec’s head of asset finance Lourens Campher and transactor for private capital Mark Morreira examine some interesting changes in business practices during the tumultuous past 18 months, with some companies emerging as winners. They unpack what business owners can learn from these changes. Investec for your business · Investec Focus South Africa

In this episode, the repo rate has increased by 25bps to 3.75%, this as inflation pressures build | The latest retail sales numbers fell by 5.4% quarter-on-quarter dragged down by the July unrest | What South Africans have been searching for on Google No Ordinary Wednesday with Jeremy Maggs · Investec Focus South Africa

In this fifth episode of the wealth creation podcast series, Ayabonga Cawe is joined by Ronelle Hutchinson and Rick Cardo both Portfolio Managers from Investec Wealth & Investment and they unpack why, as a South African investor, you’d want to go offshore. They look at the mechanics and accessibility of these offshore markets, and what investment options are available for you to consider. Tune in to gain insight on this important topic that should form a key part of anyone’s investment strategy. Investec Focus South Africa

In this episode: a R130bn pledge to help South Africa go green – how will it work? | Could export finance hold the key to a greener future? | How the oil price is affecting the petrol price in SA No Ordinary Wednesday with Jeremy Maggs · Investec Focus South Africa

Episode one of "The Other Big C" is brought to you by Investec Life with guests Professor Carol Benn, the head of Helen Joseph Breastcare Clinic, Michael Goemans, CEO of Investec Life and moderated by Cathy Mohlahlana. Learn more · Investec Focus South Africa

The second episode of "The Other Big C", brought to you by Investec Life with guests Professor Carol Benn, the head of Helen Joseph Breastcare Clinic, Michael Goemans, CEO of Investec Life and moderated by Cathy Mohlahlana. Learn more · Investec Focus South Africa

The third episode of "The Other Big C" is brought to you by Investec Life with guests Professor Carol Benn, the head of Helen Joseph Breastcare Clinic, Michael Goemans, CEO of Investec Life and moderated by Cathy Mohlahlana. Learn more · Investec Focus South Africa

In this episode, what to expect from Finance Minister Enoch Godongwana’s November mid-term budget | Local government elections promise to alter South Africa’s political landscape | What you need to know about COP26. (Audio file updated) No Ordinary Wednesday with Jeremy Maggs · Investec Focus South Africa

In this episode, Ayabonga Cawe is in conversation with Kyle Lasarow and Marc Fellner, both from Investec Wealth & Investment and they answer the question, “Is property the right investment for you?”. They unpack the key things to consider before purchasing a property, how property fits into your overall investment portfolio, and the dynamics between the different types of property sectors, such as residential, commercial, office, and investing in property internationally. They close off the conversation by talking about the risks of investing in property and the key pitfalls to look out for. Investec Focus South Africa

In this episode, Jeremy Maggs speaks to Investec experts about the commodity super cycle - is it sustainable? And can the mining sector again become the large-scale employer it once was | What’s behind the record demand for logistics real estate in Europe | With electricity generation opening up to the private sector, will SA’s grid infrastructure cope? No Ordinary Wednesday with Jeremy Maggs · Investec Focus South Africa

In this episode, Jeremy Maggs speaks to a panel of experts including CEO of Tourism Business Council of South Africa Tshifhiwa Tshivhengwa about the UK travel ban on South Africans | Signs of recovery in SA aviation industry | Evergrande – the next Lehman Brothers? No Ordinary Wednesday with Jeremy Maggs · Investec Focus South Africa

In this third installment of the Wealth creation podcast series, we take a global view to investing. Our host Ayabonga Cawe is in conversation with Chris Holdsworth, Chief Investment Strategist and Zenkosi Dyomfana, Investment Manager at Investec Wealth & Investment, where they discuss the impact that the economy has on markets and the connection between the global and the South African economy. They also touch on thematic investing in assets such as meme stocks, NFTs, cryptocurrencies and how technology and low costs have made investing accessible. Tune in every three weeks for more wealth creation insights. Investec Focus South Africa

