Fall marks the open enrollment period for many employer-sponsored health insurance plans as well as the Affordable Care Act Health Insurance Marketplace, which is especially critical for Americans who don't have access to health insurance. Transamerica Institute’s most recent survey findings were quite striking: Fewer than three in ten individuals who do not have health insurance are seeking medical attention when needed, and even fewer are getting routine physicals and recommended health screenings. Without such care, they’re missing a potential opportunity to catch issues early on – issues that could intensify and become less treatable and more expensive to treat later on. On this podcast episode, Al Waller and Catherine Collinson outline what you need to know about health insurance including different types of insurance available, the options and trade-offs involved, and key details about Marketplace Open Enrollment for 2025.See omnystudio.com/listener for privacy information.

It is essential to recognize how indulging in harmful substances like alcohol, illicit drugs, and tobacco can affect our health. During the pandemic, alcohol consumption increased as a means of coping with stress for many people, and this trend has continued for certain populations. On this podcast episode, Al and Mihaela outline tips to avoid harmful substances in order to improve our physical and mental health and well-being – and ultimately, prepare ourselves for longer, healthier lives.See omnystudio.com/listener for privacy information.

America’s middle class is the embodiment of the American dream. In today’s chaotic post-pandemic environment, how are middle-class Americans faring? What are their hopes and dreams? What is their current financial situation? And what is their retirement outlook? On this episode, Al Waller and Catherine Collinson explore the main takeaways from Transamerica Center for Retirement Studies’ new eye-opening report on the middle class.See omnystudio.com/listener for privacy information.

Have you fully considered the fantastic health benefits of spending time outdoors? With so much of our days spent indoors glued to computer screens and mobile devices, we are depriving ourselves of the opportunity to experience the rejuvenating benefits of spending time in nature…and it's more than just feeling good. On this episode, Al Waller and Mihaela Vincze explore how we can all benefit from the great outdoors.See omnystudio.com/listener for privacy information.

Just about everyone is familiar with the old adage, “Your health is your wealth.” Many quotes, proverbs, meditations, cautionary tales, and even songs have contemplated this theme. On this episode, Al Waller and Catherine Collinson explore the intersections of health and financial well-being by offering explanations, sharing examples, and inviting listeners to adopt a new mindset in their daily decision-making that could enhance their lives.See omnystudio.com/listener for privacy information.

Are regular health check-ups really worth it? Absolutely! These screenings are super important for catching any health problems early on, so you can deal with them before they become a big deal. Despite this, a recent survey by the Transamerica Institute revealed that only 46% of the general population is getting regular physicals and recommended health screenings on a consistent basis. On this episode, Al Waller and Mihaela Vincze chat about why health check-ups are so important for staying healthy as you get older.See omnystudio.com/listener for privacy information.

Al and Catherine discuss The SECURE 2.0 Act of 2022 and provisions including the Saver’s Match, employer matching contributions for student loan repayments, catch-up contributions, emergency savings, and more. SECURE 2.0 is packed with dozens of provisions to address many of the most pressing issues and opportunities within our current retirement system, ranging from expanding access to workplace retirement plans to increasing ways people can grow and protect their savings. Some of the new law’s provisions have already rolled out while other provisions are slated to roll out next year and in the coming years.See omnystudio.com/listener for privacy information.

Burnout can occur when individuals feel emotionally drained, overwhelmed, and unable to meet the demands of daily life. A recent survey by Transamerica Institute and its Center for Retirement Studies found that 42% of workers say that they often feel unmotivated and overwhelmed-- which could be symptoms of burnout. On this episode, we'll be focusing on recognizing the signs of burnout and taking proactive measures to prioritize self-care and seek support.See omnystudio.com/listener for privacy information.

People have the potential to live longer than ever before. But the question is how are you going to prepare yourself for a long and fulfilling life? ClearPath – Your Roadmap for Life. Along our journey to health and wealth, we've started covering a broader range of topics, so we are changing our podcast's name accordingly.See omnystudio.com/listener for privacy information.

In today's fast-paced and connected world, finding the right balance between work and personal life can feel like a constant juggling act. On a brighter note, a recent survey by Transamerica Institute and its Center for Retirement Studies found that employers feel a strong responsibility to help their employees achieve work-life balance. ClearPath – Your Roadmap for Life. Along our journey to health and wealth, we've started covering a broader range of topics, so we are changing our podcast's name accordingly.  See omnystudio.com/listener for privacy information.

Self-care—we’ve all heard of it—but is it really all that important? While it may seem like a trendy buzzword, self-care is essential for managing stress, preventing burnout, and promoting healthy aging. Today's discussion will focus on ways in which people can engage in some healthy activities as a form of self-care. ClearPath – Your Roadmap for Life. Along our journey to health and wealth, we've started covering a broader range of topics, so we are changing our podcast's name accordingly.See omnystudio.com/listener for privacy information.

One of the fundamental principles of saving and investing for retirement is to start saving at a young age. But we’ve been receiving inquiries from our listeners, what if you’re in your fifties or sixties and haven’t saved enough? ClearPath – Your Roadmap for Life. Along our journey to health and wealth, we've started covering a broader range of topics, so we are changing our podcast's name accordingly.  See omnystudio.com/listener for privacy information.

Did you know that having a positive attitude towards aging can do more than just make you feel good? On this episode, Al and Mihaela share surprising research about how our outlook may influence our outcomes. ClearPath – Your Roadmap for Life. Along our journey to health and wealth, we've started covering a broader range of topics, so we are changing our podcast's name accordingly.See omnystudio.com/listener for privacy information.

Today’s workplace is transforming rapidly in the post-pandemic environment and with the proliferation of robotics and artificial intelligence. Many people are left wondering, What comes next? ClearPath – Your Roadmap for Life. Along our journey to health and wealth, we've started covering a broader range of topics, so we are changing our podcast's name accordingly.See omnystudio.com/listener for privacy information.

In today's world, healthcare expenses are on the rise, making it challenging for folks to manage their medical costs efficiently. However, Health Savings Accounts (HSAs) can help, as they provide a unique way to save for medical expenses while enjoying tax benefits. ClearPath – Your Roadmap for Life. Along our journey to health and wealth, we've started covering a broader range of topics, so we are changing our podcast's name accordingly.See omnystudio.com/listener for privacy information.

Women: Are you ready to take greater control of your financial future? Or just looking for tips to strengthen your situation? If so, you’ve come to the right podcast. ClearPath – Your Roadmap for Life. Along our journey to health and wealth, we've started covering a broader range of topics, so we are changing our podcast's name accordingly.See omnystudio.com/listener for privacy information.

Women can live longer and healthier lives than ever before. However, it's crucial that we take steps to safeguard our health if we want to make the most of this opportunity.See omnystudio.com/listener for privacy information.

The U.S. population is growing older and the number of retirees is increasing. Since 2011, on average, 10,000 Baby Boomers have been turning age 65 every day and they will continue to do so through 2029. In its most recent survey of those ages 18 and older, nonprofit Transamerica Institute found that almost one in four individuals are now fully retired.See omnystudio.com/listener for privacy information.

Retirement is a time in life when people transition out of the workforce with more free time to enjoy life. But, when we do so, we are leaving our paychecks behind. We will need to live on income from Social Security, employer pensions and 401(k)s, and other savings and investments. For most people, this is far easier said than done.See omnystudio.com/listener for privacy information.

Taking good care of your heart – exercising, eating healthy, and getting regular checkups – is, of course, essential for good health and for your heart. However, there is a lot of research on actionable practices you can start today to not only help your heart health but also prevent other chronic diseases from arising.See omnystudio.com/listener for privacy information.

It’s never too soon (or too late) to begin caring for your heart. Embracing a healthy lifestyle at any age can keep your heart healthy, prevent heart disease, and lower your heart attack or stroke risk. There are some powerful lifestyle factors that are often encouraged when trying to keep your heart healthy. However, a component we often overlook when thinking of heart health is the influence our relationships can have on this vital organ.See omnystudio.com/listener for privacy information.

Al Waller and Mihaela Vincze discuss the benefits of getting a good night's sleep, tips on how to improve your sleep habits and debunk myths about sleep.See omnystudio.com/listener for privacy information.

Our health care system can be confusing and difficult for just about everyone, and yet it’s so important we know how to navigate it so that we can get the care we need, especially now amid the pandemic. I’m your host, Al Waller. Today, Mihaela Vincze, public health expert for nonprofit Transamerica Institute® is joining me on this episode of ClearPath—Your Roadmap to Health & WealthSM to talk about health literacy, what it means, why it’s important, and how you can improve yours.See omnystudio.com/listener for privacy information.

Megatrends are increasingly influencing industry, employers, and the world of work. Welcome back to ClearPath – Your Roadmap to Health & Wealth SM. I’m your host, Al Waller. Joining me is Catherine Collinson, founding CEO and president of nonprofit Transamerica Institute® and its Transamerica Center for Retirement Studies®. On this episode, we’ll be explaining megatrends, how they are impacting employers, and potential implications for workers.See omnystudio.com/listener for privacy information.

If you took a poll asking folks if they could cease indulging their unhealthy habits, I suspect the response would be largely in favor, but the question is: How?See omnystudio.com/listener for privacy information.

Do you have a grasp of retirement investing? Do you understand the terminology? If you do, then you are among the relatively few. A recent survey from nonprofit Transamerica Institute found that almost two-thirds of U.S. workers say they do not know as much as they should about retirement investing.See omnystudio.com/listener for privacy information.

Are you ready for a fresh start? Given the nonstop disruptions in nearly every aspect of our lives in recent years, there’s a good chance that you may be thinking about making some changes in your life. And maybe you’re looking for a good place to start.See omnystudio.com/listener for privacy information.