Aspen's Dr Stavros Nicolaou, Wits University's Prof Francois Venter and Investec's Life Sinenhlanhla Nzama dispel the fiction around Covid-19 vaccines, share the facts and discuss how we will live with the virus in the future. Watch videos of the discussion here · Investec Focus South Africa

In this episode, Jeremy Maggs speaks to Investec experts about what the Draft Taxation Laws Amendment Bill mean for emigrants | Some of the world’s largest economies are showing signs of economic slowdown, is this temporary? | With the spectre of central banks reining in stimulus efforts in the face of rising inflation, what can we expect from the SARB? No Ordinary Wednesday with Jeremy Maggs · Investec Focus South Africa

Navigating the world of investing and determining which asset class is best for you could be a daunting task. In this second episode, we talk about how to get the basics right. Kate Stannard, a Relationship manager and Paul McKeaveney, an Investment Manager from Investec Wealth & Investment unpack the building blocks of a successful investment portfolio. They answer the age old question “Is cash really king” and touch on alternative asset classes you can invest in, such as bonds, equities and tangible assets like property. Investec Focus South Africa

Host Jeremy Maggs speaks to a line up of Investec experts: Dr Jimmy Muchechetere on why he's hopeful that we will learn to live with Covid-19 | Dr Greg Cline on what's driving a 336% YoY increase in shipping prices | Annabel Bishop on rand volatility and SA's economy "growing" by 11% overnight Read transcript · Investec Focus South Africa

In this debut episode of the Wealth Creation series, Ayabonga Cawe is in conversation with Tebello Rabele, an Investment Manager and Stephen Silcock, a Portfolio Manager at Investec Wealth & Investment, on why we invest and the positive effects of compounding. Read transcript · Investec Focus South Africa

Renowned investor James Anderson on how a focus on sustainability is forcing a rethink of capitalism and how it can be used help solve global challenges. WATCH THE VIDEO HERE · Investec Focus South Africa

In this episode, Jeremy Maggs and an all-women line up of Investec experts, discuss the underrepresentation of women in the field of technology | SA’s tech start up scene | the concept of Open Banking. Featuring Investec's Shabhana Thaver, Nikita Sokopo and Devina Maharaj. No Ordinary Wednesday with Jeremy Maggs · Investec Focus South Africa

South Africa CEO of Naspers Phuthi Mahanyele-Dabengwa and Investec Group CEO Fani Titi in conversation about solutions for South Africa including the unconscionable inequality of our society, the state of our education system and the plight of the country’s entrepreneurs. WATCH THE VIDEO HERE · Investec Focus South Africa

President Ramaphosa’s decision to significantly raise the private power generation cap is set to be a “game changer” for the South African economy. Experts from Investec, Intellidex, Sibanye-Stillwater and Pele Green Energy unpack what this means for our economy, equality and decarbonising the grid. Watch videos of the discussion here · Investec Focus South Africa

Episode 6: The so-called “township economy” is a lifeline for many, contributing an estimated 17% of SA’s total employment. In the 6th episode of No Ordinary Wednesday, we examine the damage caused by Covid-19 and the recent unrest to this vital sector. We hear from township entrepreneur Refiloe Rantekoa, whose bread making businesses continues to prove despite the challenges. We chat to Investec’s Setlogane Manchidi on how Investec is building active economic participants. And finally, we hear former YES CEO, Tashmia Ismail-Saville about the most urgent item needed to grow the entrepreneurship sector, in order to equal our developing nation peers. No Ordinary Wednesday with Jeremy Maggs · Investec Focus South Africa

Episode 5: Jeremy Maggs and guests count the costs of the looting: Investec chief economist Annabel Bishop on the impact on economic recovery | Investec structured property finance specialist Nosiphiwo Balfour zones in on the commercial property sector | Health Department’s deputy director-general Dr Nicholas Crisp about the far-reaching implications of the unrest on the vaccination roll-out. No Ordinary Wednesday with Jeremy Maggs · Investec Focus South Africa

In the fourth episode: Investec Chief Economist Annabel Bishop discusses the oft-unsung wingman of economic recovery & so-called expansionary monetary policy | Logistics and Pricing Analyst at Investec for Business Denys Hobson unpacks problems plaguing global supply chains | David Gracey, Head of Foreign Exchange and Fixed Income Trading at Investec Corporate and Institutional Banking answers this week’s burning question - is South Africa turning a corner? No Ordinary Wednesday with Jeremy Maggs · Investec Focus South Africa

In the third episode: Investec's Obakeng Pitse unpacks the latest US inflation numbers and the mini “taper tantrum” that followed | Campbell Parry, an Investec global resources analyst, on the long-term outlook of the commodity boom | Ziyaad Sarang, from Investec's Power & Infrastructure team, answers this week’s burning question - how soon is Ramaphosa's 100MW surprise likely to make a tangible difference to our vexing power shortages? No Ordinary Wednesday with Jeremy Maggs · Investec Focus South Africa

In these dark times, one bright entrepreneur is full of hope. Pele Energy founder, Fumani Mthembi, says SA's renewable energy procurement programme could be the blueprint to build public-private infrastructure partnerships in other sectors and a model for tackling the unemployment crisis. Highlights of the conversation here · Investec Focus South Africa

In the second episode of No Ordinary Wednesday with Jeremy Maggs: Investec treasury economist Tertia Jacobs and labour law specialist Andrew Levy unpack the thorny issue of the public sector wage bill | Investec chief economist Annabel Bishop unpacks the latest GDP numbers | Head of sales for lending at Investec For Business, Itumeleng Merafe answers this week’s burning question – why should inflation matter to the equity markets? Submit your questions at investec.com/now No Ordinary Wednesday with Jeremy Maggs · Investec Focus South Africa

In the debut episode: Investec chief economist Annabel Bishop on what’s driving the rand rally | chief investment strategist at Investec Wealth & Investment Chris Holdsworth on why China could rain on SA’s commodity parade | head of Sales and structuring at Investec Corporate and Institutional Banking Dhiren Mansingh on global inflation concerns | Chris Becker on how a tweet wiped over $360 billion off the value of Bitcoin No Ordinary Wednesday with Jeremy Maggs · Investec Focus South Africa

Chris Yelland from EE Business Intelligence summarises a webinar on the ‘Renewable hydrogen and green powerfuel opportunities for South Africa'. Listen to insights from the British High Commission, the SA Department of Trade, Industry and Competition, the World Bank, Sasol, Toyota South Africa and Linde. Investec Focus South Africa

To mark a year since South Africa went into lockdown, Professor Glenda Gray, a leader in the fight against Covid-19, reflects on wins, losses, lessons learnt and the vaccination challenge. Investec Focus South Africa

To debunk myths and manage expectations around the vaccine, Investec Life invited Professor Francois Venter, one of South Africa’s foremost experts on the virus to join a webcast with Sinenhlanhla Nzama, Head Product Actuary at Investec Life. Investec Focus South Africa

In this ‘Women in Leadership’ webcast, launched on International Women's Day, we hear from some exceptional women leaders who draw on their experiences over their distinguished careers – and particularly during the pandemic – to give their insights on how to forge growing organisations in times of severe stress. The women behind the mask in leadership: Part 2 · Investec Focus South Africa

Locating to Mauritius has become a popular move for South Africans. Apart from the climate and lifestyle, there are other advantages to living there or holding assets on the island state. Nozipho Tshabalala chats to Rene van Zyl and Gordon Stuart, Managing Director of the Accuro office in Mauritius. In conversation | What to know when investing assets offshore or moving offshore · Investec Focus South Africa

Australia is another popular destination for South Africans looking to move abroad, with a sizeable and thriving community of South Africans now living there. Many are drawn by the similar climate, culture and lifestyle to South Africa, but there are some important differences, which need to be taken into account. In conversation | What to know when investing assets offshore or moving offshore · Investec Focus South Africa