In the immortal words of Benjamin Franklin, “In this world, nothing is certain except death and taxes.” And it’s hard to believe that dreaded time of year – tax season – is upon us once again. On this episode of ClearPath – Your Roadmap to Health & WealthSM, we’ll be discussing what could be a bright spot for many this tax season – a little-known IRS tax credit for retirement savers known as the Saver’s Credit. I’m your host, Al Waller and joining me today is Catherine Collinson, CEO and president of nonprofit Transamerica Institute® and its Transamerica Center for Retirement Studies® to explain the Saver’s Credit, who can benefit from it, and how to claim it.See omnystudio.com/listener for privacy information.

2024 is Peak 65. Now, what is Peak 65, you might ask? It is a major demographic milestone during which more Americans will turn the traditional retirement age of 65 in the same year than ever before. On average, 12,000 Baby Boomers will turn age 65 every day in 2024 and many of them may have retirement on their minds.See omnystudio.com/listener for privacy information.

The U.S. population is growing older and the number of retirees is increasing. Since 2011, on average, 10,000 Baby Boomers have been turning age 65 every day and they will continue to do so through 2029. In its most recent survey of those ages 18 and older, nonprofit Transamerica Institute found that almost one in four individuals are now fully retired.See omnystudio.com/listener for privacy information.

The holiday season is a time of joy and togetherness, but it can also be stressful for many people. Gratitude is a powerful emotion that can bring happiness into our lives and put us at ease. It's the act of focusing on what you have rather than what you lack—and it has many health benefits.See omnystudio.com/listener for privacy information.

Often times in life, expectations and reality diverge. The weather forecast may call for rain but then it’s sunny all day. Or your map app says it will take 45 minutes to reach your destination, but an unexpected detour takes an hour and a half. Some things turn out better, others may turn out worse, and others may simply be totally different than expected. While these disconnects happen in our daily experiences, they can also happen with major milestones in our lives, whether embarking on a career, getting married and starting a family, moving to a new location – and retiring.See omnystudio.com/listener for privacy information.

We all know health care-related expenses add up! The good news is that if you’re looking for a way to save money while also enjoying significant tax benefits, then look no further than a Health Savings Account (HSA).See omnystudio.com/listener for privacy information.

November is National Family Caregivers Month, a time to honor the estimated 53 million unpaid family caregivers in the U.S. who perform an invaluable labor of love that often comes without a paycheck. National Family Caregivers Month is about celebrating caregivers, raising awareness of their issues, educating communities, and increasing support for caregivers. In that spirit, we are dedicating this episode of ClearPath – Your Roadmap to Health & Wealth SM to caregivers in the workplace.See omnystudio.com/listener for privacy information.

Marketplace Open Enrollment for health care insurance coverage is here through January 15, 2024, thus it’s the perfect time to brush up on tips for picking the best health plan to meet your needs for 2024. Whether it’s your first time enrolling, or you’re a seasoned enrollee— we’re here to break down the complex world of health insurance so you don’t have to!See omnystudio.com/listener for privacy information.

In theory, having life insurance can be a means of helping to protect our loved ones and is typically a vital part of everyone’s financial planning. However, according to LIMRA, a leading life insurance trade association, half of American adults — representing 129 million people — say they don’t carry life insurance. Like so many financial topics, life insurance can also be confusing, resulting in consumers having misconceptions about it.See omnystudio.com/listener for privacy information.

While many people enter retirement and never look back, there is an unusual pandemic-related trend that’s now occurring, and that involves retirees returning to work in what has been coined “unretirement.” According to the Federal Reserve Bank of St. Louis, more than 2 million Americans retired in the first 18 months of the pandemic, accounting for more than half of the people that left work at the same time. But since then, about 1.5 million retirees have gone back to work, according to an analysis of the Department of Labor data done by Indeed Hiring Lab.See omnystudio.com/listener for privacy information.

It can be challenging to keep track of the differences between the various parts of Medicare. With so many different parts and coverage choices, it's understandable to get confused and overwhelmed.See omnystudio.com/listener for privacy information.

It appears our world is growing older and sooner than later. To that point, the World Health Organization (WHO) projects that between 2015 and 2050, the proportion of the world's population over age 60 will nearly double from 12 percent to 22 percent. While aging is inevitable for many, it’s a frightening prospect due in large part to the pervasiveness of ageism, as well as the negative stereotypes linked to aging.See omnystudio.com/listener for privacy information.

Retirement is a time in life when people transition out of the workforce with more free time to enjoy life. But, when we do so, we are leaving our paychecks behind. We will need to live on income from Social Security, employer pensions and 401(k)s, and other savings and investments. For most people, this is far easier said than done.See omnystudio.com/listener for privacy information.