South Africa and the UK have long had close ties, with many South Africans being of UK descent or with family ties there. It also remains a popular destination for South Africans to emigrate to or to manage their assets through. In conversation | What to know when investing assets offshore or moving offshore · Investec Focus South Africa

Stanley Barg, from Kozusko Harris Duncan in New York, joins Rene van Zyl and moderator Nozipho Tshabalala as they delve into the most important aspects to consider when investing in or moving to the US. In conversation | What to know when investing assets offshore or moving offshore · Investec Focus South Africa

Is value vs growth a false dichotomy? That’s a question Max Richardson, senior investment director, Investec Wealth & Investment UK, put to Oaktree Capital’s Howard Marks, following the latter’s most recent memo, called “Something of Value”, which has generated a flurry of interest within the investment community. READ MORE · Investec Focus South Africa

Following one of most economically destructive years on record, 2021, a year the Chinese have dubbed “the Year of the Ox” promises reward for those who are willing to work hard to turn around their fortunes… but will the economy play ball? In this Investec Focus Radio podcast, we talk to the deputy governor of the South African Reserve Bank, Fundi Tshazibana, and four domain experts from Investec for their take on the country’s growth prospects and the factors likely to shape South Africa’s economic recovery in 2021. Investec Focus South Africa

In the fourth edition of The Other Side webcast series, Nkateko Mathonsi, senior mining analyst at Investec Bank, chats to two of the leading women in the PGM sector, Natascha Viljoen, CEO of Anglo American Platinum and Meroonisha Kerber, CFO of Impala Platinum, about what the future holds for the industry and some of the lessons from the recent past. Investec Focus South Africa

In the latest In conversation webcast, Lesley-Anne Gatter (Head of People & Organisation, Investec Ltd) and Craig Wing (Partner, FutureWorld International) discussed building and harnessing the power of resilience for yourself, your children and your family. Investec In conversation | Building your resilience during a pandemic · Investec Focus South Africa

Tim Spector, professor of genetic Epidemiology at King's College London and the brains behind the Zoe Covid-19 Symptom Study, talks to Max Richardson, a senior investment director at Investec, about how data can help us defeat Coronavirus. Investec Focus South Africa

Investec's recruitment process has evolved. Head of Careers, Nicola Tager, gives her take on trends that'll shape the world of work and hiring in the future. Investec Focus South Africa

Misha Glenny, one of the UK’s leading organised crime and cybersecurity experts joins “ethical hacker” Dominic White and Investec's global head of digital and technology for a discussion on how the pandemic has increased the number of cyber breaches and what you can do about it. Read more · Investec Focus South Africa

President Cyril Ramaphosa has announced the country's recovery plan ahead of Finance Minister Tito Mboweni's mid-term budget. Our panel of experts, Annabel Bishop, Investec Chief Economist; Chris Holdsworth, Investec Wealth & Investment Chief Investment Strategist; and David Gracey, Investec Head of Foreign Exchange and Fixed Income Trading, give an in-depth analysis of the recovery plan and expectations of the mid-term budget. The conversation is facilitated by journalist and anchor Cathy Mohlahlana. READ MORE · Investec Focus South Africa

The Covid-19 crisis has only heightened existing tensions between the global economic superpowers. Economist John Kay, British politician Philip Hammond, investor David Rubenstein, Investec's John Haynes and others discuss the US-China relationship, Brexit and other fault lines in geopolitics. Read the full transcript · Investec Focus South Africa

John Kay, former director of the Institute of Fiscal Studies and a Financial Times columnist, talks to Investec Chief Economist Philip Shaw about the thinking behind “predictive” economic theories and what we can do to avoid the pitfalls. Read article · Investec Focus South Africa

In this third episode of our series on preparing for a post-pandemic world, we consider whether the crisis will serve as an inflection point in the way businesses perceive their role; as actors in society and inhabitants of a fragile planet. Listen to more episodes in the series · Investec Focus South Africa

In the latest edition of The Women Behind the Mask series, a panel, made up of some of South Africa’s leading young tech entrepreneurs, discusses the Covid-19 pandemic and how it has highlighted ways in which technology can enable business activity when traditional ways of doing things are not possible. However it has also shone a spotlight on the importance of the human interface, not just in making technologies work for businesses, but also for remaining relevant for their customers and the broader community. WATCH VIDEO · Investec Focus South Africa

It’s been described as a crisis for main street, not Wall Street. Investment legends Howard Marks, David M. Rubenstein and James Anderson share their views on whether the pandemic will change the way we invest in the future. Listen to more episodes in the series · Investec Focus South Africa

Will working from home become the new normal? Behavioural finance expert Dan Crosby, futurist Clem Sunter, Investec’s Marc Kahn and Stephen Koseff and other experts share their insights into what the workplace will look like post pandemic. Listen to more episodes in the series · Investec Focus South Africa

Former UN Deputy Secretary General and Investec board member Lord Mark Malloch-Brown and Investec's global head of sustainability Tanya dos Santos share ideas on climate action, opportunities and building back better in a post-pandemic era. Watch video · Investec Focus South Africa

Investec Rhino Lifeline chats to the co-founders of Care for Wild, the largest rhino sanctuary in the world on how the pandemic has impacted their work and how conservation must adapt in order to survive. Investec Focus South Africa

In this episode of The Other Side, we hear from Shameel Joosub, CEO of Vodacom, and Raymond Ndlovu, CEO of CIVH, which owns fibre network firms Dark Fibre and Vumatel. The talk is facilitated by Reagile Moatshe, Head of Supplier Finance at Investec. Investec Focus South Africa

The essence of female leadership is the topic of our latest edition of Women Behind the Mask. Our panel of impressive leaders was made up of Wendy Appelbaum, owner and chair of De Morgenzon Wine Estate and member of several boards, Bongi Kunene, CEO of the Banking Association of South Africa and member of the South African presidential team in response to the Global Financial Crisis in 2008 and Marle van der Walt, Chief Financial Officer and member of the executive team of Investec Bank South Africa. The conversation is facilitated by Shenaaz Nair, Head of People Consulting at Investec Banking SA. Investec Focus South Africa

DTIC’s Lerato Mataboge, Eskom’s Lerato Mashinini and The National Treasury’s Tshepiso Moahloli speak to Investec’s Makoena Mabusela about tackling gender issues and uplifting women in the public sector space. Watch video · Investec Focus South Africa

In this episode of The Other Side, two veterans of their industries, Growthpoint CEO Estienne de Klerk and Edcon CEO Grant Pattison, join David Smith, Retail Analyst at Investec, in a frank discussion of the issues facing the sectors. Investec Focus South Africa

Education offers not just a path to a better future for so many young South Africans, but also an investment in human capital that creates a virtuous cycle of growth and upliftment. We speak to some of the outstanding women in the sector, with a panel made up of: Dr Mamphela Ramphele, Co-founder of RegimeSA, Co-president of the Club of Rome & Patron of Leap Science & Maths Schools; Stacey Brewer, Co-founder and CEO of SPARK Schools; Samara Totaram, CFO of Stadio and Marinella Buscaglia, Head of CIB Coverage at Investec Bank SA. WATCH VIDEO · Investec Focus South Africa

The global outlook is one of unsynchronised economic recovery, says Investec Chief Economist (SA) Annabel Bishop. She predicts patchy outcomes between economies as some economies recover faster than others. What does this mean for businesses in the coming months? Business Class newsletter · Investec Focus South Africa

Like crises in the past, Covid-19 can be a catalyst for the positive changes societies need. The financial services sector shows how this can be achieved. WATCH VIDEO · Investec Focus South Africa