Today, we're going to be talking about one of the most important topics for older adults in the United States - Medicare. It's rather surprising that only 22% of people are well-versed with Medicare, as per research conducted by nonprofit Transamerica Institute. This could be because many adults rely on employer-sponsored health insurance most of their lives, so when they retire, they may not be well-versed on Medicare. Welcome to ClearPath – Your Roadmap to Health & Wealth SM. I'm your host, Al Waller. Joining me today is Mihaela Vincze, public health expert, for nonprofit Transamerica Institute® and she’s going to be breaking down Medicare—what it is, why it’s important, how to enroll, and where to turn to if you have any questions.See omnystudio.com/listener for privacy information.

Our retirement landscape is evolving due to population aging, increases in longevity, employer benefit trends, and looming reforms to Social Security. It is shifting so rapidly that many of the underlying assumptions about retirement differ across generations in the workforce. See omnystudio.com/listener for privacy information.

Maintaining health involves taking care of ourselves and having access to health insurance. Yet, research from Transamerica Institute shows that 32% of Americans in their 20s do not have health insurance. Without access to medical care, it can be difficult to maintain our health and prevent unexpected medical expenses. For many young adults, dealing with health insurance can be confusing and burdensome— the good news is that it doesn’t have to be!See omnystudio.com/listener for privacy information.

Our retirement landscape is evolving due to population aging, increases in longevity, employer benefit trends, and looming reforms to Social Security. It is shifting so rapidly that many of the underlying assumptions about retirement differ across generations in the workforce. See omnystudio.com/listener for privacy information.

: Air pollution can be caused by a variety of factors, many of which have dire consequences for our health. For instance, the recent series of wildfires across the country has led to unhealthy air quality that can trigger allergies, asthma, and other respiratory problems. Moreover, emissions from factories and cars, as well as the burning of fossil fuels like oil or coal, are also major contributors to air pollution. Even seemingly harmless household activities can release pollutants into the air we breathe.See omnystudio.com/listener for privacy information.

See omnystudio.com/listener for privacy information.

Our retirement landscape is evolving due to population aging, increases in longevity, employer benefit trends, and looming reforms to Social Security. It is shifting so rapidly that many of the underlying assumptions about retirement differ across generations in the workforce.See omnystudio.com/listener for privacy information.

It's no secret that water is vital to good health because every part of the body needs water to function properly specifically all cells, tissues and organs, which has got me wondering are we really getting enough. How do we know? Are some sources of water better for our bodies than others?See omnystudio.com/listener for privacy information.

Do you have a grasp of retirement investing? Do you understand the terminology? If you do, then you are among the relatively few. A recent survey from nonprofit Transamerica Institute found that almost two-thirds of U.S. workers say they do not know as much as they should about retirement investing.See omnystudio.com/listener for privacy information.

Did you know that research from nonprofit Transamerica Institute shows more than 1 in 4 (27%) workers work remotely1? With the rising popularity of remote work, many individuals are opting to leave behind the traditional office setting and move to more rural areas. While urban living has its challenges, it also offers many health advantages that often go unnoticed—and we’ll be highlighting some of those today.See omnystudio.com/listener for privacy information.

69% of people indicate they are concerned about their physical health, and 57% indicate they are concerned about their mental health, according to research by Transamerica Institute1. Did you know that spending time in nature can benefit both?See omnystudio.com/listener for privacy information.

Now, while warm, long, sunny days are one of the perks of springtime, it’s important to remember that the sun and its ultraviolet rays can really pose some serious health threats.See omnystudio.com/listener for privacy information.

June is Pride Month, which celebrates the LGBTQ+ community. It is observed around the world with parades, festivals, workshops along with other activities to commemorate the June 1969 Stonewall Uprising that took place in New York’s Greenwich Village following a police raid on a gay club, the Stonewall Inn, which sparked a movement.See omnystudio.com/listener for privacy information.

Megatrends are increasingly influencing industry, employers, and the world of work. Welcome back to ClearPath – Your Roadmap to Health & Wealth SM. I’m your host, Al Waller. Joining me is Catherine Collinson, founding CEO and president of nonprofit Transamerica Institute® and its Transamerica Center for Retirement Studies®. On this episode, we’ll be explaining megatrends, how they are impacting employers, and potential implications for workers.See omny.fm/listener for privacy information.

According to a Cleveland Clinic survey, only half of the 1,174 adult men surveyed said they get regular checkups, and 72 percent would rather do household chores than go see a health care provider. Since it has been proven that health checkups are vital for longevity, why are men so hesitant to visit the doctor?See omnystudio.com/listener for privacy information.

It’s no secret that more people today are feeling lonely and isolated than ever before, and it’s time we talk about it. A survey by Transamerica Institute suggests that individuals who report they feel isolated and lonely may be neglecting their health, as only 29% are avoiding harmful substances, 30% are getting routine physicals and recommended health screenings, and 24% are seeking mental health support when needed.See omnystudio.com/listener for privacy information.

Amid concerns about the estimated depletion of the Social Security Trust Funds by the mid-2030s and fears that workers are inadequately saving, retirement security is a hot topic these days.See omnystudio.com/listener for privacy information.

The future of work is a hot topic in today’s post-pandemic turbulent economy, especially as disruptive technologies such as artificial intelligence find their way into industry.See omnystudio.com/listener for privacy information.

Grief and loss are difficult experiences that will affect all of us during some point in our lives. Dealing with grief is a difficult process, and everyone copes in their own way. Grief can disrupt daily life, making it difficult to focus on loved ones, work, and other responsibilities.See omnystudio.com/listener for privacy information.

As most are aware, people are living longer now than any generation that came before us. However, with that gift of time comes some significant life decisions, and what probably comes to mind first would be where to live later in life. For an increasing number of people, that desire would be to age in place in their own homes.See omnystudio.com/listener for privacy information.

Stress is a natural response to a trigger or a difficult situation. However, not managing stress, by taking care of ourselves, or practicing “self-care”, can lead to issues with our mental and physical health. For instance, 44% of people who are not managing stress report often feeling anxious and depressed, according to a survey by Transamerica Institute (1)(1) “23rd Annual Transamerica Retirement Survey,” nonprofit Transamerica Center for Retirement Studies (TCRS), 2022. TCRS is an operating division of Transamerica InstituteSee omnystudio.com/listener for privacy information.

Managing stress is essential for maintaining good physical, mental, and emotional health. However, fewer than half (41%) of people reported that they are managing their stress on a consistent basis, according to a survey by Transamerica Institute (1). (1) “23rd Annual Transamerica Retirement Survey,” nonprofit Transamerica Center for Retirement Studies (TCRS), 2022. TCRS is an operating division of Transamerica Institute.See omnystudio.com/listener for privacy information.

“Financial literacy” is a term that we often hear – and it is an important one too. However, numerous research studies have indicated that many people are actually not financially literate. In fact, according to the Financial Industry Regulatory Authority (FINRA), about 66% of the American population is considered financially illiterate. So, at the end of the day, what does it mean to be financially literate?See omnystudio.com/listener for privacy information.

Volunteering can help individuals make a positive impact on the world and the lives of others. According to a survey conducted by nonprofit Transamerica Center for Retirement Studies, one in four workers (24 percent) dream of spending their retirement doing volunteer work. Volunteering is not only a rewarding way to give back to our communities, but it can also benefit our health, especially as we age.See omnystudio.com/listener for privacy information.

With the convenience of payroll deductions and employer matching contributions, workplace retirement plans such as 401(k)s and similar plans have proven to be the most effective way to promote retirement savings. However, millions of U.S. workers are not offered a plan by their employers.See omnystudio.com/listener for privacy information.

Medicaid is an invaluable social safety net that provides health care coverage and services for millions of lower income Americans. However, only one in five have a “great deal” of knowledge about it, according to a survey by Transamerica Institute.See omnystudio.com/listener for privacy information.

most of history, many cultures honor the sun, praising it for providing people with good health and life. Back then, sunbathing was often prescribed to promote health and treat many illnesses, such as skin ailments and tuberculosis. It turns out that sunlight may be the remedy our ancestors thought it was—for both body and mind.See omnystudio.com/listener for privacy information.

Preventative health care is one of the most critical routines to develop for long-term health, but many of us put routine health screenings on hold as a result of the COVID-19 pandemic. For instance, 38% of women passed on routine check-ups and tests during the height of the pandemic, according to a 2021 Kaiser Family Foundation survey.See omnystudio.com/listener for privacy information.

Women have made tremendous progress in recent decades in terms of educational attainment and career opportunities, yet they continue to be at greater risk than men of not achieving a financially secure retirement.See omnystudio.com/listener for privacy information.

Taking good care of your heart – exercising, eating healthy, and getting regular checkups – are, of course, essential for good health and for your heart. However, there is a lot of research on actionable practices you can start today to not only help your heart health but also prevent other chronic diseases from arising.See omnystudio.com/listener for privacy information.

Saving, investing, and planning for a financially secure retirement is a major challenge for just about everyone. It can be especially difficult for some people more than others.See omnystudio.com/listener for privacy information.

It’s never too soon (or too late) to begin caring for your heart. Embracing a healthy lifestyle at any age can keep your heart healthy, prevent heart disease, and lower your heart attack or stroke risk. There are some powerful lifestyle factors that are often encouraged when trying to keep your heart healthy. However, a component we often overlook when thinking of heart health is the influence our relationships can have on this vital organ.See omnystudio.com/listener for privacy information.

Experiencing a natural disaster or other emergency events can be incredibly stressful. Even after the immediate danger has passed, the impact can still be felt by those who had to endure the event. Why is this relevant now? Well, the frequency and intensity of these events are increasing each year. For instance, according to the National Centers for Environmental Information from 2017-2021, there were 17.8 weather/climate disaster events that exceeded $1 billion per year compared to 12.8 per year in 2010-2019. Additionally, there have been at least 15 events with each loss exceeding $1 billion to affect the United States in 2022.See omnystudio.com/listener for privacy information.