In the first episode of Investec's Women Behind the Mask podcast series, we talk to Airbnb country manager Velma Corcoran; Mpolaheng Mohlopi, CFO at Lanseria International Airport, and Lereece Rose from Boeing Capital Corporation. Watch video · Investec Focus South Africa

Investec founder Ian Kantor talks about the establishment on the firm as a small leasing business that has grown into a global bank and wealth manager. He also shares leadership lessons he's learned over 45 years in the business. Read more · Investec Focus South Africa

The co-founder of one of the world’s leading private equity firms shares his views on the Covid-19 pandemic, philanthropy, politics and the role of leadership. Wealth webcast with David M. Rubenstein · Investec Focus South Africa

Tsogo Sun's Marcel von Aulock and SA Airlink's Rodger Foster join Investec's Nick Riley to discuss the impact of Covid-19 and their plans for resuscitating their industries. WATCH VIDEO · Investec Focus South Africa

Author and The School of Life founder Alain de Botton discusses what philosophy can teach us about meaning and meritocracy in the post-COVID world of work. He appears in an exclusive Focus Talk with Investec's global head of HR and organisation development, Dr Marc Kahn. Watch video · Investec Focus South Africa

With lockdown fatigue kicking in, epidemiologist Professor Salim Abdool Karim, Chairperson of the Covid-19 ministerial advisory committee, says we have to rely on South Africa’s sense of community to secure the future of the country. He is interviewed by financial journalist Gugulethu Mfuphi for the 9th episode of Investec Wealth & Investment’s “Markets and investing in a time of Covid” webcast series. Investec Focus South Africa

This podcast looks at the accelerating trend towards a digital economy in the time of Covid-19 and the impact on global markets as various traditional industries decline and the established tech firms become stronger. Investec’s Max Richardson is joined by James Anderson, investment manager and partner at Baillie Gifford. Investec Focus South Africa

On this Investec Wealth & Investment podcast, leading behavioural expert Dr Daniel Crosby shares 8 rules that will help you protect your wealth and psychological health. Investec Focus South Africa

Self-care and strategies for building resilience by Serenne Kaplan. Investec Focus South Africa

Dealing with tough emotions and thoughts, as well as the stories we tell ourselves in adversity by Serenne Kaplan. Investec Focus South Africa

Managing anxiety, fear and loss of control by Serenne Kaplan. Investec Focus South Africa

Is Covid-19 going to further consolidate one of the most concentrated retail markets in the world? Investec Retail analyst David Smith discusses this and the acceleration of the online trend. Read the full transcript · Investec Focus South Africa

How Investec's culture has shifted during the coronavirus, and what it might look like post the pandemic. Marc Kahn, Investec's head of People and Organisation gathers a group to chat frankly about what they're seeing, how they think the culture is adapting and how to ensure remote working is an opportunity rather than a threat. Investec Focus South Africa

Listen in as Dr. Adrian Saville, Maya Fisher French and Dr David Rosenstein unpack strategies for building financial and mental resilience in uncertain times. Investec Focus South Africa

Governor Lesetja Kganyago, guest on the seventh episode of Investec Wealth & Investment’s webcast series, “Markets and investing in a time of Covid-19”, explained actions taken by the Reserve Bank to protect the economy. Investec Focus South Africa

Cybercriminals are preying on our vulnerability during the Covid-19 crisis. Here's how to ensure you don't get conned out of your money. Investec Focus South Africa

“History doesn't repeat itself, but it does rhyme.” It’s a well-worn adage, and one which invariably holds true when reading market cycles, says legendary investor Howard Marks. Investec Focus South Africa

Over 1 million people who were gainfully employed a few weeks ago could find themselves without jobs post lockdown. And that’s just the start, as South Africa’s creaking economy grinds to a halt. But all is not lost, says leading labour expert Andrew Levy. READ THE FULL TRANSCRIPT · Investec Focus South Africa

Infectious Disease Epidemiologist Prod David Heymann, blogger Karli Drinkwater and Investec portfolio manager Richard Cardo, share their first hand experiences of the virus. READ MORE · Investec Focus South Africa