In late December, as many people were taking time off to celebrate the holidays, the President and Congress passed new legislation. The SECURE 2.0 Act of 2022 gets its name from Setting Every Community Up for Retirement Enhancement. It’s aptly named 2.0 because it’s a follow up to the SECURE Act of 2019. It has dozens of new provisions aimed at improving retirement security among U.S. workers.See omnystudio.com/listener for privacy information.

Taxes unite us. How, you ask? Most people don’t like paying taxes – and many don’t like preparing them, either. A survey by Wallet Hub found that 35% of people would rather miss a connecting flight, and 17% would rather swim with sharks than do their taxes. But, as Benjamin Franklin wrote, “In this world, nothing is certain except death and taxes.” And it’s that time of year again.See omnystudio.com/listener for privacy information.

If someone offered you a way to improve your health and well-being, you would take it, right? I'm thinking most of us would in a New York second, and in this case, I'm pleased to report that research has found that traveling may do more than just give you a break from reality, it may boost your health and overall well-being. Thankfully, as COVID-19 restrictions relax, now may be a good time to dust off the old passport or plan a day trip somewhere new. See omnystudio.com/listener for privacy information.

The new year is here!! As we call it a wrap for the last year (2022) and settle into the new year (2023), it’s an excellent time to review our finances and plan for the future.See omnystudio.com/listener for privacy information.

You know, embarking on a new healthy lifestyle can be pretty intimidating. I mean, it may seem like you'll have to make enormous and disruptive changes to your everyday life, especially when it comes to nutrition. But then again, that doesn’t necessarily have to be the case. I’m your host Al Waller, and today we’re joined by Mihaela Vincze, public health expert for nonprofit Transamerica Institute®, as well as Christina Badaracco, registered dietitian, to discuss small changes you can make that could translate to big health benefits.See omnystudio.com/listener for privacy information.

New Year’s 2023 is just days away! While many of us make our New Year’s resolutions around this time, you have to wonder how many of us will actually keep them. To increase our chances of success in 2023, learning about habits when thinking of goals might just provide the necessary impetus to achieve success because let's face it…we are all creatures of habit, and habits make up our behaviors—which may be health-promoting or harmful. For instance, reaching for our gym shoes in the morning, or scrolling social media, are both examples of habits that might kick off your day.See omnystudio.com/listener for privacy information.

Happy Holidays!! It’s hard to believe they’re finally here. After nearly three long years of the pandemic, many families will be reuniting, some for the first time since 2019. With this, comes a time for celebration, family, friends, and food. A lot of things come to mind when we think about holiday festivities. And my strong hunch is that for many people, discussions about personal finances are not on the list.See omnystudio.com/listener for privacy information.

Let’s face it. While the holiday season is a time for family get togethers and celebrations, it’s also a time of stress. If the holidays sometimes leave you feeling overwhelmed and out of control, you’re not alone.According to the results of the 2021 Verywell Mind Mental Health Tracker, 75% of Americans have some concerns around the holiday season—from affording holiday season expenses to managing their mental health.See omnystudio.com/listener for privacy information.

The holiday season is upon us, and fortunately, as we continue to emerge from the pandemic, our gatherings and celebrations may finally be returning to normal – or at least in comparison to the previous two years. However, on the flip side, this year brings a new concern into the mix – there's always something – and that would be rising prices that could just make the return to normal holiday gift-giving, gatherings, and travel more expensive for consumers.See omnystudio.com/listener for privacy information.

Half of our waking lives are spent at work, and it may surprise you to learn that sixty percent of workers are concerned about their mental health, and 44% often feel anxious and depressed, according to Transamerica Institute's most recent survey of workers. This is important because when people struggle with mental health in the workplace, it not only affects their productivity, but also their creativity, ability to problem solve, as well as the capacity to connect with others.See omnystudio.com/listener for privacy information.

Al Waller and Catherine Collinson spotlights the estimated 53 million unpaid family caregivers in the U.S.See omnystudio.com/listener for privacy information.

Al Waller and Mihaela Vincze discuss the various types of insurance and options for the 2023 health insurance marketplace.See omnystudio.com/listener for privacy information.

Al Waller and Catherine Collinson discuss the various types of life insurance.See omnystudio.com/listener for privacy information.

Al Waller and Mihaela Vincze welcome special guest Christina Badaracco to discuss the latest in the Healthier Traditions Cookbook series, 'Around The World.'See omnystudio.com/listener for privacy information.

Al Waller and Catherine Collinson give us the rundown on the four different generations (Baby Boomers, Gen X, Gen Z, and Millennials) and the retirement status of each.See omnystudio.com/listener for privacy information.

Al Waller and Mihaela Vincze discuss the ins and outs of Medicare.See omnystudio.com/listener for privacy information.

Al Waller and Catherine Collinson break down the various age ranges in the workforce.See omnystudio.com/listener for privacy information.

Al Waller and Catherine Collinson discuss the various options facing retirees.See omnystudio.com/listener for privacy information.

Al Waller and Mihaela Vincze discuss the many benefits of dancing.See omnystudio.com/listener for privacy information.

Al Waller and Mihaela Vincze discuss ways to protect your hearing and the impact of hearing loss on the elderly.See omnystudio.com/listener for privacy information.

Al Waller and Mihaela Vincze discuss the importance and benefits of enjoying nature's green spaces.See omnystudio.com/listener for privacy information.

Al Waller and Catherine Collinson discuss the importance of securing your retirement with various ways to save.See omnystudio.com/listener for privacy information.

Al Waller and Catherine Collinson discuss the intricacies of the Social Security system.See omnystudio.com/listener for privacy information.

Al Waller and Mihaela Vincze discuss the various ways music improves our health.See omnystudio.com/listener for privacy information.

Al Waller and Mihaela Vincze warn us about possible misleading language when shopping for 'green' products.See omnystudio.com/listener for privacy information.

Al Waller and Mihaela Vincze discuss the importance of social connections.See omnystudio.com/listener for privacy information.

Al Waller and Catherine Collinson teach us all about interest rates.See omnystudio.com/listener for privacy information.

Al Waller and Catherine Collinson discuss how people have changed their lifestyles during and after the pandemic.See omnystudio.com/listener for privacy information.

Al Waller and Mihaela Vincze discuss the health benefits of sharing your world with a pet.See omnystudio.com/listener for privacy information.

Al Waller and Mihaela Vincze discuss the importance of keeping your vision well and tips to achieve healthier eyesight as you age.See omnystudio.com/listener for privacy information.

Al Waller and Catherine Collinson discuss the importance of understanding the terms and topics of financial literacy.See omnystudio.com/listener for privacy information.

Al Waller and Mihaela Vincze discuss three important health screenings men should be aware of and check with their doctor about.See omnystudio.com/listener for privacy information.

Al Waller and Catherine Collinson discuss the growing trend of retirees returning to the workforce.See omnystudio.com/listener for privacy information.

Al Waller and Mihaela Vincze discuss the importance of staying hydrated.See omnystudio.com/listener for privacy information.

Al Waller and Catherine Collinson discuss retirement preparedness for the LGBTQ+ community.See omnystudio.com/listener for privacy information.

Al Waller and Mihaela Vincze list 6 myths about aging.See omnystudio.com/listener for privacy information.

Al Waller and Catherine Collinson discuss ways to make your dollars go further during inflation.See omnystudio.com/listener for privacy information.

Al Waller and Catherine Collinson discuss the hows and whys of inflation.  See omnystudio.com/listener for privacy information.

Al Waller and Mihaela Vincze discuss the importance of protecting your skin from the sun and the dangers of skin cancer.See omnystudio.com/listener for privacy information.

Al Waller and Mihaela Vincze discuss various ways to improve your mental health.  See omnystudio.com/listener for privacy information.

Al Waller and Mihaela Vincze discuss the power and importance of hope and how to cultivate it.See omnystudio.com/listener for privacy information.

Are you leaving your job for new opportunities?  Al Waller and Catherin Collinson give tips to make the transition easier and other points to keep in mind.See omnystudio.com/listener for privacy information.

Al Waller and Mihaela Vincze discuss the benefits of a pleasant stroll and some safety tips to keep in mind.  See omnystudio.com/listener for privacy information.

Al Waller and Catherine Collinson discuss the numerous benefits of HSA or Health Savings Accounts.See omnystudio.com/listener for privacy information.

Al Waller and Mihaela Vincze discuss the many benefits of EAPs or Employee Assistance Programs.See omnystudio.com/listener for privacy information.

This week Al and Catherine Collinson discuss how to cope with financial avoidance.See omnystudio.com/listener for privacy information.

Al Waller and Mihaela Vincze discuss the importance of good sleep habits and debunk some popular myths about sleep. Clear Path – The Transamerica Institute, with assistance from WYPR, produces your Roadmap to Health & Wealth. See omnystudio.com/listener for privacy information.

Al Waller and Catherine Collinson celebrate International Women's Day by discussing ways to improve retirement outcomes.See omnystudio.com/listener for privacy information.

Al Waller and Catherine Collinson discuss the benefits of staying in your home through retirement. ClearPath is produced by Transamerica Institute with assistance from WYPR.See omnystudio.com/listener for privacy information.

Al Waller and Mihaela Vincze give you tips on what to look out for in your insurance statements so you won't be overbilled and ways to understand the words better.See omnystudio.com/listener for privacy information.

According to the CDC National Center for Health Statistics, heart disease is the leading cause of death in the United States. Joining Al Waller is Mihaela Vincze, public health expert for the nonprofit Transamerica Institute® to discuss heart disease— what it is, ways to prevent it, myths, and risk factors.See omnystudio.com/listener for privacy information.

Al Waller and Catherine Collinson discuss the benefits of ABLE accounts and how they can help people with disabilities. ClearPath is produced by Transamerica Institute with assistance from WYPR.See omnystudio.com/listener for privacy information.

Al and Mihaela discuss the various benefits of practicing yoga and how to do it safely. Clearpath is produced by Transamerica Institute with assistance from WYPR.See omnystudio.com/listener for privacy information.

Al Waller and Catherine Collinson discuss how the IRS's Saver's Credit can help boost your retirement savings. Clearpath is produced by Transamerica Institute with assistance from WYPR.See omnystudio.com/listener for privacy information.

Al Waller and Mihaela Vincze discuss keeping yourself healthy if you work from home. Clearpath is produced by Transamerica Institute with assistance from WYPR.See omnystudio.com/listener for privacy information.

Al Waller and Catherine Collinson discuss the 4 options available for dealing with your 401k and which to avoid if possible. ClearPath is produced by Transamerica Institute with assistance from WYPR.See omnystudio.com/listener for privacy information.

Al and Mihaela are joined by registered dietician Christine Badaracco to discuss ways you can eat healthier in the new year.   Clearpath is produced by Transamerica Institute with assistance from WYPR.See omnystudio.com/listener for privacy information.

al Waller and Catherine Collinson discuss five important steps you should take to secure your financial resilience. Clearpath is produced by Transamerica Institute with assistance from WYPR.See omnystudio.com/listener for privacy information.

It's the time of year when many well-meaning folks tackle new years resolutions.  al Waller and Mihaela Vincze bring us 5 tips to building healthier habits.See omnystudio.com/listener for privacy information.

Sometimes it's ok to be not happy, especially at this time of year.  The team at ClearPath discuss toxic positivity - what it is and how to guard against it. ClearPath is produced by Transamerica Institute with assistance from WYPR.See omnystudio.com/listener for privacy information.

Al waller and Catherine Collinson alert us to the various scams, from robocalls to blatant identity fraud and give tips on how to avoid being a victim. Clearpath is produced by Transamerica Institute with assistance from WYPR.See omnystudio.com/listener for privacy information.

Al Waller and the team discuss how millinials are faring in terms of saving and preparing during the unsettled times of Covid 19.See omnystudio.com/listener for privacy information.

Al Waller and Mihaela Vinzce discuss the importance of gratitude during what can be a difficlt time for many and how to cultivate more of it. This podcast is produced by Transamerica Institute with assistance from WYPR.See omnystudio.com/listener for privacy information.

Al, Catherine and Mihaela discuss the various benefit options available from employers, This podcast is produced by Transamerica Institute with assistance from WYPR.See omnystudio.com/listener for privacy information.

Al Waller and Catherine Collinson discuss the toll of taking care of family members and where they can find support.  See omnystudio.com/listener for privacy information.

The popular radio show goes podcast!  Hear tips and advice on a variety of health, wellness and retirement topics.See omnystudio.com/listener for privacy information.

A new study released by nonprofit Transamerica Center for Retirement Studies examines the impacts of the pandemic and the retirement outlook of Generation Z, Millennial, Generation X, and Baby Boomer workers.See omnystudio.com/listener for privacy information.

Health insurance isn’t just for when you’re sick.See omnystudio.com/listener for privacy information.

With the world starting to open back up, many of us will more than likely change our pandemic spending habits – both out of necessity and well, to treat ourselves after more than a year of economic austerity.See omnystudio.com/listener for privacy information.

As many young adults have recently graduated from college, there could be quite a few finding themselves for the first time in their lives uninsured. See omnystudio.com/listener for privacy information.

Health insurance should ideally make health care more accessible and affordable for us - but health insurance isn’t just for when you’re sick either.See omnystudio.com/listener for privacy information.

If you took a poll asking folks if they could cease indulging their unhealthy habits, I suspect the response would be largely in favor, but the question is: How?See omnystudio.com/listener for privacy information.

Al and Catherine discuss ways to rollover your retirement accounts.See omnystudio.com/listener for privacy information.

During the COVID-19 pandemic it’s easy to lose track of time as our daily schedule and commute have been replaced by being at home for long periods of time.See omnystudio.com/listener for privacy information.

June is Pride Month, which offers an opportunity to reflect on the headwinds and structural inequalities that may limit the LGBTQ community’s ability to prepare, save, and reach long-term financial goals.See omnystudio.com/listener for privacy information.

We’re more than a year and counting into the pandemic and many of us have found ourselves for better or worse in a “work-from-home” situation that’s become permanent...See omnystudio.com/listener for privacy information.

in a year where uncertainty seems to be the order of the day and unrest appears to be lurking just around the bend, the urge to be productive is actually becoming widespread. See omnystudio.com/listener for privacy information.

With the light appearing to come into view at the end of the proverbial pandemic tunnel. It may be fairly tempting for a lot of us to revert to our pre-pandemic ways and then forget some of the important health lessons we’ve learned and practiced. And at the risk of semonizing, it really is worth remembering how maintaining good habits can continue to help us going-forward.See omnystudio.com/listener for privacy information.

Throughout the COVID-19 pandemic, we have all adjusted to spending an unprecedented amount of time in our homesSee omnystudio.com/listener for privacy information.